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Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Wednesday, September 11, 2019

Today's Leasing News Headlines

Money Anxiety Dan Geller Confidence Stable
   No Decline in Financial Confidence
48% of Main Street Have Their Financing Needs Met
    By Mary Miller. Federal Reserve Survey
Commercial Alternative Finance Company List
Leasing Industry Ads---Positions Available
   Apply Today
Attracting Vendors by Using the Back Door
   Sales Makes it Happen by Christopher “Kit” Menkin
iPhone Share of Apple Sales Drops to a 7-Year Low
    Apple's iPhone Revenue as % of Total Revenue Since 2007
Apple iPhone Event: A Phone Price Cut, the Series 5 Watch,
   a New iPad—And More Features with Lower Prices
Tech Nonprofit Targets Aiding the Expungement
     of Quarter a Million Marijuana Convictions
   Atlanta, Georgia  Adopt a Dog
NEFA October Conference Special Offer
    October 2, 2019 to October, 4, 2019 Funding Symposium
News Briefs---
Electric pickup maker Rivian can’t stop raising money,
   adds $350 million from Cox Automotive
Amazon to add more than 30,000 permanent jobs
    hold career fair on September 17, 2019
UPS to hire about 100,000 seasonal employees
   for the holiday season
Roku's stock tumbles after Apple TV+ pricing unveiled;
   Disney and Netflix stocks fall as well
Yet another Boeing plane has a problem
  777X plane, still under development, failed a safety test
Serious health claims for CBD products need proof
  FTC Sends Warning Letters re: Legal Action

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

 You May have Missed---
  Sports Brief----
   California Nuts Brief---
     "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

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Money Anxiety Dan Geller Confidence Stable
No Decline in Financial Confidence

The August Money Anxiety Index is flat at 43.6, the same as July, showing that consumer financial behavior is stable contrary to consumer confidence surveys showing a decline in financial confidence.

 Dr. Dan Geller

SAN FRANCISCO - The August Money Anxiety Index, which measures actual financial behavior, is exhibiting resiliency in Consumer financial confidence. The August flat reading at 43.6 debunks the August University of Michigan Consumer Sentiment Index, which "posted its largest monthly decline in August 2019 (-8.6 points) since December 2012"  according to the University of Michigan Surveys of Consumers.

The gap between the August Money Anxiety Index, which measures actual financial behavior such as consumer savings and spending, and the survey-based consumer confidence indices that are based on a questionnaire, is a newly discovered phenomenon in behavioral economics. This phenomenon called "contradictive confidence" shows that peoples' financial behavior is sometimes different than their stated confidence in response to surveys.

The main cause of the conflicting confidence phenomenon in August is the hype in recession speculation exposure all month long. This constant barrage of recession hysteria adversely affected the responders to the University of Michigan Consumer Sentiment survey. Yet, when it comes to actual financial behavior, consumers did not make any change, which is reflected in the flat Money Anxiety Index.

The study on the Money Anxiety Index is published in the Journal of Applied Business and Economics, demonstrating how changes in the level of money anxiety cause consumers to modify their spending and savings habits. The Money Anxiety Index is objective vs. the University of Michigan Consumer Sentiment survey, which is subjective, because it relies on what people think about the economy.

Prior to the Great Recession, the Money Anxiety Index showed how peoples' money anxiety was trending upwards starting in October of 2006; nearly 14 months before the official start of the Great Recession in December of 2007. The index went as high as 100.4 in the aftermath of the Great Recession and has declined gradually to 43.6 in August of this year. Historically, the Money Anxiety Index fluctuated from a high of 135.3 during the recession of the early 1980s, to a low of 38.7 in the mid-1960s.

About Dr. Dan Geller
Dr. Dan Geller is a behavioral economist, who discovered the link between money anxiety and financial behavior. He is the developer of the theory of money anxiety and the Money Anxiety Index. Through his research firm, Analyticom, Dr. Geller provides banking executives with scientific forecasting and pricing models enabling them to improve financial performance. Dr. Geller is a frequent speaker and media guest. He appeared on national TV and radio, such as CNBC and Fox, and delivered the keynote address at the American Banker's Symposium. He is the author of the groundbreaking book on the impact of Money Anxiety on the economy.





48% of Main Street Have Their Financing Needs Met
By Mary Miller. Federal Reserve Survey

Statistics and trends in the Federal Reserve's Small Business Credit Survey give entrepreneurs, small business owners and lenders insight into this year's overall picture of the small business lending industry.

  • 29% of small businesses fail due to running out of capital.
    Whether needing capital to fund a start-up or to cover a financial gap, running out of capital is the second most popular reason for a small business failure.
  • 42% of small business failure is due to lack of market need. The number one reason for small business failure is due to a lack of market need for the company's products/services.
  • 43% of small businesses applied for a loan last year. The survey found that nearly half of small businesses applied for a loan from a small business lender.
  • 48% of small businesses have financing needs met. Overall, less than half of small businesses receive all the financing required to meet their needs. This percentage includes 20% of small businesses that qualified for and received all the financing they needed after applying for a small business loan, and 28% of small businesses that didn't need to apply for a loan because they had enough capital.
  • 52% of small businesses did not have their financing needs met .
    Reasons cited include:
    Applied but did not receive financing
    Applied but only received a portion of loan amount requested
    Did not apply due to high debt, low credit score
    Did not apply due to discouragement
  • 9% of small businesses did not receive capital after applying for a loan.
  • 14% of small businesses received only a portion of the requested loan amount.
  • 57% of small businesses apply for $100,000 or less. Additionally, 20% apply for less than $25,000 and 8% apply for $1 million+
  • Average SBA loan amount is $107,000.
    Since loans backed by the SBA are less risky for participating lenders, receiving funding from these loans, usually for smaller amounts, are met with greater success.
  • 56% of small businesses apply for loans for business expansion, fund new opportunities or to purchase business assets.

Full 2019 Small Business Credit Survey (29 pages)

Originally appeared in "Main Street Monday,"
Coleman Report, 28081 Marguerite Pkwy.
#4525, Mission Viejo, CA 92690



Commercial Alternative Finance Company List

There is no advertising fee or charge for a listing. They are “free.” Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

This list will appear on the website as well as in the News Edition, from time to time, particularly when updated, as well as utilized when Leasing News is asked for a referral or has a good reputation.

To qualify for this list, the company must be a "funder" and not a "Broker."  The company may sell off its portfolio from time to time, but the definition is for a company or financial institution where 50% or more of its business is from actually "funding" transactions themselves, where they are on "recourse." Every non-public company' banker and/or investor(s) are contacted to verify this.

Leasing News reserves the right to not list a company who does not meet these qualifications.

This is for commercial business only, no consumer transactions, and products offered to list include, Bridge Loans, Business Loans Factoring, Capital Leasing, Lines of Credit, Merchant Advance, Trade/PO Financing, Working Capital.

In Business Since
Leasing Association
Products Offered

Chris Sandoval

US, Canada and Australia
$5,000 to $500,000
Term Loans, Buiness Lines of Credit

Rapid Finance
T.J. Sitzler
Partner Relationship Manager
Mobile: 703-431-7237

$5,000 to $1,000,000
Bridge Loans, Factor, Leasing, Lines of Credit, Merchant Advance, Trade/PO Financing/Working Capital

Fora Financial
Tyson R. Garrett

$5,000 to $500,000

Working Capital Loans
& Products, Merchant Advance
Advance of Future Receivables


Kalamta Capital Group
Levi Capland

$10,000 to $750,000

Working capital, Short term bridge capital, high risk MCA


Channel Partners Capital
Adam Peterson

$10,000 to $250,000
Working Capital Products

A -Accepts Broker Business | B -Requires Broker be Licensed
| C -Sub-Broker Program| D - Also "in house" salesmen
To join the list, email:



Help Wanted


Attracting Vendors by Using the Back Door

Sales Makes it Happen
by Christopher “Kit” Menkin

The best way to attract vendor business is to bring a customer to them. The major sellers of equipment and software, including service providers, have national programs, most often a "Captive Lessor" with special incentives and programs. Many of the middle sized companies also are tied up in the marketplace today, especially "franchisors," who are in big demand due to their success in new locations.

It leaves the smaller vendor, often regional, which often doesn't have the volume to attract the larger companies, to fend for themselves or have relationships with independents, This is what the automobile dealerships have called the "finance and insurance manager," known in the trade as the "F&I" person.

Working to get to the sales manager or "F&I" person is a long time project; however, if you go in through the "back door," you may not only pick up a sale, but ask for a return favor, and in time, establish a relationship of steady business.

There are several methods that worked for me that got me into vendors supposedly tied up by CIT and DLL. If your company has a program for "private party sales" or you are an independent, this is an open field. The goal is not just a sale, but the vendors in this industry. In working this marketplace, the customer will also lead you to vendors who want to sell them equipment.

The first place to start is Craig’s List, then local newspapers on line for their listings, or even printed newspapers. The email list is the fastest way to contact the party that you have financing available if a prospect wants to buy the equipment they have for sale. While many go on eBay, you will find local sellers also advertising locally or regionally, as well as companies want to sell equipment they do not need. First, find the equipment your source will take from a private party, and work this list.

Remember, the goal is also to get to know the customers and who he buys equipment from, as you can call them to learn more about the equipment you may be financing, to learn its value, its background, and open a contact. You may run into a situation that if the party can sell this equipment, he then can replace it, or perhaps is having problems financing it and needs the sale for a down payment.

Set time aside to attend an auction of the type of equipment you can finance. Prepare a flyer to put on car windshields and, more importantly, work the crowd as if you were a politician running for office. You may run into a salesman who has a deal he can't place with the "captive vendor," and work out a trade such that if you can put it together, he has to give you a "good one." Don't ask for all his business and be naive that by putting one deal together you win the account. How many times have I been told if I can put this deal together, I’ll get all their business?

Take time to contact previous customers to not only ask them for future business, but learn about new products your customer has seen, and who is selling them. If you learn more about equipment, you may want to pass on what you learning about the equipment to the  next customer you may want to pass on what your learned about this new equipment---and if the customer knows about it or is interested, you have a lead you can discuss with the vendor salesman you talked to about visiting.

Another technique is to bring all the small vendors you have been working in for an hour and half "wine and cheese" seminar on how to use leasing to close more sales. Say 4pm and either rent a small hall or use a large conference room of one of your customers or friends, for ten to twelve people. If you can work it up to 30 after holding one each quarter, you will not have time for any cold calling or even telephone solicitations.

Dialing for dollars may get you some sales but what you need are repeat customers and vendors who will continue to provide business rather than always gambling by telephone to get some business.

Previous Sales Makes it Happen Columns:



Apple held its annual launch event at its headquarters in Cupertino, California, where it showed off its newest iPhones and gadgets. The event has been held every year since 2011, ahead of the holiday shopping season. This year Apple is challenged with creating buzz in a declining smartphone market.

After the first iPhone’s launch in 2007, it took less than three years for it to become Apple's most important product in terms of revenue. For the past five years, the iPhone has accounted for around 60 percent of the company's net sales, with its importance peaking in Q1 2018 at 70 percent, shortly after the iPhone X was launched. In the past quarter, however, as iPhone sales dropped from $29.47 billion to $25.99 billion while Apple's other segments all performed strongly, the iPhone's share of total revenue dropped below 50 percent for the first time since 2012.

By Felix Richter, Statista


Apple iPhone Event: A Phone Price Cut, the Series 5 Watch
   a New iPad—And More Features with Lower Prices

What New iPhones Will Now Cost

Apple’s iPhone Has a New Feature: A Lower Price



##### Press Release ############################

Tech Nonprofit Targets Aiding the Expungement
of Quarter a Million Marijuana Convictions

Code for America, a nonprofit technology organization, has developed technology which could help to clear the marijuana conviction records of up to 250,000 people across the U.S. The software is currently being used in California and it will be rolled out to other states where expungement laws have been enacted.

Code for America created an application called Clear My Record. This app makes it easy for the authorities to identify the cases that qualify for California’s 2016 law that defines which convictions can be expunged.

When the app was first developed, it was tested in five counties in California. At the end of the pilot project, Code for America implemented a number of updates to its application. One of the updates is the inclusion of an “Implementation Blueprint” which gives prosecutors an easy step-by-step guide to help in the processing of automatic expungements.

The second update makes the app usable throughout the state of California, and Code for America made an announcement to this effect on Thursday last week.

The state Department of Justice estimates that about 220,000 people in California qualify to have their past marijuana convictions expunged, so the app will come in handy in identifying those people and getting the expungement process rolling.

While making the announcement of the state-wide expansion of the app, Jennifer Pahlka, the founder of Code for America, said she was excited to make it possible for the state government to make good on its promise to expunge qualifying marijuana convictions so that the beneficiaries can get housing, jobs and other opportunities they couldn’t get due to the marijuana convictions on their records.

The pilot project helped prosecutors to identify about 75,000 potential beneficiaries of the expungement law and the first county to use the updated app will be Yolo County.

The website of the app allows state government officials to enter their information so that they can gain access to the free application. The technology then analyzes the data available on convictions and who is eligible before picking the files that are then forwarded to the court system so that the records can be expunged.

Code for America was motivated to do what they do because they noticed that the existing records in the court system were not designed for the digital age, and this makes it not only time-consuming and tedious but also confusing for the people who must individually apply to the courts to have their records expunged under the law. Code for America decided to simplify this process, and the app was the result of that intention.

Clear My Record is already expanding its reach as the nonprofit revealed that it had partnered with Cook County in Illinois to make use of the app in processing expungements in accordance with the law signed by Gov. Pritzker in June.

Industry advocates believe entities like Chemistree Technology Inc. (CSE: CHM) (OTCQB: CHMJF) and Inc. (OTCQB: CIIX) are pleased when they see innovations being introduced to speed up the correction of the wrongs done during the war on drugs.

### Press Release ############################



Atlanta, Georgia  Adopt a Dog

DIO (Animal ID: A853078)

"Dio is such a sweet and loving dog. His favorite game is tug-a-war and catch with his squeaky toys! He loves to cuddle up and take naps with you on the couch. He is currently living with a cat in his foster home and they are getting along well. Dio is crate trained, house trained, comes when called, good with baths, health’s good with other dogs he sees on walks. If you're interested in meeting Dio, please email"

Fulton County Animal Services
860 Marietta Blvd
Atlanta, GA 30318

For adoptions: 404-613-0357,

Shelter Hours
Monday - Friday: 11am - 7pm
Saturday - Sunday: 11am - 6pm


NEFA October Conference Special Offer
October 2, 2019 to October, 4, 2019 Funding Symposium

JW Marriott Atlanta Buckhead
3300 Lenox Rd NE
Atlanta, Georgia  30326
United States


2019 Funding Symposium Pricing Template




News Briefs----

Electric pickup maker Rivian can’t stop raising money,
   adds $350 million from Cox Automotive

Amazon to add more than 30,000 permanent jobs,
    hold career fair on September 17, 2019

UPS to hire about 100,000 seasonal employees
   for the holiday season

Roku's stock tumbles after Apple TV+ pricing unveiled;
   Disney and Netflix stocks fall as well

Yet another Boeing plane has a problem
777X plane, still under development, failed a safety test

Serious health claims for CBD products need proof
  FTC Sends Warning Letters re: Legal Action

Ralph Mango

Editor/writer of diverse business content: business plans, policy/process, and training. GM delivers results above plan.

Associate Editor Leasing News, responsible for proofreading and editing each news edition, as well as contributing content.

Available for Projects




You May Have Missed---

The Big Show Never Ends: How Dan and Keith’s ‘SportsCenter’ Changed TV Forever



How It All Started


It all started
when Pedro threw a no-hitter on Opening Day.
Nomar backed him up
with a triple play deep in the hole
and Manny Ramirez smashed
the first of 90 home runs.

Suddenly things got brighter.
Flowers sprang whole from the earth
and the cod swarmed to George's Bank.
The war ended.  U.S. Marines
danced in the streets with handsome Fedayeen.
(Jerry Falwell married them off
while the Pope and the imams cheered.)

Israel and Palestine agreed
to share everything:  beds, cities, streets,
temples and mosques,
falafel and coffee and tea.
Air pollution stopped
along with global warming and gum disease.

The Sox won it all of course,
beating the Yankees in three
and the Yankees in four
and the Yankees in five
(they lost one just to keep the Series alive).

Mia Hamm hit a grand slam
to put it away in the ninth.

Boston exploded with joy.
Babe Ruth signed the game-winning ball
and nobody sold it on E-bay.

That's how it all started.


Sports Briefs---

Anthony Brown accused of assault in civil suit

Behind Antonio Brown’s bizarre video
    — and Jon Gruden’s role in it

There’s a $20 million wrinkle in Antonio Brown’s Patriots contract

Patriots may soon have to deal with their first Antonio Brown
     issue and it has to do with his number

Bill Belichick on Antonio Brown: The same was said about Randy Moss

Raiders report card: Big night for Jon Gruden, Derek Carr, defense


California Nuts Briefs---

California cannabis banking bill shelved — for now

‘Blob’ of warm Pacific water is back
  — could be trouble for marine life and weather

Mysterious underground fire has been burning
      near Yosemite for 5 years

SFO: More than 1,200 flights delayed, canceled in 4 days
     — and more expected



“Gimme that Wine”

Get hands-on this harvest season at these California wineries

Wine in cans soars in stores: Research hints
   at why it's more than a millennial movement

Steven Spurrier joins 39th Annual San Francisco International
 Wine Competition as Chief Judge/Man behind Paris Wine Tasting of 1976

Al Gore on Climate Change and the Wine Industry

Free Wine App

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

     1609 – Henry Hudson discovered Manhattan Island and the indigenous people living there.  In 1524, Giovanni da Verrazzano – sailing in service of France – was the first European to visit the area that would become New York City. Hudson entered the strait now known as The Narrows – between present-day Staten Island and Brooklyn - and continued up the river that would later bear his name until he arrived at the site of present-day Albany. 
    1744 - Sarah Franklin Bache (d. 1808) birthday, Philadelphia.  She solicited money to provide clothing for Gen. Washington's army during the American Revolution. In order to make the money go further, she took part of it to buy raw linen cloth. She then had the material cut into shirt patterns at her own home and she and her friends (and servants) hand-sewed 2,005 shirts themselves - a prodigious accomplishment that would have warranted the highest military awards had it been done by men. From before her marriage and throughout (along with having seven children), she also served as host for her father, Benjamin Franklin. It was taught in school that Franklin was unmarried. Technically, he was unmarried under the law and absolutely, he was not single. Deborah Read was unable to find her husband to divorce him after meeting Franklin. Therefore, in the ways of that time, she and Benjamin Franklin lived together as husband and wife and were accepted in society as a married couple. Deborah Read Franklin died in 1774, just before the Revolutionary War. Franklin is buried next to her in the famed Christ Church cemetery as is Sarah Franklin Bache, who was devoted to her father throughout his later life. In Franklin's will, he gives “his daughter” Sarah most of his estate. Her portrait by John Hoppuer is on display in the Metropolitan Museum of Art, New York City.
    1773 - Benjamin Franklin writes "There never was a good war or bad peace."
    1776 - British–American peace conference on Staten Island failed.  The participants were the British Admiral Lord Howe, and members of the Second Continental Congress, John Adams., Benjamin Franklin and Edward Rutledge.  The conference, held in the days after the British capture of long Island, lasted just three hours without resolution. The Americans insisted on recognition of their recently-declared independence, and Howe's limited authority was inadequate to deal with that development. After the conference, the British continued their military campaign for control of New York City.
    1777 - The largest engagement of the American Revolution, between the Continental Army, led by General George Washing­ton, and British troops led by General William Howe. General Howe was marching to take Philadelphia when Washington chose to try and stop the British advance at the Brandywine River near Chadds Ford, PA. The American forces were defeated and the British went on to take Philadelphia on September 26th. They spent the win­ter in the city while Washington's troops suffered at their encamp­ment at Valley Forge, PA. Only the weather prevented General Howe from following up his series of victories, while the Americans trained, held on, and not only tried to keep men from deserting, but recruit more experienced riflemen who owned a rifle.
    1786 - The Annapolis Convention, formally titled as a Meeting of Commissioners to Remedy Defects of the Federal Government, was a meeting of twelve delegates from New York, New Jersey, Delaware, Pennsylvania and Georgia for four days to discuss commercial matters of mutual interest. The delegates voted on September 14 to adopt a resolution prepared by Alexander Hamilton asking all states to send representatives to a convention at Philadelphia, PA, in May, 1787 “to render the constitution of the Federal Government adequate to the exigencies of the Union.”
    1841 - In protest of President John Tyler's veto of the Banking Bill, all of his cabined except Secretary of State Daniel Webster resigned. Tyler had become president in an electoral commission vote, allegedly by making promises to Southern senators for their votes.  He was beholden to the Southern “Dixiecrats,” who ruled the Senate, perhaps even to this day with their coalition of interest.  Tyler stood his ground and quickly named a new cabinet. 
    1847 - Stephen Foster performed his "Oh! Susanna" for the very first time. The performance, for a crowd by a local quintet at a concert in Andrews' Eagle Ice Cream Saloon in Pittsburgh, Pennsylvania, earned Foster a bottle of whiskey.
    1850 - Jenny Lind sang at the Castle Garden Theatre in New York City. It was her first performance in America. Lind's voice was so sweet that she was nicknamed ‘The Swedish Nightingale.' Theater ticket scalpers began plying their trade in New York City prior to the first appearance of the Swedish singer and celebrity Jenny Lind at Castle Garden. The seats were auctioned by Phineas Taylor “P.T.” Barnum, who charged 25 cents admission to the auction. The first ticket was sold to John Nicholas Genin for $225. One thousand tickets sold for a total of $10,141. Some ticket holders resold their tickets at high premiums. Gross receipts for the performance were $17,864. Jenny Lind donated her share of the gross to New York charities.
    1850 - A park in New York City large enough to provide a healthy atmosphere for all the citizens was proposed. Here began the concept of a central park.
    1857 - Mormon fanatic John D. Lee, angered over President Buchanan's order to remove Brigham Young from governorship of the Utah Territory, incited a band of Mormons and Indians to massacre a California-bound wagon train of 135 (mostly Methodists) in Mountain Meadows, Utah. Reportedly the Mormon Church changed its position on polygamy and agreed to further reforms in the governing of Utah.
    1862 - Birthday of William S. Porter (d. 1910), known by his pen name “O. Henry,” a famous American author, born at Greensboro, NC. Best known for his short stories, including “Gift of the Magi.”
    1875 - "Professor Tigwissel's Burglar Alarm" appeared in the New York "Daily Graphics" newspaper. 17 successive pictures that filled a full page made up the first comic strip to be published in a newspaper. The “comic strip” is an American creation.
    1886 – The Major League debut of Connie Mack, catcher, Philadelphia Athletics.
    1892 - The Scarritt Bible and Training School in Nashville, TN, was dedicated, primarily as the result of the conception, urging and fund-raising of southern Methodist mission's leader and social reformer, Belle Harris Bennett (1852-1922).
    1902 - Birthday of guitarist Governor Jimmie Davis (d. 2000), Quitman, LA.  Davis was also songwriter of both sacred and popular songs who served for two nonconsecutive terms from 1944–48 and from 1960–64 as the governor of Louisiana.
    1903 - A new National Agreement signed by the National Association of minor league clubs officially organized professional baseball under one comprehensive set of rules.  A second National Agreement was signed in 1904, ending the two-year war between the National League and the upstart American League. The two leagues created a three-member National Commission to settle disputes regarding player contracts and arrange for an annual post-season championship series, the World Series. The two leagues grew more integrated over the years, first with the creation of the office of Commissioner and the disbanding of the National Commission, as a result of the adoption of the Major League Agreement in 1920 in the wake of the Black Sox Scandal. 
    1903 - The first race at the Milwaukee Mile in West Allis, WI was held. It is the oldest major speedway in the world. 
    1904 - Birthday of harmonica player William McKinley “Jazz” Gillum (d. 1966), Indianola, MS
    1906 – In his last game as a player, John McGraw’s New York Giants beat the Boston Beaneaters, 3-0, behind Christy Mathewson’s 19th win.
    1910 - The first trackless trolley system was built by Charles Mann and placed in operation between “Bungalow Land” in Laurel Canyon, CA and the terminal point of the Los Angeles Pacific Electric Railway Company, a distance of 1.5 miles. Two automobile buses were used. On top of the buses were trolley poles making contact with overhead wires.
    1915 – Eddie Plank became the first left-hander in the Majors to win 300 games.  
    1921 - Nahalal, the first moshav in Palestine, was settled as part of a Zionist plan to colonize Palestine and creating a Jewish state, later to be Israel.  It was designed by Richard Kaufmann. Its founders immigrated to Mandate Palestine from Eastern Europe between 1904 and 1914, at the end of the Ottoman rule, some of whom had been members of the first kibbutz. After working in farming communities for a decade, they dreamt of establishing an income-sharing farming community similar to a kibbutz, but they wanted to maintain the nuclear household structure (kibbutzim had communal dining and children slept in separate housing).  Nahalal was established on land that had been given to the founders by the Jewish National Fund.
    1925 - Birthday of piano player Tommy Lee Russell, Vienna, GA
    1927 - Babe Ruth hits 50th of 60 homers.
    1928 – At Yankee Stadium, Ty Cobb’s last MLB at-bat resulted in a pop-up to short as a pinch-hitter.  It was just past 23 years after his debut.
    1929 - San Francisco Mayor James Rolph inaugurates new pedestrian traffic light system, the first in the country.
    1934 - Fletcher Henderson band records “Big John's Special.”
    1941 - Stan Kenton Band makes first commercial recordings, LA, Decca.
    1941 - Aviator and American hero Charles Lindbergh, charges "the British, the Jewish & the Roosevelt administration" are trying to get the US into World War II.
    1945 - General Hideki Tojo, former prime minister of Japan, attempts suicide when American troops arrived at his house to arrest him, on General MacArthur's instructions, as a war criminal. Though shooting himself with a revolver below the heart, the wound is not fatal, and after blood transfusions and penicillin administration at the American hospital at Yokahama his condition improves.
    1945 - Top Hits
“Till the End of Time” - Perry Como
“On the Atchison, Topeka and Santa Fe” - Johnny Mercer
“If I Loved You” - Perry Como
“You Two Timed Me One Time Too Often” - Tex Ritter
    1949 - Helena, MT had a snowfall of 7.5 inches, the earliest snow fell. The following day, 22 more inches followed.
    1953 - Top Hits
“Vaya Con Dios” - Les Paul & Mary Ford
“No Other Love” - Perry Como
“You, You, You” - The Ames Brothers
“A Dear John Letter” - Jean Shepard & Ferlin Huskey
    1954 - Before it fully recovered from devastating Hurricane Carol, New England was blasted by Hurricane Edna. Winds on Martha's Vineyard gusted to 120 mph. Boston reported sustained winds of 74 mph with gusts to 87 mph. Over 8 inches of rain fell at Portland, ME. 21 people were killed and damage was estimated at $40 million.
    1955 - The first Southern Baptist church to be established in Nebraska was organized at Lincoln, with 34 charter members. Founded by Southern Baptist U.S. Air Force personnel who had been stationed in Lincoln, the congregation first met for worship on Easter Sunday of this year.
    1956 - Art Tatum/Ben Webster Quarter, records for Verve.
    1956 - Singer Blossom Dearie cuts first Verve session.
    1957 - Jerry Lee Lewis hits the number three position on the US record charts with "Whole Lotta Shakin' Goin' On." 
    1959 - Congress passed a bill authorizing food stamps for low income Americans.
    1959 - "Duke" Ellington wins Spingarn Medal for his musical achievements. The award is presented each year by the NAACP for outstanding achievements by a black American.
    1961 - Top Hits
“Michael” - The Highwaymen
“Take Good Care of My Baby” - Bobby Vee
“My True Story” - The Jive Five
“Tender Years” - George Jones
    1961 - Very large and slow moving Hurricane Carla made landfall near Port Lavaca, TX. Carla battered the central Texas coast with wind gusts to 175 mph, and up to 16 inches of rain, and spawned a vicious tornado which swept across Galveston Island killing eight persons. The hurricane claimed 45 lives, and caused $300 million damage. The remnants of Carla produced heavy rain in the Lower Missouri Valley and southern sections of the Upper Great Lakes Region.
    1962 - The Beatles return to Abbey Road Studios where they record "P.S., I Love You." Producer George Martin is concerned with Ringo Starr's ability and hires session drummer Andy White to re-record "Love Me Do," on which Ringo played maracas and tambourine. 
    1964 - The last of the "Friday Night Fights" was seen on free home TV. The Gillette Safety Razor Company, Madison Square Garden and ABC-TV televised a fight between Dick Tiger and Gene Fullmer from Cleveland, OH. Tiger beat Fullmer to wrap up the 20-year TV series. Boxing soon went to closed-circuit TV in theatres and to cable and pay-per-view TV.
    1965 - 1st Cavalry Division (Airmobile) begins to arrive in South Vietnam at Qui Nhon, bringing U.S. troop strength in South Vietnam to more than 125,000. The unit, which had a long and storied history, was the first full U.S. Army division deployed to Vietnam. The 1st Cavalry Division, popularly known as the "First Team," was the only American division to fight in all four corps tactical zones. The bulk of the division began departing Vietnam in late April 1970, but the 3rd Brigade remained until June 1972. The 1st Cavalry Division was awarded the Presidential Unit Citation and "First Team" soldiers won 25 Medals of Honor, 120 Distinguished Service Crosses, 2,766 Silver Stars, 2,697 Distinguished Flying Crosses, and 8,408 Bronze Stars for Valor.
    1965 - Beatles' "Help!" album goes #1 and stays #1 for 9 weeks.
    1965 - The Gentry's "Keep on Dancing" enters the Hot 100 where it stays for 13 weeks. It gets up to #4. It will be the group's biggest hit.
    1965 - The Rolling Stones hit #1 in England with "(I Can't Get No) Satisfaction."
    1966 - Benefit for BOTH/AND jazz club at the San Francisco Fillmore with Big Mama Thornton, The Airplane, Elvin Jones, Jon Hendricks Trio and the Joe Henderson Quartet.
    1966 - Johnny Miller became the first Yankee to hit a HR on his first at bat.  It was Miller's only homer in pinstripes, but as a Dodger in 1969, he homered in his last Major League at-bat as well.
   1966 - The Beatles receive a Gold record for the single, "Yellow Submarine."
    1967 - Singer Harry Connick, Jr., Birthday, born Joseph Harry Fowler Connick Jr., New Orleans.
    1967 - “Carol Burnett Show” premiered. This popular comedy/vari­ety show starred comedienne Carol Burnett, who started the show by taking questions from the audience and ended with an ear tug. Sketches and spoofs included recurring characters like “The Family” (later to be spun off as “Mama's Family”) and “As the Stomach Turns.” Regular cast members included Harvey Kor­man, Lyle Waggoner and Vicki Lawrence. Later, Tim Conway joined the cast. Dick Van Dyke briefly joined after Korman left in 1977.  The show originally ran on CBS to March 29, 1978, for 279 episodes, and again with nine episodes in the fall of 1991. The series won 25 primetime Emmy Awards, was ranked number 16 on TV Guide’s 50 Greatest TV Shows of All Time in 2002, and, in 2007, was listed as one of Time magazine's 100 Best TV Shows of All Time.

    1967 - The Beatles’ "All You Need Is Love" is certified as a million-seller.
    1969 - Top Hits
“Honky Tonk Women” - The Rolling Stones
“Sugar, Sugar” - The Archies
“Green River” - Creedence Clearwater Revival
“A Boy Named Sue” - Johnny Cash
    1970 - “Would you believe?” The last of the "Get Smart" series on CBS-TV was aired. This spoof spy-thriller appeared on both NBC (1965-69) and CBS (1969-70). Don Adams starred as bumbling CONTROL Agent 86, Maxwell Smart. His mission was to thwart the evildoings of KAOS organization. Agent Smart was usually successful with the help of his friends Barbara Feldon as Agent 99 (whom Smart eventually married), Edward Platt as The Chief, Robert Karvelas as Agent Larrabee, Dick Gautier as Hymie the Robot and David Ketchum as Agent 13. Max's shoe phone was worn on his right foot.
    1971 - “The Rookies” premiered on TV. This hour-long crime show focused on three young police recruits: Michael Ontkean as Willie Gates, George Stanford Brown as Terry Webster and Sam Melville as Mike Danko. Also featured were Gerald S. O'Loughlin as Lieutenant Ed Ryker, Kate Jackson as nurse Jill Danko, Mike's wife, and Bruce Fairbairn as Chris Owens. The show as produced by Aaron Spelling and Leonard Goldberg.
    1971 - The Ford Pinto made its debut; at a cost of less than $2,000, designed to compete with an influx of compact imports. But it was not the Pinto's low cost that grabbed headlines. Ford's new best-selling compact contained a fatal design flaw: because of the placement of the gas tank, the tank was likely to rupture and explode when the car was involved in a rear end collision of over 20 mph. In addition, it was eventually revealed that Ford knew about the design flaw before the Pinto was released. An internal cost-benefit analysis prepared by Ford calculated that it would take $11 per car to correct the flaw at a total cost of $137 million for the company. When compared to the lowly estimate of $49.5 million in potential lawsuits from the mistake, the report deemed it “inefficient” to go ahead with the correction. The infamous report assigned a value of $200,000 for each death predicted to result from the flaw. Ford's irresponsibility caused a public uproar, and it 1978, a California jury awarded a record-breaking $128 million to a claimant in the Ford Pinto case.
    1971 - Donny Osmond's "Go Away Little Girl" hits Number One. The song was Number One for Steve Lawrence in 1963 and peaked at #12 for the Happenings in 1966.
    1972 – BART, the San Francisco Bay Area Rapid Transit, began operations, between MacArthur station in Oakland and Fremont.  Extensions were completed to Colma and Pittsburg in 1996, Dublin/Pleasanton in 1997, SFO and Millbrae in 2003, the automated spur that connects BART to Oakland Internal Airport in 2014, and to Warm Springs/South Fremont in early 2017. 
    1972 - No. 1 Billboard Pop Hit: "Black & White," Three Dog Night.
    1974 - “Little House of the Prairie” premiered. This hour-long family drama was based on books by Laura Ingalls Wilder. It focused on the Ingalls family and their neighbors living at Walnut Grove, MN: Michael Landon as Charles (Pa), Karen Grassle as Caroline (Ma), Melissa Sue Anderson as daughter Mary, Melissa Gilbert as daughter Laura, from whose point of view the stories were told, Lindsay and Sidney Greenbush as daughter Carrie and Wendi and Brenda Turnbaugh as daughter Grace. Others featured were:
Victor French, Bonnie Bartlett, Richard Bull, Katherine Mac­Gregor, Jonathan Gilbert, Alison Arngrim, Charlotte Stewart, Dabbs Greer, Merlin Olsen, Patrick Laborteaux. Interior shots were filmed at Paramount studios in Los Angeles, while exteriors were largely filmed at the nearby Big Sky Ranch in Simi Valley, where the town of Walnut Grove had been constructed. Many other filming locations were also used during the course of the series including Old Tucson Studios and various locations in Sonora, California. In its last season (1982), the show's name was changed to “Little House: A New Beginning.” Landon appeared less often and the show centered around Laura and her husband
    1974 - The St. Louis Cardinals took seven hours, four minutes and 25 innings to beat the New York Mets 4-3 at Shea Stadium in Flushing, NY. The game set a National League record for innings played in a night game. It was the second-longest game in professional baseball history. Fans went home at 3:10 a.m.  The Mets recorded 103 at bats, the only time in Major League history that a team had 100 at bats in one game.
    1975 - Janis Ian earns her first gold record for the album "Between the Lines." The album contains her single "At Seventeen," which is climbing the charts and will peak at Number Three.
    1976 - In the third race at Latonia, jockeys John Oldham and Suzanne Picou became the first husband and wife to ride against each other in a US pari-mutuel race. Oldham finished second riding Harvey's Hope. Picou finished 11th aboard My Girl Carla.
    1976 - KC and The Sunshine Band had North America dancing in the streets with their Billboard chart topper, "Shake Your Booty."
    1977 - Top Hits
“Best of My Love” - Emotions
“(Your Love Has Lifted Me) Higher and Higher” - Rita Coolidge
“Handy Man” - James Taylor
“Don't It Make My Brown Eyes Blue” - Crystal Gayle
    1982 - "Valley Girl" by Frank Zappa and his daughter Moon Unit peaks at #32 on the singles chart.
    1983 - John Cougar's "American Fool" LP tops the chart. Cougar thus becomes the first artist in over a year and a half to have the Number One album, "American Fool," and two singles in the Top Ten, "Jack & Diane" and "Hurt So Good," in the same week. Michael Jackson accomplished the feat in 1981 with two hits off his "Off the Wall" LP.
    1984 - Bruce Springsteen broke the attendance record at the Spectrum in Philadelphia. The Boss entertained 16,800 fans for the first of six sold-out shows. Springsteen broke his own record, set during a visit to Philly in 1981.
    1985 - Top Hits
“St. Elmo's Fire” (“Man in Motion”) - John Parr
“We Don't Need Another Hero” (“Thunderdome”) - Tina Turner
“Money for Nothing” - Dire Straits
“I Don't Know Why You Don't Want Me” - Rosanne Cash
    1985 – Pete Rose became baseball's all-time hit leader, singling to left-center off Eric Show in the 1st inning of the Reds’ 2-0 win over San Diego. His 4,192nd career hit broke Ty Cobb’s record before 47,237 fans at Cincinnati's Riverfront Stadium. 
    1986 - Heavy rains over Michigan set a new 24-hour rainfall record at Muskegon. 6 inches of rain fell in a 24-hour period. 7.52 inches fell at Saginaw and 4.21 inches at Grand Rapids. On the 12th, rivers overflowed their banks and several earthen dams gave way causing record flooding on many rivers. The southbound bridge on U.S. route 31 washed out near the town of Hart.
    1988 - Snow blanketed parts of the Central Rocky Mountain Region and the Central Plateau, with ten inches reported at Mount Evans in Colorado. Smoke from forest fires in the northwestern U.S. reached Pennsylvania and New York State. Hurricane Gilbert, moving westward over the Caribbean, was packing winds of 100 mph by the end of the day.
    1990 - The high temperature at Phoenix reached 112, the highest ever for the date and for so late in the season
    1993 - Top Hits
“Dreamlover” - Mariah Carey
“Can’t Help Falling in Love” (From "Sliver") - UB40
“Whoomp!” (“There It Is”) - Tag Team
If - Janet Jackson
    1994 - Andre Agassi won the men's title at the U.S. Open tennis tournament, defeating Michael Stich 6-1, 7-6 (7-5), 7-5.
    1995 - Janet Jackson's "Runaway" makes history by becoming the first single by a woman to make its debut in the top 10 of Billboard's Hot 100. The single, which debuted at No. 6, is off Jackson's greatest hits album.
    1995 - No. 1 Billboard Pop Hit: "Gangsta's Paradise (from ‘Dangerous Minds')," Coolio featuring L.V.
    1996 - For the first time ever, a new single by a major recording artist is released exclusively on the Internet. David Bowie's "Telling Lies" is released on Bowie's Website (, where it can be played and downloaded; the song does not appear anywhere on CD, record or cassette and is not to be heard on the radio.
    1998 - Top Hits
“I Don't Want To Miss A Thing” - Aerosmith
“The First Night” - Monica
“Crush” - Jennifer Paige
“My Way” - Usher
    1999 - Serena Williams won the U.S. Open women's title at age 17 in only her second year as a pro. Williams beat top-seeded Martina Hingis, 6-3, 7-6 (7-4).
    2001 - At 8:48 a.m. EDT a passenger jet crashed into the North Tower of the World Trade Center in New York City. Flames and smoke at 9:06 a.m. Another plane hit the WTC's South Tower. At 9:43 a.m. the Pentagon in Washington, DC was hit by another jet airliner. A few minutes later, a fourth jet airliner crashed in a field in Shanksville, PA, some 80 miles southeast of Pittsburgh. For the first time, terrorists had struck on U.S. soil. Air traffic to and from U.S. airports was halted. 19 Muslim militants, all men, all in their 20s and 30s, members of Osama Bin Laden's al-Qaeda, had hijacked at least four planes all in the name of their religion: Islam. Almost 3,000 people died at the World Trade Center, including 385+ firefighters and police who valiantly attempted to save the thousands in the towers. One jet destroyed a section of the Pentagon, killing 189 people. On the plane in Pennsylvania, the brave souls aboard tried to regain control from their hijackers. Their plane crashed in a field. There were no survivors. The 19 Islamic religious fanatics of Middle Eastern descent wanted to destroy what Americans stand for. They died in vain. But, the people they murdered did not. Americans are now prouder, more committed to stand together; united from Maine to Hawaii, from Alaska to Florida, determined not to let any country, religion, or people steal our freedoms. Americans will fight all evil-doers for our inalienable right to live in our democracy. The battle cry of the United States against terrorists: “Let's roll!” (Todd Beamer's last words as heard by an Airfone operator minutes before Flight 93 crashed.)
    2001 - In the wake of terrorist attacks on New York City's World Trade Center and the Pentagon, Major League Baseball cancels all games for security reasons and for the deep mourning for all the lives that have been lost. Yankee Stadium is evacuated as a precautionary measure.
    2002 - Yankee legends Whitey Ford and Phil Rizzuto unveil a monument dedicated to the victims of the September 11th terrorist attacks. The team also has a ceremonial tree planting in Monument Park in honor of the heroes and victims of horrific events of a year ago.
    2004 - As 36,887 Bank One Ballpark fans hope to see Barry Bonds hits his 699th and perhaps 700th career homer, they watch the Giant left fielder reach a different milestone. The San Francisco slugger receives three base-on-balls from Diamondback pitchers to break his own record and becomes the first Major Leaguer to walk over 200 times in a single season.
    2010 - The Medal of Honor was awarded for the first time since the Vietnam War.  U.S. Army Staff Sergeant Salvatore Giunta received the medal for his actions during the War in Afghanistan.
    2012 - The U.S. Consulate in Benghazi was attacked by members of the Islamic militant group Ansar al-Sharia.  U.S. Ambassador to Libya, J. Christopher Stevens, was killed with three others; the Cairo embassy was also attacked.  At the behest of the CIA, top U.S. officials initially described the attacks as the results of a spontaneous protest triggered by recently released anti-Muslim video.  Subsequent investigations showed that the attack was premeditated.
    2013 - The UN Security Council received alleged proof of chemical weapons use by Syrian militants from Russia.
    2014 - Court documents were unsealed for rulings in 2008 requiring companies to give customers' online data to the U.S. government with no warrant.  The papers showed that Yahoo! sued but lost, resulting in compliance by Yahoo!, Google, Apple, and others.



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