Information, news, and entertainment for the commercial
alternate financing, bank, finance and leasing industries

Add me to mailing listSearch | All Lists | Columnists | Site Map
Advertising| Archives | Classified Ads | This Day In American History

Email the Editor

Wednesday, October 6, 2021

Today's Leasing News Headlines

Funders Looking for Broker Business
Federal Report Finds More Financial Institutions
    Are Working with Cannabis Businesses
Financing Cannabis Funding Sources
    Many Work with Third Party Originators
Leasing Industry Ads
    Equipment Sales Managers: Are You the One?
    Sales Makes it Happen by Scott Wheeler, CLFP
Restaurants and Bars Have Lost
    Almost $300 Billion During the Pandemic
CarMax Exits New-Car Business
    With Sale of Toyota Store
Maintenance, Not Innovation, Is Most Important
    By Andrew R. Thomas, Industry Week
CSI Leasing Acquires Two Companies
    in Norway, Launches New Subsidiary
Parklets and Outdoor Dining; The Village Pub
    Promotes  "Yes" on “Measure A"
Mixed Breed
    Charlotte, North Carolina  Adopt-a-Dog
Most Influential Lawyers
  in Equipment Finance and Leasing
News Briefs---
Remote work's downside: Empty offices mean
   San Francisco could miss out on millions in tax revenue
Federal Reserve Chair Jerome Powell Faces
   Reappointment Amid Tumult
The biggest employers are successfully enacting
   vaccine mandates. Many smaller ones need help
See who tops this year's list of Fortune's
   Most Powerful Women
Hawaii Extends COVID-19 Protocols
   — What to Know If You're Heading to the Aloha State

You May have Missed---
Inside the Rise of the Game-Changing 'Chipotlane's'
  “The fast casual's drive-thru has inspired a movement
across the industry”

Broker/Funder/Industry Lists
| Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

Sports Brief----
 California Nuts Brief---
  "Gimme that Wine"
    This Day in History
      Daily Puzzle
        Weather, USA or specific area
         Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.


Funders Looking for Broker Business

Alphabetical list - click on company name to view more details

1st Enterprise Bank Leasing
360 Equipment Finance
Allegheny Valley Bank Leasing
Balboa Capital Corp.
Bankers Capital
Barrett Capital Corporation
Baystone Government Finance/
KS StateBank

Black Rock Capital
Boston Financial & Equity Corp.
BSB Leasing, Inc.
Calfund, LLC
Celtic Bank
C.H. Brown Company
Chesapeake Industrial Leasing Co., Inc.

Dakota Financial
Dedicated Funding
Dext Capital
Exchange Bank Leasing (formerly Dumac Leasing)
FirstLease, Inc.
First Federal Leasing
First Foundation Bank
First Midwest Equipment
Finance Co.

Financial Pacific Leasing
Forum Financial Services, Inc.
Gonor Funding
Global Financial & Leasing Services, LLC
International Financial Services

Madison Capital
Maxim Commercial Capital, LLC

Mesa Leasing
National Equipment Finance
Navitas Lease Corp.
NewLane Finance
NexTier Leasing
NFS Leasing, Inc
North Mill Equipment Finance
Northwest Leasing Company, Inc
Padco Financial Services
Pacific Mercantile Bank
Pawnee Leasing Corporation
Providence Equipment Finance
Quality Leasing Co, Inc
RLC Funding
SLIM Capital, LLC
Standard Professional Services, LLC
TEAM Funding Solutions

Leasing Associations: All non-profit leasing associations are abbreviated. To see the full name and learn more about the association, please click here.

BBB - Better Business Report | CBB - Leasing News Complaint Bulletin Board
| CNI - Current News Information
A -Accepts Broker Business | B -Requires Broker be Licensed | C -Sub-Broker Program
| D -"Private label Program" | E - Also "in house" salesmen

N/R (not reported)
* (no response---these listing do not come from the company directly, but from our research from many sources. It is our policy not to put anything in this section without confirmation

Full Section:


Federal Report Finds More Financial Institutions
Are Working with Cannabis Businesses

Recently released federal data shows that the number of credit unions and banks working with cannabis businesses has increased in the last quarter. Figures show that by the end of June 2021, 706 financial institutions were actively serving marijuana clients. This is a slight increase from the 687 institutions recorded in the previous quarter.

The data, which was released by the Financial Crimes Enforcement Network, comes at a time when legislators are calling for Congress to protect credit unions and banks that work with the marijuana industry from penalties imposed by federal regulators. This is despite the 2014 Financial Crimes Enforcement Network guidance, which was introduced to help financial institutions navigate this space.

This means that until clear, statutory protections are enacted, either through an amendment attached to a must-pass defense legislation last week or a standalone measure that was approved by the House, the banking sector will remain reluctant to serve businesses that work with substances classified under Schedule I in the Controlled Substances Act.

The SAFE Banking Act, which was sponsored by Rep. Ed Perlmutter, has a high chance of being approved. This will allow it to provide safeguards to the financial sector.

As a growing number of financial institutions become more receptive to doing business with marijuana firms, the entire sector companies will have one less bottleneck to deal with.




Financing Cannabis Funding Sources

  Many Work with Third Party Originators

Alliance Commercial Capital
Alternative Finance Network
Cannabis Equipment Leasing
International Financial Services (IFS)
NEC Financial Services
Number One Enterprise
Prime Commercial Lending
Slim Capital
Vertical Companies
XS Equipment Leasing Solutions

Major Breakthrough: Financial Services
through tech platform by California Cannabis Industry Association


Alliance Commercial Capital, Inc
161 North Clark Street, 16th Floor
Chicago, Illinois, 60601
888-727-9960 Ext# 6078
Fax: 312-664-3021

Cannabis Program Highlights:
Loan Size:  $25,000 - $10,000,000+
Collateral:  lighting, HVAC, benching, extractors, irrigation, CCTV & related cannabis equipment
Locations:  Nationwide
Business:  The owner/tenant must be licensed and regulated by the State. Personal Guarantees required from all owners. Minimum credit score preferred 700. No bankruptcies in the last 7 years. No unresolved state or federal tax liens.
Application Only: $50,000. 
Documentation required: Submit with our attached credit application, copy of vendor invoice/quote, Bank statements for the last 4 months and copy of State Cannabis License
Time in Business: 2+ years
Terms are from 2 to 5 years 
Interest rates typically average 9-12.75%
Full Disclosure:  Over $50,000
Documentation required: Same as above plus Personal and Corporate tax returns for last 3 years, Personal financial statement for all owners, Debt Schedule, Latest interim Financial Statements.
Start-Ups: Unsecured Business Finance (UBF) program up to $150,000/owner based solely on personal credit. Submit with credit application only.

MoneyTrac Technology, Inc. (“MTT”), a subsidiary of Global Payout, Inc. (OTC:GOHE) , has established and is now marketing an alternative banking solution for the Cannabis industry.

 MTT currently has the ability to integrate and streamline electronic payment processing such as E-wallet, mobile applications, debit cards, and credit cards. Currently, MoneyTrac Technology has strategic partnerships with top cannabis services such as GreenRush, BlazeNow, High Grade Management Group, and PotSaver, which was a majority acquisition last October.

According to Bloomberg, "MoneyTrac Technology, Inc., through its subsidiary, provides electronic wallet and e-banking financial solutions for the marijuana industry. It offers financial technology, which includes an e-wallet and mobile app that allows users to access financial information. The company also provides white labeling services; mobile platform to manage financial transactions; and solutions for accessing account information, making payments, and online bill pay activities. In addition, it offers transaction management services."


Alternate Finance Network


Alternate Finance Network
Scott Jordan

Scott Jordan likes to be recognized as The "Marijuana Money Man." He states he has created a virtual marketplace for cannabis business owners seeking funding for equipment finance, real estate and working capital. His says his company is "combining the best of breed of lenders that have been vetted and have helped him complete over $5 million in deals since 2014. This provides a 1-stop shopping experience for cannabis borrowers.

The Alternative Finance Network completes deals from $250K up to $20 million with access to private money, credit union and bank rates starting as low as 7.75%.

The company has reportedly  been providing  funding for many of the most well-known brands in the  industry companies like Harborside, Weed Maps, The Green Solution and more and is open to working with brokers on deals in excess of $250,000.

To  find out about the Alternative Finance Network Click Here for More Information if the link doesn’t work click here


Cannabis Equipment Leasing

Forum Financial Services has been involved in the Cannabis/CBD marketplace for over a year, launching a specific website geared for this industry:

Tim O'Connor, Vice President, says, "Over the past year we have written and closed over a dozen leases. Most have been in the medical marijuana space and now we are expanding into the hemp/CBD industry."

"Most of our transactions were direct. We have two approved brokers that we have completed transactions with and are looking to possibly add one or two more. We are funding our own transactions, which makes us unique in the space. Well capitalized companies with solid management are what we have focused on, mostly "corporation only." Although, we have done a couple start-ups based on solid collateral and decent opening balance sheets.”

"As is the case with Forum Leasing, we do not offer ANY type of lease or financing for equipment located in California. We do offer leasing and are open for business for companies that have equipment installed/located in all the other 49 states."

Tim O'Connor
Forum Leasing
PH.:  972-690-9444  EXT. 225
Cell:  214-717-2916 


International Financial Services dba IFS

"IFS has approved our 1st deal in the cannabis industry! We are now able to consider established companies with accountant prepared financial statements (or tax returns) within the cannabis industry.

“NOTE: We won't consider any start-ups. Must have at least 3 full years in business. Please contact me for more information or to preview a deal."

Dara Dietmeyer, VP
Credit & Syndications
847-932-0912 direct



Over the past few years, as more states have legalized the sale and use of cannabis products, NEC Financial Services has funded transactions for assets such as POS Systems, CCTV, security and access control, IT and more.

As we enter our 35th year in business, we recognize the continuing industry expansion will increase demand for the financing of capital-intensive projects from growers, distribution and ultimately retail sales.

Our history of flexibility and competitive offerings should continue to be attractive to vendors selling into the legal cannabis industry and their customers.

Colin Rosenmeyer, CLFP
Director – Business Development
Ph: (800) 451-5361 x 302



Number 1 Enterprises, Inc.
Funding Cannabis, Marijuana, CBD, Hemp Businesses

 “We specialize in structuring your capital infusion. Number 1 is a group of reformed bankers whom grew weary of declining great clients because their loan requests did not fit into the traditional lenders' ‘box’.”  

Through a network of over 8,000 Funding Sources: Private Investors, Investor Groups, Lenders, Co-Brokers, Facilitators, Hedge Funds, etc., we help businesses acquire the necessary capital to grow their business:

  • Debt and Convertible Notes
  • Equity Capital
  • Unsecured Business Financing
  • Purchase Order Financing
  • Accounts Receivable Financing
  • Factoring

Companies have funded or in process of funding include:

1. Marijuana Grower, Extractor, Edibles Maker, Wholesaler, and Dispensary in Alaska
2. Medical Marijuana Conglomerate Acquiring a Building and Additional Capital for Operations in Nevada
3. Medical Marijuana Grower in Arizona
4. National Builder whom builds Grow-houses of all sizes
5. Warehouse Builder in North Florida which leases the space to Cannabis Grow-houses
6. Grower in Northern Nevada
7. Builder & Grower in New Jersey
8. Cannaceuticals and Hemp-based Nutritional Product company based in Florida and Pennsylvania
9. CBD Oil Manufacturer
10. CBD Oil Wholesalers
11. CBD Oil Retailers

“We will leave no stone unturned to ensure every available option for acquiring your business capital.

“With Number 1, We get it done!”

Andrew DiAlberto, President
Number One Enterprises, Inc.                                                                                                                                  3100 NW 46th St.
Suite 208
Ft. Lauderdale, FL 33309 
Tel:  954-204-3292
Cell:  954-579-2584


Prime Commercial Lending Offers
New Financing Options for Cannabis

Gary Lockwood
Vice President Business Development
Prime Commercial Lending
Direct: (845) 401-2759
Office: (866) 708-4755
Fax: (518) 677-1071


CANNABIS: This is an industry that has seen tremendous activity and interest this year! The Cannabis space has the highest year over year growth. SLIM is fortunate to have the opportunity to invest in these businesses and be a part of a growing market.

For more information, please contact us at: or visit Slim Capital website at

SLIM Capital, LLC
Shervin Rashti, CLFP, CEO
(310) 499-2506
Main:  (310) 499-2562 x108


Vertical Companies

Scott Jordan
Managing Director
Financial Services
Englewood, Colorado
303 887 2750

Scott Jordan leads Vertical’s financial services arm. He has been in Colorado providing access to capital for marijuana business owners since 2009 and has been called “The Marijuana Money Man” by Fox San Francisco and the Denver Post. He created one of the first companies to provide debt-based capital, Dynamic Alternative Finance in 2014, and arranged over $30 million in funding before accepting the position with Vertical as President of the newly created Financial Services division.



Specialists in cannabis and hemp company leasing
Xtraction Services Announces Name Change to XS Financial

David Kivitz, Chief Executive Officer of XS, said, “We have grown tremendously since inception in 2017, building out our services and refining our business model. The new name clearly identifies who we are and what we do.

About Xtraction Services
Founded in 2017, XS specializes in providing equipment leasing solutions in the United States to owner/operators of cannabis and hemp companies, including cultivators, oil processors, manufacturers, testing laboratories, among others. In addition, XS provides a full range of consulting services, including equipment selection and procurement, through its network of preferred vendor partnerships with original equipment manufacturers and equipment distributors. This powerful dynamic provides an end-to-end solution for customers, which results in recurring revenues, strong profit margins

For more information please contact Xtraction Services:

David Kivitz
Chief Executive Officer

Antony Radbod
SVP, Sales and Marketing
Tel: 1-407-900-4737, Ext. 5




"I do know a bit about canna finance in the US and have actually completed a deal or two (it’s mainly all convertible debt).  I ran an event in NYC for over 200 investors at Chelsea Piers and I helped organize, promote and sell out the first Weed Stock conference in Colorado.  I have been an investor in the industry since 2013.

"There are no miracle answers for leases (in most states, ownership of canna assets without being licensed as a canna business would prohibit leasing).  Most deals are done as loans with a conversion provision and pretty harsh default penalty.

"One thing lenders have to keep in mind is that bankruptcy (other than just a state bankruptcy) isn’t available to canna debtors.  Federal judges won’t hear the cases and will dismiss them if they get filed.  In fact most disputes that wind up filed in federal court get dismissed and refiled in state court."

 Organigram Enters into Letter of Intent
with Farm Credit Canada for $10 Million


Help Wanted Ads



Sales Makes it Happen by Scott Wheeler, CLFP

Personal confidence can change everything and create significant success for every originator. Originators must believe in themselves and their products before they can consistently sell their services to vendors, end-users, and other stakeholders. Confidence is best strengthened through:

  • Being prepared, doing your research, and knowing the facts on the ground. Knowledge is power.
  • Learning from your successes and failures and being able to articulate experiences on a personal basis.
  • Having a support network that backs your efforts. These networks are built over time and can be both internal and external stakeholders. Testimonials will boost anyone's confidence and the act of asking for a meaningful testimonial takes confidence.
  • Practice. Practice makes perfect. Top originators are constantly refining their selling skills and striving to become stronger professionals. The act of practice builds confidence.
  • Exploring the unknown. Top originators are constantly seeking new "blue oceans". The act of exploration allows them to react with greater confidence to the task at hand.

I recently witnessed an originator pursue and win a large relationship for his company. The relationship will significantly change the trajectory of his 2021 and 2022 production numbers. The originator pursued the relationship, even though many thought it was unattainable.

 He did his research. He presented his products with confidence (he neither oversold nor undersold his capabilities). He led with his strengths and was willing to mitigate his weaknesses upfront. He developed a program for the client and then sold the program to his management team. He was always confident that he was the best solution for the client and that the program, designed properly, was a profitable venture for his company.

His personal confidence and perseverance allowed him to convince others of the facts that he knew to be true all along. That is what successful originators do every day with confidence.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161

Sales Makes it Happen articles:


Restaurants and Bars Have Lost
Almost $300 Billion During the Pandemic

By Delaney Sexton, Contributing Editor, Coleman Reports

The COVID-19 pandemic has had detrimental effects on the restaurant industry. The Restaurant Revitalization Fund promoted hope in restaurant owners that they would secure the necessary funding to continue operations. Small business owners applied for $69 billion in aid in less than a month, much more than the $28.6 billion could provide. There have been multiple attempts to refill the RRF, but these attempts have been unsuccessful.

Here are statistics for restaurants:

• 82% of independent restaurants are concerned they might permanently close without more funding from the RRF.
• 85% of restaurant owners did not receive money from the RRF.
• In August, 45% of restaurants could not pay their rent. This increased 5% since July.
• 18% of independent operators said that their credit score fell below 570, preventing them from obtaining loans for their restaurant.
• Restaurants and bars have lost more than $280 billion during the pandemic.
• In the last year, the prices of beef (40.3%), grains (87%), and shortening and cooking oil (39.5%) have increased.

“Hundreds of thousands of neighborhood restaurants and bars are now teetering on the brink of permanent closure. Over 90,000 restaurants and bars have closed since the start of the pandemic,” says Erika Polmar, the Executive Director of the Independent Restaurant Coalition. “The only thing that will save these small businesses that support 16 million jobs is refilling the RRF.”

Join Coleman Report Live! Daily at 1:00 PM ET - 1:30PM ET
Dial +1 (415) 655-0060
Access Code: 734-981-957
Webinar ID: 323-887-267


CarMax Exits New-Car Business
With Sale of Toyota Store

Photo credit: Ken Wolter/

The wave of merger and acquisition activity has been one of the biggest storylines in the auto industry this year, particularly among dealers and dealer groups, and that continues as October gets underway.

CarMax, the nation’s largest retailer of used cars, has finished divesting its new-car dealership franchises with the sale of CarMax Kenosha Toyota to the Rydell Company, according to Haig Partners, which was the sell-side advisor for CarMax in this transaction.

CarMax Chief Financial Officer Enrique Mayor-Mora said, “We made the decision to sell our Kenosha Toyota new-car store to allow us to continue to focus on our core business of delivering an exceptional used-car buying and selling experience.”



Maintenance, Not Innovation, Is Most Important
By Andrew R. Thomas, Industry Week

For many in the business world, continuous improvement and innovation are each viewed as vital to corporate survival and success: the highest and noblest of all goals. In regard to innovation, a seemingly ever-changing marketplace mandates that leaders must be able to adapt and come up with new solutions to confront new realities. And, what better ways to accomplish this than forward-thinking and constant experimentation?

At one level, Silicon Valley’s mantra of “moving fast and breaking things” makes sense. Change is inevitable and Darwin’s “survival of the fittest” never seems far away.

What if all this emphasis on innovation and managing disruption in fact hurts the long-term viability of many companies? This is the argument made in the compelling book The Innovation Illusion, by Lee Vinsel and Andrew L. Russell.

As the authors detail, innovation and the hype around it, are everywhere. You can’t escape it. Whether it is a truly new development or merely the repackaging of an existing commodity, nearly every product today is promoted as being “cutting edge,” “disruptive,” “transformative,” or something similar. Vinsel and Russell argue that pursuing innovation beyond everything else ultimately makes us poorer, less safe and—ironically—less innovative.

What most often gets left out of this relentless pursuit of innovation, they argue, is the element of maintenance.

Neither sexy nor glamorous, it is maintenance that provides the stable foundation for a company—and society—on which to sustain itself.

Nature shows us that Darwin’s observations of the fittest species are not the strongest or even most adaptable. Instead, it is those species that demonstrate deep stability which endure. In other words, the “fittest” are those that are the most stable (well-maintained). In the end, it is maintenance that sustains success.

The pandemic has taught us anything that the real essential work often comes in the form of maintenance. Zoom workers can’t function if their Wi-Fi signal is weak or the electricity is not working. Shelves remain empty if there are not folks to drive and service the trucks, unload them and do the stocking. Cleaning staff are critical, as well as the nursing home and hospital workers who take care of our loved ones.

Looking ahead, it is clear the current supply-chain nightmare will only get worse until the huge backlog of demand is finally put to rest. Until then, the system will have to squeeze out every bit of efficiency it can from the existing infrastructure. Maintenance will be how this happens.

All the slack that was in the supply chain prior to the arrival of the pandemic is now gone. There will be no greater number of ships, containers, trains, miles of track, trucks, drivers, or roads next year than there are right now. Maintaining the current global supply chain network is the only way to keep the system from collapsing on itself.

If this is true, and maintenance is so important, ask yourself this question: Why, then, do we treat the people who do such work so poorly?

Why do so many companies actively seek out “idea people” and value them over the maintainers?

Why is pay regularly lower for maintainers than other “professional” employees?

In schools, why are STEM and college constantly pushed on kids over a career in maintenance and trades?

Some things to think about the next time you have a leak, break, shutdown, or the trash needs to be collected.

Andrew R. Thomas, Ph.D., is associate professor of marketing and international business at the University of Akron; and, a member of the Core Faculty at the International School of Management in Paris. He is a bestselling business author/editor, whose 23 books include: American Shale Energy and the Global Economy: Business and Geopolitical Implications of the Fracking Revolution, The Customer Trap: How to Avoid the Biggest Mistake in Business, Global Supply Chain Security, The Final Journey of the Saturn V, and Soft Landing: Airline Industry Strategy, Service and Safety.


##### Press Release ############################

CSI Leasing Acquires Two Companies
in Norway, Launches New Subsidiary

ST. LOUIS, Missouri CSI Leasing, Inc. (CSI), headquartered in St. Louis, Missouri, USA, one of the largest independent equipment leasing companies in the world,  announced the acquisition of two companies in Norway, LeasePartners AS and LeaseMaker AS. The company now has leasing subsidiaries in 10 European countries and services customers in more than 50 countries worldwide.   
CSI is merging the two companies into one new entity based in Oslo. All employees will join CSI from the acquired entities. Day-to-day operations for the companies will be jointly managed by Kenneth Mitsem and David Rognstad.

Javier Heredia, Senior Managing Director of Europe CSI team, said, “We are thrilled to CSI team. “Not only will these acquisitions increase CSI’s business in Norway, but we hope to leverage our local presence to further expand into the rest of the Nordic region, including Sweden, Finland and Denmark. I am confident that Kenneth and David’s leadership will be key to our success.”

Co-founded and owned by Kenneth and David, LeasePartners AS has been in the Nordic leasing market since 2006. With core values that include accountability, cooperation and innovation, their main focus has been to provide tailor-made solutions based on customer needs. In addition to LeasePartners AS, Kenneth was head of enterprise sales for Telia Finance Norway, country manager for Kaupthing Finans NUF and senior sales officer for IT Finans AS. David brings more than 25 years of leasing and finance experience to CSI. Previously, he was general manager of TeliaSonera Finance Norway, CEO of IT Finans AS, and held various managerial roles at Telia Finans NUF.

“We are excited to join CSI for many reasons. One key element is to provide sustainable IT leasing solutions in the Nordics, along with the unique capability to provide international lease options for Nordic companies with a global footprint,” said Kenneth and David in a joint statement. “We think CSI is a perfect match for us and believe that CSI’s presence in the Nordics will be a great benefit to our existing and new customers.” 

In addition to leasing, CSI’s subsidiary, EPC, offers end-of-life IT asset disposal solutions that provide data sanitization, remarketing and recycling for technology equipment with a vast network of facilities strategically located around the world.  

CSI Leasing, Inc. is one of the largest independent equipment leasing and equipment lifecycle services companies in the world. Established in 1972, CSI has operations throughout the Americas, Europe and Asia-Pacific. More information is available at

### Press Release ############################



### Press Release ############################

Parklets and Outdoor Dining; The Village Pub
Promotes  "Yes" on “Measure A"

Woodside, San Mateo County, California

One of the few silver linings over the past 18 months has been learning how much Woodsiders love to dine outdoors under the stars. The sight of families and friends coming together to enjoy a meal in our outdoor restaurants never fails to bring a smile to my face. Dining under the twinkling bistro lights is a charming and lovely invitation to join neighbors in the most basic of human activities of sharing a meal together. The sounds of laughter mixed with music and the clinking of plates and glasses have become a delightful addition to the fabric of our town on warm summer evenings.
Unfortunately, it’s possible that this could all come to an end very soon.
In order to allow for Woodsiders to continue to enjoy outdoor dining, several residents got together and created Measure A. On the November 2nd, 2021, ballot, Measure A seeks to make possible the continuation of what has become a happy success in Woodside. Measure A creates an exemption to the zoning code to allow for expanded parking behind the hardware store at Cañada Corners. This new parking replaces the spaces taken by the outdoor bistros and increases the overall number of parking spaces – alleviating the parking shortage that existed long before the ongoing pandemic.
The new parking plan will be surface level only and will also preserve and improve the equestrian and pedestrian trails which provide critical access for everyone.
Measure A is a citizen-led initiative and is necessary to make the needed exception to the town zoning ordinance. Without it, outdoor dining in Woodside will be eliminated. 

#### Press Release #############################


Mixed Breed
Charlotte, North Carolina  Adopt-a-Dog

3 Years Old
Color: Tan/Brown
Weight: 50 lbs.

My name is Cece! I love squeaky toys. I have a shy demeanor, so a home with less activity would be the best fit for me. I have done well interacting with other dogs; I am friendly and show playful energy with them. Although I can be shy with new things, I have plenty of fun, playful energy! I am so smart that I even know the command "sit".

If you are interested in adopting me, please select one of the scheduling options below my profile to set up an appointment. I can't wait to meet you!

Humane Society of Charlotte
2700 Toomey Avenue
Charlotte, NC  28203

Our 2700 Toomey Avenue shelter is open DAILY from 11 am – 5 pm.

We currently are accepting walk-ins who are ready to adopt between 10 am-1 pm and 2 pm-4 pm. No walk-in appointments will be accepted after 4 pm.


Most Influential Lawyers
in Equipment Finance and Leasing

Andrew Alper

Julie Babcock
Joe Bonanno, CLFP
Bill Carey
Richard Contino
James Coston, CLFP
Jonathan Fleisher
Marshall Goldberg
Kenneth Charles Greene, Esq.
Michael A. Leichtling
David G. Mayer
Allan J. Mogol
Frank Peretore
John G. Sinodis
Mark Stout
Kevin Trabaris
Allan Umans
Mark Wada
Irwin Wittlin


Andrew K. Alper is a recognized influential attorney representing equipment lessors, funding sources, and other financial institutions since 1979. He is a longtime contributor to the Legal Column for the Monitor magazine. He has been a director of Western Association of Equipment Lessors and United Association of Equipment Lessors, now the National Equipment Finance Association, as well as being active with the Equipment Leasing and Finance Association, including serving as instructor for its Principles of Leasing class. He has presented seminars on Equipment Leasing for the Los Angeles County Bar Association. Mr. Alper also sits on the Los Angeles County Bar Commercial Law Committee.

Julie Babcock has been practicing law in the leasing industry since 1993. Julie joined the Key Equipment Finance law group in 2002 and is currently legal counsel for the Specialty Finance, Vendor, and Syndications groups. For a brief period, Julie left Key Equipment Finance to provide legal counsel for KeyBank’s Commercial Lending Group, supporting commercial real estate, real estate construction, commercial loan servicing, healthcare, Native American lending, asset- based lending, letters of credit, SBA, multi-family, and middle market lending.

Prior to joining Key, Julie was the head of the Legal Department at Republic Financial Corporation, Assistant General Counsel at MetLife Capital Corporation, an associate with the law firm of Bogle & Gates, and an Independent Petroleum Landman. She has been a frequent speaker at the Legal Forum of the Equipment Leasing and Finance Association. She received the Award for the Article Making the Greatest Contribution to the Leasing Industry for her article, “Buyer Beware: Key Issues Related to Acquisitions,” Journal of Equipment Lease Financing, Vol. 13/No. 1, Spring, 1995.

A Colorado native and avid Colorado Buffaloes fan, she earned her Bachelor of Science degree (with distinction) and her Juris Doctor degree (Order of the Coif) from the University of Colorado in Boulder, Colorado. She lives in Windsor, Colorado with her husband and three dogs.

Joe Bonanno, CLFP, and Barry Marks should be credited with the great help they gave in the formation and beginning of the National Association of Equipment Brokers. His position as Legal Counsel with the NAELB for 20 years ended in February 2017. (1)  In 1998, Barry left from alternating as the Legal Counsel for the association. Joe has not only contributed much here but to members and non-members with legal questions and dilemmas.  He brought the progress of education, ethics, and goodwill to the industry, including serving on the CLFP Foundation board for many years and having been a consultant to The World Bank for leasing education in other countries. A major influence in the leasing industry, never too busy for anyone and always available to answer questions, seemingly day and night. Extremely well respected by the leasing broker community as well as funders.

  1.  Attorney Joe Bonanno "Discharged" by NAELB Board at Tumultuous Wednesday Meeting
    (Note: Requested to add news story by Mr. Bonnano. Editor)

Bill Carey served as General Counsel and Corporate Secretary for USXL since it was founded in March 2004, and he continued in that position at Tygris Vendor Finance, now EverBank Commercial Finance. He has over 15 years of experience in the commercial finance industry, serving in leadership positions as an attorney with CIT, Newcourt Commercial Finance and AT&T Capital, and handling transactions in vendor leasing, commercial lending, fractional aircraft finance and venture leasing, M&A and other corporate finance matters. For a three-year period, Bill was the executive vice president and general counsel of a London-based technology publisher.

He also received two additional nominations:

"Bill Carey is the most effective leasing lawyer I have ever worked with—and I have worked with many! Bill is the perfect example of a legal business partner, akin to an HR business partner, or a Finance business partner. He provides timely, organized, and meaningful legal guidance to senior management regarding overall business matters, and to the sales teams regarding individual transactions and/or vendor program legal issues and opportunities."

"I worked with Bill for over 5 years while at *** and found him to be one of the best in the business for many reasons. In sales-driven organizations, in-house counsel often have to maintain a fine balance, managing risk by providing good sound legal advice while not being so conservative that they become an obstacle to the company achieving its mission. Bill always excelled at that; he understands the business. He was reasonable and creative in his approach to resolving problems, very accessible, responsive and balanced. He was always a gentleman in his dealings with customers and vendors, diplomatic and poised regardless of the situation.  In addition, Bill was a great coach to his Legal Dept. as well as to his internal “clients,” always making time for a teaching moment. Bill is well known in the industry. He has served as a past Chair of the ELFA Legal Committee and I’m certain he left his positive mark there as well."

Richard M. Contino is an internationally-recognized equipment leasing expert, with an extensive legal, business, marketing, tax, transaction structuring, financial and management background.  He is an advisor on all types of start-up and on-going equipment leasing business activities for lessors, lease lenders and syndicators, equipment vendors, lease investors and corporate lessees.  He is former General Counsel of De Lage Landen, Wayne, Pennsylvania, a subsidiary of The Rabobank Group, and the 14th largest equipment lessor in the U.S. Mr. Contino is the author of eight books on business, negotiating, and equipment leasing. He has conducted private on-site and publicly-held business success, communication, finance, and negotiation seminars throughout the United States for professional organizations (e.g., American Management Association, Equipment Leasing and Finance Association, Illinois Institute of Continuing Legal Education, National Seminars Group, Practicing Law Institute, and University of California Graduate School of Law) as well as corporations (e.g., AT&T, EXXON Corporation, NYNEX, and Texas Instruments Corporation). He is a retired JAG Captain, US Air Force.

James Coston, CLFP, active in several leasing associations, was the first attorney
serving as President (2004) of the United Association of Equipment Leasing, now National Equipment Finance Association. Counsel for leading financial institutions and other lenders and lessors for litigation and management of regional and national contracts and accounts. Active in major cases. Also an entrepreneur and active in railroad transportation; politically active.

Jonathan Fleisher is a Toronto, Canada attorney whose practice
focuses on the commercial finance industry with a particular emphasis on innovative cross-border transactions and equipment and asset finance, where he has been recognized as a leading lawyer by the Canadian Legal Expert Directory and Best Lawyers. He has particular expertise assisting public and private US commercial finance companies with both establishing operations in Canada and purchasing and selling finance and lease companies, providing both legal and practical business advice.  He is also a prolific writer on topics related to equipment finance and cross-border transactions. Jonathan is the legal editor for Fleet Digest magazine and has completed both the Equipment Finance and Subordinated Debt chapters for Canadian Forms & Precedents. He has also drafted specific guides for US lenders expanding operations to Canada. He is a Director of the Canadian Finance and Leasing Association, Member of the Legal Committee of the Equipment Leasing and Finance Association, member of the American College of Commercial Finance Lawyers.

Marshall Goldberg has been an active member and leader for many years in financial institution associations, including the Equipment Leasing and Finance Association ("ELFA"), and the National Vehicle Leasing Association ("NVLA"). For ELFA, Marshall has served on the Legal Committee, the Credit and Collections Management Committee and as a member of the Editorial Review Board of the Journal of Equipment Lease Financing. He is currently the Chairman of the Professional Development, Education and Information Sub-Committee for the ELFA Legal Committee. He is responsible for developing, organizing, managing and editing the Legal Website, which includes an online compendium of legal issues pertaining to the 50 States, "What's New in the Law," and the "Catalogue of Legal Information." He developed and now chairs and monitors the Legal Listserve, an daily online forum for attorneys to discuss pertinent legal issues. He is also the sole 2009 recipient of the annual "Excellence in Leasing Award," presented on behalf of ELFA and its Legal Committee.

Marshall is co-author and co-editor of the “Executive Guide to Remedies,” and the “Executive Guide to Lease Documentation.” He also speaks and instructs extensively within the legal and business communities. He has given numerous educational and strategic seminars throughout the United States on subjects including Loan and Lease Enforcement, and he provides annual legal update presentations for financial association lawyers, including written summaries of current case and statutory law.

Kenneth Charles Greene, Esq., was very active in the beginning years of the Western Association of Equipment Lessors (now the National Equipment Finance Association) as well as the National Association of Equipment Leasing Brokers. Well known from attending many of the early conferences of several associations. Key attorney in the early years for Leasing News: from potential lawsuits regarding Bulletin Board Complaints, lawsuits, "bully" letters, 1st amendment issues, competitive practice, Mr. Greene has protected Leasing News without a financial charge or complaint. Also, one time active in attorney speaker programs as well as author of a monthly law bulletin. In 2017, he took over as Legal Counsel on a part-time basis for the National Association of Equipment Leasing Brokers, now the American Association of Commerce Finance Brokers. An active professional musician as well as service the music industry in Los Angeles today. He is Leasing News Legal Editor.

Michael A. Leichtling, is an attorney on corporate and financial matters, including complex mergers and acquisitions, corporate finance, venture capital and private financing transaction, specializing in leasing. counseling lessors, banks, funds, investors, and other funding sources. Member of several leasing associations, including serving on the Equipment Leasing and Finance Association Executive Committee, Chairman of the Board of Trustees, Equipment Leasing and Finance Foundation. Co-author with the late Jeff Wong, now retired Barry A. Dubin, as editor of the Commercial Finance Guide, now updated and published by Matthew Bender. Member, Board of Editors, Equipment Leasing Newsletter (Law Journal Publications). Author and well-known speaker. Recipient of the 2007 ELFA Award for “Excellence in Leasing."

David G. Mayer, Perhaps best known as the author of "Business Leasing for Dummies" (September, 2001) as well as an online newsletter "Business Leasing and Finance News" (2002-2012) which had 6,000 subscribers in 33 countries. He has written other articles, primarily on business aviation, aircraft leasing and finance, for which he is known, especially involving international and cross-border transactions.  He started this specialty, rising to Senior Counsel, GATX Corp, then going as corporate counsel, primarily in transportation equipment, including aircraft, vessels, truck and trailers, including project financing and operation. He is active in the Equipment Leasing and Finance Association, as well as has been a contributing author to the Equipment Leasing and Finance Foundation surveys. He is an Eagle Scout.

Alan J. Mogol, Over the last 40+ years, created a large volume of the middle market lease documentation currently used by the majority of the larger bank and finance companies in the industry, including standard forms of lease documentation for syndication, assignment, notice of assignment, participation and motor vehicle titling trust documents. Much of what Mogol has created is considered de facto industry standard in the bank middle market space. He is a frequent lecturer and author in the equipment financing area.

Frank Peretore has written many articles on leasing for the news media as a recognized expert on commercial lenders and lessors, including two books, "Workouts and Enforcement for the Secured Creditor and Equipment Lessor" and "Secured Transactions for the Practitioner: How to Properly Perfect Your Personal Property Lien and Assure Priority." He is currently the Secretary of the National Equipment Finance Association, serving on the board since 2009, as well as serving on many legal committees. He was also on the Board of Directors, Eastern Association of Equipment Lessors, and served on legal committees for the Equipment Leasing & Finance Association. He brings his law experience to his writing and leasing association meetings and conferences. He is highly respected by his colleagues for his dedication to the finance and leasing industry as well as to law.


John G. Sinodis' practice emphasizes the representation of equipment lessors and funding sources in all aspects of equipment leasing including litigation, documentation, insolvency, and transactional matters. Besides representing equipment lessors and funding sources, Mr. Sinodis represents financial institutions and asset-based lenders in the areas of commercial litigation, secured transactions, asset recovery, loan restructure and business litigation. Mr. Sinodis is an active member of the Equipment Leasing and Finance Association (ELFA) and the National Equipment Finance Association (NEFA). Prior to joining the firm, Mr. Sinodis served as the president of General Leasing Co. and is presently a member of its board of directors.


"In just three days, Mark Stout helped me to locate, obtain and return a stolen truck to one of my lessees after the truck had been driven across the state of Texas by utilizing his expertise and relationships 6 counties away. This could have been a disaster for my lessee. I called Stout who called whoever it was he called and the truck was returned. Easy – and that’s what I like."

Mr. Stout represents in excess of thirty financial institutions and leasing companies.

Within the last four years, Mr. Stout has represented commercial lenders in excess of 150 state court proceedings. Mr. Stout handles an extensive trial docket that generally entails at least three court appearances each week in various courts in Texas. In conjunction with his state court proceedings, Mr. Stout frequently utilizes sequestration/replevin proceedings to quickly recover his client’s collateral. Mr. Stout has filed approximately 200 sequestration/replevin actions in Texas. Mr. Stout represents in excess of thirty financial institutions and leasing companies. Within the last four years, Mr. Stout has represented commercial lenders in excess of 150 state court proceedings. Mr. Stout handles an extensive trial docket that generally entails at least three court appearances each week in various courts in Texas. In conjunction with his state court proceedings, Mr. Stout frequently utilizes sequestration/replevin proceedings to quickly recover his client’s collateral. Mr. Stout has filed approximately 200 sequestration/replevin actions in Texas.

Kevin Trabaris has extensive experience representing banks, financial companies, equipment lessors, insurers, and other funding and intermediary entities and borrowers in connection with thousands of business financing matters.  He has handled everything from small ticket transactions to billion dollar syndicated loans, real estate financing to asset-based facilities. He is an active member of the Commercial Finance Association, LinkedIn Capital Equipment Leasing Group and Equipment Leasing Professionals Group. He has an excellent reputation among his colleagues.

Allan Umans is in charge of documentation and legal affairs at Pacific Rim Capital, reportedly the nation's largest independent lessor of material handling equipment. In his field, he has an excellent reputation. He previously served as General Counsel and Secretary of Relational Technology Services, Inc. and Assistant General Counsel and Assistant Secretary of El Camino Resources, Ltd., both independent technology leasing companies. Mr. Umans has a JD degree from Southwestern University Law School and a BA degree in Economics, with honors, from the University of Manitoba.

Mark Wada, founding shareholder of the Portland, Oregon law firm Farleigh Wada Witt, has been listed in Oregon Super Lawyers for the tenth consecutive year in the specialty area of banking and finance. And for the seventh consecutive year, Mark was selected by his peers for inclusion in The Best Lawyers in America for banking and finance law. Mark has expertise in representing banks, commercial lenders, equipment lessors, private equity funds, lenders in commercial loans and leases to high tech companies, including intellectual property security agreements and warrant terms and other financial service providers; numerous commercial lenders and lessors in workouts, collateral liquidations, collection matters and sales of individual loans and portfolios. In 2010, he was appointed to serve a three-year term on the Equipment Leasing and Finance Association Legal Committee. He is past-president of the Oregon Law Foundation and Campaign for Equal Justice and has served as a member of the Executive Committee of the Oregon State Bar Debtor-Creditor Section, the Board of Directors of the Multnomah Bar Association, as well as its treasurer, representative to the American Bar Association House of Delegates, and the Board of Directors and Executive Committee of the United Cerebral Palsy Association of Oregon and Southwest Washington.

Irwin Wittlin is well-known in the leasing industry as he was past member of the Board of Directors of the United Association of Equipment Leasing (UAEL) at time of merger and formation of National Equipment Finance Association (NEFA). He is a past chairman of the legal committee and has spoken on a variety of legal issues at recent conventions, including the topics of, "Effective Lease Collections," “Working With Outside Counsel," "Fraud Prevention," "Maintaining Your Business Credit Line," and “Selected Issues in NorVergence." He is an instructor for the Certified Lease Program Foundation ("CLP") on the subjects of lease law, lease documentation, and collections. Mr. Wittlin is a frequent speaker on various legal and collection related topics for various professional organizations, with an emphasis on leasing, business litigation and collections.


News Briefs---

Remote work's downside: Empty offices mean
  San Francisco could miss out on millions in tax revenue

Federal Reserve Chair Jerome Powell Faces
Reappointment Amid Tumult

The biggest employers are successfully enacting
vaccine mandates. Many smaller ones need help

See who tops this year's list of Fortune's
Most Powerful Women

Hawaii rules


You May Have Missed---

Inside the Rise of the Game-Changing 'Chipotlane's'
  “The fast casual's drive-thru has inspired a movement
    across the industry”



Sports Briefs---

Warriors' Wiggins: 'Only options were
     to get vaccinated or not be in the NBA'

What the Red Sox need to do to beat the Yankees

Joey Bosa questions Derek Carr’s toughness

Film study: Bill Belichick played scared with Mac Jones,
and it cost the Patriots against the Buccaneers

Tom Brady, Bill Belichick met in locker room
for 20 minutes after Buccaneers' win over Patriots

Jaguars owner Shad Khan calls Urban Meyer's actions
'inexcusable': 'He must regain our trust and respect'

NFL Power Rankings Week 5: 1-32 poll,
plus the biggest surprise for every team


California Nuts Briefs---

COVID-19 vaccines prevented 3,800 deaths
    among California seniors, HHS report says

COVID: Kaiser suspends thousands
of employees who shunned vaccine

Mapping California’s Oil Spill: Aging Pipes Line the Coast

89 Californians worth $1.1 trillion on
Forbes wealthiest Americans list

Milpitas to spend $1.3 million
on minivan ‘micro-transit’ program

The supply chain crisis has hit the Bay Area -
partly because of epic cargo backlogs in Southern California

Fraud-linked San Jose and Fremont
residential sites face construction woes



“Gimme that Wine”

Increasing Temperatures Led to Better-Tasting
     Wine Grapes, but for How Long?

Wine of the week: Fetzer 2020 California Gewürztraminer

‘Feel that electricity in the air’: Grape harvest
in Sonoma County — there is nothing like it

Free Wine App

Wine Prices by vintage


This Day in History

     1683 - The first Mennonites debarked for America on the Concord: 13 German and Dutch families from Krefeld, Germany, led by Francis Daniel Pastorius. They were induced to come to American through the generosity of William Penn, who offered them 5,000 acres of land in Pennsylvania and freedom from religious persecution. Their settlement, called Germantown, is now a neighborhood in Philadelphia.
    1723 – Benjamin Franklin arrives in Philadelphia at age 17, from Boston.
    1777 – In the Battle of Germantown in the American Revolution, Gen. Washington was defeated by the British.
    1780 - Henry Laurens of Charlestown, SC, president of the Continental Congress from 1777 to 1778, was imprisoned as an enemy agent in the Tower of London. On August 13, 1780, Laurens sailed from Philadelphia, PA, on the brigantine Mercury en route to Holland, where he was to negotiate a loan and treaty. Three weeks later, he was captured by the British off Newfoundland. He threw his papers overboard, but they were recovered and led to the British declaration of war against Holland. From October 6, 1780 to December 31, 1791, he was imprisoned in the Tower on suspicion of high treason, and was forced to pay for his room, board, and guard.  He was released in exchange for the British army leader Lord Cornwallis, who had surrendered to General George Washington at Yorktown, VA. Laurens, with Benjamin Franklin and John Jay, drew up the preliminary treaty of peace with Great Britain on November 30, 1782, to terminate the Revolutionary War.
    1781 - Americans and French began the siege of Cornwallis at Yorktown, the last battle of Revolutionary War. They began digging the first parallel trenches, a distance of 500 to 600 yards from the enemy's works. A French wagon train arrived at the siege site.
    1783 - Benjamin Hanks patents self-winding clock
    1825 - The first giant exhibited as a theatrical attraction was Patrick Magee, “just arrived from Ireland,” who went on exhibition on October 26, 1825 at 13 Park Exchange, New York City, from 7am until 10 pm. A charge of 25 cents was made to see the giant, “conspicuous for the masculine beauty of his form and his surprising strength.”
    1836 - Second early season snowstorm produced 25 inches of wet snow at Auburn, NY and 11 inches at Wilkes-Barre, PA. All the mountains in the northeast were whitened.
    1846 - George Westinghouse birthday at Central Bridge, NY.  Engineer and inventor of the air brake for trains. He was the first employer to give his employees paid vacations. Westinghouse died at New York, NY, March 12, 1914.
    1848 - The S.S. California, 10,105 tons, left New York City to establish steamboat service to California around Cape Horn. She was built as the first of three steamboats specified in a government mail contract to provide mail, passenger, and freight service from Panama to and from San Francisco and Oregon. She stopped at Rio de Janeiro, Brazil, Valparaiso, Chile, and Callao and Paita, Peru. On February 28, 1949, the ship reached San Francisco, where most of the crew deserted to work the gold fields.
    1857 - The first chess tournament of importance was held this day to November 10, by the American Chess Congress in New York City under the sponsorship of the New York Chess Club. The victor of the grand Tournament was Paul Charles Murphy, who received the first prize, a silver service consisting of a pitcher, four goblets, and a salver. Murphy was 20 years old and from New Orleans, LA.   Between 1857-59, he played 95 games, including 68 victories, 14 draws, and 13 losses. He won the Grand Tournament of the First National Chess Association in England and France, held from July 19 to August 22, 1858.
    1863 - Dr. Charles H Sheppard opens 1st public bath, in Brooklyn, NY.
    1863 - POND, JAMES B.  Medal of Honor
Rank and organization: First Lieutenant, Company C, 3d Wisconsin Cavalry. Place and date: At Baxter Springs, Kans., 6 October 1863. Entered service at: Janesville, Rock County, Wis. Birth: Allegany, N.Y. Date of issue: 30 March 1898. Citation: While in command of 2 companies of Cavalry, was surprised and attacked by several times his own number of guerrillas, but gallantly rallied his men, and after a severe struggle drove the enemy outside the fortifications. 1st Lt. Pond then went outside the works and, alone and unaided, fired a howitzer 3 times, throwing the enemy into confusion and causing him to retire.
     1867 - Frank Sparks, John Reno, and Simeon Reno boarded an Ohio and Mississippi Railroad baggage and express car while it was getting into motion and threw off two safes, one containing $15,000 and the other $30,000.  This event is considered the first train robbery in the US. The second safe was recovered. The bandits were arrested, freed on bail, and never tried, although they were later convicted of other crimes. Robbing trains became common.  While it is doubtful there is a connection, there are towns in Nevada named Reno and Sparks.
    1884 - Department of the Navy establishes the Naval War College at Newport, RI. Secretary of the Navy William E. Chandler signed General Order 325, which began by simply stating: “A college is hereby established for an advanced course of professional study for naval officers, to be known as the Naval War College.” The order went on to assign “the principal building on Coaster's Harbor Island, Newport, R.I., the Newport Asylum for the Poor, built in 1820, to its use and Commodore Stephen B. Luce . . . to duty as president of the college.” Such were the humble beginnings of what is now the oldest continuing institution of its kind in the world.
    1889 – Thomas Edison shows a motion picture on his invention for the first time.
    1893 - Nabisco Foods invents Cream of Wheat
    1897 - American physician Florence B. Seibert (d. 1991) was born at Easton, PA. She developed the test for tuberculosis that as adopted by the US and used worldwide by the World Health Organization.
     1905 - Helen Wills Moody (Roark) birthday (d. 1998), tennis player born at Centerville, CA. Perhaps the greatest American tennis player, Wills Moody won 31 major titles, including Wimbledon eight times and the US championship seven times. From August, 1926, through 1935, she did not lose a match or a single set. She led a reclusive life after retiring but she painted and wrote mystery novels and her autobiography.
    1906 - Birthday of Janet Gaynor, born Laura Gainor (d. 1984) at Philadelphia, PA. She became the first winner of the Academy Award for Best Actress for her cumulative work in two 1927 films, “Sunrise and Seventh Heaven”, and for 1928's “Street Angel”.
    1908 – Carole Lombard (d. 1942) birthday, Ft. Wayne, IN. Actress, particularly noted for her energetic, often off-beat roles in screwball comedies. In 1999, the AFI ranked Lombard 23rd on its list of the greatest female stars of Classic Hollywood Cinema.  She was raised in Los Angeles by her single mother and she signed a contract with the Fox at age 16, but was dropped by Fox just before her 18th birthday after a shattered windshield from a car accident left a scar on her face. Paramount quickly began casting Lombard as a leading lady, primarily in drama films. Her profile increased when she married William Powell in 1931, but the couple divorced amicably after two years. A turning point in Lombard's career came when she starred in Howard Hawks’ pioneering screwball comedy, “Twentieth Century” (1934). The actress found her niche in this genre and continued to appear in several films including “My Man Godfrey” (1936), for which she was nominated for the Academy award for Best Actress.  At this time, Lombard married "The King of Hollywood", Clark Gable, and the supercouple gained much attention from the media. Lombard's career was cut short when she died at the age of 33 aboard TWA Flight 3, which crashed in Nevada while returning from a war bond tour.
    1911 - Cy Young's farewell appearance in a Major League game is a letdown as he loses to Brooklyn, 13-3, in a Boston Braves uniform in his 906th game.
1914 – World explorer Thor Heyerdahl (d. 2002) born in Norway.  Adventurer and ethnographer, Heyerdahl is notable for his Kon-Tiki expedition in 1947, in which he sailed 5,000 miles across the Pacific Ocean in a hand-built raft from South America to the Tuamotu Islands. The expedition was designed to demonstrate that ancient people could have made long sea voyages, creating contacts between societies. This was linked to a diffusional model of cultural development.  Heyerdahl made other voyages to demonstrate the possibility of contact between widely separated ancient peoples.  He was appointed a government scholar in 1984.
     1916 - American mystery writer Stanley Ellin (d. 1986) born Brooklyn, NY.  One of the modern masters of the genre, he is best known for his short stories. Received Edgar Allan Poe Award from the Mystery Writers of America in 1954 (for the short story “The House Party”), 1956 (short story “The Blessington Method”) and 1958 (novel “The Eighth Circle”).  In 1975 he won Le Grand Prix de Littérature Policière for the novel “Mirror, Mirror on the Wall”.
    1917 - African-American civil rights activist Fannie Lou Hamer’s (d. 1977) birthday, Montgomery County, MS. She led the Mississippi Freedom Democratic Party and risked her life to register voters in Mississippi. She became active with the Student Nonviolent Coordinating Committee (SNCC) although she only had a sixth-grade education. The group successfully challenged the various laws that excluded most blacks from voting. It was dangerous as bigoted whites sometimes resorted to violence to keep blacks from exercising their constitutional rights. Fannie Lou Hamer was the youngest of 20 children of a sharecropper family and worked the fields at a very young age. She spent most of her adult life working to improve the economic conditions of blacks in the south. As a newsman, I interviewed her in person, and many times by telephone during the Democratic Convention.

    1917 – The word "jazz" first used in print. The "Literary Digest" described jazz as music that caused people to, "shake, jump & writhe in ways to suggest a return to the medieval jumping mania."
   1918 - BLECKLEY, ERWIN R. (Air Mission), Medal of Honor
Rank and organization: Second Lieutenant, U.S. Army Air Corps, 130th Field Artillery, observer 50th Aero Squadron, Air Service. Place and date. Near Binarville, France, 6 October 1918. Entered service at: Wichita, Kans. Birth: Wichita, Kans. G.O. No.: 56, W.D., 1922. Citation: 2d Lt. Bleckley, with his pilot, 1st Lt. Harold E. Goettler, Air Service, left the airdrome late in the afternoon on their second trip to drop supplies to a battalion of the 77th Division, which had been cut off by the enemy in the Argonne Forest. Having been subjected on the first trip to violent fire from the enemy, they attempted on the second trip to come still lower in order to get the packages even more precisely on the designated spot. In the course of his mission the plane was brought down by enemy rifle and machinegun fire from the ground, resulting in fatal wounds to 2d Lt. Bleckley, who died before he could be taken to a hospital. In attempting and performing this mission 2d Lt. Bleckley showed the highest possible contempt of personal danger, devotion to duty, courage, and valor.
    1918 - GOETTLER, HAROLD ERNEST (Air Mission), Medal of Honor
Rank and organization: First Lieutenant, pilot, U.S. Army Air Corps, 50th Aero Squadron, Air Service. Place and date: Near Binarville, France, 6 October 1918. Entered service at: Chicago, Ill. Born: 21 July 1890, Chicago, Ill. G.O. No.: 56, W.D., 1922. Citation: 1st. Lt. Goettler, with his observer, 2d Lt. Erwin R. Bleckley, 130th Field Artillery, left the airdrome late in the afternoon on their second trip to drop supplies to a battalion of the 77th Division which had been cut off by the enemy in the Argonne Forest. Having been subjected on the first trip to violent fire from the enemy, they attempted on the second trip to come still lower in order to get the packages even more precisely on the designated spot. In the course of this mission the plane was brought down by enemy rifle and machinegun fire from the ground, resulting in the instant death of 1st. Lt. Goettler. In attempting and performing this mission 1st. Lt. Goettler showed the highest possible contempt of personal danger, devotion to duty, courage and valor.
     1918 - PECK, ARCHIE A., Medal of Honor
Rank and organization: Private, U.S. Army, Company A, 307th Infantry, 77th Division. Place and date: In the Argonne Forest, France, 6 October 1918. Entered service at: Hornell, N.Y. Birth: Tyrone, N.Y. G.O. No.: 16, W.D., 1919. Citation: While engaged with 2 other soldiers on patrol duty, he and his comrades were subjected to the direct fire of an enemy machinegun, at which time both his companions were wounded. Returning to his company, he obtained another soldier to accompany him to assist in bringing in the wounded men. His assistant was killed in the exploit, but he continued on, twice returning safely bringing in both men, being under terrific machinegun fire during the entire Journey.
    1920 – Brothers faced each other for the first time in a World Series.  Cleveland's Wheeler Johnston pinch-hits as brother Jimmy plays 3rd base for Brooklyn.
    1921 – The fewest hits in a World Series game as the Yankees, in Babe Ruth’s first Series with them, defeated the New York Giants, 3-0.  The Yanks had 3 hits, the Giants, 2.  All the games were played in the Polo Grounds in Harlem which was shared by these teams until John McGraw of the Giants told the Yanks to leave.  Yankee Stadium opened with the 1923 season.
    1923 – The Majors’ first unassisted triple play was turned by Ernie Padgett of the Boston Braves against the Phillies.
     1926 – Babe Ruth hit three HRs in a World Series game for the Yankees against the St. Louis Cardinals, the first time this had been done.  This was the game sensationalized by Ruth’s supposed promise to a sick boy, Johnny Sylvester, that he would hit two HRs for him, after which the boy miraculously recovered.  The Yankees won the game, 10-5, but the Cardinals won the Series in seven games.
    1927 - The film "The Jazz Singer" starring Al Jolson opened in New York City. It was the first full-length feature film to include spoken dialogue and is regarded as the first "talkie." The film was based on the short story "The Day of Atonement" by Sampson Raphaelson. In reality, “The Jazz Singer” was not a true talkie. There were only 291 spoken words in the landmark film; however, it was the first to integrate sound and this small amount of dialogue into a story through the Vitaphone disk process, and the first to entertain a large audience. The talking part was mostly singing, and it was Al Jolson who made the flick a success, proving to the critics that an all-talking film could work. Because he didn't think the pioneer of talkies would be all the rage, George Jessel actually turned down the starring role; as did Eddie Cantor.  A silent version of the film was released to movie theaters that had not yet popped for the $20,000 or so it cost to rewire their venue. The audience was thrilled with Jolson's sound performance as a cantor's son, Jake Rabinowitz, rejecting the world he came from to become a singer of popular music while changing his name to Jack Robin in the process. Although not jazz as we know it, the songs Jolson sang became part of American music culture: “Toot Toot Tootsie (Goodbye)”, “Blue Skies”, “Waiting for the Robert E. Lee” and, of course, “My Mammy”. For those truly with a need to know, Neil Diamond did not audition for Jolson's part when finding out that Jessel had turned it down. Diamond performed in a remake of “The Jazz Singer” in 1980. As Jolson said, "Wait a minute, wait a minute, you ain't heard nothin' yet!" Maybe, through the wonders of modern technology, we could hear Jolson and Diamond together, in concert. That would be the Mammy of all jazz singin': "Mammy, how I love you, how I love you, my dear old mammy!"
    1927 – “Holy Toledo!”  Long-time A’s and Raiders broadcaster Bill king was born in Bloomington, IL.  King passed in 2005.
    1930 - William Faulkner's novel “As I Lay Dying” is published.
    1938 – The Yankees’ Lefty Gomez sets a World Series record of winning six games without a loss.  A seven-time All-Star and member of 5 World Series champs, Gomez was elected to Baseball’s Hall of Fame in 1972.
    1941 - On Columbia Records, Claude Thornhill and his orchestra recorded "Autumn Serenade."
    1941 - A tornado hit Kansas City, MO leaving 4 dead and causing $250,000 damage.
    1943 – Actress Britt Ekland was born, Stockholm, Sweden.  She appeared in numerous films in her heyday throughout the 1960s and 1970s and appeared as a Bond girl in “The Man with the Golden Gun” (1974).
    1945 - Major General Keller E. Rockey, Commanding General, III Amphibious Corps, accepted the surrender of 50,000 Japanese troops in North China on behalf of the Chinese Nationalist government.
    1945 – Chicago tavern owner "Billy Goat" Sianis buys a seat for his goat for Game 4 of the World Series between the Cubs and Tigers.  He was escorted out, casting the goat curse on Cubs.  This was the last appearance for the Chicago Cubs in the Fall Classic until they broke the curse with their 2016 World Series win over the Cleveland Indians.  Having last won the Series in 1908, the Cubs own the dubious record of both the longest league pennant drought and the longest World Series drought in history..
    1948 - In Game 1 of the Fall Classic at Braves Field, Boston manages only two hits, but Johnny Sain beats Bob Feller and the Cleveland Indians, 1-0. 'Rapid Robert' appears to have picked off Phil Masi at second but umpire Bill Stewart says safe, and Tommy Holmes follows with a single which scores the game's only run.
    1949 - American-born Iva Toguri D'Aquino, convicted of being Japanese wartime broadcaster Tokyo Rose, was sentenced in San Francisco to 10 years in prison and fined $10,000. Though forced to broadcast to the troops, she claimed that she, with the help of American POWs assigned to the radio broadcasts, made herself and her words purposefully ridiculous. She had refused to give up her American citizenship, despite pressure and even punishment from the Japanese who forced her into the broadcasting role. In the 1970s, a public campaign brought to light the testimony of the POWs who worked with her and supported her story. The testimony of the witnesses against her was questioned. Eventually she was pardoned by President Gerald Ford. After her imprisonment, she returned to Chicago where her family owned a store. She continued to work at the store into her eighties.
    1949 – Former CBS CEO Les Moonves born in NYC.  He was CEO from 2003 until his resignation in September 2018 following numerous allegations o sexual harassment, sexual assault, and abuse.   He has been married to TV personality Julie Chen since 2004.
    1951 – In a night assault, Hill 931, the highest peak at Heartbreak Ridge, was secured by troops of the 2nd Infantry Division's 23rd Infantry Regiment after bitter fighting.
    1952 - The battle for White Horse Mountain in the Chorwon Valley took place. The defending Republic of Korea 9th Infantry Division inflicted 10,000 casualties in fierce combat with the attacking Chinese 38th Army at a cost 3,500 ROK casualties. During the battle, the ROK forces launched nine separate attacks against the communists.
    1954 - Top Hits
“Hey There” - Rosemary Clooney (George’s aunt)
“I Need You Now” - Eddie Fisher
“If I Give My Heart to You” - Doris Day
“I Don't Hurt Anymore” - Hank Snow
    1955 - Billboard reports major Hollywood studios are getting into the rock ‘n’ roll film biz. Twentieth Century-Fox with "Do Re Mi," starring Fats Domino, Jayne Mansfield and Little Richard and another project called "Cool it, Baby." Paramount has "Lonesome Cowboy," with Elvis Presley as the star. (The film is never made.)
    1955 – LSD is legalized in the US.
    1956 - "Love Me Tender" sung by Elvis Presley is released.
    1956 – Dr. Albert Sabin discovers the oral vaccine for polio.  Before this, we all lined up in the nurse’s office to get our polio shots.  Sabin's first oral poliovirus vaccine (OPV), for use against type 1 polioviruses, was licensed in the US in 1961. His vaccines for type 2 and type 3 polioviruses were licensed in 1962. At first, the monovalent poliovirus vaccines were administered together by being put on a sugar cube.  In 1964, a single trivalent OPV containing all three viral serotypes was approved.  Sabin's oral vaccine was easier to give than the earlier vaccine developed by Jonas Salk in 1954, and its effects lasted longer. The Sabin vaccine became the predominant method of vaccination against polio in the United States for the next three decades. It broke the chain of transmission of the virus and allowed for the possibility that polio might one day be eradicated.  Sabin also developed vaccines against other viral diseases, including encephalitis and dengue. In addition, he investigated possible links between viruses and some forms of cancer.  Sabin refused to patent his vaccine, waiving commercial exploitation by pharmaceutical industries, so that the low price would guarantee a more extensive spread of the treatment. From the development of his vaccine Sabin did not gain a penny and continued to live on his salary as a professor.
    1958 - Billboard story claims that "payola, that under-the-turntable device whereby record companies win plugs and influence disc jockeys, is fast growing into a monster that may yet destroy its creators. According to key record execs, jockey payola is so widespread that it's no longer possible to measure its effectiveness." There is no mention of Alan Freed, whose career…and life…will shortly be killed by payola scandal.  Remarkably, Dick Clark and others skated.
    1958 - Conway Twitty's "It's Only Make Believe" enters the pop charts at #47. It will be Number One in both the U.S. and U.K.
    1958 – US nuclear submarine Seawolfe remains a record 60 days under the North Pole.
    1959 - The largest crowd ever to attend a major league game, 92,706 fans at the LA Memorial Coliseum, watch a nail biter as White Sox hurler Bob Shaw beats Sandy Koufax and the Dodgers, 1-0 in Game 5 of the Fall Classic.
    1959 – One of sports’ best nicknames was born.  Dennis “Oil Can” Boyd was born in Meridian, MS where beer is referred to as oil.  He pitched for several teams, mostly with the Red Sox. 
    1961 - JFK advised Americans to build fallout shelters from atomic fallout in the event of a nuclear exchange with the Soviet Union.
    1962 - Robert Goulet stepped out of the role of Sir Lancelot after singing/acting the part since 1960. The fabulously successful Broadway musical, “Camelot”, also starred Richard Burton as King Arthur and Julie Andrews as Queen Guinevere.
    1962 - Top Hits
“Sherry” - The 4 Seasons
Monster Mash - Bobby “Boris” Picket
“Let's Dance” - Chris Montez
“Devil Woman” - Marty Robbins
    1963 - The Dodgers complete a four-game World Series sweep of the Yankees as Sandy Koufax wins his second game, 2-1. Frank Howard leads the offense with a home run and a single and New York's first baseman Joe Pepitone's error (loses a thrown ball in white-shirted crowd) leads to the decisive run in the seventh inning. 
    1963 – Actress Elizabeth Shue (”Adventures in Babysitting,” “Cocktail,” “CSI”) was born in Wilmington, DE.
    1965 - Gary Lewis and the Playboys enter the studio to record two of their biggest hits, "She's Just My Style" and "Sure Gonna Miss Her".
    1965 - Sandy Koufax declines to pitch the first game of the World Series against the Twins because game is scheduled on Yom Kippur, the most sacred of the Jewish holidays. As the Dodgers’ southpaw attended shul and fasted on the Day of Atonement, his teammates lose to Minnesota, 8-2.  The Dodgers came back to take the Series in seven games.  After Koufax was beaten in game 2, giving the Twins a 2-0 lead, Claude Osteen brought the Dodgers back by winning game 3 and turning the Series around.  Koufax shut out the Twins in game 5, then returned on two days’ rest to three-hit and shut out the Twins in the deciding game 7.  This remains as an historic pitching feat in World Series history.
    1966 - At the age of 20, Jim Palmer becomes the youngest player to pitch shutout in World Series as the young Oriole hurler blanks Sandy Koufax and Dodgers, 6-0. It will be Koufax's last Major League appearance.
    1966 - The state of California declared LSD a controlled substance, which made the drug illegal. In response to the criminalization of psychedelics, San Francisco hippies staged a gathering in the Golden Gate Park panhandle, called the Love Pageant Rally. As explained by Allan Cohen, co-founder of the San Francisco Oracle, the purpose of the rally was twofold:  to draw attention to the fact that LSD had just been made illegal, and to demonstrate that people who used LSD were not criminals, nor were they mentally ill. The Grateful Dead played, and some sources claim that LSD was consumed at the rally. According to Cohen, those who took LSD "were not guilty of using illegal substances...We were celebrating transcendental consciousness, the beauty of the universe, the beauty of being.”
    1966 – Detroit’s Fermi 1 nuclear reactor partially melts down.
    1967 - Hippies blocked the intersection of Haight and Ashbury streets to celebrate the "Death of Hip," another in the series of Digger pageants that played out on the streets of the Haight Ashbury and the City. This one occurred one year to the day from that of the Love Pageant Rally…from The Diggers
    1969 - For the first time in Beatles history, a George Harrison song gets the A side of a 45. "Something" backed with Lennon and McCartney's "Come Together" will reach Number One next month.
    1970 - Top Hits
"Cracklin' Rosie" - Neil Diamond
“Ain't No Mountain High Enough” - Diana Ross
“Lookin' Out My Back Door/Long as I Can See the Light” - Creedence Clearwater Revival
“Candida” - Dawn
“There Must Be More to Love Than This” - Jerry Lee Lewis
    1973 - Rebecca Lobo’s birthday in Hartford.  U.S. basketball player and ESPN host.  She led her University of Connecticut team to a perfect 35-0 record and the NCAA title while she was winning a Phi Beta Kappa key for herself with a 3.6 grade average.   She was an outstanding center-forward for the New York Liberty pro women's basketball team. Unfortunately, her career was shortened because of an injury. She stands 6'4" and usually weighs about 180.
    1973 - The Doobie Brothers' "China Grove" peaks at #15 on the singles chart while Paul Simon's "Loves Me Like A Rock" peaks at #2.
    1973 - Cher's "Half-Breed" hits #1
    1976 - Rick Dees and His Cast of Idiots receive a gold record for one of the more bizarre novelty hits of the decade, "Disco Duck." In December, it will become only the fourth single ever to be certified platinum.
    1976 – President Gerald Ford declares that there is no Soviet domination of Eastern Europe.
    1978 - Top Hits
“Kiss You All Over” - Exile
“Hopelessly Devoted to You” - Olivia Newton-John
“Summer Nights” - John Travolta & Olivia Newton-John & Cast
“Heartbreaker” - Dolly Parton
    1978 - The Rolling Stones' Mick Jagger apologizes to activist Jesse Jackson, who raised a public outcry over the lyrics of the Stones' recent song "Some Girls," specifically the line "black girls just want to get ------ all night." Jagger refuses calls to change the lyrics.
    1979 - Robert John's "Sad Eyes" hits #1
    1979 - The Eagles' "Heartache Tonight" is released.
    1979 - Fleetwood Mac's "Tusk" is released.
    1979 - Van Halen's "Beautiful Girls" peaks at #84 on the singles chart.
    1979 – Pope John Paul II is the first Pope to visit the White House.
    1980 - In the 163rd game of the season, the Astros beat the Dodgers, 7-1, to capture the National League West division as Houston wins its first title in the franchise's 19-year history. The Dodgers had swept a season-ending three game series with the 'Stros (3-2, 2-1, and 4- 3) making the one-game play-off necessary.
    1984 - The temperature at Honolulu, Hawaii, reached 94 degrees to establish an all-time record at that location.
    1984 - David Bowie's "Tonight" album hits #11 on the chart.
    1985 - Pitcher Phil Niekro of the New York Yankees won the 300th game of his career, shutting out the Toronto Blue Jays, 8-0, on the last day of the regular season. The knuckleballing Niekro, nicknamed “Nucksie” finished his career in 1987 with 318 wins, and he is the only knuckleballer to win at least 300 games.  Niekro was elected to the Baseball Hall of Fame in 1997.
    1985 - A tropical wave, later to become Tropical Storm Isabel, struck Puerto Rico. As much as 24 inches of rain fell in 24 hours, and the severe flooding and numerous landslides resulting from the rain claimed about 180 lives.
    1986 - Top Hits
“Stuck with You” - Huey Lewis & The News
“Friends and Lovers” - Gloria Loring & Carl Anderson
“When I Think of You” - Janet Jackson
“Always Have Always Will” - Janie Frickie
    1987 - The heat continued in the west with highs of 85 at Astoria, OR, 102 at Sacramento, CA. Temperatures at Tucson reach 101 equaling the all-time October high.
    1989 - Temperatures soared into the 90s across southern Texas. Afternoon highs of 93 degrees at Houston, and 96 degrees at Austin and Corpus Christi, were records for the date. Beeville was the hot spot in the nation with an afternoon high of 101 degrees.
    1990 - Neil Young and Crazy Horse's reunion album "Ragged Glory" LP peaks at #31.
    1991 - Elizabeth Taylor married for the 8th time to a construction worker named Larry Fortensky. The wedding was held at Michael Jackson's estate in California.
    1991 - University of Oklahoma professor Anita F. Hill, former aide to U.S. Supreme Court nominee Clarence Thomas, testified before a Senate committee that Thomas sexually harassed her and the allegations nearly undid Thomas' nomination to the High Court.
    1991 – The Baltimore Orioles played their last game at Memorial Stadium, against the Detroit Tigers.  Their new and current home, Oriole Park at Camden Yards, opened for the 1992 season.
   1996 – The New York Jets’ Nick Lowery tied the NFL record of Jan Stenerud by kicking 6 field goals in one game.
   1996 – Bob Dole and Bill Clinton engage in the first Presidential Debate.  Clinton won re-election in November, 1996.
   2000 – “CSI: Crime Scene Investigations” premiers on TV. CBS's consistently top-rated mystery drama focuses on the Las Vegas Police forensics team lead by preternaturally calm Gil Grissom (William Petersen). “CSI” bring science to the foreground with close-up looks at technology and lab techniques. Opening theme: "Who Are You" by The Who. In Season 10, D.B.Russell, played by Ted Danson, comes to the team after heading the Seattle Crime Lab. The show spawned equally successful spin-offs: “CSI: Miami” and “CSI: New York.”
 2001 - With the club's 116th win, the Seattle Mariners tie 1906 Cubs as the winningest team in Major League history. Bret Boone's 37th home run of the season and the shut out pitching of five Seattle pitchers proves to be the difference in the 1-0 historic wins over the Rangers.
    2001 - At Camden Yards in front of a full house including Orioles notables Frank Robinson, Jim Palmer and Earl Weaver as well as Commissioner Bud Selig and former President Bill Clinton, Cal Ripken plays his 3,001st and final game. After a hitless night for 41-year-old, the final out of the 5-1 loss to Red Sox is made as Cal watches from the on-deck circle.
    2003 - Defeating the A's, 5-4, the Red Sox become the seventh team to win the last three games to win a best-of-five playoff series. Other teams to overcome an 0-2 deficit include the 1981 Dodgers (Astros-NLDS), 1982 Brewers (Angels-ALCS), 1984 Padres (Cubs-NLCS), 1995 Mariners (Yankees-ALDS), 1999 Red Sox (Indians-ALDS), and the 2001 Yankees (A's-ALDS).
    2005 - Reds' outfielder Ken Griffey Jr. (.301, 35 HR, 92 RBI) and Yankee first baseman/DH Jason Giambi (.271, 32, 87) are voted the Comeback Players of the Year in their respective leagues. For the first time, the winners of the award are determined by the fans voting on
    2007 – Jacob Lewis completes the first human-powered circumnavigation of the globe.
2010 – Roy Halladay, Phillies righthander, threw the second no-hitter in postseason play, in Game 1 of the NL Division Series, 4-0 vs. Cincinnati Reds at Citizens Bank Park, Philadelphia.  The only World Series no-hitter remains Yankee Don Larsen’s perfect game in Game 5 of the 1956 Series against the Brooklyn Dodgers.
2018 - Brett Kavanaugh is confirmed and sworn onto the US Supreme Court as Associate Justice amid protests and after an FBI investigation.
World Series Champions:
    1936 - New York Yankees
    1941 - New York Yankees
    1947 - New York Yankees
    1963 - Los Angeles Dodgers



The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?





Daily Puzzle

How to play:

Refresh for current date:






See USA map, click to specific area, no commercials



Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live