Job Wanted – Collections
Work Remotely or Relocate for Right Opportunity

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry.  These ads also can be accessed directly on the website at:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week. 

Collections

Chicago, Illinois Seasoned Risk and Portfolio Management professional with strong Collections, Workouts, Portfolio Management, Underwriting, Process Improvement and Credit Management background. Deep expertise in risk management and portfolio management within a regulated and compliance-driven banking environment. Partners with senior leadership to identify business risks and determine business strategy based on market and industry trends. Leads initiatives to improve efficiency and mitigate risk. Leverages business acumen and expertise gained through experience across multiple industries, including industrial, consumer and financial services, to develop and implement solutions, improve profits and reduce losses. Significant large-scale project management experience. Demonstrated ability to analyze and articulate complex issues and implement process improvements. Excels in evaluating and mitigating customer credit risk, profit improvement, management reporting, loss mitigation and business intelligence wgriffith61@yahoo.com  Resume

Work Remotely from Portland, Oregon Experienced commercial banker and former commercial equipment leasing industry professional seeking full-time or part-time work out of my home in Portland, Oregon. Over twenty years’ experience in credit analysis, underwriting, sales and collections. Known for creative problem solving and strong quantitative & qualitative analytical skills.  Demonstrated ability to gather information, evaluate and make informed strategic business decisions to maximize profit and mitigate risk. Well known for ability to develop strong business relationships with Clients and large list of national equipment leasing Brokers. Please see attached resume and contact me below if interested.  Resume JFrank@BL-Solutions.com

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Leasing News Funder List "A"
Not Updated

This list was created a number of years ago and when a business changes, merges, or goes out of business, it is deleted.

Leasing News relies primarily on the companies themselves to keep the list current of who to contact, email, telephone numbers, and other information provided on the list, including:

A -Accepts Broker Business | B -Requires Broker be Licensed
 | C -Sub-Broker Program
| D -"Private label Program" | E - Also "in house" salesmen

There is no advertising fee or charge for a listing. They are “free.” Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

To qualify for this list, the company must be a "funder" and not a "Broker/Lessor" or "Super Broker/Lessor." The company may sell off its portfolio from time to time, but the definition is for a company or financial institution where 50% or more of its business is from actually "funding" transactions themselves, where they are on "recourse." Every non-public company's  banker and/or investor(s) are contacted to verify this.

Leasing News reserves the right to not list a company who does not meet these qualifications.

We encourage companies who are listed to contact us for any change or addition they would like to make. Adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers are very much encouraged.

http://www.leasingnews.org/Funders_Only/Funders.htm

 

 

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Leasing News Funder List "B"
Companies Did Not Respond

Companies on this list did not respond after several attempts and therefore they are mostly banks and public companies; definitely not up to date.

http://www.leasingnews.org/Funders_Only/Funders_B.htm

 

Equipment Leasing Account Executive What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Come to Newport Beach and join us. To learn more, please click here www.coretechleasing.com CoreTech specializes in medium to  large size companies and firms Over 100 law firms trust CoreTech for their leasing needs, why wouldn't you?

 

 

 

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Leasing News Help Wanted Rates
How to Advertise

The Help Wanted ad appears in the Classified Position Wanted on the website as well as the News Edition. As the policy of ad placement, the larger ad appears on top.  In addition, the ad also appears in the News Edition Masthead, on the top, or in the News Briefs section in each news edition, rotated chronologically with each news edition.

The ad also appears on the Leasing News Website Classified ads, as is common in most on line media.

Ads designed by Leasing News are based on a four line minimum of $595, and $40 a line thereafter (a space is a line).  Logo or graphic on top is free, as well as website information. Email and/or clicking to other sites with full employment information are free.

If ads are designed by the advertiser, they are based on size:

To Fully Understand Pixel size, please go here:
http://auctionrepair.com/pixels.html#mondpi

These are approximations.

$695
http://www.leasingnews.org/Ads/Completed/bsb2_72015.jpg
468 x 180

$795
http://www.leasingnews.org/Ads/Completed/rapid_advance3_2015.html
468  x 288

http://www.leasingnews.org/Ads/Completed/On_Deck_72012.jpg
468 x 288

$895
http://www.leasingnews.org/Ads/Completed/channel_partners92015.html
468  x  360

Repeat advertisers receive a discount. The ad runs for 30 days.
For longer time periods, there are further discounts.

Contact kitmenkin@leasingnews.org for any further information.

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Depreciation

Acquiring equipment and other assets has great tax benefits, whether as a lease or a loan, as there is depreciation allowed. Now how does this work. You need to understand the concept and purpose.

If you were a prudent individual and you saved part of your income after tax by placing it in a savings account ---you would have to pay an income tax on the earned interest ---but your principal had already been taxed. We will call it your capital. However, let’s say that after you had saved a sufficient amount, you wish to start a business. Therefore, you take your already taxed capital and purchase equipment for your new business.

After some time, the equipment you purchased for your company becomes obsolete and needs to be replaced. It will take more capital to purchase the new equipment, but all your income has been taxed. It could be said that the government is taxing you out of business. Therefore, the government established a capital recovery system to allow business to have tax free income equal to the loss in value of their business assets. They call it “depreciation.”

In the beginning, depreciation was called ADR (asset depreciation range) and it had many ranges so it could get as close to the actual annual loss of value of the equipment. In those cases where ADR did not fit the actual depreciation a company could chose facts and circumstances (F&C), if it had historical data to back up the depreciation.

In the 1950’s, the Marshall Plan had done a good job of helping Europe and Japan recover from World War II. This was accomplished with modern equipment while the USA was stuck with 1930s equipment, so the Kennedy Administration in 1962 introduced the investment tax credit (ITC) to encourage American businesses to retool.

The main feature of ITC was that it was available to the “first user” thereby allowing small businesses that who could not use the ITC due to limited income to pass it on to a lessor who could use it and receive lower lease payments. It was established at 7% of the equipment cost and it was tax forgiveness rather than tax timing like depreciation.
The 7% was taken in the first year but the taxpayer had to retain the equipment 7 years or return a portion of the credit based on the actual term of ownership. (This is why most true leases had a term of 7 years in those days)

In 1981, the economy was in bad shape and interest rates were at historic highs. The Reagan Administration raised the ITC to 10% and reduced the requirement of ownership to 5 years (so, the average term of true leases changed to 5 years). They also made a major change in depreciation and introduced the “Accelerated Cost Recover System” (ACRS) to replace ADR and F&C.

Depreciation no longer followed the loss in value of the equipment. It became a political football that the government could use to impact the economy as seen by the modification of ACRS in 1986 to MACRS (modified ACRS). Then, in the past few years, we have seen 50% bonus depreciation and 100% bonus depreciation. The impact is a question of tax timing. Accelerated depreciation saves taxes in the current year but increases taxes in the future.

ITC is tax forgiveness and is much more effective in stimulating equipment purchases and improving the economy. However, many think it would play havoc with the deficit. I think it would be a tremendous enhancement by increasing equipment sales and improving profits and keeping the economy moving.

Terry is now retired. The above is updated from a prior column.

Previous #102 Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm

 

U.S. iPhone Landscape Ahead of the iPhone 8 Launch
Will Users Move Up from Their Current iPhones?

By Felix Richter, Statista

On September 12, Apple will hold its first-ever event at the newly built Steve Jobs Theater, an underground auditorium that is part of the company’s new campus in Cupertino, California. At the event, Apple is expected to unveil at least one new iPhone model, although rumors indicate that there might be more to come.

Before we even know for sure what the new iPhone will look like, what its name will be and how much it will cost, analysts are already trying to figure out how big the demand for the iPhone 8 (or iPhone X according to some sources) will be. What we do have an idea of is how many iPhone users there are in the U.S. and how many of them might be eligible for an update.

According to Consumer Intelligence Research Partners [PDF], 141 million iPhones were in use in the U.S. at the beginning of July.2017. 48 million of those were last year’s models (iPhone 7 and 7 Plus), leaving 93 million that could theoretically be at least two years old. Obviously, not every iPhone 6s that is currently used is two years old, after all Apple still sells the 2015 models at a small discount compared to last year’s models. However, the composition of the installed base indicates that there should be plenty of Apple fans waiting to upgrade their aging phones.

Apple usually supports older iPhone models for around 5 years. iOS 10, the current crop of the company’s mobile operating system is compatible with any model from the iPhone 5 (2012) onwards. iOS 11, slated to be released later this month, will require the iPhone 5s to work.

 

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A surprisingly large number of people still use VCRs
and other outdated technology

By Caroline Cakebread, Business Insider

Technology has progressed at breakneck speeds over the past twenty years. Our lives today are dominated by the internet and smartphones, but in comparison with the radio and printing press, both of these technologies are modern inventions. And the pace of innovation isn't going to slow down anytime soon. Promising new fields like AR and AI are emerging at a rapid pace, and in five years we'll probably be wondering how we ever survived without being able to project our emails onto our sunglasses, much like we currently wonder at life before smartphones.

Despite all the advances we've made, a recent survey from Bank of America found that many people are still opting to use outdated technology. As we can see in this chart from Statista, people are hard pressed to give up the gadgets of the past.

 

 

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##### Press Release ############################

2017 ELFA Operations & Technology Excellence Award
To

Gig Harbor, WA.  - Mintaka Financial announced that it has received the ELFA’s 2017 Excellence in Operations and Technology Award with its fully connected platform for its independent partner originators. The partner solution includes an origination system containing a lease scoring, pricing, decision and documentation engine - 100% API driven. Through this software, independent partner originators are able to score and price applications, manage all documentation, and originate deals through Mintaka, or other lessors using a CRM and client API suite that houses all credit, pricing and submittal documentation.

Paul Marcoe
Chief Technology Officer
Mintaka Financial

“We are honored to receive this prestigious award from the ELFA. Those of us who have been around this industry long enough have experienced the great shifts it has undergone, and have worked to adapt with them to keep this marketplace alive and vibrant,” noted Paul Marcoe, Chief Technology Officer of Mintaka Financial. “With the current shift towards the more rigid specialization of organizations, and the complete interconnectivity of operations, it was vital for Mintaka to provide its partners with one origination tool that encompasses the complete loan life cycle.”

As one of the two winners of the Excellence in Operations and Technology Award, Mintaka Financial will be recognized at the upcoming 2017 Operations and Technology conference, September 11-13 in Charlotte, NC - where the software will be showcased.

About the ELFA Operations and Technology Excellence Award
The Operations and Technology Excellence Award identifies and recognizes equipment leasing and finance companies that have demonstrated best practices in developing and implementing innovative uses of technology or creative business processes to improve operations, enhance customer interactions, enter new markets and build overall ROI. The program brings the backroom to the foreground, spotlighting the best in the industry as an example for others. More information about the award and a list of previous winners is available at www.elfaonline.org/about/awards/OTE .

About Mintaka Financial
Mintaka Financial, located in Gig Harbor WA, was established in December 2004, as a commercial finance company specializing in serving the needs of small businesses across the United States. Mintaka provides equipment leases and loans, originated through a limited group of independent small business finance companies that share ownership in Mintaka. These companies are specialists in small business credit service, selected to participate in the Mintaka program based on their experience and reputation in the industry, and their dedication to building long term relationships with their small business clients. To learn more about Mintaka, please www.mintakafinancial.com

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Ascentium Capital Successfully Hosts CLFP Exam
and Prepares for its Largest Sales Training Event

Ascentium Capital LLC, Kingwood, Texas, the top private independent finance company in the United States by new business volume, according to Monitor Magazine,  proudly hosted an Academy for Lease and Finance Professionals (ALFP) in Dover, New Hampshire.

The ALFP is an intensive three-day event designed to prepare individuals for the Certified Lease and Finance Professional (CLFP) exam. The CLFP designation is considered a preeminent credential throughout the world. This event resulted in seven new certified leasing professionals.

Bob Fisher, CLFP
Past President, CLFP Foundation
Senior Vice President
Third Party Origination Business Development
Ascentium Capital

“Ascentium Capital currently employs 17 CLFP-designated professionals and we are proud to support the industry and the advancement of financing professionals,” states Bob Fisher, CLFP and Senior Vice President of Business Development at Ascentium Capital.

Ascentium Capital also reached a new milestone and is holding its largest internal sales training program, Ascentium University this month. The Company will be on-boarding 10 new vendor focused sales representatives with course curriculum addressing business processes, marketing strategies, solution-based selling and the use of the award-winning technology platform. The mission is to lay the foundation for achievement and shorten the ramp-up period for a faster impact on growth.

Richard Baccaro, Chief Sales and Marketing Officer at Ascentium Capital comments, “We are committed to the investment of our most powerful resource, our employees. Ascentium University enables us to attract top sales talent and to ensure they are set up to succeed.”

The Company’s growth continues in key industries including construction, healthcare, hospitality, technology and waste management. Due to this, recruitment efforts cover a national footprint. Ascentium Capital currently employs 105 sales representatives throughout the United States.

About Ascentium Capital
As a direct lender, Ascentium Capital LLC specializes in providing a broad range of financing, leasing and small business loans. The company’s offering benefits equipment manufacturers and distributors as well as direct to businesses nationwide. Ascentium Capital is backed by the strength of leading investment firm Warburg Pincus LLC. For more information, please visit https://ascentiumcapital.com/

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NACM’s Credit Managers' Index: Steady as She Goes
Creditors appear to disregard the improving economy

“Steady as she goes” is a good signal to hear whether you are on an ocean liner or engaged in the economy … as long as there are no icebergs ahead. The Credit Managers’ Index (CMI) from NACM has registered a slight increase from last month, coming in at 55.1, with the roller-coaster ride of the past several months hopefully poised at a crest rather than a trough.

Chris Kuehl, Ph.D.
NACM Economist

“There has been some discernible improvement in the overall economy, but not enough to push activity for the credit managers,” said NACM Economist Chris Kuehl, Ph.D. “Steady state is good news as long as it has steadied at a relatively high rate and that seems to be the case these days.”

Strong performance in the index’s favorable factors and weak performance in the unfavorable has been a repeating pattern for months, and August is no different. Among the favorables, significant growth was seen in new credit applications. The amount of credit extended also saw improvement, suggesting that more money is being handed out to the larger debtor companies. However, data for dollar collections, a very volatile factor over the past several months, declined back to their level in May.

Another possible indicator of the expansion of credit to larger debtors was seen in the unfavorable factors, with improvement in the number of rejections of credit applications. Slow pays have been a concern for much of the past year and continued in August, with dollar amount beyond terms worsening. Filings for bankruptcies continue to sail through expansion territory, though they declined three points from the month before.

“The bottom line is that there is stability but at a relatively low level,” Kuehl said. “The sense is that there will be growth in the third quarter as there has been in previous years, but there is still the expectation that this growth will fade in the fourth quarter.”

For a complete breakdown of the manufacturing and service sector data and graphics, view the August 2017 report at http://web.nacm.org/CMI/PDF/CMIcurrent.pdf. CMI archives may also be viewed on NACM’s website at http://www.nacm.org/cmi/cmi-archive.html.

ABOUT THE NATIONAL ASSOCIATION OF CREDIT MANAGEMENT
NACM, headquartered in Columbia, MD, supports more than 14,000 business credit and financial professionals worldwide with premier industry services, tools and information. NACM and its network of affiliated associations are the leading resource for credit and financial management information, education, products and services designed to improve the management of business credit and accounts receivable. NACM’s collective voice has influenced federal legislative policy results concerning commercial business and trade credit to our nation’s policy makers for more than 100 years, and continues to play an active part in legislative issues pertaining to business credit and corporate bankruptcy. NACM's annual Credit Congress & Exposition conference is the largest gathering of credit professionals in the world.

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Catahoula Leopard Hound
San Francisco, California   Adopt-a-Dog

Bosun
ID #36398375
Male
61 lbs.
Eight Years Old

"Bosum is a sweet and loving senior boy who is looking for his forever family! He loves to meet new people and get tons of affection. He will need daily mental and physical exercise to keep his mind and body in tip-top shape so come in and meet this handsome man today!"

San Francisco SPCA
Mission Campus
201 Alabama Street
San Francisco, CA 94103
415-554-3000

Hours
Mon-Fri: 1 - 6pm
Sat-Sun: 10am - 5pm

Adopt a Pet
http://www.adoptapet.com/

News Briefs----

Square Becoming a Bank Is Brilliant. Here's Why
  The last time any new type of bank appeared was 2010
https://www.inc.com/john-rampton/why-square-turning-into-a-bank-makes-more-sense-th.html

Money transfers from your bank could get easier next week
   a free app for transferring money between many US banks
https://www.cnet.com/news/zelle-bank-money-transfers-get-easier-with-app/

More than 90 percent of roads closed by Harvey have reopened
  As of this Friday report
http://www.landlinemag.com/Story.aspx?StoryID=70791#.WbW7cMiGNjU

One step ahead of Irma, animals flown from Florida
  to San Francisco Bay Area shelters
http://www.mercurynews.com/2017/09/07/one-step-ahead-of-irma-animals-flown-from-florida-to-bay-area-shelters/

Hurricane Irma shifts east
could now hit Orlando area with 80- to 100-mph gusts
http://www.orlandosentinel.com/weather/hurricane/os-hurricane-irma-orlando-area-impact-20170910-story.html

Rescue mission underway for rare wine collections
      menaced by Irma
http://www.reuters.com/article/us-storm-irma-wine/rescue-mission-underway-for-rare-wine-collections-menaced-by-irma-idUSKCN1BI2A8

With a $1,000 Price Tag, Apple’s iPhone Crosses a Threshold
  "Pushing into the Luxury Territory"
https://www.nytimes.com/2017/09/10/technology/apple-iphone-price.html

 

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You May Have Missed---

Israel, an emerging financial tech leader,
    makes latest gains in digital currency
http://www.jns.org/latest-articles/2017/9/10/israel-an-emerging-financial-tech-leader-makes-latest-gains-in-digital-currency#.WbXE98iGNjU=

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Baseball Poem

 Silly Question
By: "Papa" Joe Chevalier

I like;
All nine innings and knee high strikes
The diamond cut by flashing spikes.
The infield hit, a long home run
Doubleheaders, the radar gun.
The curve, the knuckler, slider and splitter
A slugfest or the chance no-hitter.
The majors, the minors, the kids, the vets
The "Whiz Kids," the "Amazing Mets."
The squeeze bunt and the hit and run
The double steal on three and one.
Both real and artificial grass.
The routine grounder or astro turf hop.
Signs to take and signs to steal
Beating the deadline with a late night deal.
The brush back pitch, the managers warned
The visiting star locally scorned.
Balls with eyes and rain delays
Around the horn double plays.
Walking leads and frozen ropes
Bloops, blasts and springtime hopes.
The game of the week and cable TV
Descriptions like "Good field-no-hit
Or "Say goodbye baseball" at Safeco Field
Diving catches and trapped fly balls
Coaches sweating on 3-2 calls.
The pickoff move and stealing home
Games in the sun or under a dome.
Walks, balks, and fielders choices
An irate skipper getting the gate.
Cold soda, peanuts and ball park franks
Sometimes even the New York Yanks.
For all this and more I have good reason
To be pleased that it's Baseball season.
And if you guys don't mind suggestions,
Go somewhere else with your silly questions!

 

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Sports Briefs----

Panthers 23, 49ers 3:
  Shanahan era opens with mistake-filled flop
http://www.mercurynews.com/2017/09/10/49ers-recap-shanahan-era-opens-with-mistake-filled-flop/

49ers don’t look different in 23-3 season-opening loss to Panthers
http://www.sfgate.com/49ers/article/49ers-don-t-look-different-in-23-3-12187161.php

Raiders break in new parts, leave Tennessee with a win
https://www.yahoo.com/sports/raiders-break-parts-leave-tennessee-200917430.html

The reviews are in: Tony Romo is already a good broadcaster
https://sportsday.dallasnews.com/dallas-cowboys/cowboys/2017/09/10/reviews-tony-romo-already-good-broadcaster#_ga=2.143257973.1995807206.1505081782-1479779604.1504738411

N.F.L. Week 1: Live Scores, Highlights and Analysis
https://www.nytimes.com/2017/09/10/sports/nfl-week-1-scores.html

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California Nuts Briefs---

This little-known San Francisco neighborhood is suddenly
 one of the hottest housing markets in America — take a look
http://www.businessinsider.com/photos-of-excelsior-san-francisco-what-its-like-to-live-2017-9

Monster slide will keep Big Sur isolated for at least an additional year
http://www.sfgate.com/bayarea/article/Monster-slide-will-keep-Big-Sur-isolated-for-at-12183592.php

Silicon Valley is obsessed with these ultra-comfy,
   machine-washable shoes  that cost $95 — here's why
http://www.sfgate.com/technology/businessinsider/article/Silicon-Valley-is-obsessed-with-these-12185281.php

 

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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Even in digital era, restaurant wine lists
   still carry a cachet for vintners
http://www.pressdemocrat.com/business/7385358-181/even-in-digital-era-restaurant

Texas Wineries Unscathed by Hurricane Harvey
http://www.winespectator.com/webfeature/show/id/Texas-Wineries-Unscathed-by-Hurricane-Harvey

Total Wine launches Bay Area superstore expansion
http://www.mercurynews.com/2017/09/07/total-wine-launches-bay-area-superstore-expansion/

Silicon Valley Bank Analyst Says Wine Sales Data Reports Contradict Trends
https://www.forbes.com/sites/thomaspellechia/2017/09/08/silicon-valley-bank-analyst-says-wine-sales-data-reports-contradict-trends/#5cbb14ae7d68

California Harvest Reaches Crisis Point
https://www.wine-searcher.com/m/2017/09/napa-harvest-reaches-crisis-point

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

This Day in History

     1609 – Henry Hudson discovered Manhattan Island and the indigenous people living there.  In 1524, Giovanni da Verrazzano – sailing in service of France – was the first European to visit the area that would become New York City. Hudson entered the strait now known as The Narrows – between present-day Staten Island and Brooklyn - and continued up the river that would later bear his name until he arrived at the site of present-day Albany.
    1744 - Sarah Franklin Bache (d. 1808) birthday, Philadelphia.  She solicited money to provide clothing for Gen. Washington's army during the American Revolution. In order to make the money go further, she took part of it to buy raw linen cloth. She then had the material cut into shirt patterns at her own home and she and her friends (and servants) hand-sewed 2,005 shirts themselves - a prodigious accomplishment that would have warranted the highest military awards had it been done by men. From before her marriage and throughout (along with having seven children), she also served as host for her father, Benjamin Franklin. It was taught in school that Franklin was unmarried. Technically, he was unmarried under the law and absolutely, he was not single. Deborah Read was unable to find her husband to divorce him after meeting Franklin. Therefore, in the ways of that time, she and Benjamin Franklin lived together as husband and wife and were accepted in society as a married couple. Deborah Read Franklin died in 1774, just before the Revolutionary War. Franklin is buried next to her in the famed Christ Church cemetery as is Sarah Franklin Bache, who was devoted to her father throughout his later life. In Franklin's will, he gives “his daughter” Sarah most of his estate. Her portrait by John Hoppuer is on display in the Metropolitan Museum of Art, New York City.
http://www.amphilsoc.org/library/mole/b/bachesf.htm
http://sln.fi.edu/franklin/family/sarah.html
http://sln.fi.edu/franklin/family/lastwill.html
    1773 - Benjamin Franklin writes "There never was a good war or bad peace."
    1776 - British–American peace conference on Staten Island failed.  The participants were the British Admiral Lord Howe, and members of the Second Continental Congress, John Adams., Benjamin Franklin and Edward Rutledge.  The conference, held in the days after the British capture of long Island, lasted just three hours without resolution. The Americans insisted on recognition of their recently-declared independence, and Howe's limited authority was inadequate to deal with that development. After the conference, the British continued their military campaign for control of New York City.
    1777 - The largest engagement of the American Revolution, between the Continental Army, led by General George Washing­ton, and British troops led by General William Howe. General Howe was marching to take Philadelphia when Washington chose to try and stop the British advance at the Brandywine River near Chadds Ford, PA. The American forces were defeated and the British went on to take Philadelphia on September 26th. They spent the win­ter in the city while Washington's troops suffered at their encamp­ment at Valley Forge, PA. Only the weather prevented General Howe from following up his series of victories, while the Americans trained, held on, and not only tried to keep men from deserting, but recruit more experienced riflemen who owned a rifle.
    1786 - The Annapolis Convention, formally titled as a Meeting of Commissioners to Remedy Defects of the Federal Government  was a meeting of twelve delegates from New York, New Jersey, Delaware, Pennsylvania and Georgia for four days to discuss commercial matters of mutual interest. The delegates voted on September 14 to adopt a resolution prepared by Alexander Hamilton asking all states to send representatives to a convention at Philadelphia, PA, in May, 1787 “to render the constitution of the Federal Government adequate to the exigencies of the Union.”
    1841 - In protest of President John Tyler's veto of the Banking Bill, all of his cabined except Secretary of State Daniel Webster resigned. Tyler had become president in an electoral commission vote, allegedly by making promises to Southern senators for their votes.  He was beholden to the Southern “Dixiecrats,” who ruled the Senate, perhaps even to this day with their coalition of interest.  Tyler stood his ground and quickly named a new cabinet.
    1847 - Stephen Foster performed his "Oh! Susanna" for the very first time. The performance, for a crowd by a local quintet at a concert in Andrews' Eagle Ice Cream Saloon in Pittsburgh, Pennsylvania, earned Foster a bottle of whiskey.
    1850 - Jenny Lind sang at the Castle Garden Theatre in New York City. It was her first performance in America. Lind's voice was so sweet that she was nicknamed ‘The Swedish Nightingale.' Theater ticket scalpers began plying their trade in New York City prior to the first appearance of the Swedish singer and celebrity Jenny Lind at Castle Garden. The seats were auctioned by Phineas Taylor “P.T.” Barnum, who charged 25 cents admission to the auction. The first ticket was sold to John Nicholas Genin for $225. One thousand tickets sold for a total of $10,141. Some ticket holders resold their tickets at high premiums. Gross receipts for the performance were $17,864. Jenny Lind donated her share of the gross to New York charities.
http://memory.loc.gov/ammem/today/sep11.html
    1850 - A park in New York City large enough to provide a healthy atmosphere for all the citizens was proposed. Here began the concept of a central park.
    1857 - Mormon fanatic John D. Lee, angered over President Buchanan's order to remove Brigham Young from governorship of the Utah Territory, incited a band of Mormons and Indians to massacre a California-bound wagon train of 135 (mostly Methodists) in Mountain Meadows, Utah. Reportedly the Mormon Church changed its position on polygamy and agreed to further reforms in the governing of Utah.
http://www.onlineutah.com/historylee.shtml
http://antimormon.8m.com/leechp18.html
http://www.geraldgrimmett.com/
    1862 - Birthday of William S. Porter (d. 1910), known by his pen name “O. Henry,” a famous American author, born at Greensboro, NC. Best known for his short stories, including “Gift of the Magi.”
    1875 - "Professor Tigwissel's Burglar Alarm" appeared in the New York "Daily Graphics" newspaper. 17 successive pictures that filled a full page made up the first comic strip to be published in a newspaper. The “comic strip” is an American creation.
    1886 – The Major League debut of Connie Mack, catcher, Philadelphia Athletics.
    1892 - The Scarritt Bible and Training School in Nashville, TN, was dedicated, primarily as the result of the conception, urging and fund-raising of southern Methodist mission's leader and social reformer, Belle Harris Bennett (1852-1922).
http://www.scarrittbennett.org/facts.htm
    1902 - Birthday of guitarist Governor Jimmie Davis (d. 2000), Quitman, LA.  Davis was also songwriter of both sacred and popular songs who served for two nonconsecutive terms from 1944–48 and from 1960–64 as the governor of Louisiana.
    1903 - A new National Agreement signed by the National Association of minor league clubs officially organized professional baseball under one comprehensive set of rules.  A second National Agreement was signed in 1904, ending the two-year war between the National League and the upstart American League. The two leagues created a three-member National Commission to settle disputes regarding player contracts and arrange for an annual post-season championship series, the World Series. The two leagues grew more integrated over the years, first with the creation of the office of Commissioner and the disbanding of the National Commission, as a result of the adoption of the Major League Agreement in 1920 in the wake of the Black Sox Scandal.
    1903 - The first race at the Milwaukee Mile in West Allis, WI was held. It is the oldest major speedway in the world.
    1904 - Birthday of harmonica player William McKinley “Jazz” Gillum (d. 1966), Indianola, MS
    1906 – In his last game as a player, John McGraw’s New York Giants beat the Boston Beaneaters, 3-0, behind Christy Mathewson’s 19th win.
    1910 - The first trackless trolley system was built by Charles Mann and placed in operation between “Bungalow Land” in Laurel Canyon, CA and the terminal point of the Los Angeles Pacific Electric Railway Company, a distance of 1.5 miles. Two automobile buses were used. On top of the buses were trolley poles making contact with overhead wires.
    1915 – Eddie Plank became the first left-hander in the Majors to win 300 games. 
    1921 - Nahalal, the first moshav in Palestine, was settled as part of a Zionist plan to colonize Palestine and creating a Jewish state, later to be Israel.  It was designed by Richard Kaufmann. Its founders immigrated to Mandate Palestine from Eastern Europe between 1904 and 1914, at the end of the Ottoman rule, some of whom had been members of the first kibbutz. After working in farming communities for a decade, they dreamt of establishing an income-sharing farming community similar to a kibbutz, but they wanted to maintain the nuclear household structure (kibbutzim had communal dining and children slept in separate housing).  Nahalal was established on land that had been given to the founders by the Jewish National Fund.
    1925 - Birthday of piano player Tommy Lee Russell, Vienna, GA
    1927 - Babe Ruth hits 50th of 60 homers.
    1928 – At Yankee Stadium, Ty Cobb’s last MLB at-bat resulted in a pop-up to short as a pinch-hitter.  It was just past 23 years after his debut.
    1929 - San Francisco Mayor James Rolph inaugurates new pedestrian traffic light system, the first in the country.
http://www.sfmuseum.org/hist1/rolph.html
    1934 - Fletcher Henderson band records “Big John's Special.”
    1941 - Stan Kenton Band makes first commercial recordings, LA, Decca.
    1941 - Aviator and American hero Charles Lindbergh, charges "the British, the Jewish & the Roosevelt administration" are trying to get the US into World War II.
http://history.acusd.edu/gen/WW2Timeline/lindbergh3.html
    1945 - General Hideki Tojo, former prime minister of Japan, attempts suicide when American troops arrived at his house to arrest him, on General MacArthur's instructions, as a war criminal. Though shooting himself with a revolver below the heart, the wound is not fatal, and after blood transfusions and penicillin administration at the American hospital at Yokahama his condition improves.
    1945 - Top Hits
“Till the End of Time” - Perry Como
“On the Atchison, Topeka and Santa Fe” - Johnny Mercer
“If I Loved You” - Perry Como
“You Two Timed Me One Time Too Often” - Tex Ritter
    1949 - Helena, MT had a snowfall of 7.5 inches, the earliest snow fell. The following day, 22 more inches followed.
    1953 - Top Hits
“Vaya Con Dios” - Les Paul & Mary Ford
“No Other Love” - Perry Como
“You, You, You” - The Ames Brothers
“A Dear John Letter” - Jean Shepard & Ferlin Huskey
    1954 - Before it fully recovered from devastating Hurricane Carol, New England was blasted by Hurricane Edna. Winds on Martha's Vineyard gusted to 120 mph. Boston reported sustained winds of 74 mph with gusts to 87 mph. Over 8 inches of rain fell at Portland, ME. 21 people were killed and damage was estimated at $40 million.
    1955 - The first Southern Baptist church to be established in Nebraska was organized at Lincoln, with 34 charter members. Founded by Southern Baptist U.S. Air Force personnel who had been stationed in Lincoln, the congregation first met for worship on Easter Sunday of this year.
    1956 - Art Tatum/Ben Webster Quarter, records for Verve.
    1956 - Singer Blossom Dearie cuts first Verve session.
    1957 - Jerry Lee Lewis hits the number three position on the US record charts with "Whole Lotta Shakin' Goin' On."
    1959 - Congress passed a bill authorizing food stamps for low income Americans.
    1959 - "Duke" Ellington wins Spingarn Medal for his musical achievements. The award is presented each year by the NAACP for outstanding achievements by a black American.
http://www.infoplease.com/ipa/A0002290.html
    1961 - Top Hits
“Michael” - The Highwaymen
“Take Good Care of My Baby” - Bobby Vee
“My True Story” - The Jive Five
“Tender Years” - George Jones
    1961 - Very large and slow moving Hurricane Carla made landfall near Port Lavaca, TX. Carla battered the central Texas coast with wind gusts to 175 mph, and up to 16 inches of rain, and spawned a vicious tornado which swept across Galveston Island killing eight persons. The hurricane claimed 45 lives, and caused $300 million damage. The remnants of Carla produced heavy rain in the Lower Missouri Valley and southern sections of the Upper Great Lakes Region.
    1962 - The Beatles return to Abbey Road Studios where they record "P.S., I Love You." Producer George Martin is concerned with Ringo Starr's ability and hires session drummer Andy White to re-record "Love Me Do," on which Ringo played maracas and tambourine.
    1964 - The last of the "Friday Night Fights" was seen on free home TV. The Gillette Safety Razor Company, Madison Square Garden and ABC-TV televised a fight between Dick Tiger and Gene Fullmer from Cleveland, OH. Tiger beat Fullmer to wrap up the 20-year TV series. Boxing soon went to closed-circuit TV in theatres and to cable and pay-per-view TV.
    1965 - 1st Cavalry Division (Airmobile) begins to arrive in South Vietnam at Qui Nhon, bringing U.S. troop strength in South Vietnam to more than 125,000. The unit, which had a long and storied history, was the first full U.S. Army division deployed to Vietnam. The 1st Cavalry Division, popularly known as the "First Team," was the only American division to fight in all four corps tactical zones. The bulk of the division began departing Vietnam in late April 1970, but the 3rd Brigade remained until June 1972. The 1st Cavalry Division was awarded the Presidential Unit Citation and "First Team" soldiers won 25 Medals of Honor, 120 Distinguished Service Crosses, 2,766 Silver Stars, 2,697 Distinguished Flying Crosses, and 8,408 Bronze Stars for Valor.
    1965 - Beatles' "Help!" album goes #1 and stays #1 for 9 weeks.
    1965 - The Gentry's "Keep on Dancing" enters the Hot 100 where it stays for 13 weeks. It gets up to #4. It will be the group's biggest hit.
      1965 - The Rolling Stones hit #1 in England with "(I Can't Get No) Satisfaction."
    1966 - Benefit for BOTH/AND jazz club at the San Francisco Fillmore with Big Mama Thornton, The Airplane, Elvin Jones, Jon Hendricks Trio and the Joe Henderson Quartet.
   1966 - Johnny Miller became the first Yankee to hit a HR on his first at bat.  It was Miller's only homer in pinstripes, but as a Dodger in 1969, he homered in his last Major League at-bat as well.
   1966 - The Beatles receive a Gold record for the single, "Yellow Submarine."
    1967 - Singer Harry Connick, Jr., Birthday, born Joseph Harry Fowler Connick Jr., New Orleans.
http://www.harryconnickjr.com/connick/index.cfm
http://www.hconnickjr.com/
   1967 - “Carol Burnett Show” premiered. This popular comedy/vari­ety show starred comedienne Carol Burnett, who started the show by taking questions from the audience and ended with an ear tug. Sketches and spoofs included recurring characters like “The Family” (later to be spun off as “Mama's Family”) and “As the Stomach Turns.” Regular cast members included Harvey Kor­man, Lyle Waggoner and Vicki Lawrence. Later, Tim Conway joined the cast. Dick Van Dyke briefly joined after Korman left in 1977.  The show originally ran on CBS to March 29, 1978, for 279 episodes, and again with nine episodes in the fall of 1991. The series won 25 primetime Emmy Awards, was ranked number 16 on TV Guide’s 50 Greatest TV Shows of All Time in 2002, and, in 2007, was listed as one of Time magazine's 100 Best TV Shows of All Time.

    1967 - The Beatles’ "All You Need Is Love" is certified as a million-seller.
    1969 - Top Hits
“Honky Tonk Women” - The Rolling Stones
“Sugar, Sugar” - The Archies
“Green River” - Creedence Clearwater Revival
“A Boy Named Sue” - Johnny Cash
    1970 - “Would you believe?” The last of the "Get Smart" series on CBS-TV was aired. This spoof spy-thriller appeared on both NBC (1965-69) and CBS (1969-70). Don Adams starred as bumbling CONTROL Agent 86, Maxwell Smart. His mission was to thwart the evildoings of KAOS organization. Agent Smart was usually successful with the help of his friends Barbara Feldon as Agent 99 (whom Smart eventually married), Edward Platt as The Chief, Robert Karvelas as Agent Larrabee, Dick Gautier as Hymie the Robot and David Ketchum as Agent 13. Max's shoe phone was worn on his right foot.
    1971 - “The Rookies” premiered on TV. This hour-long crime show focused on three young police recruits: Michael Ontkean as Willie Gates, George Stanford Brown as Terry Webster and Sam Melville as Mike Danko. Also featured were Gerald S. O'Loughlin as Lieutenant Ed Ryker, Kate Jackson as nurse Jill Danko, Mike's wife, and Bruce Fairbairn as Chris Owens. The show as produced by Aaron Spelling and Leonard Goldberg.
    1971 - The Ford Pinto made its debut; at a cost of less than $2,000, designed to compete with an influx of compact imports. But it was not the Pinto's low cost that grabbed headlines. Ford's new best-selling compact contained a fatal design flaw: because of the placement of the gas tank, the tank was likely to rupture and explode when the car was involved in a rear end collision of over 20 mph. In addition, it was eventually revealed that Ford knew about the design flaw before the Pinto was released. An internal cost-benefit analysis prepared by Ford calculated that it would take $11 per car to correct the flaw at a total cost of $137 million for the company. When compared to the lowly estimate of $49.5 million in potential lawsuits from the mistake, the report deemed it “inefficient” to go ahead with the correction. The infamous report assigned a value of $200,000 for each death predicted to result from the flaw. Ford's irresponsibility caused a public uproar, and it 1978, a California jury awarded a record-breaking $128 million to a claimant in the Ford Pinto case.
http://www.fordpinto.com/blowup.htm
http://www.mllassociates.com/REMEMBERPINTO.HTM
http://www.geocities.com/MotorCity/Speedway/2641/index.html
http://www.me.utexas.edu/~me179/topics/lessons/case3.html
    1971 - Donny Osmond's "Go Away Little Girl" hits Number One. The song was Number One for Steve Lawrence in 1963 and peaked at #12 for the Happenings in 1966.
    1972 – BART, the San Francisco Bay Area Rapid Transit, began operations, between MacArthur station in Oakland and Fremont.  Extensions were completed to Colma and Pittsburg in 1996, Dublin/Pleasanton in 1997, SFO and Millbrae in 2003, the automated spur that connects BART to Oakland Internal Airport in 2014, and to Warm Springs/South Fremont in early 2017.
    1972 - No. 1 Billboard Pop Hit: "Black & White," Three Dog Night.
    1974 - “Little House of the Prairie” premiered. This hour-long family drama was based on books by Laura Ingalls Wilder. It focused on the Ingalls family and their neighbors living at Walnut Grove, MN: Michael Landon as Charles (Pa), Karen Grassle as Caroline (Ma), Melissa Sue Anderson as daughter Mary, Melissa Gilbert as daughter Laura, from whose point of view the stories were told, Lindsay and Sidney Greenbush as daughter Carrie and Wendi and Brenda Turnbaugh as daughter Grace. Others featured were:
Victor French, Bonnie Bartlett, Richard Bull, Katherine Mac­Gregor, Jonathan Gilbert, Alison Arngrim, Charlotte Stewart, Dabbs Greer, Merlin Olsen, Patrick Laborteaux. Interior shots were filmed at Paramount studios in Los Angeles, while exteriors were largely filmed at the nearby Big Sky Ranch in Simi Valley, where the town of Walnut Grove had been constructed. Many other filming locations were also used during the course of the series including Old Tucson Studios and various locations in Sonora, California. In its last season (1982), the show's name was changed to “Little House: A New Beginning.” Landon appeared less often and the show centered around Laura and her husband
    1974 - The St. Louis Cardinals took seven hours, four minutes and 25 innings to beat the New York Mets 4-3 at Shea Stadium in Flushing, NY. The game set a National League record for innings played in a night game. It was the second-longest game in professional baseball history. Fans went home at 3:10 a.m.  The Mets recorded 103 at bats, the only time in Major League history that a team had 100 at bats in one game.
    1975 - Janis Ian earns her first gold record for the album "Between the Lines." The album contains her single "At Seventeen," which is climbing the charts and will peak at Number Three.
    1976 - In the third race at Latonia, jockeys John Oldham and Suzanne Picou became the first husband and wife to ride against each other in a US pari-mutuel race. Oldham finished second riding Harvey's Hope. Picou finished 11th aboard My Girl Carla.
    1976 - KC and The Sunshine Band had North America dancing in the streets with their Billboard chart topper, "Shake Your Booty."
    1977 - Top Hits
“Best of My Love” - Emotions
“(Your Love Has Lifted Me) Higher and Higher” - Rita Coolidge
“Handy Man” - James Taylor
“Don't It Make My Brown Eyes Blue” - Crystal Gayle
    1982 - "Valley Girl" by Frank Zappa and his daughter Moon Unit peaks at #32 on the singles chart.
    1983 - John Cougar's "American Fool" LP tops the chart. Cougar thus becomes the first artist in over a year and a half to have the Number One album, "American Fool," and two singles in the Top Ten, "Jack & Diane" and "Hurt So Good," in the same week. Michael Jackson accomplished the feat in 1981 with two hits off his "Off the Wall" LP.
    1984 - Bruce Springsteen broke the attendance record at the Spectrum in Philadelphia. The Boss entertained 16,800 fans for the first of six sold-out shows. Springsteen broke his own record, set during a visit to Philly in 1981.
    1985 - Top Hits
“St. Elmo's Fire” (“Man in Motion”) - John Parr
“We Don't Need Another Hero” (“Thunderdome”) - Tina Turner
“Money for Nothing” - Dire Straits
“I Don't Know Why You Don't Want Me” - Rosanne Cash
    1985 – Pete Rose became baseball's all-time hit leader, singling to left-center off Eric Show in the 1st inning of the Reds’ 2-0 win over San Diego. His 4,192nd career hit broke Ty Cobb’s record before 47,237 fans at Cincinnati's Riverfront Stadium.
    1986 - Heavy rains over Michigan set a new 24-hour rainfall record at Muskegon. 6 inches of rain fell in a 24-hour period. 7.52 inches fell at Saginaw and 4.21 inches at Grand Rapids. On the 12th, rivers overflowed their banks and several earthen dams gave way causing record flooding on many rivers. The southbound bridge on U.S. route 31 washed out near the town of Hart.
    1988 - Snow blanketed parts of the Central Rocky Mountain Region and the Central Plateau, with ten inches reported at Mount Evans in Colorado. Smoke from forest fires in the northwestern U.S. reached Pennsylvania and New York State. Hurricane Gilbert, moving westward over the Caribbean, was packing winds of 100 mph by the end of the day.
    1990 - The high temperature at Phoenix reached 112, the highest ever for the date and for so late in the season
    1993 - Top Hits
“Dreamlover” - Mariah Carey
“Can’t Help Falling in Love” (From "Sliver") - UB40
“Whoomp!” (“There It Is”) - Tag Team
If - Janet Jackson
    1994 - Andre Agassi won the men's title at the U.S. Open tennis tournament, defeating Michael Stich 6-1, 7-6 (7-5), 7-5.
    1995 - Janet Jackson's "Runaway" makes history by becoming the first single by a woman to make its debut in the top 10 of Billboard's Hot 100. The single, which debuted at No. 6, is off Jackson's greatest hits album.
    1995 - No. 1 Billboard Pop Hit: "Gangsta's Paradise (from ‘Dangerous Minds')," Coolio featuring L.V.
    1996 - For the first time ever, a new single by a major recording artist is released exclusively on the Internet. David Bowie's "Telling Lies" is released on Bowie's Website (www.davidbowie.com), where it can be played and downloaded; the song does not appear anywhere on CD, record or cassette and is not to be heard on the radio.
    1998 - Top Hits
“I Don't Want To Miss A Thing” - Aerosmith
“The First Night” - Monica
“Crush” - Jennifer Paige
“My Way” - Usher
    1999 - Serena Williams won the U.S. Open women's title at age 17 in only her second year as a pro. Williams beat top-seeded Martina Hingis, 6-3, 7-6 (7-4).
    2001 - At 8:48 a.m. EDT a passenger jet crashed into the North Tower of the World Trade Center in New York City. Flames and smoke at 9:06 a.m. Another plane hit the WTC's South Tower. At 9:43 a.m. the Pentagon in Washington, DC was hit by another jet airliner. A few minutes later, a fourth jet airliner crashed in a field in Shanksville, PA, some 80 miles southeast of Pittsburgh. For the first time, terrorists had struck on U.S. soil. Air traffic to and from U.S. airports was halted. 19 Muslim militants, all men, all in their 20s and 30s, members of Osama Bin Laden's al-Qaeda, had hijacked at least four planes all in the name of their religion: Islam. Almost 3,000 people died at the World Trade Center, including 385+ firefighters and police who valiantly attempted to save the thousands in the towers. One jet destroyed a section of the Pentagon, killing 189 people. On the plane in Pennsylvania, the brave souls aboard tried to regain control from their hijackers. Their plane crashed in a field. There were no survivors. The 19 Islamic religious fanatics of Middle Eastern descent wanted to destroy what Americans stand for. They died in vain. But, the people they murdered did not. Americans are now prouder, more committed to stand together; united from Maine to Hawaii, from Alaska to Florida, determined not to let any country, religion, or people steal our freedoms. Americans will fight all evil-doers for our inalienable right to live in our democracy. The battle cry of the United States against terrorists: “Let's roll!” (Todd Beamer's last words as heard by an Airfone operator minutes before Flight 93 crashed.)
    2001 - In the wake of terrorist attacks on New York City's World Trade Center and the Pentagon, Major League Baseball cancels all games for security reasons and for the deep mourning for all the lives that have been lost. Yankee Stadium is evacuated as a precautionary measure.
    2002 - Yankee legends Whitey Ford and Phil Rizzuto unveil a monument dedicated to the victims of the September 11th terrorist attacks. The team also has a ceremonial tree planting in Monument Park in honor of the heroes and victims of horrific events of a year ago.
    2004 - As 36,887 Bank One Ballpark fans hope to see Barry Bonds hits his 699th and perhaps 700th career homer, they watch the Giant left fielder reach a different milestone. The San Francisco slugger receives three base-on-balls from Diamondback pitchers to break his own record and becomes the first Major Leaguer to walk over 200 times in a single season.
    2010 - The Medal of Honor was awarded for the first time since the Vietnam War.  U.S. Army Staff Sergeant Salvatore Giunta received the medal for his actions during the War in Afghanistan.
    2012 - The U.S. Consulate in Benghazi was attacked by members of the Islamic militant group Ansar al-Sharia.  U.S. Ambassador to Libya, J. Christopher Stevens, was killed with three others; the Cairo embassy was also attacked.  At the behest of the CIA, top U.S. officials initially described the attacks as the results of a spontaneous protest triggered by recently released anti-Muslim video.  Subsequent investigations showed that the attack was premeditated.
    2013 - The UN Security Council received alleged proof of chemical weapons use by Syrian militants from Russia.
    2014 - Court documents were unsealed for rulings in 2008 requiring companies to give customers' online data to the U.S. government with no warrant.  The papers showed that Yahoo! sued but lost, resulting in compliance by Yahoo!, Google, Apple, and others.