Working Capital from $10,000 to $250,000                           ChannelPartnersCapital.com

Marlin Reports $5.9 Million 3rd Quarter
Up from $3.3 Million 3rd Quarter Last Year

Marlin Business Services Business Outlook
“The Company is maintaining guidance for the full year ending December 31, 2018 as follows:
   “Total origination volume (including referral volume) is expected to finish approximately 15% to 20% above 2017 levels
   “Portfolio performance is expected to remain in-line with the results observed over the past twelve months
    “Net interest margin, as a percentage, is expected to be between 9.75% and 10.00%
    “ROE is expected to improve in 2018 as the Company continues to improve operating scale
    “EPS on an adjusted basis is expected to be between $2.00 and $2.10 per share"

Full Press Release
http://www.snl.com/Cache/c395600703.html

 

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ELFA Workshop Established to Assist Industry
in Underdoing Provisions of California SB 1235

By Marshall Goldberg, Esq.

Marshall Goldberg, Esq., Glass & Goldberg, writes in his newsletter, "I am happy to report that the Equipment Lease and Finance Association has created a workgroup that will collaborate in drafting information to assist the industry in understanding provisions of newly enacted California Senate Bill 1235 and Best Practices in anticipation of regulations yet to be released.

“Two goals of this Department of Business Oversight workgroup are to make sure any and all implementing regulations are consistent with the legislature's and sponsor's intent and secondly, to produce guidance in these Best Practices relating to bright lines DBO envisions.

"This law takes effect Jan. 1, 2019; however, the DBO is required to adopt regulations addressing details such as the methods of calculation, the format, the time and the manner of the new disclosures. The DBO will specify the date by which finance companies are required to comply. It is unlikely that compliance with the new law will be required before well into 2019.

"Stay tuned."

Marshall Goldenberg, Esq.
GLASS & GOLDBERG, ALC
22917 Burbank Blvd.
Woodland Hills, CA 91367-4203.
(818) 888-2220
mgoldberg@glassgoldberg.com
www.glassgoldberg.com

 

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Joins Funders Look for Broker Business

Name In Business Since  Contact Website Leasing Association	Employees	Geo  Area	Dollar Amount	A	B	C	D	E
Quality Leasing Co. Inc.   1957 Paul Fogle, CLFP Managing Director 317.253.4415 pfogle@qualityleasingco.com Main: 317-253-4415 ex. 7680 www.QualityLeasingCo.com   AACFB, ELFA, NEFA (click her for further description)	22	National	$30,000 up to $3 million	Y	N	N	N	Y

A -Accepts Broker Business | B -Requires Broker be Licensed
| C -Sub-Broker Program | D -"Private label Program" | E - Also "in house" salesmen

Quality funds titled and non-titled commercial equipment for A- to C+ customer profiles.  *Our sales team has over 100 years of combined experience in leasing and finance.  Some sales reps have long-standing vendor relationships, but we do not pursue vendor relationships that come to us from brokers."

Funders Looking for Broker Business
http://www.leasingnews.org/Funders_Only/New_Broker.htm

 

 

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New Hires/Promotions in the Leasing Business
and Related Industries

Richard Bollinger was hired as Vice President, Originations, 36th Street Capital, San Diego, California. Previously, he was Vice President and Controller, May, 2002: promoted May, 2005, Director; promoted Managing Director, April, 2012. Prior, he was Supervising Senior Accountant, KPMG (1998 - 2002).  Education: Southern Methodist University (1994 - 1998). Southern Methodist University, Cox School of Business, BBA, Accounting (1994 - 1996). https://www.linkedin.com/in/36thstreet/

Howard Borg was hired as Senior Business Development Officer, 6th Avenue Capital, New York, New York. Previously, he was Senior Business Development Manager, Libertas Funding LLC (September, 2017 - September, 2018); Vice President, Business Development (Bizfi (June, 2015 - August, 2017); Owner/Partner, Jacob B Inc. (August, 2011 - May, 2015); President, Janacor Inc. (April, 2008 - May, 2011); Chief Operating Officer, US Limo (2005 - 2007); President/Owner, Fitness Fabrics, Ltd. (1982 - 2004); Sales Manager, D&E Textiles (January, 1979 - January, 1981).  Education: Boston University, School of Management; B.A., Business Management. https://www.linkedin.com/in/howard-borg-056b9b3/

Paul Cheslock was hired as Vice President of Customer Relations, Norwalk, Connecticut.  He is based in Columbia, Missouri. Previously, he was Vice President, Indirect Markets, TimePayment Corp. (March, 2016 - September, 2018); National Sales Manager, Healthcare, Marlin Business Services Corp (2013 – 2016); Director of Client Services, MBS Textbook Exchange (2009 – 2013); Sales Manager, LEAF Financial Corporation (2004 – 2009); Sales Manager, Vice President of Sales and Customer Service, The Matsco Companies (2001 – 2004); Sales Manager, GE Capital, GE Leasing Solutions (2000 – 2001); Manager, Direct Sales, GE Capital, Trans Leasing (1995 – 2000). Community Service: Volunteer: Assistant Boys Basketball Coach, Columbia Catholic School (August, 2008 - March, 2008).  Head Baseball Coach, Daniel Boone Little League (March, 2004 - July, 2013); The Foodbank for Central and Northeast Missouri (August, 2011 - August,2013).  Education: Almeda College
Bachelor's degree, Business, Management, Marketing, and Related Support Services. https://www.linkedin.com/in/paulcheslock/

Amanda Cushman was promoted to Sales Support Specialist, GreatAmerica Financial Services, Cedar Rapids, Iowa. She joined the firm July 15, 2016 as Account Support Advisor; promoted April, 2016, Sales and Operations Support Specialist. Previously, she was Office Manager, Mount Mercy University (August, 2010 - August, 2014).  Community Service: Volunteer: Board Member, Revival on the River (January, 2015 - Present); Big Sister, Big Brothers Big Sisters of America (June, 2018 - Present). Education: Mount Mercy University, Bachelor of Business Administration (BBA), Business and Human Resource Manager (2011 - 2017). Activities and Societies: Students in Human Resource Management Club.   Kirkwood Community College. Associate of Arts, Business Administration (2009 - 2011). https://www.linkedin.com/in/amanda-cushman-ab856840/

Cory Damm was promoted to the newly created position of Vice President of Business Development and Marketing, Time Payment, Burlington, Massachusetts. He joined the firm June, 2008; promoted July 2018, VP, Business Development and Marketing. Previously, he was at LeaseQ, joining June, 2012, as Director of Business Development; promoted Vice President, January, 2013). Prior, he was Fund Raiser, Anderson Oncology Fund (July, 2009 - March, 2104); Commercial Capital Consultant, Independent Consultant Commercial Finance (June, 2010 - May, 2012); Assistant General Manager, Restaurant Dante (August, 2010 - April, 2012); Private Ski Instructor, Deer Valley (December, 2008 - April, 2010); Project Consultant, NuView Life Sciences (February, 2009 - May, 2009). Prior, he was at Direct Capital Corporation, starting January, 2007, Account Executive; promoted to Franchise Finance Manager, July, 2008). President, Damm Estate Property Services (January, 2003 - December, 2006). Education: Harvard Extension School, Finance.  Marketing and Finance University of New Hampshire, Whittemore School of Business.  Prospect Mountain. https://www.linkedin.com/in/cory-damm-b92baa4/

Shonda Delaney was promoted to Key@Work Relationship Manager at Key Bank, North Denver.  She joined the firm 2007, as Customer Service, Quality Relationship, rising to Team Senior Representative; promoted March, 2009, Remarking; promoted August, 2014, Lead Originations Specialist.  Previously, she was a Kitchen and Bath Designer, American Cabinet & Flooring, Inc. Education: Brooks College. Associate of Art, Interior Design (2000 - 2002). https://www.linkedin.com/in/shondadelaney/

Kyle Dollard was hired as Operations Manager, Technology Finance Corporation, Scottsdale, Arizona. He is based in Costa Mesa, California. Previously, he was Account Manager, Ampil (October, 2016 - October, 2018). He joined Insight Investments, June, 2011 as Lease Specialist; promoted July, 2013, Senior Leasing Specialist; promoted July, 2015, Supervisor, Lease Administration.  Education: Colorado State University.  Bachelor of Science. BS, Business Administration and Management, General, 2007. https://www.linkedin.com/in/kyle-dollard-71967529/

Rob Fisher was hired as East Regional Sales Manager, Commerce Bank Equipment Finance, Saint Louis, Missouri. Previously, he was Senior Vice President, Equipment Finance Group, Bank of America (April, 2005 - September, 2018):Department Manager, Deal Account Manager, Dealer Service Supervisor, Customer Service Manager, Ford Credit (April, 1995 - 2005).  Education: Lindenwood University, Master of Business Administration (MBA), Business Administration and Management, General (1994 - 1995); Lindenwood University, Bachelor of Science, BS, Business Administration and Management, General (1989 - 1994). https://www.linkedin.com/in/rob-fischer-b1348841/

Brian Frank was promoted to Executive Vice President, Group Head Branded Retail and Franchise Finance, Texas Capital Bank, Dallas, Texas. He is located in Norwalk, Connecticut.  He joined the firm March, 2016, as SVP, Group Head Franchise Finance. Previously, he was Head of Restaurant and Franchise Finance, TD (November, 2012 - February, 2016). He joined GE Capital Markets, February, 2003; promoted to GE Capital Franchise Finance as Vice President, August, 2004; promoted Senior Vice President, October, 2008; promoted January, 2010,Senior Vice President, East Region Sales Leader; promoted February, 2011, Managing Director, East Region (February, 2011 - March, 2012); promoted Owner Operator Team Leader (February, 2012); Vice President, GE Capital Markets (February, 2003 - August, 2004); Vice President, Flagship Capital Management (September, 2006 - February, 2003); Senior, KPMG (July, 1992 - August, 1996).  Education: NYU School of Business, Masters, Finance (1996- 1998). Syracuse University, BS, Accounting (1998 -1992). https://www.linkedin.com/in/brian-frank-0672952/

Randy Freeman was hired as Director of Business Development, Balboa Capital, Costa Mesa, California.  He is located in Immokalee, Florida.  Previously, he was VP, Business Development, Western Equipment Finance (2009 -September, 2018);VP, Business Development, Huntington Equipment Finance (January, 2006 - November, 2008); VP, Business Development, Irwin Commercial Finance (2002 - 2006); VP, National Accounts, ABB Business Finance/Fidelity Leasing (January, 2001 - January, 2002); VP, Business Development, CitiCapital (2000 - 2001); Vice President, Business Development, AT&T Capital (1984 - 1994). Education: Rollins College, Crummer Graduate School of Business. BS. Finance, General (1977 -1981). https://www.linkedin.com/in/randy-freeman-85660111/

Marilyn Ho was hired as Senior Sales Manager, ASEAN, CSI Leasing, Inc., St. Louis, Missouri. She is located in Singapore. Previously, she was Senior Relationship Manager, DLL (April, 2010 - July, 2018); Business Financial Manager, Standard Chartered Bank (2009 - 2010). Education: RMIT University, Management, Major in Marketing and Finance (2007 - 2008).
https://www.linkedin.com/in/marilyn-ho-31873234/

Rahul Lavingia was promoted to Director of Operations, Lending, USA.  He joined the firm April, 2017, as Operations Analyst; promoted to Operations Manager, April, 2018.  Previously, he was Commercial Loan Analyst, Westlake Financial services (August, 2016 - April, 2017); Commercial Loan Analyst, Westlake Financial services (August, 2016 - April, 2017). Prior, he was Sales Associate, Metro PCS Corporate Store (March, 2011 – November, 2011); Sales Associate, The Smoke Shop (January, 2010 – February, 2011); Intern, TaylorMade Capital and Realty (August, 2009 – December, 2009); Sales Associate, Dreamers (July, 2007 – July, 2009). Education: California State University-Fullerton, Bachelors, Finance (2007 – 2011) Activities and Societies: Vice President, Delta Chi Fraternity Associate Member Councilor, Delta Chi Fraternity Member, CSUF Indian Club & Finance Association. Martin Luther King High School. https://www.linkedin.com/in/rahul-lavingia-54013137/

Bill Purcell was hired as Senior Vice President, Client Partner, to lead the Executive Search Division of Molloy Associates, Rosemont, Pennsylvania. He is located in Tucson, Arizona. “Bill knows exactly what it takes to build and lead a successful equipment finance company,” said Lisa Rafter, co-owner of Molloy Associates, Monitor Magazine, and Monitor Daily. Previously, he was Managing Director, Group Head, Byline Bank (January, 2015 - October, 2018); Senior Vice President, Specialty Markets Group, Tip Capital (April, 2012 - September, 2015); President && CEO, US Bank Equipment Finance (1990 - 2005); Sr. Vice President, Machine Tool Finance Corporation (1984 - 1990). https://www.linkedin.com/in/billpurcell1/

David A. Strong was promoted to SVP, Chief Operating Office for Wholesale Technology, Wells Fargo, Montreal, Quebec, Canada. He joined the firm March, 2016, as Chief Information Officer. Previously, he was at GE, starting 2001 as IT Project Leader; promoted 2003, Global Program Manager,; promoted 2005, Global IT Controller, promoted 2010, Chief Information Officer. Prior, he was Sr. Consultant, NTT Data Corporation (1999 - 2001); Computer Systems Analyst, Eventra (1998 - 1999). Community: Volunteer Experience: Wells Fargo Canada, Fundraising and Volunteering, Foundation Accureil Bonneau (January, 2011 - Present). Wells Fargo Canada, Pedal for Kids, Fundraising & Participant, Montreal Children's Hospital Foundation (January, 2011 - Present). GE Capital Canada, Light the Night Walk, Co-Leader. The Leukemia & Lymphoma Society (January, 2012 - January, 2014); GE Energy It, Building Coordinator, NW Metro Atlanta Habitat for Humanity (January, 2007 - December, 2010).  GE Canada, Campaign Co-Chair, United Way Centraide Canada (January, 2011 - December, 2015.  Education: University of Connecticut, MBA, Master of Business Administration (2002 - 2004); Information Technology Institute, Graduate Studies, Applied Information Technology (1996 - 1998); Saint Mary's University, Degree, Bachelor of Science (BSc) 1996. Nova Scotia Institute of Technology, Diploma, Electronics (1990). https://www.linkedin.com/in/davidastrong/

Yasmin Varga was promoted to Documentation Specialist, Partners Capital Group, Santa Ana, California.  She joined the firm August, 2018 as Office Administrator. Previously, she was Debate Coach, CL Academy, December, 2017 - August, 2018; Office Assistant, California State University, Fullerton, California (September, 2017 - August, 2018).  Intern: Student Assistant Director of Forensics (January, 2018 - May, 2018); Attraction Hostess, Disneyland, October, 2015 - June, 2017); guest Services Associate, Target (August, 2014 - October, 2015).  Education: California State University, Fullerton, Bachelor of Arts, BA. Human Communication Studies (2014 - 2018). Activities and Societies: Forensics (speech and debate). California State University, Fullerton, Minor, Cultural Anthropology (2014 - 2018).
https://www.linkedin.com/in/yasmin-v-aa9205139/

Anna Winston was hired as Chief Technology Officer, CIT Group, New York, New York. Previously she was at Bank of America, starting as Managing Director, Global Wholesale Banking Infrastructure; promoted August, 2013 as Chief Technology Officer, Workspace Services; promoted February, 2018 as Chief Technology Officer, Enterprise Functions and Data Office. Prior, she was Managing Director, JP Morgan (June, 2008 - May, 2011); Senior Managing Director, Bear Stearns (August, 2005 - June, 2008); VP, Goldman Sachs (December,1999 - August, 2005); VP, Bankers Trust (1994 - 1999). Education: Georgia Technical University. MS, Computer Science (1983 - 1988). https://www.linkedin.com/in/alla-whitston-8b93a53/

 

 

 

 

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PPC Marketing is a Wise Investment for Brokers

FinTech #102 by Alex Vasilakos

To invest in Pay-Per-Click (PPC) or to not invest, that is the question. Before we dive into PPC Fundamentals, you need to understand the concept. Let’s first consider this scenario:

Let's say that you have a new business that is not established (you’re working on it.) You’ve invested a great deal into your brick and mortar shop, and to further this cost, you now need to purchase very expensive signage. Would you place this new, expensive signage in the back of the store, where no one can see? Or, would you place this in the front of the store, where the foot traffic is at a max?

Cough. You should be saying “I’d like to put my very expensive and fancy signage in the front of the store where everyone can see it.”

PPC marketing efforts are surprisingly similar to this tangible analogy in today’s virtual marketing world. Where do people shop and research? Online, through search engines. And PPC can make your new business stand-out alongside of big competitors. And you are not talking about a lot of money to compete with large companies, especially banks.

Understanding PPC

PPC, or “Pay-Per-Click” is a highly measurable online marketing platform where an advertiser can target keywords by creating an ad campaign. This ad will then appear in search engines after the targeted keyword has been searched.

To understand this concept, you are  looking for the best sneakers for training for her marathon, she searches “best marathon running sneakers” and is brought to highly ranked PPC ads and organic websites.

PPC is able to generate immediate results.  This is particularly important for new businesses in financial lending, as the fierce competition makes ranking organically on the 1st page of a search engine nearly impossible.

Generate Immediate Results

With PPC marketing, your ad will populate in search engine results whenever you’re ready to start your campaign. Your PPC strategists will develop and research a list of targeted keywords that are proven to generate results. From then, the PPC department develops your landing pages and text ad campaigns for the search network.

Generate Higher ROI

When using PPC, you’re paying Google to get your ads indexed for top, competitive rankings along with organic search listings. PPC or Pay-Per-Click means just that; You only pay when your ad is clicked on. You will not pay more than what you’ve budgeted for, as Google stops indexing your ads once your budget is met.

Making the Most of Your Dollar

When developing PPC Campaigns, your PPC strategist can filter through strong, quality candidates who are likely to be ideal borrowers to click on your ads. This is done through adding keywords and negative keywords to your campaigns along with criteria specifications in the text ad itself. This helps to ensure that those clicks count and that your ad is presented to your ideal audience.

Budget Control

You have control over all aspects of your PPC Budget. You can target daily or monthly budgets. Your PPC strategist will be monitoring your campaigns and continually checking your high performing keywords. Some keywords are more competitive, thus are more expensive than others, but also yield better results. They will make recommendations or adjustments to best serve your budget needs while getting the best results.

Target Specific Products & Measure Results

Your PPC strategist can create different ads for each equipment and financial markets, whether certain vendor, franchisees, working capital, or direct business loans you’d like to promote, called an AdGroup. Each AdGroup will have it’s own unique landing page that contains clear and relevant information, along with a form to lead the borrower into taking action (converting). Each ad and landing page will focus around one particular market you are trying to reach. The landing page and text ads should only contain information that is relevant to their search term/ terms.

Test Multiple Ad Versions

Your PPC strategist can conduct A/B testing, also known as “split testing,” on the connecting landing pages to it’s ads to see which format/ information is out performing and increasing the chances of conversions.  This is also true of your text ads.  By creating multiple text ads, your PPC strategist can test which ads lead to higher conversion rates, and most importantly, the quality of these conversions. They can adjust their strategy based off of the results of their split testing, a common practice model in deciding the best strategy for your direct marketing.

Build Search Engine Optimization

The combo of practicing both Pay Per Click and Search Engine Optimization (SEO) provide the ultimate short and long term gain for finance businesses. Although it may appear that these essential components are opposites, PPC can improve the overall ranking of your site (which means more organic wins for you). You can also target direct keywords that are proven winners in your PPC ad campaigns to your Search Engine Optimization, bringing an increase of organic traffic to your website. This is key in developing your ad and website ranking, and makes your business more likely to populate organically. When you use PPC, you immediately build your visibility to a large audience. This is also likely to increase the amount of organic visitors to your site in terms of repeat visitors.

Why PPC Works

In a nutshell, PPC brings your product/business to the forefront of what your ideal candidates are searching for and need, when they are searching for it. This is not a cold-call, commercial, or interruption of any kind. It’s virtually meeting your client where they are, when it’s convenient for them, while they are in need of your expertise, experience, niche market, and why the client should contact you.

Alex Vasilakos
Director of Marketing
The Finance Marketing Group
Alex@financemarketing.com 
Office: 518-591-4645x102 / Fax: 518-677-1071
90 State Street, Suite 1500, Albany, NY 12207

Currently, Alex works exclusively with financial services companies but his depth of knowledge and experience can help design and implement long-reaching strategies for businesses across all industries.

Previous Financial Technology Articles
http://www.leasingnews.org/Conscious-Top%20Stories/fintech.html

 

 

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Just weeks ago, we showed you a colorful visualization that breaks down the $80 trillion global economy.

While such a view provides useful context on the relative size of national economies, it’s also a static snapshot that doesn’t show any movement over time. In other words, we can see the size of any given economy today, but not how it got there.

Today’s animation comes to us from Jaime Albella and it charts how GDP has changed over the last 57 years for the world’s 10 largest economies.

It provides us with a lens through time, that helps show the rapid ascent of certain countries and the stagnation of others – and while there are many noteworthy changes that occur in the animation, the two most noticeable ones have been described as “economic miracles.”

Japan’s Economic Miracle

You may have heard of the “Japanese economic miracle,” a term that is used to describe the record-setting GDP growth in Japan between the end of World War II and the end of the Cold War.

Well, the above animation shows this event better than pretty much anything else.

In 1960, Japan had an economy that was only 10% of the size of the United States. But in just a decade, Japan would see sustained real GDP growth – often in the double digits each year – that allowed the country to rocket past both the United Kingdom and France to become the world’s second-largest economy.

It would hold this title consecutively between 1972 and 2010, until it was supplanted by another Asian economic miracle.

Economic Miracle, Part Deux

The other rapid ascent in this animation that can be obviously seen is that of China.

Despite falling off the top 10 list completely by 1980, new economic reforms in the 1980s and 1990s helped pave the way to the massive economy in China we know today, including the lifting of hundreds of millions of people out of extreme poverty.

By 1993, China was once again one of the world’s largest economies, just squeezing onto the above list.

By 2010 – just 17 years later – the country had surpassed titans like the United Kingdom, Germany, France, and even Japan to secure the second spot on the list, which it continues to hold today in nominal terms.

By Jeff Desjardins, Visual Capitalist
http://www.visualcapitalist.com/animation-the-worlds-10-largest-economies-by-gdp-1960-today/

 

Fernando's View
By Fernando F. Croce

Crowd-pleasing spectacle (“First Man”) and spiky comedy-drama (“Can You Ever Forgive Me?”) come to theaters, while new DVD releases include a poignant indie (“Leave No Trace”), a surprising musical (“Jeannette: The Childhood of Joan of Arc”), and a soulful satire (“Shampoo”).

In theaters:

First Man (Universal Pictures): Director Damien Chazelle follows his Oscar-winning hit “La La Land” with another portrait of overreaching dreamers, reteaming with that film’s leading man Ryan Gosling. Gosling plays real-life astronaut Neil Armstrong, famous as the first man to walk on the moon in 1969. Unfolding over the course of eight years leading up to that momentous achievement, the film charts Armstrong’s dedication in the face of endless challenge, including the toll said dedication took on his personal life. From early NASA experiments to the risky mission which finally reached for the stars, his quietly obsessive professional drive is contrasted with his personal life with wife Janet (Claire Foy) in Houston. Grounding the narrative in the sometimes harrowing tension between technology and humanity, Chazelle’s biopic is keen, crowd-pleasing spectacle.

Can You Ever Forgive Me? (Fox Searchlight Pictures): Melissa McCarthy shines in a change-of-pace from her usual comic roles, a rewarding drama about lost chances and unlikely bonds. McCarthy stars as Lee, a boozy writer barely living off the celebrity books she’s penned. When the money dries up, she devises a plan to forge notes from famous people and sell them to local bookstores. Her partner in this scheme is Jack (Richard E. Grant, in a movie-stealing turn), a sharp-tongued drinking buddy of inimitably elegant seediness. This new career in fraud comes to threaten not only Lee’s reputation, but also her budding friendship with an aspiring writer named (Dolly Wells). A study of loneliness and desperation, director Marielle Heller’s film benefits from bits of dark humor and the spiky chemistry between McCarthy and Grant.

Nextflix: Recognized by younger viewers from the series “The Walking Dead,” veteran character actor Scott Wilson (1942-2018) brought grit and believability to decades of films. So check out Netflix for some of his best roles, which include “In Cold Blood” (1967), “In the Heat of the Night” (1967), “The Right Stuff” (1983), and “A Year of the Quiet Sun” (1984).

On DVD:

Leave No Trace (Bleecker Street): After the acclaimed “Winter’s Bone,” writer-director Debra Granik cements her reputation as a specialist in indie grit with this subtle and poignant family drama, set in the Oregon wilderness. Will (Ben Foster) is a war veteran who’s determined to live life on his own terms, living in an isolated area and raising his teenage daughter Tom (Thomasin McKenzie) far from other people. Raised on survivalist routines, Tom sees herself increasingly torn between love for her strict father and her own burgeoning independence. When rangers and social workers enter their private world, the duo’s bond is put to the test. Though working on a modest canvas, Granik finds graceful and expressive ways to showcase the character’s tangled emotions, helped greatly by the meticulous performances of her actors.

Jeannette: The Childhood of Joan of Arc (Kimstim Films): The combination of Joan of Arc and French filmmaker Bruno Dumont, who’s known for such dour and brutal spiritual inquiries as “Humanite,” would seem to promise a heavy time at the movies. So it’s doubly surprising that the resulting film is an exhilarating musical studded with knockabout comedy. Following the French icon in her early years as a young shepherdess (played by Lise Leplat Prudhomme and Jeanne Voisin), it charts the little girl’s shifts in conscience as she prepares to embark on a mission for God and nation. That her thoughts manifest themselves as head-banging songs is but one of the surprises in store. Certainly a unique take on the venerable heroine, Dumont’s film is at once playful and passionate. With subtitles.

Shampoo (Criterion): Beloved ‘70s director Hal Ashby (“Coming Home”) managed to summarize the decade’s bittersweet mood while gazing back at the 1960s with this satirical comedy-drama, made in 1975 and set on the eve of the 1968 presidential election. Warren Beatty had one of his most sly roles as George Roundy, a Beverly Hills hairdresser trying to combine his womanizing ways with his business ambitions. Things get complicated when he tries to get a loan from his rich mistress Felicia (Lee Grant) and discovers that his former girlfriend Jackie (Julie Christie) is the mistress of Felicia’s husband, Lester (Jack Warden). Can the realization of true love bring meaning to the rake’s scheme? Skewering societal hypocrisy with a top-notch cast that also includes Goldie Hawn and Carrie Fisher, the film is both acerbic and soulful.

Pointer Mix
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Meet Samuel
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kdonnelly@co.burlington.nj.us
(609) 265-5073

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Accounting / Aircraft / Appraisals

Appraisals: Boston, MA Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services.  Call Chris @ 508-785-1277.  Email: chris@dovermanagementgroup.com	Appraisals: National Equipment Appraisal prepares Certified Machinery and Equipment Appraisals. IRS qualified, USPAP Compliant. Nationwide - fast turnaround. Visit  nationalequipmentappraisal.com or call 714-282-1525.
Accounting: Dallas, TX Provide cost effective Sales and Use Tax and Property Tax consulting and administration Services to the leasing industry. Many leasing industry referrals available. E-mail: mattm@osgsolutions.com	Accounting: National Property Tax Compliance Services to the leasing industry. Over 80 years experience and 70 Lessors as clients. References and free quotes available 440.871.0555 E-mail gary@avptc.com
Aircraft Delivery: Seattle, WA  Global Aircraft Delivery ferries all types of aircraft all over the world. We are a unique ferry company moving your aircraft with our expert turnkey operation. www.globalaircraftdelivery.com  E-mail:info@globalaircraftdelivery.com	Asset Management: Canada  Cease Bailiff Services Incorporated: Asset Investigation/Tracing; Asset Recoveries; Asset Protection/Security Asset Liquidations/Sales; Ottawa, Canada; www.ceasebailiff.ca dave@ceasebailiff.ca; Phone 613 898 7376 ; Fax 613 225 2452
Asset/Recovery & Collections: Charlotte, NC IRTC Continencies: Commercial Collections-Skip Trace- Repossessions-judgment enforcement-Investigations- Asset Re-marketing& No Cost Warehousing East Coast USA. Call 336-877-3077 ask for Robert or E-mail to Robert@mbsfinancial.com	Nationwide Seasoned anfair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728   dcastagna@nasset.com
Asset/Recovery: NorthWest  Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing. Contact rossr@sequentam.com	Asset Marketing/Recovery: Remarking solutions for big rigs assets and trucking related companies including collections, recovery, repair and re-sales. North South Leasing cell # 586-909-8797 bob@nsleasing.com
Appraisals/Asset Recovery Melville, New York Auctions, Appraisals, National Repossessions.  ALL asset classes. 20+ year team works for you. Spend less, Net More… Fast! Ed Castagna 516-229-1968 ecastagna@inplaceauction.com	Appraisals/Inspections – Construction & Mining Heavy Equipment, Transport, Agriculture and Manufacturing. We provide Certified Appraisal Reports, (USPAP Compliant), Inventory Inspections, Collateral Valuation, VIN and Serial Number Verification with Detailed Photos, Lessee and Vendor Site Inspections including Customized Inspections. In a Hurry? Try our Kwik-Kwote  Emailwww.MobileEquipAppraisals.com
Appraisals: Nationwide Fast, USPAP-compliant equipment appraisals from nationwide network of appraisers available for field appraisals and desktop appraisals. Medical equipment, farm equipment, construction equipment and more. Fast turnaround. Visit EquipmentAppraisals.org or email appraise@equipmentappraisals.org to get a quote. Jeff Tyler https://equipmentappraisals.org

News Briefs----

Technology is shaking up the financial industry
   and big banks are struggling to adapt
https://www.cnbc.com/2018/11/01/fintech-banks-face-extinction-phase-amid-new-financial-technology.html

ELFA Reacts to New Jersey Small Business Loan Bill
  By Todd Stone, deBanked.com
https://debanked.com/2018/10/elfa-reacts-to-new-jersey-small-business-loan-bill/

San Francisco Bay area home sales suffer
   their slowest September in 11 years
https://www.cnbc.com/2018/10/31/san-francisco-area-home-sales-suffer-slowest-september-in-11-years.htmlPCC Marketing is a Wise Investment for Brokers

Apple CEO Tim Cook says the iPad is
 'the most popular computer in the world'
https://www.businessinsider.com/ipad-worlds-most-popular-computer-apple-tim-cook-2018-10

Mary Barra Says G.M. Is ‘on Track’ to Roll Out
   Autonomous Vehicles Next Year
https://www.nytimes.com/2018/11/01/business/dealbook/barra-gm-autonomous-vehicles.html 

 

[headlines]
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You May Have Missed---

Merchant Capital Gives Small Businesses a Big Break
https://www.investors.com/politics/commentary/merchant-capital-small-businesses/

[headlines]
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SPORTS by SK

I'm a girl who loves sports
I love sports because:
I have grown up with sports all my life.
I love volleyball because of 
                           bump,

                        set

                               and     s
                                             p
                                                i
                                                   k
                                                       e.
I love football when the quarterback throws a              l  o  n   g    b  a  l  l.
I love basketball because of the                                                 threes 
Trying to get a lot of points.
I love track because the runners
                  run                              fast                      and   
The throwers try to throw their                            farthest to beat a record.   
That is why I wear sports clothes

[headlines]
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Sports Briefs---

Bleacher Report's Expert Consensus Week 9 NFL Picks
https://bleacherreport.com/articles/2803643-bleacher-reports-expert-consensus-week-9-nfl-picks#slide0

Jon Gruden says players call him 'dying' to join Oakland Raiders
https://www.usatoday.com/story/sports/nfl/raiders/2018/11/01/jon-gruden-oakland-raiders-players-call-dying/1846752002/

At Willie McCovey’s last birthday party,
   a glimpse of what set him apart
https://www.sfchronicle.com/giants/article/At-Willie-McCovey-s-last-birthday-party-a-13356021.php

[headlines]
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California Nuts Briefs---

Why housing costs so much in California
   and why it may only get worse
https://www.bizjournals.com/sanjose/news/2018/11/01/housing-costs-california-bay-area-production.html?ana=e_ae_set1&s=article_du&ed=2018-11-01

Wine country wildfire victims learn many are underinsured
https://www.kcra.com/article/wine-country-wildfire-victims-learn-many-are-underinsured/24454523

Oroville Dam: Watch final section of concrete wall
    placed on the main spillway
https://www.sacbee.com/news/state/california/water-and-drought/article220325915.html

[headlines]
--------------------------------------------------------------

“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Coppola brings fine-wine 'lifestyle' savvy to new cannabis venture
https://www.northbaybusinessjournal.com/northbay/sonomacounty/8902244-181/francis-ford-coppola-cannabis

Announcing Wine Enthusiast’s 2018 Wine Star Award Winners
https://www.businesswire.com/news/home/20181101005057/en/Announcing-Wine-Enthusiast%E2%80%99s-2018-Wine-Star-Award

2018 North Coast grape harvest draws to a bountiful close
https://www.pressdemocrat.com/business/8898727-181/2018-north-coast-grape-harvest?artslide=0

California Water year starts dry; peak months ahead
http://www.agalert.com/story/?id=12276

St. Francis Buys 80-acre Chardonnay vineyard
   in the Russian River Valley for $9.2 Million
https://www.winebusiness.com/news/?go=getArticle&dataid=205311

Silicon Valley’s Backyard Wine Region Goes Digital
https://robbreport.com/food-drink/wine/silicon-valley-wine-region-digital-eg18-2825361/

The 2018 Bordeaux Vintage May Be Poised For Greatness
https://www.forbes.com/sites/tmullen/2018/10/30/the-2018-bordeaux-vintage-may-be-poised-for-greatness/#70c79084d02d

Robert Parker: The Man Becomes the Brand
https://www.wine-searcher.com/m/2018/10/robert-parker-the-man-becomes-the-brand

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

This Day in History

 

    1675 – Plymouth Colony governor Josiah Winslow led a colonial militia against the Narragansett Indians during King Philip’s War.  This was an armed conflict between Native Americans of present-day New England and English colonists and their Native American allies in 1675–78. The war is named for the main leader of the Native American side, Metacomet, who had adopted the English name "King Philip" in honor of the previously-friendly relations between his father and the original Mayflower Pilgrims.
    1734 - Birthday of Daniel Boone (Boon) (d. 1820) at Berks County, near Reading, PA. American frontiersman, explorer and militia officer, he is credited with the exploration and growth of Kentucky, working for the Pennsylvania Company.  In February, 1778, he was captured at Blue Licks, KY, by Shawnee Indians, under Chief Blackfish, who adopted Boone when he was inducted into the tribe as “Big Turtle.” Boone escaped after five months, and, in 1781, was captured briefly by the British. Despite Walt Disney’s version, he had no legal title to the lands he explored and he retired to Missouri. He experienced a series of personal and financial disasters during his life, but continued a rugged existence, hunting until his 80s. The bodies of Daniel Boone and his wife, Rebecca, were moved to Frankfort, KY, in 1845.  What made him popular in history was his autobiography: “The Adventures of Colonel Daniel Boon (that’s the way he spelled his name,) formerly a hunter, containing a narrative of the Wars of Kentucky.” 
http://www.americanwest.com/pages/boone.htm
http://earlyamerica.com/lives/boone/
    1749 – Ohio Company formed its first post at Oldtown, Maryland Colony.  Formally known as the Ohio Company of Virginia, this was a land speculation company organized for the settlement by Virginians of the Ohio Country (approximately the present state of Ohio) and to trade with the Native Americans. The company had a land grant from Britain and a treaty with Indians, but France also claimed the area, and the conflict helped provoke the outbreak of the French and Indian War.  The conflicting land claims of the Ohio Country ceded by the King through Virginia Governor Dinwiddie included, in Dinwiddie's opinion, the "forks of the Monongahela," (present-day Pittsburgh). In addition to the Pennsylvania colonial government claims of this territory, the French were fighting for and occupying much of the Ohio Valley, most notably at Fort Duquesne.  Dinwiddie responded by sending a military unit under the command of George Washington to the region, which led to the outbreak of the War.  Washington’s brothers Lawrence and Augustine were among the Company founders.
    1776 - William Demont (or Dement), traitor to the American cause during the Revolutionary War, deserted and notified the British of the position of Fort Washington (now the Washington Heights neighborhood in New York City).  He enabled the British General Sir William Howe to conquer the fort with a force of 8,900 men on November 16, 1776. They captured 2,818 American officers and men, 43 guns, and 2,800 muskets.  Demont was a member of the 5th Pennsylvania Battalion, who was appointed adjutant in Colo­nel Robert Magraw’s battalion on February 29, 1776.  http://www.geocities.com/nhfortress/Fort_Washington/history.html
http://theamericanrevolution.org/battles/bat_fwas.asp
http://www.thebattlefornewyork.com/walking_tour.php
    1783 - By the end of the American Revolution, some 100,000 Loyalists had fled the U.S. Also known as Tories, they had suffered various penalties for their loyalty to the Crown, including confiscation of property, removal from public office, and punitive taxation. Probably no more than 10% of the colonials were Tories, who were generally well-to-do, engaged in commerce or the professions, or public officials. Many fled to Canada, some to England. Some returned after the war. Many, however, had remained behind. After the conflict many were able to recover at least some of their confiscated property. Many of those who had fought alongside with the British were granted land in Canada.
    1783 - Gen. George Washington issued his "Farewell Address to the Army" near Princeton, N.J.   
    1795 - Birthday of James Knox Polk (d. 1849), the 11th president of the US, at Mecklenburg County, NC. His term of office: Mar 4, 1845—Mar 3, 1849. A compromise candidate at the 1844 Democratic Party convention, Polk was awarded the nomination on the ninth ballot. He declined to be a candidate for a second term and declared himself to be “exceedingly relieved” at the completion of his presidency.  He died shortly after leaving office.
    1810 - A 7-inch snowfall in New York City permitted very early sleighing in the city streets.
    1820 - The Revenue cutter Louisiana captured five pirate vessels during a cruise from Florida to Cuba.
    1824 - The first popular vote in a presidential election took place when 356,038 votes were cast for four candidates. This was also the first election in which the final decision was made by the House of Representatives because none of the candidates won a majority of electoral votes. Although Andrew Jackson received a greater share of both the popular and the electoral vote than the runner-up, John Quincy Adams, a deal was struck to give Adams the electoral votes of Henry Clay, another candidate. Adams thereby acquired enough votes to be declared the winner.
    1846 - Donner Party crossing the Sierra stopped for the evening and were trapped by a snowstorm. Many of the party survived by eating the flesh of the dead. 40 of the 87 people in the Donner party died. They remained snowbound until February.
    1852 - Franklin Pierce was elected President over Gen. Winfield Scott, who ran as a Whig. In 1852, the U.S. Congress passed a resolution giving Scott the pay and rank of a lieutenant general. Scott was the first to hold this rank since George Washington.
    1861 – Captain Nathaniel Gordon became the only person in U.S. history to be executed for slave-trading. He was also considered a pirate.
http://www.correctionhistory.org/html/chronicl/tombs/gordon/
whytombs1.htm
http://blackhistory.harpweek.com/7Illustrations/Slavery/
ExecutionOfSlavetrader.htm
    1861 - Controversial Union General John C. Fremont is relieved of command in the Western Department and replaced by David Hunter. Fremont’s actions in Missouri fueled secessionist spirit and alienated many Northerners who were unwilling to wage a war to end slavery. Lincoln requested privately that Fremont rescind the order, but he refused. Lincoln had no choice but to negate the order of emancipation and remove Fremont from command in the west. Fremont still had many supporters, so Lincoln placed him in charge of a small army in Virginia. Some Republican allies urged Fremont to challenge Lincoln for the 1864 presidential nomination, but Fremont declined. After the war, he served as territorial governor of Arizona and died in New York in 1890.
    1862 - Mary Todd Lincoln corresponded with her husband advising him of popular sentiment against cautious General in Chief of the Federal Army George B. McClellan. Contrary to popular belief, Mrs. Lincoln was a close confidante and the love of Lincoln’s life. He was to let McClellan go in favor of U.S. Grant, which also led to McClellan running as the Democratic opponent against him for President.
(Lower half: http://memory.loc.gov/ammem/today/nov02.html )
    1865 - Birthday of Warren Gamaliel Harding (d. 1923) at Corsica, OH. Twenty-ninth President of the US, his term of office: Mar 4, 1921 - Aug 2, 1923 (died in office). His undistinguished administration was tainted by the Teapot Dome scandal, and his sudden death while on a western speaking tour in San Francisco, CA prompted many rumors. He was a well-known womanizer of his time, and his election was right after women were given the right to vote.  The saying in Washington, DC, “We gave the women the right to vote and they picked handsome Warren G”. He was said to bring women into the White House, on trips, and died of heart attack as his wife was treating him for exhaustion with an electronic device they purchased in San Francisco.
    1880 - James A. Garfield was elected 20th president. During the Civil War, Garfield was a commander at the bloody fight at Chickamauga. The election was close, with Republican Garfield getting 48.27% to Democrat Winfield Hancock‘s 48.25% and a difference of less than 2,000 votes. Garfield was shot by a disgruntled office seeker four months into his presidency.  Guiteau deemed his contribution to Garfield's victory sufficient to justify the position of consul in Paris, despite the fact he spoke no French, nor any foreign language. White House officials referred him to Sec of State Blaine, as the consulship was within the Department of State. Guiteau pressed his claim, and Blaine told him he would not receive the position.  Guiteau concealed himself by the ladies' waiting room at Baltimore’s 6th St Station from where Garfield was scheduled to depart. Most of Garfield's cabinet planned to accompany him at least part of the way; Blaine, who was to remain in Washington, came to the station to see him off. The two men were deep in conversation and did not notice Guiteau before he took out his revolver and shot Garfield twice, once in the back and once in the arm.  Although he would show signs of recovery, he finally died on Sept 18 at the New Jersey seaside home to which he was brought to convalesce.  Giteau was convicted and executed on June 30, 1882.
    1881 – The American Association was formed as a major league in professional baseball.  The members are the Brooklyn Atlantics, Cincinnati Red Stockings, Louisville Colonels, Philadelphia Athletics, Pittsburgh Alleghenys, and St. Louis Brown Stockings.  Brooklyn was replaced by the Baltimore Orioles before the start of the first season.
    1889 - North Dakota and South Dakota were admitted into the Union as the 39th and 40th states, the first time that two states simultaneously became a part of the United States. President Benjamin Harrison had a problem with admitting the two states on the same day. Which one would be first? He decided it was easier to mix up the admissions papers so no one would know and just list the states alphabetically. That’s why North Dakota is the 39th and South Dakota is the 40th of the United States of America. The Dakotas took their name from the Sioux Indian word for ’ally’, although the settlers and the Sioux weren’t always allies (Battle of Wounded Knee). Those searching for a route to the Pacific Ocean settled in South Dakota, Ft. Pierre being the first permanent white settlement. Pierre remains the capital of South Dakota. Bismarck is the capital of North Dakota. Both states are still essentially rural and agricultural. The western meadowlark and the ring-necked pheasant, the North and South Dakota state birds, respectively, still fly over the vast meadowlands. North Dakota’s flower is the wild prairie rose, while the pasque flower holds that title in South Dakota. North Dakota, home of several major air bases and intercontinental ballistic missile sites, is known as the Peace Garden State, while its more southern counterpart is called the Coyote State.
http://memory.loc.gov/ammem/today/nov02.html
    1895 – Years before Henry Ford’s cars began being manufactured, the first gasoline-powered race in the United States took place with first prize of $2,000.
    1898 - University of Minnesota student Johnny Campbell directed a crowd in cheering "Rah, Rah, Rah! Ski-u-mah, Hoo-Rah! Hoo-Rah! Varsity! Varsity! Varsity, Minn-e-So-Tah!", making Campbell the very first cheerleader and November 2, 1898 the official birth date of organized cheerleading. Soon after, the University of Minnesota organized a "yell leader" squad of six male students, who still use Campbell's original cheer today.  In 1903 the first cheerleading fraternity, Gamma Sigma, was founded. 
    1902 - San Francisco’s China Town was amazed to see an 18-year-old petite girl give a rousing ovation against the foot binding of women, their arranged marriages and forced illiteracy. Sien King King became a member of the Chinese bachelor society and continued her battle for feminism. She believed the repressive actions against women prevented the Chinese from advancing in the U.S. (and the world).
    1908 - Trumpet player Bunny Berigan (d. 1942) birthday, born Roland Bernard Berigan, Hilbert, WI. 
http://user.tninet.se/~npt755v/bundisc.htm
    1911 - Birthday of Johnny Richards (d. 1968) in Toluca, Mexico, jazz composer-arranger.
    1913 – Burt Lancaster (d. 1994) was born in Manhattan.  Lancaster was nominated four times for Academy Awards and won once for “Elmer Gantry” in 1960. He also won a Golden Globe for that performance and BAFTA Awards for “The Birdman of Alcatraz” (1962) and “Atlantic City” (1980). His production company was the most successful and innovative of star-driven independent production companies in Hollywood in the 1950s, making movies such as “Marty” (1955), “Trapeze” (1956), “Sweet Smell of Success” (1957), and “Separate Tables” (1958).  In 1999, the AFI named Lancaster 19th among the greatest male stars of classic Hollywood cinema. 
    1917 - The Balfour Declaration proclaimed British support for the "establishment in Palestine of a national home for the Jewish people" with the clear understanding "that nothing shall be done which may prejudice the civil and religious rights of existing non-Jewish communities".
    1914 – Johnny Vander Meer (d. 1997) was born in Prospect Park, NJ.  He is the only pitcher in Major League history to throw consecutive no-hitters, blanking the Boston Bees and Brooklyn Dodgers in June, 1938.
    1920 - Warren G. Harding was elected 29th president. He defeated James Cox.  The electoral vote was Harding, 404; Cox, 127. The popular vote was Harding, 16,152,200; Cox, 9,147,353.  The election campaign was primarily a referendum on the Wilson presidency and the League of Nations. Cox supported it fully, while Harding did not make his position clear. Harding supported prohibition and Cox opposed it. Cox ran a vigorous campaign, while Harding ran a mostly a front porch campaign. Cox's efforts and that of his hard campaigning Vice Presidential candidate had little effect. Ultimately, the weariness of the nation determined the election in favor of Harding, who obtained an overwhelming victory.  The Republicans increased their majorities in both houses, leasing 59-37 in the Senate and 301-131, with one minor party seat and two vacancies, in the House.
    1920 – KDKA, Pittsburgh, PA started broadcasting as the first commercial radio station. The first broadcast is the result of the Presidential election of 1920.
    1923 - Birthday William Robert (Billy) Haughton (d. 1986), standard bred dri­ver and trainer, at Gloversville, NY. Haughton won nearly 4,900 races in his career. Along with Stanley Dancer, he dominated the New York trotting scene in the 1950s and then moved on to a national career. He suf­fered severe head injuries in a three-horse accident at Yonkers Raceway and died at Valhalla, NY, July 15, 1986.
    1926 - The first Senate election in which neither candidate was seated after a recount was the election in Pennsylvania. William Bauchop Wilson, a Democrat, was narrowly defeated by William Scott Vare, a Republican who presented his credentials as senator-elect for the term beginning March 4, 1927. The Senate, on December 6, 1929, decided by a vote of 58-22 that Vare was not entitled to the seat due to charges of corruption and fraud concerning his election.  Governor John Stuchell Fisher, appointed Joseph Ridway Grunday, a Republican, to the vacant seat. Grundy served from December 11, 1929 to December 1, 1930. He was unsuccessful for the nomination of this office after being accused of contributing $400,000 to the former incumbent Senator Pepper, who had been defeated by Vare.
http://bioguide.congress.gov/scripts/biodisplay.pl?index=V000071
http://www.blossburg.org/wb_wilson/thestory_7.htm
http://bioguide.congress.gov/scripts/biodisplay.pl?index=G000510
    1929 – Amar Bose (d. 2013) was born in Philadelphia.  An electrical and sound engineer, he was a professor at MIT for over 45 years.  He was also the founder and chairman of Bose Corporation. In 2011, he donated a majority of the company to MIT in the form of non-voting shares to sustain and advance MIT’s education and research mission.
    1931 - Birthday of alto saxophonist Phil Woods (d. 2015), Springfield, MA.
    1936 - The Basie Band splits for Kansas City for points East and Worldwide fame. "Goin' to Chicago, Sorry I Can't Take You." Little Jimmy Rushing.
    1938 – Jay Black, lead singer of Jay and the Americans, was born David Blatt in New York City, growing up in Borough Park, Brooklyn.  He was the second, and more widely known Jay to lead the group, the first being Jay Trainor.      
    1938 – Hall of Famer Jimmie Foxx won his third AL MVP.
    1942 - Birthday of Shere Hite, author and researcher, born Shirley Diana Gregory, St. Joseph, MO. Her best known work, “The Hite Report,” one of the pioneer works on the realities of women's sexuality.
    1942 - WILKINS, RAYMOND H., (Air Mission) Medal of Honor
Rank and organization: Major, U.S. Army Air Corps. Place and date: Near Rabaul, New Britain, 2 November 1943. Entered service at: Portsmouth, Va. Born: 28 September 1917, Portsmouth, Va. G.O. No.: 23, 24 March 1944. Citation: For conspicuous gallantry and intrepidity above and beyond the call of duty in action with the enemy near Rabaul, New Britain, on 2 November 1943. Leading his squadron in an attack on shipping in Simpson Harbor, during which intense antiaircraft fire was expected; Maj. Wilkins briefed his squadron so that his airplane would be in the position of greatest risk. His squadron was the last of 3 in the group to enter the target area. Smoke from bombs dropped by preceding aircraft necessitated a last-second revision of tactics on his part, which still enabled his squadron to strike vital shipping targets, but forced it to approach through concentrated fire, and increased the danger of Maj. Wilkins' left flank position. His airplane was hit almost immediately, the right wing damaged, and control rendered extremely difficult. Although he could have withdrawn, he held fast and led his squadron into the attack. He strafed a group of small harbor vessels, and then, at low level, attacked an enemy destroyer. His 1,000 pound bomb struck squarely amidships, causing the vessel to explode. Although antiaircraft fire from this vessel had seriously damaged his left vertical stabilizer, he refused to deviate from the course. From below-masthead height he attacked a transport of some 9,000 tons, scoring a hit which engulfed the ship in flames. Bombs expended, he began to withdraw his squadron. A heavy cruiser barred the path. Unhesitatingly, to neutralize the cruiser s guns and attract its fire, he went in for a strafing run. His damaged stabilizer was completely shot off. To avoid swerving into his wing planes he had to turn so as to expose the belly and full wing surfaces of his plane to the enemy fire; it caught and crumpled his left wing. Now past control, the bomber crashed into the sea. In the fierce engagement Maj. Wilkins destroyed 2 enemy vessels, and his heroic self-sacrifice made possible the safe withdrawal of the remaining planes of his squadron.
    1944 - During the day, the US 8th Air Force attacks the Leuna synthetic oil plant at Merseburg. The Americans claim 183 German fighters (including 4 jets) destroyed for the loss of 40 bombers and 28 fighters (including losses to antiaircraft defenses). During the night, Bomber Command attacks Dusseldorf with 992 bombers as well as sending smaller forces to strike other targets. A total of 20 planes are reported lost in all operations.
    1944 - BOLTON, CECIL H., Medal of Honor
Rank and organization: First Lieutenant, U.S. Army, Company E, 413th Infantry, 104th Infantry Division. Place and date: Mark River, Holland, 2 November 1944. Entered service at: Huntsville, Ala. Birth: Crawfordsville, Fla. G.O. No.: 74, 1 September 1945. Citation: As leader of the weapons platoon of Company E, 413th Infantry, on the night of 2 November 1944, he fought gallantly in a pitched battle which followed the crossing of the Mark River in Holland. When 2 machineguns pinned down his company, he tried to eliminate, with mortar fire, their grazing fire which was inflicting serious casualties and preventing the company's advance from an area rocked by artillery shelling. In the moonlight it was impossible for him to locate accurately the enemy's camouflaged positions; but he continued to direct fire until wounded severely in the legs and rendered unconscious by a German shell. When he recovered consciousness he instructed his unit and then crawled to the forward rifle platoon positions. Taking a two-man bazooka team on his voluntary mission, he advanced chest deep in chilling water along a canal toward 1 enemy machinegun. While the bazooka team covered him, he approached alone to within 15 yards of the hostile emplacement in a house. He charged the remaining distance and killed the 2 gunners with hand grenades. Returning to his men he led them through intense fire over open ground to assault the second German machinegun. An enemy sniper who tried to block the way was dispatched, and the trio pressed on. When discovered by the machinegun crew and subjected to direct fire, 1st Lt. Bolton killed 1 of the 3 gunners with carbine fire, and his 2 comrades shot the others. Continuing to disregard his wounds, he led the bazooka team toward an 88-mm. artillery piece which was having telling effect on the American ranks, and approached once more through icy canal water until he could dimly make out the gun's silhouette. Under his fire direction, the two soldiers knocked out the enemy weapon with rockets. On the way back to his own lines he was again wounded. To prevent his men being longer subjected to deadly fire, he refused aid and ordered them back to safety, painfully crawling after them until he reached his lines, where he collapsed. 1st Lt. Bolton's heroic assaults in the face of vicious fire, his inspiring leadership, and continued aggressiveness even through suffering from serious wounds, contributed in large measure to overcoming strong enemy resistance and made it possible for his battalion to reach its objective.
    1946 - A three-day snowstorm began at Denver, CO. By the time it ended had dropped 31 inches of snow on the city, the second greatest snowfall ever.
    1947 - The mammoth flying boat Hercules, then the world’s largest airplane, was designed, built and flown (once) by Howard Hughes. Its first and only flight was about one mile and at an altitude of 70 feet over Long Beach Harbor, CA. The $25 million, 200-ton plywood craft was nicknamed the “Spruce Goose.” It is now displayed near the Queen Mary at Long Beach, CA.
    1948 - When Harry S Truman went to bed, he was losing the election for President to Thomas E. Dewey. "Chicago Daily Tribune" printers were out on strike and getting the newspaper to readers was no simple task. To make a long story short, the editors had to guess at the outcome of the election and picked/printed the wrong person to win. Upon arising the next morning, Truman learned he had won. On a short train stop in St. Louis, he stepped onto the back platform of the train and was presented with one of the newspapers with the infamous headline, “DEWEY DEFEATS TRUMAN.” It was at that moment that the famous photo of Truman holding up the paper was taken. When asked to comment, Truman said “This is for the books.”
    1949 - Top Hits
“That Lucky Old Sun” - Frankie Laine
“You’re Breaking My Heart’ - Vic Damone
“I Can Dream, Can’t I?” - The Tommy Dorsey Orchestra (vocal: Jack Leonard)
“Slipping Around” - Margaret Whiting & Jimmy Wakely
    1950 - VAN WINKLE, ARCHIE, Medal of Honor
Rank and organization: Staff Sergeant, U.S. Marine Corps Reserve, Company B, 1st Battalion, 7th Marines, 1st Marine Division (Rein.). Place and date: Vicinity of Sudong, Korea, 2 November 1950. Entered service at: Arlington, Wash. Born: 17 March 1925, Juneau, Alaska. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a platoon sergeant in Company B, in action against enemy aggressor forces. Immediately rallying the men in his area after a fanatical and numerically superior enemy force penetrated the center of the line under cover of darkness and pinned down the platoon with a devastating barrage of deadly automatic weapons and grenade fire, S/Sgt. Van Winkle boldly spearheaded a determined attack through withering fire against hostile frontal positions and, though he and all the others who charged with him were wounded, succeeded in enabling his platoon to gain the fire superiority and the opportunity to reorganize. Realizing that the left flank squad was isolated from the rest of the unit, he rushed through 40 yards of fierce enemy fire to reunite his troops despite an elbow wound which rendered 1 of his arms totally useless. Severely wounded a second time when a direct hit in the chest from a hostile hand grenade caused serious and painful wounds, he staunchly refused evacuation and continued to shout orders and words of encouragement to his depleted and battered platoon. Finally carried from his position unconscious from shock and from loss of blood, S/Sgt. Van Winkle served to inspire all who observed him to heroic efforts in successfully repulsing the enemy attack. His superb leadership, valiant fighting spirit, and unfaltering devotion to duty in the face of heavy odds reflect the highest credit upon himself and the U.S. Naval Service.
    1954 - The first US Senator elected by a write-in vote was James Strom Thurmond, Democrat of South Carolina.  For the term ending January 3, 1961, Thurmond received 139,106 votes, defeating Edgar Brown, the official candidate of the Democratic Party, who received 80,956 votes.  Thurmond represented South Carolina in the Senate from 1954 until 2003, at first as a Democrat and, after 1964, as a Republican.
    1955 - Julie London's first pop song, a sultry version of "Cry Me a River," made its appearance on the charts. The song spent 5 months on the charts, but only reached #9 at its peak. Julie is the former wife of Dragnet’s Jack Webb and songwriter/trumpeter Bobby Troup.
    1955 - Tennessee Ernie Ford's "Sixteen Tons" first appears on the charts. It will become one of the biggest selling singles of its time.
    1956 - A riot breaks out at Fats Domino's show in Fayetteville, NC, with police resorting to tear gas to break up the unruly crowd. Fats jumps out of a window to avoid the melee; he and two other band members are slightly injured.
    1957 - Top Hits
“Jailhouse Rock” - Elvis Presley
“You Send Me” - Sam Cooke
“Silhouettes” - The Rays
“Wake Up Little Susie” - The Everly Brothers
    1958 - The Chicago Bears and the Los Angeles Rams set an NFL single-game attendance record as 90,833 fans watched the Rams beat the Bears, 41-35, at the Los Angeles Coliseum.
    1958 - "Billboard" magazine introduced a new chart ranking top singles, in order, from number 1 to 100. Before this invention, only 30 records were on weekly hit lists.
    1959 - Charles Van Doren, when questioned about winning $129,000 on a television quiz show, told a congressional investigation committee that he was given the answers in advance by program staff members. His testimony was the most dramatic to date in the ongoing investigation of quiz show scandals. Van Doren had been a low-salaried college assistant professor who appeared on the show “Twenty-One.” It was revealed that rigging was prevalent on many television quiz shows during the early 1950s in order to boost viewer ship. Van Doren benefited from the rigging not only by receiving the huge amount of money, but by later earning a regular spot on the “Today” television show.
    1960 – Publishing company Penguin Books was found not guilty of obscenity in the trial R v. Penguin Books Ltd., the “Lady Chatterley’s Lover” case.  Sales of the controversial novel took off.
    1961 - The temperature at Atlanta, GA, reached 84 degrees to establish a record for November.
    1962 - The missile bases in Cuba were being dismantled, President Kennedy reported to the nation, adding that “progress is now being made toward restoration of peace in the Caribbean.”
    1962 - Elvis Presley film “Girls! Girls! Girls!'' premieres.
    1963 - Following the overthrow of his government by South Vietnamese military forces the day before, President Ngo Dinh Diem and his brother are captured and killed by a group of soldiers. The deaths of Diem caused celebration among many people in South Vietnam, but also lead to political chaos in the nation.  Diem was perceived as an impediment to the accomplishment of U.S. goals in Southeast Asia. His increasingly dictatorial rule only succeeded in alienating most of the South Vietnamese people, and his brutal repression of protests led by Buddhist monks during the summer of 1963 convinced many American officials that the time had come for Diem to go. Three weeks later, an assassin shot President Kennedy. By then, the United States was more heavily involved in the South Vietnamese quagmire than ever.
    1963 - The Beach Boys' "Be True To Your School" is released.
    1963 - Dion angrily walked off the set of the British ITV television program “Ready Steady Go!” in the middle of performing his hit "Donna the Prima Donna," claiming the go-go dancers surrounding him during the song were distracting.
    1963 - Reviewing the Beatles' concert the night before in Cheltenham, England, the British paper Daily Mirror uses the headline "Beatlemania!" effectively inserting the phrase into the popular consciousness for the first time.
    1964 – CBS became the first corporate owner of a Major League team, buying 80% of the New York Yankees for $11,200,000. They would proceed to oversee the worst period of Yankees history, and sold the team in 1973 to a syndicate headed by George Steinbrenner for under $10 million.  Under CBS ownership, the Yankees never made the post season and only once finished as high as fourth in a season. 
    1965 - Top Hits
“Yesterday” - The Beatles
“A Lover’s Concerto” - The Toys
“Get Off of My Cloud” - The Rolling Stones
“Hello Vietnam” - Johnny Wright
    1965 – Norman Morrison, a 31-year-old Quaker, set himself afire in front of the river entrance to the Pentagon to protest the use of napalm in the Vietnam War.
    1966 - The Cuban Adjustment Act allowed 123,000 Cubans the opportunity to apply for permanent residence in the United States.
    1967 - President Johnson and "The Wise Men" concluded that the American people should be given more optimistic reports on the progress of the war, regardless of reality.  When this ruse was unmasked in 1968 by Walter Cronkite, after his visit to Viet Nam to report on the Tet Offensive, President Johnson was said to have uttered these famous words, “If I’ve lost Cronkite, I’ve lost Middle America.”  It was not long thereafter that Johnson decided not to run for re-election.
    1968 - Another Stevie Wonder hit went on sale, "For Once in My Life" would reach #2 on the pop charts on December 28, 1968.
    1968 - Cream is presented with a platinum album for “Wheels of Fire” at the Madison Square Garden stop of their farewell tour.
    1969 - The Rolling Stones quasi-documentary “Sympathy for the Devil,” directed by Jean-Luc Godard, premieres in San Francisco.
    1971 - No. 1 Billboard Pop Hit: “Gypsys, Tramps & Thieves,'' Cher.  It was her first chart-topper as a solo artist in the US. The single was certified Gold by the RIAA for its sales of over 1 million copies.
    1973 - Top Hits
“Midnight Train to Georgia” - Gladys Knight & The Pips
“Keep on Truckin’” - Eddie Kendricks
“Paper Roses” - Marie Osmond
“We’re Gonna Hold On” - George Jones & Tammy Wynette
    1974 - "The Way We Were" by Barbra Streisand topped the charts and stayed there for 3 weeks.
    1974 - Three Dog Night's next to last chart record, "Play Something Sweet" enters The Hot 100 where it will peak at number 33. August of 1975 would see the end of their eight years as hit makers when "Til the World Ends" would reach number 32.
    1974 - Even though he was the one who was the most opposed to touring in the final years of The Beatles, George Harrison became the first to set out on a solo tour when he appeared in Vancouver, Canada with Billy Preston. It will be a troublesome show for him as his voice is ravaged after LP sessions and tour rehearsals. The concert and the rest of the tour played in front of thin crowds.
    1976 - James Earl “Jimmy” Carter, Jr., was elected President of the United States. Walter F. Mondale was elected Vice President. The electoral vote was Carter 297; Pres. Ford, 240. The popular vote was Carter, 40,828,929, Ford, 39,148,940. In congressional elections, the Democrats kept a 2-1 Senate majority, 61-38, with one seat going to an independent, and House majority of 292-143.
    1981 - Top Hits
“Arthur’s Theme” (“Best That You Can Do”) - Christopher Cross
“Start Me Up” - The Rolling Stones
“Private Eyes” - Daryl Hall & John Oates
“Never Been So Loved” (“In All My Life”) - Charley Pride
    1983 - President Ronald Reagan signs a bill establishing Martin Luther King, Jr., Day.
    1984 - After a judge rules that he shot in self-defense, The Reverend Marvin Gay Sr. is given only five years’ probation for killing his son, Marvin Gaye. (Marvin added an "e" to his stage name) Ironically, it was Marvin Jr. who had given his father the .38 revolver used in the killing.
    1985 – With his new single, "Part-Time Lover," topping the charts, Stevie Wonder becomes the artist with the longest period between Number Ones: 22 years.  This song also sets a record by going to #1 on five different Billboard charts.  Winning this spot makes Wonder the first artist to have a single on five different Billboard charts: the Hot 100, Hot Black Singles, Hot Adult Contemporary, Hot Dance/Disco Club Play and Hot Dance/Disco 12-inch Singles.
    1985 - For the second time in television history, a soundtrack LP from a television show topped the album charts. "Miami Vice," with a title track by Jan Hammer, spent 11 nonconsecutive weeks at #1. The only other television soundtrack to hit #1 was Henry Mancini’s "Peter Gunn" in 1959.
    1985 - "I Want to Know What Love Is" by Foreigner topped the charts and stayed there for 2 weeks.
    1989 - Top Hits
“Miss You Much” - Janet Jackson
“Sowing the Seeds of Love” - Tears For Fears
“Listen to Your Heart” - Roxette
“High Cotton” – Alabama
    1989 - Squalls in the Upper Great Lakes Region the first three days of the month buried Ironwood, MI under 46 inches of snow, and produced 40 inches at Hurley, WI. Arctic cold invaded the Southern Plains Region. Midland, TX reported a record low of 22 degrees.
    1991 - Karyn White’s "Romantic" hit #1 for one week on the "Billboard Hot 100" chart.
    1993 - Christine Todd Whitman was elected the first woman governor of New Jersey.
    1994 - Top Hits
“I'll Make Love To You”- Boyz II Men 
“All I Want to Do”- Sheryl Crow
“Secret”- Madonna
“Another Night”- Real McCoy
    1995 - The immensely popular Seinfeld episode, "The Soup Nazi," first aired on NBC.
    1995 - The TV music show “Soul Train” celebrates 25 years on the air with appearances by Al Green, Bill Withers, Diana Ross and Patti LaBelle.
    1997 - Denver QB John Elway accounted for 276 total yards in a 30-27 victory over the Seattle Seahawks, bringing his career total to 50,273 yards. He was the third player in NFL history -- after Dan Marino and Fran Tarkenton -- to reach the 50,000 plateau.  
    1999 - Top Hits
“Smooth” - Santana Featuring Rob Thomas 
“Satisfy You” - Puff Daddy Featuring R. Kelly
“Heartbreaker” - Mariah Carey Featuring Jay-Z 
“Mambo No. 5” (“A Little Bit Of...”) - Lou Bega
    1999 - NBA.com TV, a 24-hour TV network, was launched by the National Basketball Association. Commissioner David J. Stern said, “NBA.com TV represents the convergence of the Internet, television and basketball. By combining the immediacy and depth of information from NBA.com with current and historical television programming from the NBA, NBA.com TV will offer our fans complete, round-the-clock coverage of the league."
    2000 - Wrigley Field has been granted preliminary landmark status by the Commission on Chicago Landmarks. Any plans to refurbish or tear down Cubs' home since 1916 will have to be reviewed by this panel.
    2000 - www.classicbands.com goes online, publishing in both official languages: Rock and Roll.
    2003 - Top Hits
“Baby Boy” – Beyonce, Featuring Sean Paul
“Stand Up” – Ludacris, Featuring Shawnna
“Holidae In” – Chingy, Featuring Ludacris & Snoop Dogg
“Get Low” - Lil Jon & The East Side Boyz, Featuring Ying Yang Twins
    2006 - Justin Timberlake and Gnarls Barkley each win several trophies at the 13th annual MTV Europe Music Awards, held in Copenhagen. Timberlake, who also serves as host and performer at the event, wins for best male and best pop. Gnarls Barkley wins best song for their international smash "Crazy."
    2014 - The U.N. issued a report concluding that immediate global actions are needed to prevent runaway impacts of climate change.  The report claims failure to act now will result in extensive future damage which will be prohibitively expensive to control.
    2016 – The Chicago Cubs won the World Series for the first time since 1908, thus ending the longest World Series championship drought in Major League history.  The Cubs defeated the Cleveland Indians 4 games to 3, coming back from a 3-1 deficit to win the Series.  Ben Zobrist of the Cubs was Series MVP.