Bank Equity  
Year-end 2008 $24.8 million
Year-end 2009 $5.8 million
Year-end 2010 $4.5 million
Sept. 30, 2011 $3.0 million

Tier 1 Risk Capital Ratio
Year-end 2008 10.02%
Year-end 2009 3.02%
Year-end 2010 3.61%
Sept. 30, 2011 2.95%

Net Profit
Year-end 2008 -$20 million
Year-end 2009 -$18.9 million
Year-end 2010 -$7.9 million
Sept. 30, 2011 -$6.9 million

Non-Conforming Loans
Year-end 2008 $9.2 million
Year-end 2009 $44.5 million
Year-end 2010 $14.3 million
Sept. 30, 2011 $12.8 million