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Friday, November 2, 2007


Archives—November 2, 2004
Roses---Order Now for Planting Next Year
    Classified Ads---Sales Manager
        Mango: Marlin's New V P of Broker Sales
        by Christopher Menkin
NetBank Business Finance New name
    Curt Lysne, UAEL Volunteer of the Month
        Brad Harmon, First Star Capital, latest CLP
    Classified Ads---Help wanted
Better Leasing times ahead
--- CMI to Four-year Low
    OTS Approval of Final Rule on Basel II
        US Express Leasing Acquires MBO Finance
Northern Leasing Systems/MO AG settlement
    Trinity Highest Quarterly in Co. History
        Irwin Financial Third Quarter Loss $18MM
    GMAC Financial loses $1.6B in 3Q
Mortgage rates lowest level in 5 months
    Number U.S. homes facing foreclosure doubles
        Wal-Mart to carry $199 computer
    News Briefs---
You May have Missed---
    California Nuts Brief---
        Sports Briefs---
"Gimme that Wine"
    Calendar Events
        Snapple Real Facts
    Today's Top Event in History
This Day in American History
    Football Poem
            Daily Puzzle

Rosanne Wilson to report on the NAELB Atlanta, GA Conference for Leasing News

######## surrounding the article denotes it is a “press release”


Archives—November 2, 2004
Roses---Order Now for Planting Next Year

If you haven't ordered roses for the coming year, it may be too late.

One of the best roses I have grown in quite some time is "Firefighter" from Edmunds Roses, an exclusive. It is not only a beautiful red color, but extremely fragrant, quite prolific, especially for a young plant, and tall growing, meaning is not only a garden rose but for cutting, too. In the rose rating by the American Rose Society, I gave it a 8.9, which is very high. After the next year of growing, I will see if it gets higher, but I was really impressed with this rose.

To learn more about this program, please go here.

A new rose that I have ordered is Maria Shriver, Grandiflora.

Maria Shriver™ Grandiflora
(PPAF, Var: DORbandina)
This new, gloriously fragrant grandiflora honors the beauty and talent of reporter Maria Shriver. Like the First Lady of California, tall, stately 'Maria Shriver' displays impeccable refinement. The large, fully double, pure white flowers are held in neat clusters high atop long, elegant stems. Clean, polished, dark green foliage lends a formal touch. And the perfume? 'Maria Shriver' boasts the finest fragrance of any rose available on the market today. 10% of the proceeds of ‘Maria Shriver' will be donated to Ms. Shriver's favorite charity at her request. We are pleased to honor her wishes.

Height: 4-5' Petals: 40 Fragrance: Strong, citrus Hybridizer: Dorieux, 2004

I would always recommend "Double Delight" and for a hedge, this miniature that grows to two feet tall: "Gourmet Popcorn."

Don't wait until you can actually see the roses blooming. By the time they get that way, the Rosarians have picked over most of the good ones. In addition, I always recommend bare root planting, rather than in a pot. Perhaps they will start off slower, but they will become full plants just as quickly.



Classified Ads---Sales Manager

Atlanta, GA
Strong sales and leadership skills; demonstrated with sales training and sales performance. Lead team in both regional and national operations and developed marketing programs.

To place a free “job wanted” ad here, please go to:

For a full listing of all “job wanted” ads, please go to:



Marlin Announces Hiring of Vice President of Broker Sales

by Christopher Menkin

Marlin Business Services has announced the hiring of Ralph P. Mango as Vice President-Broker Sales. As with previous new hires, the personnel are not widely known in the industry, coming from seeming different backgrounds, as indicated in the press release that Mango's previous experience is "Director of Independent Leasing for Canon Financial Services," a captive lessor.

Ed Siciliano, Marlin's Chief Sales Officer, also a relatively new hire, said in the press release, “Ralph has held a variety of senior management roles in the financial services field including launching automated small transaction leasing systems for Dell Financial Services while at Newcourt Credit Group... His insights and experience will support our efforts to grow this important channel and will prove invaluable as we build future product offerings."

Mango is not known to many of the leasing brokers Leasing News contacted, nor has attended a National Association of Equipment Leasing Brokers (NAELB) meeting, according to the knowledge of an NAELB staff person.

He follows the firing of Mike Bennie, announced April 25, 2007, who is both well-known and popular in the leasing broker community. He recently started a small ticket leasing company with two other ex-Marlin employees called Latitude Equipment Leasing.

According to the October 9th. 2007, press release from Marlin, announcing Edward Siciliano as Senior Vice President and Chief Sales Officer: " Ed joins Marlin from ALK Technologies, where he held the position of Vice President of Sales and Marketing. His previous experience includes serving as Senior Vice President of Sales & Marketing for Applied Theory Corporation and National Account Sales Director for Xerox Corporation."

This is not to be disrespectful, as the individuals may be excellent sales personnel, but their lack of experience in both the broker and competitive vendor marketplaces compared to the employees who were fired or recently left Marlin Business Service, may also be reflected in the lack of investors confidence in the current management, as indicated by the falling stock prices and heavy selling:

Prev Close: 12.69
Open: 12.70
Day's Range: 12.18 - 12.93
52wk Range: 12.50 - 24.40
Volume: 177,309
Avg Vol (3m): 64,715.2

The results of the new hires may be seen in the fourth quarter financial statement. As for the third quarter, Marlin has announced a Third Quarter 2007 earning conference:

### Press Release ####

Marlin Business Services Corp.(Nasdaq:MRLN) announces Third Quarter 2007 Earnings Conference Call set for Wednesday, November 7, 2007 at 9:00 A.M. EST. Participants should dial 888-819-8038.

This call will also be webcast and can be accessed on the Marlin Business Services Corp website at

What: Marlin Business Services Corp.
Third Quarter 2007 Earnings Conference Call

When: November 7, 2007 @ 9:00 A.M. EST

How: Participant Dial in - 888-819-8038 (toll free)
913-312-1502 (international)

Or live over the Internet -- Simply log on to the web at the address below.

Where: (Investor Relations tab)

Contact: Lynne Wilson, CFO, 888-479-9111 X4108

If you are unable to participate during the live conference call and webcast, the call will be archived in the Investor Relations section at for approximately 90 days. A written transcript will also be available on the website.

### Press Release ####

Previous Marlin Leasing articles:

Mike Bennie

Latitude Equipment Leasing



NetBank Business Finance New name

This was sent to us by several readers:

"NetBank Business Finance is now LEAF Specialty Finance- offering you the same great service, creative programs and rates you've come to expect. Please note that transactions approved after October 31, 2007 should now be doc'd in the name of LEAF Funding, Inc. in instances where LEAF is to be the Lessor or Secured Party. Transactions approved prior to October 31, 2007 that have not yet been documented should also reflect this way, if at all possible.

"Be on the lookout for our new logo and newsletter coming soon.

"We look forward to growing our relationships as part of the LEAF family of companies. Thank you for your continued support!"

NetBank Business Finance
phone: 800-669-0222



Curt Lysne, UAEL Volunteer of the Month

The United Association of Equipment Leasing has chosen long time industry veteran Curt Lysne as “Volunteer of the Month.”

Curt Lysne, CLP
Balboa Capital

“Curt Lysne, has been in the leasing industry for almost 25 years and is currently the Chief Sales Officer of Balboa Capital in Irvine, CA since 2004. He established a Broker Program at Balboa which has grown into a core competency of Balboa.

“Prior to Balboa Curt spent 14 years with GE Capital/Colonial Pacific Leasing (CPL) in various leadership roles including, Commercial Strategic Business Unit Leader, Chief Credit Officer and Vice President of Sales. Curt has worked with credit scoring in an app only environment and in Commercial analyzing complex financial statements. He has a degree in Accounting from Bowling Green State University in Ohio and is a CLP.

“Curt has served as a board member of the UAEL and been an instructor/panelist at several UAEL and NAELB conferences in addition to writing articles for and being interviewed for articles by The Monitor. Most recently Curt has served as Co-Chair for the UAEL Annual Conference & Exposition.

“UAEL thanks Curt Lysne for his dedication to the leasing industry.”




Brad Harmon, First Star Capital, latest CLP

“The CLP Foundation is very pleased to announce the addition of another new Certified Lease Professional. The Foundation Board of Directors asks you to join us in congratulating Bradford E. Harmon for completing the CLP Program and successfully passing the CLP Exam. Brad is the President of First Star Capital.”

Bradford E. Harmon, CLP
First Star Capital
Walnut Creek, CA

"I owe Paul Knowlton at First Republic Bank a debt of gratitude,” Harmon said. "Not only did he encourage me to pursue the CLP designation but he also acted as a mentor to me offering valuable direction and guidance throughout the studying and preparation process."

Harmon told Leasing News the CLP designation represented professional commitment to him, including "...a dedication to continuous improvement… this is something that I have always admired.

"Becoming a CLP is a great accomplishment for me personally. It also presents new opportunities for First Star Capital. It is another step in the right direction for a growing firm. I am excited about our prospects for the future and look forward to becoming more involved in the association in the years to come.”

Cindy Spurdle, Executive Director of the CLP Foundation:
"We invite you to visit our web site -- for detailed information about the CLP Foundation and the CLP Program.

"The CLP Foundation is the official governing body for the Certified Lease Professional ("CLP") Program. The CLP designation sets the standard for professionalism in the leasing industry. This designation identifies and recognizes individuals within the leasing industry who have demonstrated their competency through continued education, testing and conduct. This designation is the only internationally recognized lease certification program in the world.

“For further information about our Mentor Program and Anonymous Test Taking Program, please contact Cindy Spurdle at 610/687-0213 or"

Cynthia W. Spurdle
Executive Director
CLP Foundation
PO Box 302
Wayne, PA 19087
PH: 610/687-0213
FAX: 610/687-4111

Why I became a CLP




Leasing Industry Help Wanted

Sr. Lease Contract Specialist

EFD Direct Lease
Sr. Lease Contract Specialist
Walnut Creek, CA

You will create all necessary lease and loan documentation for complex direct equipment leases. Requires a BA or equivalent & 6+ years of leasing and contract experience. CLICK HERE for a detailed description and resume submission info.

Visit , for more information. Bank of the West and its subsidiaries are equal opportunity/affirmative action employers.

Sales Professional

Sales Professional
San Francisco, CA

Mid to large ticket market/Fortune 1000-- prefer min. 5 yrs. sales exp. in finance. Will consider all applicants w/equip. finance exper. click here.



Better leasing times ahead/ CMI to Four-year Low

The seasonally adjusted Credit Manager’s Index (CMI) fell 1.0% in October as half of the 10 components fell. Further indication that equipment leasing will become more popular as the number one
reason for leasing is “ better cash flow.”

“The data suggest that our respondents’ customers are having difficulty coming up with enough cash to pay their bills on time, " Euler Hermes ACI Chief Economist Daniel North observed.” This condition could be a result either of their own customers’ inability to pay on time, or perhaps because they have built up too much inventory which hasn’t sold as quickly as planned.

"Whatever the origin of the problem, it probably reflects the weakness in the economy that is likely to turn worse over the next few quarters... the combination of falling indexes, and three of the 10 combined components dipping below the 50 level indicating contraction, suggests that the deterioration in the rest of the economy may be starting to catch up with them.”

Manufacturing Sector

The manufacturing sector fell 0.7%, led by the dollar amount beyond terms component that fell a sharp 7.3%.

Service Sector:

The service sector index fell 1.3% in October, led by a 6.6% decrease in the dollar amount beyond terms. “Respondents in the service sector had a lot to say about the economy in October, most of which was not good,” North noted. He also added that the majority of comments predictably focused on the damage done by the housing market decline, but comments came from many other industries:

Electrical equipment: “We're anticipating a slow down in sales for 2008.”
Trucking: “Delinquencies are increasing and potential bad debt is on the rise.”
Plastics: “We have had several companies closed due to their bank not renewing a loan.”
Food: “It is taking me at least 25% more time to collect the same money.”
Transportation: “Business is getting tougher, collections are much tougher and it looks like it will be this way for some time to come.”

Finally, from home furnishings came the simple, almost plaintive comment: "Sales are slow."

Ten Advantages in Leasing:

1. Saves Cash - no money "down".
2. Usually longer term available, resulting in, lower monthly payment.
3. Fast and convenient - less hassle for long term "borrowing".
4. Tax benefits, such as faster write-off; more rapid amortization than possible with "depreciation".
5. Provides cost-cutting or profit making equipment to be installed immediately.
6. Pays for equipment out of before-tax savings rather than after-tax profits.
7. Leverage - leaves normal lines of bank credit undisturbed.
8. Avoids alternate corporate minimum tax.
9. May increase the firm's ability to acquire funds, plus does not dilute ownership.
10. Creates or maintains working capital for inventory, accounts receivable, other expenses.

The National Association of Credit Management (NACM), headquartered in Columbia, Maryland supports more than 22,000 business credit and financial professionals worldwide with premier industry services, tools and information. NACM and its network of Affiliated Associations are the leading resource for credit and financial management information and education, delivering products and services which improve the management of business credit and accounts receivable. NACM's collective voice has influenced legislative results concerning commercial business and trade credit to our nation's policy makers for more than 100 years, and continues to play an active part in legislative issues pertaining to business credit and corporate bankruptcy.


### Press Release ###########################

OTS Announces Approval of Final Rule on Basel II

Washington, D.C. — The Office of Thrift Supervision (OTS) announced that it has approved the issuance of a final rule on risk-based capital adequacy implementing the advanced approaches of the Basel II framework. The rule must also be approved by the other federal banking agencies.

In signing the final rule, OTS Director John Reich stated, “We are pleased that the process is moving forward and are confident that the advanced approaches will provide an improved method for more accurately aligning regulatory capital with risk. We have included in the final rule layers of prudential safeguards critical for safety and soundness. These safeguards include an interagency study that will jointly evaluate the effectiveness of the new capital regime.”

The final rule requires some banking organizations —and allows others—to use an internal ratings-based approach to calculate credit risk-based capital requirements and to use advanced measurement approaches to calculate operational risk-based capital requirements.

Director Reich added, “While adoption of the final rule is a significant accomplishment, more remains to be done. We must still introduce into the United States a standardized (non-advanced) approach, consistent with the Basel II framework. We hope to bring forward a Notice of Proposed Rulemaking on the standardized approach in the first quarter of 2008."

The final rule is available on the OTS website at


### Press Release ###########################

US Express Leasing Acquires MBO Finance

New Origination Platform Expands Capabilities in Graphic Arts and Printing Marketplace

PARSIPPANY, NJ, – US Express Leasing, Inc. (USXL) has acquired MBO Finance, a major provider of vendor financing to manufacturers, distributors and dealers in the graphic arts and printing industries. MBO Finance will become the core of USXL’s new graphic arts origination platform.

Leading the graphic arts business will be Teneyke Smith, formerly President and founder of MBO Finance. Smith has over 25 years of experience in providing equipment financing to the graphic arts and printing industries. He has driven significant growth through the delivery of creative sales aid financing programs with long established vendor partners.

“The acquisition of MBO Finance brings to USXL immediate access to a very attractive market while providing the MBO team with dedicated operational support, technology-enabled solutions, and a solid capital structure to help them reach their full potential,” says USXL CEO Jim McGrane.

According to Smith, “USXL’s unique brand of relationship-driven service and its focus on vendors make it an ideal fit for MBO Finance. We look forward to joining the USXL family and expect a rapid and seamless integration.”

Kropschot Financial Services initiated the transaction and served as the exclusive financial advisor to USXL.

About USXL
US Express Leasing (USXL), headquartered in Parsippany, N.J., is an independent equipment finance company originating transactions through manufacturers, distributors and dealers in the commercial & industrial, healthcare, office products and technology industries. For more information, visit US Express Leasing on the Internet at

About MBO Finance
MBO Finance was founded by Teneyke Smith as the contract captive for Machinebau Oppenweiler Binder, one of the worlds leading manufacturers of paper folding and bindery equipment. Since its inception, MBO Finance has evolved into a provider of vendor finance programs for manufacturers and channel partners across many segments in the graphic arts and printing industries.


### Press Release ###########################

Northern Leasing Systems and Missouri AG Agree to Dismiss Lawsuit

New York, NY, – Northern Leasing Systems, Inc., the leading provider of third party micro-ticket equipment leasing services in the United States, today announced that it has come to an agreement with the Missouri Attorney General’s Office regarding a lawsuit filed earlier this year. Under the terms of the agreement, the lawsuit has been dismissed and the Missouri Attorney General has filed an Assurance of Voluntary Compliance (“AVC”) with the court in which the misunderstandings between Northern Leasing and a number of merchants have been resolved.

“We are pleased that the issues alleged in the Missouri action have been resolved to everyone’s satisfaction,” said Jay Cohen, Chairman and Chief Executive Officer of Northern Leasing Systems. “Northern Leasing has always prided itself on the fairness of our business practices and the open dialogue we strive to maintain with our customers, financial partners and governmental agencies. Our swift and continued willingness to resolve issues whenever they arise is a strong indication that we take our reputation very seriously.”

According to the AVC, Northern Leasing agreed to pay up to a total of $25,000 to approximately 40 merchants who filed complaints with the Missouri Attorney General, as well as $5,000 to reimburse the Attorney General for its legal fees. In order to receive an average payment of approximately $600, each merchant will have the option of terminating its lease and returning the equipment to Northern Leasing, together with a general release.

The AVC stipulates that the terms of the agreement “shall not be considered an admission of a violation for any purpose,” and that Northern Leasing firmly contends that it has not violated any laws with respect to any of the matters alleged in the lawsuit. Mr. Cohen noted that, while the Company was confident that it had complied with all laws, the cost of further litigation would far outweigh the cost of the settlement.

Mr. Cohen also pointed out that the small number of complaints referred to in to agreement is not representative of the hundreds of thousands of satisfied Northern Leasing customers throughout the United States. “The overwhelming majority of our customers in Missouri and elsewhere across the country are extremely satisfied with the value and customer service they receive from our company,” said Cohen.

About Northern Leasing Systems
Northern Leasing Systems, Inc.,, founded in 1991, is an established provider of third party equipment leasing services that enable business owners to finance point-of-sale and other key equipment components of their business operations. The company’s primary focus is to provide financing for the credit card authorization equipment market for small and medium-sized businesses by financing the leasing of equipment selected by its customers from independent equipment suppliers. By opting to lease credit card authorization equipment, the company’s customers secure this critical element of their business success for a small, fixed monthly payment while avoiding a large down payment or otherwise impinging upon often-limited working capital resources.


### Press Release ###########################

Trinity Industries, Inc. Reports Highest Quarterly Earnings
and Revenues in Company's History

DALLAS, / -- Trinity Industries, Inc. (NYSE: TRN - News) today reported record earnings from continuing operations of $87.2 million, or $1.08 per common diluted share for the third quarter ended September 30, 2007. This year's third quarter earnings were the highest quarterly earnings in the Company's history. Earnings from continuing operations for the same quarter of 2006 were $55.3 million, or $0.70 per common diluted share.

"I am pleased with our success during the third quarter," said Timothy R. Wallace, Trinity's Chairman, President, and CEO. "The investments we have made in our diverse portfolio of businesses are producing strong financial returns. Additionally, our ongoing focus on operational excellence and the efficiencies we achieve through long production runs continued to contribute to our growth and margin expansion during the third quarter."

TrinityRail shipped approximately 7,070 railcars and received orders for approximately 4,500 railcars during the third quarter. As of September 30, 2007, TrinityRail's railcar order backlog totaled approximately $2.6 billion, representing approximately 31,300 railcars, as compared to a railcar order backlog of approximately $2.5 billion, representing approximately 32,200 railcars as of September 30, 2006.

Trinity's railcar leasing business continued to grow during the third quarter. At September 30, 2007, Trinity Industries Leasing Company's fleet totaled approximately 35,890 railcars. This compares to approximately 29,200 railcars as of September 30, 2006.

Full press release at:


### Press Release ###########################

Irwin Financial Announces Third Quarter Loss

* Significant Credit Reserves Taken in Response to Housing and Mortgage Market Conditions
* Consolidated Loss of $18 Million
* Continuing Operations Loss of $0.8 Million, Reflecting Weakness in Home Equity Segment
* Discontinued Mortgage Operations Loss of $17 Million Reflecting Increased Repurchase Risk
* Liquidity and Capital Remain Strong

COLUMBUS, Ind., -- Irwin Financial Corporation (NYSE: IFC - News), a bank holding company focusing on small business and consumer mortgage lending, today announced a loss of $0.8 million from Continuing Operations for the third quarter of 2007.

"This was a very difficult quarter as the mortgage crisis continued to take a heavy toll on our results," said Will Miller, Chairman and CEO of Irwin Financial. "The collapse of liquidity in the secondary mortgage market during the quarter caused us to make significant changes in our home equity product set which in turn reduced production and loan sales. In addition, we saw an increase in delinquencies in our home equity portfolio which caused us to increase our provision for future loan losses meaningfully.

"In our Discontinued Operations, we experienced a significant increase in repurchase requests during July and August. We have assembled an experienced team to respond to and defend against those requests and to seek recovery of certain of our losses. In light of the significant departure in recent months of repurchase requests from historic norms and the challenging housing market environment, we increased our forecasts of future repurchase requests and losses. As a result, we added materially to our reserves for these risks. We have not estimated any recoveries in those models, but expect to recover some of our losses over time.

Full press release at:


### Press Release ###########################

News Briefs----

GMAC Financial loses $1.6B in 3Q

Mortgage rates drop to the lowest level in 5 months

Number of U.S. homes facing foreclosure doubles

Wal-Mart to carry $199 computer,0,5023511.story

N.Y.'s Cuomo alleges appraiser, lender collusion upped home values



You May have Missed---

Don Imus Back on the Air



Sports Briefs----

Baseball Hall of Fame isn't big enough for Bonds and asterisk

American boxer Warren 2 wins from World title

Dodgers excited about new skipper Torre



California Nuts Briefs---

Governor Arnold Schwarzenegger still rates high



“Gimme that Wine”

Blended Varietal Meritage technique combines multiple wines to achieve vintage greatness

Wine Shipping Advocacy Group Launches New Website and Blog

S.F. Annual Zinfandel Festival January 23-26, 2008

Wine Prices by vintage
US/International Wine Events
Winery Atlas
Leasing News Wine & Spirits Page
The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.



Calendar Events This Day

All Soul’s Day
Commemorates the faithful departed. Catholic observance

Deviled Egg Day

North Dakota: Admission Day
November 2 became the 39th state in 1889

Samoa: Arbor Day
The first Friday in November is observed as Arbor Day in Samoa (formerly Western Samoa)

South Dakota: Admission Day
Became the 40th state in 1889.

Don’t forget that 2am this Sunday that Daylight Savings ends. This means turn you clock back one hour. It means you are getting an extra hour to sleep in!!!

Saint feast Days



To make a zipper slide back and forth, rub a bar of soap over the teeth.

No.493 (I guess they are running out of “real facts.”)



Today's Top Event in History

1889- North Dakota and South Dakota were admitted into the Union, the 39th and 40th states, the first time that two states simultaneously became a part of the United States. President Benjamin Harrison had a problem with admitting the two states on the same day. Which one would be first? He decided it was easier to mix up the admissions papers so no one would know and just list the states alphabetically. That’s why North Dakota is the 39th and South Dakota is the 40th of the United States of America. The Dakotas took their name from the Sioux Indian word for ’ally’, although the settlers and the Sioux weren’t always allies (Battle of Wounded Knee). Those searching for a route to the Pacific Ocean settled in South Dakota, Ft. Pierre being the first permanent white settlement. Pierre remains the capital of South Dakota. Bismarck is the capital of North Dakota. Both states are still essentially rural and agricultural. The western meadowlark and the ring-necked pheasant, the North and South Dakota state birds, respectively, still fly over the vast meadowlands. North Dakota’s flower is the wild prairie rose, while the pasque flower holds that title in South Dakota. North Dakota, home of several major air bases and intercontinental ballistic missile sites, is known as the Peace Garden State, while its more southern counterpart is called the Coyote State.


This Day in American History

    1734- birthday of Daniel Boone (Boon,) American frontiersman, explorer and militia officer, born at Berks County, near Reading, PA. He is credited with the exploration and growth of Kentucky, working for the Pennsylvania Company.
February 1778, he was captured at Blue Licks, KY, by Shawnee Indians, under Chief Blackfish, who adopted Boone when he was inducted into the tribe as “Big Turtle.” Boone escaped after five months, and in 1781 was captured briefly by the British. Depsite Walt Disney’s version, he had no legal title to the lands he explored and he retired to Missouri. He experienced a series of personal and financial disasters during his life, but continued a rugged existence, hunting until his 80s. Boone died at St. Charles County, MO, Sept 26, 1820. The bodies of Daniel Boone and his wife, Rebecca, were moved to Frankfort, KY, in 1845.
What made him popular in history was his autiobiography: “ The Adventures of Colonel Daniel Boon ( that’s the way he spelled his name,) formerly a hunter, containing a narrative of the Wars of Kentucky.”
    1776-William Demont (or Dement) ,Traitor to the American cause during the Revolutionary War, who enabled the British general Sir William Howe to conquer the fort with a force of 8,900 men on November 16, 1776. They captured 2,818 American officers and men, 43 guns, and 2,800 muskets. A member of the 5th Pennsylvania Battalion, who was appointed adjutant in Colo­nel Robert Magraw’s battalion on February 29, 1776. He deserted on November 2, 1776, and notified the British of the position of Fort Washington (now a neighborhood in New York City).
    1783 - Gen. George Washington issued his "Farewell Address to the Army" near Princeton, N.J. By this time some 100,000 Loyalists had fled the U.S. Also known as Tories, they had suffered various penalties for their loyalty to the Crown, including confiscation of property, removal from public office, and punitive taxation. Probably no more than 10% of the colonials were Tories, who were generally well-to-do, engaged in commerce or the professions, or public officials. Many fled to Canada, some to England. Some returned after the war. Many, however,
had remained behind. After the conflict many were able to recover at least some of their confiscated property. Many of those who had fought along side with the British were granted land in Canada.
    1795- Birthday of James Knox Polk, the 11th president of the US was born at Mecklenburg County, NC. His term of office: Mar 4, 1845—Mar 3,1849. A compromise candidate at the 1844 Democratic Party convention, Polk was awarded the nomination on the ninth ballot. He declined to be a candidate for a second term and declared himself to be “exceedingly relieved” at the completion of his presidency. He died shortly thereafter at Nashville, TN, June 15,1849.
    1810 -a 7 inch snowfall in New York City permitted very early sleighing in the city streets.
    1820 - The Revenue cutter Louisiana captured five pirate vessels during a cruise from Florida to Cuba.
    1824-The first popular vote in a presidential election took place when 356,038 votes were cast for four candidates. This was also the first election in which the final decision was made by the House of Representatives because none of the candidates won a majority of electoral votes. Although Andrew Jackson received a greater share of both the popular and the electoral vote that the runner-up, John Quincy Adams, a deal was struck to give Adams the electoral votes of Henry Clay, another candidate. Adams thereby acquired enough votes to be declared the winner.
    1846-Donner Party crossing the Sierra stopped for the evening and were trapped by a snowstorm. Many of the party survived by eating the flesh of the dead. 40 of the 87 people in the Donner party died. They remained snowbound until February.
    1861–November 2- Captain Nathaniel Gordon becomes became the only person in U.S. history to be executed for slave-trading. He was also considered a pirate.
    1862-Mary Todd Lincoln corresponded with her husband advising him of popular sentiment against cautious General in Chief of the Federal Army George B. McClellan. Contrary to popular belief, Mary Todd was a close confident and love of Lincoln’s life. He was to let McClellan go in favor of U.S. Grant, which also led to McClellan
running as the Democratic opponent against him for president.
( lower half: )
    1865- Birthday of Warren Gamaliel Harding. Twenty-ninth president of the US was born at Corsica, OH. His term of office: Mar 4, 1 921—Aug 2,1923 (died in office). His undistinguished administration was tainted by the Teapot Dome scandal, and his sudden death while on a western speaking tour (San Francisco, CA, Aug 2,1923) prompted many rumors. He was a well-known womanizer of his time, and it was right after women were given the right to vote, and the saying
in Washington, DC, “ We gave the women the right to vote and they picked handsome Warren G. He was said to bring women into the White House, on trips, and died of heart attack that his wife was treating him for exhaustion with an electronic device they purchased in San Francisco.
    1889- North Dakota and South Dakota were admitted into the Union, the 39th and 40th states, the first time that two states simultaneously became a part of the United States. President Benjamin Harrison had a problem with admitting the two states on the same day. Which one would be first? He decided it was easier to mix up the admissions papers so no one would know and just list the states alphabetically. That’s why North Dakota is the 39th and South Dakota is the 40th of the United States of America. The Dakotas took their name from the Sioux Indian word for ’ally’, although the settlers and the Sioux weren’t always allies (Battle of Wounded Knee). Those searching for a route to the Pacific Ocean settled in South Dakota, Ft. Pierre being the first permanent white settlement. Pierre remains the capital of South Dakota. Bismarck is the capital of North Dakota. Both states are still essentially rural and agricultural. The western meadowlark and the ring-necked pheasant, the North and South Dakota state birds, respectively, still fly over the vast meadowlands. North Dakota’s flower is the wild prairie rose, while the pasque flower holds that title in South Dakota. North Dakota, home of several major air bases and intercontinental ballistic missile sites, is known as the Peace Garden State, while its more southern counterpart is called the Coyote State.
    1902- San Francisco’s China Town was amazed to see an 18-year-old petite girl give a rousing oration against the foot binding of women, their arranged marriages and forced illiteracy. Sien King King became a member of the Chinese bachelor society and continued her battle for feminism. She believed the repressive actions against women prevented the Chinese from advancing in the U.S. (and the world).
    1908-Trumpet player Bunny Berigan birthday
    1911-birthday of Johnny Richards in Schenectady, NY, jazz composer-arranger.
    1920 - Warren G. Harding was elected 29th president. He defeated James Cox.The electoral vote was Hardin, 404; James M. Cox, Democratic candidate, 127. The popular vote was Harding, 16,152,200; Cox, 9,147,353 The election campaign was primarily a referendum on the Wilson presidency and the League of Nations. Cox supported it fully, while Harding did not make his position clear. Harding supported prohibition and Cox opposed it. Cox ran a vigorous campaign, while Harding ran a mostly a front porch campaign. Cox's efforts and that of his hard campaigning Vice Presidential candidate had little effect. Ultimately, the weariness of the nation determined the election in favor of Harding, who obtained an overwhelming victory. the Republicans increased thier majorities in both houses, leasing 59-37 in the Senate and 301-131, with one minor party seat and two vacancies, in the House.
    1923-birthday of 1923. William Robert (Billy) Haughton, standard bred dri­ver and trainer born at Gloversville, NY. Haughton won nearly 4,900 races in his career. Along with Stanley Dancer, he dominated the New York trotting scene in the 1 950s and then moved on to a national career. He suf­fered severe head injuries in a three-horse accident at Yonkers Raceway and died at Valhalla, NY, July 15, 1986.
    1926-The first Senate election in which neither candidate was seated after a recount was the election in Pennsylvania. William Bauchop Wilson, a Democrat, was narrowly defeated by William Scott Vare, a Republican who presented his credentials as senator-elect fro the term beginning March 4, 1927. The Senate, on December 6, 1929, decided by a vote of 58-22 that Vare was not entitled to the seat due to charges of corruption and fraud concerning his election Governor John Stuchell Fisher, appointed Joseph Ridway Grunday, a Republican, to the vacant seat. Grundy served from December 11,1929 to December 1, 1930. He was unsuccessful for the nomination of this office after being
accused of contributing $400,000 to the former incumbent Senator Pepper, who had been defeated by Vare.
    1931-- birthday of alto saxophonist Phil Woods.
    1936-the Basie Band splits for Kansas City for points East and Worldwide fame. "Goin' to Chicago, Sorry I Can't Take You." Little Jimmy Rushing.
    1942---Birthday of Shere Hite, author and researcher. Her best known work, The Hite Report, one of the pioneer works on the realities of women's sexuality.
    1946 -a three day snowstorm began at Denver, CO. By the time it ended had dropped 31 inches of snow on the city, the second greatest snowfall ever
    1947-the mammoth flying boat Hercules, then the world’s largest airplane, was designed, built and flown (once) by Howard Hughes on this day. Its first and only flight was about one mile and at an altitude of 70 feet over Long Beach Harbor, CA. The $25 million, 200-ton plywood craft was nicknamed the “Spruce Goose.” It is now displayed near the Queen Mary at Long Beach, CA.
    1948 - When Harry S Truman went to bed this day, he was losing the election for president of the United States (to Thomas E. Dewey). "Chicago Daily Tribune" printers were out on strike and getting the newspaper to readers was no simple task. To make a long story short, the editors had to guess at the outcome of the election and picked/printed the wrong person to win. Upon arising the next morning, Truman learned he had won. On a short train stop in St. Louis, he stepped onto the back platform of the train and was presented with one of the newspapers with the infamous headline, “DEWEY DEFEATS TRUMAN”. It was at that moment that the famous photo of Truman holding up the paper was taken. When asked to comment, Truman said “This is for the books.”
    1949---Top Hits
That Lucky Old Sun - Frankie Laine
You’re Breaking My Heart - Vic Damone
I Can Dream, Can’t I? - The Tommy Dorsey Orchestra (vocal: Jack Leonard)
Slipping Around - Margaret Whiting & Jimmy Wakely
    1950---VAN WINKLE, ARCHIE---Medal of Honor
Rank and organization: Staff Sergeant, U.S. Marine Corps Reserve, Company B, 1st Battalion, 7th Marines, 1st Marine Division (Rein.). Place and date: Vicinity of Sudong, Korea, 2 November 1950. Entered service at: Arlington, Wash. Born: 17 March 1925, Juneau, Alaska. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a platoon sergeant in Company B, in action against enemy aggressor forces. Immediately rallying the men in his area after a fanatical and numerically superior enemy force penetrated the center of the line under cover of darkness and pinned down the platoon with a devastating barrage of deadly automatic weapons and grenade fire, S/Sgt. Van Winkle boldly spearheaded a determined attack through withering fire against hostile frontal positions and, though he and all the others who charged with him were wounded, succeeded in enabling his platoon to gain the fire superiority and the opportunity to reorganize. Realizing that the left flank squad was isolated from the rest of the unit, he rushed through 40 yards of fierce enemy fire to reunite his troops despite an elbow wound which rendered 1 of his arms totally useless. Severely wounded a second time when a direct hit in the chest from a hostile hand grenade caused serious and painful wounds, he staunchly refused evacuation and continued to shout orders and words of encouragement to his depleted and battered platoon. Finally carried from his position unconscious from shock and from loss of blood, S/Sgt. Van Winkle served to inspire all who observed him to heroic efforts in successfully repulsing the enemy attack. His superb leadership, valiant fighting spirit, and unfaltering devotion to duty in the face of heavy odds reflect the highest credit upon himself and the U.S. Naval Service.
    1954-the first US Senator elected by a write-in vote was James Strom Thurmond, Democrat of South Carolina, who was elected on November 2,1954, for the term ending January 3, 1961.Thurmond received 139,106 votes, defeating Edgar Brown, the official candidate of the Democratic Party, who received 80,956 votes.
Senator Thurmond, the oldest member of the Senate, recently announced he
will not run for re-election.
    1955 - Julie London's first pop song, a sultry version of "Cry Me a River," made its appearance on the charts. The song spent 5 months on the charts, but only reached #9 at its peak. Julie is the former wife of both Dragnet's Jack Webb and songwriter/ trumpeter Bobby Troup.
    1955-Tennessee Ernie Ford's "Sixteen Tons" first appears on the charts. It will become one of the biggest selling singles of its time.
    1957---Top Hits
Jailhouse Rock - Elvis Presley
You Send Me - Sam Cooke
Silhouettes - The Rays
Wake Up Little Susie - The Everly Brothers
    1958-the Chicago Bears and the Los Angeles Rams set an NFL single-game attendance record as 90,833 fans watched the Rams beat the Bears, 41-35, at the Los Angeles Coliseum.
    1958 - "Billboard" magazine introduced a new chart ranking top singles, in order, from number 1 to 100. Before this invention, only 30 records were on weekly hit lists.
    1959 - Charles Van Doren, when questioned on this date about winning $129,000 on a television quiz show, told a congressional investigation committee that he was given the answers in advance by program staff members. His testimony was the most dramatic to date in the ongoing investigation of quiz show scandals. Van Doren had been a low-salaried college assistant professor who appeared on the show Twenty- One. It was revealed that rigging was prevalent on many television quiz shows during the early 1950s in order to boost viewer ship. Van Doren benefited from the rigging not only by receiving the huge amount of money, but by later earning a regular spot on the Today television show.
    1961 - The temperature at Atlanta, GA, reached 84 degrees to establish a record for November.
    1962-The missile bases in Cuba were being dismantled, President Kennedy reported to the nation, adding that “progress is now being made toward restoration of peace in the Caribbean.”
    1962 - Elvis Presley film ``Girls! Girls! Girls!'' premieres.
    1963 - Following the overthrow of his government by South Vietnamese military forces the day before, President Ngo Dinh Diem and his brother are captured and killed by a group of soldiers. The death of Diem caused celebration among many people in South Vietnam, but also lead to political chaos in the nation.Diem was perceived as an impediment to the accomplishment of U.S. goals in Southeast Asia. His increasingly dictatorial rule only succeeded in alienating most of the South Vietnamese people, and his brutal repression of protests led by Buddhist monks during the summer of 1963 convinced many American officials that the time had come for Diem to go. Three weeks later, an assassin shot President Kennedy. By then, the United States was more heavily involved in the South Vietnamese quagmire than ever.
    1963-The Beach Boys' "Be True To Your School" is released.
    1965---Top Hits
Yesterday - The Beatles
A Lover’s Concerto - The Toys
Get Off of My Cloud - The Rolling Stones
Hello Vietnam - Johnny Wright
    1968 - Another Stevie Wonder hit went on sale, "For Once in My Life" would reach #2 on the pop charts on December 28, 1968.
    1971 - No. 1 Billboard Pop Hit: ``Gypsys, Tramps & Thieves,'' Cher.
    1973---Top Hits
Midnight Train to Georgia - Gladys Knight & The Pips
Keep on Truckin’ - Eddie Kendricks
Paper Roses - Marie Osmond
We’re Gonna Hold On - George Jones & Tammy Wynette
    1974- "The Way We Were" by Barbra Streisand topped the charts and stayed there for 3 weeks.
    1976-James Earl “Jimmy” Carter, Jr., was elected president of the United States. Walter F. Mondale was elected vice president. The electoral vote was Carter 297; Pres. Ford, 240. The popular vote was Carter, 40,828,929, Ford, 39,148,940. In congressional elections the Democrats kept a 2-1 Senate majority, 61-38, with one seat going to an independent, and House majority of 292-143.
    1981---Top Hits
Arthur’s Theme (Best That You Can Do) - Christopher Cross
Start Me Up - The Rolling Stones
Private Eyes - Daryl Hall & John Oates
Never Been So Loved (In All My Life) - Charley Pride
    1983-- President Ronald Reagan signs a bill establishing Martin Luther King, Jr., Day.
    1985 - For the second time in television history,, a soundtrack LP from a television show topped the album charts. "Miami Vice", with a title track by Jan Hammer, spent 11 nonconsecutive weeks at #1. The only other television soundtrack to hit #1 was Henry Mancini’s "Peter Gunn" in 1959.
    1985 - Stevie Wonder's "Part-Time Lover " reaches the No. 1 spot in The Billboard Hot 100. Winning this spot makes Wonder the first artist to have a single on five different Billboard charts: the Hot 100, Hot Black Singles, Hot Adult Contemporary, Hot Dance/Disco Club Play and Hot Dance/Disco 12-inch Singles.
1985- "I Want to Know What Love Is" by Foreigner topped the charts and stayed there for 2 weeks.
    1989---Top Hits
Miss You Much - Janet Jackson
Sowing the Seeds of Love - Tears For Fears
Listen to Your Heart - Roxette
High Cotton – Alabama
    1989 - Squalls in the Upper Great Lakes Region the first three days of the month buried Ironwood MI under 46 inches of snow, and produced 40 inches at Hurley WI. Arctic cold invaded the Southern Plains Region. Midland TX reported a record low of 22 degrees.
    1991 - Karyn White’s "Romantic" hit #1 for one week on the "Billboard Hot 100" chart.
    1993 - Christine Todd Whitman was elected the first woman governor of New Jersey.
    1994----Top Hits
I ll Make Love To You- Boyz II Men
All I Wann---Top Hits a Do- Sheryl Crow
Secret- Madonna
Another Night- Real McCoy
    1995 - The immensely popular Seinfeld episode, "The Soup Nazi", first aired on NBC.
    1997 - Denver QB John Elway reached two milestones this day. (1)He accounted for 276 total yards (in a 30-27 victory over the Seattle Seahawks) for 50,273 yards in his career. He was the third player in NFL history -- after Dan Marino and Fran Tarkenton -- to reach the 50,000 plateau. (2)And with 252 yards passing, Elway moved past Tarkenton into second place in career passing yardage with 47,019, trailing only Marino at that point. (All this during a 30-27 victory over the Seattle Seahawks.)
    1999----Top Hits
Smooth- Santana Featuring Rob Thomas
Satisfy You- Puff Daddy Featuring R. Kelly
Heartbreaker- Mariah Carey Featuring Jay-Z
Mambo No. 5 (A Little Bit Of...)- Lou Bega
    1999 - TV, a 24-hour TV network, was launched by the National Basketball Association. Commissioner David J. Stern said, “" TV represents the convergence of the Internet, television and basketball. By combining the immediacy and depth of information from with current and historical television programming from the NBA, TV will offer our fans complete, round-the-clock coverage of the league."
    2000- Wrigley Field has been granted preliminary landmark status by the Commission on Chicago Landmarks. Any plans to refurbish or tear down Cubs' home since 1916 will have to be reviewed by this panel.
    2003----Top Hits
Baby Boy, Beyonce-Featuring Sean Paul
Stand Up- Ludacris Featuring Shawnna
Holidae In- Chingy Featuring Ludacris & Snoop Dogg
Get Low- Lil Jon & The East Side Boyz Featuring Ying Yang Twins
    2006 - Justin Timberlake and Gnarls Barkley each win several trophies at the 13th annual MTV Europe Music Awards, held in Copenhagen. Timberlake, who also serves as host and performer at the event, wins for best male and best pop. Gnarls Barkley wins best song for their international smash "Crazy."



Football Poem

The mountain and the squirrel
Had a quarrel,
And the former called the latter “Little Prig”;
Bun replied,
“You are doubtless very big;
But all sorts of things and weather
Must be taken in together,
To make up a year
And a sphere.
And I think it is no disgrace
To occupy my place.
If I’m not so large as you,
You are not so small as I,
And not half so spry.
I’ll not deny you make
A very pretty squirrel track;
Talents differ; all is well and wisely put;
If I cannot carry forests on my back,
Neither can you crack a nut.”

        Ralph Waldo Emerson




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