Wednesday, August 31,2005

Headlines---

Leasing Veteran Leon Frick Passes Away
    Salvation Army Helping Hurricane Victims/You Can, Too
        Classified Ads---Collector/Controller/Contract Admin.
            Cartoon---
                "Sales Makes it Happen"
Classified Ads---Help Wanted
    ELA Index for July Shows Dip In Originations
        Atel Names Shaw Regional VP for Southeast
            CIT Names Thomas Vasilakos as SVP Global
Klein/Mcintire to Machine Tool Finance Group
    FFCSI Appoints new CFO: Tony Contino
Leasing Software Companies
        News Briefs---
            "You May have Missed"
"Gimme that Wine"
    Top Event in Today's History
        This Day in American History
            Baseball Poem

######## surrounding the article denotes it is a "press release"

Leasing Veteran Leon Frick Passes Away

"I received this notice from Leon Fricks daughter. Leon was a very special man and an innovative leader in the Equipment Leasing Industry. Please share with his many friends the word of his passing. Thank you."

Joe (Woodley)

-----Original Message-----

From: Elysse Frick [mailto:elyssefrick@yahoo.com]

Sent: Monday, August 29, 2005 9:04 PM

To: jwoodley@uael.org

Subject: Re: Leon Frick

Dear Mr. Woodley:

"In case you don't remember me, I am Leon's daughter Elysse. We met several years ago when you worked with my father.

"I wanted to let you know that my father died today. He was at home, and died in his recliner--peacefully--in his sleep.

"He always spoke highly of you and as a result, I wanted to contact you and let you know.

"Thank you for being a good friend to my father."

Sincerely,

Elysse Frick

Pictures from the Past-Leon Frick, 1981

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Salvation Army Helping Hurricane Victims/You Can, Too

The Salvation Army is one of the few organizations where when you make a donation it goes to the specific cause. For forty years, I can testify that the money is not put in a general fund, but goes to the cause. The Army does not pay its staff very much money, as they are dedicated to the cause, and has one of the highest use of money not going to administrative costs.

To help out our neighbors hurt by the hurricane, you may click on any part below to make a donation:

For more information about the relief effort, please go here:

http://www.salvationarmyusa.org/

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Classified Ads---Collector/Controller/Contract Administrator

Collector

Boston, MA.
Challenging position where my skills, professional experience, organization, leadership, strategic thinking, creativity, energy, passion, competitive nature will enable me to define opportunities and personal development.
Email: bernd.janet@verizon.net

Beaverton, Oregon
20 year experience in equipment leasing in the Portland, OR metro area as an Asset & Collection Manager.
Email: pbost2004@yahoo.com

RESUME
http://216.66.242.252/AL/LeasingNews/Resumes/Patty.pdf

Jacksonville, East Brunswick, FL.
13 years experience with collection, recovery,re-marketing and legal on commercial loans and leases. Expertise with distressed portfolios, Six Sigma trained. Willing to relocate.
Email: RichardB12364@aol.com

Controller

Seattle , WA
CPA w/ Sarbanes Oxley/ 15 years management exp. as CFO/ Controller/5 yrs w/ PWC Extensive exp providing accounting/ tax guidance for the equipment lease industry. Willing to relocate.
Email: bltushin@hotmail.com

RESUME
http://216.66.242.252/AL/LeasingNews/Resumes/CFO-Controller-CPA-Leasing-Sarbanes%20Oxley.pdf

Southeastern, MI .
Controller & Management experience w/ equip lessors &broker. MBA, CPA w/ extensive accounting, management, securitization experience with public and private companies. Willing to relocate.
Email: Leasebusiness@aol.com

Uniondale, NY
I have a strong multifaceted background in all areas of lease accounting combining my years as a Controller of leasing companies and as Vice-President of Leasing for a NY Bank.
Email: awinitt@hotmail.com

Contract Administrator

New York, NY.
10+ years in equipment leasing/secured lending. Skilled in management & training, documentation, policy and procedure development & implementation, portfolio reporting. Strong work ethic.
Email: dln1031@nyc.rr.com

Portland, OR.
6+ years small ticket leasing/financing. Documentation/funding Policy development &implementation, management &training, process mapping, customer service, broker, vendor, portfolio experience.
Email: susanc777@hotmail.com

For a full listing of all "job wanted" ads, please go to:

http://216.66.242.252/AL/LeasingNews/JobPostings.htm

To place a free "job wanted" ad, please go to:

http://216.66.242.252/AL/LeasingNews/PostingForm.asp

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"Sales Makes it Happen"

Key Receivers---

¦ Rule #1 - everyone in an organization is a salesperson.

¦ Rule #2 - not everyone believes rule number one.

¦ Rule #3 - everyone has customers.

The most successful, customer-centric organizations we encounter work hard to create a culture that champions all customers, including the company's employees - their "key receivers."

Managers in these organizations recognize that they oversee a volunteer workforce, and they realize that their success as managers depends, to a large degree, on their ability to persuade employees to work at fulfilling the company's mission.

We've noticed that these same managers faithfully follow their company's sales process when interacting with subordinates. The methodology they use in working with customers works as well when working with "key receivers."

We don't think it is an accident that companies that are satisfied with their implementation of highly complex CRM (Customer Relationship Management) systems share a common approach to managing their employees.

Instead of simply announcing the arrival of new CRM software, managers solicited input from all affected business units during the project's planning phase, launched modules in stages to promote user adoption, and addressed the cultural shift issues that a major change in software often entails. In short, they approached their employees as customers of the new software system!

A willingness to accept the three rules that apply to all organizations today, and a commitment to treat everyone in the organization as a "customer," helps create a true customer-focused enterprise. In these organizations, providing excellent customer service be-comes the habit of the company's "key receivers."

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Classified Ads---Help Wanted

Account Executives

Account Executives Positions are available for remote Account Executives with 7+ yrs Equipment Leasing Sales exp.  Work directly with CFOs, CIOs, CEOs and other high-level executives. Please send resume indicating where you saw this ad to:  US_DFS_Staffing@dell.com. About the Company: At Dell Financial Services, we aspire to fuel your potential with the kind of challenging opportunities and hands-on support you need to grow. We're the exclusive provider of leasing and finance services for Dell technology systems worldwide.

www.dellfinancialservices.com

Credit Analyst

Credit Analyst Campbell, CA. Credit Analyst for middle market commercial/venture leases. Performs financial statement analysis/assesses qualifications w/underwriting criteria. Assists portfolio management. Requires excellent analytical and writing skills. College degree  finance/accounting. Prior exper. financial services industry required. E-mail resume to: pentech@pentechfinancial.com

For more information about Pentech: www.pentechfinancial.com

Lease Representatives

MIS/Business Analyst

MIS/Business Analyst Campbell, CA. Business Analyst needed to assist Ops Department in production and development of business segment reporting, liquidity management; systems integration. College degree/related experience in financial services industry required. E-mail resume to: pentech@pentechfinancial.com

For more information about Pentech: www.pentechfinancial.com

National Account Manager

Vendor Relationship

Director, Vendor Relationship Development: Office Equipment Group. Accountable for originating/ maintaining volume from large Office Equipment dealers. Preferred locations - SW and Mid-Atlantic. Full descrip/to Apply, Click here GreatAmerica is a highly successful entrepreneurial company providing equipment financing to businesses across the United States.

www.greatamerica.com

[headlines]

#### Press Release ###########################

Equipment Leasing Association's Monthly Leasing Index for July Shows Dip In Originations

Arlington, VA--The Equipment Leasing Association (ELA)y released the Monthly Leasing Index (MLI), which surveys approximately 20 major equipment leasing companies on a monthly basis. Results of the July 2005 MLI show key metrics indicate a dip in originations beginning the third quarter.

New business volume decreased from June's $4.96 billion to $4.34 billion in July, a 12.4 percent decrease.

"The dip the industry experienced in July is due, in part, to the cyclical nature of equipment acquisition," said Ralph Petta, ELA's Vice President of Industry Services. "We expect equipment leasing's volume to remain steady with capital acquisition trends, as it has during leasing's 40 year history."

Delinquencies (net of unearned income billed but not yet received) fell 0.3 percent in July to 97.7 percent. Although small, this indicates a trend over the last four months where delinquencies of 30 days or less have steadily declined from March's high of 98.46 percent.

Credit approval ratios decreased very slightly to 81.9 percent over June's 82.5 percent.

Average charge-offs, however, decreased, coming in at 0.35 percent, down from June's 0.48 percent.

The total number of Employees also decreased very slightly, dropping 0.3 percent in July to 9,201 compared to 9,225 in April.

July is the third straight month that saw total FTEs (full-time equivalent employees) drop, which may reflect the slight downturn in new business volume.

The MLI is issued on the 30th of every month1 and provides trend analysis across all major performance areas of lessors, including new business volume, aging of receivables, average loss, credit approval ratios and number of employees.

Participants

ELA Monthly Leasing Index
ADP Credit Corporation
Amsouth Leasing Corporation
Bank of America
Caterpillar Financial Services Corporation
CIT
De Lage Landen Financial Services
First American Equipment Finance
GreatAmerica Leasing
Hitachi Credit America Corp.
HP Financial Services
John Deere Credit Corporation
Key Equipment Finance
LaSalle National Leasing Corporation
Marlin Leasing Corporation
RBS Asset Finance
Siemens Financial Services
U.S. Bancorp Leasing & Financial
Verizon Capital Corporation
Wells Fargo Equipment Finance

In addition to the MLI, ELA provides a variety of data, including customized market analyses, to ELA members and organizations involved in the forecasted $248 billion equipment leasing industry. To access this and other industry information, visit the ELA website at http://www.elaonline.com/IndustryData/ or contact Dean Frutiger at (703) 516-8380.

About ELA

Organized in 1961, the Equipment Leasing Association (ELA) is the premier non-profit association representing companies involved in the dynamic equipment leasing and finance industry to the business community, government and media. As the voice of the leasing industry, ELA promotes the forecasted $248 billion industry as a major source of funds for capital investment in the United States and abroad. Headquartered in Arlington, Va., ELA has more than 750 member companies and a staff of 25 professionals. For more information on ELA, please visit www.ELAOnline.com.

[headlines]

#### Press Release ###########################

Atel Names Shaw Regional VP for Southeast

Phil Litchenstein, Senior Vice President and National Sales Manager of ATEL Leasing Corporation, announced the hiring of Doug Shaw as Regional Vice President for the Southeast region. Doug will work out of an office near Charlotte, NC.

Doug joins ATEL after a 12 year stint at Wachovia Leasing and Equipment Finance in Charlotte. Prior to working at Wachovia, Doug had been with Fleet Bank of Massachusetts and Shawmut Bank in Boston.

Litchenstein said, "Doug will be an excellent addition to the ATEL sales team. He has established himself in the territory and brings a wealth of product knowledge and credibility."

ATEL Leasing Corporation, a wholly owned subsidiary of ATEL Capital Group, invests in equipment lease transactions for investment grade and other high quality corporate credits. ATEL works globally to structure true operating leases (FASB13 and IAS17) that optimize accounting and tax planning objectives, while preserving cash resources.

The business-necessary equipment in ATEL's nearly $2 billion portfolio includes trucks, trailers, construction, medical, rail, aircraft, communications, material-handling, marine vessels, helicopters, oil/gas/energy and manufacturing equipment.

[headlines]

### Press Release ############################

CIT Names Thomas Vasilakos as SVP of Sales for Global Major Relationships

Livingston, NJ - - CIT Specialty Finance, an operating group of CIT Group Inc. (NYSE: CIT), and a leading provider of global financing solutions for commercial and consumer customers of manufacturers, distributors, dealers and brokers, today announced the appointment of Thomas P. Vasilakos as Senior Vice President of Sales, Global Major Relationships.

In the newly created position, Vasilakos will assume responsibility for global vendor program development and identification of portfolio acquisitions.

Most recently, Vasilakos was Senior Vice President of Sales with CIT Equipment Finance. He has extensive experience in the equipment finance industry, including positions held in business development, sales and management.

Vasilakos will be located in the Livingston office and can be reached at 973.740.5659.

About CIT Specialty Finance

CIT Specialty Finance is a global direct and indirect provider of lending and leasing solutions to consumers and commercial customers of manufacturers, distributors, dealers and brokers. Its five business segments include Consumer, International, Global Vendor Finance, Small and Mid-Ticket Financing, and Small Business Lending.

About CIT

CIT Group Inc. (NYSE: CIT), a leading commercial and consumer finance company, provides clients with financing and leasing products and advisory services. Founded in 1908, CIT has nearly $60 billion in assets under management and possesses the financial resources, industry expertise and product knowledge to serve the needs of clients across approximately 30 industries. CIT, a Fortune 500 company and a component of the S&P 500 Index, holds leading positions in vendor financing, factoring, equipment and transportation financing, Small Business Administration loans, and asset-based lending. With its global headquarters in New York City and corporate offices in Livingston, New Jersey, CIT has approximately 6,000 employees in locations throughout North America, Europe, Latin and South America, and the Pacific Rim. For more information, visit www.cit.com.

CONTACT:

Gia Porto-Lenza
CIT
Phone Number: 9734226040
Fax Number: 9737405410
E-mail: gia.porto-lenza@cit.com

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#### Press Release ###########################

U.S. Bancorp Equipment Finance Names Klein And Mcintire
to Machine Tool Finance Group in California

SAN RAFAEL, Calif. and GLENDORA, Calif. U.S. Bancorp Equipment Finance, Inc. has named Don Klein, Jr. and J. Scott McIntire as account executives for its machine tool finance group, adding to the group's coverage in the California market. Klein is based in San Rafael, Calif., and concentrates his efforts in northern California while McIntire conducts business from the company's Glendora, Calif. location in southern California.

"We are extremely pleased to add two very qualified individuals to our sales force," said Ken Rector, executive vice president and general manager of the machine tool finance group. "Both Scott and Don have worked in the commercial finance arena for many years and will utilize their experience and professional approach to provide customer service that will exceed expectations."

Klein, most recently with Siemens Financial Services, Inc. and previously with Irwin Business Finance Corp and TCF Leasing, Inc., holds a bachelor's degree from the University of Texas. He and his wife, Lyn, and their three children reside in San Rafael.

McIntire, was previously with CIT Equipment Finance, Wells Fargo Merchant Services and Long Term Funding, LLC, and holds a bachelor's degree from California State University San Bernardino. He and his wife, Lisa, and their two children live in LaVerne, Calif.

U.S. Bancorp Equipment Finance, Inc., one of the largest bank-affiliated equipment finance companies in the nation, has been providing quality equipment finance solutions for more than 30 years. It is a major funding source for companies in virtually every industry sector nationwide. The Machine Tool Finance Group offers manufacturers and vendors flexible and competitive lease financing for metal cutting, fabrication and plastics manufacturing equipment.

U.S. Bancorp Equipment Finance, Inc. is part of U.S. Bancorp (NYSE: USB). With $204 billion in assets, U.S. Bancorp is the 6th largest financial holding company in the United States. The company operates 2,383 banking offices and 4,877 ATMs in 24 states, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee in which the company pays customers if certain key banking benefits and services are not met. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at usbank.com.

Sites of Reference:

http://www.usbank.com

CONTACT:

Patty Wampler
U.S. Bancorp Equipment Finance
Phone Number: 503-797-0846
Fax Number: 503-797-0490
E-mail: patricia.wampler@usbank.com

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FFCSI Appoints new CFO

First Financial Corporate Services is pleased to announce the hiring Tony Contino, CFO. With over 41 years in the corporate finance and accounting fields, Mr. Contino joins FFCSI after 12 years as a financial consultant to a broad spectrum of corporations in Southern California. Prior to that, Mr. Contino served 14 years as a Chief Financial Officer for two privately held corporations. Before joining the private sector, Mr. Contino spent 15 years in the field of Public Accounting.

As CFO of FFCSI, Mr. Contino is responsible for cash management, budgeting and forecasting, all aspects of the company's financial recording and reporting systems.

Mr. Contino is a graduate of La Salle University in Philadelphia, with a Bachelor of Science Degree in Business Administration. He has been a California licensed Certified Public Accountant since 1975. Mr. Contino is a graduate of La Salle University in Philadelphia, with a Bachelor of Science Degree in Business Administration. He has been a California licensed Certified Public Accountant since 1975.

CONTACT:

Richard Stebbins
First Financial Corporate Services, Inc.
Phone Number: 714 888-6222

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### Press Release ############################

Leasing Software Companies

Top eLeasing software companies, as ranked by employees.

N/R No Response
*as reported by receptionist.

(a) Products: LeaseTeam is a full service provider of software and services to assist small, middle and large ticket equipment lessors. Since our inception, LeaseTeam has been dedicated to the equipment leasing software industry. Our turnkey solutions - Lease Sales Manager and LeasePlus - are the choice of established leasing companies and banks throughout North America, making LeaseTeam a trusted leader in the equipment leasing software industry.

LeasePlusTM, lease accounting and equipment asset management software. Lease Sales ManagerTM, leasing and financial services front-end system. Our Lease Sales Manager product focuses on automating and managing the front-end operations of a leasing company with functionality including pricing, quote generation, application submittal, pre-credit decisions, electronic credit report pulls, credit scoring or analysis, automated documentation and integration with your back-end system. Your front-end process(s) can be defined in the workflow so that everyone knows what they are responsible at any point in time. Lease Sales Manager workflow also provides metrics for measuring turnaround times for the entire process or for specific steps in the process. RDSTM, reporting database system.

In conjunction with the aforementioned software solutions, we offer licensing options that include in-house licensing, running from the clients' hardware- at the clients' site; and ASP hosting of all LeaseTeam applications.

Partnerships
LeaseTeam has historically identified "best of breed" software solutions that are complimentary with our products and entered into strategic relationships with those companies in order to provide the most cost effective total solution for our customers. We feel that this is particularly important in functional areas that span different industries and are not unique to equipment leasing. LeaseTeam currently has relationships with the following "best of breed" products:

* Microsoft Great Plains (Financial Accounting)
* Crystal Reports (Ad hoc Report Writing)
* Crystal Enterprise (Report Distribution)
* Vertex (Sales Tax)
* TaxWare (Sales Tax)
* PTMS (Property Tax)
* CBIZ (Property Tax)
* UCC Direct (UCC Filing)
* American Lease Insurance (Insurance)
* Premier Lease & Loan Services (Insurance)
* Microbilt (Business and Consumer Credit Bureau Report Retrieval)
* MelissaData (Address Validation)
* PayNet (Credit Reports)

Onsite and Virtual Client Services:
Software installation and implementation services.
Data conversion services.
Project Management services and Leasing System Consulting.
Best Practices Consulting.
Custom Reporting.

Knowledge Transfer:
We offer LeasePlusTM, Microsoft Great PlainsTM and Crystal ReportsTM training monthly at our headquarters and as-needed, onsite at our customer's offices throughout the United States and Canada. In addition to regularly scheduled training workshops, LeaseTeam holds an annual client conference in Omaha, Nebraska. The LeaseTeam client conference brings together a comprehensive grouping of Senior IT, Finance and Corporate Executives from successful leasing companies together with the experts within LeaseTeam and leading vendors to offer hands-on training as well as networking opportunities. LeaseTeam is preparing for it's 14th annual conference, which is attended by more than 100 participants each year.

Application Support:
Telephone support and online "customer only" section of our website provide direction and instruction to new and existing users of our products. Additionally, we provide ongoing product enhancement via software updates.

Technical Support:
We offer technical troubleshooting and start-up assistance to users of varying abilities, from IT Managers to Accountants.

Yearly Volume:
$10MM

Major Clients:
LeaseTeam products have installed base of approximately 300 leasing and commercial finance companies throughout the U.S. and Canada. Our organization possesses a wide variety of exposure to leasing operations including pricing, credit operation, documentation, accounting, collections and portfolio and asset management with a wide variety of types of leasing companies using our products from micro-ticket through large-ticket.

Some of our key clients include:
MATSCO Financial Corporation
IFC Credit Corporation / First Corp
Verizon Credit
Popular Leasing
Volvo Commercial Finance, LLC
Information Leasing Corporation
HPSC
Relational Funding Corporation
Eplus Group, Inc.
ICX Corporation
All Points Capital Corporation
Heartland Business Credit
Raymond Leasing Corporation
Americorp Financial, Inc.
ICX Corporation
Balboa Capital Corporation
Alter Moneta Corporation

(b) WiredCapital/CapitalStream
October ,2001,WiredCapital and Capital Stream "merged" and the corporate officers of WiredCapital kept the name but took over management.
http://www.leasingnews.org/archives/October2002/10-31-2002.htm#takeover
One of the cofounders, John Kruse, resigned January 1, 2003.
http://www.leasingnews.org/archives/Januray%202003/1_07_03.htm#john
They "integrated" with Ivory Consulting Partners in early March.
http://www.leasingnews.org/archives/March%202003/03-03-03.htm#capital

(c) Description of Services: Vision Commerce delivers unparalleled front-end e-commerce solutions to the Equipment Leasing and Finance Industries. Vision Commerce provides a front-end solution for proposal delivery, processing credit applications, status reporting and documentation via the Internet. We offer a suite of technology solutions. Vision Commerce delivers its lease origination and marketing system through an Application Service Provider (ASP) model, hosted solution or as an in-house solution. The ASP offering allows us to provide rapid and economical solutions to Subscribers. Vision Commerce has all the technical capabilities to securely support thousands of simultaneous users processing quotes and applications through the Internet. Software enhancements are applied regularly to the ASP solution at no additional cost to Subscribers.

Vision provides typical origination, workflow, decisioning, and documentation capabilities. Our product is differentiated from the rest by its marketing and co-branding capabilities. Vision Commerce hosts hundreds of private-label or custom program leasing sites supporting more than 2000 users. With Vision, our subscribers can quickly and economically deploy solutions that meet the individual requirements of vendors, manufacturers, distributors, brokers, funding sources, and partners. We understand that each relationship is different, and we have constructed our product to adapt to changing business rules.

Vision is a single solution that allows internal staff to collaboratively originate, score, price, and document in one integrated platform.

Developed using the Microsoft .NET framework, Vision showcases the versatility of the latest Internet development tools. This industry leading technology is a secure and reliable solution now and a robust foundation for enhancements planned to extend support to the leasing and finance industries.

Recent Enhancements: In February 2003, Vision Commerce, Inc. released its Vision Framework. The new framework supports the ASP, Hosted and In-House solutions all with the same degree of flexibility, scalability and configurability.

Linda Lundergan
Vision Commerce, Inc.
866-707-9929
636-669-1400
linda@visioncommerce.com

(d) LeaseComplete© is a comprehensive lease accounting and management system for the leasing industry. A true 32-bit Windows-based product, LeaseComplete boasts a robust feature set capable of supporting both equipment leasing and vehicle leasing. This lease servicing system is able to marry complex accounting features and ease of use in a way until now not available in the software industry. A truly competitive and proven product that combines its richer features with realistic pricing to bring a superior alternative to today's marketplace. Please compare LeaseComplete to the other software systems to find out why this new alternative is the better alternative.

Here is what one of our users says about LeaseComplete and the support provided by DLS:

"LeaseComplete has proven to be a solid and reliable product to handle all aspects of managing and servicing our growing equipment lease portfolio. Although relatively new, it has weathered several challenges including a very aggressive conversion schedule. The support and continued additions to the system are provided by a company, DLS, who insures quality service by proven professionals in credit software development and industry knowledge. Based on my experience their support has been second to none in both turn around of issues and attention to our expanding needs. LeaseComplete will compare favorably with any product, especially when you consider cost, features, and superior support."

Harry Kaplun, President, Frost Leasing Corporation, San Antonio, Texas

Thank you
Clinton Dunlow
Dominion Leasing Software, LLC
Clinton.Dunlow@dominionls.com
Powhatan, VA

(e) White Clark - Consulting Services
WCNA offers a portfolio of consulting and implementation services including feasibility studies, process analysis and design, system requirements, project rescue, compliance requirements (Basel II, Sarbanes Oxley, Patriot Act), securitization and interim management.

Products

CALMS (Credit Adjudication and Lending Management System), is automates front office processes with proven, reliable systems that meet your priorities and support the way you do business. CALMS components (Application Generator, Deal Structuring System, Decision System, Document Management System, Asset Inspection System, Auction & Remarketing System) offer best of breed technology that directly improve business performance.

(f) International Decision Systems

http://www.leasingnews.org/archives/September%202003/9-16-03.htm#international
http://www.leasingnews.org/archives/September%202003/9-16-03.htm#managers
http://www.leasingnews.org/archives/September%202003/9-16-03.htm#ids

(g) Cyence - ExpressOS TM is an enterprise-wide software solution based on Microsoft's .NET platform, providing end-to-end business process automation in the areas of sales force automation, deal originations, transaction structuring, credit adjudication, documentation and auditing for all types of commercial and consumer financing transactions.

ISIS is a multi-tiered application suite built on the Windows operating system platform. It consists of a client side application, ISIS Desktop Client, a server side application, ISIS Data Engine, and an assortment of specialized clients for interfacing with outside systems to support functions such as Lease Accounting, Credit Scoring and UCC filing.

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News Briefs----

Much of Gulf Coast Is Crippled; Death Toll Rises After Hurricane

http://www.nytimes.com/2005/08/31/national/nationalspecial/31storm.html?hp&ex=
1125547200&en=33c1b434887c7415&ei=5094&partner=homepage

Fed Panel Saw Higher Risks of Inflation

http://www.nytimes.com/2005/08/31/business/31fomc.html?pagewanted=all

Consumer confidence rises unexpectedly in August

http://www.signonsandiego.com/news/business/20050830-1402-consumerconfidence.html

Government reports a steep decrease in factory orders last month

http://www.signonsandiego.com/news/business/20050830-1445-economy.html

Poverty Rate Continues To Climb

http://www.washingtonpost.com/wp-dyn/content/article/2005/08/30/
AR2005083001727.html

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You May Have Missed

Supercomputers aid weather forecasting

http://www.mercurynews.com/mld/mercurynews/12518164.htm

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"Gimme that Wine"

Oregon Wineries Continue To Reap Profit From Pinots

http://www.thecarolinachannel.com/food/4908624/detail.html

Too Broad a Stroke for Labeling Wines-Eric Asimov

http://www.nytimes.com/2005/08/31/dining/31pour.html

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Today's Top Event in History

    1886- Charleston, SC. The first major earthquake in the recorded history of the eastern US occurred on this date.. Though a num­ber of smaller eastern US quakes had been described and recorded since 1638, this affected persons living in an area of some 2 million square miles. The epicenter was 15 miles northwest of Charleston, where 41 people died, 90 percent of the city's 6,965 brick buildings were damaged, and nearly all of its 14,000 chimneys were broken off at the roof. Altogether, the earthquake claimed some 100 lives. A series of earthquakes beginning on December 16, 1811, were the most severe in the U.S. history---they changed the course of the Mississippi River and created many new lakes---but the epicenter was in a sparsely populated region and caused no known damage.

This Day in American History

    1685-Caves used for dwellings were ordered evacuated and filled in by the Governor's Council of Pennsylvania. Early settlers in Pennsylvania, New York and Massachusetts lacked sawmills, even saws, as well as facilities for cutting and using stone. Many poor and rich lived in caves dug into the sides of hills.
    1728-Catholic nuns pioneered education in Louisiana. Only nine years after the founding of New Orleans, Ursuline nuns arrived in Louisiana to serve the sick and to teach and train the "casket girls". These orphaned girls, who carried their belongings in caskets or small trunks, arrived from France as prospective wives of settlers. They received a dress in a casket as a gift for their immigration, introducing a new element into Louisiana society. Since these girls were not inmates of penal institutions, as were many of the predecessors, mostly arrested for prostitution as women had little ways of making money. It became and has remained an nor to be descended from a casket girl. The Ursuline Convent in New Orleans provided the best female education obtainable in the colony. Through the years, the nuns not only instructed young ladies from well-to-do families, but also housed, fed, and taught orphan girls. Sisters of the Sacred Heart founded schools such as St Michael's Convent in Convent, Louisiana, where the small cypress desk displayed in this gallery was used. Views about female education varied with time and circumstances. Girls were often taught at home by mothers or tutors. Some were taught by French governess or in small private schools. Others attended Common Schools in neighboring towns and boarded with family or friends.
Although fathers in isolated areas might consider female education dangerous, wealthy parents sometimes sent their daughters to France. Young ladies also enrolled in southern or eastern boarding schools, particularly as female seminaries proliferated in the nineteenth century. Regardless of circumstances, most parents viewed female education only as a preparation for marriage, motherhood, and home management.
    1827-Birthday of Anna Bartlett, author of numerous books and novels and author of the hymn "Jesus Loves Me, This I Know." Collaborated on several books with her sister Susan Bogert Warner, Died July 11, 1819.
    1842-Birthday of Mary Corinna Putnam Jacobi: deciding to continue her medical training in France, became the first woman to enter "Ecole de Medecine." Graduating with honors, she returned to New York City to become a lecturer in Dr. Elizabeth Blackwell's Medical College and open a private practice. Because of her European training, she felt American women were not getting the quality of medical training they should and she became an exacting instructor as well as the organizer of the Association for the Advancement of the Medical Education of Women to improve the standards of women's medical training. She published more than 100 titles.
    1851- Clipper "Flying Cloud" set new record by sailing from New York to San Francisco in 89 days.
    1875- birthday of Edward Stewart ( Eddie) Plank, Baseball Hall of Fame pitcher born at Gettysburg, PA. Plank won more games than any other left-handed pitcher in American League history during a 17-year career.
http://www.baseballhalloffame.org/hofers_and_honorees/hofer_bios/plank_eddie.htm
    1881-The first National tennis championship matches were held at Newport Casino, Newport, RI, by the United States Lawn Tennis Association, which introduced the first national uniform conditions. The single match was won by Richard Dudley Sears, who defeated W.E. Glyn 6-0, 6-3 and 6-2. The doubles were won by Clarence Monroe Clark and Frederick W. Taylor
    1886- Charleston, SC. The first major earthquake in the recorded history of the eastern US occurred on this date.. Though a num­ber of smaller eastern US quakes had been described and recorded since 1638, this affected persons living in an area of some 2 million square miles. The epicenter was 15 miles northwest of Charleston, where 41 people died, 90 percent of the city's 6,965 brick buildings were damaged, and nearly all of its 14,000 chimneys were broken off at the roof. Altogether, the earthquake claimed some 100 lives. A series of earthquakes beginning on December 16, 1811, were the most severe in the U.S. history---they changed the course of the Mississippi River and created many new lakes---but the epicenter was in a sparsely populated region and caused no known damage.
    1887 - Thomas Edison patented the kinetoscope, the first device for producing motion pictures.
    1895- A football team from Latrobe, PA defeated a squad from Jeanette PA, 12-0, which history has regarded as the first professional football game. Latrobe quarterback John Brallier was paid $10 expense money.
    1896-Klondike Eldorado Gold Discovery: Two weeks after the Rabbit/Bonanza Creek claim was filed, gold was discovered on Eldorado Creek, a tributary of Bonanza. More than $30 million worth of gold (worth some $600-$700 million in today's dollars) was mined from the Eldorado Claim in 1896.
    1900- Mrs. Adolph Ladenburg rides a horse astride in the society spa of Saratoga, NY, and causes a scandal which fortunately doesn't last long because one writer said of the incident, "Farm women have been riding astride as long as there have been horses."
    1903 - A Packard made the first completed automobile trip from San Francisco to New York City. The trip took 52 days.
    1904- The first African-American Olympic medallist was George C. Poage of the Milwaukee Athletic Club, Milwaukee, WI, who participated in the Third Olympiad at St. Louis, MO. He placed third in the 400-meter hurdles on August 31 and third in the 200-meter hurdles on September 1.
    1907--- Writer William Saroyan birthday. (The Human Comedy) born, Fresno, California. In the preface to The Time of Your Life, which won the 1940 Pulitzer Prize for Drama, (which he refused) he urges:
"In the time of your life, live so that in that good time there shall be no ugliness or death for yourself or for any life your life touches. Seek goodness everywhere, andwhere it is found, bring it out of its hiding place & let it be free and unashamed." Saroyan left school at the age of 15 but continued his education by reading & writing on his own, living on his writing from 1920. His stories of the Great Depression celebrated the joy of living in spite of poverty and insecurity. I worked with his brother who was controller at KGO-TV, who was a very generous man.
http://kirjasto.sci.fi/saroyan.htm
    1907- birthday of Edgar Sampson, born New York City, great jazz arranger and also composer of "Blue Lou," " Stompin' at the Savoy," "Don't Be that Way," much other swing literature.
    1908-Birthday of American writer of Armenian descent, William Saroyan, author of The Human Comedy and of the Pulitzer Prize-winning play The Time of Your Life, was born at Fresno, CA, and died there May 18, 1981. In April 1981 he gave reporters a final statement for pub­lication after his death: "Everybody has got to die, but I have always behaved an exception would be made in my case. Now what'?"
    1910- Glenn Hammond Curtiss flew his biplane over Lake Erie from Euclid Beach Park, Cleveland, OH, to Cedar Point, Sandusky, OH. He flew at an altitude between 400 and 500 feet. The trip took 78 minutes nonstop over a distance of 70 miles to make the first flight over water.
    1918- Birthday of Kenneth S. (Kenny) Washington, football player born at Los Angeles, CA. After gaining American honors at UCLA where he was a teammate of Jackie Robinson, Washington and Woody Strode became the first blacks to play in the NFL after World War II, breaking the league's color barrier with the Los Angeles Rams. He played three seasons and then retired to a career in business. Died at Los Angeles, June 24, 1971. 1920 - The first ever news program was broadcast by the radio station 8MK in Detroit, Michigan. The station had opened its service on August 20.
    1928 - Bertolt Brecht's The "Three penny Opera" ("Die Dreigoschenoper") with music by Kurt Weill was premiered in Berlin with Lotte Lenya.
    1929-Birthday of Academy Award-winning actor James Coburn, born at Laurel, NE. He rose to fame as the knife thrower in "The Magnificent Seven" and became known for his tough-guy roles in films such as "The Great Escape" and " Our Man Flint. " He received an Oscar for his supporting role in 1999's "Affliction." He died at Los Angeles, CA, Nov 18, 2002.
    1934-The first College All-Star Football Game, matching the defending NFL champion against team of college seniors from the previous season, was played at Chicago's Soldier Field. Organized by sportswriter Arch Ward, the game was an annual charity affair played through 1976. IN the first game, the Chicago Bears and the All-Stars played to a 0-0 tie before a crowd of 79,432.
    1936- Birthday of Marva Collins, founded Chicago's Westside Preparatory School in 1975 in Garfield Park, Illinois, that transforms so-called "unteachable" ghetto children into scholars. She continues spreading the word.
http://www.marvacollins.com/biography.html
http://www.marvacollins.com/
    1938-Frank Sinatra, 23, cuts "All or Nothing at All" with James Band, Columbia records
    1950---Top Hits
Mona Lisa - Nat King Cole
Play a Simple Melody - Bing Crosby
Sam's Song - Bing & Gary Crosby
Goodnight Irene - Red Foley-Ernest Tubb
    1950-First baseman Gil Hodges of the Brooklyn Dodgers become the sixth player in major league history to hit four home runs in one game. He was one of my favorite baseball players, and I got his autograph, too. He added a single as the Dodgers beat the Boston Braves , 19-3.
    1954 - Hurricane Carol swept across eastern New England killing sixty persons and causing 450 million dollars damage. It was the first of three hurricanes to affect New England that year
    1955- William G. Cobb of the General Motors Corporation gave a publicly demonstration of a solar- powered car. It had 12 photoelectric cells made of selenium which converted light into electric current. The current powered a tiny electric motor with a drive shaft connected to the rear axle by a pulley. It was to be the car of the future, with full production before 1960.
    1958---Top Hits
Nel Blu Dipinto Di Blu (Volare) - Domenico Modugno
Little Star - The Elegants
My True Love - Jack Scott
Blue Blue Day - Don Gibson
    1958 -- Fidel Castro, Che Guevara and their rag-tag rebel army begin their destruction of the US-supported and Mafia-controlled dictatorship. Juan Batista said he could control the "minor rebellion" and the US believed him, as well as decades of other dictators in Central and South American countries, who were supported because they were "anti-Communist."
http://www.patriagrande.net/uruguay/eduardo.galeano/memoria.del.fuego/19580831.htm
http://www.weisbord.org/WhatsGoingOn.htm
    1963-The Ronettes single, "Be My Baby" enters the chart.
    1963- "My Boyfriend's Back" by the Angels topped the charts and stayed there for 3 weeks.
    1966---Top Hits
Summer in the City - The Lovin' Spoonful
Sunny - Bobby Hebb
See You in September - The Happenings
Almost Persuaded - David Houston
    1968-Cream's "Fresh Cream" enters the LP chart. It contains the hit single, "Sunshine Of Your Love."
    1971 - The low of 84 degrees and high of 108 degrees at Death Valley, CA, were the coolest of the month. The average daily high was 115.7 degrees that August, and the average daily low was 93.4 degrees
    1974---Top Hits
(You're) Having My Baby - Paul Anka
I Shot the Sheriff - Eric Clapton
Tell Me Something Good - Rufus
The Grand Tour - George Jones
    1984 - Lightning ignited several forest fires in Montana, one of which burned through 100,000 acres of timber and grassland.
    1988- Baseball owners were found guilty of collusion against free agents was the finding of an arbitrator against the owners of the major league baseball clubs. These owners, the ruling said, violated baseball's collective bargaining agreement in relation to 79 players who became free agents at the end of the 1986 season. Almost none of the clubs attempted to sign such players from other clubs. It was a "freeze out." A week later the owners put in a new baseball commissioner and the argument continued over "monetary damages" the owners lost again in 1987, when the same ruling was made for free agents from the prior year, 1985.
    1976- "Alice" premiers on TV. Linda Lavin played the title role in this CBS comedy that was based on the 1975 film "Alice Doesn't Live Here Anymore." Alice Hyatt was the new girl in town---a widow raising her son while trying to make ends meet by waitressing at a diner. She had dreams of making it big as a singer. Nine years later, Alice was able to leave her "temp" job for a gig. Lavin's co-stars were: Vic Tayback as diner owner Mel Sharples. Philip McKeon as Alice's son Tommy. Beth Howland as the waitress Vera Gorman. Polly Holiday as sassy waitress Flo Castleberry. Diane Ladd as Flor's replacement Belle Dupree, Celia Weston as waitress Jolene Hunnicutt., Martha Raye as Mel's mother Carrie and Marvin Kaplan as customer Henry Bessmyer. The last telecast aired on July 2, 1985.
http://www.sitcomsonline.com/alice.html
http://www.televisionheaven.co.uk/alice.htm
http://www.bigbob.com/alice/
http://www.jumptheshark.com/a/alice.htm
http://www.imdb.com/title/tt0071115/
    1976-George Harrison is found guilty of "subconscious plagiarism" of the Chiffons hit "He's So Fine" in his "My Sweet Lord.
    1980-Pat Benatar's "Crimes Of Passion" LP enters the chart. The album features her signature song "Hit Me With Your Best Shot."
    1982---Top Hits
Eye of the Tiger - Survivor
Hurts So Good - John Cougar
Abracadabra - The Steve Miller Band
Fool Hearted Memory - George Strait
    1985-Bryan Adams' "Summer of '69" peaks at #5 on the pop singles chart while Billy Joel's "You're Only Human (Second Wind)" peaks at #9
    1987 - The largest preorder of albums in the CBS Records history occurred when 2.25 million copies of Michael Jackson's "Bad" album were shipped to record stores. The LP was the follow up to "Thriller", the biggest Jackson-seller of all time which sold 35 million copies. The "Bad" album was successful by normal standards, but flopped compared to "Thriller," selling only 13 million copies.
    1987 - Eight cities in Washington and Oregon reported record high temperatures for the date, including Eugene OR and Portland OR with afternoon highs of 102 degrees. The high of 102 degrees at Portland smashed their previous record for the date by twelve degrees. Frost was reported in South Dakota. Aberdeen SD established a record for the month of August with a morning low of 32 degrees, and Britton SD dipped to 31 degrees.
    1988- 5-day power blackout of downtown Seattle begins.
    1989 - Thunderstorms developing along a stationary front spread severe weather from Minnesota to Indiana through the course of the day and night. Thunderstorms in Minnesota produced baseball size hail near Saint Michael and Hutchinson, and drenched Moose Lake with nine inches of rain in six hours. Tucson AZ hit 100 degrees for a record 79th time in the year, surpassing a record established the previous year.
    1990-- Ken Griffey, Jr, 20, and Ken Griffey, Sr, 40 , made major league history by becoming the first father and son to play together in the same game. They played for the Seattle Mariners in a game against the Kansas City Royals.
    1990---Top Hits
Vision of Love - Mariah Carey
Come Back to Me - Janet Jackson
If Wishes Came True - Sweet Sensation
    1996-Oklahoma State University defeated Southwest Missouri State University, 23-20, in the first Division I-A college football game to be decided in overtime. The game was tied, 17-17, at the end of regulation time. Under new rules effective that year, Southwest Missouri State go the ball first in overtime and kicked a 47-yard field goal. Oklahoma State then got the ball and answered with a 13-yard touchdown run.
    1997 - Lady Diana Spencer, former wife of Charles, Prince of Wales, was killed along with her companion Dodi Fayed in a car accident in Paris. Tests conducted by French police indicated that the driver, who also perished in the crash, was intoxicated and likely caused the accident while trying to escape the paparazzi photographers who were following them.
    2001-- Due to the fact Little League World Series star pitcher Danny Almonte is 14 years old, not 12 as required by the organization's rules, the Raulindo Paulino All-Stars are stripped of all its wins. The team, which had captured the heart of the community, finished third in Williamsport and were given a parade in New York and honored before a game at Yankee Stadium.
    2002-Losing their 13th consecutive game at Shea Stadium to Randy Wolf and the Phillies, 1-0, the Mets complete the worst month at home in National League history. The Amazins' join the Seattle Pilots (August-1969 ) and the Tigers (September-1996) as teams that have not won a home game in a calendar month with at least ten games.

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Baseball Poem

Larry Zirlin

Last Baseball Dream of the Season

Although I have no memory
of my career in the majors
my name appears
in the Baseball Encyclopedia
Lifetime average: 241

Now that you know this dream
you know everything about me.

From "Line Drives," 100 Contemporary Baseball Poems,edited by Brooke Horvath
and Tim Wiles, Southern Illinois University Press

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