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Monday, October 3, 2022


Today's Leasing News Headlines

**ELFA Annual Conference Changes Location**
    JW Marriott Grande Lakes Resort in Orlando, FL October 9 – 11
The Top Five Leasing/Finance Funder Websites
    In North America
Leasing and Finance Industry Help Wanted
  Excellent compensation/Work from Home/Please Join Us
Sales Makes it Happen by Steve Chriest
    Never Grab a Baby Carrot!
Top Ten Leasing News Read by Readers
    September 26 to September 29
A Few Stayed When Fiona Storm Hit
  After Canadian Finance and Leasing Association
    Conference Charlottetown, Prince Edward Island
GreatAmerica Plans to Float $637.8 million
    on Commercial Financing
Civista Bancshares to Acquire Equipment Leasing,
    Financing Firm Vision Financial
Alaskan Husky
    Des Moines, Iowa Adopt-a-Dog
deBanked Broker Fair - Three Weeks
    October 24, 2022, Marriott Marquis, New York City
News Briefs ----
Hurricane Ian claims could topple Florida
    home insurance market: analysts
Georgia judge nixes tax break
    for electric truck firm Rivian
Tesla Sold Record Number 343,000 Vehicles
    in Third Quarter
OPEC+ to consider oil cut of over than
     1 million barrels per day
Nike to offer big discounts
     amid a glut of inventory
United to halt JFK service as airline battles
    FAA to add more flights

You May Have Missed ---
Credit Suisse Is in Deep Trouble
    succession of financial scandals

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
Sales Make It Happen

Sports Brief----
 California Nuts Brief---
   "Gimme that wine"
    This Day in History
     SuDoku
      Daily Puzzle
       GasBuddy
        Weather, USA or specific area
         Traffic Live----
          Wordle

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.




[headlines]
--------------------------------------------------------------

ELFA Annual Conference Changes Location
now at JW Marriott Grande Lakes Resort in Orlando, Florida October 9–11

From the ELFA website: Update for Attendees - Sundy, Oct. 2, 2022

We are pleased to inform you that the 61st ELFA Annual Convention is still scheduled for Oct. 9-11. However, the event will be held in a new location: the JW Marriott Grande Lakes Resort in Orlando, Florida. We are excited to bring you an outstanding convention experience at this new venue.

The JW Marriott Grande Lakes in Orlando, which is 4.5 hours north of Marco Island, is fully operational and ready to welcome our attendees. As always, our primary concern is your safety and that of all our conference attendees and partners. The JW Marriott Grande Lakes—which hosted the 2017 ELFA Annual Convention—is an unparalleled resort and a first-rate destination for our attendees to learn, network and do business together.

Why did ELFA change the location? ELFA made the decision to move the Convention to a new location after careful consultation with the ELFA Executive Committee, our hotel partner Marriott and our convention production and vendor partners. In the wake of Hurricane Ian, our original venue on Marco Island has been temporarily closed to the public until Oct. 12. Our thoughts go out to everyone who has been impacted by the storm.

What about my hotel reservation? If you made reservations at the JW Marriott Marco Island Beach Resort or the Hilton Marco Island Beach Resort, you don’t need to do anything: Marriott will automatically transfer your reservations to the new location. Others who made reervations in Marco Island will need to cancel those off-site reservations.

Please read the Frequently Asked Questions for more information.


JW Marriott Grande Lakes Resort

A Friday enail from Amy Vogt, Vice President, Communications and Marketing, Equipment Leasing and Finance Association indicated ELFA was paying close attention to the situation.

“Kit, ELFA has been monitoring hurricane Ian for the past several days, and our thoughts are with those who have been impacted by the storm. We are currently monitoring reports from Florida and working closely with the JW Marriott Marco Island Beach Resort, the venue for our 61st ELFA Annual Convention on Oct. 9-11 in Marco Island, Florida.

“The JW Marriott Marco Island has an assessment team on property to walk through each part of the hotel to review functionality and safety in the wake of the storm. They are expected to provide an official statement by Monday, Oct. 3. ELFA will provide an update to attendees via email and our Convention website on Monday.

[headlines]
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The Top Five Leasing/Finance Funder Websites
In North America

Alexa Rank is a rank (number) used to measure the popularity of a website among millions of other websites on Internet. For example, a website with a rank of 1 means it is the most popular website on Internet (i.e. google.com) and is on the first position of the Alexa global rank. It is similar to golf, the lower the number, the better the score.

The following are funder ratings below 1,000 from siteworth traffic on one month “three month” rating average:


Clicklease
108,027


National Funding
266,984


Balboa Capital
672,455


Crestmark Capital
722,506


Timepayment
726,652

 
Clicklease remained about the same as number one. National went down a small amount and remained number two. The next three had much higher numbers than a month ago with Balboa Capital falling from third place to fourth place.

If your company is a recognized Funder by Leasing News and has less than a 1,000 rating, please email kitmenkin@leasingnews.org to be included in the next Company listing.

It should be noted bank owned and subsidiaries often are in the bank internet listing, as well as both brokers and super brokers are not included.


http://www.siteworthtraffic.com/


[headlines
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Leasing and Finance Industry Help Wanted
Excellent Compensation/Marketing Support/Work

 



[headlines]
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Sales Makes it Happen by Steve Chriest

Never Grab a Baby Carrot!

In negotiating, there is a well-known tactic called the Baby Carrot. A Baby Carrot from a Vendor prospect, in my experience, most often sounds like this: “Steve,” as the vendor prospect reaches down and opens the bottom drawer on one side of her desk, retrieving a thick manila folder stuffed with paper. “Here are some deals we think should have been approved by the leasing company we’ve being using. If you can get us some approvals on these apps, I will recommend that we start using you to finance our customers.”

The downside of Baby Carrots.

The Baby Carrot is designed to appeal to your eagerness, or desperation, to make a deal and secure a new vendor relationship.

You will most likely get only junk deals from this vendor.

She will likely brag to her leasing friends that she’s found a funding source that is willing to sweep up her junk deals from the floor. (This will keep you busy and keep you poor)

Your chances of becoming her preferred funding source for quality deals is somewhere between zero and a large negative number.

 Responding to baby carrots.

Try this type of response: “I’ve actually seen this type of offer before, and I’ve never had any success with the offer. Usually, the deals that were declined were turned down for good reasons. How about this? You give me an opportunity to approve an application you would normally submit to your current funder and see how we perform from the time I receive the app. through funding you for your equipment. If you’re happy with our performance, you can give us another try.”

This response won’t always work, of course, but it should help your prospects understand that you respect a balanced relationship, based on trust and mutual respect.

The Baby Carrot tactic is an old one; but it is unfortunately effective when sales professionals grab it.


Steve Chriest is the CEO of Open Advance and author of “Selling to the E-Suite, The Proven System for Reaching and Selling Senior Executives and Business Acumen 101.”  He is the former president of several leasing companies.  Today, he produces video and radio blogs, as well as continuing as a columnist for Leasing News since 2005.
800-570-7145
schriest@sbcglobal.net
http://www.openadvance.com

Sales Makes It Happen
https://leasingnews.org/Legacy/index.html




[headlines]
--------------------------------------------------------------

Top Ten Leasing News Read by Readers
September 26 to September 29

(1) Do I Really Have to Disclose Kickbacks
  Under Several New Disclosure Laws?
By Ken Greene, Leasing News Legal Editor
https://leasingnews.org/archives/Sep2022/09_28.htm#do

(2) License and Registration United States - Update
By Kenneth C. Greene, Attorney
https://leasingnews.org/archives/Sep2022/09_30.htm#licenses

(3)  New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Sep2022/09_26.htm#hires

(4) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Sep2022/09_28.htm#hires

(5) Commitment to Lease or Make Loan Agreements
Full Disclosure Forms for Use with New Disclosure Laws
https://leasingnews.org/archives/Sep2022/09_28.htm#commit

(6) Leasing/Finance/Business Training
to Learn the Industry and Help Place Their Deals
https://leasingnews.org/archives/Sep2022/09_30.htm#training

(7) Spam Arrest - Inexpensive and it Works
Strongly Recommended by Kit Menkin
https://leasingnews.org/archives/Sep2022/09_26.htm#arrest

(8) Apple Confirms More Problems For iPhone 14,
iPhone 14 Pro Buyers
https://www.forbes.com/sites/gordonkelly/2022/09/24/apple-iphone-14-iphone-14-pro-carplay-phone-call-data-transfer-icloud-problems/?sh=3583637f7c3d

(9) Rapid Finance Announces New Brand Identity,
Website, and New Business Lines
https://leasingnews.org/archives/Sep2022/09_26.htm#rapid

(10) 49th Annual Canadian Finance and Leasing Association
  Conference Charlottetown, Prince Edward Island
By Hugh Swandel
https://leasingnews.org/archives/Sep2022/09_26.htm#49


[headlines]
--------------------------------------------------------------

A Few Stayed When Tropical Storm Fiona Hit Right
After Canadian Finance and Leasing Association
Conference Charlottetown, Prince Edward Island

“No power. No cell service. No flights in or out.

“But these inconveniences didn’t stop the CFLA and our members from getting together for cocktail hour!

“We had a great time yesterday with our fellow Fiona Fighters.

“Thank you to the wonderful team here at the Delta Hotels by Marriott Delta Hotels by Marriott Prince Edward for taking great care of us, keeping us safe, and tending the bar!”

#strongertogether #cfla2022 #cfla

Equifax Canada
Andrew Del Bucchia
Pillar Capital Corp.
Ray Salama
Michael Rothe
Scott Long


Hugh Swandel, President, Meridian OneCap, who reported on the conference, told Leasing News:
"Most people left at the conclusion of the conference, but others decided to stay for the weekend.  Those that stayed new the hurricane would hit and enjoyed the storm but had to live with no power etc."



[headlines]
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##### Press Release ############################

GreatAmerica Plans to Float $637.8 million
on Commercial Financing

GreatAmerica Financial Services is preparing a $637.8 million asset-backed securities (ABS) transaction. The deal is backed by a pool of small commercial leases and loans initiated by the company.

GreatAmerica is an established issuer of equipment leasing ABS, GreatAmerica Leasing Receivables Funding 2022-1 represents 22.nd According to FitchRatings report, such trading from the platform. The deal is known as GALC 2022-1.

Office imaging equipment such as copiers and printers accounted for the majority (62.4%) of the collateral pool for transactions. While this accounts for the majority of the underlying assets in the deal, its share has declined from its previous share of 67.6% in GALC 2021-2. Fitch Ratings notes that the decline in copier concentration is in line with industry trends due to the work-from-home situation post-pandemic.

According to Fitch, despite the concentration of imaging equipment, these types of equipment generally outperform other equipment types within the GreatAmerica portfolio, the rating agency added.

Based on various types of concentrations across obligor industries and geographic locations, the typical borrower in the underlying asset pool is likely to be a service provider ordering printers or copiers, located anywhere in the United States. It may even be, but often in Texas.

Bank of America Securities is the lead manager for the transaction, which will issue the notes with a combination of pro rata and sequential payout structures. The trust allocates interest on a pro-rata basis to Class A bonds and, after meeting certain principal payment criteria, distributes sequentially to Classes B and C.

In GALC 2022-1, principals will be assigned sequentially to all classes. In the event of a default bond event, all principal will be allocated to Class A-1 bonds and prorated to Class A-2 through A-4 bonds.

Credit enhancements for the deal include cash reserve accounts and overcollateralization, according to Fitch.

Fitch will assign an ‘F1+’ rating to the A-1 class. “AAA” for A-2 through A-4 classes. “AA” for class B notes, “A” for class C notes.

Approximately 36,769 contracts support the collateral pool, with an average principal balance of $18,308. On a weighted average (WA) basis, the original term of the loan is he 56 months, according to the rating agency.

Auto repairs make up 7.58% of the pool when broken down by equipment type and out-of-office images. Then light industry or construction machinery at 6.20%. 5.40% computer hardware. Franchise equipment is 4.22%.

By industry, the service industry accounted for the largest share at 45.6%, followed by the retail industry at 12.9%. 8.18% wholesale trade. Finance, Insurance and Real Estate are 7.22% and Manufacturing is 7.20%.

The pool appears to be more diverse geographically, with Texas having the largest share at 14.4%. Florida and California follow the top three states with 8.1% and 5.6% respectively.

### Press Release ############################


 

[headlines]
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### Press Release ############################

Civista Bancshares to Acquire Equipment Leasing,
Financing Firm Vision Financial

Civista Bancshares (NASDAQ:CIVB) has agreed to acquire all of the issued and outstanding shares of Vision Financial Group, a privately held general equipment leasing and financing company, it said Friday.

Founded in 1991, Pittsburgh, Pennsylvania-based VFG provides lending solutions to both small- and medium-sized businesses and large corporate customers across the U.S. As of June 30, the firm had total loan and lease assets of ~$89M.

Upon closing of the transaction, which is expected to close on October 3, VFG will become a subsidiary of Civista (CIVB), allowing the latter to expand its product offerings as well as provide complementary services to its existing commercial lending customers.


Civista CEO and President Dennis G. Shaffer, said, "VFG's very strong market position in the equipment finance industry built upon their deep knowledge of specific strategically targeted industry sectors will provide Civista with many additional opportunities for growth."

The acquisition is expected to be ~6.4% accretive to Civista's (CIVB) EPS in 2023, ~15.1% accretive in 2024 and over 19.0% on a run-rate basis thereafter.

Financial terms of the deal were not disclosed.

#### Press Release #############################

[headlines]
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Alaskan Husky
Des Moines, Iowa  Adopt-a-Dog


Max

ID 182727
Male
3 Years
49.6 lbs.
Color: White/Black
Neutered
Site: ARL Main
Fee: $200

ARL Animal Rescue League of Iowa
5452 NE 22nd St.
Des Moines, IA 50313
arl@arl-iowa.org
(515) 262-9503
https://www.arl-iowa.org/

Adoption Process:
https://www.arl-iowa.org/adopt/adoption-process/

[headlines]
--------------------------------------------------------------

deBanked Broker Fair - Three Weeks
October 24, 2022, Marriott Marquis, New York City

Pre-show: October 23, 2022 (Evening)
Event: October 24, 2022 (All day)
Times Square NYC
New York Marriott Marquis

New and Experienced East Coast Attendees
Brokers, funders, lenders, vendors, and financial service providers from across the spectrum of small business and commercial finance connect each year at Broker Fair. It’s the only conference of its kind!

Registration:
https://brokerfair.org/register/
Broker
US$399
Funder/ Lender
US$1,400
General Admission
US$1,400

More Information:
https://brokerfair.org/register

[headlines]
--------------------------------------------------------------

News Briefs---

Hurricane Ian claims could topple Florida
    home insurance market: analysts
https://nypost.com/2022/10/01/hurricane-ian-claims-could-topple-florida-home-insurance-market-analysts/

Georgia judge nixes tax break
    for electric truck firm Rivian
https://www.chicagotribune.com/business/ct-biz-rivian-georgia-tax-break-20220930-ai5i47ceibfuhfk3ihpkdgdciu-story.html

Tesla Sold Record Number 343,000 Vehicles
    in Third Quarter
https://www.nytimes.com/2022/10/02/business/tesla-sales.html

OPEC+ to consider oil cut of over than
    1 million barrels per day
https://www.reuters.com/business/energy/opec-consider-oil-output-cut-over-1-mln-bpd-sources-2022-10-02/

Nike to offer big discounts
     amid a glut of inventory
https://nypost.com/2022/09/30/nike-to-offer-big-discounts-amid-a-glut-of-inventory/

United to halt JFK service as airline battles
    FAA to add more flights
https://nypost.com/2022/09/30/united-to-halt-jfk-service-as-airline-battles-faa-to-add-more-flights


[headlines]
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Credit Suisse Is in Deep Trouble
    succession of financial scandals
https://www.thestreet.com/investing/credit-suisse-is-in-deep-trouble


[headlines]

--------------------------------------------------------------


Sports Briefs---

New England Patriots down another QB as Brian Hoyer
     leaves with head injury
https://www.espn.com/nfl/story/_/id/34713456/new-england-patriots-another-qb-brian-hoyer-leaves-head-injury-bailey-zappe-comes-green-bay-packers

Terry Bradshaw says he's been treated for 2 kinds of cancer
https://www.sfgate.com/news/article/Terry-Bradshaw-says-he-s-been-treated-for-2-kinds-17481865.php

Tua Tagovailoa debacle shows NFL still has
    long way to go in handling concussions | Opinion
https://www.usatoday.com/story/sports/columnist/mike-freeman/2022/09/30/tua-tagovailoa-dolphins-nfl-failure-handling-concussions/8135588001/

Bills come back to beat Ravens,
    whose fourth-quarter TD try backfires
https://www.usatoday.com/story/sports/nfl/2022/10/02/bills-ravens-score-josh-allen-lamar-jackson-john-harbaugh/8163305001/

Sources: Dak Prescott eyes Week 5 Rams game for return
https://www.theredzone.org/Blog-Description/EntryId/25415/Sources--Dak-Prescott-eyes-Week-5-Rams-game-for-return

NFL Week 4 takeaways: How good are
    the Eagles? Who performed best Sunday?
https://theathletic.com/3649855/2022/10/02/nfl-week-4-eagles-cowboys-bills

Cardinals’ Corey Dickerson hits grand slam
    to make good on promise to son for his birthday
https://www.stltoday.com/sports/baseball/professional/cardinals-corey-dickerson-hits-grand-slam-to-make-good-on-promise-to-son-for-his/article_ac0e62b0-4a1c-54e1-a0f4-cf8bb825a36

[headlines]
--------------------------------------------------------------


California Nuts Briefs---

BNSF plans new $1.5 billion rail facility
    to relieve California port congestion
https://www.dallasnews.com/business/local-companies/2022/10/02/bnsf-plans-new-15-billion-rail-facility-to-relieve-california-port-congestion/

49ers shell out more for San Jose Mayor
    Race for Cindy Chavez
https://www.mercurynews.com/2022/09/29/49ers-shell-out-more-for-cindy-chavez-santa-clara-elections/

See the 1,886 pound winning pumpkin
    at the Elk Grove Giant Pumpkin Festival
https://www.sacbee.com/news/local/article266686291.html

SMART Train expands midday, afternoon service beginning Monday
https://www.pressdemocrat.com/article/news/smart-adds-midday-afternoon-rides-beginning-monday/


[headlines]

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"Gimme that wine"

Wine of the week: Olema, 2019
    Cabernet Sauvignon, Sonoma County
https://www.pressdemocrat.com/article/lifestyle/wine-of-the-week-olema-2019-cabernet-sauvignon-sonoma-county/

Duckhorn reports drop in net income
for the fourth quarter/ 27% decrease 2021
https://www.pressdemocrat.com/article/business/duckhorn-reports-drop-in-net-income-for-the-fourth-quarter/

Cabernet Can Survive Climate Change
https://www.ucdavis.edu/food/news/cabernet-can-survive-climate-change

A New Documentary Will Put Missouri Wine
In Front Of A National Audience
https://kansascitymag.com/things-to-do/arts-entertainment/a-new-documentary-will-put-missouri-wine-in-front-of-a-national-audience/

How the Manischewitz gets made — a behind-the-scenes
taste of America’s most iconic kosher wine
https://forward.com/culture/519721/how-the-manischewitz-gets-made-a-behind-the-scenes-taste-of-americas-most-iconic-kosher-wine/

The $25,000 Rookie Dinner Has N.F.L. Players Divided
https://www.nytimes.com/2022/09/26/dining/nfl-rookie-dinner.html


“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

[headlines]
----------------------------------------------------------------

This Day in History

     1632 - While they did not find a passage to Asia or gold and riches, they did discover tobacco being grown by the American Indians. It became a very valuable crop to the new colonies, in fact so much so, the Massachusetts Court of assistants and General Court, which ruled in Boston, enacted the Tobacco Tax “that no person shall take any tobacco publicly, under pain of punishment; also that everyone shall pay 1d. for every time he is convicted of taking tobacco in any place, and that any Assistant shall have power to receive evidence and give order for the levying of it, as also to give order for the levying of the officer's charge.“
    1692 - In Massachusetts, Increase Mather published his "Cases of Conscience Concerning Evil Spirits." It allegedly had influence in eventually stopping the Salem witch hunt that began in March when some children called unto explain their odd behavior, claimed that three old women had bewitched them. The women were tried, convicted, and condemned on the testimony of the children. Although Gov. William Phips halted the trails in October, 1692, by January 1693, twenty persons condemned for witchcraft had been executed and two had died in prison. which effectively brought an end to the Salem Witch Trials which had begun earlier this year.
    1693 - The earliest description of buffalo or bison hunting in America appeared in French traveler Fr. Louis Hennepin's account of Louisiana. Coming upon a large group of buffalo, the Indians would surround them with a circle of grass fire, leaving a few openings where they waited to ambush the escaping animals.
  1780 - Great Hurricane of 1780 kills 20,000 to 30,000 in Caribbean.
http://www.jamaica-gleaner.com/pages/history/story008.html
    1789 - George Washington proclaimed the 1st national Thanksgiving Day to be Nov 26: “Whereas it is the duty of all nations to acknowledge the providence of Almighty God, to obey His will, to be grateful for His benefits, and humbly to implore His protection and favor; and Whereas both Houses of Congress have, by their joint committee, requested me to "recommend to the people of the United States a day of public thanksgiving and prayer, to be observed by acknowledging with grateful hearts the many and signal favors of Almighty God, especially by affording them an opportunity peaceably to establish a form of government for their safety and happiness: Now, therefore, I do recommend and assign Thursday, the 26th day of November next, to be devoted by the people of these States to the service of that great and glorious Being who is the beneficent author of all the good that was, that is, or that will be; that we may then all unite in rendering unto Him our sincere and humble thanks for His kind care and protection of the people of this country previous to their becoming a nation; for the signal and manifold mercies and the favorable interpositions of His providence in the course and conclusion of the late war; for the great degree of tranquility, union, and plenty which we have since enjoyed; for the peaceable and rational manner in which we have been unable to establish constitutions of government for our safety and happiness, and particularly the national one now lately instituted for the civil and religious liberty with which we are blessed, and the means we have of acquiring and diffusing useful knowledge; and, in general, for all the great and various favors which He has been pleased to confer upon us. And also that we may then unite in most humbly offering our prayers and supplications to the great Lord and Ruler of Nations and beseech Him to pardon our national and their transgressions; to enable us all, whether in public or private stations, to perform our several and relative duties properly and punctually; to render our National Government a blessing to all the people by constantly being a Government of wise, just, and constitutional laws, discreetly and faithfully executed and obeyed; to protect and guide all sovereigns and nations (especially such as have shown kindness to us), and to bless them with good governments, peace, and concord; to promote the knowledge and practice of true religion and virtue, and the increase of science among them and us; and, generally to grant unto all mankind such a degree of temporal prosperity as He alone knows to be best.”    
    1790 - Birthday of John Ross, Chief of the United Cherokee Nation from 1839 to 1866, near
Lookout Mountain , Tennessee. Remembered as a great leader of his people, died August 1, 1866.
(lower half of: http://memory.loc.gov/ammem/today/oct03.html )
    1841 - The 'October Gale' hit New England raising havoc with the Cape Cod fishing fleet. 40 ships were washed ashore and 57 men lost their lives from the town of Truro alone. Inland the storm brought heavy snow with 3 inches at Concord, MA and 18 inches at Middletown, CT
    1862 - Battle of Corinth Confederates under General Earl Van Dorn suffer a major defeat when they fail to recapture Corinth, a vital rail center in Mississippi. Van Dorn hurled his army at the outer defenses of Corinth on the morning of October 3. Over the course of the spring and summer, both Union and Confederate occupiers of Corinth had constructed concentric rings of trenches around the city. The Confederates were initially successful at capturing the outer defenses, driving the 23,000 defenders back nearly two miles. The battle lasted all day, and only nightfall brought relief to the battered Yankees. The next day, the Confederates made a series of desperate assaults on the inner trenches. They suffered heavy losses and began to withdraw from Corinth by early afternoon. The Confederate defeat was devastating. The Union losses included 315 dead, 1,812 wounded, and 232 prisoners, while the Confederate losses included 1,423 dead, 5, 692 wounded, and 2,268 prisoners. The Confederate defeat at Corinth allowed the Union to focus attention on capturing Vicksburg, Mississippi, the last major Rebel stronghold on the Mississippi River.
    1863 - Thanksgiving Day was proclaimed a national holiday by President Abraham Lincoln, to be observed on the last Thursday in November. In 1939 President Franklin D. Roosevelt moved Thanksgiving Day one week back to stimulate Christmas shopping. In 1941 Congress adopted a joint resolution confirming the Fourth Thursday, not the last Thursday, as Thanksgiving Day. 1875- Hebrew Union College was founded in Cincinnati, Ohio under Jewish auspices. It was the first Jewish college in America to train men for the rabbinate.
http://www.huc.edu/about/history.shtml
    1863 - Mary Jackson led more than a thousand women in bread riots in Richmond, Virginia. The women wanted food at affordable prices. Confederate President Jefferson Davis attempted to disperse the crowd with words and money from his pocket, but when the women didn't accept his excuses, the Southern gentlemen called in the city police to disperse the women with clubs. It is not reported that the men of the city accepted less food on their tables in an era when the men of the family ate first and women got the leftovers.
    1895 - Stephen Crane's The Red Badge of Courage is published in book form.
    1899 - John S. Thurman of the General Compressed Air and Vacuum Machinery Company, St. Louis, MO, obtained a patent on a ‘pneumatic carpet renovator. It was a vacuum cleaner driven by a motor.
    1900 - Birthday of author Thomas Wolfe, born Ashville, North Carolina. He is considered one of American's top writers. “You Can't Go Home Again” is a classic, along with his epic autobiographical novel, “Look Homeward, Angel.” He died in Baltimore at age thirty-seven of tuberculosis of the brain.
http://www.wolfememorial.com/
http://www.lib.unc.edu/ncc/wolfe/about.htm
http://library.uncwil.edu/wolfe/wolfe.html
    1901 - The first record company, The Victor Talking Machine Company, is incorporated, later merging with the Radio Corporation of America to become RCA-Victor.
    1902 - Birthday of Harvey Kurtzman (“What? Me Worry?) Cartoonist and founder of Mad magazine, born Brooklyn, NY. At the age of 14 he had his first cartoon published, and he began his career in comic books in 1943. His career led him to ED (Educational Comics) and with the support of William Gaines, he created Mad magazine, which first appear in 1952. He died February 21, 1993, at Mount Vernon, NY.
    1902 - President Theodore Roosevelt becomes the first US president to intervene in a strike by workers when he met with miners and coal field operators in Washington, DC. He appointed a commission that settled the strike later in the month.
http://memory.loc.gov/ammem/today/oct03.html
    1904 - Cookman College opens in Daytona Beach, Florida
http://www.cookman.edu/index.html
    1906 - One of the nation's pioneer retailers, W.T. Grant, opened a 25-cent department store. It would go bankrupt, the largest retailer to do so, the day before its 74th anniversary, 1975.
http://fcit.coedu.usf.edu/florida/photos/business/misc/0453.htm
http://www.goantiques.com/texis,grant_company_preferred,3be9cfe128.html
    1908 - Birthday of song writer Johnny Burke, Antioch, CA.
    1916 - Birthday of Trigger Alpert, born Indianapolis, IN
    1925 - Birthday of jazz promoter George Wein, born Boston, MA. Originated Newport Jazz Festival, 1954, among other contributions to promoting jazz.
    1935  -Louis Armstrong Band cuts “I'm in the Mood for Love,” New York City, ( Decca).
    1941 - Birthday of Chubby Checker (Ernest Evans, musician, singer, best known for “The Twist”, born Philadelphia, PA.
    1942 - Whirlaway, Horse racing's Triple Crown winner in 1941, won the 1942 running of the Jockey Club Gold Cup and became the first horse who win more than $500,000 in career earnings.
    1945 - Stan Kenton and his orchestra recorded "Painted Rhythm" for Capitol Records.
    1947  -New York Yankees pitcher Floyd “Bill” Bevens carried a no-hitter into the ninth inning of Game 4 of the World Series against the Brooklyn Dodgers. With two out and runners on first and second as the result of walks, pinch-hitter Harry “Cookie” Lavagetto doubled off the right-field wall in Ebbets Field. Two runs scored, the no-hitter evaporated and the Yankees lost the game.
    1949 - WERD, first Black radio station, begins operating in Atlanta, GA. 
http://www.blackseek.com/bh/2001/177_werd.htm
    1951 - Bobby Thomson hit a three-run home run with one out in the bottom of the ninth inning off Ralph Branca to give the New York Giants a 5-4 victory over the Brooklyn Dodgers in the deciding game of the 1951 National League playoff. My Dad had taken my brother and I to this game. The Giants entered the ninth trailing, 4-1, Whitey Lockman drove in one run, and then Thomson came to bat with runners on second and third. The home run has gone down in baseball legend as “the Shot Heard Round the World. It was a very disappointing game as I was a Brooklyn Dodger fan and my brother a New York Giant's fan. The Giants' comeback in the pennant race to tie the Dodgers at the end of the regular season is known to baseball buffs as “The Miracle of Coogan's Bluff.”
    1951 - Top Hits
“Because of You” - Tony Bennett
“I Get Ideas” - Tony Martin
“Cold, Cold Heart” - Tony Bennett
“Always Late (With Your Kisses)” - Lefty Frizzell
    1952 - The first video recording on high-definition magnetic tape was made when the electronics division of Bing Crosby Enterprises, Los Angeles, CA, recorded images on magnetic tape, rewound the tape, and immediately reproduced the picture through a standard television monitor tube. A one-inch tape with 12 tracks, 1 for sound, and 11 for pictures, was used. The cost was one-third that of photographic processes.
    1952 - “Mr. and Mrs. North“ premiered on TV. This half-hour murder mystery show began as a comedy radio show based on stories by Richard and Frances Lockridge. A pilot program was released in 1949, but the TV series didn't begin until 1952. It starred Richard Denning as Jerry North and Barbara Britton as his wife Pamela, a New York cou­ple who investigated unsolved murders. Francis De Sales was also featured as Lieutenant Bill Weigand.
    1952 - “Our Miss Brooks” premiered on television. . This half-hour sitcom began on the radio, and unlike many radio programs that moved to TV, most of the original radio cast was retained. It was about a favorite high school English teacher named Connie Brooks (played by Eve Arden). Also featured were Gale Gordon, Richard Crenna, Gloria McMil­lan and Jane Morgan. In the fall of 1955, the setting was changed, and some regulars left.
    1952 - The long-running radio hit The Adventures Of Ozzie and Harriet, now featuring a 12-year-old Ricky Nelson, debuts on CBS-TV, where it will run for another 14 years, bringing the total life of the show to 22 years!
    1954 - Singer Stevie Ray Vaughn Birthday
http://www.hotshotdigital.com/WellAlwaysRemember.4/
StevieRayVaughan.html

http://www.austinlinks.com/Music/srv.html
http://www.texasflood.com/
    1955 - "LIFE" magazine's cover displayed Hollywood's most handsome bachelor, Rock Hudson. He died of aids October 2, 1985 in Beverly Hills, Ca.
http://www.cmgww.com/stars/hudson/rock.html
    1955 - “Captain Kangaroo” made his first appearance. He was on the air until 1985; this was the longest-running children's TV show until “Sesame Street” surpassed it. Starring Bob Keeshan as Captain Kangaroo, it was broad­cast on CBS and PBS. Other characters included Mr. Green Jeans Grandfather Clock, Bunny Rabbit, Mr. Moose and Dancing Bear. Keeshan was an advocate for excellence in children's program­ming and even supervised which commercials would appear on the program. In 1997 “The All New Captain Kangaroo” debuted, starring John McDonough.
    1955 - “Mickey Mouse Club” premiered. This afternoon show for children was on ABC. Among its young cast members were Mouseketeers Annette Funicello and Shelley Fabares. A later version, “The New Mickey Mouse Club,” starred Ken Russell and Britney Spears.
    1957 - “The Real McCoy's premiered on TV. This first successful rural comedy program was one of the most popular, predating similar shows such as “The Beverly Hillbillies” by many seasons. It was set in rural California and featured the McCoys, played by Walter Brennan, Richard Crenna, Kathleen Nolan, Michael Winkelman and Lydia Reed.
    1957 - The Pat Boone Chevy Showroom TV show premieres on ABC-TV. It would last until 1960.
    1959 - Birthday of golfer Fred Couples, Seattle, WA
    1960 - ”The Andy Griffith Show” premiered. This day marks the airing of the first of 249 episodes. Set in rural Mayberry, NC, the show starred Grif­fith as Sheriff Andy Taylor, Ron Howard as his son Opie, Frances Bavier as Aunt Bee Taylor and Don Knotts as Deputy Barney Fife. Although the last telecast aired Sept 16, 1968- more than 12,000 members of “The Andy Griffith Show” Rerun Watchers Club and others celebrate this day with festivities every year.
    1957 - “The Pat Boone Show” premiered on TV. Clean-cut singer Pat Boone hosted three shows between 1957 and 1969. The first was a prime-time variety series with the McGuire Sisters, and the Mort Lindsey Orchestra as regulars. The second show featured the Paul Smith Orchestra and was a daytime variety and talk show. “Pat Boone in Hollywood” was the title of the third, a 90-minute talk show.
    1959 - Top Hits
“Sleep Walk” - Santo & Johnny
“Mack the Knife” - Bobby Darin
“Put Your Head on My Shoulder” - Paul Anka
“The Three Bells” - The Browns
    1961 - “Dick Van Dyke Show”. This sitcom wasn't an imme­diate success but soon became a hit. It starred Dick Van Dyke as Rob Petrie, a TV show writer, and Mary Tyler Moore as his wife Laura, a former dancer. This was one of the first shows revolv­ing around the goings-on at a TV series. Other cast members included: Morey Amsterdam, Rose Marie, Richard Deacon, Carl Reiner, Jerry Paris, Ann Morgan Guilbert and Larry Matthews. The last episode aired Sept 7,1966 but the show remains popu­lar in reruns. Carl Reiner created the series.
    1962 – 11 years to the day after “The Shot Heard ‘Round the World,” the San Francisco Giants came from behind to defeat the Los Angeles Dodgers, 5-4, in the deciding game of their three-game National League playoff. The Giants scored four runs in the ninth inning to advance to the World Series where they lost to the New York Yankees, four games to three.
    1964 - Hurricane Hilda crossed the Louisiana coastline with sustained winds of 120 mph at Franklin, LA. Hilda killed 38 and produced a total damage of $125 million. An F4 tornado spawned by Hurricane Hilda cut a 2 mile path through Larose, LA, killing 22 people and injuring 165.
    1967 - Top Hits
“The Letter” - The Box Tops
“Never My Love” - The Association
“Apples, Peaches, Pumpkin Pie” - Jay & The Techniques
“Laura (What's He Got That I Ain't Got)” - Leon Ashley
    1971 - Billie Jean King won the Virginia Slims Thunderbird tournament in Phoenix to become the first woman tennis player to win more than $100,000 in prize money in a single year.
    1973 - The World Football League was formed as a challenge to the National Football League, but it played less than two full seasons before folding.
    1974 - The only Major League player selected Most Valuable Player in both the American and National Leagues, Frank Robinson was hired by the Cleveland Indians as baseball's first black major league manager. During his playing career, Robinson represented the American League in four World Series playing for the Baltimore Orioles, led the Cincinnati Reds to a National League Pennant and hit 586 home runs in 21 years of play.
    1975 - Top Hits
“I'm Sorry” - John Denver
“Fight the Power” - The Isley Brothers
“Run Joey Run” - David Geddes
“Daydreams About Night Things” - Ronnie Milsap
    1976 - “Quincy” premiered on TV. This medically-oriented crime show starred Jack Klugman as Dr. Raymond Quincy, a medical examiner for the L.A. coroner's office. Quincy's curiosity about his cases led to investigative work which often solved them. Later in the series the show focused on social issues that were unrelated to forensic medicine. IN the final season, Quincy got married to Dr. W. Emily Hanover (Anta Gillette). The last telecast aired on September 5, 1983.
    1977 - The TV event “Elvis in Concert,” filmed just weeks before the King's death, is shown on CBS, with good friend Ann-Margret hosting. It shocks many with the depiction of a bloated and drug-addled Elvis Presley in his final days.
    1979 - An F4 tornado ripped through Windsor Locks, CT. The storm ripped through the Bradley Air Museum totally destroying 16 vintage aircraft. 3 died and damage topped $200 million. As the storm passed 1 mile east of Bradley International Airport, the National Weather Service office reported a wind gust to 86 mph.
    1983 - Top Hits
“Total Eclipse of the Heart” - Bonnie Tyler
“Making Love Out of Nothing at All” - Air Supply
“(She's) Sexy + 17” - Stray Cats
“New Looks from an Old Lover” - B.J. Thomas
    1983 - A five day rain event triggered by moisture from Pacific Tropical Storm Octave finally came to an end over the eastern 2/3rds of Arizona after dropping from 2 to 12 inches of rain. The storm produced the most destructive flooding ever in Arizona with 13 deaths, 1300 homes destroyed. Damage was estimated at $178 million. 20 main highways had to be closed, isolating dozens of towns.
    1986 - “LA Law” premiered on television. Set in the Los Angeles law firm of McKenzie, Brack­man, Chaney and Kuzak, this drama had a large cast. Divorce lawyer Arnie Becker was played by Corbin Bernsen, public defender Victor Sifuentes by Jimmy Smits and managing partner Douglas Brackman by Alan Rachins. Other cast members included Harry Hamlin as Michael Kuzak, Richard Dysart as Leland McKenzie, Susan Dey as Grace Van Owen, Jill Eikenberry as Ann Kelsey, Michael Tucker as Stuart Markowitz and Susan Ruttan as Roxanne Melman. The last telecast was May 19, 1994.
    1991 - Top Hits
“I Adore Mi Amor” - Color Me Badd
“Good Vibrations” - Marky Mark & The Funky Bunch/Loleatta Holloway
“Emotions” - Mariah Carey
“Where Are You Now” - Clint Black
    1992 - A strong low pressure system moved out of the Gulf of Mexico spawning several tornadoes in the Tampa, FL area. One person was killed and 23 homes destroyed as one tornado moved through Largo. 3 people were killed and 75 injured in Pinellas Park as an F3 tornado passed through. Total damage was $32 million. Heavy rains also occurred across North Florida and Georgia with the storm with 8.69 inches at Jacksonville, FL and 10.14 at Brunswick, GA. Strong winds and a long fetch pushed tides 4 to 5 feet above normal along the west coast of Florida. Major beach erosion occurred along the coast of Hillsborough County and at Egmont Key.
    1993 - GORDON, GARY I.,  Medal of Honor
Rank and organization: Master Sergeant, U.S. Army. Place and date: 3 October 1993, Mogadishu, Somalia. Entered service at: ----- Born: Lincoln, Maine. Citation: Master Sergeant Gordon, United States Army, distinguished himself by actions above and beyond the call of duty on 3 October 1993, while serving as Sniper Team Leader, United States Army Special Operations Command with Task Force Ranger in Mogadishu, Somalia. Master Sergeant Gordon's sniper team provided precision fires from the lead helicopter during an assault and at two helicopter crash sites, while subjected to intense automatic weapons and rocket propelled grenade fires. When Master Sergeant Gordon learned that ground forces were not immediately available to secure the second crash site, he and another sniper unhesitatingly volunteered to be inserted to protect the four critically wounded personnel, despite being well aware of the growing number of enemy personnel closing in on the site. After his third request to be inserted, Master Sergeant Gordon received permission to perform his volunteer mission. When debris and enemy ground fires at the site caused them to abort the first attempt, Master Sergeant Gordon was inserted one hundred meters south of the crash site. Equipped with only his sniper rifle and a pistol, Master Sergeant Gordon and his fellow sniper, while under intense small arms fire from the enemy, fought their way through a dense maze of shanties and shacks to reach the critically injured crew members. Master Sergeant Gordon immediately pulled the pilot and the other crew members from the aircraft, establishing a perimeter which placed him and his fellow sniper in the most vulnerable position. Master Sergeant Gordon used his long range rifle and side arm to kill an undetermined number of attackers until he depleted his ammunition. Master Sergeant Gordon then went back to the wreckage, recovering some of the crew's weapons and ammunition. Despite the fact that he was critically low on ammunition, he provided some of it to the dazed pilot and then radioed for help. Master Sergeant Gordon continued to travel the perimeter, protecting the downed crew. After his team member was fatally wounded and his own rifle ammunition exhausted, Master Sergeant Gordon returned to the wreckage, recovering a rifle with the last five rounds of ammunition and gave it to the pilot with the words, "good luck." Then, armed only with his pistol, Master Sergeant Gordon continued to fight until he was fatally wounded. His actions saved the pilot's life. Master Sergeant Gordon's extraordinary heroism and devotion to duty were in keeping with the highest standards of military service and reflect great credit upon him, his unit and the United States Army.
    1993 - SHUGHART, RANDALL D., Medal of Honor
Rank and organization: Sergeant First Class, U.S. Army. Place and date: 3 October 1993, Mogadishu, Somalia. Entered service at: ----- Born: Newville, Pennsylvania. Citation: Sergeant First Class Shughart, United States Army, distinguished himself by actions above and beyond the call of duty on 3 October 1993, while serving as a Sniper Team Member, United States Army Special Operations Command with Task Force Ranger in Mogadishu, Somalia. Sergeant First Class Shughart provided precision sniper fires from the lead helicopter during an assault on a building and at two helicopter crash sites, while subjected to intense automatic weapons and rocket propelled grenade fires. While providing critical suppressive fires at the second crash site, Sergeant First Class Shughart and his team leader learned that ground forces were not immediately available to secure the site. Sergeant First Class Shughart and his team leader unhesitatingly volunteered to be inserted to protect the four critically wounded personnel, despite being well aware of the growing number of enemy personnel closing in on the site. After their third request to be inserted, Sergeant First Class Shughart and his team leader received permission to perform this volunteer mission. When debris and enemy ground fires at the site caused them to abort the first attempt, Sergeant First Class Shughart and his team leader were inserted one hundred meters south of the crash site. Equipped with only his sniper rifle and a pistol, Sergeant First Class Shughart and his team leader, while under intense small arms fire from the enemy, fought their way through a dense maze of shanties and shacks to reach the critically injured crew members. Sergeant First Class Shughart pulled the pilot and the other crew members from the aircraft, establishing a perimeter which placed him and his fellow sniper in the most vulnerable position. Sergeant First Class Shughart used his long range rifle and side arm to kill an undetermined number of attackers while traveling the perimeter, protecting the downed crew. Sergeant First Class Shughart continued his protective fire until he depleted his ammunition and was fatally wounded. His actions saved the pilot's life. Sergeant First Class Shughart's extraordinary heroism and devotion to duty were in keeping with the highest standards of military service and reflect great credit upon him, his unit and the United States Army.
    1995 - In a Los Angeles courtroom, O.J. Simpson was acquitted of the June 12, 1994 stabbing deaths of his wife, Nicole Brown Simpson, and waiter, Ronald Goldman. Simpson smiled and nodded toward the jury, saying “Thank you, thank you.”  O.J. Simpson was found liable for the 1994 death of Ronald Goldman and committed battery against his ex-wife Nicole Brown Simpson in a civil trial jury ruled February 4, 1997. The Superior Court jury awarded $8.5 million in compensatory damages to the Goldman family and to Ron Goldman's biological mother. The jury ruled against Simpson on each of the eight technical questions of liability it was asked to consider. It effectively found Simpson liable for his ex-wife's death, though the Brown family did not seek such a verdict.
http://www.courttv.com/casefiles/simpson/
    1995 - Top Hits
“Jagged Little Pill” - Alanis Morissette
“Dangerous Minds”--Soundtrack 3
“Cracked Rear View”--Hootie
“All I Want”- Tim McGraw
    1998 - "The First Night" by Monica topped the charts and stayed there for 2 weeks.
    2005 - Top Hits
“Gold Digger” - Kanye West Featuring Jamie Foxx
“Shake It Off” - Mariah Carey
“Like You” - Bow Wow Featuring Ciara
“Photograph” - Nickelback
    2007 - The Rolling Stones' "A Bigger Bang" tour, named after their latest album, sets a new world record for grosses when the two-year jaunt rakes in nearly 560 million dollars.
    2010 - The Giants return to the playoffs for the first time in six years when they beat the Padres on the last day of the season. After losing the first two games of the week-end series to San Diego, San Francisco avoids ending the season tied with their West Division foe with a 3-0 victory at AT&T Park.

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