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Sales positions in our Calabasas, CA office
2 years+ small ticket or mid market experience
Established customer/vendor relationships a plus. Base
plus commission. Submit resume to:

TEQlease provides customized equipment leasing solutions for businesses.

Monday, August 24, 2009

Mason Williams with the Smothers Brothers

Guitarist, composer, comedy writer, stand-up comic Mason Douglas Williams born August 24, 1938. In 1968 he won two Grammy Awards for his unique composition for guitar, "Classical Gas". That same year he also won an Emmy Award for his work as a comedy writer on The Smothers Brothers Comedy Hour. He also wrote for The Glen Campbell Goodtime Hour, Dinah Shore, Roger Miller, and Saturday Night Live, where he was head writer for a period. He is also an eclectic poet and lyricist, who has published several books. Besides performing as a guitarist, he has composed music for soundtracks of movies including The Story of Us, Cheaper by the Dozen, The Dish, The Heidi Chronicles, and Heartbreakers. His compositions have been played on the television series The Sopranos as well.
Full Biography:


Classified Ads---Syndicator
    IFC's Rudy Trebels, CLP, is Served
        HL Leasing/Heritage Pacific up-date
Bank Beat--81 Fail YTD/First Foreign Bank Purchase
Leasing 102 by Mr. Terry Winders, CLP
    Sales Qualifications
        Classified Ads---Help Wanted
Leasing News Top Stories-August 17-21
    Placard-What is the Best Use of My Time?
Four Proven Job Search Methods
    By Barbara Safini
Banner Advertising
News Briefs----
Small Players' Losses in CIT Crisis
    Analyst Bove sees 150-200 more U.S. bank failures
        Foreign Firms Show Interest in Failed U.S. Banks
Annie Leibovitz, photographer of stars, faces ruin
You May have Missed---
   Rise of the Super-Rich Hits a Sobering Wall
      California Nuts Brief---
        Sports Brief---
"Gimme that Wine"
    Today's Top Event in History
        This Day in American History
Baseball Poem
Daily Puzzle
        Weather, USA or specific area
Traffic Live----

######## surrounding the article denotes it is a “press release”


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Classified Ads---Syndicator

Chicago, IL
Syndicator with 20+ years experience in selling or buying one-off leases and portfolios. Price, structure, negotiate and document transactions.
Full time position or contract work.

Orange County, CA
10 yrs. exp. middle market credit underwriting/syndication/collections. All collateral. Seeking full-time position with equipment broker/lessor. Resume available

Overland Park, KS
Top Syndicator from single deal to portfolios. 20+ yrs exp. Available for contract work or full time position. Nationwide contacts.

For a full listing of all "job wanted" ads, please go to:

To place a free "job wanted" Leasing News ad:

ELFA Career Center: Job Seekers (free):



IFC's Rudy Trebels, CLP, is Served

At the IFC Credit Corporation, Morton Grove, Illinois Chapter 7 bankruptcy there have been many hearings and a lot of activity as banks continue to manage lease payments, attempting to make clear these monies, and others such as a hearing to take place August 26, 2009: "Lakeland Bank requests a finding that certain Leases sold by the Debtor to Lakeland Bank, pursuant to a Master Sale Agreement, are not property of the Estate. Lakeland Bank also requests relief from the automatic stay to effectuate a pre-petition termination of a certain Servicing Agreement between the Debtor and Lakeland Bank."

There are issues of state and local taxes, including personal property taxes, and many inquiries with all parties of note to be notified.

The IFC Credit Bankruptcy Meeting of Creditors is scheduled to be held on 09/02/2009 at 12:30 PM at 219 South Dearborn, Office of the U.S. Trustee, 8th Floor, Room 800, Chicago, Illinois 60604.

The issue of the $1.9 million owed to NorVergence lessees and their attorneys has not been resolved and the list of creditors may or may not include claims from the various attorney generals who were involved in the settlement (The FTC was instrumental in many of these actions, but the enforcement is the responsibility of the AG's offices, Leasing News is told.)

Various lease packagers also plan to file a claim as they accepted security deposits in many transactions that were assigned to IFC Credit as part of the funding process. The security deposits are to be returned to the lessee upon payment of all lease payments. The lease packagers is responsible for the return as he not only collected them but utilized his "private label contract." Questions regarding "fair market value" or any residual where the packager claims title most likely will be under dispute, too.

In the meantime, the July 9th, 2009 CoActive Capital Partners, Horsham, Pennsylvania $2,000,000 case brought against IFC and its two main officers as individuals continues. Court records show on August 17th both Marc Langs and Rudolph Trebels, CLP, were served as individuals.

Technically Lang's wife was served at their residence and Rudolph Trebels speeding car was served:

Description of Person Accepting Service:
Sex: Male Age: 48 Height: 6\' 0\" Weight: 270 Skin Color: White Hair Color: Black Glasses: N
Supplemental Data Appropriate to this Service:
Mr. Trebels has been avoiding service of process. On 07-24-2009 at 8:00 am a late 2000 model year Black Lexis SUV entered the residence driveway, as I drove up to the Trebels house and approached the garage door the driver of the SUV ignored my calling out "hello please open the door".

The driver would not come to the front door of the house as I repeatedly rang bell and knocked. On 07-28-2009 I returned to the residence and identified two vehicles in the driveway. IL plate A44 8998 and IL plate 247 8646. I rang the bell and knocked on the door at 7:00 pm after sitting on the street from 5:10 pm to 7:10 pm. No answer that evening. On 07-29-2009 I returned to the house at 6:00 am waited down the street on Country Lane aprox one qtr. mile.

The far left (West) garage door began to open at 7:05 am. I immediately drove down the street and parked my car along side the north entrance of the horseshoe driveway. At my arrival a Black BMW 7 series 4 door sedan with the vanity plate RDI 65, was approximately 10-12 feet away from my vehicle. I exited my car with the legal papers in my left hand and raised the papers over my head and said in a loud voice "I'm here to serve you papers". As I walked in front of my car and approached the driver side of the BMW, Mr. Trebels hit the gas and recklessly sped out of his driveway nearly hitting my vehicle and a large rock along the side of the road at the entrance.

His speed was in excess of 45-55 mph as he drove away down the residential street and failed to come to a complete stop at the 4 way stop intersection north of his home. I dropped the papers near the garage on the driveway. I yelled out to Mr. Trebels as he drove past me "You've Been Served".

By: /s/ Frank G. Murphy
Attorneys for Plaintiff
August 17th

Copy of Lakeland Bank request:

Copy of Rudolph Trebels service:

Leasing News articles on IFC Credit, Morton Grove, Illinois



HL Leasing/Heritage Pacific up-date

The investigation into the alleged fraud of HL Leasing, Fresno, California, founded by the late John Otto continues. The FBI has been seizing financial records, accounting, correspondents, and also assets including a jet plane and Aston-Martin, collecting information from investors. The Department of Corporation is considering receivership and is also collecting information from investors.

June 18, 2009 a "Cease and Desist" order was brought by the California Department of Corporation, "HL Leasing , Inc. and Dan Ramirez (president) are hereby ordered to desist and refrain from offering or selling or buying or offering to buy any security in the State of California including, but not limited to, loan agreements or notes collateralized by equipment leases, by means of any written or oral communication which includes an untrue statement of a material fact or omits to state a material fact necessary in order to make the statements made, in the light of the circumstances under which they were made, not misleading."

A class action brought by Cotchett, Pitre & McCarthy, Burlingame, California is scheduled for case management in the California Superior Court Division, Tuolumne, on September 28, 2009 at 10am. This is more an administrative proceeding to produce definitions and give all sides the ability to present their representatives. Cotchett, Pitre & McCarthy have offices throughout the United States, as well as a successful reputation in this type of litigation; perhaps most recently known as the first law firm to interview Bernie Madoff in Federal Prison.

May 26th they filed in Fresno, California Superior Court "...on behalf of over 1,200 investors, mostly from California, against HL Leasing, Inc. for losing in excess of $138 million in a Ponzi Scheme.

"The lawsuit has been filed against the estate of John W. Otto, Heritage Pacific Leasing, Dan Ramirez, Norma Lewis and Andy Fernandez.

"Investors in HL Leasing, Inc. were obtaining returns, not from the leasing business it was purportedly involved in, but by taking monies from new investors to pay the original investors. Cotchett, Pitre & McCarthy has been investigating the Ponzi Scheme ever since an April 28, 2009 letter went out to HL Leasing, Inc. investors by John Otto saying that the monthly payments would not be made pursuant to investors' respective loan agreements. As alleged in the complaint, Otto claimed that he had '"entered into an agreement with another company (because of confidentiality agreement, cannot disclose) to sell HL Leasing.'

"The letter further states that the sale transaction would close 'approximately May 8th' ."

Copy of Cease & Desist:

Copy of Cotchett Complaint:

Court Docket:

HL Leasing Stories:

(Leasing News provides this ad "gratis" as a means
to help support the growth of Lease Police)



Bank Beat--81 Fail YTD/First Foreign Bank Purchase

Real estate loans continue to haunt banks including the one branch eBank in Georgia and Guaranty Bank in Austin, Texas with 103 branches in the state and 59 in California. Banco Bilbao Vizcaya Argentaria SA, BBVA, Spain's second-biggest bank, took over Guaranty Financial Group Inc. of Texas, the first foreign company to buy a failed U.S. bank this year. BBVA Compass becomes the No. 4 bank in terms of deposits in that state, and the No. 15 bank in terms of deposits in the U.S, 750 branches across seven states in the southern U.S. from Florida to California.

While many of the 81 banks closed this year were community or regional banks, three had assets exceeding $10 billion: Guaranty, most recent, closed August 21st; Alabama's Colonial BancGroup Inc., August 14th; Florida's BankUnited Financial Corp., May 21st.

Closed on August 21st:

CapitalSouth Bank, Birmingham, Alabama, with ten branches, was closed Friday by the Alabama State Banking Department with the FDIC entered into a purchase and assumption agreement with IBERIABANK, Lafayette, Louisiana.

The bank formerly known as Bank of Alabama troubles reportedly began with the purchase of Monticello Bancshare in 2007 that had many real estate loans. Founder and Chief Executive Dan Puckett resigned in May, reporting a loss of $5 million with loans not being paid at 5.5%. As noted in previous Bank Beat columns, original investors lose their investment in the bank when it is taken over the FDIC. CapitalBank shares original sold for $18.75 and were last traded at 20 cents.

As of June 30, 2009, CapitalSouth Bank had total assets of $617 million and total deposits of approximately $546 million. In addition to assuming all of the deposits of the failed bank, IBERIABANK agreed to purchase $589 million of the failed bank's assets. The FDIC and IBERIABANK entered into a loss-share transaction on approximately $499 million of CapitalSouth Bank's assets. The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $151 million.

ebank, Atlanta, Georgia, was closed August 21st by the Office of Thrift Supervision with the FDIC entering into a purchase and assumption agreement with Stearns Bank, National Association, St. Cloud, Minnesota, to assume all of the deposits of ebank.

ebank "was critically undercapitalized and in an unsafe or unsound condition," the OTS said in a statement. Ebank lost $7 million last year and $1.2 million in the first quarter. Founded in 1998 the told was to hook up with a nationwide ATM network to enable customers to use "smart cards" to access online accounts. It didn't work out and the bank located in Vinings, Georgia wound up with 90 percent of its $97 million loan portfolio in real estate.

As of July 10, 2009, ebank had total assets of $143 million and total deposits of approximately $130 million. The FDIC and Stearns Bank, N.A. entered into a loss-share transaction on approximately $111 million of eBank's assets. The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $63 million

First Coweta, Newnan, Georgia with four branches and the FDIC entered into an agreement with United Bank, Zebulon, Georgia. The bank had lost $14 million in the past 18 months, including $4 million in the second quarter. The demise was real estate with the banks loan portfolio more than doubling between 2005 and 2007 to $131.4 million. The bank reported $19 million in troubled loans as of June 30, with its capital falling from $15 million in 2008 to $3.3 million earlier this year.

As of July 31, 2009, First Coweta had total assets of $167 million and total deposits of approximately $155 million. United Bank will pay the FDIC a premium of 1.01 percent to assume all of the deposits of First Coweta. In addition to assuming all of the deposits of the failed bank, United Bank agreed to purchase $155 million of the failed bank's assets. The FDIC will retain the remaining assets for later disposition.

The FDIC and United Bank entered into a loss-share transaction on approximately $124 million of First Coweta's assets. The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $48 million.

Guaranty Bank, Austin, Texas becomes the 81st bank to fail and is now part of BBVA Compass, Birmingham, Alabama. Guaranty Bank had 103 branches in Texas and 59 branches in California.

As of June 30, 2009, Guaranty Bank had total assets of approximately $13 billion and total deposits of approximately $12 billion. In addition to assuming all of the deposits of the failed bank, BBVA Compass agreed to purchase $12 billion of the failed bank's assets. The FDIC will retain the remaining assets for later disposition. The FDIC and BBVA Compass entered into a loss-share transaction on approximately $11 billion of Guaranty Bank's assets.

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $3 billion. These costs may be passed onto to other banks as FDIC fees are likely to increase to all their members. Again.

List of Bank Failures



Leasing 102
by Mr. Terry Winders, CLP

Sales Qualifications

When you create a list of qualifications to begin to look for a sales person it should cover the "level" of expertise you think can do the job. It certainly revolves around the type of business and markets you service, however leasing has a lot of levels and requires very different skill sets for different markets. If you are in the Capital non-tax leasing market you may think that all is needed is a rate card and an aggressive attitude. However, equipment leasing sales at all levels needs an understanding of income tax requirements, accounting classification rules, and contract legal do's and don'ts to carry on a "correct" discussion with a vendor or a direct contact. So your interview process should contain questions to help you determine their level of knowledge on our rules of the game so you will know what additional training may be required.

Many leasing companies require salespeople to filter out the quality of the credit so the system does not get bogged down with undoable transactions so add credit and financial questions to your list. There are many books on reviewing financials and being able to spot problems but it does take some understanding of accounting and math. Therefore add questions on credit and see if they can operate a financial calculator. I believe the day of the rate card is almost over and even if it is in use a modification may be required to save a deal once in a while.

I have said before the best salesperson is the one that likes the products in the industry that they call on. That is not a strong requirement but it sure helps. Also some people get hung up on education. Sales smarts does not always come from degrees but from eagerness and aggressiveness. The best salespeople that worked for me always were organized and where the first one out in the morning and the last one to stop in the evening and were available to the customer base 24/7. Look for organizational skills and good communication capabilities. If someone is not able to present leasing in a clear understandable manner it will be hard for the customer to follow along. Also they need to be a good listener. If they cut you off or fail to wait until you have completed your thoughts before responding they will not make a good impression on anyone.

Also you need to have a good opening presentation on your company and your goals but after that let them do most of the talking with your prepared questions leafing the way. If you need help creating a test or a list of questions for this process give me a call and I will help you. Still hiring good sales people is usually a crap shoot and it takes a long time to find someone to fit your needs.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-327-8666. He invites your questions and queries.

Previous #102 Columns:

(This ad is a "trade" for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)



Classified Ads---Help Wanted


2 years+ small ticket ($150k and under) experience
We offer the ability to structure and fund Vendor Programs, great
commission splits; friendly support staff in beautiful Carlsbad, CA.
Remote office work is acceptable for the right candidate.
More Info: click here or Email

ILS is a direct lender specializing in
Vendor Program business.


Top Producers Needed to Challenge
Highly Experienced Back Office
Huge Starting and Referral Bonuses
Click Here


Sales positions in our Calabasas, CA office
2 years+ small ticket or mid market experience
Established customer/vendor relationships a plus. Base
plus commission. Submit resume to:

TEQlease provides customized equipment leasing solutions for businesses.




Leasing News Top Stories-August 17-21

Here are the top ten stories opened by readers:

(1) John Boettigheimer Back in Business

(2) Alert- Churchill Group/Churchill Leasing, Jericho, NY

(3) MericapCredit closing down

(4) More on MericapCredit closing down

(5) Marquette Business Credit continues downsizing

(6) OneWorld Leasing Joins Finance Name Change

(7) Hefners sell home for $18 million

(8) Employment in the Leasing Industry
by Christopher Menkin

(9) Churchill Group/Churchill Leasing Closed

(10) Bulletin Board Complaints
by Christopher Menkin

August 17, 2009 Leasing News Extra
(not counted for technical reasons)
CIT Posts $1.62 Billion 2Q Loss; Credit Provisions Surge





Four Proven Job Search Methods
By Barbara Safini

There are four core methods involved in a successful job search, and I encourage candidates to use all of them. When you're in search mode, looking for a job is your full-time job and you should plan to dedicate 35-40 hours per week to your search if you're currently unemployed, or a smaller percentage of that if you're searching while employed. Here's a quick rundown of the four proven job search methods.

Job Boards

When using the boards, you need to be as strategic as possible in your approach, because there's an enormous amount of information posted on the boards and employers receive multiple responses for each position they post. One of the best strategies for managing your presence on the job boards is to stick with niche boards that best match your professional level, industry, or job function. Spend time on a board that claims to be all things to all people, and you risk losing valuable time.

Targeting niche boards allows you to be a "big fish in a smaller pond" and may help garner more immediate recognition from a hiring authority. For example, a senior-level executive is generally better off creating a presence on a six-figure job site than on a general job board that posts jobs at all professional levels. Another way to optimize your time spent on the boards is to set up job alerts based on keywords and geographical preferences to streamline the amount of time spent on the boards, and optimize the amount of relevant leads.


A recruiter can be a great ally during your search, but keep in mind that recruiters are generally only going to be interested in your candidacy if your skill set matches a position in their current job requisition portfolio. In addition, executive recruiters can only expose you to the positions from the companies that are willing to pay a recruiter to manage the search process. When you partner with a recruiter, you only get to see a small percentage of the available jobs in the market. However, the job leads that you do find through your work with recruiters may be more targeted and suited to your goals and experience.

Cold Calling

Successful job seekers often find their next job by cold calling potential decision makers in companies for which they'd like to work. You may also send an unsolicited letter to these people. By creating a marketing letter that communicates your skills, accomplishments, and value-add, you can attempt to forge relationships with key people in your target companies. The goal of the letter is to build a relationship with people in companies where no relationship existed before. If you can create and nurture a relationship before there is a need to fill a position, you are much more likely to be considered as a candidate when an opportunity becomes available, because you're now part of the inner circle of contacts within the company. This method takes work and time, but may not yield immediate results. However, if these new relationships are nurtured over time, they can grow into great opportunity.


Networking is the art of exchanging information continuously and graciously with members of your professional and social communities. People are more likely to share information with people they know and trust. Sharing information about job leads comes naturally in networking circles. Attempt to give more than you get and don't keep tabs on your goodwill versus someone else's and eventually you will find that you can almost always find a connection for whatever you need… whether it's a recommendation for a great restaurant, advice on a project, or a tip on a job lead. Yes, it's a lot of work, but it is quite rewarding to help others and receive their help in return.

Barbara Safini, owner of Career Solvers, has over twelve years of experience in career management, recruiting, executive coaching, and organizational development. Ms. Safani partners with both Fortune 100 companies and individuals to deliver targeted programs focusing on resume development, job search strategies, networking, interviewing, and salary negotiation skills

eMail sites for employment:



Banner Advertising

The editor tries to place banner ads where they will be read by those the advertisers want to reach, rather than placed at random. News stories that will have an “ill” effect are avoided as best as possible. Often it is the position of the banner ad that attracts more response. This is at the sole discretion of the editor.

Banner ads may appear under the headlines at the choice of the editor, but are not guaranteed. An attempt is made to share them on a rotation basis with other banner advertisers.

Pricing Information
Ad Size
Pixels Size
6.5W X 1.5 H
468W X 180H
21 days
6.5W X 2.5 H
468W X 180H
21 days
6.5W X 4" H
468W X 288H
21 days
6.5"W x 5"H
468W X 360H
21 days

21 Days on the Leasing News web site ( holidays not included.)  They are placed by the editor in an appropriate position near a story that may be more compatible to their ad. They also appear under the headlines in each News Edition on a rotation basis instead of being placed by a news story.

  Banner Ad "contracts"

$595---six months $500 month/12 months $475
$750---six months $640 month/12 months $600
$395 Special--Three months in a row $1,200
($595/$750 monthly billing, $395 special: $1,200 in advance)
$850---six months $725/12 months $675

Combination discounts are further available with   Help Ad "contracts."

Two month, three month, six month and one year contracts are available with a discount. Ads for employment should be placed in the classified ad section, where it is possible to also appear at the top of the headlines.

Article: How Advertising works at Leasing News




News Briefs----

Small Players' Losses In CIT Crisis

Analyst Bove sees 150-200 more U.S. bank failures

Foreign Firms Show Interest in Failed U.S. Banks

Annie Leibovitz, photographer of stars, faces ruin



You May have Missed---

Rise of the Super-Rich Hits a Sobering Wall



Sports Briefs----

Jerry: No need to raise Cowboys Stadium video board

QB rule clouds Vick role



California Nuts Briefs---

Get a load of Napa, take the Wine Train



"Gimme that Wine"

Report Claims Less Than 1 Percent of Corks Are Noticeably Tainted

Concannon Vineyard Recognized for Preservation Efforts, California Registered Historic Landmark #641 Rededicated

Riesling comes of age

Growers expect bumper crop of grapes to fuel Washington State's burgeoning wine industry^1967641

Internationally Renowned Jazz Saxophonist and Six Time Grammy® Nominee, Dave Koz, Launches KOZ Wine

Wine Prices by vintage
US/International Wine Events
Winery Atlas
Leasing News Wine & Spirits Page
The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.



Today's Top Event in History

1857-Major economic panic hits the United States. The major financial catalyst for the panic of 1857 was the August 24, 1857, failure of the New York branch of the Ohio Life Insurance and Trust Company. It was soon reported that the entire capital of the Trust's home office had been embezzled. What followed was one of the most severe economic crises in U.S. history.


This Day in American History

    1675-Catholic holy orders were conferred by Gabriel Diaz Vara Calderon, Bishop of Santiago de Cuba, on a visit to St. Augustine, FL. Minor orders were conferred on seven candidates.
(see age of missions: )
    1676-The first court-martial in a colony was held in Newport, RI, by Governor Walter Clarke, Deputy Governor John Crayton and their assistants, Edmund Calvary, who was the attorney general. Quanpen, a Native American sachem, also known as Sowagonish, was found guilty of participation in King Philip’s War against the colonists and ordered shot on August 26. Others who had participated in the war were sentenced to various penalties.
    1682 - Duke James of York gave Delaware to William Penn.
    1682- The Duke of York awarded Englishman William Penn the three "lower counties" in the American colonies which later became the state of Delaware.
( lower half of: )
    1718- New Orleans was founded by French settlers from Canada and France. The Canadians, generally brought their wives and families with them. French officers, however, usually younger sons of nobility, refused to marry below their rank, inspiring the plea of one of the early governors to France: “Send me wives for my Canadians, they are running in the woods after Indian girls.” Thus Cajuns were born. By the way, Creole meant “native”, born in Louisiana and has nothing to do with race.
    1814-British forces invaded and raided Washington, DC, for two days, burning the Capital, the president’s house and most other public buildings. President James Madison and other high US government officials fled to safety until British troops (not knowing the strength of their position as military is in disarray) departed the city two days later. They set on fire in retaliation for the American burning of the parliament building in York (Toronto), the capital of Upper Canada.
    1851-The San Francisco Committee of Vigilance broke down the jailhouse doors, kidnapped the prisoners, and hanged Whittaker and McKenzie from the second story of the Committee's rooms. Sam Brannan addressed the crowd after the hangings.
    1853 -- First potato chips prepared by Chef George Crum, Saratoga Springs, NY. Crum was a Native American/African American chef at the Moon Lake Lodge resort in Saratoga Springs, New York, USA. French fries were popular at the restaurant and one day a diner complained that the fries were too thick. Although Crum made a thinner batch, the customer was sill unsatisfied. Crum finally made fries that were too thin to eat with a fork, hoping to annoy the extremely fussy customer. The customer, surprisingly enough, was happy - and potato chips were invented! Crum's chips were originally called Saratoga Chips and potato crunches. They were soon packaged and sold in New England - Crum later opened his own restaurant. William Tappendon manufactured and marketed the chips in Cleveland, Ohio, in 1895. In the 1920s, the salesman Herman Lay sold potato chips to the southern USA (selling the chips from the trunk of his car). In 1926, Laura Scudder (who owned a potato chip factory in Monterey Park, California) invented a wax paper potato chip bag to keep the chips fresh and crunchy - this made potato chips even more popular.
    1857—Major economic panic hits the United States.
    1862 - The C.S.S. Alabama was commissioned at sea off Portugal's Azore Islands, beginning a career that would see over 60 Union merchant vessels sunk or destroyed by the Confederate raider. The ship was built in secret in the in Liverpool shipyards, and a diplomatic crisis between the US government and Britain ensued when the Union uncovered the ship's birth place.
    1869- Cornelius Swarthout of Troy, NY, was issued a patent for a “waffle iron.”
    1893 - Fire in the south of Chicago left 5,000 people homeless.
    1897--birthday of Charles Dudley Warner, American newspaper editor for the Hartford Courant, published this now-famous and oft-quoted sentence, "Everybody talks about the weather, but nobody does anything about it. " The quotation is often mistakenly attributed to his friend a colleague Mark Twain. Warner and Twain were part of the most notable American literary circle during the late 19th century. Warner was a journalist, essayist, novelist, biographer and author who collaborated with Mark Twain in writing "The Gilded Age" in 1873.
    1909- Sax player Paul Webster birthday (Jazz Trumpeter, in Jimmy Lunceford's orchestra 35-43 and with Cab Calloway 44-52)
    1912- parcel post service was authorized. Previously the weight limit of mail had been four pounds. The rates of the parcel post service depended upon the weight of the package and the distance traveled. This was a boon to mail order catalogues and
to people living in the rural area.
    1925-Birthday of pianist Louis Teicher (Ferrante and Teicher,) composer, born Wilkes-Barre, Pa.
    1932 - Amelia Earhart became the first woman to fly across the U.S. non-stop.
    1932- Charles H. Calhoun, Sr. and Jr., at the third hole of the Washington Golf Club, Washington, GA, while playing with a foursome, both shot a hole in     1939 - Louis "Lepke" Buchalter, leader of Murder, Incorporated, turned himself in to New York City columnist Walter Winchell; who turned the underworld leader in to FBI Director J. Edgar Hoover.
    1943 - No. 1 Billboard Pop Hit: ``In the Blue of the Evening,'' Tommy Dorsey Orchestra/Frank Sinatra.
    1944--- Germany Army by now has sustained 400,000 men killed, wounded or captured, plus 1,300 tanks, 1,500 artillery, and 3,500 aircraft destroyed.
    1947-- Margaret Truman, daughter of U.S. President Harry S Truman, presented her first public concert. Margaret sang before 15,000 people at the Hollywood Bowl. The concert did not get great reviews. In fact, the critics didn’t like Margaret’s singing at all. And Margaret’s dad didn’t like the critics, and said so, from the White House.
    1949--Birthday of American composer Stephen Paulus, St. Paul, MINN.
    1950-- US President Harry Truman orders the Army to take over the railroads to stop a possible strike.
    1950- Edith Spurlock Sampson, the first African-American delegate to the United Nations when she was appointed alternate delegate to the fifth General Assembly. Her first assignment, on September 28, 1950, was to the Social, Humanitarian and Cultural Committee.

    1951---Top Hits
Too Young - Nat King Cole
Because of You - Tony Bennett
My Truly, Truly Fair - Guy Mitchell
Hey, Good Lookin’ - Hank Williams
    1951- St. Louis Browns owner Bill Veeck, one of baseball’s greatest showmen, allowed fans attending a game against the Philadelphia Athletics to participate in the strategy decisions normally made by the team’s manager. More than 1,000 fans were given cards reading ”YES” and “NO: and were asked to vote on what the Browns should do at various point sin the tame. It worked; St. Louis won, 5-3. With the advent of Palm Pilots, Blackberry, and the internet, guess what Bill Veeck could do today.
    1957- The Dodgers use eight pitchers in one game tying a major league record. Johnny Podres gives up three home runs in the third including Hank Aaron's first grand slam.
    1957 - No. 1 Billboard Pop Hit: ``Tammy,'' Debbie Reynolds. The song is featured in the film ``Tammy and the Bachelor'' and is nominated for an Academy Award.
    1959- A headline in Billboard reads, "Rock and Roll Ain't Ready For The Ol' Rockin' Chair Yet." The story says rock & roll was losing popularity a year ago, but the record buyers now like Elvis Presley, Fats Domino and Lloyd Price along with newcomers, the Drifters, Everly Brothers and Ricky Nelson.
    1959- Phil Phillips' "Sea Of Love" hits #2 on the pop charts.
    1959---Top Hits
The Three Bells - The Browns
Sea of Love - Phil Phillips
Lavender-Blue - Sammy Turner
Waterloo - Stonewall Jackson
    1960-Birthday of Calvin Edward “Cal” Ripken,Jr., former baseball player, born Havre de Grace, MD.
    1961 - No. 1 Billboard Pop Hit: ``Wooden Heart (Muss I Denn),'' Joe Dowell. The song is a cover of a song Elvis Presley sang in the film ``G.I. Blues.''
    1963- Little Stevie Wonder is the first artist to make the Number One position on the pop single chart, the pop albums chart and the R&B singles chart all at one time. In fact, nobody had made the pop single and album charts at the same time. The music from "Wonder World" is the album, "The Twelve Year- Old-Genius" and the single, "Fingertips, Part Two."
    1963 -The Little League World Series is televised for the first time . With ABC's Wide World of Sports providing coverage of the championship game, Grenada Hills (CA) beats Stratford (CT), 2-1.
    1963-After a couple of flop singles for smaller record companies, The Ronettes scored their only Top Ten hit with their first effort for Phil Spector, "Be My Baby". None of their other records, including "Baby I Love You", "The Best Part of Breaking Up", "Walking In the Rain" and "Is This What I Get for Loving You?" could crack the US Top 20.
    1963-Darlene Love's biggest solo hit, "Wait Til' My Bobby Gets Home" enters the Billboard chart, where it will top out at #26. She had greater success when she sang for The Crystals, The Blossoms and Bob B. Soxx And The Blue Jeans.
    1964- "Where Did Our Love Go?" by the Supremes topped the charts and stayed there for 2 weeks.
    1966 - The U.S. premiere of the motion picture Help!, starring The Beatles, was held for thousands of moviegoers wanting to see the group’s first, color, motion picture. Their first film, A Hard Day’s Night, had been produced in black and white.
    1967- Patti Harrison convinces her husband George and the rest of the Beatles to attend a lecture at the Park Lane Hilton given by Maharishi Mahesh Yogi. They go and send a note to him requesting a private audience. In the meeting, the Beatles offer themselves as disciples. He accepts and invites them to an indoctrination course for spiritual regeneration two days later. They attend along with Mick Jagger and his girlfriend Marianne Faithfull. Brian Epstein is invited but declines. Afterwards, John Lennon compares the experience as "going somewhere without your trousers."
    1967---Top Hits
All You Need is Love - The Beatles
Pleasant Valley Sunday - The Monkees
Baby I Love You - Aretha Franklin
I’ll Never Find Another You - Sonny James
    1967-Big Brother and the Holding Company, Bo Diddley,Bukka White, and Salvation Army Banned @ The SF Avalon Ballroom
Original Poster by Bob Fried
    1968- The Who's drummer, Keith Moon, drives a Lincoln into the pool of a Holiday Inn in Flint, Michigan.
    1968-Steppenwolf's "Born To Be Wild" hits #2 on the pop chart.
    1969--ANDERSON, RICHARD A. Medal of Honor Rank and organization: Lance Corporal, U.S. Marine Corps, Company E, 3d Reconnaissance Battalion, 3d Marine Division. Place and date: Quang Tri Province, Republic of Vietnam, 24 August 1969. Entered service at: Houston, Tex. Born: 16 April 1948, Washington, D.C. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as an assistant team leader with Company E, in connection with combat operations against an armed enemy. While conducting a patrol during the early morning hours L/Cpl. Anderson's reconnaissance team came under a heavy volume of automatic weapons and machine gun fire from a numerically superior and well concealed enemy force. Although painfully wounded in both legs and knocked to the ground during the initial moments of the fierce fire fight, L/Cpl. Anderson assumed a prone position and continued to deliver intense suppressive fire in an attempt to repulse the attackers. Moments later he was wounded a second time by an enemy soldier who had approached to within 8 feet of the team's position. Undaunted, he continued to pour a relentless stream of fire at the assaulting unit, even while a companion was treating his leg wounds. Observing an enemy grenade land between himself and the other marine, L/Cpl. Anderson immediately rolled over and covered the lethal weapon with his body, absorbing the full effects of the detonation. By his indomitable courage, inspiring initiative, and selfless devotion to duty, L/Cpl. Anderson was instrumental in saving several marines from serious injury or possible death. His actions were in keeping with the highest traditions of the Marine Corps and of the U.S. Naval Service. He gallantly gave his life in the service of his country.
By virtue of an act of Congress approved 24 August 1921, the Medal of Honor, emblem of highest ideals and virtues is bestowed in the name of the Congress of the United States upon the unknown American, typifying the gallantry and intrepidity, at the risk of life above and beyond the call of duty, of our beloved heroes who made the supreme sacrifice in the World War. They died in order that others might live (293.8, A.G:O.) (War Department General Orders, No. 59, 13 Dec. 1921, sec. I).     1969-Three-day Wild West Festival at Kezar Stadium with Janis Joplin, Turk Murphy, Jefferson Airplane, the Dead, Country Joe, Santana, Sly and the Family Stone and the Youngbloods.
    1970- "Make It with You" by Bread topped the charts and stayed there for a week.
    1971- Ernie Banks hits his final home run of his career as the Cubs beat the Reds, 5-4. Mr. Cub's 512th home run comes in the first inning off Jim McGlothin.
    1971 -- Illinois State Attorney Edward Hanrahan and 13 police officers and police officials are indicted on charges of conspiring to obstruct justice by attempting to thwart criminal prosecution of 8 Chicago patrolmen who raided the apartment of Fred Hampton. This follows August 21 when Panther George Jackson is killed in San Quentin prison during an abortive breakout attempt (three prisoners and three guards are killed in the attempt. Six prisoners are subsequently put on trial for the incident (Fleeta Drumgo, David Johnson, Hugo L.A. Pinell (Yogi), Luis Talamantez, Johnny Spain, and Willie Sundiata Tate). Spain was convicted of murder. The others were either acquitted or convicted of assault. In a side to this story: white attorney Stephen M. Bingham is officially charged with murder in deaths of 2 convicts and 3 guards at San Quentin. Bingham is charged with smuggling guns to George Jackson used in a August 21, 1971 San Quentin breakout attempt. Bingham subsequently flees the country, returning in 1984 to face charges. He was acquitted of murder and conspiracy in 1986.
    1973 - No. 1 Billboard Pop Hit: ``Brother Louie,'' Stories.
    1974- Santana's "Greatest Hits" LP enters the charts.
    1975---Top Hits
Fallin’ in Love - Hamilton, Joe Frank & Reynolds
One of These Nights - Eagles
Get Down Tonight - K.C. & The Sunshine Band
Rhinestone Cowboy - Glen Campbell
    1975 - Los Angeles Dodger Davey Lopes set a major league baseball record when he stole his 38th consecutive base. It was in the 12th inning of a game against the Montreal Expos that Lopes got his famous steal. The Dodgers still lost in 14 innings, 5- 3.
    1978- Bruce Springsteen appears on the cover of "Rolling Stone."
    1979- The Cars perform at New York's Central Park for an audience of a half million people
    1981 - Mark David Chapman was sentenced from 20 years to life imprisonment for his self-admitted murder of former Beatle John Lennon.
    1985 - Huey Lewis and The News reached the top of the charts with "The Power of Love". The song spent 2 weeks at #1 on the "Billboard Hot 100".
    1983---Top Hits
Every Breath You Take - The Police
Sweet Dreams (Are Made of This) - Eurythmics
She Works Hard for the Money - Donna Summer
Love Song - The Oak Ridge Boys
    1985-Dwight Gooden of the New York Mets became the youngest pitcher to win 20 games in a season. Gooden defeated the san Diego Padres, 9-3. He was 20 years, nine months and nine days old.
    1987 - Autumn-like weather prevailed across the north central and northeastern U.S. Seven cities reported record low temperatures for the date, including Saint Cloud MN with a low of 37 degrees. Temperatures in Florida soared to 98 degrees at Pensacola and 99 degrees at Jacksonville. Thunderstorms produced heavy rain in the Southern High Plains Region, with 5.40 inches at Union NM, and 7.25 inches reported west of Anthony NM
    1987- "Who's That Girl" by Madonna topped the charts and stayed there for a week
    1987-Donny Osmond released "I'm In It For Love", his first single in 10 years. The record did not crack the Billboard Top 40, but Donny would be back with "Soldier Of Love", which reached #2 in 1989.
    1989-Pete Rose is banned from baseball for life by Commissioner Giamatti for gambling. The Reds' manager signs a five-page agreement with Giamatti in which he agrees to a lifetime penalty but does not admit to gambling on the national pastime.
    1991- Tom Petty and the Heartbreakers' "Learning To Fly" hits #28 on the pop singles chart.
    1991---Top Hits
(Everything I Do) I Do It for You - Bryan Adams
It Ain’t Over ’Til It’s Over - Lanny Kravitz
Fading Like a Flower (Every Time You Leave) - Roxette
You Know Me Better Than That - George Strait
    1992- "End of the Road (From Boomerang)" by Boyz II Men topped the charts and stayed there for 13 weeks.
    1996-The New York Yankees dedicated a monument to the late Mickey Mantle at Monument Park in Yankee Stadium. The new monument joined three others honoring Babe Ruth, Lou Gehrig and Miller Huggins. Mantle died August 13,1995.
    1999- Mariner Ken Griffey Jr. joins Babe Ruth, Ralph Kiner, Duke Snider, Ernie Banks, Harmon Killebrew and Mark McGwire as the only players to hit 40 homers in four consecutive seasons.



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