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Full Time Documentation / Funding Clerk

Position Available Immediately

Ground floor opportunity to join fast growing Independent Lessor. Experience required. Word and Excel skills a must.
Benefits provided. Bonus plan participation.
Salary commensurate with experience.
Please fax resume to 714-556-3765. Outline salary expectations.

Monday, August 6, 2007

Congratulations, Barry Bonds!!!!


Classified Ads---Legal
    Marlin 2nd Quarter, Stock Down too
        Kit Menkin Heard it on the Grapevine
            Classified ads—Help Wanted
Site Inspections under $25,000
    Top Stories--July 30--August 3
        UAEL Volunteer of the Month
Leasing 102 by Mr. Terry Winders, CLP
Federal Income Tax Rules
    Subprime Debtors Few, but Expose Growing Risk
        GE Capital accuses MA lease fraud: $41 MM
Wells Fargo, other lenders curb mortgage loans
    AdvanceMe: In the news again: Dallas, TX
        News Briefs---
You May have Missed---
    Sports Briefs---
        "Gimme that Wine"
Calendar Events
    Snapple Real Facts
        Today's Top Event in History
This Day in American History
    Baseball Poem
            Daily Puzzle

######## surrounding the article denotes it is a “press release”


Classified Ads---Legal

San Diego, CA
Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate. Cell Phone: 760-533-4058;

These job-wanted ads are free. We also recommend to both those seeking a position and those searching for a new hire to also go to other e-mail posting sites:
In addition, those seeking employment should go to the human resource departments on company web sites for funders, captive lessors, and perhaps “broker-lessors.”

To place a free “job wanted” ad here, please go to:

For a full listing of all “job wanted” ads, please go to:



Marlin 2nd Quarter, Stock Down too

Marlin Business Services Corp.(Nasdaq:MRLN) announces its Second Quarter 2007 Earnings Conference Call is set for this Wednesday, August 8, 2007 at 9:00 AM EST.

Along with the rest of the stock market, Marlin took a good hit, too, on Friday. If the second quarter is not as good as what is to be expected, look more of a sell-off this Wednesday.

Closing Price ($): 18.99
Change ($): -0.34
Change (%): -1.76
One Day Volume: 37,599
Day's High: 19.47
Day's Low: 18.87
Previous Close: 19.33
Exchange: NASDAQ

The announcement from Marlin Business Services:

Participants should dial 800-819-9193.

This call will also be webcast and can be accessed on the Marlin Business Services Corp. website at

What: Marlin Business Services Corp.
Second Quarter 2007 Earnings Conference Call

When: August 8, 2007 @ 9:00 A.M. EST

How: Participant Dial in - 800-819-9193 (toll free) 913-981-4911
Or live over the internet -- Simply log on to the web at the address below.

Where: (Investor Relations tab)

Contact: Lynne Wilson, CFO, 888-479-9111 X4108

If you are unable to participate during the live conference call and webcast, the call will be archived in the Investor Relations section at for approximately 90 days. A written transcript will also be available on the website.



Kit Menkin Heard it on the Grapevine

Double click "Play" to play song

The telephone is being answered “Netbank Business Finance,” and reportedly the take over by EverBank will be any day. Off the record, there appears to be some negotiations going on
between NetBank and EverBank about some of the “assets” they are to assume. No one is talking to Leasing News. Dwight Galloway, CLP, was not in the building (reportedly Galloway has been working a lot of overtime, so he must have gone somewhere to put out a fire.) Charles Randall was not in, as if I should have known was the feeling I got.

The sale of Pacific Capital Bank was quick and the legal change to Leaf Financial was June 22nd. It was hard to believe the bank would say the leasing operation had a high loss ratio for the bank in their SEC filing ( it wasn’t even 1 ½ %,) but they have their opinion. Menzel and his credit staff always ran a tight ship. Brokers knew that, so to think they were liberal, was a real laugh to those in the know. It appears the bank is trying to save face as Leaf really not only stole it at the price for the portfolio at an excellent deal, but also got the company and its staff as well. I’ll stick with my first reaction, stated in the first story, CEO Crit DeMent should get a big bonus, or at least stock, for the acquisition, particularly at the price Leaf paid.

I didn’t put in the various stories written that both DeMent and Menzel serve on the 2007 ELFA Board of Directors. Nothing sinister. Menzel wanted another, not Alta Group, who was tight with the bank ( they are tight with Western banks and others, very tight.) Thought it might mislead from the story, but the fact is it is another networking connection to ELFA’s credit of bringing companies together to benefit each other such as NetSol and McCue, to name another. Getting involved has many dividends.

While the Leaf Financial change happened on June 22nd, and the staff has “Leaf” e-mail, the staff is still using Pacific Capital Bank e-mail, most of the time. Since the sale took place relatively quick, the leasing division is renting space from the bank, they are stuck with the bank's email. The Leaf emails cannot be used at the bank. Hopefully they will move to new digs before Labor Day.

Mike Bennie says he has an investor to resolve, and will give Leasing News an exclusive. He hasn’t said very much else, and what we get are from about six of his fans who send us information ( two of them are “inside,” from their home, George Pelose, you won’t get their names from me) Bennie, who was fired (given an opportunity to resign but reportedly with a two year not compete clause ) is about to announce a new company, most likely to compete with Marlin. The former president, Gary Shivers, when he "resigned," signed a two year non-complete clause. Bennie may be making his announcement this week, perhaps Wednesday, the same day as Marlin announces their quarterly results.

Peter Eaton, CLP, isn’t the only one to leave PenTech Financial, look for **** ***** to exit soon (if he hasn’t already.) The former US Bancorp Manifest who was instrumental in the Navigator
program, being run by Ron Wagner, CLP, was even talking with AdvanceMe. Leasing News spoke with some insiders there (they advance loans based on the credit cards at even more hefty fees than factoring ) and they deny they want to get into the leasing business---not enough yield, they claim. No one at PenTech wants to talk to Leasing News. We are persona non grata. They are added
to the list along with Balboa Capital, Main Street National Bank, Marlin, and a few others who don’t like what we have written. Unfortunately
the list will probably get longer.

When Raeder was young and handsome

One of the best kept secrets: After battling cancer, Jim Raeder of CapitalWerks/Preferred Capital moved his family up to Colorado, where he was raised. When I would call him, he often was at
one of his four kids soccer games, talking to me on the cell telephone.
He denies he is out of the leasing business. However, he is so mellow, you would never know you were talking to the same Jim Rader. He even tells some good jokes and brags about being with his family much of the time.

There is a real skeleton staff left at CapitalWerks (we haven’t gotten a complaint in over a year. By the way, Raeder settled 100% of the complaints himself.) Mark McQuitty is basically taking
care of the purchase options, cleaning up some of their investments, counting his money, and he also denies that Jim is “retired.” He is on “leave.” As for McQuitty, he is still working out and keeping in excellent physical shape.

Did you know Citi Leasing has a medical program, for dentists, too, application only up to $400,000 plus 25% hard costs and 75% softcosts-no problem? A lower rate than Bank of the West or
even GE Medical.

Let’s end this with a real high note, the change at the Equipment Leasing and Finance Foundation since Ken Bentsen became president. Do you know ELFA news not only appears to recognize the Certified Leasing Professional program, but they have the latest who passed the test on their ELFA News main web page:

Posted 7/27/07
Four New CLP's

The CLP Foundation is very pleased to announce the addition of four new Certified Lease Professionals. We extend our congratulations to the following individuals for completing the CLP Program and successfully passing the CLP Exam.

Chris Cooper, CLP Alternative Capital Apollo Beach, FL

John Corderman, CLP Dolphin Capital Corp. Moberly, MO

Bob Humber, CLP San Diego Private Bank La Jolla, CA

Mike McPherson, CLP Westport Leasing Corporation Delta, BC Canada –

The CLP Foundation is the official governing body for the Certified Lease Professional ("CLP") Program. The CLP designation sets the standard for professionalism in the leasing industry. It identifies and recognizes individuals within the leasing industry who have demonstrated their competency through continued education, testing and conduct. This designation is the only internationally recognized lease certification program in the world.

We invite you to visit our web site -- for detailed information about the CLP Foundation and the CLP Program. For further information about our Mentor Program and Anonymous Test Taking Program, please contact Cindy Spurdle at 610/687-0213 or

Thank you,

Cindy Cynthia W. Spurdle Executive Director CLP Foundation PO Box 302 Wayne, PA 19087 PH: 610/687-0213 FAX: 610/687-4111 E-mail:

Way to go, Bentsen!!!!! Also maybe the chairman Valerie Hayes Jester
had something to do with it, plus some other directors. Hooray!!!



Leasing Industry Help Wanted

Accounts Manager

Phoenix, AZ or virtual office

Responsible for developing and managing Vendor Programs with equipment manufacturers and vendors
Click here for more detailed information.

Manufacturers' Lease Plans Inc. (MLPi) is the pioneer of short-term rental and operating lease financing, funding high technology equipment manufacturers since the 1960s. 


Collections Opportunity

Seeking an experienced collector to join its growing staff. Candidates should have a minimum 2 years of high volume collections experience, preferably in commercial vehicle lending or leasing. Competitive salary plus comprehensive package available. For consideration please fax resume in confidence to R.Z. 718-392-3933 or e-mail to


Boca Raton, FL

CPA, 5 yrs leasing exp. min. 15 yrs in accounting. For more info, please
click here

Océ Financial Services, Inc. is a dedicated captive leasing company, consolidating all lease-related activity for Océ North America and Océ Imagistics.

EFD Credit Officer

EFD Credit Officer
Walnut Creek, CA

You will underwrite equipment financing and leases of generally high complexity. Requires a BA & 5+ years of relevant experience. CLICK HERE for a detailed description and resume submission info.

Visit, for more information. Bank of the West and its subsidiaries are equal opportunity/affirmative action employers.

Managed Services Division

Managed Services Division
Portland, OR.

Seeking experienced professionals in our Managed Services Division.

    * Contract Accounting Specialist
    * Collections Specialist
    * Customer Service Representative

Visit, for more information. Bank of the West and its subsidiaries are equal opportunity/affirmative action employers.

Operations / Doc / Funding



Full Time Documentation / Funding Clerk

Position Available Immediately

Ground floor opportunity to join fast growing Independent Lessor. Experience required. Word and Excel skills a must.
Benefits provided. Bonus plan participation.
Salary commensurate with experience.
Please fax resume to 714-556-3765. Outline salary expectations.

Sales Representatives

Sales Reps

Due to expansion, we have openings in Richmond VA, Raleigh NC and Washington DC. To see job information, click here. Submit resume to

Since 1986, CSC Leasing has worked with well-managed companies who appreciate the value of leasing.



Site Inspections under $25,000

What is your opinion regarding site inspections for under$25,000 transactions?
Will this slow down the process?
Will it guard against fraud?
When should a site inspection be mandatory?



Top Stories--July 30--August 3

Here are the top ten stories most “opened” by readers last week:

(1) Betty Waddell passes away

(2) "brokers wanted”- by Friends Mike Bennie

(3) More on the sale of Pacific Capital Leasing

(4) "Now is the Time for Brokers"
Sales Makes it Happen by Christopher Menkin

(5) CIT Group Stock Continues Freefall

(6) Cartoon—Didn’t make his Quota

(7) Scott Wheeler Pres. Equipment Leasing Co

(8) GE Capital Solutions purchase rest. CITIcorp

(9) Correction: "Business Leasing" jumps

(10) Leasing 102 by Mr. Terry Winders, CLP
"Lease Assignments"



UAEL Volunteer of the Month

Bill Griffith
Padco Lease Corp

Bill Griffith has been in leasing/finance industry for some twenty years. His career began with Associates Finance, a Motorola captive in the late 1980's. From there he spent seven years with Transamerica Leasing (TAL - Intermodal Div.) which was based in Purchase, NY. Much of Bill's time with TAL involved traveling to visit with local truckers to major steamship and railroad companies. This allowed him to broaden his knowledge from micro ticket leasing to include TRAC, Operating and True FMV Leases.

While working for TAL and raising his two girls, Bill attended night school at DePaul University. Just before graduating in 1997, he accepted a new position with Padco Lease Corp.
Bill has been Midwest regional chairman since 2003. The Midwest Region has seen a great deal of success with regional meetings including Holiday events over the years as well as the always well attended Annual Cub Game Outing. This year was the 5th Annual Cub Game Outing with The Chicago Cubs vs The San Diego Padres. Please see pictures from the event below.

Padco Lease Corp., A Chicago based Investment banking firm purchases leases for resale to a select group of private investors. Padco Lease Corp. is a full service, Chicago based small ticket direct lender specializing in funding documented transactions nationwide.

Padco is a spin off of Padden & Company, Inc., a small municipal bond firm founded in 1963. We focus exclusively on leases as an investment vehicle.

“We have been active with municipal leasing since 1981 and commercial leasing since 1992. We currently manage a growing portfolio of over 1500 leases.

“Our goal is to have quality inventory, of varying sizes and term, which will satisfy the growing demand of our clients. They rely on our credit decisions and we stand behind what we sell. “



Leasing 102

by Mr. Terry Winders, CLP

Federal Income Tax Rules

In 1955 the IRS issued its first Revenue Ruling for determining who had the right to take capital recovery benefits (depreciation) to reduce taxable income. Since then additional rulings, revenue procedures and tax court cases have molded what today is called the conventional wisdom of tax requirements. I say conventional wisdom because every day a new wrinkle immerges and we all debate if it will be accepted. So I am going to give you the thought process as well as the main issues because a full discussion would take a whole book.

To begin with the burden of proof is on the tax payer. You must be able to prove you have the right to the depreciation if it is questioned. You must document your actions to prove it was your intent to create a lease. Over all you must be interested in your equipment. By that I mean how is it going to be used, what is its useful life, how often do you inspect it, and how much value do you expect to have remaining in it upon termination? One clear tax rule is that the equipment must have a remaining useful life of 20% at termination. This does not mean a value of 20% but it must be capable of being used for at lease 20% longer than the term of your lease. You must have documentation to prove this.

One of the main concerns, is the lease is a disguised conditional sales contract or a true lease, is focused on the option to purchase. If it is less than the fair value at termination the IRS believes some portion of the lease payment is being applied to an equity position. A fixed purchase option is acceptable if it is equal to the assumed fair value at lease termination and is back up by research and outside authorities such as guide books or industry experts. Also if an early buy out is arranged, then it must be know more attractive than continuing the lease to termination. This would require a present value of the remaining lease payments and the FMV purchase option at the implicit rate and not the stipulated loss value.

Clearly the lessee can play no part in paying for the equipment. They can select it but no z`trade-ins, no down payments, no reduction of the lessor cost what so ever. If there ever is a tax audit they will look to see that the lessor paid the full FMV cost of the equipment so the lessor is required to see that the invoice cost of the equipment is the total cost and no games have been played.

One additional issue that is used by the IRS as a test is called the economics test. If the lease payments plus the purchase option equal what the equipment would have cost on a commercial loan with a balloon payment then the transaction will be characterized as a disguised conditional sales contract and not a lease. This means that fixed price purchase options can not be the same amount as the assumed residual. I recommend a fixed price purchase option, at a minimum, be 20% higher than the assumed residual.

A lease for equipment can not assume the mantel of a commercial loan such as requiring cross collateralization with loans, additional collateral, indentures or covenants. The transaction can have cash supports such as security deposits, advanced payments, and delayed starts.

In addition you must document the facts known at the time of commencement because any facts after that point in time are considered after the fact and not admissible. Also the equipment must be used in a profitable venture to get the MACRS depreciation. If your Lessee is a 501-C non-for profit then the capital recovery benefits are limited to a straight line depreciation for a term either two years longer that your lease or the old ADR term which ever is greater.

I suggest you obtain a good book on lease tax issues if you plan to get any deeper into the subject or plan to try and bamboozle the IRS because all they have to do is object to your tax return and you are put into the position of proving your intent.

Coda: Mr. Winders recommends:

Equipment Leasing-Leveraged Leasing
from Practising Law Institute,
3085 pages, $425

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-327-8666.
He invites your questions and queries.

Previous #102 Columns:



Subprime Debtors Few, but Expose Growing Risk:

Though Only 1 Pct. Of the Overall Mortgage Market is in Trouble, Investors Feel Wary

By Harold Brubaker, The Philadelphia Inquirer


--Given all the financial turmoil blamed on subprime mortgages this year, it's easy to forget that they are a small slice of the mortgage market.

For starters, about a third of the nation's 75 million homeowners have no mortgage.

Of the $9.8 trillion in outstanding residential mortgage debt at the end of March, 13 percent -- or $1.27 trillion -- was in the hands of subprime borrowers.

And of subprime borrowers, 13.3 percent were behind on their payments, according to the Mortgage Bankers Association.

If losses reach $113 billion this year and next, as Mark Zandi, chief economist at Moody's in West Chester predicted, that would still be just 1 percent of the overall mortgage market.

Even so, "it's big enough to be a catalyst for investors to reevaluate the risks they've been taking," Zandi said. "The financial impact is bigger because investors overstepped so far in so many markets."

Investor appetite for risk enabled subprime and Alt-A -- or minimally documented -- mortgage lending to explode from $215 billion in 2001 to $1 trillion in 2005, according to Inside Mortgage Finance. That happened in a symbiotic relationship with soaring house prices, particularly in California, Florida, Nevada and Arizona.

"They are absolutely linked. Without subprime, there is no bubble," said Susan Wachter, a professor of real estate at the Wharton School of the University of Pennsylvania.

And now, it is going to take a long time to recover.

Zandi predicted that average house prices nationwide will fall 10 percent from their peak in late 2005 to their trough in the middle of next year.

So far, the Philadelphia region, where the real estate boom was small compared with other areas, has remained relatively stable.

Likewise, the delinquency rate here has not soared as much as it has in places like Modesto, Calif., and Miami.

It will take years to unwind the financial knot of mortgages wrapped into debt securities that are now buried deep inside hedge funds and foreign-investment vehicles.

On Wall Street, billions in stock market value have already been lost by companies connected to risky mortgage lending, as nervous institutional lenders pull back from the sector.

Locally, the market value of Radian Group Inc. has evaporated by $2.52 billion -- or more than half -- since the end of June because of a credit squeeze at a subprime-mortgage investor that the Philadelphia mortgage insurer co-owns.

Another Philadelphia company, RAIT Financial Trust, has lost more than 70 percent -- or $1.25 billion -- of its market value over the same period because of its exposure to mortgage companies and home builders.

Subprime lending did not start out as a monster that laid waste to the equity of homeowners and the market value of lenders.

It has been around for a long time in the form of equity-based lending -- which means that loans are based on the value of property rather than the quality of a borrower's credit -- said Guy Cecala, publisher of Inside Mortgage Finance in Bethesda, Md.

"Historically, the feeling was you couldn't use a credit score with a subprime borrower because they had no credit," Cecala said.

But using their experience with credit cards, lenders adapted the use of the credit score to subprime-mortgage lending. That gave them the confidence to put a price on the higher risk of subprime lending.

That contributed to an increase in the U.S. homeownership rate, from about 64 percent in 1995 -- where it had been since the late 1960s -- to a peak of 69.2 percent at the end of 2004, said Wachter, the Wharton professor.

In 2004, subprime-mortgage lending exploded from 8 percent of the mortgage market -- where it had been for years -- to 18 percent, Cecala said. It climbed to 20 percent in 2005.

"What happened is that mortgage lenders started digging a lot deeper" for potential borrowers to make loans that could be sold on Wall Street, Cecala said.

The game is over for now.

"We've entered a period of uncertainty," said Gordon B. Fowler, chief investment officer at Glenmede Trust Co., of Philadelphia. "How bad does it get for the consumer and how much will that take down growth? And the other piece of uncertainty is who is going to be left holding the bag? We're not going to know who is holding the bag for quite some time."

Contact staff writer Harold Brubaker at 215-854-4651 or


### Press Release ###########################

News Briefs----

GE Capital accuses Mass. firm of lease fraud: $41 Million

Wells Fargo, other lenders curb mortgage loans

Small business cash advances come with high rates (Advance Me)

One thing missing in jobs boom: high pay

This week’s winners and losers



You May have Missed---

NYC Mayor Bloomberg Called for Jury Duty



Sports Briefs----

Future hall-of-famer Rice visits Jets camp,0,1624758.story

Death of rival/friend Walsh deeply touches tough-guy Al Davis

Bonds has grueling session four hours prior to game

Glavine Joins 300 Club



“Gimme that Wine”

September 22, 2007—Alexander Valley Wine Club Harvest Party

U.S. may require detailed alcohol labels

Report on why corks valuable to wine industry

CalPERS vineyard venture attacked

Wine Prices by vintage
US/International Wine Events
Winery Atlas
Leasing News Wine & Spirits Page
The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.



Calendar Events This Day

Antigua and Barbuda
The first Monday in August and the day following form the August Monday Public Holiday

Australia Picnic Day
The first Monday in august is a bank holiday in New South Wales and Picnic Day in Northern Territory, Australia

Bahamas: Emancipation Day
Public holiday in Bahamas. Annually, the first Monday in August. Commemorates the emancipation of salves by the British in 1834.

Bolivia: Independence Day
National Holiday. Gained freedom from Span in 1825. Named after Simon Bolivar.

Colorado Day
Annually, the first Monday in August. Commemorates Admission Day, August 1, 1876, when Colorado became the 38th state.

Grenada: Emancipation Day
Grenada observes a public holiday annually on the first Monday in August. Commemorates the emancipation of slaves by the British in 1934.

Hiroshima Day.
Memorial observances in many places for victims of the first atomic bombing of a populated place, which occurred at Hiroshima, Japan in 1945, when an American B-29 bomber dropped an atomic bomb over the center of the city. More than 2055,000 civilians died either immediately in the exposure or subsequently of radiation.

Iceland: August Holiday
National Holiday. The first Monday in August. Commemorates Iceland’s constitution of 1874.

National Fresh Breath Day
This is an educational awareness day designed to bring attention to the importance of fresh breath as an integral part of your overall health and wellness. Bad breath is one of life’s most personal problems. The goal of the day is to make people confident about their breath and teach them how to achieve and maintain a Golden Fresh Breath Smile. “ www.

Zambia: Youth Day
Youth activities are order of the day. Focal point is Lusaka’s Independence Stadium. Annually, the first Monday in August.

Wiggle Your Toes Day

Saint feast Days



The pineapple is a very big berry.

(While a pineapple is a fruit, its section are the berry of the fruit and thus pineapple has berries, but it is not a very
big berry. Incorrect number 31.)



Today's Top Event in History

1890 - Denton ‘Cy’ Young pitched his first major-league baseball game on this day. He led the Cleveland Spiders past the Chicago White Sox. Young went on to enjoy a great baseball career, winning a total of 511 games (95 more than second place Walter Johnson) ... averaging more than 23 victories over 22 seasons, playing for Cleveland, St. Louis, and Boston (where he played in the first World Series, and won). The Cy Young Award was established in 1956, when the Baseball Writer's Association of America bestowed the honor on the best pitcher in major-league baseball for that year. The award has been presented every year since. In fact, from 1967 on, two Cy Young awards have been presented annually to the best pitcher in each major league.


This Day in American History

    1727- The first Roman Catholic convent in America is occupied by the Ursaline nuns in New Orleans. The convent/school is still occupied today although rebuilt several times and much enlarged.
    1774- English religious leader Ann Lee (1736-1784) and a small band of followers first arrived in America. Her sect called itself the United Society of Believers in Christ's Second Coming, but to the rest of the world her followers came to be known as the "Shakers."
    1777-Birthday of Mary Brant, a Mohawk, had nine children with the British superintendent of Indian Affairs. She managed his household and was his hostess for almost 25 years until his death in 1774. She then retired to upper New York state and was a loyalist during the American revolution. She supplied intelligence and ammunition for the British in the battle of Oriskany, August 6, 1777. Brant and her brother who was a warrior leader of the Iroquois were instrumental in aligning the entire Iroquois nation on the side of the British in the American revolution. Following the defeat of the British, she joined other refugees in Kingston, Ontario. Several hundred thousand loyalists left, many going back to Great Britain, others to Canada.
1787: the Constitutional Convention engaged in the “Great Debate” over the draft constitution, during which it determined that Congress should have the right to regulate foreign trade and interstate commerce, established a four-year term of office for the president and appointed a five-man committee to prepare a final draft of the Constitution.
    1801- The Great Religious Revival of the American West began at a Presbyterian camp meeting in Cane Ridge, Kentucky.
    1815-With the end of the Napoleonic wars in Europe, and laws about bringing “slaves” into the United States as “free labor,” immigration to the U.S. increased to new levels as work was to be had. Between 1815 and 1860, 5,000,000 persons came to the U.S. Over half of the immigrants came from the British Isles, mostly from Ireland. The next largest contingent arrived from Germany, 1,500,000, not counting German-speaking French citizens from Alsace and Lorraine. More than half the German immigrants settled in the upper Mississippi and Ohio river valleys. They brought new techniques and craftsmanship. For instance, Ohio glassware was a superior type of glassware manufactured from 1815 to 1850. The designation “Ohio” was generally applied both to the blown and molded glass produced in the Ohio River Valley region. Three of the leading manufacturers of this glassware were located in Mantua, Kent, and Zanesville, all cities of Ohio. The designation “Ohio” was also used to identify glass factories in the neighboring regions of West Virginia and western Pennsylvania.
    1821- Birthday of Edward H. Plumptre, Anglican theologian. He served on the Old Testament committee for the 1881 English Revised Version of the Bible. Today, he is better remembered as author of the hymn, "Rejoice, Ye Pure in Heart."
    1829-Birthday of Marie Elizabeth Zakrzewski - pioneer U.S. doctor. She graduated from a school for midwives without incident but when she was appointed chief midwife and professor, male opposition forced her resignation. On arriving in the U.S., she met Elizabeth Blackwell who helped her enter Western Reserve medical school for regular medical training. She assisted the Blackwell sisters in the New York Infirmary and ran the institution while Elizabeth was in England. She served as physician and professor at the New England Female Medical College in Boston but left because the founder saw women's position in medicine limited to midwifery. She founded the New England Hospital for Women and Children in 1862 and served in various capacities there until 1899.
In addition to her pioneering medical work, she developed lunchrooms for the working poor women and aid for poor Jews. Her New England Hospital was the first one to trained nurses and offer social services.
1862 CSA ironclad "Arkansas" is badly damaged in Union battle.
( actual accounts: )
    1864-The Rebels evacuate Fort Powell, Mobile Bay. attack Yesterday we wrote about the Battle of Mobile Bay, Alabama starting. It actually lasted until August 23. David G. Farragut, commanded a fleet of fourteen wooden ships and four ironclads. running through a minefield and past Confederate forts Gains, Morgan, and Powell, Farragut’s fleet defeated a Confederate flotilla, including the Confederate ironclad Tennessee, and took one of the South’s last major ports. The city of Mobile was taken in 1865.
    1870- White conservatives suppressed black vote and captured the Tennessee legislature. A reform movement was afoot and states started outright restricting blacks from voting, others made poll tax and literacy tests a requirement. The
Southern states voting as a block made deals for a new president in an electoral contest, by tenure gained control of committees as senator were voted by the state legislators in this century, and while the North beat the South in the Civil War, the South now controlled bills, committees, and legislation and would dominate for almost a century to follow.
    1890 - Denton ‘Cy’ Young pitched his first major-league baseball game on this day. He led the Cleveland Spiders past the Chicago White Sox. Young went on to enjoy a great baseball career, winning a total of 511 games (95 more than second place Walter Johnson) ... averaging more than 23 victories over 22 seasons, playing for Cleveland, St. Louis, and Boston (where he played in the first World Series, and won). The Cy Young Award was established in 1956, when the Baseball Writer's Association of America bestowed the honor on the best pitcher in major-league baseball for that year. The award has been presented every year since. In fact, from 1967 on, two Cy Young awards have been presented annually to the best pitcher in each major league.
    1905-Birthday of Clara Bow - U.S. film actor. CB was called the "'It' girl" as she portrayed the carefree flapper in early Hollywood films. She starred in more than 30 films including the classic Wings but her strong Brooklyn accent prevented her from making it in talking pictures. Her various sex scandals also lost fan support but it was her voice that ended her movie career. She won a beauty contest while still in high school that sent her to Hollywood. A good biography is J. Morella's The 'It' Girl: the Incredible Story of Clara Bow (1976).
    1906-Birthday of trombone player Vic Dickenson, Xenia, OH, Died November 16,1984.
    1911- Film and television pioneer and comedian Lucille Ball born at Butte, MT. In addition to her many other film and television credits, Lucille Ball always will be remembered for her role in the 1950s CBS sitcom I Love Lucy. As Lucy Riccardo, the wife of band leader Ricky Riccardo (her real-life husband, Desi Arnaz), her comedic style became a trademark of early television comedy. She was instrumental in many pioneering innovations in TV production. Desilu Productions, the company founded by Ball and Arnaz, insisted on filming in Hollywood instead of New York. This move is largely credited with creating a shift in TV production to the west coast. In addition, theirs was the first TV show to use 35mm film to increase the clarity of the final image, the first to use three cameras instead of one and the first to be filmed in front of a live audience. On Apr 1,1958, the final episode was broadcast, but I Love Lucy now is seen worldwide in syndication. Ball continued her involvement both before and behind the camera, appearing in three additional sitcoms. She became the first woman to head a major motion picture and TV studio when she purchased Arnazs share of Desilu Productions. Ball and Arnaz were divorced in 1960; she later married Gary Morton. She died Apr 26, 1989, at Los Angeles, CA.
    1918-Birthday of jazz promoter/sponsor Norman Granz , Los Angeles, CA.,,407567,00.html
    1918 - Unusually hot weather began to overspread the Atlantic Coast States, from the Carolinas to southern New England. The temp- erature soared to an all-time record high of 106 degrees at Washington D.C., and Cumberland and Keedysville hit 109 degrees to establish a state record for Maryland. Temperatures were above normal east of the Rockies that month, with readings much above normal in the Lower Missouri Valley. Omaha NE reached 110 degrees.
    1921—Jazz flautist Buddy Collette birthday.
(“Swinging Shepard’s” is a great album ).
    1925-Birthday of Bill Haley, rock 'n' roll's first teen idol, born in Highland Park, Michigan. Haley, with his group, the Saddlemen, at first played country-and-western, but in 1952 he dropped the cowboy image and changed the band's name to the Comets. Haley began recording cover versions of R'n'B hits, and in 1953, his "Crazy Man Crazy" became the first rock 'n' roll record to make the Billboard pop chart. Bill Haley and the Comets' biggest success came in 1955 when "Rock Around the Clock" rose to number one. Haley was the most popular rock 'n' roll idol until Elvis Presley came along, but by 1958 his career was basically over. He continued to work as a nostalgia act, mainly in Britain and Europe. Haley died on February 9th, 1981 in his hometown of Harlingen, Texas.
    1927-Birthday of Canadian composer Dolores Claman, born in Vancouver. She and her husband, Richard Morris, became one of the country's most successful jingle-writing teams in the mid-1960's. Claman and Morris have also written several stage musicals and film scores, the theme for CBC's "Hockey Night in Canada" and the score for the film "A Place to Stand," made for the Ontario pavilion at Expo 67. The film won an Oscar.
    1929-Birthday of Janice Lee York Romary - U.S. Olympic fencer (1952-1968) who in 1968 became the first woman to be the U.S. flag bearer in the opening ceremonies of the Olympics (Mexico City).
    1930-Birthday of singer Abbey Lincoln, Chicago, IL.

    1930- Mysterious disappearance at age 41, Joseph Force Crater, justice of the New York State Supreme Court. Never seen or heard from after disappearance on this date. Declared legally dead in 1939. “Where is Judge Crater” signs appeared everywhere in the thirties.
    1932-Birthday of singer and actress Della Reese.
    1937-Maxine Sullivan records “Loch Lomond,” NYC ( Voc 3169).
    1945-Memorial observances in many places for victims of the first atomic bombing of a populated place, which occurred at Hiroshima, Japan in 1945,( it was August 5 in the United States ) when an American B-29 bomber, “Enola Gay,” dropped an atomic bomb over the center of the city. The pilot was Colonel Paul Warfield Tibbets, Jr. of Miami, FL., and the bombardier was Major Thomas W. Ferebee of Mocksville, NC. More than 205,000 civilians died either immediately in the explosion or subsequently of radiation. If you had been reading history in America in the preceding months, it would have given you a sense of the time and in order to save lives, the atomic bomb was dropped.
    1946-Birthday of American composer Brian Holmes, Washington, DC.Brian Holmes usually composes for voice or chorus
    1948 - Seventeen-year-old Bob Mathias won the decathlon competition at the Olympic Games being held in London, England.
    1949---Top Hits
Some Enchanted Evening - Perry Como
Again - Gordon Jenkins
Riders in the Sky - Vaughn Monroe
I’m Throwing Rice (At the Girl that I Love) - Eddy Arnold
    1950---THOMPSON, WILLIAM. Mendal of Honor
Rank and organization: Private First Class, U.S. Army, 24th Company M, 24th Infantry Regiment, 25th Infantry Division. Place and date: Near Haman, Korea, 6 August 1950. Entered service at: Bronx, N.Y. Birth: New York, N.Y. G.O. No.: 63, 2 August 1951. Citation: Pfc. Thompson, distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action against the enemy. While his platoon was reorganizing under cover of darkness, fanatical enemy forces in overwhelming strength launched a surprise attack on the unit. Pfc. Thompson set up his machine gun in the path of the onslaught and swept the enemy with withering fire, pinning them down momentarily thus permitting the remainder of his platoon to withdraw to a more tenable position. Although hit repeatedly by grenade fragments and small-arms fire, he resisted all efforts of his comrades to induce him to withdraw, steadfastly remained at his machine gun and continued to deliver deadly, accurate fire until mortally wounded by an enemy grenade. Pfc. Thompson's dauntless courage and gallant self-sacrifice reflect the highest credit on himself and uphold the esteemed traditions of military service.
    1952-- At the age of 46, Satchel Paige becomes the oldest pitcher major league history to hurl a complete-game shutout as he beats the Tigers in 12 innings, 1-0. This record will last until Phil Nieikro blanks the Blue Jays, 8-0 to wins his 300th career victory in 1985.
    1955- "Baby, Let's Play House" became Elvis Presley's first national chart single, reaching number 10 on Billboard's country chart.
    1956-Birthday of soprano sax player Kenny G, whose full name is Kenny Gorelick.
    1957---Top Hits
Love Letters in the Sand - Pat Boone
Tammy - Debbie Reynolds
Diana - Paul Anka
(Let Me Be Your) Teddy Bear - Elvis Presley
    1957- 16 year-old John Lennon and his group the Quarrymen recorded "Baby Let's Play House" and "Puttin' on the Style" at a church social in Liverpool. The recording, made on the day Lennon met 14 year-old Paul McCartney, sold at a London auction in September 1994 for the equivalent of $156,000 Canadian.  
    1959 - A bucket survey showed that thunderstorms dropped 16.70 inches of rain on parts of Decatur County IA. The total was accepted as Iowa's 24 hour rainfall record.
    1960-Chubby Checker performs "The Twist" on American TV for the first time on "American Bandstand.
    1963- the New York Mets hired several rock 'n' roll acts, including Chubby Checker and Dee Dee Sharp, to perform before a game with the Pittsburgh Pirates.
    1965-The Voting Rights Act of 1965 signed into law by President Lyndon Johnson, designed to thwart attempts to discriminate against minorities at the polls. The act suspended literacy and other disqualifying tests, authorized appointment of federal voting examiners and provided for judicial relief on the federal level to bar discriminatory poll taxes. Congress voted to extend the Act in 1975, 1984, and 1991.
    1965- Marty Balin and Paul Kantner formed a folk-rock group that evolved into the Jefferson Airplane, the premier San Francisco psychedelic band of the late '60s. The Airplane made its debut the following month at a Haight-Ashbury club, and was signed to RCA later in the year. "The Jefferson Airplane Takes Off," their first album, was awarded a gold record in 1966.
    1965---Top Hits
(I Can’t Get No) Satisfaction - The Rolling Stones
I’m Henry VIII, I Am - Herman’s Hermits
What’s New Pussycat? - Tom Jones
The First Thing Ev’ry Morning (And the Last Thing Ev’ry Night) - Jimmy Dean
    1967 - Dean Chance of the Minnesota Twins pitched five innings of perfect baseball, leading his team to victory over the Boston Red Sox. Chance was only the third player to pitch a shortened, perfect game.
    1972 -Hitting his 660th and 661st career homers, Hank Aaron breaks Yankee legend Babe Ruth's record for most home runs with one team. Hammerin' Hank's' second homer of the day is a 10th inning blast which enables the Braves to beat the Reds, 4-3
    1973- Roberto Clemente becomes the first Latin-born player to be inducted into the Hall of Fame.
    1973---Top Hits
The Morning After - Maureen McGovern
Live and Let Die - Wings
Diamond Girl - Seals & Crofts
Lord, Mr. Ford - Jerry Reed
    1973 - No. 1 Billboard Pop Hit: ``The Morning After,'' Maureen McGovern. The song is the theme to the film ``The Poseidon Adventure.''
    1979- The Cars don't pay attention to the sophomore jinx predictions and go two-for-two: "Candy-O" is their second straight album to go platinum.
    1980-Birthday of American composer Matthew Logan, born Jacksonville,
    1981 - Golfing legend Lee Trevino was disqualified from the PGA Championship in Duluth, GA when the ‘Super Mex’ had his scorecard signed by Tom Weiskopf instead of himself.
    1981-After a seven-week strike that cut the heart out of the regular baseball season, major league players approved a plan for a split season with the post-strike games to constitute the second half. The New York Yankees, Oakland Athletics, Philadelphia Phillies and Los Angeles Dodgers were declared first-half champions, automatically qualify for special divisional playoffs
.1981- Stevie Nicks' "Bella Donna" LP is released
    1981---Top Hits
Jessie’s Girl - Rick Springfield
Theme from "Greatest American Hero" (Believe It or Not) - Joey Scarbury
I Don’t Need You - Kenny Rogers
Dixie on My Mind - Hank Williams, Jr.
    1984- The Jacksons' "Victory" tour opened in Kansas City. The eight-story stage, designed by brother Michael, obscured the view from one-fourth of Arrowhead Stadium's 60,000 seats. Despite complaints about the $30 ticket prices, "Victory" proved to be the then-largest concert tour ever. The Jacksons played 55 dates in 23 cities, selling about 2.3 million tickets. Each brother raked in about $5 million . The promoter, Chuck Sullivan, lost $20 million because he agreed to pay all costs of the lavish production.
    1984- The Cars release their video for "Drive." Actor Timothy Hutton directed it. 1984 - No. 1 Billboard Pop Hit: ``Ghostbusters,'' Ray Parker Jr. Huey Lewis sues Parker, saying the Academy Award-nominated song sounds too much like his ``I Want a New Drug.''
    1986 - Timothy Dalton became the fourth actor to be named “Bond ... James Bond.” Dalton, 38, and his studio, United Artists, ended months of speculation as to who would star as Agent 007 in the 15th James Bond film. The character of Bond was created by writer Ian Fleming. Other stars to play the role of the suave, debonair and deadly double agent include: Roger Moore, Sean Connery and George Lazenby, with Pierce Brosnan as the James Bond for the 1990s.
    1988 -Cub reliever Goose Gossage becomes the second player in major league history to record 300 career saves as he retires one batter in a 7-4 victory over the Phillies.
    1988- Jose Canseco became the 11th player in major league history to hit 30 homers and steal 30 bases in a
season. The A's outfielder, with 31 homers, joins the 30-30 club stealing second base with one out in the ninth inning for his 30th as Oakland beat the Mariners, 5-4.
    1988 - Severe thunderstorms produced large hail and damaging winds in Pennsylvania and New York State. A cold front crossing the northwestern U.S. produced wind gusts to 66 mph at Livingston MT.
    1989 -Boston Red Sox retire Carl Yastrezemski's #8.
    1989---Top Hits
Batdance - Prince
On Our Own - Bobby Brown
So Alive - Love & Rockets
Why’d You Come in Here Lookin’ like That - Dolly Parton
    1996- Daniel Goldin, administrator of the National Aeronautics and Space Administration announced scientific evidence that there was life on Mars. The discovery was made by Dr. Roberta Score and a team of American scientists. Using electron microscopes, they examined a 4.5 billion year old Martian meteorite that struck Antarctica 13,000 years ago and found fossils of what appeared to be a “primitive form of microscopic life.”
    1996- The soundtrack to the film "She's The One," starring Edward Burns and Jennifer Aniston, is released. The album is record by Tom Petty and the Heartbreakers and features the single, "Walls
    1999 - "The Sixth Sense" opened with Bruce Willis starring as a child psychologist and Haley Joel Osment, who plays an 8-year-old who is visited by ghosts. As of July 24, 2001, it had rung up $293,501,675 at the box office.
I didn’t realize Willis was a ghost. When you see it a second time, it gives
a different perspective to the movie.
    2001- The Hall of Fame Veterans Committee comprised of five former players, five media members and five former executives, which was established in 1953, is to be replaced by a 90-member group made up of the members of the Hall of Fame (61), the recipients of the J.G. Taylor Spink award for writers (13), the Ford C. Frick award for broadcasters (13) and current Veterans Committee members (3). The new committee will be able elect players only once every two years and executives, umpires and managers only once every four years.
2002 Protecting the Giants' 11-10 lead over the Cubs, 32-year old reliever Robb Nen becomes the 16th and youngest closer to record the 300th save of his career.



Baseball Poem

Love of the Game
        by David Michael Chambers

Crack of the bat
Love of the game
This is a picture
That needs no frame

From the pitcher’s stance
High atop of the mound
To the cheer of the crowd
What a terrific sound

The ball flies high
Up into the air
When it comes down
Will it be fowl or fair?

The outfielder runs hard
Attempting to catch the ball
But into fowl territory
Alas does it fall

Once again
The pitcher comes set
Letting go with a fastball
His fastest yet

The batter then swings
With all his mustered might
Hoping to hit the ball
Clean out of sight

Clearing that outfield fence
Is what he longs to see!
Trotting around the bags
Crossing that plate with glee

A pop the batter does hear
As the ball shoots into the glove like a spike
Followed by the umpire’s ringing up
The batter’s third and final strike

On his way to the dugout
Smiling without shame
With a heart that’s full of love
For this Baseball game





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