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Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Wednesday, April 1, 2020
(Sorry, No April Fool’s This Year, Times are Too Serious. - Editor)

Today's Leasing News Headlines

Marlin Business Services Files Revealing 8-K
   "Operating Under COVID-19 Pandemic”
Restaurant Industry Collapses in Major U.S. Cities
    Year-over-Year on the Open Table Network - Chart
California Restaurants say 30,000 to Close
    Permanently without State aid
How Long Do Americans See Covid-19 Disruption Lasting
    When Will it Start to Improve---Chart
Reset Button
    Sales Makes it Happen by Scott Wheeler, CLFP
Colorado Kickstarts Marijuana Home Deliveries
   For Patients, Now; Recreational January, 2021
New Marriott Data Breach Impacts Up to 5.2 Million Guests
   By Eduard Kovacs,
Mixed Breed
   Blackwood, New Jersey  Adopt-a-Dog
AACFB Webinar Wednesday Today 2:00pm ET
   How to Keep Your Business Moving Forward
   Free Webinar
News Briefs--
Cuomo says coronavirus is ‘more dangerous’ than expected
   as New York cases jump 14% overnight to 75,795
Illinois governor says feds sent wrong type
   of protective medical masks
Gavin Newsom on California coronavirus numbers:
  1.6 million File for Unemployment, 657 in ICUs
Hawaii Requiring 14 day Self Quarantine all residents/visitors  
  arriving/returning Traveling Between Islands also
   requires 14 day self-quarantine—see photo Waikiki Beach
Airlines Refused to Collect Passenger Data
   That Could Aid Coronavirus Fight
Report: Atlanta FinTech unicorn furloughs'
 ‘significant number' of employees (500)
Atlanta city leaders grapple with residents
   defying stay-at-home order
Mortgage Company Suspends Lending
    for Two Weeks
How the $2 trillion US stimulus package
     could impact SMBs and alt lenders
These 6 states have no shelter-in-place orders
   Some nonessential businesses have been told to close
U.S. Retail Crisis Deepens as Hundreds of Thousands Lose Work
   Macy's 125,000 workers, Gap 80,000 store employees
Largest US mall owner, Simon Property, furloughs 30% of  
  workforce, adding to avalanche of coronavirus-related retail layoffs

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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May Have Missed
  Sports Brief----
   California Nuts Brief---
    "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

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Marlin Business Services Files Revealing 8-K
"Operating Under COVID-19 Pandemic

"Marlin’s President and CEO, Jeff Hilzinger, stated, 'We are very pleased with the FDIC’s decision to terminate our CMLA Agreement that has existed since the inception of Marlin Business Bank. We are a very well-capitalized institution and the termination of this agreement puts us in an even stronger position to serve our partners and customers as they deal with the effects of the pandemic'.”

Highlights: "Since Friday, March 20, 2020, Marlin’s entire workforce has been working remotely and all business-related employee travel has been suspended. Through the successful execution of the plan, Marlin has not experienced any interruption of its normal business operations."

“While the Company is still accepting applications for its equipment finance and working capital products, it has taken significant actions to protect the value of its portfolio. This includes limiting origination activities within certain high-risk industries, tightening underwriting criteria and tightening the process under which we acquire equipment from our partners on behalf of our customers. In addition, for existing customers and partners, Marlin has implemented several programs to help them weather the crisis, as appropriate."

"Due to the significant negative effects of COVID-19 on the global economy, Marlin anticipates that the Company’s financial and operational results for the first quarter ended March 31, 2020 and the fiscal year ending December 31, 2020 will also be adversely impacted. Marlin will provide an update on its business and financial outlook for 2020 during its first quarter earnings release and earnings conference call in early-May.

"Mr. Hilzinger concluded, 'As we continue to navigate the evolving and uncertain environment, we remain focused on the tasks at hand—supporting our employees and valued customers, maintaining ample capital and liquidity and continuing to build Marlin for the future. We look forward to supporting our partners and customers during this time of crisis'.”

Full Form 8-K filing



With the U.S. economy suffering severely amid the coronavirus outbreak, the Senate has passed a $2.2 trillion aid bill which is the largest economic stimulus in American history. Financial support will be provided for small businesses while most adults will receive direct payments of $1,200. As the number of Americans on full or partial lockdown increased in line with infections over the past two to three weeks, the restaurant trade was one of the sectors quickest and worst hit.

Using data from online restaurant-reservation service Open Table, it is possible to visualize the downward trend and show why small business owners desperately need all the financial help they can get. The company has a global network of approximately 60,000 restaurants and its data is broadly representative of the industry as a whole. Restaurants were still trading relatively normally up until the end of March before the pandemic made its impact felt and the number of seated diners plummeted compared to the same days in 2019.

Most establishments in the major cities of Boston, Chicago, Houston, Los Angeles, New York and San Francisco had lost 100 percent of their business by March 17 with many switching to takeout or providing delivery services in a bid to remain afloat. People stuck at home are now being urged to go out and support their local restaurants if they provide takeout and collective efforts to establish social media campaigns have gained traction over the last couple of days.

By Niall McCarthy, Statista


California Restaurants say 30,000 to Close
    Permanently without State Aid


As COVID-19 spreads and more and more governments implement stringent lockdown measures, one question is being raised frequently: how much longer is the pandemic going to disrupt people's lives? In the United States at least, Gallup polled 1,020 U.S. adults about expected disruption with 36 percent saying they expect the situation to last a few more weeks.

51 percent of those polled said that disruption will drag on for months while nine percent think it will last for the rest of the year. Three percent are particularly pessimistic, believing it will go on for even longer than that. 66 percent of Gallup's respondents said their daily lives have been disrupted either a great deal or a fair amount.

By Niall McCarthy, Statista


Reset Button

Sales Makes it Happen by Scott Wheeler, CLFP

The commercial equipment leasing and finance industry is the process of reacting to the current economic crisis. Strong companies are resetting their priorities, their strategies, their credit policies, and their relationships. Leaders are making difficult decisions and working to stabilize the viability of their companies. Major and necessary changes are taking effect on a weekly, daily, and even hourly basis. These changes will affect every originator, every company, and every transaction. Our industry is preparing for the recovery and originators are on the front line preparing to lead the industry forward. Below are a few comments shared by originators in the last week:

  • A call from an existing client (a medical research company) required the originator to move quickly to secure an approval and funding in record time. The originator confidently explained to the client that conditions had significantly changed since his last request and that a lengthy list of items would need to be submitted to the credit department. All of the items were supplied by the client in a matter of hours with literally no push-back by the client. The pricing was aligned with the current risk and accepted by the client immediately. The originator didn't panic. He professionally explained the new process, made no excuses, and moved the transaction forward.
  • An existing February approval was pulled by the credit department immediately prior to funding. The economics of the transaction had greatly deteriorated because of the current economic situation. Instead of fighting the decision, or wasting time, a seasoned originator worked with his credit department and the customer to significantly restructure and re-document the transaction. The originator acted professionally and was willing to potentially lose the transaction, rather than compromise the stability of his company. 
  • A long-term strong client requested several million dollars of working capital to weather the current storm. The finance company typically had not supplied working capital loans - all of its financing was for new equipment acquisitions.  However, the credit department, equipment valuation department, and sales department worked together to secure a transaction with unencumbered equipment and 60% LTV to provide the client with capital.  
  • An origination company lost one of its primary "C/D" funding partners. The owner gathered his sales force and explained how quality is most important in uncertain times - that quality originators seek out quality assets and quality relationships. The company will move forward and focus on its strongest clients and it strongest relationships. The future is based upon quality.

Many years ago, during a previous recession, I remember reading the following statement. I do not remember who said it or which publication printed it; but, I will never forget the statement:

I choose to not participate in the current recession, but rather to be a strong advocate and initial participant in the forthcoming recovery. With every adversity comes opportunity.



Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161

Sales Makes it Happen articles:


Colorado Kickstarts Marijuana Home Deliveries
For Patients, Now; Recreational January, 2021

In May 2019, Colorado Governor Jared Polis passed a bill that allowed home delivery for medical and recreational marijuana. The move was lauded by reform advocates and industry representatives who said it was a major step in the right direction for the state’s marijuana industry. The legislation granted licensed medical cannabis shops permission to deliver marijuana to their patients from January 2020, while recreational deliveries to adults 21 and older will start in January 2021.

This month, the state issued the first marijuana delivery license to Boulder-based medical cannabis dispensary. The Dandelion, which is owned and operated by retail chain Native Roots. Ironically, the timing was purely coincidental and had nothing to do with the Coronavirus pandemic that’s currently wreaking havoc across the world.

Sharon Fender, Director of Public Affairs for Native Roots, said, “The timing is a total coincidence, but it’s timely. Medical delivery is really another option for patients to utilize social distancing.

“The virus is transmitted through droplets when an infected person coughs or sneezes, and medical experts state that social distancing and self-isolation are the best way to prevent new infections."

Authorities have been implementing Coronavirus measures meant to curb its spread, and all businesses except the most essential have to be shut down. Numerous states have included cannabis retailers in this group, and most of them have been looking into home deliveries and curbside pickups to reduce contact between customers.

The Dandelion’s delivery service will be available to patients living in either Boulder or the nearby town of Superior. They also have to be registered with the dispensary, and Native Roots has stated that it is ‘looking into a compliant, remote solution for patient registration’ for patients looking to sign up.

There is a $100 minimum purchase, and in accordance with advice from medical experts, the dispensary is advising customers to pay with debit cards and avoid cash changing hands.

At the moment, the world is on high alert as the Coronavirus pandemic throws systems that were in place for decades into disarray. Many economies are already showing the strain as businesses have been forced to shut down and millions rendered unemployed. Three months after appearing in Wuhan, China, the virus has infected over 700,000 individuals and left at least 30,000 dead. Home deliveries will help businesses stay afloat and allow people to buy what they need without compromising their health.

“The state rightfully prioritized the medical patient community for cannabis delivery, many of whom suffer from serious illnesses, pain and mobility issues. With permission from both municipal and state legislators, we are excited to begin the first-ever legal cannabis delivery service in Colorado. We are hopeful other jurisdictions will follow their lead and opt into medical delivery as soon as possible,” says Fender.

Experts see this commencement as yet another way through which the cannabis industry is contributing to limiting social contact at this time when the Coronavirus pandemic is raging. Sector players like SinglePoint Inc. (OTCQB: SING) are believed to be urging their customers to take advantage of every opportunity to receive consumer products in their homes without having to move out and risk being exposed to COVID-19.

Cannabis News Wire


New Marriott Data Breach Impacts Up to 5.2 Million Guests
By Eduard Kovacs,

Marriott on Tuesday disclosed a new data breach that could impact up to 5.2 million of its guests. The incident is related to an internal application used by Marriott hotels.

According to the company, its corporate-owned and franchised hotels use an application to provide services to guests. At the end of February, Marriott discovered that the credentials of two employees at a franchise property were used to access “an unexpected amount of guest information.”

The investigation is ongoing, but it appears that the unauthorized access started in mid-January. Marriott says it has invalidated the compromised credentials, but the attackers may have obtained information on as many as 5.2 million individuals.

Marriott says the exposed information includes name, mailing address, email address, phone number, loyalty account number and point balance, company name, gender, birth day and month, information on the customer’s preferences (e.g. room and language preferences), and details on partnerships and affiliations (e.g. linked airline loyalty programs). However, not all of this information was present for every affected guest.

The company claims it has found no evidence that Marriott Bonvoy account passwords or PINs, passport information, payment card information, national IDs or driver’s license numbers have been compromised. Nevertheless, Bonvoy account passwords have been reset and users will be prompted to enable multi-factor authentication.

Affected individuals are being notified and Marriott is offering them identity protection services free of charge for one year. A dedicated website has been set up to assist impacted guests.

“Marriott carries insurance, including cyber insurance, commensurate with its size and the nature of its operations, and the company is working with its insurers to assess coverage. The company does not currently believe that its total costs related to this incident will be significant,” Marriott stated.

In November 2018, Marriott revealed that it had been hit by a massive data breach impacting roughly 500 million people who had stayed at Starwood hotel properties. The attackers had access to the Starwood network for years before their presence was detected.

The company later said the incident, which has been attributed by some to hackers working for the Chinese government, only impacted 383 million guests, but it’s still one of the biggest data breaches on record. Furthermore, the incident resulted in the exposure of highly sensitive information, including passport numbers and payment card details.

The UK Information Commissioner's Office (ICO) announced in July 2019 that Marriott should pay a $124 million fine for infringements of the General Data Protection Regulation (GDPR) resulting from the breach, but Marriott said it would appeal the decision. The case has yet to be settled.


Mixed Breed
Blackwood, New Jersey  Adopt-a-Dog


ID 41706864
Six Years, 10 months
Over 44 lbs. Large
Declawed: No
Housetrained: Yes
Site: Homeward Bound Pet Adoption
Location: Foster Care
Intake Date: 5/17/2019

Bruno's handsome face and flexing bod belong on a much younger boy. No dad bod for this stud. His graying face, he has accepted as his nod to maturity. He is a friendly, social, happy guy. If he was human, he would be that neighbor that hosts block parties. Bruno is housebroken, great in the car, and is a very low maintenance guy.

If you have any questions, please contact our adoption team at 856-401-1300 ext. 102.

Animal Welfare Society of Camden County
125 County House Road
Blackwood, New Jersey 08012
Phone: 856-401-1309

Adoption Center – By Appointment Only
Sunday: 11:00 am – 4:00 pm
Monday: Closed
Tuesday: 11:00 am – 4:00 pm
Wednesday: 11:00 am – 4:00 pm
Thursday: 11:00 am – 4:00 pm
Friday: 11:00 am – 4:00 pm
Saturday: 11:00 am – 4:00 pm

Send a Message:

Adopt-a-Pet by Leasing Co. State/City


Free Webinar

Full Information and Ability to Register:


News Briefs----

Cuomo says coronavirus is ‘more dangerous’ than expected
   as New York cases jump 14% overnight to 75,795

Illinois governor says feds sent wrong type
   of protective medical masks

Gavin Newsom on California coronavirus numbers:
  1.6 million file for unemployment, 657 in ICUs

Hawaii Requiring 14 day Self Quarantine all residents/visitors  
  arriving/returning Traveling Between Islands also
   requires 14 day self-quarantine—see photo Waikiki Beach

(Gov. Ige encourages those who have scheduled trips to Hawaii to postpone and reschedule their plans at this time. Visitors currently in the Hawaiian Islands should adjust their travel plans to end their vacations accordingly. Please click here for the flyer and contact hotel and activity operators directly for the latest information.)

Airlines Refused to Collect Passenger Data
   That Could Aid Coronavirus Fight

Report: Atlanta FinTech unicorn furloughs'
 ‘significant number' of employees (500)

Atlanta grapples

Mortgage Company Suspends Lending
    for Two Weeks

How the $2 trillion US stimulus package
     could impact SMBs and alt lenders

These 6 states have no shelter-in-place orders
Some nonessential businesses have been told to close

U.S. Retail Crisis Deepens as Hundreds of Thousands Lose Work
   Macy's 125,000 workers, Gap 80,000 store employees

Largest US mall owner, Simon Property, furloughs 30% of   
  workforce, adding to avalanche of coronavirus-related retail layoffs




You May Have Missed---

State trooper pulled over a doctor for speeding.
   Then he gave her his N95 medical masks


In Bed All Day

You get to stay in bed all day.
You get to watch TV
Or lay around or read a book.
Your time is really free.

Forget your work, your empty desk
With files stacked to the ceiling
And loads of e-mails to be read.
We know how you are feeling.

Just settle back and rest a while.
We promise you no flack.
But when your rest is over, well,
We really need you back!

by Denise Rodgers


TB12, Still: Tom Brady Accepts Chris Godwin's Offer

Sean Payton: Taysom Hill sees himself as a starting QB,
    and we do, too

Sportscaster Joe Buck will do play-by-play
    on your quarantine videos

49ers' George Kittle offered a forceful defense of
   Jimmy Garoppolo on ESPN's First Take

Amid coronavirus uncertainty, NFL resolute in
   staying the course for 2020 season — for now

Matthew Slater says New England Patriots
   can forge a new identity without Tom Brady

Adam Vinatieri, Colts remain undecided about future

Coronavirus be damned, Roger Goodell says the NFL Draft must go on

Steph Curry is MVP for his coronavirus
     outreach, including Dr. Fauci Q&A


California Nuts Briefs---

As Wine Country tourism halts, hotel workers see jobs vanish

California classrooms will not reopen this school year
   due to coronavirus, superintendent says

Paying $4.79 a Gallon,
   California Didn’t Get the Cheap Gas Memo

Win-win: Restaurants feed hospital workers
   during coronavirus, keep staff employed

Millions of dollars worth of SF flowers wither away
   as coronavirus shuts down a perishable industry

California, you’re doing a great job staying home,
   tracking data show. (Except these places)

SF Bay Area restaurateurs use GoFundMe
   to help out-of-work employees

CHP sees surge of speeding Bay Area drivers
  amid coronavirus shutdown

U.S. wineries estimated March loss more than $400 million

Trump eases pollution rules for cars,
  setting up showdown with California



“Gimme that Wine”

The SF Bay Area is drinking 42% more alcohol
    l than usual while sheltering in place

Cooper's Hawk Vineyards Transforms
   to Virtual Business in Under One Week

7 ways California wineries can connect
    with customers sheltering at home

Massachusetts Lawmakers Approve Bill
  to Allow Restaurants to Sell Alcohol To-Go

Modesto’s Gallo making hand sanitizer;
   donates to Stanislaus County to fight COVID-19

COVID-19 slashes available seasonal workers
  for growers in Napa and beyond

Free Wine App

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

     1621 - The first Colonial treaty with the Native Americans was a defensive alliance made on Strawberry Hill, Plymouth, MA, between Massasoit, chief of the Wampanoags, and the Plymouth colonists, acting in behalf of King James I. They promised not to “doe hurt” to one another. If a Wampanoag broke the law, he was sent to Plymouth for punishment; if a colonist was the offender, he was sent to the Wampanaogs. The agreement in all its parts was kept by both parties for more than half a century.
    1634 - The first bridge built in the US spanned the Neponset River between Milton and Dorchester, MA. The authority to build the bridge and an adjoining mill was issued to Israel Stoughton by the Massachusetts General Court.      
    1786 - A heavy snowstorm hit, bringing 12 inches from New Jersey to New Hampshire and prolonging winter into spring. This strong storm caused gale force winds and high tides. Five piers of the Charles Bridge were destroyed at Boston, Massachusetts.
    1789 - In New York City, the House held its first quorum and elected Frederick Muhlenberg of Pennsylvania to be the first Speaker.
    1807 - The famous "1807 spring storm" buried interior New England in snow and caused a great tide along the coast. Danville, Vermont received 30 inches of new snow, bringing their snow cover amount to 60 inches.
    1826 - Captain Samuel Morey of Orford, NH, received a patent on an internal-combustion engine, called “a gas or vapor engine” by its inventor. His engine had two cylinders, 180 degree cranks, poppet valves, a carburetor, an electric spark, and a water cooling device. He employed the vapor of spirits of turpentine and common air. A small tin dish contained the spirits, and the only heat he used was from a common table lamp. A rotary movement was obtained by means of a crank and flywheel, as in a steam engine.
1833 – The Convention of 1833 began in San Felipe de Austin.  This was a political gathering of settlers in Mexican Texas to help draft a series of petitions to the Mexican government.
    1841 - Brook Farm, history's most famous utopian community, is founded near West Roxbury, Massachusetts. Its primary appeal was to young Bostonians who shrink from the materialism of American life.  The community was a refuge for dozens of transcendentalists, including Ralph Waldo Emerson and Nathanial Hawthorne.
    1844 - Stuart Perry of New York City received a patent for both air-and water-cooled types and used turpentine gases as fuel. He called it a “gas engine.
    1847 - Michigan becomes first state to abolish the death penalty.
    1853 - Prior to this date, the fire department of cities was composed of volunteers exclusively. The first department to be paid a salary happened in Cincinnati, Ohio, through the efforts of Miles Greenwood. Members of the company received $60 a year, lieutenants $100, captains $150, pipe men and drivers, $365. The chief engineer received $1,000 a year and assistant engineers $300. 
    1865 - After withdrawing to Five Forks, VA, Confederate troops under George Pickett were defeated and cut off by Union troops. This defeat, according to many military historians, sealed the immediate fate of Robert E. Lee's armies at Petersburg and Richmond. Some 5000 Confederates prisoners were taken. On Apr 2, Lee informed Confederate President Jefferson Davis that he would have to evacuate Richmond. Davis and his cabinet fled by train to Danville, VA.
    1866 - Congress overrides President Andrew Johnson's veto of Civil Rights Bill that gave equal rights to all men born in the US — except Indians.
    1877 - Birthday of Dr. Aurelia Henry Reinhardt (d. 1948), San Francisco.  First woman elected moderator (the titular head), Unitarian Association (1940), President Mills College (1916) in Oakland, CA, the third oldest women's college in the U.S.
    1883 - Birthday of early movie great Lon Chaney, born Leonidas Frank Chaney (d. 1930) in Colorado Springs, CO.  Known as “The Man of a Thousand Faces,” Chaney is known for his starring roles in such silent horror films as “The Hunchback of Notre Dame” (1923) and “The Phantom of the Opera (1925).   
    1887 - Thomas Edison devises a telephone design that becomes the basis for his later claim to the invention of the microphone.
    1889 - The first investment trust was the New York Stock Trust, New York City, a general portfolio statutory trust, with 50,000 shares at $10 each.
    1891 – The Wrigley Company was established in Chicago.
    1895 - Vocalist Alberta Hunter (d. 1984) was born in Memphis, Tennessee. One of the great ladies of the golden age of jazz, singer and composer, she gave up a very successful career to become a nurse. She practiced for 20 years and then made a show business comeback at age 82, packing them into New York nightclubs.
     1897 - Vocalist Lucille Bogan (d. 1948) was born Lucille Anderson in Amory, MS.  She also recorded under the pseudonym Bessie Jackson. Music critic Ernest Borneman stated that Bogan was one of "the big three of the blues', along with Ma Rainey and Bessie Smith.
    1901 – Whittaker Chambers (d. 1961) was born Jay Vivian Chambers in Philadelphia.  After his early years as a Communist Party USA member and Soviet spy, he renounced communism, became an outspoken opponent, and testified at Alger Hiss' perjury and espionage trial.
    1903 - Jackie Martin birthday.  Photojournalist, first official photographer of the U.S. Women's Army Corps (Auxiliary), first woman to be elected to the White House Photographers Association (1941), first woman art and photographic editor, and first woman sports editor, in addition to a distinguished newspaper career.
        1910 - Harry Carney (d. 1974) birthday, Boston.  American jazz musician whose virtuosity on the baritone saxophone influenced generations. He also performed on clarinet and bass clarinet, as well as alto saxophone in the early years of his career. Mainly known for his 45-year tenure in Duke Ellington’s Orchestra, Carney's strong, steady saxophone often served as the anchor of Duke's music.
    1922 – Jazz pianist Duke Jordan (d. 2006) birthday, Brooklyn, NY

    1922 – Author William Manchester (d. 2004) was born in Attleboro, MA.  His best-selling book, “The Death of a President” (1967), is a detailed account of the assassination of President John F. Kennedy, who had been the subject of an earlier book by Manchester. In 1963, Manchester was commissioned by the Kennedy family to write the book.  Manchester, who retraced the movements of President Kennedy and Lee Harvey Oswald before the assassination, concluded, based on his study of Oswald's psychology and their similar training as Marine sharpshooters that Oswald had acted alone.
    1923 - Residents in the eastern U.S. awoke on "April Fool's Day" to bitterly cold temperatures. The mercury plunged to -34 degrees at Bergland, MI and to 16 degrees in Georgia.
    1924 - The first gramophone to change records automatically goes on sale in the US.
    1932 - 500 school children, most with haggard faces & in tattered clothes, parade through Chicago's downtown section to the Board of Education offices to demand that the school system provide them with food.
    1932 – Actress, singer Debbie Reynolds was born Mary Frances Reynolds in El Paso, TX. 
    1935 - General Electric Co. announces the first radio tube made of metal. Metal tubes were smaller and lighter than the glass vacuum tubes used in earlier radios and they improved short-wave radio reception. Radio had started to catch on as an entertainment medium in the 1920s, and its popularity grew until the rise of television in the early 1940s.
    1936 - Vivian (Vickie) Adelberg Rudow birthday.  American composer, first woman to win first prize with straight 10s in the 14th International Electoacoustic Music Competition, Bourges, France, the largest and most important electronic music competition in the world. Her composition was “With Love,” live cello, dialogue, and prepared tape. In 1977, her Kaddish won first prize in the International Double Reed Society Composition contest, solo division. She was the first Maryland composer to have her orchestral piece, “Force III,” performed in the Joseph Meyerhoff Symphony Hall in Baltimore (1982). Founder and artistic director/producer of Res Musica Baltimore, Inc. (now Res Music America, Inc.) (1980-1991), promoting music by American living composers. Produced 52 concerts and 22 Res Musica youth concerts for the Baltimore City Public Schools.
    1939 – Phil Niekro was born in Blaine, OH.  "Knucksie" made his major league debut in 1964 with the Milwaukee Braves and won 318 games over a 24-year career.  He was named to the Baseball Hall of Fame in 1997.
    1940 - New York governor Herbert Lehman signed a bill legalizing pari-mutuel wagering at the state’s racetracks and outlawing bookmaking.
    1942 - Cootie Williams Band records monk’s “Epistrophy,” Chicago, IL.
    1942 - Birthday of Samuel Delany, NYC. Science fiction writer, composer, musician. African American husband (1961-1980) of poet Marilyn Hacker.
    1945 - The Battle of Okinawa began on Easter Sunday: the US 10th Army began Operation Iceberg, the invasion of the Ryukyu Islands of Okinawa. Ground troops numbering 180,000 plus 368,000 men in support services made a total of 548,000 troops involved--the biggest amphibious operation of the Pacific war.
    1949 - The first television variety show series with an African-American cast was “Happy Pappy,” on WENR-TV, Chicago, IL. The program featured Ray Grant as master of ceremonies, the Four Vagabonds, and Modern Modes, and guests.
    1953 - The first educational television station sponsored by a city was WQED, Channel 13, Pittsburgh, PA, and went on the air today. A second education channel, WQEX, Channel 16, was granted a license on July 16, 1958, making Pittsburgh the first city with two educational television stations.
    1954 - U.S. Air Force Academy was founded in Colorado. President Dwight Eisenhower signed a bill authorizing the establishment of an Air Force Academy, similar to West Point and Annapolis. On July 11, 1955, the first class was sworn in at Lowry Air Force Base. The academy moved to a permanent site near Colorado Springs, Colorado, in 1958.
    1955 - Top Hits
“The Ballad of Davy Crockett” - Bill Hayes
“Cherry Pink and Apple Blossom White” - Perez Prado
“Dance with Me Henry” (“Wallflower”) - Georgia Gibbs
“In the Jailhouse Now” - Webb Pierce
    1955 - Elvis Presley's fourth single, a cover of Arthur Gunter's "Baby, Let's Play House." backed with "I'm Left, You're Right, She's Gone," is released. Later in the month, Presley with Bill Black and Scotty Moore head off to New York to audition for "Arthur Godfrey's Talent Scouts," as has Pat Boone. Presley is rejected and Boone will win first place
    1955 - George Martin became head of A&R for Parlophone, which will lead to his producing the Beatles seven years later when they are signed to the label.
    1956 - Chet Huntley began his successful news career with NBC. He started as a reporter and analyst of the Sunday news series, "Outlook." Soon, he would be teamed with David Brinkley for election coverage. The duo would click and become co-anchors of "The Huntley-Brinkley Report" nightly on NBC with Huntley presenting news from the New York studio while Brinkley reported from Washington, DC. John Chancellor, who would become the sole anchor of the "NBC Nightly News" years later, was also a part of the broadcast giving comment and analysis on the day’s top news. Huntley and Brinkley closed each news broadcast with the trademark, “Good night Chet. Good night David. And later, Tom Brokaw would say, “Good night from NBC News.”
    1956 - Elvis Presley arrived at Paramount Studios for a screen test, lip-synching "Blue Suede Shoes" and performing a scene as Bill Starbuck in “The Rainmaker,” still in production.  Presley was passed over for this film, and his role taken over by Burt Lancaster. Still impressed, however, Paramount and director Hal Wallis signed Elvis to a seven-year contract five days later.
    1957 - Elvis Presley played two concerts before 23,000 people at Maple Leaf Gardens in Toronto. Presley performed outside the US only four times in his career - the two concerts in Toronto, one the next night in Ottawa and a later performance in Vancouver.
    1957 - Cadence Records releases the Everly Brothers' "Bye Bye Love," a song rejected by 30 labels before Cadence picked it up. It will go to #2 on the pop chart and #1 on the Country & Western chart.
    1957 – In front of one of the smallest crowds in Major League history, 432 paid, the Kansas City A’s and Pittsburgh Pirates battled to a scoreless tie that was called after 18 innings.  It was a spring training game.
    1957 - Frankie Lymon becomes the youngest act to ever headline London's Palladium when he performs there with the Teenagers.
    1959 – Freddy Cannon released “Tallahassee Lassie.”  With lyrics written by his mother, he prepared a new song which he called "Rock and Roll Baby", and produced a demo which his manager took to the writing and production team of Bob Crewe and Frank. They rearranged the song and rewrote the lyrics, and offered to produce a recording in return for two-thirds of the composing credits.  The first recording of the song, now titled "Tallahassee Lassie was rejected by several record companies, but was then heard by Dick Clark who suggested that the song be re-edited and overdubbed to add excitement, by highlighting the pounding bass drum sound and adding hand claps and Freddy's cries of "whoo!", which later became one of his trademarks.  The single was finally released by Clark’s Swan Records, with the company president, Bernie Binnick, suggesting Freddy's new stage name of "Freddy Cannon".  In 1959, it peaked at No. 6 on the Billboard Hot 100, becoming the first of his 22 songs to appear on the Billboard chart, and also reached No. 13 on the R&B singles chart.  In the UK, it reached No. 17. "Tallahassee Lassie" sold over one million copies, and was awarded a gold disc by the RIAA.
    1960 - The Boston Patriots of the American Football League made Wall Street history by becoming the first professional sports team to issue public stock.
    1960 - In Miami's Fontainbleu Hotel, Elvis Presley taped his post-Army comeback special, Frank Sinatra's “Welcome Home, Elvis,” also starring Sammy Davis Jr., Nancy Sinatra, Joey Bishop, and Peter Lawford. Elvis sings "Fame and Fortune" and "Stuck on You," as well as Sinatra's own "Witchcraft." Frank responds by singing "Love Me Tender."    
    1962 – The Detroit Tigers signed University of Detroit basketball star Dave DeBusschere. He pitched effectively in 1962-3 with the White Sox, appearing in 36 games with an ERA of 2.90.  He went on to much more notoriety as a key member of the New York Knicks' NBA championship teams of 1970 and 1973.   He is a member of the Naismith Memorial Basketball Hall of Fame. 
    1963 - "The Doctors" premiered on NBC on the same day as ABC's long-running soap "General Hospital," providing viewers with a double dose of medical drama. The show was set at Hope Memorial Hospital and began as an anthology series that was subsequently transformed into a serial in 1964. Created by Orin Tovrov, "The Doctors" ran for 19 years. Ellen Burstyn, Anna Stuart, Nancy Pinkerton, Jonathan Hogan, Julia Duffy and Alec Baldwin are some of its famous alums.
    1963 - Longest newspaper strike in US history ends. The nine major papers in New York City ceased publication for over 100 days.
    1963 - Top Hits
“He’s So Fine” - The Chiffons
“South Street” - The Orlons
“Rhythm of the Rain” - The Cascades
“Still” - Bill Anderson
    1963 - “General Hospital," premiered on TV: ABC's longest-running soap, revolves around the denizens of fictional Port Charles, NY. "GH" was created by Doris and Frank Hursley. John Beradino, who was with the show from the beginning until his death in May 1996, played the role of Dr. Steve Hardy, upstanding director of medicine and pillar of the community. In the '80s, story lines became unusual with plots involving international espionage, mob activity and aliens. The wedding of super couple Luke and Laura (Anthony Geary and Genie Francis) was a ratings topper. By the '90s, stories moved away from high-powered action to more conventional romance. Many actors received their big break on the show, including Demi Moore, Janine Turner, Jack Wagner, Richard Dean Anderson, Rick Springfield, John Stamos, Emma Samms, Mark Hamill, Finola Hughes, Ricky Martin and Tia Carrere.
    1967 - The US Department of Transportation began operations.
    1969 - The Beach Boys left the Capitol label, suing them for over $2 million in back royalties and announced their intention to start their own label, Brother.
    1970 - President Richard Nixon signed the Public Health Cigarette Smoking Act into law, requiring the Surgeon General’s warnings on tobacco products and banning cigarette advertising on television and radio in the United States, starting on January 1, 1971.
    1970 - BEIKIRCH, GARY B., Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company B, 5th Special Forces Group, 1st Special Forces. Place and date: Kontum Province, Republic of Vietnam, 1 April 1970. Entered service at: Buffalo, N.Y. Born: 29 August 1947, Rochester, N.Y. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Sgt. Beikirch, medical aidman, Detachment B-24, Company B, distinguished himself during the defense of Camp Dak Seang. The allied defenders suffered a number of casualties as a result of an intense, devastating attack launched by the enemy from well-concealed positions surrounding the camp. Sgt. Beikirch, with complete disregard for his personal safety, moved unhesitatingly through the withering enemy fire to his fallen comrades, applied first aid to their wounds and assisted them to the medical aid station. When informed that a seriously injured American officer was lying in an exposed position, Sgt. Beikirch ran immediately through the hail of fire. Although he was wounded seriously by fragments from an exploding enemy mortar shell, Sgt. Beikirch carried the officer to a medical aid station. Ignoring his own serious injuries, Sgt. Beikirch left the relative safety of the medical bunker to search for and evacuate other men who had been injured. He was again wounded as he dragged a critically injured Vietnamese soldier to the medical bunker while simultaneously applying mouth-to-mouth resuscitation to sustain his life. Sgt. Beikirch again refused treatment and continued his search for other casualties until he collapsed. Only then did he permit himself to be treated. Sgt. Beikirch's complete devotion to the welfare of his comrades, at the risk of his life are in keeping with the highest traditions of the military service and reflect great credit on him, his unit, and the U.S. Army.
    1970 - LEMON, PETER C., Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company E, 2d Battalion, 8th Cavalry, 1st Cavalry Division. Place and date: Tay Ninh province, Republic of Vietnam, 1 April 1970. Entered service at: Tawas City, Mich. Born: 5 June 1950, Toronto, Canada. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Sgt. Lemon (then Sp4c.), Company E, distinguished himself while serving as an assistant machine gunner during the defense of Fire Support Base Illingworth. When the base came under heavy enemy attack, Sgt. Lemon engaged a numerically superior enemy with machine gun and rifle fire from his defensive position until both weapons malfunctioned. He then used hand grenades to fend off the intensified enemy attack launched in his direction. After eliminating all but 1 of the enemy soldiers in the immediate vicinity, he pursued and disposed of the remaining soldier in hand-to-hand combat. Despite fragment wounds from an exploding grenade, Sgt. Lemon regained his position, carried a more seriously wounded comrade to an aid station, and, as he returned, was wounded a second time by enemy fire. Disregarding his personal injuries, he moved to his position through a hail of small arms and grenade fire. Sgt. Lemon immediately realized that the defensive sector was in danger of being overrun by the enemy and unhesitatingly assaulted the enemy soldiers by throwing hand grenades and engaging in hand-to-hand combat. He was wounded yet a third time, but his determined efforts successfully drove the enemy from the position. Securing an operable machine gun, Sgt. Lemon stood atop an embankment fully exposed to enemy fire, and placed effective fire upon the enemy until he collapsed from his multiple wounds and exhaustion. After regaining consciousness at the aid station, he refused medical evacuation until his more seriously wounded comrades had been evacuated. Sgt. Lemon's gallantry and extraordinary heroism, are in keeping with the highest traditions of the military service and reflect great credit on him, his unit, and the U.S. Army.
    1970 - After one year as an American League expansion team, the Seattle Pilots moved to Milwaukee and became the Brewers. Automobile dealer Bud Selig purchased the team for $10.8 million.
    1970 - Ringo Starr entered Abbey Road alone for what would be the very last Beatles session, overdubbing percussion on "The Long and Winding Road," "Across The Universe," and "I Me Mine." Producer Phil Spector applied strings to all three. John Lennon and Yoko Ono played an April Fool's joke on an already confused press by announcing that they would undergo mutual sex-change operations.
    1971 - Top Hits
“Me and Bobby McGee” - Janis Joplin
“Just My Imagination” (“Running Away with Me”) - The Temptations
“Proud Mary” - Ike & Tina Turner
“After the Fire is Gone” - Conway Twitty & Loretta Lynn
    1971 - Six months after his death, Jimi Hendrix's "The Cry of Love" goes gold. It is the last LP on which the guitarist was a willing participant and some say it might have gone higher than #3 had it not been for an LP by another deceased rock star, "Pearl," by Janis Joplin.
    1972 - The Major League Baseball Players Association went on strike for the first time, with the principal issue being contributions to the major league pension plan. The strike lasted 12 days and wiped out 86 regular season games.
    1976 - Jimmy Buffett's "Margaritaville" is released.
    1976 – Apple Computer, now Apple Inc., was formed by Steve Jobs, Steve Wozniak and Ronald Wayne to sell the Apple I personal computer kit. The kits were computers single handedly designed and hand-built by Wozniak and first shown to the public at the Homebrew Computer Club.  The Apple I was sold as a motherboard (with CPU, RAM, and basic textual-video chips), which was less than what is now considered a complete personal computer.  The Apple I went on sale in July, 1976 and was market-priced at $666.66 ($2,772 in 2016 dollars, adjusted for inflation).  Apple is now the world’s largest information technology company by revenue ($233.7B), the world's largest technology company by total assets ($290.5B), and the world’s second largest mobile phone manufacturer. On November 25, 2014, in addition to being the largest publicly traded corporation in the world by market capitalization, Apple became the first U.S. company to be valued at over $700B. The company employs 115,000 permanent full-time employees as of July, 2015 and maintains 453 retail stores in sixteen countries as of March, 2015; it operates the online Apple Store and iTunes Store, the latter of which is the world's largest music retailer. 
    1976 – Conrail assumed the operations and control of seven bankrupt northeastern railroads:  Penn Central Transportation Company, Erie Lackawanna Railway, Lehigh Valley Railroad, Reading Company, Central Railroad of New Jersey, Lehigh and Hudson River Railway and Ann Arbor Railroad.  Conrail began to turn a profit in the 1980s and was turned over to private investors in 1987. The two remaining Class I railroads in the northeast, CSX and the Norfolk Southern Railway, agreed in 1997 to split the system approximately equally, returning rail freight competition to the Northeast by essentially undoing the 1968 merger of the Pennsylvania and New York Central Railroads that created Penn Central. 
    1979 - Top Hits
“Tragedy” - Bee Gees
“What a Fool Believes” - The Doobie Brothers
“Sultans of Swing” - Dire Straits
“I Just Fall in Love Again” - Anne Murray
    1979 – Iran became an Islamic republic by a 99% vote, officially overthrowing the Shah.  Political unrest had transformed into a revolution which, on January 17, forced him to leave Iran. Soon thereafter, the Iranian monarchy was formally abolished, and Iran was declared an Islamic republic led by Ruhollah Khomeini. Facing likely execution should he return to Iran, the Shah died in exile in Egypt, whose President, Anwar Sadat, had granted him asylum. Due to his status as the last de facto Shah of Iran, he is often known as simply "the Shah". His eldest son, Reza, currently heads National Council of Iran, a government in exile.
    1985 - In one of the greatest upsets in NCAA basketball tournament history, the Villanova University Wildcats upset the Hoyas of Georgetown University, 66-64, in the championship game. The Wildcats made 70% of their shots from the field and converted 22 of 27 free throws.
    1985 - David Lee Roth quit Van Halen shortly after releasing his version of The Beach Boys', "California Girls", which featured Carl Wilson on background vocals. Roth's record actually sold slightly better than the original. He was replaced by Sammy Hagar later in the year.
    1985 - The long-awaited album, "We Are the World", was finally released. Eight rock stars donated previously unreleased material for the LP. Three-million copies of the award-winning single of the same name had already been sold. The song, "We Are the World", was number five, and moving up, on the "Billboard" magazine pop singles chart.
    1985 – In what is highly regarded as one of sports’ best April Fool’s Day hoaxes, today's issue of “Sports Illustrated” contained a fictitious article about a New York Mets pitching phenom named Sidd Finch, whose fastball had been timed at 168 miles per hour. Author George Plimpton offered bogus quotes from real-life members of the Mets, as well as several staged photos, fooling readers nationwide.
    1986 - In Washington State 35,000 employees in female dominated jobs began receiving $41 million in pay equity payments.
    1987 - 45 cities in the southeastern US reported new record low temperatures for the date. Morning lows of 37 degrees at Apalachicola, Florida, 34 degrees at Jacksonville, Florida, 30 degrees at Macon, Georgia, and 22 degrees at Knoxville, Tennessee were records for the month of April.
    1987 - Top Hits
“Lean on Me” - Club Nouveau
“Nothing’s Gonna Stop Us Now” - Starship
“Tonight, Tonight, Tonight” - Genesis
“Small Town Girl” - Steve Wariner
    1988 - A major winter storm battered the western high plains. Rye, Colorado was buried under 34 inches of snow. 19 inches was measured at Sharon Springs, Kansas and up to 17 inches fell in the Oklahoma panhandle
    1990 - Los Angeles Lakers Michael Cooper and Byron Scott appeared on an LA radio show and were informed during the broadcast that they had been traded to the Los Angeles Clippers for Benoit Benjamin and Jeff Martin. Lakes teammate Mychal Thompson called the show to say that the two wouldn’t be missed. Host Joe McConnell then reminded his guests and his listeners that it was April Fools’ Day.
    1990 - Thunderstorms produced severe weather in Texas, from southern Arkansas and northern Louisiana to southern Georgia, and from northern South Carolina to the Upper Ohio Valley during the day and evening. Thunderstorms spawned a tornado at Evergreen, AL, and there were more than eighty reports of large hail and damaging winds. Thunderstorms produced baseball size hail north of Bastrop, LA, and produced damaging winds which injured one person west of , MS.
    1992 – The battleship, USS Missouri, on which Japan surrendered to end World War II, was decommissioned.  Ordered in 1940 and commissioned in June, 1944, “Mighty Mo” fought in the battles of Iwo Jima and Okinawa and shelled the Japanese home islands, and she fought in the Korean War from 1950 to 1953. She was decommissioned in 1955 into the reserve fleet (the "Mothball Fleet"), but reactivated and modernized in 1984 and provided fire support during Operation Desert Storm in January/February 1991. In 1998, she was donated to the USS Missouri Memorial Association and became a museum ship at Pearl Harbor.
    1993 - Thousands of people stood in the rain at a pro-environment rally in Portland, Oregon. Neil Young, David Crosby, Kenny Loggins and the Wilson sisters were among the performers.
    1994 - Top Hits
“The Sign” - Ace of Base
“Bump N Grind” - R. Kelly
“Without You/Never Forget You” - Mariah Carey
“The Power of Love” - Celine Dion
    1996 - Rallying from a 6-0 deficit, the Mets beat the Cardinals, 7-6, making it the biggest Opening Day comeback of the century.
    1996 - Longtime umpire John McSherry collapsed and died from a heart attack on Opening Day in Cincinnati, in the 1st inning of a game between the Reds and Expos, which was cancelled. The 51-year-old McSherry had umpired in the NL for 26 seasons. Reds owner Marge Schott hit a low point with her insensitive remarks, blaming the plate umpire for spoiling the team's opening day celebrations.
    1997 - Setting a record for the most runs scored in one inning of an Opening Day contest this century, the Padres score 11 runs in the bottom of the sixth inning en route to a 12-5 rout of Mets. Chris Gomez, Rickey Henderson and Quilvio Veras lead the attack with back-to-back-to-back home runs.
    1999 - Top Hits
“Believe” - Cher
“Heartbreak Hotel” - Whitney Houston Feat. Faith Evans
“Every Morning” - Sugar Ray
“What’s It Gonna Be?” - Busta Rhymes Featuring Jane
    2001 - In the first Major League game ever played Puerto Rico, the Blue Jays defeat the Rangers, 8-1 in the season opener. Making his Texas debut, $252 million shortstop Alex Rodriguez gets the season's first hit and scores the first run, but also makes a throwing error on his first chance.
    2001 - A United States Navy surveillance aircraft collided with a Chinese fighter jet. The Navy crew made an emergency landing in Hainan, China and was detained.
    2002 - Maryland won the NCAA Men’s basketball title for the first – and only – time with a 64-52 win over Indiana.
    2003 - Top Hits
“In Da Club” - 50 Cent
“Ignition” - R. Kelly
“Miss You” - Aaliyah
“All I Have” - Jennifer Lopez Featuring LL Cool J
    2011 - The U.S. National Highway Traffic Safety Administration reported 32,788 traffic deaths; the lowest number of deaths since 1949.
    2015 - California Governor Jerry Brown mandated a 25% cut in water usage, the first required water restriction in the state's history, as severe drought continued; earlier calls for a voluntary 20% reduction were not met.

NCAA Basketball Champions:
    1985 - Villanova
    1992 - Duke
    1996 - Kentucky
    2002 – Maryland

NCAA Women’s Basketball Champions:
    2001 – Notre Dame
    2018 – Notre Dame



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