Bank Equity
2006
$9.4
2007
$10.0
2008
$9.2
2009
$4.8
2010
$2.6
3/31
$1.0


Profit
2006
$856,000
2007
$573,000
2008
-$1.2
2009
-$4.3
2010
-$1.9
3/31
-$1.7

 

Charge Offs
2006
$198,000
2007
$185,000
2008
$1.2
(609,000 Constr./land dev/$206,000 1-4 family, $336,00 indiv.loans)
2009
$2.0
($1 Million constr./land dev; $628,000 R/E/ $488,000 indiv. loans)

2010

$1.45
( $1.2 Million constr./land dev/ $268,000 indiv. loans)
3/31

$1.1
($715,000 commercial/industrial/$263,000 const./land dev/ $258,000)

 

Noncurrent loans
2006
$565,000
2007
$1.6
2008
$5.5
2009
$8.9
2010
$9.1
3/31
$10.7


Tier 1 Risk Capital  
2006 11.96%
2006 10.62%
2006 8.89%
2006 5.66%
2006 3.76%
2006 2.85%