Add me to mailing list | Change email  Search
Advertising | All Lists | Archives | Classified Ads | This Day In American History

Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Friday, August 25, 2017

Today's Equipment Leasing Headlines

Changes at Bank of the West
New Hires---Promotions in the Leasing Business
   and Related Industries
ELFA Reports July New Business Down $1.9 Billion
    from June, 2017 --- 19 Percent
Observations from the Front Porch
   By Jim Acee
Leasing/Finance/Loan Conferences
   Updated Information/Exhibitors
111 Best Kettlebell Exercises for Men & Women
Report: Latin American Equipment Leasing
   Industry Growing Faster than Economy
Nocturama/The Trip to Spain
After the Storm/Meantime/Duel in the Sun
 Film/Digital Reviews by Leasing News' Fernando Croce
Chesapeake Bay Retriever
  Dublin, California  Adopt-a-Dog
News Briefs---
Accounting for Leases Under the New Standard, Part 1
  Definition and Classification of Leases and Lessee Accounting
U.S. Bank adding up to 200 mortgage jobs in St. Louis
  150 mortgage jobs added in Earth City & downtown St.Louis

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device 

You May have Missed---
 Baseball Poem
  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

Please send a colleague and ask them to subscribe. We are free.
Email and in subject line: subscribe




Changes at Bank of the West

In the story on Wednesday of Changes and “Who is Next?"*, several readers seem to have gotten the wrong impression of the story. Yes, Bank of the West parent is making changes, reported in many news media. But the story was not about it, or the impression that employees were being "let go."

The ones who left were not fired, they left on their own. Several took early retirement that they earned at Bank of the West, some took a few weeks off, or longer, then went to work elsewhere, such as Nick Gibbens, now at AP Financing (Allegiant Partners) or Steve Crane now at BSB Leasing.

Others who left had their own reason, such as veteran Paul Frechette:

"The position I had required me to work from the SF HQ. I live in Healdsburg, and that commute just wasn't possible on a daily basis. So, I had an apartment in southern Marin. The apartment life got old for me, being at home in Healdsburg for 48 hours a week wasn't enough, the bank would not agree to have me (or any of its senior managers) work remotely, so I left on good terms to rejoin The Alta Group. No regrets, either having worked at Bank of the West, or returning to Alta. Life for me, as they say, is grand."

  Christopher Menkin, Editor

P.S. The official Bank of the West website shows this is the new Bank of the West logo, as displayed at the BNP Paribas Open and now used on all their social media:

*Changes at Bank of the West
  Who is Next?



New Hires---Promotions in the Leasing Business
and Related Industries

Dave Cuthbert was hired as Vice President, Portfolio Management, Wells Fargo Equipment Finance Company, North York, Ontario, Canada. Education: University of Windsor, F.I.C.B. (Courses taken at University of Western Ontario, London, ON, as well, to complete this Professional designation.  University of Windsor, Bachelor of Arts (B.A.).

Nasher A. Fabregas is the Founder of Apex Consulting Group, Greater New York City Area. Previously, he was Account Manager, Premium Merchant Funding (July, 2016 - July, 2017); Mortgage Loan Closer, Chaves & Perlowitz, LLP (July, 2015 - July, 2015); Language Instructor, Duesto University (2014 - 2015); Teaching Assistant, Basque County Dept. of Education (2014 - 2015).
Education: Purchase College, SUNY, Bachelor's Degree, Political Science/French (2012 - 2014).

Todd Gailar was hired as Territory Manager, Wells Fargo Equipment Finance, Cincinnati Area, Kentucky. He is the Ohio, Indiana, Kentucky territory manager financing transportation assets - commercial vehicles, trucks, and trailers. Previously, he was Territory Manager, Commerce Bank (January, 2009 - August, 2017); Inside Sales, Territory Manager/Vice President, PNC Equipment Finance (November, 2003 - January, 2009); Corporate Development Coordinator, Cincinnati Art Museum (October, 2002 - September, 2003); Financial Representative and Project Manager, Fidelity Investments (September, 1997 - June, 2002). Education: Wittenberg University, Bachelor of Arts (BA), Management (1992 - 1996).  Activities and Societies: Phi Gamma Delta Fraternity, President, Interfraternity Council.  Recruiting Chair. The Wittenberg Torch. Sports Contributor.  Xavier University, Master of Business Administration (MBA), Business Administration and Management, General (2004 - 2007).  Activities and Societies: Family, work, school, sleep. Full time work while traveling in an extensive territory and attending night classes. Paul Fiorelli (Business Law / Ethics in Film) was the most interesting professor at Xavier - a passionate educator in the Jesuit tradition. Indian Hill High School, Cincinnati, Ohio (1990 – 1992). Successfully adjusted to a move from San Francisco Bay Area to Cincinnati following my sophomore year of high school. Played basketball and golf. Delivered pizza. Mowed lawns. Built lifelong friendships. Monte Vista High School, Danville, CA.  (1988 – 1990). Activities and Societies: Played golf and basketball for the school and played club (traveling) soccer. Involved in youth group. Moved following sophomore year of high school due to parent's job change.

Gary Hanson was hired as Senior Vice President, WNB Specialty Finance, Southeast Michigan, a division of Woodforest National Bank, Woodlands, Texas. He is based in the Greater Detroit Area. Previously, he was Vice President, Huntington Equipment Finance (f.k.a. First Merit Equipment Finance) (February, 2013 - August, 2017); Vice President, PNC Equipment Finance (March, 2004 - February, 2013); VP, Business Development, Hitachi Capital America (2000 - March, 2004); Director, Business Development, Mellon US Leasing (1999 - 2000); National Sales Manager,  B of A Leasing (fka Fleeting Leasing and Sanwa Leasing) (1997 - 1999); Senior Account Manager, Verizon Credit (fka GTE Leasing) (1994 - October, 1997); RSM, Wells Fargo Financial fka Norwest Financial (1988 - 1994); Vice President, Operations (United Community Bank Leasing (1986 - 1988).  Volunteer: Kennel Care Assistant, Leader Dogs for the Blind (January, 2012 - Present). Education:  California Lutheran University, B.S. Business Administration (1978 - 1983).

Christina Manall was hired as Account Manager, Affiliate channel Vendor Development, CG Commercial Finance, Washington, DC. She is located in the Greater Philadelphia Area.  Previously, she was Senior Account Executive, Lease Corporation of America (November, 2016 - August, 2017); Director of National Accounts, Navitas Lease Corp. (August, 2014 - November, 2016); Regional Account Manager, Creekridge Capital (November, 2012 - August, 2014); Business Development Manager, Marlin Leasing) (September, 2010 - November, 2012); Sales Manager, AT&T Mobility (August, 2006 - September, 2010).

Kaila Paquette was hired as Audit Specialist, Currency Capital, Los Angeles, California.  She is based in Dover, New Hampshire.  Previously, she was Senior Funding Manager, Direct Capital, a Division of CIT Bank, N.A. (March, 2013 - August, 2017); Assistant Manager, Panera Bread (October, 2011 - March, 2013); Event Manager, Portsmouth Gas Light Co. (May, 2005 - October, 2011); Team Leader, Harbour Capital Corporation (December, 2007 - December, 2008). Education: Great Bay Community College, Associate of Science (A.S.), Business Management.




ELFA Reports July New Business Down $1.9 Billion
from June, 2017 --- 19 Percent

The Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index (MLFI-25) showed their overall new business volume for July was $7.9 billion, down 19 percent month-to-month from $9.8 billion in June. Year to date, cumulative new business volume was up 6 percent compared to 2016.

It was up 13 percent year-over-year from new business volume in July 2016, which was $7.0 billion.

July 2017 Monthly Charts from ELFA:

click to make larger

click to make larger

click image to make larger

click image to make larger

click image to make larger


The report comes from 25 ELFA Member companies representing a cross section of the $1 trillion equipment finance sector:

BancorpSouth Equipment Finance
Bank of America Merrill Lynch
Bank of the West
BB&T Bank
BMO Harris Equipment Finance
Canon Financial Services
Caterpillar Financial Services
Citizens Asset Finance
Dell Financial Services
EverBank Commercial Finance
Fifth Third Equipment Finance
First American Equipment Finance, a City National Bank Company
Frost Bank
GreatAmerica Financial Services
Hitachi Credit America
Huntington Equipment Finance
John Deere Financial
Key Equipment Finance
LEAF Commercial Capital Inc.
M&T Bank
Marlin Leasing
Merchants Bank Equipment Finance
PNC Equipment Finance
SG Equipment Finance
Siemens Financial Services
Stearns Bank
Stonebriar Commercial Finance
TCF Equipment Finance
TD Equipment Finance
US Bancorp Equipment Finance
Volvo Financial Services
Wells Fargo Equipment Finance



Observations from the Front Porch
By Jim Acee

Just shut up….a rant

Sometime is just better to keep your mouth shut! That extends to emails, Twitter, Facebook, sales meeting rants, etc. With all that is in the news lately, it has become common place for people to think that they have a God-given (and mistakenly Constitutional) right to speak their mind, whereever and whenever that want to, without repercussions.

I can’t tell whether people are just stupid or naive to think that if a software engineer writes a manifesto that is perceived as sexist that he is not going to get fired. Twitter rants by fast food workers against employers are so common they’ve become a source of comic relief.

Come on people, if you take to criticizing your employer in public and don’t expect a backlash from them, you are a fool.

Now I am not a lawyer but everything I’ve read says that, believe it or not, your First Amendment rights do not extend to the private workplace. So, I suggest if you need your job, put up and shut. It’s better to try to fix things from the inside with a bit of tact than it is to get some kind of cathartic release in a 140-character manifesto. (Of course, I am not suggesting that, if you are a whistle blower over illegal practices by your employer, you should not speak up.)

So, you may be saying to yourself, Jim, what’s that got to do with sales?

Well, a lot, actually. While you may not be tempted to blast your employer in public with a Twitter rant, there are things that you can do that will land you in the same level of hot water.

Let’s take for example the annual sales meeting where a sales rep (and there’s always at least one) that has the inane ability to suck the air out of the room with their criticism of the credit team, pricing or non-competitive company practices. If you attack the leadership team in front of the entire sales group because you think you are justified (whether you are or not), expect problems to ensue.

And by the way, your peers don’t respect you as much as they are just happy to see you take the heat for what they are thinking. Let me suggest that, instead, you pull your boss aside after the meeting to discuss the issue outside of the earshot of others. He or she will appreciate you for your professionalism and are more apt listen to your suggestions.

How many times have you written an email while you were PO’ed at someone or something at work only to regret the repercussions it wrought? It is better to write the email and not send it. Leave it in your Draft folder for a few days. Reread it after a couple of days and I will bet you will either delete it completely or at very least soften the language. I can’t tell you the number of times I’ve done this and was thankful I did not send the email after more information came to light on the situation.

I can never understand why a sales rep would criticize their employer (credit departments are a favorite target) in front of customers. Seriously, do you really think your customer will have some new level of respect for you? You haven’t deflected any blame, all you’ve done is given them additional reasons to do business with your competitor. Customer criticisms are nothing more than objections that need to be overcome (you may want to read my article on overcoming customer objections here).

OK, I’m almost done with my own rant here, but I can’t leave this without saying something about Twitter, Facebook and any other form of social media. With the number of trolls out there looking for reasons to throw you and or your company under the bus, I suggest you be more than careful on expressing anything negative regarding your employer, as it will only bite you in the butt. Maybe not right now, but as they say, nothing in the cloud goes away. OK, that’s it, I’ll shut up now!

Jim Acee
He has a rich background, serving as
DLL Country Sales Manager;
Vice President, Syndication Buy Desk; 
Vice President, Field Sales, Wells Fargo Capital Finance;
Managing Director, Vendor Leasing, US Bank;
Director of Sales, US Bancorp (formerly BCL).



Leasing/Finance/Loan Conferences
Updated Information/Exhibitors

Canadian Finance & Leasing Association
September 12 -14
The Delta Okanagan, Kelowna, BC (Wine Country)




Free Shuttle Service

Organized Activities

Women in Leasing Luncheon
September 14, 2017
12:00PM 1:00PM
“NAELB is hosting the luncheon at the regionals this year 
so anyone who wants to attend can register on the regular form for the event.”

Exhibitors as of August 24, 2107 
4 Hour Funding
Advantage Funding
American Lease Insurance
Bankers Capital
BlackRiver Business Capital
Bryn Mawr Funding
C.H. Brown Co., LLC
Channel Partners Capital
CLFP Foundation
Cobra Capital
Eagle Business Credit
Financial Pacific Leasing
JB&B Capital
Navitas Credit Corp.
NCMIC Professional Solutions
NFS Leasing
North Mill Equipment Finance LLC
Pawnee Leasing Corporation
Quality Leasing Co., Inc.
TEAM Funding Solutions
TimePayment Corporation
TradeRiver USA
United Financial Corporation
VFI Corporate Finance

Register/Agenda/Exhibitors/Hotel Information

October 4, 2017 - October, 6
2017 Funding Symposium
JW Marriott Buckhead
Atlanta, Georgia


4 Hour Funding
Advantage Funding
American Lease Insurance
AMUR Equipment Finance
Baystone Government Finance
Beneficial Equipment Finance
Bluechip Asset Management
Boston Financial & Equity Corp
Bryn Mawr Funding
Channel Partners Capital
CLFP Foundation
Commercial Funding Partners
Dakota Financial, LLC
Dedicated Commercial Recovery
Dedicated Funding
ECS Financial Services, Inc.
Financial Pacific Leasing, Inc.
Funding Circle
Great American Insurance
JB&B Capital
LeaseTeam, Inc.
Marlin Business Bank
Monitor Daily
Navitas Credit Corp
Newsline / Equip Finance Advisor
NetSol Technologies Americas
North Mill Equipment Finance
Orange Commercial Credit
Pawnee Leasing Corporation
Quality Leasing Co., Inc.

Register and conference details

LEND360 Innovation Floor is Nearly Sold Out!
October 11, 2017 - October 13, 2017

These companies are waiting to showcase their cutting-edge ideas on our Innovation Floor! Whether you're a consumer or business lender, our Innovation Floor is filled with proven solutions to help you lend smarter, better and faster.

Our participants want to see YOU there!  If you are interested in exhibiting, contact us today as only a few booths remain!  A waitlist will also Abe available.

LEND360 brings together the entire ecosystem of online lending, including small business and marketplace lenders, tech platforms, legal counsel, investors, marketing and advertising professional

View Agendaa at Fairmont Dallas, Dallas, Texas

To Register:

October 17, 2017 - October 19, 2017
2017 56th Annual Convention
Gaylord Resort & Convention Center
Orlando, Florida

Gaylord Palms Resort & Convention Center, a Marriott Hotel

What makes this conference difference are funders and brokers who normally do not attend conferences, but come from all parts of the United States. This is not just for members of one group, but open to all, many who do not belong to finance and leasing associations, including specialists with specific followings in business loans, equipment finance and leasing, merchant advance, working capital and other commercial financial transactions.

"Whether you're a bank or private commercial lender, or a commercial loan broker, the NACLB conference is designed specifically for brokers and lenders to help each other get business done.

"Based on a recent poll of last year's conference in Las Vegas, our lenders proposed on over $50,000,000 worth of deals with in two months after the conference; all from new broker relationships they gained. That means that the brokers who attended had over $50,000,000 worth of deals that were not being funded previous to attending our conference. No other conference can deliver those numbers!
"Top things you will gain as a broker:

  • Meet close to 100 banks and lenders that are eager to take on broker business across multiple funding categories in business lending and commercial real estate lending.
  • Get educated on different products to cross sell your clients or gain access to funding products to concentrate on and increase your revenue.
  • Learn and hear from the industry's most successful brokers and how they grew their businesses.
  • Learn how to effectively make the leap from broker to lender.
  • Discover the changes that might be impacting your industry with regard to regulations.
  • Play a friendly game of poker and get a chance to win a 5-day vacation (for 2) to the Punta Cana in the Dominican Republic.


"Our registration is now open and we anticipate over 600 brokers 
to attend based on the success of last year and growth we experienced."

Kris D. Roglieri

For More Information:

October 22, 2017 - October 24, 2017
2017 56th Annual Convention
Orlando, Florida

Brochure/Schedule of Events/Speakers/Registration

October 22, 2017 -  October, 26, 2017
The Palazzo and Sands Convention Center
Venetian Hotel & Casino
Las Vegas, Nevada

Speakers and More Information

“Positioning Today’s Lessors for Tomorrow” in Dubai,
United Arab Emirates / October 30 – 31, 2017

Amembal & Halladay is pleased to announce that our Management Symposium, “Positioning Today’s Lessors for Tomorrow”, will be held in Dubai, United Arab Emirates from October 30th – 31st of 2017.

Critical operational factors such as funding, improving profitability, identifying vulnerabilities and assessing the company’s financial health are explored in depth.  The speakers, including leasing company executives, will provide insights into successfully shepherding the leasing company into the future.

All members of management will greatly benefit from attending this symposium, including CEOs, CFOs, COOs, middle managers, and those being groomed for management positions.

Registration is now open with an early bird discount in effect until August 15, 2017.

Contact Kelly Farnham for more information and to register:

8:00AM - 6:00PM EST

$499 ( + $28.44 fee) Early Bird

For More Information, please go here: 

November 7, 2017
The Regency Ballroom
1300 Van Ness Avenue
San Francisco, CA 94109

$100 Early Bird

Western Regional Meeting
November 17 - 18, 2017
Doubletree by Hilton - Anaheim
Anaheim, California

Presentation Proposal for November 17 - 18, Orange, California



111 Best Kettlebell Exercises for Men & Women



### Press Release ############################

Report: Latin American Equipment Leasing
Industry Growing Faster than Economy

 Finance leases are fading away while operating leases are on the rise
 Alta LAR 100 Report reveals industry size, changes and major players in Mexico, Colombia, Chile, Brazil, Argentina, Venezuela, Ecuador, Peru, Puerto Rico and other countries.

FORT LAUDERDALE, FL, - The equipment leasing and finance industry in Latin America grew an average 4.8% in 2016 in United States dollars, an outstanding performance given the region’s overall economy, notes the latest Alta LAR 100 report by The Alta Group Latin American Region (Alta LAR).  Report details and the most recent ranking of the 100 largest leasing companies in the region will be discussed at the Latin American Leasing Conference Nov. 9-10 in Miami. A free report summary is also available for download at the Alta website.

Alta LAR CEO Rafael Castillo-Triana wrote in the report:

“We have surveyed close to 600 active lessors in the Latin American Region.“

About 95% of the whole leasing portfolio is concentrated in the 100 largest leasing companies with around US$ 55 billion. These 100 largest lessors experienced an annual growth of 11%, which is more than 2.5 times the average growth of the whole industry in the region.”  

The International Monetary Fund estimates that the overall economic growth rate in Latin America grew just 1.1% in 2016, due to the declines in Brazil and Venezuela. Out of Brazil and Venezuela, the region had better than 2%  average growth.  All other countries have continued their average historic growth. In 2017 emerging market economies are rebounding and growth rates between 4% and 5% are expected. This means good expectations for the overall growth of the Latin American leasing industry this year, since leasing continues to be the main engine of economic growth in the region, Castillo-Triana says.

The Alta LAR 100 estimates leasing portfolio sizes and growth rates in Mexico, Colombia, Chile, Argentina, Peru, and negative growth in Brazil, Venezuela, Ecuador and Puerto Rico. It also identifies significant shifts in the main drivers of growth, key players and origin of multinationals, and reveals how regulations are impacting the industry. Several interesting features emerge in the report.

  • The fabulous growth of independent lessors, most of them large players that offer primarily operating leases.
  • The decline in finance leases, and in the portfolio size of bank-owned lessors.
  • The significance of real estate leasing in countries such as Colombia, Chile and Peru.
  • The success of stock initial public offerings (IPOs) by several independent lessors and the increasing participation of private equity funds in Latin American leasing company capital.
  • The shift in ownership of Latin American leasing companies, formerly dominated by US lessors but now controlled by European, Asian and Canadian investors joining dominant indigenous groups.

For more information about the Latin American Leasing Conference Nov. 9-10 in Miami on “Generating Sustained Profitability,” visit or contact The conference will feature simultaneous English and Spanish translations, with leasing leaders from 15 nations expected to attend. The forum preceding the conference on Nov. 8 will focus on “how to deal with the new financial accounting standards that are shaping the leasing industry, and related developments in technology and regulations,” Castillo-Triana says. It will be conducted in Spanish.

Download a free copy of the Alta LAR 100 Report Summary by completing the registration form on this page.

#### Press Release #############################


Fernando's View
By Fernando F. Croce

A mesmerizing walk on the dark side (“Nocturama”) and an engagingly comic journey (“The Trip to Spain”) make for a very different double-bill at the movies, while DVD releases offer dramas both gentle (“After the Storm”) and gritty (“Meantime”), plus a delirious classic (“Duel in the Sun”).

In theaters:

Nocturama (Grasshopper Film): Acclaimed French director Bertrand Bonello (“Saint Laurent”) takes a mesmerizing walk on the dark side with this bold and provocative mix of thriller and drama. Its topic is an incendiary one: Terrorism in France, with the focus on a group of young, unaffected Parisians who plan explosions over the course of 12 hours. Chronicling the aftermath of the tragedy, the gang hides in a vast department store, where the kids help themselves to the expensive wares and spend a long night of music, clothes, fear, and guilt. Resembling another film about the unspeakable—Gus Van Sant’s “Elephant,” about a school shooting—Bonello’s tour de force examines the characters’ confusion and nihilism with a hypnotically detached camera. Certainly an unsettling experience, but also an unforgettable one. With subtitles.

The Trip to Spain (IFC Films): The delectable comic duo of Steve Coogan and Rob Brydon return for a third helping of fancy meals and smart jokes in the second sequel to the 2010 sleeper hit “The Trip,” again directed by the versatile Michael Winterbottom. Playing jocular versions of themselves, the two British comedians hit the road this time for Spain, looking for unique local cuisine in smaller cities rather than in touristic spots like Barcelona and Madrid. While savoring their discoveries and needling each other with celebrity impressions, Coogan and Brydon also deal with the pangs of middle-age insecurity, adding a melancholy undertone to their improvised larks. Though it doesn’t much deviate from the formula of the two previous installments, the movie nevertheless makes for a most enjoyable journey.

Netflix Tip:: A wonderfully gruff presence in comedies as well as dramas, Joseph Bologna (1934-2017) added tough-guy salt to many a production. So check out Netflix for some his most memorable roles, including “Made for Each Other” (1971), “The Big Bus” (1976), and “My Favorite Year” (1982).


After the Storm(Film Movement): A prolific and warmhearted chronicler of human bonds, Japanese director Hirozaku Kore-eda (“Like Father, Like Son”) offers one of his best films in this bittersweet family drama. The story follows the struggles of Ryota (Hiroshi Abe), a novelist beset by gambling as well as emotional troubles. In his orbit are his ex-wife, his son, and most notably his shrewd, widowed mother (Kiki Kirin). With a typhoon looming in the background, can Ryota mends these connections before it’s too late? Though the plot may sound dour and melodramatic, the light touch and colorful characterizations make this Kore-eda’s closest film to a comedy. As in the director’s other works, the pathos is handled with sensitivity and mellow subtlety, with whispers that speak volumes. With subtitles.

Meantime (Criterion): England’s poet of working-class grit, award-winning director Mike Leigh (“Secrets and Lies”) scored an early success with this engrossing 1984 film, which supplied breakout roles for both Tim Roth and Gary Oldman. Roth plays Colin, a shy young man who wanders the streets of low-income London neighborhoods with his older brother Mark (Phil Daniels) while their parents (Pam Ferris, Jeff Robert) struggle with the government’s severity measures. Colin has a crush on a girl (Tilly Vosburg), but finds it easier to talk to a short-tempered skinhead named Coxy (Oldman). Can hope survive bad influences and despair in this environment? With lucidity, sympathy for his characters and a bruised sense of humor, Leigh gives a searing snapshot of human strife that’s at once challenging and inspiring.

Duel in the Sun (Kino): Never one to back down from flamboyance, famed Hollywood producer David O. Selznick hoped to repeat the blockbuster success of his classic “Gone With the Wind” with this epic 1946 western. What he got, thanks to director King Vidor and a large cast, was a shot of sheer cinematic delirium that’s as entertaining as it is oversized. Jennifer Jones stars as Pearl, a beautiful orphan whose life takes a wild turn as she moves to live in a relative’s farm. There she finds herself at the center of a heated triangle comprised by two very different brothers, straight-arrow Jesse (Joseph Cotten) and reckless Lewt (Gregory Peck). Building toward a memorable showdown between lovers, the movie is a rollicking Technicolor journey and a veritable banquet for cinephiles.


Chesapeake Bay Retriever
Dublin, California  Adopt-a-Dog

Jean Paul
ID #42262
Age: 4 Years
Location: East Bay SPCA - Dublin

"Goofball I’m a fun-loving, happy-all-the-time, glass-is-half-full kind of dog looking for someone who loves to laugh and play around. Must have a great sense of humor and some time to spend with me. I’m a dog on a mission to please you. I need to go home with my sister Simone."


Adoption Center
East Bay SPCA
4651 Gleason Drive
Dublin, CA 94568

Adoption Center Hours
Wednesday - Sunday
11am - 6pm

Adopt a Pet


News Briefs----

Accounting for Leases Under the New Standard, Part 1
Definition and Classification of Leases and Lessee Accounting

U.S. Bank adding up to 200 mortgage jobs in St. Louis
 150 mortgage jobs added in Earth City & downtown St.L 




You May Have Missed---

SoftBank and Fund to Invest $4.4 Billion in WeWork


Baseball Poem

An Asterisk as Big as a Ball

the ball talked to
three hundred thirty feet of air,
rising into the teeth
of the bat's echo,
crashing into right field bleachers
like any other Yankee missile —
an exiled hero
circled the Ruthian diamond
to footnote glory —
just down the first base line
the magic bat lay,
like a gun that had killed
its owner.
from Tim Peeler, from his book
“Touching All the Bases.” He has given us permission
to reproduce them.

These come from a soft cover 128 pages
with index published by

While they are all mostly baseball,
some are not. He is a unique American poet.
He lives in Hickory, North Carolina.



Sports Briefs----

49ers not close to mastering Shanahan’s complex run game

LeBron James Has A Strong Message For People Burning Jerseys

Is McGregor Safe Fighting Mayweather? Ringside Physicians Say No

The Misunderstood Art of Play-Calling


California Nuts Briefs---

San Francisco chefs reveal their favorite meals in the Bay Area

King salmon becomes a luxury product as catch proves elusive'



“Gimme that Wine”

Avoiding Wine Brand Redesign Pitfalls

The wine disappears and a winery closes: Now it's up to a judge       
   to decide who's at fault

Napa Valley resort owners plan 170-room development

Dry Creek Vineyard Celebrates 45 Years Of Family Winemaking

Leonetti Cab raises $32,500 at historic Auction of Washington Wines

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page



This Day in History

     1718 - Hundreds of French colonists arrived in Louisiana, with some of them settling in present-day New Orleans.
1814 - James Madison became the first president to face enemy gunfire while in office and the first president actively to use his authority as commander-in-chief. He assumed command of Commodore Joshua Barney's battery, stationed a half mile north of Bladensburg, MD. In 1813, the British fleet formed a blockade off the east coast of the U.S. They stopped trading ships from going in and out. They attacked U.S. Navy vessels. British ships in Chesapeake Bay went even farther. Soldiers from the ships burned and looted homes around the Bay. Barney came up with a plan. The plan called for a small group of ships to sneak into the Bay. They would attack the British ships. Then they would quickly hide again. The larger warships couldn't move as easily as the small vessels. Joshua's plan was put into action. He helped build a flotilla of barges. The flat boats would hold one cannon each. This little fleet fought back against the British warships. Two of the big ships were sunk. The enemy was kept busy dealing with the sneak attacks. In 1814, the British launched a plan. They would attack the U.S. capital! They thought they could win the war by taking Washington, D.C. They sailed their fleet up the river near Washington. Barney's flotilla kept the enemy ships back for several weeks. Finally, the larger ships won the battle. They landed troops at a town near the capital. Joshua had already decided what he would do. He had his own boats burned! Then, if captured, they couldn't be used by the enemy. Barney and his 400 marines marched to Bladensburg. This small town was the only thing that stood between the British and the U.S. capital. Barney's men went to help the militia defend the city. The defeat, on August 24, here of American troops under Gen. W. H. Winder enabled the British under General Robert Ross to march on Washington., D.C., and burn many of the public buildings, including the Library of Congress, Treasury, Department of War and other buildings. By the end of the same day, the Capitol building, the President's Mansion and many other public buildings were in flames. The following day, more buildings were burned. At about noon, a tremendous storm of hurricane force descended upon the city halting further destruction. With their mission accomplished, the British feared the Americans would reassemble their forces and attack while they were in the vulnerable position of being a long distance from their fleet. The men were miserable in the 98 degree temperatures. They were tired, ill and wounded. At dusk the troops quietly withdrew from the city. The troops were so exhausted that many died of fatigue on the four-day march back to the ships, several deserted, but the body of men marched on.  The Americans lost the battle because Barney's men ran out of ammunition and refused to retreat. The fight so impressed the British that all prisoners were treated as if they were officers and commodore Barney was fully escorted to the nearest large city where his wounds could be attended to.
    1819 - Birthday of detective Allan Pinkerton (d. 1884), Glasgow, Scotland.  Founder of detective agency, Chicago, IL.  In 1850, first chief of US Army's secret service, remembered now because of his strike-breaking and his lack of sympathy for working people.
    1829 - President Andrew Jackson offered to buy Texas for $5 million but the Mexican government refused.
1830 - One of the great obstacles of the Industrial Age began around this time but did not “catch on” until after the Civil War, because people did not believe in new or modern things. A popular event was a race between a locomotive and a horse-drawn vehicle. It took place this day between Relay and Baltimore, MD., a distance of nine miles. The locomotive was the Tom Thumb, an engine of the Baltimore and Ohio Railroad, driven by Peter Cooper. Tom Thumb easily pulled away from the horse until a belt slipped off the blower pulley. Without the blower, the boiler did not draw adequately and the locomotive lost power, allowing the horse to pass and win the race. Nonetheless, it was realized that the locomotive offered superior performance for hauling tonnage compared to a horse-drawn carriage.
    1831 - The first bedspring manufacturing patent was granted to Josiah French of Ware, MA.
    1836 - Birthday of Bret Harte (d. 1902), Albany, NY.  Journalist, poet, printer, teacher and novelist, especially remembered for his early stories of California and the Gold Rush era (“The Luck of Roaring Camp,” “The Outcasts of Poker Flat,” and “How Santa Claus Came to Simpson's Bar”).
    1840 - Revolutionizing farming, Joseph Gibbons of Adrian, MI received a patent for a seeding machine that was very practical. His machine was a grain drill with cavities to deliver seed and a device for regulating the volume.
    1877 - Joshua Lionel Cowen (d. 1965) was born in New York’s Lower East Side.  An inventor and the co-founder of Lionel Corporation, a manufacturer of model railroads and toy trains, Cowen also invented the flash lamp in 1899, an early photographer's flash light source.  Cowen sold his first electric train in 1901 to a store owner in Manhattan, intending to use the train to call attention to other merchandise.  The store owner returned the next day to order six more trains, because customers wanted to buy the store display. By 1902, Lionel was primarily a toy train manufacturer; he started his company, the Lionel Corporation and it soon the largest such company in the US.  During its peak years in the 1950s, the company sold $25 million worth of trains per year. His trains continue to sell today.
    1879 - New York's Madison Square Garden displayed a real floating ship in a gigantic water tank as Gilbert and Sullivan's operetta, H.M.S. Pinafore, was performed.
    1908 - National Association of Colored Nurses.
    1909 – For you sci-fi fans out there…Klaatu was born Eric Alexander Rennie (d. 1971) in Yorkshire, England. Actor Michael Rennie played the humanoid Klaatu in the science fiction film, “The Day the Earth Stood Still” (1951).  “…Klaatu barada nikto…”  
    1910 - Bowen, Montana drops to 5 degrees, lowest ever for the 48 states in August
    1913 - Birthday of American cartoonist and creator of the comic strip “Pogo,” Walt Kelly (d. 1973), at Philadelphia, PA. It was Kelly's character Pogo who paraphrased Oliver Hazard Perry to say, “We has met the enemy and it is us.”
    1916 - The United States National Park Service was created
    1918 - Composer/Conductor Leonard Bernstein (d. 1990) was born Lawrence, MA. One of the greatest conductors in American music history, he first conducted the New York Philharmonic Orchestra at age 25 and was its director from 1959 to 1969. His musicals include “West Side Story” and “On the Town,” and his operas and operettas include “Candide.” He died five days after his retirement. October 14, 1990, at New York, New York. While growing up in Manhattan, my mother would take my brother and I one Sunday a month to the children's concert that he conducted along with a short movie clip about music staring Gerald McBoing Boing. As I grew older, we went to the concerts on weekends, then saw “West Side Story,” “On the Town,” and “Candide.” My father played classical music all the time at our house and I grew to love this music. In fact, I first learned about how jazz worked from the Bernstein concerts and he also produced a Columbia record, which is not out of date today.
    1920 - The first Olympic female gold medalist from the United States was Ethelda Bleibtrey, who competed in the seventh Olympiad, held in Antwerp, Belgium. She won the 100-meter free-style swim and the 300-meter free-style swim on August 26.
    1925 – A. Philip Randolph organizes the Brotherhood of Sleeping Car Porters, the first labor organization led by African Americans to receive a charter in the American federation of Labor (AFL).  In the 1920s and 1930s, the Pullman Company was one of the largest single employers of blacks and had created an image for itself of enlightened benevolence via financial support for black churches, newspapers and other organizations. It also paid many porters well enough to enjoy the advantages of a middle-class lifestyle and prominence within their own communities. Working for Pullman was, however, less glamorous in practice than it appeared. Porters depended on tips for much of their income and thus on the generosity of white passengers. Porters spent roughly ten percent of their time in unpaid "preparatory" and "terminal" set-up and clean-up duties, paid for their food, lodging, and uniforms, which could consume up to half of their wages, and were charged whenever their passengers stole a towel or a water pitcher. Porters could ride at half fare on their days off — but not on Pullman coaches. They were not promotable to conductor, a job reserved for whites, despite frequently performing some of the conductor duties.  The company had squelched any efforts they made to organize during the first decades of the 20th century by isolating or firing union leaders. Like many other large companies of the time, the company employed spies to keep tabs on their employees; in extreme cases, company agents assaulted union organizers.  When 500 porters met in Harlem on August 25, 1925, they decided to make another effort to organize. During this meeting, they secretly launched their campaign, choosing Randolph, not employed by Pullman and thus beyond retaliation, to lead the effort. The union chose a motto to sum up their resentment over the working conditions: "Fight or Be Slaves."
    1927 - Birthday of tennis great Althea Gibson (d. 2003), at Silver, SC. Althea Gibson learned paddle tennis by chance as a child when her block of West 143d Street in New York was designated as a Police Athletic League play street. She overcame great financial and social adversity and eventually won ten consecutive national titles in the American Tennis Association, a league for black players. On August 28, 1950, she became the first black player to compete in the national tennis championship at Forest Hills, NY. A few years after, she became the first black woman to win the singles championship at Wimbledon. In her prime, she was ranked as high as 7th in the United States, winning titles at the French Open, Wimbledon and US National at Forest Hills.
    1930 - Birthday of well-known actor Sir Thomas Sean Connery, Edinburgh, Scotland.  He has won an Academy Award (1988 for “The Untouchables”), two BAFTA Awards and three Golden Globes, including the Cecil B. DeMille Award and the Henrietta Award. He was knighted by Queen Elizabeth II of England in 2000 after receiving Kennedy Center Honors in 1999.  Connery was the first actor to portray the character James Bond in film, starring in seven Bond films between 1962 and 1983.
    1933 - Birthday of television host Regis Philbin, The Bronx.  Philbin holds the Guinness record for the most time spent in front of a television camera. Philbin is most widely known as the host of the New York City-based nationally syndicated talk show, “Live! With Regis and Kathie Lee” starting in 1988, which became “Live! With Regis and Kelly” starting in 2001 through his departure in 2011.  Philbin debuted and hosted “Who Wants to be a Millionaire,” and other TV game shows.
    1933 - Birthday of sax player Wayne Shorter, Newark, NJ.
    1937 - Pullman Company formally recognizes Brotherhood of Sleeping Car Porters (see above – 1925).
    1939 – “The Wizard of Oz” is released. This motion-picture classic directed by Victor Fleming was a musical adaptation of the L. Frank Baum children's book with both black and white and color sequences. It starred Judy Garland as Dorothy, Frank Morgan as the Wizard (and four other characters), Ray Bolger as the Scarecrow, Bert Lahr as the Lion, Jack Haley as the Tin Man and Margaret Hamilton as the Wicked Witch of the West. Nominated for six Academy Awards, it won two for best musical score and best song, “Over the Rainbow.” (Harold Arlen music and E.Y. Harburg lyrics.)
    1944 - Paris Liberated: as dawn broke, the men of the 2d French Armored Division entered Paris, ending the long German occupation of the City of Light. That afternoon, General Charles de Gaulle led a parade down the Champs Elysees. Though Hitler had ordered the destruction of Paris, German occupying Officer General Dietrich von Choltiz, refused that order and instead surrendered to French Major General Jacques Le Clerc.
    1944 - Top Hits
“Amor” - Bing Crosby
“I'll Be Seeing You” - Bing Crosby
“Time Waits for No One” - Helen Forest
“Is You is or is You Ain't (Ma' Baby)” - Louis Jordan
    1945 - John Birch was killed by armed supporters of the Chinese Communist Party.  He is widely considered to be the first casualty of the cold War.  An American Baptist minister, missionary, and US Army Air Forces captain, Birch was a U.S. military intelligence officer in China during World War II.
    1948 – The House Un-American Activities Committee began its hearings, the first-ever televised congressional hearings.  They began with the confrontation between Whittaker Chambers and Alger Hiss.
    1950 – President Harry Truman ordered the military to take control of the nation’s railroads to avert a nationwide rail shutdown dur to a strike.
    1952 - Top Hits
“Auf Wiedersehn, Sweetheart” - Vera Lynn
“Walkin' My Baby Back Home” - Johnnie Ray
“Kiss of Fire” - Georgia Gibbs
“It Wasn't God Who Made Honky Tonk Angels” - Kitty Wells
    1958 - "Little Star" by the Elegants topped the charts and stayed there for four weeks.  Members Vito Picone and Arthur Venosa co-wrote the lyrics. The music was adapted from "Twinkel, Twinkle, Little Star."  However, it was the only song that ever charted for The Elegants. Reportedly, the Elegants refused to pay payola to a prominent New York disc jockey, which inhibited air play of their follow up recordings.
    1958 - "Bird Dog" by the Everly Brothers topped the Billboard Country charts and stayed there for six weeks.
    1960 - Top Hits
“It's Now or Neve”r - Elvis Presley
“Walk--Don't Run” - The Ventures
“The Twist” - Chubby Checker
“Alabam” - Cowboy Copas
    1962 - "The Loco-Motion" by Little Eva topped the charts and stayed there for a week.
    1964 - For their hit single "A Hard Day's Night," The Beatles received a gold record, their third such award. Until 1970, they would collect 18 more.
    1966 - Yardbirds performed at the Carousel Ballroom. The Carousel was the former El Patio Ballroom on the second floor of the car dealership on the southwest corner of Market and Van Ness.
    1968 - Top Hits
“People Got to Be Free” - The Rascals
“Born to Be Wild” - Steppenwolf
“Light My Fire” - Jose Feliciano
“Already It's Heaven” - David Houston
    1973 - "Brother Louie" by the Stories topped the charts and stayed there for 2 weeks.
    1975 – Bruce Springsteen released his landmark album, “Born to Run.”  The album was a commercial success, peaking at number three on the Billboard 200 and eventually selling six million copies in the United States. It garnered widespread acclaim when it was first released and since has since been considered by critics to be one of the greatest albums in popular music.  According to Acclaimed Music, “Born to Run” is the 17th most ranked record on critics' all-time lists.  In 1987, it was ranked #8 by Rolling Stone in its "100 Best Albums of the Last Twenty Years" and in 2003, the magazine ranked it 18th on its list of the 500 greatest albums of all time. In 2001, the TV network VH1 named it the 27th-greatest album of all time, and in 2003, it was ranked as the most popular album in the first Zagat Survey Music Guide.       
    1976 - Top Hits
“Don't Go Breaking My Heart” - Elton John & Kiki Dee
“You Should Be Dancing” - Bee Gees
“Let 'Em In” - Wings
“Bring It on Home to Me” - Mickey Gilley
    1979 - "My Sharona" by Knack topped the charts and stayed there for 6 weeks.
    1982 - The rock group, Fleetwood Mac, earned a gold record for their album, "Mirage."
    1984 - Fanatically popular toys, the Cabbage Patch Kids and Trivial Pursuit, were replaced in the public eye robotic action figures that fought galactic battles, the Transformers.
    1984 - Starting its third week at #1 on the pop music charts is "Ghostbusters," by Ray Parker, Jr. The hit song was featured in the movie of the same name which starred Bill Murray, Dan Aykroyd, Rick Moranis and Harold Ramis.
    1984 - Top Hits
“Ghostbusters” - Ray Parker Jr.
“What's Love Got to Do with It” - Tina Turner
“Stuck on You” - Lionel Richie
“Long Hard Road” (“The Sharecropper's Dream”) - Nitty Gritty Dirt Band
    1985 - Dwight Gooden of the New York Mets became the youngest pitcher to win 20 games in a season. Gooden defeated the San Diego Padres, 9-3. He was 20 years, nine months and nine days old. Bob Feller was a month older when he accomplished the feat in 1939.
    1987 - A new record for monthly rainfall was set at Chicago when a storm brought the total to 15.73 inches erasing the previous record for any month which had been 14.17 in September, 1961
    1996 - The New York Yankees dedicated a monument to the late Mickey Mantle at Monument Park in Yankee Stadium. The new monument joined three others honoring Babe Ruth, Lou Gehrig and Miller Huggins. Mantle died August 13, 1995.
    2011 – Hurricane Irene affected much of the Caribbean and East Coast of the US as the seventh-costliest in United States history.  Shortly before making four landfalls in the Bahamas, Irene peaked as a 120 mph Category 3 hurricane. Irene caused widespread destruction and at least 56 deaths. Damage estimates throughout the United States are estimated near $15.6 billion In addition, monetary losses in the Caribbean and Canada were $830 million and $130 million respectively for a total of nearly $16.6 billion in damage.
    2012 – The first man to set foot on the moon, Astronaut Neil Armstrong died in Cincinnati at the age of 82 after complications from coronary artery bypass surgery.  Voyager I spacecraft entered Interstellar space, becoming the first man-made object to do so.
    2013 - The Rim wildfire burning in Yosemite National Park is the third largest wildfire in California's history, having burned 257,314 acres.  It is also the largest wildfire on record in the Sierra Nevada mountain range.  The Rim Fire was fully contained by October 24, 2013 after a nine-week firefighting battle.  More than a year passed before it was declared out on November 4, 2014.  Due to a lack of winter rains, some logs smoldered in the interior portion of the fire throughout the winter.  The fire was caused by a hunter's illegal fire that got out of control, and it was named for its proximity to the Rim of the World vista point leading up to Yosemite.  A total of eleven residences, three commercial structures, and 98 outbuildings were destroyed in the fire.  A total of ten injuries from the wildfire were also reported, but no firefighters were killed during the suppression efforts which cost more than $127 million.



The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?





Daily Puzzle

How to play:

Refresh for current date:






See USA map, click to specific area, no commercials



Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live