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EFD Direct Lease
Sr. Lease Contract Specialist
Walnut Creek, CA

You will create all necessary lease and loan documentation for complex direct equipment leases. Requires a BA or equivalent & 6+ years of leasing and contract experience. CLICK HERE for a detailed description and resume submission info.

Visit , for more information. Bank of the West and its subsidiaries are equal opportunity/affirmative action employers.

Monday, October 22, 2007

Congratulations South Africa, Rugby World Champs

---Congratulations Boston Red Sox— Believe it, Boston!!!


Clarification: NetBank Business Finance sale---
    Classified Ads---Asset Management
        FTC Leasing Dragon Slayer Randy Brook retires
Calling All Brokers--NAELB Conference
    Top Stories --- October 15-19
        New ELFA Headquarters by Al Levine
    Classified Ads --- Help Wanted
Cartoon---Cal Football Huddle
    Leasing 102-- by Mr. Terry Winders, CLP
    Purchase Options
        News Briefs---
Sports Briefs---
    "Gimme that Wine"
        Calendar Events
Snapple Real Facts
    Today's Top Event in History
        This Day in American History
Baseball Poem
        Daily Puzzle

######## surrounding the article denotes it is a “press release”


Clarification: NetBank Business Finance sale---

This sentence: "...bids for NetBank Business Finance will be opened next Tuesday, October 23, 1pm EDT" means the bidding will close.

The procedure, as stated in the article:

"Loan file and asset review will be conducted between the hours of 7:30 AM and 6:00 PM EDT Monday through Sunday beginning Wednesday, October 3, 2007. Time is of the essence. You are encouraged to schedule due diligence as soon as possible with FDIC Representatives Bill Rothamel at
(972)761-2933 e-mail , or Rosa Ruiz at (972)761-8229 e-mail"

The “closing” date has not been determined. The FDIC considers
the word “closing” as the loan sale closing date; this would be the date the money and ownership will change hands.

Those who are interested in bidding, and have not, should contact the FDIC Representatives noted above.

Friday’s article:

From this site:

More information on the bidding procedure:

Also note that Leasing News asked Bruce Kropschot, Kropschot Financial Services, for an article on the sale of an entities "employees" separate than the portfolio.

He is presently in "...Europe for the IMAP meeting in Prague, I do not have time to finish the story on management teams finding new homes." He is planning on attending the Equipment Finance and Leasing Association in Orlando, Florida, then hopefully completing his article for Leasing News readers.



Classified Ads---Asset Management

    New York, NY
10+ years in equipment leasing/secured lending. Skilled in management & training, documentation, policy and procedure development & implementation, portfolio reporting. Strong work ethic.

    Seattle, WA
20 years combined experience in Asset Management and Collections. History of successfully maximizing the residual position through superior negotiation skills and remarketing.

These job-wanted ads are free.

To place a free “job wanted” ad here, please go to:

For a full listing of all “job wanted” ads, please go to:

These job-wanted ads are free. We also recommend to both those seeking a position and those searching for a new hire to also go to other e-mail posting sites:
In addition, those seeking employment should go to the human resource departments on company web sites for funders, captive lessors, and perhaps “broker-lessors.”

To place a free “job wanted” ad here, please go to:

For a full listing of all “job wanted” ads, please go to:



FTC Leasing Dragon Slayer Randy Brook retires

Break out the Champagne!!!

Randy Brook, Senior Attorney with the Federal Trade Commission’s Seattle office, where he started in 1972, is officially retired.

Perhaps best known to the leasing industry for his legal victories with Leasecomm and MicroFinancial and others, he was tagged by Leasing News as the “Leasing company Dragon Slayer.” He not only was a tireless litigator, but became a champion for consumers and small businesses regarding fraudulent leasing practices. He won his cases not only knowing the law and legal system, but understanding the leasing terminology and process, including the ability to read the lease account worksheets, financial statements, tax returns, even working some of the software on his computer. It gave him the ability to know what questions to ask.

Brook took off his armor, retiring, after filing against IFC Credit, Morton Grove, Illinois regarding their NorVergence leases.  He had passed his 35 year service period, but wanted to finish supervising the full write-up of the filings before hanging up his sword and shield.

While known for going over every detail, working odd hours in the morning, taking brief vacations, networking with his colleagues in other state and county legal departments, he is best known to his personal friends for leading sea kayak expeditions, cross-country skiing, and becoming an accomplished pastry baker after studying in Paris.

Brook spent a year in Paris as a child, attending public school, and also studied at the Sorbonne during a year he took off from law school. (His father was a part-time professor of musicology at the Sorbonne and the French equivalent of a school for advanced graduate studies.) Of course, he speaks fluent French. His favorite spot is the family apartment on the in the Marais district on the Right Bank.  The building looks over the Seine, across from the La Tour d'Argent, and the Ile St. Louis. He is headed there soon for a month's vacation and more pastry courses.

In the 1970s he developed Federal Trade Commission (FTC) cases challenging auto repossession practices of GMAC and other captive automobile finance companies and car dealers. He led the first FTC cases challenging the use of distant forum in suing debtors and helped in the drafting of the distant forum provision of the Fair Debt Collection Practices Act.

Brook litigated the first consumer protection temporary restraining order and preliminary injunction under new statutory authority granted to the FTC in 1974. That case was against US travel agencies selling trips for severely ill people to obtain so-called "psychic surgery" in the Philippines. Over the years he has been lead attorney on numerous other FTC consumer protection, antitrust, and bankruptcy cases.

From his experience in vehicle repossessions practices, he became concerned with other consumer and business leasing fraud schemes, particularly those involving long-term service contracts and bogus investment transactions. This lead into more and more what he thought were deceptive practices in the equipment leasing industry.
He found the leasing industry not well regulated in many states. As he and his staff investigated the growing complaints, it led to more investigations in this industry, resulting in an extensive collection of electronic data and coordination with numerous state attorneys general, who were also pursuing the leasing contract issues.

Brook developed the case against Leasecomm, which allegedly financed business opportunities and investment schemes through leases. He was the lead attorney on FTC cases involving the NorVergence telecommunications scam, including the pending case against IFC Credit Corp. These cases have also brought him full circle to his early work, as the leasing companies he believes made heavy use of distant forum contract provisions to enforce their contracts against the small business and nonprofit organizations victimized by NorVergence.

He will be doing some consulting for the FTC and possibly others, as long as he can continue to make fresh croissants for breakfast.



Calling All Brokers--NAELB Conference

November 2-3

NAELB 2007 Eastern Regional Meeting - Atlanta, GA
---from Brian Montgomery, NAELB President:

“I would like to put out the call to all brokers in the leasing business, National Association of Equipment Leasing Broker (NAELB) member or not with a “you don’t want to miss” opportunity. The Eastern Regional meeting of the NAELB is Nov 2nd and 3rd at the Westin Atlanta Airport Hotel in Atlanta, GA. Kit, we have over 55 exhibitors and we are busting at the seems with excitement. The response from our exhibitors, including funders and associate members has been so incredible that we are over flowing into the hallway as people now line up to come and do business with NAELB members.

"If you are a broker, wondering if it is worth the $99.00 investment for registration to come to this meeting, wonder no more! I can tell you from experience that nothing solidifies relationships like a face to face meeting and a firm handshake. Discounting all of the classes, the food, and the networking, the fact that you can walk into a room and in a matter of hours speak with funders and service providers face to face who have come from California to New York and all points in between is worth the cost of admission.

"This is not an infomercial and we are not selling the next great fad; we are inviting you to be a part of the real deal here in Atlanta! Online registration can be completed at

"We will see you there..."

Brian Montgomery, NAELB President
Brian Montgomery
Express Funding Solutions
678-583-4100 Phone
678-583-4200 Fax

Registration Deadline is this Wednesday, October 24th.
(After that date, all registrations will be processed on-site.)

Click here for more information.



Top Stories --- October 15-19

Here are the top ten stories most “opened” by readers last week:

(1) Archives—October 19, 2000
--51 Leasing Companies Major Changes

(2) Sales Makes it Happen---Gerry Egan: Video
Selling Approvals over Rates

(3) Leasing 102 by Mr. Terry Winders, CLP
Lease Term and Rate Charts

(4) Hot Firecracker Sale: NetBank Bus. Finance

(5) SunBridge Launch New Web-Based Tool

(6) Bill Parker Named as U.S. Bancorp's New Chief C.O.

(7) Classified Ads ---
Sales Manager, Senior Management & Syndicator

(8) Marlin skids below $15, but recovers

(9) Financial and Sales Training List

(10) Cameron joins Brandywine Capital Associates

large property tax—from time to time



New ELFA Headquarters

by Al Levine
Chief Operating Officer
Leasing News Advisory Board member

Equipment Leasing and Finance Association
1825 K Street NW, Suite 900
Washington, DC 20006
(202) 238-3400
Fax: (202) 238-3401 eMail and web address still the same

The Equipment Leasing and Finance Association (ELFA) has moved to new a new headquarters location at 1825 K Street N.W., Suite 900, Washington, DC 20006.

To showcase their new offices, there was an open house October 16th, from 6PM to 8 PM. It was well attended and was graciously hosted by the ELFA staff, including Kenneth Bentsen, President, and Valerie Jester, Chairperson.

There was the usual guest mingling, inspection of the new offices, and industry chatter. In addition, one could hear mention of the upcoming annual conference in Orlando, Florida. The agenda for the convention appears to be packed with exciting relevant issues and topics important to our industry.

left to right:
former U.S. Rep. Jim Turner of Arnold and Porter LLC
David Martin of Sterling Martin Associates, Paul F. Rogers,
former U.S. Rep. Max Sandlin of Fleishman-Hilliard Government Relations ,
Hon. Kenneth Bentsen, Jr., EFLA President

left to right:
Allan Levine-Madison Capital, Valerie Jester-Chairperson-ELFA.
Lisa Levine, CAE, Executive Director, Equipment Leasing and Finance Association.

left to right:
Susan Carol-Connections in Communications, Allan Levine-Madison Capital LLC,
Stuart Papavassiliou-Editor, The Monitor,
Nancy Pistorio-EVP, Madison Capital LLc

All photo’s by Al Levine

(Seven days to the ELFA Conference in Orlando, Florida)



Leasing Industry Help Wanted

Sr. Lease Contract Specialist

EFD Direct Lease
Sr. Lease Contract Specialist
Walnut Creek, CA

You will create all necessary lease and loan documentation for complex direct equipment leases. Requires a BA or equivalent & 6+ years of leasing and contract experience. CLICK HERE for a detailed description and resume submission info.

Visit , for more information. Bank of the West and its subsidiaries are equal opportunity/affirmative action employers.



Cartoon---Cal Football Huddle



Leasing 102

by Mr. Terry Winders, CLP

Purchase Options

Each time I conduct a commercial equipment leasing seminar I ask the question “why do you offer a purchase option?” The most common answer is “because the customer wants it!” So I challenge those folks to try and replace there FMV purchase options with no purchase options to see how the customer reacts. Many are surprised that the customer never brings up the subject. If you think about it; the purchase option is the one subject that confuses the discussion, is it a lease or is it a loan? Better yet, does the customer want a lease or a loan? What compels the customer to ask for a lease in the first place or is it thrust upon them by the equipment salesperson by presenting the 100% advance advantage?

We like to think the customer knows what they want but very often they make decisions based on what is provided to them as leasing programs by the vendor, or the lease salesperson. What do your programs look like? I will wager that in all cases each program or option contains a purchase option from $1 to FMV. We also have fixed price purchase options, prepaid purchase options and options with caps and floors. We focus so much on the purchase options we fail to discover what the customer really wants.

“Intent” is a key word in income tax requirements and for legal it is “the facts at the time the transaction is entered into” that drive the questions and the qualifications. You always must defend any purchase option to prove that it is not a bargain and it is not your intent to sell the equipment to the lessee at termination. Except; you did offer a “purchase option”. Well then you must think there is a good chance the customer will buy it and, as a fact, less than 5% actually does come back industry wide. What do you make of that statistic?

Why not tell the customer who would ordinarily request a true lease that it is your equipment but everything is for sale so you will discuss it at lease termination and do not give a formal purchase option. One reason to do this is because without a purchase option your return conditions can be very strong. There will be no concern that it fails the legal test because it was cheaper for the customer to buy it under the FMV option than to return it.

If you want to give the customer an option then give them, in addition to the renewal or return option, an upgrade option. When you or your customer arranges the trade in of the equipment the result will be that you are paying less for the replacement, which will make you more competitive, and it allows you to retain a customer. You may even be able to raise your rates and still provide the lowest payments.

All of this assumes you have discovered the customers true term of use for the equipment because if they plan to keep it forever, any fancy loan/lease with a bargain option will do. Try and offer true leases with no purchase options and see what happens. You may be surprised!!

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-327-8666.
He invites your questions and queries.

Previous #102 Columns:



News Briefs----

Airbus Order from ILFC Falls Short of Boeing Contract

Wachovia Ends Bad Week for Bank Earns



Sports Briefs----

South Africa 15-England, 6
((Before the French-England rugby semi-finals in Paris, I meet a South Africa fan—many were there---and he told me, “ It is a great honor for us to be in the semi-finals alone, to win, would be a bonus.” Compared to the other team fans, he was quite humble.

Believe it, Boston---11-2

Seahawks back on top in NFC West with win over Rams

Late rally lifts Cowboys, 24-14

Kiffin's call on 4th-and-1 shows confidence

Giants crush 49ers

After Strong Start, Jets Fall into Old Habits



“Gimme that Wine”

From Chile, History in a Bottle

Italy Bought the Taste of France

Taste terroir at earth-friendly Ridge

“Open Cellar” 1gig flash stick

Napa Valley Harvest Report

Idaho to Launch New Wine Testing Service

Wine Prices by vintage
US/International Wine Events
Winery Atlas
Leasing News Wine & Spirits Page
The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.



Calendar Events This Day

Eat a Pretzel Day

International School Library Day

International Stuttering Awareness Day or

National Color Day
Making people aware of how color affects them and how their names are color coded. Fashion show will show how this color philosophy works.

National Nut Day

World’s End Day
Anniversary of the day set as the one on which the world would end by followers of William Miller, religious leader and creator of a movement known as Millerism. Stories about follower disposing of all earthly possessions and climbing to high places on that date a believed to be apocryphal ( Miller was born at Pittsfield, MA, Feb 15, 1782. Died at LowHampton, NY, Dec 20, 1849.

Zambia: Independence Day
National holiday commemorates the independence of what was then Northern Rhodesia from Britain in 1964. Celebration in all cities, but mainly parades of military, labor and young organizations are at capital Lusaka.

Saint feast Days



Sound travels quicker in water than in air.



Today's Top Event in History

1928 -- President Herbert Hoover speaks of "American system of rugged individualism". "We in American today are nearer to the final triumph over poverty than ever before in the history of any land. The poorhouse is vanishing from among us. We have yet reached the goal, but, given a chance to go forward with the policies of the last eight years, we shall soon with the help of God be in sight of the day when poverty will be banished from this nation." In November he would be elected in a Republican landslide with 444 electoral votes to Alfred E. Smith 87: 21,392,190 votes to 15,016,433 for Smith. In congressional elections the Republicans increased their majorities in both houses, leading in the Senate 56-39 with one seat going to a minor party, and controlling the House 267-167, with one seat held by a minor party.


This Day in American History

    1721- Unofficial Birthday of Peyton Randolph, first president of the Continental Congress, died 1775, October 22.
    1777 – British General William Howe requested that he be relieved. This request will be accepted. On September 11, he had defeated General George Washington at Brandywine, but did not chase the retreating army. He did the same at the Battle of White Plains, and captured Fort Washington and captured all of New York. He was the illegitimate son of King George the Third, who was the British king during the Revolutionary War. Before he was sent to fight in the war, Howe was sympathetic to the colonists. But, as a soldier, he had to fight against them. By the way, his Philadelphia victory encouraged France to enter the war against Britain. Spain and the Netherlands soon did the same. There certainly is much more to the story.
    1812 -- American Mountain man Grizzly Adams born Medway, Massachusetts.
    1836- Sam Houston inaugurated as first elected president of Republic of Texas
    1844 -The "Great Disappointment" began when this latest date, set for the return of Christ by religious leader William Miller, passed without event. Over 100,000 disillusioned followers returned to their former churches, or abandoned the Christian faith altogether.
    1875- Sons of the American Revolution organized.
    1883-The Metropolitan Opera House opened in New York City with Charles Francois Gounod’s “Faust,” sung in Italian. Anjugusto Vianesi was the conductor. Faust was sung by Italo Campanini, Mephistopheles by Franco Novara, Valentin by Giuseppe Del Pente, Wagner by Ludovico Contini, Siebel by sofia Scalchi, Marthe by Louise Lablache, and Marguerite by Christine Nilsson. Admission was priced at $6 for the orchestra stalls, $3 for the balcony, and 42 for the family circle.
    1898-Birthday of composer-pianist Ralph Yaw, Enosburg Valls, VT, arranged 40 originals for Stan Kenton.
    1903-Birthday of George Beadle, born on a farm near Wahoo, NE, Beadle began his pro­fessional career as a professor of genetics at Harvard, eventually becoming president of the University of Chicago. Dr. Beadle won many international prizes, including the Nobel Prize for Medicine in 1958 for his work in genetic research, as well as the National Award of the American Cancer Society in 1959 and the Kimber Genetica Award of the National Academy of Science in 1960. Beadle demonstrated how the genes control the basic chemistry of the living cell. Because of his work, he has been termed “the man who did most to put modern genetics on its chemical basis.” Beadle died June 9,1989, at Pomona, CA.
    1906- Race riot for four days in Atlanta, Georgia, ten blacks and two whites were killed. Historians state racism prevailed until Rosa Parks and Dr. Martin Luther King, Jr. in the late 1950’s (that is another story ).Lynchings of Americans was common, in the 20th century from seventy-five to one hundred per year, and it appears until the late 1920’s, when it became less than 25 known lynchings per year. In 1922, an anti-lynching bill was filibustered in the US Senate.
    1906 -- 3,000 blacks demonstrate and riot in Philadelphia to protest a theatrical presentation of Thomas Dixon's "The Clansman". D.W. Griffith “The Birth
of the Nation” is an adaptation of this novel turned into a play.
    1913 -- Action/war photographer Robert Capa ( real name Andre Friedmann) born Budapest, Austro-Hungary. Instrumental in forming photographer- owned outfit (Magnum) to aid photographers and distribute their work cooperatively. Capa took some of the most famous war photos ever, including anarchists and Republicans during the Spanish Revolution of 1936. Shortly after taking this photograph, Capa, who had taken numerous famous photos of D-Day in World War II, stepped on a land mine and was killed in Vietnam, May 24, 1954.
    1918 -- Flu epidemic strikes one fourth of all Americans, killing 200,000 in the month of October alone, killing 675,000 in the United States alone.
    1922 - The passage of the anti-protectionist Underwood-Simmons Act took a bite out of the nation's pocketbook. To compensate for the lost income, Congress passed the Revenue Act on, mandating the first tax on incomes over $3,000.
    1928 -- President Herbert Hoover speaks of "American system of rugged individualism". "We in American today are nearer to the final triumph over poverty than ever before in the history of any land. The poorhouse is vanishing from among us. We have yet reached the goal, but, given a chance to go forward with the policies of the last eight years, we shall soon with the help of God be in sight of the day when poverty will be banished from this nation." In November he would be elected in a Republican landslide with 444 electoral votes to Alfred E. Smith 87: 21,392,190 votes to 15,016,433 for Smith. In congressional elections the Republicans increased their majorities in both houses, leading in the Senate 56-39 with one seat going to a minor party, and controlling the House 267-167, with one seat held by a minor party.
    1928-Birthday of 1928 Composer/pianist Clare Fisher Birthday
    1934-Charles "Pretty Boy" Floyd is shot by FBI agents in a cornfield in East Liverpool, Ohio. Famed agent Melvin Purvis asked the dying man, "Are you Pretty Boy Floyd?" to which he replied, "I am Charles Arthur Floyd. You got me this time." Floyd, who had been a hotly pursued fugitive for four years, used his last breath to deny his involvement in the infamous Kansas City Massacre, in which four officers were shot to death at a train station. He died shortly thereafter.
A folk hero to the people of Oklahoma who saw him as a "Sagebrush Robin Hood", stealing from rich banks to help the poor eat by buying them groceries and tearing up their mortgages during the robberies. Written into legend through song, in Woody Guthrie's "Pretty Boy" Floyd. He was never part of a gang, working with a few trusted accomplices. Boldly entering banks in broad daylight, never wearing a mask. A gentleman even in his crimes, always well groomed, immaculately dressed and courteous to his victims.

“Come gather 'round me children, a story I will tell
Of Pretty Boy Floyd, an outlaw, Oklahoma knew him well
Was in the town of Shawnee on a Saturday afternoon
His wife beside him in the wagon as into town they rode
A deputy sheriff approached them in a manner rather rude
Using vulgar words of language and his wife she overheard
Well, Pretty Boy grabbed a long chain, and the deputy grabbed a gun
and in the fight that followed, he laid that deputy down

Then he took to the trees and rivers to lead a life of shame
Every crime in Oklahoma was added to his name
Yes he took to the trees and timbers on the Canadian river shore
and the outlaw found a welcome at many a farmer's door
Yes, there's many a starving farmer, the same story told
How the outlaw paid their mortgage and saved their little home
Others tell about a stranger who came to beg a meal
and underneath the napkin left a thousand dollar bill

It was in Oklahoma City, it was on a Christmas day
Came a whole carload of groceries and a letter that did say
Well, you say that I'm an outlaw, and you say that I'm a thief
Here's a Christmas dinner for the families on relief
Well, as through the world I've rambled, I've seen lots of funny men
Some rob you with a six gun, some with a fountain pen
As through this world you ramble, as through this world you roam
You'll never see an outlaw drive a family from it's home
Woody Guthrie

    1936-First commercial flight from mainland to Hawaii.
United Air Lines that also won the mail contract. It was over a fifteen hour trip from the mainland.
In 1941, Hawaiian Airlines, now Aloha Airlines, started a regular service to the mainland from Oakland, California.
1946, Aloha Airlines started regular travel. In the early 1950’s,
it was down to a twelve hour flight.
    1937- Benny Goodman records “Pop Corn Man,” (V ). A real rarity. Only 10 original 78’s remain after a mysterious “recall”
    1938- Chester Floyd Carlson, a research physicist from New York City, made the first electro photographic image on wax paper pressed against an electrostatically charged, sulfur-coat zinc plate dusted with fine dark powder. He went on to develop Xerography, the process of making dry paper copies based on the principles of photoconductivity and electrostatics. He patented it on October 6,1942, calling it xerography. He failed to interest companies in producing copy machines until 1947, when the Haloid Company of Rochester, New York, licensed the process. The company, which later changed its name to Xerox, introduced its first copy machine in 1958.
    1946-Top Hits
Five Minutes More - Tex Beneke
To Each His Own - Eddy Howard
South America, Take It Away - Bing Crosby and The Andrews Sisters
Divorce Me C.O.D. - Merle Travis
    1948 - No. 1 Billboard Pop Hit: ``Twelfth Street Rag,'' Pee Wee Hunt Orchestra.
    1950-Charles Cooper becomes one of the first Blacks to play in an NBA game
( for the Boston Celtics).
    1952- The complete Jewish Torah was published in English for the first time. A collection of oral and written commentary (dating 200 BC to AD 500) on the first five books of the Old Testament, the Torah comprises the basic religious code of Judaism
    1954—Top Hits
Hey There - Rosemary Clooney
I Need You Now - Eddie Fisher
If I Give My Heart to You - Doris Day
I Don’t Hurt Anymore - Hank Snow
    1955-The first post office manned by Blacks opens in Atlanta, GA.
    1958 - No. 1 Billboard Pop Hit: ``It's All In The Game,'' Tommy Edwards. The lyrics are written by Carl Sigman to a 1912 melody by Charles Gates Dawes, who later served as vice president of the U.S.
    1959- Under intense public pressure and the Massachusetts Committee Against Discrimination investigation, the Red Sox become the last club to integrate. Fourteen years after the club passes on Jackie Robinson despite a successful tryout in 1945, Elijah 'Pumpsie' Green pinch runs and plays shortstop to become the first black to play for the Red Sox.
    1961 - The Supremes become the first all-female group to score a No. 1 album, with Supremes a Go-Go. Members Diana Ross, Mary Wilson, and Florence Ballard met as teenagers in the housing projects of Detroit. When several male friends, including future Temptations members Eddie Kendricks and Paul Williams, formed a singing group called the Primes, the girls dubbed their own group the Primettes. The Primettes signed with Motown records in 1961. The label immediately changed the group's name to the Supremes. After several years of releasing flops, the Supremes scored their first hit in 1964 with "Where Did Our Love Go," which sold two million copies. They followed up with numerous other hits, including "Stop! In the Name of Love!" and "Back in My Arms Again." Their growing popularity corresponded with the rise of the civil rights movement, and the group came to symbolize strong, independent black women. They appeared regularly on major national TV shows such as The Ed Sullivan Show and The Tonight Show.
    1961- Defensive back Erich Barnes of the New York Giants tied an NFL record by returning an intercepted pass 102 yards for a touchdown in the Giants’ 17-16 loss to the Dallas Cowboys.
    1961 - Chubby Checker sings ``The Twist'' on TV's ``Ed Sullivan Show.''
    1962 -Pacific Science Center opens at Seattle Center
    1962-President John F. Kennedy, in a nationwide television address Oct 22, 1962, demanded the removal from Cuba of Soviet mis­siles, launch equipment and bombers, and imposed a naval “quar­antine” to prevent further weaponry from reaching Cuba. Kennedy charged the Soviet Union with subterfuge and outright deception in what he referred to as a "clandestine, reckless, and provocative threat to world peace." He dismissed Soviet Foreign Minister Andrei Gromyko's claim that the weapons in Cuba were of a purely defensive nature as "false." Harking back to efforts to contain German, Italian, and Japanese aggression in the 1930s, Kennedy argued that war-like behavior, "if allowed to grow unchecked and unchallenged, ultimately leads to war." The president outlined a plan of action that called for a naval blockade to enforce a "strict quarantine on all offensive military equipment under shipment to Cuba." He also issued a warning to the Soviets that the United States would retaliate against them if there was a nuclear attack from Cuba, and placed the U.S. military in the Western Hemisphere on a heightened state of alert.
On Oct 28, the USSR announced it would remove the weapons in ques­tion. In return, the US removed missiles from Turkey that were aimed at the USSR.
    1963 - 225,000 boycott Chicago schools to protest segregation
    1962—Top Hits
Monster Mash - Bobby “Boris” Picket
Do You Love Me - The Contours
He’s a Rebel - The Crystals
Mama Sang a Song - Bill Anderson
    1965 - The temperature soared to 104 degrees at San Diego, CA. Southern California was in the midst of a late October heat wave that year. Los Angeles had ten consecutive days with afternoon highs reaching 100 degrees.
    1966-The Beach Boys release "Good Vibrations" on Capitol. The song, featuring inspired use of the sci-fi movie sound-effects instrument the theremin, is the most expensive production for a single up to this time."
    1969-Led Zeppelin II is released.
    1970—Top Hits
I’ll Be There - The Jackson 5
Green-Eyed Lady - Sugarloaf
All Right Now - Free
Sunday Morning Coming Down - Johnny Cash
    1971 - Folk singer Joan Baez received a gold record for her hit, "The Night They Drove Old Dixie Down". It turned out to be her biggest hit, peaking at #3 on the charts (October 2, 1971).
    1972-- The A's win their first championship in 42 years as they defeat the Reds 3-2 in Game 7 of the Fall Classic. World Series MVP Gene Tenace, who had only hit five home runs in the regular season, connects for four round trippers in the seven games against Cincinnati.
    1974 - Two very well-known outfielders are traded for one another as the Giants send Bobby Bonds to the Yankees for Bobby Murcer. Considered to be the biggest one-for one trade in baseball history, the swap of the next 'Willie Mays' (Bonds) for the next 'Mickey Mantle (Murcer) marks the first time two $600,000 players have been exchanged.
    1975-The World Football League, a 10-team enterprise, struggling through its second season, suspended operations and disbanded prior to the 12th week of a 20-week schedule.
    1975 - Cincinnati Reds manager Sparky Anderson said, “We were the best team in baseball, but not by much.” The World Series featured five one-run victories, two in extra innings and three on game-ending hits. In six of the seven victories, the winner trailed; four times the winning run came in the final inning. And 13 times, the score was either tied or the lead reversed. And in the seventh, played this day, a ninth-inning RBI single by Joe Morgan gave the Reds a 4-3 victory over the Boston Red Sox and the title. It was the first title for the Reds in 35 years.
    1978---Top Hits
Kiss You All Over - Exile
Hot Child in the City - Nick Gilder
Reminiscing - Little River Band
Tear Time - Dave and Sugar
    1985 - A guest on the top floor of a hotel in Seattle, WA, was seriously injured while talking on the phone when lightning struck. Several persons are killed each year when the electrical charge from a lightning bolt travels via telephone wiring.
    1985 - No. 1 Billboard Pop Hit: ``Saving All My Love for You,'' Whitney Houston. The song was originally recorded by Marilyn McCoo and Billy Davis Jr.
    1986 - U.S. President Ronald Reagan signed the Tax Reform Act of 1986 on this day, but wrote his last name first. The signing, however, remains legal.
    1986 -- Jane Dornnacker WNBC-AM NYC helicopter traffic reporter dies doing a live traffic report as her copter crashes.
    1986—Top Hits
When I Think of You - Janet Jackson
Typical Male - Tina Turner
True Colors - Cyndi Lauper
Just Another Love - Tanya Tucker 1987 - Yakutat, AK, surpassed their previous all-time yearly precipitation total of 190 inches. Monthly records were set in June with 17 inches, in September with 70 inches, and in October with more than 40 inches. (Sandra and TI Richard Sanders - 1987) Twenty-two cities in the eastern U.S., most of them in the southeast states, reported record low temperatures for the date. Morning lows of 30 degrees at Athens GA, 28 degrees at Birmingham AL, and 23 degrees at Pinson AL, were the coldest of record for so early in the season. (The National Weather Summary) Showers produced heavy rain in southern California, with amounts ranging up to five inches at Blue Jay. Flash flooding resulted in two deaths, ten injuries, and more than a million dollars damage.
    1988 - Phil Collins’ remake of the Mindbenders’ "Groovy Kind of Love" was the number one U.S. single. It was parked at the peak of the pops for two weeks.
    1988 - A "nor'easter" swept across the coast of New England. Winds gusted to 75 mph, and large waves and high tides caused extensive shoreline flooding. A heavy wet snow blanketed much of eastern New York State, with a foot of snow reported in Lewis County
    1991- General Motors announces nine month loss of $2.2 billion. This
was big news then, but nothing compared to the staggering losses of Enron, Worldcom, and others in 2002.
    1992-Members of Boyz II Men receive awards for having the longest running #1 song of the rock era. "End Of the Road" broke Elvis' record of 11 weeks, previously held by "Don't Be Cruel/Hound Dog".
    Top Hits---1993
Dreamlover- Mariah Carey
Just Kickin It- Xscape
I d Do Anything For Love (But I Won t Do That)- Meat Loaf
All That She Wants- Ace Of Base
    1996-Microsoft launched Expedia, an online travel service, on this day in 1996. The service allowed travelers to find the lowest listed airfares and make plane and hotel reservations. The company hoped to take advantage of the estimated $3 billion in online ticket sales expected to be spent yearly by 1999.
    2000 -In Game 2, the Yankees extend their World Series winning streak to 14 consecutive games defeating the Mets, 6-5 in a game which is overshadowed by Roger Clemens throwing the barrel of a shattered bat Mike Piazza as the Met catcher runs to first. The eagerly awaited at bat, due to the Rocket's beaning of the Mets' superstar in July, results in the two players confronting one another and the emptying of both benches.
    2002- Giant P.A. announcer Rene Brooks-Moon become the first woman to announce a World Series. Her scorecard from Game 4 is being sent the Hall of Fame.
    Top Hits—2002
Dilemma- Nelly Featuring Kelly Rowland
Gangsta Lovin'- Eve Featuring Alicia Keys
Ruff Ryders | ALBUM CUT | Interscope
A Moment Like This- Kelly Clarkson
Hey Ma- Cam'ron Featuring Juelz Santana, Freekey Zekey and Toya



Baseball Poem


by Tim Peeler

When every relationship and previously
Understood concept feels tenuous.
Albeit the gravity grows weak
And the voices that rise
Are not the sanguine few
You remember as wise, the coaches
That actually "knew" something
Beyond the roar of their anger-

Now your days on the field
Are gone or have slipped
Into the churn and become
Sweet buttered memories,
Not the indecisive hell
Of rounding second not knowing
Where the ball was and the
Third base coach hollering
At a player on the bench
While they trapped you in
A rundown.

You recall
The running outfield catches
Of a sunny childhood, not the
Dark liner lost in the lights till
It roared toward you
Like a car with one headlight.
Memory is the shaky tightrope
You wrap your dreams around;
And faith in the past, the balance
To get you through this day.

“Waiting for Godot’s First Pitch.”

with permission of the author




The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?



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