Story Credit Lessors - Lenders List - Updated
"C" & "D" Lessees, Business Loans, Working Capital

These companies specialize in "C" and "D" credits, often new businesses, or businesses where the principal(s) have Beacon scores around 600 or have had previous difficulties; meaning to become comfortable with the credit and financial statements. That means you need to learn the "story" to make a positive decision, often requiring further security, shorter term, or additional guarantors. Many of these companies may also have programs for “A” and “B” rated companies, but their specialty is not being a “cookie cutter” and often require full financial statements and tax returns as well as a “story about the company, its history, goals, circumstances” to fully understand the full financial picture.

Many of these companies also offer business loans and working capital loans, as well as doing "subprime leases."

Also listed below the dollar amounts are companies that who are known for accepting "subprime leasing."

All accept qualified third party originations and pay a commission.

To qualify for this list, the company must be a funder (as qualified by Leasing News and on the “Funder List” and not a "Broker/Lessor” along with an acceptable Better Business Bureau Rating and no history of complaints at Leasing News, as well as notifying lessees in advance when the lease will end and what the residual will be, specifically not automating extra lease payments, as we as insisting their discounter follow the same policy. We reserve the right to not list a company who does not meet these qualifications.

Funder List “A”
http://www.leasingnews.org/Funders_Only/Funders.htm

We encourage companies who are listed to contact us for any change or addition they would like to make. Adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers is also very much encouraged.

kitmenkin@leasingnews.org

Alphabetical list - click on company name to view more details

American Leasefund, Inc.  Bankers Capital  Black Rock Capital Investment, LLC BSB Leasing, Inc Calfund, LLC Cobra Capital LLC Dakota Financial

Financial Pacific Leasing Forum Financial Services, Inc. Gonor Funding Global Financial &  Leasing Services, LLC  Mesa Leasing North Mill Equipment Finance  Northwest Leasing Company, Inc.

Pawnee Leasing Corporation P&L Capital Corporation SLIM Capital, LLC Standard Professional Services, LLC Summit Leasing, Inc. TEAM Funding Solutions Your Leasing Solution, LLC

Full List:
http://www.leasingnews.org/Story_Credit/Story_Credit.htm

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Commercial Alternative Finance Company List

There is no advertising fee or charge for a listing. They are “free.” Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

This list will appear on the website as well as in the News Edition, from time to time, particularly when updated, as well as utilized when Leasing News is asked for a referral or has a good reputation.

To qualify for this list, the company must be a "funder" and not a "Broker."  The company may sell off its portfolio from time to time, but the definition is for a company or financial institution where 50% or more of its business is from actually "funding" transactions themselves, where they are on "recourse." Every non-public company' banker and/or investor(s) are contacted to verify this.

Leasing News reserves the right to not list a company who does not meet these qualifications.

This is for commercial business only, no consumer transactions, and products offered to list include, Bridge Loans, Business Loans Factoring, Capital Leasing, Lines of Credit, Merchant Advance, Trade/PO Financing, Working Capital.

Name In Business Since  Contact Website Leasing Association	Employees	Geo  Area	Dollar Amount	Products Offered	A	B	C	D
OnDeck  2007 Chris Sandoval 929.279.8102 newpartner@ondeck.com    www.ondeck.com	500+	US, Canada and Australia	$5,000 to $500,000	Term Loans, Buiness Lines of Credit	Y	Y	N	Y
Rapid Advance 2005 Jeff Schubert 204-203-9224 jschubert@rapidadvance.com www.rapidadvance.com      NAELB/NEFA	250	Nationwide	$5,000 to $1,000,000	Bridge Loans, Factor, Leasing, Lines of Credit, Merchant Advance, Trade/PO Financing/Working Capital	Y	Y	N	N
Channel Partners Capital  2009 Adam Peterson adam@channelpartnersllc.com www.channelpartnersllc.com   AACFB/NEFA/ELFA	30	Nationwide	$10,000 to $250,000	Working Capital Products	Y	Y	N	Y

A -Accepts Broker Business | B -Requires Broker be Licensed 
| C -Sub-Broker Program| D - Also "in house" salesmen
To join the list, email: kitmenkin@leasingnews.org

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ENGS Commercial Finance to Be Acquired
by Japan’s Mitsubishi Corp. ---ttnews.com

Stockholders of ENGS Commercial Finance have agreed to sell the business to Mitsubishi UFJ Lease & Finance Co., an affiliate of Mitsubishi Corp. in Japan, for an undisclosed amount.

ENGS, based in Itasca, Ill., is one of the nation’s oldest, since 1946, and a large independent finance companies with assets of $680 million as of Dec. 31, 2017. The company specializes in lending to transportation equipment manufacturers, construction firms, dealers and fleet operators.

ENGS has been owned by a group of investors led by Aquiline Capital Partners in New York since February 2015.

The deal, which is subject to regulatory approvals and is expected to close sometime in the fourth quarter, would expand Mitsubishi’s global vendor finance business in the United States and provide a platform for the company’s international clients doing business in the U.S., according to a statement released by the Japanese firm on Oct. 29.

Mitsubishi set up the Mitsubishi UFJ Lease & Finance (MUL) business in 2015 and a year later established a U.S.-based finance team. The company also established a U.S.-based railcar leasing company in 2017.

Craig Weinewuth, President, CEO, Principal and Shareholder of ENGS Commercial Finance, said he sees benefits in becoming part of the Mitsubishi finance group.

“We will be able to offer our vendor and customer clients products and services that very few in the U.S. can match,” he said.

“Mitsubishi and ENGS share the same vision to become the leading commercial finance company in the U.S. by providing best-in-class products and services,” Weinewuth added.

(Mr. Weinewuth has been in the commercial finance and leasing industry since the early 1990’s, holding a wide range of positions from corporate counsel to a variety of executive and general manager experience with two Fortune 100 companies to principal and co-founder of Capital Alliance Financial Services, LLC, a de novo commercial equipment finance company which was acquired by First Sierra, which itself was subsequently acquired by American Express in 2001.
https://www.engsfinance.com/about-us/leadership/)

 

 

 

 

 

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Sales Makes it Happen by Kit Menkin

Leasing in 2019 will not lose its sizzle

All this negativity and talk about the coming FASB changes is making Norman Vincent Peale turn over in his grave. The pending FASB Rules will be good for economy and for leasing, too. It will bring more transparency to investors, creditors, and honesty. It will give decision makers and credit grantors more information, including those who invest in stock or a new company. The talk reminds me of the Y2K bug, that if not corrected, would have ruined the entire computer industry: the world will stop, satellites will launch missiles, and clocks will stop. What a bunch of hype!  The changes in accounting will be positive in the long run for the entire financial industry.

The majority of leases written in last year were capital leases, over 91%, according to the Equipment Leasing and Finance Foundation. This is number of transactions. The leasing of airplanes, ships, containers, and large dollar items, brought operating leasing in the top dollar financing. This is not going to diminish.

Perhaps with a real operating lease, more companies will be able to move more equipment with real operating leases where the equipment is returned at the end of the term or "re-leased" back or to others. There may be a boom, in fact, for ATEL Capital, Icon Capital, P&L Capital, as many others in this marketplace. It will not be a bust.

Leasing is not consumer financing. The rate is not in the contract. The rate is what every good salesperson knows how to get around. The top ten reasons to lease have not, nor will they change very much as a top salesman knows how to close a deal with them. Banks buying portfolios or lending lines of credit are not based on tax consequences.

The main target on why a business should lease will not change.

"It is the use of equipment, not ownership."

Leasing still has the sizzle in moving a piece of equipment from the showroom floor to the business location:

1. Saves Cash - no money down.
2. Usually longer term available, resulting in lower monthly payments.
3. Fast and convenient - less hassle for long term "borrowing.” from banks and lower rates than alternate finance transactions.
4. Doesn't affect bank lines of credit for accounts receivable/working capital/Inventory.
5. Provides cost-cutting or profit-making equipment to be installed immediately.
6. May increase the firm's ability to acquire funds.
7. Doesn't dilute ownership by requiring new investors or raising capital.
8. Establishes a new line of credit for future growth
9. Improves bottom line due to less cash outlay
10. Improves credit ratings for suppliers/customers

And you can’t beat leasing for vehicle financing!!!

In Darwin’s Theory of Evolution, it is the animal that changes to the environment. Specifically, he summed it up, "all species of organisms arise and develop through the natural selection of small, inherited variations that increase the individual's ability to compete, survive, and reproduce." Change is positive!

Previous Sales Makes It Happen Columns:
http://www.leasingnews.org/Legacy/index.html

 

 

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CLFP Foundation Announces Shawn Halladay
 Second Honorary CLFP

Shawn Halladay, Amembal & Halladay, Managing Director of the Alta Group, was designated and presented as an Honorary Certified Finance and Leasing Professional at the ELFA Annual Convention in Phoenix, Arizona.  He is the only second individual to be granted this. The first was Amembal Sudhir, member of the ELFA Equipment Finance Hall of Fame.

The CLFP designation is the only certification for the Equipment Finance Industry. There are currently 619 active Certified Lease & Finance Professionals and Associates in the United States, Canada and Australia.

Reid Raykovich, CLFP Executive Director of the Foundation stated, “Shawn contacted me earlier this year and offered to teach at Academies and I thought that I had won the lottery; it is rare that people like to teach and have the knowledge to teach every section. He graciously donated so many hours of his time and shared his knowledge with ease, humor and professionalism. He consistently receives top marks from students and the Foundation sees this as a very small token of our appreciation for all that he has done for the designation as well as the industry.”

Shawn Halladay commented, "It truly is an unexpected surprise to receive this honor. I am just grateful for the opportunity to work with fellow industry members who are committed to advancing their careers and strengthening the professionalism of our great industry."

He continues as a Managing Director of The Alta Group since 1995, the leading consulting firm serving the equipment leasing industry.  He has authored or co-authored eight books on equipment leasing, including "A Guide to Equipment Leasing," "A Guide to Accounting for Leases," and "The Handbook of Equipment Leasing."  He is a member of the Leasing News Advisory Board since 2006. He has also been a contributing writer to Leasing News, reporting on Leasing and Finance Conferences, as well as other events. He also contributes The Alta Group Blog.

He likes to travel as an excuse to attend soccer games, one of his passions.

 

 

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CLFP Academy for Lease & Finance Professionals
Scottsdale, Federal Way, Minnesota, Chicago

Thursday, January 03, 2019 
Start: 8:00 AM (UTC-07:00) End: Sat., January 05, 2019 4:00 PM (UTC-07:00
Location: Hosted by Ascentium Capital LLC, 4141 N. Scottsdale Rd., Scottsdale, AZ
Spaces left: 15
Registered: 10 registrants
Hotel recommendation: 
Scottsdale Marriott Suites Old Town
7325 East 3rd Avenue
Scottsdale, AZ 85251

Thursday, February 07, 2019
Start: 8:00(PST)  End: Sat., February 09, 2019 4:00pm (PST)
Location: Hosted by Financial Pacific Leasing, In. 3455 S.
344TH Way, Federal Way, WA 98001
Spaces Left: 25
Registered: Nobody
Hotel recommendations:
Marriott Courtyard – Federal Way, WA
https://www.marriott.com/hotels/travel/seafw-courtyard-seattle-federal-way/?scid=bb1a189a-fec3-4d19-a255-54ba596febe2
Hilton Hampton Inn – Federal Way, WA
https://hamptoninn3.hilton.com/en/hotels/washington/hampton-inn-and-suites-seattle-federal-way-SEAFWHX/index.html

Thursday, March 21, 2019
Albany, Minnesota
Start: 8:00 AM (CDT) End: Sat. March 23, 2019 4:00pm
Location: Hosted by Stearns Bank,  500 13th Street
Albany, Minnesota 56307
Spaces Left: 25
Registered: For Sterns Employees only

Thursday, May 9, 2019
Chicago, Illinois
Start: 8:00 AM (CDT) End: May 11, 2019
Location: 3400 Dundee Rd, Suite 330
Northbrook, Illinois 60062
Hosted by: ECS Financial Services, Illinois

Hotel Recommendation:
Marriott Courtyard Chicago-Deerfield:
http://www.marriott.com/hotels/travel/chidf-courtyard-chicago-deerfield/

The cost to attend the class is $750 and the cost of the exam is $695.  When purchased together, the total is discounted to $1400. Current CLFPs are offered a discounted price of $395 and class attendance satisfies the Recertification requirement.

For more information, call Executive Director Reid Raykovich, CLFP at (206) 535-6281 or Sandy Vigilia, Executive Administrator (206) 535 – 6281. Visit http://www.CLFPFoundation.org.

Poodle/Standard Labrador Retriever Mix
Itasca, Illinois Adopt a Dog
(dog needs brushing, but in shelter)

Rashford
ID# 39977910
Male
Black
Age: Young
Size: 70 lbs. when grown

"I am new to Fetching Tails Foundation. We will have a BIO up shortly. In the meantime, if interested please fill out an application on our website at www.fetchingtailsfoundation.org; please make sure you fill in every required field/question or your submission will not go through. If any questions please email us at Info@fetchingtailsfoundation.org "

ADOPTION REQUIREMENTS, NO EXCEPTIONS:
*ADOPTION FEE: $250
*Be at least 21 years of age
*Live in a 50-mile radius of Itasca, within the Illinois border
*Have the knowledge and agreement of all adults living in the household
*Have approval from owner of residence (written in lease)
*Have a valid ID with current address (please provide proof of address if ID address is not up-to-date)
*Be approved as a suitable adoptive home by Fetching Tails Foundation
*Be prepared to make a lifetime commitment

Fetching Tails Foundation
P.O. Box 463
Itasca, Illinois 60143
email: emilyfetchingtails@gmail.com

 

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About the Commercial Finance Assoc. Annual Convention

With over 1,000 professionals involved in asset-based lending, factoring, appraisals/auctions/liquidations, software development, law, accounting, insurance, turnaround management, field examinations, search, filing and document retrieval coming together, our Annual Convention is a prime opportunity to network with your peers, learn about the newest industry trends, and develop new connections across the industry.

Brochure and registration here: http://community.cfa.com/annual/home 

 

News Briefs----

Umpqua Sells Digital Banking Innovation Unit to Fintech
   first of its kind transaction
https://thefinancialbrand.com/76375/umpqua-bank-kony-fintech-digital-partnership/?edigest

GE slashes 119-year old dividend to a penny
  Stock Takes Big Hit
https://www.cnn.com/2018/10/30/investing/ge-dividend-cut-earnings-culp/index.html

Southern California suffers its worst housing slump
    in over a decade
https://www.cnbc.com/2018/10/30/southern-california-suffers-its-worst-housing-slump-in-over-a-decade.html

Demand for H-2A guest workers continues to soar
    taking place all over the country
https://www.thepacker.com/article/demand-h-2a-guest-workers-continues-soar

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You May Have Missed---

Electric Vehicles Will Destabilize the Automotive Industry
 investment/design expertise to build a car are less expensive
https://www.linkedin.com/pulse/electric-vehicles-destabilize-automotive-industry-maryann-keller/

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 Hope Is a Tattered Flag

By Carl Sandburg

Hope is a tattered flag and a dream of time. 
Hope is a heartspun word, the rainbow, the shadblow in white 
The evening star inviolable over the coal mines, 
The shimmer of northern lights across a bitter winter night, 
The blue hills beyond the smoke of the steel works, 
The birds who go on singing to their mates in peace, war, peace, 
The ten-cent crocus bulb blooming in a used-car salesroom, 
The horseshoe over the door, the luckpiece in the pocket, 
The kiss and the comforting laugh and resolve— 
Hope is an echo, hope ties itself yonder, yonder. 
The spring grass showing itself where least expected, 
The rolling fluff of white clouds on a changeable sky, 
The broadcast of strings from Japan, bells from Moscow, 
Of the voice of the prime minister of Sweden carried 
Across the sea in behalf of a world family of nations 
And children singing chorals of the Christ child 
And Bach being broadcast from Bethlehem, Pennsylvania 
And tall skyscrapers practically empty of tenants 
And the hands of strong men groping for handholds 
And the Salvation Army singing God loves us….

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Sports Briefs---

Shanahan puts onus on players for team’s inability to close out games
https://49ers.pressdemocrat.com/shanahan-puts-onus-on-players-for-teams-inability-to-close-out-games/

Seahawks playing with confidence, freedom
https://www.yahoo.com/sports/seahawks-playing-confidence-freedom-003943640--nfl.html

Broncos' awful week ends with squandered chance vs Chiefs
https://www.yahoo.com/sports/broncos-awful-week-ends-squandered-chance-vs-chiefs-220724819--nfl.html

Arbitrator: Golden State Warriors must pay off
      $40M Oracle Arena debt
https://www.mercurynews.com/2018/10/29/aribrator-golden-state-warriors-must-pay-off-oracle-arena-debt/

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California Nuts Briefs---

San Diego home sales drop to lowest level in 11 years
    and price also dips
http://www.sandiegouniontribune.com/

6 Calif. Cities Among Best In Conde Nast Traveler Awards
https://patch.com/california/losgatos/s/gjcqm/6-calif-cities-among-best-in-conde-nast-traveler-awardshttps://patch.com/california/losgatos/6-calif-cities-among-best-in-conde-nast-traveler-awards

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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

California Wine 2018 Harvest Report
https://www.prnewswire.com/news-releases/california-wine-2018-harvest-report-300739942.html

Wineries to Watch 2018
https://www.wineandspiritsmagazine.com/news/entry/wineries-to-watch-2018

Bringing Elegance to Amarone
https://www.wine-searcher.com/m/2018/10/bringing-elegance-to-amarone

High Wine Production in 2018
http://www.oiv.int/public/medias/6307/oiv-press-release-global-economic-vitiviniculture-data-octob.pdf

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

This Day in History

     1517 - German Augustinian monk Martin Luther, 31, nailed to the door of the castle church in Wittenberg a list of 95 theological points he wished to debate, one of the major events in the founding of the new world that was to become the United Colonies (later changed to the United States.) The weakening of the Vatican-controlled religion touched off the Protestant Reformation that lead to seeking of religious freedom in all countries, but none as profound as the “New World.”
    1740 – Birthday of William Paca (d. 1799), Abingdon, Maryland Province.  He was signer of the Declaration of Independence as a delegate of Maryland of which he later became Governor. 
    1753 - George Washington was sent by Governor Robert Dinwiddie of Virginia to demand French withdrawal from the Ohio territory. Dinwiddie had been impressed by Washington's achievement as surveyor and fieldsman, and picked him for the commission, although he was only 21 years old. As adjutant general of the Northern Division, Washington set out from Williamsburg, VA. With Christopher Gist as his guide, he made observations of French fortifications and estimations about needed English fortifications. During the expedition, he kept a journal, which Dinwiddie later obtained and had printed. It indicated French intentions for the territory and attributed to a French office the indiscreet admission that “...it was their absolute Design to take possession of the Ohio, and by G---they would do it.”
    1832 - American Episcopal scholar George Washington Doane, 33, was consecrated as second Bishop of the Diocese of NJ. Doane is better remembered today as author of the hymn, "Softly Now the Light of Day."
    1860 - Birthday of Juliette Gordon Low (d. 1927), founder of the Girl Scouts of the USA, Savannah, GA.
    1860 – Birthday of Andrew Volstead (d. 1947), Congressman from Minnesota (1903-23) who introduced National Prohibition Act, aka the Volstead Act. 
    1861 - Citing failing health, General Winfield Scott, commander of the Union forces, retires from service. The hero of the Mexican War recognized early in the Civil War that his health and advancing years were a liability in the daunting task of directing the Federal war effort. Scott was born in Virginia in 1786. He graduated from William and Mary College and joined the military in 1808, where he had become the youngest general in the army by the end of the War of 1812. During the crisis of 1861, Scott remained at his post and refused to join his native state in secession. President Lincoln asked Scott to devise a comprehensive plan to defeat the Confederacy. Scott's strategy called for the blockading of ports to isolate the South economically, then an offensive down the Mississippi River. In the optimistic early days of the war, this strategy seemed hopelessly sluggish.  In fact, critics dubbed it the "Anaconda Plan" after the giant Amazonian snake that slowly strangles its prey. Despite initial criticism, it was the basic strategy that eventually won the war.
    1864 - Nevada became the 36th state.  Anxious to have support of the Republican-dominated Nevada Territory for President Abraham Lincoln's reelection, the U.S. Congress quickly admits Nevada to the Union. In 1864, Nevada had only 40,000 inhabitants, considerably short of the 60,000 normally required for statehood. But the 1859 discovery of the incredibly large and rich silver deposits at Virginia City had rapidly made the region one of the most important and wealthy in the West. The inexpert miners who initially developed the placer gold deposits at Virginia City had complained for some time about the blue-gray gunk that kept clogging up their gold sluices. Eventually several of the more experienced miners realized that the gunk the gold miners had been tossing aside was actually rich silver ore, and soon after, they discovered the massive underground silver deposit called the Comstock Lode. The decisive factor in easing the path to Nevada's statehood was President Lincoln's proposed 13th Amendment banning slavery. Throughout his administration, Lincoln had appointed territorial officials in Nevada who were strong Republicans, and he knew he could count on the congressmen and citizens of a new state of Nevada to support him in the coming presidential election and to vote for his proposed amendment. Since time was so short, the Nevada constitutional delegation sent the longest telegram on record up to that time to Washington, D.C., containing the entire text of the proposed state constitution and costing the then astronomical sum of $3,416.77.  Their speedy actions paid off with quick congressional approval of statehood and the new state of Nevada did indeed provide strong support for Lincoln. On January 31, 1865, Congress approved the 13th Amendment to the U.S. Constitution banning slavery.
    1892 - Arthur Conan Doyle publishes "The Adventures of Sherlock Holmes." While not American history, this was my favorite book in junior high school, where I read the completed collection at least three times, as to me, it was the “Harry Potter” of the day.
    1893 - African-American football player William Henry Lewis named All-American. Harvard's football team featured the first black All-American, Lewis, who had been an undergraduate at Amherst College. Lewis had initially attended Virginia Normal (now Virginia State), but moved north in 1889. He was voted as Amherst's captain in 1890. Lewis went on to Harvard Law School and continued his football career. He played in the Crimson's 6-0 loss to Yale in 1892, but so impressed Walter Camp that he was named to Camp's All-America squad. The Crimson center rusher was a repeat All-America honoree in 1893. Lewis became assistant district attorney in Boston following graduation.
    1896 - Birthday of actress Ethel Waters (d. 1977) in Chester, PA. Married when she was 13, Ethel Waters began her singing career at the urging of friends. At age 17, she was singing at Baltimore's Lincoln Center, billing herself as Sweet Mama Stringbean. Her career took her to New York, where she divided her work between the stage, nightclubs and films. She made her Broadway debut in 1927 in the revue “Africana,” and her other stage credits included “Blackbirds,” “Rhapsody in Black,” “Thousands Cheer” and “Mamba's Daughters.” Her memorable stage roles in “Cabin in the Sky” and “A Member of the Wedding” (for which she won the Drama Critics' Award) were recreated for film.  Waters was the second African-American, after Hattie McDaniel, to be nominated for an Academy Award, for her role in “Pinky”. She is also the first African-American woman to be nominated for an Emmy, in 1962.  In 1950, Waters starred in the TV series, “Beulah,” but quit after complaining that the scripts' portrayal of blacks was "degrading." 
    1912 – Actress, singer, songwriter Dale Evans (d. 2001) was born Lucille Wood Smith, later changed to Frances Octavia Smith, in Uvalde, TX.  She took the name Dale Evans in the early 1930s to promote her singing career.  Evans married Roy Rogers in 1947, his second and her fourth and it lasted 51 years until his death in 1998.  Evans wrote the theme, “Happy Trails to You” for their TV show. 
    1913 – The Lincoln Highway, the first transcontinental highway for automobiles, is dedicated.  It ran coast-to-coast from Times Square in New York City to Lincoln Park in San Francisco, originally through 13 states: New York, New Jersey, Pennsylvania, Ohio, Indiana, Illinois, Iowa, Nebraska, Colorado, Wyoming, Utah, Nevada, and California.  There are a total of 14 states, 128 counties, and over 700 cities, towns and villages through which the highway passed at some time in its history.  The first officially recorded length of the entire Lincoln Highway in 1913 was 3,389 miles.  Most of the 1928 Lincoln Highway route became US 30, with portions becoming US 1 in the East and US 40, US 50 and US 93 in the West. Today, Interstate 80 (I-80) is the cross-country highway most closely aligned with the Lincoln Highway. In the West, particularly in Wyoming, Utah and California, sections of I-80 are paved directly over alignments of the Lincoln Highway. This is also the first national memorial to President Abraham Lincoln.
    1915 – Birthday of piano player Meade Lux Lewis (d. 1964), Louisville, KY.  Noted for his work in the boogie-woogie style, his best-known work, "Honky Tonk Train Blues," has been recorded by many artists.
http://us.imdb.com/Name?Lewis,+Meade+'Lux'
http://sunsite.kth.se/feastlib/mrf/yinyue/pw/LEWMEA.HTM
    1916 – Ken Keltner (d. 1991) was born in Milwaukee.  One of the Majors’ best third basemen in the 1940s, for the Cleveland Indians, he is remembered for his two outstanding plays in 1941 that helped to end the 56-game hitting streak of Joe DiMaggio.
    1922 - Saxophone player Illinois Jacquet, born Jean-Baptiste Illinois Jacquet (d. 2004), Broussard, LA.  Best remembered for his solo on "Flying Home," critically recognized as the first R&B saxophone solo. 
http://www.yalloppinhounds.com/jacquet.html
http://www.africanpubs.com/Apps/bios/0661JacquetIllinois.asp
http://www.rollingstone.com/artists/default.asp?oid=7428
    1922 - Birthday of saxophonist Ted Nash (d. 2011), Somerville, MA
http://www.jazzradio.org/tednash.htm
http://shopping.yahoo.com/shop?d=product&id=
1927006142&clink=dmmu.artist&a=b
    1925 - Record low October temperatures were set in northern New England. Van Buren, ME hit 1 degree, Garfield, VT dropped to 2, Pittsburg, NH to 4 degrees
    1926 – Because this is Halloween, we note the death of Harry Houdini of peritonitis. Days earlier, between performances at the Princess Theater in Montreal, Canada, as he relaxed in his dressing room, he was visited by a student athlete from Montreal's McGill University. The young man asked Houdini if it was true that he could actually withstand punches to the stomach. Houdini replied in the affirmative, but before he could prepare himself for the stunt by tightening his stomach muscles, the student punched the magician several times in his mid-section. Houdini performed that night and several more, then headed for Detroit where he did one show, then collapsed and was rushed to the hospital. At the time, it was assumed that his appendix had been ruptured by the blows from the student. Current medical knowledge leads experts to believe that Houdini already had appendicitis and only thought that the blows to his stomach were the cause of his pain. Magicians and mediums throughout the world still gather on this night, Halloween, to honor the Great Houdini
http://memory.loc.gov/ammem/today/oct31.html
    1927 - Hoagy Carmichael records a song he just wrong called “Stardust” (Gennett 6331).  It became an American standard and is one of the most recorded songs of the 20th century, with over 1,500 total recordings.  In 2004, Carmichael's original 1927 recording of the song was one of 50 recordings chosen by the Library of Congress to be added to the National Recording Registry. "Stardust" is considered by many the finest song ever written.
    1929 - A little boy explodes some firecrackers on La Salle Street in Chicago and rumors quickly spread that gangsters who have lost heavily on the stock market are shooting up the street. Squad cars of police arrive to find a very bewildered little kid.  "Despite the fact that there is a cherished legend in American folklore that pedestrians on Wall Street had to scurry out of the way of falling financiers, no such wave of suicides took place. Those (and there were countless) whose life savings had been wiped out were far too stunned and depressed to think of anything so violent as suicide."
— Robert Goldston, The Great Depression
    1930 - In a rare recording, William ‘Count' Basie sang with Bennie Moten's orchestra, "Somebody Stole My Gal.”
    1930 - Birthday of tenor sax player Ervin Booker (d. 1970), Denison, TX. 
http://www.channel1.com/users/obscure/bervin.html
http://freett.com/basiemusic/booker-ervin.html
http://www.cduniverse.com/sresult.asp?style=music&
HT_Search_Info=Ervin%2C+Booker&HT_Search=XARTIST
    1931 – Major League Baseball’s last legal spitballer, Burleigh Grimes, was released by the St. Louis Cardinals.  The spitball and all other pitches involving doctoring the ball, were banned before the 1920 season, though some "bona fide" spitball pitchers were allowed to continue throwing the pitch for the remainder of their careers. Many pitchers since have been accused of throwing spitballs illegally and a few were either caught or admitted to doing so after retiring.
    1931 – Newsman Dan Rather was born in Wharton, TX.
    1936 – Little Joe’s birthday.  Actor Michael Landon was born Eugene Maurice Orowitz (d. 1991) in Queens.  He was an actor, writer, director, and producer.  He is best known for his roles as Little Joe Cartwright in “Bonanza” (1959–73), Charles Ingalls in “Little House on the Prairie” (1974–83), and Jonathan Smith in “Highway to Heaven” (1984–89). Landon appeared on the cover of “TV Guide” 22 times, second only to Lucille Ball.  
    1937 - Tom Paxton was born in Chicago, Illinois. Folk singer/songwriter. His songs have been recorded by hundreds of artists as diverse as Pete Seeger, Willie Nelson and Placido Domingo. “Ramblin' Boy,” “The Last Thing On My Mind,” “Bottle of Wine,” “Goin' to the Zoo” and “The Marvelous Toy” are just a few of his songs.
“Oh lay me down in Forest Lawn in a silver casket
put golden flowers over my head in a silver basket
While the drum & bugle corps
play taps while cannons roar
while sixteen liveried employees
Sell souvenirs from the funeral store...”
http://www.sky.net/~emily/jon/forestla.jon
http://www.wfma.net/paxton.htm
http://www.tompaxton.com/
    1938 – As the Great Depression enters its tenth year, in an effort to restore investor confidence, the NYSE unveils a fifteen-point program aimed at upgrading protection for the investing public.
    1939 - Birthday of drummer John Guerin (d. 2004), Hawaii
http://www.song.net/guerin/guerin.htm
http://www.united-mutations.com/g/john_guerin_random_notes.htm
http://www.drummerworld.com/drummers/John%20Guerin.html
    1941 - Although incomplete, the Federal Government declared the work over at Mount Rushmore National Memorial, after 14 years of work. First suggested by Jonah Robinson of the South Dakota State Historical Society, work began August 10, 1927. The memorial contains sculptures of the heads of Presidents George Washington, Thomas Jefferson, Abraham Lincoln and Theodore Roosevelt, sculpted into South Dakota’s Black Hills. The 60-foot-tall sculptures represent, respectively, the nation's founding, political philosophy, preservation, expansion and conservation. There were multiple dedications as each President’s likeness was completed. Sculptor Gutzon Borglum died in 1941 and his son, Lincoln, continued the project until funds ran out on this day. Since then, no additional carving has been done, nor is any further work (other than maintenance) on the memorial planned.  The entire project cost $989,992.32. Notable for a project of such size, none of some 440 workers died during the carving.
http://www.aqd.nps.gov/grd/parks/moru/index.htm
http://www.nps.gov/moru/
    1942 - The only pitcher in Major League history to hit a grand slam in a World Series game, Dave McNally (d. 2002), was born in Billings, MT. (Game 3, 1970, a 9–3 Orioles victory over the Cincinnati Reds).   He won more than 20 games for 4 consecutive seasons (1968 through 1971) and was one of four 20-game winners for the 1971 Orioles with Pat Dobson, Jim Palmer, and Mike Cuellar. He was the only pitcher other than Roger Clemens to win 12 decisions in a row 3 times, including 17 consecutive at one time. After winning the last 2 decisions of the 1968 season, he opened the 1969 season with a 15–0 record.  He is also known for his role in the historic 1975 Seitz decision which led to the downfall of Major League Baseball's reserve clause and ushered in the current era of free agency. McNally and Andy Messersmith were the only two players in 1975 playing on the one-year reserve clause in effect at the time. Neither had signed a contract at the time but both were held with their team under the rule. The two challenged the rule and won their free agency, forever changing the economics of Major League Baseball. 
    1943 - An F4U Corsair accomplishes the first successful radar-guided interception by a USN or USMC aircraft.
    1944 - Birthday of drummer Sherman Ferguson (d. 2006), Philadelphia, PA
http://www.jazzreview.com/cdreview.cfm?ID=3294
http://www.musthear.com/gallery/gallery%20five/pages/DrumClap.htm
http://shopping.yahoo.com/shop?d=product&id=1927059503
http://www.artistdirect.com/music/artist/card/0,,429902,00.html
    1945 - Booker T Washington, educator, inducted into the Hall of Fame for Great Americans
    1947 - Top Hits
“Near You” - The Francis Craig Orchestra (vocal: Bob Lamm)
“I Wish I Didn't Love You So” - Vaughn Monroe
“I Wonder Who's Kissing Her Now” - Perry Como
“Smoke! Smoke! Smoke!” (“That Cigarette”) - Tex Williams
    1950 - Earl Lloyd became the first black player in an NBA game when he took the floor for the Wash­ington Capitols in Rochester, NY. Lloyd was actually one of three blacks to become NBA players in the 1950 sea­son, the others being Nat “Sweetwater” Clifton, who was signed by the New York Knicks, and Chuck Cooper, who was drafted by the Boston Celtics (and debuted the night after Lloyd).
    1950 - Birthday of TV personality Jane Pauley, in Indianapolis. October 30 marked the anniversary of her first appearance as co-anchor on “The Today Show” in 1976.
http://www.msnbc.com/onair/bios/j_pauley.asp
http://www.emanila.com/benrazon/people/pauley.htm
http://talkshows.tqn.com/library/news/blnewsjanepauley.htm
    1951 – Football coach, currently at Alabama, Nick Saban, was born in Fairmont, WV.
    1952 - The first hydrogen bomb was detonated, designated as “Mike,” part of Operation Ivy. It was a tower shot with a burst of 20 feet at the Elugelab Atoll at the Eniwetok Proving Ground, Marshall Islands.
    1952 - When his original guitarist suffered a stroke just before a New Year's Eve gig, popular St. Louis boogie-woogie pianist Johnnie Johnson hired for his group, The Sir John's Trio, a 26-year old hairdresser named Chuck Berry.
    1955 - Top Hits
“Autumn Leaves” - Roger Williams
“Only You” - The Platters
“Sixteen Tons” - Tennessee Ernie Ford
“Love, Love, Love” - Webb Pierce
    1957 – According to Yogi Berra, the Yankees returned the fines levied from the Copacabana incident.  On May 16, 1957, six members of the world champion New York Yankees were involved in a post-midnight disturbance during a party at the Copacabana nightclub in Manhattan. The Yankees, who were at the club to celebrate Billy Martin's 29th birthday, included Mickey Mantle, Yogi Berra, Hank Bauer, Whitey Ford, Johnny Kucks and Martin. The disturbance stemmed from an argument between the players and members of a bowling club who also were celebrating at the club, who were heckling Sammy Davis, Jr., with racial epithets. Four weeks later, Billy Martin was traded to the Kansas City A's in an eight-player deal generally acknowledged to have stemmed from the brawl.
    1958 – The Flamingos recorded “I Only Have Eyes for You.”  Composed by Harry Warren with lyrics by Al Dubin, it was written in 1934 for the film “Dames” where it was introduced by Dick Powell and Ruby Keeler.  The version by the Flamingos features a prominent reverb effect, creating a dreamy ambience. This version peaked at #11 on the Billboard Hot 100 and #3 on the R&B charts. Perhaps most notably, in addition to having been covered by hundreds of artists since, the Flamingos’ version is a staple at rock and roll revivals.
    1961 - A federal judge ruled that Birmingham laws against integrated playing fields are illegal, eliminating the last barrier against integration in the minor league Southern Association. The circuit chose to disband rather than abide the ruling and was replaced in 1964 by the integrated Southern League.
    1963 - Top Hits
“Sugar Shack” - Jimmy Gilmer & The Fireballs
“Be My Baby” - The Ronettes
“Deep Purple” - Nino Tempo & April Stevens
“Love's Gonna Live Here” - Buck Owens
    1963 - An explosion at the Indiana State Fair Coliseum in Indianapolis kills 74 people and injures another 400 during an ice skating show. A faulty propane tank connection in a concession stand is blamed.
    1963 - The Beatles returned from a tour of Sweden to find 50,000 screaming fans waiting for them at London's Heathrow Airport. Waiting at the airport is American TV host Ed Sullivan. "Who are those guys?" he asked a bystander, who tells him they are "England's foremost singing group." Having never heard them, Sullivan nevertheless immediately contacted manager Brian Epstein to book the band for three appearances on his CBS show early in 1964.
    1964 - The Supremes "Baby Love" was the number one single (for four weeks), while Barbra Streisand's "People" was #1 on U.S. album charts (for five weeks).
    1965 - Fort Lauderdale was deluged with 13.81 inches over a two-day period, the second heavy rains in two weeks. More road and street damage occurred and some homes were flooded for the second time
    1966 - Bob McKendrick presented "Dance of Death" costume ball at California Hall. The Grateful Dead, Quicksilver Messenger Service and Mimi Fariñia entertained.
http://www.breadandroses.com/
http://www.richardandmimi.com/posters.html
    1966 - Ken Kesey's “Acid Test Graduation.”  The Acid Tests were a series of parties held by Kesey in the San Francisco Bay Area during the mid-1960s, centered entirely on the use of, and advocacy of, LSD, also known as "acid."  LSD was not made illegal until late in 1968.
http://www.intrepidtrips.com/
http://wild-bohemian.com/kesey.htm
    1968 - President Lyndon Johnson, trying to get his Vice President, Hubert Humphrey, elected to succeed him, orders an end to bombing of North Vietnam.  On November 5, Richard M. Nixon is elected President of the United Sates, defeating his Democratic opponent Humphrey in a close race. Spiro T. Agnew of Maryland, was elected Vice President. The electoral vote was Nixon, 302; Humphrey, 191; George C. Wallace, third-party candidate, 45. One Nixon elector later cast his vote for Wallace. The popular vote was Nixon, 31,785,480; Humphrey 31,275,166; Wallace, 9,906.473. There are those who say if Wallace had not run, Humphrey would have been elected President.
    1971 - Top Hits
“Maggie Mae/Reason to Believe” - Rod Stewart
“Gypsies, Tramps & Thieves” - Cher
“Theme from Shaft” - Isaac Hayes
“How Can I Unlove You” - Lynn Anderson
    1972 - Curtis Mayfield received a gold record for "Freddie's Dead" from the flick, "Superfly."
    1976 – Elvis made his last recording, a remake of the Jim Reeves hit “He’ll Have to Go,” in the Jungle Room of his Graceland home.
    1979 - Top Hits
“Rise” - Herb Alpert
“Pop Muzik” - M
“Dim All the Lights” - Donna Summer
“All the Gold in California” - Larry Gatlin & The Gatlin Brothers
    1984 - "Caribbean Queen" became a gold record for Billy Ocean. It was Ocean's second hit song and the only one of his 11 hits to become a million-seller. He would have two other #1 songs and a pair of #2 hits, but none as big as "Caribbean Queen (No More Love on the Run)." Billy's from Trinidad, you know. His real name: Leslie Sebastian Charles.
    1986 - For the first time, Universal Studios in Hollywood opened at night -- to give fans a scare. Halloween Horror Night included Dracula, the Mummy, King Kong, the Creature from the Black Lagoon, the Wolfman, and Rick Dees.
    1987 - Top Hits
“Bad” - Michael Jackson
“Causing a Commotion” - Madonna
“I Think We're Alone Now” - Tiffany
“Right from the Start” - Earl Thomas Conley
    1987 - Chris Antley became the first jockey to win nine races in a single day. He won four races in six tries at Aqueduct in the afternoon and five more in eight races at The Meadowlands at night.
    1987 - Running back Eric Dickerson signed a contract with the Indianapolis Colts to complete a complex three team NFL trade. The Colts got Dickerson from the Los Angeles Rams in exchange for one player and three draft choices. The Rams acquired an additional three draft picks and another player from the Buffalo Bills in exchange for the Colts' trading the right to linebacker Cornelius Bennett to the Bills. This started the tradition of making “deals” utilizing draft picks.
    1988 - Paul McCartney made musical history by becoming the first Western recording artist to release an album exclusively in the Soviet Union. Titled “CHOBA B CCCP” ("Back in the USSR"), it comprised the best tracks from his set of live one-take recordings taped the previous year.
    1991 - A severe winter storm dubbed the 'Great Halloween Mega Storm' struck the upper Midwest. Minnesota bore the brunt of the storm. Blizzard conditions occurred with wind gusts frequently to 40 to 50 mph. By the time the storm finally ended on November 2nd, Duluth received 37 inches of snow, Minneapolis 28 inches and International Falls 18 inches. For Duluth and Minneapolis, this set new all-time records for single storm totals. These two cities received nearly half their normal seasonal snows in this one storm. In Wisconsin, 35 inches of snow was reported at Superior and 30 inches at Iron River.
    1992 - Five American nuns in Liberia were shot to death near the capital Monrovia; the killings were blamed on rebels loyal to Charles Taylor.
    1993 - A cold wave set or tied 43 record lows. Corpus Christi, TX dropped to 28 degrees to set the October (and November) record. Brownsville dropped to a monthly record 35 degrees.
    1998 - Iraq announces it would no longer cooperate with UN weapons inspectors.
    1999 – Egypt Air Flight 990, en route to Cairo from New York, crashed off the coast of Nantucket Island, Massachusetts. All 217 people on board died. Some American investigators suspected a relief co-pilot deliberately put the plane into a suicide dive, causing the crash. It is the belief today that Osama Bin Laden got the idea to use airplanes as bombs from this event.
    2000 - Napster announced a deal with entertainment giant BMG to make its illegal file-sharing software into a paid subscription service.
    2001 - For the first time since Philadelphia A's Mule Haas hit a game-tying two-run homer in Game 5 of the 1929 World Series, a team comes from behind to tie a Fall Classic game in the ninth and goes on to win in extra innings. The Yankees’ Tino Martinez sends the game into extra innings with a two-out homer off Diamondbacks' closer Byung-Hyun Kim and Derek Jeter, dubbed Mr. November, wins it after the stroke of midnight with a full count, two-out round tripper that gave the Bronx Bombers a 3-2 victory and knotted the Series at two games apiece.
     2002 - A federal grand jury indicts former Enron CFO Andrew Fastow on 78 counts of wire fraud, money laundering, conspiracy, and obstruction of justice related to the collapse of his ex-employer.  At the time of its Chapter XI filing, Enron was the world’s seventh-largest company.  As many of us in EF/L are accountants or accounting-related, read “A Conspiracy of Fools” by Kurt Eichenhwald, the WSJ reporter on this story.  It is amazing in its description of the outrageous schemes of these perpetrators, including President Jeff Skilling and CEO Ken Lay, who in his ignorance, left the leadership void that allowed Fastow and Skilling to sink the company.  The acquiescence of Arthur Andresen is epic.
    2005 - President George W. Bush nominated Judge Samuel Alito to the Supreme Court.
    2006 – Bob Barker retired after 35 years as the host of “The Price is Right.”
    2007 - Elvis topped the annual Forbes magazine list of most profitable dead celebrities, his estate having taken in $49 million over the past year. John Lennon is #2 while George Harrison, James Brown, and Bob Marley also make the list.
    2011 – The world’s population reached seven billion.  As of August 2016, it was estimated at 7.4 billion.
    2012 - Over 60 people died in the Mid-Atlantic states as the aftermath of Hurricane Sandy leaves millions without electricity and cripples its mass transportation system.  Many areas affected by the historic storm remain dislocated from their homes as insurance settlements and failed contractors have elongated the recovery.  The New York Stock Exchange reopened after a two-day closure due to Hurricane Sandy; this was the market's first weather-related two-day closure since the late 19th century.