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Operations Manager

Coordinates lease process from inception through pay off. 3+ years proven leasing account management exper.
For more info, click here

Equipment financing for small business.

Friday, November 3, 2006


SpamArrest Notice
    Classified Ads
    ---Collector/Controller/Contract Admin
        Marlin Leasing Shooting Star
e-Mail from Dash, US Navy: photograph
    Leasing Association Conferences—2006
        Avoiding Class Action Lawsuits
Classified Ads---Help Wanted
    Cartoon---Young Robert Frost
        Selling Up---by Steve Chriest
        “Don’t Shoot the Dog!”
Leasing Association page is Up-dated
    CMI Index: Third Consecutive Decline
        American Lease Insurance Announcement
Odessa Technologies: LeaseWave 4.0
    Trinity Reports Rail Backlog
        News Briefs---
You May have Missed---
    California Nuts Brief---
        "Gimme that Wine"
Calendar Events
    Snapple Real Facts
        Today's Top Event in History
This Day in American History
    Football Poem—Robert Frost

######## surrounding the article denotes it is a “press release”



SpamArrest Notice

Due to all the spam, spoofing, a new program has been added to e-mail correspondence that requires verification. Once cleared, the sender can be added to the “safe” list that the process does not have to be repeated.

Those robots or spam senders will have to fill out a response form each time that requires personal interaction, and then clearance to be added to the list. This is a 30 day trail. Please bear with us during this trial.

This should not affect the receipt or posting of Leasing News at



Classified Ads
---Collector/Controller/Contract Administrator

Terra Blanca Winery and Estate Vineyard, Benton City, Washington*

These job-wanted ads are free. We also recommend to both those seeking a position and those searching for a new hire to also go to other e-mail posting sites:

In addition, those seeking employment should go to the human resource departments on company web sites for funders, captive lessors, and perhaps “broker-lessors.”

To place a free “job wanted” ad here, please go to:


Collector: Jacksonville, E. Brunswick, FL
13 years experience with collection, recovery, re-marketing and legal on commercial loans and leases. Expertise with distressed portfolios, Six Sigma trained. Willing to relocate.


Controller: Chicago, IL
experienced in lease accounting, operations, management, and Sarbanes-Oxley. Seeking position with equipment lessor. Would consider contract assignments or relocating.

Controller: Philadelphia, CA
CPA/CFO/Controller/Due Dilgence Officer/SOX Lead seeking position.

Controller: Seattle , WA
CPA w/ Sarbanes Oxley/ 15 years management exp. as CFO/ Controller/5 yrs w/ PWC Extensive exp providing accounting/ tax guidance for the equipment lease industry. Willing to relocate.

Controller: Southeastern, MI
Controller & Management experience w/ equip lessors &broker. MBA, CPA w/ extensive accounting, management, securitization experience with public and private companies. Willing to relocate.

Controller: Uniondale, NY
I have a strong multifaceted background in all areas of lease accounting combining my years as a Controller of leasing companies and as Vice-President of Leasing for a NY Bank.

Contract Administrator

Contract Administrator: New York, NY
10+ years in equipment leasing/secured lending. Skilled in management & training, documentation, policy and procedure development & implementation, portfolio reporting. Strong work ethic.

Contract Administrator: Portland, OR
6+ years small ticket leasing/financing. Documentation/funding Policy development &implementation, management &training, process mapping, customer service, broker, vendor, portfolio experience.

For a full listing of all “job wanted” ads, please go to:

To place a free “job wanted” ad, please go to:

For a full listing of all “job wanted” ads, please go to:




Marlin Leasing Shooting Star

by Christopher Menkin

Marlin Business Services Corp. (NASDAQ: MRLN) Thursday reported net income of $4.7 million for the third quarter ending September 30, 2006, a $1.3 million increase; a 38% increase. That’s the good news.

The Bad News:
Compared to the previous quarter, there appears to be a slowing down in leasing activity:

For the nine months ending September 30, 2006 net income was up $2.9 million; $14.8 million compared to $11.9 million for the same period in 2005.

Net charge-offs totaled $2.7 million for the quarter ended September 30, 2006, compared with $2.1 million for the second quarter of 2006 (1.7%)


The company’s stock apparently does not impress the investors, who perhaps see more equity and sales in other players in the same field, meaning they are not satisfied with the growth or equity of the company. According to several sources, there is a group of original venture investors in California, one with almost 10%, who want to see more growth to either have the company go private or be purchased or merged into a larger financial fish. Several other original investors have the same opinion.

Full press release here:



e-Mail from Dash, US Navy, Riverene Unit

about the photograph:

Staff Sgt. Erik Holtan, a member of the Minnesota National Guard, says he saw the picture on the Drudge report and recognized the insignia as that of his fellow Minnesota guardsmen - and he immediately put it up on his own blog site.

"It's awesome," he told The New York Post. "The troops over there have to be livid because of what [Kerry] said. I don't know why he would say that."

Holtan, who works at Guard headquarters, said he believes the troops behind the Kerry sign are in Iraq, since all the members of the unit in the shot - the 1/34 Brigade Troops Battalion - have been deployed.

He said he can see a unit insignia on one of the vehicles in the background and those vehicles have also gone to Iraq.

Fox News Channel quoted Army officials saying that the picture looked authentic and appeared to be taken in Iraq.

"We are always amazed at the creativity of our troops," one Army official told Fox.

Without citing sources, ABC News in Washington said the photograph was taken in Talil, several hundred miles south of Baghdad, where members of the unit are located.

The Minnesota Guard and the Pentagon said they could not comment on the picture.

From my son Dashiell is in the US Navy, stationed out of Norfolk, Virginia:

“Thanks for sending me the good joke.
A lot of good people are serving this Country!
We have a sense of humor....
I've been to IRAK (pun) a few times this year.
Of course I do not exist.... I'm just a drummer in the Marine Corps Marching band!!! LOL ((my son is an ex-rock’n’roll/jazz drummer and has said he thinks one of his main jobs was to escort and protect
the marines, and one of the reasons he joined the Riverene unit;
(although he did boarding of small craft in the waters of Iraq and the middle east, as well as South America—pirates and drug trade.editor))
I am as well.
I adapt and overcome... my records ,medals and missions speak for themselves.
Let’s support our Commander and chief.... Right or wrong?!?
Love it or leave it! America!!!!!
It is our HOME!
Good humor! Thank you!
P.s. A good friend of mine from boot camp was KIA 4 days ago!
Let’s be grateful for his service!



Leasing Association Conference 2006

Association for Governmental Leasing & Finance
26th Fall Annual Conference
November 8 – 10, 2006

Conference venue:
Westin Mission Hills Resort
71333 Dinah Shore Drive
Rancho Mirage, CA 92270

Keynote Addresses

“Innovative Performance Contracting Programs – The Kansas Model”
James Ploger, Director, Kansas City Energy Office

“Water Supply, Demand and Financing – New Models and New Opportunities”
Lynn Sherman, Winstead Consulting Group

50 State Survey

Since the initial Fifty State Survey was published in the Urban Lawyer 20 years ago, there have been many changes and improvements. The 2006 Fifty State Survey will update AGL&F’s 2004 Survey and includes three separate surveys -- the Fifty State Survey of Legislation and Case Law, the Federal Tax Survey and the Federal Securities Law Survey.

To make the 50 State Survey session the best for you, please send your requests for legal updates or questions you would like addressed directly to George Mardikes. Email him now at:

Annual Golf Scramble

Wednesday, November 8, 2006
11:00am – 5:00pm
Registration fee: $225

All attendees are encouraged to play! There will be many opportunities to win a prize, maybe closest to the pin or furthest from the pin, longest drive or shortest drive! Fun for all!

Fees includes box lunch, green fees, and cart rental. Golf club rental is $55 plus tax and not included on the registration form. Please be sure to sign up on the conference registration form!








Avoiding Class Action Lawsuits


Equipment lease insurance serves a vitally important purpose. It would not make sense to lease equipment without the protection it provides. However, within the past few years, several prominent and reputable equipment leasing companies have been targeted by class action lawsuits focused on alleged problems in their lease insurance programs. When abuses creep in, the cost and risk of class action lawsuits become more real.

Discover some ways leasing companies can protect themselves by modifying their standard lease forms as explained in the recently published Journal of Equipment Lease Financing article by James C. Donnelly Jr., "Avoiding Class Action Law Lawsuits Concerning Lease Insurance Programs".

The free Fall 2006 issue of the Journal of Equipment Lease Financing can be downloaded from the Equipment Leasing & Finance Foundation website at

The Journal of Equipment Lease Financing is published three times per year by the Equipment Leasing & Finance Foundation. Subscriptions are available through the Foundation,



Classified Ads---Help Wanted

Operations Manager

Operations Manager

Coordinates lease process from inception through pay off. 3+ years proven leasing account management exper.
For more info, click here

Equipment financing for small business.


Niche Market Sales Reps.

Not limited to, but includes:

- Dry cleaning
- Phone systems for small business
- Dental office
- Physicians office
- Laundry/dry cleaning equipment

Send your resume to EOE.

Highline Capital is principal and major source of funding.


National Machine Tool Financial Corporation |
National Tel-Med Capital | National Business Finance

Sales Reps

Machine tools, construction, medical equip. Top competitive comp. package Fax resume: 847-871-4209 e-mail:
National has operated as an indirect lessor for over 25 years. They are expanding three of their divisions.


Buy a "Help Wanted" Ad

Alexa Ranks Leasing News #1

Help Wanted Ad Pricing Criteria
Smaller Ads
$500.00 minimum for four lines
Larger Ads
$75.00 each additional line
Additional Options

- Design work to help create the ad is free.

-Company logo is not included in the linage count; company logo is $50.00

-Description of your company is $100.00
(company description cannot have more lines than your ad)

Cost Per Day (based on ad price)

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for pricing





“Don't Shoot the Dog! “

by Steve Chriest

Valuable insights for managers can sometimes be found in the most unlikely places. For example, Karen Pryor has written a book, “Don't Shoot The Dog!” Although the book is loaded with information about training animals, it's really about training anyone, whether human or animal, to do anything that can and should be done. This little book contains some of the most valuable information and insights I've ever read about managing people.

Ms. Pryor talks a great deal about the principles of reinforcement training. Here is the pearl for managers: Using positive and negative reinforcers is the best way to change behavior. What managers may find most surprising is her contention that positive reinforcers are better at changing behavior than are rewards.

A reinforcer is something that when occurring in conjunction with an act tends to increase the probability that the act will occur again. There are positive and negative reinforcers. Sincere praise is a positive reinforcer, and is something most humans seek. A disapproving look from a manager is a negative reinforcer, and most employees will seek ways to change whatever behavior caused the disapproving glance from the manager.

When managers aren't getting the results they want they often resort to punishment as their favorite behavior modification tool. Many may not have learned first hand that spanking the dog, yelling at an employee, levying a fine or docking a paycheck as punishment is not only a clumsy way of modifying behavior, but that it doesn't often work!

The author tells us that the major problem with punishment is the fact that when it doesn't work we tend to escalate the punishment in hopes of better results. For example, let's say that your sales team members aren't making enough cold calls. As a manager you could demand that they report to the office every Friday afternoon at 5 p.m. and write on the whiteboard five hundred times, “I promise to make more cold calls.” If that doesn't work you could escalate the punishment by lowering their commission payouts. Still no results? You could again escalate the punishment by suspending them for a week, without pay. When none of this works, the question managers should ask is, “where will the escalation of punishment end?”

If you want an introduction to the most up-to-date principles underlying all training, and tips on how to apply these principles in your business, I highly recommend “Don't Shoot the Dog.” It may forever change your views on modifying behavior in the workplace.

Copyright © 2006 Selling Up TM . All Rights Reserved.

About the author: Steve Chriest is the founder of Selling Up TM (, a sales consulting firm specializing in sales improvement for organizations of all types and sizes in a variety of industries. He is also the author of Selling Up , The Proven System for Reaching and Selling Senior Executives. You can reach Steve at .

The book is available at for $10.20



Leasing Association page is Up-dated


### Press Release ###########################

Credit Manager's Index Reports Third Consecutive Decline

Columbia, Maryland: -- The seasonally adjusted Credit Manager’s Index (CMI) fell 1.8% points in October, reflecting a widespread deterioration as eight of the 10 components fell. While all but one component remain above the 50% level indicating economic expansion, it was the third consecutive drop for the combined index. “In addition, the drop was led by a sharp fall in the sales component of 7.2% points, an unsettling number since a decrease in sales can suggest a deterioration in future business conditions as well,” said Dan North, Chief Economist with credit insurer Euler Hermes ACI. “The credit managers in the survey are confirming what other macroeconomic data suggest; the effects of a tightening monetary policy and a dismal housing market are taking a toll on the health of the economy.”

North noted that the manufacturing sector fell for the third straight month, declining 2.1% points. The decline was led by sharp drops in the sales component of 6.3% points, and in dollar collections of 6.2% points. “Such declines in favorable factors point to the possibility of a continued slowing,” he commented. “Survey respondents said ‘domestic sales are slower’ and ‘we have seen a slowing in the economy and sales orders’.”

Summing up the service sector, North said, “The index fell 1.4% points, driven by an especially sharp decline in sales of 8.2% points - the second largest decline ever, and the third in four months. One respondent brought the data into sharp relief by saying, ‘…we are definitely seeing the beginnings of a downward trend.’ Another respondent’s comment that ‘people trying to stretch terms is totally out of control’ is reflected by declines in the dollar amounts beyond term and the dollar amounts of customer deductions.”

Over the past 12 months, the manufacturing index has fallen 1.4%, the services index has fallen 2.1% and the combined index has fallen 1.8%. Six of the 10 components in the combined index have fallen in the past year, led by a plummet in the sales component of 13.8%, as sales fell 12.3% in manufacturing and 15.3% in services. “The only true bright spot was the improvement in bankruptcies, but even that was a one-time distortion caused by a change in the bankruptcy laws,” said North.

“Indeed, if the bankruptcy component were removed, the manufacturing, services and combined indexes would have fallen 2.6%, 3.9% and 3.3% instead of only 1.4%, 2.1% and 1.8%,” he continued. “The year over year data confirms what the monthly data suggest: a decent economy that is being steadily eroded by a tightened monetary policy and a dismal housing market.”

The CMI, a monthly survey of the business economy from the standpoint of commercial credit and collections, was launched in January 2003 to provide financial analysts with another strong economic indicator.

The CMI survey asks credit managers to rate favorable and unfavorable factors in their monthly business cycle. Favorable factors include sales, new credit applications, dollar collections and amount of credit extended. Unfavorable factors include rejections of credit applications, accounts placed for collections, dollar amounts of receivables beyond terms and filings for bankruptcies. A complete index including results from the manufacturing and service sectors, along with the methodology, is attached. A complete view of the index can be viewed online at


### Press Release ###########################

American Lease Insurance Announces Lexington Insurance Company as its Underwriter

SUNDERLAND, MA – American Lease Insurance (ALI) announced that Lexington Insurance Company (Lexington), a member company of American International Group, Inc. (AIG), is now underwriting the American Lease Insurance (ALI) ProgramSM.

Steve Dinkelaker, president of ALI, remarks on this milestone for the company: "We're extremely pleased about the increased financial strengths Lexington brings to our clients. Lexington's underwriting capacity equips us to provide liability insurance to equipment lessors with much higher limits, increasing liability coverage to a minimum million dollars per occurrence and ten million dollars annual aggregate. Their strong, independent underwriting expertise in the categories of construction, mobile and agricultural equipment will help us be even more competitive in our property insurance coverage offerings with those equipment types."

The ALI Program provides equipment lessors and finance companies comprehensive portfolio protection with property and liability coverage on all eligible leases from the day they are signed. Fully automated, the ALI Program is integrated with five major lease accounting software systems used by lessors. When lessees choose to arrange their own insurance, the ALI Program tracks alternate coverage, ensuring that adequate coverage is maintained throughout the lease term or provided when other coverage cancels or expires.
"Lexington has agreed to rely on ALI systems for all premium calculations and accounting," adds Dinkelaker, "so we are confident that the process will be seamless right from the start."

ALI’s superior coverage, competitive pricing and meticulous follow-up have resulted in the highest lease insurance acceptance rates in the industry. ALI lessor clients report increased funding volume with insurance documentation hurdles removed, and greater lessee satisfaction.

Dinkelaker, a licensed insurance producer since 1984, created, implemented, and managed lease insurance programs for almost all of the major small-ticket leasing companies. He founded American Lease Insurance in 2000. ALI currently provides comprehensive coverage, systematic tracking, full collections follow-up and claims processing to over 20 clients from its headquarters in Sunderland, Massachusetts, 45 minutes north of Hartford, Connecticut. An active member of all major equipment leasing associations, ALI has been the corporate sponsor of the Equipment Leasing and Financing Foundation's annual Industry Future Council since 2003. For more information, go to


### Press Release ###########################

Odessa Technologies introduces LeaseWave 4.0

Odessa Technologies, Inc. announced the release of LeaseWave 4.0 in Q 1, 2007. The newest version of its first-in-class, end-to-end, asset-based lease management software suite is built entirely on the .NET platform and uses a comprehensive Services Oriented Architecture. LeaseWave 4.0 features enhanced out-of-the-box functionality and an integration-ready design with built-in data migration/exchange tools.

The entire suite was developed around a workflow engine that allows for desired levels of control and automation over every major transaction in a lease’s life-cycle. Furthermore, every major function can be batched and can be scheduled to run automatically, with detailed transaction logs. LeaseWave 4.0 is readily scalable and has been load tested for more than 500 simultaneous users.

Enabling the LeaseWave suite with a pervasive workflow engine is seen as the most distinguishing aspect of the new version. LeaseWave 4.0 uses a workflow approach to automate leasing decisions throughout any sized organization; the levels of automation and the various decision-driving workflows are uniquely determined and configured for each customer.

“The configured decision-making processes can be adjusted and changed over time, as needed to reflect evolving business requirements; this is what makes it an especially powerful tool for a company of any size,” says Jeffrey Lezinski, Senior Client Manager. Among the functional enhancements is the improved ability to create and maintain complex parent-child-family relationships for various entities including asset and customer.

Users can, through an intuitive and simple process, create individualized asset groups and clone assets from existing asset records. A work-flow enabled A/P approval process allows users to access and manage vendor invoices to track ordered assets and reconcile with the Certificate of Acceptance module. Of course, there is full and two-way exchange of information to and from the underlying GL system in use.

“We’re excited that this next generation of LeaseWave is going to present a significant value-add to leasing companies“, says Jay Mehra, COO. “We hope to raise the bar for software systems not just in North America but also in other leasing economies.” LeaseWave 4.0 is built as a multi-lingual and multi-currency enabled system and can be localized to various taxing and regulatory environments.

“Odessa is proud to be at the forefront of technological advances in the leasing industry by continuing to leverage its breath and depth of leasing knowledge”, adds Mehra.

tel 888-O-TECH-84 | tel 215-231-9800 | fax 215-231-9848 |
One Commerce Square, Suite 1925, 2005 Market Street, Philadelphia, PA, 19103, USA


### Press Release ###########################

Trinity Industries, Inc. Reports Rail Backlog at
All-Time High and Strong Third Quarter Earnings

DALLAS, -- Trinity Industries, Inc. (NYSE: TRN - News) today reported earnings from continuing operations of $55.4 million, or $0.70 per common diluted share for the third quarter ended September 30, 2006. Earnings from continuing operations for the same quarter of 2005 were $32.9 million, or $0.43 per common diluted share.

Total earnings for the third quarter of 2006 were $50.8 million, or $0.64 per common diluted share compared with total earnings of $33.1 million or $0.43 per common diluted share for the same quarter of 2005.

Full press release at:


### Press Release ###########################

News Briefs----

Mortgage applications drop even as rates fall

PC Maker Gateway cuts nearly 100 jobs

Wal-mart's disappointing October could bring holiday price wars

Former CA Executive Gets 12 Years/Former CA Executive Gets 12 Years/Accounting Fraud Cost $400 Million

William C. Norris; Pioneer In Computer Development



You May have Missed---

Rock Hall of Fame Names Nominees for `07



California Nuts Briefs---

Field Poll: Schwarzenegger up 49-33
Here is the link to the latest complete Field Poll, which shows Schwarzenegger leading by 16 percentage points:



“Gimme that Wine”

Arizona wine industry worthy of respect

Texas vintners can see better days ahead

New survey reveals habits, preferences of Zin drinkers and producers

Mendocino grows a grape for every palate

Far-reaching vintner’s presence grows in the Napa Valley

Wine Extract Keeps Fat Mice Healthy

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

Leasing News Wine & Spirits Page

The London International Vintners Exchange (Liv-ex)
is an electronic exchange for fine wine.



Calendar Events This Day

Cliché Day
Use clichés as much as possible today. Hey, why not?

Japan: Culture Day
National holiday

Panama: Independence Day
Panama declared itself independent of Columbia in 1903.

Samoa: Arbor Day
The first Friday in November is observed as Arbor Day in Samoa
(Formerly Western Samoa)

Sandwich Day
A day to recognize the inventor of the sandwich, John Montague, Fourth Earl of Sandwich, born in London, England. England’s first lord of the admiralty, secretary of state for the northern department, postmaster general and the man after whom Captain Cook named the Sandwich Islands in 1778. A rake and a gamble, he is said to have invented the sandwich as a time-saving nourishment while engaged in a 24 hour long gambling session 1762. He died at London, England, April 30, 1792.



The first city to reach a population of 1 million people was Rome, Italy in 133 B.C. There is a city called Rome on every continent.



Today's Top Event in History

1868 - Republican Ulysses S. Grant won the presidential election over Democrat Horatio Seymour. Schyuler Colfax was elected vice president. Grant’s popular majority was a scant 306,000 out of 5,715,000 votes, although his margin in the Electoral College count was 214 to 80. The black vote, which totaled over 700,000, decided the election for Grant.



This Day in American History

    1493 - Christopher Columbus discovered the island of Dominica. Also on this day, the country became independent in 1978.
    1655 -- Penobscot Indians in Maine are declared to be "enemies, rebels & traitors" to His Majesty, & bounties are offered to colonists for scalps: £40 British pounds for a male, £20 for females, and male children under 12. Girls under 12 were apparently worthless. On the side of the English it was a war of extermination, with standing bounties for scalps (or heads), increasing from five pounds in 1675 to forty pounds in 1703 for every scalp of a male above ten years, and at last in 1744 one hundred pounds for the scalp of every male above twelve years of age and fifty for that of a woman or child. Prisoners were sold as slaves (see Williamson). In 1706 Governor Dudley reported that he had not left an Indian habitation or planting field undestroyed. Shortly afterward it was estimated that one-third of the Abnaki had been exterminated by war, disease, or exposure within seven years
    1718-Birthday of John Montague, a day to recognize the inventor of the sandwich, John Montague, Fourth Earl of Sandwich, born at London, England. England's first lord of the admiralty, secretary of state for the northern department, postmaster general and the man after whom Captain Cook named the Sandwich Islands in 1778. A rake and a gambler, he is said to have invented the sandwich as a time-saving nourishment while engaged in a 24-hour-long gambling session in 1762. He died at London, England, Apr 30, 1792.
    1777- San Jose, the first secular community in California, now the heart of The Silicon Valley, was established by the Guadalupe River. First called “a pueblo,” it had 66 inhabitants whose dissolute lives scandalized the padres at nearby Mission Santa Clara. The priests built a road lined by shady willows from the mission to San Jose to encourage church attendance, but the colonists stayed away. When
they started to serve wine, the Indians came.
    1793-Birthday of Stephen Fuller Austin, a principal founder of Texas, for whom its capital city was named, Austin was born at Wythe County, VA. He first visited Texas in 1821 and established a settlement there the following year, continuing a colonization project started by his father, Moses Austin. Thrown in prison when he advocated formation of a separate state (Texas still belonged to Mexico), he was freed in 1835, lost a campaign for the presidency (of the Republic of Texas) to Sam Houston (q.v.) in 1836, and died (while serving as Texas secretary of state) at Austin, TX, Dec 27, 1836.
    1840-The first dental college was the Baltimore College of Dental Surgery, organized in Baltimore, MD, in 1839 and opened this day with five students. The faculty consisted of H. Willis Baxter, MD., professor of anatomy and physiology; Thomas E. Bond, Jr. M.D, professor of special pathology and therapeutics; Chapin Aaron Harris, MD, professor of practical dentistry, and Horace Henry Hayden, M>D, professor of dental physiology and pathology. The college is now the School of dentistry, University of Maryland, Baltimore.
    1841- Isabella MacDonald Alden birthday: author of nearly 75 books in the religious mode, mainly for children. At her peak she sold more than 100,000 books a year. She was a staff member of several magazines.
    1845- Edward Douglass White, Ninth Chief Justice of the Supreme Court, born at La Fourche Parish, LA. During the Civil War, he served in the Confederate Army after which he returned to New Orleans to practice law. Elected to the US Senate in 1891, he was appointed to the Supreme Court by Grover Cleveland in 1894. He became Chief Justice under President William Taft in 1910 and served until 1921. He died at Washington, DC, May 19, 1921.
    1868 - Republican Ulysses S. Grant won the presidential election over Democrat Horatio Seymour. Schyuler Colfax was elected vice president. Grant’s popular majority was a scant 306,000 out of 5,715,000 votes, although his margin in the Electoral College count was 214 to 80. The black vote, which totaled over 700,000, decided the election for Grant.
    1878-Birthday of William Cullen Bryant, American Poet (Thanatopsis), born at Cummington, MA. Died at New York, NY, June 12, 1878.
    1887-Nathaniel S. “Nat” Fleisher, sportswriter born at New York, NY. Fleischer founded “The Ring” magazine in 1922, a publication generally regarded worldwide as “The Bible of Boxing.” He served as editor and publisher, produced a record book and wrote over 50 boxing biographies and histories. Died at New York, NY, June 25, 1972.     1892 - In Laporte, Indiana, the first automatic telephone system to be successful was introduced. It was invented by Almond Strowger, who came up with the idea because non-automatic systems allowed his competitor to intercept his customers’ calls. Strowger's job? He ran a funeral parlor.
    1890 - The temperature at Los Angeles, CA, reached 96 degrees, a November record for 76 years.
    1896- African American John W.Hunter patents the portable weighing scales.
    1907-Birthday of pianist Joe “Stride” Turner, Baltimore, MD. Died
Montreuil, France, 21 July 1990
    1903 -- Artist Lois Mailou Jones born Boston, Mass.
    1903 -- Walker Evans, American photographer born
    1908 - Republican William Howard Taft was elected president, outpolling William Jennings Bryan. James S. Sherman was elected vice-president. The electoral vote was Taft, 321: William Jennings Bryant, Democrat of Nebraska, 162. The popular vote was Taft, 7,679,006: Bryan 6,409,106: Eugene V. Debs, Socialist candidate, 420,820: Eugene W. Chafin, Prohibition candidate, 252,682: Thomas L. Hisgen, Independence Party, 83,562: Thomas E. Watson, Populist, 28,131: August Gilhaus, Socialist Labor Party, 13,825. In congressional elections the Republicans held a 61-32 majority, the Democrats gaining one seat. In the House, which added five new seats, the Republicans lost three seats but maintained a majority, 219-172.
    1908-Birthday of the fame Bronislau “Bronko” Nagurski, College Football Hall of Fame and charter member of the Pro Football Hall of Fame. Born at Rainy River, Ontario, Canada, he played football at the University of Minnesota, earning All-American honors at both tackle and fullback, and for the Chicago Bears. After retirement from football, Nagurski wrestled professionally. He died at International Falls, MN, Jan 7, 1990.
    1911-The first Continuation school for adults established by a state government was the Racine Continuation School, Racine, WI, which opened this day to offer evening instructions to adults, as well as to children from 14 to 16 years of age who had permits to work.
    1914- Nevada's men vote in women's suffrage six years before the national franchise was ratified, thanks in great part to Anne Henrietta Martin (B. 09-30-1875), who headed the history department at the University of Nevada. She took the leadership role in the campaign which gave Nevada women the vote.
AHM was president of the militant National Woman's party, but joined Carrie Chapman Catt and Janna Addams in their Woman's Peace party. Her writings were published in the leading magazines of the day. AHM had been active with Emmeline Pankhurst in London, England, and was arrested for demonstrating there in 1910. Returning to Nevada, she led the state suffrage amendment to victory.
    1916-The experimental playwrights theater opened in New York. The premiere featured three short plays: The Game, by journalist and social activist Louise Bryant; King Arthur's Socks, a comedy by Floyd Dell; and Bound East for Cardiff, a one-act play by then unknown playwright Eugene O'Neill. The November 3 production marked the New York debut of one the most influential American artists of the twentieth century. O'Neill, who wrote more than twenty full-length plays over the course of the next two decades, is credited with transforming American theater into a literary medium which, in its artistry, rivaled the best in American fiction and painting. He won four Pulitzer Prizes for his plays and remains the only American playwright to have received the Nobel Prize in Literature.
    1918-Birthday of Robert William Andrew “Bob” Feller, Baseball Hall of Fame pitcher, born Van Meter, IA, Nov 3, 1918.
    1926-Tenor sax player Billy Mitchell born Kansas City, Mo.
    1927 - The 'Great Vermont Flood' occurred as a two day rain of up to 9 inches put rivers in western New England over their banks. The Winooski Valley was devastated. Somerset VT was deluged with 8.77 inches of rain to establish a 24 hour record for the state 84 died in Vermont and 200 in all of New England. $40 million loss resulted and traffic was halted for days.
    1928-Birthday of harmonica player/bassist Little Cooper, Prattsville, AL
    1933—Michael S. Dukakis birthday, former Governor of Massachusetts (D), 1988 presidential candidate, born Brookline, MA.
    1936 - President Roosevelt was re-elected in a landslide that carried every state except Maine and Vermont over Republican challenger Alfred M. ``Alf'' Landon. Nance Garner was elected vice president. Congress became more than three-quarters Democratic in both houses. The electoral vote was Roosevelt, 523: Gov. Alfred M. Landon of Kansas, 8. The popular vote was Roosevelt, 27,751`,612: Landon, 16,687,913: William Lemke, Union Party, 891,858: Norman Thomas, Socialist, 187,342: Earl Broder, Communist, 80,181: Dr. D. Leigh Colvin, Prohibition candidate, 37,609: John W. Aiken, Social Labor Party, 12,729. The campaign was bitter. About 80% of the press opposed Roosevelt. IN congressional elections, the Democrats gained seven Senate seats, for a 76-16 majority, with four seats going to minor parties. In the House their majority was 331-89, with 13 seats going to minor parities.
    1941 - The Glenn Miller Orchestra recorded the classic Jerry Gray arrangement of "String of Pearls" on Bluebird 78s. The recording had Bobby Hackett featured on trumpet.
    1936-Woody Herman debuts as a bandleader at Roseland, Brooklyn.
    1940-Birthday of guitarist Sonny Rhodes, Smithville, TX
    1945-Irvin Charles Mollison was sworn in and inducted as a judge of the U.S. Customs Court, becoming the first judge on the federal bench who was African American.
    1948—“Dewey Defeats Truman.” This headline in the Chicago Tribune notwithstanding, Harry Truman defeated Republican candidate Thomas E. Dewey for the US presidency. The results were not in until this day, but the election held on November 2 where Harry S. Truman was reelected president of the United States in a major political upset. Alvin W. Barkley was elected vice president. Political analysts and polls had predicted that Truman’s Republican opponent, Gov. Thomas E. Dewey of New York would win. The electoral vote was Truman 304, Dewey 189. The popular vote was Truman 24,104,836; Dewey 21,969,500; Strom Thumond, States Rights Democrat, 1,169,312; Henry A. Wallace, Progressive,1,157,172: Normal M. Thomas, Socialist 132,138, and Claude A. Watson, Prohibition Party, 103,343. IN congressional elections, the Democrats gained nine Senate seats for a 54-42 majority. IN the House, they gained 75 seats for a 263-171 lead, with one seat going to a minor party.
    1950---Top Hits
Goodnight Irene - The Weavers
All My Love - Patti Page
Harbor Lights - The Sammy Kaye Orchestra (vocal: Tony Alamo)
I’m Moving On - Hank Snow
    1952-Frozen bread was offered to stores by Arnold Bakers, Port Chester, NY. It was an invention of a local baker using the quick-freeze technology Clarence Birdseye of frozen food developed. My good friend Frank Dorsa, who owns many car washes and also makes wine “La Rusticana,” father was the inventor of frozen waffles, pancakes and other products under the Eggo label, using the same process.
    1953-Birthday of saxophonist Azar Lawrence, Los Angeles, CA,,457074,00.html?artist=Azar+Lawrence
    1956 - Love Me Tender, recorded by Elvis Presley, rocketed to the Number 1 slot on Billboard's pop charts, and stayed there for 5 weeks.
    1956-Phillip “Phil” Sims, sportscaster, former football player, born Lebanon, KY, Nov 3, 1956.
    1957 - Sun Records released Jerry Lee Lewis's Great Balls of Fire, backed with You Win Again. It became his biggest hit, reaching Number 2 on the pop charts, Number 3 on the rhythm and blues charts, and Number 5 on the country and western charts.
    1957- Danny & the Juniors' "At the Hop" is released by ABC-Paramount. The Philly based quartet's best song was first issued on the small independent Singular label and sold only 7,000 copies locally.
    1958---Top Hits
It’s All in the Game - Tommy Edwards
Topsy II - Cozy Cole
Tom Dooley - The Kingston Trio
City Lights - Ray Price
    1960 - On Broadway, the play, "The Unsinkable Molly Brown", opened. It would go on to become a theater standard in the United States and launched the career of its star Shirley MacLaine.
    1962 -- James Baldwin's "Letter from a Region in My Mind" (later titled in book form, The Fire Next Time, published in "The New Yorker." Baldwin warns that if Americans "do not now dare everything" to eradicate racism, the fulfillment of that Biblical prophecy would occur. "God gave Noah the rainbow sign/ No more water, the fire next time."
    1964-The first year when citizens of the District of Columbia could vote in a presidential election. Residents of Washington, DC, went to the pools to choose between Democrat Lyndon Baines Johnson and Republican Barry Goldwater. Johnson received 85.6 percent of their votes.
    1964 - Lyndon B. Johnson was elected United States president by a huge margin over Barry Goldwater. Sen. Hubert Horatio Humphrey was elected vice president. The electoral vote was Johnson, 486: Sen. Barry M. Goldwater, Republican, 52. The popular vote was Johnson, 43,126,506: Goldwater, 27,176,799. In congressional elections, the Democrats gained one Senate seat for a 68-32 majority and 37 House seats for a 295-140 majority.
    1964- Philadelphia voters approve $25 million dollars to build a new sport stadium.
    1966---Top Hits
96 Tears - ?(Question Mark) & The Mysterians
Last Train to Clarksville - The Monkees
Poor Side of Town - Johnny Rivers
Open Up Your Heart - Buck Owens
    1966 - Early season snowstorm with 13.1 inches at Louisville, KY,4 inches at Huntsville, AL and 7.2 inches at Nashville, TN
    1969-Public Television debuts: a string of local educational TV channels united on this day under the Public Broadcasting System banner. Today there are 348 PBS stations.
    1969 - No. 1 Billboard Pop Hit: "Wedding Bell Blues," The 5th Dimension.
    1974- U.S. Representative Harold Eugene Ford Sr. became the first African American from the state of Tennessee to be elected to Congress and served from 1975 until his retirement in 1997. His son Harold Ford, Jr. was also the first African-American in U.S. history to succeed his father in congress,8816,397281,00.html
    1974---Top Hits
You Haven’t Done Nothin - Stevie Wonder
You Ain’t Seen Nothing Yet/Free Wheelin’ - Bachman-Turner Overdrive
Jazzman - Carole King
I Overlooked an Orchid - Mickey Gilley
    1977- By an act of the U.S. Congress, women who trained airmen in World War II and transported planes to England (unarmed) were finally granted veteran's benefits after seeking them in vain for 34 years. The air force considered them civilians and blocked any veteran benefits for the Women's Air Force Service Pilots (WASPS) headed by the undisputed greatest pilot of them all, Jacqueline Cochran. In 1974, the National Organization for Women (NOW) joined in the campaign to get full military honors and benefits for the WASPS who flew 50 million miles during World War II. Thirty-nine lost their lives on duty. The women, among other things, towed the targets that rookie flyboys used live ammunition to shoot at. They weren't always accurate. The women received no military benefits and even their burial expenses were paid for by their families.
The women received no military retirement, medical, or educational benefits that all men in WWII received, even those men who never left the U.S. or were in safe posts and never in any danger. On May 22, 1979, the surviving WASPS - fewer than 800 - finally received official military status from the Defense Department.
    1981-African American Thurman L Milnet elected mayor of Hartford CT.
    1982---Top Hits
Who Can It Be Now? - Men at Work
Eye in the Sky - The Alan Parsons Project
I Keep Forgettin’ (Every Time You’re Near) - Michael McDonald
Close Enough to Perfect – Alabama
    1987- The growing acceptance of women as political leaders was indicated by the re-election of Kathy Whitmire as mayor of Houston, TX, and the elections of mayors Annette Strauss of Corpus Christi, TX, Betty Turner of Charlotte, NC, and a black woman Carrie Saxon-Perry of Hartford, CT.
    1989 - Cold weather prevailed in the central U.S. Six cities in Texas, Minnesota, and Michigan, reported record low temperatures for the date. The low of 7 above zero at Marquette MI was their coldest reading of record for so early in the season.
    1990---Top Hits
Ice Ice Baby - Vanilla Ice
Love Takes Time - Mariah Carey
Giving You the Benefit - Pebbles
You Lie - Reba McEntire
    1991 - Record cold followed the 'Halloween Megastorm'. Pueblo, CO dropping to 17 below zero breaking the old record by an amazing 28 degrees. Alamosa, CO recorded 26 degrees below zero, breaking the old record by 18 degrees.
    1992-New Unuit Territory Approved. Canada’s Inuit people voted to accept a federal land-claim package granting them control over a new territory. Nunavut, to be carved out of the existing Northwest Territories by 1999. The voting on Nov 3-5, 1992, indicated that 69 percent of the 9,648 eligible Inuit voters accepted the settlement. In exchange for the new territory, approximately 135,000 square miles, the Inuits gave up their rights to a territory of 775,000 square miles.
    1992 - Bill Clinton was elected as the 42nd president of the United States, defeating President Bush. Sen. Al Gore, Jr. was elected vice president. Bill Clinton defeated the ‘Republican candidate, President George Bush by 370 to 168 electoral votes. Independent candidate H. Ross Perot received no electoral votes. The popular vote was Clinton, 43,728,375: Bush, 38,167,416: and Perot, 18,237,237. The Democrats held their 57-43 majority in the Senate. In the House the Democrats lost nine seats but retained a majority of 259-175, with one independent.
    1992-Bon Jovi's first album in 5 years, "Keep The Faith" is released.
    1992-Carol Mosely Braun, a Democrat from Chicago, IL became the first African-American woman to be elected a US Senator.
    1995-Hootie and the Blowfish and Bob Dylan reach an out of court settlement for the group's unauthorized use of Dylan's lyrics in their song "Only Want To Be With You".
    1997-Bill Shoemaker, the winningest jockey in history and a successful trainer, after his riding career ended, retired from horse racing at the conclusion of the Oak Tree meeting at the Santa Anita race track. Shoemaker rode 8,833 winners and won over $41 million in purses. After his last ride on Feb 3, 1990, he turned to training. This second career was interrupted by an automobile accident in 1991 that left him paralyzed from the neck down. He returned to work after five months of rehabilitation and landed in the winner’s circle just two days later.
    1998 - Minnesota elected former pro-wrestler Jesse Ventura as its governor.
    2001- In Game 6, the Diamondbacks get 21 hits in the first six innings against the Yankees to set a record for hits in a World Series game. The previous record of 20 was established by the 1921 Giants (Game 3 vs. Yankees) and the 1946 Cardinals (Game 4 vs. Red Sox).



American Football Poem

The Road Not Taken

Two roads diverged in a yellow wood,
And sorry I could not travel both
And be one traveler, long I stood
And looked down one as far as I could
To where it bent in the undergrowth;

Then took the other, as just as fair,
And having perhaps the better claim,
Because it was grassy and wanted wear;
Though as for that the passing there
Had worn them really about the same,

And both that morning equally lay
In leaves no step had trodden back.
Oh, I kept the first for another day!
Yet knowing how way leads on to way,
I doubted if I should ever come back.

I shall be telling this with a sigh
Somewhere ages and ages hence:
Two roads diverged in a wood, and I---
I took the one less traveled by,
And that has made all the difference.

Robert Frost




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