Up-Date—Where in the World is Loni Lowder of ACC Capital?
by Christopher Menkin

(Loni Lowder photo from Stalwart Contract Finance Web Site)

The first two paragraphs were “expanded” after a telephone call from Loni Lowder as well as four “exhibits” added on line and are brought to readers attention in this issue:

Reportedly ACC Capital, Salt Lake City, Utah is in a form of receivership, with the bank collecting payments, residuals, and any other income to pay off debts. This was the word Loni Lowder used in an interview regarding the Genesis complaint on not being paid their residual. He said there were more liabilities than assets and doubted that there would be any assets left, and even all those with claims, may not be paid. He said the banks were acting as "creditors" and I asked him if this was like receivership where the banks collect the money, and he said, yes, that describes it. Today he says it is not a bankruptcy receivership and the word is not a good description.

He also says today about ACC Capital, “I expect all debts to be paid.”

ACC Capital Corporation, Salt Lake City, Utah, where he says today he is 100% the owner, does have a long history of principals and name changes, including Sudhir Amembal, was originally founded by Loni Lowder as PFC Group, 1979. (1) Although the former staff now is working as Stalwart Contract Finance, Lowder said he was the manager of ACC Contract Finance, and changed the name to Stalwart Contract Finance. The Utah Department of Corporation shows he is the manager of ACC Contract Finance, but not the manager of Stalwart Contract Finance, although the web site shows he is the manager, but the point is he is not a principal and therefore Stalwart is a member of the National Association of Equipment Leasing Brokers. (2)

Photo’s on the Facebook page may indicate the principal of Stalwart Contract Finance. (3)

1. 25 Year Anniversary
   http://leasingnews.org/archives/Jan2011/1_24.htm#archives

2. Utah Department of Corporation Registration
   

3. Photos from Stalwart Contract Finance Facebook

http://www.facebook.com/pages/Stalwart-Contract-Finance/122314151113131?v=info

http://www.linkedin.com/company/acc-contract-finance

Bulletin board Complaint:
http://leasingnews.org/archives/Jan2011/1_10.htm#bbc_acc

Up-Dated Wednesday Story:
Where in the World is Loni Lowder of ACC Capital?

Classified Ads---Asset Management

(These ads are “free” to those seeking employment or looking
to improve their position)

Minneapolis, MN 16 years leasing experience from micro to large ticket market, variety of equipment. Most recently calling on vendor telecom dealers in Upper Midwest. golfadm@yahoo.com

Santa Barbara CA (will relocate) Experienced Asset Manager of various portfolio's for a bank, broker and leasing company. Utilized specialized remarketing companies to maximize collateral values. Worked remote two years. geoff.taylor@verizon.net | Resume | Reference 1 | Reference 2

Free Posting for those seeking employment in Leasing:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

All “free” categories “job wanted” ads:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

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Story Credit List—Up-date

This list is in the process of being up-dated and companies continuing
their qualification for this page.

To qualify for this list, the company must be a funder (as qualified by Leasing News and on the “Funder List” and not a "Broker/Lessor" or "Super Broker/Lessor", along with an acceptable Better Business Bureau Rating and no history of complaints at Leasing News. We reserve the right to not list a company who does not meet these qualifications.

While there is the qualification of being a funder, proving 50% of all leases are full recourse, there are no other criteria to be listed.

Other companies also must fit their category such as broker-lessor, and the others on the main list:
http://www.leasingnews.org/All_Lists.htm

All lists are free. There is no charge to be listed.

Alphabetical list - click on company name to view more details ABCO Leasing, Inc. Advantage Funding Agility Solutions Allegiant Partners Incorporated American Leasefund, Inc. Bankers Capital Black Rock Capital Boston Financial & Equity BSB Leasing, Inc Calfund, LLC Cobra Capital LLC Dakota Financial Forum Financial Services, Inc. Gonor Funding Mesa Leasing, Inc. Maxim Commercial Credit National Machine Tool Financial NFS Leasing, Inc. Northwest Leasing Company, Inc. Pawnee Leasing Corporation Standard Professional Services, LLC TEAM Funding Solutions Name In Business Since Contact Website Leasing Association Employees Geo Area Dollar Amount Business Reports Pawnee Leasing Corporation 1982 Gary H. Souverein President (800) 864-4266 ext. 222 Gary@pawneeleasing.com www.pawneeleasing.com NAELB & NEFA (Click here for further description) 40 Nationwide $1,000 - $50,000 Does Subprime Leases BBB CNI 1 CNI 2 Search Advantage Funding 1997 Edward P. Kaye 718.392.1300 www.advantagefund.com NVLA, ELFA, NLA & TLPA (X) 20 Nationwide Vehicles Only $10,000 - $1,000,000 BBB CNI Search National Machine Tool Financial Corporation 1986 Chris Chiappetta, Robert Lang, Susan Adamatis 800-669-7527 www.netlease.com (CC) 20 Nationwide $15,000   NFS Leasing, Inc. Beverly, Massachusetts 2001 Dean Oliver deano@nfsleasing.com 978-767-2353 www.nfsleasing.com NEFA (FF) 15 US and Canada $50,000 to $3MM   Boston Financial & Equity Corporation 1968 Debbie Monosson debbie@bfec.com www.bfec.com CFA, ELFA, NEFA (J) 12 National $100,000 to $1,500,000 Does Subprime Leases BBB CNI Search BSB Leasing, Inc. 1992 Colorado, Hawaii Don Meyerson, Pres. DMyerson@bsbleasing.com Bruce Zwillinger, Vice President 800.945.3372 ext. 306 bzwillinger@bsbleasing.com Randy Propect, East Coast rpropect@bsbleasing.com Vicki Shimkus,CLP West Coast Brokers vshimkus@bsbleasing.com www.bsbleasing.com NAELB (EE) 12 National $5,000+ BBB CNI 1 CNI 2 Search TEAM Funding Solutions 1992 Ted Reynolds – Owner and President Jeff Deskins - Credit Manager App Submittal Lynn Smith – Senior Broker Development Manager 888-457-6700 x115, App Submittal Martin Lacayo - Broker Development Manager 888-457-6700 x106, App Submittal Norm Malkowski, CLP - Broker Development Manager 888-457-6700 x108, Funding Stephen Stuesser – CFO Jessica Green - Marketing and Relationships Manager Phone: 888-457-6700 x109, Enrollment Fax: 512-258-2322 www.teamfundingsolutions.com ELFA, NAELB, NEFA (Z) (click here for further description) 12 All 50 States $10,000-$110,000 BBB CNI Calfund, LLC 2000 Harry Saghian harry@calfundllc.com (AA) 10 Western States $15K Minimum Does Subprime Leases CNI BBB Allegiant Partners Incorporated 1998 Scott Enbom senbom@allegiant-partners.com (415) 257-4200, x207 www.allegiant-partners.com ELFA, NAELB & NEFA 9 Nationwide, including Alaska & Hawaii $20,000 to $275,000 BBB CNI 1 CNI 2 Search Dakota Financial 2001 Mae Philpott mae@dakotafin.com 310.696.3030 x122 fax 310.696.3035 www.dakotafinancial.com NAELB, NEFA 9 Nationwide $10,000 to $1MM BBB Search Black Rock Capital 1994 George Booth gkbooth@blackrockcapital.com 203.336-9200 www.blackrockcapital.com ELFA (E) 7 US Canada (F) $50,000 to $3MM $250,000 average transaction Search Forum Financial Services, Inc. 1996 Tim O'Connor 972-690-9444 ext. 225 tim@forumleasing..com 275 West Campbell Road Suite 320 Richardson, Texas 75080 Fax: 972-690-9464 www.forumleasing.com NAELB & NEFA (W) 7 Nationwide $50,000 to $1.0 million. Our average size transaction is $250,000. Preferred Range $100,000 to $500,000 Does Subprime Leases     American Leasefund, Inc. 1999 Tom Davis tom@alclease.com 800.644.1182 - PH 503.244.0845 - FX www.americanlf.com NEFA (Q) 6 Idaho, Montana, Oregon, Washington $5,000 - $50,000 Does Subprime Leases Search Bankers Capital 1990 Larry LaChance - President 508-351-6000 llachance@bankers-capital.com www.bankers-capital.com NAELB, NEFA (GG)  6 Nationwide - 50 States $25,000 + Search Cobra Capital LLC 2000 Dale Kluga, President dale@cobrallc.com 630-985-3500 www.cobrallc.com ELFA (G) 6 Nationwide $50,000 to $1MM $250,000 average transaction Search ABCO Leasing, Inc. 1974 Brad Christensen bradc@abcoleasing.net 877-634-4045 www.abcoleasing.net NAELB, and NEFA (D) 5 Most States $50,000 - $450,000 Search Agility Solutions 2003 Hal Hayden (928) 541-0771 hhayden@agilityventures.com www.agilitysolutions.net NEFA (V) 5 U.S. $50,000 - $1,000,000 (Master Lease) Does Subprime Leases Search Maxim Commercial Capital, LLC    2008 877-776-2946 Doug Houlahan, CLP info@maximcc.com Shervin Rashti, CLP shervin@maximcc.com  www.maximcc.com    NAELB    NAELB (DD) 5 U.S. $35,000 - $500,000 Mesa Leasing, Inc. 1999 Jeff Macdonald 858-541-1002 mesa-jeff@dslextreme.com www.mesaleasing.com 4 Arizona, California, Idaho, Oregon, Nevada, Utah, Washington $10,000 - $100,000 Standard Professional Services, LLC 1976 Mr. Raphael Lavin, CLP JWhalen@spsllc.net 847-291-7858 www.spsllc.net NAELB, NEFA (I) 4 Nationwide & some offshore $10,000 - 250,000 ($25,000 - $150,000 desired) BBB Gonor Funding 2001 Norman J. Gonor ngonor@gonorfunding.com 818.784.5444 Jason Gonor 818.402.6999 www.gonorfunding.com (Y) 3 USA $10,000 to $100,000 with an average of $25,000 - $35,000 Does Subprime Leases     Northwest Leasing Company, Inc. Bellevue, Washington 1992 Tad Rolfe 425-827-8386 tad@nwleasing.com www.nwleasing.com (more info) 3 Washington, Oregon, and Idaho $10,000 to $75,000 (Avg. $25K)   Name In Business Since Contact Website Leasing Association Employees Geo Area Dollar Amount Business Reports

Possible Crocodiles by Barry Marks

Possible Crocodiles
is published
by Brick Road Press

Barry Marks is a CLP and attorney (Marks & Weinberg, P.C.) who enjoys writing poetry, short fiction and essays in his spare time. Over the last three decades Barry’s work has been in hundreds of journals, magazines, and periodicals. Barry has been honored as Alabama State Poetry Society Poet of the Year, won the 2003 Morris Chapbook Competition and his book Possible Crocodiles has been named the 2010 Book of the Year by the Alabama State Poetry Society.

The book can be purchased online:
• www.leasingpress.com
• www.brickroadpoetrypress.com

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How Much Can A FREE Repossession Cost?
by Ray Crocker
American Locators & Recovery

I have been in the repossession business over 26 years. Over those many years I have repossessed just about everything that can be leased or financed. From Engineering Companies to Liposuction Clinics to Excavators and Mining Equipment.

Remarketing companies have advertised Free repossessions. Please believe me nothing is free. The companies who advertise the FREE service will have the ability to sell your collateral, Recondition it and collect anywhere from 10% or more.

I know your thinking this is a good deal. It is until the bad thing happens. The debtor is hurt or killed or the collateral is damaged while being repossessed. The courts have awarded Millions of dollars to the debtor and the client (the leasing company or finance company) has to pay.

The Repossession Industry has changed and the laws have changed along with it. The Red Flag Rules were first introduced in 2009 and consist of 97 pages of required training and specifically address privacy issues from the Gramm Leash Bliley act to HIPPA (Personal Health Information) Fair Debt Collection Practices Act, (FDCPA). In 2010 the Red Flag Rules were updated to a total of 347 pages.

Law requires the client (The Leasing Company or Finance Company) to verify the recovery company they use are compliant. If the finance company or leasing company fails to verify the recovery company is in compliance can mean the Leasing or Finance Company can or will be fined. Having the Recovery company sign a form that they are in compliance is not verifying they are in compliance.

Unlike the television shows “Operation Repo” and “Lizard Lick”) the Repossession Industry has changed greatly. National Certification is now required by all major finance companies and banks. Each year more states are considering the licensing of Repossession Companies. Most recently Illinois passed a law requiring licensing of repossession companies. California and Florida have required license for repossession companies over 20 years or more. Both states will and have sanctioned companies for using unlicensed repossession companies.

In several cases involving the death of the debtor because of the actions of the Recovery Company has cost the client (Finance Company, Bank or Leasing Company) millions in court awarded judgment against the Client. Their reasoning is the client is the contractor and the recovery company is the Subcontractor. One such case in New Mexico cost the client in excess of fifteen million dollars.

Auctions and Remarketing companies have decided to get into the repossession business. In order to increase their sales. Over the years they have taken away a great number of clients and use transport companies to repossess their collateral. Ninety-eight percent of the time nothing will happen and the repossession goes off without a hitch. However it is the two percent that have proved to be costly.

These auction forwarders and remarketing companies are in the business of selling the repossessed collateral. They normally use transport companies or their own employees to recover the collateral. How much training is provided to their transporters is unknown. So these companies will have their transporters sign a form stating they are compliant.

According to law they must verify the company is compliant and not simply have a transport company or Remarketing Company sign a form they are compliant.

Insurance for the act of repossession and transport and storage of the repossessed collateral. It is a fact that insurance for transport or wrecker service will exclude repossessions and repossession activity. Insurance for the Repossession Company will exclude a towing service or transport company.

If a towing company / transport company is sued for wrongful repossession, their insurance could and in most cases will decline the claim. If the collateral is damaged while towing or transporting after the repossessing the collateral then their insurance could decline the claim.

How do you know the Recovery Company you use is property insured and with the correct insurance. How do you know if they are a Professional Recovery Company or just a transporter doing repossessions? How do you know if the company used is properly trained? How do you know if they have the right insurance?

Trade association such as Time Finance Adjusters (TFA) provides the ongoing training for their members. Each year they will inform their members of any laws that have changed that impact their business. TFA has provided the actual Red Flag Rules to all of their members to insure they are in compliance.

Companies who provide insurance to repossession companies will provide an Accord Certificate of insurance stating the amounts of coverage for wrongful repossession, Garage Keepers and transport of repossessed collateral. If the Accord Certificate does not state that the insured is insured for wrongful repossession then there is no coverage.

The days of the neighborhood Repoman are long gone. Professional Recovery agents are available all over the United States. For a complete listing you can order a directory from Time Finance Adjusters. www.tfaguide.com

Ray Crocker, Founder of American Locators & Recovery, Inc. in Nashville, TN. A private investigation company has been in business since 1985.  American Locators & Recovery, Inc. and Ray Crocker are licensed as a private investigator and a private investigation company.  Ray is a member of the National Fraud Investigators.  With over fifteen years in the finance and banking industry American Locators has a reputation as one of the most professional companies in the recovery industry specializing in the recovery of all kinds of collateral.

Mr. Crocker serves on the Executive Board of Time Finance Adjusters.  TFA provides on going training for laws that impact the recovery industry.  He is the original founder of Recovery Specialist Insurance Group.  A purchasing group that provides insurance for the recovery industry.  Mr. Crocker has provided consulting, risk management and skip tracing seminars to the recovery and finance and banking industries.  He was instrumental in helping to establish the Collateral Asset Recovery Specialist Program.  The program is National Certification Program for the Recovery industry. He is a published author of numerous articles in the Professional Repossessors Magazine, World of Special Finance Magazine.  

www.american-locators.com

Just for the heck of it Google, Ray Crocker Repoman.

Thank you,
Ray Crocker
800 755 1968
rayc@american-locators.com

 

(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

Fernando's View
By Fernando F. Croce

In theaters, “Larry Crowne” and “Terri” offer uplifting portraits of outsiders struggling with their troubles, while striking animation (“Rango”), inspiring drama (“Of Gods and Men”), and fierce action (“13 Assassins”).

In theaters:

Larry Crowne (Universal Pictures): Tom Hanks not only stars in, but also directs this gentle and crowd-pleasing romantic comedy. Hanks plays the titular Larry, an amiable, divorced ex-marine who lives a simple life as the much-beloved main shift leader at a box company. When he finds himself suddenly unemployed, however, Larry decides to better himself for future opportunities by heading over to the local college and updating his education. There he meets a group of recession-weary colleagues, and develops a crush on Mercedes (Julia Roberts), a teacher who’s lost her passion for both teaching and romance. A tale of personal rejuvenation in hard times, the movie (co-written by “My Big Fat Greek Wedding” star Nia Vardalos) is a warm-hearted fable that should be a hit with fans of the two megastars.

Terri (ATO Pictures): Stories about high-school misfits are common in movies, but few of them could match the sensitivity and personal style of this affecting, low-budget sleeper. Terri (Jacob Wysocki) is an overweight teenager who lives with his ailing uncle (Creed Bratton) and is often teased in class by other students. While taking afterschool advice from a well-meaning assistant principal (John C. Reilly), Terri befriends other outsiders, including hyperactive Chad (Bridger Zadina) and ostracized Heather (Olivia Crocicchia). But is their new friendship strong enough to survive their troubles, or will each slide back to the path of adolescent loneliness? Directed by acclaimed indie filmmaker Azazel Jacobs (“Momma’s Man”), the movie often plays like a John Hughes comedy-drama from the 1980s, but with a more unique sense of humor and compassion.

Netflix Tip: As “Larry Crowne” star and director Tom Hanks already proved in his 1996 directorial debut “That Thing You Do,” actors becoming filmmakers is nothing new in Hollywood. Other stars who have stepped behind the camera include Charles Laughton (“The Night of the Hunter”), Marlon Brando (“One-Eyed Jacks”), John Cassavetes (“Shadows”), and George Clooney (“Good Night and Good Luck”). Check them out at Netflix.

On DVD:

Rango (Paramount): Taking a break from his rollicking Jack Sparrow character, Johnny Depp delivers an inspired vocal performance in this imaginative and colorful animated adventure shot, coincidentally, by “Pirates of the Caribbean” director Gore Verbinski. Depp lends his voice to Rango, a bumbling chameleon who’s forced out of his sheltered existence as a household pet and ends up in Dirt, a Wild West town full of outlaws and desperadoes. A case of mistaken identity leads the townspeople to welcome the cowardly lizard as the new sheriff, a role Rango gladly plays until he’s faced with such villains as Rattlesnake Jake (Bill Nighy) and Bad Bill (Ray Winstone). Boasting a striking visual palette and a delightfully eccentric sense of humor, this is one-of-a-kind animation easily enjoyed by kids and parents alike.

Of Gods and Men (Sony): Overlook by this year’s Oscar nominations for Best Foreign Language Picture, director Xavier Beauvois’s account of the real-life plight of a group of monks in volatile territory makes for deeply stirring viewing. Based on controversial events that took place in 1996, the movie takes place in and around a Christian monastery in a small Moroccan village, where eight French monks lead a peaceful life with the Arab locals. Their idyll comes to an end, however, when an organization of Muslim extremists starts conducting terrorist acts in the area, forcing them to make a decision that might cost them their lives. Full of wrenching moments and strong acting by Lambert Wilson and Michael Lonsdale, the film is a powerful tribute to the strength of human faith. With subtitles.

13 Assassins (Magnolia): Takashi Miike, the prolific Japanese filmmaker responsible for some of the most hair-raising movies of the last twenty years (“Audition,” “Ichi the Killer”), goes classical with this straightforward, rousing adventure set in 19th-century Japan. Depicting a world of corrupt noblemen and wandering warriors, it builds up to the titanic confrontation the group of fighters hired by a samurai (Koji Yakusho) and the 200 bodyguards of a bloodthirsty feudal lord (Goro Inagaki). The sprawling battle is a marvel of cinematic mayhem, though Miike has enough unpredictable tricks up his sleeve to ensure that getting there is only half the fun. Full of action, mood and panache, this tribute to the sagas of Akira Kurosawa (“Seven Samurai”) might be the unique director’s breakout film with mainstream audiences. With subtitles.

Birmingham, Alabama-- Adopt-a-Dog

Jack
Hound/Retriever
Male
Neutered
Weight:35 pounds
Age: 1 year, 4 1/2 months

Greater Birmingham Humane Society
Pet ID #: 110731
Phone: (205) 942-1211
Let 'em know you saw "Jack" on Adopt-a-Pet.com!
E-mail: adoptions@gbhs.org

Let 'em know you saw "Jack" on Adopt-a-Pet.com!

Fax: (205) 942-1213

Website: http://www.gbhs.org

Address: 300 Snow Drive
Birmingham, AL
35209

Adopt-a-Pet by Leasing Co. State/City
http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm

Adopt a Pet
http://www.adoptapet.com/

 

--- News Briefs

DAE crisis worsens: order cancellations, more key staff quitting
http://www.arabianaerospace.aero/article.php?section=business-finance&article=dae-crisis-worsens-with-order-cancellations-and-more-key-staff-quitting

JP Morgan close to beating BofA as largest bank
http://www.reuters.com/article/2011/07/07/us-banks-biggest-idUSTRE76676820110707

CEOs reap huge payouts in 2011, corporate filings show
http://www.usatoday.com/money/companies/management/2011-07-07-executive-compensation-stock-options-payouts-CEOs-gains_n.htm

Sweden says yes to Saab deal
http://www.upi.com/Business_News/2011/07/07/Sweden-says-yes-to-Saab-deal/UPI-76191310057655/

Apartment rents increase as vacancies fall
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2011/07/07/BUUU1K7FAL.DTL&type=business

What Happened in Room 2806: Three Possibilities
http://www.nytimes.com/2011/07/08/nyregion/what-happened-in-room-2806-three-possibilities.html

 

 

You May Have Missed---

All About Artificial Sweeteners
http://www.sparkpeople.com/resource/nutrition_articles.asp?id=289

John Kenny Receivables Management www.jrkrmdirect.com • End of Lease Negotiations & Enforcement • Fraud Investigation • Credit Investigations • Asset Searches • Skip-tracing • Third-party Commercial Collections The Solution to Your Credit & Accounts Receivable Needs John Kenny 315-866-1167 |  John@jkrmdirect.com

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)

California Nuts Briefs---

California Credit Outlook Raised to Stable: S&P
http://www.nytimes.com/reuters/2011/07/07/business/business-us-california-rating-sp.html?_r=1&hp

NJ Wine Stewart Arrested for Picasso Theft in SF
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2011/07/07/BAC41K7JHQ.DTL

Capsized fishing boat survivors headed home to the Bay Area
http://www.contracostatimes.com/top-stories/ci_18434315?nclick_check=1

Jaycee Dugard embraces simple freedoms
http://www.contracostatimes.com/news/ci_18435391

Mountain View troubled by Google's bridge plans
http://www.mercurynews.com/peninsula/ci_18423887?nclick_check=1

 

“Gimme that Wine”

100% Cork Campaign Reaches Millions with Messages about the Benefits of Wines Sealed with Natural Cork
http://www.reuters.com/article/2011/07/07/idUS111064+07-Jul-2011+PRN20110707

Rosés of a Different Color
http://www.nytimes.com/2011/07/06/dining/reviews/wine-review-rosados-from-spain.html?ref=dining

California ag land values not a speculative bubble
http://www.centralvalleybusinesstimes.com/stories/001/?ID=18828

Charles Shaw Wines Win Best of Class, Top Honors
http://www.pitchengine.com/broncowinecompany/charles-shaw-wines-win-best-of-class-top-honors/156860/

Rocker B.R. Cohn Winery: A sanctuary to big success
http://www.pressdemocrat.com/article/20110706/LIFESTYLE/107061005?Title=B-R-Cohn-Winery-A-sanctuary-to-big-succes

Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

      1584-In a letter dated this date from Giovanni da Verrazano, the Florentine explorer, to Francis I, king of France “...took a Native American) childe from...(an) olde woman to bring into France, and going about to take...(a) young woman which was very beautiful and of tall stature, they could not possibly, for the great outcries that she made, bring her to the sea; and especially having great woods to pass through and being farre from the ship, we purposed to leave her behinde, beareing away the childe only.”
  The diaries and letters of the day describe encounters with Indians, capturing them for slaves, describing Native American life. 
http://www.lihistory.com/vault/hs215a1v.htm
    1775- Representatives of New Hampshire, Massachusetts Bay, Rhode Island, Providence, Connecticut, New York, New Jersey, Pennsylvania, Delaware, Maryland, Virginia, North Carolina and South Carolina signed a petition from the Congress to the King (George III), a final attempt by moderates in the Second Continental Congress to avoid a complete break with England. After the American Revolutionary War over 300,000 loyalist citizens to King George returned to England ( more than a third of the population was “loyal” to the king.) Many also elected to remain in the United Colonies, as it was then called.
    1776- the first public reading of the Declaration was given by Colonel John Nixon to
  the assembled residents at Philadelphia's Independence Square. He had been chosen
by the sheriff of Philadelphia ( in those days, the highest ranking citizen of
a town as per English tradition ). The next day the Declaration was read before George Washington's troops in New York City.
    1844- Mary Johnson Bailey Lincoln birthday - teacher at the Boston Cooking School who authored the great Boston Cook Book which contained the daringly innovative recipe measurement methods as well as explaining the how's of cooking, hygiene, and nutrition.
   Most publishers frowned on such books because women were thought to be born with the innate knowledge of cooking. Publishers thought such directions were unnecessary and women would refuse to buy the "insulting" books. The Boston Cook Book became an instant best seller.
http://www.foodhistory.com/ur/lincolnmj/
http://members.aol.com/acalendar/May/cia.html
    1846-U.S. Annexes California. San Francisco had a town of 96 votes
with fifty dwellings.
http://www.sfmuseum.org/hist10/cowan.html
    1850-The overland gold rush to California through Fort Laramie, Wyo., involved 42,300 emigrants and 9720 wagons between January 1 and July 8.
  Over 90% of the population of California was male.
  Nine years later men still outnumbered women six to one.
    1853-Admiral Perry and US Navy “visit” Japan
http://www.grifworld.com/first.html
http://www.grifworld.com/planning.html
http://www.baxleystamps.com/litho/ry_litho_narrative.shtml
    1856-Charles E. Barnes of Lowell, MA, obtained a patent on an “improved automatic cannon.”
  It was operated by a crank, the speed of firing depending upon the speed with which the crank was turned. It was primitive and before
the “metal gun cartridge.”
  Richard J. Gatling of Indianapolis, Indiana obtained
a patent on November 4, 1862, on “ an improvement in revolving battery guns.” The first gun, which fired 250 shots a minute, was made in Indianapolis. Dr. Richard Jordan Gatling, a medical doctor with numerous patents in farm equipment to his credit, devised the famous Model 1862 “Revolving Battery Gun” now simply referred to as the Gatling gun.
  Although not first to manufacture a multi-fire weapon, he was the first to produce a reliable, rapid fire, “machine gun.”
  The rest, as they say, is history. The Gatling gun was a hand-crank-operated weapon, comprised of six barrels revolving around a central shaft. The original gun was actually designed to fire the standard military issue paper cartridge of the day, .58 caliber.
  The paper cartridge was placed inside a steel or brass chamber with percussion nipple on the back end just like muzzle loading rifles and pistols of the time.
  The cartridges were gravity-fed through a hopper mounted on the top of the gun. Six cam-operated bolts alternately wedged, fired, and dropped the bullets, which were contained in steel chambers. Gatling used the six barrels to partially cool the gun during firing. Since the gun was capable of firing 600 rounds a minute, each barrel fired 100 rounds per minute.
  Major General Benjamin F. Butler purchased 12 Model 1862 Gatling guns for $1,000 each, in 1863 and employed them
  at the battle of Petersburg. (We wrote about the seven day battle last week)
http://library.uml.edu/clh/Butler/Bencart.Html
Butler is the same fellow hated in New Orleans for his actions while he occupied the city.
  I could find no information about the first use of the Gatling gun, except : “His failure to act decisively with the Army of the Potomac against Petersburg, and following his ability to grasp defeat from the jaws of victory during the first expedition against Fort Fisher, North Carolina in December 1864, led to General Butler's forced resignation from the Army.” As an interesting side note, what we see in movies today and usually displayed or shot is not the original model 1862.
  Most probably, it is a model 1873 or later version.
  All in all, the 1862 Gatling gun is one of the greatest design achievements in military armament ever created ranking up with breech loading weapons and metallic cartridges in significance to modern warfare.
In January of 1865, Gatling proposed is his improved model 1865 gun to the U.S. Government, which was subsequently tested by the Ordnance Department. This model was adopted officially in 1866.
  It served the frontier, enabling the Union Calvary to be of small number in domineering the West.
  After receiving government approval, Gatling began to sell his guns throughout the world, where they achieved world-wide fame.
  Twenty five countries, twenty nine calibers, and 55 years later, the hand-crank Gatling gun was finally retired from U.S. military service just months prior to the U.S. entered World War 1.
  Even then, it remained deployed into the middle 1920's stateside.
  Tucked away in storage for over 30 years, an original model 1883 in 45-70 caliber, was able to successfully fire 5,600 rounds per minute by hooking it up to an electric motor.
  This ultimately became the forerunner of today's Vulcan system capable of firing 6000 rounds per minute of 20 mm cannon shells.
    1861-Winfield Scott, general in chief of the Union army, announced that the Washington telegraph office would not longer carry “dispatches concerning the operations of the army not permitted by the commanding general.” All stories
had to be cleared first with the Army as “press accounts of the activities in Washington, DC, might prove helpful to the enemy.
    1863- JEB Stuart At The Battle of Gettysburg
Taken From” The Life and Campaigns of Major-General JEB Stuart"
By H. B. Mcclellan, A.M. Late Major, Assistant Adjutant-General.
From the 8th to the 12th of July Stuart covered the front of Lee's army, which had now taken a strong position, and was securely entrenched while waiting for the waters of the Potomac to fall. These days were occupied by severe fighting between Stuart's command and the divisions of Buford and Kilpatrick, at Boons-boro', Beaver Creek, Funkstown, and on the Sharpsburg front. The cavalry fought mostly dismounted, and was aided on either side by small bodies of infantry. It would be tedious to enter into all the details of these battles, in which both parties claim the victory, and with apparent sincerity. Stuart reports an aggregate loss of 216 in these engagements, while Generals Buford and Kilpatrick and Colonel Huey report a loss of 158. Stuart accomplished the object he had in view, which was to delay the advance of the enemy until General Lee was secure in his chosen position. On the 12th of July Stuart uncovered Lee's front, against which the Federal army advanced, but found it so strong that it declined to make an attack. These days will be remembered by the members of General Stuart's staff as days of peculiar hardship. Scanty rations had been issued to the men, but nothing was provided for the officers. The country had been swept bare of provisions, and we could purchase nothing. For four or five days in succession we received our only food, after nightfall, at the hands of a young lady in Hagerstown, whose father, a Southerner, sympathized with the Confederacy. But for the charity of this lady, whose name we shall always gratefully remember, we would have suffered the pangs of severe hunger. The attention of students of psychology is called to an incident which occurred at this time. After a day of incessant fighting Stuart and his officers reached the house of this friend about nine o'clock in the night. While food was being prepared Stuart fell asleep on the sofa in the parlor. When supper was announced he refused to rise. Knowing that he had eaten nothing within twenty-four hours, and that food was even more necessary for him than sleep, I took him by the arm and compelled him to his place at the table. His eyes were open, but he ate sparingly and without relish. Thinking that the supper did not suit him, our kind hostess inquired:--
 "General, perhaps you would relish a hard-boiled egg?" 

       "Yes," he replied, "I'll take four or five." 
This singular reply caused a good deal of astonishment on the part of all who heard it, but nothing was said at the time. The eggs were produced; Stuart broke one and ate it, and then rose from the table. When we returned to the parlor I sat down at the piano, and commenced singing, "If you want to have a good time, join the cavalry." The circumstances hardly made the song appropriate, but the chorus roused the general, and he joined in it with a hearty good will. During all this time he had
    1863-Confederate General Lee decided to take the war to the enemy, specifically Washington,DC, which he hope to capture and thus have the war ended.. On June 13, he defeated Union forces at Winchester, Virginia, and continued north to Pennsylvania. General Hooker, who had been planning to attack Richmond, was instead forced to follow Lee. Hooker, never comfortable with his commander, General Halleck, resigned on June 28, and General George Meade replaced him as commander of the Army of the Potomac.
  On July 1, a chance encounter between Union and Confederate forces began the Battle of Gettysburg. In the fighting that followed, Meade had greater numbers and better defensive positions. He won the battle, but failed to follow Lee as he retreated back to Virginia. Militarily, the Battle of Gettysburg was the high-water mark of the Confederacy; it is also significant because it ended Confederate hopes of formal recognition by foreign governments. The days following Lee's retreat saw major battles won by the Union Army is General Grant's long time plan to cut off supplies to Confederate troops. On November 19, President Lincoln dedicated a portion of the Gettysburg battlefield as a national cemetery, and delivered his memorable "Gettysburg Address."
Photographs of the battleground began immediately after the battle of July 1-3. This group of photographs also includes a scene of Hooker's troops in Virginia on route to Gettysburg.
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    1889-John L. Sullivan, heavyweight champion of the world, defeated Jake Kilrain in the 75th round of a fight in Richburg, MS. This was the last bare-knuckles title fight after which boxing was governed by the Marquess of Queensbury rules.
    1908-July 8, Louis Jordan Birthday 
http://www.louisjordan.com/index.asp
    1908- jazz alto saxophonist and singer Louis Jordan, whose records in the 1940's with his Tympany Five helped shape the R'n'B of the following decade, was born in Brinkley, Arkansas. After playing with several big bands, Jordan formed his combo in 1938. For the next decade, they produced blues and novelty records such as "Caldonia," "Let the Good Times Roll" and "Choo Choo Ch'Boogie," a million-seller in 1946. Jordan's 1943 hit "Five Guys Named Moe" became the title of a 1990's Broadway musical based on his songs.
  Many blues and R'n'B artists grew up listening to Jordan's music, and among those acknowledging his influence are Chuck Berry and Ray Charles.
  Louis Jordan died on February 4th, 1975.
http://www.louisjordan.com/index.asp 
http://www.zoo.co.uk/~primer/pdjordan.html
http://www.jandr.com/JRMusicDiscPage.process?P_Id=P+++++6859
    1911- Nan Jane Aspinwall rode into New York City carrying a letter to Mayor William Jay Gaynor from San Francisco Mayor Patrick Henry McCarthy, becoming the first woman to cross the US on horseback. She began her trip in San Francisco on Sept 1,1910, and covered 4,500 miles in 301 days.
    1914- birthday of Billy Eckstine, bandleader and bass-baritone
singer.
  After performing with the Earl Hines band for almost 20 years,
Eckstine formed his own band in 1944.
  At one time or another in the band's
ranks included Charlie Parker, Dizzy Gillespie, Miles Davis, Fats Navarro,
Dexter Gordon, Gene Ammons, Art Blakey and vocalist Sarah Vaughn---some
of the greatest bebop musicians of all time.
  Among Eckstine's hits were
“Fools Rush In,” “ Everything I Have Is Yours,” “ Blue Moon,”
  and
“Body and Soul.”
  Billy Eckstine died March 8, 1993 in Pittsburgh, Pennsylvania
the city where he also was born. 
http://www.steveandeydie.com/ 
http://www.britannica.com/blackhistory/micro/185/30.html
    1932-The stock market fell to its lowest point in the Great Depression.
  The Great Crash had begun in 1929, and this was the darkest day. Dow Jones Industrial Average, 41.22
   http://memory.loc.gov/ammem/today/jul08.html
    1933—Birthday of author James Giblin.
http://www.houghtonmifflinbooks.com/catalog/authordetail.cfm?authorID=3229
http://www.mccsc.edu/~jcmslib/yhb/authors/giblin.html
    1935-Birthday of Steve Lawrence ( Sidney Liebowitz) pop singer born in Brooklyn, New York. His "Go Away Little Girl" was a number-one hit in 1962. Lawrence, who got his start as a singer on the "Tonight" show in 1954, had more than 20 chart records. He and his wife, Eydie Gorme, often recorded and performed together.
    1941- With a dramatic two-out, bottom of the ninth inning, three-run home run by Red Sox outfielder Ted Williams, the AL All-stars beat the National League at Briggs Stadium in Detroit, 7-5.
    1949—Top Hits
Some Enchanted Evening - Perry Como
Again - Gordon Jenkins
Bali Ha'i - Perry Como
One Kiss Too Many - Eddy Arnold
    1949- Hank Thompson, the first black to play with the St. Louis Browns, also becomes the New York Giants' first African-American player. The former Kansas City Monarchs' standout broke in to the majors 12 days after Larry Doby's American League debut with the Indians in 1947.
    1953--SHEA, RICHARD T., JR. Medal of Honor Rank and organization: First Lieutenant, U.S. Army, Company A 17th Infantry Regiment, 7th Infantry Division. Place and date: Near Sokkogae, Korea, 6 to 8 July 1953. Entered service at: Portsmouth, Va. Born: 3 January 1927, Portsmouth, Va. G.O. No.: 38, 8 June 1955. Citation: 1st Lt. Shea, executive officer, Company A, distinguished himself by conspicuous gallantry and indomitable courage above and beyond the call of duty in action against the enemy. On the night of 6 July, he was supervising the reinforcement of defensive positions when the enemy attacked with great numerical superiority. Voluntarily proceeding to the area most threatened, he organized and led a counterattack and, in the bitter fighting which ensued, closed with and killed 2 hostile soldiers with his trench knife. Calmly moving among the men, checking positions, steadying and urging the troops to hold firm, he fought side by side with them throughout the night. Despite heavy losses, the hostile force pressed the assault with determination, and at dawn made an all-out attempt to overrun friendly elements. Charging forward to meet the challenge, 1st Lt. Shea and his gallant men drove back the hostile troops. Elements of Company G joined the defense on the afternoon of 7 July, having lost key personnel through casualties. Immediately integrating these troops into his unit, 1st Lt. Shea rallied a group of 20 men and again charged the enemy. Although wounded in this action, he refused evacuation and continued to lead the counterattack. When the assaulting element was pinned down by heavy machine gun fire, he personally rushed the emplacement and, firing his carbine and lobbing grenades with deadly accuracy, neutralized the weapon and killed 3 of the enemy. With forceful leadership and by his heroic example, 1st Lt. Shea coordinated and directed a holding action throughout the night and the following morning. On 8 July, the enemy attacked again. Despite additional wounds, he launched a determined counterattack and was last seen in close hand-to-hand combat with the enemy. 1st Lt. Shea's inspirational leadership and unflinching courage set an illustrious example of valor to the men of his regiment, reflecting lasting glory upon himself and upholding the noble traditions of the military service. 
    1957-"Teddy Bear" became Elvis Presley's eighth US number one hit in the past fifteen months. 
    1957—Top Hits
Teddy Bear - Elvis Presley
Love Letters in the Sand - Pat Boone
Over the Mountain; Across the Sea - Johnnie & Joe
Four Walls - Jim Reeves
    1958 - The first gold record album presented by the Recording Industry Association of America (RIAA) was awarded. It went to the soundtrack LP, "Oklahoma!". The honor signified that the album had reached one million dollars in sales. The first gold single issued by the RIAA was "Catch a Falling Star", by Perry Como, in March of 1958. A gold single also represents sales of one million records. 
    1958-The first Gold record album presented by the Recording Industry Association of America (RIAA) was awarded to the soundtrack LP, "Oklahoma". The honor signified that the album had reached one million dollars in sales. The first Gold single issued by the RIAA was "Catch a Falling Star" by Perry Como in March of 1958. A Gold single represented sales of one million records. 
    1958-Hank Ballard records a self-penned tune called "The Twist" at Vee-Jay Records' studios in Gary, Indiana. A re-recorded version released by King Records would make a modest splash on the R&B charts in 1959, but it would take Chubby Checker to make a giant hit out of it in 1960. 
    1960 - Storer Broadcasting Company purchased WINS radio in New York City for $10 million. It was the highest price paid for a radio station (to that time). Many great radio personalities including Murray the K, Bruce Morrow and Alan Freed were stars on WINS Radio. WINS, under Storer ownership, also aired some very clever promotions, including the time they drove the New York media crazy. It was a discovery (thought to be a rare find) in the back seat of a New York taxicab: a clay tablet that looked to be Egyptian and had carvings on it. Upon closer examination, it read, “Everybody's mummy listens to 10-10 WINS!” 
    1963-James Brown went to #2 on the US album chart with "Live At The Apollo". The LP spent a total of 33 weeks on the chart. 
    1963-Freddie and The Dreamers record "I'm Telling You Now", which would climb to number 2 in England. When it was released in the US the following year, during the height of the British Invasion, it made the Top Ten. 
    1965-The Dave Clark Five followed the Beatles onto the silver screen with a movie of their own called Catch Us If You Can. The film was renamed to having a Wild Weekend for its US release and featured the group performing "Catch Us If You Can", "Having a Wild Weekend" and "I Can't Stand It". 
    1965—Top Hits
I Can't Help Myself - Four Tops
(I Can't Get No) Satisfaction - The Rolling Stones
For Your Love - The Yardbirds
Before You Go - Buck Owens
    1965-Roy Wilkins becomes executive director of the National Association for the Advancement of Colored People. 
http://www.tccom.com/wilkins/
    1967—Tennis player Billie Jean King of the United Sates won three titles at Wimbledon.
  She beat Anny Haydon Jones for the singles title, teamed with Rosie Casals for the women's doubles title and joined with Owen Davidson to capture the mixed doubles title.
    1968-the first movie directed by an African-American director to be released in the United States was “Story of a Three Day Pass,” directed by Melvin Van Peeble,
   His story of an African-American serviceman on leave in France, based on his book of the same name, led to his being signed by Columbia Pictures to make more files for African-
American audiences.
http://www.info-france-usa.org/culture/cinema/festival/vanpeebles.html 
http://www.amazon.com/exec/obidos/ASIN/6304446195/e22digital.6/102-8917386-9557756
http://pages.prodigy.net/ja-cas/filmmakers.html
    1970-The Everly Brothers Summer TV series debuts on CBS-TV for the first of a ten week run. 
    1970 - The San Francisco Giant's Jim Ray Hart hit for the cycle (a single, double, triple and home run in one game). Hart became the first National League player in 59 seasons to collect six runs batted in (RBI) during a single inning. The Giants walloped the Atlanta Braves 13-0. 
    1972-34 year old Bill Withers had the top spot on the Billboard Hot 100 with "Lean On Me", his second US Top Ten hit after "Ain't No Sunshine" in September 1971. The song reached #18 in the UK. 
    1973—Top Hits
Will It Go Round in Circles - Billy Preston
Kodachrome - Paul Simon
Bad, Bad Leroy Brown - Jim Croce
Why Me - Kris Kristofferson
    1978-Following in the disco footsteps of his older Bee Gee brothers, Andy Gibb gets into the act with "Shadow Dancing." The album peaks at #18, while the title track reaches number one
    1978- Bjorn Borg of Sweden won 3rd consecutive title at Wimbledon
    1978-After a six month stay, the soundtrack to Saturday Night Fever is finally knocked out of the top spot on the Billboard album chart by Gerry Rafferty's "City To City", which contained the single "Baker Street".
    1981—Top Hits
Bette Davis Eyes - Kim Carnes
All Those Years Ago - George Harrison
The One that You Love - Air Supply
I was Country When Country Wasn't Cool - Barbara Mandrell
    1984 - John McEnroe made short work of Jimmy Connors at Wimbledon. Connors managed to win only four games and tied for the second lowest number of games won by a Wimbledon men's singles finalist since 1922. McEnroe won the event in just 1 hour 20 minutes. 
    1985 - Pro Football Hall of Famer Jack Lambert of the Pittsburgh Steelers announced his retirement on this, his 33rd birthday. A 1974 second-round draft choice from Kent State University in Ohio, Lambert played 11 seasons with the Steelers. He racked up several awards including the NFL's Rookie of the Year [1974], Defensive Player of the Year [1976]; and nine consecutive Pro Bowls [1975-1983]. Jack Lambert was a major chunk of the Steel Curtain and owns four Super Bowl rings to prove it. 
    1985--Both "Playboy" and "Penthouse" magazines went on sale with nude pictures of Madonna
    1987 –The Iran-Contra hearings began, covered live on television.   While Lt. Col. Oliver North was being interviewed, contrary to internet mailings, Senator Al Gore was not on the committee, nor did Osa Bin Laden name come up, as this was over fifteen years ago. 
    1987 -Kitty Dukakis, wife of Massachusetts Governor Michael Dukakis, who was the following year to become the Democratic candidate, revealed addiction to amphetamines for 26 years 
    1988 - Thirty cities in the north central and northeastern U.S. reported record high temperatures for the date. Beckley, WV, equaled their all-time record with a high of 93 degrees. Afternoon and evening thunderstorms spawned seven tornadoes in Adams and Logan counties of eastern Colorado, and hail caused 2.3 million dollars damage in Adams, Logan and Washington counties
    1988-singer/composer Stevie Wonder announces he will run for mayor of Detroit in 1992
    1989-—Top Hits
Satisfied - Richard Marx
Buffalo Stance - Neneh Cherry
Baby Don't Forget My Number - Milli Vanilli
I Don't Want to Spoil the Party - Roseanne Cash
    1989 - Sixteen cities in the central and western U.S. reported record high temperatures for the date. The high of 103 degrees at Denver, CO, equaled their record for July, and a 110 degree reading at Rapid City, SD, equaled their all-time record high. Denver reported a record five straight days of 100 degree heat, and Scottsbluff, NE, reported a record eight days in a row of 100 degree weather.
    1990- Germany beats Argentina 1-0 for soccer's 14th World Cup at Rome 
    1990- Stefan Edberg beats Boris Becker for Wimbledon title
    1994- Elton John and Billy Joel kicked off a 14 city tour in Philadelphia. They shared vocals on each other's hits, including John's "Don't Let the Sun Go Down on Me" and Joel's "Piano Man" and "New York State of Mind."
    2000 --The Yankees sweep their cross-town rivals in the first double-ballpark doubleheader since 1903 with identical scores, 4-2 in an afternoon tilt at Shea and 4-2 in an evening contest at Yankee Stadium. It proves to be quite an interesting day in New York as Mike Piazza is hospitalized after being beaned by Roger Clemens, Dwight Gooden gets first Shea win since 1994 and a bizarre obstruction call on Mets' first baseman Todd Zielle causes the first game to be played under protest.
    2000 ---After Jose Cruz Jr. hits #20 in a 6-3 win over the Expos, the Blue Jays become the first team in major league history to have four batters to hit 20 or more homers before the All-Star break.
    2005 - In Singapore, the International Olympic Committee takes a secret vote on the approval of the 28 current summer Olympic events scheduled to be played at the 2012 Summer Games in London. Baseball and softball are eliminated making it the first time since polo was dropped in1936 that sports have been cut.
    2010 - Using an on-line ballot, fans select Nick Swisher of the Yankees and Reds' first baseman Joey Votto to fill the last two roster spots in this year’s All-Star game. The New York outfielder, who edged Red Sox first baseman Kevin Youkilis for the final AL spot, used his Twitter account to campaign for votes and to thank his fans for their support.