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Wednesday, October 7, 2020

Today's Leasing News Headlines

Congratulations to AACFB
    for the Successful Virtual Conference
Majority of Americans are Scared of Contracting COVID-19
     % of U.S. Adults "very" or "somewhat" scared
Leasing Industry Ads
    ---Help Wanted
Are You an Employee or CEO (in Training)?
    Sales Makes it Happen by Scott Wheeler, CLFP
Alternate Finance Association Membership
    United States
Insurance Certificates are Often Virtually Worthless
  By Michael J. Witt
     Retired Well-Known Bank/Finance/Leasing Attorney
Where Elementary School Teachers Get Paid the Most
     In Selected Countries in 2019 (U.S. Dollars)
Internet Browser Market Share
    September, 2020
Dext Capital Closes $75 Million
    Bi-lateral Credit Facility with Regions Bank
Federal Reserve begins 2020 Census
    of Finance Companies and Other Lenders
    Deerfield, Illinois  Adopt-a-dog
Your Dog Advisor
  How to Remove a Tick from a Dog
Ten Attorneys Against Evergreen Abuse
  Also Help in Leasing News’ Bulletin Board Complaint Issues
News Briefs---
No extra $300 jobless benefits, no $1,200 stimulus checks
     — at least any time soon
Fed chair warns of economic tragedy
     if America can't control the coronavirus
GE warned it faces SEC action tied
     to accounting investigation
Moderna vaccine trial contractors fail
      to enroll enough minorities, prompting slowdown
Junk haulers across St. Louis have hands Full
      with pandemic cleanouts

You May have Missed---
OPINION: Jed York Just Wrote a $1.1 Million Check to
  Take Over the City Council and Turn Santa Clara into Yorkville

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

  Sports Brief----
   California Nuts Brief---
    "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.



Congratulations to AACFB
for the Successful Virtual Conference

Monica Harper, Executive Director

"AACFB (American Association of Commercial Finance Brokers) definitely has the women represented. We have almost an entirely all female staff, a female president, a majority female Board, and we had a female conference chair this year. We also had 13 female presenters at our conference, with one panel completely comprised of women. It is great to see!"

Shari Lipski, CLFP, Principal, ECS Financial Services,
Vice Chair, Leasing News
(Presented the Award Virtually)

"Yay! :-) I watched a few sessions of the conference and they did a fantastic job. Being the first leasing association to jump into the virtual world, I think they knocked it out of the park. I was very impressed with the number of women involved with the conference, in board positions, and being their own bosses. The award was perfectly timed!"

AACFB Hosts Successful First Virtual Conference
    By Monica Harper, Executive Director

Monica Harper Presented with Leasing News 2019 Person
    Year Award at AACFB Virtual Conference by Shari Lipski, CLFP


This figure has been above fifty percent almost constantly since the end of March.

Martin Armstrong, Statista



Leasing Industry Help Wanted




Are You an Employee or CEO (in Training)?

Sales Makes it Happen by Scott Wheeler, CLFP

Top originators in the commercial equipment leasing and finance industry act as if they are a CEO of their business. They put the long-term interests of the company first. They consider what is best for the team, profitability, and sustainability of the company ahead of their own self-interest. As employees, they understand that the financial well-being of their company provides personal security and
rewards for them and their families.

In reviewing the shared attributes of top performers in the industry. It is often revealed that the top producers are, first and foremost, advocates for what is in the best interest of the company. 

  • Top producers treat company investments as if it were their own money.
  • Top producers focus their efforts to align with the company's mission and vision.
  • Top producers help to create a company culture with the highest standards.
  • Top producers will never sacrifice integrity or ethics.
  • Top producers work to increase the returns for investors and shareholders.  
  • Top producers are long-term thinkers. 

Top producers are the CEO's of the business they create. They take ownership of their successes and failures. A successful owner of a nationwide independent finance company explained that when he was a regional business developer for an institutional player 30 years ago, he treated his book of business as a separate profit center. He tracked his delinquencies; he tracked his fee income; he tracked his overhead cost to the organization; and most importantly, he measured the contribution that he and his portfolio made to the company's bottom line. He considered himself in training to become a CEO in the industry.

As a top producer in the industry, are you an employee or a CEO (in training)?

Order via Amazon:  

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161

Sales Makes it Happen articles:


Alternate Finance Association Membership
United States


Commercial Finance Coalition
Financial Innovation Now
Innovative Lending Platform Association
Marketplace Lending Association
Small Business Finance Association

Full List:

Equipment Leasing Associations
    Related Finance Associations


Insurance Certificates are Often Virtually Worthless
By Michael J. Witt
Retired Well-Known Bank/Finance/Leasing Attorney

All adept secured lenders and equipment lessors (“lenders”) have provisions in their credit agreements requiring the lessee or borrower (“debtor”) to maintain personal property insurance protecting the lender’s interests in the event the equipment is lost, damaged or destroyed. And virtually all adept lessors under “true” leases require the debtor to maintain liability insurance naming them as “additional insured” to protect them against claims of vicarious personal-injury and property-damage liability caused by the equipment, since they are the legal owners of the equipment.

Some of these lenders merely obtain a certificate of insurance (typically on a one-page Acord® form) to satisfy themselves that the proper insurance is in place and that they have the status of loss-payee or additional insured, but do not understand that insurance certificates are not binding evidence of insurance. Insurance certificates are not issued by the insurer but by a clerk employed by the local agent or broker. They are issued to lenders for information purposes only (and most certificates contain this disclaimer at the top of the certificate). In order to obtain legal loss-payee or additional-insured status, the lender must make sure that those rights are expressly granted in the insurance policy itself or in an endorsement added to the policy and signed by the insurer. Thus, the lender needs to obtain a copy of the policy to make sure it contains the necessary language or, if it doesn’t, request the broker or agent to obtain a signed endorsement from the insurer (except perhaps in small-ticket transactions, where spending this time is not feasible).

This is so even if the certificate states that the lessor or lender is a loss payee or additional insured. The local broker’s or agent’s clerk could make a mistake in drafting the certificate and given the well-established principle that certificates are issued for informational purposes only, the lessor or lender would face an almost impossible uphill battle pursuing a claim that the insurer is vicariously liable for the negligence of the broker or agent.  (It is always good practice to require that the certificate contain, as applicable, loss-payee or additional insured language.)

A final note: With respect to property insurance, the lessor or lender should require “lender’s loss payee” status, not merely “loss payee” status. The difference is potentially huge. “Lender’s loss payee” status allows the lessor or lender to enforce the insurance policy if the policy is voided due to fraud by the debtor.

Smart lending makes good luck.


Within 15 years, U.S. elementary school teachers see their pay rise to just over $61,000 on average. Salary levels are similar north of the border in Canada where teachers starting out in elementary school take home $40,504 on average and just over $70,000 when they get 15 years of experience under their belts. Luxembourg has the best elementary teacher pay of any nation according to the OECD with a starting salary of $70,295 and then an average $102,630 when a decade and a half of experience is accumulated.

In many developed EU countries, new elementary teachers can expect to earn less than half of Luxembourg's starting salary with France and Italy key examples where new teachers take home just over $31,000. Even after 15 years in the job, their prospects don't improve too much with pay only reaching around $38,000 in both countries. Starting salaries are similar in developed Asian countries where elementary teachers start off with just under $30,000 in Japan and about $32,000 South Korea. Their long-term prospects are better, however, with teachers who have notched up 15 years of experiencing taking home $49,113 in Japan and $56,587 in South Korea.

By Niall McCarthy, Statista


Browser Market Share
September 2020


##### Press Release ############################

Dext Capital Closes $75 Million
Bi-lateral Credit Facility with Regions Bank

Dext Capital announced the closing of a bi-lateral asset backed facility with Regions Bank, Atlanta, Georgia, to provide financing for commercial equipment loans and leases. The new facility increases the Company's borrowing capacity by an additional $75 million which combined with the existing facility with Credit Suisse of $200 million provides ample support for its continued growth and market expansion in the health and wellness markets.

Region Bank Managing Director and Financial Services Group Head Tom Dierdorff commented,  “The Dext Capital team has deep industry knowledge and a proven ability to execute at a high level in the equipment leasing market,” said. “We are excited to enter into a new financing arrangement with Dext Capital to support the Company’s strong growth trajectory.”

Kyin Lok, Dext Capital CEO, said, “The new relationship with Regions Bank is another important milestone for Dext made possible by our strong portfolio performance during the Covid-19 pandemic.  This new facility provides additional capacity for Dext to broaden its reach within the healthcare and wellness community.

Noting that the Company has a robust and growing origination pipeline, Mr. Lok added, “We thank our customers and partners who have embraced Dext as a provider of choice and our team members who strive to serve our customers with greater speed, flexibility and transactional certainty.”

(September 10, 2020, Dext Capital announced, "Since the beginning of the year, Dext Capital has experienced year-over-year growth of 117% and has continued to add both sales and support staff to manage the increases in business. Dext anticipates this trend to continue into 2021.")

About Dext Capital

Dext Capital is a privately-owned independent equipment finance company founded by a team of industry veterans with strong financial sponsorship from Sightway Capital, a Two Sigma company. As a direct non-bank lender, Dext Capital offers practical, flexible, and future forward financial solutions for medical providers and manufacturers. To learn more about Dext please visit

### Press Release ############################


### Press Release ############################

Federal Reserve begins 2020 Census
of Finance Companies and Other Lenders

Letter Sent to 26,000 companies

The Federal Reserve Board announced on Tuesday that it will begin the 2020 Census of Finance Companies and Other Lenders. The census is a key part of the Federal Reserve's effort to paint a complete picture of this important sector of the U.S. economy.

"Your participation is important to help us understand the size and structure of lenders like yours that supply credit or lease financing to U.S. households and businesses," said Federal Reserve Chair Jerome H. Powell in a letter to prospective census participants. "The results will contribute to better-informed policy decisions and form the basis of our statistical releases, which have become all the more critical during the pandemic outbreak."

The assets and liabilities of finance companies have been surveyed by the Federal Reserve at roughly five-year intervals since 1955. The data collected provide a benchmark for the System's monthly report on the outstanding accounts receivable of finance companies (presented in the Federal Reserve's Finance Companies statistical release) and provide a comprehensive update on these companies' sources of funds. This information in turn becomes an important input to the estimates of total consumer credit (presented in the Federal Reserve's Consumer Credit statistical release) and the Financial Accounts of the United States.

The attached letter from Chair Powell was sent to approximately 26,000 companies urging their participation in the census. Individual responses will be kept confidential.

In addition to the Chair's letter, more information about the census is available at

#### Press Release #############################


Deerfield, Illinois  Adopt-a-dog


ID 00TS-A-826-
Age: 5 years, 2 months
Location: C North Wing 47
Adult-Only Home Preferred

Orphans of the Storm Animal Shelter
2200 Riverwoods Road
Riverwoods (Deerfield), IL 60015
Open Daily by Appointment Only
Walk-ins are not permitted


Your Dog Advisor
How to Remove a Tick from a Dog
– Your Step by Step Guide


Previous Articles


Ten Attorneys Against Evergreen Abuse
Help in Leasing News’ Bulletin Board Complaint Issues

The original intention of the Evergreen clause in an equipment leasing contract was to have an alternative to when the lessee did not exercise the residual at the end of the contract. Often the clause calls for an automatic additional twelve months when the residual is not resolved.

In most cases, the lessor notifies the lessee that the residual will be due, often ninety days in advance. However, often there is nothing in the contract that requires the lessor to notify the lessee regarding the expiration of the contract.

Contrarily, many small ticket lessors do not notify the lessee, and automatically continue the lease, often via an ACH or continued billing, which often goes unnoticed until many payments have already been made.

Leasing News would like to see an industry standard that lessees are notified in advance of the expiration of their contract regarding its termination. We support the clause, and the notification requirement is wide open, meaning 90, 60, even 30 days and by telephone or mail.

This list of attorneys agrees with this and will be available to lessees, sometimes able to help them without a fee, or at a reduced rate, in an effort to end the abuse of Evergreen clause leases.

Joseph G. Bonanno, Esq., CLFP
Attorney at Law, Massachusetts
Andover Landing at Brickstone
300 Brickstone Square, Ste. 201
Andover, MA 01810
Tel: (781)328-1010
Fax: (781) 827-0866
"Industry expert witness in litigation, numerous authored and
co-authored published articles and conducting educational
seminars. Very well-known in the industry."

Jim Coston
Coston & Coston LLC
105 W. Adams Street
Suite 1400
Chicago, Illinois 60603
(312) 205-1010
(In 1998, he was elected to the United Association of Equipment
Leasing Board of Directors, and in 2003-04 was the first
attorney to become UAEL President, very active in his political party.)

Ronald J. Eisenberg
Schultz & Associates LLP
640 Cepi Drive, Suite A
Chesterfield, MO 63005
(636) 537-4645 x108
(636) 537-2599 (fax)
(Proven Leasing Litigator, well respected by all sides)

Marshall Goldberg, Esq.
22917 Burbank Blvd.
Woodland Hills, CA 91367-4203.
(818) 888-2220

Ronald P. Gossett
Gossett & Gossett, P.A.
400 Seridan Street, Building I
Hollywood, Florida
Fax: 954-983-2850
(Many cases including NorVergence, Brican, among others, a winner)

Ken Greene
Law Offices of Kenneth Charles Greene
5743 Corsa Avenue Suite 208
Westlake Village, California 91362
Tel: 818.575.9095
Fax: 805.435.7464
Skype: 424.235.1658
(Ken was involved in the formation of Leasing News and
represented it (pro bono) in the early days.)

Peter S. Hemar, Esq.
Hemar & Associates, Attorneys at Law
2001 Wilshire Blvd., Suite 510
Santa Monica, CA 90403
Telephone: (310) 829-1948
Fax: (310) 829-1352
(My firm supports the clause giving lessees advance 
notice of the expiration of their contract.)

Brandon J. Mark
Attorney at Law, Admitted in Utah and Oregon
Parsons Behle & Latimer
201 South Main Street, Suite 1800
Salt Lake City, UT 84111
Direct Dial 801.536.6958
Facsimile 801.536.6111
(His firm represents banks who buy leases, and his
clients refuse to buy these types of leases.)

Frank Peretore
Chiesa Shahinian & Giantomasi
West Orange, New Jersey
Phone 973-530-2058
(Experienced leasing attorney, aggressive, author, active
National Equipment Finance Association, ELFA, too)

Kevin E. Trabaris, Partner
Culhane Meadows PLLC
30 S. Wacker Drive, 22nd floor
Chicago, IL  60606
Telephone:  847-840-4687
"In my career, I’ve repeatedly seen this provision misused
by unscrupulous lessors and think it’s a bad idea for both
the lessee and the lessor."



News Briefs---

No extra $300 jobless benefits, no $1,200 stimulus checks
     — at least any time soon

Fed chair warns of economic tragedy
     if America can't control the coronavirus

GE warned it faces SEC action tied
     to accounting investigation

Moderna vaccine trial contractors fail
      to enroll enough minorities, prompting slowdown

Junk haulers across St. Louis have hands Full
      with pandemic cleanouts



You May Have Missed---

OPINION: Jed York Just Wrote a $1.1 Million Check to
  Take Over the City Council and Turn Santa Clara into Yorkville


The Honeymoon with Nick Mullens is Over

NFL power rankings: Buccaneers, Bills poised to break into top five

Mike McCarthy defends 1-3 Cowboys: ‘We don’t have an effort issue’

Broncos QB Drew Lock held out of practice Tuesday


California Nuts Briefs---

4 Bay Area counties fail to hit state’s new coronavirus equity measure

Coronavirus: Santa Clara passes Alameda County
    with most cases in the SF Bay Area

$1.5 Billion Life Science Campus Planned
     in San Diego, California



“Gimme that Wine”

Glass Fire: 8 more Napa Valley wineries damaged
    or destroyed by worst fire in region’s history

An Estimated 80% of Napa's Cabernet
    May Be Lost to Fire and Smoke

A $15 cab finishes atop Washington State Wine Competition

Lineage Wine Company Releases 100-Point
    2017 "Lineage" Cabernet Blend

Sonoma County firm boosts labeling speed for wine bottles

Mendocino wine can be labeled from there,
    boosting the region’s profile


Free Wine App

Wine Prices by vintage


This Day in History

     1542 - Cabrillo discovered Santa Catalina Island off the California coast.
    1691 – The English Royal Charter for the Province of Massachusetts Bay was issued.
    1728 - Birthday of Caesar Rodney (d. 1794) near Dover, DE.  Signer of the Declaration of Independence and most famous for his midnight ride. Rodney's ride ended up at the doorstep of Independence Hall where he cast the decisive Delaware vote for Independence. Rodney is on a quarter issued by the US Mint in 1999, the first in a series of quarters that commemorate each of the 50 states.
    1763 - King George III issued the Royal Proclamation of 1763 closing aboriginal lands in North America north and west of Allegheny Mountains to white settlements.
    1777 - In the second Battle of Bemis Heights, near Saratoga, NY, the Americans routed a force of some 1500 British. Benedict Arnold was wounded while attempting to force an entrance into the Hessian camp, and British Gen. Simon Fraser was killed.
    1780 - British and Tory forces were defeated at King's Mountain, South Carolina, by Americans under Col. William Campbell, Col. Isaac Shelby, and Col. Benjamin Cleveland. The British commander, Maj. Patrick Ferguson, and 160 others, were killed. Nearly 800 prisoners were taken.
    1821 - Birthday of William Still (d. 1902), chronicler of “The Underground Railroad Records,” born near Medford, in Burlington County, N.J
    1826 – The Granite Railway began operations as the first chartered railway in the U.S.
    1832 - Birthday of Charles Converse (d. 1918), American lawyer and sacred composer. Converse penned the hymn tune “CONVERSE,” to which we sing today "What a Friend We Have in Jesus."
    1833 - Margaret Fox (d. 1893) - U.S. spiritualist birthday, Hydesville, NY. Along with her younger sister Catherine (1839), they are both said to have invented the field of spiritualism. At least they were among the most popular and much sought-after spiritualists of the era of table tapping and sounds from the dead. Later in life Margaret turned to religion and sister Catherine recanted spiritualism and then recanted her recanting. As teen-agers they appeared to have attracted poltergeist-like manifestations. The primary divination method used by the Fox sisters in séances was table tapping - a method in which those in the spiritual (after death) realm used tapping sounds on the table, the walls and the floor to communicate. According to tradition, one of the sisters was able to snap her big toe on the floor to create the tapping sound. Horace Greeley was convinced the sisters were authentic and they got the backing of his New York Tribune. Later in life Margaret Fox revealed it started out as a game and turned into outright charlatan.
    1849 - Birthday of American Poet James Whitcomb Riley, Greenfield, IN; died July 22, 1916.
    1864 - Naval Engagement at Bahia Harbor Brazil-CSS Florida vs USS Wachusett. The Union warship Wachusett captures the famed Confederate raider Florida while the Rebel ship is in port at Bahia, Brazil. After the Yankee crew sailed the Florida out to sea, the Brazilian government protested the invasion of its neutrality. The Union returned the ship and crew to the Confederate government, but the Florida sunk six weeks later off Hampton Roads, Virginia.
    1864 - Battle of Darbytown Road, Virginia.  In the summer of 1864, the campaign between Lee and Union General Ulysses S. Grant ground to a halt at Petersburg, 25 miles south of Richmond. Seeking to halt the march to Richmond, Lee sent two divisions under Generals Charles Field and Robert Hoke to move around the end of the Union line and attacked 1,700 cavalrymen. The assault sent the Yankees into a quick retreat. The Confederates captured eight cannons and drove the Union troopers into the breastworks of General Alfred Terry. Alerted to the advancing Confederates, Terry summoned reinforcements to his position. By the time the Confederates worked their way through the thick foliage, they faced a strong Union force. Lee ordered an attack anyway. Brigades advanced one at a time, and the Yankee artillery tore the lines apart. By the afternoon, the Confederates withdrew to their original position. They lost 700 men while the Yankees lost only 400, and no ground was gained. Lee did not make another attempt to regain the ground and focused instead on setting up defenses closer to Richmond. (There seems to have been several skirmishes around Darbytown Road but this is from the writing on a solider of the Fourth Oneida Regiment, New York, who was at the scene: “Efforts by the rebel forces to retake Fort Harrison on the 30th were not successful. General Grant decided not to renew the attack on the 30th, ordering the Army of the James to maintain its defensive position in preparation for General Lee's subsequent unsuccessful counterattack,” that followed.
    1868 - Cornell University welcomes its first students; initial student enrollment is 412, the highest at any American university to that date.
(Lower half of:
    1884 - The first black Major League baseball player was Moses Fleetwood Walker (d. 1924), who was born in Mt. Pleasant, OH.  He played for Toledo in the American Association.  Walker made his Major League debut on May 1 against the Louisville. In 42 games, Walker had a batting average of .263, which was above the league average. His brother, Weldy Walker, later joined him on the team, playing in six games. The Walker brothers are the first known African-Americans to play baseball in the Major Leagues.
    1888 - Birthday of sculptor Sargent Johnson (d. 1967) in Boston.  One of the first African-American artists working in California to achieve a national reputation.
    1896 - Dow Jones began reporting an average of the prices of 13 industrial stocks in The Wall Street Journal. In the early years, these were largely railroad stocks. In 1928, Mr. Dow expanded the number of stocks to 30, where it remains today. Today, the large, frequently-traded stocks in the Dow Jones Industrial Average represent about a fifth of the market values of all US stocks.
    1897 – Elijah Muhammad (d. 1975) was born Elijah Robert Poole, in Sandersville, GA.  He was leader of the Nation of Islam (NOI) from 1934 until his death in 1975. He was a mentor to Malcolm X, Louis Farrakhan, and Muhammad Ali.
    1904 – Jack Chesbro of the New York Highlanders set a Major League record that still stands by winning his 41st game of the season, beating the Boston Americans, 3-2.
    1905 - Actor Andy Devine (d. 1977) was born in Flagstaff, AZ.  He was a character actor and comic cowboy sidekick to Roy Rogers and others, known for his distinctive, whiny voice.
    1905 – Meyer Levin (d. 1981) was born Chicago, Illinois. His 1956 novel, “Compulsion.” based on the Leopold and Loeb murder trial, earned him enough money to devote nearly the rest of his life to an epic saga of modern Israel. It took him 15 years and resulted in two big novels, “The Settlers” and “The Harvest.”
    1916 - Georgia Tech University defeated Cumberland 222-0, in the most lopsided college football game of all time.  Tech’s coach was John Heisman, after whom the Trophy is named.
    1919 – Dickie Kerr of the White Sox overcame errors by Swede Risberg and Happy Felsch to win Game Six of the World Series, 5-4.  Buck Weaver and Shoeless Joe Jackson combined for seven hits and Chick Gandil, another one of the eight "Black Sox,” singles in the winning run in the 10th inning. Kerr won his second game as the Sox now trailed the best-of-nine Series by a 4-2 margin.
    1924 - Louis Armstrong's first session with the Fletcher Henderson Orchestra.
    1925 - Birthday of drummer Alvin Stoller (d. 1992), New York City
    1936 – The Brooklyn Dodgers fired manager Casey Stengel.  Thirteen years later, Stengel was hired by the Yankees and led the team to five straight World Championships (1949-53) and 7 in 13 years.
    1940 - Artie Shaw's orchestra recorded Hoagy Carmichael's standard, "Stardust" -- for Victor Records.
    1942 - "TIME" magazine described "Command Performance," which debuted this day, as “...the best wartime program in radio.” The show was originally produced by the U.S. War Department in cooperation with Armed Forces Radio Services specifically for those in the military overseas. It continued until 1949 and was reprised for more than three decades in syndication. "Command Performance" was hosted by Bob Hope, Bing Crosby, Don Wilson and Harry Von Zell and featured just about every major Hollywood and Broadway star.
    1947 - Top Hits
“I Wish I Didn't Love You So” - Vaughn Monroe
“Feudin' and Fightin'” - Dorothy Shay
“I Wonder Who's Kissing Her Now” - Perry Como
“Smoke! Smoke! Smoke! (That Cigarette)” - Tex Williams
    1950 - U.S. forces invaded North Korea across the 38th parallel. The first tank crew to cross was a patrol of the 1st Cavalry Division that crossed into the Kaesong Area, about 85 miles south of the Communist capital of Pyonsang, at 3:14pm. The crew members were Sergeant Homer Lee of Evansville, IN, Private First Class James Emerich of Sutton, WV, Sergeant Walter Hill of Fairmont, ND, Sergeant Charles Gissendanner of Autaughville, AL, and Corporal Clarence Johnson of Taylorsville, NC.   The 38th parallel was the line of latitude that had divided North Korea from South Korea since the end of World War II.
    1950 - “The Frank Sinatra Show” premiered on TV. Singer Frank Sinatra's first series was a musical variety show featuring regulars Erin O'Brien and comic Ben Blue. However, during the last season, this show was cut from an hour to 30 minutes at it could not compete with “The Texaco Star Theater” with Milton Berle, the most popular TV show of the time.
    1955 - The religious drama 'Crossroads' first aired over ABC television. An anthology which dramatized true experiences of clergymen of all denominations, the program ran for two years.
    1955 - Top Hits
“Love is a Many-Splendored Thing” - The Four Aces
“Autumn Leaves” - Roger Williams
“Moments to Remember” - The Four Lads
“The Cattle Call” - Eddy Arnold
    1955 – Poet Allan Ginsberg performed his poem “Howl” for the first time at the Six Gallery in San Francisco.
    1956 - A U.S. House subcommittee began investigations of allegedly rigged TV quiz shows.
    1960 - "Route 66" premieres. Each week from 1960 through 1964, the “Route 66” television show came into the living rooms and dens of American homes. The series, written by Stirling Silliphant, tracked the adventures of two young men traveling down Route 66. The two drove from town to town along the route in a 1960 Chevrolet Corvette. The series, which lasted four seasons, shot a total of 116 episodes, 36 per year at 36 different locations every year. Before the “Route 66” show became history in 1964, the show compiled an incredible 20.1 average rating, making it one of the highest rated shows of that time. Originally starring George Maharis as Buz Murdock and Martin Milner as Tod Stiles, Maharis left the show in midseason to be replaced by Glenn Corbett as Linc Case. The stories centered around their travels on Route 66, working at odd jobs and helping people, searching for adventure. Jazz was played predominately as background music. The theme was written by Bobby Troupe and became a hit song again.
    1963 - Top Hits
“Blue Velvet” - Bobby Vinton
“Be My Baby” - The Ronettes
“Sugar Shack” - Jimmy Gilmer & The Fireballs
“Abilene” - George Hamilton IV
    1964 – In their final World Series until 1976, the New York Yankees took on the St. Louis Cardinals.  This marked the 14th World Series in the past 16 years for the Yanks, a record of superiority unmatched in sports.  This was also their 29th Series appearance since 1923, a span of 42 years.
    1968 - The movie industry adopts a film ratings system for the first time. The initial ratings were G (for general audiences), M (for mature audiences), R (no one under 16 admitted without an adult), and X (no one under 16 admitted). 1990, the Motion Picture Association of America replaced the X rating with NC-17, after its Code and Ratings System Administration gave 10 mainstream films the X rating. NC-17 was designed to indicate a non-pornographic film with sexual content that might be inappropriate for viewers under 17.
    1973 - 40,000 football fans failed to use their pro-football tickets, opting instead to watch games on TV since legislation was signed lifting blackout rules of games. It was not soon after that the league re-introduced the “black out” rule if a game did not sell a certain percentage of tickets.
    1975 - Military service academies' enrollment of women was authored by an act of Congress,” to insure that female individuals shall be eligible for appointment and admission to the service academies beginning with appointments to such academy for class being inning in calendar year 1976.”
    1979 - The final day of the fall round up and trail drive for the Ninety-Six Ranch. The Ninety-Six lies along Martin Creek, a tributary of the Little Humboldt River in the upper section of Paradise Valley, Humboldt County, Nevada.
    1982 – “Cats” opened on Broadway.  The longest-running production in Broadway history, “Cats” was based on a book of poetry by T.S. Eliot and had a score by Andrew Lloyd Webber. More than 10 million theatergoers saw the New York City production, which closed September 10, 2000 after 7,485 performances.  “Cats” was also produced in 30 other countries.
    1984 - Running back Walter Payton of the Chicago Bears broke two records held by Jim Brown in the same game. He passed the mark of 12,312 career rushing yards and rushed for 100 yards or more for the 58th time in his career as the Bears beat the New Orleans Saints, 20-7.
    1985 - Lynette Woodard, captain of the gold-medal-winning US basketball team of the 1984 Olympics was selected to be the first woman to play for the Harlem Globetrotters.
    1985 – The cruise ship “Achille Lauro” was hijacked by the PLO.
    1987 - Top Hits
“Didn't We Almost Have It All” - Whitney Houston
“Here I Go Again” - Whitesnake
“Lost in Emotion” - Lisa Lisa & Cult Jam
“You Again” - The Forester Sisters
    1988 - Robin Givens files for divorce after 8-month marriage to Mike Tyson
    1993 - Toni Morrison was awarded the Nobel Prize in literature. She was the first black woman to receive the award and one of America's most significant novelists of the twentieth century. She is the Author of six major Novels: "The Bluest Eye," "Sula," "Song of Solomon," "Tar Baby," "Beloved" and "Jazz." "Song of Solomon" won the National Book Critics Circle Award in 1977 and "Beloved" won the Pulitzer Prize in 1988.
    1996 – The Fox News Channel began broadcasting.
    1998 – Matthew Shepard, a gay student at the University of Wyoming was found tied to a fence after being savagely beaten by two young adults in Laramie.
    2001 - The Global War on Terrorism began as a result of the September 11 attacks. The US invasion of Afghanistan initiates with an air assault and covert operations on the ground.
    2003 - The governor of California, Gray Davis, was recalled.  It made
way for actor Arnold Schwarzenegger to become governor after a statewide election.
    2011 - Over 110 people are arrested in Queens, New York as part of the largest identity theft and retail crime ring in U.S. history.


World Series Champions
    1933 - New York Giants
    1935 - Detroit Tigers
    1950 - New York Yankees
    1952 - New York Yankees




The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?





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