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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

kitmenkin@leasingnews.org
   


Orange, California

Funding Coordinator

Generate documents & addendum's, approve all signed documents, process, working closely with sales team; responsible for developing positive and strong working relationships both internally and externally.
This is a key position, important for
the growth of Quick Bridge funding

For more description of duties and requirements,
please click on position

www.quickbridgefunding.com
Quick Bridge Funding provides working capital loans
to small and mid-sized companies throughout
the United States. With an innovative program
we provide capital to an to an under-served market.

 

Tuesday, April 2, 2013


 

Today's Equipment Leasing Headlines

Bob Putnam Passes Away
 Long Time Leasing Attorney Charles Litt Passes Away
  Classified Ads---Collections
   On Deck Opens New HQ and is Hiring
    ---Mayor Bloomberg Visits Their New Digs
     Classified Ads---Help Wanted
      Curt Ritter runs for Chatham Township Committee
I just lost my job----now What?”
  Career Crossroad---By Emily Fitzpatrick/RII
   Leasing 102 by Mr. Terry Winders, CLP
    To Lease or Not to Lease to “Non-for Profits”
     Non-Competition Clause in Employment Contract
      Invalidated by Georgia court
       By Tom McCurnin, Leasing News Legal News Editor
   On Line Equipment Auction List
    Top Stories March 25--March 28
     (You May Have Missed)
       First Quarter Housing report and the Economy
        by Al Schuler
         Go Local During Community Banking Month
          April is ICBA Community Banking Month
    Classified ads—
     Collector/Collections/Consultant/Communications
       Collie/Terrier Mix
        Madison, New Jersey Adopt-a-Dog
News Briefs---
 GE Says It Has No Plan to Spin Off Financial Unit
  FDIC sues Faye Pantazelos, others in 2010 Chicago bank failure
   Exchange Bank saved millions in TARP auction
    Choice of Plans Under Health Law Delayed for Small Firms
     Tesla soars to all-time high
      "55" Brands Rocking social Media with Visual Content

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.


Please send Leasing News to a colleague and ask them to subscribe.
We are free!


[headlines]
--------------------------------------------------------------


Bob Putnam Passes Away

1979
Robert A. Putnam, VP, Triple C Leasing,
San Rafael, California

"I learned late last week that Bob Putnam died about a week ago. He was a great spokesman for our industry and association as President in our early years of WAEL (Western Association of Equipment Leasing now the National Equipment Finance Association). He was universally respected as a man of great character and intelligence."

Ron Wagner

 

Bob Putnam
Amstat Capital,
San Diego, Ca.
WAEL President
1981-1982

“Bob Putnam became President in 1981. During his year we adopted the Standards of Professional Practice which have become a milestone of progress for the leasing industry.”
http://www.leasingnews.org/stories/history_of_wael.htm


Duane Russell, former CLP, Russell Financial Services, Santa Clara, California, now retired, longtime friend of Bob Putnam and his wife Linda, said he had a stroke about 30 years ago and retired from the leasing industry. He said Bob recently had a six month bout with cancer of the mouth and did not recover.


(WAEL magazine, 1979)

Brownlie-Maxwell Funeral Home and Crematory noted "PUTNAM, Robert A., 75, of Melbourne Beach, died Monday, March 18, 2013." They stated there was no obituary.

 

-------------------------------------------------------------------------------


 

Long Time Leasing Attorney Charles Litt Passes Away

"He spent his whole life in the leasing industry in one form or fashion and a lot of people knew him..."

Rick Galtelli
Mountain Pacific Financial


Obituary:
CHARLES V. LITT Charles V. Litt, 69 of Cumming, GA and Hollywood, FL died March 30, 2013. Mr. Litt was originally from Hillside, NJ and graduated from Rider College in Trenton, NJ and later earned his law degree from Samford Law School in Birmingham, AL. He worked as an attorney by trade in the commercial finance industry for many years. Mr. Litt and his family were founding members of Temple Emanu-El and are currently members of Congregation Dor Tamid. He is survived by his wife of 46 years, Barbara W. Litt; daughter, Aimee Litt; son and daughter-in-law, Brian and Becky Litt; grandchildren, Hudson and Benjamin Litt; and cousin, Norma Temple. In lieu of flowers, contributions may be made to American Cancer Society 's Gwinnett County Relay For Life in support of Aimee Litt, www.relayforlife.org or Embracing Hospice of Cumming, 8013 Majors Rd, Cumming, GA 30041.

Funeral services will be Tuesday, April 2, 2013 at 2 o'clock at the chapel of H.M. Patterson and Son, Arlington Chapel, 173 Allen Rd, NE, Sandy Springs, GA 30328 with Rabbi Michael Weinstein officiating. Interment will follow at Arlington Memorial Park.



[headlines]

--------------------------------------------------------------

Classified Ads---Collections


(These ads are “free” to those seeking employment
or looking to improve their position)


Long Grove, Illinois

17+ years Comdisco, accounts receivable, collections, customer service, plus senior management, seeking full time or part time assignment. 847-359-4066roborgaard@aol.com | Resume

Port St Lucie, FL
20+ yrs exp. commercial collection/late stage specialist. 
Prefer to work from home based office or transfer to Sarasota areamichaelgalan@comcast.net | Resume


Free Posting for those seeking employment in Leasing:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

All “free” categories “job wanted” ads:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm



[headlines]
--------------------------------------------------------------


On Deck Opens New HQ and is Hiring
Mayor Bloomberg Visits Their New Digs

Chief Executive Office Noah Breslow (right) walks NYC Mayor
Michael Bloomberg through the company's operations and explains
the On Deck tech platform for evaluating small businesses.
(Photo: Dave Cross photography)

(New York, NY) New York City Mayor Michael Bloomberg officially ‘opened the doors’ to On Deck’s new NYC headquarters with an inaugural press conference. The company’s new office space is approximately 22,000 square feet, more than double the size of the previous New York office. The company reported experiencing rapid growth and has increased employee count by 100% over the past year. The size of the previous New York office.

The company’s New York headquarters is now located at 1400 Broadway. On Deck is currently hiring for a range of positions in software engineering, data analytics, sales, and marketing. Interested candidates can visit On Deck’s careers page at www.ondeckcapital.com/careers.

A company press released note "Mayor Bloomberg’s speech underscored On Deck’s contribution to the booming New York City technology industry – both in terms of innovation and job growth. The company launched in Manhattan six years ago, and has since experienced 117% compound annual revenue growth, delivering more than $400 million to thousands of Main Street businesses nationwide.

On Deck now counts more than 175 employees, spanning several offices nationwide. On Deck recently added a western regional office in Denver to its existing regional offices in Atlanta, Sarasota, Chicago and Los Angeles. Later this year the company also plans to move its Arlington, VA office into a larger space

Noah Breslow
CEO, On Deck

“Our success can be attributed to a number of factors, including the incredible talent pool New York has afforded us,” stated Noah Breslow, chief executive officer, On Deck. “We were thrilled Mayor Bloomberg took the time to recognize our contribution to technology innovation and its application to solving the challenges of small business owners seeking capital.”


“What’s unique about On Deck is the way they’ve used technology to make it easier than ever for small businesses to access the capital they need to grow and thrive,” said Mayor Michael R. Bloomberg. “On Deck’s tech-savvy model has been great for small businesses, and we’re glad they are choosing to grow here in New York City."


 

 

[headlines]
--------------------------------------------------------------

Leasing Industry Help Wanted


Orange, California

Funding Coordinator

Generate documents & addendum's, approve all signed documents, process, working closely with sales team; responsible for developing positive and strong working relationships both internally and externally.
This is a key position, important for
the growth of Quick Bridge funding

For more description of duties and requirements,
please click on position

www.quickbridgefunding.com
Quick Bridge Funding provides working capital loans
to small and mid-sized companies throughout
the United States. With an innovative program
we provide capital to an to an under-served market.

 

 
 


Business Development Officer
Baltimore-Washington DC Area

Existing client base a plus, work from
corporate office as needed.
Salary plus commission structure,
benefits, expense plan.
Allan Levine 443 796 7337
Nancy Pistorio 443 796 7325
Email: Alevine@madisoncapital.com
or npistorio@madisoncapital.com
A great place to work

www.madisoncapital.com
35 years equipment & vehicle financing full service direct funder
for small to mid-ticket transactions,
with syndication abilities for large ticket.

 

 

For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees.



[headlines]
--------------------------------------------------------------


Curt Ritter runs for Chatham Township Committee
"Curt for Chatham"


Leasing News Person of the Year for 2010 (1), Curt Ritter, CIT Vice President Director of External and Internal Communications, & Media Relations, has his hat in the ring to join the Chatham Township Committee, New Jersey.

Leasing News encourages the citizens in Chatham to seriously consider voting for him, as well as friends or relatives of those who live in Chatham to recommend him.

http://www.curtforchatham.com/

(1) Leasing Person of the Year for 2010: Curt Ritter
http://leasingnews.org/archives/Jan2011/1_04.htm#ritter



[headlines]
--------------------------------------------------------------


I just lost my job----now what?”
Career Crossroad---By Emily Fitzpatrick/RII


Question: I have just lost my job! What are a few things I should do right away?

Answer: I am sorry to hear of your job loss, it is not an easy transition, but try to see the “silver lining” and remain positive. Do not treat the next few weeks as time for a short vacation or to take time off to “think.”

THE VERY NEXT Business Day, accomplish at least two job-hunting tasks. Doing this will put you in the driver’s seat, and you will feel a sense of control:

  • Contact previous colleagues and/or clients informing them that you are in the job market

  • Schedule a network meeting with ex-colleagues and/or friends; this can be accomplished over lunch or via teleconference

  • Reach out to Recruiters in your Industry – your next job probably won’t come from one that is being advertised

  • Update your resume and make it marketable

  • Gather recommendations and letters of reference from ex-colleagues, previous bosses and clients

Build on this momentum and complete at least one of the above tasks EVERY day

In addition:

  • Spend time with a mentor

  • Attend job fairs to gather information regarding hiring trends

Do not forget, when discussing your situation to remain positive – no one wants to hear a Debbie Downer..

There is an exception: when speaking to your Recruiter, they need to know all aspects (positive & negative) of your situation in order to find a good long-term fit for your next career move.

If you cannot find a recruiter or you are getting frustrated, then instead of sitting around, see what is available. Use these two

Leasing News web sites:
http://www.leasingnews.org/Classified/open_funder.html
http://www.leasingnews.org/Classified/Posting_sites.htm

If you find something of interest, contact your recruiter who may be able to learn more as well as open a door for an interview.

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone: 954-885-9241
Cell: 954-612-0567
emily@riirecruit.com
Invite me to Connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html



Business Development Officer
Baltimore-Washington DC Area

Existing client base a plus, work from
corporate office as needed.
Salary plus commission structure,
benefits, expense plan.
Allan Levine 443 796 7337
Nancy Pistorio 443 796 7325
Email: Alevine@madisoncapital.com
or npistorio@madisoncapital.com
A great place to work

www.madisoncapital.com
35 years equipment & vehicle financing full service direct funder
for small to mid-ticket transactions,
with syndication abilities for large ticket.




[headlines]
--------------------------------------------------------------



Leasing 102
by Mr. Terry Winders, CLP


To Lease or Not to Lease to “Non-for Profits”

  • Non-profit is normally used to identify an organization that do ONLY non-profit activities, such as a volunteer fire department, not connected to any municipality. These are normally charity/ social group organization that provide helps to less fortunate people & the environment, including churches. I have leased to the Red Cross, the Salvation Army, and the Mormon Church. They might engage in some small production/ services BUT all proceeds goes to the charity funds (after deduction of the Lower than market rate salary).

  • “Non-for profit” can refer to a profit organization specific activities whereby the proceeds from that particular activity goes to charity & should be distinguish them from the normal activity of the company. This group might also include a scheme where a portion of the sales of the company's normal product as charity or a sponsored activity by the organization where it provides people (its employee) and funds and might gather funds from other organization for good cause & nonprofit.

If a true lease is offered to a “non-for profit” or non-profit lessee, the payments received by the lessor is considered fully taxable for income tax purposes. The lessor cannot take depreciation, even though the lessee is not claiming it. The normal capital recovery benefits (depreciation) cannot be taken as an expense because capital recovery benefits are limited to a business use of the equipment where the business is trying to make a profit. A “non-for-profit” use denies depreciation which means the full payment raises the effect of income tax tremendously. Therefore more leases are not true leases because they have bargain purchase options or an automatic title transfer.

If you offer a bargain option lease, you only pay income tax on the lessors margin (like interest) ---not the payments received. However, you are not considered the owner during a default and you must handle the default just like a loan. In a true lease: you are considered an Article 9 lease and are offered the protections as the owner of the equipment.

The credit quality of the “non-for-profit” on non-profit should play a big part of the decision of what type of lease to offer, but of course the pricing would be different based on the type of lease. So, getting credit information and equipment use information is important prior to presenting a proposal.

Some have budget issues and are looking for irregular payments that tie into their cash flow. This may requires residuals to provide the requested payment and may lead to a mandatory residual purchase to maintain an non true lease.

The market for leasing to “non-profits” is a lot larger than most people think. One of the best markets is churches. They lease everything from pews to sound systems, organs, school buses and signs. The problem is that most of the equipment is poor collateral. The credit needs to stand on its own--- but to check it out requires looking at non-traditional information. On occasion it requires security deposits or advanced payments to shore up the credit, as well as additional collateral, the personal guarantee of the executive director, and sometimes even key members of the board of directors.

A lot of “non-for profits” from fraternal organizations, medical associations, labor unions to private education are excellent lessees but they require different documentation and you also need to check the authority to sign very carefully.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty-five years and can be reached at WindersConsulting@yahoo.com or 502-649-0448

He invites your questions and queries.

Previous #102 Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm

 

Mr. Terry Winders available as Expert Witness. 35 years as a professional instructor to the top equipment leasing and finance companies in the United States, author of several books, including DVD's, as well as weekly columnist to Leasing News. He also performs audits of leasing companies as an expert on documentation, and has acted as an expert witness on leasing for litigation in legal and tax disputes, including before the IRS. He also has taught the senior bank examiners, how to review a bank leasing department, for the Federal Reserve in Washington D.C. and has trained the examiners for the FDIC on how to prepare a lease portfolio for sale.

Mr. Winders received his Master of Business Administration and his Bachelor of Science degrees from the College of Notre Dame.

502.649.0448/WindersConsulting@yahoo.com

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)

[headlines]
--------------------------------------------------------------


Non-Competition Clause in Employment Contract
Invalidated by Georgia court
By Tom McCurnin
Leasing News Legal News Editor


Director and Employee Who Had His Compensation Cut Sued
to Overturn A Non-Competition Clause and Was Successful
Carson v Obor Holding Co., 2012 WL 587267 (Ga. 2012).

Sometimes I think I’m the only one in the United States that hates non-competition clauses. While I understand the necessity of controlling salesmen, but depriving an employee of his or her livelihood seems awfully unfair to me. Indeed, my home State of California has in place some very paternalistic statutes which are designed to protect workers. I also know that this issue is important for equipment lessors who want to maintain vendor relationships, and for sales staff who also want to maintain those same relationships, some of which they brought into the lessor.

Great minds think alike, I guess, and a Georgia Court struck down
a non-competition clause for an employee. The facts follow:

Alan Carson was a director or Obor Holding Company, a Florida company, and a full time employee of one of its wholly owned subsidiaries, Obor Digital, in Georgia. For unknown reasons, Obor severely cut Carson’s salary. Carson, claiming he was constructively fired, filed suit in Georgia to invalidate the non-competition clause.

Obor claimed that the matter had to be litigated in Florida, since there was a forum selection clause, and further argued that the prohibitions against Carson contacting any client or competing against Obor nationally for two years was enforceable. Carson claimed that this would deprive him of his vocation and the national scope of the clause was unenforceable. Carson also argued that the matter could be heard in Georgia, since he lived there, and Georgia has stronger policies for such clauses.

The Georgia trial court disagreed and entered judgment dismissing the case, and sending it to Florida. Carson appealed.

On appeal, the Georgia Court of Appeals held that the matter could be, and should be, decided in Georgia, since Georgia’s policies are quite different than Florida’s. The Court further held that prohibiting any contact with any client, whether or not Carson had any professional relationship with the client was too broad. Finally, the prohibition against Carson competing nationally as opposed to just within specific counties or the State of Georgia was way too broad. The Court reversed and sent the matter back to the trial court.

It is likely that the trial court will have to “blue pencil” the relief, narrowing the scope of the non-competition. However, the trial court may want to throw the whole non-competition out.

The lessons for the equipment lessor or a person in sales are probably obvious:

First, for employees, as eager as the employee might be to find a job, the employee should scrutinize the non-competition and non-solicitation agreements carefully. Don’t overlook the clause, even when the employer says not to worry, that the clause is just boilerplate. He’ll change his mind once you quit, and take some relationships.

Second, if the employee is actually bringing in relationships to the lessor, then this needs to be addressed, and that provision struck at least for the relationships that the employee is bringing with him or her.

Third, for the employer, non-solicitation and non-competition agreements are widely enforced outside of California. A choice of law provision outside the employee’s State may or may not work. If it doesn’t work, then the employer risks litigation. Perhaps it is best for the employer to tailor the provisions of these documents to something reasonable in time (12-24 months), in scope (defining competition and solicitation), and in geographic area (perhaps by county or State). Here, the clause was over-broad, and had it been more reasonably drafted, the trial court may have punted.

Fourth, for the employer, if any of the work is physically located in protective States like Georgia or California, then the employer needs to be carefully think the issue through with competent counsel familiar with the provisions of these States.

Non-Competition Case
PDF file

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Email: tmccurnin@bkolaw.com
Visit our web site at www.bkolaw.com
Previous Tom McCurnin Articles:
http://www.leasingnews.org

Previous Tom McCurnin Articles:
http://www.leasingnews.org/Conscious-Top%20Stories/leasing_cases.html



[headlines]
--------------------------------------------------------------

On Line Equipment Auction List

This is not a list of companies who hold auctions primarily, but those who conduct on line auctions.

asset-auctions.com Online Auctions – Monthly Sales, Weekly Heavy Equipment Auction Every Tuesday. And Bi-Weekly Auctions From The Tennessee Department Of General Services Every Other Tuesday. Now part of Ritchie Bros. EquipmentOne
auctioneerexpress.com Tractor, Mower, Dump Truck, Mower, Cutter, 13 Tire Roller
eBay.com All types of Equipment
eBaymotors.com Trucks and vehicles
govocon.com Both live and virtual online auction format, light and heavy equipment for the construction and transportation industry
govliquidation.com Mostly trucks and related equipment
HeavyEQ.govdeals.com Heavy Equipment, Truck and Machinery Industry
Online Gov't Surplus Auctions - Over 1,000 Government Clients
inplaceauction.com Caters to lessors, lenders, and bankruptcy trustees, conducting both virtual and live auctions of all types of assets including:  Agricultural, Medical, Industrial, Transportation, Trucks, Construction, Real Estate, etc.  Appraisals - on site and desktop.
ironplanet.com Cranes, Trailers, Equipment Trucks
motleys.com Construction Equipment & Trucks
municibid.com Municibid is an online government auctions website designed specifically for the sale of surplus and forfeited/seized goods directly by the government publicsurplus.com
PentonEquipmentAuctions.com

Specializes in government surplus auctions. Browse by equipment or by specific government auctions.

salvex.com Salvaged equipment for both re-seller and end user.
tractorhouse.com Mostly farm equipment
usgovbid.com Government Online Auctions - Servicing Government Agencies for over a Decade

List of many auction sites for consumer and vehicle:
http://www.100auctionsites.com/

Online auction Top Ten Most Popular Sites
(Primarily for consumers or consumer merchandise)
http://online-auction-sites.toptenreviews.com/


[headlines]
--------------------------------------------------------------

 

Top Stories March 25--March 28
(You May Have Missed)


Here are the top ten stories opened by readers:

(1) MAC Financial Services, Scottsdale, Arizona
Bulletin Board Complaint
http://leasingnews.org/archives/Mar2013/3_25.htm#bbc

(2) Pacific Western Bank Responds to Evergreen
Non-Notification
By Christopher Menkin, Publisher
http://leasingnews.org/archives/Mar2013/3_28.htm#pacwest

(3) Archives---March 28, 2000
FlexLeasing (Griffin & Associates) Closes Their Doors
easingnews.org/archives/Mar2013/3_28.htm#archives

(4) Copier Leases Got a Little Harder in California
---Cannon Business System Loses Appeal
By Tom McCurnin & Kit Menkin, Editor
http://leasingnews.org/archives/Mar2013/3_25.htm#copier

(5) Leasing 102 by Mr. Terry Winders, CLP
Credit Turnaround Time
http://leasingnews.org/archives/Mar2013/3_25.htm#credit

(Tie) (6) Banks Lending or Not Lending?
Conversation with Deborah Monosson
http://leasingnews.org/archives/Mar2013/3_28.htm#banks

(Tie) (6) How do I handle 'age' in an interview?"
Career Crossroad---By Emily Fitzpatrick/RII
http://leasingnews.org/archives/Mar2013/3_25.htm#crossroad

(7) New York City Investors’ Conference Equipment Finance
By Bruce Kropschot, The Alta Group
http://leasingnews.org/archives/Mar2013/3_25.htm#nyc

(8) Companies who utilize Evergreen Clauses for Extra Lease Payments
http://leasingnews.org/archives/Mar2013/3_28.htm#evergreen

(9) Court Invalidates $21,000 Copier CoActiv Lease
to Put Out to Bid by Sergio I. Scuteri
http://leasingnews.org/archives/Mar2013/3_28.htm#court

(Tie) (10) 10 Ways Samsung's Galaxy S4 Is Better Than The iPhone 5
http://www.sfgate.com/technology/businessinsider/article/10-Ways-Samsung-s-Galaxy-S4-Is-Better-Than-The-4380212.php

(Tie) (10) New Hires---Promotions
http://leasingnews.org/archives/Mar2013/3_28.htm#hires

 

(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

[headlines]
--------------------------------------------------------------


First Quarter Housing report and the Economy
by Al Schuler


 










 




Why Choose Advanced Property Tax Compliance?

Dedicated to the leasing industry
click here to learn more. 

Hear What Our Clients say about us 
click here

Gary DiLillo, President 440.871.0555 or gary@avptc.com

 

 

 

[headlines]
--------------------------------------------------------------

### Press Release ############################

Go Local During Community Banking Month
April is ICBA Community Banking Month


Washington, D.C. —The Independent Community Bankers of America® (ICBA) and its nearly 5,000 community bank members are kicking off ICBA Community Banking Month by encouraging small business owners and consumers to bank locally with a community bank. By doing so, customers will make a hometown investment they can be proud of because community banks put local deposits back to work right where it belongs—in the community.

Bill Loving, ICBA Chairman
CEO, Pendleton Community Bank

“Community banks help area families achieve financial stability while also driving small business lending in their communities—all of which helps their local economy and community to thrive,” said Bill Loving, ICBA chairman and president and CEO of Pendleton Community Bank in Franklin, W.Va. “Throughout the month of April, our goal is to celebrate the unique role that community banks serve in our nation’s economic system while helping to educate consumers and small business owners about the benefits of banking locally with their community bank.”

By driving local economies and creating local jobs, community banks are an integral part of our nation’s financial system. With nearly 5,000 members, representing more than 24,000 locations nationwide and employing 300,000 Americans, ICBA members hold $1.3 trillion in assets, $1.1 trillion in deposits, and $800 billion in loans to consumers, small businesses and the agricultural community. There are almost 7,000 community banks, including commercial banks, thrifts, stock and mutual savings institutions, with more than 50,000 locations throughout the United States. Assets may range from less than $10 million to $10 billion or more. Community banks constitute 96.8 percent of all banks.

“Community banks are relationship lenders that thrive when their customers and communities do the same. Taking care of customers and looking out for the best interest of local communities is the community banking business model,” said Loving.

To find your community bank, visit ICBA’s Community Bank Locator at www.banklocally.org. Simply type in your ZIP code and you will see community banks in your area. Customers can also download the free ICBA bank locator apps on their iPhone, Android or BlackBerry devices.

To follow the conversation on Community Banking Month, follow the hash tag #golocal on Twitter. To learn more about community banks, visit www.icba.org.

About ICBA
The Independent Community Bankers of America®, the nation’s voice for nearly 7,000 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services. For more information, visit www.icba.org.

 

#### Press Release #############################

 



[headlines]
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Classified ads— Collector/Collections/Consultant/Communications

Leasing Industry Outsourcing
(Providing Services and Products)

Collector / Collections / Consultant / Communications

Collector: Atlanta, GA
Asset Recovery Specialist. We get your money or we get your > equipment back for you. Physical Asset Recovery Experts!
E-mail: mcrouse911@joimail.com
Collector: Cleveland, OH 
Huntley Capital & Associates is your solution to late payments, no payments, and asset recovery. Call 216-337-7075. 
Email: ghpatey@msn.com 
Collections: Dallas, Texas
Contingency Fee basis. Receivables Outsourcing. We are a fully bonded nationwide licensed agency. We collect for nationally known banks and leasing companies. 
800-886-8088.
Collector: Los Angeles, CA
Expert skiptracers covering Southern California. We locate skips, judgment debtors and collateral. When you can't get the job done in house, give us a call at
1-800-778-0794.
E-mail: ceo@interagencyLA.com
Collector: Louisville, KY
We are a full service collection agency with attorney network. 21 years experience. Please call Jon Floyd, VP at 1-800-264-6850 
email: jfloyd@collectcsg.com
Collector: Louisville, KY 
Euler Hermes/UMA 92 year old Global Receivables Outsourcing. Presence in 143 Countries. Work w/ 4 out of 5 Fortune 500 firms. Contingency Fee Structure.
20% off first time clients.!
Andrew.Newton@eulerhermes.com
1-800-237-9386 x 205.
Collector: Mandeville, MI
International commercial collection services all fees are on contingency on line access.
E-mail: rmelerine@collect-now.com 
www.drspay.com
www.collect-now.com 


Collector: Milwaukee, WI 
We specialize in ATM machine reposession and remarketing. We can get you top dollar for your inventory.
E-mail: bdperry1@yahoo.com 

Collector: Nationwide
End of lease negotiations & enforcement. Third-party collections. Skip-tracing. Background checks. Credit & asset investigations. 15+ years in leasing industry. Providing services to clients nationwide.
800-824-0234
johnkenny2@verizon.net

Collector: Saint Louis, MO
Complete commercial collection agency. Licensed bonded in all states and will out performed any other agency!
Call 1-800-659-7199 ext.315
E-mail: jfloyd@lindquistandtrudeau.com
Consultant: Nationwide
25 yrs. experience: Creating/Refining Business Plans to raise capital· Credit Underwriting support/policy/procedure development · Operations Support/policy/procedure development.
Call: 610-246-2178, McCarthy Financial, LLC,David.mccarthy@mccarthy-financial.com
Consultant: Burlington, CT
We provide our clients with a full range of consulting services such as portfolio conversions, reconciliation, custom programming and leasing operations utilizing InfoLease. 
Email: info@new-millennium-assoc.com
Consultant: Europe
15 years doing deals/running own technology leasing company – looking to advise/ lead new entrants to take advantage the European market opportunity.
www.clearcape.co.uk or kevin.kennedy@clearcape.co.uk 
Consultant: Henderson, NV
Focus on new business development and process efficiencies to create incremental revenue and profitability. Executive level vendor experience, and satisfied outsourcing clients. Incredible track record.
E-mail: rbutzek@cox.net

Consultant: Sausalito, CA
Lease trainer and consultant. 38 years in equipment leasing. Expert in transaction analysis, financial statement analysis, credit, packaging, structuring. Presents highly popular classes and workshops.
E-mail:BoTei@aol.com

Consultant: North of Detroit, MI 
INFOLEASE EXPERT - 18 years experience. Since being downsized in 2002, working as a consultant for several leasing companies. Seeking consulting projects nationwide. 
E-mail: darwint@prodigy.net

Consultant: Ridgefield CT.
Lisa Lersner w/20 years exp. specializing in leasing technology now providinglessor selection andmanagement services, includingthe securing of debt and equity and acquisition guidance services.
Email: 
email
leasefinanceconsulting.com

Communications:Chassell, MI

Cartoons on business, finance & computers. Use for your presentations, website, newletter, direct

mail projects etc. Fees are negotiable. 
Email: dan@danscartoons.com 
Go to http://www.danscartoons.com

 


All "Outsourcing" Classified ads (advertisers are both requested
and responsible to keep their free ads up to date:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing.htm

How to Post a free "Outsourcing" classified ad:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing-post.htm

 

John Kenny Receivables Management
www.jrkrmdirect.com

• End of Lease Negotiations & Enforcement
• Fraud Investigation
• Credit Investigations
• Asset Searches
• Skip-tracing
• Third-party Commercial Collections

The Solution to Your Credit & Accounts Receivable Needs 
John Kenny
315-866-1167 |  John@jkrmdirect.com

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)

[headlines]
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Collie/Terrier Mix
Madison, New Jersey Adopt-a-Dog


Axle

Pet ID: 14918
Male
Age: 10 months
Primary Color: Tan
Secondary Color: White
Neutered
Up-to-Date with routine shots

St. Hubert’s Animal Welfare Center
Madison, Madison, NJ • 973-377-2295
rburton@sthuberts.org
Web Address
http://www.petfinder.com/shelters/NJ04.html
OPEN SUNDAY TO TUES NOON-4
WED-SAT NOON-6

 

Adopt-a-Pet by Leasing Co. State/City
http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm

Adopt a Pet
http://www.adoptapet.com/

 

[headlines]
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News Briefs----

 

GE Says It Has No Plan to Spin Off Financial Unit
http://www.businessweek.com/news/2013-03-20/ge-capital-credit-swaps-surge-on-report-of-potential-spinoff

FDIC sues Faye Pantazelos, others in 2010 Chicago bank failure
http://www.chicagobusiness.com/article/20130328/NEWS01/130329772

Exchange Bank saved millions in TARP auction
http://www.northbaybusinessjournal.com/71185/exchange-bank-saved-millions-in-tarp-auction/

Choice of Plans Under Health Law Delayed for Small Firms
http://www.nytimes.com/2013/04/02/us/politics/option-for-small-business-health-plan-delayed.html?hp

Tesla soars to all-time high after CEO Elon Musk says company now profitable
http://www.mercurynews.com/business/ci_22915765/tesla-now-profitable-shares-all-time-high-elon-musk

"55" Brands Rocking social Media with Visual Content
http://bulldogreporter.tradepub.com/free/w_hubs50/prgm.cgi


 

[headlines]
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---You May Have Missed

Local----Tricks of the Local Restaurant Trade
http://www.qsrmagazine.com/menu-innovations/tricks-local-trade?utm_campaign=20130401&utm_source=jolt&utm_medium=email




[headlines]

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SparkPeople--Live Healthier and Longer


SparkPeople--Live Healthier and Longer


Spark People Mobile Aps
http://www.sparkpeople.com/mobile-apps.asp

 

[headlines]
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Spring Poem

Spring Poem

        Sonnet 98 

                by William Shakespeare (1609)

From you have I been absent in the spring
When proud-pied April, dress’d in all his trim,
Hath put a spirit of youth in every thing,
That heavy Saturn laugh’d and leap’d with him.
Yet nor the lays of birds, nor the sweet smell
Of different flowers in odour and in hue,
Could make me any summer’s story tell,
Or from their proud lap pluck them where they grew:
Nor did I wonder at the lily’s white,
Nor praise the deep vermilion in the rose;
They were but sweet, but figures of delight,
Drawn after you, you pattern of all those.
Yet seem’d it winter still, and you away,
As with your shadow I with these did play.

 



[headlines]

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Sports Briefs----


Browns trade Colt McCoy to 49ers for draft picks
http://www.cbssports.com/nfl/blog/eye-on-football/21989463/browns-trade-colt-mccoy-to-49ers-for-late-round-draft-pick

Cardinals release former starting QB John Skelton
http://www.cbssports.com/nfl/blog/eye-on-football/21989776/cardinals-release-former-starting-qb-john-skelton

Flynn to Raiders makes common sense
http://overtime.blogs.pressdemocrat.com/10609/flynn-to-raiders-makes-common-sense/

49ers Launch "Jim Harbaugh Clothing Collection" for April Fool's
http://blog.sfgate.com/49ers/2013/04/01/49ers-launch-jim-harbaugh-collection-for-april-fools/

 

[headlines]
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California Nuts Briefs---


Judge rejects bid to halt Stockton bankruptcy
http://www.sacbee.com/2013/04/01/5308036/stockton-bankruptcy-challenge.html



[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

A Vibrant Wine Culture in the Piedmont (No, Not That One)
http://www.nytimes.com/2013/04/03/dining/north-carolinas-vibrant-new-wine-culture-the-pour.html?ref=dining

Wineries receive grant to boost N.J. tourism
http://www.njherald.com/story/21836980/2013/03/30/wineries-receive-grant-to-boost-nj-tourism

Record year for grape growers | Washington Association of Wine Grape Growers
http://www.blscourierherald.com/lifestyle/200752171.html

Vintners head to China
http://napavalleyregister.com/lifestyles/food-and-cooking/wine/vintners-head-to-china/article_0ca12c90-9800-11e2-9945-001a4bcf887a.html

Wine Spectator’s The Grand Tour in S.F.
http://napavalleyregister.com/lifestyles/food-and-cooking/wine/wine-spectator-s-the-grand-tour-in-s-f/article_1ffb67f6-9800-11e2-b55b-001a4bcf887a.html

 

Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm


[headlines]
----------------------------------------------------------------

This Day in History

 

      1513- Juan Ponce de Leon discovered Florida, landing at the site that became the city of St. Augustine. He claimed the land for the King of Spain.
    1792-the first US Mint was established at Philadelphia, PA, as authorized by an act of Congress. Copper coins were authorized in one cent and half-cent ( coined until 1857). Gold coins in $10 Eagles, $5 half-eagles, and quarter eagles $2.50. It was not until 1849 that $20 double eagles and $1 gold pieces were authorized. All gold coins were discontinued by the Gold Reserve Act of January 30, 1934 that stated “ no gold shall hereafter be coined.” Silver coins were the half dollar, quarter dollar, dime, and half dime, until 1873, when Congress enacted what was known as
“the crime of 73”, that made gold the sole monetary standard. The first paper money was issued by Native Americans in Oregon, the Araphos. Paper money was not authorized until July 17, 1861 and August 5, 1861 by Congreesss
    1829-the Bank deposit insurance law was enacted in the state of New York, assessing banks one-half percent of capital stock until 3 percent was set aside " ...for the benefit of the creditors. Banks, their officers, and their servants were required to be examined under oath at least once every four months.
    1850-First masquerade ball in San Francisco with 600 guests. The event was organized by Tiffany Shlain and in 1998 moved to the Palace of Fine Arts with 2,000 guests.
    1860--The birthday of Mary Raymond Shipman Andrews, author of The Perfect Tribute (1906) which sold more than 600,000 copies. It recounts the fictionalized meeting of Lincoln and a dying Confederate soldier during which Lincoln finds out the popularity of the Gettysburg Address. Her son became dean of the College of Law of Syracuse University. 
    1863- Richmond, Virginia Bread Riot: The women who marched through the streets of Richmond, Virginia, demanding food. Facing them, Confederate President Jefferson Davis was equally adamant: If the protesters did not disperse, they would be shot. Indicative of conditions in the Confederate capital of Richmond, VA, an angry mob's demands for bread from a bakery wagon escalated into the destruction of nearby shops. Confederate president Jefferson Davis, in a bold move, stepped into the angry crowd and stated, "We do not desire to injure anyone, but this lawlessness must stop. I will give you five minutes to disperse, otherwise you will be fired upon." The mob dispersed without bloodshed.
http://americanhistory.about.com/library/prm/blrichmondbreadriots1.htm
    1865-the evacuation of Richmond, VA, was urged by General Robert E. Lee, who informed Confederate President Davis that he himself must withdraw from Peterburg, VA. Davis left the city that night with his cabinet, retreating to Danville. The now small Confederate army begin evacuation of Petersburg. Many believe it was General Grant and his troops that burned Richmond down, but that is not correct, according to historians and records of the time. “ Richmond, meanwhile, burned, as fires set by fleeing Confederates and looters raged out of control.”
http://memory.loc.gov/ammem/today/apr02.html
    1866- Civil War Officially Ends. The state of “insurrection” was declared over by presidential proclamation in Georgia, South Carolina, Virginia, North Carolina, Tennessee, Alabama, Mississippi, Louisiana, Arkansas, and Florida. It was not until August 2 that the president announced that the “insurrection” was at an end in Texas, and that civil authority existed in the United States.
    1908-the first professional to manage a city, now called “City Manager” and the most prevalent form of city government in the United States, was Charles Edward Ashburner of Richmond, VA. He was elected general manager by the city council of Staunton, VA. Prior to this time, the mayor was the manager of each city. This was the first “professional city manager”, who’s first year salary was $2,000; the second year salary, $2,500. He served until July, 1911.
    1909-Birthday of 1909 Hymie Schertzer Birthday ( alto player with Bunny Berrigan, Benny Goodman )
    1918- birthday of the renowned African-American artist, Charles White, who began his professional career by painting murals for the WPA during the Depression. He was influenced by Mexican muralists Diego Rivera and David Alfaro Siquieros. Among his most notable creations are: J'Accuse (1966), a series of charcoal drawings depicting a variety of African-Americans from all ages and walks of life; the Wanted posters (c.. 1969), a series of paintings based on old runaway slave posters; and “homage to Langston Hughes” 1971.
http://www.charleshwhite.com/
    1928-vocalist/songwriter Marvin Gaye born Washington, DC. Sang in his minister father's church. With Harvey Fuqua in re-formed Moonglows. To Detroit in 1960. Session work as a Motown studio drummer. First recorded for Tamla in 1961. To Columbia in 1982. Fatally shot by father during quarrel on 4/1/84 in Los Angeles. Inducted into Rock and Roll Hall of Fame in 1987.http://www.rollingstone.com/artists/bio.asp?oid=3020&cf=3020
http://www.soul-patrol.com/soul/marvibd.html
    1931-Jackie Mitchell, 17, became the first woman to pitch in a professional baseball game after she was signed to a contract by the Chattanooga Lookouts of the Southern Association. In an exhibition game against the New York Yankees, Mitchell struck out Babe Ruth ( who took strike three) and Lou Gehrig ( who gallantly missed three straight pitches) before Tony Lazzeri walked.
    1932 -- Charles Lindbergh pays over $50,000 ransom for his kidnapped son.
     1935--The birthday of Georgia Geyer, distinguished recipient of many journalistic and writing awards, was even imprisoned at one time because of her reportage. Her autobiography is part of the distinguished Radcliffe College series of outstanding American women. 
    1942-Glenn Miller records patriotic “ American Patrol.”
    1947--Country singer Emmylou Harris was born in Birmingham, Alabama. She first hit the country charts in 1975 with a remake of the Louvin Brothers "If I Could Only Win Your Love," which went all the way to number one. Her other number-one country songs include "Together Again" and "Sweet Dreams," both from 1976. Although her early albums contained a mixture of country, ballads and rock, Harris has never been able to register a significant pop hit. In 1979, she began concentrating on pure country material, much of it produced by her husband, Brian Ahern. Harris was part of the hit "Trio" album with Dolly Parton and Linda Ronstadt in 1987. 
    1948---Top Hits
Now is the Hour - Bing Crosby
I’m Looking Over a Four Leaf Clover - The Art Moonie Orchestra
Beg Your Pardon - Francis Craig
Anytime - Eddy Arnold
    1956-“As the World Turns” premiered on TV, one of the longest-running soaps currently on the air, "ATWT" premiered on CBS. The series is set in Midwestern Oakdale and revolves around the Hughes family and their neighbors. Irma Phillips was the show's creator and head writer. Some of its cast members who made it big are: Meg Ryan, Julianne Moore, Michael Nader, Steven Weber and Swoosie Kurtz.
    1956-"The Edge of Night" premiered on CBS . Though the plots initially revolved around crime and courtroom drama, the serial's format soon developed along more conventional soap story lines of romance. The soap shifted to ABC in 1975 but was cancelled in 1984. Larry Hagman, Dixie Carter, Lori Loughlin, Willie Aames and Amanda Blake were some of the show's most prominent players.
    1956---Top Hits
The Poor People of Paris - Les Baxter
Heartbreak Hotel - Elvis Presley
Rock Island Line - Lonnie Donegan
Blue Suede Shoes - Carl Perkins
    1957--- Elvis Presley played two concerts before 23,000 people at Maple Leaf Gardens in Toronto. Presley performed outside the US only four times in his career - the two concerts in Toronto, one the next night in Ottawa and a later performance in Vancouver. The 15,000 fans who attended the second Toronto show was the largest audience the 22-year-old Elvis had faced. But before Presley came on, people had to sit through an hour of warm-up acts, including an Irish tenor, a rock 'n' roll tap dancer and a comedian who did an imitation of a woman taking off a girdle. 
    1961- Trial of Adolf Eichmann begins in Jerusalem 
http://www.us-israel.org/jsource/Holocaust/eichmann.html
    1963 -- Reverend Dr. Martin Luther King begins the first non-violent campaign in Birmingham, Alabama, followed by a sit-in on April 3rd.
http://mlk-kpp01.stanford.edu/index.php/encyclopedia/encyclopedia/enc_birmingham_campaign/ 
http://en.wikipedia.org/wiki/Bull_Connor
    1964-The Beach Boys record "I Get Around", which will become their first US #1 single by the following July, selling nearly two million copies.
    1964---Top Hits
She Loves You - The Beatles
Twist and Shout - The Beatles
Suspicion - Terry Stafford
Saginaw, Michigan - Lefty Frizzell
    1965-Freddie And The Dreamers record "Do The Freddie", a song that was put together quickly after American audiences wanted to know more about the swaying motion that lead singer Fred Garrity seemed to do on stage.
    1966-- Herb Alpert and the Tijuana Brass set a chart record when four of their albums make the Top 10 of the Billboard album chart at the same time.
    1969 - The Milwaukee Bucks of the National Basketball Association signed Lew Alcindor for a reported $1,400,000 five-year contract. Alcindor soon changed his name to Kareem Abdul-Jabar and his team to the Los Angeles Lakers.
    1969-Frank Sinatra's version of "My Way" entered the Billboard Hot 100 where it would rise to #27. In the UK, the song would spend an amazing 75 weeks in the Top 40, peaking at #5. 
    1971--- Janis Joplin's LP Pearl hits #1 
    1971-Ringo Starr releases his solo hit, "It Don't Come Easy." It would become his first top-10 hit.
    1972---Top Hits
A Horse with No Name - America
Puppy Love - Donny Osmond
Mother and Child Reunion - Paul Simon
My Hang-Up is You - Freddie Hart
    1974 - 46th Annual Academy Awards presentation at the Dorothy Chandler Pavilion in Los Angeles! Hosting the film industry celebration were John Huston, David Niven, Burt Reynolds, and Diana Ross. Pictures this year included: "Serpico", "The Exorcist", "Jonathan Livingston Seagull", "The Day of the Jackal", "American Graffiti", "Papillon", "Jesus Christ Superstar", "Last Tango in Paris", "Live and Let Die", "Cinderella Liberty". And this list doesn’t even include The Best Picture of the Year, "The Sting" (producers: Tony Bill, Michael Phillips, Julia Phillips). "The Sting" won six additional Oscars: Director (George Roy Hill); Art Direction (Henry Bumstead)and Set Decoration (James Payne); Costume Design (Edith Head); Film Editing (William Reynolds); Scoring/Original Song Score/Adaptation: (Marvin Hamlisch); Writing/Original Story/Screenplay based on Factual Material or Material Not Previously Published or Produced (David S. Ward); plus three additional nominations. Nor does it include these Oscar winners: Best Actor: Jack Lemmon for "Save the Tiger"; Best Actress: Glenda Jackson for "A Touch of Class"; Best Supporting Actor: John Houseman for "The Paper Chase"; Best Supporting Actress: Tatum O’Neal for "Paper Moon"; and Best Music/Song: "The Way We Were" -- Marvin Hamlisch (music), Alan and Marilyn Bergman (lyrics) from the movie of the same title.
http://www.infoplease.com/ipa/A0149268.html
    1975 - The northeastern U.S. was in the grips of a severe storm which produced hurricane force winds along the coast, and two to three feet of snow in Maine and New Hampshire. Winds atop Mount Washington NH gusted to 140 mph.
    1975 - The biggest snowstorm of record for so late in the season paralyzed Chicago, IL. Up to 20 inches of snow fell in extreme northeastern Illinois, and 10.9 inches of snow closed Chicago's O'Hare Airport.
    1977 - "Sir Duke," Stevie Wonder’s tribute to Duke Ellington, was released.
    1978-“Dallas” premieres on TV: Oil tycoons battled for money, power and prestige in this prime-time CBS drama that ran for nearly 13 years. The Ewings and Barneses were Texas's modern-day Hatfields and McCoys. Larry Hagman starred as the devious, scheming womanizer J.R. Ewing. When J.R. was shot in the 1980 season-ending cliffhanger, the revelation of the mystery shooter was the single-most watched episode of its time (it was Kristin, J.R.'s sister-in-law, played by Mary Crosby). Cast members included Jim Davis, Barbara Bel Geddes, Donna Reed, Ted Shackelford, Joan Van Ark (who, along with Shackelford, starred in the spin-off "Knots Landing"), Patrick Duffy, Linda Gray, Charlene Tilton, David Wayne, Keenan Wynn, Ken Kercheval, Victoria Principal and Steve Kanaly.
http://timstvshowcase.com/dallas.html
    1979-Nickelodeon, the cable TV channel for kids owned by MTV Networks, debuted on this date.
    1980---Top Hits
Another Brick in the Wall - Pink Floyd
Working My Way Back to You/Forgive Me, Girl - Spinners
Call Me - Blondie
I’d Love to Lay You Down - Conway Twitty
    1980- Anne Murray won four Juno Awards, including best single for "I Just Fall in Love Again." Show host Burton Cummings was named top male vocalist.
    1982 - Severe thunderstorms spawned fifty-six tornadoes in the central U.S., including seventeen in the Red River Region of Texas and Oklahoma. The tornadoes claimed thirty lives, and injured 383 other persons. A violent tornado near Messer OK left only the carpet tack strips on the slab of a house it destroyed, and carried a motel sign thirty miles.
    1984 - John Thompson became the first black coach to lead his team to the NCAA college basketball championship. Georgetown’s Hoyas defeated Houston 84-75 in Seattle for the win. Thompson’s team in 1982 had finished second to North Carolina for the championship. 
    1985 - One day after its release, the album, "We are the World" was certified gold, when its sales reached an excess of 500,000 copies.
    1985 - The NCAA Rules Committee adopted the 45-second shot clock for men’s basketball, to begin in the 1986 season. It was an effort to thwart the end-of-game stalls that kept opposing teams from scoring in close contests. 
    1987 - Eleven cities in Florida reported record low temperatures for the date, including Tallahassee with a reading of 31 degrees. The low of 48 degrees at Key West smashed their previous record for the date by 13 degrees
    1987-- Canadian country rocker k.d. lang made her Los Angeles debut at The Roxy nightclub. Among the audience of 1,200 people were reviewers for the major newspapers and record industry executives. Lang's appearance came as her "Angel with a Lariat" was beginning its climb up the Billboard country chart.
    1988---Top Hits
Man in the Mirror - Michael Jackson
Get Outta My Dreams, Get Into My Car - Billy Ocean
I Want Her - Keith Sweat
Love Will Find Its Way to You - Reba McEntire
    1989 - Strong and gusty winds prevailed from California to Colorado and Wyoming. Winds gusted to 50 mph at Lancaster CA, and reached 85 mph at Berthoud Pass CO. Snow and high winds created blizzard conditions in the Colorado Rockies.
    1990 - Thunderstorms produced severe weather in North Carolina and Virginia during the afternoon and evening. Thunderstorms produced golf ball size hail, and spawned a tornado near Chester VA which caused half a million dollars damage. A storm system produced snow and gale force winds across northern Michigan, with 8.3 inches of snow reported at Marquette. Temperatures in the north central U.S. soared from morning lows in the 20s and 30s to afternoon highs in the 60s and 70s. Eight cities reported record highs for the date, including Havre MT with a reading of 77 degrees.
    1996- Tiger first baseman Cecil Fielder steals the first base of his eleven-year career. The swipe of second comes in the 1,097th game 'Big Daddy's' has played in the majors establishing the longest duration a player has ever gone without a stolen base.
    1996-In a Chicagoland Collegiate Athletic Conference baseball game, St. Francisco of Illinois humiliated Robert Morris, 71-1, in a game that Robert Morris coach Gerald McNamara declared over after four innings. St. Francis scored 26 runs in the first inning, 22 in the second, 4 in the third, and 19 in the fifth. The Fighting Saints broke a dozen NCAA Division II records and tied four others.
2001 On Opening Day, Yankee fireballer Roger Clemens becomes the all-time AL career strike out leader passing Walter Johnson as he Ks Royals Joe Randa for his 3,509 Junior circuit victim. Passing the 'Big Train, the 'Rocket' now takes over the seventh spot in major league history.
    2001- For the first time in major league history, a Japanese-born position player participates in
a regular-season major league game. Ichiro Suzuki, hitless in his first three at-bats, singles in the seventh inning to ignite a two-run rally and bunts for a hit in the eighth in his Mariner debut at Safeco Field.
    2001—Duke University wins the NCAA Basketball Championship
http://sportsillustrated.cnn.com/basketball/college/2001/ncaa_tourney/news/
2001/04/02/final_gamer_ap/

    2003- Mike Bordick's record streak for games and chances without an error by a shortstop
ends as Yankee outfielder Bubba Trammell's third inning grounder tips off his glove. After converting a fielder's choice in the first inning he misplays his second chance of the game establishing 544 chances and 110 consecutive games without an error a new major league mark for shortstops.
    2003- Todd Zeile homers in first at-bat as a Yankee becoming the only major leaguer to hit a home run for ten different teams. In addition to homering with the Bronx Bomber, the infielder has also gone deep for the Cardinals, Cubs, Phillies, orioles, Dodgers, Marlins, Rangers, Mets, and Rockies.

 

NCAA Basketball Champions This Day

    1984---Georgetown
    1990—UNLV
    2001---Duke


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SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

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Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

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http://www.gasbuddy.com/
http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

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Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

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Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

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