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Monday, March 10, 2008


Clarification: NAELB Conference
    Classified Ads---Sales
California Finance Lenders Law
Are you in compliance?
    Which Date will the Feds Choose?
        Top Stories - March 3-March 7
Classified Ads---Help wanted
    Placard—Please a good 6 months!
        Bruce Lurie-Leasing News Advisor
Leasing 102 by Mr. Terry Winders, CLP
Economic Stimulus Act of 2008
    Alter Moneta/ Canadian West Coast
        News Briefs---
"Gimme that Wine"
    Calendar Events
        Snapple Real Facts
Today's Top Event in History
    This Day in American History
        Winter Poem
    Daily Puzzle
    Provence, France-Vacation
News on Line---Internet Newspapers
European Bankers News

######## surrounding the article denotes it is a “press release”


Clarification: NAELB Conference

Please note the National Association of Equipment Leasing Conference
April 10-12 in New Orleans Early Bird Special has been extended to St. Patrick’s Day, March 17th. In addition, the available room special rate has also been extended to that date on availability basis.

If you are a lease broker, or want to become a lease broker, this New Orleans conference is a must.

Note: Non-member brokers may want to join, as you save $150 if you take the early bird special and $225 if you register after March 17. Broker member dues: $295

2008conference banner


The March 7th deadline to register at the Sheraton New Orleans Hotel has been extended to


This gives you  10 more days  to lock in the special discounted $169 room rate for the 2008 NAELB Annual Conference.


We have also extended the

conference Early-Bird Registration Rates to

Monday, March 17th!

One Deadline, Two Great Deals!

To Register for a room at the Sheraton call 888/627-7033 or  CLICK HERE to register online

To Register for the 2008 Annual Conference, CLICK HERE


Save $50

The 2008 Member Benefit Vouchers are being mailed this week to all NAELB members.  These vouchers offer $50.00 off of NAELB benefits including 2008 Annual Conference Registration! 

Watch your mail and SAVE!

63 Funders to Exhibit (at last count)

ABCO Leasing, Inc.
ACC Capital Corporation
Affiliated Investment Group, Inc.
Allegiant Partners Incorporated
American Lease Insurance
Amerisource Funding
Arvest Equipment Leasing & Finance
Axis Capital, Inc.
Balboa Capital
Bank of the West
Bankers Capital
Bankers Healthcare Group, Inc.
Baystone Financial Group
Bibby Financial Services, Inc.
Bryn Mawr Funding
BSB Leasing, Inc.
CFC Investment Company
Court Square Leasing Corporation
Dakota Financial, LLC
Diversified Lenders, Inc.
Enterprise Funding Group
Equipment Finance Partners
Equipment Lessors Protection Association
Evans National Leasing
Financial Pacific Leasing
First Federal Leasing
Government Leasing Company
GreatAmerica Leasing Corp.
Greystone Equipment Finance
LEAF Financial Corporation
Litehaus Systems, Inc.
Marlin Leasing
Mesa Leasing, Inc.
MicroBilt Corporation
New World Equipment Funding, LLC
Numina Finance and Service Company, Ltd.
OFC Capital
OneWorld Leasing, Inc.
P & L Capital Corp., Inc.
Padco Financial Services, Inc.
Pawnee Leasing Corporation
Pentech Financial Services, Inc.
Pinnacle Business Finance
Pioneer Capital Corporation
Preferred Business Solutions
Puget Sound Leasing
Quail Capital Corp.
Quiktrak, Inc.
Silver Hill Financial, LLC
Standard Professional Services, LLC
Summit Leasing, Inc.
SunBridge Capital, Inc.
TEAM Funding Solutions
Tetra Financial Group
TimePayment Corp.
Transportation Capital
Triad Leasing & Financial, Inc.
U.S. Bank Manifest Funding Services
Union Capital Partners
Vision Compliance for more information



Classified Ads---Sales

Atlanta, GA
If you can use a polished, seasoned, driven leasing professional with 14 years of extremely productive experience, please call me.
Resume Attached .
Saul Sloman
Cherry Hill, NJ
College grad seeking entry level sales position for equipment leasing and financing in small to mid-size ticket markets. Have 6 months experience in the industry and self-motivated. Contact Matt at 609-280-2178 or
email at
Chicago, IL
Sales Executive or Senior Manager, with responsibility for leasing capital equipment in support of transactions based on current market values, market potential and
economic trends.
Copenhagen, Denmark
10 years of experience as VP Europe, Middle East and Africa for a US based Equipment Leasing Company. $500,000 plus w/ excellent connections European shipping lines/ maritime financing.
Click here.

Fresno, CA
Aggressive, competitive self-starter w/successful vendor/direct equipment
leasing and asset-based lending experience seeks return to leasing industry
after successful stint in business banking sales.

Hillsborough, NJ
Sales professional (3 yrs mortgages, 1 year securities) looking to transition my experience/skills into the equipment leasing/financing.   Pete Brusyo (908) 625-7232 or

Knoxville, TN
12+ years experience in equipment finance (Vendor/Direct/Broker). IT and Construction Equipment. Book of business. Looking for a Career Opportunity preferably in Construction.

Montgomery, AL
Individual with 10 years advertising sales exp. & 7 years insurance sales exp.
Wants independent contractor situation in Alabama.
Work with leasing company or broker.334-590-5133

Pittsburgh , PA
Aggressive self starter looking for leasing position w/10 plus yrs sales exp., plus banking experience 814-538-9129
Over 30 years of financing experience, resume posted at, phone 580-351-2531
San Diego , CA
Tenacious, competitive self-starter w/successful vendor/direct equipment leasing and asset-based lending experience seeks return to leasing industry after successful stint in secondary mortgage markets sales.
Stuart, FL area
Years of experience in leasing sales, credit, operations, documentation and syndication. Seeking position with direct middle market lender, equip. mfr or major equip. distributor. email:

For a full listing of all “job wanted” ads, please go to:

To place a free “job wanted” ad here, please go to:



California Finance Lenders Law
Are you in compliance?

"In addition to the lending authority provided by the law, the California Finance Lenders Law provides limited brokering authority. A "broker" is defined in the law as "any person engaged in the business of negotiating or performing any act as broker in connection with loans*made by a finance lender." Brokers licensed under this law may only broker loans to lenders that hold a California Finance Lenders license."

Find out if company is licensed:

Cease and Desist Information:

License information:

Leasing News is currently up-dating the various advance rental, deposit, escrow, lease (*any transaction that is not a true rent or meets the accounting and tax rules or is re-sold as a loan or discount or has a nominal purchase option is considered under this nomenclature. Many states now have “melded” consumer laws to also apply to such loans. Editor.)

The California Finance Lenders Law is contained in Division 9 of the California Financial Code, commencing with Section 22000. Effective July 1, 1995, the Personal Property Brokers Law, Consumer Finance Lenders Law, and Commercial Finance Lenders Law were consolidated without substantive change into the California Finance Lenders Law (AB 2885, Chapter 1115, Stats. 1994). The regulations under the California Finance Lenders Law are contained in Chapter 3, Title 10 of the California Code of Regulations, commencing with Section 1404 (10 C.C.R. §1404, et seq.).

Finance lenders and brokers, by number of licensees and dollars of loans originated, are the largest group of financial service providers regulated by the Department. A finance lender is defined in the law as "any person who is engaged in the business of making consumer loans or making commercial loans." A finance lenders license provides the licensee with an exemption from the usury provision of the California Constitution.

Licensed under the law are individuals, partnerships, associations, limited liability companies and corporations, including many of the largest "Fortune 500" companies.

There are a number of "non-loan" transactions, such as bona fide leases, automobile sales finance contracts (Rees-Levering Motor Vehicle Sales and Finance Act) and retail installment sales (Unruh Act), that are not subject to the provisions of the California Finance Lenders Law.

In addition to the lending authority provided by the law, the California Finance Lenders Law provides limited brokering authority. A "broker" is defined in the law as "any person engaged in the business of negotiating or performing any act as broker in connection with loans made by a finance lender." Brokers licensed under this law may only broker loans to lenders that hold a California Finance Lenders license.

The requirements for a license are set forth in Section 22100, et seq. of the California Financial Code. The law requires applicants to have and maintain a minimum net worth of at least $25,000 and to obtain and maintain a $25,000 surety bond. In general, principals of the company may not have a criminal history or a history of non-compliance with regulatory requirements.

How to Apply:
If you are doing leasing or finance in California, consult a California attorney experienced in leasing and finance laws to apply for a license.



Which Date will the Feds Choose?



Top Stories - March 3-March 7

Here are the top ten stories most “opened” by readers last week:

(1) Large regional, small nat. bank BK likely

(2) LEAF closes old Jim Harris’ Allco Leasing company

(3) Manifest to pay back Doc., UCC, insurance, plus

(4) Leasing 102 -by Mr. Terry Winders, CLP
The Answers: How much do you know leasing?

(5) Best Funding Source 2008 by Christopher Menkin

(6) Marlin stock in nose dive?

(7) CIT Three

(8) About Leasing News and Our Reporting

(9) Sales makes it Happen by Linda P. Kester
“Never Give Up”

(10) Fed to lower rate before March 18th?



Leasing Industry Help Wanted

Broker Relations Manager

Broker Relations Manager
Bothell , Washington

Build/manage broker base. Provide guidance to new brokers. Work with "full financial" credit packages, “story” & non-standard credits from $25,000 to $450,000.
e-mail or
fax resume: 425.806.1813 .

Our new business is sourced exclusively through brokers.

Senior Credit Analyst

Senior Credit Analyst

Westport, CT.

Captive construction equipment finance background preferred;flexible adaptive team player w/8 years  underwriting exper. For more info/to apply click here.

A Fortune 500 construction equipment manufacturing company.





September 12, 2007 Bruce Lurie joined the Leasing News Advisory Board

Leasing News salutes its advisors. They do not participate in editorial decision, choosing stories or subjects, but give general advice, often on our private internal blog.

Leasing News has asked each one the same four questions to give readers more insight into their personality and experience in the industry.

1. What is the biggest issue you face in your business?

“There are many big issues we all face in our businesses today. One of the big issues that concern me most is the increasing speed of technology change and the ongoing need to fund technology development so that we can continue to utilize state of the art systems in the performance of our services and remain technologically competitive.”

2. What advice would you give to a young person entering the business today?

“Work hard, keep a long-term focus on your career and make sure you
develop a broad experience base in all facets of the business you

3. To what do you attribute your success?

“I attribute my success to one part hard work, one part perseverance and one part luck.”

4. What is one big thing that you hope to do before you die?

“There are many parts of the world I have not seen. I'd like to have the opportunity to travel around the world.”

Leasing News Advisory Board Member Biography

Bruce Lurie, President

Douglas-Guardian Services Corporation
14800 St. Mary's Lane, Suite 200
Houston, TX 77079

Since July 1995, he has been president of Douglas-Guardian Services Corporation, the original equipment inspection and collateral management firm established in 1932. Prior experience includes fifteen years with Brown and Root, Inc., a multi-billion dollar engineering and construction company. Primary areas of responsibility have included project development, project finance, sales, marketing, strategic planning and executive management. Extensive training in quality deployment and team building techniques. BS, Civil Engineering, BS Engineering Management, and MBA from Tulane University, New Orleans, LA.

Board affiliations: Douglas-Guardian; Raymond Professional Group; Prior Board Member of the United Association of Equipment Lessors (UAEL); and, Tulane Associates Board.



Leasing 102

by Mr. Terry Winders, CLP

The effects of the Economic Stimulus Act of 2008

The increase in benefits for RR179 to $250,000 with a cap of $800,000 plus the reintroduction of the 50% boost for Federal depreciation has done two things to the commercial equipment leasing industry.

First if a Lessee can use the massive tax advantages offered in these two programs, true leasing does not have much to offer and a bargain option lease is the best lease product.

To explain this thought an example would be a true lease, starting in July with reduce payments (because the Lessor used the 50% boost). The first years true lease six months’ rent may only represent 11% to 15% rent expense whereas, a bargain purchase option lease which fails the true lease test would allow the lessee to take the 50% boost plus 20% of the remaining 50% (on a five year asset) for a total depreciation deduction of 60%.
There is a large difference between 15% and 60%.

However one should not lose sight of the lack of write off for the balance of the term. An example would be a five year lease vs. a five year bargain option lease starting in July. (no residual) The only years that the bargain option lease creates a larger tax deduction is years one and two unless a seasonal lease is arranged with a high-low rent stream:

Tax cost for lease Tax expense for Money Over Money Tax Deduction

Year 1 12.48% 50% + 10% = 60% plus interest of 5.8% = 65.8%
Year 2 24.96% 32% of 50% = 16% plus interest of 10.2% = 26.2%
Year 3 24.96% 19.2% of 50% = 9.6% plus interest of 8.1% = 17.7%
Year 4 24.96% 11.52% of 50% = 5.76% plus interest of 5.7% = 11.46%
Year 5 24.96% 11.52% of 50% = 5.76% plus interest of 3.1% = 8.86%
Year 6 12.48% 5.76% of 50% = 2.88% plus interest of .45% = 3.33%

Some business may prefer to have a more level approach to their tax deductions instead of a large upfront expense followed by a lower cost in future years. In addition this assumes a business has the profit generated this year to use the benefits. If the business is suffering from a low expectation of profits this year and cannot use all the tax benefits then true leasing may be a stronger option.
For small business that can use the benefits of RR179 the advantages of a money over money transaction is even better that using just the 50% boost. Here is a comparison using a true lease vs. a bargain option lease for a small company on an $800,000 transaction.

Tax cost for lease Tax expense for Money Over Money RR179

Year 1 $ 99,840 $250 plus (50% of $550) plus (20% of $275)

=$580,000 plus (Int) $46,510 = $626,510

Year 2 $199,680 32% of $275,000 = $88,000 plus interest of

$81,672 = $169,672

Year 3 $199,680 19.2% of $275,000 = $ 52,800 plus interest of

$64,946 = $117,746

Year 4 $199,680 11.52% of $275,000 = $31,680 plus interest of

$46,100 = $ 77,780

Year 5 $199,680 11.52% of $275,000 = $31,680 plus interest of
$24,864 = $ 56,544

Year 6 $ 99,840 5.76% of $275,000 = $15,840 plus interest of

$ 3,639 = $ 19,479

Once again the only year that the money over money transaction exceeds the lease is year one. However the first year is enormous, especially in a year when most capital extensive businesses are complaining of lowering profits and staring at a possible recession.

This will require conversation with end users even if you work through vendors because this tax issue is not well understood by equipment salespersons and if you just make the assumption everyone can use the tax benefits and a money over money deal is all you offer, you may be in for a rude awaking when the deal goes elsewhere.

Please remember that these two tax incentives are only good for this tax year. So It should do what the government is hoping for, a “stimulus”. But we will have to see how it helps or hurts the leasing business. I believe it will help but only if you understand it implications and how to present it.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-327-8666.
He invites your questions and queries.

Previous #102 Columns:


### Press Release ###########################

Alter Moneta Develops Into Canadian West Coast

Burlinton, Ontario---Alter Moneta’s Western Canada branch announced this week the appointment of Andrew David as business development manager. David will forge ahead in the province of British Columbia and introduce both direct and vendor prospects to a myriad of innovative financing solutions for the transportation, construction, waste and manufacturing sectors.

“Andrew has a proven record of building relationships,” commented Chris Evered, vice president of sales in Western Canada and Maritime Provinces. “The high customer retention rate we retain is because of relationship based products, which makes him a perfect fit for our company.”

His prestigious background spans over 17 years, most recently with CIT Financial, in Vancouver as account executive. Prior to that he worked as business development manager for the PacLease franchise's in BC, where he was a multiple recipient of the President's Award Circle Winner for excellence in sales.

David’s motto has always been to work hard both in business and as a community volunteer. “Alter Moneta’s work ethic is parallel to my beliefs in working on developing yourself as a person which in turn builds your relationships in the industry” said David. He is working towards earning his C.I.T.T. designation in the transportation realm and has already earned his P. Log designation for logistics.

About Alter Moneta

Alter Moneta, established in 1998, is one of the fastest growing independent financial services firms in North America, with significant market presence in both Canada and the United States. The company provides funds to purchase or lease new and used revenue producing equipment for middle-market firms in trucking, warehousing, construction, passenger transport, manufacturing and waste management industries. Through its Vendor Finance Group, Alter Moneta also provides financing programs for manufacturers and dealers. Its Lutex subsidiary in Quebec provides auto-leasing services. For more information visit


### Press Release ###########################

News Briefs----

Lease-to-own homes enter in down market



“Gimme that Wine”

Wine Vacations

Touring Alexander Valley, Sonoma, California

Largest U.S. Wine Competition

Wine Prices by vintage
US/International Wine Events
Winery Atlas
Leasing News Wine & Spirits Page
The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.



Calendar Events This Day

Mario Day
A day for all persons named Mario. Using the abbreviation of the moth of March, Mar10.

Middle Name Pride Day

National Blueberry Popover Day

National Napping Day

Orthodox Green Monday
Green, or Clean, Monday is the first Monday of Lent in the Orthodox Christian calendar. Lunch in the fields, with bread, olives, and uncooked vegetables and no meat or dairy products.

Orthodox Lent
Great lent or Easter Lent, observed by Easter Orthodox churches, lasts until Holy Week begins on Orthodox Palm Sunday (april 20th). The First day is known as Clean Monday which begins the Great Fast when Orthodox Christians abstain from eating meat, dairy and fish.

Harriet Tubman Day

United Kingdom: Commonwealth Day
Replaces Empire Day observance recognized until 1958. Observed on second Monday in March. Also observed in the British Virgin Island, Gibraltar and Newfoundland, Canada.

Saint feast Days



Fried chicken is the most popular meal ordered in sit-down restaurants in the US. The next in popularity are: roast beef, spaghetti, turkey, baked ham, and fried shrimp.



Today's Top Event in History

2004--- When asked by Senator John McCain to renegotiate the major league baseball's contract in regard to the use of controlled substances, Donald Fehr refuses to comply. Although the union boss condemns the use of steroids, he believes the players oppose random drug testing as a violation of privacy, an argument countered by the Arizona republican as unacceptable and promised congressional action if the status quo.


This Day in American History

    1776- Charleston,S.C., set up an independent government under a temporary local constitution that was to be in effect until an agreement with England could be reached. John Rutledge was chosen presi­dent. This government, said to be the first independ­ent government within the recognized borders of the colonies, successfully defended Charleston against the British army and fleet on June 28, 1776, thus freeing the South from attack for nearly three years. Culture was also flourishing here and New York City, Philadelphia, Boston, but most of all in Charleston. In the mid-eighteenth century musical concerts were flourishing in the colonial centers, and musical societies, music dealers, and instrument makers all benefited. the first music society in America was founded in Charleston, the St. Cecila Society in 1762. In Europe, Charleston was considered the chief cultural center of the colonies, and many artists, actors and musicians chose to settle there when they immigrated to America. Other cities could boast of cultural achievements as well. In Boston a group of gentlemen sponsored a concert in Faneui Hall as early as 1744, and in 1954 the first concern hall in Boston was opened by Gilbert Dubois. Philadelphia boasted four organ makers who produced spinets and virginals as well as organs.
“In 1762, the women of Charleston founded the St. Cecila Society as a musical organization; however, by the 1840's, the society had become more of a cotillion club than an organization to provide quality music to the socially refined. The society held their largest ball annually during February (just before lent) in Hibernian Hall on Meeting Street. A contemporary remarked "the membership remains exclusive and its affairs somewhat secret." Even today, the club remains secretive and its historical records and membership lists remain off-limits to non-members.”
    1849-Besides being an attorney, Abraham Lincoln was an inventor, as on this day he received a patent for a device for “buoying vessels over shoals” by means of inflated cylinders.
    1854-Hallie Quinn Brown, women's right activist, born Pittsburgh, PA.
    1862-The first paper money was issued in the US on this date in 1862. The denominations were $5 (Hamilton), $10 (Lincoln and $20 (Liberty).
    1864-Gen. Ulysses S. Grant was made general in chief by Pres. Lincoln, replacing Gen. Henry W. Halleck.
    1865- Battle of Monroe's Crossroads, North Carolina, one of the largest Calvary battles of the war between two flamboyant generals's_crossroads.htm
    1867-American sociologist, founder of the Nery Street Settlement at New York City, Lillian D. Wald birthday. The Henry Street Settlement was the first nonsectarian public health nursing service. Born at Cincinnati, OH; died at Westport, CT, Sept. 1, 1940.
    1876- Alexander Graham Bell transmitted the first telephone message to his assistant in the next room: “ Mr. Watson, come here, I want you,” at Cambridge, Massachusetts. Born at Edinburgh, Scotland, Bell acquired his interest in the transmission of sound from his father, Melville Bell, a teacher of the deaf. Bell’s use of visual devices to teach articulation to the deaf contributed to the theory from which he derived the principle of the vibrating membrane used in the telephone. Bells other accomplishments include a refinement of Edison’s phonograph, the first successful phonograph record and the audiometer.
    1880- Salvation Army Commissioner George Scott Rail ton and seven women officers landed at New York to officially begin the work of the Salvation Army in the United States.
    1903-Playwright and politician Clare Booth Luce born at New York City. Luce wrote for and edited Vogue and Vanity Fair as well as writing plays, three of which were later adapted into motion pictures---The Women(1936), Kiss the Boys Goodbye(1938) and Margin of error(1939) She served in the US House of Representatives(1943-47) and as ambassador to Italy(1953-56)---the first woman appointed ambassador to a major country. Luce died Oct 9, 1987 at Washington, DC.
    1903 –Birthday of legendary trumpet player Bix Beiderbecke.
    1924- Guy Lombardo and the Royal Canadians made their first recordings at a session in Richmond, Indiana. Two songs were released on the Gennett label.
    1922 - Dodge City, KS, reported a record 24 hour total of 17.5 inches of snow.
    1924-Tenor sax/Trumpet player Bunny Williams born Magnolia, MS
    1922-Dodge City, Kansas was buried under 17.5 inches of snow in 24 hours -- the city's biggest 24 hour snowfall on record
    1933 -Major earthquake in Long Beach CA
    1935 - On Victor Records, Nelson Eddy recorded "Ah! Sweet Mystery of Life". The song was from the film, "Naughty Marietta". Later, Eddy recorded the song with Jeanette MacDonald.
    1937 - An audience of 21,000 jitterbuggers crowded the Paramount Theatre in New York City to see the ‘King of Swing’, Benny Goodman.
    1937- Canadian country singer Tommy Hunter was born in London, Ontario. Hunter joined CBC TV's "Country Hoedown" in 1956 as rhythm guitarist with King Ganam's Sons of the West. "The Tommy Hunter Show" succeeded "Country Hoedown" on the CBC network in 1965. It became one of the most popular TV variety programs in the country, and received international exposure via The Nashville Network pay TV channel in the US. When the CBC cancelled "The Tommy Hunter Show" in 1992, it was the longest-running music show on any North American network. Hunter is known as "Canada's Country Gentleman," and has received several J no Awards as Canada's best male country singer.
    1938 - Jezebel, directed by William Wyler, opened in United States theaters. The film starred Bette Davis, Henry Fonda, George Brent, and Fay Bainter. Davis won her second Oscar as a ruthless Southern belle who goes too far to make fiancé Fonda jealous. Bainter received a Best Supporting Actress Oscar, and the film was nominated for a Best Picture Oscar. Bette Davis starred in a series of acclaimed films that won her Best Actress nominations for five consecutive years: Jezebel (1938), Dark Victory(1939), The Letter (1940), The Little Foxes (1941), and Now, Voyager (1942). In 1950, she won the New York Film Critics' Best Actress Award for her stunning performance as actress Margo Channing in All About Eve. Her career tapered off in the late 1950s but revived in 1962 with her leading role in Whatever Happened to Baby Jane?. She spent most of the 1970s doing television work until cancer forced her to slow down. In 1977, she became the first woman to receive the American Film Institute's Life Achievement Award, and her filmography includes more than 80 works. She wrote two autobiographies, The Lonely Life in 1962 and This 'N' That in 1987, and has been the subject of many biographies. She died of cancer in 1989.
    1938 - The day: the 10th of the month. The movies being celebrated were for the year 1937, whose numbers add up to 10 (1+9, 3+7); and it was the 10th Annual Academy Awards. We wonder if these winners were superstitious or had some reason to think that the number 10 was lucky. Two awards were won by "The Life of Emile Zola", a Warner Bros. movie, produced by Henry Blanke, Best Picture honors and Best Actor in a Supporting Role to Joseph Schildkraut. Other lucky recipients of the coveted prize awarded by the Academy of Motion Picture Arts and Sciences at Los Angeles’ Biltmore Hotel were Leo McCarey as Best Director for "The Awful Truth"; Spencer Tracy for his Best Actor role (Manuel) in "Captains Courageous"; Luise Rainer for her Best Actress role (O-Lan) in "The Good Earth"; Alice Brady as the Best Actress in a Supporting Role (Molly O’Leary "In Old Chicago") and Harry Owens for his Best Music/Song, "Sweet Leilani" from "Waikiki Wedding".
    1939 - The Little Princess, starring Shirley Temple and based on Frances Hodgson Burnett's novel, opened in United States theaters.
    1940- Dean Torrance of the surfing music duo of Jan and Dean was born in Los Angeles. He went to the same high school I did, University High School in Los Angeles. He really was a “surfer.” In 1959, Dean and Jan Berry had their first top-ten hit, "Baby Talk," which was arranged by the then-unknown Herb Alpert. Their biggest success came in 1963 with the number-one song "Surf City," written by Brian Wilson of the Beach Boys. In 1966, Jan Berry suffered brain damage when his car rammed into a parked truck in Los Angeles. That ended Jan and Dean's career, although they have performed together occasionally since Berry's recovery in 1973. Dean Torrance turned to designing album covers as head of Kitty Hawk Graphics in Hollywood.
    1941 - The Brooklyn Dodgers announced their players would wear batting helmets for the 1941 season. General Manager Larry McPhail correctly predicted all baseball players would wear the new devices soon
    1941---Birthday of American composer Gary Edwards, Spokane, WA. He has released five CDs including The Coeur d’Alene Suite (classical string orchestra), Cast Out The Demons (R&B style contemporary gospel), Gary’s Country, TroubleClef, a rock CD Gary’s Classical and formed Edwards Music company which primarily releases his music.
View his website at
to see and hear samples and order his finished musical works and books.
    1944-vibraphone player David Friedman born New York City
    1945 - 300 United States B-29 bombers devastated Japan's capital in what became known as the Great Tokyo Air Raid in World War II. The firestorm they created killed 100,000 people.
    1948 -- Zelda Fitzgerald and eight other women killed in sanitarium fire in Asheville, North Carolina. Trapped on the third story, she dies at 48. . Both she and her husband were alcoholics, which affected her earlier than it did F. Scott. ( here is corroboration of the date, but go back to the beginning and read the chronological series of her life to better understand their “condition.” Simply put: Once you become a pickle, you can’t go back to being a cucumber.
More information of Zelda Fitzgerald
    1949—Top Hits
Far Away Places - Margaret Whiting
Powder Your Face with Sunshine - Evelyn Knight
Galway Bay - Bing Crosby
Don’t Rob Another Man’s Castle - Eddy Arnold
    1956 - Louisa May Alcott's popular novel, Little Women, was again adapted for the screen, and opened in movie theaters on this date. This version starred June Allyson, Peter Lawford, Margaret O'Brien, Elizabeth Taylor, Janet Leigh, Rossano Brazzi, and Mary Astor. The film won an Oscar for Best Art Direction-Set Decoration, Color (1949).
    1957—Top Hits
Young Love - Tab Hunter
Young Love - Sonny James
Round and Round - Perry Como
There You Go - Johnny Cash
    1959 - Tennessee William's play "Sweet Bird of Youth", opened at the Martin Beck Theatre in New York City, starring Geraldine Page, Paul Newman, Rip Torn and Diana Hyland. Critics called Page “fabulous” and said Newman was “the perfect companion piece.”
    1959- Elvis Presley's "I Need Your Love Tonight" backed with "A Fool Such as I" is released on RCA Records. The following day, based on advanced orders for the disco totaling nearly one million, RCA ships a gold record for the platter to Elvis, who is stationed in Germany.
    1960 -a heavy snowstorm left 10 inches in Georgia, 22 inches in Tennessee, 24 inches in Kentucky and 15 inches in Virginia. Many buildings collapsed from the weight of the snow.
    1961- Twenty-two year old songwriter Jeff Barry whose "Tell Laura I Love Her" was a Top Ten hit for Ray Peterson, signs an exclusive writing and recording deal with Trinity Music. In 1962, he hooks up with Phil Spector and Shadow Moaton, and with his new wife Ellie Greenwich, they start cranking out the hits. They include "Da Doo Ron Ron" and "Then He Kissed Me" (Crystals), "Be My Baby" (Ronettes), "Chapel of Love" (Dixie Cups), "Do Wah Diddy" (Manfred Mann), "Leader of the Pack" (Shangri-Las) "River Deep , Mountain High" (Ike and Tina Turner), "Hanky Panky" (Tommy James) and "Cherry Cherry" (Neil Diamond).
    1965—Top Hits
My Girl - The Temptations
The Jolly Green Giant - The Kingsmen
Eight Days a Week - The Beatles
I’ve Got a Tiger by the Tail - Buck Owens
    1965 - Walter Matthau and Art Carney opened in one of Neil Simon’s greatest theatrical triumphs, "The Odd Couple"; which would also become a television hit starring Tony Randall as the tidy Felix Ungar and Jack Klugman as slovenly sportswriter, Oscar Madison.
    1965-Heather Farr, golfer born at Phoenix, AZ. Farr was an outstanding amateur golfer and a promising member of the LPGA tour when she was stricken with breast cancer in 1988. Radical treatment allowed her to fight the disease with great courage for five years without losing her spirit or sense of humor. In Farr’s honor, the LGPA annually present the Heather Farr Player Award to the golfer, “who, through her hard work, dedication, and love of the game of golf, has demonstrated determination, perseverance and spirit in fulfilling her goals as a player.” Died November 20,1993.
    1966----FISHER, BERNARD FRANCIS Medal of Honor
Rank and organization: Major, U.S. Air Force, 1st Air Commandos. Place and date: Bien Hoa and Pleiku, Vietnam, 10 March 1966. Entered service at: Kuna, Idaho. Born: 11 January 1927, San Bernardino, Calif. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. On that date, the special forces camp at A Shau was under attack by 2,000 North Vietnamese Army regulars. Hostile troops had positioned themselves between the airstrip and the camp. Other hostile troops had surrounded the camp and were continuously raking it with automatic weapons fire from the surrounding hills. The tops of the 1,500-foot hills were obscured by an 800 foot ceiling, limiting aircraft maneuverability and forcing pilots to operate within range of hostile gun positions, which often were able to fire down on the attacking aircraft. During the battle, Maj. Fisher observed a fellow airman crash land on the battle-torn airstrip. In the belief that the downed pilot was seriously injured and in imminent danger of capture, Maj. Fisher announced his intention to land on the airstrip to effect a rescue. Although aware of the extreme danger and likely failure of such an attempt, he elected to continue. Directing his own air cover, he landed his aircraft and taxied almost the full length of the runway, which was littered with battle debris and parts of an exploded aircraft. While effecting a successful rescue of the downed pilot, heavy ground fire was observed, with 19 bullets striking his aircraft. In the face of the withering ground fire, he applied power and gained enough speed to lift-off at the overrun of the airstrip. Maj. Fisher's profound concern for his fellow airman, and at the risk of his life above and beyond the call of duty are in the highest traditions of the U.S. Air Force and reflect great credit upon himself and the Armed Forces of his country.
    1968 -- César Chávez breaks his fast at a mass in Delano's public park with 4,000 supporters at his side, including Senator Robert Kennedy.
    1969 - James Earl Ray was sentenced in Memphis, Tennessee, to 99 years in prison for the murder of Martin Luther King Jr. in April 1968. The King family believes he is not the one who pulled the trigger.
    1973—Top Hits
Killing Me Softly with His Song - Roberta Flack
Dueling Banjos - Eric Weissberg & Steve Mandell
Love Train - O’Jays
’Till I Get It Right - Tammy Wynette
    1977- Pink Floyd's album "Animals" was certified platinum - one million copies sold - in the US.
    1978- “The Incredible Hulk” premieres on TV. A wonderfully campy action series based on the popular Marvel comic books as well as a modern-day Jekyll and Hyde story. Bill Bixby played the erudite scientist, Dr. David Banner, who accidentally exposed himself to a gamma radiation. When provoked, Banner metamorphosed into the shirt-shredding, body-baring, green-skin, snarling Neanderthal Hulk. The 6’5” 275-lb former Mr. Universe, Louis Ferrigno, played the largely non-speaking part of the Hulk.
    1978- The Bee Gee's "Night Fever" moves into the #1 spot on the chart. It replaces another Gibb Brothers tune, "Stayin' Alive."
    1981-New Denver Broncos owners Edgar F. Kaiser, Jr., named Dallas Cowboys offensive coordinator Dan Reeves head coach. In 12 seasons, Reeves too the Broncos to three Super Bowls and compiled a 117-79-1 record.
    1981—Top Hits
I Love a Rainy Night - Eddie Rabbitt
9 to 5 - Dolly Parton
Keep on Loving You - REO Speedwagon
Do You Love as Good as You Look - The Bellamy Brothers
    1982- known as the Jupiter effect, the much-talked-about and sometimes-feared planetary configuration of a semi-alignment of the planets on the same side of the sun occurred on this date without causing any of the disasters or unusual natural phenomena that some had predicted.
    1985 - The Dallas Mavericks' Dick Motta became the fourth coach in the National Basketball Association to win 700 games as the Mavs beat the New Jersey Nets 126- 113. The three other coaches in NBA history to have that many wins were: Red Auerbach (938 games), Jack Ramsey (733 games) and Gene Shue (717).
    1986-A Green Beret camp was overrun by about 2000 North Vietnamese troops after a 72-hour siege. About 200 U.S. and South Vietnamese troops were killed or captured at the Special Forces base in the Ashau Valley.
    1986 -severe thunderstorms and tornadoes hit Indiana, Kentucky, and Ohio. A total of 19 tornadoes occurred. 3 of the tornadoes in Indiana reached F3 intensity (winds 158-206 mph). A densely populated subdivision of southeast Lexington, Kentucky was heavily damaged by a tornado. 20 people were injured and 900 homes were damaged or demolished. A very strong thunderstorm downburst hit the Cincinnati area. At the Greater Cincinnati airport, windows were blown out of the control tower, injuring the 6 controllers on duty. At Newport, Kentucky, 120 houses were destroyed from winds estimated from 100 to 140 mph.
    1989—Top Hits
Lost in Your Eyes - Debbie Gibson
The Lover in Me - Sheena Easton
The Living Years - Mike & The Mechanics
I Still Believe in You - The Desert Rose Band
    1989 –Thirty-four cities in the central and southwestern US reported record high temperatures for the date. The high of 85 degrees at Hanksville, Utah was a record for March and Pueblo, Colorado equaled their March record of 86 degrees. Hill City, Kansas warmed from a morning low of 30 degrees to an afternoon high of 89 degrees.
    1990 - American Jennifer Capriati, at 13 years and 11 months, became the youngest player ever to reach the final of a professional tennis tournament, an event in Florida.
    1993-Giants Hire a Woman PA Voice: The San Francisco Giants made baseball history by hiring Sherry Davis to be the team’s public address announcer. Davis, a legal secretary, became the first woman PA voice in the major leagues after having done voice-over work since 1981.
    1993- Michael Jackson, in a live TV interview with Oprah Winfrey, said he had an inherited disorder that causes skin pigmentation to fade. He denied altering most of his face, but did admit to minor cosmetic surgery. Jackson also said he finds the comfort in children and animals that he missed in a friendless, workaholic childhood. In the wake of Jackson's first solo interview in nearly a decade, sales of his "Dangerous" album, released 14 months earlier, skyrocketed
    1995- Citing the labor unrest as the reason, former Chicago Bulls great Michael Jordan announces he is leaving baseball to return the NBA.
    2004--- When asked by Senator John McCain to renegotiate the major league baseball's contract in regard to the use of controlled substances, Donald Fehr refuses to comply. Although the union boss condemns the use of steroids, he believes the players oppose random drug testing as a violation of privacy, an argument countered by the Arizona republican as unacceptable and promised congressional action if the status quo.



Winter Poem

Warm Winter Brew

This is an easy thoughtful gift.  Just put this poem with a packet of apple cider and tie on a cinnamon stick with a piece of raffia.  Or use a packet of hot chocolate mix.  What could be easier!

Warm Winter Brew
© 2001 by Shirley Thomas

Brrrrr!  It's cold out today.
Inside I think we should stay.
So I'd like to share with you
my special warm winter brew. 

I filled it with the whistling of birds,
a bit of spring too pretty for words,
the sweetest scent of the first flowers
and the freshness of spring showers.

I packed it full of laughter so fine,
laced with lots of dazzling sunshine,
that I picked on a summer day
along with some fun and play.

I put in the sound of leaves rustling
and flying in the air all bustling.
And I put in just a little nip of wind
to give it a bit of a kick, my friend.

So sip and think of days to come.
They'll be filled with lots of fun...
Getting together with friends too,
and like this, warming thru and thru!

Try this. Take your spouse out to lunch, just the two of you, at least once a week. Make a Friday or Saturday date. And demonstrate your youth with a fun thought, just as above.




The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?



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