Leasing News

Gotta tell ya....the 'Test Drive' feature on the site named in today's newsletter was tempting but I figured the 'x' in the URL probably should have been a 't'. <grin>

Other new features included: new filters to narrow searches for images, date, language, region and offensive content. New customization tools also allows users to adjust the look and feel of the site's layout and color scheme -- or skin.

Thanks!

Terry Waggoner

5555 Holly Ridge Drive

Camarillo, CA. 93012

Phone: 805.484.7513 Fax: 775.249.6568

Email: tvwagg@hotmail.com

( We got a lot more, and all we were trying to do was report on

the new features of www.hotbot.com. editor )

Terra Lycos, a provider of Internet content, tools and access, has launched a new search feature that allows users to perform searches without opening a browser.

The free "HotBot Quick-Search Deskbar" is based on the open source "Dave's Deskbar," a small textbox that allows for search while performing other desktop functions like e-mail, word processing. It also provides short cuts to other functions such as dictionary and weather.

The new deskbar comes six months after Terra Lycos redesigned the HotBot site after a period of benign neglect. The search engine's cleaner ad-free homepage give users the ability to query four popular search catalogs: AlltheWeb, Google, Inktomi and Teoma.

www.hotbot.com

[Headlines]

UAEL Regional Sherman Oaks, CA Meeting This Afternoon

United Association of Equipment Leasing Southern California Presents

Grass Roots Roundtable

Thursday, June 26, 2003

Time: 2 PM - 4 PM

Great News! Our Attendee Number is greater than expected! We are re-locating our Grass Roots Roundtable Event to a larger facility.

The Event will be held at:Citi Bank Commercial Building

15233 Ventura Blvd (at Sepulveda)

Sherman Oaks, CA 91403

UAEL Reserved a Conference. Please ask the Lobby Attendant to direct you to Conference Room. (818)-528-7596

Directions are as follows:

101 FWY North toward Sherman Oaks

Exit- Sepulveda Blvd

Travel South on Sepulveda (few blocks)

Turn Left on Moorpark Street

The Citibank Building is immediately on your Right Hand Side (15 story white bldg)

Park either in the Lot (fee) or on the Street

For questions please contact: Mohammed Ahsan (818) 843-8686 ext. 23 ; Tom Mulally (818) 784-8700; Gina Iacono (714) 834 -0127 ext. 102 ; Barbara Griffith (714) 573-9804

[Headlines]

Classified Ads---Senior Management

Senior Management: Portfolio Management Consultant; 25+years experience in Collections, Customer Satisfaction, Asset Management, Recoveries, Continuous Process Improvement, Backend Revenue Generation, Cost per Collection Analysis. $5+Billion Portfolio expertise.
email:efgefg@rogers.com

Senior Management: Baltimore, MD

25 year veteran of commercial and equipment leasing seeking a senior management position with leasing or asset based financing company in the southeast (Florida preferred)

email: kellogg_md@yahoo.com

Senior Management: Long Island, NY

Degree Banking/Finance. 13 years leasing exp. Now prez young leasing company where promises were not met. Interested in joining established firm with future. Email:bob33483@yahoo.com

Senior Management: San Francisco, CA., 25 years experience w/global leasing company, sales,marketing,business dev., P&L responsibility, asset mgmt, brokering and remarketing. Interested in joining an est. firm with a future. email:rcsteyer@yahoo.com

full list here:

http://65.209.205.32/LeasingNews/JobPostings.htm

[Headlines]

----------------------------------------------------------------------------------

Decision System Sale---to the Highest Bidder the Spoils of War

by Christopher Menkin

Leasing News reporting on this event evidently has changed

some of the players strategy and may have brought in two

new players—or to Leasing News’ attention.

The IDS Group board did recommend accepting the CapitalSream offer as it is the only firm offer they have. The other was withdrawn.

When it was withdrawn, it was the favored offer, a highly reliable

source told us. We were also informed the current management team began preparing an offer that they intend to tender at the very last minute, since

the other offer was withdrawn.

The UK rule is not twenty days as original reported, but twenty business

days, which means this must happen before the end of the month.

Negotiations are underway to also buy another leasing software company that

is also for sale as they have run out of cash and stopped development and

laid off most of their staff. Those negotiations were also approved by the

board back in January or March. Leasing News was told the seller has not agreed to terms pending the outcome of this sale. That is why CapitalStream said they raised money for "acquisitions".

Another major internet lease/finance company on the San Francisco Peninsula

is reportedly having its difficulties with creditors, especially leasing companies, and also may have run out of money.

There is another development in the works based on the lack of ability of both Wire Capital and CapitalStream. Neither software programs had a back-end accounting system. CapitalStream did partner with LeasePlus for a short time, but the partnership did not last.

This means that CapitalStream would need at least another $20 million and two to three more years of development to replace or reconstruct Infolease. This was

confirmed by three sources, one who said, “...can confirm the Infolease's system is antiquated and would take a lot to bring into this century.”

An informed source told me, “I am also being told that the (CapitalStream) management team really wants this and are arranging a much more attractive offer. Further I hear if they win watch for an immediate announcement about an acquisition by them of another competitor and development of an Oracle based InfoLease.”

The key may be that Schroeder Capital also funded Thoughtworks a few years ago and may not yet have recovered its investment. TWorks developed a product called "Seismiq" which they announced last year they were closing down. So, it appears Schroeder may attempt to merge Twins with Tworks or at least assume control of the dormant Seismiq product and try to revive it as the "new" Infolease.

CapitalStream told us they will not make any official comment until the bidding is complete for Decision Systems. Ken Duffy at Summit National did not return

our calls. By the way, Leasing News not only has readers in the United States, but the UK.

Leasing News is trying to verify some additional information

and hopes to report on the “new” players in the bidding process. It looks

like “Semper Fi” may have been right when he said it wasn’t over

until the fat lady sings.

[Headlines]

---------------------------------------------------------------------------------------------

Federal Funds 1 Point---Outer Limits

by Christopher Menkin

The radio news as I drove from signing a lease had nothing but speculation

about why the Federal Fund was cut only a quarter of a point. I was afraid

the lessee would ask me about it, comparing it to the lease contract he

was about to sign. Luckily we talked about everything but rate. The

reality was he was very busy, wanted to sign the papers, and get back

to work. He knew the lease rate was closed to one percent.

Business Writer David Sylvester of the San Jose Mercury labeled the direction of the Federal Reserve committee as taking us to the “Twilight Zone.” I can hear our ex-neighbor Rod Serling, “ You're traveling through another dimension, a dimension not only of sight and sound but of mind. A journey into a wondrous land whose boundaries are that of imagination. That's the signpost up ahead - your next stop, the Twilight Zone!”

What the Fed direction reminds me is of the longest running science-fiction show: Outer Limits ( yes, my late father wrote a few episodes.)

http://www.geocities.com/Area51/Stargate/7343/EpisodeSounds/controlvoice.wav

The reality is lenders/lessors are tighter with credit more than before as margins

are reduced and losses continue, they say. Major corporations, who themselves have entered the leasing business because of their "cash position," are equally conservative about the credit they approve. The zero finance in the auto industry goes to less than 4% who apply as the others don't qualify. There are less leasing

companies than two years ago. Ask the leasing associations about their membership, or how many turn up at a conference or regional meeting.

Leasing brokers complain that "story credits" are dead. Lenders/lessors complain their defaults and accounts receivable have never been higher, and they are plain scared, they say out loud to anyone who will listen.

As city, counties, states, cut employees, it not only means less teachers, police and firemen, but more people unemployed. Some have been on the list so long they are no longer counted. Credit card debt has never been higher. The equity in housing has never been less. The Federal Reserve can only be a cheer leader, but it is almost as funny as yesterday's press release from the Bank of America president where he said the $100,000 capital write-off would spur Small Business Administration loans.

As any small to mid-size businessperson in the United States how easy it is for

them to get a business loan.

http://two.leasingnews.org/cartoons/loans.jpg

Robert Parry was the only one who voted against the "modest" rise.

http://www.frbsf.org/images/photos/perry.gif

He is president and chief executive of the Federal Reserve Bank of San Francisco for the past 16 years. The 12th Federal Reserve District,the largest, which includes the nine western states--Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, and Washington--and American Samoa, Guam, and the Northern Mariana Islands. Branches are located in Los Angeles, Portland, Salt Lake City, and Seattle. The largest District, it covers 35 percent of the nation's landmass, ranks first in the size of its economy, and is home to approximately 20 percent of the nation's population.

Perhaps afraid to do nothing, the committee felt they had to do something. On the other hand, even though there are still many unemployed, with growing unemployment, factory orders continuing to fall, to lower the Federal Fund more might show fear. It's no secret the only segments really doing well is housing, where mortgage and real estate brokers are gaining the most profits, the were afraid to drop the rate below one percent.

It sounded to me like they really didn't know what to do. Here is the "official" press release from which you can draw your own conclusions:

### Press Release ####

The Federal Open Market Committee decided today to lower its target for the federal funds rate by 25 basis points to 1 percent. In a related action, the Board of Governors approved a 25 basis point reduction in the discount rate to 2 percent.

The Committee continues to believe that an accommodative stance of monetary policy, coupled with still robust underlying growth in productivity, is providing important ongoing support to economic activity. Recent signs point to a firming in spending, markedly improved financial conditions, and labor and product markets that are stabilizing. The economy, nonetheless, has yet to exhibit sustainable growth. With inflationary expectations subdued, the Committee judged that a slightly more expansive monetary policy would add further support for an economy which it expects to improve over time.

The Committee perceives that the upside and downside risks to the attainment of sustainable growth for the next few quarters are roughly equal. In contrast, the probability, though minor, of an unwelcome substantial fall in inflation exceeds that of a pickup in inflation from its already low level. On balance, the Committee believes that the latter concern is likely to predominate for the foreseeable future.

Voting for the FOMC monetary policy action were Alan Greenspan, Chairman; Ben S. Bernanke; Susan S. Bies; J. Alfred Broaddus, Jr.; Roger W. Ferguson, Jr.; Edward M. Gramlich; Jack Guynn; Donald L. Kohn; Michael H. Moskow; Mark W. Olson; and Jamie B. Stewart, Jr.

Voting against the action was Robert T. Parry. President Parry preferred a 50 basis point reduction in the target for the federal funds rate.

In taking the discount rate action, the Federal Reserve Board approved the requests submitted by the Boards of Directors of the Federal Reserve Banks of Boston, New York, St. Louis, Kansas City, and San Francisco.

( CHRONOLOGY-Fed funds rate changes since 1990

[Headlines]

### Press Release ###########################################

Fitch Rates Marlin Leasing Receivables VII LLC, Series 2003-1

CHICAGO----Fitch rates the Marlin Leasing Receivables VII LLC, Series 2003-1 (Marlin 2003-1) $197,290,000 class A notes 'A', the $15,090,000 class B notes 'BBB', and the $6,380,000 class C notes 'BB'. All classes privately placed pursuant to Rule 144A.

The 'A' rating on the class A notes reflects the 15.75% initial credit enhancement provided by the subordination of the class B (6.50%) and class C (2.75%) notes, overcollateralization (5.75%), the reserve account (0.75%), and residual realization proceeds. The 'BBB' rating on the class B notes reflects initial credit enhancement of 9.25% provided by the class C notes, overcollateralization, the reserve account, and residual realization proceeds. The 'BB' rating on the class C notes is based on initial credit enhancement of 6.50% provided by the reserve account, overcollateralization, and residual realization proceeds. The ratings address the payment of timely interest and ultimate payment of principal in accordance with the terms of the legal documents. The ratings also reflect the quality of the receivables and the legal structure of the transaction.

The underlying pool of contracts backing the Marlin 2003-1 notes consists primarily of small-ticket equipment leases. The issuer is expected to acquire additional contracts, subject to certain eligibility criteria, from Marlin Leasing Corporation (Marlin) during a pre-funding period that has a maximum duration of three months and is limited to 25% of the initial note balance.

At closing, a non-declining reserve account was established and funded with a deposit of 0.75% of the maximum aggregate contract principal balance. After closing, the reserve account is structured to increase to 1.00% of the sum of the initial aggregate contract principal balance (CPB) plus the amounts deposited in the pre-funding account. The account is a segregated trust account established by the indenture trustee for the benefit of the noteholders and may be used to pay interest and principal on the notes to the extent that amounts on deposit in the collection account are insufficient.

The initial discounted contract balance of Marlin 2003-1 is approximately $180.4 million. At closing, the pool contains 23,600 contracts with a weighted average seasoning of approximately six months. Prior to the prefunding period, major equipment types are copiers (19.84%), telephone systems (8.03%), computers (7.73%), water coolers (7.60%), and commercial and industrial equipment (6.70%). No other single type of equipment makes up more than 6.0% of the initial CPB. Geographic concentrations include California (12.36%), Florida (9.04%), Texas (8.76%), New York (7.28%), and New Jersey (6.04%). The average contract balance is $7,651.

Credit enhancement levels were based on an analysis of cash flow models that reflected the structural nuances of the transaction. Fitch analyzed static pool data and also took into consideration Marlin's historical performance on four prior securitizations and Marlin's total managed portfolio. Ultimately, credit enhancement levels were sized to withstand multiples of static losses at each rating level over the life of the transaction.

Located in Mount Laurel, NJ, Marlin originates and services small-ticket commercial equipment leases to small business companies through a nationwide network of vendors and brokers. Marlin has satellite offices near Denver, Colorado, and Atlanta, Georgia. Marlin was founded in June 1997.

CONTACT:

Fitch Ratings

Du Trieu, 312/368-2091 or

John H. Bella, Jr., 312/368-2058, Chicago

[Headlines]

### Press Release ###########################################

Chase Confirms It Will Exit Auto Leasing Business in New York Effective July 1, Impacting Both New York Dealers and New York Residents

NEW YORK----Chase Manhattan Automotive Finance Corporation, a subsidiary of JPMorgan Chase Bank, and the largest non-captive purchaser of loans and leases in the United States and 4th largest auto leasing company in New York, today confirmed it would exit the auto leasing business in New York effective July 1, 2003. Chase's decision was made solely in response to an outdated law, known as "vicarious liability," that holds leasing companies responsible for accidents involving their leasing customers. Chase had already publicly announced it would exit the auto leasing business in New York on July 1 if the law was not changed.

"We are disappointed that the New York Legislature did not act to save auto leasing for New York residents. Since this archaic law was not changed, millions of consumers in New York will lose an option for leasing a car that consumers in 48 other states enjoy," said Jeffrey Levine, general counsel for Chase Manhattan Automotive Finance Corporation. "Currently 1 out of every 4 New York consumers leases an automobile. In less than one week, these customers, who have already decided that leasing best meets their auto finance needs, may be unable to renew their leases and will need to seek alternative, more expensive, forms of financing," he said.

The vicarious liability laws enable an accident victim to sue the owner of the vehicle for damages no matter who was driving. The owner is defined legally as the person or business whose name is on the title. For a loan, the customer's name is on the title. For a lease, the leasing company's name is on the title. "Leasing enables consumers to drive newer, safer cars more often because the monthly payments are usually lower than on a traditional car loan. While balloon financing offers lower monthly payments than a traditional car loan, it is not as cost-effective for consumers and businesses as lease financing," said Mr. Levine.

Balloon financing is a more costly alternative than leasing for several reasons: First, on a balloon loan sales tax is paid on the entire cost of the vehicle. On a lease, sales tax is owed only on the total of your lease payments, which are always less than the cost of the entire vehicle. Second, on a lease, the financing company receives a tax depreciation benefit as the legal owner and passes this cost saving along to the consumer. On a balloon, there is no cost saving to pass along to the consumer because the consumer owns the vehicle. Finally, businesses can take a tax deduction on the entire amount of their lease payment, but on a balloon or any other type of loan, businesses typically cannot deduct the entire amount of their loan payment because of IRS restrictions.

Chase is sending another notice to all Chase-affiliated dealers in New York reminding them that effective July 1, 2003, Chase will no longer purchase lease contracts from them. Chase will honor New York lease contracts dated on or prior to July 1, 2003, as long as funding is completed by July 15, 2003. Additionally, Chase will no longer purchase lease contracts if the lessees are residents of New York, regardless of the state in which the leases were originated.

"We have made a promise that the minute this law is repealed in New York, Chase will re-introduce its lease programs to New York dealers and New York residents," said Mr. Levine. Chase remains fully committed to the leasing business in the 48 states that do not have unlimited vicarious liability.

Chase Manhattan Automotive Finance Corporation (CAF), together with its affiliates, is the largest bank purchaser of automotive retail installment contracts and leases in the U.S. With a network of more than 12,000 affiliated car dealers and two million customers nationwide, Chase Auto Finance has a portfolio in excess of $40 billion. Headquartered in Garden City, Long Island, Chase Manhattan Automotive Finance Corporation is a wholly owned subsidiary of JPMorgan Chase Bank. JPMorgan Chase Bank is a subsidiary of J.P. Morgan Chase & Co. (NYSE:JPM).

J.P. Morgan Chase & Co. is a leading global financial services firm with assets of $755 billion and operations in more than 50 countries. The firm is a leader in investment banking, financial services for consumers and businesses, financial transaction processing, investment management, private banking and private equity. A component of the Dow Jones Industrial Average, JPMorgan Chase is headquartered in New York and serves more than 30 million consumer customers nationwide, and many of the world's most prominent corporate, institutional and government clients. Information about JPMorgan Chase is available on the internet at www.jpmorganchase.com.

CONTACT:

J.P. Morgan Chase & Co., New York

Media contact: Charlotte Gilbert-Biro, 212/270-7455

charlotte.gilbertbiro@jpmchase.com

www.jpmorganchase.com

SOURCE: J.P. Morgan Chase & Co.

[Headlines]

### Press Release ##############################################

Top Three: Fayetteville, Ark.; Las Vegas, Fort Myers, Fla

By Mike Freeman

SAN DIEGO UNION-TRIBUNE STAFF WRITER

San Diego has fallen from its lofty rank as the best city in the nation for business and careers.

The question is, how much?

According to a study released today by Santa Monica-based Milken Institute, not all that far.

The economic research firm placed San Diego as the fifth-best city for business out of 296 surveyed nationwide – trailing Fayetteville, Ark.; Las Vegas, Fort Myers, Fla., and West Palm Beach, Fla.

Last year, San Diego was first in the Milken study.

There is a another study, however, that paints a different picture.

Forbes magazine, a one-time Milken Institute partner, said San Diego has taken a dive, falling from first to 27th place. Forbes released its survey last month.

Forbes and Milken had teamed up for the survey over the previous four years, announcing the results jointly. This year, though, the partners split because Forbes wanted to include new criteria to reflect the current tough economic times.

So Forbes factored in taxes, energy costs, office leasing rates and affordable housing in its survey. Adding those yardsticks severely hobbled San Diego's economic prowess, according to Forbes.

Milken used the same criteria it has for years, mostly job growth, wage and salary growth and technology growth.

Using just those benchmarks, San Diego fares well.

The region has sidestepped the massive job losses that hit other technology centers, such as the Silicon Valley, Boston and Austin, Texas.

"The diversity within the technology sector, as well as diversity throughout the economy, is one of the key reasons San Diego remains in the top five," said Ross DeVol, Milken's director of regional economics.

Which survey is right?

Forbes officials contend that companies today are focused on lowering costs. They want to locate in low-cost areas, which the Forbes survey reflects.

But Milken researchers think Forbes' criteria, particularly affordable housing, are a poor way to chart economic vitality.

"If we measure economic success by low housing costs, then Buffalo, N.Y., Rochester, N.Y., and Ithaca, N.Y., would rank high," said DeVol, who contends that manufacturing cities have been ravaged by job losses during this downturn.

"To me, to a large extent housing costs are a measure of economic success," DeVol continued. "Those regions that are growing rapidly are going to have high housing costs."

Local business leaders said each survey has merits.

"The Milken Institute measures how well a region's economy is doing over time in terms of job growth and the quality of job growth," said Erik Bruvold, spokesman for the San Diego Regional Economic Development Corp. "We know San Diego has done relatively well compared to other metro areas during this recession."

On the other hand, Bruvold said, Forbes' criteria are "a good reminder that there are issues surrounding competitiveness that we need to address, such as the high cost of housing and the high cost of energy."

In contrast to past surveys where cities with big tech clusters dominated, this year Milken found the best-performing cities earned their high marks the old-fashioned way – with traditional businesses such as retail and a growing population base.

For example, Fayetteville, Ark., rose to the top because it's near the corporate headquarters of Wal-Mart, which has benefited from penny- pinching consumers flocking to discount stores.

Las Vegas also fared well, despite the lingering tourism downturn following Sept. 11. Fort Myers made gains because of a growing population of retirees, which boosted service jobs.

San Diego was one of the few technology cities to remain in the top 10.

"San Diego has a very diverse technology base," said DeVol. "It's not heavily dependent on information technology hardware. It's more into biotech and biomedical, which acted as a key stabilizer for San Diego."

Mike Freeman: (619) 4293-1515; mike.freeman@uniontrib.com

Full Milken Report—pdf download:

http://www.newsday.com/media/acrobat/2003-06/8330737.pdf

--------------------------------------------------------------------------------------------

3^rd Annual Nigerian E-Mail Conference & Expo November 7-9

The 3rd Annual Nigerian

EMail Conference

"Write better emails. Make more moneys."

--- I am Mr. Laurent Mpeti Kabila, a senior assistant leader of the Revolutionary United Front of Sierra Leone.

---- I present to you an urgent and confidential request: I request your attendance at The 3rd Annual Nigerian EMail Conference. This is an excellent opportunity to meet your distinguished colleagues, learn new marketing techniques, and spend your hard-earned money. Attending this conference demands the highest trust, security and confidentiality between us.

Attached is the registration information, on the 3rd Annual Nigerian E-Mail

Conference & Expo.

Please note that there is "early bird" discounted registration.

http://j-walk.com/blog/docs/conference.htm

Oh No, Mr. Bill!!! More Nigerian E-mail

Since publishing the last group, and posting as “Top Stories,”

there are 266 new ones in the file—and they come from

all countries now:

Dear Sir,

This letter may come to you as a surprise due to the fact that we have

not yet met. The message could be strange but real if you pay some attention

to it.I could have notified you about it at least for the sake of your integrity.

Please accept my sincere apologies.In bringing this message of goodwill

to you,I have to say that I have no intentions of causing you any pains.

I am Mr. David Savimbi, son of the late rebel leaderjonas savimbi of Angola

who was killed on the 22nd of febuary 2002. I managed to get your contact

details through "The World Business Journal" a journal of the JohannesburgChamber

of Commerce in South Africa in the time I was desperately looking for a

trustworthy person to assist me in this confidential business.

My late father, Jonas Savimbi was able to deposit a large sum of money

in different banks in europe My father is presently death and the movement

of his family members (including me) is restricted. We are forbidden to

either travel abroad or out of our localities. Presently, the US$25,000,000.00

TWENTY FIVE MILLION DOLLARS my father transferred to Netherlands is safe and is in a security firm. Before you can get access to it i have to give you

the password I am therefore soliciting your help to have this money transferred

into your account. before my government get wind of this fund .You know

my father was a rebel leader in Angola before his death My reason for doing

this is because it will be difficult for the Angolan government to trace

my father's money to an individual's account, especially when such an individual

has no relationship ,I decided to keep that money for my family use. At

present the money is kept in a Security Company in Netherlands.

I am currently and temporarily living in Angola with my family for my

refugee status' Moreover the political climate in Angola at the moment

being so sensitive and unstable. With this password and information ,and

will send you a power of attorney to the security firm, When you are ready

i will give you the information needed before you can get access to the

fund you will then proceed to Netherlands where the US$25,000,000.00 will

be given to you as payment.

PLEASE YOUR CONFIDENTIALITY IN THIS TRANSACTION IS HIGHLY REQUIRED.

Yours sincerely,

David Savimbi.

Coulibaly Lassina

B.P 715 ABJ.12

Abidjan, Cote D'Ivoire

PLEASE YOUR URGENT ASSISTANCE IS NEEDED.

Dearest,

My name is Mr Victor Desmond. I am an orphan to

Late Dr& Mrs.Emmanuel Desmond, a top government

official in the Republic of Côte d'Ivoire.I got your

contact from a friend (by name Fernandez) who i met at

my country international Airport.

During the civil and political crisis in our

country, my father together with my mother and my

three two younger one were assassinated by heartless

elements that planted a bomb on my father's official

car. Fortunately for me, I had attended a wedding of a

cousin in another town. I am still there when the

tragedy took place. I was in coma for almost two

weeks. But I thank the Almighty God because I never

knew that I could support the shock of losing almost

my whole family.

Right now I am here in Cote d'Ivoire but very

unsafe for me. I am living in great fear and bondage.

I intend leaving this country as soon as possible but

only one thing kept me back. My late father has

deposited with a Private security company in

Europe(BELGIUM) a large sum of money. The

money,$13.5Million USD(Thirteen Million Five-hundred

ThousandUnited States Dollars), was meant for onward

transfer to a bank in Switzerland.

But unfortunately he did not complete the transaction

before his untimely death. I have contacted with the

security company's director who has certified our

claims to the money. I have the deposit documents and

all other necessary document with which my late father

made the deposit. So now I need a trust worthy person

to transact with.

I do not know you much but it took me great pains

and courage to make this move because it looks stupid

for me trying to confide in a total stranger I never

seen or met before . I want to transfer this money to

your country through your account or any other account

you may provide. By instinct I am convinced you are an

honest person and you have the capacity to handle this

transaction with me.

As soon as it is done, I will come over there to

meet you and spend the rest of our lives in your country. I

wish to invest the money into estate business and

other good business you may propose. I promise to

greatly compensate you for any assistance you may

offer us. I do not know how you may feel about

this but I want you to take this very serious and

confidential. Down here, I am living in fear due to

political crisis caused by coup plotters on the 19th

day of September,2002 and enemies of my father are

hunting for us.

Please let me know your mind concerning my proposal

to you.

You can reach me through this e-mail address

(vvic_d@yahoo.fr )as soon as possible, Please let me

have your telephone number for easier communication.

I am waiting anxiously for your reply.

May God bless you.

Your sincerely,

VICTOR DESMOND.

________________

Dear sir,

I am Mrs. S. Kokou from Ivory Coast. I am a widow being that I lost my husband a couple of months ago. My husband was a serving director of the Cocoa exporting board until his death.

He was assassinated last january by the rebels following the political uprising. Before his death he had a foreign account here in Côte d´Ivoire up to the tune of $14.5M which he told the bank was for the importation of cocoa processing machine.

I want you to do me a favour to receive this funds to a safe account in your country or any safer place as the beneficiary.

I have plans to do investment in your country, like real estate and industrial production. This is my reason for writing to you. Please if you are willing to assist me and my only son Franceur, indicate your interest in replying soonest.

Thanks and best regards .

Mrs. S. Kokou

From:IBRAHIM KHALIF JNR

TEL:+34-680-213-550

EMAIL:IBRAHIMKHALIF@MADRID.COM

Dear Sir,

It’s clear to me that this letter is coming to you as a surprise but born out of my sincere desire for assistance and to establish a business relationship,one has no doubt in your ability to handle a finanical business transaction.

Am the first son of the late minister of Labour AHMED MOHAMMED KHALIF in Kenya’s newly elected government of president Mwai Kibaki who won in the December 27th 2002 election last year outing the 39 years ruling party of Daniel Arop Moi of (KANU) in Kenya.

My father died on the 24th January 2003 in a plane crash that took place in Busia - far western province of Kenya the plane which took off crashed 500-600 meters away for it’s runway at about 6 o’clock (1500GMT) in Busia heading to lake Victoria port of Kisumu where the government officials were attending a commemoration of the death of East Africa’s nation’s leading opposition figures nine years ago, after the national burial of my father things have been very difficult for us his immediate family.

Information’s gather by my mother reveals that my late father kept some hugh amount of money to the tune of ($20,000,000.00USD) twenty million united states dollars in a trunk box and deposited to a finance/security firm in Madrid Spain due to the political instability in my country and the 39 years long ruling political party of former president.(K.A.N.U.)the money was got through sales of artifacts and iniquities during art/cultural exhibition in Madrid Spain during the early 1990’s.the money was lodged with a finance/security firm after the exhibition with an open beneficiary status that has a lodgment security code number i will reveal later on to you as our family foreign partner

Due to the aftermath of election continued hostility and instability; controversy surrounding the crash in which my father and two pilot died, other minister seriously injure, we the entire family decided to relocate from Nairobi to reliable country of choice for a better future hence we decided to look for a reliable person that will assist in investing this money into a stable and reliable means of business for our future and as soon as the money reaches you I will then come over to meet with you in person, so that we can discuss physically potential investments.

I have decided to solicit for the assistance of an honest and trustworthy person that will assist me in the withdrawal of the money for investment purposes. I cannot do it alone due to my present status, age and total ignorance in business and investment, you will be given a negotiable percentage of the money at the end of the transaction to the tune of 20% of total sum of money,2% for charity,3% for our expenses which will arise during transaction including telephone/fax bills, hotel accommodation, the balance will be invested and managed by you for my family. I hereby guarantee to you that this is not government money, drug money and not for buying of arms and weapons If you are trustworthy and interested in the proposal, contact me immediately for more detailed information on telephone number: +34-680-213-550 EMAIL:IBRAHIMKHALIF@MADRID.COM

You must maintain absolute confidentiality to ensure success, also include your personal contact details when replying. It is very important to note that during my fact-finding mission to establish ownership of the subject matter, I decided here and now to write you this letter, I will give you all proof of deposit and exsitence of money once assured and fully satisfied with your capability and honesty. I hope this will be the beginning of a prosperous relationship between you and my family.

I am looking forward from hearing from you and awaiting your quick response, thank you and God bless.

Your faithfully,

IBRAHIM KHALIF JNR

TEL:+34-680-213-550

EMAIL:IBRAHIMKHALIF@MADRID.COM

-- -

Subject: The Rosenbaum Family Trust

John Serano Financial Services

CI 224 9-65 Teleport Business Park

Bogota - Colombia

toll free: +1-800-409-4168 diverted to GSM

Telephone: +57-1-629-6000

Tele-efax +1-831-603-3012

JohnSeranoBogota@yahoo.com

Confidential

The Rosenbaum Family Trust

Dear Sir,

We have received and noted a message about the type of transactions you are trying to conduct and therefore feel that our financial capacity is of immediate interest to you.

We have more than US$ 500 million dollar available in major American banks like Bank of America, Citibank and others. These funds are owned and managed by the Rosenbaum Family Trust. These funds can be used to provide you with different kind of bank confirmations in hard copy form, via SWIFT or ktt. Such confirmations will be provided by us on your behalf and for your exclusive benefit.

We can perform this service as long as your transaction is legal and our funds are never put at risk.

We arrange such confirmations for clients, but we do not engage in the clients transaction. We do not joint venture with anybody for any reason. Our clients have to pay for our service at the time when we provide the service. We use the escrow

services of a large Swiss bank, or a bank in the US to secure payment and service.

There is a charge of 6% for this service for the first 30 days, 5% for the second month, 4% for the third month, 3% for the forth and 2% for the fifth and any further month.

Neither rates, nor the terms are negotiable. Minimum transaction is for US$ 5 million for a minimum term of 30 days. This means that you will have to have at least (6%=) US$ 300,000 in cash. Before we provide you with our offer, we require verifiable proof of the availability of these fees in cash.

We do not pay commissions. We work with principals only and directly. Brokers have to get protection from their clients.

If you want to make use of our service, please provide the answers to these questions:

Provide a complete specimen of the verbiage of the confirmation that you want us to issue. Confirm the amount of funds that you have available to pay for the arrangement of this funds confirmation. Provide a direct phone number to reach you.

We will contact you and clear any further issues personally.

Yours Sincerely,

John Serano

---

FROM THE DESK OF:DR.MUHAMMED MUSTAFA

DIRECTOR, PROJECT IMPLEMENTATION

FEDERAL MINISTRY OF HEALTH AND

SOCIAL SERVICES, DAKAR SENEGAL,

TEL:008821621229062

EMAIL:MUHMUS@indiatimes.com

STRICTLY CONFIDENTIAL

DEAR Sir/Madam,

TRANSFER OF US$25.5 MILLION INTO A PERSONAL/COMPANY'S OFFSHORE ACCOUNT

Based on the information gathered from the Ministry of Trade and

Industry, we intend to solicit your assistance on this transaction with

you on the assumption that you will not disappoint us.

We have Twenty Five Million, Five Hundred Thousand United States Dollars

(US$25,500,000.00) which we made over time from over inflated contracts

in my Ministry (Federal Ministry of Health and Social Services).

We are seeking your assistance and permission to remit this amount into

your account or any other nominated account you can provide for us.

Your commission will be 20% of the total sum, 10% for expenses and the

remaining 70% is for my colleagues and myself.

Could you please notify me of your acceptance to carry out this

transaction urgently by e-mail only on the receipt of this message.

Kindly, acknowledge the receipt of this letter by sending to me by

email a copy of this letter with your private Tel. And Fax number.

I shall in turn inform you of the modalities for a formal application

to secure the necessary approvals for the immediate release of

this fund into your account.

Thanks for your co-operation.

Yours faithfully,

Dr.Muhammed Mustafa,

YOU CAN AS WELL REACH ME THROUGH THIS EMAIL:muh_mus@indiatimes.com

FIRST BANK OF NIGERIA PLC,

FALOMO COMPLEX

Gariki - Abuja

MR.W. Otunba

Dear Good Day,

I got this contact through Mr. Victor Smith in my search for a reliable and trustworthy person to handle risk free transaction.

I am Mr. William Otunba a Branch Manager of FIRST BANK (FBN)Nigeria PLC. I have urgent and very confidential business proposition for you. On December 29th 1998,an American oil consultant/contractor with the Government of Nigeria, Mr. Michael Creek made a numbered time (Fixed) deposited for twelve calendar months, valued at US$25,800.000.00 (Twenty-five Million eight hundred Dollars) in my branch. Upon maturity, I sent a routine notification to his

forwarding address but got no reply.

After a month, we sent a reminder and finally we discovered from his contract employers, that Mr. Michael Creek died from an automobile accident. On

further investigation, I found out that he did not leave a WILL and all attempts to trace his next of kin were fruitless. I therefore made further investigation

and discovered that Mr. Michael Creek did not declare any next of kin in all his official documents, including his Bank Deposit paperwork. This sum of

US$25,800,000.00 is still sitting in the Bank and the interest is being rolled over with the principal sum at the end of each year. No one will come forward to

claim it.

According to the laws of the country, at the expiration of 5 (five) years, the money will revert to the ownership of the Government if nobody applies to

claim the funds. Consequently, my proposal is that I will like you as a foreigner to stand in as the next of kin to Mr. Michael creek so that the fruits of this

old man's labor will not get into the hands of some corrupt officials. This is simple, I will like you to provide me immediately with your full names and

address so that the attorney will prepare the necessary documents and affidavits, which will put you in place as the next of kin.

We shall employ the services of two attorneys for drafting and notarization of the WILL and obtain the necessary documents and letter of probate/administration in your favor for the transfer. A bank account in any part of the world, which you

will provide, will then facilitate the transfer of this money to you as the beneficiary/next of kin. The money will be paid into your account for us to share

in the ratio of 60% for me and 30% for you while 10% will be set aside for miscellaneous expenses.

There is no risk involved in this transaction, as very necessary paperwork for this fund, will be done by the attorney and my position as the Branch Manager

guarantees the successful execution of this transaction. Hope this mail will meet your perfect understanding. you can reach me immediately on phone 234 80 33402940

Best Regards

Mr. W. Otunba (GP)

The best still appear to be Nigerian:

ATTEN:PRESIDENT/CEO.

STRICTLY CONFIDENTIAL

I am Timi Wellington from Niger-Delta region part of Nigeria, and I work with the Nigeria National Petroleum Corporation. I was the chairman of project Award Committee. Some years ago my corporation Awarded contract to an Dutch firm to supply & construction of pipeline in my ministry (NNPC) the contract was executed and the contractors were Duly paid. We now have an over-inflated bill to the tune of U.S. $12.5m, (twelve million five hundred thousand us dollars) only. Lodges with one of the Offshore Payment Center in overseas. After several discussions with the Accountant General of the Federation, We found out that, this fund was still in the Offshore Payment Center in oversea. But for the fact that we are civil servant we are not allow to operate a foreign account. Hence my colleagues and I now decided to seek your assistance by clearing the fund from the Offshore Payment Center. We have agreed to you some percentage of the fund when you agree to assist us However, to places you in a better position of having

a claim to the said fund, we need the following from you to enable us prepare the necessary documents that will give a legal backing to the fund.

{1} YOUR PERSONAL NAME AND ADRESS OR YOUR COMPANY NAME AND ADRESS.

{2} YOUR PRIVATE TELEPHONE AND FAX NUMBERS.

Finally we have already made a proper arrangement on how you will receive the fund and all the documentation has been put in place. Be assured that, this transaction is 100% risk free. Also this transaction needs maximum confidentiality and trust. If you are interested in doing this business with us, kindly send me email immediately for more details, and you should be very to ask question Your response will be highly appreciated.

Thanks and remain bless.

Timi Wellington

---

From; Mr. Bello Fasino.

Dear friend,

l know this proposal will come to you as surprise because we have not met before in person, but I want you to know that i got to know about you from a muslem friend of mine during my search for a good foreign partner from your country, who is trustworthy, transparent and reliable in quality and in business that will receive a payment on my behalf.

However, the information I gathered so far about your personality was so positive to convince me in believing that someone like you can highly be confide in .

For succinct introduction of myself: I am Mr Ayedun Bello Fasino. I am a banker with one of the most liable,efficiently runed and prominent commercial banks in my country,and i am writing to you with an open mind to solicit a business relationship with you.

The nature of this business involves a substantial amount of dollars worth Ten Million Eight Hundred Thousand US dollars {US$10.8}which I am ready and willing to transfer immediately from where it is, if you wish, into any reliable account nominated by you.

SOURCE OF THE MONEY: The money in question emanated from a share of fifty- eight million dollar successful deal i executed with some top government officials in my country, and because the only way i could have access to the money is to move it out of my country. Also from the thorough investigation i have made so,i found out that the only solution that will enable me to move this money out without any difficulties is to look for a foreign partner who will claim the money ,after all the necessary documentations that will back him or her up as the bona fide owner of the account where the money was deposited, as a contract money .This is the whole story:

It ia absolutely clear to the people of my country that this presently democratic government dispensation in Nigeria are all criminals especially the president and his vice. They are using their position and power to loot millions of dollars from the federal account of Nigeria and are neglecting my state which produces the vast crude oil in Nigeria.

Three months ago, the president of the federal republic of Nigeria want to pay the sum of fifty eight million US dollars in to his private account in Switzerland. Unfortunately for him ,there are some government officials who are not happy with his way of ruling[who knows about this money very well ,where it is coming from and where it is going to]came to me with the plane of diverting this magnitude amount of money will all the machineries in place. They money was intercepted in cash from the president boys by our colleagues[who are government officials]. The money was judiciously shared among all the parties involved, and I used all my power and position to have my share of the money deposited in a safe account, and it was deposited as if it billing’s to a foreigner.

So ,what I need now is a capable foreigner that will help me in claiming this money .

REQUISITION: These are the basis requisitions that we necessitate the immediate commencement of the transfer process: (1) A genuine interest from you to support me in this pending project (2) your tell number for easy and effective communication. .

REMUNERATION: I have resolved to reward you greatly, if you are willing and ready to lay a helping hand in this laudable project, by offering you twenty percent of the money, as your remuneration. I am using half of my percentage ,after having rewarded you greatly for this service rendered ,for investment in a lucrative business opportunity in your country which I can venture into, as will be advised by you, while half will go to my state ,who are suffering from oil spillage

It is pertinent to let you know that this transfer is hundred percent risk free and authentic . And, I want to believe that you will not betray the trust i repose in you in this matter by absconding after the proceeds had been paid to you.

Finally, because of the urgency of this matter I will suggest we act fast to any decision we are making pertaining to the commencement of the transaction at the right time.

Please, treat this matter with utmost good faith and confidentiality. And, have in your mind that time is not in our side, for we have not time left. So, whatever decision we are making should be done quickly. And, I believe that With God in our side, we will do this business with ease.

Thanks for making out time in reading my mail, and I am hoping to achieve a good and everlasting business relationship with you.

Thanks, and God bless you.

Bello

Note :I am at the disposition of entertaining questions from you.

Dear Friend ,

I am Mrs. Mariam Abacha, the widow of the late Gen. Sanni Abacha former Nigerian Military Head of State who died mysteriously as a result of Cardiac Arrest. Since after my husband’s death my family is under

restriction of movement and that no Ort withstanding, we are being molested, policed and our Bank Account both here and abroad are being frozen by the Nigerian Civilian Government.

Furthermore, my elder son was recently released from detention by the Nigerian Government for more interrogation about my husband’s assets and some vital documents. Following the recent discovery of my husband’s Bank Account by the Nigerian Government with Swiss Bank in which the huge sum of US$700Million and DM450Milllion was logged. I therefore decided to contact you in confidence that I was able to move out the sum of US$25Million Dollars, which was secretly lodged in a trunk box and deposited with a Security Company as materials of Inheritance.

I therefore personally, appeal to you seriously and religiously for your urgent assistance to move this money into your country where I believe it will be safe since I cannot leave the country due to the restriction of movement imposed on the members of my family by the Nigerian Government.

You can also contact me through my family attorney Barrister Abdulmalik Daudu(SAN) on his e-mail address:barr_amd101@sify.com and my lawyer shall

arrange with you, in order to liaise with you towards effective completion of this transaction.

However, arrangements have been put in place to move this money out of the country in a secret vault through a diplomatic security company, as soon as you indicate your interest, forward to my lawyer your Telephone Number, Fax Number and your Postal Address so that he can send to you the Certificate of Deposit and other necessary documents, so that you can help to claim the luggage.

Conclusively, we have agreed to offer you 30% of the total sum while 70% is to be held on trust by you until we decide on a suitable business investment in your country subsequent to our free movement by the Nigerian Government.

Please reply urgently and treat with absolute confidentiality and sincerity.

Best

Regards,

Hajia Mariam abacha(Mrs.)

NB:To prove the authenticity of my story i will want you to go through the links below.

2:http://allafrica.com/stories/200203180074.html

---

To learn what the government is doing about Nigerian e-mail, and read

other viewpoints, please go to:

http://www.leasingnews.org/Conscious-Top%20Stories/NIGERIA_STORIES.htm

[Headlines]

-------------------------------------------------------------------------------------------

**** announcement ***************************************

New Leasing Industry Newsletter

Tom Tolman's industry newsletter

with hundreds of money saving tips and insider information.

Limited Offer! 1-Year FREE online newsletter!

"The Equipment Financing and Leasing Insider's Newsletter"

This is a private mailing list and will NEVER be sold or given away for any reason.

You can always unsubscribe if you ever want to.

As an added bonus, we will include the...

"17-Item Checklist When Leasing or Financing Equipment "

with your first newsletter.

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*********** announcement **************************************

[Headlines]

-----------------------------------------------------------------------------------

News Briefs---

Factory Orders Fall as Sales of New and Existing Homes Climb

http://www.nytimes.com/2003/06/26/business/26ECON.html

Very Richest's Share of Income Grew Even Bigger, Data Show

http://www.nytimes.com/2003/06/26/business/26TAX.html

CERTIFIED: Hillary Clinton's 'Living History" sells 168,676 in second week according to Nielsen Bookscan data, down more than 50% from opening week [438,701]. Geographic Place For Clinton sales: City 38,474 // Suburb 93,516 // Rural 36,686... Remains #1 non-fiction sales phenomenon... Harry Potter 'Phoenix' sells 3,878,566 [U.S]...

[Headlines]

Sports reports

"The Babe" Guerrero joins "Monday Night Football'' as sideline reporter

http://www.askmen.com/women/models_100/134_lisa_guerrero.html

http://www.theredzone.org/news/showarticle.asp?ArticleID=139

(You want to become a television reporter, this book tells

you how: http://www.fabjob.com/tv.asp

Davis to testify in Raiders lawsuit

Team seeks $1 billion in damages over move back to Oakland

http://www.sfgate.com/cgi-bin/article.cgi?file=/chronicle/archive/2003/06/26/RAIDERS.TMP

[Headlines]

--------------------------------------------------------------------------------------------

Highlights This Day in American History

1819- birthday of Abner Doubleday, who served in the US Army during the Mexican War and the Seminole War in Florida prior to his service in the American Civil War. He was stationed at Charleston, SC, where he manned the first of Fort Sumter’s guns to fire back at the Confederates. His service found him at the battle of Second Bull Run, Antietam, Fredericksburg and as a major general commanding a division at Gettysburg. A commission set up to investigate the origins of baseball by sporting goods manufacturer Albert Spaulding credited Doubleday with inventing the game in the year 1839. Subsequent research has debunked the commission’s finding. In researching the letter from a person who later was committed to an insane asylum, Doubleday would have been 18 years old and the writer five years old at the time the writer claimed he witnessed Doubleday “invent” baseball. Alexander Joy Cartwright, an umpire and member of the New York Knickerbockers team set up the first formal rules, laid out the diamond-shaped field and established its nine playing positions. Early versions of baseball, based on the English games of rounders and crickett, were played in the English Colonies of American as far back as the early 1700’s. It can be considered America’s oldest sport. The History Channel has a documentary on Spaulding, who was quite a promoter and businessman.

1862--Battle of Beaver Dam Creek-Union repulse Confederacy in Virginia

http://www.saverichmondbattlefields.org/battles/beaver_dam_creek.htm

http://www2.cr.nps.gov/abpp/battles/va016.htm

http://216.247.222.222/vpp/or/18620710.htm

1862- Day two of the Seven Days-Battle of Mechanicsville

http://www.geocities.com/larone1/war-facts.htm

see second one:

1870-The Atlantic City, NJ, Boardwalk was dedicated. To finance it, $5,000 was obtained by the sale, at a 10 percent discount, of scrip which could be used to pay taxes. The boardwalk was eight feet wide a mile long. It was built in eight-foot-collapsible sections, which for 18 years were removed in September and stored for the winter. The idea for the boardwalk was conceived by a hotel man, Jacob Keim of the Chester County House, and Alexander Boardman, a railroad conductor on the Camden and Atlantic Railroad. http://memory.loc.gov/ammem/today/jun26.html

1892-Birthday of Pearl S. Buck was one of the first writers to try to explain the Far East to Western readers. She won the Nobel Prize for literature in 1938 for her many novels of Chinese life, especially among the peasantry. She had won the 1932 Pulitzer Prize for her classic novel The Good Earth which was made into a terrible movie. . She adopted nine children and established the Pearl S. Buck Foundation to support or find homes for "Amerasian" children who are abandoned by their American fathers throughout Asia and for abandoned children worldwide. Family pressures had forced her to turn to writing when she was almost 40 and in all, she published more than 100 books, innumerable articles and delivered hundreds of speeches.

1893-Illinois Governor John Peter Altgeld pardoned Samuel Fielden, Michael Schwab and Oscar Neebe, three of the anarchists who had been convicted in the violence connected with the Haymarket Riot on May 4, 1886. At a protest meeting at Haymarket Square an unknown individual three a bomb which caused the death of several policemen. Eight anarchists were tried and convicted of the bombing. Of those one committed suicide the day before he was to be hanged, three were hanged,; and Fielden, Schwab and Neebe were imprisoned. In 1893 the newly elected Altgeld, at the urging of Clarence Darrow, reviewed the transcripts of the trial of these men and concluded that they had been railroaded. The pardon was widely criticized. It was an act of political suicide for Altgeld.

1898-Birthday of singer/guitarist Big Bill Broonzy Birthday

http://www.broonzy.demon.co.uk/index.html

1909-birthday of Tom “Colonel” Parker, Breda, Holland, known mostly

for his management of Elvis Presley as a musician.

1911-Birthday of Babe Didrikson Zaharias, named the world's greatest woman athlete for the first half of the 20th century. The Babe was named top woman athlete in the U.S. for 1931, 1945-47, and 1950, and 1954. She won two gold medals at the 1932 Olympics in track and field and set the world records in the javelin throw and in the 80-meter hurdles. Babe won a total of 114 golf tournaments, 83 amateur golf tournaments, 31 on the P.G.A. tour, with a string of seventeen consecutive major women's tournaments. She won an AAU championship in 1932, was on the amateur all-American basketball team from 1930-32, and even pitched exhibition for the St. Louis Cardinals. The 1911 birth date is according to her sister and baptismal records.

1913-birthday of Willard Jessie Brown, baseball player born at Shreveport, LA. Brown played with the Kansas City Monarchs in the Negro National League and with the St. Louis Browns in 1947 when he was 34. He was the first African-American to hit a home run in the American League. Died at Houston, TX, Aug., 1996.
http://www.baseball-almanac.com/players/player.php?p=brownwi02

1914- Born Mildred Ella Didrikson at Port Arthur, TX, the great athlete was nicknamed “Babe” after legendary baseball player Babe Ruth. She was named to the women’s All-America basketball team when she was 16. At the 1932 Olympic Games, she won two gold medals and also set world records in the javelin throw and the 80-meter high hurdles; only a technicality prevented her from obtaining the gold in the high jump. Didrikson married professional wrestler George Zaharias in 1938, six years after she began playing golf casually. In 1946 Babe won the US Women’s Amateur tournament, and in 1947 she won 17 straight golf championships and became the first American winner of the British Ladies’ Amateur Tournament. Turning professional in 1948, she won the US Women’s Open in 1950 and 1954, the same year she won the All-American Open. Babe also excelled in softball, baseball, swimming, figure skating, billiards—even football. In a 1950 Associated Press poll she was named the woman athlete of the first half of the 20th century. She died of cancer, Sept 27, 1956, at Galveston, TX.

1916-When the Cleveland Indians walked onto the field for their game for their game against the Chicago White Sox, their home uniforms were adorned for the first time with numbers on the left sleeve. This innovation was abandoned after a short while, and uniform numbers did not appear again until the New York Yankees adoo9pted them in 1929, not on the sleeves but on the backs of their jerseys.

1926-US Troops pulled out of the Dominican Republic, which had received

earlier, 1844, independence from Spain. After years of discussing it, Congress

decided not to annex the Dominican Republic, or Haiti, and to allow the countries

to become sovereign republics.( lower half of: http://memory.loc.gov/ammem/today/jun26.html )

1934- President Franklin Delano Roosevelt signed into law the Federal Credit Union Act, thus enabling the formation of credit unions anywhere in the US.

1944-the only time the Brooklyn Dodgers, New York Yankees and New York Giants played together, at a special exhibition game at the Polo Grounds before 50,000 fans. In the six-inning contest, each team played successive innings against the other two and then sat out a frame. The combined final score was Dodgers 5, Yankees 1, Giants O). The proceeds of the game went to purchase war bonds.

1945-The United Nations Charter was signed at San Francisco by representatives of 50 nations.

1945---Top Hits

Sentimental Journey - The Les Brown Orchestra (vocal: Doris Day)

Dream - The Pied Pipers

Laura - The Woody Herman Orchestra

At Mail Call Today - Gene Autry

1947-the first transatlantic mobile telephone between two cards was made by U.S. Ambassador James Clement Dunn from Milan, Italy, to Vincent R. Impellitteri, president of the New York City Council, on the occasion of Marconi Day at the Milan Fair.

1950- Garry Moore hosted many programs which aired at various times: his first was this date , and it became the longest lasting. Moore was the host, with his sidekick Durward Kirby, of a show blending singing, joking and talking with guests and regulars. Regulars included Ken Carson and Denise Lor. Guest performers included Don Adams, George Gobel, Don Knotts, Jonathan Winters, Leslie Uggams and Carol Burnett. Animals also appeared on the show. This was

before Ophray and others.

1953---Top Hits

Song from Moulin Rouge - The Percy Faith Orchestra

April in Portugal - The Les Baxter Orchestra

Ruby - Richard Hayman

Take These Chains from My Heart - Hank Williams

1957-Hurricane Audrey strikes Louisiana claiming 500 lives

1959- President Dwight D. Eisenhower and Queen Elizabeth II jointly dedicated the St. Lawrence Seaway in formal ceremonies held at St. Lambert, Quebec, Canada. A project undertaken jointly by Canada and the US, the waterway ( which provides access between the Atlantic Ocean and this Great Lakes) had been opened to traffic April 25, 1959.

1959-Ingemar Johannson of Sweden knocked out Floyd Patterson in the third round of a fight at Yankee Stadium to win the heavyweight championship. Patterson and Johannson fought twice more with Patterson regaining the title in June, 1960 and defending it successfully in March, 1961. 1964 - "A Hard Day’s Night" was released by United Artists Records. The album featured all original material by The Beatles and became the top album in the country by July 25, 1964.

1961---Top Hits

Quarter to Three - U.S. Bonds

Raindrops - Dee Clark

Tossin’ and Turnin’ - Bobby Lewis

Hello Walls - Faron Young

1963- singer George Michael, one of the biggest rock stars of the late 1980's, was born in London. Michael and Andrew Ridgeley formed the pop duo Wham!, which hit the British chart in 1982 with "Young Guns (Go For It)." North American success followed in 1984, with three straight number-ones - "Wake Me Up Before You Go- Go," "Careless Whisper" and "Everything She Wants."

Michael was clearly the mastermind behind the duo. When they broke up in 1986, he began a highly successful solo career. He duetted with Aretha Franklin on "I Knew You Were Waiting (For Me)," which went to number one. Then came the multi-million selling "Faith" album, which yielded such charttoppers as the title song, "Father Figure" and "One More Try." The album also contained "I Want Your Sex," which some radio stations refused to play despite Michael's claim it endorsed monogamy. In 1990, Michael released "Listen Without Prejudice, Volume One." Although it made the top 10, the album did not match the sales figures of his solo debut

1964- the first Beatles album on which they wrote all the songs, "A Hard Day's Night," was released in North America.

1964- "It's All Over Now" by the Rolling Stones was released. The song, written by American soul singer Bobby Womack, was the first Stones' record to reach number one in Britain.

1965 - "Mr. Tambourine Man", by The Byrds, reached the number one spot on the pop music charts. The song was considered by many to be the first folk-rock hit. The tune was written by Bob Dylan, as were two other hits for the group: "All I Really Want to Do" and "My Back Pages". The group of James Roger McGinn, David Crosby, Gene Clark, Chris Hillman and Mike Clarke charted seven hits. The Byrds were inducted into the Rock and Roll Hall of Fame in 1991.

1969---Top Hits

Get Back - The Beatles

Love Theme from Romeo & Juliet - Henry Mancini

Bad Moon Rising - Creedence Clearwater Revival

Running Bear - Sonny James

1970-A committee formed by US grocers and food manufacturers recommended in 1973 a Universal Product Code (i.e., a bar code) for supermarket items that would allow electronic scanning of prices. On this day in 1974 a pack of Wrigley’s gum was swiped across the first checkout scanner at a supermarket in Troy, OH. Today bar codes are used to keep track of everything from freight cars to cattle.

1971- promoter Bill Graham announced the closing of his Fillmore East and West concert halls in New York and San Francisco. The Fillmore East had operated for three years, and its last concert the following night included performances by the Beach Boys and the Allman Brothers Band. Graham had begun producing rock concerts at the Fillmore West in 1965. The San Francisco club was a prime venue for such psychedelic superstars.

1975-The rules of football were amended: the divisional winners with the highest won-loss percentage were made the home team for the divisional playoffs, and the surviving winners with the highest percentage made home teams for the championship games. 1976 - The CN Tower opened in Toronto, Ontario, Canada. At 1,815 feet, 5 inches high, the tower is the world's tallest building and the tallest freestanding structure. http://www.cntower.ca/

1977---Top Hits

Got to Give It Up (Pt. I) - Marvin Gaye

Gonna Fly Now (Theme from "Rocky") - Bill Conti

Undercover Angel - Alan O’Day

Luckenbach, Texas (Back to the Basics of Love) - Waylon Jennings

1977- Elvis Presley gave his last performance - at the Market Square Arena in Indianapolis. His final song - "Can't Help Falling in Love." Less than two months later, Presley was found dead in his bathroom at Graceland. The cause of death was at first given as congestive heart failure, but later investigation revealed that drug abuse may have played a part.

1985---Top Hits

Heaven - Bryan Adams

Sussudio - Phil Collins

Raspberry Beret - Prince & The Revolution

Little Things - The Oak Ridge Boys

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