Add me to mailing list    |           |      Search

Advertising | All Lists | Archives | Classified Ads | This Day In American History




Seeking an experienced Leasing Professional who has:
  • a proven track record in the middle market arena
  • experience w/ customer & vendor programs
  • Home State Leasing Corporation, a subsidiary of Home State Bank, N.A., has been serving the needs of our clients since 1915.

    Friday, May 1, 2009

    Tim McGraw performing for the United States Air Force in 2003f.

    Actor/Country singer/Musician Samuel Timothy "Tim" McGraw born May 1, 1967 Delhi, Louisiana. "Indian Outlaw", "Don't Take the Girl", "I Like It, I Love It", "Something Like That", "It's Your Love" (featuring his wife, Faith Hill), and "Live Like You Were Dying". Movies: Night Lights, The Kingdom, a lead role in 2006's Flicka.


    Bulletin Board Complaint--Up-Date
    IFC Credit Corp. dba First Corp
            Correction: Subject: Marlin
    Archives--May 1, 2000
    Kropschot Re-Establishes Kropschot
            Classified Ads---Marketing
    Greystone says goodbye to Leasing
    by Christopher Menkin
        Why Leasing News supports Lease Police
            Classified Ads—Help Wanted
    Dumac/Exchange Lease Parent 1st Q Loss
        Marlin! Oh, Marlin! Rise up & Hear the Bells
            Cartoon---Two Clowns Meet
    Anvil! The Story of Anvil/All About Dad
    Curious Case B.Button/Wendy&Lucy/Trainspotting
    Fernando’s View by Fernando F. Croce
        Amembal to Chair 27th World Leasing Convention
            Omni Funding Is Expanding at the Right Time
    ELFA to Announce Winners of Dear Kit Award to offer equipment leasing
            Hope Now: 134,000 Mortgages in March
    Deborah Monosson revels in financial risky business
        BofA's Lewis: Down, but not out
        Stanford 'surrenders' to feds who didn’t want him
        CEO pay dives in a rough 2008
        Economy shrinks at 6.1 percent pace in 1Q
        Consumer spending, new jobless claims dip
        Phoenix leads nation in home price declines
        First 787 is ready for its close-up
    News Briefs---
        You May have Missed---
            California Nuts Brief---
        Sports Briefs---
    "Gimme that Wine"
        Today's Top Event in History
            This Day in American History
    Daily Puzzle
            Weather, USA or specific area
    Traffic Live----

    ######## surrounding the article denotes it is a “press release”


    Bulletin Board Complaint--Up-Date
    IFC Credit Corp. dba First Corp, Morton Grove, Illinois

    “On 02/05/2009 IFC Credit Corp dba FirstCorp issued Ameritech Medical a Purchase Order in the amount of $20,546 for 1 piece of diagnostic ultrasound equipment HP/Philips Sonos 5500 to be shipped to a physician group in Hartford, CT... The physician that received the equipment is being billed in a timely fashion electronically by IFC, yet they refuse to pay me the vendor for almost 3 months. Even after stating that our attorney would be contacting IFC, they have still refused to pay or even indicate when they can honor this debt. “


    "…received payment from these folks yesterday late afternoon. let's hope check is good. Thanks for all your assistance. I will tell all medical equipment vendors about your site. Very Valuable!!!"

    Pat Jackson
    Ameritech Medical
    6030 Marshalee Drive, Suite 702
    Elkridge, MD 21075 USA



    Correction: Subject: Marlin

    In the “Extra” on Wednesday, the subject line should have read “BofA.” The form was last used on a story about Marlin, and the subject line had “BofA” in the formation, but must have switched back to the original in the sending of the form. It was a technical error.

    Leasing News Extra
    Shareholders Oust Bank of America Chief as Chairman



    Archives--May 1, 2000
    Bruce Kropschot Re-Establishes Kropschot Financial Services

    Bruce Kropschot announced today that he has re-established Kropschot Financial Services, which he founded in 1986 as a merger and acquisition advisory firm for the equipment leasing and financing industry. Mr. Kropschot left the firm in late 1997 to become Vice Chairman - Mergers and Acquisitions of UniCapital Corporation, which he helped acquire 17 equipment casing businesses. and go public in May 1998 in the largest roll-up initial public offering ever Effective April 1.2000, Mr. Kropschot retired from UniCapital Corporation, where he was also President of UniCapital Business Credit Group.

    Under Mr. Kropschot's leadership. Kropschot Financial Services arranged over 125 acquisitions of equipment leasing and specialty finance businesses from 1986 through 1997 and was ranked as the leading provider of merger and acquisition advisory services in this sector, Mr. Kropschot stated, "I am pleased to be devoting again all of my attention to M&A activities. There is a need for an advisory firm that understands the opportunities and the challenges unique to the equipment leasing market. When representing owners in the sale of their businesses. Kropschot Financial Services will riot only be looking to maximize the sale price but also to find a buyer under whom the business and its employees can achieve their potential. When representing acquisition searches for buyers, we will utilize our vast knowledge of the leasing industry and its many participants to locate those companies that best fit the defined acquisition parameters. The firm will also arrange financing for equipment leasing and specialty finance companies and perform business valuations. Mr. Kropschot indicated that Kropschot Financial Services would soon be making an announcement regaining other key executives who will be joining the firm.

    Bruce Kropschot has been in the equipment leasing industry for nearly 30 years. Prior to founding Kropschot Financial Services, he was Executive VP of HBE Leasing Corporation and President and an owner of Master Lease Corporation (now known as De Lage Landen Financial Services). He is a CPA and holds BBA and MBA degrees in accounting and finance from the University of Michigan. He has served on the Board of Directors of the Equipment Leasing Association of America, United Association of Equipment Leasing and Eastern Association of Equipment Lessors and is a founding member of International Merger & Acquisition Professionals, an organization of leading M&A intermediaries located throughout North America and Europe. His company is now a partner with The Alta Group. Mr. Kropschot can be reached in his office at (352) 750-3588 or through e-mail at

    Mr. Kropschot is a member of the Leasing News Advisory Board:



    Classified Ads---Marketing

    Philadelphia/Wilmington, DE
    Experienced new business development/marketing professional with expertise in document imaging leasing; Major Account and independent dealer channel activation a strength.  Will travel/relocate.

    For a full listing of all “job wanted” ads, please go to:

    To place a free “job wanted” Leasing News ad:

    ELFA Career Center: Job Seekers ( free ):



    Greystone says goodbye to Leasing
      by Christopher Menkin

    Several highly reliable Leasing News sources reported that “New York pulled the plug” and effectively closed the Greystone Equipment Finance Corporation operation in Burlington, Massachusetts Thursday of last week, April 23rd, 2009.  Apparently the management team had consistently failed to meet their promised performance benchmarks.  Late last year, the remaining senior team once again revised their plan and agreed the platform would be self funding and not dependent upon the parent by the end of the first quarter.

    Reportedly Greystone CEO and Founder Steve Rosenberg gave the Greystone subsidiary several chances to turn things around, and when they did not, he pulled the plug.

    As the end of the first quarter approached an internal show-down took place as the parent stopped providing funding.  With the business unable to fund, the performance issue came to a head.  After a series of articles appeared in Leasing News, vendors who had already become jittery told Leasing News they were pulling their business.  Several Greystone salesmen told Leasing News they were given permission to find homes for their deals and in a relatively short time the funding backlog decreased to under $1 million.

    It appears the issue was management’s promise to convert to a non-recourse funding platform and some of the requirements of the non-recourse sources.  When the decision to close down the operation was announced, the salesmen were able to fund much of the business on conventional non-recourse terms, in some cases with the same sources they could not fund with Greystone.  Reportedly the blocking point was not the credit or leases themselves, but certain required terms of the funding arrangement by Greystone management.  With those terms gone the sources appeared more than willing to book the transactions, so much of the alleged $2 to $3 million outstanding transactions reportedly are being funded.

    Highly reliable sources told Leasing News last Thursday senior management of Greystone New York sent a team to Boston to lay off the staff. They were given one month severance, Leasing News was told by two salesmen.  It also appears the West Coast and East Coast group are staying together and forming a lease brokerage firm. Look for press releases soon.  Reportedly only a handful of people remain to clean up the operation.  Leasing News has received several confirmations from former Greystone salesmen, brokers and vendors that leases have been funded and that vendors have received checks.

    Unconfirmed reports are one of the Greystone companies will service the Greystone Equipment Finance Corporation alleged $60 million portfolio and wind it down. According to Bernie Boettigheimer, President of Lease Police, who was previously working with Greystone, there were a number of “working capital” disguised leases from one vendor. Lease Police President Bernie Boettigheimer told Leasing News in an exclusive interview, he had just started to work with the company when the first vendor fraud was discovered, but they did not want to look further. This may indicate further fraud or simply a management team unwilling to uncover and report additional problems to their parent. It would then appear to be a difficult portfolio to sell, although everything depends on "price" and how well the assets were segregated.

    If history is a guide, the Greystone Equipment Finance portfolio losses will only increase. Winding down a leasing portfolio without the direct participation of an engaged and experienced staff can complicate existing problems and lead to more write-downs. Buyer due diligence is more demanding when faced with a skeleton staff. As the Leasing News archive shows, there are certainly more losses and problems ahead.



    Why Leasing News supports Lease Police

    by Kit Menkin

    When I first visited Bernie Boettigheimer, CLP, in Dallas, Texas, a few years ago, we had lunch (Sue's eldest daughter Sara lives in nearby McKinney with her husband and two children.)

    Bernie told me that fraud was going to be his primary focus in the first two years of Lease Police. He put in his own money, his own time, and he viewed this as a "pay back" to the industry that was good to him
    and his family. We both had the same viewpoint and immediately struck up a good friendship. I remember ten years ago when the United Association of Equipment Leasing and the National Association of Credit Managers tried a similar data base. As I remember, Jim Merrilees was very much in favor as he was very anti-fraud and wanted all funders to be more due diligent with vendors; but I think the computers were not as sophisticated as they are today. (The person who was in charge of the program at NACM is today editor and publisher of "Credit Today.")

    At the lunch meeting with Bernie, I volunteered free banner ads in Leasing News and as much promotion as I could get away with. Later I also began telephoning presidents of leasing companies and others, twisting their arms as if I was the membership chairman for Lease Police.

    Our agreement was that Leasing News would not see the information sent by members, nor would Leasing News have access to the files; however, if alerts were to be made public, Bernie would make
    them available for Leasing News readers.

    I am personally proud to find that Lease Police has to date produced almost 250 fraud “alerts” posts. Leasing Police has put a mechanism in place to put a serious crimp in the plans of these people. Government agencies have put some of them in jail, and others soon to follow. The program has also stopped losses, very valuable in today’s economy.

    Today, Bernie believes the leasing industry is faced with two areas which require constant vigilance.

    1-This is the Marketing-Type fraud such as NorVergence, Royal Links and T.V. Broadcasting. These require everyone in the industry to review the marketing plans of every vendor. Shall I point out: Lease Police is very experienced in this area?

    2-This is the Working Capital/Sale-Leaseback schemes. This requires each vendor and his pricing to be investigated. Operation Lease Fleece. The $1 million at Greystone is from the same vendor pulling this scheme.

    I think the last one burns Bernie up the most, as he tells me that many times his subscribers will send him the invoices and then he price-checks each item. He warns this will be a constant problem and he believes that most funders still are not doing price checks. “Too much work ! !” he says. Others say they need to approve the lease in four hours!!!!

    I can't emphasis enough that Lease Police now has over 250 Vendors who have three or more repossessions on their recent sales.



    Classified ads---Help Wanted

    Leasing Account Executive


    Seeking an experienced Leasing Professional who has:
  • a proven track record in the middle market arena
  • experience w/ customer & vendor programs
  • Home State Leasing Corporation, a subsidiary of Home State Bank, N.A., has been serving the needs of our clients since 1915.



    Like selling vendor programs and large transactions?
    Enjoy international financing programs?
    Prefer the advantages of a commission only environment with the security of health and welfare benefits?

    CLICK HERE to find out how to have fun again.



    Dumac/Exchange Lease Parent 1st Quarter Loss

    Exchange Bank, Santa Rosa, California, parent of Dumac Leasing and Exchange Bank Leasing, reported a $10.3 million loss. This is the banks fifth loss in the last six quarters. Last August, 2008, J. Barrie Graham suddenly walked out of a board meeting after submitting his resignation. The problems centered on commercial real estate loans, which still seem to plague the bank, as well as the down cycle of growth in Sonoma County; such wine towns as Windsor, once growing, are struggling to just survive.

    Photo: MARK ARONOFF (
    J. Barrie Graham shown here in 2002 in his third-floor office in downtown Santa Rosa,
    was the sixth president of the 118-year-old bank.

    C. William Reinking, who retired from day-to-day management of the Santa Rosa bank in 2002 but continued to serve as chairman of the board, was named CEO.

    “Our first priority is to return Exchange Bank to sustained profitability,” Chairman and Chief Executive Officer C. William Reinking told the Santa Rosa Press Democrat. “The board has approved management’s recommendation to deal swiftly and aggressively with distressed loans, to put them behind us and thereby more quickly deliver a return to operating profitability.”

    The bank set aside $20 million to cover loan losses during the first quarter, up from $18 million in the fourth quarter.

    In the reporting of regional bank difficulties across the country, this not only affects both business and consumers, but charities and scholarships. In the Exchange Bank situation, they most have at least two consecutive quarters of profitability before any dividends are given. This directly affects the Doyle Scholarship for Santa Rosa Junior College for new students during the 2009-2010 year. The Doyle program, which has distributed more than $76 million to 115,000 SRJC students over the past six decades, relies on Exchange Bank dividends for its funding.

    The good news: Total deposits rose to $1.38 billion, up from $1.35 billion a year ago.

    It is also not the bank itself that has slowed the leasing business in Northern California, but the economy in many of the cities surrounding Santa Rosa, including most of Sonoma, Napa, and even Sacramento counties..



    Marlin! Oh, Marlin! Rise up and Hear the Bells

    Marlin Business Services, Mount Laurel, New Jersey has announced its first quarter 2009 conference call and webcast for next Friday, May 8, at 9am, ET. Net income for the fourth quarter of 2008 was a loss of $7.3 million, year ending loss of $5.2 million compared to a year-end profit of 2007 of $18.2 million, plus letting go over 100 employees at this date. Then there was the problem with the FDIC about their industrial bank in Utah affecting funding in March, 2009. Yet, what might bring the most attention are the bonuses and salaries of the officers, and directors. Here a company lets employees go, affecting over a hundred families, post losses, continues to make “wrong way decisions,” yet the people in the front end receive more money:

    Board of Director Salaries:

    and how did they get the raise and bonuses:

    (2)     Includes options for Mr. Dyer (160,648), Mr. Pelose (135,895) and Ms Wilson (5,234) to purchase shares that are currently exercisable or will become exercisable within 60 days following March 1, 2009.
    (3)     Includes options for Mr. Calamari (10,153), Mr. DeAngelo (10,153), Mr. Grzedzinksi (4,992), Mr. McGinty (41,344), Mr. Sullivan (1,250), and Mr. Wert (19,953) to purchase shares that are currently exercisable or will become exercisable within 60 days following March 1, 2009.
    (4)     Includes 2,000 unrestricted shares owned directly by Mr. Sullivan and 3,525 restricted shares awarded to Mr. Sullivan in connection with Board appointment and membership in accordance with the Corporation’s Director compensation program described above in “Directors’ Compensation”. The remaining 2,309,934 shares are reported as beneficially owned by Peachtree Equity Investment Management, Inc. are based on a Schedule 13G filed jointly by such entity (see SEC filing
    for more information.)

    Upon termination of employment or change in control, Mr. Dyer would receive $1.7 million and 199,399 in stock; Mr. Pelose would receive $979,359 and 319,002 in stock.

    Form 10-K SEC filing:

    Conference Call and Webcast:

    Leasing News Marlin Articles:





    Fernando’s View
    By Fernando F. Croce

    “Anvil! The Story of Anvil” and “All About Dad” offer a pair of inspirational stories, while “The Curious Case of Benjamin Button” and “Wendy and Lucy” alternate between fantasy and reality.

    In Theaters:

    Anvil! The Story of Anvil (Abramorama Pictures): For anybody who thought the clueless, aging rockers in “This Is Spinal Tap” were an exaggeration, here comes this funny, sweet, unexpectedly moving documentary to show that there really are folks like that. The film looks back on the early days of Anvil!, a heavy metal band that made a splash in Canada during the early 1980s and was an influence on groups like Metallica. The humor and poignancy of the project, however, lie mostly in its present-day segments, as we catch up with band founders (and school friends) Steve “Lips” Kudlow and Robb Reiner, as they try to work past corporate greed, previous discord, and their own middle-age barriers to make good on their promise to “keep rocking forever.”

    All About Dad (Independent): The winner of the Cinequest Film Festival’s Audience Award, Mark Tan’s heartfelt story of cultural roots and artistic dreams should be a source of hope to aspiring filmmakers everywhere. The story follows the hopes and struggles of Ty (David Huynh), the young son in a family of Vietnamese immigrants. While his sister Lihn (Yvonne Truong) and Mom (Yen Ly) do their best to live up to the demanding expectations set up by Dad (Chi Pham), Ty fights for the need to find his own voice. Just as inspiring is the story behind the film, impressively made on a low budget by Tan, a San Jose State University alum who achieves solid, naturalistic performances and emotional truths in his debut. -Americans.

    New on DVD:

    The Curious Case of Benjamin Button (Paramount): Film buffs who know David Fincher for his icily disturbing thrillers (“Seven,” “Fight Club”) will be surprised by how emotional his newest film is. An adaptation of a F. Scott Fitzgerald short story, it tells the unique story of Benjamin Button (played by Brad Pitt), who is born a wizened old man and proceeds to age backwards. Throughout the decades, he meets a colorful sea captain, experiences World War II up close, and becomes involved with the wife of an international spy. Most importantly, he fights to be by his sweetheart’s (Cate Blanchett) side despite their lifetimes going in different directions. Fans of “Forrest Gump” will marvel at the subtle special effects, and tear up at the story’s many turns.

    Wendy and Lucy (Oscilloscope): Again proving that she’s one of her generation’s most intrepid actresses, Michelle Williams gives a piercing performance in this raw, moving tale of lost souls and fleeting connections in the midst of tough times. Williams plays Wendy, a drifter on her way to Alaska, with her faithful dog Lucy as her only companion. Owner and pet are separated while passing through a small Oregon town, sending Wendy on a desperate, surprising search. The story suggests a recession-themed “Old Yeller,” but director Kelly Reichardt, whose earlier “Old Joy” offered a similar portrait of modest, profoundly felt human alienation, once more breaks your heart without resorting to cheap tricks or facile sentimentality.

    Trainspotting (Miramax): Before he won a handful of Oscars for “Slumdog Millionaire,” director Danny Boyle was a renegade bent on turning cinematic rules upside down. His most wicked film, this blast from 1996, has the same kind of eclectic, flashy style that made “Slumdog” a hit with audiences and critics, but it is a much darker, tougher movie. Set in a netherworld of colorful, brawling Scottish junkies, it focuses on Renton (Ewan McGregor, in his breakout role), a young man who tries to clean up his past with drugs. With people like the brutal Begbie (Robert Carlyle) surround him, however, it’s a task easier said than done. Though the subject is grim, Boyle’s breathless style and dark humor keep the harrowing story consistently exhilarating.




    Amembal to Chair 27th World Leasing Convention

    (Photo: WLN)

    June 9 - 10, 2009
    London, England
    27th Annual World Leasing Convention

    "During 'good' times, attendance at conventions/conferences is more of a luxury, less of a necessity; however, during "bad" times, it is just the opposite!" world leasing expert and lecturer as well as co-publisher of World Leasing News Sudhir P. Amembal declared.

    The 27th Annual World Leasing Convention will be held in London, June 9 and 10. It will be chaired by Mr. Sudhir P. Amembal, who has had the privilege of chairing what he describes as “this prestigious annual event since 1993.”

    Prior to the workshop, on June 8, Mr. Amembal will be teaching his increasingly popular workshop, "A Movement to Operating Leases." Certainly in this economic climate, operating leases are becoming more popular.

    Last year, over 200 leasing professionals from over 40 countries gathered in Amsterdam to attend the 25th Annual Convention.

    Mr. Amembal says, “The Convention, as always, will feature talented speakers from throughout the world. The focus of many presentations, undoubtedly, will be on the challenges and opportunities faced by the leasing industry during the current macroeconomic crisis.”

    Those registering through Amembal & Associates will be sent a complimentary copy of our industry best selling publication, Winning With Leasing! This offer does not apply to those who have already registered with Euromoney.

    For detailed information, including convention program and workshop outline, please contact Kelly Farnham at

    **** Announcement****************************************



    Omni Funding Is Expanding At The Right Time Once Again… Carpe Diem

    Omni Funding has expanded office locations to the East and West coast! Their continued growth since 1994 has lead to a natural decision to open offices in NY and WA state to better service Capital Consultant (broker) demand. Their corporate head courters is in Salt Lake City, UT and from management comments the company is making plans to expand into MI, NC, FL and TX.

    Omni changed their business model in 1998 from a vertical market company to a cross-market model and never looked back. Their experience ranges from managing their own portfolio’s to have built over 350 strategic alliances both domestic and around the globe. Yes it’s a FACT even after the dust hit the fan… It was over 500 just a few months ago! Remember they are a cross-market company, not a vertical market company!

    Omni has developed some new financial programs and services to complement their proven existing products.

    Contact: Scott Hunter
    Omni Funding
    888-268-OMNI (6664) ext 301
    801-665-1807 Fax



    ELFA Announces Winners of Dear Kit,2009 Operations & Technology Excellence Awards

    Key Equipment Finance and PHH Arval To Receive Top Honors at
    ELFA Operations & Technology Conference May 13-15

    Washington, DC—— The Equipment Leasing and Finance Association’s (ELFA) 2009 Operations & Technology Excellence (O&TE) Award will go to projects submitted by Key Equipment Finance and PHH Arval. The winners were selected by the O&TE Award subcommittee and will be showcased in sessions during the conference.

    The awards presentation will take place during ELFA’s Operations & Technology Conference May 13-15 at the Grand Hyatt San Antonio, San Antonio, Texas.

    “Equipment finance companies have long recognized the value of developing best practices to improve processes and performance for their organizations and the industry,” said Joan Simpson, Sr. Manager, Cisco Systems Capital Corporation and O&TE Award Committee Chair. “The achievements of this year’s winners, Key Equipment Finance and PHH Arval, represent outstanding examples of value creation and the importance of continuing to invest in their operations, even in a time of economic downturn.”

    The O&TE Award Program identifies and recognizes equipment leasing and finance companies that have demonstrated best practices in developing and implementing innovative uses of technology or creative business processes to improve operations, enhance customer interactions, enter new markets and build overall ROI. The program brings the backroom to the foreground spotlighting the best in the industry as an example for others.

    The O&TE Conference will bring together executive management; directors of operations and administration; department managers for credit, collections, information technology, documentation, accounting, remarketing and management; and systems support company representatives.

    For more information on the ELFA Operations & Technology Conference and Exhibition, including a downloadable conference schedule and registration form, visit

    For more information regarding conference registration please contact Morinia Scott at ELFA
    at 202-238-3434.

    About ELFA

    The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $650 billion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its over 700 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. For more information, please visit

    The ELFA is also the premier source for statistics and analyses covering the equipment finance sector. To access ELFA's comprehensive industry information,
    please visit


    ######################################## to offer equipment leasing

    LOS ANGELES, CA-- - Factoring industry veterans David B. Clark and Robert Bernfeld announced today the launch of their new website, and their expansion from invoice factoring to offer more financing solutions, including accounts receivable financing, equipment financing and leasing, business working capital, and loans.

    "The economy is tough right now, making it hard for businesses to expand or even just maintain payroll and cash flow," said David B. Clark. "Business Factors' new business finance solutions were designed to make it easier for businesses large and small to obtain funding, even during difficult economic times."

    After many years in the invoice factoring industry, Business Factors recently decided to expand and offer more options for their customers. "We can now help companies that may not have invoices to factor, but still need business finance solutions such as equipment leasing or loans," said Robert Bernfeld.

    In addition to invoice factoring (also known as accounts receivable financing) Business Factors now offers asset based loans, purchase order financing, credit card factoring, working capital credit lines, commercial equipment financing and leasing, inventory financing, and term loans.

    When asked what makes Business Factors different from other business finance companies, Bernfeld commented, "We can offer the lowest rates obtainable and best-in-class customer service. Our consultants are always available to answer any questions, days, nights and weekends."

    "No other business finance company offers as high of a level of industry expertise, personal customer service and in depth consultation as Business Factors," Clark concluded.

    The brand new site, offers a more comprehensive look at all of the new financing solutions now offered from Business Factors. For additional information call 888-234-6663, or

    About Business Factors:

    Business Factors is a business finance company that specializes in providing invoice factoring, accounts receivable financing, equipment loans and leasing, and more to businesses across the US and Canada. They are experts in the business and finance industry, and can help large and small businesses successfully find the best solutions for their growing business capital needs.



    Hope Now: 134,000 Mortgages in March

    Washington, D.C.– HOPE NOW, the private sector alliance of mortgage servicers, non-profit counselors, and investors that has been working aggressively to prevent foreclosures and keep homeowners in their homes, today announced that its members and the larger mortgage lending industry modified 134,000 mortgages in March.

    This was the second consecutive month the lending industry completed this many modifications. Since September 2008, the industry has been averaging 116,000 modifications per month.

    The industry also completed 115,000 repayment plans in March, up slightly from February. The combination of 134,000 mortgage modifications and 115,000 repayment plans means that, in March 2009, HOPE NOW members and the larger mortgage lending industry provided 249,000 homeowner solutions through these two options.

    The HOPE NOW March data does not specifically break out the impact of the Obama administration’s recently announced Homeowner Affordability and Stability Plan, which has just begun to be implemented.

    According to Faith Schwartz, HOPE NOW’s executive director, “The lending industry is steadily working out solutions for homeowners and keeping as many as possible in their homes,” she said. “I expect that these numbers will continue to increase as servicers work with the Obama Administration to implement its Homeowner Affordability and Stability Plan,” she added.

    The HOPE NOW March data shows:

    • Modifications were more than half of all solutions provided to homeowners.
    • The number of completed foreclosure sales declined by 39 percent, from 87,000 to 53,000 in March, the lowest number since December 2007.
    • Foreclosure starts, increased from 243,000 in February to 290,000 in March. This is the highest number of initiated foreclosure actions since HOPE NOW began tracking data in 2007 and is a 20 percent increase from February.

    Michael Bright, HOPE NOW’s chief statistician, said the sharp reduction in completed foreclosure sales in March may have been because servicers allowed troubled loans to be run through the HASP program. “It’s too early to say this is a trend,” he said. “But anecdotal reports from servicers do indicate that they are taking this extra step to help homeowners who qualify stay in their homes.”

    HOPE NOW continues to reach borrowers through millions of letters; a new, enhanced website at; and homeowner outreach events across the country. HOPE NOW most recently held events in Atlanta, Miami and Charlotte, NC. The next outreach event is scheduled for Cleveland, Ohio, on May 7, 2009. For more information, please go to

    A summary table of the results is attached and can be found at:


    For more information about HOPE NOW, including a full list of members, go to

    HOPE NOW coordinates a nationwide campaign to reach homeowners who may be at risk of losing their homes. HOPE NOW members have agreed to make substantial additional efforts to contact homeowners whose mortgages will reset in the coming months and to further expedite the process used to determine how best to keep them in their homes.

    The Homeownership Preservation Foundation, a HOPE NOW member, created and operates the Homeowner’s HOPE™ Hotline, which is available 24 hours a day, 7 days a week, and 365 days a year. The Homeowner’s HOPE™ Hotline received 1.1 million calls in 2008. There is no cost to homeowners for contacting a nonprofit counselor by calling 1-888-995-HOPE.


    #### Press Release ##############################

    (This ad is a “trade” for the writing of this column. Opinions
    contained in the column are those of Mr. Terry Winders, CLP)

    News Briefs----

    Deborah Monosson revels in financial risky business

    BofA's Lewis: Down, but not out

    Stanford 'surrenders' to feds who didn’t want him

    CEO pay dives in a rough 2008

    Economy shrinks at 6.1 percent pace in 1Q

    Consumer spending, new jobless claims dip

    Phoenix leads nation in home price declines in February

    First 787 is ready for its close-up



    You May have Missed---

    Truckers ain't scared of no swine flu



    Sports Briefs----

    Bulls beat Celtics in 3 OTs, force Game 7



    California Nuts Briefs---

    State's top cop victim of tire theft

    California city population trends



    “Gimme that Wine”

    Port Winemakers Declare 2007 Vintage,1197,5033,00.html

    Wine Adds Five Years to Life, More Than Beer, Dutch Study Finds

    New Releases: BR Cohn Launching Line of Car Wines

    San Francisco's Food Scraps Lead To Great Wines

    Francis Ford Coppola's innovations as a winemaker don't stop with the grapes,0,4373940.column

    Dick Grace is lovingly embraced by His Holiness, the Dalai Lama,

    Wine Prices by vintage
    US/International Wine Events
    Winery Atlas\
    Leasing News Wine & Spirits Page
    The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.



    Today's Top Event in History

        1906-the Night and Day Bank opened in New York City . It was open 24 hours a day. Oakleigh Thorne was the first president. The idea was originated by Thomas Benedict Clarke. 03/01/1911 Converted Federal Harriman National Bank of the City of New York 1932 Acquire By Merger Liberty National Bank & Trust Company in New York 03/01/1933 Closed


    This Day in American History

        1830---Birthday of Mary Harris Jones, better known as “Mother Jones,” Irish-born American labor leader. After the death of her husband and four children (during the Memphis yellow fever epidemic of 1867) and loss of her belongings in the Chicago Fire in 1871, Jones devoted her energies and her life to organizing and advancing the cause of labor. It seemed she was present wherever there were labor troubles. She gave her last speech on her 100th birthday. Born at Cork , Ireland , she died Nov 30, 1930, at Silver Spring , MD. In 1923, at the age of ninety-three, she was still working among striking coal miners in West Virginia . A passionate organizer, she counted among her more spectacular achievements the leading of a march of miners wives who routed strikebreakers with brooms and mops in the Pennsylvania coalfields in 1902, and the leading of a march of striking child textile workers from Kensington, Pennsylvania, to President Theodore Roosevelt s Long Island home in 1903 to dramatize the case for abolition of child labor. In 1905 she helped found the Industrial Workers of the World." Women of Achievement and Herstory
        1850-The "Panama" sailed from San Francisco with $1,500,156 in gold dust destined for the East.
        1855-When nationally known public speaker and feminist Lucy Stone married Henry Blackwell, a marriage contract written by the bride and groom was read at the wedding that disavowed the gross inequity married women suffered un American law, and the word “obey” was omitted from their marriage vows. A year after the ceremony, the bride further shocked society by taking back her maiden name, which she kept for the rest of her life.
        1852-Birthday of Martha Jane (Calamity Jane) Canary - U.S. frontierswoman and stagecoach driver. CJ joined Buffalo Bill Wild West Show and has been romanticized in movies, fiction stories, and legends. She was reportedly rough mannered (as well most people of the place and era) and as was also common in those days for women without the protection of one man, was a prostitute of sorts. She frequented bars, was rumored (mostly disproved) to have driven stagecoaches, but she was a crack shot. It is believed that she began roaming the mining areas after she was orphaned at 15. Known as a companion of Wild Bill Hickock, she is buried next to him - more as a tourist attraction since he died many years before she did and their relationship was questionable at best. She toured with several Wild West shows including Buffalo Bill's. She often dressed in men's clothing (also not a particularly unusual thing in the pioneer west for active and poor women). According to some legends (told mostly by herself), she scouted for the army including Col. George Custer. She went to the Black Hills of South Dakota with a geological expedition and stayed in Deadwood after the gold strike there. There she became a companion to Wild Bill Hickock although a rumored marriage probably never took place. The name "Calamity" has been variously explained as being derived from her care of patients during a smallpox epidemic or warnings to men who felt a single woman alone was a plaything to be used as they would. She eventually moved to El Paso and married (maybe). She had a habit of referring to her male companions as husbands. She exhibited herself in some shows following depictions of her as a romantic character in the dime novels of the day. Living in abject poverty for many years, she eventually traveled back to South Dakota where she died in 1903 and was buried next to Wild Bill Hickock.
        1855-Birthday of Cecilia Beaux - artist, generally recognized as the leading U.S. portrait painter of her day. Her first paintings, those of her family, won prizes in the U.S. and Paris. She was elected to the Socieacture; Nationale des Beaux-Arts ( Paris ) and the American Academy of Arts and Letters (1933). Her paintings are in major museums throughout the world including the Metropolitan Museum of Art. An injury cut short her career. One historian wrote:
        In 1895 she became the first woman instructor at the Pennsylvania Academy of the Fine Arts, and in 1896, on the strength of her showing at the Paris Salon, she was elected to membership in the Soci6t6 Nationale des Beaux- Arts. Cecilia Beaux moved to New York City in 1900. Later major works included commissioned portraits of Mrs. Theodore Roosevelt and her daughter Ethel, Mary Adelaide Nutting (for the Johns Hopkins Hospital ), Mrs. Andrew Carnegie, Richard Watson Gilder, and, for the National Art Committee's project on World War I leaders, Adm. Lord David Beatty, Georges Clemenceau, and Cardinal Mercier. "Her paintings were placed in such major collections as the National Collection of Fine Arts, the Metropolitan Museum , the Art Institute of Chicago, the Luxembourg Museum of Paris, and the Uffizi Gallery of Florence. Cecilia Beaux was acknowledged as one of the leading portraitists of her day. Her work, while it suggested at times the influence of some of her French Impressionist teachers, and at other times was compared to that of John Singer Sargent, was not imitative of any master." Some of her work is also exhibited at the Women's Museum of Art in Washington, D.C.
        1864-Birthday of Anna M. Jarvis - U.S. mother of Mother's Day.
    After many women had attempted to have a special day set aside to honor mothers after the U.S. Civil War, Jarvis was successful in having the second Sunday of May set aside to honor mothers. By 1913 every state in the union established the observance and in 1914 President Woodrow Wilson signed a joint resolution of Congress to officially recognize the day.
    She was unalterably opposed the commercialization of the observance wanting to keep it a pure and simple remembrance. A number of other women, including Julia Ward Howe had suggested Mother's Day, but none were successful until Jarvis's campaign, which started in Philadelphia , May 1908 with the pink carnation being worn if the mother was alive and white in memorial. The observance was originally to be a renunciation of war, militarism, and the patriarchy that cost women their husbands and sons in the Civil War. Jarvis spent most of her declining years in attempt to keep the holiday pure from the inroads of florists, jewelers, and the like who made it a marketing circus. Here is the original, pre-Hallmark, Mother's Day Proclamation, penned in Boston by Julia Ward Howe in 1870.
        1862- Capt. David G. Farragut and Union forces took possession of New Orleans after running past Forts Jackson and St. Philip on the Mississippi R. at night and then defeating a small Confederate flotilla. In it's 19 months of service, the Hartford was hit 240 times by enemy fire Farragut was promoted to rear admiral in July.
        1863-at the battle of Chancellorsville , 50 miles southwest of Washington, DC., Gen. Robert E. Lee won his greatest victory over huge Union forces under Gen. Joseph Hooker. The battles lasted for four days. In the North, 17,275 were killed or wounded; in the South, 12,821. Here is a good piece of trivia, General Hooker allowed his troops to bring “ladies of the evening” into camp, and many also traveled with his troops. They were nicknamed “Hooker's,” and thus the argut today.
         1873---birthday of William Morris, founder of the William Morris Agency, Schwarzenau, Germany .
        1873-Congress enacted the one cent postal card. The first cards were made by the Morgan Envelope Company, Springfield, MA. Stamp collectors state the first cancellation was May 12, 1873.
        1874-Birthday of Romaine Brooks - U.S. artist whose palette of primary black, grey and brown produced amazingly insightful portraits. The daughter of an unstable mother and brother who became dangerously paranoid, she was sent away to various schools. Following their deaths she inherited a fortune. She married for form's sake but lived openly as a lesbian, maintaining am on\off liaison for 40-years with the wandering Natalie Clifford Barney, noted U.S. expatriate writer. She continued to paint until her late 80s. The largest collection of her works are to be viewed at the National Museum of American Art, Washington, DC. Died December 7, 1970 in Nice , France at the age of 96.
        1884-c onstruction was begun on the Home Insurance Company building in Chicago , IL , on what was to become the modern skyscraper. The 10-story building was completed in 1885. Designed by William Le Baron Jenney, it had a steel frame which carried the weight of the building. The walls provided no support but hung like curtains on the metal frame. This method of construction revolutionized American architecture and allowed architects to build taller and taller buildings. This building was constructed of marble and flanked by four columns of polished granite supporting a marble balcony. Two additional stories were added to it later. The steel frame supported the entire weight of the walls, instead of the walls themselves carrying the weight of the building.
        April 24, 1813, the first 750 feet building, the Woolworth Building , opened with 55 floors.
        1893-the Columbian Exposition Opened a t 12:08 PM, when President Grover Cleveland, in the presence of nearly a quarter of a million people, placed his finger on a golden key opening the Columbian Exposition at Chicago, IL. Amid the unfurling of thousands of flags, sounding of trumpets and booming of cannons, the key activated an electromagnetic valve, steam rushed into great cylinders and the immense pump began its enormous burden of pumping 15,000,000 gallons of water a day to supply the 685-acre fair and its visitors with an ample water supply.
        1906-the Night and Day Bank opened in New York City . It was open 24 hours a day. Oakleigh Thorne was the first president. The idea was originated by Thomas Benedict Clarke. 03/01/1911 Converted Federal Harriman National Bank of the City of New York 1932 Acquire By Merger Liberty National Bank & Trust Company in New York 03/01/1933 Closed
        1908-birthday of trombonist Henderson Chambers, Alexandria, LA
        1909-birthday of Kate Smith, one of America's most popular singers. Kate Smith, who never took a formal music lesson, recorded more songs than any other performer (more than 3,000), made more than 15,000 radio broadcasts and received more than 25 million fan letters. Nineteen of her records sold over a million copies, and she sold more war bonds during World War II than anyone else. On Nov 11, 1938, she introduced a new song during her regular radio broadcast, written especially for her by Irving Berlin: "God Bless America." It soon became the unofficial national anthem. Born Kathryn Elizabeth Smith at Greenville, VA, she began her radio career May 1, 1931, with "When the Moon Comes Over the Mountain," a song identified with her throughout her career. She died at Raleigh, NC, June 17, 1986.
        1909-birthday of drummer Jesse Price, Memphis, TN
        1915- birthday of Archie Williams, who along with Jesse Owens and others, debunked Hitler's theory of the superiority of Aryan athletes at the 1936 Berlin Olympics. As a black member of the US team Williams won a gold medal by running the 400-meter in 46.5 seconds (.4 second slower than his own record of earlier that year). Williams, who was born at Oakland , CA , earned a degree in mechanical engineering from the University of California — Berkeley in 1939 but had to dig ditches for a time because they weren't hiring black engineers. He became an airplane pilot and for 22 years trained Tuskegee Institute pilots, including the black air corp of WWll. When asked during a 1981 interview about his treatment by the Nazis during the 1936 Olympics, he replied, Well, over there at least we didn't have to ride in the back of the bus.” Archie Williams died June 24, 1993, at Fairfax, CA.

        1917- Jack Paar Birthday
    ( I remember many nights staying up with my father watching the Jack Paar Show. He and I were both night owls.
        1920-the Brooklyn Dodges and the Boston Braves played the long game in major league baseball history, but did not finish it. After 26 innings, the game was halted because of darkness with the score tied,1-1. Each team used just one pitcher, Leon Cadore for the Dodgers and Jose Oescher for the Braves, who gave up 12 and 9 hits, respectively. Despite its 26 innings, the game took just 3 hours,50 minutes. The next day, the Dodgers lost to the Philadelphia Phillies in 13 innings. the day after that, they returned to Boston and lost again in 19 innings.
        1924-May 1, —Big Maybelle

        1930-Blues harmonica player Little Walter, real name Marion Walter Jacobs, was born in Marksville, Louisiana. He was a pioneer in the use of a microphone to amplify the mouth harp, and his techniques were widely copied, particularly by white blues musicians in England. Little Walter died in 1968 after being stabbed in a street fight in Chicago.
        1931-the Empire State Building, 103 stories, more than 1,250 was dedicated. The builder was Colonel William Aiken Starrett; the architect, William Frederick Lamb; the engineer, Homer Gage Balcom. In 1950, a 222-foot television sending-tower was constructed on the roof.
        1931-On her 22nd birthday, singer Kate Smith began her long-running radio program on CBS. Smith's program appeared opposite "Amos 'n' Andy" on NBC, and was so successful that NBC switched its comedy program to another evening. Smith's theme song was "When the Moon Comes Over the Mountain," but the song for which she is best remembered is "God Bless America." Kate Smith died in 1986 at the age of 77.
        1933---birthday singer/song writer Titus Turner, Atlanta, GA
        1939-Folk singer Judy Collins was born in Seattle, Washington. She gained widespread fame in 1961 with her debut album "Maid of Constant Sorrow." Collins is best known for her hits "Both Sides Now" - top ten in 1969 - and "Amazing Grace" from 1971. She also helped promote the careers of Randy Newman, and Canadians Joni Mitchell and Leonard Cohen.;jsessionid
        1946-Elliot Lawrence cuts first commercial session for Columbia.
    (this is a great album: )

        1946--- Emma Clarissa Clement, a black woman and mother of Atlanta University President Rufus E. Clement, was named "American Mother of the Year" by the Golden Rule Foundation. She was the first Afro-American woman to receive
        1950—African-American Gwendolyn Brooks become the first black to win the Pulitzer Prize for Poetry for her book,”Annie Allen,” Harpers.
        1955--Leonard Chess signs Chuck Berry to a recording contract after he came highly recommended by Muddy Waters.
        1961- so-called “ militant students” joined James Farmer of the Congress of Racial Equality (CORE) to conduct “freedom rides” on public transportation from Washington, DC, across the deep South to New Orleans. The trips were intended to test Supreme Court decisions and Interstate Commerce Commission regulations prohibiting discrimination in interstate travel. In several places riders were brutally beaten by local people and policemen. On May 14, members of the Ku Klux Klan attacked the Freedom Riders in Birmingham, AL, while local police watched. The rides were patterned after a similar challenge to segregation, the 1947 Journey of Reconciliation, which tested the US Supreme Court's June 3,1948, ban against segregation in interstate bus travel.
        1953—Tops Hits
    Pretend - Nat King Cole
    Till I Waltz Again with You - Teresa Brewer
    I Believe - Frankie Laine
    Mexican Joe - Jim Reeves
        1960-the U2 Incident: o n the eve of a summit meeting between US President Dwight D. Eisenhower and Soviet Premier Nikita Khrushchev, a U-2 espionage plane flying at about 60,000 feet was shot down over Sverdlovsk, in central USSR. The pilot, CIA agent Francis Gary Powers, survived the crash, as did large parts of the aircraft, a suicide kit and sophisticated surveillance equipment. The sensational event, which US officials described as a weather reconnaissance flight gone astray, resulted in cancellation of the summit meeting. Powers was tried, convicted and sentenced to 10 years in prison by a Moscow court. In 1962 he was returned to the US in exchange for an imprisoned Soviet spy. He died in a helicopter crash in 1977.
        1961-the first skyjacking of a commercial American airplane took place during the flight of a National Airlines twin-engine Convair CV 440 from Miami, FL, to Key West, FL. The plane left Marathon, FL, at 3:23pm with eight passengers. A passenger name dAntillo Ortiz, using the name of El Pirata Cofresi, threatened the crew and passengers with a pistol and knife. The plane landed in Havana. The string of airplane highjackings that followed were dubbed “skyjackings” by the press and led to the U.S.'s first air piracy law, passed in September, 1961.
        1961—Tops Hits
    Runaway - Del Shannon
    Mother-In-Law - Ernie K-Doe
    I've Told Every Little Star - Linda Scott
    Don't Worry - Marty Robbins
        1963-J.Walter Kennedy was named the second president of the NBA, succeeding Maurice Podoloff, who retired after the 1962-63 season.
        1963-James W. Whittaker of Redmond, WA, the leading member of the first American Mount Everest Expedition, became the first American to ascent to the top, 10 years after Sir Edmund Hillary and Tenzing Norgay made ascent of the 29,028-foot peak.
        1965-After just two weeks on the Billboard Hot 100, Herman's Hermits reach #1 with "Mrs. Brown, You've Got a Lovely Daughter".
        1965-The Supremes release "Back In My Arms Again", which will become their fifth consecutive US number one hit.
        1967 –Priscilla Beaulieu, born Brooklyn, NY, marries Elvis Presley at the Aladdin Hotel in Las Vegas. The wedding cake alone cost $3,500.
    Priscilla was the teenaged daughter of a US Army officer whom Elvis had met in Germany. She had lived at Presley's Graceland Mansion since 1961, ostensibly under the supervision of Presley's father and stepmother. On February 1st, 1968, their only child, Lisa Marie, was born. Four years later, the couple separated, and in 1973, Elvis filed for divorce.

        1969—Tops Hits
    Aquarius/Let the Sun Shine In - The 5th Dimension
    It's Your Thing - The Isley Brothers
    Hair - The Cowsills
    Galveston - Glen Campbell
        1969 - Leonard Tose pays $16,155,000 to buy the Philadelphia Eagles of the National Football League. It was the largest price paid to that date for a pro football franchise. It was over a decade [1981] before the Eagles made it to the Super Bowl
    (XV: Oakland Raiders 27, Eagles 10).
        1970 - Elton John and lyricist Bernie Taupin combined for the first time on Elton's first American album simply titled, "Elton John". The LP contained Elton's first hit, "Your Song", which made it to the top ten on in December.
        1971-Amtrak, the national rail service which combined the operations of IS passenger railroads, went into service. Personal service, great food, full attention, and very comfortable rides were available to all who rode the national rails.
    get an Amtrak ticket on line at:

        1971-The Rolling Stones' "Brown Sugar" is released. It would reach number one in the US and number two in the UK.
        1975- Lila Cockrell defeated nine male oppoents to become mayor of San Antonio, Texas, the the nation's 10th largest city with a population of 750,000. According to “Women of Achievement and Hesrstory, “ She was empowered to run for the mayoralty post following Janet Gray Hayes's amazing victory in San Jose, California that in those pre Silicon Valley days was far from the size of San Antonio, but her victory convinced LC that a woman could be elected to head a big city. ( Janet Gray Hayes is a very good friend of mine, devoted to her physician husband, and in her day, quite a tennis player). Women had served as mayors of small towns since the late 19th century but none of a major metropolis. Mayor Cockrell was 53 years old when elected, married with two daughters. Her political life began with the League of Women Voters
        1977—Tops Hits
    Southern Nights - Glen Campbell
    Hotel California - Eagles
    When I Need You - Leo Sayer
    She's Pulling Me Back Again - Mickey Gilley
        1981- American Airlines began the first frequent flyer program on this date. Now most airlines offer a frequent flyer program but American is still the industry leader with 45 million members. Today 40 percent of all miles are earned on the ground with affiliated business that pay the airlines for the miles, such as hotels, car rental companies, credit card companies, phone companies and retailers.
        1982 - "I Love Rock 'N Roll", by Joan Jett and The Blackhearts, appeared at the top of the pop music charts for the seventh, and final, week. The rocker stayed on the charts for 16 weeks. Jett from Philadelphia PA, played guitar and formed the all-female rock band, The Runaways, in the mid-'70s. The Blackhearts were founded in 1980. Jett starred in the film, "Light of Day", playing the role of leader of a rock band called The Barbusters. The movie also starred Michael J. Fox and Michael McKean. The title song, "Light of Day" was written by Jett and Bruce Springsteen. Joan Jett and the Blackhearts had nine hits on the charts into 1990, but "I Love Rock 'N Roll" was the group's only million-plus selling record.
        1985—Tops Hits
    We are the World - USA for Africa
    Crazy for You - Madonna
    Rhythm of the Night - DeBarge
    Girls Night Out - The Judds
        1986 - Race car driver Bill Elliott set a stock car speed record with his Ford Thunderbird in Talladega, AL: 212.229 mph.
        1988—Tops Hits
    Wishing Well- Terence Trent D Arby
    Anything For You- Gloria Estefan
    Angel- Aerosmith
    Where Do Broken Hearts Go- Whitney Houston
    Pink Cadillac- Natalie Cole
        1988-Pink Floyd's, "Dark Side of the Moon" finally dropped off the US albums chart after a run of 725 weeks (almost 14 years).
        1989-Police were called to a jewelry store in Simi Valley, California after employees reported a suspicious person. He turned out to be Michael Jackson, who had donned a wig, fake moustache, false teeth and eyelashes to go shopping. Officers had him remove his disguise and show his identification.
        1989 - Thunderstorms produced heavy rain in the southeastern U.S. Rainfall totals of 1.84 inches at Charlotte NC and 2.86 inches at Atlanta GA were records for the date. Strong thunderstorm winds uprooted trees in Twiggs County GA.
        1990 - Thunderstorms produced severe weather from northern Alabama to North Carolina. There were sixty-three reports of large hail or damaging winds, with hail four inches in diameter reported near Cartersville GA. Ten cities in the southeastern U.S. reported record high temperatures for the date as readings warmed into the 90s. Jacksonville FL reported a record high of 96 degrees. Late night thunderstorms over central Texas produced up to ten inches of rain in southern Kimble County and northern Edwards County.
        1991-Noyaln Ryan of the Texas Rangers pitched the seventh no-hitter of his career, extending his own major league record. Ryan struck out 16 as the Rangers beat the Toronto Blue Jays, 3-0.
        1991-Rickey Henderson of the Oakland Athletics stole third base, the 939 th steal of his career, to set a new major league record, surpassing Lou Brock. The A's beat the New York Yankees, 74.
        1993-—Tops Hits
    Freak M- Silk
    Informer- Snow
    Nuthin But A "G" Thang- Dr. Dre
    I Have Nothing (From "The Bodyguard")- Whitney Houston
        2002——Tops Hits
    Foolish- Ashanti
    What's Luv?, Fat Joe Featuring Ashanti
    U Don't Have To Call- Usher
    I Need A Girl (Part One)- P. Diddy Featuring Usher & Loon
    Ain't It Funny- Jennifer Lopez Featuring Ja Rule
    Stanley Cup Champions This Date
        1965---Montreal Canadiens



    Baseball Poem




    The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?



    Daily Puzzle

    How to play:

    Refresh for current date:






    See USA map, click to specific area, no commercials



    Traffic Live---

    Real Time Traffic Information

    You can save up to 20 different routes and check them out with one click,
    or type in a new route to learn the traffic live



    Independent, unbiased and fair news about the Leasing Industry.
    Ten Top Stories each week chosen by readers (click here)

    Ask Andrew
    Bank Beat
    Computer Tips
    Fernando's Review
    Leasing 102
    Online Newspapers
    Sales Make it Happen
    To Tell the Truth
    View from the Top

    Editorials (click here)