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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries


Friday, October 19, 2018

Today's Leasing News Headlines

Tirey Leaving LeaseQ
   To Take a Few Months Off
Aggregate Funding Sources - Updated
  (Online: connects lessees, lessors, and vendors)
New Hires/Promotions in the Leasing Business
   and Related Industries
Leasing Industry Ads---Help Wanted
   Alliance Capital/Centra Funding
SLIM Capital Reviews Some Deals
   Shows Broker Deals Accomplished
ELFA Announces New Board of Directors
 New Chairman: Jud Snyder, Pres. BMO Harris Equip. Fin.
Amur Equipment Finance Closes 6th Term Securitization
   Issuing $250.9MM in Asset-Backed Notes
Baby Bella Boo in Holladay, Utah. Gibbons 4th Westie
  Photo from Jim Gibbons, Edison Capital Leasing
Halloween Part I Edition:  Mad Love, House of Wax
The Cabinet of Dr. Caligari/Horror Express/Month of Madness
  Digital Reviews by Leasing News' Fernando Croce
Siberian Husky
   Irvine, California  Adopt a Dog
Finance and Leasing Industry Recruiters
   Top Three
                                               ELFA Conference special report on Monday
                                         By Bruce Kropschot and David Weiner, The Alta Group
News Briefs---
New York Institute of Credit Conference
  Report by Todd Stone, deBanked
Janet Yellen: Economy's strong run could last through 2019
   Former Fed chair/she's cautiously confident in economic stability
Foreclosure activity falls to lowest level since 2005
   Only 177,146 U.S. properties listed as foreclosures

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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You May have Missed---
  Sports Brief----
   California Nuts Brief---
     "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.

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Tirey Leaving LeaseQ
To Take a Few Months Off

Vernon Tirey, co-founder of LeaseQ, Burlington, Massachusetts, told his management team at the end of August that he was stepping down and, on September 16th resigned as CEO and President of LeaseQ, one of the first companies to utilize Financial Technologies.  Tirey told Leasing News “almost seven years in the CEO hot seat working 70 hours a week has taken a toll so I’m looking forward to taking a few months off.”  Tirey will remain on the LeaseQ board and board member Nelson Russell as stepped in to run day-to-day operations.

LeaseQ was one of the first Aggregate Funding Sources that connects business, dealer and leasing companies over the internet, finding the "best leasing plans and rates in less than two minutes," "dealers getting rates instantly while their prospect in still in the dealership," finding qualified applicants for leasing companies."



Aggregate Funding Sources - Updated
(Online: connects lessees, lessors, and vendors)

These are online companies that connect via Financial Technology to funders of business loans, leasing, working capital, and other finance methods to secure credit approval that meets the criteria of the funder that they represent as well as being the most attractive rate and terms for the applicant.

Capital Relay accepts broker business (third party originators) and claims to have a current network of 753 brokers and current network of 117 Lenders.

These companies have several funders "where funders compete."

This company appeals to vendors, sellers of equipment.



New Hires/Promotions in the Leasing Business
and Related Industries

Doug Green was promoted to Senior Vice President, Director of Corporate Development, Med One Group, Salt Lake City, Utah. He joined the firm February, 2002, as Territory Manager; promoted January, 2008, Associate Vice President of Sales; promoted January, 2013, Vice President, Manager of Equipment Lease Sales. Previously, he was Business Developer, FranklinCovery (March, 2000 - December, 2002).  Education: University of Utah, Political Science.

Tom Harris was hired as Senior Vice President, Business Development Manager, ENG Commercial Capital, LLC, an ENGS Commercial Finance Company, Itasca, Illinois. Previously, he was Senior Vice President, Business Development, Republic Business Cared, LLC. (October, 2016 - October, 2018); Senior Vice President, LSQ Funding Group (March, 2011 - June, 2016); President/Owner, Champion Solutions, LLC (August, 2009 - February, 2011); Vice President, Commercial Branch Manage, Old Second National Bank (October, 2007 - March, 2009); Vice President, Commercial Relationship Manager, BMO Harris Bank (FKA Amcore Bank) (April, 2004 - October, 2007); Vice President of Commercial Lending, MB Financial Bank (FKA Oak Brook Bank) (April, 2003 - April, 2004); Business Development Officer, The Commercial Finance Group (November, 2000 - April, 2003); Operations Manager/Marketing Development Specialist, Tommel Financial Services (February, 1996 - November, 2000).  Education: Northwest Missouri State University, BS. Broadcasting (1991 - 1995).

Bob Leonard was hired as Managing Director, Indirect Originations, Crestmark Equipment Finance, Bloomfield Hills, Michigan. Previously, he was Executive Vice President, Bank of Birmingham.  He joined the bank in 2012, to be responsible "for our residential and commercial real estate services operations." Prior, he was Vice President/Managing Director Right Management (2009 - June, 2012); Senior Director, Q10/iCap Michigan (one of the largest commercial real estate financing companies with 30 offices national) (August, 2004 -2009); Senior Director, iCap Realty Advisors-Florida (2006 - 2008); Principal, Harrison Capital Corporation (1998 -005), Director, Private Banking and Personal Trust, Michigan National Bank (now Bank of America) (1994 - 1998); First Vice President, Michigan National Bank (1989 - 1994); Investment Officer, Ford Motor Credit Company (1986 - 1988): Assistant Vice President, Comerica (1981 - 1986). Education: University of Michigan - Stephen M. Ross School of Business MBA (1982 – 1986), Michigan State University BBA, Finance (1977 – 1981).

Les Mann was promoted to SVP and Chief Credit Officer, CIT Equipment Finance Small Ticket, New York, New York. He is located in Saint Augustine, Florida.  He joined CIT September, 2010, as Vice President of Vendor Credit; promoted, January, 2015, Director of Credit.  Previously, he was at IMB Corporation, Sales and Distribution, starting, January, 2003, Manager, WW Finance and Planning, Global Asset Recovery Services; promoted January, 2006, Manager, WWW Finance and Planning, Expense and Resources. Education: William and Mary, Raymond A. Mason School of Business, MBA, Finance (1994 - 1996); University of Georgia, Terry College of Business, Bachelor of Business Administration (BBA), Finance, General. (1987 - 1991).

Chris Meeks was promoted to SVP, Lessor Relations, GSG Financial, New York, New York.  He is located in Atlanta, Georgia. He joined the firm August, 2018 as Vice President.  Previously he was at LeasePlan USA, starting October, 2001, Operations Analyst; promoted, January 2002, Sales Coordinator; promoted January, 2004, Sales Associate; promoted, January 11, Account Manager; promoted, Director Remarketing Sales, March, 2012; promoted Director of Syndications, January, 2014. Community: Volunteer: Lighting Director, Stonecreek Church (May, 2006 - Present). Education: University of West Georgia, Business Management (1997 - 2007). Activities and Societies: Pi Kappa Phi Fraternity.

Giovanni A. Mora was hired as Customer Support Lead, Paymentus, Charlotte, North Carolina.  Previously, he was Fraud Specialist, Synchrony Financial (July, 2017 - September, 2018); Insurance Coordinator, North Mill Equipment Finance, LLC (September, 2015 - June, 2017); Team Lead Customer America Corp. (March, 2011 - July, 2015).

Melanie Phillips was promoted to Assistant Vice President, Logistics and Distribution Division, First American Equipment Finance, Rochester, New York.  She joined the firm October, 2017, as Sales Support Intern; promoted, January, 2018, Manufacturing Finance Specialist). Previously, she was Shift Supervisor, Fireside Sports and Grill, (November, 2013 - September, 2017).  Community Service: Building Volunteer, Rochester Area Habitat for Humanity (July, 2018 -Present). Volunteer, Big Brother, Big Sister Foundation, Inc.  (August, 2018 - Present).  Education: State University of New York College at Brockport.  Master of Business Administration, MBA, Administration and Manager, General (2018 - 2020); State University of New York College at Brockport, General (2015 - 2017); Monroe Community College, Associate's degree, Liberal Arts and Sciences, General Studies and Humanities (2013 - 2015).

Christopher Riley was hired as Regional Sales Manager at Ascentium Capital, Kingwood, Texas. He is located at their Dover, New Hampshire office.  Previously, he was at Direct Capital, a Division of CIT Bank, N.A., starting October, 2011, as Program Manager; promoted November, 2017, Lending Solution Manager; Sales Management, Hertz (January, 2011 - September, 2011); Operations and Logistics, Cape Code Regional Transit Authority (August, 2010 - January, 2011); Sales Management, Penske Truck Leasing (April, 2008 - March 2010).  Education: University of Hartford, Bachelors’ (2002 - 2007).

Ed Testa was hired as Vice President of New Business Development, North State Leasing, Burlington, Vermont, owned by Copley Equity Partners. Previously, he was Vice President, Amur Equipment Finance (June, 2016 - September, 2018):  Sales, Graphic Arts Capital (January, 2011 – June, 2016); Manager, Champion Capital (2010 – July, 2010); Vice President, Sales, Greystone Equipment Finance (January, 2007 – April, 2009); President, Champion Capital Corporation (2001 – 2006); Vice President, BankVest Capital Corporation (1998 – 1999); Vice President, Sales, Champion Credit Corporation (1991 – 1997). Education: Boston College, Bachelor, Finance/Marketing (1973 – 1977). Graduated cum laude in 1977 with a degree in General Management with concentrations in finance and marketing. Winthrop High School.

G. Garland Tillery was promoted to AVP and Senior Sales Officer, Fleet Financing Resources, a Division of Marlin Leasing Corporation, Riverside, California. He joined the company September, 2006, and previous position was Senior Sales Officer. Education: San Diego State University, BS, Business Administration (Management) (2001 - 2006).






SLIM Capital Reviews Some Deals
Shows Broker Deals Accomplished

Here are a few examples of our latest WINS with Substantial FEES
paid on each transaction!

$1,640,000 for a Specialty Food Manufacturer
50% Prefunding

A specialty food manufacturer that started in their apartment garage 33 years ago, has grown to a multi-million dollar business. After landing a large distribution contract with a chain grocery store, they needed to increase their production capacity with a packaging line. SLIM was able to underwrite them based on their credit and cash flow, offer the required 6 month vendor prefund, along with attractive pricing; while paying significant fees to the originator.

BONUS: We moved so quickly on this deal, that the client asked that we finance another $500,000 for them, which we are currently documenting. That's over $2.1MM!

$50,000 for a Start Up Gym... Yes we do those too!
These two young partners had a dream of turning their fitness training experience and gym management history into their own business. The owners had invested significant capital into the buildout and start-up costs, but needed some additional equipment to finalize their launch. Being a start-up, we found strength to support our position with the guaranty of a high net worth relative of our borrowers. They couldn't be happier in helping folks get "Pumped Up."

$80,000 for a Grocery Store Expansion - 2nd Location
A high net worth individual that is a minority partner in some convenience stores came to us looking to open up a new prime location. Despite being a start-up location, we were able to fund the entire need for cash registers, POS, and inventory system over a long term and affordable rates.

$43,000 for an arts and crafts franchisee
This franchisee came to us with a request to finance the Franchisor's mandated store upgrades and a new kiln to enhance their increased business volume.
Because of the strong business and personal credit history, we offered 60 month terms with 100% financing to keep the cash flow smooth, despite the necessary expense.
$88,000 for an Experienced Owner Operator
After having leased a brand new truck from his hauler, this owner/operator wanted the chance to haul for a carrier offering more lucrative pay. We were able to get a down payment to strengthen our position and reduce the overall debt obligation for our client and get him earning more, while paying less!

*Note, we typically look for 3+ years o/o experience.

$35,000 for a 2nd Location Specialty Spa Facility
A premier float center in Denver took on a couple high cost MCAs and quickly realized that the debt service was eating into the cash flow. We leverage their paid off float tanks into the Working Capital they needed to pay off the MCAs and even net out a little cash to start the build out of their second location.

SLIM Capital, LLC is a nationwide direct finance company that specializes in securing hard assets to structure financing transactions. We consider equipment with a strong secondary market value, real estate and other assets that can be easily monetized as collateral. Give us a call or email us with any deals that you think might be a fit.

Shervin Rashti, CLFP
Direct: 310-499-2506

Jeff Brannon
Direct: (949) 981-0431
SLIM Capital, LLC
9301 Wilshire Blvd., Suite 610
Beverly Hills, CA 90210

(Next Week, Shervin Rashti reports on the National Alliance of Commercial Loan Brokers Conference in Miami---over 600 brokers and 150 lenders in attendance).


### Press Release ############################

ELFA Announces New Board of Directors
New Chairman is Jud Snyder, President of BMO Harris Equip. Fin.

PHOENIX, ARIZONA - Today during the 57th Annual Convention of the Equipment Leasing and Finance Association (ELFA), the association announced its new Board of Directors and Officers who will serve during the next 12 months. Jud Snyder, President of BMO Harris Equipment Finance Company, is the new Chairman of the Board and Martha Ahlers, President of United Leasing & Finance, is now Chairman-Elect. The Chairman-Elect and new Board members were recommended by ELFA’s Nominating Committee and approved by a vote of the general membership.

As the President of BMO Harris Equipment Finance, Snyder is responsible for leading the growth and development of one of the largest equipment finance companies in the industry. This includes strategic and managerial responsibility for sales, operations, underwriting and equipment management capabilities within the Equipment Finance Company. He also serves as BMO’s Senior Executive for Southeast Wisconsin. Snyder joined BMO in 1994. Prior to taking on his current role, he had roles in credit, sales, specialized industries and sales management within both the commercial bank and the equipment finance company.

An active participant in ELFA, Snyder has served on the ELFA Board of Directors since 2011. In addition to his current position on the ELFA Board, Snyder serves on ELFA’s Executive, Audit, Nominating and Personnel Committees. He previously served as Board Treasurer (2014-2015), as Board Liaison to the association’s Emerging Talent Advisory Council (2014-2016) and Chair of the Financial Institutions Business Council Steering Committee (2010).

Snyder also has been active with the Equipment Leasing & Finance Foundation. In 2016 he served as the ELFA Board Liaison to the Foundation. He also has lent his expertise to the State of the Equipment Finance Industry Report, is a regular participant in the Foundation’s Monthly Confidence Index and has supported the Foundation as a donor.

Outside of ELFA, Snyder is a Board Member or Trustee with a number of civic and community organizations, including the Milwaukee Ballet, The Boys and Girls Clubs of Greater Milwaukee, United Way of Greater Milwaukee & Waukesha County, Froedtert Health Systems and Teach for America. He holds a BA in Russian and Economics from the University of Wisconsin–Madison.

“We are very fortunate to have someone with Jud Snyder’s industry knowledge, experience and insight as Chairman of the Board of Directors for 2019,” said ELFA President and CEO Ralph Petta. “Jud’s vision and leadership skills combined with his commitment to our association will be tremendous assets to the ELFA membership and the industry at large in the coming year.”

“We all recognize the critically important work that ELFA does as the voice of our industry, and with that in mind, taking on the role of Chairman of the Board of Directors is truly a tremendous honor,” said Snyder. “Our economy is strong, and that’s in no small part due to the confidence of business owners, large and small, and the investments they are making in their businesses. I know I speak on behalf of all ELFA members when I share the pride we have in doing our part to help them finance their growth plans, and in doing so, continuing to fuel the engine of our economy.”

2019 ELFA Board of Directors
The newly elected members of the ELFA Board of Directors include:

  • Conrad Eimers, President, Vision Financial Group, Inc.
  • Willis Kleinjan, Founder and CEO, Northland Capital Equipment Finance
  • Dan Krajewski, President and CEO, Sertant Capital, LLC
  • David Normandin, President & CEO, Wintrust Specialty Finance
  • Deb Reuben, President, Reuben Creative, LLC
  • Dave Walton, President and CEO, Caterpillar Financial Services Corporation

The following individuals were elected by the membership to serve as ELFA Vice Chairs: Larry Smilie, Managing Director, Banc of America Leasing; Kris Snow, President, Cisco Capital, Cisco Systems Capital Corporation; and Mike DiCecco, President, Huntington Equipment Finance. Robert Boyer, President, BB&T Commercial Equipment Capital Corp., will serve as Treasurer.

Paul Stilp, ELFA’s Chief Financial and Operating Officer, will serve as Secretary and Ralph Petta, ELFA President and CEO, is an Ex-Officio Officer.

Dave Schaefer, CEO, Mintaka Financial, LLC, is Immediate Past Chairman. Other members of the Board are:

  • Jennifer Coyle, Division Director, Corporate Asset Finance Resources, Macquarie Corporate and Asset Finance
  • James Cress, Vice President and General Manager, Stryker Flex Financial           
  • Brett Davis, President, CNH Industrial Capital LLC           
  • Dave Fate, President and CEO, Stonebriar Commercial Finance
  • Marjorie Krumholz, Partner, Thompson Coburn LLP       
  • Matthew LeSage, Chief Commercial Officer, Wells Fargo Equipment Finance    
  • Brian Madison, President, Trinity Industries Leasing Co.  
  • Robert            Neagle, President, Merchant Finance, Ascentium Capital LLC
  • Amy Nelson, President, Global Healthcare & Clean Technology, DLL
  • Daniel Nelson, President, Tamarack
  • Alan Sikora, CEO, First American Equipment Finance, and RBC/City National Company          

About ELFA
The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $1 trillion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its 575 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. For more information, please visit

##### Press Release ############################


##### Press Release ############################

Amur Equipment Finance Closes Sixth Term Securitization
Issuing $250.9MM in Asset-Backed Notes

AmurEF’s second securitization this year and largest in its history

GRAND ISLAND, NE –  – Amur Equipment Finance, Inc. (AmurEF) announces the completion of its sixth term securitization and second securitization this year. A total of $250,944,000 in rated securities secured by equipment leases and loans originated by AmurEF were issued, representing a 27 percent increase over AmurEF’s February securitization, with $239,703,000 receiving an investment grade rating from DBRS. KeyBanc Capital Markets served as structuring agent, bookrunner, and lead manager; The Williams Group served as co-manager.

Mostafiz ShahMohammed, AmurEF Chief Executive Officer and Amur Finance Company, Inc. Chairman and Founder, said, “We are very excited about the number of repeat and new investors that participated in our second securitization this year – all classes of notes were several times oversubscribed. This high level of interest validates the investments that we have made in the company over the last several years and positions us to continue our strong and sensible growth trajectory.”.

The second securitization of 2018 was made possible by AmurEF’s very strong 2018 originations growth; its monthly origination volume is averaging over $30 million through the first three quarters of 2018, a 70 percent increase from 2017.

Kalyan Makam, AmurEF Board Member and EVP of Capital Markets for Amur Finance Company, Inc., said, ”Thanks to the investments we have made across our platform, we’ve been able to seamlessly process our increased volume without any adjustment to our operational processes. We are now routinely processing over 2,000 applications a month, while still maintaining our diligent credit and underwriting standards. Even better, we have been able to do this while maintaining our spread in the face of rising rates.”

Stated In total, AmurEF has issued over $1 billion in secured notes across six securitizations since 2012.

About Amur Equipment Finance, Inc.
Amur Equipment Finance (AmurEF) is a nationally ranked independent equipment finance provider, dedicated to ensuring that its customers and employees around the nation are equipped to grow and succeed. AmurEF offers customized capital financing programs that draw on its uniquely expansive expertise in the world’s most essential industries – from transportation and technology to manufacturing and medicine – to support its network of over 15,000 vendors and other partners. AmurEF is a subsidiary of New York-based Amur Finance Company, a global diversified holding company with over $800MM in assets.

For more information, visit

About Amur Finance Company, Inc.
Amur Finance Company, Inc. (Amur) is a privately held, diversified commercial finance company focusing on four main sectors: General Equipment; Aviation; Energy, Shipping & Logistics; and Industrial and Commercial Assets. Amur’s management team and senior leaders have extensive industry expertise and have been involved in over $100 billion of transportation, and related commercial finance, trading and investment transactions around the world. Amur takes a partnership approach to its investments, providing long-term value through direct investments and strategic arrangements with world-class entrepreneurs and businesses.

For more information, visit

#### Press Release #############################



Baby Bella Boo in Holladay, Utah. Gibbons 4th Westie
Photo from Jim Gibbons, Edison Capital Leasing



Special Halloween Edition, Part One
By Fernando Croce

With Halloween just around the corner, we’ve put together a two-part catalog of classic frightfests to go with your pumpkin treats. Check back next week for even more indelible horror tales.

The Cabinet of Dr. Caligari (Robert Wiene, 1920): Widely acknowledged as the very first horror feature, this German expressionistic silent still has the feel of a waking nightmare. Taking place in a small town suddenly plagued by a string of deaths, the story follows the malevolent carnival mesmerist Dr. Caligari (Werner Krauss) as he uses his spooky, hypnotized servant Cesare (Conrad Veidt) to terrorize those around him. A young local (Friedrich Feher) investigates the mysterious happenings, unaware that his own fiancee (Lil Dagover) is in danger. What makes the film so unique after all these years, however, is its look: With its off-kilter sets, painted backgrounds, and contorted actors wearing heavy make-up, the screen becomes the unsettling visual embodiment of the characters' skewered minds. Watch it and see its enormous influence on later horror movies.

Mad Love (Karl Freund, 1935): Though not as famous as 1930s horror classics like “Dracula” or “The Mummy,” this atmospheric gem offers several indelibly creepy moments. In his Hollywood debut, the inimitable Peter Lorre stars as Doctor Gogol, a man fixated on a young theater actress named Yvonne (Frances Drake). When he learns that she plans to give up acting to settle down with her pianist husband Stephen (Colin Clive), Gogol takes dramatic action by replacing the husband’s hands with those of a murderer. As Stephen seems to become uncontrollably drawn to knives, the psychotic doctor moves in on his beloved object of obsession. Baroquely directed by the great cinematographer Karl Freund (“Metropolis”), this chilling movie is suffused with an atmosphere that mixes gothic dread and twisted desire.

House of Wax (Andre De Toth, 1953): The first major 3-D release is also one of the best, a colorful turn-of-the-century shocker that gave Vincent Price one of his most delectably ghoulish roles. Price plays renowned sculptor Henry Jarrod, whose wax museum is filled with artistic creations but little profit. His greedy partner (Roy Roberts) decides to make a profit by torching the place for its insurance, an act that seems to consume Henry along with his valued sculptures. Yet later on a new museum opens with none other than Henry himself at the helm, mysteriously linked to a wave of murders investigated by an art student (Phyllis Kirk). Mixing fright and fun, director Andre De Toth brings a playful edge to the effects, excellently blending the gimmick into the sinister story.

Horror Express (Eugenio Martin, 1972): English fright icons Christopher Lee and Peter Cushing team up for this tense, underrated chiller, which unfolds mainly in the claustrophobic spaces of a luxurious Tran-Siberian train in the early 1900s. Lee plays Saxton, an anthropologist whose latest expedition discovers a prehistoric creature frozen in ice. The fossil is crated for travel, yet the trip is pockmarked with enigmatic deaths. Along for the ride is an obsessed monk, an international spy, and the inquisitive Dr. Wells (Cushing), who goes from being Saxton’s rival to his ally. What begins as a mystery gradually grows into something far deadlier as the express barrels through icy expanses. Excellently directed by Eugenio Martin, this mix of British and Spanish terror switches genres as deftly as its monster switches bodies.

In the Mouth of Madness (John Carpenter, 1995): Beloved to horror fans for the original “Halloween,” director John Carpenter goes meta in this deliciously reflexive look at the macabre workings of the artistic mind. The twisty plot follows the search for a successful horror writer named Sutter Cane (Jurgen Prochnow), who has disappeared just as the manuscript for his latest book is rumored to surface. Studying claims from Sutter’s publisher (Charlton Heston), insurance investigator John Trent (Sam Neill) sets out to track down the vanished author by immersing himself in his dark tales. With editor Linda (Julie Carmen) by his side, John goes down a rabbit’s hole of nightmares which threaten the very fabric of reality. Keeping viewers on their toes with mysteries, Carpenter brings cerebral and visceral subversively together.


Siberian Husky
Irvine, California  Adopt a Dog

“I am a spayed female, tricolor Siberian Husky mix. I am about 2 years, 1 months old. I have been at the shelter since Sep 23, 2018.”

(This is a beautiful dog. This breed is very easily trained and enormously loyal. Editor)

For more information about this animal, call:
Irvine Animal Care Center at (949) 724-7740
Ask for information about animal ID number A115037

Irvine Animal Care Center
6443 Oak Canyon
Irvine, CA 92618
Phone: 949-724-7740

Adoption Hours
Weekdays: noon-6 p.m.
Weekends: 10 a.m.-4 p.m.
Closed Tuesdays and Holidays

Included with Adoption
General veterinary examination
Vaccinations and health screenings (Cats--FVRCP, Rabies and FELV/FIV; Dogs--DA2PP, Rabies and Bordetella)
Flea treatment
Microchip with lifetime registration
Sample bag of Science Diet (dog or cat) or bag of hay (rabbit)
Free vet check for your new best friend
Adoption Fee: $125

Adopt a Pet



Finance and Leasing Industry Recruiters

These companies have experience in the finance and leasing industry
Second Column: YCS - Year Company Started YELB - Years in equipment Leasing Business

City, State 
Leasing Association
(see above for meaning)
Geographic Area

Executive Solutions for Leasing & Finance, Inc.
Atlanta GA 30308
Jon Gerson, President 



Search firm specializing in leasing industry. Services include retained and contingent search, strategic consultation, compensation analysis, sales & management training, & customizable consulting products.

International, Inc. 

Pembroke Pines, FL 33025 
Emily Fitzpatrick 
Sr. Recruiter
Phone: 954-885-9241
Also follow us on Twitter @RIIINFO


North America

Explanation:  Boutique Executive Search Firm Specializing in the Finance & Equipment Leasing Industries.

Our goal is to build long term relationships with our Clients & Candidates, keeping both sides abreast of current and future changes that effect supply & demand of Top Talent.  Excellent References & Testimonials

ZRG Partners
69 Milk St Third Floor
Westborough, MA 01581
Contact: Ken Lubin,
Gerry Ricco,


(Completed search in 33 countries
  in leasing and lending)

Senior Level retained Search firm doing C-Suite searches, board searches and VP level positions, We work on a client focused, project basis



News Briefs----

New York Institute of Credit Conference
  Report by Todd Stone, deBanked 

Janet Yellen: Economy's strong run could last through 2019
Former Fed chair/she's cautiously confident in economic stability

Foreclosure activity falls to lowest level since 2005
Only 177,146 U.S. properties listed as foreclosures



You May Have Missed---

Sears’s Edward Lampert Was a Wizard.
  Now He’s Coming to Terms With Failure


The Machine


by Stephen Porter ©

Published: Baseball Almanac (03-20-2001)

T'was the greatest group of men, ever to play,
On a diamond, with a ball, every day

There was Joe, there was Johnny, and then there was Pete,
The whole team was sturdy, as two ton concrete

Down at first there was Tony, always catching them square,
And at second was Joe, who could run like a mare

Dave held up short, never missing a beat,
And fielding at third, no one else, but Pete

The outfield was anchored, by three all their own,
Foster, Griffey, and Geronimo, no better were known

Individually the best, well maybe not quite,
But together they put up one hell of a fight

All who watched, those 8 play the game,
Knew something was up, they were destined for fame

And sure enough, two years back to back,
The Machine won the title, for they had the knack.

Were they truly the best group, ever to play,
On a diamond, with a ball, every day

It isn't for sure, no one can agree,
For many teams have put it on the line, in this land of the free

But one thing I feel, as other Reds fans do,
Those 8 played the best, as a team, as a crew.


Sports Briefs---

USA TODAY Sports' Week 7 NFL picks:
Will Cowboys or Redskins wind up atop NFC East standings?

Dallas Cowboys WR Terrance Williams suspended
   three games for substance abuse violation

Saints put veteran WR Ted Ginn on injured reserve

Warriors Kevin Durant, Steph Curry and Steve Kerr
   team up to register voters


California Nuts Briefs---

S. F. Bay Area rents drop annually for first time in 7 years
   — but don’t get too excited yet, renters

Angel Island for sale? In 1940s,
  jewel of the bay was on the block



“Gimme that Wine”

World wine output falls to 60-year low

Making wine to help save water: T.J. Rodgers’ latest venture

U.S. Wine Sales Led by Value Increase

Douro harvest delivers quality on back of “absurdly low” yields

Rodney Strong Wine Estates Announces Launch of Rowen Wine

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

     1739 - England declared war on Spain over borderlines in Florida. The War is known as the “War of Jenkins' Ear” because a Member of Parliament waved a dried ear and demanded revenge for alleged mistreatment of British sailors. British seaman Robert Jenkins had his ear amputated following a 1731 barroom brawl with a Spanish Customs guard in Havana and saved the ear in his sea chest.
    1765 – The Stamp Act Congress, meeting in New York, drew up a declaration of rights and liberties.  It was the first gathering of elected representatives from several of the American colonies to organize a unified protest against new British taxation, in this case, The Stamp Act, which required the use of specially stamped paper for legal documents, playing cards, calendars, newspapers and dice for virtually all business in the colonies, and was to take effect November 1.  The Congress was organized in response to a circular letter distributed by the colonial legislature of the Province of Massachusetts Bay and consisted of delegates from nine of the eighteen British colonies in North America. All nine of the attending delegations were from the Thirteen Colonies that eventually formed the United States. Although sentiment was strong in some of the other colonies to participate in the Congress, a number of royal governors took steps to prevent the colonial legislatures from meeting to select delegates.  The Congress discussed and united against the act, issuing a Declaration of Rights and Grievances in which they claimed that Parliament did not have the right to impose the tax because it did not include representation from the colonies. Members of six of the nine delegations signed petitions addressed to Parliament and King George III objecting to the Act's provisions.
    1781 - Washington takes Yorktown. By 1780, the Continental Army had suffered its worst privations, it greatest defeats, and its darkest hours. October was a terrible month in 1780. It would continue to lose battles but, by this time, turned into a well-trained fighting force by European officers and aided by allied French forces, it endured.  Historians consider the American Revolutionary War ended this day in 1781 when more than 7,000 English and Hessian troops, led by British General Lord Cornwallis, surrendered to General George Washington at Yorktown, Virginia. The military phase of the conflict ended at Yorktown as there were no more major battles, but the diplomatic struggle continued. Preliminary articles of peace were secured on November 30, 1782, after long and difficult negotiations. The Treaty of Paris, by which the war was officially ended and independence formally acknowledged by Great Britain, was not signed until September 3, 1783. Adding to the disagreements was communication by ship and even meetings locally were delayed as the pace of public transportation in the U.S. was painfully slow. It took Thomas Jefferson five days to travel from Philadelphia to Baltimore. The time delay also gave over 100,000 loyalists the time to flee the U.S. Also known as Tories, they had suffered various penalties for their loyalty to the Crown, including confiscation of property, removal from public office, and punitive taxation. Probably no more than 10% of the colonials were Tories, who were generally well-to-do, engaged in commerce or the professions, or public officials. Many fled to Canada, some to England. Some returned after the peace treaty was actually signed. After the conflict, many were also able to recover at least some of their confiscated property. The estimated colonial population was 2,781,000.
    1789 – John Jay was sworn in as the first Chief Justice of the US Supreme Court.  He served until 1795.  Jay served as the President of the Continental Congress (1778–79), an honorific position with little power. During and after the Revolution, Jay was Ambassador to Spain, a negotiator of the Treaty of Paris by which Great Britain recognized American independence, and Secretary of Foreign Affairs, helping to fashion US foreign policy. His major diplomatic achievement was to negotiate favorable trade terms with Great Britain in the Jay Treaty in 1794.  Jay was a proponent of strong, centralized government and worked to ratify the US Constitution in New York in 1788 by pseudonymously writing five of “The Federalist Papers,” along with the main authors Alexander Hamilton and James Monroe. After the establishment of the U.S. government, Jay became the first Chief Justice.
    1829 - The monument to George Washington was completed in Baltimore, MD. The cornerstone was laid on July 4, 1815, with a Masonic ceremony.
    1833 - Edgar Allen Poe's "MS. Found in a Bottle" appears in "Baltimore Sunday Visitor."  MS is shorthand for manuscript.
    1842 - Military forces, believing war has begun, occupy Monterey, Mexico.
    1844 - The famous "Lower Great Lakes Storm" occurred. Southwesterly winds were at hurricane force for five hours, driving lake waters into downtown Buffalo, NY. The storm drowned 200 persons.
    1848 - John "The Pathfinder" Fremont moved out from near Westport, Missouri, on his fourth Western expedition--a failed attempt to open a trail across the Rocky Mountains along the 38th parallel. It was not until scout Christopher "Kit" Carson joined him that Fremont found the passage West.
    1850 - Annie Smith Peck shocks society by wearing trousers when she climbed mountains. She had conquered every large mountain in the Western Hemisphere and, at age 85, she climbed Mount Madison in New Hampshire.
    1876 - Birthday of Mordecai Peter Centennial “Three Finger” Brown (d. 1948) at Nyesville, IN.  Baseball Hall of Fame pitcher, Brown won 239 games. His nickname came from a childhood injury that cost him one finger and misshaped others. Inducted into the Hall of Fame in 1949.
    1885 - Charles E. Merrill, (d. 1985) the American investment banker who helped create the largest brokerage firm in the United States, was born in Green Cove Springs, Fla.  In 1914, he founded the firm that grew into Merrill Lynch, Pierce, Fenner & Beane.  One of the first New York stockbrokers to realize the importance of selling stocks and bonds to small investors by furnishing for them simple, conservative and sound financial advice, in 1928, Merrill and Roger Babson were almost alone in the financial community in sensing possible disaster in the stock market. He was convinced that the dizzy joy ride then under way would not last and his firm mailed out a market letter in which he said:  "Now is the time to get out of debt….We do not urge you to sell securities indiscriminately, but we advise you in no uncertain terms that you take advantage of present high prices and put your own financial house in order. We recommend that you sell enough securities to lighten your obligations, or better yet, pay them entirely."  It was estimated at the time of the stock market crash that Mr. Merrill's foresight had saved over $6,000,000 for his customers.
    1895 - Historian Lewis Mumford (d. 1990) birthday, Flushing, NY. 
    1901 - Arleigh A. Burke, (d. 1996) admiral (World War II, Solomon Islands, Navy Cross), was born in Boulder, Colorado. Although unable to complete his high school education because the school was closed during the flu epidemic in 1917, he competed successfully for an appointment to the U.S. Naval Academy. Convinced that the inadequacies of his secondary education put him behind other Midshipmen in his class, Burke decided that he could only overcome this deficiency by working more diligently at his studies than the others. This plan paid great dividends, and he graduated in 1923 in the top sixth of his class. Taking this lesson strongly to heart, he remained a believer in the benefits of sustained hard work throughout his Navy career. During the interwar years, Arleigh Burke honed his skills as a surface warfare officer, serving initially in the battleship USS Arizona, obtaining a postgraduate degree in ordnance engineering, and rising eventually to command a destroyer. It was in this formative period of his career that he learned the importance of the Navy adage "loyalty up, loyalty down"--if you expect loyalty from your people you must be loyal to them in return. During World War II, Burke commanded Destroyer Squadron 23 (the "Little Beavers") during combat in the South Pacific. Developing successful tactics to overcome Japanese advantages in night surface operations, he earned fame as "31-knot" Burke during the 1943 battles of Empress Augusta Bay and Cape St. George. It was in this period that his belief in the importance of thorough training was validated--as he explained to his subordinates, in combat your outfit could expect to do only about as well as it had trained to do beforehand. During Dwight Eisenhower's terms as President in the 1950s, Arleigh Burke served as Chief of Naval Operations (CNO) for six years. While CNO he initiated efforts such as the submarine-launched Polaris ballistic missile program that tremendously strengthened the U.S. Navy's military capabilities.
    1915 - Establishment of Submarine Base at New London, Connecticut. In 1868, Connecticut gave the Navy land and, in 1872, two brick buildings and a "T" shaped pier were built and officially declared a Navy Yard. Today the Naval Submarine Base New London (SUBASE NLON), located on the east side of Thames River in Groton, CT, proudly claims its motto to be "The First and Finest."
    1917 - The first doughnut was fried by Salvation Army (who would found the United Service Organization) volunteer women for American troops in France during World War I. The first of a group of 250 Officers and Soldiers of The Salvation Army to be posted to France to serve with General John Pershing's American expeditionary force sailed from New York on August 12, 1917. General Pershing was far from convinced that The Salvation Army's presence at the Front Line would benefit his troops and at first, the Salvationists were treated with total indifference. At Demange, in the American first division sector, Salvationists toiled in pouring rain to build a hut 25 feet wide by 100 feet long for the troops benefit. No one gave them the time of day, much less a hand. What swung the troops to The Army's side was their practical example. No task was too menial, none too dangerous or difficult. But The Salvation Army won pride of place in American hearts by a brain wave born of sheer necessity. At Montiers, after 36 days of rain, supplies were almost exhausted. Only flour, lard and sugar remained. Ensign Margaret Sheldon, from the Chicago slums made a suggestion which was to go down in history. "Why don't we make them doughnuts?" They had no rolling pins or cake cutters and gales had blown down their tent but Salvationists thrive on challenges. Along with Ensign Helen Purviance, Margaret Sheldon crouched in the rain to prepare the dough. An empty bottle did duty as a rolling pin and in place of a cutter they used a knife to twist the doughnuts into shape. The first doughnuts cooked over a wood fire were triumph of improvisation. On the first day they served up some 150 doughnuts. The following days batch topped 300. The traditional hole now being punched out with the inner tube of a coffee percolator. The doughnuts made by The Salvation Army Lassies were an instant success with the troops. Some lining up for hours in appalling conditions for their daily supply. Soon the troops came to realize that even in the firing line The Salvationists would not neglect them. When Lassies like Ensign Florence Turkington crawled under shell fire to deliver coffee and doughnuts to troops in the trenches, letters praising the work of The Salvation Army began flooding back home. Overnight, the bewildered lassies found themselves national heroines. Although often in great danger The Salvationists displayed tremendous courage. At Baccarat they worked so close to the German lines that they couldn't even whisper for fear of being heard by the listening posts. The sermon that came with the coffee and doughnuts was a friendly squeeze on the shoulder. The Doughnut became a symbol of The Salvation Army in the U.S.A. Outside many of The Army rest rooms and hostels were hung giant "doughnuts". The Army, by selfless example, had won the hearts of a nation. At the end of the war the American people subscribed an unprecedented 13 million dollars to meet the debts incurred by The Salvation Army in its' war work.
    1922 – Columnist Jack Anderson (d. 2005) was born in Long Beach, CA.  Considered one of the fathers of modern investigative journalism, Anderson won the 1972 Pulitzer Prize for National Reporting for his investigation on secret American policy decision-making between the US and Pakistan during the Indo-Pakistani War of 1971.  He also broke open the investigation and harassment by the Nixon administration of John Lennon during the fight to deport Lennon, the search for fugitive ex-Nazi officials in South America and the savings and loan crisis. He discovered a CIA plot to assassinate Fidel Castro and was credited for breaking the Iran-Contra affair, though he has said the scoop was "spiked" because the story had become too close to President Reagan.  In the mid-1960s Anderson exposed the corruption of Senator Thomas J. Dodd and unearthed a memo by an ITT executive admitting the company paid off Richard Nixon’s campaign debt to stymie anti-trust prosecution. His reporting on Nixon-ITT corruption earned him a place on the Master List of Nixon’s Political Opponents.  In 1972, Anderson was the target of an assassination plot in the White House. Two Nixon conspirators admitted under oath they plotted to poison Anderson on orders from senior White House aide Charles Colson.  White House "plumbers" G. Gordon Liddy and E. Howard Hunt met with a CIA operative to discuss the possibilities, including drugging Anderson with LSD, poisoning his aspirin bottle, or staging a fatal mugging.  The plot was aborted when the plotters were arrested for the Watergate break-in. Nixon had long been angry with Anderson, blaming Anderson's election eve story about a secret loan from Howard Hughes to Nixon's brother for Nixon's loss of the 1960 presidential election.
    1926 - John C. Garand patented a semi-automatic rifle. Civil Service employee John Garand was in a class all by himself, much like the weapons he created. Garand was Chief Civilian Engineer at the Springfield Armory in Massachusetts. Garand invented a semiautomatic .30 caliber rifle, known as the M-1 or "the Garand," which was adopted in 1936 after grueling tests by the Army. It was gas-operated, weighed under 10 pounds, and was loaded by an 8-round clip. It fired more than twice as fast as the Army's previous standard-issue rifle and was praised by General George S. Patton, Jr., as "a magnificent weapon" and "the most deadly rifle in the world."
    1932 – Robert Reed (d. 1992) was born John Robert Rietz, Jr. in Highland Park, IL.  A television veteran, he became Mike Brady opposite Florence Henderson’s Carol Brady in “The Brady Bunch” (1969-74).
    1938 - For Decca records, the Bob Crosby Orchestra recorded "I'm Free." Trumpet was provided by Billy Butterfield. A few years later the song would be retitled, "What's New."
    1939 - One of Frank Capra's finest films, “Mr. Smith Goes to Washington,” opened in the United States. Starring James Stewart, Jean Arthur, Claude Rains, Harry Carey, Sr., and Edward Arnold, the film about a young idealist who discovers nothing but corruption in the government, did well at the box office. It received many Oscar nominations, including Best Picture, Best Actor, Best Supporting Actor, and Best Director, but was knocked out of most at awards' time due to “Gone with the Wind's” sweep; it did snag, however, Best Writing, Original Story for writer Lewis R. Foster, and Stewart received the New York Film Critics Circle Awards for Best Actor.
    1940 – Larry Chance, lead singer of The Earls, was born Larry Figueiredo in Philadelphia.  Upon moving to The Bronx, he originally formed his group as The Hi-Hatters. The group was eventually rechristened The Earls and he changed his last name to Chance, after the record label. In 1962, the Earls' single "Remember Then" was a huge national hit, reaching #24 on the Billboard charts. Other records entered the charts, including "Never" (top 5 on the local New York charts), "Life Is but a Dream" (top 10 on the local New York charts), and "I Believe," considered an East Coast classic. Other recordings include "Looking for My Baby" and "Kissing."
    1943 – Streptomycin, the first antibiotic remedy for tuberculosis was isolated by researchers at Rutgers University.
    1944 - US Navy opened to Black women.
    1944 - HAJIRO, BARNEY F., Medal of Honor
for conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty.  Private Barney F. Hajiro distinguished himself by extraordinary heroism in action on 19, 22, and 29 October 1944, in the vicinity of Bruyeres and Biffontaine, eastern France. Private Hajiro, while acting as a sentry on top of an embankment on 19 October 1944, in the vicinity of Bruyeres, France, rendered assistance to allied troops attacking a house 200 yards away by exposing himself to enemy fire and directing fire at an enemy strong point. He assisted the unit on his right by firing his automatic rifle and killing or wounding two enemy snipers. On 22 October 1944, he and one comrade took up an outpost security position about 50 yards to the right front of their platoon, concealed themselves, and ambushed an 18-man, heavily armed, enemy patrol, killing two, wounding one, and taking the remainder as prisoners. On 29 October 1944, in a wooded area in the vicinity of Biffontaine, France, Private Hajiro initiated an attack up the slope of a hill referred to as "Suicide Hill" by running forward approximately 100 yards under fire. He then advanced ahead of his comrades about 10 yards, drawing fire and spotting camouflaged machine gun nests. He fearlessly met fire with fire and single-handedly destroyed two machine gun nests and killed two enemy snipers. As a result of Private Hajiro's heroic actions, the attack was successful. Private Hajiro's extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit upon him, his unit, and the United States Army.
    1944 - Marlon Brando made his New York stage debut at age 20 in the hit Broadway play, “I Remember Mama.” Playwright John Van Druten adapted Kathryn Forbes' novel, “Mama's Bank Account.” The show will become one of television’s first big hits in the late 1940's.
    1945 – Jeannie C. Riley was born Jeanne Carolyn Stephenson in Stamford, TX.   She is best known for her 1968 country and pop hit "Harper Valley PTA", which missed (by one week) becoming the Billboard Country and Pop #1 hit at the same time.
   1949 - No. 1 Billboard Pop Hit: “That Lucky Old Sun,'' Frankie Laine.
    1950 - "The Adventures of Ellery Queen" premiered. My father, Lawrence Menkin, wrote many of the episodes. In each of the shows, Queen talked to the home audience at the show's climax to see if they were able to identify the killer. These people played Ellery Queen during the several year TV series: Lee Bowman, Hugh Marlowe, George Nader, Lee Phillips, Peter Lawford and Jim Hutton.
    1951 - Top Hits
“Because of You” - Tony Bennett
“I Get Ideas” - Tony Martin
“Cold, Cold Heart” - Tony Bennett
“Always Late (With Your Kisses)” - Lefty Frizzell
    1953 – One of the most popular singers of his time, Julius LaRosa, was fired on the air by Arthur Godfrey. "Julie lacks humility," Godfrey told the stunned audience, while putting his arm around LaRosa adding, "So, Julie, to teach you a lesson, you're fired!" This ended his career, and Godfrey also was never the same.  Godfrey later held a press conference after the incident becomes a national scandal, claiming that by hiring his own manager, LaRosa had lost his "humility," but several historians claim that Godfrey was actually upset that the singer was beginning to receive more fan mail than the host.
    1955 - For the first and only time, Elvis Presley and Pat Boone share the bill for a performance at the Circle Theatre in Cleveland, OH.
    1956 - The U.S. Supreme Court unanimously strikes down two Alabama laws requiring racial segregation on public buses.
    1957 -  Maurice 'The Rocket' Richard of the Montreal Canadiens became the first player in the National Hockey League to score 500 goals when he tallied against the Chicago Blackhawks in a 3-1 Montreal victory. Richard finished his career with 544 goals and entered the Hockey Hall of Fame in 1961.
    1957 - No. 1 Billboard Pop Hit: “Jailhouse Rock,'' Elvis Presley.
    1959 – “The Miracle Worker,” based on the childhood training of deaf and blind Helen Keller, and starring Anne Bancroft and 12-year-old Patty Duke, opened on Broadway to favorable reviews.
    1958 - Brenda Lee records "Rockin' Around The Christmas Tree." The song will be released as a single but will fail to chart in either 1958 or 1959. When it was re-released in 1960, it rose to #14 and has since become a Christmas standard, being ranked at #4 in the Top 10 All Time Christmas Songs. 
    1959 - Top Hits
“Mack the Knife” - Bobby Darin
“Put Your Head on My Shoulder” - Paul Anka
“Mr. Blue” - The Fleetwoods
“The Three Bells” - The Browns
    1960 - The United States State Department embargoed the shipment to Cuba of all goods except medicine and food.
    1960 - Martin Luther King, Jr. and 35 students choose jail after arrest for sit-in requesting service at the snack bar of Atlanta's Rich's department store.
    1961 - At a show in Litherland Town Hall in Liverpool, England, two popular local groups combined on stage to form the Beatmakers, performing Jerry Lee Lewis' "Whole Lotta Shakin' Goin' On," Ray Charles' "What'd I Say?," the pop standard "Red Sails in the Sunset," and Charles' "Hit the Road, Jack." The groups? Gerry and the Pacemakers and the Beatles.
    1963 - Buck Owens started a 16-week run at top of the U.S. Country chart with "Love's Gonna Live Here." It eventually became the biggest of all the Buck Owens hits.
    1964 - The incredibly influential English concert called the "American Negro Blues Festival" kicks off, featuring Howlin' Wolf, Willie Dixon, Lightnin' Hopkins, and Sonny Boy Williamson, among others. It is the first glimpse of these bluesmen for many upcoming British R&B and rock legends.
    1967 - Top Hits
“The Letter” - The Box Tops
“To Sir with Love” - Lulu
“Little Ole Man (Uptight-Everything's Alright)” - Bill Cosby
“I Don't Wanna Play House” - Tammy Wynette
    1967 - The Jefferson Airplane perform at Loews Warfield Theatre on Market Street, San Francisco.
    1967 - Tamla-Motown releases Smokey Robinson & the Miracles "I Second That Emotion." The record climbs to #4 on the pop chart and Number One of the R&B, making it their biggest hit since "Shop Around" in 1960.
    1969 – Daryle "Mad Bomber" Lamonica passes for six touchdowns vs. Buffalo as the Oakland Raiders won, 50-21.
    1969 - No. 1 Billboard Pop Hit: “I Can't Get Next to You,'' The Temptations.
    1970 - Working from a design sketched out by his wife and himself, Elvis Presley orders a dozen 14-karat gold pendants from a Beverly Hills jeweler featuring the letters "TCB" set around a lightning bolt. Designed as totems for the Memphis Mafia (and also for security issues), the symbol stands, in Elvis' words, for "Taking Care of Business in a Flash." They would eventually come to symbolize the '70s era for Presley.
    1970 - The film “Ned Kelly,” starring Mick Jagger in the lead role, is released and the critics wasted no time in telling Mick he should stick to singing. One reviewer wrote: "He looks about as lethal as last week's lettuce." Predictably, the movie bombed at the box office. 
    1973 - Elvis and Priscilla Presley divorced after six years and one child, Lisa Marie.
    1973 – President Nixon rejected an Appeals Court decision that he turn over the Watergate tapes.
    1974 - Billy Preston went to the top of the US singles chart with "Nothing from Nothing," the singer's second and final number one.
    1974 - Bachman-Turner Overdrive's “Not Fragile” hits #1
    1975 - Dickie Goodman had the best-selling single in the US with the novelty tune, "Mr. Jaws," which mixed his rapid-fire mock interviews with answers that were snipped from contemporary hit singles. Goodman first entered the US charts in 1956 when he and his partner Bill Buchanan used a similar format on a record called "The Flying Saucer."
    1975 - Top Hits
“Bad Blood” - Neil Sedaka
“Calypso/I'm Sorry” - John Denver
“Miracles” - Jefferson Starship
“Hope You're Feelin' Me (Like I'm Feelin' You)” - Charley Pri
    1981 - LA Dodger Rick Monday hit a two-out homer in the ninth inning, leading the Dodgers to a 2-1 win over the Montreal Expos in the 5th game of their championship series. The Dodgers would go on to win the World Series title against the Yankees.
    1981 - Martin Luther King, Jr. Library and Archives opens in Atlanta. Founded by Coretta Scott King, it is the largest repository in the world of primary resource material on King, nine major civil rights organizations, and the American civil rights movement.
    1983 - The United States Senate passed a bill making Martin Luther King's birthday a public holiday.
    1983 - Top Hits
“Total Eclipse of the Heart” - Bonnie Tyler
“Making Love Out of Nothing at All” - Air Supply
“Islands in the Stream” - Kenny Rogers & Dolly Parton
“Paradise Tonight” - Charly McClain & Mickey Gilley
    1985 - "Take on Me," by a-ha, hit number one on the pop music charts. The video for the song was in regular rotation at MTV. The group is the first from Norway to have a No. 1 hit in the United States.
    1986 - No. 1 Billboard Pop Hit: “True Colors,'' Cyndi Lauper.
    1987 - The worst stock crash in the history of the New York Stock Exchange occurred when the Dow Jones industrial average fell 508 points, closing at 1738.74, a decline of 22.6%, nearly double the decline in 1929 that ushered in the Great Depression. The volume of stocks traded, 604,330,000, was nearly twice the previous record of 338,500,000 set on October 16.  Computerized program trading and various factors in the national and international economy were blamed for the collapse of the market that had exhibited a case of the jitters in recent weeks. On October 23, the Dow Jones rose 102.27 points and trading set another new record for volume with 608,120,000 shares.  In spite of the gain, largely confined to blue chip issues, many more stocks fell than rose.  The Dow gained another 186 points the following day but dropped 77.42 points on October 22. The major markets set temporarily shorter hours in hopes of easing the tension, but on October 26, there was another drop of 158.83 points. After a short period of relative quiet, the Dow fell 5.052 on Nov 3, ending a five day
rally, and on Nov. 9 the average was down another 58.85 points, closing at 1900.20.
    1981 - Though it yielded only one minor hit single in "Backfired," "Koo Koo," the solo album by Blondie's Deborah Harry, goes gold today.
    1989 - Record breaking snows fell across northern and central Indiana. Totals ranged up to 10.5 inches at Kokomo, and 9.3 inches was reported at Indianapolis. The 8.8 inch total at South Bend was a record for the month as a whole. Up to seven inches of snow fell in extreme southern Lower Michigan, and up to six inches fell in southwestern Ohio. The heavy wet snow downed many trees and power lines. Half the city of Cincinnati was without electricity during the morning hours. Temperatures dipped below freezing across much of the Great Plains Region. Twenty cities, including fourteen in Texas, reported record low temperatures for the date. North Platte, NE reported a record low of 11 degrees. In Florida, four cities reported record high temperatures for the date. The record high of 92 degrees at Miami also marked a record fourteen days of 90-degree weather in October, and 116 such days for the year.
    1991 - Top Hits
“Emotions” - Mariah Carey
“Do Anything” - Natural Selection
“Romantic” - Karyn White
“Keep It Between the Lines” - Ricky Van Shelton
    1998 - Microsoft and prosecutors for the U.S. Department of Justice and twenty states met in federal court. It was the beginning of the antitrust case against the Microsoft Corporation.
    2000 - Dusty Baker, who led the Giants to a National League West flag with baseball's best record (97-65), reaches agreement with the Giants on a two-year contract extension. The pact makes, the two-time National League Manager of the Year the second highest-paid skipper in the Majors.
    2005 - The Houston Astros earned the first World Series berth in the team's 44-year history with a 5-1 victory over the St. Louis Cardinals.  Houston lost to the Chicago White Sox in the Series.
    2006 - Rod Stewart's CD, "Still the Same...Great Rock Classics of Our Time," entered the Billboard Hot 200 album chart at #1.
    2008 – The Tampa Bay Devil Rays advanced to the World Series for the first time in franchise history, defeating the Red Sox, 3-1, in Game 7 of the ALCS.
    2009 - The international version of Amazon's Kindle 2 was released.
    2013 - JPMorgan Chase tentatively settled on paying $13 billion to the U.S. Department of Justice for its role in selling bad mortgage loans to investors, which added to the Subprime mortgage crisis and the ensuing Great Recession in 2008.



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