Corporate and Commercial Leasing Specialist, Alabama 5 years experience sales and credit Great opportunity. Click here for more information.

www.suntrust.com

Monday, June 11, 2007

Headlines---

Classified Ads---Senior Management
    NorVergence, four years later
    - Equipment Leasing is changed forever
    by Christopher Menkin, publisher
        Presentation showed Service in contract
            Top Stories--June 4--June 8
Classified ads---Help Wanted
    ELFA on the MOVE!
        Leasing #102---by Bob Teichman, CLP
        Verifying Financial Information
Cartoon—Fine Cuisine
    82% users still Microsoft XP
        Ten most popular dog breeds in the US
Friday, 1:15pm. Chicago, Open to all
    Sub Prime Mortgage Loan Hearing this Thursday
        Chief Economist Fed Reserve Boston to speak
BoA appeals ABN ruling to Dutch court
    Flowers’ role in ABN bid battle emerges
        Wachovia expanding services for the rich
        --Private banking unit will more than double
News Briefs---
    You May have Missed---
        California Nuts Brief---
Sports Briefs---
    "Gimme that Wine"
        Calendar Events
Snapple Real Facts
    Today's Top Event in History
        This Day in American History
Baseball Poem
    SuDoku
        Daily Puzzle

######## surrounding the article denotes it is a “press release”

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Classified Ads---Senior Management

Atlanta, GA
Strong sales and leadership skills; demonstrated with sales training and sales performance. Lead team in both regional and national operations and developed marking programs.
Email: mll1946@comcast.net

Philadelphia, PA
27 yrs. exp. sales, ops., credit, strategy, P&L mngmet. Most recently created & executed the biz plans for 2 highly successful Bank-owned small ticket leasing subsidiaries.
email: mccarthy2020@comcast.net

Syracuse, NY
Int. equip. leasing exec. 25 yrs global P&L sr. mngt., including corporate turnarounds, strategic planning, new biz dev., structure finance, contract neg., vendor leasing specialist.
Email: jimh356094@aol.com

To place a free “job wanted” ad here, please go to:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

For a full listing of all “job wanted” ads, please go to:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

[headlines]

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NorVergence, four years later
Equipment Leasing is changed forever

by Christopher Menkin, publisher

This date in 2004 NorVergence Chief Executive Peter Salzano tells various telephone companies he cannot make payments. 1300 employees are not getting paid either. Neither are insurance claims, pension plans, and anything else that requires cash. Leasing News is getting complaints from equipment and service not being delivered by NorVergence. Several earlier complaints were satisfied with funders and NorVergence, but this time the head of NorVergence finance (Director of Strategic Relations), and also president of the Eastern Association of Equipment Lessors, Robert Fine, starts not returning telephone calls to Leasing News.

What is about to happen is the telephone service providers are about to shut off without notice 9,404 high-speed internet and telephone customers. NorVergence was their customer, not the NorVergence lessees. In fact, several thousand were cut off before the news media found out what was happening. They scrambled for to a new telephone system to be hooked up, obtain new installation
hook-ups from various telephone companies, and often needed not only a new routing box, but new telephones themselves for the new system. Many businesses were without a telephone from days to over a week and longer. The number was large. Qwest was owed $15 million. Once that number was hit, it took Qwest several days turning off 7,000 telephone users on the “NorVergence network,” most who were not served notice by Qwest as they were not Qwest customers.

Records later indicate there were 9,404 assigned leasing contracts, 1600 unassigned, and perhaps up to 3,000 not connected at all yet to the NorVergence “telephone network.” * Despite the turn off of service, the 48 leasing companies continued to bill their lessees for monthly payments. Several told Leasing News when they learned what was happening, the wrote the leases off. Other leasing companies told me they were approached by NorVergence, but could see service was included and wanted to have nothing to do with buying any paper.

In Bankruptcy Court the telephone bills alone appeared to $30 million. It went from a Chapter 11, which three main leasing companies had orchestrated to a Chapter 7. The equipment leasing industry was about to make a major change that no longer are contracts important, but the circumstances surrounding the contracts itself will prevail in court. The major funders believe at first they have a “hell and high water” contract that will protect their stream of payments owed. Venue would be their’s, too, and the state laws that would prevail would be where they were located.

A “White Paper” from the Equipment Leasing and Finance Association is issued. The association also sends an esteemed team headed by the then president of the Equipment Leasing and Finance Association to appeal to the New York Attorney Generals’ staff in person. “The lessee signed the contract, they have to make payments.” All the while the attorney generals have a committee that is sharing information. FTC Senior Attorney General Randy Brook is asked to sit in and partakes in on all the meetings and telephone conference calls. They know he is the expert on equipment leasing and has won cases in the past as he understands the industry, can actually read the accounting software, and has a winning record in his field. More importantly, they all share investigations, information, and as are listening to the thousands of consumers who are making “loud and clear” complaints.

The above was told to me by several deputy AGs, AG PIO’s, private attorneys, as well as my number one source at the time, Linda Lacewell, Massachusetts telecommunication deputy attorney general, now in private practice. Recently it was confirmed by FTC Senior
Attorney Brook. He was there from day one.

In reality, it doesn’t take very long for the $800 an hour attorneys to advise their clients to make what they consider very generous settlements due to pressure from 28 attorneys general deputies and the District of Columbia to save time, energy, and attorney-court costs, plus the notoriety. They admit no wrong-doing, many unhappy with their companies due diligence, but the facts are they were dealing with crooks who outsmarted them. It was fraud. The smart business decision was to move on.

Leasing News early in the advancement of reality wrote editorials that the smart thing to do was for both sides to settle. IFC Credit not only did a disservice to their investors and underwriters by not listening, but to the industry itself. It is not good for the leasing industry to continue to receive this negative press from the entire media, not just Leasing News. It will be even more of a mark against the industry to lose this precedent setting major case brought by the Federal Trade Commission. IFC Credit appears not only to be stupid, but selfish. Perhaps that is their only defense: “We were stupid.” The FTC memorandum and four volumes of exhibits in support of its motion indicate the officers at IFC Credit knew what was going on, but still went ahead. They were selfish.

At this time in 2004, it is not known that companies like IFC Credit Corporations are imposing 50 to 60 percent "hold backs" on NorVergence lease transactions for perhaps up to a year or longer, or that Partners Equity Capital Corporation (PECC) have been having serious collection problems with NorVergence customers due to no installation on funded lease contracts, and a host of other complaints, including the past president of Popular Leasing understanding the NorVergence master service agreement (a letter from him is introduced in evidence in one of the Popular Leasing cases,) but pressing for more business as the yields were high, especially for “A” and “B” companies.

The leasing world is about to change. Leasing News is going to write over 150 stories on this as if it were a television series. The Sopranos’ remind me of the Salzano's, particularly Thomas Salzano, who reportedly played the telecommunication scam before, bankrupting MRP Corporation. The man who really was running the company, Thomas Salzano, even got his wife and son involved as the Bankruptcy trustee found out, actually suing for $350,000 for use of the NorVergence corporate American Express card for personal use. Also according to the complaint filed by bankruptcy trustee Charles Forman, Thomas Jr. is accused of improperly using $200,000 of company money to help buy a house.

Ironically after NorVergence folded, Thomas Salzano started a new scam, “Charity Snack,” placing milk cartoon donation boxes for breast cancer at nail salons and convenience stores. Paradoxically the ruse came to light when he was evicted for not making his lease payments to the landlord. It would not surprise me if the Salzano’s were back in the telecommunication business using someone else as their “front.”

Contrary to popular belief, Thomas Salzano has never filed bankruptcy, but his brother did when the New Jersey Attorney General Peter C. Harvey sued him as an individual and president of NorVergence.

Next week in 2004 a steering committee of leasing companies lead by attorney Peter Deeb (most likely he will be the attorney representing IFC Credit in their defense against FTC charges) pushes for a Chapter 11 against NorVergence to try and hold off the telephone companies from turning off their service to NorVergence lease customers. In one of the depositions or affidavits, Deeb is quoted as stating that his clients had a $29 million income stream at risk. Perhaps it was the most revealing of what was to happen, as it indicated he knew when the service was stopped by the telephone companies, it would stop the lease payments as service was
part of the contract.

*NorVergence rental contract statistics:
http://leasingnews.org/PDF/NVDefaultJmtAmtDue.pdf

[headlines]

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Presentation by NorVergence showed Service in contract

The list was long in the FTC exhibits supporting the plaintiff motion for preliminary injunction against IFC Credit Corporation, Morton Grove, Illinois. Among the evidence was the NorVergence power point presentation to leasing companies on how it worked.

Leasing News saw the deposition and reported on it regarding the specific case. Leasing News contacted the attorney involved, Ron Gossett, Gossett & Gossett, P.A., Hollywood, Florida, who sent a copy of the original power point presentation.

Here are the points to look for, according to Gossett:

a. NorVergence was proposing to prospective customers that NorVergence provide telephone services to those customers through a T1 telephone line, whose signal would be apportioned by an integrated access device (IAD), manufactured for NorVergence under a private label agreement by Adtran, Inc., which IAD would be called a “MATRIX™ Hardware” device;

b. That customers would be attracted to NorVergence’s proposal because it would result in a flat monthly charge for all telephone services, fixed for 5 years;

c. There would be “two major forms of revenue” for NorVergence, the selling of telephone services, and “selling MATRIX™ units,” with “other revenue streams” being, among others, cellular services;

d. The Service Level Agreement (“SLA”) for Customers was available for review at NorVergence’s web site (which SLA provided that the contract between NorVergence and its customers could be canceled if NorVergence failed to deliver telephone services);

e. At the same web site, and linked to the same page, was NorVergence’s “General Terms and Conditions;”

f. The General Terms and Conditions provides, among other things:

11. This Agreement supersedes all previous and contemporaneous written and oral representations, understandings or agreements related to the subject matter herein and shall prevail notwithstanding any variance with terms and conditions of any order submitted. Acceptance of this Agreement by NorVergence may be subject, in NorVergence's absolute discretion, to satisfactory completion of a credit check and hardware and facilities Engineering Review. Activation of service shall indicate both customer's and NorVergence's acceptance of this Agreement. Use of the NorVergence Network constitutes acceptance of this Agreement and all related agreements.

a. That the General Terms and Conditions contained a super-superiority clause (¶ 11 cited above) which provided that all of the terms and conditions of the “General Terms and Conditions” took precedence over any other provision in any agreement between NorVergence and its customer;

b. That the Service Level Agreement was made a part of the “General Terms and Conditions” by virtue of the specific incorporation thereof found at ¶ 7 of the General Terms and Conditions, and “applies to all customers;”

c. That the Service Level Agreement permitted each NorVergence customer to terminate the contract with NorVergence should NorVergence fail to provide telephone service to the customer.

Copy of Power Point Presentation:

http://leasingnews.org/PDF/DX02.pdf

Gossett outlines his point in this case against Popular Leasing:

http://leasingnews.org/PDF/Popular_Leasing4.pdf

[headlines]

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Top Stories--June 4--June 8

Here are the top ten stories most “opened” by readers last week:

(1) Parker's sons convicted
http://www.leasingnews.org/archives/June%202007/06-08-07.htm#park

(2) Parent of OFC Capital purchases Pioneer Financial
http://www.leasingnews.org/archives/June%202007/06-06-07.htm#ofc

(3) What if Sterling Financial had been using QuikTrak?
http://www.leasingnews.org/archives/June%202007/06-06-07.htm#quik

(4) Margin Growth Should Drive GE for Years to Come - Barron's
http://biz.yahoo.com/seekingalpha/070603/37176_id.html?.v=1

(5) Fair Isaac moves to halt “coattailing ”
http://www.leasingnews.org/archives/June%202007/06-06-07.htm#halt

(6) “Keep doing the business the way you always have”
http://www.leasingnews.org/archives/June%202007/06-06-07.htm#keep

(7) Correction: FTC filing re: IFC Credit
http://www.leasingnews.org/archives/June%202007/06-08-07.htm#ftc

(8) (tie) IFC Credit Acknowledges FTC Complaint
http://www.leasingnews.org/archives/June%202007/06-08-07.htm#ifc

(8) (tie) Missouri AG joins the IFC action
http://www.leasingnews.org/archives/June%202007/06-08-07.htm#mag

(9) “Coattailing”-Cynthia L. Fawcett, Credit Risk Mgr
http://www.leasingnews.org/archives/June%202007/06-06-07.htm#coat

(10) Mantis Financial–“Broker/Lessor” list
http://www.leasingnews.org/archives/June%202007/06-04-07.htm#bllist

(For technical reasons, cannot count in "top ten," but highly read)
Leasing News Flash
FTC files against IFC/Texas AG first to follow
http://www.leasingnews.org/archives/June%202007/06-06-07-flash.htm

[headlines]

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Leasing Industry Help Wanted

Corporate and Commercial Leasing Specialist

Corporate and Commercial Leasing Specialist, Alabama 5 years experience sales and credit Great opportunity. Click here for more information.

www.suntrust.com

[headlines]

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ELFA on the MOVE!

ELFA eNews Daily

On Friday, June 29th Equipment Leasing and Finance Association headquarters will officially relocate from our current offices in Arlington, Virginia, to Washington, D.C. The move will put association staff and members in closer proximity to lawmakers and regulators.

As of Monday, July 2nd, our new address and main phone and fax numbers will be:

Equipment Leasing and Finance Association
1825 K Street NW, Suite 900
Washington, DC 20006
(202) 238-3400
Fax: (202) 238-3401

Important!
The address for sending registrations and payments to ELFA has NOT changed. That address is still:

Equipment Leasing and Finance Association, Inc.
PO Box 34733
Alexandria, VA 22334-0733

[headlines]

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Leasing #102---by Bob Teichman, CLP

Verifying Financial Information

by Bob Teichman, CLP
Teichman Financial Training
BoTei@aol.com

Leasing News recently highlighted IRS Form 4506-T. This form, when signed by the lessee, authorizes the IRS to provide a transcript of a filed tax return. This allows the lessor or lender to verify that the copy of the tax return provided to the lessor by the prospective lessee is correct and contains the same numbers as in the filed tax return.

There is another useful form available to lessors and lenders. Form 4506 authorizes the IRS to provide a copy of the filed tax return (www.irs.gov).

In either case, the prospective lessee must provide written authorization.

Prudent credit managers attempt to verify financial information provided by applicants, but sometimes that is difficult, if not impossible. The lessee company may have internally prepared statements and tax returns, and with no outside accountant, verification is unlikely. In those cases, Form 4506 is the only tax return verification method available to the lessor.

The mortgage banking industry has used this form for years, but surprisingly, few companies in the equipment leasing industry are familiar with it. I stress the use of this form in my Credit Analysis classes, since often only one or two people in the class are aware of it.

As mentioned in the Leasing News article, there are ways of getting the copy or transcript quickly, but there is a faster method to determine whether or not the applicant has provided a true copy of the return. Since the applicant must sign the 4506 and knows what the lessor is requesting from the IRS, any refusal by the applicant to sign the form is a strong indication that the lessor should walk away from the transaction. On the other hand, if the applicant readily agrees to sign the form, the lessor can feel fairly confident that the copy of the return to be provided by the IRS will likely agree with the copy provided by the applicant.

Verification of financial statements not prepared by an outside accountant is more difficult, but not impossible. The lessor can obtain copies of bank account statements, accounts receivable and payable agings, depreciation schedules, and other internal and external records. The lessor can also interview major customers and suppliers.

Part of the current mortgage meltdown was caused by over-reliance on “stated income” loans where the borrower provided information that was never (by design) verified by the lenders. Full-disclosure transactions, where the lessor carefully analyses the lessee’s ability to make payments, requires that the lessor exercise considerable due diligence, including verification of all information provided by applicants.

Bob Teichman, CLP, is celebrating his 44th year in the leasing business. He provides classes, seminars and workshops in the practical side of leasing to lessors, lessees, banks, associations and government agencies.

He is also chairman of the Leasing News Advisory Board as well as president of the Certified Leasing Professional Foundation.
http://www.leasingnews.org/Advisory%20Board/Teichman_Bob.htm

Verifying federal tax returns story with links
http://www.leasingnews.org/archives/May%202007/05-30-07.htm#tax

To view other " Leasing #102," please go here.

[headlines]

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82% users still Microsoft XP

Microsoft reports shipping 40 million copies of Vista already this year. According to www.netapplications.com, "... at first, that seemed a bit high from the market share numbers we've been observing. After all, Vista for May 2007 had a nice jump in market share to 3.74%, but is 3.74% really that impressive? It still trails the combined 6.46% of operating system usage by Mac users."

www.netapplications.com points to Eric Lai of ComputerWorld analysis that "... with over 1 billion PCs worldwide, that in fact 3.74% does get you fairly close to that 40 million number. And, when you factor in unsold inventory of PC makers, it solidly justifies Microsoft's claims."

ComputerWorld article:

http://www.leasingnews.org/Pages/Vista.htm

[headlines]

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Ten most popular dog breeds in the US:

(A wet, but handsome Bode Ace emerging from the swimming pool)

1. Labrador Retriever
2. Yorkshire Terrier
3. German Shepherd Dog
4. Golden Retriever
5. Beagle
6. Dachshund
7. Boxer
8. Poodle
9. Shih Tzu
10. Miniature Schnauzer

Go here for ten top dogs per city:

http://www.akc.org/reg/topdogsbycity.cfm

[headlines]

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Friday, 1:15pm. Chicago, Open to all

Leasing Meetings/Events Open to All

[headlines]

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Sub Prime Mortgage Loan Hearing this Thursday

The Federal Reserve Board is holding a public hearing this Tuesday, June on Tuesday under the Home Ownership and Equity Protection Act (HOEPA). The purpose of the hearing is to gather information about how the Board might use its rulemaking authority to curb abusive lending practices in the home mortgage market, including the subprime sector, in a way that preserves incentives for responsible lenders to provide credit to borrowers.

Hearing participants will discuss whether the Board should use its rulemaking authority to address concerns about certain terms and practices related to home mortgage loans, including:

Prepayment penalties
Escrow accounts for taxes and insurance on subprime loans
"Stated income" or "low doc" loans
Consideration of a borrower's ability to repay a loan

Participants will also discuss the effectiveness of state laws that have prohibited or restricted these and other terms or practices, and whether the Board should consider adopting similar regulations to curb abusive lending practices. The Board is also soliciting written comments from the public. Comments are due August 15, 2007.

The hearing is scheduled for Thursday, June 14, 2007, at the Federal Reserve Board at 20th and C Streets, N.W., Washington, D.C. Additional information about the hearing can be found at www.federalreserve.gov. Those planning to attend the hearing should, for security purposes, register no later than June 12. An online registration form can be found at: https://www.federalreserve.gov/secure/forms/hoeparegistration.cfm.

[headlines]

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### Press Release ###########################

Chief Economist of the Federal Reserve Bank of Boston to Address Equipment Finance Industry Conference on Tuesday

Credit & Collections Management Conference and Exhibition Held in Boston, June 10-12

Jeff Fuhrer, Executive VP, Federal Reserve Bank of Boston

Arlington, VA —The Equipment Leasing and Finance Association (ELFA) announces that Jeff Fuhrer, Executive Vice President and Director of Research of the Federal Reserve Bank of Boston, will give the keynote address at ELFA’s annual Credit & Collections Management Conference and Exhibit, June 10 to 12 at the Hyatt Harborside Hotel in Boston. Mr. Fuhrer will speak on Tuesday, June 12 at 8:30 a.m.

Kenneth E. Bentsen, Jr., ELFA President

“We are eager to hear Mr. Fuhrer’s remarks about national economic conditions,” said Kenneth E. Bentsen, Jr., ELFA president. “His remarks will be of significant interest to the credit managers and collections departments of our member companies,” he said.

ELFA’s Credit & Collections Management Conference attracts senior vice presidents and vice presidents of credit, analysis and documentation and collections, will highlight best practices, organizational processes and current and future industry data relevant to credit and collections.

Biography
Jeff Fuhrer is Executive Vice President and Director of Research at the Federal Reserve Bank of Boston. Mr. Fuhrer had been Vice President and Economist at the Bank and the head of the Open Economy Macro/International Section since 1995. Mr. Fuhrer served as an Economist at the Bank from 1992 to 1995. From 1985 to 1992, he was a Senior Economist at the Board of Governors of the Federal Reserve System in Washington, D.C. His recent research has focused on the development of macroeconometric models of inflation, long-term interest rates, monetary policy, consumer spending, and the Phillips curve. He has recently published studies on the importance of habit formation in consumer spending decisions, the persistence of inflation, the interaction between monetary policy and long-term interest rates, and the failure of new rational expectation models to explain business cycle fluctuations. Mr. Fuhrer holds an M.A. and a Ph.D. in economics from Harvard University and a B.A. from Princeton University.

Education
Ph.D., Harvard University, 1985
M.A., Harvard University, 1983
B.A., Princeton University, Summa Cum Laude, ranked first in Economics Department, 1979

Work experience
Federal Reserve Bank of Boston
Executive Vice President and Director of Research, 2006-
Senior Vice President and Director of Research, 2001-2005
Senior Vice President and Monetary Policy Advisor, 2000-2001
Vice President and Economist, 1995-2000
Assistant Vice President and Economist, 1993-1995

Board of Governors of the Federal Reserve System
Senior Economist, 1985-1992

For more information about this conference, please visit
http://www.elfaonline.org/events/2007/CCM/

About the ELFA

The Equipment Leasing and Finance Association (ELFA) is the trade association representing financial services companies and manufacturers engaged in financing the utilization and investment of/in capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its over 750 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as service providers. For more information, please visit www.elfaonline.org.

The ELFA is also the premier source for statistics and analyses covering the equipment finance sector. To access ELFA's comprehensive industry information, please visit

http://www.elfaonline.org/Research/

[headlines]

### Press Release ###########################
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News Briefs----

Bank of America appeals ABN ruling to Dutch court
http://business.scotsman.com/latest.cfm?id=900612007

Flowers’ role in ABN bid battle emerges
http://www.ft.com:80/cms/s/842b431c-1783-11dc-86d1-000b5df10621.html

Wachovia expanding services for the rich
--Private banking unit will more than double
http://www.charlotte.com/123/story/151944.html

SREI Infrastructure Finance has zoomed 72 per cent
http://www.business-standard.com/common/storypage.php?autono=287229&
leftnm=0&subLeft=0&chkFlg=

Hundreds of CEOs top $8.3M pay mark
http://www.usatoday.com/money/companies/management/2007-06-09-ceopay_N.htm

List of Winners of 2007 Tony Awards
http://www.nytimes.com/aponline/arts/AP-Tony-Awards-List.html?_r=1&oref=slogin

No easy ending for 'The Sopranos'
http://tv.yahoo.com/the-sopranos/show/218/news/urn:newsml:tv.ap.org:
20070611:tv_sopranos__ER

'Ocean's Thirteen' steals No. 1 spot
http://www.usatoday.com/life/movies/news/2007-06-10-box-office-analysis_N.htm

[headlines]

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You May have Missed---

The end of the plug? Scientists invent wireless device that beams electricity through your home
http://www.dailymail.co.uk/pages/live/articles/technology/technology.html?
in_article_id=460602&in_page_id=1965

[headlines]

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Sports Briefs----

Garcia No. 1 in Gruden’s Eyes
http://www.tboblogs.com/index.php/sports/comments/garcia-no-1-in-grudens-eyes/

Culpepper seeks NFLPA lawyers' help
http://www.palmbeachpost.com/dolphins/content/sports/epaper/
2007/06/09/0609culpepper.html

Upshaw: No threats, but no
http://www.charlotte.com/panthers/story/151868.htmlapologies

[headlines]

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California Nuts Briefs---

Paris Hilton decides against appeal
http://www.usatoday.com/life/people/2007-06-09-paris-sentence_N.htm

[headlines]

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“Gimme that Wine”

Phelps wines some of Napa Valley’s best
http://www.napavalleyregister.com/articles/2007/06/08/columnists/l_pierce_carson/
doc4668ec0ced736470346926.txt

Virginia Wineries hope new law helps with distribution
Wineries hope new law helps with distribution

Award-Winning California Wine Club Announces Speedy Delivery of Exclusive, Hard-to-Find Wines Right to Your Doorstep
http://www.emediawire.com/releases/2007/6/emw531721.htm

California wines set sales record in '06
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2007/06/08/WIG4EQ9FPH1.DTL&
hw=wine&sn=002&sc=649

Pomerol's La Pointe for sale
http://www.decanter.com/news/123483.html

Handling a saturated wine market
http://www.napavalleyregister.com/articles/2007/06/08/features/food_and_wine/
doc4668ed1f4d85e216551313.txt

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/
US/International Wine Events
http://www.localwineevents.com/
Winery Atlas
http://www.carterhouse.com/atlas
Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm
The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.
http://www.liv-ex.com/

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Calendar Events This Day

King Kamehameha 1 Day –
Designated state holiday in Hawaii honors memory of Hawaiian monarch (1737 – 1819). Governor appoints state commission to plan annual celebration.

Libya: Evacuation Day –
National day. Commemorates the closing of US base in 1970.

Saint Feast Days

• St. Barnabas
• St. Blitharius
• St. Tochmura
• St. Herebald
• St. Parisius
• St. Paula Frasinetti
• St. Peter Rodriguez and Companions

http://www.catholic.org/saints/f_day/jun.php

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Colors like red, yellow and orange make you hungry.

http://www2.ljworld.com/news/2007/apr/17/colors_can_affect_mood/
http://www.writedesignonline.com/resources/design/rules/color.html
http://www.colormatters.com/optics.html
http://www.aimdiscountstore.com/colororange.html

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Today's Top Event in History

1944- Five days after the D-Day landing, the five Allied landing groups, made up of some 330'000 troops, link up in Normandy to form a single solid front across northwestern France. On 06 June 1944, after a year of meticulous planning conducted in complete secrecy by a joint Anglo-American staff, the largest combined sea, air, and land military operation in history began on the French coast in the Baie de la Seine. The Allied invasion force included three million men, 13,000 aircraft, 1200 warships, 2700 merchant ships, and 2500 landing craft. There were five Allied landing sites at Normandy, and by the evening of the first day, some 150,000 US, British, and Canadian troops were ashore, and the Allies held about two hundred square kilometers

[headlines]
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This Day in American History

    1517 - Sir Thomas Pert reached Hudson Bay.
    1742 -- Benjamin Franklin invents his Franklin stove. The new stove and reconfiguration of the flues allowed for a more efficient fire, one that used one quarter as much wood and generated twice as much heat. When offered a patent for the fireplace's design, Benjamin Franklin turned it down. He did not want to make a profit. He wanted all people to benefit from his invention.
http://inventors.about.com/od/fstartinventors/ss/Franklin_invent_2.htm
    1769- Birthday of Anne Newport Royall, a celebrated figure in the Jackson Era and for a decade or so after. She wrote several "travel books" -- accounts of places and encounters with famous, unknown and infamous people. Often shrill and relentless in her criticisms.
Many, if not all, of her books were published "for the author", and as she went around the country collecting interviews, and notes on whatever she saw, she collected subscriptions for forthcoming books, and sold already published books out of a trunk she always brought with her. Her first book, Sketches of History, Life, and Manners, in the United States, "by a traveler", was published in 1826, printed in New Haven, CT. This, and a series called the Black Book, vols 1, 2, and 3, sold well, and made Anne Royall widely known over the next few years. She was born in Baltimore, but spent her early years (til about age 13), in extreme poverty, on what was then the edge of the frontier -- western Pennsylvania. Savage raids by British and Tory-led Indians led Anne Royall's mother to flee back east, along with other settlers. On May 4, 1798, Anne married William Royall. She had been living in his house for ten years, and rumors would follow her that they had been on intimate terms for some years before the marriage. Anne was 28 then, and the Major was in his middle 50s.
http://www.positiveatheism.org/hist/quotes/royall.htm
http://www.loc.gov/loc/lcib/0001/royall.html
http://www.earlyrepublic.net/BIOG-R.htm
http://www.amazon.com/exec/obidos/ASIN/0899501338/inktomi-bkasin-20/103-2488497-6059853
    1776 - A committee to draft the document of Independence met. John Adams, Benjamin Franklin, Robert Livingston, Roger Sherman and Thomas Jefferson were the members. They immediately delegated the writing to Adams and Jefferson, and Adams gave it over to Jefferson.
    1829 --The Book of Mormon is published. Joseph Smith claims to have translated it from "Reformed Egyptian" with the aid of the angel Moroni & 2 magic stones (Urim & Thummim).
    1832- Lucy Pickens birthday; noted Confederate hostess whose likeness was engraved on the $100 bill of the Confederacy. Lucy Pickens was the first woman to appear on the Confederate Note, and the first woman to appear on a US Note was Martha Washington on the 1886-91 One Dollar Silver Certificate.
http://medals.safeshopper.com/14/325.htm?731
http://www.currencygallery.org/vignettes/pickens.htm
http://www.tsha.utexas.edu/handbook/online/articles/view/PP/fpi2.html
    1842 - A late season snowstorm struck New England. Snow fell during the morning and early afternoon, accumulating to a depth of ten to twelve inches at Irasburg, VT. Berlin NH was blanketed with eleven inches of snow during the day. Snow whitened the higher peaks of the Appalachians as far south as Maryland.
    1862 - C.S.S. Virginia blown up by her crew off Craney Island to avoid capture. The fall of Norfolk to Union forces denied Virginia her base, and when it was discovered that she drew too much water to be brought up the James River, Flag Officer Tattnall ordered the celebrated ironclad's destruction. "Thus perished the Virginia," Tattnall wrote, "and with her many high-flown hopes of naval supremacy and success." For the Union, the end of Virginia not only removed the formidable threat to the large base at Fort Monroe, but gave Flag Officer Gold borough’s fleet free passage up the James River as far as Drewry's Bluff, a factor which was to save the Peninsular Campaign from probable disaster.
    1877 - The temperature at Los Angeles, CA, reached 112 degrees during a heat wave. It would have been the all-time record for Los Angeles but official records did not begin until twenty days later.
    1880- Birthday of Jeannette Rankin, first woman elected to the US Congress, a reformer, feminist and pacifist, was born at Missoula, MT. She was the only member of Congress to vote against a declaration of war against Japan in December 1941. Died May 18, 1973, at Carmel, CA.
http://www.greatwomen.org/women.php?action=viewone&id=121
http://www.angelfire.com/anime2/100import/rankin.html
http://www.rankinfoundation.org/
http://www.spartacus.schoolnet.co.uk/USArankin.htm
    1883- Charlotte Eugenia Hawkins Brown birthday; first Black woman honored by North Carolina with a state historic site. Her Palmer Memorial Institute at Sedalia, a school for Black children, taught not only academics but manners, morals, and ethics.
http://www.ah.dcr.state.nc.us/sections/hs/chb/chb.htm
http://www.africanpubs.com/Apps/bios/0726BrownCharlotte.asp?pic=none
http://www.ah.dcr.state.nc.us/sections/hs/chb/civic-life.htm
    1895 -- Charles E. Duryea receives the first U.S. patent granted to an American inventor for a gasoline-driven automobile.
    1904-Singer-pianist Pinetop Smith, born Troy, Alabama. One of my fathers favorites as he had a collection of 78’s he would play all the time, along with folksingers “Leadbelly” and Pete Seeger, among others, including classical music. Some of the things I remember most about my father was his cigar smoking, poker playing, discussions about writers and plots, and sitting with him when I was four years old ( and older ) and listening to his music. My father and I were very close. When I hear music like Pinetop Smith, I always think of him http://www.heptune.com/pinetops.html
http://stage.vitaminic.com/main/pinetop_smith/
http://www.colindavey.com/BoogieWoogie/articles/ofamart.htm
    1910- Jacques Cousteau was born, French undersea explorer, writer and filmmaker born at St. Andre-de-Cubzac, France. He invented the Aqualung, which allowed him and his colleagues to produce more than 80 documentary films about undersea life, two of which won Oscars. This scientist and explorer was awarded the French Legion of Honor for his work in the Resistance in WWII. He died June
http://www.sfgate.com/sports/49ers/pages/1997/montana.shtml
25, 1997, at Paris, France.
    1913- Vincent Thomas (Vince) Lombardi, Pro Football Hall of Fame coach, born at New York, NY. Lombardi played football for Fordham’s famed “Seven Blocks of Granite” line in the mid-1930s, became a teacher and began to coach high school football. He became offensive line coach at West Point in 1949 and moved to the New York Giants in 1954. Five years later, he was named head coach of the Green Bay Packers. His Packers won five NFL titles and two Super Bowls in nine years, and Lombardi was generally regarded as the greatest coach and the finest motivator in pro football history. He retired in 1968, but was lured back into coaching the Washington Redskins a year later. Inducted into the Pro Football hall of Fame in 1971. Died at Washington, DC, Sept 3, 1970.
    1913--In the Philippines, US Gen."Black Jack" Pershing orders an attack on the Moros in Bud Bagsak, who refused
to pay taxes to the Philippine government.500 Moro built a stone fort during the first months of 1913, at Bud Bagsak.
Today the American military attacked. John Browning, inventor of the Colt 0.45 pistol tested his new pistol here. After four days, armed mostly with kris, barongs, spears & few guns, every warrior, woman, & child fell.
http://www.msc.edu.ph/centennial/hero/armm/page10.html
    1919- Sir Barton, a three year old, became the first horse to win the Triple Crown at the Belmont Stakes, Elmont Park, NY. The rider in all three races was J.Loftus, making him the first jockey to win the Triple Crown. Sir Barton pulled away from the only two other horses in the race coming down the stretch and won the 1-3/8th mile race in 2:17.2, an American record.
    1920-birday of pianist/organist Hazel Scott, Port of Spain, Trinidad
http://alevy.com/hazel.htm
    1920—Birthday of jazz drummer Shelly Manne , who had his own jazz club, played at the Lighthouse in Hermosa Beach, and made the great album with Andrew Previn and crew: “My Fair Lady.”
A remarkable, entertaining drummer in the 1950’s and 1960’s.
http://musicbase.h1.ru/PPB/ppb4/Bio_463.htm
http://www.drummerworld.com/drummers/Shelly_Manne.html
http://www.videoflicks.com/titles/1052/1052678.htm?2139
http://www.counterpoint-music.com/Catalogues/Jazz/jazz.m/shelly/
    1922 -- Robert Flaherty's silent documentary "Nanook of the North" opens.
http://www.imdb.com/title/tt0013427/
    1925-Birthday of American author William Styron Newport News, Virginia. Wrote Sophie's Choice, Confusions of Nat Turner, among others, including many important essays. He died on November 1st, 2006. He was 81 years old.
http://www.pbs.org/wnet/americanmasters/database/styron_w.html
    1927-“Lucky” Lindbergh receives the first “Distinguished Flying Cross.”
http://memory.loc.gov/ammem/today/jun11.html
    1926 -- First 40-hour work week in the country, won by NY fur workers.
    1927 Babe Ruth hits 19th & 20th of 60 Home Runs
    1929-birthday of alto sax player Lennie Niehaus, St. Louis, Mo.
    1934--Birthday of James (Pookie) Hudson, lead singer of the 1950's doo-wop group, the Spaniels.
    1937-Birthday of Amalya Lyle Kearse - U.S. attorney, judge of the U.S. Court of Appeals (2nd Cir.) 1979-, champion bridge player, and writer about bridge.
    1938-Johnny Vander Meer of the Cincinnati Reds pitched a no-hitter against the Boston Braves, winning 2-0. Vander Meer returned to the mound four days later and no-hit the Brooklyn Dodgers, 6-0, to complete the only consecutive no-hitter in baseball history.
    1939- Birthday of country singer Wilma Burgess; and jazz-rock drummer Bernard (Pretty) Purdie.
    1940-birthday of singer Joey Dee ( Joseph H. Dinicola ), Passaic, NY. He rose to fame as part of the twist craze in the early 1960's, was born in Passaic, New Jersey. He and his band, the Starlighters, gyrated to the top of the charts in 1961 with "Peppermint Twist." It was a tribute to the Peppermint Lounge, a small New York club frequented by the city's socialites. Three members of the Starlighters - Felix Cavaliere, Gene Cornish and Eddie Brigati - later were part of the Young Rascals. And Jimi Hendrix is said to have played briefly with the Starlighters in 1966.
http://corks_oldies.tripod.com/index-joeyd.htm
http://www.joeydee.com/jdappear.htm
http://www.bmaent.com/joeyd.htm
http://www.marstalent.com/bio_joey_dee.htm
    1942 - No. 1 Billboard Pop Hit: ``Tangerine,'' Jimmy Dorsey Orchestra.
    1943- The Northwest African Air Forces of the Anglo-American Command won the first land victory without infantry after dropping 6,200 tons of bombs in more than 5,000 sorties on the Italian fortress on the island of Pantelleria in the Mediterranean Sea, 70 miles southwest of Sicily, changing forever the use of air power in determining military victory.
    1944- Five days after the D-Day landing, the five Allied landing groups, made up of some 330'000 troops, link up in Normandy to form a single solid front across northwestern France. On 06 June 1944, after a year of meticulous planning conducted in complete secrecy by a joint Anglo-American staff, the largest combined sea, air, and land military operation in history began on the French coast in the Baie de la Seine. The Allied invasion force included three million men, 13'000 aircraft, 1200 warships, 2700 merchant ships, and 2500 landing craft. There were five Allied landing sites at Normandy, and by the evening of the first day, some 150'000 US, British, and Canadian troops were ashore, and the Allies held about two hundred square kilometers
    1949- Hank Williams made his debut on the Grand Ole Opry. His performance, with the audience demanding several encores of "Lovesick Blues," is still considered one of the Opry's greatest moments. The success of his recording of that song had led to the Opry contract, and he remained with the show until August 1952, when he was fired for perpetual drunkenness. Williams died on New Year's Day 1953 of a heart attack brought on by excessive drinking.
http://www.hankwilliams.com/
    1949- Drummer Frank Beard of the group ZZ Top. Incidentally, Beard is only unbearded member of 'The Top'.
http://www.lowpft.com/frank.html
http://www.johndouglas.com/zztop.html
    1949-- Hank Williams made his debut on the Grand Ole Opry. His performance, with the audience demanding several encores of "Lovesick Blues," is still considered one of the Opry's greatest moments. The success of his recording of that song had led to the Opry contract, and he remained with the show until August 1952, when he was fired for perpetual drunkenness. Williams died on New Year's Day 1953 of a heart attack brought on by excessive drinking.
    1953-MIZE, OLA L.
Rank and organization: Master Sergeant (then Sgt.), U.S. Army, Company K, 15th Infantry Regiment, 3d Infantry Division. Place and date: Near Surang-ni, Korea, 10 to 11 June 1953. Entered service at: Gadsden, Ala. Born: 28 August 1931, Marshall County, Ala. G.O. No.: 70, 24 September 1954. Citation: M/Sgt. Mize, a member of Company K, distinguished himself by conspicuous gallantry and outstanding courage above and beyond the call of duty in action against the enemy. Company K was committed to the defense of "Outpost Harry", a strategically valuable position, when the enemy launched a heavy attack. Learning that a comrade on a friendly listening post had been wounded he moved through the intense barrage, accompanied by a medical aid man, and rescued the wounded soldier. On returning to the main position he established an effective defense system and inflicted heavy casualties against attacks from determined enemy assault forces which had penetrated into trenches within the outpost area. During his fearless actions he was blown down by artillery and grenade blasts 3 times but each time he dauntlessly returned to his position, tenaciously fighting and successfully repelling hostile attacks. When enemy onslaughts ceased he took his few men and moved from bunker to bunker, firing through apertures and throwing grenades at the foe, neutralizing their positions. When an enemy soldier stepped out behind a comrade, prepared to fire, M/Sgt. Mize killed him, saving the life of his fellow soldier. After rejoining the platoon, moving from man to man, distributing ammunition, and shouting words of encouragement he observed a friendly machine gun position overrun. He immediately fought his way to the position, killing 10 of the enemy and dispersing the remainder. Fighting back to the command post, and finding several friendly wounded there, he took a position to protect them. Later, securing a radio, he directed friendly artillery fire upon the attacking enemy's routes of approach. At dawn he helped regroup for a counterattack which successfully drove the enemy from the outpost. M/Sgt. Mize's valorous conduct and unflinching courage reflect lasting glory upon himself and uphold the noble traditions of the military service.
    1954---Top Hits
Little Things Mean a Lot - Kitty Kallen
Three Coins in the Fountain - The Four Aces
If You Love Me (Really Love Me) - Kay Starr
(Oh Baby Mine) I Get So Lonely - Johnnie & Jack
    1956- Joseph Clifford (Joe) Montana, Jr Birthday, born New Eagle, PA.
http://www.sfgate.com/sports/49ers/pages/1997/montana.shtml
    1959 -Postmaster General bans D.H. Lawrence's book, Lady Chatterley's Lover
    1961 - Roy Orbison was wrapping up a week at number one on the "Billboard" record chart with "Running Scared", his first number one hit. Orbison recorded 23 hits for the pop charts, but only one other song made it to number one: "Oh Pretty Woman" in 1964. He came close with a number two effort, "Crying", number four with "Dream Baby" and number five with "Mean Woman Blues". Orbison was inducted into the Rock and Roll Hall of Fame in 1987; but suffered a fatal heart attack just one year later.
http://www.rocknrollvault.com/timeline/royorbison.htm
    1961-Roger Maris hits 19th & 20th of 61 Home Runs
    1962---Top Hits
I Can’t Stop Loving You - Ray Charles
Lovers Who Wander - Dion
(The Man Who Shot) Liberty Valance - Gene Pitney
She Thinks I Still Care - George Jones
    1963 -Gov Wallace tries to prevent blacks registering at U of Alabama
    1963-President John F. Kennedy says segregation is morally wrong and that it is "time to act.”
    1963 -- Dr. Martin Luther King, Jr. is arrested in Florida for trying to integrate restaurants.
    1965 - No. 1 Billboard Pop Hit: ``Back in My Arms Again,'' The Supremes.
    1966 - Janis Joplin made her first onstage appearance -- at the Avalon ballroom here in San Francisco. She began her professional career at the age of 23 with Big Brother and The Holding Company. The group was a sensation at the Monterey Pop Festival in 1967. "Piece of My Heart" was the only hit to chart for the group in 1968. Big Brother and The Holding Company disbanded in 1972, though Joplin continued in a solo career with hits such as "Down on Me" and "Me and Bobby McGee". Janis ‘Pearl’ Joplin died of a heroin overdose in Hollywood in October, 1970. The movie "The Rose", starring Bette Midler, was inspired by the life of the rock star. In reality, she was high all the time on Southern Comfort and whatever.
http://www.officialjanis.com/html/main.html
    1969-“Space Oddity”, a single recorded by David Bowie was released to coincide with Apollo II’s trip to the moon, during which Neil Armstrong and Edwin Aldrin,Jr., landed and walked on the surface of the moon. http://www.todomusica.org/david_bowie/disco8.shtml
    1970---Top Hits
Everything is Beautiful - Ray Stevens
Which Way You Goin’ Billy? - The Poppy Family
Up Around the Bend/Run Through the Jungle - Creedence Clearwater Revival
Hello Darlin’ - Conway Twitty
    1971-Nineteen-month occupation by Native American protesters of Alcatraz Island, in San Francisco Bay, ends.
    1972 - Hank Aaron of the Atlanta Braves tied (with Gil Hodges of the Giants) the National League record for the most grand-slam home runs in a career, with 14. The Braves beat the Philadelphia Phillies 15-3.
    1972 - Heavy showers brought 1.64 inches of rain to Phoenix AZ, a record for the month of June.
    1972 -- The controversial 62-minute XXX-rated film, "Deep Throat", opens at the Mature World Theatre in New York City. Linda Lovelace starred, or, whatever...
    1976-Santana's ninth album, "Amigos", goes gold.
    1976-Wild Cherry's single "Play That Funky Music" is released.
    1977-Settle Slew, ridden by Jean Cruguet, became the 10th horse to win the Triple Corwn by triumphing in the Belmont Stakes. Slew led wire-to wire and defeated Run Dusty Run by four lengths.
    1978---Top Hits
You’re the One that I Want - John Travolta & Olivia Newton-John
Shadow Dancing - Andy Gibb
Feels So Good - Chuck Mangione
Georgia on My Mind - Willie Nelson
    1978- Salt Lake City, Utah, Joseph Freeman, Jr., became the first African-American to be ordained to the priesthood in the Latter Day Saints, Mormon religion.
    1979-- Chuck Berry pleaded guilty in Los Angeles to income tax evasion. The charge stemmed from a 1973 debt of $110,000. Berry began serving a four-month prison term in August at a federal prison in Lompoc, California.
    1981 - The first baseball player’s strike in major-league history began during mid-season after Seattle defeated Baltimore 8-2 at the Kingdome in Seattle. For two months, the nation’s favorite pastime was watching negotiations between the players’ union and team owners.
    1982 - The movie "E.T.: The Extra-Terrestrial" opened. Steven Spielberg directed this classic. It dazzled audiences with state-of-the-art special effects and a touching, humorous, story line, grossing over $100 million in its first 31 days of theatrical release.
    1985 - Von Hayes of the Philadelphia Phillies became the 21st player in major-league baseball history to hit a pair of home runs in one inning as he led the Phillies to a 26-7 cakewalk over the New York Mets.
    1986---Top Hits
Live to Tell - Madonna
On My Own - Patti LaBelle & Michael McDonald
I Can’t Wait - Nu Shooz
Happy, Happy Birthday Baby - Ronnie Milsap
    1989 - Thunderstorms produced severe weather in the south central and southeastern U.S. during the day and night. Thunderstorms spawned eleven tornadoes, including one which tore the roof off a restaurant at Bee Branch, AR, injuring six persons. The tornado tossed one car into the restaurant and another car over it. Temperatures soared into the 90s across much of Florida. Lakeland reported a record high of 99 degrees for the second day in a row.
    1990 - UN appoints Olivia Newton-John environmental ambassador  
    1990- Nolan n pitches his 6th no-hitter beating Oakland, in the 9th he retires Ken Phelps, Rickey Henderson and Willie Randolph (all ex Yanks)
    1991- Microsoft releases MS DOS 5.0
    1993- University of Alabama is desegregated. Facing federalized Alabama National Guard troops, Alabama Governor George Wallace ends his blockade of the University of Alabama in Tuscaloosa, and allows two Black students to enroll: Vivian Malone Jones and James A. Hood. In September of the same year, Wallace again attempted to block the desegregation of an Alabama public school — this time Tuskegee High School in Huntsville — but President Kennedy again employed his executive authority and federalized National Guard troops. On 10 September several Black students entered the public high school.
    1993 - U.S. audiences rumbled to theatres for a first look at Jurassic Park. The Steven Spielberg-directed dinosaur blockbuster billed a gigantic $47.06 million -- just for openers.
    1993-The Ike and Tina Turner film biography "What's Love Got To Do With It", opens nationally.
    1995-IBM buys Lotus Development Corporation after a week of price negotiation. IBM had launched a hostile takeover attempt on 05 June 1995, and the two companies signed an agreement on June 11 to finalize the deal. Lotus had achieved great success with its spreadsheet, Lotus 1-2-3, and its enormously popular Lotus Notes software, which let workers on different computers collaborate on the same document. IBM's takeover of Lotus puts IBM head-to-head with Microsoft, which is about to launch a collaboration and networking software product called Microsoft Exchange.
    1995-- Mark McGwire ties a major league record by hitting five homers in back-to-back games. Big Mac's three homers today in consecutive at-bats helps the A's defeat the Red Sox, 8-1.
    1996 - Republican Senator Bob Dole ended his Senate career (to make a run for the U.S. Presidency) with an emotional farewell speech before a packed Senate chamber. He had spent some 27 years as a U.S. Senator. His wit is often seen on television commercial these days and “60 Minutes” when he spars with ex-President Bill Clinton.
    1999 - "Austin Powers: The Spy Who Shagged Me" premiered at theatres across the U.S. Dr. Evil (played by Mike Myers) travels back to 1969 to steal Austin Powers’ (also played by Mike Myers) mojo. Powers (now “shagless”) must travel to ’69 to get his mojo back (can you dig it?). Big stars in the movie include the not-so-big Mini-Me (Verne Troyer), CIA agent Felicity Shagwell (Heather Graham), Basil Exposition (Michael York), Number Two (Robert Wagner), Young Number Two (Rob Lowe) and Fat Bastard (that Myers guy again). $54.92 mil the first weekend and grossed over $250 million. “Gold Member” was the third issue, and some consider, the best one to date.

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