Add me to mailing list | Change email  Search
Advertising | All Lists | Archives | Classified Ads | This Day In American History

Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

kitmenkin@leasingnews.org
   

National Sales Representatives
Experienced, with existing business to bring, all industries. Salary plus commission, good benefit package. AXIS - A, B, C lender for small and mid-ticket markets. Call Jean Harlow– 800.994.0016
email or forward resumes to: HR@Axiscapitalinc.com

axiscapitalinc.com
   Growing with fast approvals and quick fundings

 


Tuesday, April 8, 2014


Today's Equipment Leasing Headlines

John Miranda Passes Away
 Former AT&T Capital Credit Leader/CIT Vendor Finance
  Classified Ads---Collections
NEFA’s 2014 National Equipment Finance Summit
 --- Mood upbeat and forward thinking ---
  Coda: Brad Peterson/Bruce Smith
Leasing 102 by Mr. Terry Winders, CLP
 Kickbacks
  California Court Strikes Down Default Provision
   for Single Late Payment
    By Tom McCurnin
     “They First Want a Phone Interview…”
       Career Crossroad---By Emily Fitzpatrick/RII
     Classified Ads---Help Wanted
Mobile Devices Nearly Doubled Americans' Online Time
 Photo for Leasing News
  Marcus Davin of Benchmark Financial Groups
   Top Stories March 31---April 4
     (You May Have Missed One)
      80 Degrees in Saratoga, California, Sunday, April 6
       Credit Card Charge Backs Growing
        Short Haired Doberman/Cattle Dog
         Scottsdale/Phoenix, Arizona Adopt-a-Dog
          Classified ads—Finance/Human Resources
News Briefs---
 Banco Popular seeks to exit Chicago market via a sale
  Financial One Credit Union Truck Leasing
   What Ever Happened to Food Trucks?
    Semiconductor Market Place Down 11%
     2013 was 'a good time to fly' according to airline ratings
      Around the World in 31 Coffees [infographic]
       Restaurant industry adds 30,000 jobs in March
        Two former Miller/Coors employees accused of embezzling millions

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org

  You May have Missed---
   SparkPeople--Live Healthier and Longer
  Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

Please send to a colleague and ask them to subscribe.
We are free.



[headlines]

--------------------------------------------------------------

John Miranda Passes Away
Former AT&T Capital Credit Leader/CIT Vendor Finance

"I am sorry to advise of the passing of John Miranda at age 65 on March 9, 2014. John was a much admired credit leader at AT&T Capital who remained through the transitions to Nomura, Newcourt, The CIT Group, Tyco Capital and the CIT IPO. He was promoted to become business leader of the Latin American business unit with headquarters in Miami and later became President of Global Vendor Finance with offices in 25 countries around the world.

"John traveled millions of miles during his career providing steadfast leadership to his worldwide team so distant from the ongoing changes in New Jersey.

"He retired in 2006 and moved to Portland, Oregon in 2012 to advise his youngest son as he opened a successful restaurant. He leaves his wife of 33 years Paula, and children Jared, Jayne and Travis. John will be greatly missed by many former colleagues and friends in the industry, and we express our heartfelt condolences to his family."

Michael A. DeBernardi
Executive Vice President, Chief Operating Officer
Oritani Bank

(Mr. DeBernardi was formerly Chief Credit Officer of AT&T Capital. Editor)

 

[headlines]
--------------------------------------------------------------

Classified Ads---Collections

(These ads are “free” to those seeking employment or looking
to improve their position)


Long Grove, Illinois

Financial services professional with a proven track record of positively impacting corporate finances through effective management of cash flow, collections and financial assets. Strategic thinker capable of analyzing financial issues and processes in order to implement changes that improve efficiency and profit margins. Well-versed in all aspects of corporate financial affairs. roborgaard@aol.com | Resume


Free Posting for those seeking employment in Leasing:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

All “free” categories “job wanted” ads:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

 


[headlines]
--------------------------------------------------------------

##### Press Release ############################

NEFA’s 2014 National Equipment Finance Summit
--- Mood upbeat and forward thinking ---


Scottsdale, Arizona − Over 190 commercial equipment finance professionals from across North America gathered at the National Equipment Finance Summit, April 2nd through 4th, at the Scottsdale Resort & Conference Center in Scottsdale, Arizona.

In addition to the wonderful Scottsdale weather, they enjoyed lots of networking, a full range of educational breakout sessions and discussions, and the Summit’s largest and most varied array of table-top exhibits ever.


Gerry Egan
NEFA, Exec. Director

“This was the best attended Summit in NEFA’s history” said Gerry Egan, Executive Director of the National Equipment Finance Association. “We had more attendees in every category and the largest number of exhibitors we’ve had so far” Egan said.


Kyle Gilliam CLP, NEFA President
President, Arvest Equipment Finance

Kyle Gilliam, CLP, of Arvest Equipment Finance, NEFA’s President, said “There’s so much opportunity right now and the Summit gave attendees a chance to share ideas and best practices as they focus their strategies and sharpen their skills. There was lots of interest in our exhibitors, which is always a good sign of growth.”

Gilliam went on to say “We’re also very pleased at the large number of first time attendees who joined us at the Summit and the wonderful comments we had about the strength and depth of our full slate of educational sessions.”


Chris Lerma
Vice-President, Allegiant Partners

The 2014 Summit Chairperson was Chris Lerma, CLP, of Allegiant Partners. Lerma said “We put a lot of effort into developing our educational program and my team of volunteers was able to recruit an impressive list of presenters and panelists. There was a little something for everyone and each program offered some in-depth content.”


Erick Bunnell
Equipment Finance Specialist

Eric Bunnell, CLP, also of Arvest Equipment Finance, was formally announced as the newest Certified Leasing Professional by Reid Raykovich, CLP, Executive Director of the CLP Foundation, and David Normandin, CLP, of Banc of California, President of the CLP Foundation, during lunch on Thursday, April 3rd.

It wasn’t all work and business, though. Mark McKissick, of Banc of California, who had organized a Golf Networking and Fund Raiser for the day before, recognized the event’s winners and then presented some other less serious prizes and accolades to some of the other golfers.

All net proceeds from the golf event went to the Chris Walker Education Fund. Chris Enbom, CLP, of Allegiant Partners, and Randy Haug, of LeaseTeam, two of the committee members responsible for administering the Fund, were on hand to thank the golfers and speak to the attendees about the Fund.

The lunch wrapped up on a decidedly funny note thanks to a surprise visit by New York comedian, Joe DeVito. DeVito, who has appeared on Comedy Central, Last Comic Standing and The Late Late Show, shared some thoughts about middle age and beyond, and about the intricacies of personal relationships, which sure seemed to strike a familiar chord with a lot of attendees.

The whole conference wrapped up on Friday afternoon with prize drawings which included two free attendee certificates to upcoming NEFA conferences; a couple of tablet computers sponsored by Allegiant Partners and ECS Financial; TValue software donated by TimeValue Software; a law book donated by Winston and Winston, P.C.; and some gift cards donated by Business Credit Reports.

NEFA’s next full scale conference is the 2014 Funding Symposium which will be held September 18th through 20th, at the Hyatt Regency San Antonio Riverwalk in San Antonio, Texas.

About National Equipment Finance Association
The National Equipment Finance Association (NEFA) is a national association serving small to mid-sized independent equipment finance companies, lessors and brokers. NEFA is a strong association offering enhanced educational programs and premium networking opportunities with broad geographic and industry segment diversity. The mission of NEFA is to provide a forum for members to pursue personal and professional growth and promote ethical business practices through advocacy, networking and industry involvement. For more information, visit: www.NEFAssociation.org or call: 847-380-5050.

#### Press Release #############################




 

[headlines]
--------------------------------------------------------------

Coda: Brad Peterson/Bruce Smith


“Kit, thought you be interested in knowing that  the National Equipment Finance Association’s (NEFA) spring conference in Scottsdale last week was a huge success. With almost 200 attendees, it was the largest spring conference since the association started in 2009.  The pervasive sentiment coming from the event is that while there are still challenges ahead, the equipment finance and leasing industry is poised for a great couple of years.

“The attached picture of Brad Peterson and myself was taken at the opening reception on Wednesday at the Scottsdale Resort and Conference Center. Brad and I were presidents of the UAEL and EAEL respectively when the board of directors of both associations voted to merge in 2007 and form the NEFA.  Under the leadership of executive director Gerry Egan, it’s great to see the NEFA flourishing!"

Regards, Bruce

Bruce Smith, CLP
Diversified Capital Credit Corp.

Working Capital Loans $10,000-$250,000
 


[headlines]
--------------------------------------------------------------

Leasing 102
by Mr. Terry Winders, CLP


Kickbacks

Those lessors that look to vendors of equipment for leasing leads have a tendency to offer a finder’s fee as an incentive. This finder’s fee is called a “kickback, and not allowed in some states without a written agreement, W9, a 1099 filed and copy sent to the vendor at the end of the year.

The many national captive leasing companies that have programs installed in their distributors expect to have first look at any leasing opportunity. The rate must be in line with what is offered by the captive for the vendor to look favorably on the local lessor. In addition, any kickback should be discussed and placed into a commission agreement. Third party originators also need to have an agreement, 1099 with a W2 signed, filing a 1099 at the end of the year, and sending notice to the vendor of the filing.

At one time, it was thought that a small number of these “kickbacks” would never be caught, but with the advent of software and auditing sophistication, including sharing tax schedule “C” filings,(as in San Jose, California, where they pick up whether you have a business license in addition to personal property tax obligations), be aware you may be penalized.

For the lessor, the amount of the fee should be a defined percentage of the equipment cost or a percentage of the net present value of the payment stream. The fee must be amortized over the life of the lease, even though it usually is paid up front in cash. The problem with these programs is that they expect the lease to run the majority of the term. If the lease pays off early, the lessor must add the unamortized portion of the fee to the payoff to maintain the lessor’s yield. A default just writes it all off.

One of the problems that develops is when a leasing salesperson begins to give a kickback to a vendor’s salesperson without the direct knowledge of the vendor company, and especially without the vendor company’s permission. All arrangements like this must have the permission of the vendor with his complete knowledge of the size and content of the compensation.

Some lessors offer companywide programs like dinners and outings with prizes and gifts. This is like having a golf tournament and only allowing 18 players with a prize on every hole, and each player can only win one prize. This system is an attempt to get around state and company rules. At one time, it was common to also offer a free iPad or free prize. Some companies even send these offers to both lessee and vendor companies by regular mail and email.

A few lessors have tried under the table kickbacks, such as cash or gifts that are considered an attempt to defraud the income tax or state requirements. Both are not advised, although I am sure some salesmen continue this practice.

There are fee programs that are paid to the vendor on a participating non-recourse basis. This program means the fee is retained and is subject to actual losses of the lessor, but only the fee account is subject to this arrangement. The fee grows until it reaches a designed amount and the excess amount over will be paid to the vendor on a monthly or yearly basis. If a loss occurs, the lessor has the right to charge the fee pool for the loss. The vendor can limit the loss by remarketing the repossessed equipment. It all depends on the vendor agreement.

There are also more formal “private label contract” that treat the vendor as a “third party originator,” and this is getting more common today, especially due to the automation available via the internet. Many banks offer this, treating the transactions as a “loan,” classifying them as “capital leases.”

My main advice: the more formal your fee agreement can be, the better chance it will encourage the business to come your way. I encourage that you utilize an attorney familiar with leasing and finance to write the document that is to the benefit of all parties involved.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at terrywinders11@yahoo.com or 502-649-0448.

He invites your questions and queries.

Previous #102 Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm


Mr. Terry Winders available as Expert Witness. 35 years as a professional instructor to the top equipment leasing and finance companies in the United States, author of several books, including DVD's, as well as weekly columnist to Leasing News. He also performs audits of leasing companies as an expert on documentation, and has acted as an expert witness on leasing for litigation in legal and tax disputes, including before the IRS. He also has taught the senior bank examiners, how to review a bank leasing department, for the Federal Reserve in Washington D.C. and has trained the examiners for the FDIC on how to prepare a lease portfolio for sale.

Mr. Winders received his Master of Business Administration and his Bachelor of Science degrees from the College of Notre Dame.

502.649.0448/terrywinders11@yahoo.com

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)


[headlines]
--------------------------------------------------------------

California Court Strikes Down Default Provision
for Single Late Payment
By Tom McCurnin
Leasing News Legal News Editor


Purcell v Schweitzer 2014 WL 1004430 (Cal. Ct. App. 2014).

Most Settlement Agreements (and Leases) contain a provision that in the event a payment is late or missed, a sum certain, usually more than the original obligation, will be automatically due and payable. These default provisions have now come under attack by the California State Courts. Attorneys need to read at least two of the cases to understand the implications of these common clauses when drafting settlement agreements. The facts follow.

Michael Schweitzer gave his promissory note in the sum of $85,000 to Lennox Purcell. Schweitzer defaulted and Purcell sued him. The parties entered into a settlement agreement whereby Schweitzer agreed to pay Purcell $38,000. The agreement stated that if any payment was late the original balance of $85,000 would be due and payable, less any sums actually received.

Schweitzer was late on one of the payments (but ultimately paid it), and Purcell sought and received a judgment in the sum of $58,000. Schweitzer moved the Court to set aside the default judgment based on the fact that only $20,000 was owing to Purcell, and the excess was a penalty which bore no relationship to Schweitzer’s breach of the settlement agreement. Although Purcell classified the extra monies as “punitive damages,” the case was a contract actin, and the Court agreed with Schweitzer and set aside the judgment. Purcell appealed.

The Court looked at a similar case from a few years ago, Green Tree Financial v Execute Sports 163 Cal.App.4th 495 (2008) which held that the analysis is not whether the original obligation can be restored, because it has been replaced with a new stipulation. Instead, the analysis is whether a payment in the sum of $750 which was late, but ultimately received, justifies a $60,000 sanction. The Court agreed with Schweitzer and affirmed the setting aside of the default.

Moreover, band-aid language in a settlement agreement, that damages for its breach would be difficult to fix, do not cure the problem with this large penalty. The Court noted that Purcell actually received the $750 (albeit late) so he suffered no damages whatsoever. The Court awarded attorney fees to debtor Schweitzer, which may have exceeded his original obligation.

The lessons for equipment lessors are as follows:

First, if your lawyer replaces a lease or note with a stipulation for settlement, at least in California, you are probably stuck with receiving that agreed upon amount.

Second, “wordsmithing” the settlement agreement has become a little problematic. Perhaps the creditor’s lawyer should say that the settlement agreed is for the agreed upon and larger amount, and only upon the payment of the last payment will there be a discount to the accepted the discounted amount. Another way of doing this is to insist upon an actual judgment being issued in the larger amount, and accepting a lesser sum.

Third, at least in Federal Courts, judges will support the language in the settlement agreement, consistent with the understanding that the debtor admitted liability in the full amount. See Rose v. Enriquez 2012 WL 6618261 (USDC C.D. Cal. 2012). So at least in California, there is a distinction between such “penalties” depending on which court the creditor is before, Federal or State.

Fourth, even if your note, lease or settlement agreement contains a liquidated damage provision, that doesn’t mean you should always enforce it, and some consideration might be given where the debtor was only slightly late, or the liquidated damage provision is quite high. Readers should note that in this case, the creditor was ordered by the court to pay the borrower’s attorney fees for both the trial and the appeal. That award of attorney fees may have been more than the obligation!

If you have a deal and breach it and get a Stipulation, then the Stipulation is a new deal, and you cannot go for the original higher amount, because that is a penalty.  That’s what the Court said.

The bottom line is that at least in California, liquidated damage provisions must bear some relationship to the risk and the breach of the agreement. This is probably one issue that should be referred to competent counsel in drafting the agreement and such counsel should play a role in advising whether it should be enforced.

Purcell Case:
http://www.leasingnews.org/PDF/PurcellCase_2014.pdf

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Email: tmccurnin@bkolaw.com
Visit our web site at www.bkolaw.com

Previous Tom McCurnin Articles:
http://www.leasingnews.org/Conscious-Top%20Stories/leasing_cases.html

 



[headlines]
--------------------------------------------------------------

They First Want a Phone Interview…”
Career Crossroad---By Emily Fitzpatrick/RII


Question: I have been identified as a potential candidate for a job opening and the first step of their interview process is a phone interview; I much prefer to meet face-to-face. What is the purpose of a phone interview?

Answer: A phone interview is considered a “pre-interview” and is an effective tactic used by many interviewers. However, many rely on the strategy as a primary means of qualifying candidates.

In the latter scenario, the in-person interview will just be an opportunity to confirm what they have already learned about the candidate on the phone.

Be prepared, the potential employer may require two or three phone interviews before an actual face-to-face meeting. On occasion, a series of phone interviews will suffice for the employer to make an offer (remote sales positions). 

Most phone interviews are conducted by high-level executives / managers / decision makers that are very busy and want to make sure valuable time is not wasted on unqualified candidates. If HR is the first point of contact, they will pre-screen to make sure the candidate fits basic candidate requirements (e.g. education, compensation, location, etc…).

---------------------------------

Remember, the primary objective of the phone screener is to identify reasons to remove you from active consideration before scheduling a face-to-face interview.

Examples:

  • Inconsistency between your resume and actual experience (RED FLAG)

  • Poor verbal communication skills

  • Lack of required technical skills (position requirements)

 Making sure you have:

  • A stellar resume that is consistent / accurate / up-to-date …

  • The skills required for the position … 

  • … Will be valuable tools to move you along to the next phase of the interview process – possibly another phone interview!

  • Be positive. Look forward to the telephone interview!

 

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone: 954-885-9241
Cell: 954-612-0567
emily@riirecruit.com
Invite me to Connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html

 

[headlines]
--------------------------------------------------------------

Leasing Industry Help Wanted



National Sales Representatives
Experienced, with existing business to bring, all industries. Salary plus commission, good benefit package. AXIS - A, B, C lender for small and mid-ticket markets. Call Jean Harlow– 800.994.0016
email or forward resumes to: HR@Axiscapitalinc.com

axiscapitalinc.com
   Growing with fast approvals and quick fundings

 


Credit Manager
Fort Collins, Colorado


Responsible for the daily management of the underwriting efforts in the credit department on transactions up to $75,000 Click here for more informationn

www.pawneeleasing.com
-Est. 1982, specializing in the under $75,000
marketplace to smaller, closely-held businesses--

 


For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees. 

 

[headlines]
--------------------------------------------------------------


[headlines]
--------------------------------------------------------------

Photo for Leasing News
Marcus Davin of Benchmark Financial Groups
Aliso Viejo, California (1)


(Sent by Richard Orozco)

Send your leasing photos to:
Instagram: Kit Menkin or email:kitmenkin@leasingnews.org

  1. Benchmark Financial Groups Complaints
    http://leasingnews.org/archives/Jan2011/1_06.htm#bench_complaint



((Please click on ad to learn more))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

 

[headlines]
--------------------------------------------------------------

Top Stories March 31---April 4
(You May Have Missed One)


Here are the top stories opened by readers:

(1) Ascentium Capital and Element Financial Merge
http://leasingnews.org/archives/Apr2014/4_02.htm#merge

(2) Update--Kevin M. Collins, CLP, Passes away
http://leasingnews.org/archives/Mar2014/3_31.htm#update

(3) Archive---April 4, 2012
Marlin Business Services, Mount Laurel, New Jersey
Bulletin Board Complaint
http://leasingnews.org/archives/Apr2014/4_04.htm#archives

(4) Interim Rent: Proper Accounting Function for
Short Term Advances --- Or Is It a Scam?
By Tom McCurnin, Leasing News Legal News Editor
http://leasingnews.org/archives/Mar2014/3_31.htm#interim_rent

(5) Continental Bank Acquires Summit Leasing
http://leasingnews.org/archives/Apr2014/4_04.htm#continental

(6) Marlin Leasing Getting Back into Broker Business
http://leasingnews.org/archives/Apr2014/4_04.htm#marlin

(7) Tom Kelly Passes Away
http://leasingnews.org/archives/Apr2014/4_02.htm#kelly

(8) World Leasing News Has Ceased Operation
http://leasingnews.org/archives/Apr2014/4_02.htm#wln

(9) Leasing 102 by Mr. Terry Winders, CLP Interim Rent
http://leasingnews.org/archives/Mar2014/3_31.htm#interim

(10) LEAF Financial Income Fund III Complaints
10K Gives Numbers
http://leasingnews.org/archives/Apr2014/4_02.htm#leaf


John Kenny
Receivables Management

• End of Lease Negotiations & Enforcement 
• Fraud Investigations
• Credit Investigations • Asset Searches 
• Skip-tracing • Third-party Commercial Collections

john@jkrmdirect.com | ph 315-866-1167| www.jkrmdirect.com

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)



[headlines]
--------------------------------------------------------------

80 Degrees in Saratoga, California, Sunday, April 6



Mikado Rose

Above is the Mikado rose that appeared as a bud in
last month’s photo session of Spring.


Other roses are blooming


As for the Monte Vista Drive “tile lawn,” it is still not finished.

 


5,000 square feet replacing the lawn; with an estimated 10,000 “tile bricks.” Reportedly when finished. it will be surrounded by a low black wrought iron fence.

 


Bookmark Leasing News

 

 

[headlines]
--------------------------------------------------------------

Credit Card Charge Backs Growing


Total global payment card fraud losses were $11.3 billion in 2012, and fraud-related chargebacks in the U.S. (the only country in which card fraud is consistently growing) accounted for 47 percent of that amount/ Alarmingly, credit card issuers lost $3.4 billion of the total losses (1). The rise of chargeback fraud is negatively affecting credit card issuers and increasing the costs of the services provided by the issuers to the consumers.


Gary Cardone

According to eConsumerServices (http://econsumerservices.com/) co-founder Gary Cardone, consumers are failing to realize that chargebacks are no longer an “ace-in-hole” and come with steep consequences. Nearly one-third of merchants contest all chargeback claims filed, and 40 percent of those cases are won by merchants (2), resulting in an increased number of unhappy customers contacting their banks for answers. In turn, they become cost centers for issuers, added Cardone. And those costs are then passed down to consumers through increased prices and fees for products and services.

The average time it takes to process a credit card dispute is about 15 minutes, in comparison to the fraction of time it takes to complete the majority of other cardholder services. Chargeback processing is a lengthy manual process because the claim must first be validated and taking shortcuts on this process can lead to customer dissatisfaction, or may result in the cardholder losing the right to the temporary refund they initially receive.

The dispute process can be difficult to navigate, but the appropriate avenue is the assistance of an impartial mediator with sufficient experience to resolve the issue quickly, saving both time and money for every party involved, per Cardone.

### Press Release ############################

 


[headlines]
--------------------------------------------------------------


Short Haired Doberman/Cattle Dog
Scottsdale/Phoenix, Arizona Adopt-a-Dog

 

KIRBY (ID 0000005106)

Short Haired Doberman/cattle dog mix
Male
1 Year
Large Size (50 Pounds)

“Hi, I am KIRBY, a young dobie/cattle dog mix. I have been neutered, microchipped, and I'm up to date on shots. I would love to find my new forever home... I'm ready to go! Please call 602-371-4605 for more information, or to set up a time to meet. Remember, as a puppy, I will require patience and gentle training on your part. I am a lifetime commitment.”

Paw Placement
PMB 769, 3370 N. Hayden Road, #123
Scottsdale, AZ 85251 | 602.712.1599

 

Adopt a Pet
http://www.adoptapet.com/

 

[headlines]
--------------------------------------------------------------

Classified ads—Finance/Human Resources

Leasing Industry Outsourcing
(Providing Services and Products)


    
Finance: Chicago, IL
Experienced in big ticket origination, syndication, valuation and workout.
Twenty five years, MBA, CPA,
JD, LLM (Tax), structuring specialist. Inbound and outbound transactions. Email:pal108381@comcast.net
Transaction Summary The Lechner Group 
Website: www.tlgattorneycpa.com   
    
Finance: Naperville, IL
Your guide to the right questions and answers in finance. Expert in capital raising, GAAP, acquisitions, lease economics. CPA. MBA. 
E-mail: m.willow@ameritech.net
Finance: Charlotte, NC
15 Years of Equipment Leasing Experience and Recruiting with Business Aviation niche. Visit us at www.turningpointgrp.com 
E-mail: info@turningpointgrp.com
Human Resource Consultant: New York, NY
Employee Relations, Recruiting, Benefits, employee customer surveys, plus payroll administration "ON-LINE" services-- AND IN PERSON at your location Please visit:www.adviceonhr.com

Information System: North Detroit, MI 
INFOLEASE EXPERT - 18 years experience.  Since being downsized in 2002, working as a consultant for several leasing companies. 
Seeking consulting projects nationwide. 
email: darwint@prodigy.net
Finance: New York, NY
“Think Outside the Bank”. Barrett Capital is a merchant banking and consulting firm, specializing in asset based financing: equipment, vehicles, receivables and real estate.
Email: bkorn@barrettcapital.com
Web: www.barrettcapital.com 


All "Outsourcing" Classified ads (advertisers are both requested and responsible to keep their free ads up to date:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing.htm

How to Post a free "Outsourcing" classified ad:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing-post.htm



[headlines]
--------------------------------------------------------------

 


News Briefs----

Banco Popular seeks to exit Chicago market via a sale
http://www.chicagobusiness.com/article/20140404/
NEWS01/140409873

Financial One Credit Union Truck Leasing
http://www.cutimes.com/2014/04/07/financial-ones-leasing-makes-member-a-business-own

What Ever Happened to Food Trucks?
http://www.qsrmagazine.com/reports/what-ever-happened-food-trucks?utm_campaign=20140404&utm_source=jolt&utm_medium=email

Semiconductor Market Place Down 11%
https://www.gartner.com/doc/2696225

2013 was 'a good time to fly' according to airline ratings
http://www.chicagotribune.com/business/breaking/chi-airlines-on-time-rankings-20140407,0,7917249.story

Around the World in 31 Coffees [infographic]
http://www.biteclubeats.com/around-the-world-in-31-coffees-infographic/

Restaurant industry adds 30,000 jobs in March
http://nrn.com/hr-training/restaurant-industry-adds-30000-jobs-march

Two former MillerCoors employees accused of embezzling millions
http://www.bizjournals.com/milwaukee/news/2014/04/03/two-former-millercoors-employees-accused-of.html

Credit Manager
Fort Collins, Colorado


Responsible for the daily management of the underwriting efforts in the credit department on transactions up to $75,000 Click here for more informationn

www.pawneeleasing.com
-Est. 1982, specializing in the under $75,000
marketplace to smaller, closely-held businesses--

 



[headlines]

--------------------------------------------------------------



--You May Have Missed It

Charge Your Phone in 30 Seconds? An Israeli Firm Says It Can
http://blogs.wsj.com/digits/2014/04/07/charge-your-phone-in-30-seconds-an-israeli-firm-says-it-can/



[headlines]
--------------------------------------------------------------

SparkPeople--Live Healthier and Longer



9 Ways to Get 10,000 Steps a Day
Big Ways to Boost Your Daily Activity
http://www.sparkpeople.com/resource/fitness_articles.asp?id=1991


[headlines]
--------------------------------------------------------------

Spring Poem

        The Daffodils

by William Wordsworth

I wandered lonely as a cloud
That floats on high o'er vales and hills,
When all at once I saw a crowd,
A host, of golden daffodils;
Beside the lake, beneath the trees,
Fluttering and dancing in the breeze.

Continuous as the stars that shine
And twinkle on the Milky Way,
They stretched in never-ending line
Along the margin of a bay:
Ten thousand saw I at a glance,
Tossing their heads in sprightly dance.

The waves beside them danced, but they
Out-did the sparkling waves in glee:
A Poet could not but be gay,
In such a jocund company:
I gazed--and gazed--but little thought
What wealth the show to me had brought:

For oft, when on my couch I lie
In vacant or in pensive mood,
They flash upon that inward eye
Which is the bliss of solitude;
And then my heart with pleasure fills,
And dances with the daffodils.



[headlines]

--------------------------------------------------------------



Sports Briefs----

Connecticut Wins N.C.A.A. Title
http://www.nytimes.com/2014/04/08/sports/ncaabasketball/connecticut-wins-ncaa-title.html

Richard Sherman signing autographs with message for Michael Crabtree
http://sports.yahoo.com/blogs/nfl-shutdown-corner/troll-on--richard-sherman-signing-autographs-with-message-for-michael-crabtree-180958888.html

Single high? New CB Cook suggests changes in store for 49ers defense
http://blogs.sacbee.com/49ers/archives/2014/04/single-high-new-cb-cook-suggests-changes-in-store-for-49ers-defense.html



[headlines]
--------------------------------------------------------------


California Nuts Briefs---

The odd nicknames of California cities
http://www.sfgate.com/community/article/The-odd-nicknames-of-California-cities-5367760.php




[headlines]
--------------------------------------------------------------



“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Wine & Spirits compiles the 25th annual list of top selling restaurant wines
http://www.latimes.com/food/dailydish/la-dd-wine-spirits-compiles-list-of-top-50-bestselling-restaurant-wines-20140404,0,3617807.story#axzz2y9zMcJf8

Oregon making mark on wine map with pinot noir
http://www.sfexaminer.com/sanfrancisco/oregon-making-mark-on-wine-map-with-pinot-noir/Content?oid=2753815

 

Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm


[headlines]
----------------------------------------------------------------

This Day in History

  1726-Morris Lewis, signer of the Declaration of Independence, born at Westchester County, NY. Died Jan 22, 1798, at Morrisania Manor, NY.
All of the Morris property and nearly all of his wealth had been destroyed in the revolution.  Morris should have left Congress to ward off an impending British attack on New York which, by the end of June, had not occurred. Instead, Morris was on hand to sign the Declaration, even though he knew that a large British army had landed within a few miles of his estate, that their armed ships were lying within cannon shot of his homestead, and that his extensive possessions would probably be pillaged. "Damn the consequences, give me the pen," Morris is said to have shouted. Soon after, more than a thousand acres of woodland, all located on navigable water, were burned, his house was ransacked, his family driven away, his livestock captured, his domestics and tenants dispersed, and the entire property laid to waste and ruined. For the next six years, he and his family suffered many privations, until the evacuation of New York City. Early in 1777, he relinquished his seat in congress to his half-brother, Gouverneur, on which occasion that body passed a resolution complimenting him and his colleagues "for their long and faithful services." http:www.lewismorris.com/
   1731-William Williams, signer of the Declaration of Independence, born at Lebanon, CT. Died there Aug 2, 1811.  http://www.ushistory.org/declaration/signers/williams.htm
    
1823 - Marines chased pirates east of Havana, Cuba.
    1832 - Some 300 American troops of the 6th Infantry left Jefferson Barracks, St. Louis, to confront the Sauk Indians in what would become known as the Black Hawk War.
   1834-Previously, mayors had been chosen by a board of the Common Council but the first city mayor was elected in New York City when Cornelius Van Wyck Lawrence, a Democrat, defeated Gulian Crommelin Verplanack, a Whig, in the three-day election which ended April 10.  There were 34,988 votes cast, of which 17,573 were for Lawrence, 17,393 for Verplanck, and 22 for others.  Seven other municipal officers were also elected.
    1855--Stonemasons were laying the foundation of Ft. Point, on San Francisco Bay. Massive granite blocks were coming from Monterey for the construction. A top tourist destination today. 
    1865 - General Robert E. Lee's retreat was cut off near Appomattox Court House. Lee requested to meet with Gen Ulysses Grant to discuss possible surrender. 
   1872—Birthday of Ruth Gaines-Shelton, African American playwright, born at Glasgow, MO. Best known for prize-winning comedy The Church Fight, which was published in Crisis (a publication of the NAACP) in May, 1926.
    1872-The "Father of Canadian Rodeo," O. Raymond Knight was born at Payson, UT. His father, the Utah mining magnate Jesse Knight, founded the town of Raymond, Alberta, in 1901. In 1902, Raymond produced Canada's first rodeo, "Raymond Stampede." He also built rodeo's first grandstand and first chute in 1903. O. Raymond Knight died Feb 7, 1947.
   1873-Alfred Paraf of New York City, who organized the Oleo-Margarine Manufacturing Company, obtained a patent on his process for purifying and separating fats. In 1886, Congress imposed a tax regarding the manufacturer, importing and exporting of oleomargarine. In 1877, New York enacted “an act for protection of dairymen and to prevent deception in sales of butter.”
   1886-Birthday of Alice Throckmorton McLean, Baltimore, Maryland. She

was asocial service organizer who established and oversaw a large and highly successful organization that provided material aid, assistance, and information to both the American armed forces and civilians during World War II . She served as as president of the American Women's Voluntary Services in WWII with a working membership of more than 325,000. They did everything from selling bonds to teaching, to mechanical work to air raid defense management. Her mother was one of the founders of the day nursery school movement. She studied the British, Finnish, and Swiss volunteer organizations and founded the AWVS in 1940 as a private organization. At first no one knew what to do with the organization since the U.S. was still at peace and there was a prevailing belief among many politicians of isolationism and, of course, women's worthlessness except as mothers and housekeepers. The AWVS gave first aid classes and women joined by the thousands. They were involved in defense photography, map reading, child care, workshop, conservation, salvage, canteens, rehabilitation and motor transport, even fruit pickers. They sold a billion dollars’ worth of War Bonds. They took photographs of men and women in the service for their families back home, made and reconditioned clothing for children and babies, and chauffeured almost 400 military cars. They knew what to do even if the politicians didn't.  

1904-Hirsch Jacobs, thoroughbred trainer and owner, was born at New York, New York.  Jacobs became a trainer in 1923 and was particularly adept at selecting horses in claiming races.  He saddled 3,596 winners and earned $15,340,354.   Died at Miami, FL, Feb. 13, 1970.
   1909—Birthday of novelist John Fante.

http://www.canongate.net/people/pep.taf?_p=2154
    1912-Sonja Henie, Olympic gold medal figure skater, born at Oslo, Norway. Henie competed in the 1924 Winter Olympics when she was just 11, but finished last in ladies' singles. She won gold medals at the Winter Games of 1928, 1932 and 1936. She became a professional skater and an actress (Sun Valley Serenade). Died Oct 13, 1969.
   1913-13th Amendment ratified declaring U.S. Senators to be elected by popular vote, not by the Legislature Amendment.  Prior to this, members of the Senate were elected by each state's respective legislature. The advent and popularity of primary elections during the last decade of the 19th and early 20th centuries and a string of senatorial scandals, most notably a scandal involving William Lorimer, an Illinois political boss in 1909, forced the Senate to end its resistance to a constitutional amendment requiring direct popular election of senators.
   1918 -a big spring snowstorm buried the Potomac Highlands of West Virginia with 34 inches of snow at Wardensville, 30 inches at Moorefield, and 29 inches at Romney. 
   1919 - A tornado swarm in northern Texas resulted in the deaths of 64 persons
   1921-guitarist Leroy Holmes born Woodbine, FL.
   1920- Singer Carmen McRae Birthday
http://www.ddg.com/LIS/InfoDesignF96/Ismael/jazz/1950/McRae.html
http://www.gallery41.com/JazzArtists/CarmenMcRae.htm
   1926 - The lightning-set oil depot fire near San Luis Obispo, California boiled over and engulfed 900 acres. Many tornado vortices resulted from the intense heat of the fire. One such tornado traveled 1000 yards, picked up a house and carried it 150 feet, killing the two occupants inside.
   1933- Broadway lyricist Fred Ebb was born. He is best known for the musical "Cabaret," which opened in New York in November, 1966 and ran for 1,166 performances. The original cast included Joel Grey, Jill Haworth and Lotte Lenya. Grey reprised his role in the 1972 film version of "Cabaret," which also starred Liza Minnelli. The film won a number of Oscars.
   1935-Congress approved the Works Progress Administration (WPA). Created by President Franklin Roosevelt to relieve the economic hardship of the Great Depression.  http://memory.loc.gov/ammem/today/apr08.html
   1939-the first Intercollegiate Rodeo was held at historic Godshall Ranch, Apple Valley, CA. The student cowboys and cowgirls, who hailed from California and Arizona colleges and universities, were assisted by world champion professional cowboys including Harry Carey, Dick Foran, Curley Fletcher, Tex Ritter and Errol Flynn from Hollywood. Collegiate rodeos had been held since 1919 at Texas A&M University. College cowboys and cowgirls organized a national association in Texas in 1949 named National Intercollegiate Rodeo Association, which continues today as the only national college rodeo organization.
   1943 - Wendell Wilkie's "One World" was published for the first time. In less than two months, sales reached a million copies.  In 1940, he lost the presidential race to Franklin D. Roosevelt by almost five million votes.
    1945--CREWS, JOHN R. Medal of Honor
Rank and organization: Staff Sergeant, U.S. Army, Company F, 253d Infantry, 63d Infantry Division. Place and date: Near Lobenbacherhof, Germany, 8 April 1945. Entered service at: Bowlegs, Okla. Birth: Golden, Okla. Citation: He displayed conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty on 8 April 1945 near Lobenbacherhof, Germany. As his company was advancing toward the village under heavy fire, an enemy machinegun and automatic rifle with rifle support opened upon it from a hill on the right flank. Seeing that his platoon leader had been wounded by their fire, S/Sgt. Crews, acting on his own initiative, rushed the strongpoint with 2 men of his platoon. Despite the fact that 1 of these men was killed and the other was badly wounded, he continued his advance up the hill in the face of terrific enemy fire. Storming the well-dug-in position single-handedly, he killed 2 of the crew of the machinegun at pointblank range with his M 1 rifle and wrested the gun from the hands of the German whom he had already wounded. He then with his rifle charged the strongly emplaced automatic rifle. Although badly wounded in the thigh by crossfire from the remaining enemy, he kept on and silenced the entire position with his accurate and deadly rifle fire. His actions so unnerved the remaining enemy soldiers that 7 of them surrendered and the others fled. His heroism caused the enemy to concentrate on him and permitted the company to move forward into the village.
     1946- James Augustus ("Catfish") Hunter, Baseball Hall of Fame pitcher, born at Hertford, NC. Died Sept 9, 1999, at Hertford. 
    1949-What television does today, radio did in 1949, drawing our full attention to three-year-old Kathy Fiscus of San Marino, CA. While playing, she fell into an abandoned well pipe 14 inches wide and 120 feet deep. Rescue workers toiled for two days while national attention was focused on the tragedy. Her body was recovered Apr 10, 1949. An alarmed nation suddenly became attentive to other abandoned wells and similar hazards, and "Kathy Fiscus laws" were enacted in a number of places requiring new safety measures to prevent recurrence of such an accident.
  1950-J.D. Salinger's story “For Esme—For Love and Squalor” appears in the New Yorker magazine.
http://www.levity.com/corduroy/salinger.htm
  1950 - Senator Joseph McCarthy labels Professor Owen Lattimore "extremely dangerous so far as the American people are concerned" in a carefully worded public speech, but stops short of calling him a Soviet spy. The speech was yet another example of McCarthy's ability to whip up damaging Red Scare hysteria with no real evidence.
   1952- President Harry S. Truman seized control of the nation's steel mills by presidential order in an attempt to prevent a shutdown by strikers. On Apr 29, a US District Court declared the seizure unconstitutional and workers immediately walked out. Production dropped from 300,000 tons a day to less than 20,000. After 53 days the strike ended on July 24, with steelworkers receiving a 16¢ hourly wage raise plus a 5.4¢ hourly increase in fringe benefits.
   1954---Top Hits
Wanted - Perry Como
Cross Over the Bridge - Patti Page
A Girl, A Girl - Eddie Fisher
Slowly - Webb Pierce 
    1955-The first medal of honor to a helicopter pilot was conferred posthumously upon Lieutenant (j.g.) John Kelvin Koelsch of Hudson, NY.   On July 3, 1951, Koelsch and Aviation Machinist Mate George M. Neal volunteered to rescue James V. Wilkins from North Korea.  They took off in a helicopter without fighter escort.  The helicopter was shot down and the three men were captured a few days later.  Koelsch died of malnutrition and dysentery in a Korean prisoner-of-war camp on October 16, 1951.
    1956- The Johnny Burnette Trio makes its TV debut, performing "Train Kept A-Rollin'" on ABC's Ted Mack's Amateur Hour. They will appear two more times on the show, but never win.
    1957- Buddy Holly records "Words of Love," "Mailman, Bring Me No More Blues"
   1962---Top Hits
Johnny Angel - Shelley Fabares
Good Luck Charm - Elvis Presley
Slow Twistin' - Chubby Checker
She's Got You - Patsy Cline 
   1963 - Steve Brooks became only the fifth race jockey to ride 4,000 career winners. 
   1963 - The 35th Annual Academy Awards at Santa Monica's Civic Auditorium (Los Angeles). Frank Sinatra hosted.  Seven Oscars including the award for Best Picture went to "Lawrence of Arabia" (Sam Spiegel, producer) The epic production earned Oscars for David Lean (Best Director); Freddie Young (Best Cinematography/Color); John Box, John Stoll, & Dario Simoni (Best Art Direction/Set Decoration/Color); John Cox with Shepperton SSD (Best Sound); Anne V. Coates (Best Film Editing); Maurice Jarre (Best Music/Score - Substantially Original).  Films of 1962 included Frank Sinatra's, "The Manchurian Candidate", "Mutiny on the Bounty", "Walk on the Wild Side", "The Longest Day", "The Music Man", "The Man Who Shot Liberty Valance", "Birdman of Alcatraz" and "Taras Bulba". Those that won the top awards other than "Lawrence of Arabia" were "To Kill a Mockingbird" (Best Actor - Gregory Peck; Best Art Direction/Set Decoration/Black-and-White - Alexander Golitzen, Henry Bumstead, Oliver Emert; Best Writing/Screenplay Based on Material from Another Medium - Horton Foote); "The Miracle Worker" (Best Actress - Anne Bancroft, Best Supporting Actress - Patty Duke); "Sweet Bird of Youth" (Best Supporting Actor - Ed Begley); and "Days of Wine and Roses" [title song] (Best Music/Song: - Henry Mancini (music), Johnny Mercer lyrics). http://www.infoplease.com/ipa/A0148906.html
    1963-John and Cynthia Lennon become the proud parents of a baby boy who they name Julian, after John's late mother, Julia. The lad would grow up to have a music career of his own, scoring Top Ten hits with "Valotte" (#9 in 1984) and "Too Late for Goodbyes" (#5 in 1985).
    1964- The Supremes record "Where Did Our Love Go"
    1966 - In the last of a series of moves to abolish poll taxes, a three-judge federal court at Jackson, MS, outlawed Mississippi's $2 poll tax as a voting requirement for state and local elections.
    1966- At the Astrodome, the Astros and Dodgers play baseball's first game on synthetic grass. Thanks to the Monsanto chemical company, who proposed using an experimental playing surface of nylon grass, the plan to play on an all-dirt field, necessitated by the need to paint the dome's glass panes to reduce the glare which prevented natural grass from growing, was alleviated by the use of 'Astro Turf'
    1966- The Beatles record, "Got To Get You into My Life”
    1966---In San Francisco, The Jefferson Airplane opened at California Hall on Polk Street.
    1967-*MICHAEL, DON LESLIE Medal of Honor
Rank and organization: Specialist Fourth Class, U.S. Army, Company C, 4th Battalion, 503d Infantry, 1st 73d Airborne Brigade. place and date: Republic of Vietnam, 8 April 1967. Entered service at: Montgomery, Ala. Born: 31 July 1947, Florence, Ala. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. Sp4c. Michael, U.S. Army, distinguished himself while serving with Company C. Sp4c. Michael was part of a platoon which was moving through an area of suspected enemy activity. While the rest of the platoon stopped to provide security, the squad to which Sp4c. Michael was assigned moved forward to investigate signs of recent enemy activity. After moving approximately 125 meters, the squad encountered a single Viet Cong soldier. When he was fired upon by the squad's machine gunner, other Viet Cong opened fire with automatic weapons from a well-concealed bunker to the squad's right front. The volume of enemy fire was so withering as to pin down the entire squad and halt all forward movement. Realizing the gravity of the situation, Sp4c. Michael exposed himself to throw 2 grenades, but failed to eliminate the enemy position. From his position on the left flank, Sp4c. Michael maneuvered forward with 2 more grenades until he was within 20 meters of the enemy bunkers, when he again exposed himself to throw 2 grenades, which failed to detonate. Undaunted, Sp4c. Michael made his way back to the friendly positions to obtain more grenades. With 2 grenades in hand, he again started his perilous move towards the enemy bunker, which by this time was under intense artillery fire from friendly positions. As he neared the bunker, an enemy soldier attacked him from a concealed position. Sp4c. Michael killed him with his rifle and, in spite of the enemy fire and the exploding artillery rounds, was successful in destroying the enemy positions. Sp4c. Michael took up pursuit of the remnants of the retreating enemy. When his comrades reached Sp4c. Michael, he had been mortally wounded. His inspiring display of determination and courage saved the lives of many of his comrades and successfully eliminated a destructive enemy force. Sp4c. Michael's actions were in keeping with the highest traditions of the military service and reflect the utmost credit upon himself and the U.S. Army. 
    1968 - The Beatles went gold again, receiving a gold record for the single, "Lady Madonna".
    1968- Petula Clark's first (and only) TV special, entitled simply “Petula”, airs on NBC, featuring guest star Harry Belafonte performing a duet on an antiwar song she'd written called "On The Path Of Glory." During taping, Clark had reached out to touch Belafonte's arm in a spontaneous gesture, causing the show's sponsor Chrysler to protest, fearing the interracial contact would upset viewers in the American south. As a result, the show is infamous even before it airs: Petula and the show's executive producer, her husband Claude Wolff, respond to the pressure by having all other takes of the duet destroyed so that the gesture would have to be aired. It was, historically, the first interracial contact to be broadcast on American television. (Director Steve Binder would go on to helm Elvis Presley's "'68 Comeback Special" later that year.) 
    1969 – The Montreal Expos, a National League baseball expansion team, played their first regular season game, beating the New York Mets, 10-9, at NY's Shea Stadium. The Expos finished the year in sixth place in the NL East with a record of 52-110. They won their first division title in the strike-shortened 1994 season. In 2004, after years of waning attendance and takeover by MLB, the franchise was sold to the Lerner family of credit card fame. They moved the team to Washington, DC where they now play as the Washington Nationals.
    1969- Neil Diamond becomes the first performer to sell out the Forum in Los Angeles for nine nights consecutively. 
    1970-LITTRELL, GARY LEE Medal of Honor
Rank and organization: Sergeant First Class, U.S. Army, Advisory Team 21, 11 Corps Advisory Group. place and date: Kontum province, Republic of Vietnam, 4-8 April 1970. Entered service at: Los Angeles, Calif. Born: 26 October 1944, Henderson, Ky. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Sfc. Littrell, U.S. Military Assistance Command, Vietnam, Advisory Team 21, distinguished himself while serving as a Light Weapons Infantry Advisor with the 23d Battalion, 2d Ranger Group, Republic of Vietnam Army, near Dak Seang. After establishing a defensive perimeter on a hill on April 4, the battalion was subjected to an intense enemy mortar attack which killed the Vietnamese commander, 1 advisor, and seriously wounded all the advisors except Sfc. Littrell. During the ensuing 4 days, SFC Littrell exhibited near superhuman endurance as he single-handedly bolstered the besieged battalion. Repeatedly abandoning positions of relative safety, he directed artillery and air support by day and marked the unit's location by night, despite the heavy, concentrated enemy fire. His dauntless will instilled in the men of the 23d Battalion a deep desire to resist. Assault after assault was repulsed as the battalion responded to the extraordinary leadership and personal example exhibited by Sfc. Littrell as he continuously moved to those points most seriously threatened by the enemy, redistributed ammunition, strengthened faltering defenses, cared for the wounded and shouted encouragement to the Vietnamese in their own language. When the beleaguered battalion was finally ordered to withdraw, numerous ambushes were encountered. Sfc. Littrell repeatedly prevented widespread disorder by directing air strikes to within 50 meters of their position. Through his indomitable courage and complete disregard for his safety, he averted excessive loss of life and injury to the members of the battalion. The sustained extraordinary courage and selflessness displayed by Sfc. Littrell over an extended period of time were in keeping with the highest traditions of the military service and reflect great credit on him and the U.S. Army.
    1970---Top Hits
Bridge Over Troubled Water - Simon & Garfunkel
Let It Be - The Beatles
Instant Karma (We All Shine On) - John Ono Lennon
Tennessee Bird Walk - Jack Blanchard & Misty Morgan   1971-New York City changed the “Sport of Kings” irrevocably by opening the nation's first off-track betting system.  Horseplayers were now able to patronize OTB Parlors, located throughout the city and Long Island, instead of going to the track to place their wagers.
   1971 – “Chicago” became the first rock group to play Carnegie Hall in New York City. Through the 1970s and 1980s, Chicago scored big with these hits: "Make Me Smile", "25 or 6 to 4", "Saturday in the Park", "Old Days", "Baby, What a Big Surprise", "Hard to Say I'm Sorry" and many others. 
    1973-Gilbert O'Sullivan scored his second UK #1 with "Get Down". It reached #7 in the US. 
    1974- Henry (“Hammerin' Hank”) Aaron hit the 715th home run of his career, breaking the record set by Babe Ruth. Playing for the Atlanta Braves, Aaron broke the record at Atlanta in a game against the Los Angeles Dodgers. He finished his career in 1976 with a total of 755 home runs. This record remains unbroken. At the time of his retirement, Aaron also held records for first in RBIs, second in at-bats and runs scored and third in base hits.
    1974-Elton John earns another gold record. "Bennie and the Jets" has John smiling even more as it's a big hit on the R&B charts as well.
    1975 - After a weeklong mission to South Vietnam, Gen. Frederick Weyand, U.S. Army Chief of Staff and former Vietnam commander, reports to Congress that South Vietnam cannot survive without additional military aid.
    1975 - Frank Robinson, who would go on to be elected to the Hall of Fame for his outstanding playing career, becomes the manager of the Cleveland Indians and the first Black manager of a major league team. He made his debut as playing manager and hit a home run in his first at bat as the Indians' designed hitter. Cleveland beat the New York Yankees 5-3.
http://cleveland.indians.mlb.com/NASApp/mlb/cle/history/cle_history_ti
meline.jsp?period=4 
http://www.baseballhalloffame.org/hofers_and_honorees/hofer_bios/rob
inson_frank.htm 
http://www.baseball-almanac.com/mgrtmci.shtml 
    1975-Minnie Riperton receives her only gold record for "Lovin' You," her recent Number One record.
    1975 - "The Godfather: Part II" won half of the top six awards at the 47th Annual Academy Awards at the Dorothy Chandler Pavilion in Los Angeles. It won for Best Picture: (Francis Ford Coppola, Gray Frederickson, Fred Roos, producers); Best Director (Francis Ford Coppola); and Best Supporting Actor (Robert De Niro); plus Best Writing/Screenplay Adapted from Other Material (Francis Coppola, Mario Puzo); Best Art Direction/Set Decoration (Dean Tavoularis, Angelo P. Graham, George Nelson; and Best Music/Original Dramatic Score (Nino Rota, Carmine Coppola). The other three crowd- pleaser awards went to Best Actor Art Carney for his "Harry and Tonto" role; to Best Actress Ellen Burstyn for her part in "Alice Doesn't Live Here Anymore"; and to Ingrid Bergman as Best Supporting Actress in "Murder on the Orient Express". Hosts Sammy Davis Jr., Bob Hope, Shirley MacLaine, and Frank Sinatra livened up the party, even though murder, intrigue and disaster were in the run. The award for Best Music/Song went to Al Kasha & Joel Hirschhorn for "We May Never Love Like This Again" from the "Towering Inferno". "Inferno" also won for Best Cinematography (Fred J. Koenekamp, Joseph F. Biroc) and Best Film Editing (Harold F. Kress & Carl Kress); while Best Sound went to "Earthquake" (Ronald Pierce and Melvin M. Metcalfe, Sr.) and Robert Towne's "Chinatown" won for Best Writing/Original Screenplay.http://www.infoplease.com/ipa/A0149298.html
  1978---Top Hits
Night Fever - Bee Gees
Stayin' Alive - Bee Gees
Lay Down Sally - Eric Clapton
Ready for the Times to Get Better - Crystal Gayle
    1982 - An act of heroism was credited with holding the death toll to seven in the firestone that engulfed the Caldecott Tunnel in the Oakland hills in northern California. When an AC Transit bus collided with a truck what was towing two trailers of gasoline in the westbound lanes, Steve Rutledge ran back to the tunnel entrance, stopping cars that would otherwise have driven into the fire. Rutledge's mother, June M. Rutledge, tried to call for help from an emergency phone inside the tunnel and was consumed by the explosion and flames. 
    1985- The Ellie Greenwich tribute musical “Leader of the Pack” opens on Broadway at the Ambassador Theatre.
   1986- Facing Nolan Ryan of the Astros, Giant rookie Will “The Thrill” Clark homers in his first major league at bat. Still, one of the sweetest swings ever.
    1986---Top Hits
Rock Me Amadeus - Falco
R.O.C.K. in the U.S.A. - John Cougar Mellencamp
Kiss - Prince & The Revolution
100% Chance of Rain - Gary Morris 
   1986 - It took 18 years of singing the U.S. national anthem, but on this day, at long last, baritone Robert Merrill of the Metropolitan Opera became the first person to both sing the anthem and throw out the first ball at Yankee Stadium for the Yanks’ home opener.
    1987-For the first time in modern major league history, two 300-game winners pitched for the same team in the same game. Phil Niekro and Steve Carlton combined their pitching talents to lead the Cleveland Indians to a 14-3 victory over the Toronto Blue Jays.  Niekro started for the Indians and earned his 312th career victory. Carlton pitched four shutout innings of relief.
   1989- 26-year-old David Hirsch replaced 59-year-old Dick Clark on "American Bandstand." His debut also marked "Bandstand's" move to the USA cable network from national syndication. Clark had been the host of the program for 33 years, introducing teenagers to Stevie Wonder, The Jackson Five and Madonna, as well as to such dance crazes as the Twist and the Jerk. The program debuted on Philadelphia TV station WFIL in 1952, and Clark took over in 1956, the year before "Bandstand" went national on the ABC network. Clark and American Bandstand are generally recognized as the catalyst for the universal spread and popularity of rock ‘n’ roll.
   1989 -two dozen cities in the southwest reported new record high temperatures for the date. Phoenix, Arizona hit 104 degrees which tied its record for the month of April set only the day before.
  1990-While we celebrate birthdays, it is perhaps fitting to remember Ryan White today. This young man, born Dec 6, 1971, at Kokomo, IN, put the face of a child on AIDS and helped promote greater understanding of the disease. Ryan, a hemophiliac, contracted AIDS from a blood transfusion. Banned from the public school system in Central Indiana at the age of 10, he moved with his mother and sister to Cicero, IN, where he was accepted by students and faculty alike. Ryan once stated that he only wanted to be treated as a normal teenager, but that was not to be as media attention made him a celebrity. A few days after attending the Academy Awards in 1990, 18-year-old Ryan was hospitalized and on Palm Sunday lost his valiant fight at Indianapolis, IN. His funeral was attended by many celebrities who wanted to honor him. 
   1990 - Twenty-two cities reported record low temperatures for the date as readings dipped into the 20s and 30s across much of the eastern U.S. Freezing temperatures severely damaged peach and apple orchards in West Virginia, where prolonged mild weather since January had caused an early blooming of spring vegetation. State and Federal agencies estimated a 50 percent loss in production for peaches and "Delicious Red Apples"
   1996 -the first of two late season heavy snowfalls in only three days over the northeast dumped 12 inches of snow at Slide Mountain, New York, 10.2 inches, at Ashburnham, Massachusetts, and 7 inches at Falmouth, Massachusetts. The 6.1 inches at Binghamton, New York brought its seasonal snowfall total to 131.8 inches -- its snowiest winter ever.
   2000-Santana performs at the Pasadena Civic Auditorium with people who collaborated with him on his Supernatural album including Dave Matthews, Lauryn Hill and Everlast.
    2003 - In a frigid 35-degree home opener, with the fans chanting his name, Hideki Matsui hit his first major league home run, a grand slam into the right field bleachers in his New York Yankees debut. After be greeted with a warm reception in the pre-game ceremonies that recognized him as the Yankees’ first position player of Japanese descent, and a standing ovation after making a great defensive play, Godzilla receives a thunderous applause and curtain call from the sold-out Yankee Stadium crowd after his fifth inning bases-full poke against the Twins.
    2005 - Eric Rudolph agrees to plead guilty to a series of bombings, including the fatal bombing at the 1996 Olympics in Atlanta, in order to avoid the death penalty. He later cited his anti-abortion and anti-homosexual views as motivation for the bombings.
    2010 - A temperature of 80 degrees is measured on Grandfather Mountain, NC, the warmest ever measured in April and three degrees short of the all-time record high for any month.

 Stanley Cup Champions This Date 
1943  Detroit Red Wings

-------------------------------------------------------------

SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

[headlines]

--------------------------------------------------------------

Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

[headlines]

--------------------------------------------------------------

http://www.gasbuddy.com/
http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

[headlines]

--------------------------------------------------------------

Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

[headlines]

--------------------------------------------------------------

Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

--------------------------------

[headlines]