Archives---May 9, 2000
Bad News from Cindy Spurdle,
Former Executive Director of NAELB---

"Kit--

It was great to meet you finally. Thank you for arranging to get the AOL Disks to hand out. That was a great idea. I would like to also make sure that the two page handout you provided about free access to the internet so everyone could have an Email address is provided to all of our members.

Unfortunately, I won't be involved much longer. The Board voted to turn the management of the Association over completely to the Prime Management Services. They have eliminated my position altogether. I'm sure they will be notifying all the members of their decision.

Best of luck to you in the future and I know that it would surely be a benefit to the association and especially its brokers' members to have you actively involved as we discussed.

Thank you,

Cindy"

The National Association of Equipment Leasing Brokers Conference in Nashville, Tennessee was attended by over 400 brokers, spouses, presenters, and friends.

The workshops were terrific and well attended. At the Liaison Committee meeting much of the discussion centered around what to do with the surplus funds now available, where to invest them. The idea continues to be keep the dues low, don't add staff, pay for additional services on a need-by-need basis, link everyone by e-mail and eliminate the need for paper newsletters, increase the membership to 1,000 and continue to keep the organization primarily for the small broker, have an enforceable ethnic program to go both ways: applying to broker and funder.

Dave Pitman was given an award for helping form the association (I was not there as I could not hear from the outside table, there was a major overflow and talking to my very good friends Tom Landmark of Manifest and Jane Hackforth of Advanta, Steve Crane of Bank of the West, whose party saved them seats. I joined Cindy and the people who were running the show and now NAELB, and left soon after eating). Mike Meacher was elected President and new directors are Bob Bell and Gerry Egan.

Recipient of the Bill Granieri "Top Gun" Memorial Award was Sudhir P. Amembal.

Host John Winchester did a super job, even had the mayor of Nashville, Tennessee make a speech, which was short, to the point, and very friendly. What a great city!!!!

I think the most exciting thing I saw at the conference was the new "On Line Reporting" now available to Manifest brokers. It is simple. It is easy to use. It is fantastic. It has about almost everything a broker or discounter could use, and it is FREE!!!! The people in Marshall, Minnesota must have read Bill Gates "Business@The Speed of Thought."

Alan Collier of Total Funding.com took the conference by storm, appearing everywhere, meeting everyone, getting fully involved, including a terrific Friday night party. He was accompanied by three of his staff, including Dennis Doyon, Steve Warren, and Joan Lamond. They worked the rooms like I have never seen before, as if they were running for a political office. Very impressive program and opportunity for brokers to join the digital age.

They also want to contribute a scholarship for those who can't afford to come to meetings, become a "Diamond Sponsor" and get more involved. Their e-commerce program is the only one I have seen that is designed for lease brokers to join the digital age.

Speaking of that, NAELB had a booth where members could sign up for $250 and get a four page web site, customized to them, including a perl script application. Great bargain. Don't know if still available, but contact Ron Baumgardner at 205-989-6934 or 888-932-7467 ( www.webshoppe.net ). For some reason, his business card does not have an e-mail address. This is a great opportunity for all NAELB members, and also worth joining just to get this free web page and $35 for your own web name ( the actual Internic cost, no mark-up ). They also had some very attractive plans and if you don't have a web site, call them and see what they can do for you.

John Kruse, Hal Hayden, Randy Anderson from System1/Capitalstream were there, presenting their new software. The company first presented their System 1 to the brokers five years ago in Nashville, they said. The company has grown to 110 employees to service the equipment leasing community.

Bob Baker was the star of the conference, doing all day sessions, and doing a full all morning conference wrap-up (keep costs low, golf is not that important, we need to network and set-up regional committee meetings). Sudhir Amembal, the superbroker was there with his wife, doing day workshops, working the floor to recruit broker business.

I don't know why ARMleasing was displaying their software as the basic charge was $100,000 and the second module to really make it work was $150,000 for a program developed originally for Rockford Industries. This compares to the System 1 that CapitalStream was giving out for free to NAELB members, plus waiving the first year maintenance fee. The System 1 was a much better buy, especially for single users.

I have a lot of news about some companies going out of business, changes, and some other things, but would like to confirm the "rumors" before making them "facts."

TODAY

From NAELB she went and worked for the United Association of Equipment Leasing, May, 2000, became executive director of the CLP Foundation, retiring in early 2012 from the position. An award is given annually in her name for the outstanding member of the CLP Foundation.
http://www.clpfoundation.org/pdf/newsletter/1328116318.pdf#view=Fit

 

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Last to Be Sentenced in Operation Fleece?
by Kit Menkin

(Mass Fax Flyer for disguised sale/leasebacks
sometimes no equipment existed at all.)

Ziya Arik, CapitalWerks/Preferred Lease, sentencing before Judge Cormac J. Carney on 1/14/2013 11:00 AM was continued to 5/6/13 at 10:00 a.m. Reportedly one of the toughest salesmen who was rough on customers, competing with Brian Acosta, CLP, for accounts. There were many complaints about his “performance.”

"ORDER TO CONTINUE Trial by Judge Cormac J. Carney as to Defendant Ziya Arik. Jury Trial reset for 10/1/2013 09:00 AM before Judge Cormac J. Carney. Pretrial Conference Status Conference reset for 9/23/2013 09:30 AM before Judge Cormac J. Carney. The time from May 21, 2013 to October 1, 2013 is excludable from the computation of the time within which trial of this action must commence under the Speedy Trial Act. (rla) (Entered: 05/06/2013)"

All those arrested or indicted to date have been sentenced, except for Ziya Arik.

According to many of the ex-CapitalWerks salesmen I have spoken to, Ziya is one tough hombre, who wins positions by wearing down the opponent and has many techniques to do so. He and Acosta had contests of who could get away with the most, highest document fee and highest advance deposit not returned. US Deputy Attorney Jennifer Waier could get the commission records and also contact a few of Ziya customers to learn more, Leasing News is told.

He also has two DUI’s with one conviction. Mark McQuitty received a reduced sentence (two years) as he pled he was under the influence of alcohol abuse in his crimes as evidenced by several DUI’s, as well as he was broke. Here is Arik Avni Arik record (1).

Reportedly Ziya Arik's brother Dogan Kadir Arik also worked at CapitalWerks. Dogan Arik allegedly committed 7 felonies from burglary, robbery, grand theft with firearm, controlled substance and more. He was arrested by the Orange County Sherriff’s Department. He posted bail and split. He has a warrant out for his arrest and he is a reported fugitive. Leasing News has been told this has been going on for years. (2)

Ziya let go his first attorney in 2012, Teresa Cespeds Alarcon of Brown, White, and Newhouse, and hired one of the top firms, Bienert, Miller & Katzman, PLC,, San Clemente, California. "Our firm is a leader in complex federal white-collar criminal litigation." His attorney is senior partner, Thomas H. Bienert, Jr.

His web site shows he has been voted five out of five by his peers as a top attorney, as well as " Mr. Bienert also has been named Orange County's ‘White-Collar Lawyer of the Year’ for 2011 by Best Lawyers, the oldest and most respected peer-review publication in the legal profession. A former Chief of the Orange County Office of the United States Attorney."
http://www.lawyers.com/san-clemente/california/Thomas-H-Bienert-83686-a/

There is a lot of evidence from others who were indicted and sentenced, as well as character and fresh testimony, and all that is needed in a jury trial is to hear some of Ziya former customers, his treatment and character, as well as his zealous nature in this scandal and it will take more than Bienert may overcome---make a deal, is my opinion.

Kit Menkin, editor

1. Ziya Arik
   http://www.leasingnews.org/PDF/Arik_Ziya_2013.pdf
   

2. Dogan Arik
   http://www.leasingnews.org/PDF/Dogan_Arik_2103.pdf

Operation Lease Fleece Stories
http://www.leasingnews.org/Conscious-Top%20Stories/Lease_Fleece.htm

• Contract Negotiations • Fraud Investigations  • Credit Investigations • Skip-tracing  • Third-party Commercial Collections John Kenny  Receivables Management For flat fee or commissions basis  john@jkrmdirect.com | ph 315-866-1167| www.jkrmdirect.com

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and background information provided by John Kenny)

 

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Marlin Leasing 1st Quarter Interesting Facts
from 10-Q First Quarter, March 31, 2013 SEC Filing

(This company is listed with a complaint at www.leasingcomplaints.com)

(Page 26)

“Return on average assets was 2.38% for the three-month period ended March 31, 2013, compared to a return of 1.34% for the three-month period ended March 31, 2012. Return on average equity was 8.35% for the three-month period ended March 31, 2013, compared to a return of 4.02% for the three-month period ended March 31, 2012.

“Overall, our average net investment in total finance receivables for the three-month period ended March 31, 2013 increased 28.8% to $502.9 million, compared to $390.6 million for the three-month period ended March 31, 2012. This change was primarily due to growth in origination volume resulting from the continued seasoning and development of our sales account executives and an increase in the number of sales account executives. The end-of-period net investment in total finance receivables at March 31, 2013 was $525.9 million, an increase of $22.9 million, or 4.6%, from $503.0 million at December 31, 2012.

“During the three months ended March 31, 2013, we generated 6,293 new leases with a cost of $80.9 million, compared to 5,658 new leases with a cost of $72.4 million generated for the three months ended March 31, 2012. Sales staffing levels increased from 99 sales account executives at March 31, 2012 to 118 sales account executives at March 31, 2013. Approval rates also rose from 66% for the quarter ended March 31, 2012 to 67% for the quarter ended March 31, 2013

“For the three-month period ended March 31, 2013 compared to the three-month period ended March 31, 2012, net interest and fee income increased $4.0 million, or 30.8%, primarily due to a 28.8% increase in average total finance receivables, combined with a lower cost of funds on liabilities. The provision for credit losses increased $1.1 million, or 100.0%, to $2.2 million for the three-month period ended March 31, 2013 from $1.1 million for the same period in 2012, due to increases in both net charge-offs and the allowance for credit losses resulting from portfolio growth and the ongoing seasoning of the portfolio.”
(Page 30)

“Provision for credit losses. The provision for credit losses increased $1.1 million, or 100.0%, to $2.2 million for the three months ended March 31, 2013 from $1.1 million for the same period in 2012, primarily due to the impact of portfolio growth and the ongoing seasoning of the portfolio on both net charge-offs and the allowance for credit losses. Net charge-offs were $1.6 million for the three-month period ended March 31, 2013, compared to $1.2 million for the same period in 2012. The increase in net charge-offs was primarily due to portfolio growth. Net charge-offs as an annualized percentage of average total finance receivables increased to 1.25% during the three-month period ended March 31, 2013, from 1.23% for the same period in 2012. The allowance for credit losses increased to approximately $7.1 million at March 31, 2013, an increase of $0.6 million from $6.5 million at December 31, 2012.”
(Page 35)

“The chart which follows provides activity in the allowance for credit losses and asset quality statistics.”

(Page 13)

“Fee income increased $0.1 million to $3.2 million for the three-month period ended March 31, 2013, compared to $3.1 million for the three-month period ended March 31, 2012. Fee income included approximately $0.7 million of net residual income for the three-month period ended March 31, 2013 and $1.1 million for the three-month period ended March 31, 2012. The decrease in net residual income was primarily due to lower renewal income since fewer leases reached the end of their original contractual terms, as a result of the lower originations during the 2008 to 2010 timeframe

“Fee income also included approximately $2.1 million in late fee income for the three-month period ended March 31, 2013, which increased 16.7% from $1.8 million for the three-month period ended March 31, 2012. The increase in late fee income was primarily due to the increase in average total finance receivables.”
(Page 33)

“RESIDUAL PERFORMANCE

“Our leases offer our end user customers the option to own the equipment at lease expiration. As of March 31, 2013, approximately 67% of our leases were one dollar purchase option leases, 32% were fair market value leases and 1% were fixed purchase option leases, the latter of which typically contain an end-of-term purchase option equal to 10% of the original equipment cost. As of March 31, 2013, there were $29.6 million of residual assets retained on our Consolidated Balance Sheet, of which $23.5 million, or 79.4%, were related to copiers. As of December 31, 2012, there were $29.9 million of residual assets retained on our Consolidated Balance Sheet, of which $23.8 million, or 79.6%, were related to copiers. No other group of equipment represented more than 10% of equipment residuals as of March 31, 2013 and December 31, 2012, respectively...”
(Page 37)

Marlin 10-Q First Quarter, March 31, 2013:
http://www.leasingnews.org/PDF/Marlin_592013.pdf

 

 

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Companies who utilize Evergreen Clauses
for Extra Lease Payments

Two of the companies on this list do a lot of copier leasing, where it is reported manufacturers are now getting a piece of auto-renewals and as well as insisting that they be in the lease as a condition of the business. Also included in the fine print in the LEAF contract is a one month rental return fee including an inspection fee at the location specified by lessor and while most contracts not return at lessee’s expense (it is not to the local dealer who supplied the copier, but often it reportedly is across the nation as a negotiating tactic.) (1)

The companies in this group use language in their purchase options to confuse, perhaps to deceive, with the result an automatic continuation for an additional twelve months of payments. Often they win transactions with lower monthly payments as the lessee is not aware of the practice at the end of the initial term of the lease.

Several have continuation of payments and the requirement of replacing the equipment for a new lease. Leasing News has had complaints involving companies who invoke the twelve months on a $1.00 purchase option, as well as on an Equipment Finance Agreements.

ACC Capital, Midvale, Utah
Balboa Capital, Irvine, California
IFC Credit, Morton Grove, Illinois
Jules and Associates
LEAF Financial Group, Philadelphia, Pennsylvania
Marlin Business Leasing, Mount Laurel, New Jersey
Marquette Equipment Finance, Midvale, Utah 
Mazuma Capital Corporation, Draper, Utah
Onset Financial, South Jordan, Utah
Pacific Western Equipment Finance, Cottonwood Heights, Utah 
Republic Bank, Bountiful, Utah
Tetra Financial Group, Salt Lake City, Utah

(Click on name to learn more about the company on this list)

1. Copier Wars---It's more than the lease payment
   by Christopher Menkin
   http://leasingnews.org/archives/Nov2011/11_23.htm#copier

 

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New Hires---Promotions

Tim Mathison is now manager at Airborne Academy, Omaha, Nebraska (airborneomaha.com). Previously he joined P&L Capital in 2001 as business development officer, and then became national sales manager, 2003, then director of sales P&L Technology, 2006, then vice-president, sales and program development, 2008. Teacher, LaVista Schools (August,1991-May, 2001) Peru State College, Masters, Instructional Technology (1994–1996), University of Nebraska-Lincoln, BS- Social Sciences, Education (1987 – 1990), Iowa Western Community College, Associates, General Education (1985 – 1987Activities and Societies: * varsity baseball---- 2010-2012 Board of Directors and served as the membership committee chair for the National Equipment Finance Association.--NEFA
www.linkedin.com/pub/tim-mathison/6/3a9/b03/

Judith Mencke hired as Marketing Vice-President for SunTrust Equipment Finance & Leasing. She will be based in Ft. Lauderdale, Florida. Previously she was vice-president, Gulfstream business Bank (December, 2012--April, 2013), vice president/territory manager, Wells Fargo Equipment Finance (December, 2008-April, 2012), vice president/director, Wachovia Equipment Finance (December, 2005-December,2008), vice president, South Trust Bank (November, 1995-December, 2005),Marketing Rep, GE Capital (1980-1985).Miami Dade College, Associate's degree, Accounting and Finance.
www.linkedin.com/pub/judith-mencke/30/3a3/13

Mae Philpott hired as business development director for Maxim Commercial Credit, Los Angeles, California; working out of Charlotte, North Carolina. “In her new role, Mae will be charged with building the company’s broker referral base as well as vendor direct business." Previously she was sales & marketing director, Dakota Financial, LCC, working out of Charlotte, North Carolina. Tulane University BA, Communication & Psychology, with minor in Business
(1997–2001) www.linkedin.com/pub/mae-philpott/21/623/53

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Leasing Industry Help Wanted

 

  

Broker/Lessor Relationship Manager Canada Responsible for the development and maintenance of all broker/lessor relationships for Financial Pacific Leasing located in Canada. Promote the FinPac product and develop new sources of business. Work remotely from your location in Canada with periodic travel within Canada and Seattle, WA. Base salary plus commission plan. Please click here for more information. www.finpac.com Since 1975 serving the broker/lessor industry in the $5,000 to $50,000 marketplace.

 

 

 

Please see our Job Wanted section for possible new employees.

California Case Provides New Remedies in Injunction
re: Fair Credit Reporting Act
By Tom McCurnin
Leasing News Legal News Editor

California Court Enjoins Three Credit Reporting Agencies From an Alleged Negative Entry. Previous Law Did Not Provide That Remedy in a Private Action.

Engelbrecht v Experian., 12-1547 (Central District of California 2012).

The case provides some lessons for equipment lessors as well as all lenders that settle with guarantors when the settlement calls for “cleaning up” the guarantor’s credit.

It’s not often that I claim that a Federal Judge got it wrong, because generally they take the time to research the matter, certainly have the smarts, and usually have extremely bright law clerks. But in today’s case, the Fair Credit Reporting Act is quite clear that the Federal Trade Commission, as a regulatory agency, may seek an injunction. The statute is quite silent whether a private citizen may not enjoin a credit reporting agency. I’ve always interpreted the silence as the intent of Congress. The facts follow:

Izak Engelbrecht became delinquent with a half dozen creditors, including American Express, JP Morgan and U.S. Bank and ultimately settled with them, with all agreeing to direct the three major credit reporting services to delete the accounts, which was confirmed in writing. For one reason or another, the three credit reporting agencies failed to remove the entries. Engelbrecht sued the reporting agencies for damages and for injunctive relief.

The credit reporting agencies all moved to dismiss the injunctive claims, arguing that this remedy is reserved to Federal Trade Commission, not a private party. Thus, the credit reporting agencies argued the silence in the statute is an expression of Congress that only the Federal Trade Commission is empowered to seek injunctive relief. The case is Washington v. CSC Credit Servs., Inc., 199 F.2d 263 (5th Cir. 2000).

However, Engelbrecht, relying on Califano v. Yamasaki, 442 U.S. 682 (1979), argued a broader principal that absent the clearest command to the contrary from Congress, federal courts retain their equitable power to issue injunctions in suits over which they have jurisdiction. Califano v. Yamasaki, 442 U.S. 682 (1979).

Recognizing the split in authority, the Court held that injunctive relief is available for a private action, based mainly on the underlying principles of the FCRA, which is “to protect consumers from the transmission of inaccurate information about them, and to establish credit reporting practices that utilize accurate, relevant, and current information in a confidential and responsible manner.

The Court’s signature on the Order was barely dry when the three credit reporting agencies quickly settled with Engelbrecht for an undisclosed sum.

First, the creditor should not agree to clean up the credit of the guarantor or borrower. Rather, the settlement should call for informing the three major credit reporting agencies to remove the disputed item. Here, that is exactly what the creditors did, and one will note that they were not made defendants.

Second, false credit entries are now subject to injunctive relief, at least in the Central District of California. While damages, the possibility of treble damages remain a serious threat to creditors which report, this decision puts another layer of risk onto the creditor.

Englebrecht Case:
http://www.leasingnews.org/PDF/EnglebrechtCase_5013.pdf

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

 

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Email: tmccurnin@bkolaw.com
Visit our web site at www.bkolaw.com

Previous Tom McCurnin Articles:
http://www.leasingnews.org/Conscious-Top%20Stories/leasing_cases.html

 

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Earnings scorecard for top 25 US banks
and thrifts, Q1'13
By Aarti Kanjani, SNL Financial

Earnings at U.S. banks and thrifts grew year over year, based on median percentage EPS growth, according to first-quarter earnings reports available for about 86% of the companies traded on major exchanges. However, net interest margin continued to act as a spoilsport. The median net interest margin was down 10 basis points quarter over quarter and 16 basis points year over year.

Of the largest 25 banks and thrifts by assets, 13 disclosed growth in EPS over the prior quarter, and 17 showed a year-over-year increase. The median EPS growth for the top 25 institutions was 1.39% over the prior quarter and 8.96% over the year-ago quarter. Only two of the 25 largest companies posted a loss for the quarter. One of these was Popular Inc., which reported a first-quarter net loss of $1.18 per share. According to the company, the quarter's net loss reflects a $180.6 million after-tax loss on a bulk asset sale and valuation adjustments. Excluding the effect of asset sale and valuation adjustments, the company recorded an adjusted net income of $60.3 million in the quarter.

Of the largest 25, Bank of America Corp. reported the largest quarter-over-quarter as well as year-over-year EPS growth. Its diluted EPS for the first quarter was 20 cents, compared to 3 cents in the fourth quarter and the first quarter of 2012. According to the company, the results were driven by increased brokerage income, higher investment banking fees and improved credit quality across all major portfolios, partially offset by lower mortgage banking income and lower net gains on the sales of debt securities.

Citigroup Inc.'s earnings also grew strongly compared to the other big banks, with EPS of $1.23 reported in the first quarter compared to 38 cents in the linked quarter and 95 cents in the year-ago quarter. Credit valuation adjustments/debt valuation adjustments were $198 million after-tax in the first quarter, mainly resulting from the improvement in Citigroup's credit spreads. Higher revenues and lower net credit losses were partially offset by higher legal and related expenses, a lower loan loss reserve release and a higher effective tax rate, according to its earnings release.

After BofA, Zions Bancorp. showed the strongest year-over-year percentage EPS growth among the largest 25, rising from 14 cents in the first quarter of 2012 to 48 cents in the first quarter of 2013. It recognized credit-related other-than-temporary impairments of $10.1 million related to one CDO in the first quarter, a steep drop from the $83.8 million pretax OTTI the company saw in the fourth quarter of 2012.

The largest plunge in EPS growth during the quarter was seen by BB&T Corp., with EPS of 29 cents reported in the first quarter, compared to 71 cents in the linked quarter and 61 cents in the year-ago quarter. The company said in its earnings release that net income available to common shareholders and earnings per share include the impact of a previously announced $281 million adjustment recorded in connection with an unresolved disputed tax liability. Excluding this adjustment, BB&T's first-quarter net income available to common shareholders was $491 million, or 69 cents per share.

The other bank with negative EPS was Bank of New York Mellon Corp. with a first-quarter net loss of 23 cents per share. The company said the results included a previously announced charge of $854 million, or 73 cents per common share, related to the U.S. Tax Court's disallowance of certain foreign tax credits. Excluding this charge, net income applicable to common shareholders was $588 million and earnings per diluted common share was 50 cents.

Only three of the top 25 companies reported increased net interest margin over the prior quarter: BofA, Capital One Financial Corp., First Niagara Financial Group Inc. The median decline was 10 basis points. Results were even worse compared to the year-ago quarter, with a median decline of 19 basis points. Four companies witnessed a year-over-year improvement: Capital One Financial, Regions Financial Corp., KeyCorp and First Niagara.

People's United Financial Inc. had the largest quarter-over-quarter decline in NIM among the top 25. The company's net interest margin for the quarter was 3.38%, compared to 3.63% for the previous quarter and 3.97% for the year-ago quarter. "The net interest margin reflects the impact of strong loan originations, higher average balances in the investment portfolio and a full quarter of interest expense on the senior notes issued in December 2012," said CFO Kirk Walters in the company's earnings release.

When measuring banks' earnings performance relative to Wall Street estimates, SNL compares the FactSet operating or adjusted EPS value to the FactSet mean estimate. Three companies of the top 25 met the estimate, 16 exceeded it and six did not meet the estimate.

 

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#### Press Release ########################

DriveItNow Turns Car Buying Process Upside Down
with Industry First Shop-by-Payment Technology

New service shows consumers what vehicles they can buy based on their credit and desired payment

Cincinnati, OH – DriveItNow, the leader in online monthly payment marketing technology, announced its new patent-pending Shop-By-Payment service that totally changes the way consumers shop for cars online.

DriveItNow’s new Shop-By-Payment service completely flips the car buying process by taking the shopper’s credit, their desired monthly payment and dealer’s finance programs, then displays vehicle inventory that match all the criteria.

Consumers currently shop for a vehicle they want to buy, negotiate a price and then figure out how to pay for it. Unfortunately, many find out that what they want to buy and what they can afford to buy don’t always match. For example, a buyer may want a Corvette but in reality they should be looking at a Camaro based on their monthly budget and credit worthiness.

“Shopping for cars based on the consumer’s credit and monthly budget creates a better consumer experience by setting a realistic expectation of what they can buy.” says Tarry Shebesta, President of DriveItNow. "Shop-By-Payment makes it fast and easy for a consumer to see all vehicles in a dealer’s inventory they qualify to buy.”

Shop-By-Payment starts by asking the shopper for basic non-personal information (no SSN or DOB is required) and their desired monthly payment range. A list of new and used vehicles from dealer inventory is instantly presented that match the consumer's credit and desired payment.

Shop-By-Payment is initially available to car dealers who currently subscribe to DriveItNow’s Monthly Payment Marketing service. The service is also available to third-party vehicle listing websites and portals. A new direct-to-consumer website featuring the service is scheduled to launch this quarter.

Interested dealers can get more information from the DriveItNow website or by calling 800.223.4882 ext 20.

About DriveItNow® (http://www.DriveItNow.com)

DriveItNow® is a patent-pending monthly payment marketing technology service of Automobile Consumer Services, Inc. (ACS). ACS is a leader in developing innovative online shopping technology with the initial launch of LeaseCompare.com in 2000. LeaseCompare.com continues to be one of the top destinations for auto financing and leasing in the industry.

##### Press Release ############################

 

Broker/Lessor Relationship Manager Canada Responsible for the development and maintenance of all broker/lessor relationships for Financial Pacific Leasing located in Canada. Promote the FinPac product and develop new sources of business. Work remotely from your location in Canada with periodic travel within Canada and Seattle, WA. Base salary plus commission plan. Please click here for more information. www.finpac.com Since 1975 serving the broker/lessor industry in the $5,000 to $50,000 marketplace.

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Back Office -Portland  Portfolio Financial Servicing Company is a leading provider of private label primary and backup servicing for lease and loan contracts.  800-547-4905 sales@pfsc.com	Portfolio Servicing: Portsmouth, NH Servicing without all the subcontracting. Payments, billing, collection, legal, recovery, accounting, tax. Leading systems; highly recognized professionals. Call 855.EEND lendersolutions.equipmentengine.com

 

 

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Special Mother’s Day Edition 
By Fernando F. Croce

With Mother’s Day just around the corner, we would like to offer a handful of recommendations to celebrate with the entire family. So hit your Netflix queue and get a hearty fill of cinematic mother love.

Mildred Pierce (Michael Curtiz, 1945): Joan Crawford won a Best Actress Oscar for her performance in this robust tale of maternal dedication, directed with a tinge of film noir by Warner Bros. studio stalwart Michael Curtiz ("Casablanca"). Crawford stars as the titular heroine, a struggling housewife whose crumbling marriage leaves her to take care of her two daughters by herself. With dreams of opening her own restaurant, Mildred begins a romance with a smooth-talking playboy (Zachary Scott), leading up to a startling discovery with her snobbish, spoiled daughter Veda (Ann Blyth). Packing enough powerhouse intrigue for three features into its running time, this compulsively watchable film has been recently and impressively remade for cable TV, though there's no substitute for Crawford's dramatic intensity.

Mother (Joon-ho Bong, 2009): Though it shares the same title as Albert Brooks’ 1997 comedy, this Korean drama offers a maternal portrait of a completely different kind. In this complex, intense follow-up to his memorable science-fiction hit “The Host,” director Joon-ho Bong returns to smaller-scale studies of human nature’s less wholesome sides with this terrific mystery-thriller. Set in a small Korean town, it follows a middle-aged woman (Hye-ja Kim in an acclaimed performance) whose son (Bin Won) is arrested after a high-school girl turns up dead. Denied help by the authorities, she starts her own investigation to free her son, but the truth turns out to be less comforting than she expected. Combining suspense with unexpected humor, the film serves up a darker of mother love. With subtitles.

Terms of Endearment (James L. Brooks, 1983): Best known for wildly popular TV series ("Taxi," "The Mary Tyler Moore Show"), writer-director James L. Brooks made an astonishing leap into the big screen with this beloved drama about family bonds. The winner of several Oscars (including Best Picture), it chronicles the often stormy relationship between headtrong matriarch Aurora Greenway (Shirley MacLaine, in an Oscar-winning role) and her equally stubborn daughter Emma (Debra Winger). Over the years the two argue and hug, fight and make up, until sudden tragedy puts their love for each other to its most difficult test. Warm, poignant, funny, and graced with a scene-stealing turn by Jack Nicholson, this is guaranteed to bring families together this Mother's Day. Make sure you have a box of Kleenex handy.

Mother (Albert Brooks, 1996): With his razor-sharp wit, writer-director Albert Brooks has brought his brilliant satirical eye to such topics as network TV ("Real Life"), emotional obsession ("Modern Romance") and domestic anxiety ("Lost in America"). It's motherhood's turn in this hilarious comedy, where Brooks plays John Henderson, a science-fiction writer whose personal life has taken a turn for the worse. After a series of failed relationships, he decides to learn about being less selfish by spending some time with his mother, Beatrice (Debbie Reynolds). Little does he suspect, however, that moving back home will exacerbate his neuroses rather than something them. For hearty laughter, nothing beats Brooks' tart yet loving look at the ties that bind mothers and children together and sometimes drives them crazy.

Kill Bill Vol. 1 & 2 (Quentin Tarantino, 2003-2004): For audiences who like their odes to motherhood a little less conventional, check out this brilliant, delirious mélange of bloody action and intense emotion from director Quentin Tarantino ("Pulp Fiction"). His heroine is The Bride (Uma Thurman), a professional killer who's left for dead by her boss bill (David Carradine) after trying to settle down and start her own family. The two-part epic follows her long, vengeful rampage as she settles scores with her enemies (with indelible supporting turns by Lucy Liu, Daryl Hannah and Michael Madsen) and, in the process, unexpectedly comes to learn about the importance of being a mom. By turns bloody, funny and tragic yet always exhilarating, this is a movie buff's bundle of lifelong fantasies brought thrillingly to cinematic life.

Miniature Poodle
Orange County, California Adopt-a-Dog

BABS
Pet ID: A1245379
Sex: F
Age: 1 Year
Color: WHITE
Breed: POODLE MIN
Kennel: 356

OC Animal Care
561 The City Drive South
Orange, CA. 92868
714-935-6848 OR 949-249-5160
714-935-6373 Fax
eMail: occrocpetinfo@occr.ocgov.com
Open Daily - 10:00 AM to 5:00 PM
Wednesday (Extended Hours) - 10:00 AM to 7:00 PM

 

Adopt-a-Pet by Leasing Co. State/City
http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm

Adopt a Pet
http://www.adoptapet.com/

 

 

News Briefs----

 

Willis Lease Finance reports lower earnings for first quarter
http://www.marinij.com/novato/ci_23184631/novato-based-willis-lease-finance-corp-reports-lower

Trinity Industries Forms a New $1 B Railcar Leasing Joint Venture ...
http://online.wsj.com/article/PR-CO-20130507-915349.html

Freddie Mac posts second-biggest profit in its history
http://finance.yahoo.com/news/freddie-mac-posts-second-biggest-124409716.html

Former Enron CEO Skilling in deal to cut prison term
http://finance.yahoo.com/news/former-enron-ceo-skilling-prison-183051685.html

CIT Provides $20 Million Financing to Mesilla Valley Transportation
http://www.dailyfinance.com/2013/05/08/cit-provides-20-million-financing-to-mesilla-valle/

31 arrested in $50-million diamond robbery at Brussels Airport
http://www.latimes.com/news/nationworld/world/la-fg-europe-diamond-heist-20130509,0,2552482.story

 

[headlines]
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---You May Have Missed

Best citites for jobs 2103
http://finance.yahoo.com/news/best-cities-jobs-2013-150727097.html

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SparkPeople--Live Healthier and Longer

SparkPeople--Live Healthier and Longer

The Sleep Quiz
http://www.sparkpeople.com/resource/quizzes_start.asp?quizid=43

 

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Baseball Poem

 

Baseball Poems #  1 by  Brendan Awerbach Baseball is a game,  It has a Hall of Fame. In Cooperstown, it's there, Getting in is so rare. Baseball! Doubleday is the father of the game we know, Or is it really so. Playing in the late 1800's,   In front of crowds that were smaller then a hundred. Baseball started in a very small way, People needed to know how to play. By the 1920's after the Black Sox scandal, Baseball was changing and people started to get the handle. The Yankees of the 30's and 40's started to create quite a sensation,  as baseball fever gripped the eastern part of the nation.  Ruth, Gehrig, Cobb, Johnson and Young all became the names of the day, They would be the first to be in the Hall of Fame in a great way.  Baseball from the late 30's to the mid 40's took a back seat to the war, but in the late 40's and 50's came back with roar. A new generation of players were around, Led by Feller, DiMaggio, Williams and Snyder, the stars seemed to abound. The 60's and 70's gave us more greats, Koufax, Yastremski, Mays, Aaron, Mantle and Maris, Baseball was known and played from the US to Paris. As we entered the 80' and 90's, more stars came around,  Griffey, Ripken, Mcquire, Jackson, Ryan and Smoltz , all are the players that will astound. The Hall of Fame is where all the greats are enshrined, To hear their stories and tales can take a lotta time. To understand baseball is not very tough, And if you love the game, you can never get enough.

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Sports Briefs----

Niners' stadium will carry Levi's tag
http://www.sfgate.com/bayarea/matier-ross/article/Niners-stadium-will-carry-Levi-s-tag-4498958.php

Levi's Stadium: 49ers announce $220 million naming rights deal with jeans maker
http://blogs.sacbee.com/49ers/archives/2013/05/49ers-to-announce-stadium-deal-with-levis.html

Sacramento group tells NBA it'll stop taking revenue sharing
http://www.sacbee.com/2013/05/06/5398439/sacramento-kings-dallas-ranadive.html

No joy in Wrigleyville as Cubs, neighbors clash
http://www.usatoday.com/story/sports/mlb/cubs/2013/05/08/chicago-cubs-want-to-renovate-99-year-old-wrigley-field/2145735/

 

 

 

[headlines]
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California Nuts Briefs---

 

San Fran Bay Bridge repair could cost $5M-$10M
http://finance.yahoo.com/news/san-fran-bay-bridge-repair-190344215.html

[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

  

    1607- The first Episcopal Church service in an English colony took place at Cape Henry, near Jamestown, Virginia, when the Reverend Robert Hunt celebrated the Eucharist. The event was reported as follows: “ We did hang an awning ( whish is an old saile) to three or four trees, to shadow us form the sunne, our walles were railes of wood, our seats unhewed trees till we cut plankes; our Pulpit a bar of wood nailed to two neighboring trees.”
    1754 - The first American newspaper political cartoon was published. The illustration in Benjamin Franklin's Pennsylvania Gazette showed a snake cut into sections, each part representing an American colony; the caption read, "Join or die." 
    1773-An American creation, the first newspaper cartoon was “Join or Die,” designed by Benjamin Franklin and published in Philadelphia, PA, in his newspaper, the Pennsylvania Gazette. It was printed in the first column of the second page. It depicted a snake cut into segments representing South Carolina, North Carolina, Virginia, Maryland, Pennsylvania, New Jersey, New York, and New England.http://memory.loc.gov/ammem/today/may09.html
    1783-The Purple Heart, the first honor badge for enlisted men and noncommissioned officers, was awarded to Sergeants Daniel Bissell, William Brown, and Elijah Churchill of Connecticut regiments, for meritorious action in the Revolutionary War. They were entitled “to wear on facings over the left breast, the figure of a heart in purple cloth or silk, with narrow lace or binding.”
http://www.americal.org/awards/ph.htm 
http://www.purpleheart.org/
    1784 - A deadly hailstorm in South Carolina hit the town of Winnsborough. The hailstones, measuring as much as nine inches in circumference, killed several persons, and a great number of sheep, lambs and birds. 
    1796-William Blount and William Cocke of Tennessee, elected by the Tennessee legislature, present their credentials to the US Senate. They were refused seats because Tennessee was not admitted until June 1, 1796. They were elected again on August 2, 1796, and took their seats on December 6, 1796. Blount was impeached for concocting a plain to aid the British, but the procedure did not pass the US Senate; however during the trial he was elected to the Tennessee Senate, and eventually and became Speaker of the Senate.
http://www.lexrex.com/bios/wblount.htm
http://bioguide.congress.gov/scripts/biodisplay.pl?index=B000570
Cocke assumed the role of US Senate in the next term until the legislature elected another person (in these days the state legislature elected US Senate representatives). He later moved to Mississippi, served under General Andrew Jackson in the War of 1812, and afterwards was appointed Indian Agent for the US. http://bioguide.congress.gov/scripts/biodisplay.pl?index=C000572
    1800-birthday of John Brown, Abolitionist leader born at Torrington, CT, and hanged December 2, 1859, at Charles Town, WV. Leader of attack on Harpers Ferry, October 16, 1859, which was intended to give impetus to movement for escape and freedom for slaves. His aim was frustrated and in fact resulted in increased polarization and sectional animosity. The first civilian killed by John Brown's raiders at Harpers Ferry was a free Black man. History has made him the legendary martyr of the abolitionist movement; even Walt Whitman wrote a poem about Harpers Ferry. Unfortunately, the real facts are “He was a complete failure in business. He welched on his debts. He almost certainly was insane. And in 1856 he nearly plunged Kansas into civil war by ruthlessly murdering five helpless members of a mildly proslavery family, in the process “splitting open heads and chopping off arms and fingers.” Dixon Wecter, The Hero in American (1941)
http://jefferson.village.virginia.edu/jbrown/master.html 
http://www.johnbrown.org/
    1813-General William Henry Harrison turned back a siege of Fort Meigs by Shawnee military leader Tecumseh and British general Henry A. Proctor. Harrison was to become the ninth president of the United States, but for only a month, as he contacted pneumonia from a cold and died in office (the first president to die in office ).
http://memory.loc.gov/ammem/today/may09.html
http://www.whitehouse.gov/history/presidents/wh9.html
    1830- Birthday of Lane Harriet, who acted as official hostess in the White House for her uncle-bachelor James Buchanan, 15th president of the United States, and became known as America’s first lady. It is rumored that Buchanan was the first “gay” president .She is known as the first modern first lady (using her position to advocate causes) including the arts and American Indian causes.
http://www.glbtq.com/social-sciences/buchanan_j.html
    1843-birthday of Belle Boyd, notorious Confederate spy who later became an actress and lecturer was born at Martinsburg, VA. Belle Boyd at 18 became a famed spy for the Confederacy during the Civil War, stealing weapons, secrets, and helping prisoners to escape. She was arrested several times, once deported to Canada. She authored a book about her exploits. Following the war she became an actor and lecturer, continuing in that profession until her death in 1900. She married three times, her last marriage to a man 15 years her junior. She once shot at a man who was calling on her daughter and refused to marry her. Author of the book, “ Belle Boyd in Camp and Prison,” she died June 11,1900 at Kilbourne ,WI.
http://www.civilwarhome.com/boydbio.htm
    1844(3)--Birthday of Belle Boyd at 18 became a famed spy for the Confederacy during the Civil War, stealing weapons, secrets, and helping prisoners to escape. She was arrested several times, once deported to Canada. She authored a book about her exploits. Following the war she became an actor and lecturer, continuing in that profession until her death in 1900. She married three times, her last marriage to a man 15 years her junior. he once shot at a man who was calling on her daughter and refused to marry her.
http://www.civilwarhome.com/boydbio.htm
http://www.civilwarhome.com/belleboyd.htm
http://www.angelfire.com/ga3/southernrebels/belle.html 
    1846-- Word reaches Washington that an American patrol had been ambushed by Mexican forces north of the Rio Grande. This leads four days later to the US Congress granting President James K. Polk’s request for a declaration of war. The Mexican-American War began with a dispute over the US government’s 1845 annexation of Texas, which had won independence from Mexico in 1836. Mexico believed that France and Britain would support it in a war against the US. In January of 1846, President James K. Polk, a strong advocate of westward expansion, ordered General Zachary Taylor to occupy disputed territory between the Nueces and Rio Grande rivers. On 12 May 1846, Mexican troops attacked the forces of General Taylor, who went on to win the Battle of Palo Alto On 13 May 1846, Congress, yet unaware of that battle, approved a declaration of war, appropriating ten million dollars for the war effort and authorizing the president to call for 50'000 volunteers. On 02 February 1848, representatives from the US and Mexico signed the Treaty of Guadalupe Hidalgo, formally ending the Mexican War, recognizing Texas as part of the United States, and extending the boundaries of the United States west to the Pacific Ocean.
    1862-Confederate forces at Norfolk, VA, evacuated the city in costly move, leaving valuable material for the Union army. Norfolk and Portsmouth were occupied on May 10, and the naval yard at Gosport, VA, was burned, in reality ended the Confederates ability to build metal ships and make major repairs to their navy.
http://www.civilwarhome.com/merrimacbirth.htm
http://www.civilwarhistory.com/navy/CSSNavy.htm
    1862-At Hilton Head, SC, General David Hunter, commander of the Department of the South, issued orders freeing slaves in South Carolina, Florida and Georgia. Not having congressional or presidential approval, the orders were countermanded by President Lincoln on May 19th, ordering Hunter to retract his proclamation as he still feared that this action would force slave-owners in Border States to join the Confederates. President Jefferson Davis and the he leaders of the Confederate Army were furious when they heard of Hunter's actions and orders were given that he was a "felon to be executed if captured” President Lincoln explained to the New York Tribune, “My paramount object in this struggle is to save the Union, and is not either to save or destroy slavery. If I could save the Union without freeing any slave, I would do it; and if I could save it by freeing all the slaves, I would do it."
http://www.spartacus.schoolnet.co.uk/USACWhunter.htm
    1864 -- Union General John Sedgwick is shot and killed by a Confederate sharpshooter during fighting at Spotsylvania. His last words are: "They couldn't hit an elephant at this dist--" 
http://civilwar.bluegrass.net/OfficersAndEnlistedMen/johnsedgwick.html
http://shopping.yahoo.com/p:General%20John%
    1868-First known as Fullers Crossing, then Lakes Crossing, the name was officially changed to Reno (Nevada). It was named after General Jesse Reno, a Union officer of the Civil War. When the Comstock load was discovered in Virginia City, the nearest large city was Reno, thus it became popular and is still known today as “The Biggest Little City in the World.” Its six-week residency requirement for divorce became law on May 1, 1931, making it a popular city. At the time, it was the major “gambling city” in the United States, and prostitution was legal in several surrounding counties. It was the Las Vegas of its day, today primarily visited by people living in Northern California, although visited by tourists from around the world for not only gambling activity, but the surrounding “ghost towns” and surrounding old West towns such as Carson City, its capital, Virginia City, and other cities in the California gold country.’ 
http://www.cityofreno.com/.
    1894 - Portland, Oregon had its latest freeze when the temperature fell to 32 degrees. This is the only may freeze in Portland's history.
    1899-African American John A. Burr patents the rotary-blade lawn mower.
    1909- Alice Koller Leopold birthday. She wrote Connecticut's equal pay and minimum wage bills in 1949, her freshman year in the Connecticut Assembly. The next year she was elected the Connecticut's secretary of state. She then served as Director of the Women's Bureau of the U.S. Department of Labor from 1953- 61, and was the Assistant to the Secretary of Labor to aid and develop programs for women. She was a strong advocate of the Equal Rights Amendment. The mother of two, she had created her own toy company before entering public life.
    1910-pianist Bob Zurke born Detroit, MI, died February 16, 1944
http://www.parabrisas.com/d_zurkeb.html
    1914-President Woodrow Wilson issued a proclamation asking Americans to give a public expression of reverence to mothers through the celebration of Mother's Day. Carnations have come to represent the day following President William McKinley’s habit of always wearing a white carnation, his mother's favorite flower. This year, families in the United States and Canada will celebrate Mother's Day on Sunday, May 14, 2000.
http://memory.loc.gov/ammem/today/may09.html
(The first Mother’s Day was observed in 1907 at the request of Anna Jarvis of Philadelphia, PA, who asked her church to hold service in memory of all mothers on the anniversary of her mother’s death. The newspapers of the day reported this event and it continued the next year at other churches, now annually, the second Sunday in May. 
    1914- Hank Snow, one of the fathers of country music in Canada, was born in Liverpool, Nova Scotia. He was heavily influenced by singer and yodeler Jimmie Rodgers, and began to perform in his style in the early 1930's. Snow made his radio debut about 1933 on CHNS in Halifax, and three years later made his first recording for Victor, the company with which he remained for four decades. He settled permanently in Nashville, Tennessee about 1950, and became a US citizen in 1958.Snow became a regular on the Grand Ole Opry in 1950, the same year he recorded "I'm Movin' On," which became one of the most successful singles of the first 50 years of recorded country music. His other hits include "Golden Rocket" and "I've Been Everywhere." Hank Snow was indicted into the Country Music Hall of Fame in 1976 and into the Juno Awards Hall of Fame in 1979. 
On this date in 1994, on his 80th birthday, Hank Snow received an honorary degree from St. Mary's University in Halifax. The presentation was made in Nashville, and he spoke to the graduates via videotape.
http://www.hanksnow.com/
    1916 - President Woodrow Wilson mobilizes the National Guard of Arizona, New Mexico and Texas to patrol their borders with Mexico as Brigadier General John J. Pershing led an Army expedition into northern Mexico to try to capture or kill the bandit leader Pancho Villa and his group. In March, Villa and his men raided the town of Columbus, NM, killing a number of soldiers and civilians before slipping back across the border. Soon these Guardsmen would be joined by Guard units coming from all the states to a total 158,000 men. While their main mission was to secure the border the Army used this partial mobilization to train the Guard in large unit formations almost impossible to conduct in normal peacetime exercises for just a few days. This training paid great dividends when America committed its Guardsmen to combat in France after our entry in World War I.
    1918---TV Journalist Mike Wallace born Brookline, MA.
    1927 - A major tornado outbreak occurred from Texas to Michigan. There were 28 tornadoes rated f2 or greater. 9 separate tornadoes killed 5 or more people making this day one of the worst tornado days in U.S. History. Popular Bluff, Missouri was devastated by a tornado rated f4 on the fujita scale. 98 people were killed and 300 were injured. 31 business and residential blocks were destroyed in the city. Strong, Arkansas was leveled by another f4 tornado with 24 people killed.
    1928-birthday of Pancho Gonzales. Richard Alonzo “Pancho” Gonzales, tennis player born at Los Angeles, CA. A self-taught player, Gonzales won the 1948 US National Singles Championship and repeate4d in 1949. He turned pro and won the world’s championship from 1954 through 1962. Gonzales was an aggressive, temperamental player who rarely trained. Died at Las Vegas, NV, July 3, 1995. 
    1933 - A tornado, rated F4 on the Fujita Scale, moved through Monroe, Cumberland, and Russell Counties in Kentucky. 36 people were killed.
    1934-The nationwide labor upsurge of 1934 reached its peak in San Francisco on May 9, 1934, when leaders of the International Longshoremen’s Association (ILA) called a strike of all West Coast dockworkers, demanding a wage scale, a “closed shop” (union membership as a requirement of employment), and union-administered hiring halls. A few days later seamen and teamsters joined the strike, effectively stopping all shipping from San Diego to Seattle. The Big Strike: A Journalist Describes the 1934 San Francisco Strike by Mike Quinn 
    1939 –birthday of Ralph Boston (National Track & Field Hall of Famer, Olympic Hall of Famer: gold medalist: long jump [1960], silver [1964], bronze [1968]; broke world long jump record 5 times, the last at 27 feet, 5 inches [1965]) 
http://www.hickoksports.com/biograph/bostonra.shtml
    1939 – Glenn Miller records "Stairway to the Stars" with Ray Eberle, one of the most popular singers in the 1940’s.. 
    1941-Billie Holiday records “ God Bless the Child” (Okey 6270)
    1942—Attorney General John Ashcroft born Chicago, Illinois.
    1944- Jimmie Davis, who was a successful country singer as early as the 1930's, became governor of Louisiana. Davis, the composer of the country standard "You Are My Sunshine," later resumed his music career.
http://www.nashvillesongwritersfoundation.com/fame/davis.html
http://www.pbs.org/riverofsong/artists/e4-jimmie.html
http://www.etrecordshop.com/jdtribut.htm
    1945- Steve Katz birthday: vocalist, guitarist and harmonica player with such bands as the Blues Project, Blood, Sweat and Tears and American Flyer.
http://www.altx.com/katz/katzbio.html
http://www.rdrop.com/users/rickert/steve-solo.html
    1946---Birthday of Candice Bergen - U.S. actor and photographer.A whole generation, however, knows her as Murphy Brown. She was the daughter of famous actor and ventriloquist Edgar Bergen, who also was very popular on the radio as well as in movies. At 34 she married French filmmaker Louis Malle who died in 1995. They had one daughter Chloe (b. 1985). In 2000 she remarried.
    1949-Singer/pianist/composer Billy Joel was born in Long Island, New York. His hit single "Just the Way You Are," won two Grammy Awards in 1979, and has since become a standard. The album from which the song was taken, "The Stranger," is reported to have sold more than five-million copies. Joel's other hit singles include "My Life," "It's Still Rock and Roll to Me", “ We Didn’t Start the Fire,” “Piano Man,” and "Uptown Girl."
http://www.billyjoel.com/
http://www.billyjoelmusic.com/
http://billyjoel.8k.com/
    1953—Top Hits
Pretend - Nat King Cole
Song from Moulin Rouge - The Percy Faith Orchestra
I Believe - Frankie Laine
Mexican Joe - Jim Reeves
    1954-Chet Baker Quartet first concert, Ann Arbor, MI. 
(Saw him play many times. He always sounded “flat,” but then I dated a girl he used to date, and enough said.)
http://www.jerryjazzmusician.com/shop/
    1958--Still angry that his employers refuse to back him in his defense of recent charges of inciting a riot at a Boston show, DJ Alan Freed quits New York radio station WINS, claiming they refused to "stand by my policies and principles." The same day, Freed debuts his new package tour in Hershey, PA, starring Chuck Berry, Buddy Holly, Jerry Lee Lewis, Frankie Lymon and the Teenagers, Danny and the Juniors, Screamin' Jay Hawkins, Larry Williams, and the Chantels. 
    1959- 16-year-old Wayne Newton made his Las Vegas debut at the Freemont Hotel. That first booking, scheduled to last two weeks, stretched into three years. Newton went on to become king of the Vegas showrooms, earning close to $20- million a year. He has been seen live by over 12 million people, more than have seen either Frank Sinatra or Elvis Presley in concert.
    1960-The U.S. Food and Drug Control approved the “birth control pill.” It was developed over a five year period by Gregory Pincus, a biochemist at Worchester Foundation for Experimental Biology, Shrewsbury, MA, and John Rock, a gynecologist at Harvard Medical School, Cambridge, MA> It used synthetic progesterone and estrogen to repress ovulation in women. The first clinical tests were performed in 1954. The project was initially commissioned and funded by birth-control pioneer Margaret Sanger and heiress Katherine Dexter McCormick.
    1961—Top Hits
Runaway - Del Shannon
Mother-In-Law - Ernie K-Doe
A Hundred Pounds of Clay - Gene McDaniels
Hello Walls - Faron Young
    1961-Perhaps still germane today, Speaking before the bigwigs of network TV at the annual convention of the National Association of Broadcasters, Newton Minow, the new chairman of the Federal Communications Commission, exhorted those executives to sit through an entire day of their own programming. He suggested that they “will observe a vast wasteland.” Further, he urged them to try for “imagination in programming, not sterility; creativity, not imitation; experimentation, not conformity; excellence, not mediocrity.”
    1961-First baseman Jim Gentile of the Baltimore Orioles became the fourth player to hit grand slams in consecutive innings. Genitle hit his homers in the first and second innings of a game against the Minnesota Twins and added a sacrifice fly as the Orioles won, 13-5.
    1964 – Great jazz trumpet player, and now singer, found his recording of "Hello Dolly!" on the "Billboard" music chart in the top spot for the first time in his 41-year music career. Later, ‘Satchmo’ was cast in the movie version of "Hello Dolly!”. When the song hit Number One, it pushed out the Beatles “She Loves You.” He had another top pop tune also sung by Bobby Darin, Ella Fitzgerald, Frank Sinatra, but he is best remembered for “ Mack the Knife.”
http://tinpan.fortunecity.com/riff/11/frame/h2.html
In the many old recordings, when Louis Armstrong played, you could always pick him out. He was the most influential jazz man of the 20th Century.
http://www.redhotjazz.com/louie.html 
http://www.louis-armstrong.com/
http://www.satchmo.com/louisarmstrong/props4pops.html
    1968-- In front of only 6,298 Oakland fans, Jim Catfish Hunter hurls the first American League perfect game in forty-six years as the A's defeat the usually heavy hitting Twins, 4-0.
    1969—Top Hits
Aquarius/Let the Sun Shine In - The 5th Dimension
Hair - The Cowsills
Hawaii Five-O - The Ventures
Hungry Eyes - Merle Haggard
    1965 - Vladimir Horowitz played his first public concert in 12 years at Carnegie Hall in New York City. The audience applauded the piano virtuoso with a standing ovation that lasted for 30 minutes.
    1970-Blues Images "Ride Captain Ride" is released.
    1970-The Guess Who hit the top spot on Billboard's Hot 100 with "American Woman". The song was born by accident when guitarist Randy Bachman was playing a heavy riff on stage after he had broken a string and the band had taken a break. The other members joined in on the jam and Burton Cummings started singing the first thing that came into his head. A fan in the audience had it all on tape and presented it to the group after the show. It was quickly developed into a full song in the studio and ended up spending 3 weeks at the top of the US singles chart. 
    1974--Congress begins impeachment hearings of President Richard M. Nixon. 
    1974--- Bruce Springsteen gives the most important performance of his career, opening for Bonnie Raitt at her Boston Arena show. Playing his full two-hour set at Raitt's insistence, Bruce delivers a show so impressive that Rolling Stone's Jon Landau later wrote in Boston's The Real Paper, "I saw rock and roll future, and its name is Bruce Springsteen. And on a night when I needed to feel young, he made me feel like I was hearing music for the very first time." Landau would later become Springsteen's manager and producer. 
    1977—Top Hits
Hotel California - Eagles
When I Need You - Leo Sayer
Sir Duke - Stevie Wonder
Play, Guitar Play - Conway Twitty
    1977---- Patty Hearst let out of jail.
http://www.crimelibrary.com/classics4/hearst/
    1981 - The Dallas/Fort Worth area experienced its worst hailstorm of record as baseball to grapefruit size hail, accompanied by 100 mph winds, caused nearly 200 million dollars damage. Hail accumulated eight inches deep at Cedar Hill TX
    1984-The Chicago White Sox defeated the Milwaukee Brewers, 7-6, on a Harold Baines home run in the 25th inning. The game, the first 17 innings of which were played the day before, was the longest extra-inning game by time, 8 hours, 6 minutes. The teams then played their regularly scheduled game of nine innings, making a total of 34 innings in two days.
    1985—Top Hits
We are the World - USA for Africa
Crazy for You - Madonna
Don’t You Forget About Me - Simple Minds
There’s No Way – Alabama
    1987-Switch-hitter Eddie Murray of the Baltimore Orioles became the first play in major league history to hit home runs from both sides of the plate in consecutive games
    1987 - Twenty-eight cities in the northwestern U.S. reported record high temperatures for the date. The record high of 95 degrees at Redding CA was their fifth in a row, and the record high of 102 degrees at Hanover WA was just one degree shy of their record for May. 
    1988 - Thunderstorms in the Mississippi Valley spawned a total of 57 tornadoes, including 24 in Wisconsin, and a record 22 tornadoes in one day in Iowa. There were also more than 200 reports of large hail and damaging winds. Baseball size hail was reported at Terre Bonne Mo. At Rockford IL one person was temporarily trapped inside a portable toilet toppled by thunderstorm winds gusting to 80 mph. Fortunately, not a single person was killed in the "Mother's Day" tornado outbreak. (The National Weather Summary
    1989 - Twenty-one cities in the eastern U.S. reported record low temperatures for the date. Lows of 28 degrees at Asheville NC and 31 degrees at Greer SC were records for May.
    1992--Seventeen years after his first American chart entry, Bruce Springsteen makes his US TV debut when he appears on Saturday Night Live with host Tom Hanks.
    1992--- Final episode of "Golden Girls" airs on NBC-TV.
http://lifetimetv.com/shows/golden/
http://epguides.com/GoldenGirls/
http://www.beatricearthur.com/
    1994--Netscape changes the World Wide Web, opens it open for everyone to use easily. James Clark, founder of Silicon Graphics, Inc., announces he will start a new company called Mosaic Communications Corporation. (The company would later change its name to Netscape Communications.) Clark teamed up with Marc Andreessen and six other programmers to create Mosaic, one of the earliest Web browsers, at the National Center for Supercomputing Applications at the University of Illinois. When Netscape went public in December 1995, it broke records for the most successful opening day of stock trading in history. Unfortunately, the company later found itself in a fierce and expensive battle with Microsoft, which ultimately led to its sale to AOL in late 1998.
    1997-Peter Peterson presented his portfolio in Hanoi, becoming the first Ambassador to Vietnam after the end of the Vietnam War. Peterson, a former Air Force captain, had been held as a prisoner of war in Vietnam for 6.5 years after his bomber was shot down near Hanoi in 1966. He was released in March, 1973. The United States had not maintained formal diplomatic relations with Vietnam since its previous ambassador, Graham Martin, left Saigon by helicopter in 1975 as the city fell to t North Vietnamese forces.
    1998 ----Cardinal Mark McGwire reaches the 400th career home run mark. Big Red's historic milestone comes in 4,727 at-bats (127 less at-bats than Babe Ruth) which is the least plate appearances ever needed to reach the mark.
    2005-- Carlos Beltran (.267, 38, 104) becomes the tenth $100 million player in major league history as the 27-year old native of Puerto Rico agrees to seven-year deal for $119 million with the Mets. The five-tool outfielder, who had his market value increase in the post season by helping the Astros come within a win of their first World Series appearance in franchise history, goes to New York after Houston refuses to include a no-trade clause in their very attractive monetary offer to keep him on the club.