Information, news, and entertainment for the commercial
alternate financing, bank, finance and leasing industries

Add me to mailing listSearch | All Lists | Columnists | Site Map
Advertising| Archives | Classified Ads | This Day In American History

Email the Editor


Friday, October 14, 2022

Today's Leasing News Headlines

A Person Who Feels Appreciated...
Full Circle Finance Is Now Employee Owned
    Tim Cetto to Stay on as Board Member
New Hires/Promotions in the Leasing Business
    and Related Industries
Leasing and Finance Industry Help Wanted
    Vendor Sales Managers, Excellent Compensation, remote
Evaluating Competency is Key to Hiring
  Process, ex-Google Recruiter says
    By Joey Pizzolato
Small Business Growth in Suburbia is
  Almost Triple than Downtown
    By Delaney Sexton, Coleman Reports
Subway Sets More Records with Latest Menu Launch
    By Ben Coley,
GreatAmerica Announces Completion of
    $637 Million Term Securitization
Special Halloween Edition, Part One: The Mummy
 Peeping Tom, Phantom of the Paradise, Audition
    Creep Show w/Reviews by Fernando Croce
Labrador Retriever
    East Wenatchee, Washington  Adopt-a-Dog
deBanked Broker Fair - Two Weeks Away!
    October 24, 2022, Marriott Marquis, New York City
News Briefs ----
Dow Climbs 828 Points as Stocks
    Shake Off Inflation Data
Mortgage Rates Hit 6.92%, a 20-Year High
    homeownership out of reach for many
Westinghouse to be sold in $7.9 billion deal
    as interest in nuclear power grows
Hyundai sets date to break ground on
    $5.5B EV factory in Georgia
McKinney eyes its own commercial airport
    as an alternative to DFW, Love Field
After a 6-hour trip turns into a 19-hour nightmare
    questions linger for Amtrak
Intel Is Planning Thousands of Job Cuts
     in Face of PC Slump

You May Have Missed ---
How harsh will winter be? Seasonal Forecast Outlook
    Six organizations issue forecasts

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
Sales Make It Happen

Sports Brief----
 California Nuts Brief---
   "Gimme that wine"
    This Day in History
      Daily Puzzle
        Weather, USA or specific area
         Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.



Full Circle Finance Is Now Employee Owned
Tim Cetto to Stay on as Board Member

Full Circle Finance was acquired by its employees through a shareholder stock purchase. Tim Cetto, a forty-year veteran of the equipment finance community will stay on as a board member. Full Circle Finance was founded in 2009 by Cetto.

Commenting on his company change, he said, “This industry has been so much fun and one that has been very good to me and my family, I could think of no better way than allowing my employees to become owners.”

Kevin Van Wagner, a longtime  employee, was elected president of the company June 2022.

Tom Cetto said, “Kevin has 16 years’ experience in the industry and has been doing an outstanding job taking over in this leadership role.”

Kevin Van Wagner commented, “The vision of the new ownership group will be to grow our business model by offering possible partner/ownership to new account managers that can bring their own book of business, similar to a law firm or other professional service business,” Van Wagner said.

Board members include Tim Cetto, Kevin Van Wagner, Pam Evenson and Cyndy Patterson.

Full Circle Finance
11 Spokane Street Suite 306
Wenatchee, WA 98801
888-223-3600 Fax


New Hires/Promotions in the Leasing Business
and Related Industries

Carli Conners was hired as Relationship Manger, Microsoft Financing Program, PNC, Pittsburgh, Pennsylvania. She is located in King of Prussia, Pennsylvania. Previously, she was Finance Solutions Account Manager, Cisco (December, 2017 - October, 2022); Account Manager, Prime Pay (July, 2016 - November, 2017). Full Bio:

Karim Habib was hired as Managing Director, Business Development (Ontario and Western Canada), Accord Financial Corp.,Toronto, Ontario, Canada. Previously, he was Managing Director, Business Lending (Canada), eCapital Corporation (May, 2015 - October, 2022); Partner, Corporate Finance, Redstone Investment Corporation/Bulge Capital Corporation (BBC) (October, 2011 - May, 2016); Senior Vice President, Wells Fargo Capital Finance (August, 2010 - September, 2011); Vice President, Asset Based Lending, RBC Capital Markets (2007 - August, 2010).

Matthew Mascardo was hired as Senior Account Manager, Integra Capital, Long Beach, California. Previously, he was Account Executive, Podium (June, 2022 - October, 2022); Loan Consultant/Account Manager, Better (April, 2021 - March, 2022); Senior National Account Manager, Partners Capital Group (August, 2018 - April, 2021);  Consignment Coordinator/Business Development Representative, Mentor Worldwide, LLC (June, 2016 - August, 2018); Inside Sales Representative, Viewsonic (April, 2015 - February, 2016); Service Experience Specialist, Sales Associate, Nordstrom (December, 2010 - January, 2016).

Sara Porter was hired as Director, Third Party Originations, Pivotal Capital Coloration, Ontario, Canada. Previously, she was Director of Lending Operations, Econolease Financial Services (March, 2021 - August, 2022); Manager, Intermediary Relations, Mitsubishi HC Capital Canada (September, 2015 - February, 2021); Credit Analyst, Bunzi Canada (February, 2013 - September, 2015);  Supervisor, Collections, DLL (April, 2007 - December, 2012); Customer Service Specialist, CIT (February, 2004 - April, 2007).

Robert Stack was hired as Senior Business Development Manager, Trio Capital, Mount Laurel, New Jersey. He is located in Philadelphia, Pennsylvania. Previously, he was Business Development Manager, MAZO Capital Solutions (April 2022 - October, 2022); Senior Business Development Manager, NewLane Finance (September, 2018 - April, 2022); Real Estate Agent, Page Taft-CHRISTIE'S International Real Estate (March, 2018 - March, 2021); Account Development Representative, BLR (March, 2018 - September, 2018). Business Development Manager, Marlin Business Services Corporation (November, 2013 - February, 2017). Full Bio:

Robert "Rob" L. Wrobleski, III, was hired as Sales Consultant, Quality Leasing Co., Inc., Carmel, Indiana. He is located at their Minneapolis, Minnesota office. Prior, he was Partner Business Manager, SAP Concur (April, 2022 - October, 2022); Regional Sales Manager, Mitsubishi HC Capital America, Inc. (October, 2021 - May, 2022). Prior, he was at Hitachi Capital America, starting July, 2017, Sales Associate, promoted 2018, Relationship Manager, promoted June, 2020, Regional Sales Manager. Full Bio:


Leasing and Finance Industry Help Wanted
Excellent Compensation/Marketing Support/Work



Evaluating Competency is Key to Hiring
Process, ex-Google Recruiter says
By Joey Pizzolato

Evaluating a candidate’s competency is key to the hiring process and a step that financial institutions must take to combat attrition, Ginny Clarke, the former Director of Executive Recruiting at Google, said during a keynote address at the 61st annual Equipment Leasing and Finance Association (ELFA) Convention in Orlando, Fla., on Monday. 

Ginny Clarke defines competencies as “the deconstructed elements of how you do something. We get so caught up in: Where’d somebody go to school? Which degrees do they have? Which other companies did they work for? The pedigree myth. 

“I’m here to tell you that I’ve met some people with beautiful resumes you’d be impressed with, but they were completely incompetent,” she said. 

Evaluating competencies becomes even more important when it comes to filling leadership roles, Clarke said. 

At Google, Clarke developed a library of more than 60 leadership competencies and worked with hiring managers and recruiters when filling vacant positions to select three to five critical competencies for a specific role. 

Some include “thrives in ambiguity,” or “problem solving,” Clarke said. “Then we would create questions for the various interviewers to pose during the interview” about behaviors applicants should have exhibited. 

“I would urge you to ask questions that begin with, ‘Give me an example,’ or, ‘Can you explain how,’” Clarke said. “It’s the ‘How’ that’s important. We’re saying, ‘Have you done this before? ‘Yes or no?’ But they could have done [the task] poorly.”

Source: Auto Finance News



Small Business Growth in Suburbia is
Almost Triple than Downtown
By Delaney Sexton, Coleman Reports Contributing Editor

Overall, Yelp data shows the average yearly business growth during the pandemic is accelerating faster in non-downtown neighborhoods compared to downtown areas, and business growth in 2022 is greater in non-downtown areas compared to the pre-pandemic average. Additionally, some business categories – such as food businesses and restaurants – are seeing more growth in non-downtown neighborhoods than other types of businesses.

These are the facts:

• Non-downtown business growth increased by 313% on average while downtown business growth increased by an average of 116%.

• Food businesses and restaurants are leading the business growth in non-downtown areas.

• When comparing the number of businesses in 2022 to the number of businesses pre-pandemic, Portland, Oregon’s non-downtown business growth outpaced downtown business growth by 157%.

• San Francisco’s non-downtown business growth was 88% more than the downtown areas.

• The non-downtown business growth in Austin outpaced downtown business growth by 74%.

• In Chicago, downtown business growth was 68% behind non-downtown business growth.

• New York, New York had business growth in non-downtown areas outpace the downtown areas by 60%.

“While it’s promising to see both downtowns and non-downtowns continue to grow, the rapid growth in non-downtowns across the country demonstrates the positive economic opportunity that remote work has brought businesses in residential city neighborhoods, versus those in office-centric downtowns.”

Coleman Reports
28081 Marguerite Pkwy.
#4525, Mission Viejo, CA 92690


Subway Sets More Records with Latest Menu Launch
By Ben Coley,

Thanks to the launch of 12 'Subway Series' signature sandwiches, the restaurant consistently beat its AUV per week marks from 2012.

Subway's lineup of new signature sandwiches is producing nearly double-digit sales increases and the highest AUV its seen in years, building off of record marks set last year.

In July, the chain revealed its "Subway Series," or 12 sandwiches with preset ingredients that can be ordered by name or number. The items come in four categories—Cheesesteaks, Italiano's, Chicken, and Clubs—with each housing three choices; i.e. the Cheesesteak segment includes No. 1, The Philly, No. 2, The Outlaw, and No. 3, The Monster.

During Subway Series' eight-week launch window, same-store sales grew 7.4 percent compared to last year's Eat Fresh Refresh, which was heralded as Subway's biggest menu update in company history. The top three quartiles of restaurants (roughly 15,000 locations), were up more than 12 percent year-over-year. In the third quarter, comps lifted 8.4 percent, and soared to almost 11 percent in September versus 2021. The top three quartiles saw same-store sales grow 13.8 percent in Q3 and roughly 18 percent in September.

The menu innovation is part of a bigger effort to reimagine Subway's branding. In terms of development, the franchisor is refocusing its domestic growth to multi-unit operators who own other restaurant chains as opposed single-store franchisees. The 100 percent franchised concept finished 2021 with 21,147 U.S. outlets, a net decrease of 3,650 units versus 2019—that number alone would be among the top 15 biggest fast-food chains in America. Subway is still the largest restaurant in America in terms of footprint, but McDonald's is now the global leader. Internationally, the brand has signed nine master franchisees with more than 5,300 restaurant commitments.

Full Article:


##### Press Release ############################

GreatAmerica Announces Completion of
$637 Million Term Securitization

(Cedar Rapids IA) – GreatAmerica Financial Services Corporation announced today that it successfully closed its 22nd term securitization of $637 Million in privately placed bonds. S&P and Fitch rated 93.4% of the bonds being issued at AAA, with S&P moving to improve the A+ bond rating segment to AA-. GreatAmerica has now issued $8.7 Billion in bonds since inception.

Proceeds from the transaction will pay off debt from warehouse and revolving credit facilities, putting GreatAmerica in an even stronger liquidity position to support its equipment vendors. 

GreatAmerica Executive Chairman Tony Golobic, said, “There is much effort by many ‘GreatAmericans’ involved in successfully bringing a transaction like this to the market.

“The consistent and dedicated focus of our 'GreatAmericans' continues to impress the investment community and build trust among our financial partners.” 

Demand was strong as investors placed orders of $1.5 Billion…more than double the amount offered.  Participation was highlighted by 29 unique investors, including 6 new investors. 

(A previous press release that appeared in Leasing News stated stated:

“Approximately 36,769 contracts support the collateral pool, with an average principal balance of $18,308. On a weighted average (WA) basis, the original term of the loan is he 56 months, according to the rating agency.

“Auto repairs make up 7.58% of the pool when broken down by equipment type and out-of-office images. Then light industry or construction machinery at 6.20%. 5.40% computer hardware. Franchise equipment is 4.22%.

“By industry, the service industry accounted for the largest share at 45.6%, followed by the retail industry at 12.9%. 8.18% wholesale trade. Finance, Insurance and Real Estate are 7.22% and Manufacturing is 7.20%.

“The pool appears to be more diverse geographically, with Texas having the largest share at 14.4%. Florida and California follow the top three states with 8.1% and 5.6% respectively.”(1)

About GreatAmerica Financial Services Corporation 
GreatAmerica is the largest independent, family-owned national commercial equipment finance company in the U.S. and is dedicated to helping manufacturers, vendors, and dealers be more successful and keep their customers for a lifetime. A $2.5+ Billion company with life-to-date finance originations of over $14 Billion, GreatAmerica was established in Cedar Rapids, Iowa in 1992 and has a staff of over 600 employees with offices in Iowa, Georgia, Minnesota, and Illinois. In addition to financing, GreatAmerica offers innovative non-financial services to help our customers grow. 

(1) GreatAmerica Plans to Float $637.8 million
on Commercial Financing

### Press Release ############################


Special Halloween Edition, Part One

With Halloween just around the corner, we’ve put together a multi-part catalog of classic frightfests to go with your pumpkin treats. Check back next week for more indelible horror tales.

The Mummy (1932): Though not as frequently revived as the early classics about Dracula or Frankenstein, this tale of obsessive love across centuries matches them with its unforgettable mood of poetic dread. Boris Karloff stars as Imhotep, a priest in ancient Egypt who was mummified as punishment for attempting to resurrect his beloved princess. Many years pass, until an archeological expedition accidentally brings him back to life, sending him on his mission to track down his lost lover. He locates her in the form of Helen (Zita Johann), a diplomat’s young daughter who falls under the spell of the mysterious Imhotep. Can her British suitor Frank (David Manners) rescue her before it’s too late? Directed by noted cinematographer Karl Freund, this is a hypnotic account of fright and passion.

Peeping Tom (1960): Released in the same year as “Psycho,” this British drama is every bit as unsettling a study in obsession and voyeurism. Carl Boehm is unforgettable as Mark Lewis, a lonely young Londoner who works as a photographer at a seedy studio by day and kills women by night. The son of a scientist who used to experiment on him, he’s obsessed with capturing moments of terror, filming his victims’ final moments in a kind of private documentary about fear. When his friend Helen (Anna Massey) learns about his murderous work, his journey into madness accelerates. Originally dismissed by critics as lurid junk, the film has since been rediscovered as a masterpiece from the great director Michael Powell (“The Red Shoes”), a lacerating and darkly profound work.

Phantom of the Paradise (1974): Before the breakout box-office hit of “Carrie,” Brian De Palma directed this unique blend of horror, comedy and music, bringing his own wild twist to the “Phantom of the Opera” tale. Winslow Leach (William Finley) is a struggling songwriter whose music is stolen by nefarious record mogul Swan (Paul Williams). After being framed and having his face deformed, Leach develops a new persona as a masked avenger known as The Phantom, determined to rescue a young singer named Phoenix (Jessica Harper) before it’s too late. Brimming with macabre razzle-dazzle, satirical delirium, and a scene-stealing performance by Gerrit Graham as a dim-witted rock star, this is punchy, gloriously excessive entertainment that amply showcases De Palma’s gifts for the thin line between shock and laughter.

Creepshow (1982): Two horror masters, director George Romero (“Night of the Living Dead”) and writer Stephen King (“The Shining”), team up for this affectionately gruesome ode to the frightful comic-books of their youth. Using the same anthology structure as 1950s pulp-fiction like “Vault of Horror,” the film catalogs a series of macabre comeuppances served to a host of unlovely characters. There is a family reunion where relatives snip at each other until the late paterfamilias rises from the grave, and a rich psychopath (Leslie Nielsen) who takes revenge on his wife’s lover (Ted Danson). The beastly contents of an ancient crate are used by a henpecked professor (Hal Holbrook), while a grouchy magnate (E.G. Marshall) discovers a creepy-crawly problem. And so it goes to the end, bloodily and entertainingly.

Audition (1999): Japanese horror doesn’t come more harrowing than this remarkable cocktail of provocative ideas and nightmarish brutality, from prolific maverick Takashi Miike (“13 Assassins”). Aoyama (Ryo Ishibashi) is a widower who, tentatively stepping back into the dating scene, takes advice from a friend and sets up an audition call for a phony movie project. Interviewing prospective actresses, he learns about their secrets and desires. In steps Asami (Eihi Shiina), a lovely, shy young woman who immediately catches Aoyama’s eye. A romance blooms between them, but Asami gradually reveals a deeply disturbed side, and what begins as a sedate drama takes a sharp turn toward extreme terror. An uncompromising snapshot of the war of the sexes, Miike’s cult movie is diabolically indelible but not for the squeamish. With subtitles.


Labrador Retriever
East Wenatchee, Washington  Adopt-a-Dog

Buddy G

Coat Length: Short
House Trained
Vaccinations Up-to-date
Good in a Home with
Other Dogs, Children
Friendly, Affectionate, Loyal, Playful,
Smart, Curious, Funny, Loves kisses,
Athletic, Gentle

Meet Buddy G
Sweet happy loving boy with no aggression, plays well with other dogs. Cats unknown. Children over 10 as he is large and could knock them down unintentionally. He’s under 2 years old and needs a home with a family who can appreciate how amazing labs can be. Buddy G will be your best friend. Buddy is treat motivated. He can jump a fence as he does not like to be along, he has been abandoned so many times he just wants to be with people. Can be transported within the northwest to approved foster or adopter.

to get foster application for Buddy G

Journey Home Rescue
East Wenatchee, Washington


deBanked Broker Fair - Two Weeks
October 24, 2022, Marriott Marquis, New York City

Pre-show: October 23, 2022 (Evening)
Event: October 24, 2022 (All day)
Times Square NYC
New York Marriott Marquis

New and Experienced East Coast Attendees
Brokers, funders, lenders, vendors, and financial service providers from across the spectrum of small business and commercial finance connect each year at Broker Fair. It’s the only conference of its kind!

Funder/ Lender
General Admission

More Information:


News Briefs---

Dow Climbs 828 Points as Stocks
   Shake Off Inflation Data

Mortgage Rates Hit 6.92%, a 20-Year High
    homeownership out of reach for many

Westinghouse to be sold in $7.9 billion deal
    as interest in nuclear power grows

Hyundai sets date to break ground on
    $5.5B EV factory in Georgia

McKinney eyes its own commercial airport
    as an alternative to DFW, Love Field

After a 6-hour trip turns into a 19-hour nightmare,
    questions linger for Amtrak

Intel Is Planning Thousands of Job Cuts
    in Face of PC Slump



How harsh will winter be? Seasonal Forecast Outlook
    Six organizations issue forecasts.



Sports Briefs---

Commanders owner Dan Snyder defies NFL by ignoring terms
    of punishment, creating internal problems, per report

Week 6 NFL picks: Cowboys-Eagles,
Bills-Chiefs early season monster matchups

Russell Wilson limited at Thursday's practice

Green Bay Packers quarterback Aaron Rodgers throws
with his thumb wrapped during Thursday's practice

How the Patriots prepare to not miss a beat
after an injury at a key position

What happened to the goose that stole all the
attention at Dodgers playoff game?


California Nuts Briefs---

Los Angeles is running out of water, and time.
     Are leaders willing to act?

California Coastal Commission OKs
desalination plant in Orange County

More residents want to leave San Francisco
than in any other major metro area



"Gimme that wine"

California North Coast wine grape harvest
    eases toward an early finish

Paradise Lost: The Flame Out of Napa Valley’s
Iconic Wine Country

TUBES -- Wines & Spirits by the Glass Announces
Opening of New Production Facility in Napa, CA

Italy Enjoys Another Promising Vintage

“Gimme that Wine”

Free Wine App

Wine Prices by vintage

US/International Wine Events


This Day in History

     1770 – Benjamin Wright (d. 1842) was born in Wethersfield, CT.  Chief engineer of the Erie Canal and the Chesapeake and Ohio Canal.  In 1969, the American Society of Civil Engineers declared him the "Father of American Civil Engineering."
    1798 - Secretary Benjamin Stoddert, first Secretary of the Navy, sent the first instructions to cutters acting in cooperation with the Navy in support of the Quasi-War with France, via the various collectors of customs. 
    1802 – The first non-Indian settlement is established in Oklahoma.
    1804 - A famous snow hurricane occurred. The unusual coastal storm caused northerly gales from Maine to New Jersey. Heavy snow fell across New England, with three feet reported at the crest of the Green Mountains. A foot of snow was reported in the Berkshires of southern New England, at Goshen
    1845 - The Naval Academy was established as The Naval School at Windmill Point, Fort Severn, Annapolis, MD, on a nine-acre site. It officially opened with 56 students. On July 1, 1850, the name was changed to the United States Naval Academy. The following year, the academy instituted a standard four-year program. From May 9, 1861 to September 9, 1865, while Maryland was part of the Confederacy, the academy was transferred to Newport, RI .
(Lower half of:
    1846 – Triton, the largest moon of Neptune is discovered by English astronomer William Lassell.
    1850 - The Chesapeake & Ohio Canal was completed and opened for business along its entire 184.5 mile length from Washington, DC to Cumberland, Maryland. Sections of the canal opened for navigation as they were completed: from
Georgetown in Washington, DC to
Seneca, Maryland in 1831; then to
Harpers Ferry, WV in 1833; to
Hancock, MD in 1839; and finally to
Cumberland, MD in 1850.  
Commerce traveled primarily on the water, not roads which were subject to weather and “poor” even in the best of times as they were nothing more than unpaved, old footpaths that had been repeatedly driven over by horses and by wagon train. 
    1855 - A mob in Columbia hanged John S. Barclay. The sheriff there tried to save the unfortunate man from the noose, but was repulsed. 
    1865 - The billiard ball was patented by John Wesley Hyatt.
    1874 - Beatrice Moses Hinkle (d. 1953) birthday, San Francisco.  As San Francisco's city physician, she was the first U.S. woman to hold a public health post. She was one of the two physicians who established the nation's first psychotherapeutic clinic. She was among the earliest Jungian analysts in America, having rejected Freud with whom she'd personally studied. She contributed to the conceptual framework of the theory. Her “Recreating of the Individual” (1923) took a strong stand regarding women’s individuality. It was noted particularly for its chapters on women and artists. 
    1881 - U.S. fashion designer Ethel Traphagen’s birthday, born Ethel Leigh (d. 1963) in NYC.  Influential founder of Traphagen School of Fashion design. 
    1886 - Gris­wold Lorillard of Tuxedo Park, NY, fashioned the first tuxedo for men. Pierre Lorillard IV, heir to a tobacco fortune and the biggest landowner in town, asked his tailor to create four new formal black jackets modeled after the tailless red wool coats worn by English for hunters. Lorillard declined to wear the result, but his son Griswold Lorillard and three of his friends did along with waistcoats of scarlet satin, and the look caught on. Some say this is more fiction than fact, but history records the Tuxedo Club and Lorillard responding on wearing it that it was a Tuxedo. 
    1887 - Thomas Edison organized the Edison Phonograph Company. 
    1900 – America’s First Lady of the Theater, Helen Hayes birthday, born Helen Hayes Brown (d. 1993), Washington, DC.  The winner of every award possible for an actor on the stage, in the movies, and TV. She began her acting career at age 5 and continued it for more than 85 years winning Academy Awards, Tonys, and Emmys. She received The Medal of Freedom (1986), the Kennedy Center Honors (1981), and even had a Broadway Theater was named after her. An award in her name established for achievement in professional theater.  Hayes's adopted son, James MacArthur (1937–2010), went on to a career in acting, starring in “Hawaii Five-O” as Danny Williams on television. 
    1901 – Birthday of Frederic Douglass Patterson (d. 1988) in Washington, DC.  Orphaned at the age of two, by the age of 31, Patterson had attained three educational degrees: a Doctorate of Veterinary Medicine and Master of Science from Iowa State, and a Doctorate of Philosophy from Cornell University.  He would later become President, at age 33, of what is now Tuskegee University (1935–1953) and Founder of the United Negro College Fund (1944). In 1987, President Ronald Reagan awarded Dr. Patterson the Presidential Medal of Freedom, the nation’s highest civilian honor.   
    1902 - Kalamazoo, MI, mandolin maker Orville Gibson founds the Gibson Mandolin-Guitar Mfg. Co, Ltd. In 1936, it would create the first commercially successful electric guitar. 
    1902 – The bicycle frame is patented by I.R. Johnson.
    1904 – The New York Yankees, two games out of first, played the first-place Red Sox on a final day doubleheader.  The Yanks’ 41-game winner, Jack Chesbro, loses the first game and the chance at the pennant.  Chesbro’s win total remains the modern era single season record in the Majors. 
    1904 – The Liberty Theater opens at 234 W 42nd St. New York City.
    1905 - Birthday of Willie “The Devil” Wells (d. 1989), Baseball Hall of Fame shortstop, Austin, TX. Wells is generally considered the greatest shortstop to play in the Negro Leagues. As manager of the Newark Eagles, he developed several players who became Major Leaguers and taught Jackie Robinson how to turn the double play. Inducted into the Hall of Fame in 1997. 
    1910 – Tau Epsilon Phi Fraternity is founded at Columbia University in NYC.
    1913 – President Woodrow Wilson triggered the explosion of the Gamboa Dike that ended the construction of the Panama Canal. 
    1914 – Ivory Joe Hunter’s (d. 1974) birthday in Kirbyville, TX.  After moving to LA, Hunter founded Pacific Records.  After signing with MGM Records, he recorded "I Almost Lost My Mind," which topped the 1950 R&B charts and would later (in the wake of Hunter's success with "Since I Met You Baby") be recorded by Pat Boone whose version became a number one pop hit. By 1954, he had recorded more than 100 songs and moved to Atlantic Records. His first song to cross over to the pop charts was "Since I Met You Baby" (1956). It was to be his only Top 40 pop song, climbing to # 12.  But since his death and the rise of Oldies nostalgia for 50s music, both songs are among the most-requested.  
    1915 - Famous Count Basie trumpeter and soloist Harry “Sweets” Edison (d. 1999) was born, Columbus, Ohio
    1917 - Pianist/composer Thelonious Monk (d. 1982) birthday, Rocky Mount, NC.   “Little Rootie Tootie,” “’Round Midnight” are among his most famous compositions 
    1920 - Indians' Bill Wambsganss becomes the only player in World Series history to complete an unassisted triple play as he makes a leaping catch, steps on second base and then tags the runner from first base.  Also in this Series, the Indians’ Bill Smith hit the first grand slam HR in Series history.
    1921 - Birthday of bass player William Howard “Monk” Montgomery (d. 1982), Indianapolis, IN.
    1923 - In the first World Series game ever played at Yankee Stadium, veteran Giant outfielder and future Yankees’ manager Casey Stengel breaks a 4-4 deadlock in the top of the ninth inning with an inside-the-park HR off Joe Bush. This is the first World Series HR in Yankee Stadium history.  It is the first World Series game to be broadcast nationally.
    1924 – Birthday of writer James Clavell, born Charles Edmund Dumaresq Clavell (d. 1994), Sydney, Australia. Prolific novelist, screenwriter, director, and World War II veteran and prisoner of war. Clavell wrote the novel “King Rat” (1962) and “Shogun” (1975), scripted the science-fiction horror movie “The Fly” (1958) and wrote a war movie, “Five Gates To Hell” (1959).  Clavell was nominated for a Writers Guild Award for “The Great Escape” (1963).   He also screenwrote, directed, and produced the box office success, “To Sir, With Love” (1967).
    1924 – The Washington Senators won their only World Series, defeating the New York Giants, 4-3, in 12 innings. With the Senators behind 3–1 in the eighth, Bucky Harris hit a routine ground ball to third which hit a pebble and took a bad hop over Giants third baseman Freddie Lindstrom. Two runners scored on the play, tying the score at three. Walter Johnson then came in to pitch the ninth and held the Giants scoreless into extra innings. The winning run scored when a ball hit by Earl McNeely hit a pebble and bounced over Lindstrom’s head…again. 
    1926 – In one of baseball’s storied World Series games, a day after picking up his second complete-game victory of the Series, 39-year-old Grover Cleveland Alexander saved Game 7 and the World Series for the St. Louis Cardinals, fanning Tony Lazzeri with the bases loaded in the 7th inning, then proceeding to no-hit New York the rest of the way. Out much of the night celebrating his victory in Game 6 and suffering from seizures, Alexander had no expectation of pitching without rest.  He was summoned when the starter, Jess Haines, developed a blister and left the game.  During the Lazzeri at-bat, on the pitch before the strikeout, “Poosh ‘em Up” hit a screaming liner that just went foul.  The Series concluded with Babe Ruth, inexplicably being thrown out trying to steal.   
    1928 - The temperature at Minneapolis, MN, reached 90 degrees, their latest such reading of record. 
    1928 - Birthday of piano player Junior Mance, Chicago, IL
    1933 - Procter and Gamble, Cincinnati, OH developed the first synthetic laundry detergent, whose formula included a surfactant to emulsify dirt, and called it Dreft. The first effective powdered detergent made for use in washing machines, and the first to contain a phosphate compound as a water softener, was Tide, developed by Procter and Gamble in 1946.
    1933 - A United Airlines Boeing 247 is destroyed by sabotage, the first such proven case in the history of commercial aviation. 
    1935 - Premiere of jazz opera “Porgy and Bess,”by George Gershwin. One of Gershwin's greatest works, the opera blended African American folk music, jazz, Tin Pan Alley, and classical styles. The show included the classic song "Summertime," among other classics, brought modern by Gil Evans and Miles Davis.
    1939 - The real Eleanor Rigby died in her sleep of unknown causes at the age of 44. The 1966 Beatles' song that featured her name wasn't really written about her, as Paul McCartney's first draft of the song named the character Miss Daisy Hawkins. Eleanor Rigby's tombstone was noticed in the 1980s in the graveyard of St. Peter's Parish Church in Woolton, Liverpool, a few feet from where McCartney and Lennon had met for the first time in 1957. 
    1941 - The destroyer USS Kearney is attacked by a German submarine. In the attack, ten sailors are killed and scores injured. America suffers its first war casualties in World War II. Pearl Harbor is still seven weeks away. 
    1941 – Actor Peter Coyote, the narrative voice in many of Ken Burns’ television productions and 60s counter-culturist, was born Rachmil Pinchus Ben Mosha Cohon in NYC.  You’ll love this:  While at Grinnell College, Peter ingested peyote and had an hallucination in which he saw his footprints as coyote paw-prints. A few years later, he came across “Coyote's Journal,” a poetry magazine and recognized its logo as the same paw-prints he has seen during his drug-induced experience. It was this that caused him to change his name to Coyote, after meeting Rolling Thunder John Pope, a self-styled shaman, who felt that the experience was spiritually significant. 
       1944 - BONG, RICHARD I., (Air Mission).
Rank and organization: Major, U.S. Army Air Corps. Place and date: Over Borneo and Leyte, 10 October to 15 November 1944. Entered service at: Poplar, Wis. Birth: Poplar, Wis. G.O. No.: 90, 8 December 1944. Citation: For conspicuous gallantry and intrepidity in action above and beyond the call of duty in the Southwest Pacific area from 10 October to 15 November 1944. Though assigned to duty as gunnery instructor and neither required nor expected to perform combat duty, Maj. Bong voluntarily and at his own urgent request engaged in repeated combat missions, including unusually hazardous sorties over Balikpapan, Borneo, and in the Leyte area of the Philippines. His aggressiveness and daring resulted in his shooting down 8 enemy airplanes during this period.
    1944 - Nearly two hundred of Admiral Halsey's planes struck Naha, Okinawa's capital and principal city, in five separate waves. The city was almost totally devastated. The American war against Japan was coming inexorably closer to the Japanese homeland. 
    1948 - The largest crowd to this date to attend a Major League game, 86,288 fans, jams Cleveland's Municipal Stadium to witness Boston Braves hurler Warren Spahn beat Bob Feller and the Indians, 11-5 in Game 5 of the Fall Classic.  This was the only World Series between 1947 and 1958 that did not include a New York team.  Also, in this game, Indians’ pitcher Satchel Paige became the first African-American to play in a World Series, relieving in the 7th and getting the two batters he faced.
    1950 - Top Hits
“Goodnight Irene” - The Weavers
“La Vie En Rose” - Tony Martin
“Bonaparte's Retreat” - Kay Starr
“I'm Moving On” - Hank Snow
    1953 - Stan Freberg's "St. George and the Dragonet" hits #1 
    1953 – The US and The Republic of Korea agree to a Mutual Defense Treaty in Washington, DC.
    1954 – Ho Chi Minh enters Hanoi after the French troops leave.
    1956 - Elvis Presley's "Love Me Tender" entered the Billboard chart for a 19 week stay. It was #1 for 5 of those weeks. The song, from Presley's first film of the same name, was adapted from the tune "Aura Lee," written in 1861. 
    1957 - “Zorro” premiered on TV. Originally, he appeared in a McCulley novel and several films. Don Diego de la Vega (Guy Williams), a Spanish nobleman, is summoned to California by his father, Don Alejandro (George J. Lewis), to fight for the people. Diego's alter ego is Zorro, a dashing and assertive defender of the people. My father, Lawrence Menkin, wrote several of these episodes. He was well known as a TV Western writer, serving as story editor for “Wagon Train,” writing for “Bonanza,” “Death Valley Days,” “Cisco Kid,” among many others. Although the last telecast of “Zorro” was Sept 24, 1959, the series reappeared in later years, first as a remake and then as a sequel, and once again was made as a movie, titled “The Mask of Zorro,”in 1998.
    1957 – President Eisenhower apologized to Komla Agbeli Gbdemah, the finance minister of Ghana, after the official had been refused service in a Dover, DE, restaurant. 
    1957 -  Starting Game 7 on just two days’ rest, Lew Burdette pitches the Milwaukee Braves to a World Championship as he blanks the Bronx Bombers at Yankee Stadium, 5-0. The 30-year old right-hander, named the Series MVP, tosses 24 consecutive scoreless innings and posts a 0.64 ERA in his three Fall classic victories.  Turnabout… Burdette was signed by the Yanks in 1947 and, after making two relief appearances for the team in September, 1950, he was traded to the Braves in 1951 for four-time 20-game winner Johnny Sain. 
    1958 - Top Hits 
“It's All in the Game” - Tommy Edwards 
“Rock-in Robin” - Bobby Day 
“Tea for Two Cha-Cha” - The Tommy Dorsey Orchestra 
“Bird Dog” - The Everly Brothers
    1959 - Paul McCartney helps to force the last non-Beatle member of the Quarrymen, Ken Brown, from the skiffle group after Brown gets paid for an engagement at Liverpool's Casbah Club for which he was too sick to perform. This leaves the Quarrymen as John, Paul, and George; by May of the following year, the group, now featuring Stu Sutcliffe and Pete Best, would be known as the "Beatals." 
    1959 - Stan Kenton, June Christy, Four Freshman record “Road Show” album at Purdue University. 
    1959 - Pan American World Airways announced the beginning of the first global airline service.     
    1960 - A silly novelty song called "Mr. Custer" by Larry Verne was the number one single in America. The record told a story about a US cavalry trooper who tries to talk his way out of fighting the Sioux Indians at Little Big Horn in 1876. 
    1962 – “The Bob Newhart Show” premiered on TV. This half-hour variety series was hosted by Bob Newhart, a successful stand-up comedian famous for his trademark “telephone conversation” monologues. Regu­lars included Jackie Joseph, Kay Westfall, Jack Grinnage, Mickey Manners, Pearl Shear, June Ericson, Andy Albin and announcer Dan Sorkin. The show was critically acclaimed, winning both an Emmy and a Peabody in its short time on the air. Newhart later starred in situation comedies. In “The Bob Newhart Show,” which aired 1972—78, he played a psychologist.
    1962 -  In Game 5 of the World Series, Tom Tresh belts an eighth-inning homer off Jack Sanford to give the Bronx Bombers a 5-3 comeback win over the Giants at Yankee Stadium. The rookie shortstop's dad, Mike Tresh, who hit only two home runs in his dozen big league seasons, prior to the at bat left his seat behind home plate and moved to the standing-room section in Candlestick Park hoping to bring his son good luck.
    1963 – Birthday of journalist Daniel Pearl (d. 2002) at Princeton, NJ.  Pearl had dual US and Israeli citizenship. While working for “The Wall Street Journal,” he was kidnapped by Pakistani militants and later murdered in 2002 by Al-Qaeda member Khalid Sheikh Mohammed in Pakistan. 
    1964 - At Yankee Stadium, Mickey Mantle, facing Barney Schultz, slams the first pitch of the bottom of the ninth inning into the right field bleachers, giving New York a dramatic 2-1 walk-off victory and two games to one advantage over St. Louis in the Fall Classic. The Mick's game-winning round-tripper, his 16th Fall Classic round-tripper, breaking the previous mark set by Babe Ruth, makes him the fifth Major Leaguer to end a World Series game with a home run.
    1965 - Ronald Reagan spoke at Coalinga Junior College and called for an official declaration of war in Vietnam.
    1965 - The Supremes make the first of many appearances on “The Ed Sullivan Show.” 
    1965 – The Red Baron debuted in ”Peanuts.”
    1966 - Top Hits 
“Cherish” - The Association 
“Reach Out I'll Be There” - Four Tops 
“96 Tears - ?(Question Mark)” & The Mysterians 
“Almost Persuaded” - David Houston 
    1966 – The Beach Boys released “Good Vibrations.”
    1967 - The Outer Space Treaty, signed on January 27 by more than sixty nations, takes effect.
    1968 - Cardinal fireballer Bob Gibson sets the mark for total strikeouts (35) in a World Series, but loses the seventh and deciding game to Tigers, 4-1.
    1969 – Much-traveled, oft-retired former Green Bay Packers’ QB Brett Favre’s birthday in Gulfport, MS.  Favre is the only player to win the NFL MVP Award three consecutive times (1995–97), and is one of only six quarterbacks to have won the award as well as the Super Bowl in the same season. He has led teams to eight division championships, five NFC Championships, and two Super Bowls, winning one (Super Bowl XXXI).  Favre holds many NFL records, including.  At the time of his retirement, he was the NFL's all-time leader in passing yards and touchdown passes, although both records have since been broken by Peyton Manning.  Favre was inducted into the Pro Football Hall of Fame in 2016.
    1970 - Neil Diamond reached the #1 spot on the pop music charts for the first time with "Cracklin' Rosie." In 1972, Diamond would reach a similar pinnacle with "Song Sung Blue."
    1971 - “Up-Stairs, Downstairs” premiered on TV. The 52 episodes of this “Mas­terpiece Theatre” series covered the years 1903 to 1930 in the life of a wealthy London family (“Upstairs') and their many ser­vants (“Downstairs”). Produced by London Weekend Television, cast members included Angela Baddeley, Pauline Collins, Gordon Jackson and Jean Marsh. Won a Golden Globe for Best Drama TV Show in 1975 and an Emmy for Outstanding Limited Series in 1976.  The last episode aired May 1, 1977, though the series has been rerun several times on PBS. 
    1971 – Sold, dismantled, and shipped, London Bridge re-opens at lake Havasu City, AZ.
    1973 –  Spiro Theodore Agnew became the second person to resign the office of Vice President of the United States. Agnew entered pleas of no contest to charges of income tax evasion for contract kickbacks received while he was Governor of Maryland and after he became Vice President. He was sentenced to pay a $10,000 fine and serve three years’ probation Agnew was elected vice president twice, serving under President Richard M. Nixon.
    1973 - Top Hits 
“I Honestly Love You” - Olivia Newton-John 
“Nothing from Nothing” - Billy Preston 
“Then Came You” - Dionne Warwicke & Spinners 
“I Love My Friend” - Charlie Rich.
    1973 – “Dancing With The Stars” champ and TV host Mario Lopez was born in San Diego.
    1974 - Birthday of Dale Earnhardt, Jr., race car driver, born Concord, NC.
    1979 - Fleetwood Mac receives a star on the Hollywood Walk of Fame.
    1979 - A motion picture called “The Rose,” starring Bette Midler as a rock singer, (transparently based on Janis Joplin) premieres in Los Angeles. 
    1979 – “Broadway Joe” Namath played his final NFL game, with the LA Rams.  Namath, a Hall of Fame QB largely on the strength of his career as NY Jets’ QB, engineered and predicted one of sports’ biggest upsets in 1969 in Super Bowl III.  The NFL Baltimore Colts were 18 ½ point favorites.  In the week leading to the game, Namath in front of an audience, stated clearly, “…let me tell you something.  We’re gonna beat ‘em, I guaranty it!”  Then he went out and did it, 16-7, in a game that was not nearly as close as the score would indicate, and one in which this famous passer did not throw a pass in the fourth quarter.  Many believe it was this game that provided the impetus for the AFL and NFL to merge.
    1979 – The Republic of Panama assumes control over the Panama Canal from the US.
    1979 – Hall of Famer Wayne Gretsky made his NHL debut with the Edmonton Oilers.
    1982 - Top Hits 
“Jack & Diane” - John Cougar 
“Eye in the Sky” - The Alan Parsons Project 
“I Keep Forgettin' (Every Time You're Near)” - Michael McDonald 
“Yesterday's Wine” - Merle Haggard/George Jones
    1984 – Birthday of Colorado Rockies’ SS Troy Tulowitski, Santa Clara, CA.
    1985 – US Navy jets intercept an Egyptian plane carrying the hijackers of the “Achille Lauro” cruise ship, and force it to land at a NATO base in Sicily where they are arrested. 
    1986 – Birthday of 2013 NL MVP, the Pittsburgh Pirates’ Andrew McCutcheon, Ft. Meade, FL.
    1987 – “The Boss,” Bruce Springsteen, released his ninth album, “Tunnel of Love.” 
    1987 – The SF Giants’ LF, Jeffrey Leonard, hits a HR in his fourth consecutive playoff game, a record.
    1989 - Thunderstorms produced torrential rains along the northeast coast of Florida. Augustine was deluged with 16.08 inches of rain. The heavy rain caused extensive flooding of homes and businesses, and left some roads under three feet of water. Ten cities from South Carolina to New England reported record low temperatures for the date, including Concord, NH with a reading of 23 degrees. Temperatures dipped into the 30s in the Carolinas. 
    1990 - Top Hits 
“Close to You” - Maxi Priest 
“Praying for Time” - George Michael 
“Something Happened on the Way to Heaven” - Phil Collins 
“Friends in Low Places” - Garth Brooks 
    1994 – The New York Football Giants retire LT’s #56 to honor Lawrence Taylor’s brilliant career as a linebacker.
    1996 – The cornerstone was laid for the US Holocaust Museum in Washington, DC.
    1999 - A charity auction selling Elvis Presley's belongings was held at The Grand Hotel in Las Vegas. His wristwatch sold for $32,500, a cigar box $25,000, an autographed baseball sold for $19,000 and his 1956 Lincoln Continental went for $250,000. 
    1999 - Scoring more than 19 NFL teams, the Red Sox establish a Major League record for most runs and biggest margin of victory in a post-season game as they rout the Indians, 23-7 to tie the 5-game AL Division Series at two games apiece.
    2003 – Conservative radio personality Rush Limbaugh announced that he was addicted to painkillers and that he was going to check into a rehab center.
    2006 - Google buys YouTube for $1.6B! 
    2015 - The Mets were cruising along with a 2-1 lead in the 7th inning of Game 2 of the NLDS when the Dodgers’ Chase Utley barreled into SS Ruben Tejada to break up a potential inning-ending double play. He not only succeeded, but also broke Tejada's leg in the process while the Mets vainly argued for an interference call. Major League Baseball ultimately suspended Utley for his unnecessarily violent slide, but in the meantime, Los Angeles took advantage of the controversial play to score four runs in the inning and ended up a 5-2 winner, evening the series.  The aftermath of this play broke with long-standing baseball traditions that allowed practically anything in pursuit of breaking up a double play.  MLB changed the rule, restricting the runner to the baseline and not allowing sliding beyond the bag to do so.  It also changed the long-standing “in the neighborhood” unwritten rule that allowed the out at second if the fielder was close to the bag during the relay to first. 

World Series Champions:
    1924 - Washington Senators 
    1926 - St. Louis Cardinals 
    1931 - St. Louis Cardinals 
    1937 - New York Yankees 
    1945 - Detroit Tigers 
    1951 - New York Yankees 
    1956 - New York Yankees 
    1957 - Milwaukee Braves 
    1968 - Detroit Tigers



The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?



Daily Puzzle

How to play:

Refresh for current date:






See USA map, click to specific area, no commercials



Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live



How to Play