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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

kitmenkin@leasingnews.org
   


Experienced Sales Manager
Central Region


Develop/maintain relationships with NEC Dealers and Resellers. Meet with potential large customers to
structure new lease and financial service opportunities.
Full job description and application here

www.necam.com

A leading provider of innovative IT, biometrics, network, and
communications products and solutions for service carriers and
Fortune 1000 and SMB businesses across multiple vertical industries,
including healthcare, government, education, and hospitality.


Monday, July 27, 2015



Today's Equipment Leasing Headlines

Archives July 29, 2002 - Anderson Joins LeaseTeam
  After Six Years with CapitalStream
Top Stories July 20 -July 24
(Opened Most by Readers)
ELFA Charts: June New Business $9.5 Billion
  Up 24.5% from $7.1 Billion in May
ZRG Partners Report US Hiring Demand High
 "Continues to Exceed Ability to Fill Roles"
Classified Ad—Employment Web Sites
  Leasing News
Leasing Industry Ads---Help Wanted
Sales/Sales Manager/Senior Credit Analyst
Career Crossroad---By Emily Fitzpatrick/RII
“Panel Interview Tips”
Leasing 102 by Mr. Terry Winders, CLFP
   Lease Format
Bill Carey, EverBank, added: Top 25 Most Influential List
   of Attorneys in Equipment Finance and Leasing
81% Keep Their Phone Near Them During Waking Hours
  41% Over 18 Check Phone Several Times an Hour
Court Rules Parties Allowed to Stipulate How
Commercially Reasonable Sale Should Take Place
  by Tom McCurnin, Leasing News Legal Editor
Change in Date: Second Global Leasing Industry Forum
  Amembal & Halladay Co-Organizer of Conference
Labrador Retriever/Border Collie Mix
  Modesto, California  Adopt-a-Dog

News Briefs---
 Progressive Leasing unit drives 2Q revenue
  jump at Aaron’s Rent-to-Own Program
Credit Unions Fighting for Survival
  1,250 closed-more than 17% of the Industry
Senate Resurrection of Export-Import Bank
  Goes to Divided House

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device

You May have Missed---
   SparkPeople--Live Healthier and Longer
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    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.





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[headlines]

--------------------------------------------------------------


Archives: July 29, 2002 - Anderson Joins LeaseTeam
After Six Years with CapitalStream

### Press Release ########################

OMAHA, NE - LeaseTeam, Inc., developers of the Lease Sales ManagerTM and LeasePlusTM end-to-end solution, is pleased to announce the appointment of Randy Anderson as an Account Manager for Lease Sales Manager.

Based in Modesto, CA, Anderson has extensive experience in equipment leasing and finance software. Anderson began his technical career 1982 working for national computer retail companies. In 1995, he began revolutionizing transaction processing in the equipment leasing industry with the release, implementation and training of the System 1 family of products. During that time, he worked with hundreds of leasing companies, from brokers and lessors to captive financing companies.

Anderson will work with Lease Sales Manager customers providing implementation, training and support services to increase their profits and improve customer service by streamlining their daily application processing applications.

#### Press Release ########################

Leasing News readers will remember when Randy Anderson was “cut” from Capital Stream and Jim Buckles took over the former System 1 accounts, including service.  Randy studied at Wildwood Financial to go into the leasing broker business out of his home town, primarily in agricultural.

Many of the graduates stay in the field, but it was a short time later that he wound up working for Trinity Capital, in San Francisco, commuting for four hours a day and more, often daily, we are told.

Leasing News wishes him the best of luck in a software field he certainly knows very well...Editor

 

TODAY
Randy Anderson, CLFP
Client Services Account Manager
LeaseTeam, Inc.
https://www.linkedin.com/pub/randy-anderson-clp/2b/315/b3b

 

 

[headlines]
--------------------------------------------------------------

Top Stories  July 20 -July 24
(Opened Most by Readers)

 

(1) California SB 197 Will Change Small Ticket Leasing
   Final Amendment, Going to Consent Calendar
http://leasingnews.org/archives/Jul2015/7_22.htm#california

(2) Key Finance Escapes Lender Liability Claim
   By Tom McCurnin, Leasing News Legal Editor
http://leasingnews.org/archives/Jul2015/7_22.htm#key

(3) SBA Hits Its 7(a) Loan Agreement Cap
   unless Congress raises lending cap, not likely
http://leasingnews.org/archives/Jul2015/7_24.htm#sba

(4) Feds Approve CIT Acquiring OneWest Bank
   Increases CIT Assets to $70 Billion
http://leasingnews.org/archives/Jul2015/7_22.htm#feds

(5) Refundable Deposit for Auction
   Makes it a Private Sale, Disqualifies Sale of Asset
      by Tom McCurnin, Leasing News Legal Editor
http://leasingnews.org/archives/Jul2015/7_20.htm#refundable

(6) New Hires---Promotions in the Leasing Business
           and Related Industries
http://leasingnews.org/archives/Jul2015/7_24.htm#hires

(7) Park Western Leasing
   Joins the Leasing News Story Credit Lessor List
http://leasingnews.org/archives/Jul2015/7_22.htm#key

(8) Archives: July 20, 2011
  Eric Gross Promoted to Senior Vice President, Bank of West
http://leasingnews.org/archives/Jul2015/7_20.htm#archives

(9) Leasing 102 by Mr. Terry Winders, CLFP
Requiring a Lien for Extra Collateral
http://leasingnews.org/archives/Jul2015/7_20.htm#lien

(10) Sales Make it Happen by Steve Chriest
          The New Professional
http://leasingnews.org/archives/Jul2015/7_22.htm#sales

 



[headlines]
--------------------------------------------------------------


ELFA Charts: June New Business $9.5 Billion
Up 24.5% from $7.1 Billion in May


(Leasing News Chart)

"The Equipment Leasing and Finance Association's (ELFA) Monthly Leasing and Index (MFLI-25), which reports economic activity from (36) companies representing a cross section of the $903 billion equipment finance sector, showed their overall new business volume for June was $9.5 billion, up 4 percent from new business volume in June, 2014.  Volume was up (24.5) percent from $7.1 billion in May."

ELFA Charts:

MLFI-25 New Business Volume (Year Over Year Comparison)
click to make larger

 

Aging of Receivables over 30 days:

click to make larger

Average Losses (Charge-offs) as a % of net receivables
(Year Over Year Comparison)

click image to make larger


Credit Approval Ratios As % of all Decisions Submitted
(Year Over Year Comparison)

click image to make larger

Total Number of Employees
(Year Over Year Comparison)

click image to make larger

Full Listing of MLFI Participants

BancorpSouth Equipment Finance
Bank of America Merrill Lynch
Bank of the West
BB&T Bank
BMO Harris Equipment Finance
Canon Financial Services
Caterpillar Financial Services
CIT
Dell Financial Services
Direct Capital Corporation
DLL
EverBank Commercial Finance
Fifth Third Equipment Finance
First American Equipment Finance,
a City National Bank Company
Frost Bank
GreatAmerica Financial Services
Hitachi Credit America
HP Financial Services
Huntington Equipment Finance
John Deere Financial
Key Equipment Finance
LEAF Commercial Capital Inc.
M&T Bank
Marlin Leasing
Merchants Capital
PNC Equipment Finance
RBS Asset Finance
SG Equipment Finance
Siemens Financial Services
Stearns Bank
SunTrust Equipment Finance Group
Susquehanna Commercial Finance
TCF Equipment Finance
US Bancorp Equipment Finance
Volvo Financial Services
Wells Fargo Equipment Finance
Siemens Financial Services
Stearns Bank
SunTrust Equipment Finance Group
Susquehanna Commercial Finance
TCF Equipment Finance
US Bancorp Equipment Finance
Volvo Financial Services
Wells Fargo Equipment Finance

 

Leasing News Charts Previous Quarters

 


[headlines]
--------------------------------------------------------------


ZRG Partners Report US Hiring Demand High
"Continues to Exceed Ability to Fill Roles"

The domestic lending markets continue to show strength in hiring demand, with the ZRG U.S. index posting another quarter of steady and increasing demand for talent, according to ZRG Partners, a global authority on talent management within the equipment finance and leasing markets.

"We attribute part of the increase in the hiring index to broader exposure for equipment leasing and finance jobs through sites such as Indeed.com and Simply Hired, those aggregate job postings from employer’s sites," said Larry Hartman, CEO, ZRG Partners.

"This many indicate not necessarily more jobs, but more places the same advertisements are being viewed to fill the same number of jobs," he said.


Larry Hartman
CEO/ ZRG Partners

"Some of the big name, top ten industry players seem somewhat less visible on the on-line job postings while the mid-range and smaller players are investing in the index job advertising sources for talent.

"Changes in senior leadership for C-Suite roles are also slower in the second quarter, with more stability in teams being realized. This may also lead employers to consider internal promotions to fill roles or use of outside executive recruiters and agencies to fill the gaps in open jobs if current approaches don’t yield appropriate talent options.

"Credit and Operations positions are gaining on business development roles on a percentage of roles sought basis. This could be simply catching up to growth after freezing headcounts to drive profitability as long as possible during moderate top line growth.”


[headlines]
--------------------------------------------------------------

Leasing News

Classified Ads---Employment Web Sites

Here is a list of top internet job web sites, several specializing in financial, money, and leasing, too.

www.adams-inc.com
www.affinitysearch.com
www.bajobs.com
www.careerbank.com
www.careerbuilder.com 
www.careerpath.com
www.careerjet.com
www.craigslist.org
www.eApplicants.com 
www.ejobapplications.com
www.employmentcrossing.com 
www.FinanceLadder.com 
http://www.findhow.com/
us.gigajob.com
www.hotjobs.com
www.Hound.com
jobapplicationdb.com
www.indeed.com
www.jobs.net
www.jobs-applications.com
www.jobssearchengine.net
www.jobsearchusa.org 
www.JobSpin.net
www.jobsinthemoney.com
www.ladders.com
www.leasingworld.co.uk
www.lessors.com
www.LinkUp.com
www.MarketingJobs.com
www.monitordaily.com
www.monster.com
www.monstertrak.monster.com/ 
www.Postonce.com 
www.RecruiterConnection.com
www.resumeblaster.com
www.simplyhired.com
www.snagajob.com/part-time-jobs/
thejobfind.info/submit/
www.topjobapplications.com/ 
www.toplanguagejobs.com 
www.vault.com
www.vetjobs.com
www.worktree.com
www.ziprecruiter.com

 

[headlines]
--------------------------------------------------------------

Leasing Industry Ads---Help Wanted
Ascentium Capital/NEC Equipment Finance/Umpqua Bank



Senior Credit Analyst

Choose Location
Anaheim, CA, Tigard, OR, Federal Way, WA


Middle Market Credits $500,000 to $5MM
including Equipment Leases and Financings
and Recourse and Non-recourse Lines of Credit
-Five or More Years Credit Underwriting Exp.
Some Relocation Provided
click here for more information

Financial Pacific Leasing - Commercial
A subsidiary of Umpqua Bank

  


Experienced Sales Manager
Central Region


Develop/maintain relationships with NEC Dealers and Resellers. Meet with potential large customers to
structure new lease and financial service opportunities.
Full job description and application here

www.necam.com

A leading provider of innovative IT, biometrics, network, and
communications products and solutions for service carriers and
Fortune 1000 and SMB businesses across multiple vertical industries,
including healthcare, government, education, and hospitality.

 

For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees.

[headlines]
--------------------------------------------------------------

“Panel Interview Tips”
Career Crossroad---By Emily Fitzpatrick/RII



Q: I have a “group” interview scheduled in a few weeks, any tips?

A: Group interviewing (also known as panel interviewing) can be intimidating, take the time to prepare and practice. 

There are many reasons why an employer will utilize this type of interviewing process aka “hiring by consensus”. One of the many reasons is to see how the Candidate acts under stress; again doing your homework will be the key in keeping your cool.

Preparation

  • Research the company, the more you know the better prepared you will be to answer and ask questions

  • Know who you will be interviewing with (names, titles) research the interviewers’ current roles, backgrounds,  and career history

  • Bring enough copies of your resume and extras to hand to each panel member

  • Review typical interview questions (see other articles written about this topic), e.g. situational and behavioral questions and develop questions to ask the group and individuals

Connecting

  • The aim is to connect with both the group as a whole and with each panelist; one way to accomplish this is to respond to a panelists’ question by making good eye contact with the rest of the group
     
  • Gear your questions towards as many of the interviewers as possible. For example, "Ellen, as the Credit Manager, will you have the authority to approve or decline deals?" and “Tim, as the Head of Credit, what transactions have to be reviewed by the Credit Committee in order to be approved?”(know who you are meeting with in advance to prepare questions accordingly)
  • Pay attention to the group dynamics, e.g. Does everyone get along … Is their interaction positive?
  • Make sure the synergy between them is one you are comfortable with before accepting any job offer

Follow Up
         Of course, you will follow up with each panelist (review other articles referring to follow up letters—see previous columns)

Again, preparation and practice will be crucial to acing this type of interview!

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
emily@riirecruit.com
Invite me to Connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html

 

[headlines]
--------------------------------------------------------------


(Terry retired January 1, 2015.  To honor him and his many years of writing for readers of Leasing News, is repeating several of his columns that are still meaningful today. Here is January 22, 2007.)

LEASE FORMAT

  • Non-Lease-Lease .. A disguised loan using a lease form
  • A Non Tax Lease.. A lease to a non-profit 501-C Company
  • A Tax Lease .. A lease to a for –profit Company
  • A TRAC Lease.. A lease on transportation equipment licensed for over-the-road-use
  • A split TRAC Lease.. A Lease on transportation equipment that splits the residual guarantee between lessee and Lessor
  • A Municipal Lease.. A Lease to a political subdivision that has taxation powers
  • A 1 st Amendment Lease.. A Lease that has multiple lease terms
Synthetic Lease.. A loan qualified as a lease for accounting purposes
TYPE OF LEASE
INCOME
TAX
LESSEE 
ACCOUNTING
LESSOR 
ACCOUNTING
LEGAL 
DOCUMENTS
Non-Lease Lease 
  Money over Money
  $1 Purchase Option
  Finance Lease
Fails to Qualify Capital Lease
Depreciate overtrue use
Direct Finance leaseLender 
Sales type Lease
Captive
Lease Agreement, Bargain P.O.
Article 9
Non-Lease Lease
Money over Money
Bargain Fixed PurchaseOption
Finance Lease
Fails to Qualify Capital lease
Depreciate 
over true use
Direct Finance lease
Lender
Sales type Lease
Captive
Lease Agreement, Fixed P.O.
Article 9 if bargain
Article 2A if no bargain
Non-Tax Lease
Money over Money
$1 Purchase Option
Finance Lease
Straight Line Dep.
Not for profituse
Capital lease
Depreciate
over true use
Direct Finance lease
Lender
Sales type Lease
Captive
Lease Agreement, Bargain P.O. 
Article 9
Non-Tax Lease
Money over Money
Fixed Purchase Option
Finance Lease
Fails to Qualify
Not for profituse
Capital lease
Depriciate
over lease term
Direct Finance lease
Lender
Sales type Lease
Captive
Lease Agreement, Fixed P.O.
Article 9 if bargain
Article 2A if no bargain
Tax Lease
True Lease
Fixed Purchase Option
FMV Lease
MACRS Dep.
For Lessor
Rent Expense
For Lease
Capital Lease
if rent over 90%
Operating Lease
if rent under 90%
DFL or STL 
if IR over 90%
Operating Lease
if IR under 90%
Lease Agreement, Fixed P.O.
Article 9 if Bargain
Article 2A if no Bargain
TRAC Lease
True Lease
Lessee guarantee
Residual
MACRS Dep.
For Lessor
Rent Expense
For Lessee
Capital lease
Depreciate
over true use
DFL or STL Lease Agreement, FixedP.O. Article 9

Municipal Lease
Bargain P.O.
Essential use
Non-Appropriation

Tax Free Capital Lease DFL or STL Article 9
Municipal Lease
No Bargain P.O.
Taxable with
no depreciation
Capital Lease
if rent over 90%
Operating Lease
if rent under 90%
DFL or STL
if IR over 90%
Operating Leasse
if IR under 90%
Article 2A
1st Ammendment Lese 
True Lease
Two Term Lease

Return Equipment
after 2nd term
MACRS Dep.
For Lessor
Rent Expense 
For Lessee
Capital lease
if rent over 90%
Oprating Lease
if rent under 90%
DFL or STL Lease Agreement, Fixed Bargain P.O.
Article 9 if bargain
Article 2A if not bargain
Synthetic Lease
True Lease
Two Term Lease

Return equipment after 2nd term or $1P.O.
Fails to qualify Operating lease 
for first term
Capital Lease
form 2nd term
DFL or STL Article 9

 

Previous #102 Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm

 


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)

[headlines]
--------------------------------------------------------------

Bill Carey, EverBank, added: Top 25 Most Influential List
of Attorneys in Equipment Finance and Leasing


Bill Carey served as General Counsel and Corporate Secretary for USXL since it was founded in March 2004, and he continued in that position at Tygris Vendor Finance, now EverBank Commercial Finance. He has over 15 years of experience in the commercial finance industry, serving in leadership positions as an attorney with CIT, Newcourt Commercial Finance and AT&T Capital and handling transactions in vendor leasing, commercial lending, fractional aircraft finance and venture leasing, as well as M&A and other corporate finance matters. For a three year period, Bill was the executive vice president and general counsel of a London based technology publisher.

He also received two additional nominations:

"Bill Carey is the most effective leasing lawyer I have ever worked with—and I have worked with many! Bill is the perfect example of a legal business partner, akin to an HR business partner, or a Finance business partner. He provides timely, organized, and meaningful legal guidance to senior management regarding overall business matters, and to the sales teams regarding individual transactions and/or vendor program legal issues and opportunities."

"I worked with Bill for over 5 years while at *** and found him to be one of the best in the business for many reasons. In sales driven organizations, in house counsel often have to maintain a fine balance, managing risk by providing good sound legal advice while not being so conservative that they become an obstacle to the company achieving its mission. Bill always excelled at that; he understands the business. He was reasonable and creative in his approach to resolving problems, very accessible, responsive and balanced. He was always a gentleman in his dealings with customers and vendors, diplomatic and poised regardless of the situation.  In addition, Bill was a great coach to his Legal Dept. as well as to his internal “clients”, always making time for a teaching moment. Bill is well known in the industry. He has served as a past Chair of the ELFA Legal Committee and I’m certain he left his positive mark there as well."

Most Influential Lawyers
in Equipment Finance and Leasing
 

Stewart Abramson
Andrew Alper

Thomas V. Askounis

Joe Bonanno, CLFP

James Coston, CLFP
Jonathan Fleisher
Kenneth Charles Greene, Esq.
Michael A. Leichtling
Malcolm C. Lindquist 
Barry Marks, Esq., CLFP
David G. Mayer
Frank Peretore
John G. Sinodis 
Ellen Michelle Stern
Mark Stout
Kevin Trabaris
Michael J. Witt
Irwin Wittlin

Most Influential Lawyers Biographies
in Equipment Finance and Leasing
http://www.leasingnews.org/Pages/top_lawyers.html

"Influential" as "a person whose actions and opinions strongly influence the course of events." "Preeminent" is "eminent above or before others; superior; surpassing:" {Online Dictionary}

When the list exceeds 25, there will be a point when the top 25 on the list will be finalized. Nominations will appear in two parts: New Nominations/The Top List to Date (alphabetical) Again, this is not a popularity contest and those making the nomination will not be named.

email: kitmenkin@leasingnews.org

 

[headlines]
--------------------------------------------------------------

81% Keep Their Phone Near Them During Waking Hours
41% Over 18 Check Phone Several Times an Hour

A survey by Gallup of 15,747 smartphone owners in the US, according to businessinsider.com, found that "…41% of American adults aged over 18 check their smartphones at least several times an hour. Roughly 11% of them responded they check it every few minutes. Moreover, a staggering 81% of smartphone users said they keep their phone near them ‘almost all the time during waking hours.’

"The fact that Americans are nearly obsessed with their smartphones is nothing new. But it's still not exactly clear what the consequences of this will be. Gallup suggests the biggest implication is that smartphones are allowing individuals to constantly stay connected to the rest of the world, doing what TVs and radios did in the past.

"Certainly the telephone and then radio and then television changed the way people relate to the world, and the smartphone, no doubt, is doing the same."


[headlines]
--------------------------------------------------------------


Court Rules Parties Allowed to Stipulate How
Commercially Reasonable Sale Should Take Place

by Tom McCurnin
Leasing News Legal Editor

Parties May Not Stipulate That a Sale of Collateral is Per Se Commercially Reasonable, But Are Allowed to Stipulate That the Secured Creditor Is Not Required to Repair the Collateral

In re Adobe Trucking 551 F.App’x 167 (5th Cir. 2014)

I’ve previously cautioned secured lenders not to rely on statements in their security agreement which specify that a future sale will be commercially reasonable. However, the parties may stipulate to certain procedures as being commercially reasonable, such as the type of advertising. In today’s case, the parties stipulated that the secured party was not required to repair or refurbish oil equipment, and the Court held that this aspect of the sale was commercially reasonable. The facts follow. 

Adobe Trucking entered into a revolving credit and security agreement (the agreement) for a $37.5 million, five-year revolving-credit facility with various financial institutions, including PNC, which would serve as the lead bank and agent for all the lenders. Adobe defaulted, the secured creditor demanded possession, but never obtained possession. Although not in possession of the collateral, PNC foreclosed on the collateral. 

Adobe filed a lawsuit claiming that the sale was commercially unreasonable, because (1) the stipulation in the security agreement that any sale by the secured lender would be deemed commercially reasonable; (2) The price obtained for the collateral at the foreclosure auction was suspiciously low; (3) The secured lender did not prepare the collateral for sale, by repairing and refurbishing the collateral.

The Court held that a low price, by itself, is not grounds for declaring a foreclosure sale commercially unreasonable, under New York law. In addition, while the parties may stipulate in advance of the sale that any sale would be commercially reasonable, the parties may agree that certain aspects of the sale would be deemed commercially reasonable. In this case, the parties agreed that the secured party need not repair or refurbish the collateral.  Thus, the court concluded, the sale was commercially reasonable. The court also noted that because the debtors refused to turn over the collateral before the sale, imposing a duty to clean and paint the collateral would be silly. 

What are the take-aways here?

First, it is crystal clear that a secured party may not place a clause in the security agreement that any future sale will be commercially reasonable. The courts will not countenance relieving the secured party of all its duties under the Uniform Commercial Code.

Second, the parties may agree to certain aspects of the sale will be deemed commercially reasonable. This might include specifying what kind of advertising or publication of the sale would be necessary, identifying a particular remarketing company, or in this case, relieving the secured party from the necessity or repair or refurbishing the collateral.

The bottom line to this case is that a secured party would be wise to look at its default clause and specify that certain aspects of the foreclosure sale will be commercially reasonable.

Adobe Trucking Case
http://www.leasingnews.org/PDF/AdobeTrucking72015.pdf

Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Email: tmccurnin@bkolaw.com
Visit our web site at www.bkolaw.com

Previous Tom McCurnin Articles:
http://www.leasingnews.org/Conscious-Top%20Stories/leasing_cases.html

 

(Please click on ad to learn more)
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

[headlines]
--------------------------------------------------------------

Change in Date: Second Global Leasing Industry Forum
Amembal & Halladay Co-Organizer of Conference

The Second Global Leasing Industry Forum will be held September 20-22, 2015, Tianjin, China.

Registration for qualified individuals (senior management positions) "from mature market leasing companies outside of China will not be charged any registration fees. Eligibility for complimentary registration will be determined by the organizers upon receipt of registration details.

This forum will provide you a better understanding of China’s leasing market and the relative policies of leasing in China.

THE ATTENDEES

The conference will primarily be geared to attract a large number of senior Chinese leasing executives eager to learn and to pursue business opportunities. Vendors, service providers and government officials from China will also be in attendance. This will provide overseas attendees with many windows of opportunity.

Amembal & Halladay (AH) is the co-organizer of the conference. AH will advise NFU on the agenda and be responsible for inviting leading lease practitioners from overseas. Mr. Sudhir Amembal, CEO of AH, will co-chair the event and will moderate the CEO panel.

SYNOPSIS OF LAST YEAR’S CONFERENCE

The first annual conference was a sell-out, attended by close to 400 individuals including leasing professionals, bankers, service providers and government officials. Speakers from leading Chinese leasing companies focused on the status of the industry along with its challenges and opportunities. Overseas speakers – comprised of senior executives from leading leasing companies from the U.S.A., Europe, and South America presented a host of topics geared primarily towards taking the Chines leasing market to the next level.

For registration details, please contact Kelly Farnham at kelly@amembalandhalladay.com

 


--------------------------------------------------------------

Labrador Retriever/Border Collie Mix
Modesto, California  Adopt-a-Dog


*Linston
ID#A426199
Kennel PP303

“Shelter Staff named me *linston and I am a neutered male, black Labrador Retriever and Border Collie.

“The shelter staff think I am about 2 years old.

“I have been at the shelter since Jul 13, 2015.”

For more information about this animal, call:
Stanislaus Animal Services Agency at (209) 558-7387

Ask for information about animal ID number A426199

All Adoptable dogs have been spayed / neutered, received a microchip, age appropriate vaccinations, and are ready to go home today.

Adoption Fee: $90.00 plus license

Stanislaus Animal Services Agency
3647 Cornucopia Way
Modesto, Ca 95358
Mon - Fri: 9am - 5pm
Sat: 8am - 5pm
Closed Sundays & Holidays

Adopt a Pet
http://www.adoptapet.com/

[headlines]
--------------------------------------------------------------


News Briefs----

Progressive Leasing unit drives 2Q revenue jump at Aaron’s Rent-to-Own Program
http://www.furnituretoday.com/article/521989-progressive-leasing-unit-drives-2q-revenue-jump-aarons

Credit Unions Fighting for Survival; 1,250 closed-more than 17% of the Industry
http://www.wsj.com/articles/credit-unions-fighting-for-survival-1437690751

Senate Resurrection of Export-Import Bank Goes to Divided House
http://www.nytimes.com/2015/07/27/business/senate-resurrection-of-export-import-bank-goes-to-divided-house.html

 

Senior Credit Analyst

Choose Location
Anaheim, CA, Tigard, OR, Federal Way, WA


Middle Market Credits $500,000 to $5MM
including Equipment Leases and Financings
and Recourse and Non-recourse Lines of Credit
-Five or More Years Credit Underwriting Exp.
Some Relocation Provided
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Financial Pacific Leasing - Commercial
A subsidiary of Umpqua Bank

 


[headlines]

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--You May Have Missed It

The Housing Market Still Isn’t Rational
Home Prices Have Risen 27% Since 2012
http://www.nytimes.com/2015/07/26/upshot/the-housing-market-still-isnt-rational.html?abt=0002&abg=0



[headlines]
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SparkPeople--Live Healthier and Longer



Frozen Melon Kabobs
http://recipes.sparkpeople.com/recipe-detail.asp?recipe=2690362


[headlines]
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Baseball Poem

The Closer

"We need to have a talk about the door."
Her venom bared, she sheds her socks, her blouse,
her bra, her pants, then slithers off the floor
and into bed. Her eyes uncoil her spouse.

The hissing message piques his ears. His hair
is shocked erect. His paws are clenched. His back
is arched. He freezes, sizing up her stare,
then creeps up slowly, hungry for attack.

The closer takes the field, immersed in sweat,
the bases loaded, two outs, one-run lead,
the swarming air abuzz about the threat,
the prize so near desire transmutes to need.

He bends and grabs the rosin, throws it down,
then with a long, deep breath, ascends the mound.

   www.humbug.com

 

 


[headlines]

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Sports Briefs----

Baseball Hall of Fame 2015 Induction Ceremony:
  Speech Highlights and Reaction
http://bleacherreport.com/articles/2531785-baseball-hall-of-fame-2015-induction-ceremony-speech-highlights-and-reaction

Despite small glitch, S.F. Marathon runs smoothly
http://www.sfgate.com/bayarea/article/Despite-small-glitch-S-F-Marathon-runs-smoothly-6406435.php

Cowboys offseason report: Can they back up Tony Romo's Super Bowl boast minus Murray?
http://www.usatoday.com/story/sports/nfl/cowboys/2015/07/25/offseason-report-tony-romo-dez-bryant-demarco-murray-dallas/30682579/

Johnny Manziel worked out with Jon Gruden
http://www.theredzone.org/BlogDescription/tabid/61/EntryId/50822/Johnny-Manziel-worked-out-with-Jon-Gruden/Default.aspx

U.S. Bank Logo on New Vikings Stadium
http://minnesota.cbslocal.com/2015/07/24/reality-check-u-s-bank-logo-on-new-vikings-stadium/

 

Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections

john@jkrmdirect.com | ph 315-866-1167
www.jkrmdirect.com

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


[headlines]
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California Nuts Briefs---

Firefighters gain upper hand on Wragg Fire near Berryessa
http://www.sfgate.com/bayarea/article/Firefighters-gain-upper-hand-on-Wragg-Fire-near-6406573.php

S.F.’s tiniest apartment rentals don’t come
  with tiny price tags
http://blog.sfgate.com/ontheblock/2015/07/23/s-f-s-tiniest-apartment-rentals-dont-come-with-tiny-price-tags/


[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Smartphone App Tells You When to Stop Drinking
http://www.winechina.com/html/2015/07/201507275519.htm

Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in American History

     1686 - Birthday of Mary Peck Butterworth (1686-1775) in Rehoboth, MA.  She was a colonial counterfeiter. In 1722, Mary Peck Butterworth's husband bought her a huge, fancy house that aroused the suspicion of authorities. (She couldn't buy the house herself because the law forbade married women owning anything on their own. It all belonged to the husband.) Even though the couple was investigated by the authorities - and two of their "gang" turned state's evidence - there were no convictions.   It seems that Mrs. Butterworth developed a currency-counterfeiting process that used cloth that was immediately burned instead using the usual counterfeiting tell-tale copper plates. The cloth "plate" evidence went up in flames after each use so the prosecution's evidence disappeared in smoke. According to the evidence given against her by her relatives who assisted her, she used a hot iron to press a piece of starched cotton over a bill to transfer the pattern. Using the same method she transferred the pattern to paper from the cloth. Then with a series of quills, she inked the note by hand into an almost perfect note. She organized a true kitchen-cottage industry, using her family including her brother and his wife who turned state's evidence. She was said to be a tough task boss. She got so good at the business that she expanded her operation into wholesaling bogus bills at half price.  Members of the organization were arrested, but all were acquitted. It is said she gave up counterfeiting after that.
http://www.upenn.edu/pennpress/book/13384.html
    1775 - Dr. Benjamin Church (1734-78) was named Surgeon General of the Continental Army. He was a traitor and spy who was caught passing information and jailed on November 7, 1775. He had passed on information regarding several battles, including the Battle of Lexington, and was privy to troop movement, strength, and strategy. On a second attempt of sending information to the enemy via a lady friend, his letter was intercepted and the decoded. General Washington conducted the court martial. Church was sentenced to a life term in prison. He began his incarceration, but ill health enabled him to return to Boston where he was paroled. Church received permission to immigrate to the West Indies; the ship that provided his passage was lost at sea. It was later learned with certainty that Church had been in the pay of General Gage and had furnished the British with a detailed description of colonial military plans and equipment several weeks before Lexington and Concord.
http://www.u-s-history.com/pages/h1245.html
http://members.aol.com/tjoschultz/baker.html
    1777 - The beautiful Jane McCrea (1752-77) was murdered and scalped for her long blond hair supposedly by Indians allied with the British General Burgoyne. Subsequent investigation indicated she might have been killed by a stray shot and not by Indians. The scalping horrified everyone and helped unite the colonies against British rule. A monument now marks the spot where she was originally buried.   The story of her life and death entered American folklore, and was used by James Fenimore Cooper in “The Last of the Mohicans” and Kenneth Lewis Roberts in “Rabble in Arms”.
http://www.4peaks.com/fkmcrea.htm
    1777 - The Marquis of Lafayette arrived in New England to help the rebellious colonists fight the British.
    1789 - Department of State founded. The first presidential cabinet department, called the Department of Foreign Affairs, was established by the Congress. Later the name was changed to Department of State.
    1806 - Attempting to stop a band of young Blackfoot Indians from stealing his horses, Meriwether Lewis shoots an Indian in the stomach.  Lewis awoke to the shouts of one his men as the Indians were attempting to steal their rifles and horses. Lewis sped after two Indians who were running off with several of the horses, calling out for them to stop or he would shoot. One Indian, armed with an old British musket, turned toward Lewis. Apparently fearing that the Indian was about to shoot, Lewis fired first and hit him in the stomach. The Indians retreated, and the men quickly gathered their horses. Lewis then learned that one of his men had also fatally stabbed another of the Blackfoot. Fearing the survivors would soon return with reinforcements, Lewis and his men immediately broke camp. They rode south quickly and managed to escape any retribution from the Blackfoot. Lewis' diplomatic mission, however, had turned into a debacle. By killing at least one Indian, and probably two, Lewis had guaranteed that the already hostile Blackfoot would be unlikely to deal peacefully with Americans in the future.
    1816 - US troops destroyed the Seminole Fort Apalachicola, to punish the Indians for harboring runaway slaves.
    1841 - Linda Richards (1841-1930) birthday in W. Potsdam, NY.  U.S. nurse and educator. She received the first diploma from the first school of nursing opened in the U.S. This pioneering school was run by Dr. Susan Dimock at the New England Hospital for Women and Children in Boston. She went on to establish training schools for nurses as well as directing several hospitals.  She retired in 1911 at age 70 when she wrote her autobiography, “Reminiscences of Linda Richards.”
http://www.northnet.org/stlawrenceaauw/richards.htm
http://www.nurses.info/personalities_linda_richards.htm
http://www.aahn.org/gravesites/richards.html
    1853 - Birthday of Architect Cyrus Lazelle Warner Eidlitz.
http://memory.loc.gov/ammem/today/jul27.html
    1857 - Birthday of Jose Celso Barbosa (1857-1921) at Bayamon, Puerto Rico.  Puerto Rican physician and patriot, his birthday is a holiday in Puerto Rico.
    1866 - Atlantic Telegraph cable successfully completed.
    1868 - Uniforms for mail carriers were authorized by Congress. Before this date, mail carriers could dress in any manner.
    1878 - Birthday of Genevieve Rose Cline (1878-1959) in Warren, OH.  She was the first woman appointed a U.S. federal judge. She earned her law degree at 44. President Harding appointed her as an appraiser of merchandise shipped through customs in Cleveland, Ohio. In spite of strong objections because she was a woman, she won confirmation in the U.S. Senate as Judge in the Customs Court and served in that capacity 1928-1953.
    1898 - Marines from the USS Dixie were the first to raise the American flag over Puerto Rico.
    1905 - Birthday of Leo Durocher (1905-91) at West Springfield, MA. He began his major league baseball career with the New York Yankees in 1925. He also played for the St. Louis Cardinals' "Gashouse Gang" and the Brooklyn Dodgers, where he first served as player-manager in 1939. It was during that season that he used the phrase "Nice guys finish last," which would become his trademark. As a manager, he guided the New York Giants into two World Series, winning in 1954. Following a five-year period away from baseball, he resurfaced as a coach with the Los Angeles Dodgers in 1961. In 1966, he signed with the Chicago Cubs as manager.   After leaving the Cubs, he spent one season with the Houston Astros, and then retired from baseball in 1973.  Durocher was elected into the Baseball Hall of fame in 1994.
    1909 - The record for the longest airplane flight was set by Orville Wright (1871-1948) who was testing the United States Army’s first airplane. Wright kept the craft aloft for 1 hour, 12 minutes and 40 seconds over Fort Myer, Virginia.
    1921 - Dr. Frederick Banting and his assistant at the University of Toronto Medical School, Charles Best, gave insulin to a dog whose pancreas had been removed. In 1922, insulin was first administered to a diabetic, a 14 year old boy.
    1921 - Baseball fan Reuben Berman brought suit in New York County Supreme Court against the New York Giants, alleging that on May 16 the Giants had “wrongfully and unlawfully imprisoned and detained” him and threatened him with arrest. Berman further alleged that he was “greatly humiliated before a large crowd of people…and thereby was caused mental and bodily distress and was thereby greatly injured in his character and reputation and in his physical health” Berman’s crime? He refused to return a foul ball he had caught to a stadium attendant. Allowing fans to keep foul balls was not a general practice, but the court awarded Berman $100 and thus fans were allowed to keep a caught foul ball.
Thank you, Reuben Berman.
    1922 - Birthday of Julius “Papa Cairo” Lamperez (1922-99) in New Orleans. Louisiana Hall of Fame member played steel guitar with Cajun and Western swing bands for 64 years.  The New Orleans native sang on Chuck Guillory & His Rhythm Boys' 1949 hit, "Big Texas"; he later toured with Ernest Tubb, and recorded with Harry Choates and Chuck Guillory.
    1933 - By the summer of 1933, the Great Depression had long since spread from the shores of the United States to vast chunks of Europe. Earlier in the decade, the US's decision to raise revenues by adopting hefty tariffs had shattered Europe's fragile finances. Awash in red ink, Europe's leaders imposed their own stringent set of duties on US goods, causing international trade to grind to a halt and both the US and Europe to sink further into the depths of the Depression.
    1937 - Birthday of vibe player Charlie Shoemake in Houston, TX.
http://www.vh1.com/artists/az/shoemake_charlie/bio.jhtml
http://talsanmusic.com/charlie/
http://www.allaboutjazz.com/reviews/r0703_060.htm
http://ubl.artistdirect.com/store/artist/album/full/
0%2C%2C492644%2C00.html

http://ubl.artistdirect.com/store/artist/album/0,,1131096,00.html
    1940 - Bugs Bunny made his official debut in the Warner Bros. animated cartoon "A Wild Hare." Three years later, Bugs would be made an honorary Corporal of the US Marine Corps after the release of the short “Super Rabbit” in which he is portrayed a parody of Superman. Bugs abandons his colorful costume, faces the camera, and proclaims that "This looks like a job for a real Superman!" Then he reappears from the phone booth wearing a uniform of the United States Marine Corps. His former antagonists snap to attention and salute Bugs as he marches into the horizon singing the Marine Corps Hymn.
    1942 - In New York City, Peggy Lee (1920-2002) recorded her first hit record. With instrumentals provided by the Benny Goodman band, Peggy sang "Why Don’t You Do Right" for Columbia Records.
    1943 - *PETRARCA, FRANK J., Medal of Honor.
Rank and organization: Private First Class, U.S. Army, Medical Detachment, 145th Infantry, 37th Infantry Division. Place and date: At Horseshoe Hill, New Georgia, Solomon Islands, 27 July 1943. Entered service at: Cleveland, Ohio. Birth: Cleveland, Ohio. G.O. No.: 86, 23 December 1943. Citation: For conspicuous gallantry and intrepidity in action above and beyond the call of duty. Pfc. Petrarca advanced with the leading troop element to within 100 yards of the enemy fortifications where mortar and small-arms fire caused a number of casualties. Singling out the most seriously wounded, he worked his way to the aid of Pfc. Scott, lying within 75 yards of the enemy, whose wounds were so serious that he could not even be moved out of the direct line of fire Pfc Petrarca fearlessly administered first aid to Pfc. Scott and 2 other soldiers and shielded the former until his death. On 29 July 1943, Pfc. Petrarca. during an intense mortar barrage, went to the aid of his sergeant who had been partly buried in a foxhole under the debris of a shell explosion, dug him out, restored him to consciousness and caused his evacuation. On 31 July 1943 and against the warning of a fellow soldier, he went to the aid of a mortar fragment casualty where his path over the crest of a hill exposed him to enemy observation from only 20 yards distance. A target for intense knee mortar and automatic fire, he resolutely worked his way to within 2 yards of his objective where he was mortally wounded by hostile mortar fire. Even on the threshold of death he continued to display valor and contempt for the foe, raising himself to his knees, this intrepid soldier shouted defiance at the enemy, made a last attempt to reach his wounded comrade and fell in glorious death.
    1943 - On a whim, and flying a single engine AT-6, Lieutenant Ralph O'Hair and Colonel Duckworth were the first to fly into a hurricane. It started regular Air Force flights into hurricanes
    1943 - Birthday of soul and gospel singer Mary Love, born Mary Ann Varney, Sacramento, CA
http://www.soulfulkindamusic.net/mlove.htm
http://www.musicstack.com/search/love,_mary.html
    1948 - Birthday of skater/television personality Peggy Fleming in San Jose, California. She won the national ice skating championships five straight years and won the 1968 Olympic singles title in the most spectacular performance of a woman on ice to that date. She included leaps and maneuvers that no woman had ever done before in competition. She'd spent nearly 20,000 hours in years before age 10 to age 20 to realize her dream, but the victory-memory will always be terribly bruised because her father died of a heart attack only minutes after her victory. Today she is TV commentator and a wine maker along with her husband in Los Gatos, California.
http://www.life.com/Life/covers/1968/cv022368.html
http://www.peggyfleming.net/
    1949 - Singer Maureen McGovern is born in Youngstown, Ohio. Her biggest hit is the million-selling No. 1 song “The Morning After.''
    1953 - Air Force Captain Ralph S. Parr, 4th Fighter-Interceptor Wing, achieved the last air victory of the Korean War when he destroyed an Il-12 transport plane. In addition, the victory qualified him as the 11th and last double ace of the war, with a total of 10 kills.
    1953 - The Armistice agreement ending war that had lasted three years and 32 days was signed at Panmunjom, Korea
(July 26, US time ), by US and North Korean delegates. Both sides claimed victory at conclusion of two years, 17 days of truce negotiations.
    1955 - Chuck Berry's first hit record, “Maybellene”, entered the R & B charts.
    1955 - Billboard claims that only two singing stars can be considered guaranteed hit makers these days: Nat King Cole and country star Webb Pierce. Throughout his long and illustrious career, one that extended into 1982, Webb Pierce charted 96 singles, 54 Top Ten songs and 13 No.1 singles. In 1955, three of his tunes topped the charts for an unprecedented 46 weeks... almost the entire year. Using a point scale that takes into account both chart positions and longevity, Joel Whitburn ranks Webb Pierce as the No.1 artist of the 50’s, leagues ahead of Jim Reeves (No.14) Eddy Arnold (No.2) Hank Williams (No.6) and Lefty Frizzell (No.16). It is estimated that his record sales to date total over 65 million copies and his influence can still be felt throughout the world at every age level and in every musical genre.
http://www.slipcue.com/music/country/webbsite/webbintro.html
http://www.webbpierce.net/
http://hammer.prohosting.com/~coollz/webbwords.htm
    1957 - The Bobbettes' first and only Top Forty single, "Mr. Lee" enters the pop charts. The tune is about the trio's high school principal.
    1959 - The brothers, Santo and Johnny (Farina), of Brooklyn, New York released their one and only hit record, the instrumental "Sleepwalk," which would be the number one song for two weeks. "Tear Drop," their next song, only went to number 23 on the pop charts.
    1962 - During the unsuccessful Albany, Georgia movement, Dr. Martin Luther King, Jr., is arrested and jailed for the third time. During months of protests, Albany's police chief jailed hundreds of demonstrators without visible police violence. Eventually the protesters' energy, and the money to bail out protesters, ran out. The movement was lost, until the spring of 1963 in Birmingham, Alabama.
http://www.africana.com/research/encarta/mlk.asp
http://www.stanford.edu/group/King/publications/autobiography
/chp_16.ht
     
1964 - It is announced that the United States will send an additional 5,000 U.S. troops to Vietnam, bringing the total number of U.S. forces in Vietnam to 21,000. While some advisers, such as Undersecretary of State George Ball, recommended a negotiated settlement, Secretary of Defense Robert McNamara urged the president to "expand promptly and substantially" the U.S. military presence in South Vietnam. Johnson, not wanting to "lose" Vietnam to the communists, ultimately accepted McNamara's recommendation. This decision led to a massive escalation of the war.
    1965 - The Beach Boys' "California Girls" is released.
    1966 - The Wisconsin Supreme Court overrules a lower court decision and holds that the state doesn't have the jurisdiction to keep the Braves from moving to Atlanta.
    1968 - The Rascals switched from light rock to making a political statement when they released "People Got to Be Free". The song entered the Hot 100 six weeks after Bobby Kennedy was shot and would go on to number one for five weeks, ending up the fifth most popular song of the year.
    1968 - Cass Elliot releases her first solo single following the breakup of The Mamas and Papas. "Dream a Little Dream of Me" had been around since 1931 and had been recorded by Frank Sinatra, Kate Smith, Frankie Laine and many others. Cass' version would be the most successful as it rose to number 12 on Billboard's Hot 100.
    1974 - The House Judiciary Committee voted 27-11 to recommend President Nixon's impeachment on a charge that he had personally engaged in a "course of conduct" designed to obstruct justice in the Watergate case.
    1974 - "Annie's Song," John Denver’s biggest hit song, written for his wife, reached the top of the "Billboard" singles charts. Denver enjoyed three other number 1 songs: "Sunshine on My Shoulders", "Thank God I’m a Country Boy" and "I’m Sorry".
    1974 - Lynyrd Skynyrd's "Sweet Home Alabama" is released.
    1976 - Former Beatle John Lennon won formal permission to remain in the United States as a permanent resident and would be eligible for United States citizenship in five years.
    1979 - Little Richard, billed as the Reverend Richard Penniman, spoke to a revival meeting in San Francisco about the dangers of rock ‘n’ roll
    1984 - Prince's first movie, "Purple Rain" opens nationally.
    1986 - Cyclist Greg Lemond became the first American to win the Tour de France, the most important bicycle race in the world.
    1987 - Freeway shooting incidents were all the news in Los Angeles, California. There had been nine incidents involving vehicles and guns since June 18, 1987. There were actually two motorists shot to death and four others injured.
    1988 - Hot weather prevailed in the north central U.S. Williston, ND reported a record high of 108 degrees. Thunderstorms produced severe weather in the eastern U.S., and in southeastern Texas. Richland County, SC, was soaked with up to 5.5 inches of rain.
    1988 - Boston's worst traffic jam in 30 years. “People in Boston either talk about how the Red Sox are doing or the traffic. But since the I-90 tunnel extension to South Boston opened in January and the I-93 northbound tunnel beneath downtown opened in March—two major elements of the now infamous "Big Dig" project—they only have one of the two to complain about. Rush hour, which used to span 10 to 12 hours, has been cut in half.”
http://www.keepmedia.com/ShowItemDetails.do?itemID=264504
    1988 - Radio Shack announces the Tandy 1000 SL computer.
    1989 - Thunderstorms produced severe weather from Wisconsin and northern Illinois to New England, with 103 reports of large hail and damaging winds through the day. Thunderstorms in Wisconsin produced hail three inches in diameter near Oshkosh, and wind gusts to 65 mph at Germantown
    1996 - During the Olympic Games in Atlanta, Georgia a bomb exploded in an entertainment park killing two and wounding 110. A man was convicted in the newspapers, then let free, and no other suspect nor the person who set off the bomb has been found to this date.
    1996 - Canadian sprinter Donovan Bailey won the 100 meters at the 1996 Summer Olympics in Atlanta in the world record time of 9.84 seconds. The previous mark, set on July 6, 1994 by Leroy Burrell, was 9.85 seconds.
    1998 - Sammy Sosa hits his first career grand slam establishing the mark for most career homers before hitting a grand slam (246).
    2000 - Toronto skipper Jim Fregosi wins his 1,000th game as a big league manager as the Blue Jays beat the Mariners, 7-2.
    2006 - Five day San Francisco Bay Area heat wave comes to an
end. While it didn't set many all-time temperature records in the Bay Area, it did set records for the number of consecutive days with temperatures above 110." According to Pechner, who uses data from the National Weather Service and Bay Area Air Quality Management District, there were five consecutive days this month with temperatures above 110: July 21 (111 degrees, Vacaville); July 22 (114 degrees, Morgan Hill); and July 23-25 in Rio Vista (110 degrees, 113 degrees, and 111 degrees, respectively). ((Los Gatos/Saratoga had neighborhoods reporting 108 to 110. And in 2015,
Wednesday it is expected to hit 107 to 110.

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SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

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Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

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http://www.gasbuddy.com/
http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

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Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

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Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

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