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Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Friday, November 22, 2019

Today's Leasing News Headlines

Unemployment Down Across the World's Largest Economies
  U.S. Labor in Great Shape with Chart by Felix Richter, Statista
New Hires/Promotions in the Leasing Business
   and Related Industries
Leasing Industry Ads
    Broker Represented Wanted/Exp. Sales Professionals
Marketing Strategies to Stay Away From
   FinTech #102 by Alex Vasilakos
Draw Cartoon from Your Photo
   Makes Cartoon Look from your Picture
Freedom Truck Finance: Company Update
    President’s Letter to Dealers:
       “Temporary Halt All Operations”
Where America's International Students Come From
  International Enrollment in U.S. Higher Education in 2018/19
Update Leasing News Advisor
  Hugh Swandel
New Textbook on Lease Accounting
   from The Alta Group’s Shawn Halladay is Global Resource
Signature Bank Wins Cigna Well-Being Award
   for Fifth Time
The Irishman/The Report
 The Farewell/Blinded by the Light/Betty Blue
    Film/Digital Reviews by Leasing News' Fernando Croce
Labrador Retriever
   Dallas, Texas Adopt a Dog
2020 Business Council Steering Committees
    Equipment Leasing and Finance Association
News Briefs---

Tim Cook, Marc Benioff talk values at Dreamforce
  Salesforce CEO Benioff chats with Apple CEO, deals with protester
Barack Obama in S.F. at Dreamforce with CEO Marc Benioff
   "‘Strange times’ as tech, social media have polarized us"
Senate Approves Spending Bill to Avoid Shutdown,
    and President Trump Signs It
Tom Hanks’ sweaters for Mr. Rogers’ movie
    took 9 weeks to knit
McDonald's employees in Chicago sue over workplace violence
  easier for angry customers to leap over the counter and attack them
You’re paying 11.679% sales tax in parts of St. Louis.
   The state auditor says it’s the city’s fault

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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May Have Missed
  Sports Brief----
   California Nuts Brief---
    "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.

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The U.S. labor market is in great shape. The unemployment rate dropped to a 50-year low of 3.6 percent in April, wages are high and total nonfarm employment reached a historical high of 151.1 million, according to the latest estimates by the Bureau of Labor Statistics.

The U.S. is not alone in enjoying a strong job market at the moment though. According to the IMF’s latest World Economic Outlook, the employment situation in most of the world’s largest economies has improved significantly over the past five years.

As the following chart shows, Japan and Germany are currently seeing an even lower level of unemployment than the U.S. does. While France and Italy are still struggling with undesirably high levels of unemployment, both countries have seen their job markets improve since 2014 as well. Brazil is the only outlier among the top 10 economies (excluding India for which no data was available). The country’s labor market has worsened significantly over the past five years, leading to a record level of unemployment in 2019.

By Felix Richter, Statista



New Hires/Promotions in the Leasing Business
and Related Industries

Gregory Bolton was hired as Senior Account Manager, Amur Equipment Finance, Grand Island, Nebraska. He is located din their Dover, New Hampshire Office. Previously, he was business Development Representative, Direct Capital, a Davison of CIT Bank, N.A. (March, 2014 - November, 2019).

Andrew Campos was hired as Vice President, M&T Bank, Buffalo, New York. He is located in the General New York City Area. Previously, he was at GE Capital, starting July, 1994, Manager Financial Planning and Analysis; promoted, October, 1998, Manager of Team for Financial Planning and Analysis; promoted, January, 2001, Manager of Financial Structuring; promoted January, 2002, Sales Manager; promoted July, 2004, Senior Vice President, Capital Markets, Hunt Valley, Maryland; prompted Senior Vice President, Capital Markets, Greater New York City Area. Education: University of South Florida, BS, Finance (1987 - 1991).

Garrett Fliflet was promoted to Manager, Financial Services US AWP, Terex Financial Services, Westport, Connecticut. He is located in Seattle, Washington.  He joined the firm June, 2015, Regional Sales Manager.  Previously, he was Business Development Manager, First Sound Bank (May, 2009 - June, 2015); Business Development Manager, Greystone Equipment Finance (January, 2008 - May, 2009); National Account Manager, Irwin Commercial Finance (August, 2004 - January, 2008). Education: University of Washington, Michael J. Foster School of Business. Finance/Marketing (1999 - 2003).

Joseph Franzone was hired as VP II, Fintech Compliance Relationship Manager, Silicon Valley Bank, Santa Clara, California. He is located in Greater New York City Area. Previously, he was Product, Risk, and Compliance Leader, Marlin Capital Solutions (August, 2011 - August, 2019). He joined KPMG November, 2009, as audit Associate; promoted July, 2010, Risk Management Advisory Senior Associate; Business Education Teacher, Scotch Plains Fanwood School District (September, 2004 - November, 2009.) Licenses: Certified Scrum Product Owner, Scrum Alliance, Issued November, 2018.  Certified Anti-Money Laundering Specialist, ACAMS.  Certified Public Accountant, NU. Credential ID 20CC03678800  (inactive). Certified Public Accountant, PA. Credential ID CA054517 (inactive).

Phil Gonzales was hired as Vendor Relations Specialist, First National Capital, Foothill Ranch, California. He is located in Chino Hills, California.  Formerly he was with Providence Capital Funding as Account Executive and First National Capital Corporation.  Education: California State Polytechnic University, Pomona. Bachelor's Degree (2008 - 2012).

Shahil Karki was promoted to Risk Control and Credit Analysis, OnDeck, New York City, New York. He is located in Toronto, Canada.  He joined the firm November, 2014, as Direct Sales Consultant; promoted November, 2015, Senior Loan Operations Analyst; promoted April, 2018, Loan Operations Team Lead (Canada).  Previously, he was at Spring, starting July, 2011, Communications Consultant; promoted March, 2012, Store Manager. Education: Colorado State University, Pueblo. Student Mentor and Tutor, Dates Employed Sep 2007 – Dec 2010. Employment Duration 3 yrs. 4 mos. Location Pueblo, Colorado Area. • Guided first year students to success by offering academic support.• Tutored 30 students in physics and mathematics.
• Planned and conducted individualized training designed to enhance knowledge and ability to complete coursework.
• Planned and organized team building exercises and educational events.• Helped front desk in receiving first year customers and maintained customer satisfaction. Title Resident Assistant Dates Employed Jan 2007 – Dec 2008.Employment Duration 2 yrs. Location Pueblo, Colorado Area. • Mentored college students and promoted community development. • Solely in charge of 40 students in a dorm flat and responsible for their well-being, academic progress and social growth.  Columbia College. Master of Business Administration. MBA, Business Administration and Management, General. (2013 - 2016). Colorado State University, Pueblo. Bachelor of Science. BS, Civil Engineering Technology/Technician (2006 - 2010).

Gregory Kealey was hired as Director of CapX Partners, Chicago, Illinois. He is based in Jupiter, Florida. "(He)... will be responsible for business development throughout the Southeast region." Previously, he was Vice President, Gulf Coast Area Manager, AL,FL,LA,MS, Large Corporate and Middle Markets, US Bank (2017 - 2019); Senior Vice President ,Southeast USA, Large Corporate, Santander Bank, N>A> (2015 - 2016); Vice President, Florida, Large Corporate and Middle Market, Capital One (2013 - 2015); Vice President, Regional Manager, Florida, Middle Market and Commercial, TD (2011 - 2013); Vice President, Central and North Florida, Large Corporate, Middle Market, Commercial, Private Banking, SunTrust (January, 2005 - July, 2011); Moved to US w/Green Card to pursue Citizenship (Dual), Personal (2004);  Regional Manager, Ontario, Middle Market, Alter Moneta Corporation/National Bank/Bear Stearns, Toronto, Canada (2002 - 2003);; Business Development Manager, SW Ontario, ABN AMRO Lease Nederland (September, 1997 - October, 2002); Commercial Banker, Toronto West, BMO Harris Bank (1996 - 1997); Account Manager, Toronto, Commercial Equipment Finance, GE Capital (1994 - 1996). Volunteer: Jupiter Hammerheads, Travel Baseball Director, Board Member (former), Volunteer Coach, 29 Seasons, Jupiter Tequesta Athletic Team. Education: University of North Carolina at Pembroke, BSc, Management, Business Administration cum Laude (1991 -1994). UNCP's Most Distinguished Business and Economics Graduate Award Winner | GTE Academic All-American (Baseball) Nominee | First Union Bank Award for Graduating Senior | USA Today All-USA Academic Team (Baseball) Nominee | UNCP's Top Senior Student-Athlete Award Finalist | Peach Belt Athletic Conference Presidential Honor Roll | UNCP's Chancellor's Academic Honor List | All-American Scholar Award | Cum Laude graduate | NCAA Baseball (3 yrs.) | UNCP Team Captain (2 years) | Player of the Year 1993.  McMasters University, Business Administration (1990 -1991). Jerry Carey Memorial Scholarship Winner | Wally Beavis Memorial Scholarship Winner | Kenner Collegiate Athletic Booster Club Scholarship Winner | Ontario Scholar Award | McMaster University Football player (red-shirted due to injury) | Transferred to UNCP to continue studies and to play NCAA

Gregg B. Mitchell was promoted to Chief Commercial Officer, Trinity Rail, Dallas, Texas.  He was hired as President, October, 2010; promoted September, 2018, Chairman, Trinity Highway Products, LLC & Trinity Logistics Group, Inc.  Previously, he was President, Trinity Logistics Group, Inc. (October, 2007 - October, 2010); Senior Vice President, Glazer's Distributors (November, 2004 - October, 2007); Vice President, Distribution, Gap, Inc. (February, 1999 - November, 2004). Organizations: Highway Users Alliance, Board Member.  Texas A&M Engineering Extension Service, Advisory Board Members. Texas A&M Transportation Institute, Advisory Board Member. Education: Missouri Southern State University. Bachelor's Degree.

Amanda Ray was hired as Financial Solutions Manger, Cisco Systems Capital, San Jose, California. She is located in Scottsdale, Arizona. Previously, she was Regional Sales Manager, Commercial Credit Group, Inc.(January, 2018 - September, 2019); Senior Business Development Manager, Marlin Equipment Finance (2015 - 2017); Regional Sales Manager, Southeast, LEAF Commercial Capital, Inc. (2012 - 2015); Major Account Executive, Toshiba Business Solutions (2005 - 2012); Public Relations Internship, Pacers Sports & Entertainment (August, 2003 - May, 2004). Education: Indiana University, Bachelor of Arts.

Nicholas Roberto was hired as Vice President, People's United Equipment Finance Corp., f/k/a Financial Federal Credit Inc., Irvine, California. Previously, he was at Quick Bridge Funding, starting June, 2014 as Chief Credit Officer; promoted January, 2019, EVP Credit, Operations and Compliance. Previously he worked for De Lage Landen Financial Services, joining the firm February, 2010 as VP, Collections; promoted to Senior Risk Officer, Americas Region, August, 2013; then Chief Risk Officer, U.S., February, 2013.  Previously he was General Manager, Commercial, Industrial & Agricultural Group, LEAF Financial Corporation (January, 2007 – December, 2009); Vice President, Operations, Financial Federal Credit Inc. (May, 2000 – January, 2007); Vice President, Operations, American Express Equipment Finance (September, 1997 – December, 2000); Vice President, Credit & Portfolio Quality, AT&T Capital (March, 1993 – September, 1997). Education: Lafayette College, Bachelor of Arts (B.A.), Economics & Business. The University of Connecticut, MBA, Finance & Management.

Mitch Terkeltaub was hired as Vice President and Business Development Manager. Univest Capital, a subsidiary of Univest Bank and Trust Co., Bensalem, Pennsylvania."  In this role, Terkeltaub is responsible for providing equipment leasing solutions, primarily for customers in the healthcare industry. Before joining Univest Capital, Terkeltaub was the owner and president of Lance Leasing LTD for 38 years. He earned his bachelor’s degree from Brooklyn College. Terkeltaub resides in New York City."

John Trendell was promoted to Business Development Officer, Crestmark a division of Metabank, Troy, Michigan. He joined the firm May 2013, as East Division Underwriting Manager, Sr. Vice President. Previously, he was Managing Director, Great Laeks Business Credit, LLC (April, 2008 - April, 2012); Assistant Vice President, Relationship Manager, LaSalle Bank (November, 2005 - March, 2008); Audit Manager, Greenfield Commercial Credit (February, 2001 - November, 2005). Education: Walsh College, BBA, Finance (1999 - 2002). Cum Laude. Walsh College, Masters of Accountancy, Accounting (2006) Currently in Program.



Help Wanted




Marketing Strategies to Stay Away From

FinTech #102 by Alex Vasilakos

As a business owner with a million different tasks to worry about, it can be hard to decipher which marketing strategies are worth your time and which ones aren't. From social media marketing to print advertising, the options available to you can be overwhelming. However, there are some shaky marketing strategies that you should learn about so you can focus on the best ones so you can boost your business's visibility and credibility.

  1. Telemarketing

Cold calling used to be a way for businesses to close sales with new clients. Times have changed, and most customers today are angered by unsolicited calls, making them more likely to hang up than listen to what you have to say about your company. Any customers that you call should be from a call list that they signed up for and should only be called at a logical time of day - in other words, not at dinner time or early in the morning.

  1. Staying Out of Touch

Some businesses choose a marketing strategy and then think that they should stick to that forever. Unfortunately, the nature of our modern world and its social media-focused culture is such that new trends and topics become relevant every day. You owe it to yourself and your business to understand what your target audience is talking about and doing online. That way, you can learn where they are, what they want and how you can meet their needs and boost your visibility among them.

  1. Sending Spammy Emails

Unwanted emails are basically the junk mail of this technological age. Sending emails that go directly to the Spam box is one of the worst actions that you can take for your business. If emails are a vital part of your marketing campaign, make sure you send them to willing customers and remember that moderation is key. Sending out announcements or product highlights once per month is more than enough for most companies.

  1. Fluff Content

If you are creating advertisements or other marketing content just to put something out there, you are doing your business a huge disservice. The lower the quality or substance of the content, the lower your audience's opinion of your company is likely to be. You need to have a solid plan in place to make sure that all of the content that you put out into the world is high-quality and has a solid purpose.

  1. Not Doing Research

Doing market research is a vital part of any solid marketing strategy. A customer survey that asks very specific questions of your audience helps you form an action plan and allows you to measure your success. With so many marketing tools out there, it is important to evaluate their effects on your business regularly so you can make adjustments when something isn't working.

Now that you know how to avoid these strategies, it should be easier to create marketing plans that are more likely to be successful for your business. If you find that you still need help, consider hiring a marketing company to help you so you can focus on other crucial parts of your business while the pros handle the ins and outs of your advertising strategy.

Alex Vasilakos
Director of Marketing
The Finance Marketing Group 
Office: 518-591-4645x102 / Fax: 518-677-1071
90 State Street, Suite 1500, Albany, NY 12207
He entered advertising and marketing in 2003, right when the industry landscape shifted from traditional print to digital media. In that time, Alex has worked with numerous large accounts in both healthcare and financial services, and has helped small and medium-sized businesses grow and flourish in their respective digital markets. Alex has won countless awards for creative direction and strategy, and is certified by Google Partners in both AdWords and Analytics. Currently, Alex works exclusively with financial services companies, but his depth of knowledge and experience can help design and implement long-reaching strategies for businesses across all industries.

Previous Financial Technology Articles

Assure the quality of your communication content…grammar, spelling, syntax, punctuation…hire an expert.

Whether website content, business or technical writings, take advantage of over forty years executive writing, proofreading and editing in the EFL industry…with the reader’s time and comprehension in focus.

Ralph P. Mango

Associate Editor Leasing News, responsible for proofreading and editing each news edition, as well as contributing content.



Draw Cartoon From Your Photo
Makes Cartoon Look from your Picture

Video of examples

Please send good shot photo. Cost $70
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LinkedIn page



Freedom Truck Finance: Company Update
President’s Letter to Dealers
 “Temporary Halt All Operations”

(Note: Letter as sent to dealers, all bold is in the original letter)

Since we started Freedom Truck Finance in 2013, we have been a common sense, data-driven lender. Through every major milestone of our company, we have maintained this approach - it’s how we approach decisions about our CORE product (sub-prime), our PLUS product (near-prime), and our warranty and roadside assistance products. This approach has served us well.
As we enter the final months of 2019, we find ourselves at another milestone.  
Contrary to what you may be hearing, we have not shut our doors and we are not out of business.  However, effective today Freedom Truck Finance has made the decision to temporarily halt all originations. In line with our common sense, data-driven values, we will take the next several months to watch, evaluate, and adjust our CORE and PLUS origination strategy to position us for long-term success with our dealer partners. We expect and are excited about re-launching our originations in 2020.
We appreciate the partnership that we have built with you and your dealership and look forward to continuing that partnership when we resume originating loans.

David Leventhal
President & CEO
Freedom Truck Finance, LLC


For the 2018/19 academic year, the total number of international students enrolled in U.S. higher education increased by a very slight 0.05 percent to 1,095,299 according to the 2019 Open Doors Report on International Education Exchange published by IIE. It represents the highest total ever recorded and the fourth year in succession that the number of international students has surpassed one million. Students from abroad make up 5.5 percent of the total U.S. student population and they contributed $44.7 billion to the American economy in 2018.

Despite rising tensions and the trade war between Beijing and Washington, China remained the largest source country for international students with a grand total of 369,548 enrolled in undergraduate, graduate, non-degree and optional practicing training programs. India came second with 202,014 while South Korea came third with 52,250. Some of the strongest growth was recorded in emerging countries including Bangladesh (10 percent), Brazil (9.8 percent), Nigeria (5.8 percent) and Pakistan (5.6 percent). 51.6 percent of all international students in the U.S. are enrolled in STEM fields.

By Niall McCarthy, Statista


Leasing News Advisor
Hugh Swandel

Hugh Swandel | President
Meridian OneCap Credit Corp
4710 Kingsway
Suite 1500, Metrotower 1
Burnaby, B.C.,Canada  V5H 4M2
T: 604-646-2254  | 888-735-2201, extension 8298 (toll-free)
C: 204-996-4844

Hugh Swandel has been active in the commercial equipment finance industry for 30 years in a variety of roles. Most recently Mr. Swandel was appointed President of Meridian OneCap Commercial Credit (MOCC). MOCC is a market leader in the Canadian equipment financing sector with offices across Canada. Previously Hugh was the Senior Managing Director of The Alta Group in Canada and worked for clients in both United States and Canada. The Alta Group is a global consultancy practice specializing in the asset-based finance industry. During recent years Hugh Swandel has assisted many top Canadian industry firms on a variety of projects including market entry studies, acquisitions, due diligence, funding and strategic planning.

Hugh serves on the boards of directors of the Canadian Finance and Leasing Association (CFLA), is Chairman of the CFLA research committee, and is the past President of the National Equipment Financing Association (NEFA, USA). He also is a member of the Equipment Leasing and Finance Association of America (ELFA). He has reported on many events and conferences for Leasing News and is an active participant on the Advisory Board.

In 2006, 2010 and in 2018, Hugh received the Canadian leasing industry’s highest honor when he was named “CFLA Member of the Year.” He is the only person in the Canadian industry to receive the award on three separate occasions.

During the Global Credit Crisis, Hugh was retained by the Canadian Finance and Leasing Industry to prepare materials and provide insight into the impact of the credit crisis on Canadian independent finance companies. Mr. Swandel presented to the advisory committee to the Minister of Finance and was later asked to provide commentary to the CD Howe Institute at a policy development discussion with government and industry representatives. Mr. Swandel has also been published in numerous industry magazines and co-authored a research document for the Equipment Leasing and Finance Foundation (U.S.A.) on the Canadian Commercial Equipment Finance Market.

Mr. Swandel is an active fundraiser and trustee of the Chris Walker Education Fund – an equipment finance industry charity dedicated to furthering research and education in memory of Chris Walker. In addition to supporting industry research,  Mr. Swandel and his family also operate an annual fundraising concert of Post-Traumatic Stress Charities in memory of RCMP officer and family friend Ken Barker.

Prior to founding his consulting firm, Swandel and Associates, in 2001, Hugh served as president and chief operations officer of Electronic Financial Group (EFG). EFG was a Canadian company that launched a multi lending web-based credit system. Earlier, Hugh spent 10 years with National Leasing Group in a variety of senior positions. National Leasing Group is a Canadian lessor that has won numerous awards for excellence in management and innovation.



### Press Release ############################

New Textbook on Lease Accounting
from The Alta Group’s Shawn Halladay is Global Resource

GLENBROOK, NV,-A new textbook on lease accounting by industry authority Shawn Halladay, managing director of the Professional Development Practice, The Alta Group, is now available.

Accounting for Leases: Embracing the New Paradigm provides valuable guidance to both U.S. and international lessors and lessees by covering the many commonalities between ASC 842, the new U.S. lease accounting standard, and IFRS 16, the new lease accounting standard for countries outside the U.S. Although IFRS 16 recognizes one lease model for lessees and ASC 842 recognizes two (both finance and operating leases), there is significant overlap between the two standards.

Shawn Halladay, CLFP, said, “The new lease-accounting standards are the result of an expressed need by the FASB and IASB for greater transparency into leasing obligations that were not on lessees’ books. said Halladay,

“My book examines numerous lease-accounting considerations under the new rules, including partial off-balance sheet financing, sale-leasebacks and changes to how U.S. lessors account for their leases. It also has particular applicability in emerging markets, because it provides up-to-date guidance as companies establish accounting policies and procedures.”

Finance executives worldwide, along with banking and legal executives, and the international leasing consultancy, will find in the 400-page book a wealth of lease-accounting information not likely available elsewhere. Halladay even includes a guide for marketing under the new rules that lessors can use to assist their clients.

$245 U.S. Orders
$295 International Order
424 pages

Also, now available is another textbook on leasing that contains two chapters written by Halladay and Diane Croessmann, an Alta director. Leasing—The Creative Financing Alternative, by Sudhir P. Amembal, CLFP, is a comprehensive review of lease fundamentals meant to serve as a reference for lessors.


Table of Contents:
$245 U.S. Orders
$295 International Orders
435 pages

 Halladay’s chapter speaks to navigating the new lease accounting standard, while Croessmann’s chapter pertains to Managed Services, the fast-growing pay-for-use trend impacting IT and health care equipment, as well as other equipment types. 

For additional details including tables of contents and pricing, visit

#### Press Release #############################


#### Press Release #############################

Signature Bank Wins Cigna Well-Being Award
for Fifth Time

Signature Bank has been named the winner of the annual Cigna Well-Being Award in 2019 for demonstrating a strong commitment to improving the health and well-being of its employees through its expansive workplace wellness program.

2019 marks the fifth consecutive year Signature Bank was named winner of the Well-Being Award by Cigna. Signature Bank was selected based on its robust wellness program, which was put in place in 2007. The program, with strong support from the Bank’s leadership, has continually grown and expanded to feature many incentives encouraging healthy behaviors in and outside the workplace. These include, among others, seminars and webinars relating to topics such as diet and stress management as well as in-house bio-metrics and cancer awareness programs. The Bank’s work environment and policies support a culture of health and well-being.

Joseph J. DePaolo, President and CEO at Signature Bank, said, “At Signature Bank, our assets are the 1,500+ committed colleagues who come to work every day and are productive and dedicated to their roles and this institution. Their health and well-being are top priority. We have broadened the wellness components of our program since its inception, which contributed to enhancing the health of our workforce and benefit the well-being of our colleagues.

"We are honored to be named a winner of the Cigna Well-Being Award this year and every year since 2015, and appreciate being recognized for our wellness program, which has been an important initiative for the Bank for more than a decade."
Cigna Well-Being Award applicants are evaluated based on the core components of their wellness program, including goals, implementation, incentives, leadership engagement and employee participation. All applications are reviewed and judged by a multi-departmental Cigna selection committee.

While poor health takes a physical toll on workers, it also poses a burden to employers. According to the Centers for Disease Control and Prevention (CDC), U.S. employers lose more than $225 billion each year in productivity due to employee health problems.

Signature Bank is a New York-based full-service commercial bank with 31 private client offices throughout the New York metropolitan area and Connecticut as well as San Francisco. The bank’s specialty finance subsidiary, Signature Financial, provides equipment finance and leasing.

#### Press Release #############################



Fernando's View
By Fernando F. Croce

A masterful gangland epic (“The Irishman”) and a meticulous political thriller (“The Report”) come to theaters, while DVD releases offer touching drama (“The Farewell”), crowd-pleasing comedy (“Blinded by the Light”), and passionate romance (“Betty Blue”).

In theaters:

The Irishman (Netflix): No stranger to underworld machismo, masterful veteran Martin Scorsese (“Taxi Driver”) delivers his ultimate view of gangland brutality in this magnificent, decade-spanning drama. Scorsese’s favorite leading man, Robert De Niro is brilliant as Frank Sheeran, who remembers his involvement as a Mafia killer from his truck-driving days following World War II to a decrepit, wheelchair-bound retiree. Becoming involved with crime boss Russell Bufalino (Joe Pesci) and teamster leader Jimmy Hoffa (Al Pacino), Sheeran slowly sees the emotional toil of a business in which friends are ordered to kill friends. Facing imminent death, he tries to form connections with his family only to be haunted by a void. Long, grim and uncompromising, the film is also intoxicating and profoundly resonant, showing Scorsese at the peak of his volatile, contemplative powers.

The Report (Amazon Studios): The screen gets a jolt of real-life outrage in this lucid, meticulous political thriller, which features another thoughtful performance by Adam Driver. He plays Daniel Jones, a crusading investigator on the staff of Senator Dianne Feinstein (played by Annette Bening) who’s tasked with an investigation in the interrogation methods of the CIA following the attacks on Sept. 11th, 2001. Gathering evidence and interviews for years, he uncovers the immoral and useless torture behind the agency’s use of “enhanced interrogation techniques,” shining a light on the governmental abuses that took place in the wake of national tragedy. A frequent writer of Steven Soderbergh films, Scott Z. Burns here handles directorial duties with intelligence and urgency, painting a relevant portrait of the need for truth during murky times.

Nextflix: In preparation for “The Irishman,” one of the year’s best films, check out Netflix for the other gangster films in Martin Scorsese’s great filmography. They include “Mean Streets” (1973), “Goodfellas” (1990), “Casino” (1995), and “The Departed” (2006).


The Farewell (A24): Family and tradition are the themes of this compassionate Sundance Festival favorite, a bittersweet comedy-drama about a large Chinese-American family in New York City. Billi (Awkwafina) is an unemployed writer who takes her family on a trip to China to bid farewell to her grandmother Nai Nai (Zhao Shuhzen), who has been diagnosed with cancer. As the family has kept the diagnosis a secret from Nai Nai, however, the gathering has to be disguised as something else—namely, a wedding for Billi’s cousin and his confused girlfriend. The event must keep a celebratory veneer even as its center is melancholic, leading to revelations both humorous and heartrending. It’s a thin line, but director Lulu Wang and her cast walk it skillfully. The result is a lovely study of cultural differences.

Blinded by the Light (New Line Cinema): Bruce Springsteen gets a touch of Bollywood in this crowd-pleasing musical comedy from director Gurinder Chadha (“Bend It Like Beckham”). Set during the 1980s in England, it focuses on Javed (Viveik Kalra), a Pakistani-British teenager who takes to poetry to escape the double-whammy of local prejudice and the often-oppressive traditions of his family. A revelation comes when he discovers the grit and hope of Springsteen’s music, which inspire him to make his own voice heard in this unfriendly environment. Though the narrative beats will be familiar to anyone who’s seen a coming-of-age tale, the film compensates with a surplus of brightness and unashamed optimism. Taking her lead from Springsteen’s heartfelt lyrics, Chadha offers a portrait of youthful perseverance and horizons joyously expanded.

Betty Blue (Criterion): A staple of sexy French art-house hits in the 1980s, director Jean-Jacques Beineix (“Diva”) charts the tempestuous side of love with this rollicking romantic drama from 1986. The eponymous character (played by the extraordinarily volatile Beatrice Dalle) is an impulse young woman who pushes every emotion to the extreme in her relationship with Zorg (Jean-Hughes Anglade), a laidback aspiring novelist making a living as a painter. Though happy together, the couple is often fractured by Betty’s mood swings. Hopeful that Zorg’s manuscript will be picked up by publishers, they make plans for the future. As Betty grows more unstable, however, their fragile idyll takes sudden and strange turns. Matching the characters’ passions with vivid camerawork, Beineix serves up an unforgettable cocktail of l’amour fou. With subtitles.


Labrador Retriever
Dallas, Texas Adopt a Dog

Name: Bella
ID: 43000103
Breed: Retriever, Labrador / Mix
Gender: Spayed Female
Age: 3 years 7 months
Size: Large
Location: Dallas

About Me: I am a shy girl who came to the SPCA of Texas through a cruelty case this October. Due to this, I am looking for an adopter with a quiet home where I can blossom!

Kids: Little ones are too much for me- kids over 12, please!

Personality: I am a fearful girl with a lot of love to give! However, I am not a social butterfly and would prefer to be home with you. :)

SPCA of Texas
Jan Rees-Jones Animal Care Center, Myron K. Martin Spay/Neuter
& Wellness Clinic and Russell E. Dealey Animal Rescue Center
2400 Lone Star Dr.
Dallas, TX 75212
Main Phone: 214-742-7722
Fax: 214-461-1801

Hours: Daily, Noon to 6 p.m.;
Thursday, Friday, Saturday, open until 7 p.m.


##### Press Release ############################

2020 Business Council Steering Committees
Equipment Leasing and Finance Association

Washington, D.C. – The Equipment Leasing and Finance Association has announced the results of the association’s September 2019 Business Council Steering Committee elections. The Business Council Steering Committees are the association’s primary constituent bodies and are an integral part of ELFA’s operations, providing critical input on the direction of the association and serving as a bridge between the membership and the Board of Directors and staff. Each committee analyzes the needs of companies in the segment it represents and recommends to the Board of Directors how to meet those needs. The committee members are elected by the Business Council membership for a term of two years on a staggered basis.

The following individuals will serve on the five committees in 2020. Asterisks indicate members who were newly elected or re-elected in the September 2019 elections. The ETAC Liaisons are representatives from ELFA’s Emerging Talent Advisory Council.

The Captive and Vendor Finance Business Council Steering Committee represents financial services organizations that provide sales-assisted financing and vendor and manufacturer support activities, either on a third-party or captive basis.

  • Troy Graziani, Toyota Industries Commercial Finance, Inc (Committee Chair)
  • Brian Bower,* Bank of America Global Leasing
  • Garland Brooks, Dell Financial Services (ETAC Liaison)
  • Todd Clegg,* TCF Capital Solutions, a division of TCF National Bank
  • Mike Elmasry, IBM Global Financing
  • Dan Hathcoat,* Summit Funding Group, Inc.
  • Eric Henry, Altec Capital Services
  • Dominic Janney,* Canon Financial Services, Inc.
  • Sherrie Kalajian, Presidio Technology Capital LLC
  • Brian Lowe, Verdant Commercial Capital LLC
  • Thomas Mariani, CNH Industrial Capital LLC
  • Chris Meeks, OnPoint Capital, LLC
  • Vince Mollica, CIT
  • Kim Montgomery, TIAA Commercial Finance, Inc.
  • Sarah Palmer,* Key Equipment Finance
  • Jayma Sandquist,* John Deere Financial
  • Larry Scherzer, Cisco Systems Capital Corporation
  • Bruce Trachtenberg,* DLL
  • Greg Vandewalker, GreatAmerica Financial Services
  • Jeffrey Walker, CIMC Capital, Inc.
  • David Walton, Caterpillar Financial Services Corporation (Board Liaison)
  • Barabara Zweig,* Raymond Leasing Corporation

The Financial Institutions Business Council Steering Committee represents bank-related organizations and other financial institutions involved in single transactions over $5 million.

  • David P. Farrell, Bank of America Global Leasing (Committee Chair)
  • Chris Bucher,* Hancock Whitney Equipment Finance, LLC
  • David Coons,* Mitsubishi UFJ Lease and Finance (USA), Inc.
  • Jennifer Coyle, Macquarie Corporate and Asset Finance (Board Liaison)
  • Thomas G. Forbes,* Wintrust Commercial Finance
  • Craig George, SunTrust Equipment Finance & Leasing Corp.
  • Amy M. Gross, Key Equipment Finance
  • Svetlana Kralik, U.S. Bank Equipment Finance (ETAC Liaison)
  • Eric Miller, CIT
  • William “Keith” Moore,* BB&T Equipment Finance
  • William C. Perry, III,* Regions Equipment Finance Corporation
  • Charles Stackhouse,* Wafra Capital Partners Inc.
  • Sean Svoboda, Farm Credit Leasing
  • Donald A. Synborski,* Citizens Asset Finance (CAF)
  • Ernie Tsorvas,* Fifth Third Bank
  • Kenneth Walters, Investors Bank Equipment Finance
  • Mike Wiedemer, First American Equipment Finance, A City National Bank Company
  • Bonnie Wright, Wells Fargo Equipment Finance

The Independent Middle Market Business Council Steering Committee represents non-bank-related organizations primarily involved in transactions between $250,000 and $5 million, either individually or through lines.

  • Ricardo Rios,* Commercial Equipment Finance, Inc. (Committee Chair)
  • Mark Duncan, Hitachi Capital America Corp.
  • Connie Eimers, Vision Financial Group, Inc. (Board Liaison)
  • Jacob Fahl, Hitachi Capital America Corp. (ETAC Liaison)
  • Roman Gajda,* ENGS Commercial Finance Co.
  • Don Hansen, Regents Capital Corporation
  • Rick Matte,* Encina Equipment Finance, LLC
  • Nancy Pistorio, Madison Capital LLC
  • Sohini Roy, Nexseer Capital
  • Howard Shiebler,* Crossroads Equipment Lease & Finance LLC
  • Julie Simes,* Zealandia Capital Leasing, Inc.
  • Mark Tomaselli, Innovation Finance USA LLC
  • Bruce Winter,* FSG Capital, Inc.

The Service Providers Business Council Steering Committee represents organizations and firms providing a variety of related services to the members of the other four Business Councils. Associated company types include: accounting, collections, law, consulting, software, equipment management, university/government, executive recruiters, insurance, nonprofits/associations and publishers.

  • Debbie Devassy Babu, Askounis & Darcy, PC (Committee Chair)
  • Todd Anderson, CSC
  • Nate Cox, PayNet, an Equifax Company (ETAC Liaison)
  • Joe Franco,* FIS
  • Julia Gavrilov,* Moritt Hock & Hamroff LLP
  • Jesse Johnson, LTi Technology Solutions
  • Martin Klotzman, Ivory Consulting Corporation
  • Shari Lipski, ECS Financial Services, Inc.
  • Daniel Nelson, Tamarack (Board Liaison)
  • Brittany Ogden, Quarles & Brady, LLP
  • Nathan Petrie, PayNet, an Equifax Company
  • Cody Sanguinetti,* Great American Insurance Group
  • Ross Taylor, Keating Muething & Klekamp PLL
  • Wade Whitenburg,* Ritchie Bros.
  • Doug Williams, JDR Solutions, Inc.

The Small Ticket Business Council Steering Committee represents financial services organizations primarily involved in transactions under $250,000, either individually or through lines.

  • Shannon Stangl, DLL (Committee Chair)
  • Stephen Brown, Orion First Financial, LLC (ETAC Liaison)
  • Mike Coon, Hanmi Bank
  • Quentin Cote, CLFP, Mintaka Financial, LLC
  • Nick Gibbens,* Wintrust Specialty Finance
  • David Lafferty, Marlin Capital Solutions
  • Chris Lerma, AP Equipment Financing
  • Don Link, Hitachi Capital America Corp.
  • Brient Mills,* JB&B Capital, LLC
  • Bob Neagle, Ascentium Capital LLC (Board Liaison)
  • Brad Peterson, Channel Partners Capital
  • Ryan Schlenner, US Bancorp Business Equipment Finance
  • Allen Snelling, Financial Pacific Leasing, Inc., an Umpqua Bank Company
  • John Vande Moore, ENGS Commercial Finance Co.
  • Todd Wainwright,* Amur Equipment Finance
  • Adrian Weber,* Entegra Capital LLC

About ELFA
The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the nearly $1 trillion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its 575 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. For more information, please visit Follow ELFA on Twitter @ELFAonline.

### Press Release ############################


News Briefs----

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Senate Approves Spending Bill to Avoid Shutdown,
    and President Trump Signs It

Tom Hanks’ sweaters for Mr. Rogers’ movie
    took 9 weeks to knit

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US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

 1631- First Public Thanksgiving in US
History records the earliest American harvest festival was celebrated in early December by the Pilgrims at Plymouth, Mass. A peace treaty and defensive alliance between the Wampanoag Indians and the Pilgrims was con­cluded at Strawberry Hill, Plymouth, Mass. Arranged by Squanto, an English-speaking Indian, it was one of the earliest recorded treaties between Europeans and Indians in North America. Squanto had been kidnapped and sold as a slave in Spain. He escaped to Eng­land, where he learned English, and lived in New­foundland for a time before returning to Massachusetts in 1619. Meat and bird were rare. Turkeys flourished in Pennsylvania, but not here. Seafood was the main source of nutrition women and children arriving in New England year to join their Pilgrim husbands and fathers. Settlers were feasted with “a lobster or a piece of without bread or anything else but a cup of spring water.” Many lobsters weighed 25 lbs. and were so abundant that the smallest child could catch them. Clams, mussels, and fish stew were also popular dishes. The coastal Indians, diminished by a viral hepatitis needed the Europeans to help protect them from “inland” Indian tribes and approached the “Pilgrims” to aid them offering food and fur as blankets for small trinkets that was their main reason for the relationship. (See the December, 2005 edition of Smithsonian Magazine.)
The first public thanksgiving, a fast day, was celebrated in Massachusetts Bay Colony, on February 22, 1631 though history records many private celebrations before this date.
1789-- Thanksgiving Day was celebrated for the first time as a national holiday. President George Washington, at the request of Congress, had proclaimed it a day of thanksgiving for the Constitution. Anti-Federalists protested that his proclamation violated states’ rights.

1864 - Oct 3, Thanksgiving Day was proclaimed a national holiday by Pres. Lincoln, to be observed on the last Thursday in November. In 1939, Pres. Franklin D. Roosevelt moved Thanksgiving Day one week back to stimulate Christmas shopping. In 1941, Congress adopted a joint resolution confirming the fourth Thursday, not the last Thursday, as Thanksgiving Day. IN most states, the Friday after Thanksgiving is also a holiday. In Nevada, it is called Family Day.

    1633 - Irish Catholic Cecil Calvert, 27, sent two ships (the Ark and the Dove) from Ireland to establish a colony in America as a refuge for fellow Catholics. His work later earned Lord Calvert the nickname, "Colonizer of Maryland."
    1641 - An observer at Boston, MA, recorded a "great tempest of wind and rain from the southeast all night, as fierce as a hurricane, and thereupon followed the highest tide which we have seen since our arrival here."
    1643 - René-Robert Cavelier, Sieur de La Salle, or Robert de La Salle (d. 1687) was born in Normandy, France.  He explored the Great Lakes region, the Mississippi River, and the Gulf of Mexico. He claimed the entire Mississippi River basin for France.  La Salle's major legacy was establishing the network of forts from Fort Frontenac to outposts along the Great Lakes, Ohio, Illinois and Mississippi rivers that came to define French territorial, diplomatic and commercial policy for almost a century between his first expedition and the 1763 cession of New France to Great Britain. In addition to the forts, which also served as authorized agencies for the extensive fur trade, LaSalle's visits to Illinois and other Indians cemented the French policy of alliance with Indians in the common causes of containing both Iroquois influence and Anglo-American settlement. He also gave the name Louisiana to the interior North American territory he claimed for France, which lives on in the name of a US state. His efforts to encompass modern-day Ontario and the eight American states that border the Great Lakes became a foundational effort in defining the Great lakes region.
    1718 - Off the coast of North Carolina, British pirate Edward Teach (best known as "Blackbeard") was killed in battle with a boarding party led by Royal Navy Lieutenant Robert Maynard. Teach captured a French merchant vessel and equipped her with 40 guns. He became a renowned pirate, his nickname derived from his thick black beard and fearsome appearance. He formed an alliance of pirates and blockaded the port of Charles Town, South Carolina, ransoming the port's inhabitants. He then ran aground on a sandbar near Beaufort, North Carolina. But he was soon back at sea, where he attracted the attention of Alexander Spotswood, the Governor of Virginia Colony. Spotswood arranged for a party of soldiers and sailors to capture the pirate, which they did following a ferocious battle.   
    1744 – Abigail Adams, nee Smith, (d. 1818) was born in Weymouth, Massachusetts Bay Colony.  Adams' life is one of the most documented of the first ladies: she is remembered for the many letters she wrote to her husband while he stayed in Philadelphia during the Continental Congress sessions. John frequently sought the advice of Abigail on many matters, she was his closest advisor, and their letters are filled with intellectual discussions on government and politics. Her letters also serve as eyewitness accounts of the Revolutionary War home front.  She was also the mother of John Quincy Adams. She is sometimes considered to have been a Founder of the US and is now designated as the first Second Lady and second First Lady of the US. 
    1842 – Mt. St. Helens erupted.
    1847 - In New York, the Astor Place Opera House, the city's first operatic theater, is opened.
    1849 - Austin College was chartered in Texas at Huntsville under Presbyterian sponsorship. In 1876, the school campus was moved to Sherman, TX.
    1854 - San Francisco Saloon keepers at a mass meeting decided to keep the free lunch, despite the high cost.   
      1864 - Confederate General John Bell Hood invades Tennessee in a desperate attempt to draw General William T. Sherman out of Georgia. This movement was part of the sad saga of Hood's Army of Tennessee in 1864. In the spring, the army, commanded then by Joseph Johnston, blocked Sherman's path to Atlanta from Chattanooga. During the summer, Sherman and Johnston fought a series of relatively small engagements as Sherman tried to flank the Rebel army. Johnston slowly retreated toward Atlanta, but kept his army intact. By July, Confederate President Jefferson Davis had seen enough territory lost to the Yankees, so he replaced the defensive Johnston with the aggressive Hood. Hood made a series of attacks on Sherman outside of Atlanta that did nothing but diminish his own army's capabilities. After a one-month siege, Hood was forced to withdraw from Atlanta. He took his army south, then swung around west of Atlanta in an attempt to cut Sherman's supply line. This line ran down the corridor from Chattanooga covering the same ground over which the two armies had fought in the summer. Although Sherman had to commit a substantial part of his force to protect the lines, Hood could do little more than pick at them. In October, Hood headed into Alabama to rest his beleaguered army. Hood then embarked on a bold expedition to save the western theater for the Confederates. He planned to move toward Nashville, into Kentucky and maybe even into the Northern states before turning east and joining up with General Robert E. Lee's army, which was under siege at Petersburg, Virginia. It was an enormous task, but Hood was determined to carry it out. The November 22 passage into Tennessee marked the start of a new campaign that spelled disaster for the Confederates. In early November, Sherman took part of his force, cut loose from his supply lines, and began his March to the Sea, which would end with the capture of Savannah just before Christmas. He sent the rest of the force under George Thomas back to Nashville to guard against Hood. Hood charged toward Thomas and attacked part of his force at Franklin, Tennessee, on November 30. Hood suffered a devastating defeat there but continued on to attack Thomas at Nashville on December 15. After that attack, little remained of Hood's once-proud Army of Tennessee. As a side note, the white male voters in Tennessee did not want to secede from the union and the slave population in the state was low. (here is a fascinating account of “slavery” in Tennessee. )
    1873 - American lawyer Horatio G. Spafford's four daughters drowned when their passenger ship, while crossing the Atlantic, collided with another and sank. The following month, as his own ship passed over the spot of the earlier tragedy, Spafford penned the words to the enduring hymn, "It is Well With My Soul."
    1883 – New York Gothams owner John B. Day proposed a resolution to prohibit a team from signing a player who has broken the reserve clause of his contract. This resolution, eventually adopted by both the American Association and National League, effectively changed the reserve clause from a device to protect owners from their own greediness to a vindictive weapon to be used against uncooperative players.
    1893 - Birthday of Alrutheus A. Taylor (d. 1955), Washington, DC.  A teacher and historian, he was a specialist in the history of blacks and segregation, especially during Reconstruction.  “The Crisis” cited him as a "painstaking scholar and authority on Negro history." A teacher at Tuskegee University and at West Virginia Collegiate Institute, following a grant from the Laura Spellman Rockefeller Memorial Fund, Taylor began heavily researching the role of African Americans in the South during Reconstruction.

    1898 – Wiley Post (d. 1935) was born in Grand Saline, TX.  A famed American aviator during the interwar period, he was the first pilot to fly solo around the world (1930).  On August 15, 1935, Post and American humorist Will Rogers were killed when Post's aircraft crashed near Pt. Barrow, AK.
    1899 - Hoagland Howard “Hoagie” Carmichael (d. 1981) was born Bloomington, Ind.  An attorney who gave up the practice of law to become an actor, songwriter, pianist, and singer, while still a student at Indiana Univ. he was influenced by a number of jazz musicians. Several of his jazz tunes, e.g., "Riverboat Shuffle” (1924), became popular in the 1920s. He went on to write many songs of which "Stardust” (1929) is best known. Others include "Georgia on My Mind” (1930), "The Nearness of You” (1938), "Skylark” (1942), and "In the Cool, Cool, Cool of the Evening” (1951, Academy Award). Carmichael also played in and recorded with a number of bands. His easygoing charm made him a popular celebrity as was apparent in his film roles, “To Have and Have Not” (1944) and “Young Man with a Horn” (1950).
    1899 - The world's first radio company, the Marconi Wireless Company of America, was incorporated in New Jersey.  Marconi made his first demonstration of his system for the British government in July, 1896.  Numerous additional demonstrations followed and Marconi began to receive international attention.  In December, 1898, the British lightship service authorized the establishment of wireless communication between the Dover lighthouse and the East Goodwin lightship, twelve miles distant. In March, 1899, the lightship sent a signal on behalf of the merchant vessel Elbe which had run aground on Goodwin Sands. The message was received by the radio operator of the Dover lighthouse, who summoned the aid lifeboats for the rescue.  In the autumn of 1899, the first demonstrations in the United States took place. Marconi had sailed to the U.S. at the invitation of the New York Herald newspaper to cover the America’s Cup international yacht races off Sandy Hook, New Jersey. The transmission was done aboard the SS Ponce.  Marconi left for England in November, 1899 on the America Line’s SS Saint Paul, and he and his assistants installed wireless equipment aboard during the voyage. On 15 November Saint Paul became the first ocean liner to report her imminent return to Great Britain by wireless when Marconi's Royal Needles Hotel radio station contacted her 66 nautical miles off the English coast.  These developments motivated Marconi’s incorporation of the Company.
    1905 - Birthday of tenor-clarinetist Cecil Scott (d. 1964), born, Springfield, Ohio.
    1906 - The SOS distress signal was adopted at the International Radio Telegraphic Convention in Berlin.  The International Morse Code signal for distress – three dots, three dashes, three dots - was first adopted by the German government radio regulations effective April 1, 1905, and became the worldwide standard under the second International Radiotelegraphic Convention, effective on July 1, 1908. SOS remained the maritime radio distress signal until 1999, when it was replaced by the Global Maritime Distress and Safety System.  SOS is still recognized as a visual distress signal. 
    1908 – In the first US vs. Japan baseball game, the Reach All-Americans defeated Waseda University, 5-0.
    1910 - Arthur F. Knight of Schenectady, NY obtained a patent for a golf club with a steel shaft; it had tapered and tempered steel tubing. Before this date, all clubs were made of wood.
    1911 - Birthday of reedman Ernie Caceres (d. 1971), born Rockport, TX.
    1912 - Birthday of Doris Duke (d. 1993), NYC, the only child of tobacco and hydroelectric power tycoon James B. Duke and his second wife, Nanaline Holt Inman.  At his death in 1925, the elder Duke's will bequeathed the majority of his estate to his wife and daughter, along with $17 million, in two separate clauses of the will, to The Duke Endowment he had created in 1924.  The total value of the estate was not disclosed, but was estimated variously at $60 million to $100 million (equivalent to $819 million to $1.366 billion in 2017), the majority from Duke's equity in Lucky Strike cigarettes.  Her philanthropic work in AIDS research, medicine, and child welfare continued into her old age, some of it unknown to the public during her lifetime, and her estimated $1.3 billion fortune was largely left to charity. After much legal challenging of the executors and trustees, Duke's legacy is now administered by the Doris Duke Charitable Foundation, dedicated to medical research, prevention of cruelty to children and animals, the performing arts, wildlife and ecology, and one of the world's most richly endowed philanthropies at the time.
    1921 - Birthday of Rodney Dangerfield, born Jacob Cohen (d. 2004), Babylon, NY.  Comedian, “I don’t get no respect;” actor, “Caddyshack,” “Easy Money,” “Back to School,” “Natural Born Killers,” “Ladybugs,” “The Dean Martin Show.”
    1925 - French hornist-musicologist Gunther Schuller (d. 1915) birthday, Queens, NYC.,,490385,00.html?artist=Gunther+Schuller
    1927 - Birthday of trombone player Jimmy Knepper (d. 2003), Los Angeles.
    1935 – Transpacific commercial air service began with the maiden flight of China Clipper.  PanAm’s Martin M-130 departed Alameda, California for Manila, The Philippines, arriving November 29.
    1938 - Bunny Berigan and his orchestra waxed "Jelly Roll Blues" on Victor Records. The tune became a standard for the band. 
    1942 - Birthday of Guion S. Bluford, Jr., first African-American astronaut in space, West Philadelphia, PA.
    1943 - BONNYMAN, ALEXANDER, JR., Medal of Honor
Rank and organization: First Lieutenant, U.S. Marine Corps Reserves. Born: 2 May 1910, Atlanta, Ga. Accredited to: New Mexico. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty as Executive Officer of the 2d Battalion Shore Party, 8th Marines, 2d Marine Division, during the assault against enemy Japanese-held Tarawa in the Gilbert Islands, 20-22 November 1943. Acting on his own initiative when assault troops were pinned down at the far end of Betio Pier by the overwhelming fire of Japanese shore batteries, 1st Lt. Bonnyman repeatedly defied the blasting fury of the enemy bombardment to organize and lead the besieged men over the long, open pier to the beach and then, voluntarily obtaining flame throwers and demolitions, organized his pioneer shore party into assault demolitionists and directed the blowing of several hostile installations before the close of D-day. Determined to effect an opening in the enemy's strongly organized defense line the following day, he voluntarily crawled approximately 40 yards forward of our lines and placed demolitions in the entrance of a large Japanese emplacement as the initial move in his planned attack against the heavily garrisoned, bombproof installation which was stubbornly resisting despite the destruction early in the action of a large number of Japanese who had been inflicting heavy casualties on our forces and holding up our advance. Withdrawing only to replenish his ammunition, he led his men in a renewed assault, fearlessly exposing himself to the merciless slash of hostile fire as he stormed the formidable bastion, directed the placement of demolition charges in both entrances and seized the top of the bombproof position, flushing more than 100 of the enemy who were instantly cut down, and effecting the annihilation of approximately 150 troops inside the emplacement. Assailed by additional Japanese after he had gained his objective, he made a heroic stand on the edge of the structure, defending his strategic position with indomitable determination in the face of the desperate charge and killing 3 of the enemy before he fell, mortally wounded. By his dauntless fighting spirit, unrelenting aggressiveness and forceful leadership throughout 3 days of unremitting, violent battle, 1st Lt. Bonnyman had inspired his men to heroic effort, enabling them to beat off the counterattack and break the back of hostile resistance in that sector for an immediate gain of 400 yards with no further casualties to our forces in this zone. He gallantly gave his life for his country.
    1943 – The Cairo Conference brought President Roosevelt, Prime Minister Churchill and Generalissimo Chiang Kai-shek of China together to strategize the Allied position against Japan during World War II and made decisions about postwar Asia.
    1943 – Billie Jean King was born in Long Beach, CA.  A former World #1 professional tennis player, she won 39 Grand Slam titles: 12 in singles, 16 in women's doubles, and 11 in mixed doubles. King won the singles title at the inaugural WTA Tour Championships.  King is an advocate for gender equality and has long been a pioneer for equality and social justice.  In 1973, at age 29, she won the ballyhooed television event, "Battle of the Sexes" tennis match against the 55-year-old Bobby Riggs. King was also the founder of the Women’s tennis Association and the Women’s Sports Foundation.  Regarded by many in the sport as one of the greatest tennis players of all time, King was inducted into the International Tennis Hall of Fame in 1987. The Fed Cup Award of Excellence was bestowed on King in 2010. In 1972, King was the joint winner, with John Wooden, of the Sports Illustrated Sportsman of the Year award and was one of the Time Persons of the Year in 1975. King has also received the Presidential Medal of freedom and the Sunday Times Sportswoman of the Year lifetime achievement award. King was inducted into the National Women’s Hall of Fame in 1990, and in 2006, the USTA National Tennis Center in New York City was renamed the USTA Billie Jean King National Tennis Center.
    1945 - Top Hits
“It’s Been a Long, Long Time” - The Harry James Orchestra (vocal: Kitty Kallen)
“Till the End of Time”  - Perry Como
“I’ll Buy that Dream”  - The Pied Pipers
Sioux City Sue - Dick Thomas
1950 - The Fort Wayne Pistons used a stall tactic to defeat the Minneapolis Lakers, 19-18, including 3–1 in the fourth quarter, in the lowest-scoring NBA game ever. The game drew a large crowed for fifty cent tickets for father-son night, but was so boring that people were reading newspapers in the stands during play. The game led to the adoption of the 24-second clock in 1954.
    1950 – Steven Van Zandt was born in Boston.  Musician and actor who frequently goes by the stage names Little Steven or Miami Steve. He is a member of Bruce Springsteen's E Street Band, in which he plays guitar and mandolin. He is also known for his roles on television dramas such as Silvio Dante on “The Sopranos” (1999–2007) and Frank Tagliano / Giovanni "Johnny" Henriksen on “Lilyhammer” (2012–2014). In 2014, Van Zandt was inducted into the Rock and Rock Hall of Fame as a member of the E Street Band.
    1951 - STONE, JAMES L., Medal of Honor
Rank and organization: First Lieutenant, U.S. Army, Company E 8th Cavalry Regiment, 1st Cavalry Division. Place and date: Near Sokkogae, Korea, 21 and 22 November 1951. Entered service at: Houston Tex. Born: 27 December 1922, Pine Bluff, Ark. G.O. No.: 82, 20 October 1953. Citation: 1st Lt. Stone distinguished himself by conspicuous gallantry and indomitable courage above and beyond the call of duty in action against the enemy. When his platoon, holding a vital outpost position, was attacked by overwhelming Chinese forces, 1st Lt. Stone stood erect and exposed to the terrific enemy fire calmly directed his men in the defense. A defensive flame-thrower failing to function, he personally moved to its location, further exposing himself, and personally repaired the weapon. Throughout a second attack, 1st Lt. Stone; though painfully wounded, personally carried the only remaining light machine gun from place to place in the position in order to bring fire upon the Chinese advancing from 2 directions. Throughout he continued to encourage and direct his depleted platoon in its hopeless defense. Although again wounded, he continued the fight with his carbine, still exposing himself as an example to his men. When this final overwhelming assault swept over the platoon's position his voice could still be heard faintly urging his men to carry on, until he lost consciousness. Only because of this officer's driving spirit and heroic action was the platoon emboldened to make its brave but hopeless last ditch stand.
    1952 - LORING, CHARLES J., JR. Medal of Honor
Rank and organization: Major, U.S. Air Force, 80th Fighter-Bomber Squadron, 8th Fighter-Bomber Wing. Place and date: Near Sniper Ridge, North Korea, 22 November 1952. Entered service at: Portland, Maine. Born: 2 October 1918, Portland, Maine. Citation: Maj. Loring distinguished himself by conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. While leading a night of 4 F-80 type aircraft on a close support mission, Maj. Loring was briefed by a controller to dive-bomb enemy gun positions which were harassing friendly ground troops. After verifying the location of the target, Maj. Loring rolled into his dive bomb run. Throughout the run, extremely accurate ground fire was directed on his aircraft. Disregarding the accuracy and intensity of the ground fire, Maj. Loring aggressively continued to press the attack until his aircraft was hit. At approximately 4,000 feet, he deliberately altered his course and aimed his diving aircraft at active gun emplacements concentrated on a ridge northwest of the briefed target, turned his aircraft 45 degrees to the left, pulled up in a deliberate, controlled maneuver, and elected to sacrifice his life by diving his aircraft directly into the midst of the enemy emplacements. His selfless and heroic action completely destroyed the enemy gun emplacement and eliminated a dangerous threat to United Nations ground forces. Maj. Loring's noble spirit, superlative courage, and conspicuous self-sacrifice in inflicting maximum damage on the enemy exemplified valor of the highest degree and his actions were in keeping with the finest traditions of the U.S. Air Force. 
    1952 - "It's in the Book" by Johnny Standley topped the charts and stayed there for 2 weeks.
    1953 - Top Hits
“Ebb Tide” - The Frank Chacksfield Orchestra
“Rags to Riches” - Tony Bennett
“Ricochet” - Teresa Brewer
“There Stands the Glass” - Webb Pierce
    1954 – The Humane Society of the United states was formed in Washington, DC by journalist Fred Myers and Helen Jones, Larry Andrews, and Marcia Glaser to address what they saw as animal-related cruelties of national scope, and to resolve animal welfare problems by applying strategies beyond the resources or abilities of local organizations. 
    1955 - RCA paid the unheard of sum of $25,000 to Sam Phillips of Memphis, TN for the rights to the music of a truck driver from Tupelo, Mississippi: Elvis Presley. Thanks to negotiations with Elvis’ manager, Colonel Tom Parker, RCA tossed in a $5,000 bonus as well, for a pink Cadillac for Elvis’ mother. 
    1955 - Elvis Presley sends a telegram to his new manager, Colonel Tom Parker, which reads: "Dear Colonel, Words can never tell you how my folks and I appreciate what you did for me. I've always known and now my folks are assured that you are the best, most wonderful person I could ever hope to work with. Believe me when I say I will stick with you through thick and thin and do everything I can to uphold your faith in me. Again, I say thanks and I love you like a father." 
    1957 - The Miles Davis Quintet debuted with a jazz concert at Carnegie Hall in New York.
    1957 - Paul Simon and Art Garfunkel make their first appearance on ABC-TV's dance show American Bandstand -- in their earlier incarnation as Tom and Jerry, playing their minor hit "Hey Little Schoolgirl." 
    1957 - In a controversial vote, Yankee outfielder Mickey Mantle edges out Red Sox superstar Ted Williams to win the American League MVP. In spite of the 'Splendid Splinter' leading the league with a .388 average and 38 home runs, as well as a stunning .731 slugging average, two Chicago writers still list him in the ninth and tenth places on their ballots.  Mantle, who won the award in 1956 for his Triple Crown performance, hit .365 with 34 HR, 94 RBI, 121 runs scored, and the highest OPS – 1.177 – of his career.
    1957 - Extremely destructive Santa Ana winds blew from Oxnard to San Diego and inland parts of southern California. The high winds produced a 28,000 acre brush fire on a 40-mile front west of Crystal Lake. People were ordered off streets in some areas due to flying debris.
    1959 - Boston Patriots enter the American Football League.  Boston business executive Billy Sullivan was awarded the eighth and final franchise of the developing AFL that began play in 1960. The following winter, locals were allowed to submit ideas for the Boston football team's official name. The most popular choice – and the one that Sullivan selected – was the "Boston Patriots.”  Immediately thereafter, artist Phil Bissell of The Boston Globe developed the "Pat Patriot" logo.
    1961 - Top Hits
“Runaround Sue” - Dion
“Fool #1” - Brenda Lee
“Goodbye Cruel World” - James Darren
“Big Bad John” - Jimmy Dean
    1961 - Frank Robinson was elected National League MVP by the Baseball Writers Association for his efforts as an outfielder with the Cincinnati Reds.  He became the first baseball player to win Most Valuable Player in both Major Leagues on November 8, 1966 when he was unanimously chosen MVP in the AL for the Baltimore Orioles. He developed a reputation as an aggressive outfielder and hard-charging base runner. Also a feared hitter, Robinson ranked fourth on the all-time home run list at the time of his retirement with 586, trailing only Hank Aaron, Babe Ruth and Willie Mays. His intelligence and leadership helped him become the Majors' first African-American manager in 1975, when he skippered the Cleveland Indians.
    1963 - There are certain days we never forget. One of my most vivid is this day when President John F. Kennedy was slain by a sniper while riding in an open automobile at Dallas, Texas. Accused assassin Lee Harvey Oswald was killed in police custody awaiting trial.  There has been much controversy about his death and perhaps we would not have escalated the Viet Nam war and the succession of leadership would have changed differently in our country. Generations recall watching CBS Television on this day. The popular soap opera "As the World Turns" was interrupted by a flash bulletin from Dallas. No one was available to man the CBS News studio at that instant, but a voice informed the nation that President John F. Kennedy had been gravely wounded during a motorcade through downtown Dallas. Minutes later, the network interrupted again to bring the world the terrible news. This time, Walter Cronkite, wearing partially rolled-up, white shirt sleeves, a loosened tie, no makeup, and black glasses, read wire copy just handed him: “Ladies and gentleman, the President of the United States is dead.” Cronkite, disbelieving the words he had just said, turned to look at a studio clock, stoically raised a hand to wipe away tears and continued with the tragic news that President Kennedy had died while undergoing emergency surgery at Parkland Hospital.
    1964 - No. 1 Billboard Pop Hit: "Leader of the Pack," The Shangri-Las. The group is made up of two sets of sisters from Queens, New York - Mary and Betty Weiss and twins Marge and Mary Ann Ganser.
    1965 - The production of "Man of LaMancha," including the classic "The Impossible Dream," opened in New York City for the first of 2,328 performances.
    1965 - Tamla-Motown Records releases Stevie Wonder's "Uptight." peaking at Number one, on the R&B chart and #3 on the pop chart, it will become the fifteen year old's biggest hit since "Fingertips Part Two" in 1963.
    1967 – Tennis champion Boris Becker was born Leimen, West Germany.  former world #1 professional tennis player. He was successful from the start of his career, winning the first of his six major singles titles aged 17. He also won five year-end championships, 13 Masters Series titles, and an Olympic gold medal in doubles. Tennis magazine ranked him the 11th best male player of the period 1965–2005.  Currently, he coaches Novak Djokovic. 
    1968 - The Beatles release their long-awaited double album simply called "The Beatles" but better known as "The White Album." Among the set's 32 songs is Ringo Starr's first songwriting contribution to the group's repertoire, "Don't Pass Me By," which as a single, makes it to Number One in Scandinavia.
    1968 - In San Francisco, The Beatles Tour/Show: Magical Mystery Tour at Straight Theatre 
    1969 - Top Hits
“Wedding Bell Blues” - The 5th Dimension
“Take a Letter Maria” - R.B. Greaves
“Smile a Little Smile for Me” - The Flying Machine
“Okie from Muskogee” - Merle Haggard
    1971 - The U.S. Supreme Court ruled in Reed v Reed that it was unconstitutional to give preference to men as executors of estates. Argued by Ruth Bader Ginsburg who herself would become a Supreme Court judge 22 years later, the decision marked the first time a high court decision overturned a law based on sex.
    1971 - No. 1 Billboard Pop Hit: "Theme from ‘Shaft'," by Isaac Hayes. The single is the third No. 1 hit to win an Academy Award for best song.
    1972 -  Chuck Thacker, a computer scientist at Xerox PARC, started designing the Alto computer, designed to improve the quality of machine-human interactions. The computer featured a graphical user interface, a mouse, and the ability to network easily with other computers. Despite its cutting-edge design, Xerox decided not to market the Alto. Instead, Apple's cofounder Steve Jobs, who saw a working version of Alto during a visit to Xerox PARC in December 1979, adopted many of Alto's ideas into the interfaces for the Apple Lisa and the Apple Macintosh, released in 1984. The Original Apple design came from Nolan Bushnell’s personal computer, which he thought would never became popular due to its limited storage and speed.
    1972 - The United States loses its first B-52 of the war. The eight-engine bomber was brought down by a North Vietnamese surface-to-air missile near Vinh on the day when B-52s flew their heaviest raids of the war over North Vietnam.
    1975 - "That's the Way (I Like It)" by K. C. & the Sunshine Band topped the charts and stayed there for 2 weeks.
    1975 - Barry Manilow's "I Write the Songs" enters the US chart, on its way to number one. Although Manilow wrote many of his hits, this one was actually written by Bruce Johnston of The Beach Boys. I went to high school with him and we each played in each other's bands, although more in my dance band. 
    1977 – British Airways inaugurated regular London to New York City supersonic Concorde service.
    1977 - Top Hits
“You Light Up My Life” - Debby Boone
“Don’t It Make My Brown Eyes Blue” - Crystal Gayle
“Baby, What a Big Surprise” - Chicago
“The Wurlitzer Prize” (“I Don’t Want to Get over You”) - Waylon Jennings 
    1977 - Tony Orlando returned to the concert stage after a self-imposed, three-month retirement following the suicide death of his good friend, Freddie Prinze. Orlando appeared in concert in San Carlos, California. 
    1977 - Weddings will never be the same after Debbie Boone has a Number One hit with "You Light Up My Life." The record goes platinum on this date and makes Pat Boone a proud papa.
    1981 - During Muddy Waters' gig at the Checkerboard Lounge in Chicago, the legendary bluesman is joined onstage by the Rolling Stones' Mick Jagger, Keith Richards, and Ron Wood, currently touring through the Midwest. 
    1981 - San Diego tight end Kellen Winslow ties an NFL record with five touchdown catches in the Chargers' 55-21 victory over Oakland.
    1985 - Microsoft signed an agreement with Apple, allowing Microsoft to copy visual characteristics of Apple's Macintosh in its Microsoft Windows software. Windows was heavily based on the Macintosh user interface (which, in turn, was greatly influenced by the Alto, designed at Xerox PARC in 1972). The mouse instead of the keyboard was one of the innovations. In 1988, Apple sued Microsoft for copyright infringement, because Microsoft's licensing agreement had applied only to Windows 1.0, not to subsequent versions. The suit was dismissed in 1991. 
    1985 - Top Hits
“We Built this City” - Starship
“You Belong to the City” - Glenn Frey
“Separate Lives” - Phil Collins & Marilyn Martin
“Hang on to Your Heart” - Exile
    1986 - Center Wayne Gretzky of the Edmonton Oilers scored the 500th goal of his National Hockey League career in only his 575th game, a 5-2 victory of the Vancouver Canucks.
    1986 - Justice Department finds memo in Lt. Col. Oliver North's office on the transfer of $12 million to Contras of Nicaragua from Iranian arms sale.
    1986 - "Human" by Human League topped the charts and stayed there for a week.
    1989 - Kirby Puckett becomes the first Major Leaguer ever to sign a contract that calls for an average salary of $3 million per year when he inks a pact with the Twins for $9 million over three years.
    1989 - Strong northerly winds produced squalls along the shore of Lake Michigan, with heavy snow in extreme southeastern Wisconsin. Milwaukee, WI received nine inches of snow, and in Racine County there were more than one hundred automobile accidents.
    1990 – President George Bush visits US troops in Saudi Arabia during Thanksgiving.
    1992 - 45 tornadoes touched down in the Tennessee and Ohio Valleys. Georgia was hard hit with 2 F4, 1 F3 and 3 F2 storms which killed 6 people and injured 144. Indiana has a total of 15 tornadoes on this day to set a record for an outbreak in November and for the month of November. One, an F4 multiple vortex type, cut a 22-mile path through extreme southeastern Indiana and northern Kentucky.
    1998 - It was week 12 of the NFL football season as Denver Broncos QB John Elway achieved the 50,000-yard career-passing mark. He joined Dan Marino as the only passers to throw for more than 50,000 yards in a career. And Elway threw four touchdowns passes the following week to move into third place on the all-time TD pass list. 
    1999 - ‘The Great One,’ Wayne Gretzky, was inducted into the Hockey Hall of Fame. On June 23, 1999, it had been announced that Gretzky would be the tenth, and last, player to have the three-year waiting period waived by the hall-of-fame selection committee “by reason of outstanding pre-eminence and skill.” Gretzky held 61 NHL records.
    2004 - The recently-relocated – from Montreal -  NL franchise announced its new name, logo and colors. Using the official original name of the district's team which was popularly known as the Senators from 1901-71, the club clad in red, white, blue and gold will be known as the Washington Nationals.  
    2005 - Tim McGraw, the Black Eyed Peas, Green Day, Destiny's Child and Kelly Clarkson triumph, each taking two trophies away from the 33rd annual American Music Awards at the Shrine Auditorium in Los Angeles.
    2005 – Ted Koppel signed off for the last time as host of “Nightline.”
    2012 - A dense fog near Beaumont, Texas caused a 100-vehicle pileup, leaving 120 people injured and 2 killed.  The accident forced the Interstate 10 in Southeast Texas to close in both directions



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