Add me to mailing list | Change email  Search
Advertising | All Lists | Archives | Classified Ads | This Day In American History

Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   

 

Equipment Leasing Account Executive

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Come to Newport Beach and join us.

To learn more, please click here

www.coretechleasing.com
CoreTech specializes in medium to 
large size companies and firms
Over 100 law firms trust CoreTech for their leasing needs,
why wouldn't you?



Wednesday, September 25, 2017

Today's Equipment Leasing Headlines

Position Wanted – Credit
 Work Remotely or Relocate for Right Opportunity
Top Stories: September 18 - September 22
  (Opened Most by Readers)
Alleged $11.5 Million Lease Fraud in Canada
 12 Arrested, Facing 96 Charges, Canadian Police Report
Targeted Lease Capital, LLC
  Joins Leasing News Funder "A" List
Leasing News---Help Wanted
  Now Hiring
Selling Value by Jim Acee
  Observations from the Front Porch
What's Ahead for Fleet Lessors?
  Shawn Halladay, The Alta Group
Academy for Lease & Finance Professionals
  Only Four Spots Left for 2017
Finance and Leasing Industry Recruiters
These companies have experience in the finance & leasing industry
US Tourism Takes a Dip
   Chart
Siberian Husky and Rottweiler
  Toronto, Canada  Adopt-a-Dog
Attorneys Who Specialize in
  Banking, Finance, and Leasing

News Briefs---
Lending startup Prosper has lost more
    than 70 percent of its value
Fired Tulsa banker committed fraud
   to pay his bookie nearly $200,000, feds say
Survey: Online, Mobile Are Most Popular Banking Channel
Results show different generations have different banking tendencies

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device 

You May have Missed---
 Baseball Poem
  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

Working Capital from $10,0000 to $250,000                           ChannelPartnersCapital.com

 

Please send a colleague and ask them to subscribe. We are free.
Email kitmenkin@leasingnews.org and in subject line: subscribe


[headlines]

--------------------------------------------------------------


Position Wanted – Credit
Work Remotely or Relocate for Right Opportunity


Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry. These ads also can be accessed directly on the website at:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers. 

Credit

Will relocate for the right opportunity and can work remotely. I have (25+) years in making credit decisions, as well as helping sales team and third party originators close more transactions via understanding their applicant's financial abilities. I can create alternative or additional opportunities (and income) by knowing which type of loan is best for the borrower
aaacorrespondent@gmail.com

Chicago, Illinois
Seasoned Risk and Portfolio Management professional with strong Credit Management background, Portfolio Management, Underwriting, Process Improvement, Collections and Workouts. Deep expertise in risk management and portfolio management within a regulated and compliance-driven banking environment. Partners with senior leadership to identify business risks and determine business strategy based on market and industry trends. Leads initiatives to improve efficiency and mitigate risk. Leverages business acumen and expertise gained through experience across multiple industries, including industrial, consumer and financial services, to develop and implement solutions, improve profits and reduce losses. Significant large-scale project management experience.
Demonstrated ability to analyze and articulate complex issues and implement process improvements. Excels in evaluating and mitigating customer credit risk, profit improvement, management reporting, loss mitigation and business intelligence.
wgriffith61@yahoo.com 
Resume

Orlando, Florida
As a Commercial Credit Analyst/Underwriter, I have evaluated transactions from sole proprietorships to listed companies, across a broad spectrum of industries, embracing a multitude of asset types. Sound understanding of balance sheet, income statement and cash flow dynamics which impact credit decisions. Strong appreciation for credit/asset risk. 
rpsteiner21@aol.com
 
407 430-3917

 



Work Remotely from Portland, Oregon

Experienced commercial banker and former commercial equipment leasing industry professional seeking full-time or part-time work out of my home in Portland, Oregon. Over twenty years’ experience in credit analysis, underwriting, sales and collections. Known for creative problem solving and strong quantitative & qualitative analytical skills.  Demonstrated ability to gather information, evaluate and make informed strategic business decisions to maximize profit and mitigate risk. Well known for ability to develop strong business relationships with Clients and large list of national equipment leasing Brokers. Please see attached resume and contact me below if interested. 
Resume
JFrank@BL-Solutions.com

 


[headlines]
--------------------------------------------------------------

Top Stories: September 18 - September 22
(Opened Most by Readers)

 

(1) Amur Finance Company Sued
 on Warehouse Loan Agreement
By Tom McCurnin, Leasing News Legal Editor
http://leasingnews.org/archives/Sep2017/09_22.htm#amur

(2) Leasing Broker in Massachusetts Pleads Guilty
Sentence to be no greater than 20 Years in Prison
    (includes Tom McCurnin Article on Trial)
http://leasingnews.org/archives/Sep2017/09_18.htm#pleads

(3) Huntington Bank Tagged with Possible Class Action
  with Over the Top Language in Deposit Agreement
By Tom McCurnin, Leasing News Legal Editor
http://leasingnews.org/archives/Sep2017/09_20.htm#huntington

(4) 'Operation Choke Point' Curtailed
 Marijuana Business May Now Be Considered Bankable
By Tom McCurnin, Leasing News Legal Editor
http://leasingnews.org/archives/Sep2017/09_18.htm#operation

(5) New Hires/Promotions in the Leasing Business
   and Related Industries
http://leasingnews.org/archives/Sep2017/09_22.htm#hires

(6) Amur Opens Office in Dover, New Hampshire
     Joining the Fray in the Granite State
http://leasingnews.org/archives/Sep2017/09_20.htm#amur

(7) In a Related Story to Amur Finance Law Suit,
  Pine River to Shut $1 Billion Flagship Hedge Fund
http://leasingnews.org/archives/Sep2017/09_22.htm#related

(8) Leasing 102 by Mr. Terry Winders, CLFP
     How Are You Doing?
http://leasingnews.org/archives/Sep2017/09_18.htm#how

(9) Scandal costs Sofi chance to become a bank, says ex-SEC head has almost no chance of approval in the wake of a sex scandal
https://www.ft.com/content/6c796546-9b5d-11e7-8cd4-932067fbf946

(10) $5.5 Billion in CMBS Exposed to Toys “R” Us Bankruptcy
   By Treppwire
http://leasingnews.org/archives/Sep2017/09_20.htm#toys

 

[headlines]
--------------------------------------------------------------

 

Alleged $11.5 Million Lease Fraud in Canada
12 Arrested, Facing 96 Charges, Canadian Police Report

A group of 12 were arrested under the case dubbed "Project Briscola," resulting in the arrest of 12 individuals with 96 charges.

A common traffic stop for suspected impaired driving proved to be the start police needed to unravel a GTA-led plot that yielded $11.5 million in fraudulently obtained leases, with the proceeds allegedly stashed away in banks all around the world.

Toronto police financial crimes Insp. Peter Callaghan said that on Sept. 14 an investigation began into a group of suspects who would approach leasing companies posing as companies seeking to lease equipment for their growing businesses.

The suspects also allegedly posed as equipment providers, providing quotes for very expensive equipment.

Callaghan said that if the leasing company involved got suspicious, the suspects would taking the leasing agent to a factory in North York to show them an example of the equipment they needed.

But in reality, the machine they were shown was “very old, barely functioning and worth a small fraction of the amount of money asked,” Callaghan said.

Believing the equipment to be expensive, the leasing companies involved would provide a lump-sum payment to acquire it to fulfill the lease. But the suspects allegedly provided cheap equipment or no equipment at all in return, pocketing the lump-sum payment.

A total of 16 leases for equipment was allegedly obtained this way between 2014 and 2017, representing $11.5 million combined in Canadian and U.S. dollars.

Callaghan said that police got their break in the case when a suspect identified as Giuseppe Gatti of Ajax was pulled over by police for impaired driving.

A search of his vehicle allegedly netted more than $10,000 cash and seven credit cards, three of them bearing a name other than his own.

In a release, police said the group used inflated financial statements to apply for leases under the guise of representing companies looking to purchase equipment. The group would then provide inflated quotes to the leasing companies for the equipment while pretending to represent the equipment companies.

The leasing companies would then provide lump-sum payments to the accused to fulfil the orders. The accused would then allegedly provide low-quality equipment or none at all and stop payments to the leasing companies.

“It is further alleged that 16 leases were fraudulently obtained by these means, representing a total loss of $11.5 million to victims,” wrote Toronto Police in the release.

Over the last several weeks, police focused their investigation in six areas in the GTA including Main Street North/Guelph Street in Georgetown. The other areas included two areas in Markham, one in Vaughan, as well as areas in both Toronto and Brampton.

In addition to the RCMP’s Integrated Marketing Enforcement Team, other domestic organizations involved in the investigation included the Canada Revenue Agency, Canada Border Services Agency, Financial Transactions and Reports Analysis Centre (fintrac), Ministry of Finance, Canada Revenue Agency and BMO’s Forensic Intelligence Unit.

A number of international partners were also involved in the investigation including the FBI, U.S. Department of Homeland Security, Texas State Bureau of Investigation and the Australian Criminal Intelligence Commission.

“Project Briscola could not have been possible without the co-operation of local, national and international partners,” said police.

All 12 accused are scheduled to appear in court at Old City Hall on Oct. 26.

Police Report:
http://www.canadapolicereport.ca/2017/09/21/project-briscola-total-of-12-arrested-facing-96-charges/

 

[headlines]
--------------------------------------------------------------


Joins Leasing News Funder "A" List

Name
In Business Since 
Contact
Website
Leasing Association
Employees
Geo 
Area
Dollar
Amount
A
B
C
D
E
Targeted Lease Capital, LLC
  
2015
Brian Gallo
bgallo@targetedleasecapital.com
Renee Hazard
rhazard@targetedleasecapital.com
716-266-6700
www.targetedleasecapital.com
ELFA, NEFA
10
National
$5,000  to $200,000
Y
Y
N
Y
Y

A -Accepts Broker Business | B -Requires Broker be Licensed
| C -Sub-Broker Program |
D -"Private label Program" | E - Also "in house" salesmen

Full Funder Lease "A" List:
http://www.leasingnews.org/Funders_Only/Funders.htm

 


[headlines]
--------------------------------------------------------------

 

Equipment Leasing Account Executive

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Come to Newport Beach and join us.

To learn more, please click here

www.coretechleasing.com
CoreTech specializes in medium to 
large size companies and firms
Over 100 law firms trust CoreTech for their leasing needs,
why wouldn't you?


 

 

 

[headlines]
--------------------------------------------------------------

 

Selling Value by Jim Acee
Observations from the Front Porch

(So, what’s the big deal?)

If you are a sales person you have undoubtedly been told that you must sell ‘Value.’ We are schooled in how to sell Value instead of Price, we develop Value Propositions, have Value Positioning for our products, and of course, we must always be Value Add.

The Oxford Dictionary defines Value as: Value (noun): The material or monetary worth of something.

The key word in the definition above is ‘worth.’ The worth of something is not just the monetary value but the worth to the individual. Value (or worth) is in the eye of the beholder. Let’s call this value in the eye of the beholder the customer’s Value Perception. It’s what the customer perceives to have value according to their wants and needs. Let me give you an example. I love to fly fish and as such, I appreciate high-quality fly rods. While you can pay $50 for a perfectly good fly rod that will catch fish, you can also pay $500, or even $5000. I guaranty that all of these fly rods will get the job done and catch fish. Why pay $500 when you can pay $50? After all, isn’t the end game just to catch fish? While economics (the ability to afford the $500 rod) does play a part, there are plenty of fly fishermen that can afford the $500 rod that buy the $50 one (or in my case, visa versa). So why do some people see value where others don’t?  In my fly rod example, any myriad of reasons could be given: quality of the materials, prestige of owning Brand X, handling, occasion of use, knowledge (or lack thereof) of the product, warranty, etc. Any or all of these define the fly fisherman’s Value Perception. Bottom line, one fisherman’s value in not necessarily another’s and the same can be said of any product and/or service. What is important is the customer’s Value Perception.

How do we find out our customers Value Perception? Quite simply, ask questions. Good, open ended questions to find out the why, how, what, where and when of the customers, Value Perception. Presenting your Value Proposition, Value-Added services, Value positioning your product (or any number of other Value buzz words) along with the good old features and benefits, prior to finding out what is important your customer (their Value Perception), usually comes across as a load of BS.  I know what you are thinking, billions of dollars of products have been sold with just features and benefit selling with nary a question or finding out the customers Value Perception. I put that under the category of even a blind squirrel finds a nut sometimes. While you can rattle off a laundry list of features and benefits, hoping one of them will strike a note with your customer, it’s not a very effective or efficient way to sell. Asking questions to find what the customers Value Perception is first, will give you a road map to then fit your product and services to their needs.

Value is always defined by the customer, not by the sales person. It is incumbent upon the sales person to ask questions to determine what has value to the customer and then, and only then, to fit their products and/or services to it. To put it succinctly:

A sales person’s job is to find out their customer’s Value Perception and then fit their products and/or services to it.

So, what’s the big deal with selling Value? Everything, as long as it’s the customer’s perception of it, not yours.

Jim Acee  
jjacee@verizon.net
He has a rich background, serving as
DLL Country Sales Manager;
Vice President, Syndication Buy Desk; 
Vice President, Field Sales, Wells Fargo Capital Finance;
Managing Director, Vendor Leasing, US Bank;
Director of Sales, US Bancorp (formerly BCL). 
https://www.linkedin.com/in/jim-acee-578a03b

Observations from the Front Porch by Jim Acee
http://www.leasingnews.org/Conscious-Top%20Stories/porch.html

 


 

[headlines]
--------------------------------------------------------------

 

What's Ahead for Fleet Lessors?
  Shawn Halladay, The Alta Group

Shawn Halladay Points to New Accounting Rules,
Tax Reform Proposals

Shawn D. Halladay, The Alta Group’s Managing Director of Professional Development, spoke at the American Fleet Leasing Association (AFLA) recently about the benefits of TRAC leases, how they compare to other fleet financing products and what’s on the horizon.

At the Las Vegas event on Sept. 18 his topic was “Deconstructing the Lease,” providing an in-depth look at Terminal Rental Adjustment Clause (TRAC) leases from economic, accounting and tax perspectives, including the effect of new lease accounting rules. TRAC leases are popularly used in fleet leasing because of the frequent turnover of assets, consistent residual performance and the means of treating a transaction as an operating lease. Halladay further described variations in this lease type.

Potential ramifications of tax reform were outlined—including the potential effect on end-user lease-versus-buy decisions with such proposed changes as:

  • 100 percent immediate write off
  • Decreased tax rates
  • Net interest deduction

He recently published a two-part blog series on Equipment Finance Advisor about tax reform’s likely impact based on current considerations in Washington, D.C.

For a comparison of financing alternatives as presented to the AFLA, see the chart above. Various types of TRAC leases were described, including a managed services solution. 

AFLA’s networking and professional development event was tailored to the fleet industry under the conference theme, “Your Winning Hand: Align, Advance, Accelerate, Achieve.”


Shawn Halladay
352 Denver Street, Suite 224
Salt Lake City, UT 84111
801/322-4499
shalladay@thealtagroup.com

 


[headlines]
--------------------------------------------------------------

Academy for Lease & Finance Professionals
Only Four Spots Left for 2017

The Certified Lease and Finance Professional Foundation offers a variety of study tools to help candidates prepare for the exam, including the CLFP Handbook, the CLFP Mentor Program and the Academy for Lease & Finance Professionals, a three-day event designed to fully prepare an individual to sit for the CLFP exam. Upon achieving the CLFP designation, recipients must meet ongoing requirements to maintain their elite status as a CLFP in Good Standing and retain the license to use the designation.

Academy Classes

Four Spots Open – Los Angeles
Hosted by First National Capital
Thursday, October 12, 2017 8:00 AM • First National Capital, 
Foothill Ranch, California
http://www.clfpfoundation.org/event-2465907

No other classes available in 2017

CLFP also has a mentor program
http://www.clfpfoundation.org/mentors.php

For more information, please contact:
Reid Raykovich, CLFP
Executive Director - CLFP Foundation
Reid@clfpfoundation.org

 

[headlines]
--------------------------------------------------------------

Finance and Leasing Industry Recruiters

These companies have experience in the finance and leasing industry

Second Column: YCS - Year Company Started YELB - Years in equipment Leasing Business

Name 
City, State 
Contact 
Website 
Leasing Association
YCS 
YELB 
(see above for meaning)
Geographic Area
Specialty

Executive Solutions for Leasing & Finance, Inc.
Atlanta GA 30308
Jon Gerson, President
jongerson@exsolutions.com 
678.528.8996
LinkedIn
www.exsolutions.com

1990 
(1990)

Nationwide

Search firm specializing in leasing industry. Services include retained and contingent search, strategic consultation, compensation analysis, sales & management training, & customizable consulting products.

Financial Pro Solutions 
Hal T. Horowitz
West Hills, CA 91307
Office:  (818) 347-FINA
(347-3462) 
Fax: 818-597-3201 
Cell:  (818) 730-0645 
Email: halh@finapros.com
LinkedIn
www.finapros.com

1983

(2008)

Nationwide

Retained with Executive search firm seeking financial professionals for growth-oriented and challenging opportunities in commercial banking, equipment leasing, asset based lending. Also works with firms seeking V- and C-level financial executives with accounting, financial analysis or treasury disciplines.

Recruiters 
International, Inc. 
(RII) 

Pembroke Pines, FL 33025 
Emily Fitzpatrick 
Sr. Recruiter
info@rirecruit.com
Phone: 954-885-9241
www.riicareer.com
LinkedIn
Also follow us on Twitter @RIIINFO

2000

North America

Explanation:  Boutique Executive Search Firm Specializing in the Finance & Equipment Leasing Industries.

Our goal is to build long term relationships with our Clients & Candidates, keeping both sides abreast of current and future changes that effect supply & demand of Top Talent.  Excellent References & Testimonials

ZRG Partners
69 Milk St Third Floor
Westborough, MA 01581
Contact: Ken Lubin,  klubin@zrgpartners.com
Gerry Ricco, gricco@zrgpartners.com
www.zrgpartners.com

1999
(32)

Global
(Completed search in 33 countries
  in leasing and lending)

Senior Level retained Search firm doing C-Suite searches, board searches and VP level positions, We work on a client focused, project basis



[headlines]
--------------------------------------------------------------

Less People Visit America
By Dyfed Loesche, Statista

For the first time since the economic crisis, international travel to the United States has dipped. According to new data released by the U.S. Department of Commerce, there were 700.000 fewer international travelers who stayed at least one night in the first three months of 2017 than in the same time period the year before.

This is a drop of 4.2 percent to 15.8 million. 10.1 percent less tourists from European countries were counted, and Mexican arrivals dropped off 7.1 percent in the first quarter. According to market research firm Tourism Economics, the drop caused a loss of nearly $2.7 billion in spending.

 

 

[headlines]
--------------------------------------------------------------

Siberian Husky and Rottweiler
Toronto, Canada  Adopt-a-Dog

Rogan
ID# A785391
Male
Grey and Cream
2 Years old

For more information about this animal, call:
City of Toronto Animal Services East Region at (416) 338-7297
Ask for information about animal ID number A785391

How to Adopt
https://www1.toronto.ca/wps/portal/contentonly?
vgnextoid=02537729050f0410VgnVCM10000071d60f89RCRD

City of Toronto Animal Services - North
1300 Sheppard Avenue W
North York
Ontario M3K 2A6
Canada
+1 416-338-8723
415-338-7297
animalservices@toronto.ca
Hours: 10:30am - 6:30pm

 

Adopt a Pet
http://www.adoptapet.com/

 

[headlines]
--------------------------------------------------------------

Attorneys Who Specialize in
Banking, Finance, and Leasing

Birmingham, Alabama
The lawyers of Marks & Associates, P.C. have over 30 years experience in dealing with virtually every type of equipment financing and are recognized throughout the industry for prompt, practical solutions and exemplary service. They offer cost-conscious, effective lease enforcement and good counsel. 
Email: Barry@leaselawyer.com
Website: www.leaselawyers.com
 

Kenneth C. Greene




California
Leasing and Financial consultant, active in several leasing
associations, as well as involved in music and film production in LA.  Mention "Leasing News" for a free consultation.
818.575.9095
Skype: 424.235.1658
ken@kengreenelaw.com
Connecticut, Southern New England: 
EVANS, FELDMAN & BOYER, LLC Collections, litigation, documentation, portfolio sales and financing, bankruptcy. We represent many of the national and local leasing companies doing business in this state. Past chairman EAEL legal committee. Competitive rates. 
email: rcfeldman@snet.net  
Los Angeles/Santa Monica
Hemar & Associates, Attorneys at Law
Specialists in legal assistance, including debt collection, equipment recovery, litigation for 35 years. Fluent in Spanish. 
Tel: 310-829-1948 
email: phemar@hemar.com


David G. Mayer
Partner, Dallas, Texas
Schackelford, Bowen, McKinley & Norton 
9201 N. Central Expressway
Fourth Floor
Dallas, Texas 75231
Telephone: (214) 780-1400
http://shackelfordlaw.net/attorneys/david-g-mayer/

Los Angeles, Southern CA 
Seasoned attorney representing secured creditors in auto finance and truck/equipment lease industry.  Bankruptcy and State Court litigation.   Vincent V. Frounjian (818) 990-0605 or email: vvf@pacbell.net.

Encino, California: Statewide “ELFA” 
Hemar, Rousso & Heald, LLP 30 yr excellent reputation Lessor representation commercial litigationdebt collection, and bankruptcy.
Call Stephen E. Jenkins Esq (818) 501-3800

Los Angeles, Statewide: CA.     "ELFA" Aggressive creditors rights law firm specializing in equipment leasing handling collection matters on a contingency, fixed fee or hourly cbasis. email:RGarwacki@prodigy.net 

Los Angeles, Statewide: CA      "ELFA"
Practice limited to collections, bankruptcy and problem accounts resolution. Decades of experience. 10-lawyer firm dedicated to serving you. Call Ronald Cohn, Esq. (818)591-2121 or email. Email: rrcohn@aol.com   


Los Angeles- Statewide, CA
Lawyer specializing in banking and leasing issues statewide. Documents and litigation. 
Tom McCurnin, Barton, Klugman & Oetting. Voice: (213) 617-6129 
Cell:(213) 268-8291
Email: 
tmccurnin@bkolaw.com

California & National

Paul Bent – More than 35 years experience in all forms of equipment leasing, secured lending, and asset based transactions. Financial analysis, deal structuring, contract negotiations, documentation, private dispute resolution, expert witness services. 
(562) 426-1000
www.paulbent.attorney
pbent@paulbent.attorney

Illinois
 
Kevin E. Trabaris: Concentrates his practice in the areas of commercial finance, corporate and business transactions. Extensive experience representing banks, financial companies, equipment lessors, insurers and other funding and intermediary entities and borrowers in connection with thousands of business financing matters. He has handled everything from small ticket transactions to billion dollar syndicated loans, real estate financing to asset-based facilities.
Email:  ktrabaris@culhanemeadows.com
Telephone:  847-840-4687
www.culhanemeadows.com

Massachusetts

Joseph G. Bonanno, Esq., CLFP.  Transactional/Documentation. Past special industry consultant to The World Bank,  industry expert witness in litigation, appointed to Governor’s Counsel to adopt Articles 2A and 9 in Massachusetts, MA continuing legal education co-instructor,  past (5) Term Certified Leasing and Finance Professional Board Member, CLFP review instructor, numerous authored and co-authored published articles and conducting educational seminars. (781) 328-1010; law@jgbesq.com

National: Coston & Rademacher: Business attorneys serving the lease-finance industry since 1980. Transactional, documentation, corporate/finance, workouts, litigation, bankruptcy, portfolio management. Chicago-based national practice. Jim Coston, CLP (Members: ELFA, NEFA). 
email: Jcoston@costonlaw.com
Website:www.costonlaw.com

Michael J. Witt, experienced bank, finance, and leasing attorney, also conducts Portfolio Audits. Previously he was Managing Counsel, Wells Fargo & Co. (May, 2003 – September, 2008); Senior Vice President & General Counsel, Advanta Business Services (May, 1988 – June, 1997) Tel: (515) 223-2352 Cell: (515) 868-1067 
E-mail: MWitt@Witt-Legal.com
Web: www.witt-legal.com

   
St. Louis County , MO. - statewide: 
Schultz & Associates LLP., collections, negotiation, and litigation. Also register and pursue recovery on foreign judgments. Contingency and reasonable hourly rates. 
Ronald J. Eisenberg, Esq.
(636) 537-4645 x108 
reisenberg@sl-lawyers.com
www.sl-lawyers.com
NJ, De, Pa: Specializing in leased equipment/secured transactions. Collections, replevins/workouts reasonable rates. Sergio Scuteri/Capehart & Scratchard, PAsscuteri@capehart.com / www.capehart.com
New York and New Jersey

Frank Peretore
Chiesa Shahinian & Giantomasi
West Orange, New Jersey
http://www.csglaw.com/
biographies/frank-peretore
 
Phone 973-530-2058
fperetore@csglaw.com
 Documentation, portfolio purchase & sale, replevin, workouts, litigation, collection, bankruptcy. Aggressive. Over 30 years experience.

Thousand Oaks, California: 
Statewide coverage Spiwak & Iezza, LLP 20+ years experience,Representing Lessors banks in both State/ Federal Courts/ all aspects of commercial leasing litigation.
Nick Iezza 805-777-1175
niezza@spiwakandiezza.c


[headlines]
--------------------------------------------------------------

News Briefs----


Lending startup Prosper has lost more
    than 70 percent of its value
https://www.recode.net/2017/9/22/16350342/prosper-fundraising-downround-valuation

Fired Tulsa banker committed fraud
   to pay his bookie nearly $200,000, feds say
http://www.tulsaworld.com/news/courts/fired-tulsa-banker-committed-fraud-to-pay-his-bookie-nearly/article_0e155992-fdbf-556e-954d-5c3dafcae98a.html 

Survey: Online, Mobile Are Most Popular Banking Channel
Results show different generations have different banking tendencies
https://www.aba.com/Press/Pages/092117ConsumerSurveyBankingPreferences.aspx

 

 

[headlines]
--------------------------------------------------------------

You May Have Missed---

U.S. Equipment & Software Investment Momentum Monitor
 Equipment Leasing and Finance Foundation September, 2017
https://www.store.leasefoundation.org/Products/MM0917.pdf

[headlines]
--------------------------------------------------------------

Baseball Poem

Ballpark Haiku
by Tim Peller
 
 
Hot wicked summer
 Against the fat man's belly
 Budweiser can sweats
 
Under the shrubbery
Down by the bullpen mound
Yellow jackets whine
 
   Budweiser!
 
Budweiser! he calls
between innings, between pitches,
between breaths
 
 
    God Protects Fools with Curveballs
 
Going after her
Was chasing
A bad pitch,
A sharp curve
That tailed off
Into the dirt,
Evaded the end
Of my whirling bat.
Thank goodness
I only looked stupid
On the first strike.
 
 
 
    from “ Touching the Bases”
 
These come from a soft cover 128 pages
with index published by www.mcfarlandpub.com
( they take two weeks to send, but you are helping
 this company stay alive, or you can buy from
 Amazon, for the same price, but perhaps faster
delivery. While they are all mostly baseball,
some are not. He is a unique American poet.
He lives in Hickory, North Carolina.


[headlines]
--------------------------------------------------------------


Sports Briefs----

Everything you need to know about NFL week 3
https://www.theringer.com/nfl/2017/9/24/16358450/
everything-you-need-to-know-about-nfl-week-3

Over 100 NFL players, team owners protest or show unity
   after Donald Trump's national anthem comments
http://www.oregonlive.com/nfl/index.ssf/2017/09/donald_trumps_comments_spark_w.html#

Shahid Khan, the Jaguars owner who stood with his team,
   has long espoused the American Dream
https://www.washingtonpost.com/news/sports/wp/2017/09/24/shahid-khan-the-jaguars-owner-who-stood-with-his-team-has-long-espoused-the-american-dream/?utm_term=.5a087451ced4

Raiders talking Oakland lease extension
http://www.theredzone.org/Blog-Description/EntryId/65552/Raiders-talking-Oakland-lease-extension

NFL Scoreboard
https://nytimes.stats.com/fb/scoreboard.asp

49ers’ penny-pinching on Levi’s Stadium costly to fans’ comfort
http://www.sfchronicle.com/sports/article/49ers-penny-pinching-on-Levi-s-Stadium-12216774.php


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

Update: Milo’s 15 minutes in Berkeley cost university $800,000
http://www.mercurynews.com/2017/09/24/update-barricades-ring-sproul-plaza-as-berkeley-braces-for-milo-yiannopoulos/

This app makes renting in Silicon Valley easier, more affordable
http://www.mercurynews.com/2017/09/24/early-stage-this-app-makes-renting-silicon-valley-easier-more-affordable/

The next hottest housing market is this San Francisco
 micro-hood that's so obscure, most residents have never heard of it
http://www.businessinsider.com/what-is-golden-gate-heights-neighborhood-san-francisco-2017-9

San Francisco Chronicle Top Bay Area 100 Restaurants
http://projects.sfchronicle.com/2017/top-100-restaurants/

 

[headlines]
--------------------------------------------------------------




“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Napa Valley Harvest reports:
  Cool weather slows down grape picking
http://napavalleyregister.com/star/lifestyles/harvest-reports-for-cool-weather-slows-down-grape-picking/article_fca64ea7-aee5-5dd8-b8bc-ef5bd548c803.html

Profile: Robert Sands
http://rbj.net/2017/09/22/profile-robert-sands/

Wine Institute Releases Results of New California Wine Tourism Survey
http://www.finchannel.com/business/68067-wine-institute-releases-results-of-new-california-wine-tourism-survey

Wine is now the best-performing collectible of the rich
https://www.cnbc.com/2017/09/21/wine-is-now-the-favorite-collectible-of-the-rich.html

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

 

This Day in History

     1493 - Columbus' 2nd expedition to the New World
http://www.enchantedlearning.com/explorers/page/c/columbus.shtml
    1513 - Vasco Nüñez de Balboa, a Spanish conquistador, stood high atop a peak in the Darien, in present-day Panama, becoming the first European to look upon the Pacific Ocean, claiming it as the South Sea in the name of the King of Spain.
    1690 - The first American newspaper was published. "Publick Occurrences,” with sub-title, "Both Foreign and Domestick" was written, printed, and distributed by Benjamin Harris, at the London-Coffee-House, Boston, Massachusetts. British authorities considered the first newspaper published in the US offensive and ordered immediate suppression. "American Facts and dates" states "Publick Occurrences" lasted only four days. Governor Simon Bradstreet of Massachusetts said he did not like certain “reflexions.” Harris had intended to issue its monthly “or if any Glut of Occurrences happen, oftener,” but only the one issue appeared. It was a one-sheet paper folder to present four pages, containing news in double columns. The last page was blank. There were no advertisements. France brought their war with England to the Americas, making an alliance with the Indians. The estimated colonial population was 213,500. Very few colonials could read. Town carriers were very popular and the reading of the newspaper in the pub had a very high rating with active discussions that followed.
    1775 – Ethan Allen surrendered to British forces after attempting to capture Montreal during the Battle of Longue-Pointe.  Benedict Arnold and his expeditionary company set off from Fort Western, bound for Quebec City.
    1777 - The Conway Cabal began, an alleged plot to remove George Washington as commander of the Continental Army.  This followed Washington's defeats at Brandywine and Germantown, and Gen. Horatio Gate's victory at Saratoga. The plotters wished to put Gates in Washington's place. Gen. Thomas Conway, whose promotion had been opposed by Washington, wrote an indiscreet letter to Gates. Its contents, in distorted form, were then reported to Washington. When details of the plot leaked out, public opinion was overwhelmingly on Washington's side. Actually, Conway seems to have been more the victim of the plotters than the guilty party. He resigned from the Army in 1778.
    1789 - Congress transmitted to the state legislatures twelve proposed amendments, two of which, having to do with Congressional representation and Congressional pay, were not adopted. The remaining ten amendments became the Bill of Rights. The establishment of religion on a national level was expressly prohibited in the U.S. with the adoption of the First Amendment, the opening words of which read: 'Congress shall make no law respecting an establishment of religion or prohibiting the free exercise thereof.' Final ratification of the First Amendment came in 1791.
http://www.constitutionfacts.com/amendments.shtml
    1804 - The Teton Sioux of the Lakota demanded one of the boats from the Lewis and Clark Expedition as a toll for allowing the expedition to move further upriver.
    1846 – US forces under Zachary Taylor captured Monterrey, Mexico.
    1861 - Secretary of Navy authorized enlistment of slaves as Union sailors. Eventually the Union had 18,000 black sailors.
http://usgovinfo.tqn.com/library/weekly/aa111700a.htm
Howard University has a database, stating 18,000:
http://www.itd.nps.gov/cwss/sailors.htm
This site says there were 20,000:
http://www.civilwarnews.com/archive/articles/blacksail_fitts.htm
National Park Service Complete History of Service;
http://www.itd.nps.gov/cwss/
    1890 - Polygamy was officially banned by the Mormon Church. This announcement followed on the heels of an 1890 Supreme Court ruling denying all privileges of U.S. citizenship to Mormons who practiced this outlawed form of marriage.
http://www.lds.org/media2/library/display/0,6021,184-1-314-4,00.html
    1890 - Congress establishes Sequoia National Park, California
http://jrabold.net/yosemite/
http://www.yosemite.org/
http://www.yosemitepark.net/
    1897 - Birthday of William Faulkner (1897-1962) at New Albany, MS.  American novelist and short story writer, Nobel Prize winner who changed the style and structure of the American novel. Faulkner's first novel, “Soldiers' Pay” was published in 1926. His best-known book “The Sound and the Fury,” appeared in 1929. Shunning literary circles, Faulkner moved to a pre-Civil War house on the outskirts of Oxford, MS, in 1930. From 1930 until the onset of World War II, he published an incredible body of work. The “Portable Faulkner” appeared in 1946 and “Collected Stories” in 1950. In June of 1962 Faulkner published his last novel, “The Reivers.”
http://memory.loc.gov/ammem/today/sep25.html.
    1911 – Groundbreaking for Fenway Park in Boston.
    1912 – Columbia University Graduate School of Journalism was established in NYC.
    1917 - Birthday of Philip Francis "Scooter” Rizzuto (d. 2007), in Brooklyn.  Hall of Fame shortstop for the New York Yankees (1941-1942, 1946-1956).  Member of World Series teams in 1941, 1942, 1947, 1949, 1950, 1951, 1952, 1953, 1955. 5-time All-Star and 1950 American League MVP.  Rizzuto overcame his diminutive size to anchor a Yankees dynasty, helping them win seven of nine World Series during his 13 seasons, not counting three years lost to World War II. "The Scooter" was a durable and deft shortstop, skilled bunter and enthusiastic base runner who compiled a .273 lifetime batting average. Upon retirement, he spent 40 years as a popular Yankees broadcaster, the longest tenure of any Yankees broadcaster.
    1918 - RICKENBACKER, EDWARD V., (Air Mission) Medal of Honor.
Rank and organization: First Lieutenant, U.S. Army Air Corps, 94th Aero Squadron, Air Service. Place and date: Near Billy, France, 25 September 1918. Entered service at: Columbus, Ohio. Born: 8 October 1890, Columbus, Ohio. G.O. No.: 2, W.D., 1931. Citation: For conspicuous gallantry and intrepidity above and beyond the call of duty in action against the enemy near Billy, France, 25 September 1918. While on a voluntary patrol over the lines, 1st Lt. Rickenbacker attacked 7 enemy planes (5 type Fokker, protecting two type Halberstadt). Disregarding the odds against him, he dived on them and shot down one of the Fokkers out of control. He then attacked one of the Halberstadts and sent it down also.
    1919 - President Woodrow Wilson becomes seriously ill and collapses after a speech in Pueblo, Colorado.  The next day they diagnosis it as a stroke. It is said that he was incapacitated and Mrs. Wilson and a “cabal” began to run the United States (more on this tomorrow. Yes, the press was controlled about presidential cancer operations, infirmities and other “goings on.”) This event brought about a major change in American history, studied by students in high school to college.
    1919 - Drummer Rossiere “Shadow” Wilson (1919-59) birthday, Yonkers, NY.  Much of Wilson's early work was with swing jazz orchestras, including Count Basie, 1944-46.
http://music.barnesandnoble.com/search/artistbio.asp?user
Id=&mscssid=&pCount=
& sRefer=&sourceid=&ctr=181092

    1926 - Henry Ford announces the 8 hour, 5-day work week. Ford was the first to grant a ten-hour week, paid vacations, paid sick days, all before union organization. He worried about safety, boredom, and knew his “modernization” may eliminate jobs, even started company schools for employees. He was quite liberal for his day, a leader among inventors and scientists, and unfortunately most uninformed people remember him as an industrialist who took advantage of his workers.  While he did have his prejudices and faults, he looked at his employees as part of his “family.”
    1926 - NHL grants franchises to Chicago Black Hawks and Detroit Red Wings
    1929 – Testing skills that would serve him well in World War II, Jimmy Doolittle performed the first blind flight from Mitchell Field in Brooklyn, proving that full instrument flying from take-off to landing is possible.
    1934 - Lou Gehrig plays in his 1500th consecutive game
    1934 - Rainbow (US) beats Endeavor (England) in 16th America's Cup.
    1936 - Bluesman Roosevelt "Booba" Barnes (1939-96) is born in Longwood, MS.
    1939 - A west coast hurricane moved onshore south of Los Angeles bringing unprecedented rains along the southern coast of California. Nearly five and a half inches of rain drenched Los Angeles during a 24-hour period. The hurricane caused $2 million damage, mostly to structures along the coast and to crops, and claimed 45 lives at sea. "El Cordonazo" produced 5.66 inches of rain at Los Angeles and 11.6 inches of rain at Mount Wilson, both records for the month of September.
    1944 - Birthday of actor/director Michael Douglas, New York, NY.
(it is also his wife's birthday, see 1969)
    1945 - New York City, pianist Errol Garner records for Savoy his famous version of “Laura.”
    1950 - “The Kate Smith Hour” premiered. Kate Smith was a talented singer who hosted a radio show before beginning a successful but short TV career. This late afternoon show was the most successful among two other prime-time shows, “The Kate Smith Evening Hour” (September 1951—June 1952) and “The Kate Smith Show” (January—July 1960). It included interviews, musical numbers and comedy or drama sketches. The sketches spun off many series, including “The World of Mr. Sweeney” and “Ethel and Albert.' She was a very popular singer on the radio, best known for “God Bless America”, but she could not make the transition to the small screen.  Her version of “God Bless America” is sung at every Yankees home game as part of the 7th inning stretch, begun shortly after the 9/11 attacks in 2001.
    1951 - Top Hits
“Because of You” - Tony Bennett
“I Get Ideas” - Tony Martin
“Come on-a My House” - Rosemary Clooney
“Always Late (With Your Kisses)” - Lefty Frizzell
    1952 - Perhaps one of television’s finest drama series, “Four Start Playhouse” premiered. The actors who founded Four Star Films—Dick Powell, Charles Boyer, Joel McCrea and Rosalind Russell—starred in this dramatic anthology series. David Niven and Ida Lupino replaced McCrea and Russell, who left shortly after the series began. Other guest actors included Ronald Colman in his first TV dramatic appearance (“The Lost Silk Hat,” 1952) and Joan Fontaine in her first major dramatic TV role (“The Girl on the Park Bench,” 1953).
    1954 - Elvis Presley performs live on "Grand Ole Opry," singing "Blue Moon of Kentucky."
    1955 – Detroit’s Al Kaline became the youngest ever to win a batting title, at age 20.
    1956 - “Broken Arrow” premiered. My father, Lawrence Menkin, wrote many of the episodes. This half-hour western was one of the few to portray Native Americans in a positive light. It starred Michael Ansara as Cochise, Apache chief, and John Lupton as Indian Agent Tom Jeffords, Cochise's blood brother. The show was syndicated under the name “Cochise.”
    1956 – TAT-1, the first submarine transatlantic telephone cable system, is inaugurated. It was laid between Scotland and Newfoundland.  The agreement to make the connection was announced by the Postmaster General on December 1, 1953. The project was a joint one between the General Post Office of the UK, AT&T, and the Canadian Overseas Telecommunication Corporation. The share split in the scheme was 40% British, 50% American, and 10% Canadian. The total cost was about £120 million.
    1959 - Top Hits
“Sleep Walk” - Santo & Johnny
“('Til) I Kissed You” - The Everly Brothers
“Mack the Knife” - Bobby Darin
“The Three Bells” - The Browns
    1960 - Sam Cooke's "Chain Gang" peaks at Number Two on both the R&B and pop charts at the same time. It's his biggest hit since "You Send Me."
    1962 - Charles “Sonny” Liston won the heavyweight championship by knocking out Floyd Patterson at 2:06 of the first round at Comiskey Park, Chicago. Liston defeated Patterson in a rematch and then lost to Cassius Clay in Feb, 1964.
    1964 - No. 1 Billboard Pop Hit: "Oh, Pretty Woman," Roy Orbison.
    1965 - Willie Mays hit his fiftieth home run of the baseball season, making him the oldest player to accomplish this. He was 34 years old. Ten years before, at the age of 24, he was the youngest man to accomplish the same feat, marking the longest span between 50 HR seasons in MLB history.
    1965 - Satchel Paige, the oldest player in Major League history at an estimated 59 years, 8 months, 5 days, pitched the last game of his career. He hurled three scoreless innings for the Kansas City Athletics against the Boston Red Sox. Paige gave up only one hit, to Carl Yastrzemski.
    1965 - Birthday of Scottie Pippen, basketball player, born Hamburg, AR.
    1965 - “Eve of Destruction,” sung by S/Sgt. Barry McGuire, moved to the top of the charts.
    1967 - Top Hits
“The Letter” - The Box Tops
“Never My Love” - The Association
“Apples, Peaches, Pumpkin Pie” - Jay & The Techniques
“My Elusive Dreams” - David Houston
    1967 - Paul Butterfield Blues Band at the S.F. Fillmore.
    1968 - Rap/television/film star Will Smith (a.k.a. the Fresh Prince) was born in Philadelphia.
    1969 - Catherine Zeta-Jones, Academy Award-winning actress, wife of Michael Douglas, was born Wansea, Glamorgan, Wales (see 1944 for his birthday.)
    1974 - No. 1 Billboard Pop Hit: "Rock Me Gently," Andy Kim. He wrote the 1969 No.1 song "Sugar, Sugar" with Jeff Barry for the Archies.
    1974 - The first ulnar collateral ligament replacement surgery (Tommy John surgery) was performed, on pitcher Tommy John by orthopedic surgeon Dr. Frank Jobe, then a Dodger team physician who served as a special advisor to the team.
    1975 - Top Hits
“Fame” - David Bowie
“I'm Sorry” - John Denver
“Fight the Power” - The Isley Brothers
“Daydreams About Night Things” - Ronnie Milsap
    1976 - Blue Oyster Cult's "Agents of Fortune" LP enters the chart.
    1979 - The third musical resulting from the collaboration of Tim Rice and Andrew Lloyd Weber lit up the Great White Way. "Evita" opened on Broadway to rave reviews.
    1979 - The Eagles LP, "The Long Run" is released.
    1979 - Joe Jackson releases his "I'm The Man" single.
    1981 - Rolling Stones begin their 6th US tour (JFK Stadium, Philadelphia, PA)
    1981 - Sandra Day O'Connor was sworn in as the first woman associate justice on the US Supreme Court on this date. She had been nominated by President Ronald Reagan in July 1981.
    1983 - Top Hits
“Tell Her About It” - Billy Joel
“Total Eclipse of the Heart” - Bonnie Tyler
“The Safety Dance” - Men Without Hats
“Baby, What About You” - Crystal Gayle
    1987 - Hurricane Emily crossed the island of Bermuda during the early morning. Emily, moving northeast at 45 mph, produced wind gusts to 115 mph at Kindley Field. The $35 million damage inflicted by Emily made it the worst hurricane to strike Bermuda since 1948. Parts of Michigan and Wisconsin experienced their first freeze of the autumn. Snow and sleet were reported in the Sheffield and Sutton areas of northeastern Vermont at midday.
    1988 - Florence Griffith Joyner runs Olympic record 100m in 10.54s
    1989 - Twenty-three cities in the south central U.S. reported record low temperatures for the date, including Topeka, KS with a reading of 33 degrees, and Binghamton, NY with a low of 25 degrees. Showers and thunderstorms in the southeastern U.S. drenched Atlanta, GA with 4.87 inches of rain, their sixth highest total of record for any given day.
    1991 - Top Hits
“I Adore Mi Amor” - Color Me Badd
“Good Vibrations” - Marky Mark & The Funky Bunch/Loleatta Holloway
“Emotions” - Mariah Carey
“Leap of Faith” - Lionel Cartwright
    1993 - A Florida judge ruled that it was legal for a child to divorce biological parents. The court case involved twelve-year-old Gregory Kingsley who didn't want his parents anymore.
    1998 - Hurricane Georges crossed the Florida Straits, passed over Key West and took aim on the northern Gulf coast. On September 26, hurricane warnings went up from Panama City to Morgan City, Louisiana.
    1998 - By hitting a 462-foot blast at the Astrodome, Sammy Sosa hits #66 (and his final homer) of the season to take the lead in the HR race. Less than an hour later, however, Mark McGwire also hits his 66th in the Cardinals' 6-5 victory over the Expos to tie the Cub outfielder in the historic home run race, on the way to 70.
    2003 - Sammy Sosa becomes the first National Leaguer to have at least 100-RBIs nine seasons in a row. The Cubs' right fielder surpasses Mel Ott and Willie Mays who had accomplished the feat eight straight seasons, and joins Rafael Palmeiro and Jimmie Foxx as the only players in major league history to hit 35 home runs and 100 RBI for nine consecutive seasons.
    2009 - President Obama, British Prime Minister Brown and French President Sarkozy, in a joint TV appearance for a G-20 summit, accuse Iran of building a secret nuclear enrichment facility.
    2014 – In his final Yankee Stadium at bat, Derek Jeter knocked in the winning run in the bottom of the 9th to defeat the Baltimore Orioles, 6-5, after the Yanks blew a 5-2 lead in the top of the inning.  Jeter retired at season’s end after 20 years as the Yanks’ SS, with 5 World Series rings and 3465 hits, the most of any Yankee in history.

-------------------------------------------------------------

SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

[headlines]

 

 

--------------------------------------------------------------

Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

[headlines]

--------------------------------------------------------------

http://www.gasbuddy.com/
http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

[headlines]

--------------------------------------------------------------

Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

[headlines]

--------------------------------------------------------------

Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

--------------------------------

[headlines]