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[headlines] Co-Founder Trinity Leasing James Halow Passes Away
James Halow, age 72, died at home following a seven-month battle with pancreatic cancer. An alumnus of U. S. Leasing and Stanford Business School, Jim and his wife Donna formed Trinity in 1981 in San Francisco. They focused on business development, industry relations and maintenance of Trinity's high standards and reputation. Primarily specializing in nationwide vendor leasing programs for manufacturers in specific vertical markets vendor operation, the company developed into a major "back office" for small banks and leasing companies. In November, 2002 Bank of the West acquired the company which then had a portfolio of $160 million. At the time, " 'This acquisition underscores Bank of the West's commitment to equipment leasing as a core product line,' said Jerry Newell, Bank of the West's Equipment Leasing manager." "Friends are invited to celebrate Jim's life at 11:00am on Friday, March 23 at St. Leo's Church, 601 W. Aqua Caliente Road, Sonoma, with a reception following at the Sonoma Golf Club. Memorial donations may be made to Salesian Boys and Girls Club in San Francisco (www.salesianclub.org) or the Valley of the Moon Boys and Girls Club College Bound program (www.bgcsonoma.org). San Francisco Chronicle Obituary: “James Halow I am but waiting for you For an interval Somewhere. Very near. Just around the corner. Jim died March 18 at home at age 72 after a seven-month battle with pancreatic cancer. Jim had time during the progress of this disease to receive and reflect on the love and adoration of his family and so many others he had influenced, mentored and touched during his life. Jim used this interval to tell life stories with humor, giving his final guidance and personal philosophy to his children, daughter-in-law, and close nieces and nephews. “Jim was born in Altoona PA and grew up in Chevy Chase MD. He graduated in engineering from Carnegie Tech University and was awarded his Ph. D. in physics from Catholic University of America. He taught physics at Drexel University before entering Stanford Business School for his MBA. Jim founded Trinity Capital Corporation, which he ran with his wife, Donna, for several decades. He took personal pride in the long-term continuity of one hundred employees and the equipment financing of hundreds of thousands of small businesses throughout the United States. “Jim lived a wonderful life and enjoyed his work, his family and friends and his many passions including basketball, tennis, mathematics and golf. He was a respected coach for the boys and their friends throughout their lives and inspiration to many. The wonderment and fullness of the many phases of Jim's life came together in his final months. Ongoing calls and letters from his Chevy Chase friends helped recall and shape the happy memories and great depth of their friendships of over half a century. His long-time friends from Stanford Business School were staunchly here with him throughout his illness. Jim's love and work for the University High School basketball team, and the boys he influenced there, was memorialized in a heart-felt video tribute by one of its great players. “The many notes, videos and calls from the staff and clients at Trinity brought Jim right back into that close circle of colleagues. His neighbors, tennis buddies, golf buddies, and friends-from family life in San Francisco to retirement living in Sonoma-reminded Jim on a daily basis how much he was an ongoing part of their lives. Jim is survived by his wife of 37 years, Donna, sons James and Michael, daughter-in-law, Gina, his brother, Joe (Elisabeth), sisters Eva (Arnold), Mary, and Gloria (Osama), Donna's family, Evelyn (John), Kris (Carol) and Janet (Frank), nine very close and beloved nieces and nephews, and his close cousin, Linda. Jim has joined his father and cherished mother, two brothers, George and Fred, and his most beloved niece, Michelle. "
[headlines]
Classified Ads---Asset Management
Free Posting for those seeking employment in Leasing: All “free” categories “job wanted” ads:http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm [headlines] Lease Fleece Adam S. Zuckerman Sentenced
Adam S. Zuckerman, Laguna Beach, California, head of BrickBanc, Costa Mesa, California, and reportedly found to be the ringleader in Operation Lease Fleece, was sentenced to 37 months in federal prison with three years of supervised release by Judge Cormac J. Carney. Zuckerman may be able to take 10% to 15% off the sentence for good behavior, as well as will be in a half-way house upon the last six months of his term. Zuckerman testimony and files were left sealed in his case, as the investigation is considered “on going.” The prosecutor, Jennifer L. Waier, Office of US Attorney, would make no comment on the case to Leasing News. The two major founders of CapitalWerks, Preferred Leasing, Mark McQuitty, sentencing is scheduled for May 14, 2012, and James Raeder, sentencing for June 4, 2012. Zuckerman sentencing was originally set for October 24, 2012, but moved forward, and may be due to such events as found on this web site: www.stopzuckerman.com According to the interview with many of those sentenced, the original program was instituted by CapitalWerks in disguised "sale/leaseback" or leases that exceeded the action costs, and included software and installation not spelled out. Accordingly Zuckerman took it one step further, sending out faxes for working capital, and actually setting up phony bank accounts, trade references, fake vendors, and really pushing the program far over the line from what CapitalWerks originally started. Left to be sentenced besides McQuitty and Raeder: Leigh Dorand, 42, Tech Capital, Phoenix, Arizona sentencing continued until 7/23/2012 10:00 AM before Judge Cormac J. Carney. Ziya, Arik, 38, CapitalWerks, continuing Sentencing hearing to 4/30/2012 11:00 AM before Judge Cormac J. Carney Michael Scott Grayson, Axis Communication, Tarzana sentencing continued to 6/25/2012 11:00 AM before Judge Cormac J. Carney A joint trail seems left also: Chant Vartanian, president of ISystems Technology and Solutions, currently operating under several business names, trial date is continued to April 24, 2012 at 9:00 a.m. IT IS FURTHER ORDERED that the status conference is continued to April 16, 2012 at 9:30 a.m. Sarkus Vartanian, vice-president of ISystems Technology and Solutions, currently operating under several business names, "trial date is continued to April 24, 2012 at 9:00 a.m. IT IS FURTHER ORDERED that the status conference is continued to April 16, 2012 at 9:30 a.m. In the group of previous stories, this one is the most complete about Adam Zuckerman, told from his point of view, how he got involved in Operation Lease Fleece: Operation Lease Police Stories:
[headlines] Chesswood Declares Year-End Net Income $6.5 Million
Pawnee remains the star of the Chesswood Group, Ltd., Toronto, Canada. Lease Receivables (Annual Report, page 83)
(Annual Report, page 84) "Chesswood has a loss of $2.6 million 2010 and net income of $6.5 year-end 2011. Paid a cash dividend of almost $6.6 million, with a cash equivalent at the beginning of the year at $12.8 with an end of year period $7.3 million." "For the year ended December 31, 2011, the Company reported consolidated net income of $6.5 million compared to a net loss of $2.7 million in the year ended December 31, 2010, an increase of $9.2 million year-over-year. "The $9.2 million increase in net income year-over-year was the result of: "• Corporate overhead decreased $7.2 million predominantly from the $6.5 million reduction in IFRS adjustments required in the 2010 comparatives as a result of being an income fund in 2010. The $6.5 million in 2010 IFRS adjustments include a $4.5 million loss in fair value on other liabilities due to IFRS treatment of certain Fund Equity items as liabilities, $1.3 million in distributions to Unit holders that were expensed under IFRS in 2010, and $729,000 higher income tax expense in 2010 as the Fund was required to apply the Unit holders’ marginal tax rate to undistributed income. "Pawnee is an equipment finance company that provides lease financing on micro and small-ticket business equipment. Pawnee focuses on small businesses (with a particular focus in the start-up and “B” credit segment of the U.S. equipment finance market), servicing the lower 48 states through a network of approximately 550 independent brokers. As of December 31, 2011, Pawnee administered 8,258 leases in its portfolio, with remaining scheduled lease payments of approximately U.S. $130.6 million over the next five years. "Assessed as lower risk business than Pawnee’s traditional “B” business, “B+” lessees receive funding based on rates that typically range from 14-26%. At December 31, 2011, approximately 47% of Pawnee’s lease receivables consisted of the “B+” product. Pawnee expects its “B+” product to continue to grow. • no state represented more than 10.3% of the number of Pawnee’s total active leases, with the exception of California which represented 12.2%; • Pawnee financed over 70 equipment categories, with its five largest categories by volume, being restaurant, auto repair, titled trucks and trailers, beauty salon and computer equipment, which combined accounted for 54.4% of the number of active leases; • its lessees operated in over 85 different industry segments, with no industry concentration accounting for more than 14.8% of its number of active leases; • no lessee accounted for more than 0.01% of its total lease portfolio; and • its largest source of lease originations accounted for 18.9% of its leases in the year ended December 31, 2011, and its ten largest origination sources accounted for 40.4% of its leases. "As of December 31, 2011, Pawnee employed approximately 40 full-time equivalent employees, over one-third of whom are dedicated to collection and default remediation." Forecast of Future Minimum Lease Payments Receivable 2012 $58,609 Total $132,821 2011 2010 Late Fees, insurance, or security interest were not found in the report, although: "The majority of the $11.5 million (December 31, 2010 – $9.9 million) in customer security deposits relates to security deposits held by Pawnee. Pawnee’s primary lease contract requires that the lessee provide two payments as security deposit (not advance payments), which are held for the full term of the lease and then returned or applied to the purchase option of the equipment at the lessee’s request, unless the lessee has previously defaulted (in which case the deposit is applied against the lease receivable). Historically, a very high percentage of lessees’ deposits are either applied to the purchase option of the leased equipment at the end of the lease term or used to offset charge-offs. (Annual report, Page 20) It should be noted from the Annual Report, "June 10, 2011 Chesswood acquired Case Funding which acquires "Quick Cash, Inc." a provider of litigation financing to plaintiffs and attorneys through the Unite States...Case Funding's advance rate is a maximum of 20% of the expected total fees. Only cases already in progress are eligible for an inclusion in a bask." Chesswood Limited Annual Report (133 pages):
[headlines] Pawnee Leasing 30th Year Anniversary
Rob Day, Founder Pawnee Leasing, President 1982-1999
Rob Day, an optometrist and business entrepreneur, had a Bank of America lease form, obtained a bank line of credit, and started leasing for an Apple Computer store he had an investment interest in Sterling, Colorado July, 1982. He called the company after the name of the street where he lived: Pawnee. Computer customers came back as well as leads to other potential lessees, and after doing leases for four Apple Computer stores, Day decided to expand and moved the operation to Fort Collins, Colorado, to service other Apple Computer stores in the neighboring states. In 1990, Dave Malucky, a one-man lease brokerage in Denver introduced them to the lease broker business. By 1991 the stores accounted for less than 10% of their volume and had faded completely by 1993. Pawnee was committed to the broker market and has never looked back since.
“Century Bank had been our only bank and we had a seven figure revolving line with them, our only significant credit facility, “Rob Day explains." This was a time in Colorado banking history when the ‘Minnesota Twins’ arrived on the scene. First Bank and Norwest, both of Minneapolis, started purchasing many of the banking assets in Colorado and their actions set off a buying binge by other national banks that feared missing out on the Colorado market. Unfortunately for us Century Bank was purchased by Key Bank and our type of business did not fit with the new organization. We had 90 days to pay off our note. That was a stressful time and I was left with the notion that I was going to be funding deals right out of my wallet!" “I had met Sam Leeper, a senior executive with Affiliated Banks of Colorado, when in 1991 they provided a small line of credit for a leasing partnership we had formed in connection with Pawnee. By late 1993, his bank had been purchased by Bank One and they were my plan for survival. Fortunately for us, the transition from Affiliated to Bank One had been difficult and longer than anticipated so that by late 1993 Bank One was ready to do business and needed to make up for some lost time. In less than 45 days, Sam and his team came through with a credit facility to replace Key Bank and to provide funds for expansion." "We grew with Sam and Bank One into the golden era of specialty finance where leasing companies were highly sought after and premiums were high. Every company has capital issues and they are either solved internally or you sell out to a larger organization that can provide the external solution. Pawnee needed more capital to fuel our growth and we had a suitor in early 1997 that could do that. I agreed to a buyout contingent upon both of us completing due diligence. I was reacting like a typical founder; as the due diligence progressed I began to question whether my buyer was the kind of company I really wanted my employees and me to join. I thought our business model was superior to theirs. I thought our team was better than theirs. That kind of thinking was not going to produce harmony and we had a mutual understanding to terminate the discussions. No deal, we were back looking for capital like a coyote looking for his next meal. “Our banker from Bank One (now JPMorgan Chase Bank), Sam Leeper, was aware of our needs and introduced Pawnee to Dick Monfort. Sam had handled the Monfort family’s banking affairs for some time. The Monfort family is a household name in the Colorado community and Dick and his brother are well known as owners of the Colorado Rockies Major League Baseball team. In the spring of 1997 he introduced us to Dick Monfort and discussions began for Dick to buy out my minority partners and for Sam to join Pawnee. “In May we completed the transaction and the next month Sam started his career at Pawnee. The ‘trade’ was Dick’s purchase of the minority shareholders’ interests in Pawnee and the concurrent hiring of Sam Leeper to succeed me. Dick met Pawnee’s capital needs and Sam was precisely the ingredient Pawnee needed; Sam, with engineering and finance training, was methodical, structured and a master of systems and process building. Sam subtly shifted our focus from thinking of ourselves as a leasing company to being a risk management and collection company”. "Pawnee had grown past the point of quick decisions executed by noon and our structure protocols needed some overhauls. We had external auditors in Arthur Anderson as was required by our credit facilities, thus compliance and systems became more in focus. It is often said that entrepreneurs come in two forms, “sprinters” and “runners”. I was a sprinter, Sam was a runner. I knew that Sam was going to be the best choice to take Pawnee forward."
"Pawnee had around 11 employees when I joined in 1997, “Sam Leeper, President 1999-2005, said. " During my first month, Pawnee's banker, my former associates at JPMorgan Chase, visited our facility, which was a single floor of some 800 square feet of a commercial office tower. I was ribbed by my former associates at the fact that I had just booked my first credit for Pawnee - a $3,000 transaction - as my last transaction at the bank involved several million dollars. While my new Pawnee authority level was tough on my psyche, it firmly established for our bankers that Pawnee was truly a prudent risk manager. The visit and subsequent discussions resulted in an increase in the bank facility to $15 million. In addition, our partner Dick provided a $2 million mezzanine loan and we were set to pursue the growth we anticipated. "Rob continued as CEO. He performed his responsibilities remotely from his California home primarily offering strategic advisement to the ‘day-to-day’ I was running, as well as active in leasing association.”
" Our Board of Rob, Dick, and myself provided what proved to be a perfect combination, “ Leeper explains, “Rob and Dick provided the inspiration to grow while I and the Tribe, the name we coined our employee team, provided the perspiration to evaluate, formulate, organize, and execute the many ideas for making Pawnee the best niche leasing company in the country. "Our partner Dick Monfort provided an increased mezzanine line and we were attracted to the rates available through securitization and we briefly turned to this financing method. However, we soon found this approach to be terribly inefficient and inflexible for our type of portfolio. Foothills Capital, a Wells Fargo affiliate, replaced the securitized portion of the portfolio to augment our JPMorgan facilities." At this point, our growth was tremendous and everyone was working very hard to fund deals as fast as they came in. Friday (This ad is a “trade” for the writing of this column. Opinions
[headlines] Letters?!!!---We get eMail--- (Mostly In chronological order as received:) Why the Evergreen Clause is important to Marlin Leasing
"Marlin should get back to doing business with more brokers. I certainly miss Manifest and Marlin. I never had a problem with $1.00 out leases with them, as well as I always was in contact with my customer. Please don't use my name as I would like to get back to them once they start to accept broker business again." (Name withheld) "I have been dealing with Marlin for over ten years and find them the best company to deal with. The brokers they cut off had high percentages of not getting deals funded that were approved. I find them a great company to work with." (Name withheld) "Just funded a deal today as a matter of fact with Marlin for this vendor. I saw your article about the Evergreening and Marlin. Very interesting. I only do $1.00 buyout leases with Marlin and they do not Evergreen on those. I love their quick approvals under 2 hours, their quick funding, and their simple One Page lease with everything on it. No muss no fuss. They even do Corp Only deals for me even now" (Name withheld) "I couldn't ask for a nicer rep. He told me they are only taking a handful of brokers and it is very small. I felt very lucky to have been invited. He told me it was because my packages were always perfect and I had zero delinquency on the deals I had done. Holy Cow! They completely revised their Broker Agreement and it is really Broker Friendly." (Name withheld "Very nice article on Marlin today." (Name Withheld) (Due to the position the last person has with his company, he was not authorized to make a statement. Ironically with the broker accolades about Marlin, Leasing News Tuesday afternoon just received a new complaint today regarding a lessee being billed three extra payments and Marlin demanding the next in an Evergreen clause. It came from a broker who originally sent to deal to Marlin: (I’ve been in this industry for about twenty years and although the past three have been rough, overall it has been a great experience. We have worked closely with so many quality people over the years, many who unfortunately are no longer around. Over the past ten years we have worked closely with Dwight Galloway and have become close to him. I know you are aware of all the struggles he has endured as you have written about him in a positive light so many times. It seems like his new company is doing well – hopefully he has found a solid parent. Over the years I have regularly read your report. It is a great resource and a valuable piece of our industry -- thank you. I’m looking for some help, and hoping you may be able and willing. One of our Lessee’s contracts, that had been sold to Marlin, was put into auto renewal because the Lessee neglected (forgot) to exercise their purchase option. The contract was originally structured with two payments in advance as security deposit, followed by 60 monthly payments, and a 10% purchase option. They’ve recently realized they have now made 65 payments (five extra). In an effort to settle, they have offered to pay Marlin an additional $1,500 and to forfeit the return of their security deposit. This is a $25,000 contract with a $2,500 purchase option. The security deposit amount is $1,196.36. So, they are offering $1,500 plus $1,196.36 to settle the $2,500 purchase option. If accepted, this would give Marlin an additional 5 full payments plus $196.36. Marlin has declined the offer and in turn has requested an additional $3,000 payment as well as forfeiture of the security deposit. Can you help with this? Please let me know. Thanks! (In the process of gathering all the documents. Editor)
"I noticed you had a new company called Ascentium listed today. Nice website and it Looks like another Tom Depping’s company. I was curious to know who was funding the company. Do you know?" (Name with held) In August, 2011, “KINGWOOD, Texas---Ascentium Capital today announced its launch as a lender focused on the important but underserved market for small-balance commercial loans and leases in the United States. Ascentium Capital is backed by Vulcan Capital, the private investment group of Paul G. Allen, and a group of investors led by LKCM Capital Group, LLC (“LKCM”), the alternative investment vehicle for Luther King Capital Management. “We see a tremendous opportunity to meet the lending needs of small businesses. We believe Tom and his team are well positioned to capitalize on this opportunity given their outstanding long-term track record and proven commitment to high standards of integrity and customer service” Ascentium Capital will acquire a $150 million portfolio of commercial loans and leases from Main Street Bank (“Main Street”), as well as a state of the art small business origination and servicing platform. Separately, Main Street has reached an agreement to sell its branches and deposits to Green Bank, N.A. Following the completion of the sale of assets to Ascentium Capital and the branch/deposit sale, Main Street will liquidate and terminate its banking charter. Ascentium Capital does not intend to operate under a banking charter. Ascentium Capital will be initially capitalized with $75 million of equity and a $250 million warehouse facility led by UBS Investment Bank. The company will also have access to an additional $35 million of equity capital to fund future growth. Ascentium Capital will be headquartered in the Houston metropolitan area of Kingwood, Texas, and led by the existing Main Street senior management team, including Chairman Tom Depping. The company will originate loans and leases through a national sales staff that will work with equipment manufacturers, distributors and resellers, as well as vendors, franchisors and selected equipment lease brokers. “We see a tremendous opportunity to meet the lending needs of small businesses. We believe Tom and his team are well positioned to capitalize on this opportunity given their outstanding long-term track record and proven commitment to high standards of integrity and customer service,” said Geoff McKay, a managing director of Vulcan Capital."
"I have changed direction and will no longer be pursuing a career in leasing. I have started my own business consulting business and I am having great success with small to medium size companies. My website is under construction by I am sending you my link in the event you cross paths with an entrepreneur, existing or start up business in need of consulting services. Thank you and I think what you are doing for those in the industry is great." Carmela DeNicola "FYI develops Action Based Business Plans, Marketing Plans, Web Design & Development Plans in close partnership with our clients to achieve specific, measurable goals and results. We back our Plans with Interactive Consulting and Action Oriented, Success Based Implementation Processes, Steps and Plans. We look forward to helping you succeed with your business."
Abby and Fiona "I know you love dogs Kit. Wanted to share our children with fur. "These adorable happy Rat-Hunting sisters just got promoted to VP's of Vermin Control at Edison." Jim Gibbons
Don Wood, winemaker, Kristen Wood, event director with their two sons Please find attached our updated winery photo! Thanks for your help! Don Wood (In 2006, in an effort to draw attention to Classified Ads--Help Wanted, for over a year ran a different small winery with photo and information. September 11, 2006 Icicle Ridge Winery in the foothills of the Cascade Mountains near Leavenworth, Washington was featured. Claim to fame was white merlot, chocolate cherry wine, and estate grown Lemberger.) More photos and about the winery:
LinkedIn is better than Facebook (The latest are emails saying you have a LinkedIn inbox message, click here---and it is a virus. Of course, these emails also have been used as if from Twitter, and also Facebook)
[headlines] Danny Boy "Danny Boy is a 5 year old beagle. He is a very handsome man and needs a new home. His first family had to move and could not take him with them. He is a very friendly dog and good with people. If you are looking to adopt a really nice dog give this guy a try." Burlington County Animal Alliance, Willingboro, NJ
Adopt-a-Pet by Leasing Co. State/City Adopt a Pet [headlines] In Memory: One of my very best friends in high school, who I stayed in touch with and had dinner and visited not as often as I would have liked.
Warren Luening, renowned studio trumpeter dies http://www.allaboutjazz.com/php/news.php?id=95560 from This Day in American History: 1916- Billy May Birthday (one of the great big band arrangers with his own band, Frank Sinatra, Nat “King” Cole, and his recreation of the Jimmie Lunceford band album is one of my favorites. His arrangement of “Lean Baby” was one my favorites that my band played. Another was “String of Pearls” where Warren Luening, Jr. and Chris Morgan would duel on the solos. ---- We went to see the Count Basie Band at a special preview and concert at Santana Row, San Jose. I have many great memories of seeing the Basie band since I was 14 years old and stood outside the kitchen at a club in Los Angeles, to seeing at many other places, and shaking his hand with my kids at Circle Star, San Carlos, California. When I had my dance band in high school and college, we had many of his band's arrangement in our book. While I have many favorites from the Atom Bomb album to the Newport Jazz Festival, one of my favorites is the 1966 Frank Sinatra at the Sands with the Count Basie Band. Sinatra just turned 50 and makes jokes about it with Basie, and the band never played better, and Sinatra was terrific, also. "Sent for You Yesterday..." We had Warren Luening, Jr., playing lead trumpet in the band, and Chris Morgan on third (think Dave Silverman played second or fourth, can't remember, except he was primarily a Dixieland trumpet player). All three were cut ups, had two many girls at rehearsal, but no one could hit the high notes that Warren could hit and hold. And he played things right the first time. He could read, had great rhythm and was born with perfect pitch. He went on to graduate from UCLA and then the Air Force band during the Viet Nam war. He had great class then. And still does, today. Great dresser, too; always stylish. He can be heard on movie recordings, studio recordings, and is in great demand in Hollywood. I'm really looking forward to tonight. I wish Warren and his lovely wife, Stella, had been with us... http://www.leasingnews.org/archives/August_%202003/8-08-03.htm
Islamic Bank Arcapita Files for Bankruptcy Protection as Debt Talks Fail US builders in February requested the most permits in any month since October 2008 Meg Whitman plans to merge printing and PC groups: major HP reorganization Coca-Cola holds top spot, but category keeps losing market share
[headlines]
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(Leasing News provides this ad as a trade for investigations
[headlines] Spring Poem SPRING IS HERE Winter is gone, just look around and see; Joining the singing river going down to the sea, She laughs at the trees' bare limbs The flowers sleeping beneath the ground Bee Samann
[headlines]
San Francisco mayor suspends embattled sheriff Cal State trustees OK pay hikes for 2 Presidents
[headlines]
“Gimme that Wine”
http://www.youtube.com/watch?v=EJnQoi8DSE8
Raise your glass to a California vintage reformation From 1982, Glasses More Than Full Wine Enthusiast Magazine Launches Mandarin Edition in China Parker: influence is “scary”
Wine Prices by vintage US/International Wine Events Winery Atlas Leasing News Wine & Spirits Page [headlines]
This Day in History 1595- Pocahontas, daughter of Powhatan born near Jamestown, VA; leader of the Indian union of Algonquin nations, helped to foster good will between the colonists of the Jamestown settlement and her people. Pocahontas converted to Christianity, was baptized with the name Rebecca and married John Rolfe Apr 5, 1614. In 1616, she accompanied Rolfe on a trip to his native England, where she was regarded as an overseas "ambassador." Pocahontas's stay in England drew so much attention to the Virginia Company's Jamestown settlement that lotteries were held to help support the colony. Shortly before she was scheduled to return to Jamestown, Pocahontas died at Gravesend, Kent, England, of either smallpox or pneumonia. According to the March edition of Atlantic Magazine, the Indians had no immune system to ward off European diseases, including smallpox and pneumonia. NCAA Basketball Champions This Date 1959 California ------------------------------------------------------------- SuDoku The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler? http://leasingnews.org/Soduku/soduko-main.htm -------------------------------------------------------------- Daily Puzzle How to play: Refresh for current date: -------------------------------------------------------------- http://www.gasbuddy.com/ -------------------------------------------------------------- Weather See USA map, click to specific area, no commercials -------------------------------------------------------------- Traffic Live--- Real Time Traffic Information You can save up to 20 different routes and check them out with one click, -------------------------------- |
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