Corrections - Pictures from the Past---
Missing Caption
Featured on Leasing News

1993
Patrick E. Byrne, CLP

“Balboa Capital Corporation is the 67th fastest growing private company in the U.S., according to Inc. Magazine."
The Balboa Bulletin, October, 1993
WAEL Newsletter

Tuesday Version
Pictures from the Past---
Featured on Leasing News
http://leasingnews.org/archives/Jan2021/01_19.htm#pictures

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Commercial Financing Disclosures CA & NY
Today, Thursday - Everything You Need to Know to Prepare

| 1:00-2:30 PM EST Today (Thursday)

Legislation proposed in both California and New York are requiring new disclosures to borrowers in commercial loan transactions. Hear from regional experts on how this will impact your business and what you can do to prepare.

Panelists:
Andrew Alper
Frandzel Robins Bloom & Csato, L.C.
Robert L. Hornby
Chair, Equipment Leasing & Finance
Chiesa Shahinian & Giantomasi PC
Shervin Rashti, CLFP
CEO, SLIM Capital, LLC

Register (open to all)
https://us02web.zoom.us/meeting/register/tZYucuuhpzovG9QHBNuDbTM-s3P6Ga2VQcpo

Presented by the National Equipment Finance Association

New Hires/Promotions in the Leasing Business
and Related Industries

 

Michael Buffington was promoted to Managing Director, Equipment Finance at NBH Bank, Kansas City Metropolitan Area.  He joined the firm June, 2017, as Director, Capital Equipment Finance.  Previously, he was Vice President, Equipment Finance, American National Bank (August, 2012 - May, 2017); Equipment Finance, Structure/Underwriting, GE Capital (July, 2003 - June, 2012). Education: Xavier University. Bachelor's degree, Finance and Financial Management Services. (1995 - 1999).  Activities and Societies: Finance Club, four years.  Entrepreneurship Club, two years.  Business Leaders for Tomorrow, three years. Club Golf and Club Football.  Worked throughout college career.  Rockhurst University. M.B.A., Accounting and Finance (2005). https://www.linkedin.com/in/michael-buffington-91224a54/

Melinda Fricke was hired as Senior Vice President, Business Development Officer for Asset-Based Lending Pacific Western Bank, Dallas, Texas. She is located in the Piano, Texas office. “(She)...will expand the Bank’s efforts to deliver asset-based lending solutions to middle-market businesses in North Texas, Oklahoma, Arkansas and Louisiana." Previously, she was Regional First Vice President, Business Development, Crestmark (August, 2008 - December, 2020); Vice President, Business Development Officer, Summit Financial (June, 2007 - July,2008); Vice President, Business Development (Wells Fargo (formerly Evergreen Funding) (March, 2002 - May, 2007); Vice President, Business Development, Freemont Financial (February, 1998 - 2000); Business Development, First Community Financial (1993 - 1996):  Volunteer: Board Member, Supidstrong Organization (dedicated to gastric cancer research and awareness) (July, 2014 - Present). "As a lending professional she is an active member of the Association for Corporate Growth serving on both the Women’s Committee and the 2021 Capital Connection Committee.  She is also the former Philanthropy Chair of the Women’s Finance Exchange." Education: Arizona State University. Bachelor of Science, Business Management.
 https://www.linkedin.com/in/melinda-fricke-0201496/

Mike Hurtado was promoted to Senior Sales Manager, Regents Capital Corporation, Costa Mesa, California  He joined the firm January, 2018, as Sales Manager; promoted February, 2015, Commercial Originations. Previously, he was Quality Control Intern, Axis Appraisals (November, 2012 - February, 2013); Teller, Bank of America (May, 2011 - January, 2012); Intern, Sportiqe Apparel (May, 2011 - September, 2011). Languages: Spanish.  Education: Arizona State University, Bachelor of Interdisciplinary Sciences emphasizing Business and Communications; Spanish (2009 - 2013).  Activities and Societies: Delta Chi, Sports Business Association and FOCUS (Fellowship of Catholic University Students).  Mater Dei High School (2005 - 2009).  Activities and Societies: Football and Monarchs for Marines). https://www.linkedin.com/in/mike-hurtado-71763968/

Peter Pabon was hired as Senior Vice President, Capital Markets Manger, JA Mitsui Leasing Capital Markets  Company, Chicago, Illinois. Previously, he was Regional Manager, Technology Finance Corporation (2018 - 2020).  He joined PNC 2011 as Vice President, New Business Development Manager, General Industries; promoted 2014, Vice President, Business Development Manager, Technology Finance; promoted 2016, Vice President, Capital Markets, Intermediary Finance.  Manager of Customer and Vendor Finance, Tellabs (May, 2009 - 2011); Senior Vice President, Vendor Finance, New Business Development, Bank of America (2000 - 2008); National Accounts Manager, Mfg. Equipment Group, Associates Commercial Credit (1999 - 2000) Regional Manager, Central Region, Mitsui Vendor Leasing (1994 - 1999); Vice President, Tax Exempt Municipal Leasing and Finance, Chicago Corporation (1990 - 1992); Vice President, Tax Leasing Specialist, First Chicago Leasing Corporation (1987 - 1989). Volunteer: Wayside Cross Ministries (June, 2001 - Present).  Education: Northern Illinois University. Bachelors of Science. Business College, Finance and Economics. (1077 - 1981). https://www.linkedin.com/in/peterpabon/

Heather (Smith) Parker, CPA, was promoted to Chief Financial Officer, Balboa Capital, Rancho Santa Margarita, California. She joined the firm January, 2018, as Controller.  Previously, she was Director of Accounting, Compliance, and Human Resources, Go Capital, USA (August, 2013 - December, 2017); Director, Lockwood Capital (2005 - 2007); Vice President, Dresdner Kleinwort Wasserstein (2002 - 2005); Vice President, Bank of America (1998 - 2002); Senior Consultant, Arthur Andersen, LLP (1993 - 1996). Education: University of California, Los Angeles, The Anderson School of Management. Master of Business Administration (M.B.A) (1996 -1998). Stanford University. Bachelor of Arts (B.A.), Quantitative Economics (1989 - 1993). https://www.linkedin.com/in/hiheatherparker/

Melissa Young was promoted to Director of Business Development, Southeast Region/Key National Account Manager, Compass Equipment Finance LLC.  She joined the firm December, 2018, as SE Territory Representative.  Previously, she was Vice President of Transportation, Taycor Financial (February, 2018 - December, 2018); Vice President, Leasing Division, Bank of the Ozarks (August, 2016 - November, 2017). She joined Murphy-Hoffman Company (MHC Kenworth) January, 2006 as Rental Manager; promoted August, 2009, Lease Account Manager). Account Manager, The Cashion Company (January, 2000 - October, 2005); Account Manager, The Hagan Agency Industry (May, 1999 - January, 2000). Licenses: American Society of Notaries (member) Issued August, 2020. Electronic Notary. Arkansas Secretary of State Mark Martin. Issued September, 2020.  Registered Public Notary, Arkansas Secretary of State Mark Martin.  Issued May, 2020.   Education: Central Baptist College.  Bachelor of Science in Organizational Management, Business Administration and Management, General (2003 - 2005).  University of Central Arkansas. Bachelor of Business Management, Business Administration and Management General (1998 - 2003).
https://www.linkedin.com/in/melissa-y-5631084a/

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Leasing News
Help Wanted Ads

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Academy for Certified Lease & Finance Professionals
Three Online Virtual Open

A screen shot from the first day of the first online Academy for Leasing and Finance Professionals by U.S. Bank Equipment Leasing

The Academy for Lease and Finance Professionals (ALFP) is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming the attendee has already self-studied. During the first two days, all of the required sections of the CLFP exam are covered in-depth and on the third day, the exam is offered, but not mandatory.

Students are strongly advised to have read and studied The Certified Lease & Finance Professionals' Handbook prior to attending the class in order to ensure success.

KEY Equipment Finance
Online Public ALFP
February 22 – 25, 2021
9:00am – 5:00pm. Central.

Hanmi Bank
OnLine Public ALFP
March 11 -13, 2021
Thursday – 8:00 a.m. – 4:00 p.m.
Friday – 8:00 a.m. – 4:00 p.m.
Exam is proctored online, therefore, it may be taken at any time
https://clfpfoundation.org/academy-for-lease-and-finance-professionals/2021-hanmi-online-alfp/

Oakmont Capital
May 5 - May 8
Thursday – 9:00 a.m. – 5:00 p.m.
Friday – 9:00 a.m. – 4:00 p.m.
Exam is proctored online, therefore, it may be taken at any time. https://clfpfoundation.org/academy-for-lease-and-finance-professionals/2021-oakmont-capital-online-alfp/

If you are interested in attending, please contact Reid Raykovich, Executive Director: Reid@clfpfoundation.org

About Academy
https://clfpfoundation.org/academy-for-lease-and-finance-professionals/

  

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What Tom McCurnin Learned from 40 Years
in Banking and Leasing  - Six Parts

Part Two

Understand Your Debtor - Embrace Settlement

I started working on collecting obligations when I worked for Bank of America in the 1980s, traveling in my Volkswagen Bug from Fresno to San Diego, being in court four times a week. I learned a lot from running that circuit, mainly that a collection lawyer needs to have a lot of tools in his or her toolbox. If a sledgehammer is only tool the lawyer possesses, then the world will always look like a bed of nails. Judges are busy people and they appreciate well prepared lawyers with concise arguments. 

▪ Understand Your Debtor Because All Debtors Are Different. Some got there through good intentions and some are genuinely crooks.  Is the debtor not paying only you?  Is the debtor not paying everyone? A CBR will tell you a lot about your borrower. The client’s risk manager and the lawyer have to figure this out, before figuring out a strategy. One size does not fit all.  The risk manager will be able to understand what the limits of the debtor are and will be able to recommend a reasonable settlement or peddle to the metal litigation. 

▪ Understand Pre-Judgment Remedies. Most states have various forms of pre-judgment remedies, usually called Replevin (writ of possession to seize the collateral) or Attachment (to seize bank accounts) all before trial.While these sound great, for the vast majority of collection cases, those remedies are unnecessary or unwise. Do you know what shape your collateral is in?  Can you obtain landlord permission?  Is the collateral marketable? Are you prepared to risk conducting a commercially reasonable sale?  Often it is simply easier to waive the collateral and simply proceed to judgment against the borrower and any guarantors. This is where an experienced risk manager can make these good decisions.

▪ Be Proactive. Be first to the feast. Don’t dawdle, file the lawsuit quickly and get into court quickly and make sure your lawyer understands the necessity for speed. I can’t tell you how many times being first to have a judgment has saved the day. If you’re first to judgment, you’ll be the first to negotiate with the debtor. 

▪ Aggressive Collection Actions Are Not Necessarily the Best Collection Actions. I’d rather be more efficient in my strategies, rather than hammering the debtor with a sledge hammer. Don’t get me wrong, sometimes a well-timed writ of attachment or a fraudulent conveyance action will get results.  Other times, the best strategy is a simple phone call to the debtor or his or her counsel. 

▪ Embrace Settlement.I’ d rather have a bad settlement than a good lawsuit.  If the company truly understands the debtor, you’ll know what a reasonable settlement with the borrower looks like in a perfect world. 

▪ Use Asset Searches and Credit Reports. A good asset search service will be able to provide specific information about two critical pieces of low hanging fruit for company—real estate and bank accounts.  A credit report will tell you if the borrower is not paying anyone or is being selective in his or her payments.  This information will assist the company and the lawyer in understanding what a good settlement will look like. 

Part One
‘Good Business Practices Matters"
http://leasingnews.org/Conscious-Top%20Stories/leasing_cases.html

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Reflecting on ‘pivots, challenges
and opportunities’ within collections

A new report by TransUnion and Aite Group examined the entire collections world, highlighting that outstanding balances in all credit segments declined by more than $8 billion from the end of 2019 to the midpoint of 2020.

And experts see more changes on the horizon, especially when considering how the pandemic pushed industry consolidation.

The report titled, “A Year of Pivots, Challenges, and Opportunities: The Collections Industry in 2020,” explored how the COVID-19 pandemic has impacted the collections industry and what may be in store for 2021.

Report authors explained that the pandemic played a major role in disrupting the consumer credit landscape in 2020. From a collections standpoint, TransUnion and Aite Group acknowledged the industry has been particularly impacted by the decline in overall credit accounts as well as the first drop in household debt levels since 2014.

Experts also mentioned accommodation programs also have delayed some accounts that would have otherwise gone delinquent from defaulting. As a result, they said collections activity has been much more muted, evidenced by the substantial decline in overall balances.

“Consolidation in the collections industry has taken place for the better part of the last decade, and the COVID-19 pandemic helped accelerate that trend. Less credit activity, smaller balances and a large number of accounts in accommodation status certainly slowed collections activity, but the pandemic brought on a whole new set of challenges. Most notably, work-from-home mandates that many collectors were not equipped to handle,” said Glen Goldstein, executive vice president of diversified markets at TransUnion.

“Collections is a major part of the consumer credit ecosystem, and our report highlights that we will see more normal conditions in 2021, which we believe will benefit the overall market,” Goldstein continued in a news release.

The report found that the number of firms that make up the third-party collections industry has steadily declined in recent years. In fact, between 2016 and 2020, TransUnion and Aite Group discovered the number of third-party collection firms is expected to shrink by 15% to 6,699 companies.

Even as fewer collections agencies now exist, experts found that their efficiencies are increasing.

The report indicated profit margins are increasing for collectors as 68% say they have either received payments in full, settlements in full or made partial payment arrangements. This is an increase from 58% in 2019.

TransUnion and Aite Group noted that collectors say the tools they are using the most to secure payments include: manual skip tracing, collections management systems (CMS) and online portals.

More modernization may be arriving
In addition to the evolving consumer credit market, the report mentioned new guidelines set by the Consumer Financial Protection Bureau will likely have the greatest impact on the collections industry in 2021.

Experts said the request of the CFPB to have the industry modernize its practices will be of special importance. The report found that larger firms are most likely to embrace a varied and innovative toolset and utilize new forms of communication.

In 2020, over one in five collectors (22%) said they reached out to consumers via text — an example of a new form of communication within the industry. While this approach pales in comparison to traditional modes such as letter (93%), telephone (87%) and email (59%), the expectation is for texting to continue to rise.

The forms of communication cited most by collections executives when asked which they will consider adding in the next two years, included:

— Email 45%
— Text/SMS message: 45%
— Chatbot, digital assistant or other artificial intelligence: 22%

However, report authors pointed out that efforts to modernize may be somewhat slow when considering only 11% of collections executives cited texting as the most effective way of communicating with consumers. Telephone manual dialing (44%), telephone auto dialers (31%) and letters (30%) were ranked as the best options, according to the report.

“As the collections industry looks ahead to 2021, one of the few positives from 2020 is that modernization of collections practices may become the norm for more large and small agencies. Those collections agencies that make the effort to modernize will likely be the ones that can thrive in 2021,” Goldstein said.

The entire report can be found on this website:
https://solutions.transunion.com/collections-annual-report-2020/?utm_campaign=pr-aite-collections-2020&utm_content=report&utm_medium=press-release&utm_source=press-release&utmsource=press-release

By SubPrime Auto Finance News Staff

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##### Press Release ############################

Steady Growth for SLIM Capital
in Year 2020

 

SLIM Capital, Beverly Hills, California, reports 2020 as a record year of continued growth.

Shervin Rashti, CEO reports he feels confident that there will be tremendous growth and stability in the year 2021.

He said, "Despite a year filled with uncertainty and devastating losses to our global community, we are proud to have been able to offer our financial products to a broad array of industries, credits, and businesses that needed support.

”Being a generalist allowed us to pivot into a myriad of industries that proved to be essential in battling the global shutdown.”

2020 Business Lending for SLIM Capital:

• Largest Deal Funded: $2,148,250

• Average Amount Funded: $122,505

• Lowest FICO Score: 596

• Total Number of Applications Processed: 2,482

• Total Dollar Amount of Applications Processed: $402,311,249

• Quickest Look to Book Time: 1 Day

• Transportation: Another stellar year in Transportation, more specifically Short Haul Trucking. SLIM Capital continued to fund deals for businesses in this industry consistently each quarter. This will continue to be a strong area of SLIM Capital’s portfolio in the coming year.

• MEDICAL:  SLIM continued to see a steady increase of business from doctors around the country. Many of whom have and will continue to add lasers and aesthetic devices to their practices. This is an additional source of income for doctors. SLIM looks forward to being a valuable source for helping doctors grow their business.

• CANNABIS: This is an industry that has seen tremendous activity and interest this year! The Cannabis space has the highest year over year growth. SLIM is fortunate to have the opportunity to invest in these businesses and be a part of a growing market.

• MANUFACTURING: With the circumstances of COVID this year, many businesses saw a slowdown in production, however many others began to see some steady demand. The manufacturers that SLIM worked with in 2020 made key parts and pieces for some essential businesses. SLIM even extended a 72 month term on a contract.

About SLIM Capital
SLIM Capital, LLC is a nationwide direct finance company that specializes in financing equipment acquisitions for our clients. We have credit-based programs as well as collateral-based programs that secure hard assets to structure financing transactions. We consider equipment with a strong secondary market value, real estate and other assets that can be easily monetized as collateral. With over 40 years of experience between the two lead partners, we have a wealth of knowledge and skill in recognizing deals and formulating structures efficiently and effectively.

 For more information, please contact us at: deals@slimcapital.com or visit Slim Capital website at www.slimcapital.com

### Press Release ############################

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### Press Release ############################

Alliance Funding Group (AFG) Announces
New Domain and Brand Identity

TUSTIN, CA,  – Alliance Funding Group (AFG), one of the largest privately-held equipment finance companies in the U.S. announces the launch of its new domain (afg.com), logo, and brand identity today.

AFG has funded over $2 Billion dollars in equipment loans, leases, and working capital to over 25,000 customers. Recently ranked as one of the fastest-growing independent leasing companies in the US, AFG possesses the financial resources, industry expertise, and product knowledge to serve the needs of small and medium-sized businesses throughout the United States.

AFG has undergone a significant transformation in the past few years. While continuing to scale their Orange County, Los Angeles, and Portsmouth, New Hampshire offices, they attracted some of the best talent in sales and operations.

In 2020, AFG acquired two highly respected equipment leasing companies—Pinnacle Capital Partners, LLC and Summit Commercial Finance. Pinnacle is a 20-year equipment lease and specialty finance company located in Tacoma, WA while Summit is an independent specialty finance and leasing company based in Scottsdale, AZ. These acquisitions added additional sales platforms as well as experienced management leadership to the organization.
 

AFG’s President Brij Patel, said, “Our company has transformed in the past few years and we wanted our identity to mirror that transformation.

“We have always had the leadership, staff, systems, subject matter knowledge, and internal processes to support substantial growth. This new brand now makes our way clear to become the most sought after and respected leasing company in the country.”

AFG originates leases and financing for small to mid-sized commercial enterprises including; medical, construction, technology, manufacturing, federal, transportation and other diverse industries. They regularly work with hundreds of equipment vendors to originate and fund essential equipment leasing and financing contracts.

###

Alliance Funding Group (AFG), was founded in 1998 and has grown to become one of the largest privately held equipment finance companies in the U.S. Having funded over $2 billion in equipment at similar rates to bank affiliated finance companies, AFG provides financing, leasing, and working capital to a wide variety of businesses & government agencies, and a large spectrum of credit types. AFG currently operates out of its headquarters in Tustin, California with offices in Los Angeles, CA, Portsmouth, NH, Scottsdale, AZ, and Tacoma, WA.

###### News Release ###########################

Fernando Croce Reviews
Watch at Home

Inventive and harrowing thrillers, heartfelt and shattering dramas, and beloved comedies mark the latest round of exceptional films getting the Criterion treatment. Check them out at Netflix.

Ghost Dog: The Way of the Samurai (Jim Jarmusch, 1999): Legendary indie filmmaker Jim Jarmusch (“Stranger Than Paradise”) turns the thriller format upside-down in this offbeat, playful tale of East-meets-West. Forest Whitaker stars as Ghost Dog, an assassin for hire who has received his nickname due to the spectral speed with which he can wield a weapon. Though living in modern Jersey City, he lives by the ancient code of the samurai, stressing honor in a dirty business. Dedicated to the small-time mobster (John Tormey) who once saved his life, Ghost Dog finds himself fighting for his life in the wake of an underworld hit. Like his protagonist, Jarmush is himself suspended between cultural opposites by his love of Asian and European thrillers, resulting in an inventive vision at once satirical and existential.

Girlfriends (Claudia Weill, 1978): A warm, candid, and unfairly overlooked look at the friendship between two women, this comedy-drama from director Claudia Weill deserves to be remembered as one of the great feature debuts of the 1970s. Susan (a terrific Melanie Mayron) is a struggling photographer on Manhattan’s Upper West side, who always relies on her roommate Anne (Anita Skinner) during difficult times. When Anne moves out and gets married, Susan finds herself increasingly adrift professionally and emotionally, attempting to scam her way into art galleries and becoming involved with a married rabbi (Eli Wallach). The pull-pull between independence and stability informs the bond between the characters, examined with intelligence, wit, and generosity by Weill. An evocative snapshot of New York life, as well as a big influence on later independent films.

The Irishman (Martin Scorsese, 2019): No stranger to underworld machismo, masterful veteran Martin Scorsese delivers his ultimate view of gangland brutality in this magnificent, decade-spanning drama. Scorsese’s favorite leading man, Robert De Niro is brilliant as Frank Sheeran, who remembers his involvement as a Mafia killer from his truck-driving days following World War II to a decrepit, wheelchair-bound retiree. Becoming involved with crime boss Russell Bufalino (Joe Pesci) and teamster leader Jimmy Hoffa (Al Pacino), Sheeran slowly sees the emotional toil of a business in which friends are ordered to kill friends. Facing imminent death, he tries to form connections with his family only to be haunted by a void. Long, grim and uncompromising, the film is also intoxicating and profoundly resonant, showing Scorsese at the peak of his volatile, contemplative powers.

Moonstruck (Norman Jewison, 1987): One of the most beloved comedies of the Eighties, this Brooklyn-set charmer won Cher a Best Actress Oscar. She plays Loretta Castorini, an Italian-American widow whose boyfriend, Johnny (Danny Aiello), takes off to Sicily soon after proposing to her. In the meantime, Loretta meets Johnny’s younger brother Ronny (Nicolas Cage), and, despite their initial hostility, the two fall passionately in love. Interwoven with their romance are subplots involving other members of the Castorini family, including Loretta’s philandering father (Vincent Gardenia) and pensive mother (Olympia Dukakis, who won a Best Supporting Actress Oscar). Directed by Norman Jewison (“In the Heat of the Night”) and written by John Patrick Shanley, this is a funny, energetic tribute to giddy love that works wonders thanks to its marvelous ensemble cast.

Mouchette (Robert Bresson, 1967): One of cinema’s true masters, French director Robert Bresson made stylistically minimalistic works with profound emotional impact. That mix is in full flower in this painfully poignant portrait of taciturn suffering, which focuses on a teenage girl named Mouchette (unforgettably played by Nadine Nortier). A sullen waif in a bucolic village, the eponymous heroine lives with her ailing mother and alcoholic father, taking care of her baby brother and domestic chores. Her already grim world takes a turn when she meets a poacher named Arsene, who’s trying to conceal a possible crime. Using stripped-down dialogue and performance to distill the feelings of the characters visually, Bresson crafts an undeniably difficult yet also exhilarating cinematic experience that offers viewers a vision of grace. With subtitles.

Golden Retriever Mix (puppy)
Rancho Santa Margarita. CA  Adopt-a-dog

Goldie

ID #16430418
Female
Puppy
Color: Red/Golden/Orange/Chestnut
Size: When Grown 26 - 60lbs
Good with Dogs
Good with Kids

My Story
**Needs a yard**Hello my name is Goldie! I am about 11 lbs. now and estimated to be around 14 weeks of age.  I sure look like a golden retriever mix, but the truth is..... it's a mystery!  I am all puppy all the time, but I am the sweetest puppy!  Picking me up is like picking up a ragdoll cat...I'm kinda floppy like that...you can flip me on my back and love on me and I will just relax and take it all in.  I love to run and run and you will be endlessly entertained by my clumsiness as a slip and slide and flop to the ground while playing.  I LOVE doggie friends if they like to run, rough and tumble with me and play tug o war, and chase too!  I am mostly potty trained and sleeping quietly in my crate next to foster mommy at night time but she still has to take me out once to potty until I'm a little bigger.  Somethings you should know about me is that I shed.......A LOT, and I am a chewer!  I have been known to chew the chair leg, grab eyeglasses, the remote control, toys, and pretty much anything I can.....then I will run away and you have to try to catch me.  I do love my stuffies and chew bones too, so you need LOTS of those, I like a variety!  I need someone that can spend a lot time with me and keep an eye on me all the time to keep me out of trouble....but I assure you, I am worth it! 

*If you are interested in adopting, please visit the I.C.A.R.E. Dog Rescue website and complete an adoption application: www.icaredogrescue.org/ready-to-adopt

Adoption fee includes: spay/neuter • shots up to date • micro-chip • fecal and vet checkith Kids

Video of Goldie:
https://www.youtube.com/v/GU0Q19usdbc

Adoption Process
1. Submit Application
Adoption Application
http://www.icaredogrescue.org/

Contact
I.C.A.R.E. Dog Rescue
Email
rescue@icaredogrescue.org
Address
Rancho Santa Margarita, CA 92688

Website
http://www.icaredogrescue.org

Donate to This Rescue
https://www.icaredogrescue.org/donate

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Leasing News Advisor
Ed Castagna

Edward Castagna, CEO
InPlace Auction
68 South Service Road, Suite 100
Melville, New York 11747
Tel.  (516) 229-1968
Cell (516) 297-7775
Fax.  (516) 882-7924
ecastagna@inplaceauction.com
www.inplaceauction.com

Edward Castagna is one of the commercial asset valuation and liquidation industry’s pioneers in developing e-commerce and online auction platforms and innovations.  He has been a member of the Leasing News Advisory Board for more than 15 years and he has spent his entire 30-plus year career at the forefront of new developments in asset management.

A Traditional Early Route

Ed learned the industry by listening closely to used equipment dealers and mechanics who showed him what to look for and what questions to ask in evaluating machinery and equipment for resale. 

He honed his appraisal skills over the years through hard-work, continuing education and hard-won knowledge on the ground, then earned multiple Senior Appraiser certifications. He has been an expert witness with a 100% rate of success in courtroom defense of challenged value and commercially reasonable sale, he has been retained as the face-to-face contact with defaulting business owners by a variety of Fortune 100 creditors, and he has liquidated assets of thousands of companies in multiple industries.

In a tough business, Ed has maintained an attitude of service and professionalism: "It's my responsibility to treat everyone with respect, regardless of their circumstances. That's how I've been able to successfully and peacefully defuse even the most precarious of situations.”

Embracing Technology

He embraced technology right from the start of his career in 1988, researching and evaluating how to apply web-based technology in the industry.  He was the first in the industry to create a high-volume internet enhanced recovery, remarketing and reporting web-based service.

In 2011, he launched InPlaceAuction, a full-service appraisal, recovery, and auction company that assists financial institutions with all aspects of seamless asset management from appraisal, to recovery, and commercially reasonable liquidation.

Ed’s platform continues to evolve and innovate with developments that include private and public sales, orderly liquidations, live, and on-line auctions.  Assets being appraised or sold follow the trends of expanding or contracting sectors. 

Industry Associations, Personal News & Charities

Edward is an active member of the following associations: Turnaround Management Association (TMA.org), National Auctioneers Association (NAA), Equipment Leasing and Finance Association (ELFA), National Association of Government Guaranteed Lenders (NAGGL), Machinery Dealers National Association (MDNA), American Society of Appraisers (ASA) and Association of Machinery and Equipment Appraisers (AMEA).

He earned a B.A. from Syracuse University and is a graduate of the Mendenhall School of Auctioneering. Ed served on the Equipment Leasing and Finance Association (ELFA) Board of Directors from 2006-2009 representing its service provider members, and he is a member of ELFA’s Service Providers Business Council and Fair Business Practices Committee.

He is one of the founding members and President of the Tender Loving Care Foundation (www.tenderlc.com), an advisory board member to South Bronx Education Foundation (www.sbef.org) and the board of directors of the Stewart Fund. His favorite place to be is anywhere with his wife Jeanine and their two boys.

Myself, Jeanine, Sam (18), and Jack (16).

The photo was taken at Sam’s graduation from Chaminade HS this summer. He’s currently attending The Culverhouse College of Business at The University of Alabama. Jack is a Sophomore at the same High School where he plays football, wrestling, and lacrosse. Jeanine and I celebrated our 20 year wedding anniversary this year. 

News Briefs---

Spend big now, pay down debt later,
     Biden's Treasury nominee Yellen tells lawmakers
https://www.reuters.com/article/us-usa-biden-yellen/spend-big-now-pay-down-debt-later-bidens-treasury-nominee-yellen-tells-lawmakers-idUSKBN29O1WX

2021 Franchise 500 Ranking
   Entrepreneur
https://www.entrepreneur.com/franchise500

States reporting shortages of vaccines as virus surges
    appointments for a first dose are seeing them canceled.
https://www.mercurynews.com/2021/01/20/states-reporting-shortages-of-vaccines-as-virus-surges/

Terrible financial advice is going viral on TikTok
    TikTok is full of dubious personal finance myths
https://www.vox.com/the-goods/22229551/tiktok-personal-finance-day-trading-tesla-scam

Netflix crosses 200M subscribers after Q4
    "biggest year ever for subscriber growth"
https://www.fiercevideo.com/video/netflix-crosses-200m-subscribers-after-q4 

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Historic Air National Guard airlift
    brings troops to DC
https://www.aerotechnews.com/blog/2021/01/19/historic-air-national-guard-airlift

[headlines]
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Sports Briefs---

NFL referee Sarah Thomas gets history-making
    Super Bowl assignment
https://www.usatoday.com/story/sports/nfl/2021/01/19/sarah-thomas-become-first-female-official-super-bowl-history/4216348001/

Who might replace Drew Brees as New Orleans Saints'
    starting quarterback? Answer may not be simple
https://www.usatoday.com/story/sports/nfl/columnist/nate-davis/2021/01/18/saints-quarterback-drew-brees-taysom-hill-jameis-winston/4201491001/

Patrick Mahomes practices in limited capacity
http://www.theredzone.org/Blog-Description/EntryId/85762/Patrick-Mahomes-practices-in-limited-capacity

Philip Rivers retiring from NFL after 17 seasons
https://www.sandiegouniontribune.com/sports/chargers-rams/story/2021-01-20/philip-rivers-retiring-chargers-colts-saint-michael-high-school-alabama

Aaron Rodgers sends Tom Brady home,
    Bills-Chiefs a thriller
https://www.cbssports.com/nfl/news/pete-priscos-nfl-picks-for-nfc-afc-title-games-aaron-rodgers-sends-tom-brady-home-bills-chiefs-a-thriller/-

[headlines]
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California Nuts Briefs---

San Francisco  Bay Area hotel, store,
     fitness center job cuts widen
https://www.mercurynews.com/2021/01/18/covid-economy-bay-area-store-closing-hotel-fitness-layoffs-widen-jobs/

Water crisis looms as California households
     struggle to pay bills, suppliers lose revenue
https://www.sfchronicle.com/environment/article/Water-crisis-looms-as-California-households-15882821.php

Firefighters Gain Upper Hand on California Wildfires;
   Hundreds of Thousands Still Without Power
https://weather.com/news/news/2021-01-19-california-high-winds-impacts-fire-danger

[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Wine of the week: Goldeneye,
    2017 Anderson Valley Pinot Noir
https://www.pressdemocrat.com/article/lifestyle/wine-of-the-week-goldeneye-2017-anderson-valley-pinot-noir/

2020 Fires Caused $3.7 billion in losses for Wine Industry
https://www.winebusiness.com/news/?go=getArticle&dataId=240575

Benjamin de Rothschild dies of suspected heart attack
https://www.thedrinksbusiness.com/2021/01/benjamin-de-rothschild-dies-aged-57/

New Release of J. Lohr Estates Flume Crossing Sauvignon
   Blanc  Showcases Certified California Sustainable Winegrowing Seal
https://www.winebusiness.com/newreleases/?go=getArticle&dataId=240563

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

This Day in History

    1642 – Director of the New Netherlands colony, Willem Kieft, calls for a meeting of the Twelve (family representatives) to organize a military response to the increasing raids of the Hudson River Valley Tribe. This tribe was reacting to pressure from the growing Iroquois to the north and increasing European settlement in the south.
    1648 - Margaret Brent made her claim as America's first feminist by demanding a voice and vote for herself in the Maryland colonial assembly. Brent came to America in 1638 and was the first woman to own property in Maryland. At the time of her demands, she was serving as secretary to Governor Leonard Calvert. She was ejected from the meetings, but when Calvert died she became his executor and acting governor, presiding over the General Assembly. History records this event as the beginning of the women’s suffrage movement in America. In 1640, she became the first woman barrister in America, officially the colonial attorney for Cecilius Calvert, Lord Proprietor of Maryland.
http://www.fa-ir.org/15_2.htm
http://earlyamerica.com/review/1998/brent.html
    1738 - Ethan Allan (d. 1789), Revolutionary War soldier and leader of the Vermont "Green Mountain Boys", was born at Litchfield, CT.  History finds him quite an opportunist whom high school history books have painted quite differently than his actual deeds. He actually missed most of the Revolutionary War because he was in British prison. He led several movements, including a military effort, to join both New York and Vermont with Canada.
http://personalweb.smcvt.edu/thefort/History/EthanAllen.htm
(See: “Legends, Lies and Cherished Myths of American History” by Richard Shenkman)
    1785 - Chippewa, Delaware, Ottawa and Wyandotte tribes signed a treaty of Fort McIntosh, ceding present-day Ohio to the United States.  The tribes ceded all claims to land in the Ohio Country east of the Cuyahoga and Muskingum Rivers. The tribes also ceded the areas surrounding Fort Detroit and Fort Michilimackinac to the American government and gave back captives taken in raids along the frontier. Fort McIntosh was an early log frontier fort situated near the confluence of the Ohio River and the Beaver River in what is now Beaver, PA.  It was occupied until it was abandoned in 1791. After the Revolution, the fort was the home of the First American Regiment, the oldest active unit in the United States Army.
    1789 – The first American novel, “The Power of Sympathy or the Triumph of Nature Founded in Truth,” was printed in Boston.
    1801 - "Federal Bonfire Number Two:" a mysterious fire sweeps the offices of the Department of Treasury, destroying books and papers, after Republicans demanded proof that the expenditures of Timothy Pickering, the recently replaced Federalist Secretary of War, could be properly accounted for. He was censured by Congress. He was re-elected to Congress for two more terms, then retired.
http://bioguide.congress.gov/scripts/biodisplay.pl?index=p000324
http://www.qmfound.com/COL_Timothy_Pickering.htm
    1812 - The famous Y-bridge in Zanesville, Ohio, was approved for construction.
http://www.vintageviews.org/vv-3/bridges/pages/bdg07_003.html
http://www.coz.org/
    1813 – John C. Fremont (d. 1890) was born in Savannah, GA.  Fremont was an American military officer, explorer, and politician who became the first candidate of the anti-slavery Republican Party for the office of President of the United States. During the 1840s, he led four expeditions into the American West.  During the Mexican-American War, Frémont, a major in the U.S. Army, took control of California from the Bear Flag Republic in 1846. Frémont then proclaimed himself military Governor of California; however, for that he was convicted in court martial for mutiny and insubordination. He retired from military service and settled in California. Frémont acquired massive wealth during the California Gold Rush, but he was soon bogged down with lawsuits over land claims, between the dispossession of various land owners during the Mexican-American War and the explosion of Forty-Niners immigrating during the California Gold Rush. These cases were settled by the U.S. Supreme Court allowing Frémont to keep his property. Frémont became one of the first two U.S. senators elected from the new state of California in 1850.
    1824 - Birthday of Thomas “Stonewall” Jackson (d. 1863) at Clarksburg, VA (now WV).  Confederate general and one of the most famous soldiers of the American Civil War. At the first Battle of Bull Run on July 21, 1861, Union forces under Gen. Irvin McDowell were defeated by the Confederates. McDowell delayed the attack for two days, allowing Confederate Gen. Beauregard to call on reinforcements from the Shenandoah Valley. Their arrival late in the day gave the Confederates a numerical advantage. It was in this battle that Confederate Gen. Thomas J. Jackson was nicked named ‘Stonewall” for his firm stand at a crucial moment. On May 2, 1963, General Stonewall Jackson, leading a large part of General Lee's army, delivered a devastating blow on General Hooker's right flank. The Battle of Chancellorsville, 50 miles southwest of Washington, DC, had started the day before. It was Lee’s goal to capture Washington, and the chance encounter in Gettysburg stopped him. In this battle, General Robert E. Lee won his greatest victory over huge Union forces under General Joseph Hooker, considered a military idiot, who allowed his men to party and bring prostitutes along (thus the name Hookers). The North suffered 17,275 killed or wounded; the South, 12,821. Reconnoitering with his staff at day's end on May 2, Jackson and his group were mistaken for Union Soldiers and fired upon by their own forces. Jackson's shattered left arm had to be amputated. While he was hospitalized pneumonia set in; his death came on May 10 in Chancellorsville, VA.
http://memory.loc.gov/ammem/today/jan21.html
    1844 - John Browning (d. 1926), world famous gun maker and inventor who was taught gunsmithing by his Mormon pioneer father, Jonathan Browning, was born at Ogden, UT. Starting the J.M. & M.S. Browning Arms Company with his brother, he designed guns for Winchester, Remington, Stevens and Colt arms companies, as well as American and European armies. Browning had more gun patents than any other gunsmith in the world. He is best known worldwide for inventing the machine gun in 1890 and the automatic pistol in 1896. He died suddenly at age 71 while at Belgium on business. The company he founded, known now as Browning Arms Company, is located at Morgan, UT.
    1850 - French newspaper "Le Californien" established.
    1853 - Dr. Russell L. Hawes of Worcester, MA, received a patent for an envelope folding machine that proved practical commercially. It was not self-gumming, but nevertheless it enabled three girls to produce the finished product at the rate of about 25,000 envelopes in 10 hours, thus allowing “junk mail” to be economically sent.
    1861 – Jefferson Davis of Mississippi resigned from the senate in advance of his appointment as President of the Confederate States of America.
    1863 - A severe coastal storm dropped heavy rain on the Fredericksburg area of Virginia. It disrupted a Union Army offensive in an ill-famed "mud march"
    1867 - Patrol Special Officer, Armand Barbier, arrests His Majesty Norton I, Emperor of the United States and Protector of Mexico, for involuntary treatment of a mental disorder and thereby creates a major civic uproar. San Francisco Police Chief Patrick Crowley apologizes to His Majesty and orders him released. Several scathing newspaper editorials follow the arrest. All police officers begin to salute His Majesty when he passed them on the street.
http://www.notfrisco.com/nortoniana/index.html
http://www.zpub.com/sf/history/nort.html
    1880 - The first sewage–disposal system separate from the city water system was built in Memphis, TN, under the direction of George Edwin Waring. The pipes were sewage only and kept constantly cleansed with water and were well ventilated. Other cities copied this new “sewer system.”
    1884 - Roger Baldwin (d. 1981) was born at Wellesley, MA.  Founder of the American Civil Liberties Union, called the "country's unofficial agitator for, and defender of its civil liberties."
    1905 – Designer Christian Dior (d. 1957) was born in France.
    1915 - First Kiwanis Club chartered at Detroit, MI.
http://www.kiwanis.org/
    1917 - Birthday of pianist Billy Maxted (d. 2001), Racine, WI. Great pianist, he wrote many arrangements for Ray Eberle, Red Nichols, Will Bradley, and even Benny Goodman. At the end of the big band era, Billy has his own band briefly.
http://www.jazzmanrecords.com/bilmaxbigswi.html
    1920 - Palmer "Red" Raids start targeting labor activists and radicals for US government repression. Attorney General A. Mitchell Palmer orders the roundup of all suspects for prosecution and deportation where possible. The man in charge is J. Edgar Hoover. Thousands of people are arrested in a nationwide sweep. Most arrests are illegal, without warrants or justification. Thousands are eventually deported.
http://www.msu.edu/course/mc/112/1920s/Palmer/newsandpalmer.html
    1920 - Author Ernest Hemingway returns to America after his World War I experiences.
http://www.hemingwayhome.com/HTML/main_menu.html
http://www.hemingway.org/
http://www.ernest.hemingway.com/
    1922 – Actor Telly Savalas (d. 1994) was born Aristotelis Savalas in Garden City, NY.  Best known for playing the starring role of the title role in the 1970s crime drama “Kojak,” co-starring his real-life brother, George, he was nominated for an Academy award for Best Supporting Actor for his performance in “Birdman of Alcatraz” (1962).
    1932 - Annunzio Paolo Mantovani gives a concert at Queen’s Hall in England, garnering excellent reviews and launching his career. (You may know him better simply as Mantovani.)
    1936 - Birthday of Malka Marom, of the 1960's Canadian folk duo of Malka and Joso, was born in Poland. She met her singing partner, Joso Spralja, in the early '60s at a Toronto coffeehouse, Yorkville 71. The couple toured Canada, and, in 1966, appeared at Carnegie Hall in New York. The following year, Malka and Joso appeared before Princess Margaret in England. But 1967 also marked the end of their partnership. Malka Marom began a second career as an independent radio interviewer.
http://www.malkamarom.com/music.html
http://www.toronto.com/profile/146821
    1936 - Birthday of New Orleans blues singer and guitarist Snooks Eaglin, born Fird Eaglin, Jr. (d. 2009).
http://www.mnblues.com/profile/snookseaglin2000.html
http://www.bluesaccess.com/No_38/snooks.html
http://user.mc.net/~snooks/snooks/bigman.html
    1938 - “Wolfman Jack” was born Robert Smith (d. 1995) at Brooklyn, NY. He became famous as a disc jockey for radio stations in Mexico in the 1960s. Wolfman Jack was influential as a border radio voice because the Mexican station broadcast at 250,000 watts, five times the legal limit for American stations at the time, and therefore he was heard over a vast part of the US. During his night shift, he played blues, hillbilly and other black and white music that wasn't getting a lot of exposure. He later appeared on American radio, movies and television as an icon of 1960s radio. In the film, “American Graffiti,” he played himself, howlin’ in the background as he played early 60s music as the soundtrack.  “…Clap for the Wolfman, he gonna rate your record high.  Clap for the Wolfman, you gonna dig him ‘til the day you die...”
https://en.wikipedia.org/wiki/Wolfman_Jack
    1940 - Golfer Jack Nicklaus born Columbus, Ohio.  He is widely regarded as the greatest professional golfer of all time, winning a record total of 18 career major championships, while producing 19 second-place and 9 third-place finishes in them, over a span of 25 years.  Nicklaus focused on the major championships and played a selective schedule of regular PGA Tour events, yet still finished with 73 victories, third on the all-time list behind Sam Snead (82) and Tiger Woods (79).
http://www.nicklaus.com/
    1941 - Birthday of singer/song writer, guitarist Richie Havens (d. 2013), Brooklyn.
http://www.richiehavens.com/
http://www.mathie.demon.co.uk/rh/biograph.html
    1942 - Duke Ellington records “C Jam Blues” and “Perdidio.”
    1942 - Count Basie records "One O’clock Jump."
    1943 - Birthday of bass player Steve Gilmore, Trenton, NJ
http://www.philwoods.com/gilmore.htm
http://www.playjazz.com/BA033.html
    1946 - On ABC radio, "The Fat Man" debuted, starring J. Scott Smart as the portly detective, who weighed 270 pounds in real life. This was one of my favorite radio shows that I remember listening to, perhaps in the late 1940's. “There he goes. Into that drug store. He's stepping on the scales. Weight? 237 pounds. Fortune? Danger. Whoooo is it? The FAT MANNNNNNNNNNN.” Later I learned perhaps my favorite author Dashiell Hammet was involved in writing for the radio show.
http://www.old-time.com/sights/fatman.html
http://www.otrcat.com/
    1949 - Top Hits
“Buttons and Bows” - Dinah Shore
“A Little Bird Told Me” - Evelyn Knight
“On a Slow Boat to China” - The Kay Kyser Orchestra (vocal: Harry Babbitt & Gloria Wood)
“I Love You So Much It Hurts” - Jimmy Wakely
    1949 - First Miles Davis “Birth of the Cool” session, Capital 1762
    1950 - Lawyer and government official Alger Hiss was convicted of perjury.
    1950 - Birthday of singer Billy Ocean, musician, songwriter, born Leslie Sebastian Charles , Trinidad and Tobago, West Indies.
    1951 - Mildred “Babe” Didrikson Zaharias set a new women's golf record when she won the Tampa Women's Open with a medal play score at a record 288 for 72 holes. In the 1932 Olympics, Babe won two gold and one silver medal for the javelin throw, the 80-meter hurdles and the high jump, respectively. She was also skilled at basketball, baseball, billiards and golf. As well as being a member of the International Women's Sports Hall of Fame, LPGA Hall of Fame (Babe was a founding member of the LPGA), National Track and Field Hall of Fame, Olympic Hall of Fame and the World Golf Hall of Fame.
http://www.famoustexans.com/babedidrikson.htm
    1953 - The first gas-turbine car made was the XP-21 Firebird, built by General Motors. The 370-horespower Whirlfire turbojet was installed in the rear of the car. It had a plastic body and accommodated only the driver. Its speed was 150 miles per hour, but it was believed capable of 235 miles per hour. Since it consumed fuel faster than conventional cars, it was not commercially produced.
    1954 - The first atomic-powered submarine, the "Nautilus," was launched in Groton, Connecticut, after First Lady, Mamie Eisenhower, christened it with a bottle of champagne.
http://www.ussnautilus.org/
    1956 - Bill Haley's album "Rock Around the Clock" enters the charts.
    1957 - Filming begins on Elvis Presley's second movie, “Loving You.”
    1957 - Chuck Berry Records "School Day."
    1957 - Top Hits
“Singing the Blues” - Guy Mitchell
“The Banana Boat Song” - The Tarriers
“Young Love” - Tab Hunter
“Singing the Blues” - Marty Robbins
    1957 - Country singer Patsy Cline (1932-63) won an Arthur Godfrey's "Talent Scout" show, singing "Walking after Midnight." Her single of the contest-winning song was on both the country and pop charts for a number of weeks. During the next few years, Patsy Cline became one of the top female country singers with hits “I Fall to Pieces,” “She’s Got You,” “Crazy,” and “Sweet Dreams.”  In 1973, she became the first female solo artist inducted to the Country Music Hall of Fame. She was killed in a plane crash in 1963.
    1959 - The Kingston Trio, with members Bob Shane, Nick Reynolds and Dave Guard, was awarded a gold record for their single, "Tom Dooley," about a man named Tom Dooley who was going to be hanged - "poor boy, you're bound to, die." The Kingston Trio recorded many other hits, including: "Greenback Dollar," "M.T.A.," "Reverend Mr. Black," "Tijuana Jail," and the war protest song, "Where Have All the Flowers Gone?."
    1961 - The first cabinet member who was the brother of the President was Robert F. Kennedy, who took office as Attorney General in the cabinet of President John F. Kennedy in Washington, DC.
    1962 - Snow falls in San Francisco.
    1964 - After 3 years, Carl Rowen took over for Edward R. Murrow as head of the United States Information Agency (USIA), the managing force of the worldwide Voice of America. Rowen had something else in common with Murrow…they both came from news backgrounds, Rowen from NBC and Murrow from CBS.
    1965 - Top Hits
“Come See About Me” - The Supremes
“Love Potion Number Nine” - The Searchers
“Downtown” - Petula Clark
“Once a Day” - Connie Smith
    1965 - The Byrds record "Mr. Tambourine Man."
    1966 - The Beatles' George Harrison marries Patricia Anne Boyd at the Esher Register Office, Surrey, England. Fellow Beatle Paul McCartney and Manager Brian Epstein are in attendance. Pattie, a fashion model, had been Harrison's girlfriend since they met on the set of “A Hard Day's Night” two years earlier. Eventually, Boyd would begin an affair with Harrison's best friend, Eric Clapton, for whom the guitarist would write the classic "Layla."
    1966 - Promoter Bill Graham began his notorious three-day "Trips Festival" at the Longshoreman's Hall in San Francisco. Music and LSD were available in large quantities. The Festival at 400 North Point St. featured the Grateful Dead, Big Brother & the Holding Company, The Loading Zone, Chinese New Years' Lion Dancers & Drum & Bugle Corps, Stroboscopic Trampoline, & Ken Kesey & His Merry Pranksters.
"Pray for the (grateful) dead & fight like hell for the living!"
Read personal stories, and more information about Tripps Festival @ postertrip.com
— (with apologies to) Mother Jones
http://www.accessplace.com/gdtc/biograh.htm
http://www.rockhall.com/hof/inductee.asp?id=112
http://www.summeroflove.com/text/haight.html
http://www.halcyon.com/colinp/hipshops.htm
http://www.diggers.org/
http://www.bbhc.com/BigBrother.htm
    1967 - US female Figure Skating championship won by Peggy Fleming
http://www.peggyfleming.net/
    1968 - Battle for Khe Sanh begins in Vietnam.  One of the most publicized and controversial battles of the war begins at Khe Sanh, 14 miles below the DMZ and six miles from the Laotian border. Seized and activated by the U.S. Marines a year earlier, the base, which had been an old French outpost, was used as a staging area for forward patrols and was a potential launch point for contemplated future operations to cut the Ho Chi Minh Trail in Laos. The battle began with a brisk firefight involving the 3rd Battalion, 26th Marines and a North Vietnamese battalion entrenched between two hills northwest of the base. During the 66-day siege, U.S. planes, dropping 5,000 bombs daily, exploded the equivalent of five Hiroshima-sized atomic bombs in the area. The siege was finally lifted on April 6 when the cavalrymen linked up with the 9th Marines south of the Khe Sanh airstrip. The official casualty count for the Battle of Khe Sanh was 205 Marines killed in action and over 1,600 wounded (this figure did not include the American and South Vietnamese soldiers killed in other battles in the region). The U.S. military headquarters in Saigon estimated that the North Vietnamese lost between 10,000 and 15,000 men in the fighting at Khe Sanh.
    1968 - A B-52 bomber crashed near Thule AFB, contaminating the area after its nuclear payload ruptures. One of the four bombs remains unaccounted for after the cleanup operation is complete.  Thule is located 750 miles north of the Arctic Circle and 947 miles from the North Pole on the northwest side of Greenland.
    1969 - The Navajo Community College, the first tribally established and operated community college in the U.S., opens at Many Farms, Arizona. Now called Dine College.
http://acept.la.asu.edu/collaborators/dine.html
http://www.dinecollege.edu/
http://shiprock.dinecollege.edu/
    1970 - ABC-TV aired "The Johnny Cash Show" in prime time, after its run as a summer replacement ended. The regular season series was a shot in the arm for country music. Cash wore black, his signature, in the all-color show.
    1970 - Boeing introduced the Jumbo Jet, Boeing 747. The wide-bodied, two-decked aircraft was taller than a six-story building and could carry up to 490 passengers, more than could easily be handled by the terminal facilities of the time. The first 747s went into transatlantic service for Pan American Airlines.
    1973 - Top Hits
“You're So Vain” - Carly Simon
“Superstition” - Stevie Wonder
“Crocodile Rock” - Elton John
“Soul Song” - Joe Stampley
    1974 - Four-day postal strike begins at Jersey City, N.J.
    1975 - Officials at the National Hockey League All-Star game made history by allowing female reporters in the players' locker rooms, a first for American professional sports. The coaches of the two squads arranged for reporters to interview players before they took their showers.
    1977 - President Jimmy Carter issues unconditional pardon to most Vietnam draft resisters on his first full day in office. Affects between 100,000 to 500,000 people.
    1978 - The soundtrack to the film "Saturday Night Fever" reached #1 on the album chart (BeeGees)
    1979 - Terry Bradshaw passes for a record four touchdowns to lead the Steelers to a 35-31 victory over the Cowboys in Super Bowl XIII. The Steelers become the first team to win three Super Bowls.
http://images.nfl.com/history/images/0121.jpg
    1981 - Top Hits
“(Just Like) Starting Over” - John Lennon
“Love on the Rocks” - Neil Diamond
“The Tide is High” - Blondie
“I Love a Rainy Night” - Eddie Rabbitt
    1981 – Production of the iconic DeLorean DMC-12 sports car began in Northern Ireland.  Approximately 9,000 DMC-12s were made before production halted in early 1983.  The DMC-12 was the only model produced by the company, which would go into liquidation as the US car market went through its largest slump since the 1930s.
    1982 - Blues guitar giant B.B. King donates his entire record collection (including about 7,000 rare blues records he played when he was a disc jockey) to the University of Mississippi's Center for the Study of Southern Culture.
http://www.island.net/~blues/bb.html
http://www.worldblues.com/bbking/
    1982 - The second of two major snowstorms to hit southern Minnesota came to an end. Minneapolis received 20 inches of snow in 24 hours to break the previous record of 17 inches in 24 hours established just a few days earlier. A record 38 inches of snow covered the ground following the two storms, with drifts ten feet high.
    1984 - Van Halen's single, “Jump,” entered the Billboard pop charts and later was in the Number 1 spot for 5 weeks, remaining on the charts for a total of 15 weeks. It eventually was certified gold for a 6 month stay.
    1984 - Yes hits number one on the Billboard Hot 100 with their only Top Ten hit, "Owner of a Lonely Heart."
    1985 - South Carolina state record low temperature, -19ºF (-28ºC), Caesar's Head.
    1985 - North Carolina state record low temperature, -34ºF (-37ºC), Mt Mitchell.
    1985 - Don DeLillo wins the American Book Award for his breakthrough novel, “White Noise.”
    1985 - Actor Patrick Duffy announced he was leaving the CBS show, "Dallas," at the end of the television season. His request that the character of Bobby Ewing not be recast by another actor was thankfully heeded as Bobby showed up in the new season, after a miraculous rise from the dead. His first appearance after his resurrection was in the shower, when he had clearly been killed in a tremendous car crash the previous season. Duffy continued in the role of Bobby Ewing through the final episode in 1991.
    1985 - Three days of snow squalls at Buffalo, NY finally came to an end. The squalls, induced by relatively warm water in Lake Erie, produced 34 inches of snow at the International Airport, with up to 47 inches reported in the suburbs of Buffalo. The New York "blizzard of 85" left many counties disaster areas.  Jan. 19-21: (Weather Channel) (Storm Data) President Reagan was sworn in for a second term in the coldest Inauguration Ceremony of record. Cold and wind resulted in wind chill readings as much as 30 degrees below zero.
    1986 - Former Major Leaguer, Randy Bass, signed a contract making him the highest-paid baseball player in Japanese history. Bass signed for three years at $3.25 million to play for the Hanshin Tigers.
    1986 - More than 100 students from Purdue University ran naked through the streets of West Lafayette, IN, in the schools quite unofficial Nude Olympics. The runners were undeterred by a temperature just a few degrees above freezing.
    1987 – The Rock and Roll Hall of Fame inducts the Coasters, Eddie Cochran, Bo Diddley, Aretha Franklin, Marvin Gaye, Bill Haley, B.B. King, Clyde McPhatter, Ricky Nelson, Roy Orbison, Carl Perkins, Smokey Robinson, Muddy Waters, Hank Williams and Jackie Wilson.
    1989 - Top Hits
“Two Hearts” - Phil Collins
“Don't Rush Me” - Taylor Dayne
“Armageddon It” - Def Leppard
“She's Crazy for Leavin'” - Rodney Crowell
    1990 - Tennis player John McEnroe's temper tantrum at the Australian Open got him disqualified from the tournament. McEnroe, leading his match against Mikael Performs, became the first player ever tossed from this tournament.
    1990 - Unseasonably warm weather prevailed across the state of Florida. Eight cities reported record high temperatures for the date, including West Palm Beach with a reading of 86 degrees. Rain in southern New England changed to freezing rain, then to sleet, and then to heavy snow during the late morning. Most of Massachusetts was blanketed with 6 to 10 inches of snow.
    1994 - Lorena Bobbitt found temporarily insane for chopping off spouse's penis.
http://recollectionbooks.com/bleed/images/humor/bok5.jpg
    1996 - US male Figure Skating championship won by Rudy Galindo
http://www.rudy-galindo.com/
    1997 - The House voted 395–28 to reprimand Newt Gingrich for ethics violations, making him the first Speaker of the House to be so disciplined.
    1998 - News of the Lewinsky/Clinton affair is published. President Clinton vigorously denies all allegations.
    2015 - eBay announced that it will lay off 2,400 employees in advance of its plans to spin off its PayPal unit that occurred in July 2015. 

Super Bowl Champions:    1979 - Pittsburgh Steelers