Archives---June 13, 2006
Bob Fisher Promoted to Executive Vice President

Bob Fisher Promoted to Executive Vice President

KINGWOOD, TEXAS , – Main Street Bank, Kingwood, Texas , announced the promotion of Bob Fisher, CLP, to Executive Vice President of the Equipment Leasing Division. Fisher will have responsibility for all the operational aspects of the lease finance division including credit, lease documentation, funding, syndications and the call center. Additionally, he will continue to manage the wholesale originations and the sales offices.

Ex-U.S. Marine Bob Fisher

Fisher, a nationally recognized leader in the equipment finance industry, has a 25-year background in credit, sales and management in the equipment financing industry. Beginning his career with the CIT Group/Sales Financing Inc, he has held various sales, credit and management positions throughout his career. Fisher has been active in numerous professional organizations, including UAEL, EAEL, ELA and NAELB, and served as UAEL President in 2002. Fisher was graduated from Trenton State College, Trenton , New Jersey .

Tom Depping, Chairman of Main Street Bank stated: “We are very pleased to have Bob on our team as Main Street continues to develop a strong and dynamic, customer oriented equipment leasing group.”

Fisher said: “It is a pleasure to be part of Main Street Bank and its dynamic leasing team. I look forward to continuing working in my newly expanded role to bring innovative financial solutions to our customers.”

Main Street Bank maintains retail-banking offices in the Houston , Texas market and is a national leader in commercial equipment lease financing.

Fisher can be contacted at rfisher@msnbank.com

(Mr. Fisher began his career with The CIT Group/Sales Financing Inc. holding various sales, credit and management positions throughout his 20 plus year tenure. He was with New Era in Illinois , who became Datronics, and when they went out of business due to some improprieties of their president, started Fisher-Anderson in Des Moines , Iowa .

(When Marcap ended funding and then took of the portfolio, he started Firerock Financial, then moved to Houston , Texas , and joined the management team of Douglas-Guardian. He missed the excitement of “putting deals together,” which his good friend Bruce Lurie understood, and joined Main Street to help put the small
business bank on the map. Fisher is considered by his peers to be one of the best credit decision makers in the equipment leasing industry. Editor)

 

TODAY


Bob Fisher, CLP, Sr. Vice President at Ascentium Capital

Featured in the latest CLP Newsletter Spotlight
http://leasingnews.org/PDF/CLPSummer2014.pdf

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Classified Ads---Legal

(These ads are “free” to those seeking employment or looking
to improve their position)

San Diego , CA  Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate. Cell Phone: 760-533-4058; Email:marshallrosenberg@gmail.com | Resume

Free Posting for those seeking employment in Leasing:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

All “free” categories “job wanted” ads:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

The Good Guys: Companies who notify lessee
in advance of lease expiration

These companies do not use language to confuse, perhaps to deceive, with the result an automatic continuation for an additional twelve months of payments. They do not invoke the twelve months on a $1.00 purchase option or an Equipment Finance Agreement.
In its editorial of June 30, 2011, Leasing News recommended that the equipment lessor send a certified letter with return receipt; however, at this time, the acceptance of the word of the president of the company will be accepted until proven otherwise.
 http://leasingnews.org/archives/Jun2011/6_30.htm#editorial

ABCO Leasing Advantage Funding Agility Ventures LLC Allegiant Partners American Leasefund, Inc. BancLease Acceptance Corporation  Bank of Ozarks Leasing  Bankers Capital Bank of the West, Indirect Equipment Finance  Black Rock Capital BSB Leasing Calfund Capital Technology & Leasing, LLC Cobra Capital, LLC Commerce National Bank Dakota Financial, LLC Direct Capital eLease Financial Pacific Leasing Five Point Capital, In Forum Financial Services, Inc. Gonor Funding

GreatAmerica Financial Innovative Lease Services, Inc. Lease-$mart Madison Capital Macrolease Corporation  Manufacturer's Lease Plans, Inc Mesa Leasing Maxim Commercial Capital (Microfinancial)/TimePayment  Mount Pleasant Capital National Machine Tool Financial Corporation Navitas Lease Corp.  Northwest Leasing Company P&L Capital Corporation  Pacifica Capital  Padco Financial Services Pawnee Leasing Corporation Southern California Leasing, Inc Specialty Funding, Albuquerque, New Mexico Standard Professional Services, LLC Stoddard & Associates  TEAM Funding Solutions

(Click on name or go to full list:)
http://www.leasingnews.org/Pages/lease_expiration.html

 

 

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New Hires—Promotions
in the Leasing Industry

Kenneth Blanck was named VP Business Development, Innovation Markets at Key Equipment Finance, Dallas/Fort Worth Area.  Previously, he was Southwest Region Manager, H2O Applied Technologies (September, 2009–May, 2014); Account Manager, Energy Finance, Siemens (January, 2005–July, 2008); Vice President, Capital Markets, Siemens Financial Services (January, 2002–December, 2004); Vice President- Capital Markets, ATEL Leasing Corporation (January, 1998–December, 2001); Account Manager,
Pitney Bowes Credit Corporation (January, 1991–December, 1997);
District Manager, Security Pacific Leasing Corporation (January, 1986 – November, 1990); District Manager, United States Leasing Corporation
(January, 1982–January, 1986). Education: State University of New York College at Fredonia, BS, Finance, Accounting (1972–1976).
www.linkedin.com/in/kenblanck

Rick Blowers was promoted to Senior Vice President, Vendor Finance at First American Healthcare Finance, Rochester, New York . Previously, he was Vice President of Sales, First American Healthcare Finance (June, 2005-June, 2014); VP and General Manager, Debt Counseling Works (2003–2005); Vice President of Sales, ConServe (2002–2003); Vice President of Sales, Forbes Products (1987-2002). Organizations: American Hospital Association, Partner Advisory Board (January, 2014–Present).  CNB Healthcare Council, Member
(March, 2014–Present). Education: SUNY Buffalo, Bachelor's degree, Business/Corporate Communications (1980–1985)
http://www.linkedin.com/pub/rick-blowers/13/187/195

Jim Crowley was hired as Business Head at Volostar Aerofinance Ltd,.  Previously, he was Managing Partner, Vortex Aviation Capital, Inc. (February, 2013–May, 2014); Managing Director, Guggenheim Partners, Business Aircraft Investments (June, 2008 – October, 2012). Prior, he was National Sales Manager, Key Equipment Finance, September 1999; promoted June, 2003 to Director, Business Aviation Finance.
ie.linkedin.com/pub/jim-crowley/22/362/20b

Sommer Hambleton was hired as Executive Assistant, Mazuma Capital Corp, who has recently merged with Onset Financial, Utah. Previously, she was Credit / Syndication Administrator, Pacific Western Equipment Finance (November, 2010–June, 2014).
www.linkedin.com/pub/sommer-hambleton/57/b65/476

Jim Kamradt is back at ATEL Securities Corporation, San Francisco,
serving as Executive Vice President & National Sales Manager.  He originally joined the company in 1997 in the positions of EVP, National Sales Manager, and Senior Vice President.  Before returning to Atel, he was Senior Managing Director - Capital Markets: Institutional Services Division, Arque Capital, Ltd. (August, 2013–June 2014); Executive Vice President & Director of Business Development, Independence Realty Securities, LLC (February, 2012–August, 2013); National Accounts Director, SVP, Thompson National Properties, LLC (2009–January, 2012.  Prior to ATEL, he was Vice President, Ally Capital (1992–1997); National Credit & Operations Manager, Phoenix American (1985–1986).  He was Executive Board Member Michigan Technological University (June, 2013).  Board Member, Muir Beach Volunteer Fire Association (March, 1995–November, 2000). Education: University of California, Berkeley - Walter A. Haas School of Business, MBA, Management (1992–1994); Michigan Technological University, BSc, Marketing (1979–1983).
www.linkedin.com/pub/jim-kamradt/0/97b/7a6

Michael Miller was named Senior Lending Manager at RSF Social Finance, San Francisco Bay Area.  Previously, he was National Account Manager, Frist Star Capital (March, 2008–May, 2014). Owner, Locus Capital (2008–2014); Partner, Starry Night Winery (1999 – Present)
www.linkedin.com/pub/michael-miller/0/578/305

William F. (Bill) Stephenson has been appointed Chief Executive Officer and Chairman of the Executive Board of De Lage Landen, Wayne, Pennsylvania. He joined the organization January, 1987 as President, Office Technology Group, promoted to CCO Executive Board, June, 2007, and then named Chairman/Executive Board VF, July, 2010.  “Earlier this year DLL reported 2013 annual results, including net profit of 402 million Euro (534 million USD), an increase of 6.2% over the prior year.  Stephenson, along with his fellow Board members, intend to build upon this success by continuing the company’s focus on deep industry knowledge, innovative products and a strong commitment toward both global and local customers.

   
“By collaborating closely with our customers and developing products and services that help them realize their true potential, we are able to  set ourselves apart,’ said Stephenson.  ‘I started in sales and very early in my career learned that if you listen to your customers and understand what it takes to be successful in their market, you become more than just a provider of capital.  You become a trusted partner.  I am proud to lead a company that continues to adhere to these core principles."

Stephenson has lived and worked in various countries and is a frequent speaker at industry events. He serves on the Board of Directors of the Equipment Leasing and Financing Association (ELFA). Education: Harvard University Graduate School of Education (2008–2008); Florida State University - College of Business, BS, Business (1981 – 1982). United States Air Force Academy, Finance (1979– 1981). Lakenheath, England, High School (1977-1979).
www.linkedin.com/pub/william-f-stephenson/22/734/264

 

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Leasing Industry Help Wanted

For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees. 

Some banks still moving into undercapitalized territory
SNL Financial Exclusive
By Hina Nawaz and Nathan Stovall

While the number of undercapitalized banks continued to decline in the first quarter, more than a handful of institutions entered the dreaded ranks in the period. 

In 2013, the number of undercapitalized banks decreased steadily and not necessarily through failures as was the case during 2011 and 2012. Although true success stories were not commonplace, more banks found their ways out of trouble through positive means in 2013 than in years past. A few banks escaped undercapitalized territory in the first quarter of 2014, and the ultimate number of undercapitalized institutions declined notably. However, even at this late stage in the credit cycle, more than one-third of the operating banks that are undercapitalized only just moved into that territory in the first quarter.

The FDIC defines undercapitalized banks as those with a total risk-based capital ratio below 8.0%, a Tier 1 risk-based capital ratio below 4.0% or a Tier 1 leverage capital ratio below 4.0%, unless the bank is a CAMELS one-rated institution. In that case, a bank would be undercapitalized if its leverage ratio was less than 3.0%.

At the end of the first quarter, 19 banks and thrifts were undercapitalized, based on the criteria of having Tier 1 ratios below 4%, compared to 24 institutions at the end of the fourth quarter of 2013 and 38 institutions a year ago, according to SNL data. The drop in the first quarter represented the largest decrease in undercapitalized institutions in some time. Declines in undercapitalized institutions had moderated over much of 2013 as the sheer number of banks still reporting low capital ratios fell to pre-crisis levels.

The current number of undercapitalized institutions stands in stark contrast to the levels seen three years ago, when 83 banks were considered undercapitalized. Failures were the main contributor to the decrease in undercapitalized institutions in 2011 and 2012. The trend was consistent through those two years, when the number of undercapitalized banks decreased by 49 to 44 institutions. During that period, a number of banks joined the ranks of the undercapitalized and 143 banks failed, while 36 banks found their way out of trouble through recapitalizations, mergers or balance sheet shrinkage and de-risking, coupled with modest earnings in some cases.

The trend was more positive in 2013, when 16 banks, including five in the fourth quarter, found their way out of undercapitalized territory without failing or closing their doors. Just 24 banks failed in 2013 — only two banks failed in the fourth quarter.

Two banks previously deemed undercapitalized have failed since SNL last published the list of undercapitalized banks in the industry. When excluding banks that have failed or merged since the end of the first quarter, SNL data shows that, as of June 6, 15 banks were undercapitalized based on March 31 data, compared to 17 banks at the last publication of the list of undercapitalized banks.

The 15 undercapitalized banks reported a median Tier 1 ratio of 2.80% at the end of the first quarter, and the group reported median linked-quarter declines in their capital ratio of 21 basis points.

A total of four banks escaped undercapitalized territory during the first quarter, compared to six banks in the fourth quarter of 2013.
Two institutions escaped undercapitalized territory by receiving capital infusions in the period, while two banks failed in the first quarter.
One institution that was undercapitalized at the end of first quarter has since come under new ownership. FirstSecure Bank and Trust Co.'s parent company, Community Holdings Corp., changed ownership in May, when a private investor infused about $7.2 million into the institution.

Fort Lauderdale, Fla.-based Valley Bank, which reported a Tier 1 risk-based ratio of 0.87% at the end of the first quarter, nearly found a lifeline of its own when the Seminole Tribe of Florida applied to acquire the institution. Shortly thereafter, the tribe ultimately decided not to move forward with its application to purchase the bank.

Other banks made moves in the opposite direction in the first quarter, joining the undercapitalized ranks in the period. Six banks, all of which had less than $500 million in assets, gained undercapitalized status during the first quarter. The banking industry as a whole, though, finds itself on the mend, with credit quality having improved considerably from the depths of the crisis.

Commercial banks' adjusted nonaccrual loans fell to $86.20 billion in the first quarter, from $89.93 billion in the prior quarter and $115.23 billion a year earlier, while net charge-offs declined to just 0.52% of average loans, from 0.61% in the linked quarter and 0.85% one year ago, according to SNL data.

With the improvements, the number of banks on the FDIC's "problem list" continues to decline, building on the success in 2013, when problem banks declined at an even faster rate than the decrease in undercapitalized institutions. The number of institutions on the problem list dropped notably again in the first quarter, falling to 411 institutions from 467 institutions in the 2013 fourth quarter and 612 a year ago, a 12.0% drop from the linked quarter and down 32.8% from the year prior. The number of problem institutions stood at 772 two years ago and 888 three years ago.

Banks that continue to grapple with issues and remain on the problem bank list and in undercapitalized territory are largely in areas that suffered from stress during the cycle. The Southeast remains home to more undercapitalized banks than any other region.

Florida, where 70 banks have failed this cycle, had three operating banks falling below the 4% Tier 1 risk-based capital threshold at March 31. Georgia and Illinois also had three operating, undercapitalized institutions as of June 6, using March 31 data. Eighty-eight banks have failed in Georgia this cycle, while 58 banks have failed in Illinois.

 

John Kenny  Receivables Management • End of Lease Negotiations & Enforcement • Fraud Investigations • Credit Investigations • Asset Searches  • Skip-tracing • Third-party Commercial Collections john@jkrmdirect.com | ph 315-866-1167| www.jkrmdirect.com

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)

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Channel Partners---65% of Our Funded Deals are A or B Credit

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Philpott Family Makes the Charlotte Observer
Professional Chef Prepares Meals for his Family

(Ben Philpott places dinner plates on the table for his children, Nancy Sage and Cabell. Philpott, the executive chef at Block & Grinder, tries to balance his life as a chef with his desire to raise his kids on home-cooked food.)

Mae Philpott, Business Development director, MAXIM Commercial Capital, family made the food section of the Charlotte Observer.
http://www.charlotteobserver.com/2014/06/10/4967716/a-chef-embraces-the-love-of-cooking.html

 

 

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Leasing News Icon for Android Mobile Device As an icon works on a computer, this one connects to www.leasingnews.com, which is designed for a portrait reading, versus a landscape (but can be read either way).  Open www.leasingnews.org in the mobile devicde, then click the link to download the icon. Your mobile device has a download section, as your computer does, find the .apk file and open it. It will be placed with all icons and you can drag it to your face or page you want on your mobile device.  You can also copy and email it to your email program on your mobile device, and download direct (you can also ask us to email to you, which you can download). ICON Link

Leasing News: Special Father’s Day Edition
By Fernando Croce

With Father's Day just around the corner, let every movie buff seize the opportunity to settle down with Dad and a great movie. Here are some prime recommendations, all available on Netflix:

Father of the Bride (Vincente Minnelli, 1950): Best known for such classic MGM musicals as "Meet Me in St. Louis" and "The Band Wagon," director Vincente Minnelli was also displayed a deft comic touch in this fondly rendered family comedy. The setting is the Banks household, where the familial tranquility of Stanley (Spencer Tracy) and Ellie (Joan Bennett) is disrupted when their daughter Kay (Elizabeth Taylor) announces that she's getting married. As preparations overrun the household and expenses pile up, Stanley finds himself dealing with a potent mix of paternal pride and anxiety. Featuring a lovely portrait of fatherly affection and befuddlement by Tracy and Taylor at her most luminous, this polished movie remains both hilarious and heartbreaking in ways that easily surpass Steve Martin's 1991 remake

Indiana Jones and the Last Crusade (1989): Not only is Steven Spielberg's second sequel to "Raiders of the Lost Ark" a thoroughly rousing action film, it is also a funny and poignant exploration of the familial concerns that appear throughout the director's career. Harrison Ford is back as Indiana Jones, globe-trotting explorer extraordinaire, though this time he's paired with an unexpected sidekick: Professor Henry Jones, his estranged father, delightfully played by Sean Connery. The search that brings them together is an ancient one, as the two journey through Europe in the midst of World War II to find the mysterious, magical Holy Grail. The search takes them deep into Nazi territory, where their bond is tested not just by ruthless enemies, but by their own need for faith. Though fans of the franchise may prefer the earlier installments, this one may be the series' most spiritually satisfying entry.

Mrs. Doubtfire (1993): Robin Williams had one of his most beloved roles in this wildly successful comic blockbuster, directed by Chris Columbus ("Home Alone"). Williams stars as Daniel Hillard, an eccentric actor who finds himself separated from his children when his wife Miranda (Sally Field), concerned about his irresponsibility, files for a divorce. Only allowed to see his kids once a week, Daniel decides to take advantage of his thespian skills and, with the help of his make-up artist brother (Harvey Fierstein), disguises himself as an elderly British nanny called Mrs. Doubtfire. It's during this extended masquerade that he actually learns about parenting, and grows closer to his family. Giving free rein to Williams' legendary improvisational gifts, the movie struck a chord with audiences with its blend of laughter and warmth.

Finding Nemo (2003): One of Pixar’s most beloved animated classics, Andrew Stanton's hugely popular computer-animated comedy-adventure is, among other things, a heartening view of parental dedication that's perfect for Father's Day. Set in the endless blue of the ocean, the story follows Marlin (voiced by Albert Brooks), a timid clownfish who desperately looks for his lost son Nemo (Alexander Gould). Captured by a fishing boat and taken to Sydney, Australia, Nemo finds himself in a dentist office’s aquarium presided over by the eccentric Gill (Willem Dafoe). Meanwhile, Marlin ventures into the ocean's most colorful and dangerous corners with the help of the delightfully forgetful Dory (Ellen DeGeneres). With shimmering visuals, a roster of wonderful characters, and humanistic lessons about family and perseverance, the movie showcases Pixar’s craft at its peak.

World's Greatest Dad (2009): Best known for his manic onscreen persona, Bobcat Goldthwait is also a director of outrageously edgy comedies. And this gleefully dark portrait of despair and redemption may be his edgiest yet. The story centers on Lance (Robin Williams), a high school poetry teacher who dreams of being a famous writer while being stuck at home with an insufferably sarcastic son, Kyle (Darly Sabata). When a sudden turn of events leaves Lance alone and facing the opportunity of a lifetime, he decides to seize his chance at turning tragedy into success. However, as newfound fame and media attention swirl around him, can he keep up the web of lies without compromising his integrity? Keeping up a cynical front while in reality offering a moving account of a man's awakening, Goldthwait's film remains a funny, sharp sleeper.

 

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Collector/Collections/Consultant/Communications
Classified ads

Leasing Industry Outsourcing
(Providing Services and Products)

Collector: Atlanta, GA Asset Recovery Specialist. We get your money or we get your > equipment back for you. Physical Asset Recovery Experts! E-mail: mcrouse911@joimail.com	Collector: Cleveland, OH  Huntley Capital & Associates is your solution to late payments, no payments, and asset recovery. Call 216-337-7075.  Email: ghpatey@msn.com
Collections: Dallas, Texas Contingency Fee basis. Receivables Outsourcing. We are a fully bonded nationwide licensed agency. We collect for nationally known banks and leasing companies.  800-886-8088.	Collector: Los Angeles, CA Expert skiptracers covering Southern California. We locate skips, judgment debtors and collateral. When you can't get the job done in house, give us a call at 1-800-778-0794. E-mail: ceo@interagencyLA.com
Collector: Louisville, KY We are a full service collection agency with attorney network. 21 years experience. Please call Jon Floyd, VP at 1-800-264-6850  email: jfloyd@collectcsg.com	Collector: Louisville, KY  Euler Hermes/UMA 92 year old Global Receivables Outsourcing. Presence in 143 Countries. Work w/ 4 out of 5 Fortune 500 firms. Contingency Fee Structure. 20% off first time clients.! Andrew.Newton@eulerhermes.com 1-800-237-9386 x 205.
	Collector: Milwaukee, WI  We specialize in ATM machine reposession and remarketing. We can get you top dollar for your inventory. E-mail: bdperry1@yahoo.com
Collector: Nationwide End of lease negotiations & enforcement. Third-party collections. Skip-tracing. Background checks. Credit & asset investigations. 15+ years in leasing industry. Providing services to clients nationwide. 800-824-0234 johnkenny2@verizon.net	Collector: Saint Louis, MO Complete commercial collection agency. Licensed bonded in all states and will out performed any other agency! Call 1-800-659-7199 ext.315 E-mail:  jfloyd@lindquistandtrudeau.com
Consultant: Nationwide 25 yrs. experience: Creating/Refining Business Plans to raise capital· Credit Underwriting support/policy/procedure development · Operations Support/policy/procedure development. Call: 610-246-2178, McCarthy Financial, LLC, David.mccarthy@mccarthy-financial.com	Consultant: Burlington, CT We provide our clients with a full range of consulting services such as portfolio conversions, reconciliation, custom programming and leasing operations utilizing InfoLease.  Email: info@new-millennium-assoc.com
Consultant: Europe 15 years doing deals/running own technology leasing company – looking to advise/ lead new entrants to take advantage the European market opportunity. www.clearcape.co.uk or  kevin.kennedy@clearcape.co.uk	Consultant: Henderson, NV Focus on new business development and process efficiencies to create incremental revenue and profitability. Executive level vendor experience, and satisfied outsourcing clients. Incredible track record. E-mail: rbutzek@cox.net
Consultant: Sausalito, CA Lease trainer and consultant. 38 years in equipment leasing. Expert in transaction analysis, financial statement analysis, credit, packaging, structuring. Presents highly popular classes and workshops. E-mail:BoTei@aol.com	Consultant: North of Detroit, MI  INFOLEASE EXPERT - 18 years experience. Since being downsized in 2002, working as a consultant for several leasing companies. Seeking consulting projects nationwide.  E-mail: darwint@prodigy.net
	Communications:Chassell, MI Cartoons on business, finance & computers. Use for your presentations, website, newletter, direct mail projects etc. Fees are negotiable.  Email: dan@danscartoons.com  Go to  http://www.danscartoons.com

All "Outsourcing" Classified ads (advertisers are both requested
and responsible to keep their free ads up to date:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing.htm

How to Post a free "Outsourcing" classified ad:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing-post.htm

Mr. Terry Winders available as a consultant regarding assisting attorneys in resolving disputes or explaining procedures or reviewing documents as utilized in the finance and leasing industry. He is the author of several books, including DVD's, as well as weekly columnist to Leasing News. He also performs audits of leasing companies as an expert on documentation, and has acted as an expert witness on leasing for litigation in legal and tax disputes, including before the IRS. He also has taught the senior bank examiners, how to review a bank leasing department, for the Federal Reserve in Washington D.C. and has trained the examiners for the FDIC on how to prepare a lease portfolio for sale. 502.649.0448/terrywinders11@yahoo.com

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)

 

Golden Retriever
Charlotte, North Carolina  Adopt-a-Dog

Cosmo
Male
Age: 3 years, 3 months
Color: Golden
Neutered
House Trained
Location: Kennel Two
Intake Date: 4/21/2014

My owners are moving and now I need a new home! I am a sweet boy, but kind of unconfident at first. I am housebroken and used to being an indoor dog. The other dogs in my previous home (all males) and I didn't get along well so I probably would do better as an only pet. Children can sometimes overwhelm me too, so a quiet, structured household would be ideal for me. I really want someone to help me gain the confidence that I need so I can live a happy and relaxed life. Could that be you?

Adoption Fee: $125

Humane Society of Charlotte, 2700 Toomey Avenue,
Charlotte, NC 28203
704.377.0534
email Contact:
http://humanesocietyofcharlotte.org/about/contact-us/

Our hours:
Our 2700 shelter is open Monday – Sunday, 11:00am – 5:00pm.

 

Adopt a Pet
http://www.adoptapet.com/

 

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Capital Conferences---Update

Beijing, China

June 18-20, 2014
China Leasing Summit 2014
Sixth Annual Conference
Crowne Plaza Beijing Chaoyang U-Town
Beijing, China

Leasing News is one of the Media Sponsors 
for the China Leasing Summit 2014

"The Chinese leasing industry is gearing up for an eventful year in 2014 as profound changes and broad reforms take full effect in China’s market. In this year leasing companies will see the full effects of programs such as the national value-added tax reform and the opening of the Shanghai (Pilot) Free Trade Zone, along with the rapid evolution of China’s transportation system."

"This summit will gather regional government officials, vendor representatives, national organizations and industry leaders to unveil statistical data on the 2013 China leasing market, foster a thorough understanding of the current status and developmental potential of the market. They will share the experience on product models and avoid the homogenization of products. There is no doubt that this summit will provide a premier platform for its delegates to establish strategic cooperative partnerships, expand business. We firmly believe that your outstanding industrial background and broad knowledge would contribute significantly to the quality and scope of this summit."

http://www.duxes-events.com/lease14/

 

September 4-6
2014 Eastern Regional Meeting
Lord Baltimore Hotel
Baltimore, MD

September 10-12
Canadian Finance and Leasing Association
The Fairmont Chateau Whistler
Whistler, British Columbia

September 18-20

Hyatt Regency San Antonio Riverwalk
123 Losoya Street
San Antonio, Texas  78205
United States

 

September 19 - 20, 2014
Tianjin, China
Sudhir Amembal: 
The First Global Leasing Industry Competitiveness Forum
For More Information:
kelly@amembalandassociates.com

Qualified leasing professionals from outside of China will not be charged any registration fees. They are, however, expected to pay for all their travel expenses including accommodations and meals at the venue.

From the Chinese side, the speakers will include prominent leasing company executives and supportive governmental representatives; from the international side, the speakers will be drawn from senior executives from leading leasing companies and others who have played a vital role in leasing's international growth.

Confirmed speakers include:
• Bob Rinaldi, Chairman-Elect, ELFA, U.S.A.
• Jukka Salonen, Chairman, Leaseurope, Finland
• Arnaldo Rodriguez, President, CSI International, Spain
• Fred Sasser, Chairman, Chicago Freight Rail, U.S.A.
• Esteban Gaviria, CEO, Leasing Bancolombia, Colombia

October 19-21
2014 53rd Annual Convention
Manchester Grand Hyatt
San Diego, CA

November 5-7
34th Annual AGLF Fall Conference
Loews Ventana Canyon
Tucson, Arizona

November 6 - 8
2014 Western Regional Meeting
Hyatt Regency Irvine
Irvine, CA

November 12 - 14
Commercial Finance Association
70th Annual Convention
Washington Marriott Wardman Park
Washington, D.C.

 

November 16 -17
NJ Expo Regional
Teaneck, New Jersey
(Sunday evening- All Day Monday)

 

November 18 - 21, 2014
Istanbul, Turkey
The Third Annual Operating Lease Conference

"Three prominent and qualified speakers have been added to the agenda.
They are: Stephan van Beek, Senior Director Sales & Marketing Development - EMEA, Oracle Financing, an expert on software leasing; Arnaldo Rodriguez, President – International Division, CSI Leasing, who is the epitome of having successfully globalized the product; and, Esteban Gaviria, CEO, Leasing Bancolombia, who leads the most successful bank-held operating leasing company in Latin America. I will chair the conference and also teach a two-day seminar preceding the conference."
          Sudhir Amembal

For More Information:
kelly@amembalandassociates.com

CFA Related Conferences
http://www.leasingnews.org/PDF/CFAConferences_2014.pdf

CFA Network Calendar
http://www.leasingnews.org/PDF/CFAEventsCalendar_2014.pdf

ELFA ---2014 Schedule of Conferences, Workshops
and e-Learning Opportunities
http://www.leasingnews.org/PDF/ELFA2014ScheduleInfo_1212014.pdf

 

  

News Briefs----

Element Financial Declares Quarterly Preferred Shares Dividends
http://www.leasingnews.org/PDF/ElementQ2Dividends_62014.pdf

Number of car loans up by over 30%
http://www.ababj.com/component/k2/item/4683-auto-lending-stays-in-high-gear

Buyers, refinancers seize low mortgages
http://www.bankrate.com/finance/mortgages/mortgage-analysis.aspx?ic_id=Top_Stories_link_1

Chase, BMO fight regulators over remains of failed bank
http://www.chicagobusiness.com/article/20140612/
NEWS01/140619932?r=6889H9290367G7A

Starbucks Tackles Another Tech Problem With Phone-Charging Mats
http://www.businessweek.com/articles/2014-06-12/starbucks-to-add-free-wireless-phone-chargers-for-customers 

 

((Please click on ad to learn more))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

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--You May Have Missed It

Death by 1,000 Cuts: Apple, Facebook and Bank Fees
http://www.bankinnovation.net/2014/06/death-by-1000-cuts-apple-facebook-and-bank-fees/

[headlines]
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SparkPeople--Live Healthier and Longer

Find Your Sole Mate: The Perfect Shoe for Every Workout
http://www.sparkpeople.com/blog/blog.asp?post=1
find_your_sole_mate_the_perfect_shoe_for_every_workout

[headlines]
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Baseball Poem

Silly Question

by

Papa Joe Chevalier

http://www.csupomona.edu/~jthuang/a5/Poem.html

The above is the web site in html and also the ability to hear the poem read by future  MLB star Johnny Nguyen

Of course I like Baseball!
I like;
All nine innings and knee high strikes
The diamond cut by flashing spikes.
The infield hit, a long home run
Doubleheaders, the radar gun.
The curve, the knuckler, slider and splitter
A slugfest or the chance no-hitter.
The majors, the minors, the kids, the vets
The "Whiz Kids," the "Amazing Mets."
The squeeze bunt and the hit and run
The double steal on three and one.
Both real and artificial grass.
The routine grounder or astro turf hop.
Signs to take and signs to steal
Beating the deadline with a late night deal.
The brush back pitch, the managers warned
The visiting star locally scorned.
Balls with eyes and rain delays
Around the horn double plays.
Walking leads and frozen ropes
Bloops, blasts and springtime hopes.
The game of the week and cable TV
Descriptions like "Good field-no-hit
Or "Say goodbye baseball" at Safeco Field
Diving catches and trapped fly balls
Coaches sweating on 3-2 calls.
The pickoff move and stealing home
Games in the sun or under a dome.
Walks, balks, and fielders choices
An irate skipper getting the gate.
Cold soda, peanuts and ball park franks
Sometimes even the New York Yanks.
For all this and more I have good reason
To be pleased that it's Baseball season.
And if you guys don't mind suggestions,
Go somewhere else with your silly questions!

 

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Sports Briefs----

Brazil Wins, Without Style
http://www.nytimes.com/2014/06/13/sports/worldcup/world-cup-2014-brazil-wins-opening-match-against-croatia.html

Let the Soccer Drama Begin
http://www.nytimes.com/2014/06/12/sports/worldcup/2014-world-cup-group-preview-from-a-to-h.html

Shelly Sterling Moves to Take Control Over Clippers Sale
http://www.courthousenews.com/2014/06/11/68662.htm

Miami investigators find no crime in case involving Kaepernick, others
http://www.sacbee.com/2014/06/12/6478769/miami-investigators-find-no-crime.html

Tony Romo: Joe Montana won two Super Bowls after having same back surgery;  ‘I’ll be able to play for a while’
http://cowboysblog.dallasnews.com/2014/06/tony-romo-joe-montana-won-two-super-bowls-after-having-same-back-surgery-ill-be-able-to-play-for-a-while.html/

[headlines]
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California Nuts Briefs---

Los Angeles joins fight for George Lucas museum
http://www.chicagotribune.com/business/breaking/chi-george-lucas-museum-los-angeles-20140611,0,379389.story

Why a Northern California Tribe spent millions on an anti-Redskins ad during the NBA Finals
http://www.sacbee.com/2014/06/11/6475788/yolo-tribe-pays-for-anti-redskins.html 

Huey Lewis and the News: Still playing after all these years
http://www.marinij.com/marinnews/ci_25951941/huey-lewis-and-news-still-playing-after-all

[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Hundreds of US winery owners 'considering sale', say analysts
http://www.decanter.com/news/wine-news/587094/hundreds-of-us-winery-owners-considering-sale-say-analysts

Hailstorms wipe out Bordeaux crops
http://www.thedrinksbusiness.com/2014/06/hailstorms-wipe-out-bordeaux-crops/?article-source=newsletter&source=896&date=2014-06-11  

Early crop shows signs of a fine finish for Monterey County grower
http://westernfarmpress.com/grapes/early-crop-shows-signs-fine-finish-monterey-county-grower

World’s most extreme vineyards
http://www.thedrinksbusiness.com/2014/06/worlds-most-extreme-vineyards/

Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm