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Funding Specialist, Irvine, Ca

Small ticket exp., min 2+ years with plenty of energy. Bachelor's Degree preferably in Finance or other Business discipline.

About Us: Nationwide Funding, L.L.C. is a financial services company offering equipment financing and business capital to small business owners and municipalities in all 50 states.

Friday, December 1, 2006


Bob Baker, CLP, Loyalty
    Classified Ads---Credit
        Burr Wolff Closed?
            IFC Credit Wins Another
Classified Ads---Help Wanted
    CLP Please Tell us your Story
        Fitch: Global Corporate Rating
            Cartoon---Manhattan Cats
More on: Microsoft Explorer 7
    Window’s “Start-Up”
        Friday, UAEL Meeting, New Jersey
Radiance Capital—Funder Update
    London View of BofA #1/US Banking
        News Briefs---
You May have Missed---
    Sports Briefs---
        "Gimme that Wine"
Calendar Events
    Snapple Real Facts
        Today's Top Event in History
This Day in American History
    American Football Poem

######## surrounding the article denotes it is a “press release”


Bob Baker, CLP, Loyalty

July 10, 2000 was the start of the Leasing News Advisory Board. Bob is one of the original founders, perhaps our most outstanding supporter, as he has not only been through the thick and thin, but is the person who gives encouragement all the time, by telephone, by e-mail, even notes. He has given great encouragement throughout; always positive, enthusiastic, a “tell it like it is” personality.

He has brought in a number of members over the years to the National Association of Leasing Brokers and the United Association of Equipment Leasing, plus contributing his time to the growth of the industry, including the Certified Leasing Professional program. He has done this through health and family tragedy, never giving up. If you can count someone on your side, it is Bob. He certainly has been there for Leasing News.

Bob Baker, CLP
Wildwood Financial Group, Ltd.
2646 Highway 109, Suite 101
Wildwood, MO 63040
Phone: 800-373-3581
Fax: 877-235-0808

Bob Baker, CLP, has been active in the Finance and Leasing Industry for over 35 years. He founded the Wildwood Financial Group, Ltd in 1994. It is considered by most to be the most comprehensive and successful Lease Training School in the Leasing Industry. Wildwood conducts training to existing Leasing Companies and Professionals as well as conducts training at its school in St Louis for entrepreneurial men and women wishing to enter the Equipment Leasing Arena as a Leasing Broker.

He was the 33rd individual in the United States to receive the coveted and prestigious CLP (Certified Lease Professional) designation. He currently is also an instructor for the foundation for those individuals striving to obtain certification.

Mr. Baker has served on the Board of Directors of the United Association of Equipment Leasing (UAEL) in 1997-1998, 2003-2004 and most recently was elected to the 2007 UAEL Board. He has also served on the Board of Directors of The Certified Lease Professional Foundation. Additionally he served as Director of Education for the National Association of Equipment Lease Brokers (NAELB). He has also served on the advisory boards of The Leasing News, Colonial Pacific Leasing, Business Credit Leasing, and The Manifest Group.

Mr. Baker is a co-author of the “Lease Professional Handbook.” In 1998 he was the first recipient of the “Bill Granieri Top Gun Memorial Award.” He is also a member of the Eastern Association of Equipment Lessors, National Association of Credit Managers, National Association of Equipment Leasing Brokers and the United Association of Equipment Leasing.



Classified Ads---Credit

Ladera Winery, Angwin, Mt. Howell, Napa This historic winery going back to the 19th century was the first location that Robert Mondavi considered after leaving Krug. If it were not for the distance up the hill, it was his first choice, but he wanted to be right off the main highway to attract customers to his winery---something that was quite “new” to the thinking of wine growers and farmers in Napa Valley.

At the time, apples, apple juice, and sometimes other farm products were sold at road side stands. Few wineries even had a tasting room. *

Atlanta, GA
10 yrs experience in credit/collections/recovery/documentation in the leasing industry. P&L responsibility, team builder & strong portfolio mgnt. skills.

Corona, CA
VP credit Consumer Credit prime/sub prime Auto lending/leasing/mortgages. 20+yrs exp. If you are looking for someone to affect the bottom line I am that person. Will relocate.

Fort Lee NJ
3 Years Experience credit/documentation. Looking in NJ/NY.

Irvine, CA
I have over 16 years of Credit/Collection experience in the finance industry. Prompt results, extremely effective and knowledgeable, professional, excellent manager and team player.

Los Angeles, CA
Over 15 years experience in Credit/Operations with Small Ticket and transactions up to $500,000.00. CLP, with excellent relationships with most major lenders.

New Jersey, NJ
Credit Analyst with 10+ years experience in small-ticket lending up to $500,000. Experience with both vendor-direct and with brokers.

New York, NY
V.P. Credit & Collections w/23 years exp. looking for a situation where I can utilize my varied & extensive knowledge of credit/collections/risk-management & leasing.

Sausalito, CA
Sr. Corp. officer, presently serving as consultant, fin. service background, M&A, fund raising, great workout expertise, references

Orange, CA
Credit/Operations-15 years exper., looking for a new home. Have handled both middle/ large ticket transaction, plus muni & international finance.

For a full listing of all “job wanted” ads, please go to:

I still have some of the 1990 era vintage red, and some late 1990’s Chardonnay from Chateau Woltner. In August 2000 Ladera Vineyards bought Chateau Woltner. The $20 million purchase included the winery, along with 73 hectares of land, including 21 hectares of Chardonnay and 6 hectares of Cabernet Sauvignon. The new owners tore out the Chardonnay and “bombed” out the Chateau Woltner to introduce their new label.
Most of the vineyard is now red Bordeaux grapes. Kit



Burr Wolff Closed?

A telephone call to the Houston, Texas Burr Wolff office, ”America’s state and local tax office,” found a recorded message that stated the "office is closed." A voice mail message was left for President Kurt Wolff. Leasing News has been receiving e-mails from clients asking what is going on with the 240 employees in 18 offices.

The talk on the Equipment Leasing and Finance Association "ELATax Talk:"

"All employees were terminated. I received the same phone calls from the competitor as well and have talked with my contact at Burr Wolff. Unless someone comes in at the last second to take over the support of the licensed software companies I would start making other plans if you were counting on PTS for the 2007 filing season."

(name with held)

"I was told by the Burr Wolff client manager saying, 'Effective 11PM last night, Burr Wolff closed its doors and ceased operations....If you have questions, please feel free to email as I still have access to email via our website'."

(name with held)

Listed in their Equipment Leasing and Finance Association are co-founders Kurt N.Burr, Charles W. Ferris and H.Walter Wolf. Telephone calls were not returned.

The web site stated, "Burr Wolff is a full-service provider of personal property tax, real estate tax and sales & use tax software, appeal, audit, compliance and refund services."

The list of customers not only includes many leasing companies, but larger retailers and manufacturers:

Harry Gray is listed as Chief Executive Officer with Chad Greenway as Chief Financial Officer and Charles Ferris as Executive Vice President.

A recent press release states, “Founded in 1988, Burr Wolff is a full-service provider of state and local tax reduction services, compliance outsourcing and tax software. The Company's nationwide network of experienced local property tax and sales and use tax professionals is dedicated to understanding the unique needs of its customers. Burr Wolff tailors a full range of services to help companies minimize tax obligations, maximize tax recovery and reduce administrative burdens. Through 240 professionals in 18 offices, the Houston-based firm serves more than 500 large and mid-market customers including one-third of the Fortune 100.”



IFC Credit Wins Another

by Christopher Menkin

On the court scene, Wednesday Leasing News reported on the settlement to IFC Credit on a Royal Links Beverage Caddy case. Many of the NorVergence lessees have also been settling, as well as court cases going IFC Credit Corporation way. A recent one was the reversal of the circuit court by the Honorable Mary K. Rochford, Judge presiding, the concurrence of Judges P.J. Wolfson and J. Hall.

Without the comments by IFC Credit Corporation, Morton Grove, Illinois, as they state they do not comment on legal proceedings, readers have heard about the cases that IFC has lost, such as the concern that the "hold back" procedure was not disclosed or the actual acceptance of equipment (in this case, IFC Lost because the lessee proved the system was never installed nor working as presented.)
Remember, each case is different not only to its nature, but the jurisdiction involved and other circumstances.

In this appeal case it revolves around “On April, 2004 NorVergence and Magnetic Technologies, Ltd. (Magnetic) entered into a rental agreement for the lease of certain telecommunications equipment known as a ‘Matrix.’ Under the agreement, Magnetic was required to make sixty payments of $240.14. The agreement also contained a provision authorizing NorVergence to assign its right under the contract. NorVergence assigned in the same month.

“In June of 2004, NorVergence involuntarily entered bankruptcy. While those bankruptcy proceedings were pending, In November of 2004, The Federal Trade Commission (FTC) filed a complaint against NorVergence in the United States District Court...Neither NorVergence nor the trustee in bankruptcy defended the lawsuit, and a default judgment was entered by the United States District Court on June 29,2005. In that judgment, the district court found, inter alia, that NorVergence’s rental agreement assigned after the bankruptcy court rejected those agreements were void and unenforceable. The district court also found that the rental agreements in which NorVergence still retained any residual rights were void and unenforceable.”

“...In urging the reversal of the circuit court’s judgment, IFC contends, inter alia, that it was neither a party to the actions commenced against NorVergence by the FTC or the Illinois Attorney General nor was it in pivity with NorVergence for purposes of an application of the doctrine of res judicata based on the judgments entered in those cases. Consequently, IFC argues that the circuit court erred in dismissing its action. We agree.”

Full copy of reversal:



Classified Ads---Help Wanted


Controller, Irvine, CA

- BA/BS in Finance or Accounting
- CPA Required
- Current working knowledge of Tax Laws
- Prior leasing experience preferred
- Proficient with Great Plains and Excel
- Strength in LeasePlus and Access are preferred.

About us: Nationwide Funding, LLC is a leading provider of equipment financing and leasing solutions for businesses nationwide, and the vendors who serve them. With its prime location in Southern California and offices in Chicago's downtown financial district, Nationwide Funding, LLC has been able to secure specialized credit facilities and create funding partnerships with a wide variety of financial institutions.

Funding Specialist

Funding Specialist, Irvine, Ca

Small ticket exp., min 2+ years with plenty of energy. Bachelor's Degree preferably in Finance or other Business discipline.

About Us: Nationwide Funding, L.L.C. is a financial services company offering equipment financing and business capital to small business owners and municipalities in all 50 states.


Experienced Sales Professionals.

Are you seeking independence?
To learn more click here.



“Your Industry, In Depth” Web Seminar


Want an in-depth overview of the lease financing industry, current challenges and future opportunities?

There is still time to register for the 2006 State of the Industry Report Web Seminar! Be there on December 6, 2006 at 1:30pm EST to discuss the Equipment Leasing and Finance Foundation's annual State of the Industry Report.

$175 members
$225 non-member

The registration fee includes a FREE COPY of the 2006 State of the Industry Report! A $200 value to non-donors of the Equipment Leasing and Finance Foundation.

Published annually by the Equipment Leasing & Finance Foundation and sponsored by Accenture, the Report is the product of an exhaustive review and analysis of leasing industry information sources, including ELFA's 2006 Survey of Industry Activity, government data, independent research and interviews with key executives in all the major industry segments. It provides a comprehensive portrait of the leasing and finance industry in the near term.

Speakers: Charles B. Wendel, President, Financial Institutions Consulting, Inc.; Matthew L. Harvey, Senior Engagement Manager, Financial Institutions Consulting, Inc.; Paul Frechette, Vice President, Global Financial Services, Sun Microsystems; and Sallye Clark Zink, Partner, Financial Services Solutions Group, Accenture

To register for the seminar, click on the following link:



CLP Please Tell us your Story

The Certified Leasing Professional is a designation of the Certified Leasing Professional Foundation, not to be confused with the Certified Leasing Professional program in Asia started by Sudhir Amembal.

There are seventeen stories in the series:

There are 340 CLP’s:

If you are a CLP, please send us your story on why and how you decided to become a Certified Leasing Professional, and what it has done for you both personally and professionally.



Fitch: Global Corporate Rating Actions & Outlooks Offer Mixed View of Credit Quality

Fitch Ratings-New York- Global economic growth has remained fairly robust in 2006, continuing to support an environment of generally improving corporate credit quality, according to a new report released today by Fitch Ratings.

‘Global corporate finance downgrades have continued to trail upgrades in 2006 resulting in a ratio of downgrades to upgrades of 0.5 to 1 for the three- quarter period ending in September’ said Charlotte Needham, Director of Credit Market Research, ‘this represents a wider margin of positive to negative rating actions than the 0.7 to 1 ratio recorded a year earlier.’

However, rating activity, while positive overall, has been somewhat uneven.

Upgrades have been especially strong among global banking and finance companies, exceeding downgrades by a ratio of 4 to 1 through September. Industrial issuers in North America and Europe, however, have continued to see more downgrades than upgrades in 2006 - some due to performance issues and others due to the heated pace of shareholder friendly initiatives making headlines across the two regions.

‘The distribution of outlooks across Fitch’s global corporate finance portfolio suggests more of the same going forward’ said Mariarosa Verde, Managing Director of Credit Market Research.

The mix of Positive to Negative Outlooks remains firmly net positive across the universe of Fitch-rated global financial institutions pointing to further rating gains for financial entities, however credit quality among Fitch-rated industrials, especially in the U.S. and Europe, is expected to continue to deteriorate.

At the end of September, 14% and 13% of U.S. and European industrial issuer ratings carried Negative Outlooks, while 7% and 8%, respectively, enjoyed Positive Outlooks.

The new report 'Positive Global Corporate Finance Rating Activity Continues in 2006, Outlooks Offer Mixed View of Credit Quality Going Forward' is available on Fitch’s web site, ‘’, under the Credit Market Research link and includes a detailed view of Fitch rating activity and outlooks by region and industry through the third quarter.

To view this report, please go here:

Contacts: Charlotte Needham +1-212-908-0794
or Mariarosa Verde +1-212-908-0791, New York.

Fitch’s rating definitions and the terms of use of such ratings are available on the agency’s public site, ‘’. Published ratings, criteria and methodologies are available from this site, at all times. Fitch's code of conduct, confidentiality, conflicts of interest, affiliate firewall, compliance and other relevant policies and procedures are also available from the 'Code of Conduct' section of this site.






More on: Microsoft Explorer 7

There appear to be other issues besides the “sluggish” nature and “power hog” of the new Explorer 7
(a great stand alone program, if you keep it on all the time and only run one or two other programs.)

“I saw your note on Explorer 7.0.  I too loaded 7.0 but quickly found that most secure Websites (especially banks) are not yet certified on Explorer 7.0 thus would not work.  I had to de-install the program and go back to Explorer 6.0.  I would warn users to make sure they check with the Websites they use often that are secure and see whether they support Explorer 7.0 yet before upgrading.”

Christopher A. Enbom
Allegiant Partners Incorporated
999 5th Ave, Suite 300
San Rafael, CA 94960
Phone:  415 451 4041
Fax:      415 257 4201

(Here also is a new tip: turn off the feature that checks to see if a site is a known phishing site, that makes it run much faster. This is really for “mail servers” or computers that do heavy internet work,
as the odds of a hacker riding off and sending mail via your home computer or workstation are remote.

(I am told E7 does not work with Seibel and other software at this time. As for Vista, corporate wait three to six months for the bugs to be worked out before up-grading---and homeowners, who can get it the beginning of next year, wait until at least June for the up-grade. Those buying a new computer will get Vista clean, not an up-grade, where there most likely will not as many more bugs to work out.
A computer guru years ago said the Microsoft was always in “beta,” meaning being tested---thus the reason not only for the frequent downloads, but service packs.)

(Note: the original Leasing News article also explained how to remove and go back to Explorer 6: editor)



Window’s “Start-Up”

by Christopher Menkin

Even if you keep your computer on all the time, you should read this. Personally I only turn on my home computer when I am using it. I have used this procedure on my office workstation, which runs “24/5” (except for the weekend.)

In either situation, you most likely have programs running in the background, perhaps up to a dozen, sending out information, often conflicting with other programs, and you most likely are not aware. Next time you are on the telephone, turn off the programs and watch you internet connection packet
program in the tool bar. It will surprise you.

When programs are first installed, many send an executable file into your system start-up configuration. Even your spy catcher will miss them as they are in your “configuration system.”

You may go to the ‘start-up’ program and find those you want to delete. Most automatically go into your register. In DOS, you could easily remove them. You still can do that, and it is a much safer deletion process. It is difficult to make a mistake, as these don’t generally affect your operating system.

If you are not sure, you can expand the description to discover what the program is. Here is how to delete these running “start-up” programs.

Go to run, type in “msconfig” and click “run”. Then go to the “start-up” list and un-check the programs you don’t want to automatically open. There are programs you do not need in start-up, as they pass the spyware and check up whether there are up-grades and feed other information, plus use up ram, etc.

Some are important, such as the automatic up-grades you want for anti-virus or other programs...but all you need to did is leave the check mark. If you make a mistake, you can go back and correct it. Or check “normal start-up” and go back to “normal.”

Here is the tip: Expand the “command” bar. Take your mouse, left click on the bar in front of location and move it to your right to reach the location of the program, which also gives the description of the program, such as Webroot/Spysweeper, Trend Micro, etc.

If you really screw up, which I think is difficult in this section as you can go back if you think you made a mistake, you can always re-boot to the previous operating system by using the F8 key when the computer is opening.

I don’t recommend the other sections in this “msconfig,” but the “start-up.”

Now if this is a home computer, and you are unsure about it, ask your son or daughter or even grandson or granddaughter, to do this for you. They learn how to do this in grade school.



Friday, UAEL Meeting, New Jersey

Open to all---

UAEL Nort Atlantic Regional Event

UAEL Northeast Region
Networking Lunch

Friday, December 1, 2006
12:30 PM

Cafe Italiano Ristorante
14 Sylvan Avenue
Englewood Cliffs, NJ 07632

A GREAT Opportunity to Network with Industry Peers - Join us for lunch!


This is a no host lunch

Register Online at the UAEL website

Please contact Gina Iacono, Westover Financial, Inc.
Phone 718-728-0684 or Email .

78120 Calle Estado #201
La Quinta, CA 92253



Radiance Capital—Funder Update

Funder - Update

A -Accepts Broker Business | B -Requires Broker be Licensed | C -Sub-Broker Program
| D -"Private label Program" | E - Also "in house" salesmen

In Business Since Contact
Leasing Association
Business Reports
Radiance Capital, LLC
Chris Eckman
Marketing & Communications Associate
253-573-9600 Ext 10
(see comments)
$5,000 - $50,000

(VV) Radiance Capital LLC, specializing in B Credits, Story Credits, & More. Radiance Capital currently operates in AK, AZ, CA, CO, ID, OR, WA. Click here to read our product overview and Press Release.

To view the complete list, please click here.



London View of BofA #1/US Banking

Bank of America rises above its sleepy backwater to reach global dominance,,13129-2479043,00.html


News Briefs----

U.S. dollar hits fresh 14-year low against pound, gold up in late European trading

Wal-Mart's holiday sales warning unsettles retail industry

Major Snowstorm Hits Plains, Midwest



You May have Missed---

Language of a Losing Team? Read Their Bodies



Sports Briefs----

How will Colts get ready for playoffs?

49ers gave free tickets, campaign contribution to Santa Clara mayor



“Gimme that Wine”

Pregnant Women and drinking

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

Leasing News Wine & Spirits Page

The London International Vintners Exchange (Liv-ex)
is an electronic exchange for fine wine.



Calendar Events This Day

Bifocals Day

Christmas Parade (Delaware)

Eat A Red Apple Day

Day with(out) Art
An annual observance about the impact of AIDS on the visual arts.

Festival Of Lights (Rhode Island)

Pie Day

Portugal: Independence Day
Public holiday. Became independent of Spain in 1640.

Romania: National Day
National holiday. Marks unification of Romania and Transylvania in 1918 and the overthrow of the communist regime in 1989.

Rosa Parks Day: Anniversary of Arrest
December 1,1955. Anniversary of the arrest of Rosa Parks, at Montgomery, Alabama, for refusing to give up her seat and move to the back of a municipal bus. Her arrest triggered a yearlong boycott of the city bus system and led to legal actions that ended racial segregation on municipal buses throughout the southern US. The event has been called the birth of the modern civil rights movement. Rosa McCauley Parks was born at Tuskegee, AL. Feb. 4,1913. Died October 24,2005 at Detroit, Michigan.

United Nations: World Aids Day
In 1998 the World Health Organization of the UN declared December 1 as World Aids Day, an international day of awareness and education about AIDS. The WHO is the leader in global direction and coordination of AIDS prevention, control, research and education.



Gilroy, California in Monterey County claims to be the "Garlic Capital of the World," but Fresno County now produces more Garlic. Fresno County is the largest agriculture producing county in the United States.



Today's Top Event in History

1955- African-American seamstress Rosa Parks is arrested for refusing to give up her bus seat to a white person as required by law; the action triggers a bus boycott in Montgomery, Alabama, led by Martin Luther King Jr., changes history in the United States. Her arrest triggered a yearlong boycott of the city bus system and led to legal actions which ended racial segregation on municipal buses throughout the southern US. The event has been called the birth of the modern civil rights movement. Historians consider this the first longest and largest mass boycott by civil rights protestors. It lasted from 1955 to 1956, 381 days. The protest was led by a young minister, the Reverend Dr. Martin Luther King, Jr. Eventually the city agreed to treat all riders equally and to hire African-Americans as bus drivers. Interstate buses and other transportation still had restrictions on where African-Americans sat. Rosa McCauley Parks was born at Tuskegee, AL, Feb 4, 1913.


This Day in American History

    1824-In the 1824 presidential election no candidate received an electoral majority. John Quincy Adams of Massachusetts received 84 votes: Andrew Jackson of Tennessee, 99: Secretary of State William H. Crawford, who had suffered a stroke and was effectively out of the running, 41: Henry Clay, 37: John C. Calhoun of South Carolina was elected vice president. On February 9, 1825, John Quincy Adams was chosen as president by the House of Representatives.
    1831 - The coldest December of record in the northeastern U.S. commenced. Temperatures in New York City averaged 22 degrees, with just four days above freezing, and at Burlington VT the temperature never did get above freezing. The Erie Canal was closed the first day of December, and remained closed the entire month.
    1842-Midshipman Philip Spencer, son of the Secretary of War, was hanged from the yardarm of the U.S.S. Somers, a brig of war, while at sea in West Indian waters. Boatswain Samuel Cromwell and Seaman Elisha Small were hanged at the same time. They were convicted, at a court-martial held on shipboard, of inspiring to organize a mutiny, murder the officers, and turn the ship into a pirate cruiser. The commander of the Somers was Alexander Slidell Mackenzie, who was exonerated by a court of inquiry. It was quite a “scandal” upon their return. There were questions as to whether a mutiny even actually occurred or if this was just paranoia on the part of the captain, Commander Alexander Slidell MacKenzie, who over the course of the 6-month training cruise is purported to have ordered 2,265 lashings. This incident inspired Herman Melville to write “Billy Budd,” and is commonly held to be the major factor that precipitated the establishment of the Naval Academy. Somers was in the Gulf of Mexico off Vera Cruz at the opening of the Mexican War in the spring of 1846; and, but for runs to Pensacola for logistics, she remained in that area on blockade duty until winter. On the evening of 26 November, the brig, commanded by Rahael Semmes [later commanding officer of CSS Alabama], was blockading Vera Cruz when Mexican schooner Criolla slipped into that port. Somers launched a boat party which boarded and captured the schooner. However, a calm prevented the Americans from getting their prize out to sea so they set fire to the vessel and returned through gunfire from the shore to Somers, bringing back seven prisoners. Unfortunately, Criolla proved to be an American spy ship operating for Commodore Conner. On December 8, 1846, while chasing a blockade-runner, Somers capsized in a squall and sank with the loss of 32 of her 76 crew. In 1986, her remains were found in 110 feet of water about a mile off Isla Verde.
    1847-Birthday of Julia Moore, known as the "Sweet Singer of Michigan," was born in a log cabin at Plainfield, MI. A writer of homely verse and ballads, Moore enjoyed remarkable popularity and gave many public readings before realizing that her public appearances were occasions for laughter and ridicule. Her poems were said to be "so bad, her subjects so morbid and her naiveté so genuine" that they were actually gems of humorous genius. At her final public appearance she told her audience: "You people paid 50 cents to see a fool, but I got $50 to look at a house full of fools." Moore died June 17, 1920, near Manton, MI.
    1878- Birthday of Arthur Spingarn, an American Jew, one of the original founders of NAACP, chairman in 1914, and the prestigious NACCP Springarn medal is named after him.” The purpose of this medal is twofold — first to call the attention of the American people to the existence of distinguished merit and achievement among American Negroes, and secondly, to serve as a reward for such achievement, and as a stimulus to the ambition of colored youth. This prestigious award is in the form of a gold medal that is valued at one hundred dollars. To make certain that this award is continued on an indefinite basis, Joel E. Spingarn bequeathed in his will twenty thousand dollars to the NAACP “to perpetuate the lifelong interest of my brother, Arthur B. Spingarn, of my wife, Amy E. Spingarn, and of myself in the achievements of the American Negro.” If this organization fails to continue, the Spingarn Medal is to be managed by the president of Howard or Fisk University.”

    1891-Basketball created: James Naismith was a teacher of physical education at the International YMCA Training School at Springfield, MA. To create an indoor sport that could be played during the winter months, he nailed up peach baskets at opposite ends of the gym and gave students soccer balls to toss into them. Thus was born the game of basketball.
    1892-Birthday of African-American painter Minnie Evans, born Long Creek, North Carolina, considered one of America's great unique visionary folk artists.
    1894-Canada, Yukon Order of the Pioneers: The Yukon Order of Pioneers held its founding meeting on this date at Forty mile, Yukon. It began as a vigilante police force to deter claim jumping and later inaugurated Discovery Day (Aug 17), a statutory Yukon holiday commemorating the discovery of gold on Bonanza Creek in 1896.
    1896-Frank Broaker of New York City became the first “Certified Public Accountant, receiving Certificate Number One from the New York State Board of Certified Public Accountant Examiners. Broaker became the first secretary of the New York Board of CPA Examiners. He organized a school to prepare individuals to sit for the CPA examination. Broaker was criticized for publishing a book in 1897 entitled The American Accountants Manual, which contained questions and answers from the first CPA exam. He kept the proceeds from the sale of the book. He also was charged with forming a society of accountants with himself as president. It was alleged that Broaker had led prospective members of the society to believe that the Board of Regents might be willing to waive the CPA exam for those who were members. The Board of Regents responded to these complaints by appointing James T. Anyon to replace Broaker.
    1909-The first payment to a Christmas savings club at a bank was made this day. It was started by the Carlisle Trust Company, Carlisle, PA. The idea originated with Merkel Landis, the bank’s treasurer. When I was younger all kids had such a “savings account.” Today most money is spent to make monthly payments to credit cards and kids are not encouraged to save. Do you have a Christmas savings account, or even a vacation savings account?
    1911-Birthday of Walter Alston, baseball player and baseball Hall of Fame manager, born at Venice, OH. Alston struck out in his only major league at-bat, but he became one of the game’s most successful managers. Working under a series of one-year contracts with the Brooklyn and Los Angeles Dodgers from 1954 through 1976, Alston won seven National League pennants and four World Series. Inducted into the Hall of Fame in 1983. Died at Oxford, OH, October 1, 1984.
    1912-Harry Arthur “Cookie” Lavagetto, baseball player and manager born at Oakland, CA. Lavagetto was the first manager of the Minnesota Twins, but he is best remembered for breaking up Floyd Bevan’s bid for a no hitter in Game 4 of the 1947 World Series. Lavagetto doubled with two out in the bottom of the ninth inning, spoiling Bevan’s effort and wining the game for the Brooklyn Dodgers. Died at Orinda, CA, August 10,1990.
    1913-The first drive-in gas station was opened by Gulf Refining Company at the intersection of Baum Boulevard and St. Clair Street, Pittsburgh, PA. The station remained open all night and provided free crankcase service. Thirty gallons of gasoline were sold the first day. Frank McLaughlin was the first manager.
    1913 - a 6 day Front Range snowstorm began, ultimately producing 45.7 inches of snow at Denver, CO, the biggest single snowstorm on record for that city.
    1921-The first airship filled with helium gas was the semi rigid cigar-shaped Navy dirigible C-7. It contained 181,000 cubic feet of gas and was powered by two motors. It was tested at Hampton Roads Base, Hampton Roads, VA, and on December 4 made a round trip from Hampton Roads to Washington, DC. Lieutenant Commander R.F. Wood was the pilot.
    1929 –Bingo invented and manufactured by Edwin S. Lowe. Bingo has grown into a five-billion-dollar-a-year charitable fund-raiser. He got the idea from “Beano” played at carnivals for
several centuries. Here is the story:
    1933-Birthday of alto sax player Jimmy Lyons, Jersey City, NJ,,461272,00.html?artist=Jimmy+Lyons
    1934-First “Let’s Dance” broadcast on NBC with Benny Goodman Band.
    1934-- Bob Shane of the Kingston Trio was born in Hilo, Hawaii. The trio was credited with starting the folk craze of the late 1950's and early '60s with their hit recording of "Tom Dooley" in 1958. The Kingston Trio had a clean-cut collegiate image which helped them win acceptance among the trendy college crowd. The trio broke up in 1968.
    1934 - Singer Billy Paul is born in Philadelphia. His biggest hit is the million-selling No. 1 song "Me and Mrs. Jones."
    1935—Woody Allen ( Allen Stewart Konisberg) born Brooklyn, NY.: actor, writer, producer (Oscar for Annie Hall; Sleeper, Manhattan, Bullets over Broadway.)
    1935-Birthday of blues singer/actor Lou Rawls ("A Natural Man," "You've Made Me So Very Happy"), born Chicago, IL.
    1937---- Don Everly of the Everly Brothers was born in Brownie, Kentucky. The brothers were one of the most important acts of early rock 'n' roll. Their music, a mixture of close country harmonies over a rocking beat, resulted in two dozen chart entries, including such number-one records as "Wake Up Little Susie," "All I Have to Do Is Dream" and "Cathy's Clown." The brothers broke up in 1973, reunited in 1983 and again in 1985. They had a big return touring with Simon and Garfunkle, who said
they were trying to imitate the Everly Brother when they began singing.
    1938-Birthday of drummer Sandy Nelson, born Santa Monica, CA. He was the drummer in my dance band along with Frank Cook, played rock’n’roll, had a hit record later called “Teen Beat” in 1959, but in 1963 a motorcycle accident cost him a leg. I introduced him to Jan and Dean as well as Bruce Johnson who were at University High School. I think I met Nelson there in my first year, and at the time, he wanted to be a disc jockey as my other high school friend is today, Chuck Southcott, who later drove me back and forth to school in his 1956 Chevy. Nelson learned the sound from going to many burlesque shows, where he told us he watched the drummer and listened to the rhythm as it was very unique. We also took him to see Ben Pollock, as I remember, who was the first “boom-chick-a-boom drummer.”
    1939-Birthday of Lee Buck Trevino, golfer, born Dallas, TX.
    1939--Birthday ofjazz pianist Joe Sample, co-founder of the Crusaders.
    1940-Birthday of Richard Pryor, actor, comedian (Blue Collar, Stir Crazy, "The Richard Pryor Show"), born Peoria, IL.
    1941-Formation of the Civil Air Patrol: The Director of Civilian Defense, former New York Mayor Fiorello H. LaGuardia, signed a formal order creating the Civil Air Patrol, a US Air Force Auxiliary. The CAP has a three-part mission: to provide an aerospace education program, a CAP cadet program and an emergency services program.
    1944-Duke Ellington records “I’m Beginning to See the light,” ( Victor 20-1618)
    1945- - Bette Midler is born in Paterson, N.J. She is named after actress Bette Davis. She wins a best new artist Grammy in 1974. Her biggest hits are the million-sellers "Wind Beneath My Wings" and "From a Distance." She is nominated for an Oscar in 1979 for "The Rose" and appears in such films as "Outrageous Fortune," "Down and Out in Beverly Hills" and "Beaches."
    1945 - The New York premier of Paramount's The Lost Weekend, starring Ray Milland in a brilliant performance, was on this date. The film earned Oscars and Golden Globe awards for Best Picture, Best Actor for Milland, and Best Director for Billy Wilde. Milland and the film were also honored at the Cannes Film Festival.
    1945-Lionel Hampton cuts, “Hey-Ba-Ba-Re-Bop,” (Decca 18754)

    1949-- RCA Victor introduced the 45 rpm record. It was designed as a rival to Columbia's 33 1/3 rpm long-playing disc, introduced the previous year. The two systems directly competed with each other to replace 78 rpm records, bewildering consumers and causing a drop in record sales. By the end of 1949, all the major companies, except RCA, had committed themselves to the LP record, seemingly putting an end to the 45. Even RCA itself announced it would issue its classical library on 33 1/3 rpm discs. But RCA was not ready to admit the demise of the 45 rpm record. The company spent $5-million publicizing 45 rpm as the preferred speed for popular music. The campaign worked. Buyers of non-classical records turned increasingly to the 45 rpm record, so that by 1954, more than 200-million of them had been sold. And all the major companies now were producing both 33 1/3 and 45 rpm records.
    1954-Senator Joe McCarthy silenced by the US Senate: Joseph McCarthy, a relatively obscure senator from Wisconsin , announced during a speech in Wheeling, WV, that he had a list of Communists in the State Department. Over the next two years, he mad increasingly sensational charges and in 1953 McCarthyism reached its height as he held Senate hearings in which he bullied defendants. In 1954 McCarthy’s tyranny was exposed in televised hearings during which he took on the Army ( at twelve years old I remember watching them and not understanding how they could take him serious as he looked like he was drunk,) during which he took on the Army and on December 1,1954, the Senate voted to silence him. McCarthy died May 2, 1957.
    1954—Top Hits
Mr. Sandman - The Chordettes
Teach Me Tonight - The De Castro Sisters
The Naughty Lady of Shady Lane - The Ames Brothers
More and More - Webb Pierce
    1955- African-American seamstress Rosa Parks is arrested for refusing to give up her bus seat to a white person as required by law; the action triggers a bus boycott in Montgomery, Alabama, led by Martin Luther King Jr., changes history in the United States. Her arrest triggered a yearlong boycott of the city bus system and led to legal actions which ended racial segregation on municipal buses throughout the southern US. The event has been called the birth of the modern civil rights movement. Historians consider this the first longest and largest mass boycott by civil rights protestors. It lasted from 1955 to 1956, 381 days. The protest was led by a young minister, the Reverend Dr. Martin Luther King, Jr. Eventually the city agreed to treat all riders equally and to hire African-Americans as bus drivers. Interstate buses and other transportation still had restrictions on where African-Americans sat. Rosa McCauley Parks was born at Tuskegee, AL, Feb 4, 1913.
    1957- Ed Sullivan presents three rock and roll acts, each making its national television debut, on his Sunday evening show: Buddy Holly & the Crickets, playing "That'll Be the Day," Sam Cooke, singing "You Send Me" and the Rays perform their hit "Silhouettes."
    1960 - Teen idol Bobby Darin marries actress Sandra Dee.
    1966-California folk-pop vocal group, the Mamas and the Papas earn their fourth gold record for their album, "Cass, John, Michelle & Denny."
    1967-Birthday of Reggie Sanders, baseball player, born Florence, SC.
    1962—Top Hits
Big Girls Don’t Cry - The 4 Seasons
Return to Sender - Elvis Presley
Bobby’s Girl - Marcie Blane
Mama Sang a Song - Bill Anderson
    1969-The first US Air Force chief master sergeant who was African-America was Thomas N. Barnes of Chester, PA, who entered the Air Force in April, 1949. He became a master sergeant this day and chief master sergeant of the Air Force on October 1, 1973, for a two year terms. He retired July 31, 1977. He died 17, 2003.
    1968 - Janis Joplin makes a final appearance with Big Brother & the Holding Company.
    1970—Top Hits
I Think I Love You - The Partridge Family
The Tears of a Clown - Smokey Robinson & The Miracles
Montego Bay - Bobby Bloom
Endlessly - Sonny James
    1971-Alan Bartlett Shepard, Jr. of the US Navy became the first astronaut to become an admiral. He also was the first American astronaut to be launched into space. During his Apollo 14 walk on the Moon in 1971, Shepard took two golf balls that he had smuggled in his spacesuit and used an implement from the tool cart to execute what he called a "sand-trap shot," the only golf shot ever made on the Moon. He died at the age of 74, July 22, 1998, after a long battle with leukemia.
    1977-Billy Joel's fifth album, "The Stranger," becomes his vehicle to stardom, making it to #2 and containing the hits "Just the Way You Are," "She's Always a Woman," "Movin' Out" and "Only the Good Die Young."
    1978—Top Hits
MacArthur Park - Donna Summer
How Much I Feel - Ambrosia
You Don’t Bring Me Flowers - Barbra Streisand & Neil Diamond
Sweet Desire - The Kendalls
    1982 - Epic Records releases "Thriller," Michael Jackson's first solo album in three years. It will yield four smash singles "This Girl is Mine" (a duet with Paul McCartney), "Wanna Be Startin' Somethin'," "Billy Jean" and "Beat It." It is the best-selling album of all time, with worldwide sales of more than 40 million copies.
    1986—Top Hits
You Give Love a Bad Name - Bon Jovi
The Next Time I Fall - Peter Cetera with Amy Grant
Hip to Be Square - Huey Lewis & The News
Touch Me When We’re Dancing – Alabama
    1988 - Squalls in the Great Lakes Region produced up to a foot of snow in Ashtabula County OH, up to ten inches in Erie County PA, and up to a foot of snow in western New York State.
    1989-Zamboini Medical Alert!!! The Center for Disease Control revealed in the “Journal of the American Medical Association” that the fumes from a Zamboini ice machine could make fans at a hockey game sick if the rink is not properly ventilated.
    1989--a Spokane, Washington, funeral director revealed that jazz saxophonist and pianist Billy Tipton, who had lived his life as a man, was a woman. Tipton played for years in the US northwest after a career with several big bands. He appeared to have a wife and adopted three sons.
    1991 -- Miami quarterback Dan Marino sets an NFL record when he goes over 3,000 yards passing for the eighth time in his career in Miami's 33-14 win over Tampa Bay.
    1993-Jack Nicklaus won the Disney World Open to become the first golfer to earn more than $2 million in career winnings.
    1994-US Congress passed the GATT Treaty: Fallowing the lead of the House of Representatives, the US Senate voted 76-24 to approve the Uruguay Round provisions of the General Agreement on Tariffs and Trade (GATT). The worldwide trade pack is intended to reduce tariffs by a third, eliminate trade quotas and protect intellectual property. The GATT agreement is expend to add $300-500 billion to the global economy through the year 2005. In January, 1995, the World Trade Organization (WTO) became the successor to GATT.
    1997-Sprewell Chokes Coach: Basketball player Latrell Sprewell of the Golden State Warriors, provoked, he said, “by a lot of verbal abuse,” choked his coach, P.J. Carlesimo at practice and threatened to kill him. The Warriors suspended Sprewell for 10 games, and the terminated the remaining three years of Sprewell’s $32 million, 4-year contract, and then the NBA suspended him for a year. The NBA Players Association filed a grievance on Sprewell’s behalf, and on March 4, 1998, arbitrator John Feerick reinstated the contract and reduced the suspension to five months. Two weeks before the season, the New York Knicks acquired Latrell Sprewell from Golden State for John Starks, Chris Mills and Terry Cummings. In 2004, he joined the Minnesota Timberwolves.
    2005-- The Red Sox have petitioned a judge to keep the ball used to record the last out of 2004 World Series making the team World Champs for the first time in 86 years. Former first baseman Doug Mientkiewicz, who caught the ball after being thrown by Keith Foulke, loaned it to Boston but continues to claim ownership of the sensational sphere.



American Football Poem

Kick In The Teeth

She looks at you
She smiles at you
She asks you to meet her at the bus stop
She asks you to pay her fare
She wants to go out for a meal
She wants to go to the football
She says you make her laugh
She says that you're her best friend
She emails you
She sends you texts
But she sleeps with somebody else.

Pablo Davis




The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?



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