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Wednesday, April 14, 2021



Today's Leasing News Headlines

Currency and Mazo Capital Solutions
    (888) 702-9292
Leasing Industry Employment Ads
    Three Growing Companies
Sales Makes it Happen by Scott Wheeler, CLFP
    "Don't Hesitate"
Leasing News Legal Editor Ken Greene, Esq.
  to Attend State Financial Disclosure Legislation SFNet
     Webinar: What You Don't Know May Hurt You – This Friday
Computing Interest Rates Programs
    For Possible SB 1235 Use in California and Elsewhere
2021 World Leasing Yearbook
    Includes lists of Funders by Country
The Staggering Growth of Amazon's workforce - Graph
    Number of Employees Worldwide End of 2020
German Shepherd
    Dublin, California Adopt a Dog
Leasing/Finance/Business Loan Schools
     Several Have Many Long Term Programs
News Briefs---
Uber posts record gross bookings in March
    as ride-hailing demand picks up
Chicago lands an HQ from Spain
    Elements Global Services
Salesforce pushes remote-work option to end of year
    but will open S.F. tower offices soon
Offices are still dangerous places,
     San Francisco Bay Area residents say in COVID poll
152 Mayors Send Letter to U.S. Senators
    Urging Action on Gun Violence Prevention Legislation
After Aaron Rodgers aces first night as 'Jeopardy!' host,
     Shailene Woodley joins him for live recap
Announced September 24, 2020 Mitsubishi UFJ Lease &   
  Finance, Hitachi Capital Merge to Form Mitsubishi HC Capital
     to be effective April 1, 2021

You May have Missed---
Action Not Words (Overdraft program to fix, not charge)
  By Charles Wendel


Broker/Funder/Industry Lists
| Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device


  Sports Brief----
   California Nuts Brief---
    "Gimme that Wine"
     This Day in History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.




[headlines]

--------------------------------------------------------------

Currency and Mazo Capital Solutions
(888) 702-9292

Leasing News wrote about the changes at Currency, an aggregate lender, formerly working out of Los Angeles, with the portfolio split among companies holding the various aspects of their portfolio. It appears the operation today is out of Lincoln, Nebraska, run by Sand Hills executives. They have staff left over in Los Angeles and Scottsdale, Arizona, perhaps elsewhere. It appears the Peed family, who own Sand Hills, is firmly in charge.

On LinkedIn, Kenny Segin, Scottsdale, Arizona, responded, "I’ve taken a role with Sandhills Global who now owns Currency and our CurrencyPay brands. I’m one of the Directors here." His bio states he is a previous sales manager for Balboa Capital. (1)

The latest appears to be that top Currency Sales Executives have formed Mazo Capital "Dedicated to Small Business....Equipment Financing, Business Loans, Working Capital.”

No headquarters address was on the website. A call to their main number brought a representative who said their headquarters is in Orange County with executives across the United States. The representative said the company had a California Finance Lenders License. (Note: the person spoken with turned out to be:


A Press Release was released with photos which showed Peter Nguyen in last week's Leasing News "New Hires and Promotions," announcing he "was hired as Senior Vice President, Business Development, MAZO Capital Solutions, subsidiary of Strada Capital Solutions, Rancho Santa Margarita, California. He is located in the San Francisco, California, Bay Area. Previously, he was Managing Member, Catapult Group, LLC (September, 2016 - April, 2018). He joined Balboa Capital, October, 2000, as Account Executive; promoted January, 2005, Sales Manager; promoted January, 2008, Branch Manager."

 A search found
"FICTITIOUS BUSINESS NAME STATEMENT 20216596883
The following company is doing business as: MAZO CAPITAL SOLUTIONS/DIRECTFUND, 22431 ANTONIO PARKWAY #B610-610, RANCHO SANTA MARGARITA, CA 92688. This business is conducted by a corporation STRADA CAPITAL CORPORATION, 22431 ANTONIO PARKWAY #B160-610, RANCHO SANTA MARGARITA, CA, 92688. The registrants have not commenced to do business under the fictitious business name or names listed above. /S/STRADA CAPITAL CORPORATION. This notice was filed with the Orange County Recorder on 2/22/21"


This lead to Brad Kissler, listed on LinkedIn as Executive Vice President of Currency (2) I was unable to reach him, but his answering message identified his name and said I reached him at Currency Capital. His LinkedIn profile lists him at Currency, as well as retaining his status as CEO of STRADA Capital. He is formerly vice president of sales at Balboa Capital. He is not listed on the Mazo Capital press release. (That’s three ex-Balboa Capital sales managers).


https://mazocapital.com/our-team/

 

  1. Kenny Segin
    https://www.linkedin.com/in/kenny-segin-a292a454/
  2. Kissler LinkedIn April 13
    https://www.linkedin.com/in/bradkissler/

Aggregate Funders, Currency, Still Listed
Insider Report
http://leasingnews.org/archives/Feb2021/02_10.htm#agg



[headlines]
--------------------------------------------------------------

Leasing Industry Help Wanted


 

 

[headlines]
--------------------------------------------------------------

Sales Makes it Happen by Scott Wheeler, CLFP

"Don't Hesitate"

The primary responsibility of every originator in the commercial equipment leasing and finance industry is to move transactions forward. Hesitation is counterproductive, especially in a robust economy where there are so many opportunities to pursue. Vendors and end-users want originators who can demonstrate a sense of urgency and can quickly execute transactions. Prompt action on the part of originators solidifies relationships, wins more transactions, and increases incomes.
Below are a few suggestions provided by top producing originators:

  • Close your deals quickly. Every day that an approval is outstanding without being closed is an opportunity for a competitor to snag a deal away.
  • Make prospecting a priority. Prospecting for new accounts creates sustainability. Successful originators are constantly prospecting and never hesitate or delay their prospecting efforts.
  • Communicate credit decisions quickly to vendors and end-users. Whether a transaction is approved, declined, or pending - don't wait to inform vendors and end-users. Deals should be moved forward or moved off your pipeline to make room for new opportunities.
  • Follow-up promptly with new prospects. If you truly believe that you can provide a valuable solution to a vendor or end-user, there is no need to hesitate in starting the relationship. There is no better time than the present. Create a sense of urgency and move your relationships forward.
  • Do not hesitate in clearing out your pipeline. It is false security to have a large, stagnant, pipeline. Success is derived from moving your pipeline into the funded column.

Hesitation is used by average originators to create a sense of hope where there is a low possibility of success. Hope is never a strategy. Action is a means of cutting through the noise and delivering results for your vendors, end-users, employers, and yourself. Successful originators always choose action over hesitation.

Order via Amazon: https://www.createspace.com/5355516

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com

Sales Makes it Happen articles:
http://www.leasingnews.org/Legacy/index.htm

[headlines]
--------------------------------------------------------------

Leasing News Legal Editor Ken Greene, Esq.
to Attend State Financial Disclosure Legislation SFNet Webinar
“What You Don't Know May Hurt You” – This Friday

Ken Greene, Legal Counsel for the American Association of Commercial Loan Brokers, as well as Legal Editor for Leasing News, will be attending the April 16 12:00-1:0pm EDT Online, Zoom dial-in.

He has been active following the California Bill and New York bills, as well as those going through both the Connecticut and New Jersey Legislatures. These bills defines interest on capital leases, commercial loans, merchant cash advance, perhaps factoring, as well as requiring licenses and annual reporting for each state. He has also been active as a private attorney representing leasing brokers and companies as well as banks and their subsidiaries.

Other professions such as attorneys, certified public accounts, and other professions are licensed and follow regulations. The two new states may require the very similar requirements as California and New York.

Panelists include:

Lin Chua, InterNex Capital
Chris Duryea, Statewide Public Affairs
Jonathan Helfat, Otterbourg PC
Hamid Namazie, McGuireWoods
James Paolino, Focus Government Affairs
Scott Sadler, Sadler Consulting
William Malitsky, Focus Government Affairs

Pricing:
Members $0
Non-Members $95

Register to receive login one day in advance:
https://ams.sfnet.com/eweb/DynamicPage.aspx?webcode=EventInfo&reg_evt_key=07881E13-3CCD-42CB-B967-BA012F9E214B&RegPath=EventRegFees




[headlines]
--------------------------------------------------------------

Computing Interest Rates Programs
For Possible SB 1235 Use in California and Elsewhere

Source:
https://www.nav.com/business-loan-calculators/merchant-cash-advance-apr-calculator/

In the old days, late 1960’s and early 1970’s, companies would issue their buy rate for the term and amount for sales representatives’ calculations. They then add the factor to 1.00 and multiply it times the company buy rate. For instance, .0331 and the salesman wanted five points, multiply 1.05 times .0331 and it would be .034755. Then multiply this to the amount being financed to get the monthly payment.

Brokers were taught to tell prospects the rate in add on, not APR. Five year factor of .025 was 18% APR; 10% add on.  First and last would increase the interest rate, as well as a balloon or residual at the end.

Today, the most popular calculator software is TValue, available online or software for your computer of smartphone:
https://www.timevalue.com/tvalue-products

You can also purchase the calculator to put on your website by going to: https://www.timevalue.com/tcalc-financial-calculators

There are other financial portals and calculation tools:
Bankrate.com
Kiplinger.com
The Motley Fool

Merchant Cash Advance APR Calculator
  Kabbage, OnDeck, plus Term Loan APR Calculator
    (upper left on site below, plus add below site to your website)
https://www.nav.com/business-loan-calculators/merchant-cash-advance-apr-calculator/


[headlines]
--------------------------------------------------------------

2021 World Leasing Yearbook
Includes lists of Funders by Country

Available in digital and hardback formats, it is truly unique in its field and an indispensable resource.

The new 42nd edition features over 50 country reviews written by the top industry players in the markets and covers all leasing sectors with core data for each country with analysis and projections.

The unique World Leasing Database giving you direct access to over 4,000 companies and contacts in over 100 countries in the asset finance and leasing industry. Including: general leasing companies, specialist leasing companies, captives, investment bankers, consultants, brokers, lawyers and accountants.

It is the essential guide to current opportunities in international leasing and asset finance and provides valuable reference data for all players in the field.

The new 2021 edition includes the new Global Leasing Report which includes unique data on market volume and growth by region, including a ranking and analysis of the top 50 leasing markets by size. Features data from 1999 to date.

It is the essential guide to current opportunities in international leasing and asset finance and provides valuable reference data for all players in the field.

The new 2021 edition includes the new Global Leasing Report which includes unique data on market volume and growth by region, including a ranking and analysis of the top 50 leasing markets by size. Features data from 1999 to date.

Available Digital and Single User License $531.00

Research and Markets
Available 24 Hours a Day, 365 per year
https://www.researchandmarkets.com/contact-us

 

[headlines]
--------------------------------------------------------------

While many companies were forced to cut jobs in face of the COVID-19 pandemic, Amazon went on an unprecedented hiring spree in 2020. According to its latest earnings release, the e-commerce behemoth created 500,000 new jobs in 2020, adding to its already sizeable workforce.

With roughly 1.3 million employees across the globe, Amazon is only the second U.S. company to employ more than a million people (not counting McDonald's franchise employees). And while there's no end in sight to its growth, the company will have a hard time grabbing the number 1 spot anytime soon: retail giant Walmart currently employs 2.2 million people around the world.

By Felix Richter, Statista

[headlines]
--------------------------------------------------------------

German Shepherd
Dublin, California Adopt a Dog



Bonnie
ID: 52363
Female
6 Years, 1 Month

Hi my name is Bonnie! I'm a German Shepherd that weighs 64 lbs and I'm estimated to be 6 years old. I'm an intelligent, independent, free spirited gal. I prefer making my own decisions but will happily listen to you if you make a good case. I'd love an adopter that will help maintain positive reinforcement training to ensure a successful partnership together. Being in a shelter environment can be stressful, so I'd also love an adopter that is familiar with decompression strategies to help me transition into a new home more effortlessly. I am dog friendly and wouldn't mind having a potential canine sibling that can handle my forwardness. We're going to be partners in this adventure called life. Treat me like one and we'll both live happily ever after! Want to learn more about me? Then please email your completed application, found on our website, to Adoptions@eastbayspca.org; and mention my name!

East Bay SPCA, Dublin
4651 Gleason Drive
Dublin, Ca. 9456
925-479-9670

The East Bay SPCA is closed for regular walk-in adoptions, but it is still possible to adopt at this time. We are facilitating adoptions by appointment while still practicing physical distancing to keep our staff and community safe. 

Adoption counseling will be facilitated by phone and email, including determining if the animal would be a good fit for your household.

Complete our adoption application below and send it to adoptions@eastbayspca.org with the dog’s name you are interested in as the subject line. Our team of expert adoption matchmakers will review applications and contact you with more information about next steps.

Application: English
https://eastbayspca.org/wp-content/uploads/2021/03/Dog-Adoption-Questionnaire-2021.pdf

Application: Spanish
https://eastbayspca.org/wp-content/uploads/2021/03/Dog-Adoption-Questionnaire-2021-Spanish.pdf

Every East Bay SPCA Adoption Includes
Spay/Neuter
Initial Vaccines
Microchip & Registration
Roundworm and Flea Treatment
Temporary Leash and Collar
Discounted Dog Training Classes

Adoption Fee: $125

[headlines]
--------------------------------------------------------------

Leasing/Finance/Business Loan Schools
  Several Have Many Long Term Programs
(For our "Financial and Sales Training" list, please click here)

Commercial Capital Training Group
Commercial Finance Academy
Equipment Broker School
Global Leasing
Wheeler Leasing School

--------------------------------------------------------

Commercial Capital Training Group
(January, 2009)


Kris Roglieri
Founder and CEO
https://www.linkedin.com/in/kris-roglieri-0251152

Commercial Capital Training is headquartered in Albany, New York. The group also has three offices, in New York City, Rochester, New York and Orlando, Florida, with 30 employees, according to their web site. The company is also proud to have made Inc. Magazine’s “Inc. 5000” last year as one of America’s fastest growing companies. 

Founded by Kris Roglieri, CEO, and according to the web site, classes
are taught by him and over 45 participating lenders.  The group has educated  “600 finance entrepreneurs the ability to own and operate their very own commercial finance businesses.” Mr. Roglieri also owns two commercial lending institutions which graduates can work with: Durham Commercial Capital which serves as a direct lender as a non-recourse factoring institution and Prime Commercial Lending, which serves as a direct lender funding merchant cash advances and commercial real estate transactions.

He is also co-founder of the National Alliance of Commercial Loan Brokers who are holding their 5th annual Conference in Las Vegas, Nevada October 4-6, 2019. Indications gathering will break their last year 800 attendees in Miami, Florida. www.naclb.org

There are many testimonials on the website. Leasing News contacted
several at random, and here is a typical response received:

"I am a grad and I am a Raving Fan of the team at CCTG. I graduated in December 2013 and they still support me today just as they did when I first went through the training. Our company would not be where we are today if not for the training and support provided from the team at CCTG."
   Terry Luker
   Senior Partner
   Alternative Capital Funding Solutions

Commercial Capital Training Offers Two Programs:

Signature Gold Program - $25,000
“A 7-day Comprehensive Training Held in Our Albany, NY Headquarters Taught by Our Founder and CEO, Kris Roglieri… Our commercial finance training course and finance entrepreneur start-up program has been established in a time when banks are lending less to business owners and alternative funding businesses are emerging to fill the lending gap that exists among businesses of all sizes.

“We also offer entrepreneurs interested in focusing more on their business an elite Platinum Program that includes and expanded marketing package, lead generation for two years, your very own commercial finance product and more.”
http://www.commercialcapitaltraining.com/finance-program/your-investment/gold-program

Elite Platinum Package - $65,000
“Some of the highlights to this package are real time exclusive leads every month for the first 2 years of your business, marketing for the life of your business and a private label financing product that your company can offer. All of this will be managed and executed by a marketing company that truly knows your business. In fact, it is the world’s only dedicated finance-specific digital marketing agency, The Finance Marketing Group. http://finance http://www.commercialcapitaltraining.com/finance-program/your-investment/platinum-program/marketing.com/


Creating Successful Entrepreneurs in Capital Markets
https://www.youtube.com/user/CommercialCapitalTG

 

Commercial Capital Training Websitehttp://www.commercialcapitaltraining.com/
Contact Information:
Mike Geisler | Sr. Vice President Of Enrollment
mike@commercialcapitaltraining.com
Commercial Capital Training Group
90 State Street, Suite 1500, Albany, NY 12207
Office: (518) 244-8006 / Fax: (518) 694-0527

--------------------------------

Commercial Finance Academy


Jeff Brannon, Joint Venture Partner at SLIM Capital, has formed this academy. "Our Mission is to empower the next wave of financial entrepreneurs to take control of their professional life by creating a path to success and the perfect work/life balance."

He told Leasing News, "We are running a COVID-19 special of $9,995 for the 5-day class. Eventual price will be $14,995.  This will include premium commission opportunities when CFA graduates fund deals through SLIM!!"

Serving as administrator, he said they will be virtual online perhaps until December, and then take it to a physical classroom or a combination of both.

From the academy's website:

WHAT YOU CAN EXPECT FROM TAKING OUR MASTER CLASS

  • Be your own boss. Work from anywhere, anytime
  • Graduate with an out-of-box business and action plan
  • Start working immediately and generate income, day one
  • Minimal startup costs. It's ​your​ business!

5-DAY INTENSIVE PROGRAM INCLUDES:

  • Master class in Sales and Marketing
  • Unique​ Mock Calling Program
  • Credit and Underwriting Instruction
  • Basic Financial Analysis
  • Efficient Deal Packaging
  • Pricing Strategies
  • Proven Closing Techniques
  • Networking with Industry Professionals
  • Legal and Documentation Knowledge
  • Exclusive Industry Insights and Hacks

MARKETING FROM INDUSTRY EXPERTS WITH 40+ YEARS EXPERIENCE

CAREFULLY CURATED CURRICULUM

  • Learn industry secrets from 40+ year veterans
  • Understand how to best package your deal to move to the front of your lender's queue
  • Acquire effective tools to be a one-stop shop for all commercial finance needs
  • Gain access to system and processes that will make you more efficient
  • Post-graduate marketing support with private label material to service your clients
  • Reach your ultimate potential by accessing front of the line processing, funding and transaction preview

https://commercialfinanceacademy.com/

 

 

--------------------------------

Equipment Broker School
For Brokers by Brokers

Josh Feinberg and Will Murphy of Everlasting Capital Rochester, Dover, New Hampshire, have launched a school to teach students to teach "strategy, tactics, coaching and training covering  leadership, cash advance, equipment finance and leasing, entrepreneurship, social media, and sales," according to their press release. (1)  The state they "own companies with total funding’s exceeding $100 million. They have been on the Inc.500 list, Inc., Entrepreneur360 list, mentioned in DeBanked, and spoken at Business Loan Broker Academy conference 2018, and Broker Fair 2019!" (1)


Josh Feinberg
Co-Founder, CEO, Equipment Broker School LLC, Dover, New Hampshire (July, 2019 - Present); President, Everlasting Equipment (April, 2019 - Present); President/CEO, Everlasting Capital Corporation (November, 2012 - Present); Internet/Retail Sales Manager, We Buy Stuff, Rochester (March, 2012 - November, 2012); Regional Manager, Balboa Capital Corporation (November, 2011 - March, 2012); Finance Manager, Direct Capital Corporation (July, 2010 - September, 2011); Customer Sales Associate, JC Penny (March, 2010 - July, 2010). Education: Great Bay Community College.  In Progress Liberal Arts (2011 - 2013).  Dover Senior High School (2006 - 2011). https://www.linkedin.com/in/josh-feinberg-45407432/


Will Murphy
Co-Founder, COO, Equipment Broker School LLC., Dover, New Hampshire (July, 2019 - Present); Co-Founder, COO, Everlasting Capital Corporation (November, 2012 - Present); Owner, We Buy Stuff – Pawn Shop (June, 2011 - May, 2016); Assistant Manager, 1-800-GOT-JUNK (May, 2009 - May, 2011); CEO/Founder, BAB! Landscape and Design (March, 2005 - November, 2008); Account Executive, AMERIFI Mortgage (May, 2005 - June, 2006); Account Executive Inside/Outside Sales, Turf Green Chem Lawn (May, 2004 - May, 2005). Education: Plymouth State University Kappa (2000 - 2004). Kappa Delta Phi Sigma Chapter. Lincoln High School (1996 - 2000).
https://www.linkedin.com/in/will-murphy-8099a95b/

Pricing Options, according to their website (2)

Pay Monthly $200 for Months
$997 One Time Payment

1 Year Access to All Courses
12 Segments’ with over 60 Videos

Advanced Equipment Finance & Leasing
Launching September 1st

Expert Equipment Finance & Leasing
Launching October 1st

(1) Press Release:
http://www.prweb.com/releases/everlasting_capital_founders_develop_equipment_finance

(2) Website
http://www.equipmentbrokerschool.com

 

--------------------------------

Global Financial Training Program
Over 35 Years of Experience Financing Businesses

Program Cost: $19,950.00

Phil Dushey
President & CEO

In 2001, Global Leasing founder Phil Dushey created a new company to train independent entrepreneurs who want to enter the lucrative field of business financing. Global Financial Training Program teaches all aspects of finance including Equipment Leasing, Accounts Receivable Financing, Cash Advance, Commercial Real Estate, SBA Loans and much more. Phil’s students have found great success with his program.

Mr. Dushey is a founding member of the National Association of Equipment Leasing Brokers. He has been a member and speaker at many leasing organizations for several years. He is also a founding member of the leasing news advisory board.

Global Financial Training Program provides students with everything they need to start making money immediately after four days of training. As a full-service finance company you will provide a valuable service for business owners that have difficulty getting financing from their local banks. The banks are turning down over 90% of business loan applications and you can approve at least 50% of the turndowns. After the training at their offices in New York City trainees are instantly approved with over 25 lenders, get a custom designed website, stationery package, 1000 leads and enough marketing to have their phones ringing the first week after the training and much more... It's easier than you think to fulfill your dreams of independence, living the life you deserve and enjoying the prestige of owning your own company.

You don't need prior experience. All you need is the desire to be your own boss, the ability to learn, good people skills, and a passion to succeed and make a lot of money.

How much, is up to you...

Philip Dushey
President & CEO
Global Financial Services
1 State Street, 21st Floor
New York NY 10004
Email phil@gbtsinc.com
www.globalfinancialtrainingprogram.com
Phone: 212-480-4900

The Global Group of independently owned companies are:

Global Financial Services | www.globaleasing.com
We have been actively providing financial services for 35 years

Global Church Financing | www.globalchurchfinancing.com
One of the largest independent companies financing equipment for churches nationwide

Global Financial Training Program | www.globalfinancialtrainingprogram.com
The oldest and most comprehensive training program for people who want to own their own finance company

Mr. Dushay is also on the Leasing News Advisory Board
http://www.leasingnews.org/Advisory%20Board/Dushay_Phil.htm

Moving America Forward is a business television show hosted by William Shatner, anchored by Doug Llewellyn. On this episode we talk to Phil Dushey about his business opportunity and Global.

---------------------------------------------------------------

Wheeler Leasing School

Program Cost: $18,500

Overview

Wheeler Business Consulting L.L.C. provides training and continuous support to individuals seeking to enter the leasing/financing industry. The leasing/financing industry provides much needed funds to businesses looking to acquire essential equipment. Entrepreneurs nationwide are originating equipment financing and leasing transactions assisting small, medium and large companies. It is estimated that 80% of all businesses have leased equipment and that nearly one-third of all equipment purchased by corporations is funded by independent finance and leasing agreements.

There are tremendous opportunities to enter the leasing/financing industry. There are few barriers to entry. Individuals who are properly trained, who are networked with local, regional and national funding sources can arrange transactions for their corporate clients in the range of a few thousand dollars to multi-million dollars.

As with most businesses, the establishment of a lease brokering operation is a long term proposition. However, with the proper training, support and encouragement, an individual can start making above average incomes relatively quickly. Within two to five years an individual should expect to generate an income which is well in the six figure range.

With quality training, individuals will be able to offer consistent, high spirited customer service to their commercial clients. Successful lease brokers can build a business from a small home based operation to a full service office in a relatively short period of time.

My goal is to share my thirty plus years of industry experience with others who are serious about learning and succeeding in the leasing/financing industry.

Contact Information:
Wheeler Business Consulting LLC 1314 Marquis Ct.
Fallston, Maryland 21047

Phone: 410-877-0428
Fax: 410-877-8161
email: scott@wheelerbusinessconsulting.com

Website: www.wheelerbusinessconsulting.com

[headlines]
--------------------------------------------------------------

News Briefs---

Uber posts record gross bookings in March
    as ride-hailing demand picks up
https://www.cnbc.com/2021/04/12/uber-posts-record-gross-bookings-in-march-as-ride-hailing-bounces-back.html

Chicago lands an HQ from Spain
    Elements Global Services
https://www.chicagobusiness.com/greg-hinz-politics/chicago-lands-hq-spain?utm_source=today-s-crain-s&utm_medium=email&utm_campaign=20210412&utm_content=article1-headline

Salesforce pushes remote-work option to end of year,
    but will open S.F. tower offices soon
https://www.mercurynews.com/2021/04/12/salesforce-pushes-remote-work-option-to-end-of-year-but-will-open-s-f-tower-offices-soon/

Offices are still dangerous places,
     San Francisco Bay Area residents say in COVID poll
https://www.mercurynews.com/2021/04/13/offices-are-still-dangerous-places-bay-area-residents-say-in-covid-poll/

152 Mayors Send Letter to U.S. Senators
    Urging Action on Gun Violence Prevention Legislation
https://www.prnewswire.com/news-releases/152-mayors-send-letter-to-us-senators-urging-action-on-gun-violence-prevention-legislation-301267915.html

After Aaron Rodgers aces first night as 'Jeopardy!' host,
     Shailene Woodley joins him for live recap
https://www.usatoday.com/story/entertainment/television/2021/04/05/aaron-rodgers-aces-first-night-jeopardy-host-viral-moment/4811381001/

Announced September 24, 2020 Mitsubishi UFJ Lease &    
  Finance, Hitachi Capital Merge to Form Mitsubishi HC Capital
     to be effective April 1, 2021
https://www.spglobal.com/marketintelligence/en/news-insights/blog/a-bank-takes-its-project-finance-assessments-to-a-new-level


 

[headlines]
--------------------------------------------------------------


You May Have Missed---

Action Not Words (Overdraft program to fix, not charge)
  By Charles Wendel
https://ficinc.com/action-not-words/

 

[headlines]
--------------------------------------------------------------


Sports Briefs---

A Softball Pitcher Struck Out Every Batter?
     She Hadn’t Noticed.
https://www.nytimes.com/2021/04/13/sports/hope-trautwein-21-strikeout-perfect-game.html

Tom Brady reacts to Julian Edelman's surprising retirement
    with heartfelt tribute to his former teammate
https://www.cbssports.com/nfl/news/tom-brady-reacts-to-julian-edelmans-surprising-retirement-with-heartfelt-tribute-to-his-former-teammate/

‘Smooth’ debut for Giants’ fans pre-game: COVID vaccination,
    negative test checks don’t bog down lines
https://www.eastbaytimes.com/2021/04/09/smooth-debut-for-giants-fans-pre-game-covid-vaccination-negative-test-checks-dont-bog-down-lines/

Steph Curry breaks Wilt Chamberlain's
    Warriors scoring record
https://www.sfchronicle.com/sports/warriors/article/Steph-Curry-breaks-Wilt-Chamberlain-s-Warriors-16096041.php

Warriors choose Brandon Schneider to succeed
     Rick Welts as team president
https://www.sfchronicle.com/sports/warriors/article/Warriors-choose-Brandon-Schneider-to-succeed-Rick-16098377.php


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

Irvine Co. Goes Low-Rise With New Innovation Office Park
    Development: Project Encourages Return to Office
https://www.ocbj.com/news/2021/apr/12/irvine-co-goes-low-rise-new-innovation-office-park/

Former Richmond police chief is Biden’s pick
    to head U.S. Customs and Border Protection
https://www.eastbaytimes.com/2021/04/12/former-richmond-police-chief-is-bidens-pick-to-head-customs-and-border-protection/

Gavin Newsom signs bill to rush spending on
    California wildfire prevention as drought sets in
https://www.sacbee.com/news/politics-government/capitol-alert/article250622984.html

Squaw-Alpine gondola would transform Tahoe resort
     into one of the biggest in North America
https://www.sfgate.com/renotahoe/article/Squaw-Alpine-gondola-merge-Tahoe-resort-3-largest-16097959.php?IPID=SFGate-HP-CP-Spotlight

Amazon's Efforts to Operate Massive Freight Terminal
    at Dangerous Intersection in Sonoma Valley Delayed
https://www.winebusiness.com/news/?go=getArticle&dataId=244063


[headlines]

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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Home Wine Deliveries Keep on Truckin'
https://www.winespectator.com/articles/home-wine-deliveries-keep-on-truckin

Atticus Wine Announces Limited-Edition Spring Releases
https://www.winebusiness.com/newreleases/?go=getArticle&dataId=244029

Tensions rise in water battle along Oregon-California line
https://news.yahoo.com/tensions-rise-water-battle-along-165522023.html

Terroir on a 100-Point Scale
https://www.winespectator.com/articles/terroir-on-a-100-point-scale-can-great-vineyards-be-measured

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

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----------------------------------------------------------------

This Day in History

     1775 - The first abolition organization was formed today as the Society for the Relief of Free Negroes Unlawfully Held in Bondage in Philadelphia, PA. The first president was John Baldwin.
    1828 - Noah Webster published his American Dictionary of the English Language. 22 years in preparation. It introduces "Americanisms" — 12,000 words never before in any dictionary.
    1849 - Isabella Stewart Gardner, art collector, began collecting art with her husband. Continued collecting after his death, designed the mansion to house it and then donated the finished museum which bears her name to the people of Boston in 1903. It houses one of the world's great collections of Dutch and Renaissance paintings. Her will specifies the collection remain exactly as she placed it. An absolutely fascinating place and this tourist loved it!
    1865 - President Abraham Lincoln was shot by John Wilkes Booth at Ford's Theater in Washington, D.C. He died the following morning. John Wilkes Booth, a well-known actor, was allowed upstairs at Ford's Theatre, giving him access to United States President Abraham Lincoln's private box as Lincoln watched "Our American Cousin." Just after 10 p.m., Booth, a Confederate sympathizer, shot Lincoln in the head, leaped to the stage below, and shouted, “Sic semper tyrannis,” Latin for "Thus always to tyrants," the state motto of Virginia. In the fall, he broke his leg but managed to escape the Washington, D.C. theatre, mount a horse, and flee to Virginia. Booth was tracked down and shot as he hid in a barn near Port Royal, Virginia. The next day, Lincoln died at 7:22 a.m.  As part of the conspiracy, Lewis Powell broke into the home of Secretary of State William Seward and stabbed him in his bed several times.  Five others in the house were injured.  Although he survived, Seward’s face was disfigured from the wounds.
http://memory.loc.gov/ammem/today/apr14.html
    1865 - The first National Bank to fail was First National Bank of Attica, New York, placed in receivership for injudicious banking and failure of large debtors.
    1886 - An F4 tornado struck St. Cloud and Sauk Rapids, Minnesota. 61 people were killed and total damage was around $400,000. Over 200 homes were destroyed by this "spiral apparition."
    1894 - In New York City, Thomas Edison demonstrated his kinetoscope. A viewer held 50 feet of film, about 13 seconds worth, that showed images of Annie Oakley and Buffalo Bill. The demonstration was called the first peep show, since you had to peep into the device to see the film. At that time, movies were not projected on a screen.
    1897 - Birthday of Horace McCoy (d. 1955), born Pegram Station, Tennessee, (some sources say Nashville). He spent most of his adult life in Dallas, Texas. "Hard-boiled" American mystery writer and Hollywood scriptwriter. Contributor to "Black Mask" along with Raymond Chandler, James M. Cain, Dashiell Hammett, et al. His best-known novel is the 1930s Depression drama “They Shoot Horses, Don't They,” filmed and directed by Sydney Pollack. Also wrote “Kiss Tomorrow Goodbye” and “Corruption City.”
http://www.tsha.utexas.edu/handbook/online/articles/view/MM/fmcbc.html
http://www.kirjasto.sci.fi/hmccoy.htm
    1902 - J.C. (James Cash) Penney opened his first store -- in Kemmerer Wyoming. In partnership with Thomas M. Callahan and William Guy Johnson, Penney named the store "Golden Rule." The dry goods and clothing store had a first-year profit of $8,514.36 on sales of $28,898.11.
    1910 - President William Howard Taft began a sports tradition by throwing out the first baseball of the season at an American League game between Washington and Philadelphia. Washington won 3-0.
    1910 - Dr. Elinor McGrath graduated from the Chicago Veterinary College to become the first woman veterinarian in the United States.
    1912 - RMS Titanic hits iceberg just before midnight in the North Atlantic, ruptures its hull, and begins to sink. Twenty-one-year-old David Sarnoff picked up the Titanic's distress call. Sarnoff, a telegraph operator running the world's most powerful radio telegraph station on top of Wanamaker's department store in New York, stayed at his post for seventy-two hours, receiving and transmitting information. Sarnoff went on to become a pioneer in radio and television broadcasting: He founded NBC in 1926, created an experimental television station for NBC in 1928, and eventually became president and chairman of RCA.
    1912 - Famed band leader Les Brown (d. 2001) born Reinerton, Pa.
    1918 - Lieutenant Douglas Campbell became the first American pilot to achieve the designation of ACE when he shot down his fifth German aircraft.
    1925 - The Cleveland Indians defeated the St. Louis Browns, 21-14, in their season opener. Cleveland scored 12 runs in the eighth inning, thanks to five errors by the Browns.
    1924 - Shorty Rogers was born Milton Rajonsky (d. 1994), Great Barrinbgton, MA.  One of the principal creators of West Coast Jazz, he played trumpet and flugelhorn and was in demand for his skills as an arranger.
http://www.theiceberg.com/artist/25352/shorty_rogers/
http://www.spaceagepop.com/rogers.htm
http://www.vh1.com/artists/az/rogers_shorty/bio.jhtml
http://www.musicweb.uk.net/encyclopaedia/r/R129.HTM
(perhaps one of the best album covers was “Shorty Rogers Swings” with this girl in tight Capri pants, a first for its day.)
    1925 - Birthday of tenor sax player Gene “Jug” Ammons (d. 1974), Chicago, Il.
http://www.thejazzfiles.com/JazzAmmons.htm
http://www.findagrave.com/cgi-bin/fg.cgi?page=gr&GRid=
6720676&pt=Gene%20'Jug'%20Ammons

http://www.amazon.com/exec/obidos/ASIN/B000000ZDD/
inktomi-musicasin-20/ref%3Dnosim/104-3995378-9027112

    1928 - Jack Teagarden cuts first solo, “She's a Great, Great Girl (Vi 21326)
    1933 - Singer Buddy Knox (d. 1999) was born in Happy, Texas. He was one of a number of southern country singers who broke into rock 'n' roll in the 1950's. "Party Doll" and "Hula Love" were his two big hits, both in 1957. After he performed on the same 1956 radio show as fellow Texan Roy Orbison and his "Teen Kings" band, Orbison suggested that Knox go to record producer Norman Petty, who had a recording studio in Clovis, NM, the same studio where Buddy Holly recorded several of his early hits, including “That’ll Be the Day.”
    1935 - Babe Ruth played his first National League game in Fenway Park in Boston, Massachusetts. He was playing for the Boston Braves, not his old team the Red Sox, in this, his last year in the Majors. In this season, Ruth played 28 games, getting 13 hits and six home runs, before retiring.
    1935 – Country singer/songwriter Loretta Lynn was born Butcher’s Hollow, KY.  She has been nominated 18 times for a Grammy Award, and has won 3 times.  Lynn is the most awarded female country recording artist and the only female ACM Artist of the Decade (1970s). Lynn has scored 24 No. 1 hit singles and 11 number one albums. She ended nearly 50 years of touring on the road after she suffered a stroke in 2017 and then broke her hip in 2018.
    1935 - A windstorm moves from the Dakotas into the southern plains, lifting powdery soil into a 1,000-foot-high cloud — a blizzard of black dust and muddy rain hundreds of miles wide. With winds of 60 miles per hour, the storm moves quickly, engulfing whole towns in total darkness by early afternoon. Motorists are stranded on highways; farmers can't find their way home; families cower in houses, watching the dust pack so thickly against windows it seems they are being entombed. In 1935 alone, the winds took an estimated 850 million tons of topsoil. By the time the drought ends in 1940, the Dust Bowl states lost one-third of their population.
http://www.usd.edu/anth/epa/dust.html
    1939 - "Grapes of Wrath" by John Steinbeck was published. He was considered very controversial by the people of Salinas and Monterey, actually moved to my hometown of Los Gatos, due to all the people "giving me a hard time." He later became well regarded on the Monterey Peninsula and a tourist icon.
    1941 - Birthday of former baseball player Peter Edward “Pete” Rose, Cincinnati, Ohio.
    1952 - Top Hits
Wheel of Fortune - Kay Starr
Anytime - Eddie Fisher
Tell Me Why - The Four Aces
(When You Feel like You're in Love) Don't Just Stand There - Carl Smith
    1955 - The first Four Freshman album “Voices in Modern” released on Capitol.
    1955 - Fats Domino's "Ain't That A Shame" is released.  It reached number 1 on the Billboard R&B chart and number 10 on the pop chart.  The song is ranked number 438 on Rolling Stone magazine's 500 Greatest Songs of All Time.
    1955 - Elston Howard, who will be named the American League's MVP in 1963 (the first black player in the AL to do so), becomes the first black to play for the Yankees. The former Monarchs' catcher was a 12-time All-Star and appeared in 54 World Series games, third-most in MLB history behind Yogi Berra and Mickey Mantle. He compiled a .274 batting average during his 14-year playing career.  He was a member of six World Series champions.
    1956 - The first video tape recorder for sounds and pictures was manufactured by Ampex Corporation, Redwood City, California, which could accommodate a 65-minute recording. The Columbia Broadcasting System purchased three of the video tape recorders at $75,000 each.  Ampex's first great success was developed at the behest of singer Bing Crosby who became the first entertainer to tape his television performances, now an industry-wide standard.   The company began developing video tape recorders and later introduced the helical scan concept that make home video players possible.  Ampex quickly became a leader in audio tape technology, developing many of the analog recording formats for both music and movies that remained in use into the 1990s. They also introduced multi-track recording, slow-motion and instant playback television, and a host of other advances.
    1960 - Top Hits
The Theme from "A Summer Place" - Percy Faith
Greenfields - The Brothers Four
Mama - Connie Francis
He'll Have to Go - Jim Reeves
    1960 - In New York City, the musical "Bye Bye Birdie" opened at the Martin Beck Theatre, starring Chita Rivera and Dick Van Dyke. It ran for 607 performances.
    1962 - Elgin Baylor of the Los Angeles Lakers scored 61 points in the NBA Playoffs against the Boston Celtics.
    1967 - At Yankee Stadium, Billy Rohr, 21, is one out from pitching a no-hitter in his Major League debut when Elston Howard singles on a 3-2 pitch ruining the rookie's shot at immortality. A heartbroken six-year-old fan, John-John, sitting near the Red Sox dugout has to be consoled by his mother, Jackie Kennedy.
    1968 - Top Hits
Honey - Bobby Goldsboro
Young Girl - The Union Gap
Cry like a Baby - The Box Tops
You are My Treasure - Jack Greene
    1968 - De Vicenzo Signs Incorrect Card. After concluding the final round of the Masters with a magnificent 66, Argentinean Roberto de Vincenzo signed an incorrect scorecard that mistakenly recorded a par four on the 17th hole instead of a birdie three. Under the rules of golf, de Vicenzo was penalized one stroke and Bob Goalby was declared the winner. Said de Vincenzo, “What a stupid I am.”
    1969 - At the Academy Awards ceremony, Best Actress winner Barbra Streisand shocked the viewing audience with her see-through, bell-bottomed Scaasi pajamas. Opinions about her revealing outfit were mixed but Streisand then angered some Academy members when she left the Governors' Ball after the ceremony to host a party at her house. Streisand, who had tied for the award with Katharine Hepburn, won for her electrifying film debut performance as Fanny Brice in Funny Girl.
http://www.infoplease.com/ipa/A0149117.html
    1969 - The first Major League baseball game played outside the US occurred as the Montréal Expos hosted the St. Louis Cardinals at Jarry Park. The Expos, an expansion team, won 8-7.
    1970 - Milwaukee Buck basketball player Lew Alcindor was named NBA Rookie of the Year. Alcindor later changed his name to Kareem Abdul-Jabbar.
    1975 - Having already received two gold records for the albums, "The Captain and Me" and "What Once Were Vices Are Now Habits," the Doobie Brothers pick up their first gold single for their country flavored "Black Water."
    1976 - Top Hits
Disco Lady - Johnnie Taylor
Let Your Love Flow - Bellamy Brothers
Right Back Where We Started From - Maxine Nightingale
'Til I Can Make It on My Own - Tammy Wynette
    1980 - Kramer vs. Norma, Apocalypse vs. Jazz. That's how the honors were divided at the 52nd Annual Academy Awards ceremony at the Dorothy Chandler Pavilion in Los Angeles. Johnny Carson was hosting quite a contest! But the Oscar for Best Actor in a Supporting Role went to Melvyn Douglas for his performance in "Being There." Was it going to be an upset? "Being There" was a long shot to win Best Picture and this was its first award all evening. "All That Jazz" had already won four of the golden statuettes and "Apocalypse Now," two. Next, it was Meryl Streep who picked up the Best Supporting Actress Oscar and Dustin Hoffman, Best Actor, for their roles in "Kramer vs. Kramer," making it a trio of Oscars for "Kramer," so far. Then "Norma Rae" picked up two awards: Best Music/Song, "It Goes like It Goes," David Shire (music), Norman Gimbel (lyrics) and Best Actress, Sally Field. But it was in the cards for "Kramer vs. Kramer" as it won for Best Director (Robert Benton), and then, Best Picture (Stanley R. Jaffe, producer). Going into the evening, "All That Jazz" and "Kramer vs. Kramer" each had nine Oscar nominations, "Apocalypse Now" had eight, and "Norma Rae," four.
    1984 - Top Hits
Footloose - Kenny Loggins
Against All Odds (Take a Look at Me Now) - Phil Collins
Hello - Lionel Richie
Thank God for the Radio - The Kendalls
    1985 - Record early season warmth occurred in the west. The temperature at Phoenix, Arizona reached 100 degrees which tied the record for the earliest in the season the mercury climbed to the 100-degree mark. The previous date was back in 1925 on this same day. At Lander, Wyoming, a high reading of 77 degrees was the warmest for so early in the spring season.
    1985 - The once-notorious Lexington Hotel in Chicago, Illinois was visited by Geraldo Rivera and a camera crew. A record television audience watched as the long-sealed vault of racketeer Al Capone was opened during an overly advertised television special. Geraldo found broken bottles and no hint that Capone and his gang had ever stashed anything there.
    1986 - The United States launches air strikes against Libya in retaliation for the Libyan sponsorship of terrorism against American troops and citizens. The raid, which began shortly before 7 p.m. EST (2 a.m., April 15 in Libya), involved more than 100 U.S. Air Force and Navy aircraft, and was over within an hour. Five military targets and “terrorism centers” were hit, including the headquarters of Libyan leader Muammar al-Qaddafi. During the 1970s and '80s, Qaddafi's government financed a wide variety of Muslim and anti-U.S. and anti-British terrorist groups worldwide, from Palestinian guerrillas and Philippine Muslim rebels to the Irish Republican Army. In response, the U.S. imposed sanctions against Libya and relations between the two nations steadily deteriorated. In 1981, Libya fired at a U.S. aircraft that passed into the Gulf of Sidra, which Qaddafi had claimed in 1973 as Libyan territorial waters. That year, the U.S. uncovered evidence of Libyan-sponsored terrorist plots against the United States, including planned assassination attempts against U.S. officials and the bombing of a U.S. embassy-sponsored dance in Khartoum, Sudan. Today he has agreed to peace in the Middle East, perhaps due to the military action in Iraq.
    1988 - A weather disturbance off the southern coast of California brought parts of southern California their first rain in six weeks. Rain- slickened roads resulted in numerous accidents in southern California, including a ten car pile-up at Riverside
    1994 - Top Hits
Bump N Grind - R. Kelly
The Sign - Ace Of Base
Without You/Never Forget You - Mariah Carey
Mmm Mmm Mmm Mmm - Crash Test Dummies
    1999 - In a 7-6 loss to the Blue Jays, Devil Ray Jose Canseco becomes the 28th player in Major League history to hit 400 home runs.
    1999 - Top Hits
No Scrubs - TLC
Believe - Cher
What’s It Gonna Be?! - Busta Rhymes Featuring Janet
Every Morning - Sugar Ray
    2001 - By scoring in their 175th consecutive game, the Reds set the modern National League record for not being shut out by an opponent. Ironically, to break the record, Cincinnati beats Al Leiter and the Mets, 1-0, the last team and pitcher to blank the franchise.
    2002 – Golfer Tiger Woods becomes the 3rd player to claim back-to-back Masters, 3 strokes ahead of Retief Goosen of South Africa.
    2003 - The Human Genome Project is completed with 99% of the human genome sequenced to an accuracy of 99.99%.
    2003 - U.S. troops in Baghdad capture Abu Abbas, leader of the Palestinian group that killed an American on the hijacked cruise liner the Achille Lauro in 1985.
    2018 – Beyonce became the first black woman to headline the Coachella Music Festival; her performance became the most-watched performance ever on YouTube.

Stanley Cup Champions:
    1928 - New York Rangers
    1931 - Montreal Canadiens
    1948 - Toronto Maple Leafs
    1955 - Detroit Red Wings
    1960 - Montreal Canadiens

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SuDoku

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http://leasingnews.org/Soduku/soduko-main.htm

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