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Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Wednesday, October 23, 2019

Today's Leasing News Headlines

Equipment Finance Industry Sees Cause for Concern
    as Trade War Impacts Acquisitions by
U.S. business Borrowing for Equipment Rose .8 Billion
  ELFA Reports September $10 million from August $9.2 Billion
CIT Group declines 4.0% after Q3 revenue misses
  According to Seeking Alpha
Leasing Industry Ads---Help Wanted
  Top Sales Professionals in Demand
Sales Makes it Happen
   By a Successful Salesman
Lightning Never Strikes Twice in the Same Place
   Or Does it!  by Kevin F. Clune, CLFP
Thirteen Entrepreneurial Lessons for Credit Execs
  By Rob Lawson, Credit Today Publisher
US Economy May Grow Only 2.1% Next Year
  International Monetary Fund Chart
The Worst Offenders for Air Travel Emissions
  Est. Global Share Commercial Air Travel CO2 Emissions
North Mill to Host Webinars
   on Company Enhancements  - Nov.1 and Nov.4
New Equipment Finance Division
   Announced by Atlantic Union Bank
Mint Financial Group Saves Business Owners from
   Closing Their Business due to Merchant Cash Advances
Labrador Retriever/Shepherd
  Arlington, Virginia
People Can Monitor You Through Your Phone
   Spyware by Lisa Weintraub Schifferle, Attorney, FTC
News Briefs---
U.S. Bank to cut thousands of branch workers
    in digital push
Amid 737 Max Crisis, Boeing replaces head
   of Unit that Makes the 737 Max
47 States Now Suing Facebook
    in Antitrust Probe
GATX Reports 3rd Quarter Net Income $45.1 Million
  Compared to 47.0 Million 3rd Quarter Last Year

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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  Sports Brief----
   California Nuts Brief---
     "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.

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Equipment Finance Industry Sees Cause for Concern
as Trade War Impacts Acquisitions by

Despite a continued forecast for expansion, optimism among key equipment finance industry execs wanes as trade issues start to impact buying decisions


The October 2019 Monthly Confidence Index for the Equipment Finance Industry (MCI-EFI) came in at 51.4, a measurable decrease from the September index of 54.7. Released by the Equipment Leasing & Finance Foundation (the Foundation), the index reports a qualitative assessment of both the prevailing business conditions and expectations for the future as reported by key executives from the $1 trillion equipment finance sector.

“We still see continued demand for certain classes of replacement equipment,” noted survey respondent Valerie Hayes Jester, President, Brandywine Capital Associates, Inc., when asked about the outlook for the future.” Yet, there is cause for concern. Our customers who have any cross-border interests seem to be postponing acquisitions due to uncertainty with trade issues and tariffs. The recent events in Washington could provide some headwinds to a strong fourth quarter.”

“I'm optimistic that the consumer remains healthy, with low unemployment and relatively low personal debt,” stated Quentin Cote, CLFP, President, Mintaka Financial, LLC, adding, “I'm concerned that the trade wars are starting to have effect on the economy, starting with transportation.”

Q4 Update Forecasts 3.9% Expansion
Eco Outlook Q1x200pEquipment and software investment growth decelerated during the second consecutive quarter and is expected to moderate at 3.9%, according to the Q4 Update to the 2019 Equipment Leasing & Finance U.S. Economic Outlook. This is unchanged from the Q3 Update of the Economic Outlook published in July.

Overall, the economy is expected to expand 2.2%, down from the previous estimate of 2.5%, with growth driven primarily by consumer spending.

“While we continue to expect both the overall economy and equipment and software investment to moderate this year, they should remain positive,” said Jeffry D. Elliott, Foundation Chairman and Senior Managing Director, Huntington Equipment Finance. “Measures of consumer optimism have declined in recent months, though remain high by historical standards, reflecting a strong labor market and solid wage growth.”

Highlights from the report include:

Capital spending has been noticeably weaker in 2019 and may slow further over the remainder of the year due to heightened trade uncertainty and industrial sector weakness. However, credit market conditions remain healthy despite tightening credit conditions for commercial real estate and consumer loans and somewhat weaker demand for business loans. Financial stress has ticked up in 2019 by most measures but remains at healthy levels overall.

U.S. economic growth decelerated to 2.0 percent in the second quarter, down from to 3.1 percent growth in Q1. Consumer spending improved significantly and is a key driver of economic growth. However, the manufacturing sector and business investment remain weak. Although robust consumer spending will likely remain a tailwind over the remainder of the year and the U.S. housing sector is showing signs of improvement, trade tensions with China, equity market volatility, and decelerating job creation are key potential risks as 2019 draws to a close.

The Foundation-Keybridge U.S. Equipment & Software Investment Momentum Monitor, included in the report, tracks 12 equipment and software investment verticals. In addition, the Momentum Monitor Sector Matrix provides a customized data visualization of current values of each of the 12 verticals based on recent momentum and historical strength. Momentum readings are below the long-term historical average in 8 of 12 verticals; however 7 of the 12 verticals saw recent momentum accelerate in October

Of those relevant to the heavy equipment market segment, over the next three to six months:

  • Agricultural machinery investment growth should improve
  • Construction machinery investment growth is likely to grow at a moderate pace
  • Materials handling equipment investment growth will likely remain weak
  • All other industrial equipment investment growth is likely to remain modest Mining and oilfield machinery investment growth is likely to remain weak
  • Trucks investment growth is expected to remain positive

Download the full report at



U.S. business Borrowing for Equipment Rose .8 Billion
ELFA Reports September $10 million from August $9.2 Billion

The companies signed up for $10 billion in new loans, leases and lines of credit last month, up from $8.5 billion a year earlier. Borrowings rose 9% from the previous month.

"Consumer spending continues to fuel the economy, notwithstanding signs of caution and concern raised by some over the impact of trade frictions with China, a pull-back in the U.S. manufacturing sector and recent geopolitical events in Syria, Hong Kong and elsewhere," Equipment Leasing and Finance Association Chief Executive Officer Ralph Petta said in a statement.

Washington-based Equipment Leasing and Finance Association reported credit approvals totaled 76.3%, down from 76.6% in August.


CIT Group declines 4.0% after Q3 revenue misses
According to Seeking Alpha

CIT Group (NYSE:CIT) drops 4.0% after Q3 revenue of $454M misses the average analyst estimate of $460.0M and declines 3% Q/Q and 4% Y/Y.

The $51.4 billion-asset company’s net income rose 9% compared with the same period last year, to $142.8 million. Earnings per share of $1.51 were 31 cents higher than the mean estimate of analysts compiled by FactSet Research Systems

American Banker reports, CIT Group’s deal to acquire in Mutual of Omaha Bank is coming at a good time, as the New York company’s third-quarter profit growth was dinged by a big jump in deposit costs.

In Seeking Alpha transcript, Ellen Alemany, Chairwoman and Chief Executive Officer, said, "To further accelerate our strategic plan, in August, we announced an agreement to acquire Mutual of Omaha Bank. This transaction will diversify our funding profile with scalable lower cost deposits through the addition of a market leading Homeowners Association banking business.  And it will also expand our middle market commercial banking capabilities with additional products, technology and a broker Geographic footprint."

Full Press Release (20 pages)


Help Wanted




Sales Makes it Happen
By a Successful Salesman

7 Reasons to Do Business with me

The great majority of our leases are referrals, some from vendors, and some from direct advertising and mailing, especially to repeat clients, including birthday cards, newsletters, and placards.

Sixty-five percent of our business is repeat. We must be doing something right, wouldn't you agree? We get a lot of referrals (most likely the person we are addressing has been referred).

We have experience in advising you on accepting equipment, making sure it is what you ordered and what you wanted. What appears to be simple is often not as simple as it appears.

We have been in business for 10 years. We mention previous customers, tell them to call for referral, etc.

We are there after the equipment is paid for. We make sure there are no extra payments made. We don't charge for early payoffs or termination fees, and if you sell the business or experience late charges or insurance problems, we will be there for you. We want your business. We want you to come back to us. We want you to refer us to others. Our attitude is we will treat you the way we would like to be treated and should be treated.

We are competitive. You are not paying extra for this. We want to give you the best we can. We want you to come back. We look at this as a long term relationship, not just a one time sale.

We like to collect financial statements so we can set up a larger lease line of credit, and you won't have to go through this all the time. All you need to do is call us on the telephone. We know you. We want to understand your business. The majority of our customers come back to us because we make leasing easy for them. We don't give you any hassles.

Previous Sales Makes It Happen articles:



Lightning Never Strikes Twice in the Same Place
Or Does it!
by Kevin F. Clune, CLFP

We could hardly believe our eyes! A second large tree had fallen into my Mother’s house just two months after the first such incident. Is there an algorithm that could have predicted this?

According to Wikipedia, an algorithm is a step by step method of doing something to predict an outcome or solve a problem. It is commonly used for data processing, calculation and other related computer and mathematical operations.

As someone who is in the Lease Finance Business, I am familiar with the use of algorithms to predict loan/lease defaults. The Creditors who advertise instant loan or lease approval are using the scoring number that an algorithm has calculated.

If a business owner needs a cash infusion, a mobile app tool could be the route of choice for them. However, if their company is adding capital equipment with the funds, a lease might be more suitable and have advantages over a loan.

While most lease providers do depend on data that is generated by algorithms to determine credit worthiness, they also consider many other factors, including historical knowledge & instinct. Thus, the credit analyst gains a more complete and, hopefully, accurate assessment of risk while the customer gains a fair & open hearing.

The Insurance and Credit industries are both dependent on the ability to predict outcomes so they can hedge against the possibility of a loss. Even with the best of data and a thorough vetting of the applicant, a tree may fall on a house again or a business can go under unexpectedly.

Just as the famous insurance commercial states, “I know a thing or two because I’ve covered a thing or two.”  I can say, “I’ve leased a thing or two.”

Beware of falling trees,

Kevin F. Clune, CLFP
Clune & Company LC


Thirteen Entrepreneurial Lessons for Credit Execs
By Rob Lawson, Credit Today Publisher

My daughter is in a college program focusing on entrepreneurial-ism and just got back from a field trip to visit a well-known and very successful and fast growing financial institution. She was excited about what she'd learned and shared a couple of concepts that resonated with me, so I asked her to send me her notes. Here they are, short and sweet, unedited, and relevant for all:

Here they are; short and sweet, unedited, and relevant for all:

  1. You are the average of the top 5 people you spend time with
  2. If you want to swim with the sharks, know them... don't stay/identify with the minnows
  3. Don't be afraid of feedback
  4. Pick a place (to pilot your idea)
  5. "If you had a 30% increase in customers, would you be able to handle it?" (The answer to this question highlights whether you've got marketing or a system problem - or both.) (*Editors' note: see below)
  6. Think small, even when you're big - less can be so much more
  7. Don't over-commit to one thing/group/idea
  8. Be prepared: recognize and solve your own issues, internal and external (things I need to know)
  9. Make FRIENDS IN COLLEGE!!!! Friends are/will be professionals, and a NETWORK. Furthermore, make friends with PROFESSORS (*Editors' note: see below)
  10. Friends with professors? Know the name of their dog
  11. Think about future more.  Where do you see yourself 10 years down the line and what do you want to be doing?
  12. Self-awareness! Self-discipline! Know what you are doing that you consider a vice, what is holding you back (i.e., can't not eat that last slice of pizza... why?)
  13. If it's not fulfilling your purpose, facilitating your growth, don't do it - just leave

While this list was constructed from an entrepreneurial perspective, it's nonetheless packed with great advice for anyone. And we've been saying for years here at Credit Today that to survive today, credit pros must always think like business people.

Whether you are an entrepreneur or the manager of the #1 asset in a corporation.  It’s still important to always be learning, innovating, moving forward, and thinking about where you are now and where you are going. This is true no matter where you are in your career path - whether just starting out or a very experienced veteran.

Now, of course, instead of "make friends in college," you'll need to use just a bit of imagination to apply this list to your situation. You're probably not in college, but the concept is still critical. Think instead of "make friends with your sales reps, make friends with your industry peers at credit meetings, make friends with the marketing team, make friends with the CFO..." You get the picture.

Regarding the point about handling a 30% increase of customers, that might seem to be not relevant to credit but it certainly is a central and important concept for credit pros. It's a very common problem these days to be totally overwhelmed from a capacity standpoint. So the point about handling an increase in customers holds true for credit execs as much as it does for an entrepreneur. Solving that problem is, for sure, a marketing issue. To get the resources to manage growth in your A/R is always a marketing issue for the top credit exec!

Rob Lawson - Currently the Publisher and one of the founders of  Credit Today, Rob was formerly vice president of Special Services at the National Association of Credit Management. Prior to that, he directed the operations of NACM's Loss Prevention Department from 1983 through 1996, where he gained a national reputation for helping credit professionals save millions (perhaps billions) of dollars from credit fraud.

His ideas have been featured in numerous articles in the Wall Street Journal, Forbes, the Washington Post, Miami Herald, and many regional business papers.

PS. If you're hiring, use our job board - - to find the very best candidates in the profession! 


US Economy May Grow Only 2.1% Next Year
International Monetary Fund Chart

Full Story


Ralph Mango

Editor/writer of diverse business content: business plans, policy/process, and training. GM delivers results above plan.

Associate Editor Leasing News, responsible for proofreading and editing each news edition, as well as contributing content.

Available for Projects


Climate activist groups like Fridays for Future and the emergence of flygskram (Swedish for "flying shame") have been leading the way in a recent backlash against flying. Travelers are being increasingly encouraged to ditch the airlines and opt for alternative modes of transportation such taking the train in order to reduce their carbon footprint. Given how cheap airlines have transformed the world, should people be ashamed by how much they are flying? According to a study carried out by the International Council on Clean Transportation, the answer in the U.S. at least is generally no. Around half of people in the U.S. do not fly and the bigger emission issue actually lies with a small group of frequent fliers as well as trying to figure out which flights are a luxury and which are a necessity.

The 12 percent of Americans who make more than six round trips by air each year are actually responsible for two-thirds of all U.S. air travel and therefore two-thirds of all its emissions. Each of those travelers emits over 3 tons of CO2 per year and if everyone else in the world flew like them, global oil consumption would rise 150 percent while CO2 from fossil fuel use would go up 60 percent. As over half of the population does not generally fly, the U.S. ranks 11th in emissions per capita from flying.

The frequent fliers have a considerable environmental impact, however, and they ensure that the U.S. is the country with the highest total carbon emissions from commercial aviation. Last year, flights departing an airport from the U.S. and its territories accounted for 24 percent of all global CO2 from commercial aviation. China was the second-worst offender in 2018 with 13 percent while the UK came third with 4 percent. Global civil aviation produced around 918 million metric tons of carbon dioxide in 2018, higher than the total annual emissions of the UK and Canada combined.

By Niall McCarthy, Statista


##### Press Release ############################

North Mill to Host Webinar
on Company Enhancements Nov.1 and Nov.4

SOUTH NORWALK, CT – North Mill Equipment Finance LLC (“North Mill”), a leading independent commercial equipment lessor located in South Norwalk, Connecticut, will host a live 45-minute webinar on how referral agents can benefit from the top ten policy and product enhancements implemented at the company.

Scheduled on two different dates to accommodate busy schedules, referral agents can register to attend the event on Friday, November 1 at 2:00 pm EST or Monday, November 4 at 2:00 pm EST. The presentation is the first in what will become the company’s ongoing webcast series intended to educate equipment finance brokers on company initiatives, industry topics, and business improvement practices.

Don Cosenza, North Mill's Chief Marketing Officer and scheduled speaker for the November webinars, said, "Our mission in the webcast series is to disseminate vital information that our referral agents can gain from.

"In our first broadcast we'll review North Mill’s expanded asset categories, technology upgrades and product developments, among other things. We'll discuss not only what's new, but how these changes may positively impact the daily operations of an active equipment finance brokerage."

The company plans to hold webinars on a regular basis, with at least one scheduled for each quarter. If you’re interested in attending the webinar, please click on the links above or email

About North Mill Equipment Finance
Headquartered in Norwalk, Connecticut, North Mill Equipment Finance originates and services small-ticket equipment leases and loans, ranging from $15,000 to $300,000 in value.   A broker-centric private lender, the company handles A – C credit qualities and finances transactions for numerous asset categories including construction, transportation, vocational, manufacturing, and material handling equipment. North Mill is majority owned by an affiliate of Wafra Capital Partners, Inc. (WCP).  For more information, visit

Register for Webinar:
Friday, November 1 at 2:00 pm EST
Monday, November 4 at 2:00 pm EST.

### Press Release ############################



### Press Release ############################

New Equipment Finance Division
Announced by Atlantic Union Bank

RICHMOND, Va.,  -- Atlantic Union Bank today announced a new division of the Bank called Atlantic Union Equipment Finance.

Atlantic Union Equipment Finance will provide a wide variety of equipment finance solutions to commercial and corporate customers. This includes providing financing for equipment assets including marine, tractors, trailers, buses, construction, manufacturing and medical, among other types of equipment. Atlantic Union Bank will leverage this new capability to take advantage of opportunities across its Mid-Atlantic footprint, in addition to financing outside the Mid-Atlantic.

John C. Asbury, President and CEO of Atlantic Union Bankshares Corporation. Commented, “Atlantic Union Bank continues to introduce more products and services to help our customers thrive in a competitive business environment.

“The addition of equipment finance and leasing to our suite of products enables us to better meet our customers’ growing business needs while diversifying our commercial loan portfolio.”

David Ring, Commercial Group Banking Executive of Atlantic Union Bank, said, “Atlantic Union Equipment Finance will be supported by a seasoned executive management team with a proven track record in equipment finance and leasing. The team will launch with a strong group of origination, credit and operational teammates and with the support of our Commercial Banking Group.”

Jule Kreyling will serve as President of Atlantic Union Equipment Finance and will report to David Ring. Kreyling has over 25 years of experience in equipment finance and leasing, along with vast experience in building successful equipment finance companies for financial institutions. Kreyling holds an undergraduate degree from Williams College and a law degree from Harvard Law School.

“We’re focused on delivering a highly differentiated customer experience,” said Jule Kreyling, Atlantic Union Equipment Finance President. “We have a strong customer-centric philosophy that is underpinned by a commitment to minimizing risk through a strong credit discipline.”

To learn more about Atlantic Union Bank, visit

About Atlantic Union Bankshares Corporation
Headquartered in Richmond, Virginia, Atlantic Union Bankshares Corporation (AUB) is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches and approximately 170 ATMs located throughout Virginia, and in portions of Maryland and North Carolina. Middleburg Financial is a brand name used by Atlantic Union Bank and certain affiliates when providing trust, wealth management, private banking, and investment advisory products and services. Certain non-bank affiliates of Atlantic Union Bank include: Old Dominion Capital Management, Inc., and its subsidiary, Outfitter Advisors, Ltd., Dixon, Hubard, Feinour & Brown, Inc., and Middleburg Investment Services, LLC, which provide investment advisory and/or brokerage services; and Union Insurance Group, LLC, which offers various lines of insurance products.

#### Press Release #############################




#### Press Release #############################

Mint Financial Group Saves Business Owners from
Closing their Business due to Merchant Cash Advances

To establish any new business or to withstand in the current situation, capital or finance is the first and foremost requirement. Also in macro level, financial requirement is the primary need in any economy. By providing financial assistance to business owners, Mint Financial Group, a Florida based financial company has helped many business owners from closing their businesses due to merchant cash advances (MCAs).

There could be unpredicted financial crisis in any field of business. This situation can be handled by the business owner only when they are assisted by financial support at the right time. Assume that this situation of the company go unnoticed, the financial crunch will degrade the company’s growth to an unprecedented level. In order to rescue the company from this hard crisis, business owners were forced to take merchant cash advances at high interest rates as banks aren’t being supportive enough, which eventually lead the company to bankruptcy. By rendering a strong financial support to these business owners, Mint Financial Group saves many business owners from their unhealthy financial situations.

The business funding solutions offered by the company provides clear advantages to business owners in terms of flexible pricing and pay options, and speed in which they can obtain the money necessary for growth. The company offers flexible business loans tailored to every company’s growing need. To help such business, the company provides financial support in various forms like unsecured term loans, SBA options, asset-based lending and equipment leasing. The company also offers financial advising services to assist in providing the proper financial knowledge to help business owners from falling into these same traps of MCA’s. With a competitive product line, dedicated in-house support and strong financial backing, Mint Financial Group provides a hassle free working capital solutions to every business owner.

About Mint Financial Group

Mint Financial Group, founded in 2010, aims to provide small and mid-size business owners with unique, custom financial and alternative financing solutions.

The firm upholds the principles of integrity, honesty and compassion. With 25 years of experience in the industry, they have owned and operated businesses themselves. Mint Financial Group states that “We believe that a client is much more than a credit score. They are the engine which fuels this country and makes it what it is today”. The company also provides a live financial adviser with whom a business can build not only a positive and trustworthy relationship but also one that has their best interest in mind. More details about the firm can be found at:

Contact Details

Name: Daniel Desta
Company: Mint Financial Group
Address: 4577 Nob Hill Rd #201Sunrise, FL 33351
Phone: (855) 333-6468

#### Press release ###############################


Labrador Retriever/Shepherd
Arlington, Virginia

2-3 years
65 lbs.
Tan//Yellow/Fawn with Black
Coat length:  Short
Gets Along with Other Dogs
Up to Date with Vaccines
Currently Living at DC area Foster Home

I’m Looking For: A family to add me and love me and hug me and be my forever! I can wait to go on lots of walks and trips to the dog park and then come home and snuggle up at your feet. Oh! I'd love to take some doggie training classes and show you how super smart I am...whaddya say, are you ready to Add Me?! Addy to your home! Well get to filling out that application already. I'm waiting.

Not Known if Housetrained
All our dogs are working on crate training.
Contact: Tanya Johnson

TO ADOPT:  The adoption fee for this dog is $350, which includes the cost of routine vetting, including vaccinations and spay/neuter. If you are interested in adopting, please complete the Adoption Questionnaire online HERE.

Lucky Dog Animal Rescue does our best to provide accurate information about the dogs we have for adoption. That said, we cannot make any guarantees about age, breed or temperament.

Thank you for contacting Lucky Dog Animal Rescue and helping to save a life!  Please visit us online at


People Can Monitor You Through Your Phone
Spyware by Lisa Weintraub Schifferle, Attorney, FTC

Did you know people can monitor you through your phone? The FTC’s settlement with Retina-X Studios, LLC marks the agency’s first case against “stalking apps” or “stalkerware” – spyware that secretly monitors another person’s smartphone.

Retina-X developed and sold MobileSpy, PhoneSheriff and TeenShield. These apps shared detailed information about your smartphone activities – like call history, text messages, photos, GPS locations, and browser history – without your knowledge. They were marketed for monitoring children and employees, but in the wrong hands, they let abusers track people’s physical movements and online activities.

According to the FTC’s complaint, Retina-X did not make sure purchasers were using the apps for legitimate purposes. In fact, to install the apps, purchasers often had to weaken the security protections on your smartphone (sometimes called jailbreaking or rooting). Plus, once a purchaser installed the app on your phone, they could remove the icon, so you wouldn’t know they were monitoring you. Even for legitimate users, the company failed to keep data – including children’s information – confidential and safe.

The FTC settlement requires Retina-X to make sure their monitoring apps are used only for legitimate purposes. In addition, Retina-X must destroy all data already collected from their monitoring services. And going forward, they must set up a comprehensive information security program.

If you think someone might have installed a stalking app on your smartphone, here are steps to consider:

  • Check if your smartphone has been rooted or jailbroken. This allows full control over your phone by weakening its security protections. “Root checker” apps identify if your smartphone has been rooted or jailbroken.
  • Get help. Law enforcement and domestic violence advocates can help you identify tech misuse and create a safety plan. Law enforcement can determine if spyware is on your phone. Domestic violence advocates can advise you on preserving evidence of abuse before you make changes to your phone. If possible, contact them from a different device than the one that might have the stalking app.
  • Get a new smartphone or reset your phone. It might be safest to get a new smartphone with an account that the abuser doesn’t have access to. If you keep your smartphone, consider removing the stalking app by factory resetting your smartphone and reinstalling the manufacturer’s operating system. Do not re-install programs or content from the old phone or your cloud, as this could re-install the spyware.

For more, read our technology tips and mobile spyware articles. For help, contact the National Domestic Violence Hotline. If you’re in danger right now, call 911.

The FTC says that the company, Retina-X Studios, LLC and its owner, James N. Johns Jr., developed three mobile device apps. The apps are MobileSpy, PhoneSheriff and TeenShield.


News Briefs----

U.S. Bank to cut thousands of branch workers
    in digital push

Amid 737 Max Crisis, Boeing replaces head
   of Unit that Makes the 737 Max

47 States Now Suing Facebook
    in Antitrust Probe

GATX Reports 3rd Quarter Net Income $45.1 Million
  Compared to 47.0 Million 3rd Quarter Last Year




You May Have Missed---

Facebook pledges $1 billion to fight housing crisis
     in California and beyond


 “A clever runner steals a base." - James J. Metcalfe

          James J. Metcalfe was a widely syndicated columnist for the Chicago Sun-Times and a German-American poet that put together a very nice poem that truly does catch the essence of the game in a most eloquent manner.


  By James J. Metcalfe ©

Published: Unknown (Unknown)

The game of baseball is the king
Of all the games we play
And it is one pursuit that is
Distinctly U.S.A.
The people swarm into the stands
To watch their favorite teams
And munch their hot dogs when their lungs
Are not engaged in screams
The pitcher hurls the horsehide and
The batter gets a hit
Or else the ball goes sailing and
Some fielder smothers it
A clever runner steals a base
A player takes a walk
Or managers and umpires
Decide to have a talk
The crowd is gay or gloomy or
Completely in suspense
But it goes wild when someone knocks
The ball beyond the fence.


Nationals hold on and steal game one

49ers’ Kyle Shanahan planned for ‘a while’ to give game ball to his dad

Levi’s Stadium: SF 49ers season tickets
     include unlimited food and drink

49ers swing trade for wide receiver Emmanuel Sanders

Warriors' Steve Kerr: Don’t expect
     Klay Thompson to return this season

NFL Week 8 Power Rankings:
 Packers climb behind Aaron Rodgers,
     Cowboys and Vikings also move up

Willie Brown, Hall of Famer for the Oakland Raiders, dies


California Nuts Briefs---

S.F. Bay Area Outage Map

‘Extremely dangerous’: Cell outages during PG&E
     shut-offs point to problems

California state worker raises to cost $5.6 billion
  under Gavin Newsom’s new contracts

Vallco Redevelopment Battle In Cupertino Highlights Barriers
  To Building Homes in the San Francisco Bay Area

This group makes up 1 out of every 6 California voters.
   They could swing the 2020 primary



“Gimme that Wine”

St. Clair Brown is a Napa oasis for both wine and beer lovers

Fetzer Looks to Make Its Mark at the High End

First Winery Opens in Long Beach

Division Winemaking Company Announces
   Fall Wine Releases and Two New Wine Clubs

Free Wine App

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

     1694 – British and American colonial forces failed to seize Quebec from the French.    
    1760 – The first Jewish prayer books in the US were printed.
    1761 - A hurricane struck southeastern New England. It was the most violent in thirty years. Thousands of trees blocked roads in Massachusetts and Rhode Island.
    1775 - Continental Congress approved a resolution barring blacks from army.
    1783 - Virginia emancipated slaves who fought for independence during the Revolutionary War.
    1813 - The Americans operating the Pacific Fur Company trading post in Astoria, Oregon turn the post over to their rivals in the British North West Company, and for the next three decades, Britons dominate the fur trade of the Pacific Northwest. By the 1840s, the beaver population had dwindled, while American settlement in the area was on the rise. Unwilling to protect the Hudson Bay Company's claim to the region, the British agreed to accept American control of the territory below the 49th parallel in 1846 and ceded to the U.S. the territory encompassing the future states of Washington, Oregon, and Idaho. (See Real Facts/Snapple)
    1824 - John Stevens, age 76, designed and finished construction of the first steam locomotive to pull a train on a track. The locomotive could pull a 1,000-pound load at 12 miles per hour. It was operating on a circular track 220 feet in circumference on Steven's estate at Hoboken, New Jersey. It moved by means of a large gear wheel engaging a toothed rack placed on the ties between the rails. The wheels had no flanges, so to keep the train from running off the track, Stevens affixed little horizontal friction rollers on the underside chassis that pressed and rolled along the inner vertical face of the wooden beams used for rails. The 1830's saw the invention of the locomotive grow. The Baltimore and Ohio bid out for the building of the first engine, which was won by Phineas Davis of York, PA, who built the “York.”  In 1831, he built the first locomotive to burn coal. It was the first locomotive that had coupled wheels and a double instead of a single pair of drivers. It weighed 3.5 tons and attained velocity by gearing, using a spur wheel and pinion on one of the axles of the wheels. The only accident in which it was involved occurred on September 27, 1835, as the result of a defective track. The accident killed Phineas Davis, who was riding on the locomotive.
    1828 - Birthday of Turner Ashby (d. 1862) at Fauquier County, VA.  Confederate Brigadier General and Stonewall Jackson's cavalry commander during Valley Campaign of 1862, Ashby was killed in the Battle of Good's Farm at New Market, VA while fighting rear guard action during Jackson's withdrawal from the Valley. His brother is buried with him and was murdered by a Union patrol in 1861.
    1843 - "Indian Summer" was routed by cold and snow that brought sleighing from the Poconos to Vermont. A foot of snow blanketed Haverhill, NH and Newberry, VT and 18 to 24 inches were reported in some of the higher elevations. Snow stayed on the ground until the next spring. (22nd-23rd)
    1844 - A group who followed William Miller, whose day of reckoning did not happen the day before, began a new order and thus began the Seventh Day Adventist.
    1850 - The first National Women’s Rights convention began in Worcester, MA.  Combined both male and female leadership, and attracted a wide base of support including temperance advocates and abolitionists. Chief among the concerns discussed at the convention was the passage of laws that would give suffrage to women. Some 900 people showed up for the first session, men forming the majority, with several newspapers reporting over a thousand attendees by the afternoon of the first day, and more turned away outside.  Delegates came from eleven states, including one delegate from California – a state only a few weeks old.
    1861 – President Lincoln suspended the writ of habeas corpus in Washington, DC and Maryland for all military cases for the remainder of the Civil War.
    1869 - The New York Stock Exchange put memberships up for sale for the first time in its seventy-seven-year history.     
    1869 - Birthday of John William Heisman (d. 1936), football player, coach and administrator, at Cleveland, OH. Heisman played football at Brown and Pennsylvania and began coaching at Oberlin. He moved to Akron, Oberlin again, Auburn, Clemson, Georgia Tech, Pennsylvania, Washington and Jefferson, and Rice. After his retirement, he became athletic director at the Downtown Athletic Club in New York. The club's annual award to the best college football player in the country was named in his honor posthumously.
    1871 - Birth of Edgar J. Goodspeed (d. 1962) at Quincy, IL.  American theologian and Greek N.T. scholar. He taught at the University of Chicago 1898-1937. In 1931, he co-authored with JMP Smith "The Bible: An American Translation," better known today as "Smith and Goodspeed."
    1885 - Formal opening of Bryn Mawr College, outside Philadelphia, the first college in the US to offer advanced degrees to women and one of the “Seven Sisters.”
    1891 - Birthday of blues pianist “Speckled Red” Rufus Perryman (d. 1973), Hampton, GA.
    1906 - Jonathan Latimer’s birthday in Chicago (d. 1983). American hard-boiled mystery writer, noted for his Bill Crane series, described as an "alcoholic private detective," but who represents more accurately the "screwball-comedy" school of the 1930s mystery fiction. Latimer wrote also screenplays, notably Dashiell Hammett's “The Glass Key.”
    1910 - Blanche S. Scott became the first woman to make a public solo airplane flight in the United States.
    1915 - 25,000 women march in NYC, demanding right to vote
    1915 - The first US championship horseshoe tourney was held in Kellerton, IA.
    1918 - DUNN, PARKER F., MEDAL of HONOR
Rank and organization: Private First Class, U.S. Army, Company A, 312th Infantry, 78th Division. Place and date: Near Grand-Pre, France, 23 October 1918. Entered service at: Albany, N.Y. Birth: Albany, N.Y. G.O. No.: 49, W.D., 1922. Citation: When his battalion commander found it necessary to send a message to a company in the attacking line and hesitated to order a runner to make the trip because of the extreme danger involved, Pfc. Dunn, a member of the intelligence section, volunteered for the mission. After advancing but a short distance across a field swept by artillery and machinegun fire, he was wounded, but continued on and fell wounded a second time. Still undaunted, he persistently attempted to carry out his mission until he was killed by a machinegun bullet before reaching the advance line.
    1920 – A Chicago grand jury indictment added former featherweight boxing champ Abe Atell and baseball players Hal Chase and Bill Burns as go-betweens in the 1919 World Series scandal. Black Sox Ed Cicotte, Joe Jackson, Lefty Williams and Happy Felsch signed confessions, which they will later recant.
    1921 – In their first game in the NFL, the Green Bay Packers beat Minneapolis, 7-6.
    1925 - Heeerrrrre's Johnnnnnny—Johnny Carson's (d. 2005) birthday, Corning, Iowa. Succeeding the second “Tonight” Show host, Jack Paar, in 1962, Carson became the king of late-night and hosted “The Tonight Show with Johnny Carson” for 30 years.  During that time, he became an icon, successfully defending threats from wannabe shows with Merv Griffin, Dick Cavett, Joey Bishop, John Davidson, Joan Rivers, and others.  The show was also the launching pad for the likes of Jerry Seinfeld, Jay Leno, David Letterman, Drew Carey, Roseanne, Jeff Foxworthy and others.
4531 Episodes
    1927 - Surrealist poet Philip Lamantia (d. 2005) was born in San Francisco.  Lamantia discovered Surrealism as a teenager. Immediately drawn to this movement, he began to write poetry and left California for New York to meet Andre Breton, who recognized his talent and began publishing his poems. Lamantia's work appeared in Breton's “VVV,” as well as Charles Henri Ford's “View” and other experimental journals. He married Nancy Peters, a surrealist poet and co-owner, with Lawrence Ferlinghetti, of City Lights Books publishers, which is still in business in North Beach, the original haven for “Beatniks.”
    1927 - Alto sax player Sonny Criss (d. 1977) birthday, Memphis.
    1929 - The Dow Jones Industrial Average plunged, starting the stock-market crash that began the Great Depression.
    1931 – Former senator and Baseball Hall of Famer Jim Bunning (d. 2017) was born in Southgate, KY.  He pitched a no-hitter in each league, including a perfect game against the Mets for the Phillies in 1964.  When he retired, he had the second-most strikeouts in MLB history behind Walter Johnson.   He was the Republican senator from Kentucky (1999-2011) and the Representative from the 4th district from 1987-99.
    1934 - Birthday of golfer Juan “Chi-Chi” Rodriquez, born Rio Piedras, Puerto Rico.
    1935 – Mobster Dutch Schultz and several others were fatally shot at a saloon in Newark, NJ in what will become known as The Chophouse Massacre.  Weakened by two tax evasion trials led by prosecutor Thomas Dewey, Schultz's rackets were also threatened by fellow mobster Lucky Luciano. In an attempt to avert his conviction, Schultz asked the Commission for permission to kill Dewey, which they refused. When Schultz disobeyed them and made an attempt to kill Dewey, the Commission ordered his murder.
    1939 - North of Murmansk, a German prize crew steers the US ship City of Flint into Kola Bay. The steamer was seized as contraband by a German cruiser. SS City of Flint, a freighter of the United States Merchant Marine, was the first American ship captured by the Germans…and this was more than two years prior to the US entry into World War II. Under the command of Captain Joseph H. Gainard, City of Flint first became involved in the war when she rescued 200 survivors of the torpedoed British passenger liner SS Athenia in early September, 1939. On October 9, City of Flint was carrying 4000 tons of lubricating oil from New York to Great Britain. Panzerschiff Deutschland seized her some 1200 miles out from New York, declaring her cargo to be contraband and the ship a prize of war. A German prize crew painted out all US insignia and hoisted the German ensign. To avoid the Royal Navy, the prize crew headed for Tromsø. The Norwegians, neutral at the time and disturbed by the sinking of the merchant SS Lotent W. Hassen, refused entry to the Germans. The prize crew then sailed for Murmansk, claiming havarie (the privilege of sanctuary for damage caused at sea), but the Russians also refused entry, stating that if the Germans claimed havarie, the American crew could not be prisoners of war. In the several weeks that elapsed, the United States ordered many US merchant ships to register with other countries to continue supporting the Allies without violating the US's nominal neutrality. The Royal Navy began closing on the captured ship. The prize crew then tried Norway again at the port of Haugesund. The Norwegian government again refused entry, describing the German crew as kidnappers. The approaching Royal Navy left the prize crew no choice, though; on November 3, they entered the harbor. The Norwegian Admiralty interned the German crew and, on November 6 returned City of Flint to Captain Gainard's command.
    1940 - Birthday of Pele, born Edson Arantes do Nascimento, famous soccer player, Tres Coracoes, Brazil. 3 winning teams [1958, 1962, 1970].
    1941 - The Lend Lease Act was passed by the US Senate, giving the president authority to send materiel to Europe and continue neutrality in the war.  A $50 billion program under which the United States supplied the UK and British Commonwealth, Free France, the Republic of China, and later the Soviet Union and other Allied nations with food, oil, and materiel between 1941 and August 1945. This included warships and warplanes, along with other weaponry, and ended in September, 1945.
    1941 - Walt Disney's classic animated film, “Dumbo,” was released to theaters. It was one of the shortest Disney full-length animations produced, at a running length of 64 minutes. Critics considered it the best of Disney's animations to date because of its heart, compassion, and skill. It was also one of the least expensive to make, costing about $950,000.
    1944 - In response to the Allied invasion of the Philippines at Leyte, the Japanese initiated "Sho-Go" (Operation Victory), an attempt to counter the Allies' next invasion by heavy air attacks. Four carriers were sent south from Japanese waters to lure the US aircraft carriers away from Leyte Gulf. At the same time, Japanese naval forces from Singapore were sent to Brunei Bay, spilt up into two groups and converged on Leyte Gulf from the north and southwest. The group in the north, under Vice Admiral Kurita Takeo, was to enter the Pacific through the San Bernardino Strait between the Philippine islands of Samar and Luzon. On Oct 23, in the largest naval battle in history, Kurita lost two of his heavy cruisers to US submarine attack, and one of Japan's greatest battleships, the Musashi, was sunk in an aerial attack the next day.  The southern group commanded by Vice Admiral Nishimura Teiji was detected on its way to the Surigao Strait and was practically annihilated by the US 7th Fleet, resulting in serious losses for the Japanese. 
    1944 - The 1st Battalion, 141st Infantry, 36th Infantry Division (TX), soon known as the "Lost Battalion" was cut off on top of a hill by German infantry and armored forces. After six days of stemming repeated enemy attacks and suffering extremely high losses and with ammunition, food and water running out, the battalion was relieved by the other two battalions of the 141st along with the famed 442nd Regimental Combat Team made up of Japanese-Americans.
    1945 - Dodgers President Branch Rickey announced that Jackie Robinson has signed to play with Brooklyn's Triple A team in Montreal. The 26-year old Negro League star will be the first black player to play in organized baseball since 1884.
    1946 – The UN General Assembly met for the first time, in an auditorium in Flushing, Queens, NY.
    1947 - The NAACP petitions the United Nations about racial injustices, titled "An Appeal to the World," drafted by civil rights leader W.E.B. Du Bois, accusing the U.S. of human rights violations because of discrimination against African-Americans.    Eleanor Roosevelt, an active NAACP board member from 1945 to 1958, initiated the U.N.'s human rights protocol.  Four years later, the noted African-American singer and civil rights activist Paul Robeson, on behalf of the Civil Rights Congress, submitted a petition to the UN, “We Charge Genocide,” accusing the U.S. of genocide regarding African-Americans.
    1947 - The first Nobel Prize shared by an American husband and wife was the Nobel Prize for physiology or medicine, awarded to Dr. Carl Ferdinand Cori and Dr. Gerty Theresa Cori of the Washington University School of Medicine, St. Louis, MO, who discovered how sugar in the human system is converted into glycogen through an enzyme or biological catalyst called phosphorylase.
    1950 - Communist troops massacred 68 American POWs in the Sunchon tunnel. A 1st Cavalry Division force under the command of Brigadier General Frank A. Allen rescued 21 survivors.
    1951 - The NAACP pickets the New York Stork Club in support of Josephine Baker, who was refused admission a week ago. After a city- convened special committee calls Baker's charges unfounded, Thurgood Marshall calls the findings a "complete and shameless whitewash of the long-established and well-known discriminatory policies of the Stork Club."  Josephine Baker rummaged for coal behind Union Station and for food behind Soulard Market in St. Louis. At age 13, she was a waitress at the Chauffeurs' Club on Pine Street and danced with a minstrel band. In 1925, she went to Paris with the Revue Negre. Baker starred in the Folies-Bergere the next season and became one of France's best-loved entertainers. During World War II, she was a heroine of the Resistance, earning the Legion d'Honneur. A French citizen, she remained an activist for civil rights in the US. On her death in 1975, Baker was given an unprecedented state funeral in Paris.
    1954 - Elvis Presley reaches a Billboard chart outside of Memphis for the first time when "Blue Moon of Kentucky" hits #6 in Nashville and #3 in New Orleans.
    1955 - Top Hits
“Love is a Many-Splendored Thing” - The Four Aces
“Autumn Leaves” - Roger Williams
“The Shifting, Whispering Sands” - Rusty Draper
“Love, Love, Love” - Webb Pierce
    1956 – “The Jonathan Winters Show” was televised in New York on WRCA-TV, taped with a RCA machine and then played back for the West Coast at a later time. It was the first telecast shown in full compatible color. It also was the first video recording on magnetic tape televised coast-to-coast.
    1959 - Birthday of singer, satirist Alfred Matthew “Weird Al” Yankovic, Lynwood, CA.
    1959 - Charles Van Doren recants his testimony. The son of author/teacher Mark Van Doren (Allen Ginsberg, et al) originally denied to a grand jury that the TV quiz show "21" had supplied him with questions and answers in advance. His confession was front page news and a shock to the American public that had made the television show the most popular on the air at that time. It also made suspect all television games and the medium itself.
    1961 - The first jazz composition to appear on the Top 40 charts was pianist Dave Brubeck's instrumental “Take Five,” which entered the Top 40 popular music charge published by the trade newspaper. It eventually reached 25.
    1961 - Dion's "Runaround Sue" was the #1 U.S. single. It remained at the top for two weeks until being knocked off by Jimmy Dean's "Big Bad John."
    1962 – US Ambassador to the UN, Adlai Stevenson, addressed the UN Security Council regarding the Cuban missile crisis.  In his presentation, which attracted national television coverage, he forcefully asked Soviet UN representative Zorin if his country was installing nuclear missiles in Cuba, and when Zorin appeared reluctant to reply, Stevenson punctuated with the demand "Don't wait for the translation, answer 'yes' or 'no'!"  When Zorin replied that "I am not in an American court of law, and therefore do not answer a question put to me in the manner of a prosecuting will have your answer in due course," Stevenson retorted, "I am prepared to wait for my answer until Hell freezes over."  Stevenson then showed photographs taken by a spy plane which proved the existence of nuclear missiles in Cuba, just after Zorin had implied they did not exist.   
    1962 - Birthday of my cousin, Douglas Richard (Doug) Flutie, Manchester, MD. Heisman Trophy winner as QB for Boston College [1984], Flutie is still remembered for the most famous Hail Mary in college football.  Against powerhouse University of Miami who staged a dramatic drive to take the lead, 45-41, in the closing minute of the game, Boston College then took possession at its own 22-yard line with 28 seconds to go. After two passes moved the ball another 30 yards, only 6 seconds remained. On the last play of the game, Flutie scrambled away from the defense and threw a deep pass into the end zone that was caught by Gerard Phelan as time expired, giving BC a 47-45 win.  He played for several teams in the NFL who always thought him too small to play QB in the NFL.  All he did was win, going 37-28 as a starter, coming off the bench to win several more games, and holding a 22-8 won-loss record at his home field.  Today, he is a sportscaster.
    1962 - Twelve-year old Steveland Morris Judkins, renamed Little Stevie Wonder, records his first single, "Thank You for Loving Me All the Way," for Motown Records. The record doesn't do anything but he is billed as the twelve-year-old genius.
    1963 - Top Hits
“Sugar Shack” - Jimmy Gilmer and The Fireballs
“Be My Baby” - The Ronettes
“Busted” - Ray Charles
“Love's Gonna Live Here” - Buck Owens
    1965 - The Byrds' "Turn! Turn! Turn!" is released.
    1965 - The Temptations enter the Hot 100 for the seventh time with "My Baby," which will reach #13 in eight weeks on the chart.
    1966 - The Yardbirds and Country Joe and the Fish at the S.F. Fillmore.
    1970 – “Lady Soul,” Aretha Franklin, won a gold record for "Don't Play that Song."
    1971 - Walt Disney World opens in Orlando, Florida, 16 years after Disneyland opened in Anaheim, California. Disney World, featuring rides and characters from Disney's beloved movies, would later include EPCOT Center (which opened in 1982), based on Walt Disney's vision of a Utopian planned community. (EPCOT stands for Experimental Prototype Community of Tomorrow.) The Walt Disney Company launched a real planned community, Celebration, Florida, in 1996.
    1973 - Eight impeachment resolutions were introduced in the House, even as President Nixon announced he would turn over the subpoenaed Watergate tapes.
    1973 - A UN-sanctioned cease-fire officially ended the Yom Kippur War between Israel and Syria.
    1975 - Elton John's Los Angeles concert was sold out at Dodger Stadium. It was the finale to his concert tour of the western U.S.
    1975 - In a fitting finish to one of the most classic World Series ever played, the Reds beat the Red Sox in a thrilling Game 7 victory, 4-3. Joe Morgan's ninth inning looping single scoring Ken Griffey proves to be the decisive hit.
    1976 - Led Zeppelin make their US television debut on Don Kirshner's “Rock Concert,” where they perform "Black Dog" and "Dazed and Confused."
    1976 - Chicago's hit single, “If You Leave Me Now” also made it to the record charts top spot on this date, and remained Number 1 for 2 weeks.
    1978 - CBS Records becomes the first US label to announce a price hike to $8.98 for albums. Other labels soon followed suit.
    1979 - Top Hits
“Rise” - Herb Alpert
“Pop Muzik” - M
“I'll Never Love This Way Again” - Dionne Warwick
“All the Gold in California” - Larry Gatlin and The Gatlin Brothers
    1979 - Billy Martin got into a fight with marshmallow salesman Joseph Cooper at a hotel in Minneapolis. According to Cooper, the fight started over a dispute on who should be "Manager of the Year." Martin reportedly egged Cooper on, offering a $500 bet and later sucker punching Cooper.  Cooper required 15 stitches.  Yankees owner George Steinbrenner fired Martin shortly thereafter, for the second of five times.
    1983 - A truck filled with explosives, driven by a suicide terrorist, crashed into the U.S. Marine barracks near the Beirut International Airport in Lebanon. The bomb killed 241 Marines and sailors and injured 80. Almost simultaneously, a similar incident occurred at French military headquarters, where 58 died and 15 were injured. An obscure group calling itself “Islamic Jihad” claimed responsibility for the bombings.  This incident was the deadliest single-day death toll for the United States Marine Corps since the Battle of Iwo Jima during World War II, the deadliest single-day death toll for the US military since the first day of the Tet Offensive in Vietnam, and the deadliest single attack on Americans overseas since World War II.  Some analysts believe the newly formed Islamic Republic of Iran was heavily involved in the bomb attacks and that a major factor leading it to orchestrate the attacks on the barracks was America's support for Iraq in the Iran-Iraq War and its extending of $2.5 billion in trade credit to Iraq while halting the shipments of arms to Iran. A few weeks before the bombing, Iran warned that providing armaments to Iran's enemies would provoke retaliatory punishment. Four months after the Marine barracks bombing, U.S. Marines were ordered to start pulling out of Lebanon.
    1987 - Thirteen cities in the southeastern U.S. reported record low temperatures for the date. It marked the sixth record low of the month for Greer, SC and Columbia, SC, and the ninth of the month for Montgomery, AL. Showers and thunderstorms deluged Corpus Christi, TX with five inches of rain. Winnemucca, NV reported their first measurable rain in ninety-two days, while Yakima, WA reported a record 96 days in a row without measurable rainfall.
    1987 - Top Hits
“Lost in Emotion” - Lisa Lisa and Cult Jam
“U Got the Look” - Prince
“I Think We're Alone Now” - Tiffany
“Fishin' in the Dark” - Nitty Gritty Dirt Band
    1988 - Denver, CO, reported their first freeze of the autumn, and Chicago, IL, reported their first snow. In Texas, afternoon highs of 93 degrees at Austin and San Antonio were records for the date.
    1989 - Up to 3 feet of snow fell in the mountains around Lake Tahoe with 21 inches at Donner Summit. Locally heavy rains in the San Francisco area caused numerous mudslides, adding insult to injury for earthquake victims. Thunderstorms in northern California produced 3.36 inches of rain at Redding to set a 24-hour record for October. A storm moving out of the Gulf of Alaska brought rain and high winds to the Central Pacific Coast Region. High winds in Nevada gusted to 67 mph at Reno, and thunderstorms around Redding, CA produced wind gusts to 66 mph.
    1990 - Michael Jackson donates one of his stage outfits, including a hat and a rhinestone covered glove, to the Motown Museum in Detroit. In his address, Jackson thanks Berry Gordy, calling him "the man that made it all possible for me."
    1990 - Motorola announced it had developed technology to send data at high speeds within office buildings using digital radio transmission. The technology, powerful enough to transmit anywhere in a large building, would allow companies to move computers from one office to another without laying new wiring. While wireless communication for all kinds of computer devices became common in the late 1990s, most companies continued to rely on cable to connect in-office, desktop computers. The wireless telephone and communicator business is now bringing wireless capabilities further with longer distances of source available.
    1991 – After sensational confirmation hearings, Clarence Thomas was sworn in as Supreme Court Associate Justice.
    1993 - After his winning home run gave the Blue Jays the win, Joe Carter stepped on home plate and touched off a SkyDome celebration. The Toronto Blue Jays beat the Philadelphia Phillies 4 games to 2 in the World Series to win the title for the second year in a row.  This was only the second time in history that a walk-off homer won a World Series; the other was Bill Mazeroski’s game-winner in 1960.
    1994 - Mel Gray passes Ron Smith to become the all-time NFL leader in kickoff return yards. Gray finishes his career with 10,250 yards.
    1998 - An American-brokered peace deal was reached at the Wye Mills Plantation in Maryland between Yasser Arafat and Benjamin Netanyahu. Israeli and Palestinian extremists denounced the deal. Land for the Palestinians was exchanged for security guarantees to the Israelis backed by the American CIA. Pres. President Clinton agreed to release Jonathan Pollard, who was jailed 11 years ago, on charges of spying for Israel.
    1999 - Thirty years after making his initial US chart appearance with a song called "Jingo," Carlos Santana had his first number one hit with "Smooth." The track, which features the vocals of Rob Thomas of Matchbox Twenty, would stay at the top for twelve weeks and remained in the top ten for a record setting 30 weeks.
    2001 - NASA's Mars Odyssey spacecraft began orbiting Mars. In 2010, it became the longest-operating spacecraft ever sent to Mars.
    2001 - Apple Computer Inc. introduced the iPod portable digital music player.
    2002 - In Game 4 of the World Series, Barry Bonds is walked intentionally three times, setting a new record for a Fall Classic game. Angels starting pitcher John Lackey, who issues all the free passes to the Giants left fielder, does not factor in the decision in San Francisco's 4-3 victory at Pac Bell Park (now Oracle Park), which deadlocks the Series at two.
    2002 – In a poll of fans, sponsored by MLB and MasterCard, Lou Gehrig's consecutive games streak being broken by Cal Ripken Jr. in 1995 is voted as baseball's most memorable moment. Hank Aaron breaking Babe Ruth's all-time home run record, Jackie Robinson becoming the first black to play in Major League baseball, Mark McGwire breaking Roger Maris' single-season home run record and Lou Gehrig's farewell speech were also in the top five events selected by the fans.
    2005 - For 14th time in World Series history, a walk off home run ends Game 2 as Scott Podsednik's ninth inning blast at Chicago's U.S. Cellular Field beats the Astros, 7-6. In 1960, Hall of Famer Bill Mazeroski was the first player to accomplish the feat as his game-winning homer makes the Pirates World Champions.
    2005 - On the verge of the first World Series game in Texas, much to the chagrin of the Astros, MLB rules Houston must play Game 3 of the Fall Classic with its Minute Maid Park roof open. During the regular season, the team had a much better record (38-17) when ballpark was enclosed than in games started in open air (15-11).
    2006 - Former Enron CEO Jeffrey Skilling was convicted of 35 felony charges and sentenced to more than 24 years in prison for his role in the company's collapse.  He earned his MBA from Harvard Business School during 1979, graduating in the top 5% of his class as a Baker Scholar.  During Skilling's management, Enron adopted “mark-to-market” accounting, in which anticipated future profits from any deal were accounted for by estimating their present value rather than historical cost. Skilling began advocating a novel idea: by promoting the company's aggressive investment strategy, the company didn't really need any "assets". This plan helped make Enron the largest wholesaler of gas and electricity, with $27 billion traded in a quarter. On February 12, 2001, Skilling was named CEO of Enron, replacing Lay. He received $132 million during a single year. Skilling was slated to succeed Lay as chairman as well in early 2002.  When brought in front of congressional committees, Skilling stated that he had "no knowledge" of the complicated scandal that would eventually result in Enron's bankruptcy, telling CA Senator Barbara Boxer “I am not an accountant” despite the Harvard MBA.  Skilling was released from federal custody in February, 2019 after serving 12 years.
    2015 – The lowest sea-level pressure in the Western Hemisphere, and the highest reliability-measure non-tornadic sustained winds, are recorded n Hurricane Patricia which strikes Mexico hours later.  13 are killed and damages exceeded $280 million.

World Series Champions

    1910 - Philadelphia Athletics
    1993 - Toronto Blue Jays



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