Net Interest Income in Millions
3Q 2010	2Q 2010	3Q 2009	YTD 2010	YTD 2010
6,058	6,245	6,567

Allowance for Credit Loss (in millions)
Net charge off Ratios
3Q 2010	2Q 2010	1Q 2010	4Q 2009	3Q 2009
18	22	34	33	44
1.18%	1.41%	2.14%	2.02%	2.66%