Monday, April 13, 2020 
       
        
       
    Today's  Leasing News Headlines 
 
    Dr. Anthony S. Fauci 
         Salutation 
      Times Are Tough, But Now is the Time 
    to Join a Surviving Company - Question 
Top Ten Stories 
   April 6 - April 8 
The Saga of Furloughs in Our Industry 
   With Restaurants, Manufacturing, Copiers,  Trucks, Not Selling 
Stand Tall, America!  We Will, as Always, 
   COME BACK STRONGER! 
    By Allan Levine, Madison Capital 
New Hires/Promotions in the Leasing  Business 
  and Related Industries 
Non-Essential 
  The Ultimate Hire by Ken Lubin, ZRG Partners 
Developing New Business Challenges 
   in a Pandemic Marketplace 
    By Ralph Mango 
Wear Your Mask at Home  
  Placard 
California Tops Two Million Jobless  Claims 
  Jobless Claims Eight States (Mar. 21 - Apr. 4) 
Addressing COVID-19:  New Implementation 
   of Remote Online Notaries (RON) 
Pointer 
   West Palm Beach, Florida  Adopt-a-Dog 
Webinar "Workout and Bankruptcy  Implications 
   and Opportunities of COVID-19" April  30  12:00pm ET
     
    News Briefs---
       
      Small Businesses Wait for Cash 
        as Disaster Loan Program Unravels 
      Owner who got Paycheck Protection  loan:  
        It's an "incredibly bad fit" for  what businesses need 
      Yelp lays off 1,000 workers, furloughs  1,100  
        to make ‘severe’ cost reductions/35% of  workforce 
      Disney World Furloughing 43,000  Workers--Closed Mid-March 
        Disney World in Florida and Disneyland Resort  in California 
      Coronavirus cleanup crews on infected  Navy ship 
         using T-shirts for masks 
      Boeing finds two more 737 Max software  flaws 
         “hypothetical faults” could crash plane
     Broker/Funder/Industry  Lists | Features  (wrilter's columns) 
  Top  Ten Stories Chosen by Readers | Top  Stories last six months 
  www.leasingcomplaints.com (Be Careful of Doing Business) 
    www.evergreenleasingnews.org 
  Leasing News Icon for  Android Mobile Device 
      
       
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          Sports Brief---- 
           California Nuts Brief--- 
            "Gimme that Wine" 
             This Day in  History 
              SuDoku 
               Daily Puzzle 
                GasBuddy 
                 Weather, USA or specific area 
                Traffic Live----  
      ########  surrounding the article denotes it is a “press release,” it was not  written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered  a “byline.” It reflects the opinion and  research of the writer.      
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        [headlines] 
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        Dr. Anthony S.  Fauci 
        Salutation 
           
        "He’s  79 years old. An immunologist by trade. Worked for 6 presidents. He’s already  been awarded the Presidential Medal of Freedom. He’s helped America navigate  AIDS, Ebola, Swine Flu, H1N1 and now Corona. He is the hero we need right now.  Whatever he says to do...do it! I don’t  know how the world thanks a person like this but I’m just hopeful we have the  fortitude as a nation to listen to him. Prayers to you, Dr. Anthony S. Fauci.  Some heroes wear lab coats instead of capes!"  
        ~Jim  Weinstein.   
         
         
[headlines] 
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        Times Are Tough, But Now  is the Time 
to Join a Surviving Company - Question 
        This headline brought the most  readers to open this notice. It was amazing as there are no listings, 
          as the purpose is to have readers take  out a free classified ad to find employment. 
        Perhaps the guess was many wanted to  see who had taken out a classified ad or what each person was  posting to a specific category. 
        If I am guessing wrong, why so many  opened this notice last week? Please email “on”  or “off” the record my email address below. 
    -         Editor 
          
        100 Word Maximum Free Listing 
           
          You can use a Gmail or  Yahoo email listing, and give a description of your experience, if you don't want  to include a resume. The ad is free and only limitation is limited to (100)  words. 
   
  To post your free ad,  please email: 
  kitmenkin@leasingnews.org 
           
         
        [headlines] 
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        Top  Ten Stories 
April 6 - April 8 
           
        (Stories  most opened by readers)         
        (1) Times Are Tough, But Now is the Time 
      to Join a Surviving Company 
  http://leasingnews.org/archives/Apr2020/04_06.htm#times 
        (2) Leasing Icon Paul J. Menzel, CLFP, 
           Takes  “Early” Retirement 
  http://leasingnews.org/archives/Apr2020/04_06.htm#menzel         
        (3) Big banks may have just killed the  government's $349           
             billion  relief effort to save America's devastated small businesses 
        https://www.businessinsider.com/349b-small-business-relief-program-may-be-dead-on-arrival-2020-4         
        (4) Paul Menzel, CLFP, Now Retired 
         But Still Wants to Keep Active 
  http://leasingnews.org/archives/Apr2020/04_08.htm#menzel         
        (5) Delay in CARES Act Implementation 
         Scramble as Predicted Friday Comes True 
  http://leasingnews.org/archives/Apr2020/04_06.htm#delay         
        (6) How to Reach Customers During a Pandemic  Shutdown 
         FinTech  #102 by Alex Vasilakos 
  http://leasingnews.org/archives/Apr2020/04_08.htm#how         
        (7) A fire at a Florida airport destroyed 
        more than 3,500 rental cars 
  https://www.cnn.com/2020/04/05/us/airport-fires-cars-trnd/index.html 
        (8) 'Nightmare': 3 small-business owners  describe 
          process of applying for PPP coronavirus loans 
  https://finance.yahoo.com/news/nightmare-3-small-business-owners-describe-process-of-applying-for-ppp-coronavirus-loans-132110725.html         
        (9) Chocolate Bunnies for Easter---The New  Normal 
         Photo 
  http://leasingnews.org/items/bunnies_mask2020.jpg 
        (10) Excellent Short Video: Key SVP Shawn Arnone 
           shares tips for successful vendor finance  relationships (2:07) 
          http://leasingnews.org/archives/Apr2020/04_08.htm#excellent 
          
          
       
      [headlines] 
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        The Saga of Furloughs in  Our Industry 
With Restaurants, Manufacturing,  Copiers, Trucks, Not Selling
          
        
 2019  Top Categories Marlin 10-K 
  “There  were over 100 different equipment categories financed, with the largest  categories set forth as follows, as a percentage of the December 31, 2019  aggregate Equipment Finance minimum lease and loan payments receivable:”  
          
          (1) 
        There are  several leasing and finance companies who have laid off employees. Their  business is down and their applicants don’t meet their credit criteria for  business loans. 
        Originally,  Marlin Business Services notified, in an investors filing and news release,  that they had "Since Friday, March 20, 2020, Marlin’s entire workforce has  been working remotely and all business-related employee travel has been  suspended. Through the successful execution of the plan, Marlin has not  experienced any interruption of its normal business operations." (2) 
        Last week,  there were dozens of Marlin Business Service employees selling their stock as  reported by their legal investor notices.   The stock had gone from a year ago at $25.44 to a low of $4.66 (Friday  closing: $7.45). They obviously need the cash. Perhaps pay had been cut or they  were furloughed. 
        An insider  well known to us sent an email last Wednesday, "Marlin  furloughed 120 people yesterday, including 90  in Sales."  
        Our policy is  to get at least two confirmations, three is better, from people we know well.  We received five such confirmations, all off the record.  One said employees furloughed had called him,  looking for a position with his company. 
        The Marlin  president did not respond to Leasing News’ inquiry. A very well-informed source  told us we were asking the wrong people; to contact Marlin's Investor Relations  Contact. We did reach out to the Senior Vice President & Chief Financial  Officer, as well as his assistant. 
        It was our  position that Marlin should make a statement about what was going on, which  they finally did on Thursday afternoon, in a form 8-K filing: "...the  Company informed its workforce that approximately 120 employees will be  furloughed as part of a plan to adjust the Company’s expense base and ensure  operating efficiency during the COVID-19 crisis. The furlough period will begin  on April 13, 2020 and is currently expected to continue through May 31, 2020.  During the furlough period, impacted employees will continue to be covered  under the Company’s healthcare plans and the Company will cover each impacted  employee’s portion of their healthcare premium." 
        Interestingly,  that our five sources had told us the event had already happened the week  prior, not this week. 
        There are other  companies who have let employees go, many furloughed, and Leasing News has  heard from company presidents. 
          It was off  the record and therefore not appropriate to report this information.  Of course, there also is a lot of remote working. 
        George  Pelose, now President of NewLane Finance, when he was at Marlin always returned  emails or telephone calls.  The current 
          administration  at Marlin does not. 
        Leasing News will  continue to have articles from professionals about working remotely, about  sales, and surviving in tough times. 
        
          - Marlin Business Services 10-K Report
 
          Year-end  December 31, 2019 (highlights plus full report)                         http://leasingnews.org/archives/Mar2020/03_16.htm#marlin 
          - Marlin Business Services Files  Revealing 8-K
 
            "Operating  Under COVID-19 Pandemic 
            http://leasingnews.org/archives/Apr2020/04_01.htm#marlin 
             
             
             
         
          
         
      
        
 [headlines] 
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        Stand  Tall, America!  We Will, as Always, 
          COME  BACK STRONGER! 
        By Allan Levine,  
          Partner, former President and CEO 
          Madison Capital 
           
         
          Hoping, first and foremost, this message finds you and your loved ones well. 
   
          With 46 years in business, I have witnessed much from high gas prices ($4.11  per gallon) to crazy recession high interest rates of 18.3% (from my aging  memory) to FED Zero rate now, to slow and fast biz periods thru good presidents,  and bad ones. AMERICA-WE ARE HERE TO STAY, GROW, and PROSPER. 
   
          Nothing has ever broken the American spirit. We Americans do our best work in  times of crisis. Check the history books. WE WILL BOUNCE BACK-----STRONGER. 
   
          Now, let’s turn the page. With government assistance, our businesses will come  back. We are all in the same boat but “WE WILL COME BACK.”  When this started, our economy was at a high.  WE WILL BE BACK. 
   
          For those struggling, reach out to whom you must, as all are prepared to help  you as much as they can. YOU WILL BE BACK and we lenders know it. 
   
          For those in flourishing industries, due to demand for your products, in this  insane market, keep performing as you are important to the supply chain. You  are so needed. 
   
          WE WILL BE BACK-BIGGER-BETTER-HEALTHIER 
   
          If you need business financing or refinancing for vehicles and/or equipment,  you can always count on me to do whatever I can to help you. 
   
          Warm Regards, 
   
          Allan Levine 
          Partner, Madison Capital LLC 
          410 977 1011 
  alevine@madisoncapital.com  
        Stepping down as President of Madison  Capital a year ago, Allan says he is having the best time continuing partner  responsibilities by supporting credit, being on the management team, and Board  of Directors. And, “doing what I love best is, continuing to provide financing  solutions for my current, many past and future clients." As it turns out,  he reports he is busier than ever. 
         
        Allan has served on many boards and  committees throughout the leasing industry, and has been active in community  organizations. His involvement has included the local chapter of the National  Vehicle Leasing Association. He also has served on The Equipment Leasing and  Finance Association’s Committee for Independent Leasing Companies and its Future  Council group. He served on the board and was editor of the Eastern Association  of Equipment Leasing's quarterly publication, until it merged with what is now  the National Equipment Finance Association. 
        He is a long-time Leasing News  Advisory Board member and contributing writer. 
          www.madisoncapital.com 
          
        
        
        
        [headlines] 
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        New Hires/Promotions in  the Leasing Business 
          and Related Industries 
           
          
          
        Thomas "Tom" Depping, CPA was named Executive Vice President,  Ascentium Group Manager at Regions Bank, Kingwood, Texas. Previously, he was  Chief Executive Officer, Ascentium Capital (August, 2011 - April, 2020);  Chairman and CEO, Main Street Bank (2004 - August, 2011); Chairman and CEO, MS  Financial  (November, 2004 - Present);  First Sierra Finance (June, 1994 - March, 2001); President, SunAmerica  Financial Services (1981 - 1994); Staff Accountant, KPMG (May, 1980 - August,  1981).   Education: Eastern Michigan  University. BBA. Accounting and Finance. Cum Laude. (1976 - 1980). Ypsilanti  High School (1976).https://www.linkedin.com/in/tom-depping-9742a012/ 
          
          Jeremy Dials was hired as Vice President,  Commercial Relationship Manager, U.S. Bank, Cedar Rapids, Iowa. Previously, he  was Sales Engineer, ExxonMobil (2019 - 2020); Vice President, Senior Account  Manager, GE Capital, Healthcare Equipment Finance (2011 -2018); Regional Vice  President, Originations, TCF Equipment Finance (2010 -  2011); Vice President, Specialty Finance, GE Capital (2007 - 2010); Area  Financial Services Manager, GMAC Financial Services (2004 - 2007); Tax  Associate, KPMG (2003 - 2005). Education: Cornell University Graduate  School.  Master of Business  Administration. MBA.  Indiana University,  Kelley School of Business. Bachelor's degree, Accounting.  Activities and Societies: Delta Sigma Pi, Accounting  Club, Finance Club. https://www.linkedin.com/in/jeremy-dials-41a3974/ 
          
        Michael Galan was hired as Collections Manager,  Alliance Funding Group, Tustin, California.   He is based in Tampa/St. Petersburg, Florida Area. Previously, he was at  Pinnacle Capital Partners, starting May, 2006, Collections; promoted 2006,  Portfolio Manager.  Credit  Representative, Coca Cola Refreshments (June, 2013 - September, 2017);  Collector, Oce Financial Services (2006); Collections Manager, Adams, Cooper  & Marks (2003 - 2006); Collection Manager, American Express Business  Finance (May, 1996 - February, 2003); Collection Manager, First Sierra  Financial (May, 1996 - February, 2003); Accounting Specialist, Racal Datacom  (January, 1992 - February, 1996); Collector and Fraud Loss Avoidance Group  Specialist, American Express (1991 - 1996); Stock Loan Officer, First  Interstate Portfolio Lending Services, Inc. (1993 - 1990); Collections,  Manufacturers Hanover Trust (1980 - 1983). Education: Xaverian High School  (1974 - 1977). https://www.linkedin.com/in/michaelgalan/ 
           
          Shawn Halladay, CLFP, CPA was hired as Chief Financial and Operations Officer (CFO/COO), Pitney Bowes  Bank, Inc., Salt Lake City, Utah. “(He)..will be responsible for the overall  financial management of the bank. He will build and support the bank’s strategy  and expand the level of products and services offered. He will oversee  portfolio management, liquidity and capital management.  “We are thrilled to welcome Shawn to the  Pitney Bowes Financial Services team,” said Christopher Johnson, Senior Vice  President and President, Pitney Bowes Financial Services."  Previously, he was Managing Director, Amembal  & Halladay (September, (2014 - April, 2020); Managing Director, The Alta  Group (September, 1995 - April, 2020). Prior, he was a consultant  "implementing best practices, benchmarking studies, strategic planning,  leasing system selection and implementation, litigation support, accounting,  and quantitative analyses."  His  professional expertise stretches across all leasing sectors and around the  globe. Based in Salt Lake City, Utah, he has served lessors throughout North  and South America, Africa, Asia, and Europe. He was awarded a Certified Leasing  and Professional Foundation certificate for his contribution to the  industry.  He was appointed to the  Leasing News Advisory Board on April 17, 2006. He has authored or co-authored  eight books on equipment leasing, including "A Guide to Equipment  Leasing," "A Guide to Accounting for Leases" and "The  Handbook of Equipment Leasing."  He has  also been a contributing writer to Leasing News, reporting on Leasing and  Finance Conferences, as well as other events. He has written extensively on the subject of equipment leasing,  with over 40 articles and contributions to ten research studies for the  Equipment Leasing and Finance Foundation in the U.S., including Predictive Analytics: The Key to  Increasing Profitability and Enhancing Customer Satisfaction, Forecasting Quality: An Executive  Guide to Company Evaluation, and Perfect Storms: Why Successful Companies Have Exited the  Marketplace. He is a member of the Financial Accounting  Committee of the Equipment Leasing and Finance Association of America, serves  on the Editorial Review Board of the Equipment Leasing and Finance Foundation,  and regularly speaks at industry events within the U.S.  He is a member of the American Institute of  Certified Public Accountants. Shawn serves as Treasurer for the Utah Soccer  Association, holds several administrative positions within the State Referee  Committee, and coaches several soccer teams in the Utah Adult Soccer league.  Education: University of Utah, David Eccles  School of Business. MBA. Finance (1978 - 1979).   University of Utah, David Eccles School of Business. BS. Accounting,  Accounting and Finance (1975 - 1978). 
        https://www.linkedin.com/in/shawn-halladay-1aa3946/ 
          
        Paul A. Larkins was appointed Chairman, LERETA,  Pomona, California. He joined the firm as Lead Director, July, 2019.  He remains Senior Advisor, Aquiline Capital  Partners (June, 2018 - Present); Director, FirstSun Capital Bancorp (November,  2019 - Present); Director, Amur Equipment Finance (September, 2019 -  Present).  Previously, he was President,  CEO, and Director, SquareTwo Financial (April, 2009 - August, 2016); President  and CEO; Key Equipment Finance, Key National Finance, Key Corporate and  Commercial Bank (1993 - 2009); Senior Vice President, National Sales Manager;  USL Capital (a Ford Financial Services Company) Ford Credit (1984 - 1993);  Account Manager, IBM (February, 1980 - October, 1984). Volunteer: Board Member,  Food for Thought, Denver (2012 - Present); Director (Former Chairman) Equipment  Leasing and Finance Association.  Former  Director, School of Economics and Business Administration, Saint Mary's College  of California. Former Advisory Board Member. University of Colorado Boulder,  Leeds School of Business (January, 2000 - January, 2011). Leasing News Person  of the Year 2006.  Education: Saint  Mary's College of California. Bachelor of Science. BS, Economics and Business  Administration. California Polytechnic State University, San Luis Obispo.  Economics.  University of Delaware Professional  and Continuing Studies. Stonier Graduate School of Banking (ABA). https://www.linkedin.com/in/paulalarkins/ 
          
        Shawn Lenhart was hired as Director of Sales,  Capital Equipment Finance, CIT, New York, New York.  He is located in Columbus, Ohio area.  Previously, he was at Huntington National  Bank, starting May, 2003 as Assistant Vice President, Equipment Finance  Commercial Portfolio Manager; promoted January, 2007, Vice President, Equipment  Finance Sales Executive. Prior, he was at Provident Business Credit (now known  as PNC Financial Services Group, Inc., starting July, 2001 as Vice President,  Underwriting Manager; promoted January, 2003, Vice President, Commercial  Portfolio Manager.  Senior Credit  Analyst, Transamerica Equipment Financial Services Corporation (March, 1998 -  July, 2001). He began his career June, 1988, Commercial Credit Training  Program, Credit Analyst, STAR Bank, N.N. (now known as U.S. Bank N.A.);  promoted Junaury, 1993, Assistant Vice President, Loan Review Analyst; promoted  February, 1995, Vice President, Middle Market Commercial Relationship  Manager.  Volunteer:  Board Member, St. Vincent Family Center  (August, 2016 - Present); Finance Committee Member, People Working  Cooperatively, Inc. (August, 2009 - October, 2011); Pelotonia; Teacher, Junior  Achievement; Volunteer Freestone Foodbank; Volunteer, Ronald McDonald House  Charities.  Education: Wittenberg  University. Bachelor of Arts (B.A.) Economics (1985 - 1989).  Activities and Societies: Alpha Tau Omega. https://www.linkedin.com/in/shawn-lenhart-3277946/ 
                 
        
    
 
       
[headlines] 
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  Non-Essential   
    
  The Ultimate Hire by Ken  Lubin, ZRG Partners   
  The last  thing you want to be is a non-essential employee. 
   
  Having this  designation immediately puts an “X” on your back. It makes you a target and  easily expendable.  No one wants to be  seen as non-essential.  
    
  A few  thoughts that I always try to convey to people in their career.  
  You get hired and/or stay employed for  one of 3 reasons.   
  
    - You make the company money  
 
   
  
    - You save the company money
 
 
  
    - You are saving lives (which still comes down to       money)  
 
   
  If you are  not doing either of these, you are non-essential and that is scary. It is time  to start thinking of ways you can contribute.   It may be too late now, but set yourself up for future success by  gaining the skills necessary.  
  I love this  quote which was written by Earl Nightingale back in the World War II time  frame. 
  "The  biggest mistake that you can make is to believe that you are working for  somebody else. Job security is gone. The driving force of a career must come  from the individual. Remember: Jobs are owned by the company, you own your  career!" — Earl Nightingale   
  Being deemed  a non-essential employee can be detrimental to your success and those that are  around you. The time to separate yourself from the pack is now and go make an  impact.   
  Take care and Stay Safe 
    
    Ken Lubin 
    Managing Director 
    ZRG Partners, LLC 
    Americas I EMEA I Asia Pacific 
    C: 508-733-4789 
    https://www.linkedin.com/in/klubin/  
  "What is the  Ultimate Hire? The Ultimate Hire is the professional that every business, team  or leader needs in their organization. This is the high performance individual  that always rises to the top, brings the team to the next level and can  significantly add to the bottom line. The Ultimate Hire is the person that you  can't afford to be without. Finding, Attracting, Hiring and Retaining these  professionals is critical to the success of your business. We have identified  these traits and can help you find these top professionals." 
   
  The  Ultimate Hire Collection: 
    http://leasingnews.org/Conscious-Top%20Stories/ultimate.html 
    
     
    
  [headlines] 
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  Developing New Business Challenges 
    in a Pandemic Marketplace 
  By Ralph Mango 
   
    
  The  challenge is to find those areas of opportunity in new markets, analyze and, if  necessary, change practices, policies and processes that provide your company  with a competitive differentiation that will attract new customers while  retaining your existing base.  To be  candid, this is a stiff challenge to navigate uncharted waters but a  competitive imperative to be met head on. Your future likely depends on it. 
  Assuming  your firm has a strategic and tactical plan as the roadmap for 2020, it is fair  to conclude that it is all but irrelevant simply because the plan did not  anticipate this worst-case scenario. Many of us have the experience in such planning that we have usually  articulated three cases:  
  
    - The expected case that will drive the       tactical plan
 
    - The best case that provides an expected       upside if all the planets are aligned
 
    - The worst case which usually is something       below expected case but not nearly as dire as the current state of       2020.  
 
   
  Accordingly,  while it is important to analyze your expected case in light of the current  state, once you have completed that analysis, you’ll likely need to start from  square one to rebuild your game plan for the remainder of the year.  
  If you  did not draft an expected case for 2020, all is not lost.  You have ample time now to do so provided you  research the current state, where your business plans can be expected to  succeed, suspend efforts in those industries that have been crippled, and be  brutally honest about what you must do to survive. Everything is on the  table.  It is time to think about what  you did not going into this year. 
  We  have all been challenged during any year to complete periodic operational  reviews against the plan for the year, evaluating the following:  
  • When we succeeded, what did we do and  what must we do to continue?  What  external considerations contributed?   
    • When we have failed, what was it that  caused the failure and what must we do to eliminate those behaviors?  What external considerations contributed? 
    • Is the value proposition and brand still  viable? 
    • What about marketplace conditions,  financial issues and personnel have changed that cause us to reconsider our  original plan?  
    • Are the positions staffed with the best  people who will carry us?  This issue  cannot be overstated in the context of needing to do more with less. 
    • Are you optimizing your technology  investment throughout the enterprise toward the desired productivity, cost  reductions, messaging, operations and other compulsory parts of your business?  
     
  It is  incumbent upon you as leaders to be brutally candid about this given the  environment in which employees and customers must now operate.  There are similar changes among your funding  sources that have also had to undertake the exhaustive review described  herein.  They are likely reviewing their  relationship with you.   
  Questions to  consider: 
    • If you have a portfolio that generates  monthly revenues, what are the factors that imperil the continuing payment from  those customers?  This risk is heightened  if your customers are in the most heavily impacted industries such as retail,  hospitality, services, travel, etc. 
    • Investigate markets that represent  immediate opportunities; understand the products and service levels required  for reasonable penetration. 
    • If you do not manage a portfolio, what  tactics will you deploy to at least maintain status quo and something above  that? 
    • If the medium of contact has been  in-person rather than online or by connected device, that plan requires an  overhaul toward exploiting the latter at least until there is an all-clear from  the in-place directives. 
    • Evaluate internal processes and policies  that may improve productivity that can be used to attract new customers. 
    • You likely have association  memberships. These are rich resources  that you should exploit in the context of the above market and operational  considerations, i.e., best practices, what not to do, etc. 
    Once  the analysis has been completed and a position paper delivered, critically  review with your leadership team. If you  are the sole leader, ask trusted associates, friends, and/or family to serve in  a critic’s capacity to challenge the conclusions and steps to take. Once you are confident of the go-forward  plan, implement them with your teams with care to explain the what, why, where,  when and how.   
  Ralph Mango 
    Leasing News Associate Editor 
  ralphmango@hotmail.com 
  During  his leasing industry career, he has consulted on multiple business necessities  that include internal control processes for sales, sales support,  documentation, verification, funding, and MIS; integration of CRM into sales  processes toward reducing administrative tasks, strengthening forecast  reliability and pipeline veracity, and pricing authority delegation to eliminate  revenue leaks, among others. 
  His  nearly 40-year equipment leasing career includes stops as VP-General Manager,  SVP of Sales and Sales & Marketing, and Region management with several  industry leaders. He has broad and successful business unit general  management experience in both indirect and direct equipment leasing as a  captive lessor and vendor provider that began as a credit manager. 
  His  career zenith was as Sr. Vice President, Sales & Marketing, Newcourt  Financial when he piloted the proposal team through which he became Co-founder,  Vice President and General Manager, Dell Financial Services in 1997.   
   
        
        
   
        
    
  [headlines] 
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 [headlines] 
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  The week  ending on April 4 saw another huge number of initial jobless claims in the U.S.  with over 6 million for the second week in a row. In total, that brings the  jobless claims filed in the U.S. to over 16 million in just the last three  weeks. 
  California  has been leading the country in initial jobless claims since the week ending on  March 21, with Californians filing over two million claims in the last three  weeks. The only other state to surpass one million has been Pennsylvania,  although since those numbers haven’t been publicly released, they’re only  estimates. Other states hit hard with surging unemployment are Michigan, New  York and Texas – all surpassing 700,000 jobless claims each in the last three  weeks. 
  The economic  impact of the COVID-19 disease is creating an unemployment spike not seen in  the country since the Great Depression in the 1930s. Many are predicting April  to show an unemployment rate of over 15 percent, and that number could continue  to skyrocket as the year progresses. At the end of March, the Senate approved a  historic $2 trillion stimulus for the country in anticipation of record  unemployment. Restaurants, hotels and airlines have been hit the hardest, as  people all over the country and the world stay home and socially distance  themselves. 
  By Willern  Rober, Editor, Statista 
  https://www.statista.com/chart/21389/jobless-claims-by-state-coronavirus/ 
    
  
  [headlines] 
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  ##### Press  Release ############################ 
  Addressing COVID-19:  New Implementation 
    of Remote Online Notaries (RON) 
     
    American Notary Association 
     
  In this  ever-changing environment we are all currently in, it is increasingly apparent  that we at American Notary Association need to be adaptive and forward  thinking. In an effort to stay in front of the curve and provide value-added  services while keeping your clients, our employees, notaries and the general  public as safe as possible, we have now implemented Remote Online Notaries (RONs) to the suite of services we provide. 
  Remote  Online Notarization, or RON,  is the use of audio/visual technology to complete a notarial act when the  principal is not in the same physical location as the notary public. Although  this is a newer way of notarizations, as we all work through this state of  quarantine collectively, RON is rapidly becoming more and more needed and  accepted. 
     
    As you are exploring virtual alternatives, we will be right there with you. Any  of the resources that we have at our disposal will be available to you in order  to help you keep moving forward. Now more than ever, it is vitally important  that we move through this together and stay unified. If there is anything that  we can do to lessen the impact of the changing business environment for you,  please let us know. 
  With over 80,000 signing agents Nationwide,  American Notary Association ensures, professional, error-free signings whenever  and wherever you need us, guaranteed! 
     
    Here is a little insight into our company and our strengths: 
   
             •            Nationwide Mobile  Notary and Loan Signing Service 
             •            Over 80,000 Signing  Agents Nationwide 
             •            Over 50,000  Signings Completed Successfully 
             •            Specialize in  Out-of-Area Signings & Rural Signings 
             •            Specialize in Last  Minute Signings 
             •            Specialize in  Reverse Mortgage Signings 
             •            Specialize in Split  signings 
             •            Remote Online  Notarizations (RON) Capability 
   
   
    All orders can be emailed directly to our team at support@betternotary.com or  placed directly through our secure online system. We handle all scheduling and  oversee each signing from start to finish. We also provide up-to-the-minute  updates including notary confirmation, borrower confirmation, document  tracking, etc. so you always know what’s going on with your files. 
   
  We are currently  offering 50% OFF your 1st three signings to new clients along with bulk and  competitive pricing on all signings. 
   
    We wish you and your family's safety, good health, and continued success in  business and relationships. We will get through this together! 
   
    Respectfully, 
   
    John Hodina | Founder & CEO 
    American Notary Association  
    (800) 245-3220 
    support@betternotary.com 
    www.BetterNotary.comunt elementum sem non luctus.   
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        Pointer 
        West Palm Beach, Florida   Adopt-a-Dog 
          
 
        Coco 
Female 
2 years 
Foster Home 
        COCO'S STORY 
        "My name is  Coco and I will go loco to meet a new fur-ever best friend. You will have to  excuse me as I am a bit shy at first, however, I warm up quickly and once I am  warmed up; we will be cooking with gas. Hey, it looks like you could use a best  friend. Yea, I'm talking to you! What's your name? That's a wonderful name.  Now, give me some treats and I will tell you a bit about myself. Yum, thank  you! Ok, I like playing outside and am right in the middle of the pack as far  as my energy level goes. This means that while I do enjoy playtime, I enjoy  relaxation time just as much. Ok, to proceed with this conversation I require  another treat. Slurp, thank you! I do great with other dogs. I actually do so  well with other dogs that I really do require a second furry friend to spend  time with. Something about hanging out with my same species is just really  calming to me. "To continue this conversation please insert another treat,"  gulp, thank you! Now, please tell me a bit about yourself. Ok, yea, uh huh, I  see, very interesting! Based on your treat dispensing skills alone, I believe  we will make a fantastic match. Take me home with you today; together we will  be in paradise." 
        If you are  interested in adopting me, please contact adoptions@peggyadams.org to set up an  appointment to meet me. If you have questions please call 561-686-3663. 
        Adoption Process 
          https://www.peggyadams.org/what-we-do/adoption-process 
        Send an eMail: 
          https://www.peggyadams.org/form/adoption-contact-form 
        PEGGY ADAMS ANIMAL RESCUE LEAGUE 
          3100/3200 N Military Trail 
          West Palm Beach, FL 33409 
        561-686-3663 
        Hours: 
          Open Daily 11:00AM – 6:00PM 
  
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        Webinar "Workout  and Bankruptcy Implications 
and Opportunities of COVID-19" April  30  12:00pm ET 
          
        When: April 30 from 12:00-1:00 p.m. ET 
        Where: Online, Zoom dial-in instructions  will be emailed 1 day in advance         
        We are seeing  an unprecedented influx of troubled credits with the outbreak of the COVID-19  virus and the consequences of the various quarantines and stay-at-home  restrictions. The impact on the secured lending industry is evolving and  creating serious and, potentially, long-lasting effects on borrowers and,  consequently, lenders and other credit providers. The panel will focus on  issues they are seeing and, to the extent possible, steps taken to mitigate the  negative impact we are seeing together with opportunities that may arise.         
        Pricing: 
          Members $0 
        Non-Members  $95 
        Details/Registration: 
        https://www.sfnet.com/home/events/event-detail/2020/04/30/default-calendar/webinar-workout-and-bankruptcy-implications-and-opportunities-of-covid-19-41c075e938a04886be36b52725d1d742 
        
       
      
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        This Day in History 
              1721 - John Hanson (d. 1783), first  President of the US under the Articles of Confederation, was born in Port  Tobacco, MD. He was the heir of one of the greatest family traditions in the  colonies and became the patriarch of a long line of American patriots.   His great-grandfather died at Lutzen beside the great King Gustavus Aldophus of  Sweden; his grandfather was one of the founders of New Sweden along the  Delaware River in Maryland; one of his nephews was the military secretary to  George Washington; another was a signer of the Declaration; still another was a  signer of the Constitution; yet another was Governor of Maryland during the  Revolution; and still another was a member of the first Congress; two sons were  killed in action with the Continental Army; a grandson served as a member of  Congress under the new Constitution; and another grandson was a Maryland  Senator. Thus, even if Hanson had not served as President himself, he would  have greatly contributed to the life of the nation through his ancestry and  progeny.  The new country was actually formed on March 1, 1781 with the  adoption of The Articles of Confederation. This document was actually proposed  on June 11, 1776, but not agreed upon by Congress until November 15, 1777. Once  the signing took place in 1781, a President was needed to run the country. John  Hanson was chosen unanimously by Congress (which included George Washington).  In fact, all the other potential candidates refused to run against him, as he  was a major player in the Revolution and an extremely influential member of  Congress. 
          He was the first President to serve a full term after the full ratification of  the Articles of Confederation.  Like so many of the Southern and New  England Founders, he was strongly opposed to the Constitution when it was first  discussed.  The Articles of Confederation only allowed a President to  serve a one-year term during any three-year period. He remained a confirmed  anti-federalist until his untimely death. Six other presidents were elected  after him:  Elias Boudinot (1783), Thomas Mifflin (1784), Richard Henry  Lee (1785), Nathan Gorman (1786), Arthur St. Clair (1787), and Cyrus Griffin  (1788) - all prior to Washington taking office. George Washington was the first  President of the United States under the Constitution we follow today. And the  first seven Presidents are forgotten in history. 
      1787 – “The Contrast,” by Robert Tyler, became the  first professional United States play to be presented on the stage. 
      1813 - The first federal government mandate of factory  standardization was made with a contract specifying interchangeable parts. The  contract was with Colonel Simeon North of Berlin, CT. The contract was for  20,000 pistols at $7 each to be produced within five years. It stipulated that  the “component parts of the pistols are to correspond so exactly that any limb  or part of one pistol may be fitted to any other pistol of the 20,000.” Colonel  North established his pistol factory in 1810 in Saddle Hill, a suburb of  Middletown. The factory produced about 10,000 pistols a year. 
      1818 - The US Senate ratified the Rush-Bagot amendment to  form an unarmed US-Canada border. 
      1849 - A severe freeze from Georgia to Texas killed  cotton while snow lay on the ground at Charleston, South Carolina. 
      1850 - California Legislature passed the Foreign Miners  Tax that required non-American born miners to pay a monthly $20 tax. This was  the first anti-Chinese legislation in California. It was a lot of money in its  day. 
      1851 – Famous lighthouse storm occurred in New England,  a massive tidal flooding with storm-force winds. Gigantic waves destroyed Minot  Light at Cohasset, Massachusetts with two keepers lost. Great shipping losses  and coastal erosion occurred. 
      1854 - Birthday of Lucy Craft Laney (d. 1933), Macon,  GA.  A free black woman opened what became the Haines Normal and  Industrial Institute in Augusta, Georgia that grew from five students in a  basement to a four-acre campus of almost 1,000 students. 
      1860  – The first ride of The Pony Express reached Sacramento, CA. 
      1861 - President Abraham Lincoln made a  call for volunteers to serve three months, the day  after the surrender of Fort Sumter, South Carolina. His call was for 75,000  volunteers. The first regiment to respond to the call was the Ringgold Light  Artillery of Reading, PA, known as the "First Defenders," commanded  by Dr. John Keys. Their first engagement took place on September 24, 1861, at  Hanging Rocks, West Virginia. When men were not volunteering, a draft was  called with a fee if you did not join. More than one hundred thousand soldiers  were hired to fight for the North. Many of these were immigrants, expressly  brought over, says Shelby Foote,” by companies newly formed to supply the  demand.”  More than eighty-five thousand Americans who were drafted in the  war got out of going by paying a $300 commutation fee. Among these were banker  J.P. Morgan and Theodore Roosevelt, Sr., father of President Theodore  Roosevelt. So many young men with means remained civilians that northern  universities were able to enroll about as many students from the North during  the war as they had before when students came also from the South. No doubt the  people who stayed home later suffered guilt feelings, but the fact is they did  stay home. And more than two hundred thousand Americans who joined the Union  Army subsequently deserted. (Shelby Foote, “The Civil War: A Narrative” (1863). 
      1863 - Congress abolished slavery in the District of  Columbia. One million dollars was appropriated to compensate owners of freed  slaves and $100,000 was set aside to pay District slaves who wished to emigrate  to Haiti, Liberia or any other country outside the US. http://memory.loc.gov/ammem/today/apr16.html 
      1865 - Birthday of Grace Livingston Hill (d. 1947),  Wellsville, NY.  She was an author who published more than 78 novels from  1887 to 1947 that sold more than four million copies. Almost all of the books  use a girl protagonist, usually in a rural environment, who faces a series of  moral and physical challenges and solves them with great moral fortitude and  certainty. They are being reprinted today. 
      1867 - Birthday of Wilbur Wright (d. 1912), born at  Millville, IN, aviation pioneer.  The Wright brothers are considered the  "fathers of modern aviation."  They followed the research of  German aviator Otto Lilienthal and when Lilienthal died in a glider crash, the  brothers decided to start their own experiments with flight. Determined to  develop their own successful design, Wilbur and Orville headed to Kitty Hawk,  North Carolina, known for its strong winds.  On December 17, 1903, they  succeeded in flying the first free, controlled flight of a power-driven  airplane. An extraordinary achievement, Wilbur flew the plane for 59 seconds  over 852 feet.  The Wright brothers soon found that their success was not  appreciated by all. Many in the press, as well as fellow flight experts, were  reluctant to believe the brothers' claims. As a result, Wilbur set out for  Europe in 1908, where he hoped he would have more success convincing the public  and selling airplanes. In France, Wilbur found a much more receptive audience  and, in 1909, Orville joined his brother in Europe, as did their younger  sister, Katharine. The Wrights became huge celebrities there, hosted by royals  and heads of state, and constantly featured in the press. The Wrights began to  sell their airplanes in Europe, and then returned to the United States in  1909.  The brothers went on to become wealthy businessmen, filling  contracts for airplanes in both Europe and the United States. 
      1868 - The Senate voted on one count in the impeachment  proceedings of President Andrew Johnson. The vote fell one short of the  two-thirds majority needed to take action. On May 26, further charges similarly  failed and he was acquitted. 
      1869 - The first African-American US  Consul was Ebenezer Don Carlos Bassett, Consul General to Haiti, where he  served until November 27, 1877. 
      1870  – The Metropolitan Museum of Art in NYC was chartered.   "for the purpose of establishing and maintaining in said City  a Museum and Library of Art, of encouraging and developing the Study of the  Fine Arts, and the application of Art to manufacture and natural life, of  advancing the general knowledge of kindred subjects, and to that end of  furnishing popular instruction and recreations."[88] This legislation was  supplemented later by the 1893 Act, Chapter 476, which required that its  collections "shall be kept open and accessible to the public free of all  charge throughout the year."[89] The founders included  businessmen and financiers, as well as leading artists and thinkers of the day,  who wanted to open a museum to bring art and art education to the American  people.  
      1873 - In the Colfax Massacre in Grant Parish, Louisiana,  60 blacks were killed. The dispute over the government of Louisiana continued  to escalate. Republican officers of Grants Parrish were holed up in the city of  Colfax. Blacks from the surrounding area feared an attack, so they entrenched  themselves in front of the courthouse. A huge white mob attacked. The day was a  massacre, as somewhere between 60 and 100 local blacks were killed even as they  tried to surrender. The white mob suffered only 3 casualties. The battle for  the courthouse of Colfax, Louisiana has been renamed  the Colfax Massacre. All of the blacks in the area and Governor Kellogg were spared  only because the President ordered the federal troops to intercede and stop the  white mob before they moved to another area, killing all the blacks and their  white sympathizers. The New Orleans Times' headline the next day read,  "War at Last!!" They also warned other white sympathizers to beware.  The majority of the white people in Louisiana supported the "Colfax  Massacre," and the systematic annihilation of blacks and the white  sympathizer governments. 
      1880 - A tornado near Marshall, MO, carried the heavy  timbers of an entire home a distance of twelve miles. 
      1889 - Birthday of Charles Spencer Chaplin (d. 1977),  better known as “Charlie Chaplin,” famed film comedian, who portrayed  “The Little Tramp,” born in London, England. Film  debuted in 1914. Knighted in 1975. In his  autobiography Chaplin wrote: “There are more valid facts and details in works  for art than there are in history books.” 
  http://www.csse.monash.edu.au/~pringle/silent/chaplin/filmography.html 
      1900 - The first book of postage stamps was issued,  selling two-cent stamps in books of 12, 24 and 48 stamps. 
      1905 - An endowment for a college teachers’ pension  fund was established by Andrew Carnegie, who donated $10,000,000 of personal  money to create the Carnegie Foundation for the Advancement of Teaching. 
      1900 - Birthday of Polly Adler was born Pearl Adler (d.  1962) in Russia.  She was the operator of the most famous New York house  of prostitution. After having been raped while working as mill girl in a  Brooklyn factory, she had an illegal abortion from the resulting pregnancy. She  then abandoned her orthodox Jewish life and sought the bright lights of show  business. Almost accidentally she began procuring women for gangster friends to  avoid poverty. She vowed "to be the best goddamn madam in America."  With a combination of panache, publicity, and bribery she did so, hosting the  sensual pleasures of government officials, actors, business tycoons, and  gangsters for several decades. Arrested a number of times, she served only 24  days in jail (her male clients none) from 1924 to 1943 when she retired and  moved to Los Angeles. Even "reformer" Thomas Dewey, the New York city  district attorney who parlayed crime into a bid for the presidency, was unable  to close her down. Her autobiography “A House is Not a Home” (1952) was an  international best seller translated into most languages and it was made into a  movie. 
      1908 - The first Oakland car is sold to a private  owner. The Oakland Car Company was the creation of Edward Murphy, the founder  of the Pontiac Buggy Company. Murphy was one of the most respected designers in  the carriage industry. He decided to enter the car business, and invited  Alanson Brush, the designer of the Brush Runabout, to join him. Brush had been  a chief engineer at Cadillac; his contract with Cadillac included a  no-competition clause that had just ended when he met Murphy. Anxious to get  back into the design race, Brush built a car for Murphy that was ready in 1908.  Oakland ran independently for less than a year before it was purchased by  William C. Durant and absorbed into Durant's holding company, General Motors.  Durant's purchase of Oakland is often regarded as mysterious, considering the  company had enjoyed little success and had produced less than a thousand cars  at the time Durant purchased it. Often accused on "intuitive" business  practices, Durant claimed that his purchase of Oakland, while exhausting his  cash flow, provided GM with a more impressive portfolio on which to base their  stock interest. Nevertheless his decision to purchase Oakland, later called  Pontiac, forced Durant out of control of GM. 
      1908 - Natural Bridges National Monument in Utah was established.  
   http://www.americansouthwest.net/utah/natural_bridges/national_monument.html 
      1909 - Birthday of Eudora Welty (d. 2001), Jackson,  MS.  Short story writer and novelist, her stories focus on small town  Mississippi. She won the 1973 Pulitzer Prize in fiction for “The Optimist's  Daughter.” 
      1914 – The Baltimore Terrapins hosted the very first  game in Federal League history, defeating Buffalo, 3 - 2, behind the strong  pitching of Jack Quinn. A crowd estimated at 27,000 stands 15 rows deep in the  outfield to witness the return of big league baseball to Baltimore whose Orioles  were taken over by the American league after the 1901 season, then moved to New  York as the Highlanders.  The Federal League began play in 1913 as a  six-team minor league. The league expanded to eight clubs for the 1914 season  and declared war on the other two  major leagues. Federal League clubs lured away stars from the established  leagues.  In January, 1915, the Federal League filed an antitrust suit  against organized baseball.  After the season, a peace treaty was signed  between the Federal League and Major League baseball. The Federals' lawsuit, which  had been stalled by Judge Kenesaw Landis in the hopes of provoking a settlement,  was dropped. In exchange, owner Charles Weeghman of the Whales was allowed to  purchase the Chicago Cubs and St. Louis Terriers owner Phil Ball was permitted  to buy the St. Louis Browns. The other owners were offered a cash settlement.  The players from the other six clubs were sold to the highest bidders.   The only holdouts in the settlement were the owners of the Baltimore Terrapins,  who desperately wanted to return Major League baseball to their city. They  launched a separate anti-trust lawsuit against the  established major leagues and the other Federal League owners who had accepted  the settlement. This resulted in the famous Federal League ruling, in which the  Supreme Court ruled that baseball did not constitute interstate trade and  consequently wasn't subject to federal anti-trust law. 
      1919 - Birthday of American composer Arthur St Germaine (d.  2010), Worcester, MA. 
      1919 - Singer and actor Howard Keel (d. 2004) was born  in Gillespie, Illinois. Keel's strong baritone was featured in such 1950's  movie musicals as "Annie Get Your Gun," "Show Boat, "Seven  Brides for Seven Brothers" and "Kismet." His career was revived  in the 1980's with a featured role on the television series "Dallas." 
       1924 - Birthday of Henry Mancini (d. 1994), born  Enrico Nicola Mancini at Cleveland, OH. Mancini made his mark in Hollywood  composing film scores and songs. Newly discharged from World War II service,  Mancini entered the music industry in 1946, becoming a pianist and arranger for  the newly re-formed Glenn Miller Orchestra, led by 'Everyman' Tex Beneke. After  World War II, Mancini broadened his skills in composition, counterpoint, harmony  and orchestration during studies opening with the composers Krenek and  Tedesco.  In 1952, Mancini joined the Universal Pictures music department.  He was a perennial winner at the Oscar and Grammy award ceremonies. 
      1929 - The New York Yankees become first Major League team to  wear numbers on uniforms. 
      1933 - Franklin Falls, New Hampshire was buried under  35 inches of snow. 
      1935 - The radio comedy program, “Fibber McGee and  Molly,” starring Jim and Marian Jordan, premiered on the NBC Blue Network. 
      1937 - One of Stan Laurel's and Oliver Hardy's best  features, “Way Out West,” opened in theaters. Critics liked it, saying the film  moved well, and the comic duo performed a charming soft-shoe dance. The film  was nominated for an Oscar for Best Film Score. 
      1935 - On snowy day and near freezing day as the band  plays Jingle Bells at Boston's Braves Field, Babe Ruth makes his National  league debut as he homers and singles off Giants' legend Carl Hubbell. Although  the Braves beat New York, 4-2, the team will go on to win only 37 more games  this season. 
      1938 - Gene Krupa’s first big band debuts at Steel  Pier, Atlantic City. 
      1939 - Dusty Springfield, Britain's leading female vocalist  in the mid-1960's, was born Mary Isobel Catherine O'Brien (d. 1999) in London.  She took her stage name from a folk group called the Springfields, which she  formed with her brother Tom. After the Springfields broke up in 1963, Dusty had  a successful solo career, with such hits as "You Don't Have to Say You  Love Me" and "Wishin' and Hopin'." She also sang the original  theme song for "The Six-Million-Dollar Man," but the song was later  dropped from the television series.  In 1987, Springfield combined with the  Pet Shop Boys for a top-ten hit, "What Have I Done To Deserve This?"  The Pet Shop Boys later co-wrote and produced tracks for her 1990 album  'Reputation' - which included the PSB penned hits “In Private” and “Nothing Has  Been Proved,” the latter included in the Bridget Fonda film, “Scandal.” 
      1940 - No. 1 Billboard Pop Hit:  “In the Mood,''  Glenn Miller Orchestra. It topped the charts for 13 straight weeks in 1940 in  the U.S. and one year later was featured in the movie, “Sun Valley Serenade.”  The recording receives a Grammy Hall of Fame Award in 1938.  In 1983, the  Glenn Miller recording from 1939 was inducted into the Grammy Hall of  Fame.  In 1999, NPR included the 1939 Glenn Miller recording on RCA  Bluebird on the NPR 100, the list of "The 100 most important American  musical works of the 20th century".  In 2004, the 1939 Glenn  Miller recording on RCA Victor was inducted into the Library of Congress  National Recording Registry which consists of recordings that are  "culturally, historically, or aesthetically significant." 
      1940 - The first Major League no-hitter on Opening Day.   Bob Feller of the American League Cleveland Indians retired 15 men in a row  from the fourth inning to the eighth inning against the Chicago White Sox,  winning 1-0.  This remains the only  Opening Day no-hitter ever thrown. 
      1940 - On Opening Day, Franklin D. Roosevelt's errant ceremonial first pitch smashes a Washington Post camera.  The Chief Executive is not charged with a wild pitch as Red Sox hurler Lefty  Grove blanks the Senators, 1-0. 
      1941 - German troops entered Sarajevo and the city's  main synagogue was destroyed. 
      1943 - Hallucinogenic effects of LSD discovered in  Basel, Switzerland, Albert Hoffman, a Swiss chemist working at the Sandoz  pharmaceutical research laboratory, accidentally consumed LSD-25, a synthetic  drug he had created in 1938 as part of his research into the medicinal value of  lysergic acid compounds. After taking the drug, formally known as lysergic acid  diethylamide, Dr. Hoffman was disturbed by unusual sensations and hallucinations.   Widespread use of the so-called "mind-expanding" drug did not begin  until the 1960s, when counter-culture figures such as Albert M. Hubbard,  Timothy Leary, and Ken Kesey publicly expounded on the benefits of using LSD as  a recreational drug. The manufacture, sale, possession, and use of LSD, known  to cause negative reactions in many of those who take it, was eventually made  illegal across the United States. 
      1944 - The destroyer USS Laffey survives horrific  damage from attacks by 22 Kamikaze Japanese aircraft off Okinawa. 
      1944 - An F4 tornado tracked 40 miles through Franklin,  Hart, and Elbert counties in Georgia and through Anderson and Abbeville  counties in South Carolina. 25 were killed and 120 were injured. Damage totaled  $1 million. 
      1944 - Jack Casady, bass player with Jefferson Airplane  and Hot Tuna, was born in Washington, DC. The Airplane was one of the most  important groups to emerge from the San Francisco area during the 1960's.  "Somebody to Love" and "White Rabbit" were their big hits.  Jack Casady and guitarist Jorma Kaukonen from the Airplane formed the group Hot  Tuna in 1970. 
      1945 - Troops of the United States 7th Army entered the  German city of Nuremberg. 
      1945 - The Nazi concentration camps at Belsen and  Buchenwald are liberated by British and American forces respectively. Jena is  captured by US 3rd Army units. To the south, US 7th Army forces take Bamberg. 
      1946 - Singer Al Green was born in Forrest City,  Arkansas. Such hits as "Let's Stay Together," "I'm Still In Love  With You" and "You Ought To Be With Me" made him one of the  leading soul music stars of the 1970's. Many of his later recordings were  gospel records, and he became a minister in a Memphis Pentecostal church. 
      1946 - The musical, “Annie Get Your Gun,” featuring  songs by Irving Berlin and starring Ethel Merman, debuted on Broadway. 
      1947 - Considered the worst industrial disaster in US  history, the French-owned Grandcamp, docked at the oil and port town of Texas  City, TX, and carrying a load of ammonium nitrate, was discovered to have a  smoldering fire in her hold. At 9:12am, as onlookers gathered and a small  firefighting team attempted to extinguish the blaze, the ship exploded with  tremendous force, immediately killing everyone at the dock area. The resulting  fires destroyed the nearby Monsanto Chemical Company and spread through oil  pipelines into the city. At 1:00am, another ship, the High Flyer, exploded. The  city was left defenseless due to the deaths of almost the entire fire  department. There were 576 known casualties, but the most estimate that at  least 100 more died in the conflagrations. Thousands were injured. The fires  burned for a week. The disaster prompted new regulations on handling chemicals.  With thousands of lawsuits, the US Congress passed a special act to settle  claims in 1956. 
      1947 - Bernard Baruch coins the term "Cold  War." Multimillionaire and financier Bernard Baruch, in a speech given  during the unveiling of his portrait in the South Carolina House of  Representatives, describing relations between the United States and the Soviet  Union, says: "Let us not be deceived — we are today in the midst of a cold  war."  He called for longer workweeks, no-strike pledges from unions,  and no-layoff pledges from management. It was imperative that US business and  industry pull itself together, Baruch warned. His complete statement:   "Let us not be deceived-we are today in the midst of a cold war. Our  enemies are to be found abroad and at home. Let us never forget this: Our unrest  is the heart of their success. The peace of the world is the hope and the goal  of our political system; it is the despair and defeat of those who stand  against us. We can depend only on ourselves."  The phrase stuck, and  for over 40 years, it was a mainstay in the language of American diplomacy.  Baruch had served as an advisor to presidents on economic and foreign policy  issues since the days of Woodrow Wilson. In 1919, he was one of the US advisers  at the Paris Peace Conference that ended World War I. During the 1930s,  he frequently advised Franklin D. Roosevelt and members of Congress on  international finance and issues of neutrality. After World War II, he remained  a trusted adviser to the new administration of Harry S. Truman. 
      1947 – Zoomar, a device that create close-up and long-distance  camera shots from a stationary camera lens, was demonstrated by NBC-TV in New  York City. The lens would later be scaled down to be used by regular  photographers and not just for television. Today there are many kinds of close-up/long  distance lenses, including the zoom lens which was named after the original  Zoomar. 
      1949 - Birthday of American composer Robert E.  Cucinotta, Brooklyn. 
      1951 - Peabo Bryson is born Robert Peabo Bryson in  Greenville, S.C. He scores several top 10 hits on Billboard's R&B and Soul  charts, the biggest of which is the No. 2 song “I'm So into  You,'' a 1978 release by Michael Zager's Moon Band featuring Peabo Bryson.  Bryson's biggest pop hit is the top 10 song “If Ever You're in My Arms Again''  in 1984. 
      1953 - Bill Haley and His Comets made it to the  "Billboard" music charts for the first time with "Crazy Man  Crazy." It is notable as the first recognized rock and roll recording to  appear on the national American musical charts, peaking at #12 on the Billboard  Juke Box chart for the week ending June 20, 1953, and #11 for two weeks on the  Cash Box chart beginning for the week of June 13. It is also believed to be the  first rock and roll recording to be played on national television in the US.     
      1953 – “Titanic,” starring Clifton Webb, Barbara Stanwyck,  Robert Wagner, and Thelma Ritter, opened in United States theaters. Filmed in  black and white, this gripping film about the sinking of the mighty ship  Titanic won an Oscar for Best Script for producer Charles Brackett, Walter  Reisch, and Richard Breen. 
      1954 – Rookie Henry Aaron of the Milwaukee Braves went  0-for-5 in his Major League debut. 
      1956 - CBS unveiled the first national rock & roll show,  ABC airs its own: "Rhythm on Parade," which is broadcast live from  the Flam Show Bar in Detroit. 
      1957 - Polly Bergen starred in "The Helen Morgan  Story" in CBS television's presentation of "Playhouse 90." 
      1957 - For the first time, television showed an annual  stockholders’ meeting. Shareholders of the American Machine and Foundry Company  (AMF) watched TV screens in New York City and Chicago, Illinois. 
      1957 - Elvis Presley's "All Shook Up" went to  #1 on the Cash Box best seller list and The Billboard Pop chart, where it would  stay for the next eight weeks. 
      1958 - Van Cliburn became the first American to win the  Tchaikovsky International Piano Contest in Moscow. As a result of his success,  Van Cliburn's debut album, a recording of Tchaikovsky's "Piano Concerto  Number One," became the first classical LP to sell a million copies. 
      1959 - Five weeks after it entered the Billboard Hot  100, "Pink Shoelaces" by 13-year-old Dodie Stevens tops out at #3. She would go on to sing with  Sergio Mendes and Brazil '77 as well as Mac Davis, but never had another Top 40  hit. 
      1960 - A research study reported that TV commercials  “in living color” were over three times more effective than black and white  commercials. 
      1962 - Top Hits 
  “Johnny Angel” - Shelley Fabares 
  “Good Luck Charm” - Elvis Presley 
  “Slow Twistin’” - Chubby Checker 
  “She’s Got You” - Patsy Cline 
      1963 - "Surfin' USA" by the Beach Boys was  released in the US, where it will become the group's second Billboard  chart-maker, reaching #3. The song was a note-for-note copy of Chuck Berry's  "Sweet Little Sixteen" with new lyrics. After Berry sued, he was  granted royalties and all further issues of the song gave him writing credit. 
      1964 - The Mets new home, Shea Stadium, is christened  with Dodgers' Holy Water from the Gowanus Canal in Brooklyn and Giants' Holy  Water from the Harlem River at the location where it flowed past the Polo  Grounds. 
      1965 - The Hollies began their first US tour at the  Brooklyn Paramount in New York. It wasn't until the following year that the  group cracked the US top ten with "Bus Stop." The English group has  had only one very minor hit in America, their Hot 100 cover of Doris Troy's  "Just One Look." 
      1965 - "Dang Me!" Roger Miller wins in five  categories at the seventh annual Grammy Awards. 
      1965 - Bob Dylan's "Rainy Day Women #12 &  35" is released. 
      1967 - Random House published Ira Levin's controversial  novel “Rosemary's Baby.” The best-selling novel was about satanic worshippers  and how they involved an innocent woman to bear the child of Satan. The novel  was later adapted into a successful film, with ingenue actress Mia Farrow cast  in the role of Rosemary. The Catholic Church condemned the film, which  contained a disturbing rape scene with the Devil. During its filming, her  husband, Frank Sinatra, filed for divorce. 
      1968 - Although he had written many of his earlier  hits, Bobby Goldsboro enjoys his only US number one record with  "Honey," a song composed by Bobby Russell. 
      1968 - Baseball’s longest night game came to a close  after 24 innings. The game, won by the Houston Astros, took six hours, six  minutes to play. 
      1970 - Top Hits 
  “Let It Be” - The Beatles 
  “ABC” - The Jackson 5 
  “Spirit in the Sky” - Norman Greenbaum 
  “Tennessee Bird Walk” - Jack Blanchard & Misty Morgan 
      1971 - Birthday of famed Tejana singer, Selena, born  Selena Quintanilla at Lake Jackson, TX. Died March 31, 1995 at Corpus Christi,  TX, murdered by the president of her fan club. 
      1972 - Apollo 16: Astronauts John W. Young, Charles M.  Duke, Jr and Thomas K. Mattingly II (command module pilot) began an 11-day  mission that included 71-hour exploration of moon (Apr 20-23). Landing module  (LM) named Orion. Splashdown in Pacific Ocean within a mile of target, Apr 27. 
      1972 - US resumes bombing of Hanoi and Haiphong after 4  years. In an effort to help blunt the ongoing North Vietnamese Nguyen Hue  Offensive, the United States resumes bombing of Hanoi and Haiphong after a  four-year lull. In the first use of B-52s against both Hanoi and Haiphong, and  the first attacks against both cities since November 1968, 18 B-52s and about  100 US Navy and Air Force fighter-bombers struck supply dumps near Haiphong's  harbor. Sixty fighter-bombers hit petroleum storage facilities near Hanoi, with  another wave of planes striking later in the afternoon. 
      1972 - The orchestral rock ensemble known as the  Electric Light Orchestra played its first live show at the Reading Festival in  England. Their debut album, released in 1971, featured guest soloists from the  London Symphony Orchestra. 
      1973 - Ex-Beatle, Paul McCartney, with the group, Wings,  starred in his first television special, "James Paul McCartney." The  show featured the new group, which included Paul’s wife, Linda on keyboards and  backing vocals. 
      1974 - Paul McCartney's LP "Band On The Run"  topped the Billboard album chart. It went on to sell over 6 million copies  world-wide. 
      1975 - A single storm brought 119 inches of snow to  Crater Lake, Oregon, establishing a state record. 
      1976 - The ban on  women attending West Point is lifted with the admission of 119 female cadets. 
      1977 - Stevie Wonder enters the  soul chart with what will be another of his many Number One hits. "Sir  Duke" is a tribute to Duke Ellington which will top the charts next month. 
      1977 - Fleetwood Mac's "Dreams" is released 
      1978 - St. Louis Cardinals pitcher Bob Forsch tossed a  no-hitter, downing the Phillies 5-0. A year later, his brother, Ken, would  repeat the feat with the Houston Astros, making them the first brothers to  pitch Major League no-hitters. Bob tossed a second no-hitter in September,  1983, setting a record for Cardinal pitchers. 
      1978 - Top Hits 
  “Night Fever” - Bee Gees 
  “Stayin’ Alive” - Bee Gees 
  “Lay Down Sally” - Eric Clapton 
  “Someone Loves You Honey” - Charley Pride 
      1978 - At the first US power-lifting championships held  in Nashua, NH, Jan Todd, a teacher from Nova Scotia, broke her own world record  with a dead lift of 453 ¼ pounds. Cindy Reinhoudt won the award for best lifter  after squatting 385 pounds, bench pressing 205 pounds and dead-lifting 385  pounds for a 975-pound total. 
      1979 - The first female Coast Guard ship commander was  Lieutenant (j.g.) Beverly Gwin Kelley, who was appointed to command the 95-foot  cutter Cape Newhagen, with a crew of 14, based in Maalaea, Maui, HI. Her  assignment included search missions, boating safety, antipollution patrols, and  law enforcement. 
      1979 - Gloria Gaynor earns a platinum 45 for her hits  "I Will Survive." It's the biggest hit of her career and a Number One  record for three weeks in March. 
      1981 – “Bette Davis Eyes,” by Kim Carnes, rocketed to the  Number 1 spot on Billboard's record charts on this date, and remained there for  9 weeks. Carnes received a personal thank-you letter for the song from actress  Bette Davis, saying that it had impressed her young grandson. 
      1980 - US boycotted the Summer Olympics in  Moscow.  The Soviet invasion of Afghanistan in December, 1979 spurred  President Jimmy Carter to issue an ultimatum on January 20, 1980: If Soviet  troops did not withdraw from Afghanistan within one month, the United States  would boycott the Moscow Olympics in summer, 1980. 
      1980 - The 1950s musical “Grease” finally closes its  Broadway show after 3,883 performances and earning over $8 million. To this  day, it is twelfth on the all-time appearance list. 
      1982 - Queen Elizabeth proclaimed Canada's new  constitution, severing the last colonial links with Britain. 
      1985 - Mickey Mantle, banned for several years from  baseball for taking a job as a greeter for an Atlantic City casino, was  reinstated. His first act was to throw the first pitch at a home game in New  York between the New York Yankees and the Chicago White Sox. Mantle was given a  standing ovation. 
      1985 - "We Are The World," the Quincy Jones  produced effort that raised millions to help feed starving people in Africa,  topped the Billboard singles chart. The 45 artists that recorded the effort on  January 28th were asked to "check their egos at the door." 
      1986 - Jack Nicklaus won his sixth Masters Tournament with a  9 under par 279.  At the age of 46, Nicklaus claimed his 18th and final  major championship, becoming the championship's oldest winner. 
      1986 - Top Hits 
  “Rock Me Amadeus” - Falco 
  “Kiss” - Prince & The Revolution 
  “Manic Monday” - Bangles 
  “She and I” – Alabama 
      1987 - A slow moving storm system produced heavy rain  over North Carolina and the Middle Atlantic Coast States. More than six inches  of rain drenched parts of Virginia, and flooding in Virginia claimed three  lives. Floodwaters along the James River inundated parts of Richmond, VA. 
      1987 - It was a grand day in New York Harbor.  "Bobro 400," a huge barge, set sail within eyesight of the Statue of  Liberty with 3,200 tons of garbage that nobody wanted. The floating trash heap  soon became America’s most well-traveled garbage can as it began an eight-week,  6,000 mile odyssey in search of a willing dumping  site. "Bobro 400" returned to New York Harbor after the lengthy  journey - and brought all that garbage back with it! 
      1987 - Twist king Chubby Checker, jazz trumpeter Dizzy  Gillespie and conductor Leopold Stokowski were among the first ten inductees of  the Philadelphia Music Foundation Hall of Fame. The others honored for making  their mark on music in Philadelphia were singers Pearl Bailey, Mario Lanza and  Bobby Rydell, jazz saxophonist John Coltrane, rock 'n' roll pioneer Bill Haley  and blues singer Bessie Smith. 
      1990 - Thunderstorms developing along a stationary  front produced large hail and damaging winds across Oklahoma, with 99 reports  of large hail and damaging winds during the evening and early nighttime hours.  Thunderstorms produced baseball size hail south of Carney, and wind gusts to  100 mph in the Oklahoma City area which swept away many Federal tax returns  being transported from a mail cart to a waiting truck about the time of the  midnight deadline. Will Rogers Airport in Oklahoma City reported a record wind  gust of 92 mph. 
      1991 - Queen Elizabeth, on a tour of the United States,  became the first monarch to address Congress. 
      1993 - The quirky film “Benny and Joon,” starring  Johnny Depp, Mary Stuart Masterson, Aidan Quinn, and Julianne Moore, opened  across the country. Depp received a Golden Globe nomination for his  performance. 
      1995 - The European Union and Canada ended a bitter  dispute over fishing rights in the north Atlantic with a deal both sides said  would protect threatened fish stocks. 
      1996 - The Chicago Bulls became the first NBA team to  win 70 games in the regular season by defeating the Milwaukee Bucks, 86-90.  After this game, Chicago’s record stood at 70-9. The Bulls finished the year at  72-10 and won their fourth NBA title in six years. 
      1989 - Madonna's hit single “Like a Prayer” was  certified platinum. 
      1996 - France Telecom starts Web service. France  Telecom unveils a new consumer Internet service, Wanadoo, designed to bring the  Internet to a mass audience. Some fourteen million French customers already  used the Minitel, a national online system introduced in 1984, which allowed  customers to view train schedules, book tickets, and perform other  transactions. The company said it would work with Microsoft to develop the  network but would distribute both Netscape and Microsoft Internet browsers.  France Telecom hoped to avoid cannibalizing its Minitel online service by  building Minitel access into Wanadoo. Contrary to popular belief, over 20  countries have a better internet system with a higher percentage of users,  including a very high percentage of users with high speed capabilities. 
      1997 - Extending their losing streak to 12 with a 4-0  loss to the Colorado Rockies, Cubs set the record for worst start in league  history surpassing the overall NL record of 0-11 established by the Detroit  Wolverines 1884. 
      1998 - Pentagon computers found vulnerable to hackers.  The Pentagon announces that a team of ethical hackers discovered security flaws  in Defense Department computers. After two weeks of hacking, the security team  accessed a US electric power grid that would let the hackers shut down power  across the country. The previous February, the Pentagon's unclassified  computers had been hit with an organized hack attack targeting personnel  records. The Pentagon said it planned to spend about $1 billion a year for  several years to improve its computer security. 
      1998 - Apple outpaces profit expectations. Apple  bounced back from two years of losses: Quarterly reports, released on 16 April  1998, showed that Apple exceeded analysts' profit expectations for the second  straight quarter. For the first time in two years, Macintosh shipments began to  increase. Apple's recovery would continue with the introduction of the popular  iMac the following May. 
      1999 - VH1 debuts an Internet radio station, VH1  atWork, with the exclusive live webcast of the "Divas Live" concert.  The 24-hour service at www.vh1.com and America Online (keyword: VH1) is the  first major branded audio service from MTV Networks. 
      2001 - First Union Corp., the 6th largest US bank,  announces that it is buying competitor Wachovia Corp. for $13.4 billion in  stock, to make under the Wachovia name the 4th biggest US banking company, with  $324 billion in assets, trailing only Citigroup Inc., J.P. Morgan Chase &  Co. and Bank of America. In 2010, it was merged into Wells Fargo. 
      2005 - Switchfoot, the Crabb Family and Casting Crowns  are the big winners at the 36th annual Gospel Music Assn. Dove Awards, held at  Nashville's Grand Ole Opry. Switchfoot is named artist of the year and wins  honors for rock contemporary song and shortform video for "Dare You to  Move." 
      2011 - After four days of deliberation, the jury in the  trial of Barry Bonds returned a guilty verdict on the charge of obstruction of  justice, while failing to reach a decision on the three charges of perjury the  slugger was also facing. Bonds faced up to 10 years in jail for the felony  conviction, although probation is a more likely.  Bonds admitted to using  the ‘cream’ and the ‘clear’ but said he did not know they were banned  substances. 
      2012 - Owner of the New Orleans Saints, Tom Benson,  purchased the New Orleans Hornets from the National Basketball Association for  an estimated $338 million.  They would change their name to the New  Orleans Pelicans beginning with the 2013–14 season. 
      2013 - China and the U.S. agree to work towards eliminating  nuclear weapons in the Korean Peninsula…how’s that working out? 
      2014 - Bubba Watson won the Masters Tournament for the  second year in a row. 
         
          Stanley Cup  Champions: 
          1939 - Boston Bruins 
          1949 - Toronto Maple Leafs 
          1953 - Montreal Canadiens 
          1954 - Detroit Red Wings 
          1957 - Montreal Canadiens 
        1961 - Chicago Blackhawks 
       
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