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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   


Monday, June 12, 2017


Today's Equipment Leasing Headlines

Position Wanted – Operations
  Work Remotely or Relocate for Right Opportunity
Top Stories: June 6 - June 8
   (Opened Most by Readers)
Pawnee Leasing Updated
    Funder List "A"
ELFA Credit & Collections Management Conference
  by Ben Carlile
Leasing Industry Ads---Help Wanted
   How to Obtain a Help Wanted Ad
Sales Makes it Happen by Scott Wheeler, CLFP
   Loving "Life"
Electric Vehicles Are Coming Off a Record Year,
  But Remain Very Far from the Mainstream
Academy for Lease & Finance Professionals
    Four Spaces Left-San Francisco-June 22
Live Oak Bank Debuts Pharmacy Equipment Finance Solution
  "Lending Close to $750 Million to the Industry since 2010"
Labrador Retriever/Mix
  Des Moines, Iowa  Adopt a Dog
   Leasing News
Display Advertising
News Briefs---
Bay Area software firm will move work to China
  because of ‘stupid and self-defeating’ H-1B visa cap

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device 

You May have Missed---
 Baseball Poem
  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in American History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.



Please send a colleague and ask them to subscribe. We are free.
Email kitmenkin@leasingnews.org and in subject line: subscribe


[headlines]

--------------------------------------------------------------

Position Wanted – Operations
Work Remotely or Relocate for Right Opportunity

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry.  These ads also can be accessed directly on the website at:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Operations


5 time Presidents Club Franchise Player with 20+ years in Logistics, Collections, Technology Pricing/Appraisal ( NAPA) Certified, Portfolio Appraisal Inventory receivable proficient, Management Control System Developer & Specialist. Proactive communications & Equipment Dealer Specialist for Healthcare/Printing/Office Equipment & Industrial portfolios. Specialist in ALL Inventory receivable channels.
Daniel.Delpriora@gmail.com

 

Bookmark Leasing News

 

[headlines]
--------------------------------------------------------------

Top Stories: June 6 - June 8
(Opened Most by Readers)

(1) Bad Guys: Companies who utilize Evergreen Clauses
          for Extra Lease Payments
http://leasingnews.org/archives/Jun2017/06_08.htm#bad

(2) Funders Looking for New Broker Business
Updated
http://leasingnews.org/archives/Jun2017/06_08.htm#looking

(3) Is There a Further Divide in Leasing and Financing?
           by Christopher Menkin
http://leasingnews.org/archives/Jun2017/06_06.htm#divide

(4) 10 Avoidable Mistakes Salespeople Make
      Sales Makes it Happen by Jim Acee
http://leasingnews.org/archives/Jun2017/06_06.htm#10

(5) New Hires---Promotions in the Leasing Business
            and Related Industries
http://leasingnews.org/archives/Jun2017/06_08.htm#hires

(6) The Tsunami of Store Closure is Doubling in Size
            by Hayley Peterson, Business Inside
http://leasingnews.org/archives/Jun2017/06_06.htm#chart

(7) Here is List of New 72 Sears Location Closing
  They Are Adding to 180 Store Closing List
https://www.yahoo.com/finance/news/sears-closing-72-stores-heres-21040001

(8) Revitalizing Your Content Marketing Campaign
        FinTech #102 by Alex Vasilakos
http://leasingnews.org/archives/Jun2017/06_08.htm#fintech

(9) Nevada  Governor Signs Bill Banning Dog Leasing
  Bill Becomes Effective July 1, 2017
https://www.usatoday.com/story/news/nation-now/2017/06/05/nevada-dog-leasing-bill/369568001/

(10) Leasing and Finance Conferences
New Places and Dates Added
http://leasingnews.org/archives/Jun2017/06_08.htm#conferences

 

 

[headlines]
--------------------------------------------------------------

 

Pawnee Leasing Updated
Funder List "A"

 

A -Accepts Broker Business | B -Requires Broker be Licensed C -Sub-Broker Program
| D -"Private label Program" | E - Also "in house" salesmen

Name
In Business Since 
Contact
Website
Leasing Association
Employees
Geo 
Area
Dollar
Amount
Business Reports
A
B
C
D
E
Pawnee Leasing
Corporation

1982 
Gary H. Souverein President 
(800) 864-4266 ext. 222Gary@pawneeleasing.com
www.pawneeleasing.com
ELFA, NAELB & NEFA 
(Click here for
further description
)
85
48 contiguous states
$1,000 - $200,000 
Y
Y
N*
Y
N

 

“footnote”
“Pawnee Leasing Corporation - * As for re-brokered transactions, we do consider when notified at the point of submission. We require the company, and personal name of the individual that originated the application.

“Pawnee Leasing Corporation is a small-ticket equipment leasing company specializing in providing business equipment Leases for equipment financing from $1,000 – $200,000 for all credit types. Founded in 1982, we originate all of our leases through an independent network of lease brokers and conduct business in all of the lower 48 states of the U.S. We are active members and leaders in several industry trade associations including the National Association of Equipment Leasing Brokers (NAELB), National Equipment Finance Association (NEFA), and the Equipment Leasing and Finance Association (ELFA).”

Rules for Funder List “A”
There is no advertising fee or charge for a listing. They are “free. “Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

To qualify for this list, the company must be a "funder" and not a "Broker/Lessor" or "Super Broker/Lessor".  The company may sell off its portfolio from time to time, but the definition is for a company or financial institution where 50% or more of its business is from actually "funding" transactions themselves, where they are on "recourse." Every non-public company's  banker and/or investor(s) are contacted to verify this.
Leasing News reserves the right to not list a company who does not meet these qualifications.

We encourage companies who are listed to contact us for any change or addition they would like to make. Adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers are very much encouraged.

(To apply to be listed, e-mail kitmenkin@leasingnews.org.)

Full List
http://www.leasingnews.org/Funders_Only/Funders.htm

 

 

[headlines]
--------------------------------------------------------------

 

ELFA Credit & Collections Management Conference
by Ben Carlile

During June 4 through 6, more than 130 Equipment Leasing and Finance Association Credit and Collections Managers gathered at the Hyatt Regency in Baltimore’s Inner Harbor for the 2017 Credit & Collections Management Conference. The conference was chaired by Michael (Mic) Mount from US Bank Equipment Finance. Attendees received updates on the state of various equipment industries from ELFA member experts, as well as updated delinquency projections per industry from PayNet, Inc. Satyam Panday, Ph.D., an economist from S&P, provided an update on the state of the U.S. economy which is expected to continue its moderate improvement.

The most frequently discussed topics included regulatory compliance, fostering emerging talent in our industry, managed solutions (how to finance equipment bundled with software and services), new trends in analytics, innovation, cybersecurity and famous fraud cases.

Below are some highlights of three sessions. The innovation session included two guest speakers.

 

  1. Shift Happens – Shaping Innovation
Valerie Sherry – Academy for Innovation & Entrepreneurship, University of Maryland

Yes, you can learn to be an innovator or entrepreneur!

 Innovation is a process, not an event: encourage it and practice it

  • Embrace a Growth Mindset to challenge the status quo and take risks
  • Apply Associational Thinking, creative collisions of ideas: Steve Jobs – Calligraphy class to Apple Mac font elegance
  • Question, Observe, Network & Experiment

Example of networking

                Discovery-Driven Executives network with people not like them to learn new surprising things, and gain new perspectives
                Delivery-Driven Executives network with people with power to access resources, makes sales and execute
            Innovation Design Process: Empathize, Define, Ideate, Prototype and Test

  • Jeff Bezos (Amazon), Tony Hsieh (Zappos), Reed Hastings (Netflix), etc.
  • How can your company foster innovation?

John Minalga – Chief Analytical Officer, Swift Capital

Swift Capital: venture-backed, 250 employees, $1B funding to >18k small businesses, 100% YoY growth

The importance of joining marketing analytics with risk strategy analytics

Goal: generate leads that are most likely to respond & convert into lifetime profitable value opportunities

  • Targeted “Push” marketing is more efficient than online “Pull” marketing in obtaining the desired small business opportunities
  • Obtain this information about prospects: Who are you? Are you an ideal target? Are you in motion to finance soon?
  • Combine single, aggregated and forward-looking data points:
  • B2B spend, firmographical info, new business alerts, social media presence, online buyer intent, commercial credit, public records, “in the market” activity

Process chronology: collecting the right data, identifying insights, hypothesis testing, predictive analytics

Predicting prospects performance upfront delivers superior risk discrimination for marketing

Advantages include:

  • Foresee and plan for future opportunities before they occur
  • Upfront targeting strategies can mitigate risk and identify the most profitable customers with better pull-through rates
  • Market to businesses that may not quality now but have near term potential
  • Increase market share by anticipating needs and getting the right offer out to the right prospect ahead of competition

  1. CyberSecurity

Risks are growing: both the type of risks and the quantity.

Federal and state laws now apply, including:

  • New York’s new Part 500 of 23 NYCRR (effective March, 2017)
  • The California Breach Report (2016) https://oag.ca.gov/breachreport2016
  • Federal Gramm-Leach-Bliley Act (1999) and the new proposed legislation in Congress
  • Lenders have liability to customers and others. Lenders may be liable for behavior of some third party servicers.

    The additional costs due to cyber breach can be substantial.

    Best practices:
  • Know the applicable laws and how to comply
  • Create and implement a Written Information Security Policy (WISP) for your firm.
  • Use attorney-client privilege to protect disclosure
  • Buy appropriate cybersecurity insurance
  • Update your lease and loan disclaimer and indemnity provisions

For more information, contact attorney Robert Cohen at (516) 873-2000

  1. Famous Fraud Cases
Legal definition of fraud

Association of Certified Fraud Examiners’ estimate of global fraud losses exceed $3.5 trillion per year:
-Average fraud takes 18 month to detect
-50% of losses are never recovered

“Red Flags” are evident in > 80% of cases

Types of equipment finance frauds: phony equipment, double financing, fraudulent credit application/financial info, impersonation, collusion, investor fraud, identity theft, etc.

Famous equipment finance frauds include: Cyberco Holdings, Wildwood Industries, NorVergence, CapitalWerks, Allied Healthcare, Allserve Systems, E.A.R. Inc., etc.

Equipment finance fraud is most prevalent during times of high lender competition and growth. The fraud cycle.

The fraudulent mind (from ACFE Course “Inside the Fraudster’s Mind”)

- The Albrecht Scale measures 3 basic factors that foment fraud: Situational pressures, opportunities to commit fraud, and variances of personal integrity

- Additional personal red flags: Living beyond means, strong desire for gain, high personal debt, male, pay not commensurate with job, wheeler-dealer, desire to beat the system, gambler

- Ten thinking errors of unethical behaviors:
1. Rationalization
2. Instant gratification
3. Disregard for authority & rules
4. Overly optimistic
5. Entitlement
6. Lack of remorse
7. Peer or financial pressure
8. Lacks fear of punishment
9. Egoism
10. Diffusion of harm

Fraudsters are typically blind to the ethical dimensions. They see things differently.

Proving fraud is difficult:

High burden of proof: clear and convincing evidence must prove all 5 assertions:
1. Material misrepresentation
2. Knowledge it wasn’t true, intent to deceive, victim relied on false statements and victim was materially harmed
3. Intent to deceive
4. Victim relied on false statements
5. Victim was materially harmed

General guidelines for reducing fraud:

- Be disciplined. Underwrite to your Risk Appetite Statement.
- Know who you are doing business with. Use through onboarding diligence.
- Know your equipment and inspect it
- If it’s too good to be true...it is!
- Use specific fraud prevention, detection and response procedures. Apply common sense.
- Trust but verify. Use strong training and internal controls.
- Use dealer agreements with monitoring and periodic reviews.
- Stay current with news, trends, technology and best practices.

 


Ben Carlile
Small Business Lending Expertise
Alternative Non-Bank Underwriting
Risk Management, Collections, Operations
bencarlile9@gmail.com 
www.linkedin.com/in/bencarlile 
415.209.3271


Credit and Collections 102 Previous Articles
http://www.leasingnews.org/Conscious-Top%20Stories/credit_collections102.htm

 


[headlines]
--------------------------------------------------------------

  Leasing Industry Ads---Help Wanted

Cost

Logo on top is free, as well as the web address and information about the address at the bottom. Lines are $595 for the first four and $40 for each additional line or space. The ad will appear for 21 days. For returning advertisers during the year, Leasing News offers 30 days and a reduced rate.

Note: most ads point to a full job description as well as click to an email address.
kitmenkin@leasingnews.org

Leasing News puts a "help wanted" on top of the "masthead" so it is the first thing that a reader sees when they open the news edition or go to the website. The ad is changed in each news edition. It is designed to be a "display ad," not a "classified ad."

In addition to the masthead position, the "help wanted" ad also appears in the "news briefs" section, the second most-read section, and it is rotated in each news edition. It is not hidden. It is clearly visible.
The full section of "help wanted ads” also appears in each news edition, in each edition, as well as appears on the web site. It also is not “hidden.”

The idea of the ad is to draw attention, and have the reader interested in what the company offers from the advertisement rather than a "job description."

Most ads then direct the reader to their website for a full job description, if interested, or to a separate flyer. The main idea is to get the reader to make an inquiry.


 

[headlines]
--------------------------------------------------------------

Sales Makes it Happen
by Scott Wheeler, CLFP

Loving "Life"

Successful originators in the commercial equipment leasing and finance industry know the meaning of "Fun." Successful originators love to:

  • Explore new opportunities
  • Reach out and prospect new vendors & end-users
  • Help businesses acquire needed equipment to grow
  • Structure unique solutions to meet the needs of their clients
  • Build meaningful relationships and fully understand what makes a client successful
  • Visit their vendors and end-users to observe first-hand how their services provide superior benefits
  • Participate in industry events and meet their peers
  • Provide personal service to their vendors  and end-users
  • Ask the tough questions and submit complete  credit packages to expedite the decision-making process
  • Win deals away from their "big" competitors
  • Be paid based upon their personal efforts and successes
  • Be part of a winning team

2017 is a great time to be a leader in the industry. The opportunities are unlimited for those originators who are willing to engage fully and to maximize their results every day. Life is good. Business is strong. Top originators are "loving life."
 

Available Here:
https://www.createspace.com/5355516

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com

Sales Makes it Happen articles:
http://www.leasingnews.org/Legacy/index.html


[headlines]
--------------------------------------------------------------

Electric Vehicles Are Coming Off a Record Year,
But Remain Very Far from the Mainstream

by Jeff Dunn, Business Insider

Electric vehicles are on the increase, but it’s all relative.

According to a report released this week by the International Energy Agency, the total number of electric cars on roads around the world surpassed two million in 2016. More than 750,000 of those registrations came last year, continuing a trend of steady global growth, largely off the back of continued EV adoption in China.

But while more is better, electric vehicles remain a small niche. As this chart from Statista shows, those EV registrations only made up around one percent of the total market. The IEA says that two-million figure only represented 0.2% of the light-duty vehicles on the road last year.

That’s not great, but on the flip side, it means there’s still plenty of room for growth. That should be easier as electric vehicles continue to get better and more affordable.

 

 

[headlines]
--------------------------------------------------------------

Academy for Lease & Finance Professionals
Four Spaces Left-San Francisco - June 22

The Certified Lease and Finance Professional Foundation offers a variety of study tools to help candidates prepare for the exam, including the CLFP Handbook, the CLFP Mentor Program and the Academy for Lease & Finance Professionals, a three-day event designed to fully prepare an individual to sit for the CLFP exam. Upon achieving the CLFP designation, recipients must meet ongoing requirements to maintain their elite status as a CLFP in Good Standing and retain the license to use the designation.


Academy Classes

Academy for Lease & Finance Professionals - San Francisco, CA hosted by Allegiant Partners and Ivory Consulting Corp.  (four spaces left)
Thursday, June 22, 2017 8:00 AM • Crowne Plaza - Concord/Walnut Creek, California
http://www.clfpfoundation.org/event-2472477

Academy for Lease & Finance Professionals - Seattle area hosted by Orion First Financial  SOLD OUT
Thursday, July 20, 2017 8:00 AM • Orion First Financial - Gig Harbor, Washington
http://www.clfpfoundation.org/event-2431186

Academy for Lease & Finance Professionals - Dover, NH hosted by Ascentium Capital
Thursday, August 17, 2017 8:00 AM (EDT) • Dover, New Hampshire
http://www.clfpfoundation.org/event-2452389

Academy for Lease & Finance Professionals - Southern California Hosted by First National Capital
Thursday, October 12, 2017 8:00 AM • First National Capital, 
Foothill Ranch, California
http://www.clfpfoundation.org/event-2465907

Mentor Program

The Mentor Program was created to assist candidates preparing to take the CLFP Exam. The Program is voluntary and is offered at no additional cost to the candidate.

A candidate will be assigned a Mentor upon request following formal application and receipt of fee for the CLFP Exam. Candidates are matched with a mentor who is knowledgeable in areas of the Body of Knowledge of interest to the candidate. Or, the candidate may request a specific individual.

All Mentors hold the CLFP designation and will answer questions about the conduct of the exam, assist the candidate in understanding and interpreting areas of the Body of Knowledge, and generally provide intellectual, experiential and moral support.

Mentors are not instructors or tutors. The candidate is expected to learn the required material on his or her own by studying written materials, by taking available industry courses, and through industry work experience.  Mentors will provide clarification and interpretation for subjects the candidate has already studied. For instance, the Mentor will clarify Present Value Theory, but will not teach the Theory.

Tips on Preparing for the CLFP Exam:
http://www.clfpfoundation.org/TipsOnPreparingForTheCFLPExam

[headlines]
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##### Press Release ############################

Live Oak Bank Debuts Pharmacy Equipment Finance Solution
  "Lending Close to $750Millioon to the Industry since 2010"

(Bank is also into Solar Equipment Leasing)

WILMINGTON, N.C. – Live Oak Bancshares is now offering pharmacies an equipment finance solution that maximizes return on investment. With Live Oak Bank equipment leasing, pharmacies can acquire the equipment they need to successfully run their business while matching lease payments with their budget, cash flow and anticipated additional revenue.


Jimmy Neil
General Manager
Pharmacy Lending
Live Oak Bank

“We work with pharmacy owners every day and we know the sticker shock that often accompanies new equipment purchases,” stated Jimmy Neil, general manager of pharmacy lending at Live Oak Bank. “We developed this product to alleviate that stress through a simple, cost-effective solution.”

"We work with pharmacy owners every day and we know the sticker shock that often accompanies new equipment purchases.” Capital finance leases for pharmacies require no money down, offer predictable payments and a $1 buyout at the end of the lease term. Customers can also benefit from bundling the cost of equipment, installation, maintenance and more into a single, easy-to-manage solution.

This solution is a natural extension of Live Oak’s ongoing partnership with pharmacies. The bank has deep roots and extensive expertise in the pharmacy industry, lending close to $750 million to the industry since 2010.


Scott Preiser
General Manger, Equipment Leasing
Domain Expert, Solar Equipment Leasing
Live Oak Bank

“Simply put, this solution helps pharmacies compete in an increasingly crowded marketplace by maximizing ROI,” added Scott Preiser, general manager of equipment leasing at Live Oak Bank.

http://investor.liveoakbank.com/phoenix.zhtml?c=253224&p=irol-newsArticle&ID=2266094

### Press Release ############################

 


[headlines]
--------------------------------------------------------------

Labrador Retriever/Mix
Des Moines, Iowa  Adopt-a-Dog


Buddy
Male
Age: 9 years, 10 months
Color: Black
Declawed: No
Housetrained: Unknown
No Dogs
Not Cates
DM Location
Adoption Price: $100

"Buddy is a very sweet and loving dog who does well in a quiet home. He loves to go for walks or short runs and would prefer a home with a fenced yard. Buddy does have some storm and separation anxiety, so he would really prefer to have someone who is home often. If you're looking for a low key dog and don't mind his few anxieties, Buddy could be a great addition to your home."

Adoption process

Furry Friends Refuge requires that you meet with any animal you are interested in adopting prior to putting in an application. Potential adopters are welcome to visit our animals during our adoption hours or by prearranged appointment. All adopters must be at least 18 years of age and must complete an application. All animals adopted from Furry Friends Refuge must be adopted as companion animals.

Adoption questions: adoptions@furryfriendsrefuge.org

Furry Friends Refuge
1723 Grand Ave.
Des Moines, IA 50309

Des Moines hours are:
Weekdays: 10 a.m. to 2 p.m.,
and 4 to 8 p.m.
Weekends: 11 a.m. to 3 p.m.

Adopt a Pet
http://www.adoptapet.com/

 

[headlines]
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Display Advertising

Leasing News does not do small or flashing banner ads, but what are considered “display ads.” They are larger, with more information, and are not placed at random. They are specifically displayed in news stories that will appeal to the clients the “display ad” is directed. The ads are placed by the editor in each news edition.

Prices Vary and depend on the term chosen

Longer terms as well as a "mix and match of sizes" are available.Most longer term advertisers have ads that rotate, meaning a different ad appears in each news edition.

Discount: Quarterly Semi-annual
One Month Three Months Six Months One Year
$695 $650 $600 $550
$895 $795 $750 $700
$995 $885 $850 $800

$695.00
6.5W X 2.5 H
468W X 180H

$895
6.5" W X 2.5" H
468W X 180H

$995
6.5" W X 4" H
468W X 288H

Sizes are approximate and may vary, depending on the ad.

 

[headlines]
--------------------------------------------------------------


News Briefs---

Bay Area software firm will move work to China
  because of ‘stupid and self-defeating’ H-1B visa cap
http://www.siliconbeat.com/2017/06/09/h-1b-blamed-bay-area-software-firm-will-move-work-to-china-because-of-stupid-and-self-defeating-visa-cap/




[headlines]
--------------------------------------------------------------

You May Have Missed---

Best Things to Do in Maryland
https://www.jenreviews.com/best-things-to-do-in-maryland/


[headlines]
--------------------------------------------------------------

Poem ---

   Play at the Plate

From the book

"That Sweet Diamond"

by Paul B. Janeczko, Carole Katchen (Illustrator)

 

Some
watch the ball
short hop the wall and
the right fielder-who
can't pick it up fast enough -
finally snatch it
sling it
to the impatient cut-off man,
who throws home
almost before he turns.

 

Some
watch the runner
barely
toe the inside corner of third,
eyes on
the coach's windmill arm
signaling haste.

 
All
watch the meeting place:
the catcher begging for the ball
so he can sweep the tag
at the runner beginning
his slide
before the umpire,
holding his mask
behind his back
as casually as a satin heart
of valentine candy,
signals the meeting over,
the runner safe.

[headlines]
--------------------------------------------------------------


Sports Briefs----

Derek Carr could be league's first $25M quarterback
http://www.theredzone.org/BlogDescription/tabid/61/EntryId/63720/Derek-Carr-could-be-league-s-first--25M-quarterback/Default.aspx

 Stephen Curry, Warriors succumb to Cavaliers’ game plan
http://www.mercurynews.com/2017/06/10/defining-matchup-stephen-curry-warriors-succumb-to-cavaliers-game-plan/

Rafael Nadal Wins His 10th French Open Title
   Dominating Stan Wawrinka
https://www.nytimes.com/2017/06/11/sports/tennis/rafael-nadal-wins-his-10th-french-open-title-dominating-stan-wawrinka.html


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

Google village would be a boon for San Jose,
   but not everyone is impressed
http://www.mercurynews.com/2017/06/11/san-joses-google-village-wouls-displace-some-businesses/

New oversight of groundwater taking shape in Sonoma County
http://www.pressdemocrat.com/news/7076338-181/new-oversight-of-groundwater-taking?artslide=0

 

[headlines]
--------------------------------------------------------------




“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Napa Cabernet Prices Raise Concern
https://www.winesandvines.com/template.cfm
?section=news&content=185502

700 Wineries, 5,500 Wines: Canada's National Winery Directory
     now features over 5,500 Canadian wines
https://www.winebusiness.com/news/?go=getArticle&dataid=185604

The secret to great wine? Organic chemistry
http://cen.acs.org/articles/95/i24/Organic-chemistry-The-secret-to-great-wine.html


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in American History

     1665 - New Amsterdam legally became British and was renamed New York after English Duke of York.  England installed a municipal government in the former Dutch settlement.
    1771 - Patrick Gass (1771-1870) was born in Falling Springs, PA.  He was a Sergeant of the Lewis & Clark Expedition who wrote a famous book of the exhibition, “Corps of Discovery” that is still available.
http://www.amazon.com/exec/obidos/ASIN/0878423516/
greatdividetours/102-3693736-6012943
    1775 - The first U.S. Naval battle in the Revolutionary War took place when Captain James Moore of the British schooner Margaretta arrived in the harbor of Machias, Maine, and ordered the inhabitants to take down a liberty pole they had erected. The townspeople, led by Jeremiah and John O'Brien, set out in a confiscated sloop, the Unity, and in a hand-to-hand encounter captured the Margaretta and confiscated her cannons. The captured crew was marched overland to Cambridge, MA where they were turned over to General George Washington. The American loss was four killed and eight wounded.
    1775 – British Gen. Gage declared martial law in Massachusetts. The British offered a pardon to all colonists who lay down their arms. There would be only two exceptions to the amnesty: Samuel Adams and John Hancock, who if captured, were to be hanged.
    1776 - Virginia's colonial legislature became the first to adopt a Bill of Rights. The Virginia Declaration of Rights granted every individual the right to the enjoyment of life and liberty and to acquire and possess property. The Virginia document was written by George Mason and was a precursor to the Declaration of Independence. Mason refused to endorse the Declaration of Independence because it did not include a Bill of Rights.
    1787 - Law passed providing a US Senator must be at least 30 years old
    1806 – The designer of the Brooklyn Bridge, John A. Roebling, was born in Prussia.  He also designed 10 other bridges across eastern and Midwestern rivers.
    1813 - The Revenue cutter Surveyor, at anchor in the York River, Virginia, was surprised by a three-barge attack force launched from the British frigate HMS Narcissus. Outnumbered 50 to 15, the cuttermen wounded seven and killed three of the enemy before the cutter was captured. The British commanding officer of Narcissus was so impressed by "the determined way in which her deck was disputed, inch by inch," in hand-to-hand combat, he returned to Revenue Captain William Travis, the commanding officer of Surveyor, "the sword you had so nobly used."
    1838 - The Iowa Territory was organized.
    1849 – The gas mask was patented by Lewis Haslett, Louisville, KY.
    1859 – The Comstock Lode (silver) was discovered in Nevada.
    1861 - Missouri Governor Claiborne Jackson called for 50,000 volunteers to stop Federal troops from taking over his state.  When Union troops in St. Louis jailed the local militia, fighting broke out and Jackson declared Missouri to be a free republic. In November 1861, the Confederacy recognized Missouri as its twelfth state, but the Union was increasingly dominant, and Jackson and his colleagues fled to Arkansas, pending a new invasion. Before this could happen, Jackson died of stomach cancer at Little Rock.
    1864 - After suffering a devastating defeat on June 3, Union General Ulysses S. Grant pulls his troops from their positions at Cold Harbor, Virginia, and moves south. Back in Washington, Lincoln fears he may lose the coming election due to the events of the Civil War and unrest of recruiting drives in the North. The North had more men and supplies (especially since they paid bonuses for recruits and allowed citizens to use substitutes.  As many immigrants entered the United States, they were both given a bonus to join, plus clothes, food, housing, and pay). This day in one of his flamboyant moves, Confederate J.E.B “Beauty” Stuart led a force of cavalry and artillery to reconnoiter Federal positions on the Peninsula. Considered the South's first hero, Stuart and his men completely encircled McLennan's forces, disrupting communications and supply lines and leading the Union forces to believe they were threatened by a much larger force. The large boost to Confederate morale was strengthened when Stonewall Jackson's forces were reinforced under orders by Robert E. Lee. Four days later, Stuart had circled the entire Yankee force, 105,000 strong, and provided Lee with crucial information. Lee dispatched Stuart, his dashing cavalry leader, and 1,200 troopers to investigate the position of McClellan's right flank. Stuart soon discovered that McClellan's right flank did not have any natural topographic features to protect it, so he continued to ride around the rest of the army in a bold display that exceeded Lee's orders. His troopers took prisoners and harassed Federal supply lines. They rode 100 miles, pursued by Union cavalry that was commanded, coincidentally, by Stuart's father-in-law, Philip St. George Cooke. The Confederate cavalry was far superior to their Yankee counterparts, and the expedition became legendary when Stuart arrived back to Richmond on June 15. The information provided to Lee helped the Confederates begin an attack that eventually drove McClellan from Richmond's doorstep. Two years later, facing a better coordinated and overwhelming Union Army, General Stuart tried this same strategy, but was fatally wounded and his unit was basically split up into other Confederate forces due to the lack of his leadership. It was said that if Stuart had arrived in Gettysburg on the first day, the outcome may have been different. The battle here was dumb luck into running into one of General Lee's contingents on the way to join him in the plan to raid Washington, D.C. Stuart was said to be the “eyes and ears” of any General Lee campaign, also considered one of the most brilliant war strategist and commander of troops.
http://www.civilwarhome.com/stuartbi.htm

http://www.jebstuart.org/
http://www.civilwarhome.com/stuartatgettysburg.htm
http://www.walmart.com/catalog/product.gsp?product_id=484237
&sourceid=0100000010991440602498

http://www.swcivilwar.com/stuart.html
http://www.spartacus.schoolnet.co.uk/USACWstuart.htm
http://www.jebstuart.net/
http://www.csa-dixie.com/deathofstuart.htm
    1868 - Birthday of Solomon (Sol) White (1868-1955) at Bellaire, OH. Baseball player, manager and sportswriter. White played five seasons in white organized baseball and the balance of his career as a player and manager in black baseball. He wrote “The History of Colored Baseball” in 1907.  http://www.pubdim.net/baseballlibrary/ballplayers/W/White_Sol.stm
    1880 - John Lee Richmond pitched the first perfect game in Major League history: Worcester 1, Cleveland's Forest City 0.
    1899 – In the country’s eighth deadliest tornado, the New Richmond Tornado killed 117 people and injured around 200.
    1915 – David Rockefeller, former CEO of Chase Manhattan Bank, was born in NYC.
    1916 - Tennis legend Bill Tilden (1916-53) made his 1st appearance at US tennis championship
    1924 - Birthday of George Herbert Walker Bush, 41st US President, amateur golfer and former college baseball player, in Milton, MA.  http://www.americanpresidents.org/presidents/president.
asp?PresidentNumber=40

    1928 - Birthday of singer Vic Damone born Vito Farinola, New York, New York.
http://www.artistdirect.com/music/artist/bio/0,,420154,00.
html?artist=Vic+Damone

http://deseretnews.com/dn/view/0,1249,150015989,00.html
http://www.sonymusic.com/cgibin/gx.cgi/AppLogic+smo.custom2.
Page?disc=tid_204471&tour=tid_204471&t=legacy%2fartist

    1929 - Anne Frank (1929-45) was born at Frankfurt, Germany.  Her family moved to Amsterdam to escape the Nazis but after Holland was invaded by Germany, they had to go into hiding. In 1942, Anne began to keep a diary given to her on her birthday. She died at Bergen-Belsen concentration camp in 1945. After the war, her father published her diary, on which a stage play and movie were later based. She is remembered today.
    1930 - Barbara Harris’ birthday in Philadelphia.  She was the first woman bishop of the Episcopalian Church. Black and lesbian, her ordination as Bishop Suffragan of Massachusetts in 1989 is still being opposed by many in the religious community.   http://www.gale.com/free_resources/whm/bio/harris_b.htm
    1930 – Jim Nabors, “Gomer Pyle” was born in Sylacauga, AL.
    1934 – The Black-McKeller Bill passed, forcing Bill Boeing’s empire to break up into Boeing United Aircraft [Technologies] & United Air Lines
    1935 – 17 year-old Ella Fitzgerald, with the Chick Webb Band, makes her record debut with “Love and Kisses” (Decca 494).
    1935 - Senator Huey Long of Louisiana made the longest speech on Senate record. The speech took 15 1/2 hours and was filled by 150,000 words.
    1938 - Count Basie and Benny Goodman bands play Madison Square Garden.
    1939 - The National Baseball Hall of Fame and Museum was dedicated at Cooperstown, NY.  The first players chosen, in 1936, for membership were Ty Cobb, Honus Wagner, Babe Ruth, Christy Mathewson and Walter Johnson. Relics and memorabilia from the history of baseball are housed at this shrine of America's national sport. http://www.baseballhalloffame.org
    1941 - Chick Corea’s birthday, born Armando Anthony "Chick" Corea in Chelsea, MA.  He established himself as a major jazz figure with his work on Miles Davis's landmark jazz-rock albums "In a Silent Way" and "Bitches Brew" in 1969. Corea continued his rock fusion experiments by forming the group Return to Forever in 1972, making extensive use of synthesizers. The group was popular on the rock circuit before disbanding in 1976. Since then, Corea has played mostly acoustic piano. http://www.chickcorea.com/
    1941 – Sportscaster Marv Albert was born in Brooklyn.
    1942 – Len Barry, lead singer of The Dovells, was born in Philadelphia.  "Bristol Stomp" (went to #2), sold over one million copies, and was awarded a gold disc and the group followed with “You Can’t Sit Down” (#3), and “Hully Gully Baby”.  He went solo in 1965 and landed with “1-2-3” (#2), and “Like a Baby”.
    1944 - In the last years of World War II, the Japanese military turned to increasingly desperate (and suicidal) attack methods. One such method was the kaiten: a kamikaze-like torpedo piloted by a crew member grateful for the honor. The sacrificial warriors would climb into 48-foot metal tubes, seat themselves in canvas chairs before a steering wheel and guidance instruments - a compass, Swiss clock, and radio - and wait to hear the fatal word: Fire! Released from the metal bands clamping it to the submarine, the kaiten began rocketing towards eternity. With a top speed of twenty knots and a range of 27 miles, it was quite a sight, although it regularly missed its target as the pilot struggled to keep the speeding missile on course. When he was successful - the kaiten was tipped with a magnetic warhead designed to explode within 25 feet of any metal hull - the pilot was vaporized upon impact, often in mid-prayer. It was impossible for a submerged "mother" sub to retrieve a kaiten, and if the pilot missed his target, he eventually ran out of fuel, and, gliding to the ocean bottom, was fatally crushed by the immense pressure. (“In Harm's Way”)
http://www.history.navy.mil/photos/sh-fornv/japan/japtp-ss/kaiten.htm
http://www.history.navy.mil/photos/sh-fornv/japan/japtp-ss/kaiten-2.htm

http://www.maritime.org/hnsa-kaiten.htm
    1944 - A third wave of Allied forces has landed. There are now 326,000 troops, 104,000 tons of supplies and 54,000 vehicles deployed in Normandy, France. Elements of US 7th Corps and 101st Airborne Division advance across the Carentan Peninsula and southwest. Also, the 4th Division is engaged at Montebourg, Crisbecq and near Azeville to the northward drive on Cherbourg. The 5th Corps assists 7th Corps and advances toward St Lo. Caumont is captured and Foret de Cerisy and the Bayeux road are reached.
    1948 - Stan Kenton Band ends tour with concert at Hollywood Bowl.
    1948 - Eddie Arcaro rode Citation to victory in the Belmont Stakes, making the colt the eighth horse to win the Triple Crown and the last until 1973.
    1948 - Ben Hogan won the US open at Riviera Country Club with a record score of 276, five strokes better than any previous Open score. For Hogan, it was the first of four Open Championships, the others coming in 1950, 1951, and 1953.
    1952 - Maurice Olley, Chevrolet's Chief Engineer, completed his chassis, code-named "Opel," which would eventually become the chassis for the 1953 Corvette. In February of 1956, Arkus-Duntov drove a modified Corvette V-8 to a two-way stock car record of 150 miles per hour at the Daytona Raceway. While the Corvette would not surpass the T-Bird in sales during the 1950s, it would fulfill GM's initial expectation in becoming the first American sports car.
http://vettes.com/RReport/RReport98/RRFall98/
Articles/History/51_54vettes.htm

http://www.millikenresearch.com/olley.html
    1955 - Top Hits
“Cherry Pink and Apple Blossom White: - Perez Prado
“Rock Around the Clock” - Bill Haley & His Comets
“Learnin' the Blues” - Frank Sinatra
“In the Jailhouse Now” - Webb Pierce
    1957 - Jerry Lee Lewis' "Whole Lotta Shakin' Goin' On" entered the Billboard country and western chart. The next week, the record made its debut on the Billboard pop chart as well. The song first sold 100,000 copies in the US South. After Lewis appeared on Steve Allen's TV show, "Whole Lotta Shakin' Goin' On" sold more than six-million copies. It would eventually top both the country and R'n'B charts, and rise to number three on the Hot 100 survey.  http://www.jerryleelewis.com/  
    1959 - Chess Records released two LPs in US - "Chuck Berry on Top" and "Go Bo Diddley".
    1959 - Sam Cooke insisted on racially integrated seating for his dual-headlining show with Jackie Wilson in Norfolk, VA.
    1961 - President John F. Kennedy signed a Presidential Proclamation calling for the American flag to be flown at the Marine Corps War Memorial in Arlington, Virginia, "at all times during the day and night." Discussions between the Attorney General's office and Marine Corps officials earlier in 1961 on improving the visibility and appearance of the monument led to the proposal to fly the Flag continuously, which by law could only be done by Congressional legislation or by Presidential proclamation. 
    1961 – In one of the first rock tours to play on the continent, Frankie Avalon began a 12-day tour of South America.
    1963 - Medgar Evers, civil rights activist and martyr, was assassinated in front of his home in Jackson, MS by KKK member Byron DeLa Beckwith. http://blackhistory.eb.com/micro/199/92.html
    1963 - Elizabeth Taylor starred in the $40,000,000 film epic, "Cleopatra". The movie certainly gave ticket buyers their money's worth. It lasted for four hours, three minutes. "Cleopatra" opened at the Rivoli Theatre in New York City on this day. Richard Burton starred as Marc Antony, Rex Harrison played Julius Caesar, Hume Cronyn played Sosigines, Carroll O'Connor was Casa and Roddy McDowell appeared as Octavian.
    1963 - Top Hits
“It's My Party” - Lesley Gore
“Sukiyaki” - Kyu Sakamoto
“Da Doo Ron Ron” - The Crystals
“Lonesome 7-7203” - Hawkshaw Hawkins
    1964 - Nelson Mandela (1918-2013), South African president and political activist, was sentenced to life imprisonment after conviction for "sabotaging" the South African government. Many American were incensed, both political and business boycotts began.
    1965 - Sonny and Cher made their US television debut, singing "Just You" on ABC-TV's American Bandstand.
    1965 - Six weeks after it entered the Billboard Hot 100, "Back in My Arms Again" becomes The Supremes’ fifth consecutive number one hit. They were the first American group to accomplish that feat.
    1965 - The Queen of England announced that The Beatles would receive the coveted MBE Award. The Order of the British Empire recognition had previously been bestowed only upon British military heroes, many of whom were so infuriated by the news, they returned their medals to the Queen. In fact, John Lennon wasn't terribly impressed with receiving the honor. He returned it for other reasons.
    1966 - The Dave Clark Five broke a record by becoming the first rock band to make 12 appearances on CBS-TV's Ed Sullivan Show.
    1967 - The US Supreme Court decision in “Loving v Virginia” swept away all 16 remaining state laws prohibiting interracial marriages. http://www.hinton.k12.ia.us/Hinton/Gov/Loving.htm
http://caselaw.lp.findlaw.com/scripts/getcase.pl?court=US&vol=388&invol=1
    1971 - Top Hits
“Want Ads” - The Honey Cone
“Rainy Days and Mondays” - Carpenters
“It's Too Late/I Feel the Earth Move” - Carole King
“You're My Man” - Lynn Anderson
    1972 – The best chicken on the planet!  Popeye’s was founded in Arabi, LA.
    1972 - Ronnie Spector finally escaped the infamous Alhambra, CA mansion of Phil Spector, barefoot and assisted by her mother, after being held there since their marriage in 1968. Ronnie, formerly lead singer of the Ronettes, reportedly escaped by crashing through the glass door at the back of the "castle," leading to deep cuts on her feet.
    1973 - Grand Funk record "We're An American Band", which will become their first US number one single by the following September.
    1973 - Emily Howell is hired by Frontier Airlines, the first woman pilot for a scheduled passenger airline in the United States. She had trained male commercial pilots for years. About six months later, Bonnie Tiburzi flew out of New York as the first woman pilot of a nationwide airline, American Airlines.
http://www.cogreatwomen.org/warner.htm
http://www.nasm.edu/nasm/aero/women_aviators/
emily_howell_warner.htm

    1974 – Hideki Matsui was born in Ishikawa, Japan.  After playing the first ten seasons of his career in Japan, he played the next seven seasons, from 2003–2009, for the New York Yankees. He was the 2009 World Series MVP which the Yankees won, their 28th World Championship.  Combining his Japanese and Major League careers, he hit 507 HRs and knocked over 1600 runs.        
    1978 – “Son of Sam”, David Berkowitz was sentenced to 365 years in prison for six killings in NYC.
    1979 - Top Hits
“Love You Inside Out” - Bee Gees
“We are Family” - Sister Sledge
“Just When I Needed You Most” - Randy Vanwarmer
“She Believes in Me” - Kenny Rogers
    1981 - Major League baseball players began a 49 day strike over free-agent compensation.
    1983 - The state of Utah was besieged by floods and mudslides. Streets in downtown Salt Lake City were sandbagged and turned into rivers of relief. The town of Thistle was completely inundated as a mudslide made a natural dam.
    1983 – The uniforms of Charlie Gehringer, #2, and Hank Greenberg, #5, were retired by the Detroit Tigers, a late honor to two Hall of Famers.  They joined Al Kaline’s #6 which was retired in 1980.
    1987 - President Ronald Reagan delivered a now-famous speech at the Brandenburg Gate in West Berlin, “General Secretary Gorbachev, if you seek peace, if you seek prosperity for the Soviet Union and Eastern Europe, if you seek liberalization: Come here to this gate! Mr. Gorbachev, open this gate! Mr. Gorbachev, tear down this wall!” Destruction began November 9, 1989 on the Berlin Wall that had divided the city for some 28 years.
    1987 - Top Hits
“You Keep Me Hangin' On” - Kim Wilde
“Always” - Atlantic Starr
“Head to Toe” - Lisa Lisa & Cult Jam
“I Will Be There” - Dan Seals
    1988 - A dozen of Canada's top songwriters were honored in Vancouver for writing songs that had been played on Canadian radio at least 100,000 times since 1965. Gene MacLellan won three of the awards from the Performing Rights Organization of Canada, including one for writing the Anne Murray hit, "Snowbird". The others were for "Put Your Hand in the Hand" and "The Call". Burton Cummings also won three awards for "Stand Tall", "Break It to Them Gently" and "These Eyes".
    1990 - Oakland A's Rickey Henderson becomes 2nd to steal 900 bases.
    1990 – Cal Ripken, Jr played in his 1,308th consecutive game, moving into second-place on the all-time list ahead of former Yankees and red Sox SS Everett Scott (1918-25). Ripken passed Lou Gehrig in 1995 when he played in his 2131st consecutive game as the all-time leader and retired with the still-record 2,632 in 1998.
    1991 - Particle Physics Laboratory in Geneva held a seminar about the World Wide Web, a new hypertext system designed by British computer scientist Tim Berners-Lee during a fellowship at CERN. In May, Berners-Lee had presented the architecture for the World Wide Web to a CERN committee and released a version of the Web on CERN's computers. Berners-Lee had been developing the system, which allowed Internet documents to "link" to each other easily, since 1989. By 1990, he had created the basic parameters of the World Wide Web, which were posted on the Internet in the summer of 1991. Berners-Lee continued to develop the Web through 1993, working with feedback from Internet users. By late 1991 and early 1992, the Web was widely discussed, and in early 1993, when Marc Andreessen and other graduate students at the University of Illinois released the Mosaic browser (Netscape's precursor), the Web rapidly became a popular communications medium.
    1991 - The Chicago Bulls won their first NBA championship. The Bulls beat the Los Angeles Lakers four games to one.  One of the NBA's greatest dynasties, they won six NBA championships between 1991 and 1998 with two three-peats. The years between the three-peats were those in which Michael Jordan retired following his father’s murder, to play minor league baseball.  All six championship teams were led by Hall of Famers Jordan, Scottie Pippen and coach Phil Jackson. The Bulls are the only NBA franchise to win multiple championships and never lose an NBA Finals in their history.
    1992 - In a letter to the U.S. Senate, Russian Boris Yeltsin stated that in the early 1950's the Soviet Union had shot down nine U.S. planes and held 12 American survivors.
    1994 - The gruesomely-murdered bodies of Nicole Brown Simpson and Ron Goldman were discovered outside Nicole's Brentwood, California condominium. Within days, actor/football legend O.J. Simpson was charged by police. He was acquitted in criminal court [1995], but found liable for the deaths in a civil suit [1997]. The murderer(s) have not been caught as of this date (or was he and let go by a “glove that did not fit?”)
    1994 – The Boeing 777 made its first flight.
    1996 - In Philadelphia, a panel of federal judges blocked a law against indecency on the internet. The panel said that the 1996 Communications Decency Act would infringe upon the free speech rights of adults.
    1997 - Interleague play began in Major League Baseball, ending a 126-year tradition of separating the major leagues until the World Series.
    1998 - Compaq Computer paid $9 billion for Digital Equipment Corp. in largest high-tech acquisition. In 2002, Compaq was acquired by Hewlett-Packard for $24.2 billion.
2002 - The Los Angeles Lakers make it three NBA Championships in
a row.
http://sportsillustrated.cnn.com/basketball/nba/2002/playoffs/news
/2002/06/12/lakers_nets_ap/

    2003 - Van Morrison, Queen, Little Richard and Phil Collins were inducted into the Songwriters Hall of Fame in a New York City ceremony.
    2009 - In the US, the switch from analog TV transmission to digital was completed.
    2012 – Alex Rodriguez tied Lou Gehrig’s record by hitting his 23rd career grand slam.  The 8th-inning blast allows the Yankees to tie the score, and Nick Swisher hit a two-run shot later that inning for a 6 - 4 win.

NBA Finals Champions

        1984 - Boston Celtics
        1991 - Chicago Bulls
        2002 - Los Angeles Lakers

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