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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   

Monday, July 17, 2017


Today's Equipment Leasing Headlines

Job Wanted – Collections
   Work Remotely or Relocate for Right Opportunity
Top Stories: July 10 - July 14
  (Opened Most by Readers)
New Jersey Appeals Court Vacates $1.5 Million
Attorneys' Fees Award in Equipment Leasing Dispute
 By: Frank Peretore, Robert L. Hornby, and Mindy P. Fox
Leasing News Help Wanted Testimonial
  We Want You
Leasing 102 by Mr. Terry Winders, CLFP
  Landlord/Mortgage Waivers Today
Six Month Leasing/Finance Association Membership
    Where Do You Belong?
Alternate Finance Association Membership
   United States
America's Brewery Boom
  Much of the Equipment is Leased
National Do NOT Call Registry
  For Landlines/Mobile Telephones
Chinese Shar-Pei/Retriever
San Antonio, Texas  Adopt-a-Dog
   Leasing News Classified
Collector/Collections/Consultant/Communications
News Briefs---
Apple Leases Equipment to Suppliers to Guarantee
   iPhone 8 Parts and Avoid Production Issues
PayPal Holdings Invests in LendUp/Investors Should Know
“More than half of the U.S. population has a credit score under 680”
Beneficiary of NAB/TMS Deal Could Be Rapid Capital Funding
 by Sean Murray, deBanked

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
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[headlines]

--------------------------------------------------------------

Job Wanted – Collections
Work Remotely or Relocate for Right Opportunity

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry.  These ads also can be accessed directly on the website at:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm


Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Collections

Chicago, Illinois
Seasoned Risk and Portfolio Management professional with strong Collections, Workouts, Portfolio Management, Underwriting, Process Improvement and Credit Management background. Deep expertise in risk management and portfolio management within a regulated and compliance-driven banking environment. Partners with senior leadership to identify business risks and determine business strategy based on market and industry trends. Leads initiatives to improve efficiency and mitigate risk. Leverages business acumen and expertise gained through experience across multiple industries, including industrial, consumer and financial services, to develop and implement solutions, improve profits and reduce losses. Significant large-scale project management experience.
Demonstrated ability to analyze and articulate complex issues and implement process improvements. Excels in evaluating and mitigating customer credit risk, profit improvement, management reporting, loss mitigation and business intelligence
wgriffith61@yahoo.com 
Resume

 



Work Remotely from Portland, Oregon

Experienced commercial banker and former commercial equipment leasing industry professional seeking full-time or part-time work out of my home in Portland, Oregon. Over twenty years’ experience in credit analysis, underwriting, sales and collections. Known for creative problem solving and strong quantitative & qualitative analytical skills.  Demonstrated ability to gather information, evaluate and make informed strategic business decisions to maximize profit and mitigate risk. Well known for ability to develop strong business relationships with Clients and large list of national equipment leasing Brokers. Please see attached resume and contact me below if interested. 
Resume
JFrank@BL-Solutions.com

 


[headlines]
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Top Stories: July 10 - July 14
(Opened Most by Readers)

(1) No Longer Taking Broker/Discounting Business
  plus Leasing Companies Out of Business - Updated
http://leasingnews.org/archives/Jul2017/07_10.htm#no_longer

(2) New Hires---Promotions in the Leasing Business
       and Related Industries
http://leasingnews.org/archives/Jul2017/07_14.htm#hires

(3) 2017 Thriving Millennials Survey for Professionals
   in the Commercial Equipment Leasing & Finance Industry
http://leasingnews.org/archives/Jul2017/07_12.htm#thriving

(4) Solar Financing Firms
  Working with Third Party Originators
http://leasingnews.org/archives/Jul2017/07_10.htm#solar

(5) Leasing News The List  -  June, 2017
  The Good, the Bad, and the Ugly
http://leasingnews.org/archives/Jul2017/07_12.htm#list_june

(6) Sales Makes it Happen by Christopher Menkin
   Ten Advantages in Leasing:
http://leasingnews.org/archives/Jul2017/07_12.htm#ten

(7) LeBron James Is Behind the Fastest Growing
     Restaurant Chain in America
http://www.foodandwine.com/news/lebron-james-blaze-pizza

(8) Funders Taking "New" Broker Business List
       Updated
http://leasingnews.org/archives/Jul2017/07_14.htm#taking
 

(9) Ascentium Capital Announces Record
     Second Quarter in Originations
http://leasingnews.org/archives/Jul2017/07_12.htm#record

(10)  Leasing 102 by Terry Winders, CLFP
          "Why Lease?"
http://leasingnews.org/archives/Jul2017/07_10.htm#why

 

Bookmark Leasing News

 

[headlines]
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New Jersey Appeals Court Vacates $1.5 Million
Attorneys’ Fees Award in Equipment Leasing Dispute

By: Frank Peretore, Robert L. Hornby, and Mindy P. Fox

On June 23, 2017, the New Jersey Appellate Division in Tangible Secured Funding, Inc. v. Imaging Ctr. of Oradell, LLC, No. A-2284-14T1, 2017 WL 2705437 (N.J. Super. Ct. App. Div. June 23, 2017) handed down an important decision impacting attorneys’ fees awards in equipment leasing disputes.  Specifically, the Court vacated $1.5 million in attorneys’ fees on the grounds that (1) part of the fees were incurred by out-of-state attorneys not admitted pro hac vice in New Jersey and (2) they improperly included post-judgment attorneys’ fees, which was not expressly provided for in the underlying agreement.

Tangible Secured Funding, Inc.’s (“Tangible”) predecessor, General Electric Capital Corp. (“GECC”) entered into an equipment lease with Imaging Center of Oradell, LLC (“ICO”), which obligations were guaranteed by Michael J. Mavroudis (“Michael”) and John M. Mavroudis (“John”).  In 2012, the Law Division entered judgment in favor of GECC, in the amount of $2,503,551.90 (the “Judgment”), based upon ICO’s breach of the equipment lease and determined that, based on the provisions of the equipment lease, GECC was entitled to attorneys’ fees but did not fix the amount because of deficiencies in the information provided by GECC’s counsel.

In 2013, in an effort to satisfy the judgment as against Michael, Tangible, succeeding to the interests of GECC, obtained a writ of execution and asked the Bergen County Sheriff to levy on, among other things, a painting.  Michael and his wife Anne filed an action seeking to exclude it from the levy.  The court ultimately entered an order of contempt against Michael and Anne which, among other things, required them to pay Tangible’s attorneys’ fees.

In 2014, Tangible filed a motion for an order fixing the amount of attorneys’ fees and costs incurred in the actions (1) against Michael and Anne arising from their refusal to alienate the painting and (2) against John and Michael arising from obtaining and satisfying the Judgment.  The Law Division awarded that $67,219.93 be paid by Michael and Anne and that $1,433,496.10 be paid by John and Michael, holding that “Tangible prevailed in every action arising in this case.”

Michael, Anne, and John appealed.

The Appellate Division vacated the attorneys’ fees awards on the basis that the court abused its discretion on the following grounds:

  • The contract did not clearly impose an obligation to pay attorneys’ fees incurred in post-judgment collection efforts.  The court stated, “[C]ontractual agreements to pay attorneys’ fees must expressly provide for post-judgment collection services if they are to be enforceable.  The obligation to pay attorneys' fees for post-judgment collection efforts has to be clear and specifically provided for.  Unless the agreement is express as to the obligation for post-judgment collection efforts, we will not construe it as imposing that obligation.”
  • The award of attorneys’ fees improperly included services performed by attorneys not admitted (and not admitted pro hac vice) in New Jersey.  The court stated, “Attorneys’ fees can only be recovered for services rendered by attorneys admitted to practice in New Jersey, those admitted pro hac vice, and those ‘preparing for a proceeding in which the lawyer reasonably expects to be so admitted and is associated in that preparation with a lawyer admitted to practice in this jurisdiction.’  Recovery of compensation for legal services by one not authorized to practice law will not be permitted.”

The court held that Anne and Michael were not liable for attorneys’ fees incurred by Tangible after the contempt order.  Additionally, the court held that Michael and John were not liable for attorneys’ fees incurred by an out-of-state attorney not admitted to practice in New Jersey or for attorneys’ fees incurred after entry of judgment, as the contract did not obligate the guarantors to pay attorneys’ fees incurred by GECC (then, Tangible) in post-judgment collection activities.

The court remanded the case to the trial court to determine the proper award of attorneys’ fees.

Key take-aways from the case:

  • Lenders/lessors should include express, clear, specific language in their form agreements providing that borrowers/lessees are obligated to pay attorneys’ fees incurred in post-judgment collection activities.
  • Attorneys submitting fee applications must be vigilant that New Jersey courts are reticent to award fees incurred by out-of-state attorneys not admitted pro hac vice in New Jersey.

Additionally, in adding language to further obligate borrowers/lessees to pay post-judgment expenses, lenders/lessors should include a provision in the agreement providing for an enhanced default interest rate, as New Jersey’s post-judgment interest rate is extremely low.


Frank Peretore
Member of the Firm
fperetore@csglaw.com
Frank Peretore has served as a trusted legal advisor and
counselor to national and regional banks and finance companies
ranging from closely held companies to Fortune 100 companies.
Frank has over 30 years of experience in commercial lending and
 leasing with a concentration in equipment finance and leasing
and other asset based lending


Robert L. Hornby
Member of the Firm
rhornby@csglaw.com
An experienced litigator, Robert Hornby represents national
and regional banks and finance companies in all aspects of
equipment leasing, asset based lending and civil litigation
in New York and New Jersey state and federal courts.


Mindy Fox
Associate
mfox@csglaw.com
Mindy Fox is an associate in the firm's Litigation Group
and the Equipment Lease and Secured Creditors’ Rights Group.
Mindy has published numerous articles on the impact of new technology and social media on the law.

 

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Leasing News Help Wanted Testimonial


"As a result of our ad with LN, in last 6 months, we have hired 6 National Account Managers and 1 Funding Coordinator with 15+ years industry experience."

Darren Gardner, CLFP
President
Alliance Capital Corporation
Minneapolis, MN

How to Obtain a Help Wanted Ad
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm


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Landlord/Mortgage Waivers Today

The pressure to obtain a landlord wavier has weakened in the past few years because of competition and the need for fast turnaround credit and document services. The growth of Equipment Finance Agreements and business loans secured with fixtures and property has also shied away from this practice.
Speed seems to have replaced caution. I believe there will be a time many lessors and lenders will wish that their request for landlord waivers would have been more complete.

One of the most misunderstood and rarely asked for documents in leasing, or financing, is the dreaded landlord’s waiver. It is a form that allows you to preauthorize access, upon a default,  to the property in which your equipment, or collateral, is located. While some landlords do not like to sign the waver, it is one of the most important documents to have to protect your asset when default occurs. The more risky the credit, the larger the dollar amount involved, the more important the landlords form will become. Selling a landlord on the importance of the waiver to your credit decision is as important as selling the lease to the lessee and cannot be taken lightly.

Property rights are among the most sacred parts of our laws so if a property owner refuses to allow entry on to his property, to retrieve your asset, you may have to litigate for the privilege and it will be expensive and time consuming. It is not fun when a bankruptcy judge releases your asset from the bankruptcy and when you go to pick it up, the landlord refuses to allow you entrance to his property.

In the beginning, when everything looks to be acceptable and the purpose is explained, in person, to the landlord and the Lessor promises or states in the waiver not to enter the premises without permission, or with the landlord in attendance, and will repair or replace any damage sustained from the removal process, most landlords will sign the form. Most landlords are afraid of the damage that remains after contract repossessors leave the property. So, telling them that you will repair, or clean up after yourselves, and are willing to put that in the form soothes their fears and many will sign the form. That language reads as follows: ”The Lessor or Secured Party shall promptly, at its sole expense, repair in a commercially reasonable manner, any and all damages to the Premises caused by such removal.”

However, when sent in the mail with no explanation except “please sign and return,” you should expect your document to be thrown away instead of returned. Also, a landlord sometimes looks at his tenant as less desirable when forms are shoved in his direction with no courtesy call or explanation. I have never had a landlord or management firm fail to sign my form when I had a salesperson call on him and explain the purpose and explain our procedure should a default ever occur. I have even had conversations with landlords who later called me when the lessee was moving the leased equipment or was trying to sell it out of trust. A landlord can become a good source of information and usually is in the same boat as you are when things begin to go south.

If you do not have a landlord waiver, I would suggest you contact them once it appears the lessee is starting to have problems or is a chronic delinquent. If you are up front with the landlord, he/she can help by keeping an eye on the lessee or, if they are confrontational, you know it early and can take the appropriate steps at once to avoid lengthy delays later.

If you are going to have trouble with a landlord, contact your attorney to determine the property rules in that state so you can act with knowledge and foresight. It would also be important to know the issues in the state in which you have a large amount of assets like office equipment or data processing equipment where long delays can wipe out any thought of much recovery.

If the Lessee owns the property and it is mortgaged the same issues apply.
In my audit experience, many companies are not up-to-date with their documentation, especially landlord waiver documents and procedures.


Terry is now retired. The above is from a prior column which appears current today.

Previous #102 Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm

 


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Six Month Leasing/Finance Association Membership
Where Do You Belong?

By Christopher Menkin

July 2017 Association Numbers

585   Equipment Leasing and Finance Association
456   Certified Leasing Professional Foundation
415   National Association of Equipment and Leasing Brokers
339   Association of Government Leasing and Finance
256   National Equipment Finance Association
252   Commercial Finance Association
231   Canadian Finance & Leasing Association

Year-by-year membership totals

ELFA NAELB AGLF NEFA UAEL EAEL
7/1/2017 585 415 339 256
2017 604 434 * 250
2016 622 447 262 230 * *
2015 576 469 249 205 * *
2014 574 557 315 207 * *
2013 583 557 285 193 * *
2012 565 617 274 191 * *
2011 582 696 250 210 * *
2010 604 847 238 274 * *
2009 700 1,021 265 289 183
2008 741 1,089 277 314 181
2007 768 950 255 314 196
2006 817 731 255 314 198
2005 780 648 255 297 180
3003 732 480 203 248 191
2002 862 433 263 378 216
2001 873 415 343 379 227
2000 850 475 250 589 240

It is very important to your career to join an association, attend conferences and other events. It is important for your growth in employment, and enhances your knowledge and income for your family. For those who say they don't have the time or want to spend the money for membership, it is very shortsighted.

The industry has undergone several changes, including from true leasing to finance leasing, financing transactions under $100,000, and  alternate finance via Financial Technology among the most recent.  All but one have added "finance" to their name, as well as courting loans via all entities. True leases, equipment financing, whether Equipment Finance Agreement, Capital Leased or Business Loans also remain.  Your competitive position is improved if you learn how to use the internet, the software, as well as understanding your function in this tightening competitive marketplace.

On the Alternate Finance LendUp's website, the company states that more than half of the U.S. population has a credit score under 680, meaning they cannot be approved for credit at most financial institutions. This is their marketplace they will pursue. Whether or not you want to consider this criterion, it leaves the remainder with over area over a 680 credit score as well as companies where the personal guarantee decision is either a minor part or not even considered.

The association with the largest staff, the most conferences, workshops, programs, Washington lobbying, as well as working with state governments, which actually control most of the leasing and lending requirements, is the Association of Equipment Leasing and Finance. The companies that below often pay for their key employees to attend conferences as well as workshops, and become a Certified Leasing and Finance Professional.

7/1/2017 2017 2016 2015l 2014 2013 2012 2011 2010
Company Type
Accountant 7 8 8 7 8 9 7 6 7
Bank 132 126 134 118 110 97 81 77 92
Broker/Packager 9 8 7 8 8 8 9 11 13
Captive 59 68 70 63 60 64 60 65 56
Collection Agency 1 2 4 2 3 5 6 11 6
Consultant 28 30 30 29 27 27 21 28 34
Equipment Management 30 28 37 28 40 48 55 51 48
Executive Recruiter 5 5 5 4 3 2 2 3 3
Multi-Line Commercial Finance 38 47 50 47 52 54 62 69 72
Investment Bank 10 10 10 4 5 7 7 8 6
Insurance Company 5 5 7 7 5 6 4 5 7
Independent Finance Company 148 132 142 142 140 140 129 126 142
Law Firm 83 79 88 87 87 91 93 95 90
Publisher 3 4 4 3 2 2 2 1 1
Software Provider 24 21 24 25 24 23 24 26 27
University/Government 3 2 2
585 575 622 576 574 583 565 682 604

Membership Informationn
https://www.elfaonline.org/membership/membership-home

 

Certified Leasing and Finance Professionals (individuals)
July 1, 2017
    456
2017: 399
2016: 289
2015: 213
2014: 199
2013: 173
2012: 168
2011: 174
2010: 159
2009: 182
2008: 179
2007: 204

The growth comes from the leadership of Executive Director Reid Raykovich, CLFP, as well as her Board of Directors and the recent support of the Equipment Leasing and Finance Association convincing their members to utilize the education benefit and status for their employees.

Membership by Company

Company #CLFPs
First American Equipment Finance, a City National Bank Company 68
AP Equipment Financing 22
Financial Pacific Leasing, Inc., an Umpqua Bank Company 21
Ascentium Capital 13
ECS Financial Services, Inc. 13
Ivory Consulting Corporation 11
Orion First Financial LLC 10
Arvest 9
Bank of the West 8
Celtic Commercial Finance 8
KLC Financial, Inc. 8
Northland Capital Financial Services 8
Beacon Funding Corporation 7
BMO Harris Equipment Finance Company 7
GreatAmerica Financial Services 7
Stearns Bank NA-Equipment Finance Division 7
BB&T Commercial Equipment Capital Corp. 6
Great American Insurance 6
Hanmi Bank 6
Provident Equipment Leasing 5
BSB Leasing, Inc. 4
Commerce Bank 4
Key Equipment Finance 4
LeaseTeam Inc. 4
Maxim Commercial Capital, LLC 4
Canon Financial Services, Inc 3
Clune & Company LC 3
Diversified Capital Credit Corporation 3
DLL 3
FSG Capital Inc. 3
Innovative Lease Services, Inc. 3
International Decision Systems 3
Marlin Equipment Finance 3
Oakmont Capital Services LLC 3
Quality Leasing Co. Inc. 3
Tamarack Consulting, Inc 3
TEQLease, Inc. 3
Alliance Funding Group 2
Amur Equipment Finance 2
BancorpSouth Equipment Finance 2
Dakota Financial, LLC 2
Finance Capital 2
First Foundation Bank 2
Fleet Advantage, LLC 2
Great Falls Capital Partners dba Pinnacle Capital 2
NCMIC Finance Corporation 2
Pacifica Capital 2
Padco Financial Services, Inc. 2
Patriot Capital Corporation a Division of State Bank & Trust Company 2
Portfolio Financial Servicing Company 2
Providence Capital Funding, Inc. 2

Tips on Preparing for the CLFP Exam
http://www.clfpfoundation.org/TipsOnPreparingForTheCFLPExam

 

AGLF was founded in 1981 to provide an educational forum and industry oversight among issuers, leasing companies, investment banking firms, banks, and third-party lease brokers who participate in the lease-purchase financing of real and personal property to state and local governments. Law firms, municipal bond insurers and rating agencies complement the membership.

Publishes Bi-monthly newsletter; 50-state leasing survey; federal leasing survey; and conducts numerous industry projects. Two types of membership: regular member - private sector organizations active in leasing/finance; governmental member - any state, territory, US possession, District of Columbia, or political subdivision of above. Non-members are very welcome at our conferences.

7/2017 2017 2016 2015 2014 2013 2012 2011 2010
Basic 98 78 * 108 113 106 100 99 9
Industry Leader 185 145 * 157 155 118 126 100 9
Individual/Gov't 7 9 * 18 20 20 18 22 24
Limited 12 16 * 21 22 35 26 25 22
Emeritus 7 8 * 5 5 5 4 4 4
309 256 262 309 315 284 274 250 238

Haley J. Brust, Executive Director, points out:

AGLF has a total of 309 members, broken out as follows: 

  • Individual/Government Membership Category – 7
  • Limited Membership Category – 12
  • Emeritus Membership Category – 7
  • Basic Membership Category – 30 companies with a total of 98 people
  • Leaders Membership Category – 8 companies with a total of 185 people. 

Membership Information:
http://www.aglf.org/membership-categories

7/1/2017 2017 2016 2015 2014 2013 2012 2011 2010
Associate 19 20 23 23 22 22 31 38 42
Broker 303 324 328 355 421 440 499 579 710
Additional Broker 0 0 0 0 1 4 5 1 1
Funding Source 93 90 96 91 102 91 82 78 93
Additional Funder 0 0 0 0 0 0 0 1
415 434 447 469 546 557 617 696 847

Membership Information:
http://www.naelb.org/membership-join/join

 

7/2017 2017 2016 2015 2014 2012 2011 2010
Broker/Lessor 135 133 122 118
Funding Source 57 56 108 41 119 * 119 158
Service Provider 60 58 46 41 * 36 51
Other 4 3 47 * 55 274
256 250 230 205 207 191 210 274

Membership Information:
http://www.nefassociation.org/?MembershipMainPg

 

Founded in 1944, the Commercial Finance Association is the trade group of the asset-based financial services industry, with members throughout the U.S., Canada and around the world. Members include the asset-based lending arms of domestic and foreign commercial banks, small and large independent finance companies, floor plan  financing organizations, factoring organizations and financing subsidiaries of major industrial corporations. CFA membership is by organization, not by individual.

There have been three executive director changes in the last three years.

July 1, 2017:   252
Membership Information:
http://community.cfa.com/membership/about-membership

 

Canadian Finance & Leasing Association

July 1, 2017: 231 Member Companies
2017: 228
2016: 246
2015: 280

Membership Information:
https://www.cfla-acfl.ca/join-cfla/ 

 

 


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Alternate Finance Association Membership
United States

Technically these groups are an association: "an organization of people with a common purpose and having a formal structure."  In reality, and by their own admission, they are more an association of "lobbyists": "...trying to influence legislation on behalf of a special interest."

One thing they have in common is a very small number of members; anywhere from three to eight, although they are trying to attract new members.

Coalition for Responsible Business Finance (CRBF) states, "The business sector of "alternative" or "innovative" or “non-traditional” funding mechanisms has emerged as a reliable source of capital for small businesses in the United States.  The Coalition for Responsible Business Finance (CRBF) helps ensure that this sector rises in prominence and thrives without undue state and federal regulatory burdens.  The work of CRBF proactively protects and enhances the reputation of the industry by bringing leaders in the small business community together with small business lenders and advocating their shared desire to increase access to capital for small business."

An Advisory Board is listed (http://www.responsiblefinance.com/) but
no members are listed at this time http://www.responsiblefinance.com/).
However, staff is mentioned with Tom Sullivan, Executive Director:

"Tom Sullivan is an attorney in the government relations practice of Nelson Mullins Riley & Scarborough, LLP in Washington, DC. Tom runs the Small Business Coalition for Regulatory Relief (www.SBCRR.org) and represents several clients including the National Federation of Independent Business."

"Nicholas N. Owens is the CEO of Magnolia Strategy Partners, a bipartisan government relations and corporate strategic counseling firm. As a senior executive in the federal government, Owens was appointed as the fifth National Ombudsman for the U.S. Small Business Administration."
http://www.responsiblefinance.com/staff/+

Commercial Finance Coalition (CFC) has hired two reportedly well-established lobbying groups.  The group reportedly has 20 members. They describe themselves as "a not-for-profit alliance of innovative financial technology companies that are working together to deploy capital to help small and mid-sized businesses grow… CFC members include lenders, commercial finance brokers, payment processors, data providers, merchant cash advance companies and recovery agencies." 
https://www.commercialfinancecoalition.com/our-mission/

Financial Innovation Now was formed to "lobby for policies important to the growing electronic payments sector." In their mission, it includes "... expanding the market for online commerce and lending and improving access for underserved populations."  Members are involved in loans and leases, including Amazon, Apple, Google, Intuit, and PayPal.  The executive Director of the coalition, Brian Peters, is also a staffer at tech lobbying powerhouse the Franklin Square Group.
https://financialinnovationnow.org/

Founded by what their press release calls "The nation's three largest online small business lending platforms – OnDeck® (NYSE: ONDK), Kabbage, and CAN Capital."

The ILPA press release states, "Beginning in June 2016, the Innovative Lending Platform Association will commence a 90-day ‘"national engagement period’ in which it will seek feedback on the SMART Box initiative from interested lenders, trade associations, policymakers, and non-profit organizations. In September 2016, the Innovative Lending Platform Association will encourage those interested in promoting the responsible development of the small business lending industry to voluntarily adopt or support the model disclosure."

"The Innovative Lending Platform Association is focused on advancing small business online lending education, advocacy, and best practices."

The new association is aligned with the Association for Enterprise Opportunity (AEO), “For twenty-five years, AEO and its more than 450 member organizations have helped millions of entrepreneurs contribute to economic growth while supporting themselves, their families and their communities. AEO members and partners include a broad range of organizations that provide capital and services to assist underserved entrepreneurs in starting, stabilizing and expanding their businesses. Together, we are working to change the way that capital and services flow to underserved entrepreneurs so that they can create jobs and opportunities for all."

http://www.prnewswire.com/news-releases/nations-top-online-small-business-lending-platforms-organize-to-advance-industry-standards-300263354.html

The Innovative Lending Platform Association is seeking members:
 www.http://innovativelending.org/

Marketplace Lending Association (MLA) was launched by the CEOs of Funding Circle, Lending Club and Prosper. Reportedly between the three, about $20 billion has been loaned out, and analysts predict that, by 2020, the marketplace lending sector could represent assets totaling around $122 billion. The new association is aimed at promoting responsible business practices and “sound public policy.”  The website states they are looking for members.
http://www.marketplacelendingassociation.org/

One of the earlier groups is now called the Small Business Finance Association (SBFA), who have hired an experienced "lobbyist," Stephen "Steve" Dennis. Members to date include bizfi, bfscapital, Capify, Capital for Merchants, eleveante Funding, Fora Financial, GRP Funding, Merchant Capital Sources, Merchants Capital Access, NextWave Funding, Principis Capital, Rapid Advance, Retail Capital, Strategic Funding, Swift Capital, Yalber.  By the dues set-up, this is not for individual members, but more for access to Washington.

“"We felt it was time to bring on an experienced Capitol Hill veteran to make SBFA the leading voice for alternative small business finance in Washington," said incoming President of SBFA and Chief Executive Officer of Capify, David Goldin. "It is time to come together as an industry to ensure we have a strong and unified voice on behalf of the small businesses we serve." 
http://sbfassociation.org/

 

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America's Brewery Boom
Much of the Equipment is Leased

by Niall McCarthy, Statista

Back in 1873, the United States boasted 4,144 breweries, a number than fell drastically by the middle of the 20th century. After Prohibition, the brewery count grew extremely slowly and as recently as the 1970s, the country had fewer than 100 functional breweries. 1978 was particularly poor with the count falling to just 89. Amid the craft beer explosion, such a low number is unthinkable now.

These days, the bitter taste in drinker's mouths has become far milder with a near infinite number of beers to choose from. According to the Brewers Association, the brewery count has grown spectacularly over the past 10 years. In 2016, the U.S. had 1,460 of them and by 2016, the count had skyrocketed to 5,301. Broken down, 186 of those were regional craft breweries, 3,132 were microbreweries, 1,916 were brewpubs and 67 were non-craft.


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Go here, to register your telephone number:

https://www.donotcall.gov/register/reg.aspx

If you receive an unwanted call after your number was on the National Registry, report it by going here:
https://www.donotcall.gov/

Note, the FTC reports, "The Do Not Call Registry prohibits sales calls. You still may receive political calls, charitable calls, debt collection calls, informational calls, and telephone survey calls.

"In addition, companies may still call if you’ve recently done business with the company, or if you’ve given the company written permission to call you. However, if you ask a company not to call you again, it must honor your request. Record the date of your request."

The FTC also recommends:

Investigate whether call blocking can help.

"If you get repeated illegal calls from one particular number, contact your phone company. Ask to block that number, but first ask whether there’s a fee for this service.

"If you get unwanted calls from many different numbers, look into a call blocking solution. There are online call blocking services, call blocking boxes, and smartphone apps that block unwanted calls. Research whether the service costs money and whether it’s effective. Do an online search to look for reviews from experts and other users."


[headlines]
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Chinese Shar-Pei/Retriever
San Antonio, Texas  Adopt-a-Dog


Unity
ID 16563366
Female
Age: 6 years, 6 months
Color: Tan/White
Declawed: No
Location: Kennel B
Adoption Price: $45

 

"Unity is a sweet Chinese Shar-Pei Retriever Mix who was brought to the shelter by her previous owners who could no longer care for her. When walking, she is a little bit shy by unfamiliar smells. Her curious nose helps her get past the unfamiliarity of her surroundings and becoming more comfortable. Toys with sound catch Unity's attention and will have her playing as long as she can go. She can sit and lay down on command, but hopes to find owners who will teach her more tricks. After playing for a while, Unity likes to lie down and relax in a nice shaded area. If you would like to meet Unity and get to know her a little bit more, come to the San Antonio Humane Society today! "

Adoption fee includes: spay/neuter surgery, first set of vaccinations, microchip, de-wormer, flea and heartworm prevention, collar, tag, complimentary wellness exam within the first 5 days of adoption, 14 day complimentary follow up care at any VCA animal hospital, 30 days 24PetWatch Pet Insurance, and a free (after mail-in rebate) bag of Purina Pro Plan pet food. For more information, visit the San Antonio Humane Society at 4804 Fredericksburg Rd. or call (210) 226-7461.

San Antonio Humane Society
4804 Fredericksburg Rd.
San Antonio, TX 78229

Telephone: (210) 226-7461
Fax: (210) 225-7297

Adoption Center Hours
12pm - 7pm
Open every day, Monday through Sunday
except major holidays.

Contact Us:
https://sahumane.org/contact-us

Adopt a Pet
http://www.adoptapet.com/

 

[headlines]
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Leasing News Classified

Collector: Atlanta, GA
Asset Recovery Specialist. We get your money or we get your > equipment back for you. Physical Asset Recovery Experts!
E-mail: mcrouse911@joimail.com
Collector: Cleveland, OH 
Huntley Capital & Associates is your solution to late payments, no payments, and asset recovery. Call 216-337-7075. 
Email: ghpatey@msn.com 
Collections: Dallas, Texas
Contingency Fee basis. Receivables Outsourcing. We are a fully bonded nationwide licensed agency. We collect for nationally known banks and leasing companies. 
800-886-8088.
Collector: Los Angeles, CA
Expert skiptracers covering Southern California. We locate skips, judgment debtors and collateral. When you can't get the job done in house, give us a call at
1-800-778-0794.
E-mail: ceo@interagencyLA.com
Collector: Louisville, KY
We are a full service collection agency with attorney network. 21 years experience. Please call Jon Floyd, VP at 1-800-264-6850 
email: jfloyd@collectcsg.com
Collector: Louisville, KY 
Euler Hermes/UMA 92 year old Global Receivables Outsourcing. Presence in 143 Countries. Work w/ 4 out of 5 Fortune 500 firms. Contingency Fee Structure.
20% off first time clients.!
Andrew.Newton@eulerhermes.com
1-800-237-9386 x 205.



Collector: Milwaukee, WI 
We specialize in ATM machine reposession and remarketing. We can get you top dollar for your inventory.
E-mail: bdperry1@yahoo.com 

Collector: Nationwide
End of lease negotiations & enforcement. Third-party collections. Skip-tracing. Background checks. Credit & asset investigations. 15+ years in leasing industry. Providing services to clients nationwide.
800-824-0234
johnkenny2@verizon.net

Collector: Saint Louis, MO
Complete commercial collection agency. Licensed bonded in all states and will out performed any other agency!
Call 1-800-659-7199 ext.315
E-mail: 
jfloyd@lindquistandtrudeau.com
Consultant: Nationwide
25 yrs. experience: Creating/Refining Business Plans to raise capital· Credit Underwriting support/policy/procedure development · Operations Support/policy/procedure development.
Call: 610-246-2178, McCarthy Financial, LLC, 
David.mccarthy@mccarthy-financial.com
Consultant: Burlington, CT
We provide our clients with a full range of consulting services such as portfolio conversions, reconciliation, custom programming and leasing operations utilizing InfoLease. 
Email: info@new-millennium-assoc.com
Consultant: Europe
15 years doing deals/running own technology leasing company – looking to advise/ lead new entrants to take advantage the European market opportunity.
www.clearcape.co.uk
kevin.kennedy@clearcape.co.uk 
Consultant: Henderson, NV
Focus on new business development and process efficiencies to create incremental revenue and profitability. Executive level vendor experience, and satisfied outsourcing clients. Incredible track record.
E-mail: rbutzek@cox.net

Consultant: Sausalito, CA
Lease trainer and consultant. 50 years in equipment leasing. Expert in transaction analysis, financial statement analysis, credit, packaging, structuring. Presents highly popular classes and workshops.
E-mail:BoTei@aol.com

Consultant: North of Detroit, MI 
INFOLEASE EXPERT - 18 years experience. Since being downsized in 2002, working as a consultant for several leasing companies. Seeking consulting projects nationwide. 
E-mail: darwint@prodigy.net

Consultant: Ridgefield CT.
Lisa Lersner w/20 years exp. specializing in leasing technology now providinglessor selection andmanagement services, includingthe securing of debt and equity and acquisition guidance services.
email
www.leasefinanceconsulting.com

Communications:Chassell, MI

Cartoons on business, finance & computers. Use for your presentations, website, newletter, direct

mail projects etc. Fees are negotiable. 
Email: dan@danscartoons.com 
Go to http://www.danscartoons.com

 

[headlines]
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News Briefs----

Apple Leases Equipment to Suppliers to Guarantee
   iPhone 8 Parts and Avoid Production Issues
http://www.techtimes.com/articles/211578/20170715/apple-leases-equipment-to-suppliers-to-guarantee-iphone-8-parts-and-avoid-production-issues.htm

PayPal Holdings Invests in LendUp/Investors Should Know
“More than half of the U.S. population has a credit score under 680”
https://www-fool-com.cdn.ampproject.org/c/s/www.fool.com/amp/investing/2017/07/12/paypal-holdings-invests-in-lendup-what-investors-n.aspx 

Beneficiary of NAB/TMS Deal Could Be Rapid Capital Funding
 by Sean Murray, deBanked
http://debanked.com/2017/07/beneficiary-of-nabtms-deal-could-be-rapid-capital-funding/

 


[headlines]
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You May Have Missed---

These 18 incredible products didn't exist 10 years ago
http://www.businessinsider.com/18-tech-products-that-didnt-exist-10-years-ago-2017-7


[headlines]
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Baseball Poem

http://leasingnews.org/items/catcher3.jpg

After the Game

From the book

That Sweet Diamond

by Paul B. Janeczko, Carole Katchen (Illustrator)

Bases yanked.
Infield groomed.
Tarp pulled
to the edge of the outfield grass,
smoothed.
Lowered flags folded.
Hisst, hisst, hisst of brooms
sweeping aisles and ramps.

Section by section,
the lights go out
until the field is dark,
and the ghosts of players
gone
to other lives
long
for another game
on that sweet diamond.

 

[headlines]
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Sports Briefs----

Roger Federer Wins Record-Breaking Eighth Wimbledon Title
https://www.nytimes.com/2017/07/16/sports/tennis/wimbledon-roger-federer-marin-cilic.html?emc=edit_na_20170716&nl=breaking-news&nlid=31282772&ref=headline

49ers, Santa Clara argue over $2 million in Levi’s Stadium costs
http://www.sfchronicle.com/bayarea/article/49ers-Santa-Clara-argue-over-2-million-in-11212091.php

France Beat Denmark to Win Star Sixes Tournament
   Youri Djorkaeff Nets Winner
http://bleacherreport.com/articles/2722014-france-beat-denmark-to-win-star-sixes-tournament-youri-djokaeff-nets-winner

Alex Smith helps a Raiders fan
http://chiefswire.usatoday.com/2017/07/15/alex-smith-helps-a-raiders-fan/


[headlines]
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California Nuts Briefs---

California the world’s fifth largest economy?
http://www.sacbee.com/news/politics-government/capitol-alert/article161472333.html

‘Huge failure’: 80 percent of Oakland firefighter warnings
      of unsafe buildings go unchecked
http://www.eastbaytimes.com/2017/07/16/huge-failure-80-percent-of-oakland-firefighter-warnings-of-unsafe-buildings-go-unchecked/

[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

‘King of Cork,’ Portugal’s wealthiest man, dies at 82
http://www.pressherald.com/2017/07/13/king-of-cork-portugals-wealthiest-man-dies-at-82/

Walla Walla Women Winemakers Challenge the Status Quo
https://webpages.scu.edu/womenwinemakers/wallawalla.php

Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in American History

            1744 - Gerry Elbridge, Fifth Vice President of the US (1813—14), born at Marblehead, MA. He was a well-known “gadfly” and signer of the Declaration of Independence. His name became part of the language (gerrymander) after he signed a redistricting bill favoring his party while Governor of Massachusetts in 1812. http://www.elbridgegerry.com/ http://bioguide.congress.gov/scripts/biodisplay.pl?index=G http://odur.let.rug.nl/~usa/B/gerry/gerry.htm 000139 
    1763 - Birthday of John Jacob Astor, Germany, fur trader who become a banker, at one time, the richest man in US.  One of the victims with his wife, Mary, aboard “Titanic”. 
http://www.raken.com/american_wealth/encyclopedia/profile.asp?code=83          1794 - African Church of St Thomas in Philadelphia is dedicated http://www.pbs.org/wgbh/aia/part3/3h471.html 
    1794 - Richard Allen organizes Philadelphia's Bethel African Methodist Episcopal Church. 
http://earlyamerica.com/review/spring97/alle http://www.ame-church.org/amehist.htmln.html 

    1821 - Spain ceded Florida to the United States.
    1821 - Andrew Jackson became the Governor of Florida.
    1854 - King's College opened in New York City. It later changed its name 
to Columbia University (lower half of: 
http://memory.loc.gov/ammem/today/jul17.html 

http://www.columbia.edu/cu/aboutcolumbia/history.html 
    1861 - Congress authorizes paper money.  The notes were $5 (Hamilton), $10 (Lincoln), and $20 (Liberty).  They were called “demand notes” because they were payable on demand at certain designated subtreasuries. They were not legal tender when first issued but were made so by the act of March 17, 1862. 
    1862 - Senator Henry Wilson of Massachusetts introduced and Congress passed the military act to authorize military service by African-Americans. President Abraham Lincoln signed it. The act empowered the president to accept “persons of African descent for the purpose of constructing entrenchments or performing camp competent”. There was debate on blacks serving in the military, primarily from states that had seceded from the Union. There was a contingency of African-Americans who originally were going to fight on the side of the Confederates, primarily thought to protect their homes, property, and family. The government of the Confederate States refused to accept blacks into the Confederate army, whether “free man” or “slaves”, plus issued a declaration of forfeiture to those who joined the Union army. 
    1863 - Harriet Tubman led Union Army guerillas into Maryland , 
freeing more than 700 slaves 
http://www.awm.lee.army.mil/tubman.htm 
http://www.digitalhistory.uh.edu/black_voices/voices_display.cfm?id=74 
http://www.spartacus.schoolnet.co.uk/USASunderground.htm 
http://www.digitalhistory.uh.edu/black_voices/voices_display.cfm?id=74 
http://www.nwhp.org/tlp/biographies/tubman/tubman_bio.html 
http://www.math.buffalo.edu/~sww/0history/hwny-tubman.htm
    1863 - Battle of Honey Springs, largest battle of the war in Indian Territory http://www2.cr.nps.gov/abpp/battles/ok007.htm 
http://www.ok-history.mus.ok.us/mus-sites/LHF-bhs.htm 
http://www.civilwaralbum.com/indian/honey_springs1.htm 
http://www.civilwaralbum.com/indian/honey_springs2.htm 
http://www.oklahomaadventureguide.com/greencountry/
places/checotah.html 
    1864 - Confederate President Jefferson Davis replaces General Joseph Johnston with John Bell Hood as commander of the Army of Tennessee. Davis, impatient with Johnston's defensive strategy in the Atlanta campaign, felt that Hood stood a better chance of saving Atlanta from the forces of Union General William T. Sherman. For nearly three months, Johnston and Sherman had maneuvered around the rugged corridor from Chattanooga to Atlanta. Although there was constant skirmishing, there were few major battles; Sherman kept trying to outflank Johnston, but his advances were blocked. Though this kept losses to a minimum, there was also a limit to how long Johnston could maintain this strategy as each move brought the armies closer to Atlanta. By July 17, 1864, Johnston was backed into the outskirts of Atlanta. Johnston felt his strategy was the only way to preserve the Army of Tennessee, but Davis felt that he had given up too much territory. In a telegram informing Johnston of his decision, Davis wrote, "you failed to arrest the advance of the enemy to the vicinity of Atlanta, far in the interior of Georgia, and express no confidence that you can defeat or repel him, you are hereby relieved from command of the Army and Department of Tennessee, which you will immediately turn over to General Hood." Davis selected Hood for his reputation as a fighting general, in contrast to Johnston's cautious nature. Hood did what Davis wanted and quickly attacked Sherman at Peachtree Creek on July 20 but with disastrous results. Hood attacked two more times, losing both and destroying his army's offensive capabilities. The next day the city was occupied by Union forces under Gen. William Tecumseh Sherman.
http://www.cviog.uga.edu/Projects/gainfo/johnston.htm http://www.cviog.uga.edu/Projects/gainfo/statues/jejohnston.htm 
http://www.ah.dcr.state.nc.us/sections/hs/bentonvi/Main.htm 
http://www.tennessee-scv.org/camp28/johnstonbio.html 

http://www.moc.org/FlagCollection/Index.html 
http://docsouth.unc.edu/gordon/gordon.html 
http://www.findarticles.com/cf_dls/m2004/4_45/599619
78/p1/article.jhtml 
http://www.gwest.org/46thmsin.htm 
http://www.angelfire.com/ga3/confederaterebels/bat2.html 
http://ngeorgia.com/history/allapass.html 
http://www.netease.net/wayne/Hood.htm 
http://www.dnet.net/personal/cwh/ 
http://www.tsha.utexas.edu/handbook/online/articles
/view/HH/fho49.html 
    1867 - Harvard School of Dental Medicine was established in Boston, MA. It was the first dental school in America. 
    1867 - Linda Anne Eastman birthday- U.S. librarian. LE developed the children's rooms at the Cleveland Public Library, developed library extensions in hospitals, and developed a Braille collection. In 1918, she became the first woman to head a metropolitan library system that, under her tutelage, became one of the largest and most complete library systems in the United States.  Its collection grew from 57,000 volumes to more than 2,000,000. 
http://oasis.harvard.edu/html/sch00186.html#bioghist1 
http://www.cpl.org/Locations.asp?FormMode=History 
    1870 - A drunken brawl turns deadly when "Wild Bill" Hickok shoots two soldiers in self-defense, mortally wounding one of them. William Hickok had earned his reputation as a gunslinger a decade earlier after shooting three men in a gunfight in Nebraska. He parlayed his standing as a sure-shooting gunman into a haphazard career in law enforcement. In 1869, he was elected interim sheriff of Ellis County, Kansas. Hays City, the county seat, was a rough-and-tumble frontier town, and the citizens hoped Hickok could bring order to the chaos. Unfortunately, after Hickok had killed two men in the line of duty after just five weeks, they concluded that he was too wild for their tastes and they elected his deputy to replace him in November. Unemployed, Hickok passed his time gambling, drinking, and occasionally working as a hunting guide. He quickly became bored and was considering taking work at the nearby Fort Hays as an army scout. On this day in 1870, Hickok had been drinking hard at Drum's Saloon in Hays City. Five soldiers from the 7th Cavalry stationed at Fort Hays were also at the bar. They were drunk and began to exchange words with the notoriously prickly "Wild Bill." A brawl broke out, and the soldiers threw Hickok to the floor. One trooper tried to shoot Hickok, but the gun misfired. Hickok quickly pulled his own pistols and opened fire. He wounded one private in the knee and wrist, and another in the torso. The three remaining soldiers backed off, and Hickok exited the saloon and immediately left town. A clear case of self-defense, Hickok was cleared of any wrongdoing. Yet, one of the soldiers, Private John Kile, later died of his wound and Hickok's chances of becoming an army scout evaporated. He spent the next six years working in law enforcement, gambling, and appearing in Wild West shows. He was murdered in a Deadwood, South Dakota, saloon in 1876. 
    1877 - Riots and violence erupted in several major American cities stemming from strikes against railroads in protest of wage cuts. Strikes started against the Baltimore & Ohio, and quickly spread west, with riots erupting in Baltimore, Pittsburgh, Chicago and St. Louis. Nine were killed when Federal troops were sent into Martinsburg, West Virginia. On July 21, 26 were killed and the Union Depot and machine shops were burned down. 
    1889 - Erle Stanley Gardner (yes, Erle) American author of detective fiction, born at Maiden, MA. Best remembered for his series about lawyer-detective Perry Mason, Gardner also wrote novels under the pen name A.A. Fair. 
    1891 - Anna Moscowitz Koss birthday - social-minded U.S. judge who devoted much of her private life to working for improving the services for women, juveniles, and children 
http://www.huc.edu/aja/kross.htm 
    1897 - The Steamer Portland arrived into Seattle from Alaska with 68 prospectors carrying more than a ton of gold. The Seattle Post-Intelligencer announced that men with gold from Alaska were landing. This unleashed the Klondike gold rush and tens of thousands headed for the Yukon. The Klondike gold rush gave America and Canada a psychological boost in getting the economy moving again after the terrible depression that followed the 1893 crash. 
    1898 - Birthday of Berenice (sic.) Abbott, at Springfield, OH.  She went on to become a pioneer of American photography. She is best remembered for her black and white photography of New York City in the 1930's, many of which appeared in the book “Changing New York”.  After publishing this collection, she began photographing scientific experiments that illustrated the laws and processes of physics. She died at Monson, ME on December 11, 1991.  Her work was once described by an art critic as "...a chess game between light and shadow." Her portraits are among the most outstanding ever done, although she is best known for her studies of New York City. 
http://www.spartacus.schoolnet.co.uk/USAPabbott.htm 
http://www.nypl.org/research/chss/spe/art/photo/abbottex/abbott.html 
http://www.artsmia.org/picture/print/abbott.shtml 
http://www.3wposter.com/abbott.htm http://www.netstoreusa.com/pmbooks/188/1881270173.shtml 
http://www.nmwa.org/legacy/bios/babbott.htm 
http://women.eb.com/women/articles/Abbott_Berenice.htm
http://www.artsmia.org/get-the-picture/abbott/index.html 
    1899 – Birthday of American dancer and actor Jimmy Cagney.
    1912 – Birthday of American TV host Art Linkletter.
    1920 - Sinclair Lewis finished the now-famous novel, "Main Street". 
http://us.history.wisc.edu/hist102/bios/32.html http://www.selfknowledge.com/mnstr10.htm 
    1921 - Birthday of guitarist Mary Osborne, Minot, ND http://www.classicjazzguitar.com/artists/artists_page.jsp?artist=21 
    1925 - Birthday of singer Jimmy Little Scott, Cleveland, OH http://www.fantasyjazz.com/html/scott_j_bio.html 
http://www.nytimes.com/library/magazine/home/
20000827mag-jimmyscott.html 
    1926 - Birthday of trumpet player Ray Copeland, Norfolk, VA.   
http://music.barnesandnoble.com/search/results.asp?ctr=93645 
    1928 - Birthday of drummer Joe Morello, Springfield, MA. 
http://www.dmprecords.com/JoeMorel.htm 
http://www.drummerworld.com/drummers/Joe%20Morello.html 
http://community-2.webtv.net/Jem33b/Morello/index.html 
    1933 - Birthday of drummer Ben Riley, Savannah, GA. 
http://www.jazzcorner.com/jokenrecords/riley.html 
http://www.drummerworld.com/drummers/Ben%20Riley.html 
    1933 - Dr. Albert Ernest Forsythe of Atlantic City , NJ , became the first African-Americans to make a transcontinental flight ( made by African-American Charles Alfred Anderson of Bryn Mawr , PA. ) He left Atlantic City on July 17 at 2:49am and arrived at Los Angeles, CA, on July 19 at 5:30pm. 
     1934 - One of the worst heat waves in the history of the nation commenced. During the last two weeks of the month extreme heat claimed 679 lives in Michigan, including 300 in Detroit alone. 
    1934 - Birthday of trumpet player Bobby Bradford, Cleveland, MS. 
http://shopping.yahoo.com/shop?d=product&id=192700
5300&clink=dmmu.artist&a=b 
http://www.gallery41.com/JazzArtists/BobbyBradford.htm 
    1935 – Birthday of actress Diahann Carroll.
    1935 – Birthday of actor Donald Sutherland.
    1936 - General Francisco Franco led an uprising of army troops based in North Africa against the elected government of the Spanish Republic. Spain was quickly divided into a Nationalist and a Republican zone. Franco's Nationalists drew support from Fascist Italy and Nazi Germany. Many saw this as a war to follow in Europe later. The USA had their foreign policy as “Me First.” Ernest Hemingway is best known as a correspondent covering this war and for his short stories and novel, “For Whom the Bell Tolls.” On Apr 1, 1939, the Nationalists won a complete victory when they entered Madrid. Franco ruled as dictator in Spain until his death in 1975. http://memory.loc.gov/ammem/today/jul17.html 
    http://www.coax.net/people/lwf/chief.htm 
http://www.blackseek.com/bh/2001/212_CAnderson.htm 
    1938 - Douglas Grace Corrigan, an unemployed airplane mechanic, left Brooklyn, NY's Floyd Bennett field, ostensibly headed for Los Angeles, CA, in a 1929 Curtis Robin monoplane. He landed 28 hours, 13 minutes later at Dublin, Ireland’s Baldonnel airport, after a 3,150 mill nonstop flight without radio or special navigation equipment and in violation of American and Irish flight regulations. Born at Galveston, Texas, January 22, 1907. Corrigan received a hero's welcome home; he was nicknamed “Wrong Way” Corrigan because he claimed he accidentally followed the wrong end of his compass needle. Died at New York, NY December 9, 1995. 
    1939 - Charlie Barnet Band records “Cherokee” (Bluebird 10373) 
    1941 - A prolonged heat wave over Washington State finally came to an end. Lightning from untimely thunderstorms was responsible for 598 forest fires. 
    1941 - Birthday of Daryle “The Mad Bomber” Lamonica Oakland Raider and Buffalo Bill QB (AFL leading passer 1967) 
http://www.niashf.org/inductees/lamonica_daryl.html http://www.cmc.net/~chrisr/Lamonica/ND.html 
http://www.oaklandraidersdarkside.com/images/
gallery/oldschool/imagepages/
daryle%20lamonica%20drops%20back.htm 

    1943--WAYBUR, DAVID C. Medal of Honor Rank and organization: First Lieutenant, U.S. Army, 3d Reconnaissance Troop, 3d Infantry Division. Place and date: Near Agrigento, Sicily, 17 July 1943. Entered service at: Piedmont, Calif. Birth: Oakland, Calif. G.O. No.: 69, 21 October 1943. Citation: For conspicuous gallantry and intrepidity at the risk of life above and beyond the call of duty in action involving actual conflict with the enemy. Commander of a reconnaissance platoon, 1st Lt. Waybur volunteered to lead a 3-vehicle patrol into enemy-held territory to locate an isolated Ranger unit. Proceeding under cover of darkness, over roads known to be heavily mined, and strongly defended by road blocks and machinegun positions, the patrol's progress was halted at a bridge which had been destroyed by enemy troops and was suddenly cut off from its supporting vehicles by 4 enemy tanks. Although hopelessly outnumbered and out-gunned, and himself and his men completely exposed, he quickly dispersed his vehicles and ordered his gunners to open fire with their .30 and .50 caliber machineguns. Then, with ammunition exhausted, 3 of his men hit and himself seriously wounded, he seized his .45 caliber Thompson submachine gun and standing in the bright moonlight directly in the line of fire, alone engaged the leading tank at 30 yards and succeeded in killing the crewmembers, causing the tank to run onto the bridge and crash into the stream bed. After dispatching 1 of the men for aid he rallied the rest to cover and withstood the continued fire of the tanks till the arrival of aid the following morning. 
    1944--Two ammunition ships explode at Port Chicago, California and kill 322, including 202 African-Americans assigned by the Navy to handle explosives. The resulting refusal of 258 African-Americans to return to the dangerous work forms the basis of the trial and conviction of 50 of the men in what is called the Port Chicago Mutiny. The glare of the explosion could be seen in San Francisco, some 35 miles away. It was the worst home-front disaster of World War II. Officially, the world's first atomic test explosion occurred on 16 July 1945 at Alamogordo, New Mexico; but the Port Chicago blast may well have been the world's first atomic detonation.  
    1950 - Top Hits 
“Bewitched” - The Gordon Jenkins Orchestra (vocal: Mary Lou Williams) 
“My Foolish Heart” - The Gordon Jenkins Orchestra (vocal: Eileen Wilson) 
“Mona Lisa” - Nat King Cole 
“Mississippi” - Red Foley 
    1952 - George Shearing Quintet records “Lullaby of Birdland” (MGM 11354) 
     1952-Birthday of David Hasselhoff, Baltimore, Maryland. Best known
for “Knight Rider” and “Baywatch.”
    1953 - The first Navy ace in Korea was Lieutenant Guy Bordelon, who achieved his fifth victory in a World-War-II-vintage propeller-driven F-4U Corsair. He was awarded the Navy Cross 
http://m2reviews.cnsi.net/reviews/korean/f4u5n.htm 
http://www.people.cornell.edu/pages/dz27/pages/library/bedcheck.html 
http://www.history.navy.mil/nan/2000/nov-dec/chosin.htm 
    1953 - PENDLETON, CHARLES F.  Medal of Honor
Rank and organization: Corporal. U.S. Army, Company D, 15th Infantry Regiment, 3d Infantry Division. Place and date: Near Choo Gung-Dong, Korea, 16 and 17 July 1953. Entered service at: Fort Worth, Tex. Born: 26 September 1931, Camden, Tenn. Citation: Cpl. Pendleton, a machine gunner with Company D, distinguished himself by conspicuous gallantry and indomitable courage above and beyond the call of duty in action against the enemy. After consolidating and establishing a defensive perimeter on a key terrain feature, friendly elements were attacked by a large hostile force. Cpl. Pendleton delivered deadly accurate fire into the approaching troops, killing approximately 15 and disorganizing the remainder with grenades. Unable to protect the flanks because of the narrow confines of the trench, he removed the machine gun from the tripod and, exposed to enemy observation, positioned it on his knee to improve his firing vantage. Observing a hostile infantryman jumping into the position, intent on throwing a grenade at his comrades, he whirled about and killed the attacker, then inflicted such heavy casualties on the enemy force that they retreated to regroup. After reorganizing, a second wave of hostile soldiers moved forward in an attempt to overrun the position and, later, when a hostile grenade landed nearby, Cpl. Pendleton quickly retrieved and hurled it back at the foe. Although he was burned by the hot shells ejecting from his weapon, and he was wounded by a grenade, he refused evacuation and continued to fire on the assaulting force. As enemy action increased in tempo, his machine gun was destroyed by a grenade but, undaunted, he grabbed a carbine and continued his heroic defense until mortally wounded by a mortar burst. Cpl. Pendleton's unflinching courage, gallant self-sacrifice, and consummate devotion to duty reflect lasting glory upon himself and uphold the finest traditions of the military service. 
    1954 - The First Newport Jazz Festival. The 1956 movie “High Society” made this a worldwide event each year. 
http://lycos.infoplease.com/ce6/ent/A0835462.html 
http://www.pbs.org/jazz/exchange/exchange_festivals.htm 
http://www.art4now.com/wepost2.htm 
http://news.bbc.co.uk/low/english/special_report/1999/04/99
/duke_ellington/
newsid_325000/325871.stm 
http://music.barnesandnoble.com/search/product.asp?ean=74646493229 
http://www.jazzpix.com/Artist_Listing/Davis_Feature/Miles_Davis_591027/
Miles_Davis_Newport_Jazz_Fest_/miles_davis_newport_jazz_fest_.html 

http://www.newportjazzfestival.com/ 
    1954 – The first major league baseball game in which the majority of the players on one team were African-American was played between the Brooklyn Dodgers and the Milwaukee Braves at Milwaukee, WI. the Braves won 6-to-1. The black players on the Brooklyn team were Donald N. Newcombe, pitcher; Roy Campanella, catcher; James William Gilliam, second base; Jackie Robinson, third base, and Edmundo Isasi Amoros, left field. 
    1955 - Disneyland, America’s first theme park, opened at Anaheim, CA. I remember visiting it in 1956 and playing Dixieland at the Frontier Saloon, and watching it grow into an international attraction and destination site. Many did not know that Walt Disney had an apartment there and supervised all during the week. He would stay some weekends, and since the saloon originally did not serve anything alcoholic, he would attend some Dixieland sets with his famous paper cup. 
    1958 - Top Hits 
“The Purple People Eater” - Sheb Wooley 
“Hard Headed Woman” - Elvis Presley 
“Poor Little Fool” - Ricky Nelson 
“Guess Things Happen that Way” - Johnny Cash 
    1960 - Birthday of Scott Norwood, NFL kicker (Buffalo Bills-Super Bowl XXV goat).  With seconds remaining on the clock, Norwood’s 47 yard FG try to win the game sailed wide right, giving the NY Giants their second SB win in 1991.
http://www.angelfire.com/nv/billsthunder/LEVYSTORY.html 
http://www.billsbackers.com/MarvLevy.htm 
    1961 - Motown Records releases The Supremes' second single, "Buttered Popcorn" with "Who's Loving You" on the flip side. The record, featuring Florence Ballard on lead vocal, would be a total flop.
    1961 - Roger Maris loses a HR (of his 61) due to a rain-out. Ford Frick rules that if anyone breaks Babe Ruth 60 HR record, it must be done in 1st 154 games.  For years, Maris’ record carried an asterisk because he failed to accomplish the feat in Frick’s timetable.  The asterisk was subsequently removed by MLB.  For many baseball purists, Maris’ record is still the record given that those who surpassed him did so allegedly while using banned substances. 
    1966 - Jim Ryun sets mile record (3:51:03) 
http://www.ryun.house.gov/biography/ 
    1966 - Allen Ginsberg read poetry and Sopwith Camel performed in concert at the San Francisco Fillmore, to benefit Artist Reorganization Throughout San Francisco (A.R.T.S.).  Gary Goodrow of The Committee emceed.
http://leasingnews.org/items/Ginsberg_poster.gif
Artist: Wes Wilson 
    1966 - Top Hits 
“Hanky Panky” - Tommy James & The Shondells 
“Wild Thing” - The Troggs 
“You Don't Have to Say You Love Me” - Dusty Springfield 
“Think of Me” - Buck Owens 
    1974 - Bob Gibson of the St. Louis Cardinals struck out Cesar Geronimo of the Cincinnati Reds to become the second pitcher in baseball history, after Walter Johnson, to strike out 3,000 batters. Gibson pitched in the major leagues from 1959 through 1975 and finished with 3,117 strikeouts. 
    1974 - Top Hits 
“Rock Your Baby” - George McCrae 
“Annie's Song” - John Denver 
“On and On” - Gladys Knight & The Pips 
“He Thinks I Still Care” - Anne Murray 
    1978 – Pitcher George “Doc” Medich of the Texas Rangers saved the life of a fan suffering a heart attack before a game in Baltimore against the Orioles. Medich, a medical student, administered cardiac first aid until additional help arrived. 
    1968 - The Beatles' film, “Yellow Submarine”, debuted in theatres this week. The Fab Four weren't originally too keen about the picture, but after seeing elements of the cartoon, liked it enough to make a cameo appearance at the end. The voices in the film were actually actors and not The Beatles themselves, but Ringo Starr said that years later, people were still asking him why he "pushed the button" that created all of the chaos in the animated picture. 
    1980 - Ronald Reagan formally accepts Republican nomination for President. George H.W. Bush of Texas, former ambassador to the UN and former director of the CIA, was nominated for Vice-President. The Democratic National Convention in August then nominated President Jimmy Carter and Vice-President Walter Mondale.  Carter defeated Sen. Edward M. Kennedy of Massachusetts by a margin of nearly two to one. In November, Reagan gets 489 electoral votes to President Carter's 49, carrying 44 states with a popular vote of 42,797,153 to 34,434,100 with John Anderson, an independent candidate, picking up 5,533,927. Republicans picked up 12 Senate seats for a 54-46 majority, one independent. In the House, the Democrats lost 33 seats but kept a majority of 242-192, one seat independent.
    1982 - Top Hits 
“Don't You Want Me” - The Human League 
“Rosanna” - Toto 
“Hurts So Good” - John Cougar 
“'Till You're Gone” - Barbara Mandrell 
     1984—Mothers Against Drunk Driving (MADD) helped pass the 21 Minimum Legal Drinking Age.  
www.madd.org
    1985 - The nation's second largest banking company, Bank of America, of San Francisco, CA, reported a second-quarter loss of $338 million. 
    1986 - The largest bankruptcy filing in U.S. history took place as LTV Corporation asked for court protection from more than 20,000 creditors. LTV Corp. had debts in excess of $4 billion. 
    1987 - Slow moving thunderstorms caused flooding on the Guadalupe River in Texas resulting in tragic loss of life. A bus and van leaving a summer youth camp stalled near the rapidly rising river, just west of the town of Comfort, and a powerful surge of water swept away 43 persons, mostly teenagers. Ten drowned in the floodwaters. Most of the others were rescued from tree tops by helicopter. 
    1987 - Yankees' first baseman Don Mattingly becomes the first American League player to hit a home run in seven consecutive games.
    1988 - A dozen cities in the eastern U.S., and six others in California, reported record high temperatures for the date. Downtown San Francisco, CA, with a high of 103 degrees, obliterated their previous record high of 82 degrees. Philadelphia, PA, reported a record five straight days of 100 degree heat, and Baltimore, MD, reported a record eight days of 100 degree weather for the year. Afternoon and evening thunderstorms produced severe weather along the Middle Atlantic Coast, and over southern New England.
    1990 - The Minnesota Twins became the first team in major league history to record two triple plays in the same game when they turned the trick against the Boston Red Sox. But the Red Sox won, 1-0. 
    1990 - Top Hits 
“Step By Step” - New Kids on the Block 
“She ain't Worth It” - Glenn Medeiros featuring Bobby Brown 
“Hold On” - En Vogue 
“The Dance” - Garth Brooks 
    1995 - Netscape announced its Secure Sockets Layer (SSL) security product, designed to encourage Internet shopping. The company said the technology could conceal customers' credit card numbers from Internet merchants and hackers. At the time, the theft of credit card numbers on the Internet was costing merchants $100 million a year, Netscape officials said. The race to create security standards in the mid-1990s was followed by the explosion of Internet shopping's popularity in 1998 and 1999. 
    1996 - TWA (Trans World Airlines) flight 800, carrying 230 people, including four cockpit crew members and 14 flight attendants, exploded, falling into the Atlantic Ocean off the coast of Long Island, New York. The Boeing 747 had lifted off from New York's John F. Kennedy Airport at 8:19 p.m. bound for Paris, France. The explosion happened about 26 minutes later, some 40 miles east of New York, as the plane was climbing through 13,800 feet. The victims included celebrities in sports, entertainment and the arts, business people, and vacationers. Possibly the most poignant were the deaths of sixteen teen-agers, all students from the Montoursville, PA high school French club, and their five chaperones. There are several theories as to the cause of the explosion. Some believe that the airliner was sabotaged and destroyed by a bomb planted on board. Others swore they knew the plane had been struck by a U.S. missile. But, after a 16-month probe, the FBI announced it had found no evidence of a criminal act or stray (or otherwise) missile. It has concluded that the crash was caused by electrical arcing in the plane's center fuel tank igniting fuel vapors. 
    1997 - The Georgia O'Keefe Museum, opened in Santa Fe, NM. It housed major works by O'Keefe, whose paintings of desert scenes and flowers made her the best-known 20th-century artist of the American Southwest. It was the first art museum of importance devoted to the work of a woman. The museum, which contained 116 paintings and one sculpture, was housed in a sprawling adobe building renovated and expanded by architect Richard Gluckman. Peter H. Hassrick was the first director. 
    2005 - Dave Matthews Band’s  “Dreamgirl” video premieres on VH1. The band snags one of Hollywood's top actresses for the latest video from its RCA album, "Stand Up." Appearing in her first film role since the birth of her twins last year, Julia Roberts stars in the Dave Meyers-directed clip.
    2005 - Kelly Clarkson's concert in Orlando, Fla., is cybercast live via AOLmusic.com. The show is also available on demand after the conclusion of the performance.

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