Total Net Portfolio						Total New Business Volumes
	3Q 01	4Q 01	1Q 02	2Q 02	3Q 02		3Q 01	4Q 01	1Q 02	2Q 02	3Q 02
	$54.69	$58.66	$55.74	$55.70	$56.39		$8.3	$9.3	$6.8	$9.4	$9.0
	28.9%	29.5%	15.9%	5.6%	3.1%		33.4%	41.6%	6.8%	26.6%	7.8%
		# of Respondents		16				# of Respondents		16
	Delinquencies (as a % of Gross Receivables)						Average Losses (Charge-offs) as a % of net receiables
	2001		2002
	3Q 01	4Q 01	1Q 02	2Q 02	3Q 02		3Q 01	4Q 01	1Q 02	2Q 02	3Q 02
Less than 30 days	97.6%	97.5%	97.2%	97.6%	96.9%		1.5%	2.1%	1.4%	1.5%	1.7%
31-60 days	0.9%	0.9%	1.0%	0.9%	0.8%			# of Respondents		16
61-90 days	0.5%	0.6%	0.6%	0.5%	0.4%
Over 90 days	1.0%	1.0%	1.2%	1.0%	1.9%
	100.0%	100.0%	100.0%	100.0%	100.0%
		# of Respondents		16
	Credit Approval Ratio
	3Q 01	4Q 01	1Q 02	2Q 02	3Q 02		3Q 01	4Q 01	1Q 02	2Q 02	3Q 02
	73.1%	74.6%	78.4%	73.0%	75.3%		5,950	6,008	6,022	6,005	6,000
		# of Respondents		11			5.31%	6.42%	-3.94%	-0.15%	0.84%
								# of Respondents		16