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3 years leasing exp., commission only first year or until quota met. You should earn $75,000 first year, work from
home office. Sandra Tieh, HR 512.458.1300 or stieh@onesourcefinancial.com

OneSourceFinancial.com
a OneWorld Business Finance Co-Op Member

Monday, November 15, 2010


Today's Equipment Leasing Headlines


     Classified Ads---Credit/Legal/Operations
 First Premier loses "Reps and Warrants" Case: $5.62 Million

   Affiliated Investment Group
    joins “Broker/Lessor” Looking Broker List
     Varion Capital Corp. Joins “Broker/Lessor” List
      Pawnee: First Leasing Company to Report Snow this Season!
       Classified Ads---Help Wanted
  Leasing 102 by Mr. Terry Winders, CLP
   "Equipment ‘use’"
    --Small Banks continue to fall from losses and noncurrent loans
     Top Stories---November 8—November 12
      ACORD 23 Insurance Documentation Web Seminar
       Test Advantage Capital Surpasses the $100 million mark
         Fountain Partners Adds Venture Capital Veteran John Van Hooser
          Queens, New York---Adopt-a-Dog
            Leasing---Outsourcing
News Briefs---
  Fitch Affirms GreatAmerica Leasing Receivables
   Holiday spending boost expected

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

    Magnesium Helps Diabetics
   You May Have Missed---
      California Nuts Briefs---
       "Gimme that Wine"
    This Day in American History
     Baseball Poem
      SuDoku
       Daily Puzzle
        GasBuddy
      Weather, USA or specific area
       Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.

[headlines]
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[headlines]
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Classified Ads---Credit/Legal/Operations


(These ads are “free” to those seeking employment or looking
to improve their position)


East Coast
30 yrs. exp UK, mainly middle ticket last 11 yrs credit officer, seeking
position in NY, CT, NJ, Available immediately for interviews carrsculling@gmail.com


Seasoned finance attorney w/broad experience incl. vendor programs, lease doc., syndication & securitization; in-house or private, NYC, LI or willing to relocate rdusch@att.net
Resume

San Diego , CA
Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
Cell Phone: 760-533-4058;
Email: sandidq@msn.com
Resume


N. Phoenix, Arizona
Kathleen Gibbons-Erler. Eleven years experience in all office operations, including but not limited to lease processing. Excellent follow up skills. References on Linkedin.com.
kgibbons-erler@cox.net
Resume

SF Bay Area
Contract Administrator. Formerly Documentation /Compliance , Pentech;
American National Leasing, VP-Operations. 30 years Experience. Available now.
Resume
gbflinn@gmail.com
Acton, MA
Strong experience in lease accounting, operations, & systems.  
Implemented lease plus, Great Plains, networks.
Excellent financial reporting and analysis skills. Looking for new opportunity.
LinkedIn
alexanderzlenz@gmail.com| Resume


 


Free Posting for those seeking employment in Leasing:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

All “free” categories “job wanted” ads:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm



[headlines]
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First Premier loses "Reps and Warrants" Case: $5.62 Million


First Premier Capital, Edina, Minnesota, was ordered to pay $5.62 million in a "representation and warranty" case regarding Equipment Acquisition Resources, Palatine, Illinois to Minnwest Capital Corporation , Minnetonka, Minnesota,(subsidiary of Minnwest Bank Metro), according to the Minneapolis/St. Paul Business Journal.

First Premier Capital also has discounted many leases with Allied Health Care Service, Orange, New Jersey.

In the MinnWest case, according to the Minneapolis/St. Paul Business Journal, the judge found that First Premier Capital did not disclose the person behind Equipment Acquisition Resources was a convicted criminal and that the entire transactions were part of an alleged Ponzi scheme. Whether this was legal misrepresentation or a violation of a “representation and warranty” agreement was not covered in the news story.

More details to appear in the next edition of Leasing News.



[headlines]
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Affiliated Investment Group
joins “Broker/Lessor” Looking Broker List

Affliated Investment
Group, Inc.

Cedar Park, Texas
Jim Lahti, CLP jrl@affliatedinvestment.com
512-336-7335 www.affliatedinvestment.com
NAELB (footnotes)

1991
4
National
$15,000 to
$1 MM
N
N
Y
Y
Y
Y
Y

A - City Business License | B- State License | C - Certified Leasing Professional | D - State(s) sales/use tax license |E - Named as "lessor" on 50% or more of lease contract signed. | F - Accepts sub-broker business l G -Back Room - has a dedicated back room operation

Footnotes:
Affiliated Investment Group, Inc. is the proud continuation of more than 25 years of serving the broker community. We are a balance sheet, cash flow, credit lender. The primary question on every transaction is ‘what is the likelihood of being paid back?’ Affiliated is also known as "The Flexible Funding Source" as we look at a deal with the philosophy of ‘what's right’ about it ‘how can we make it work’. We have significant sources of funds from A to B credits.

We recently agreed to be the exclusive broker services group for Alliance Commercial Capital. In addition to our normal programs, we are excited about marketing their vast array of product lines that will greatly increase our funding capability. Broker Qualify – Yes

Full List to Date:
http://www.leasingnews.org/Brokers/brokerlessor_bussiness.html


[headlines]
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Varion Capital Corp. Joins “Broker/Lessor” List

Varion Capital Corp.
Vancouver, BC Canada
Geoff Smiley
sales@varion.ca
gsmiley@varion.ca
Ph: 604-982-3002
Fax: 604-990-9675
www.varion.ca
CFLA
2003
10
Canada (except Quebec)
$1,000 to $75,000
N
N
N
N
Y

A - City Business License | B- State License | C - Certified Leasing Professional | D - State(s) sales/use tax license | E - Named as "lessor" on 50% or more of lease contract signed. |

“Although our market is exclusively Canada, we have in the past done some deals for US based brokers working with US based vendors selling equipment into Canada. Recently due to the current market there have been some issues with the US brokers obtaining funding for these specific transactions.

“At this moment is there a huge value for us being listed, probably not, as it is a very niche market, and we are a micro ticket funder, so opportunities are limited. However, we are a relatively young organization and one of our main challenges is exposure so we’re always looking for avenues to increase our brand recognition. In terms of immediate business to be gained, it will probably be limited, but over time as we expand across Canada, I’m sure our foray’s into the US market will become more so.”

Geoff Smiley
Regional Manager - Western Canada
gsmiley@varion.ca
Direct 604-982-3002
Mobile 604-999-8245
Fax 604-990-9675

Full List:
http://www.leasingnews.org/Brokers/broker_Lessor.htm

Canadian Finance & Leasing Association
Canadian Industry Overview:
http://leasingnews.org/PDF/Canada_Overview.pdf

[headlines]
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Pawnee: First Leasing Company to Report Snow this Season!


Pawnee Leasing, Fort Collins, Colorado

"We wanted to report that the first significant snow is falling this morning at Pawnee Leasing!

"All continues to go well for us. We're receiving great support from the broker community, especially following our recent expansion to $50,000 of our 14-26% "B+ Credit" product; there continues to be a strong need from our brokers as the traditional lenders remain more reserved in their credit appetite. We also expanded our long-time "Start-Up" and "B Credit" underwriting up to $35,000. While it continues to be a challenging environment we've be pleased to be able to expand our relationships with many of our brokers in 2010

"Be well and an early Happy Thanksgiving to you!"

Gary H. Souverein
President
Pawnee Leasing Corporation
700 Centre Avenue
Fort Collins, CO 80526
(800) 864-4266 ext. 222



[headlines]
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Leasing Industry Help Wanted

Sales

Interviewing Leasing Professionals With Proven Track Record and Established Book of Business.
Envision Provides: 1) Monthly Base Salary 2) Established Funding Sources 3) Fun Working Environment 4) Full Benefits (Health Insurance, 401k)
5) Aggressive Commission Structure.
Resumes To: careers@envisioncapitalgroup.com, Contact: Jeff Edwards (949) 225-1712

Envision Capital Group is dedicated to providing the best in class products and service to our employees, customers, vendors and partners in the small and middle ticket commercial finance industry. With over 50 years of combined experience we have the knowledge, skills, abilities and relationships to help you reach your goals.



Vehicle Lenders Group, LLC is looking for dynamic sales associate. Either work out of one of our offices in Calif. , Dayton, or Oyster Bay, NY or your own office.
Draw w/benefits after three month probation period.
Must have excellent references, honest, self motivated, able to generate $500,000 a month by the end
of 12 months of employment.
Curt Webster, CVLE 516-922-7447 ext 104

http://www.trucklendersusa.com/



Account Executive – Inside Sales
San Francisco, CA

Base salary, a lucrative uncapped commission plan and an environment conducive to your success.
Click here to learn more.

www.atel.com


Min 1 year leasing exp., commission only
You should earn $65,000 plus first year,
work from our Boston Office or home office.
Mark Gallagher 781-636-0202 or markg@integrityleasing.com

Integrity Leasing and Financing Inc. started in 1998
and works directly with Vendors and Lessees.


 


3 years leasing exp., commission only first year or until quota met. You should earn $75,000 first year, work from
home office. Sandra Tieh, HR 512.458.1300 or stieh@onesourcefinancial.com

OneSourceFinancial.com
a OneWorld Business Finance Co-Op Member


Please see our Job Wanted section for possible new employees.


[headlines]
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Leasing 102
by Mr. Terry Winders, CLP


“Equipment ‘use’ ”

The understanding of how the lessee intends to use the equipment is important as well as a proper description of the leased equipment. Not only for equipment return or repossession, but for legal and tax reasons, recording that use and placing it in your lease folder so you look like a Lessor and not equipment finance. As FASB changes the rules, documentation will become more important, not less. This may not be as important as micro and small leases, but it may help, and certainly should be performed for middle market leases without question. If handled correctly, it can also be used as a marketing tool.

As our rules change and the rule makers try and find ways to separate leasing from lending they will expect us to act more like equipment owners than lien holders. In addition knowing how the lessee expects to use the equipment helps your determine your residual assumption and place good maintenance language in the lease.

Some of you are going to scoff at asking the lessee all of the equipment use question and believe it is too much work or over kill. However the impact it has on funding sources, or credit committees, makes the quality of your portfolio look professional instead of slip shod. The more you know about the equipment you lease comes from better contact with both the lessee and the vendor. This allows you to structure a better lease with more information and lowers the risk by better qualifying the collateral value against the term of the lease. Better credit decisions come from “complete” information and knowing the actual use of the equipment and qualifying that use with proper and complete documentation improves your credit function and lowers the potential for loss. You also can prevent fraud from learning more about the equipment and demonstrating this due diligence.

The kind of information you need to determine how the equipment is going to be used comes from filling out an equipment description and use form as follows:


EQUIPMENT DESCRIPTION AND USE FORM

EQUIPMENT DESCRIPTION: including: Manufacturer, Model, Serial Number, Size, Shape, Color, Purpose, and all Accessories (If multiple items please place in groups of like equipment on separate pages) If available, attach complete description to this form as schedule A

____________________________________________________

MANUFACTURER INFO: [ ] USA [ ] foreign [ ] single purpose [ ] multiple purpose [ ] current tech. [ ] new tech

How many made this year ___________ Is it a [ ] new addition [ ] replacement Does it require: [ ] attachments to function or have [ ] foreign attachments.

Spare Parts: [ ] local, [ ] out of state, [ ] foreign [ ] special order [ ] short term [ ] long term [ ] not available, Resale/release [ ] limited market [ ] broad market [ ] open market

VENDOR: _______________________________________________________________________

Address:__________________________________________________________________

Contact: ________________________________Ph #______________________________

LOCATION OF EQUIPMENT: (necessary for sales tax, property tax and other assessed taxes)

Street location: _______________________________________________________ ____________________________________________________________________

City: __________________County: ______________State: ________________

zip: ____________

Contact at Location: _____________________________________Phone:_________________________

Does it [ ] stay at this location [ ] move within the State [ ] move outside the State [ ] subject to a rental Storage: [ ] inside [ ] outside [ ] protected [ ] unprotected [ ] on premises [ ] off customer’s premises [ ] remote location

EQUIPMENT USE: Describe use in terms of hours, days, years, shifts, mileage, rotations, seasons etc.

___________________________________________________

Duty Cycle: Days Per Week __ Running Hours Per Shift____ Est. Running Hours._____ Seasonal [ ] yes [ ] no

Requires: [ ] labor operator [ ] trained operator [ ] licensed operator [ ] special handling

[ ] special transportation

Requires: [ ] no installation [ ] some installation [ ] special installation [ ] expensive installation [ ] permanent installation

Requires: [ ] no dis-installation [ ] minimal dis-installation [ ] costly dis-installation

[ ] cannot be moved

Location: [ ] owned [ ] mortgaged [ ] rented [ ] term of lease_______ Mo/Yr

Anticipated useful life based on reported use____________

LL/Mortgageholder______________________________________________________

INSURANCE:

Agent: ___________________________________________________________

Insurance Company:__________________________________________________

Address:___________________________________________________________

Phone:_______________fax:__________________e-mail:____________________

This form is only a generic presentation and needs to be adjusted, or changed, to fit the market you are calling on. Many of the questions are necessary for all types of equipment but as you move into data processing, medical, food processing and many others there are a series of questions that need to be asked.

I have mentioned many times that equipment inspections during the term of the lease are necessary to determine if the facts on this form have changed. It also gives you a way to contact the lessee and make a good marketing call instead of just stopping by. It would be wise to send a copy of your inspection report to the vendor to keep him informed as to the condition of the equipment. Many vendors look upon this service as an excellent reason to do business with you. You want to make sure the equipment is in good order, and being maintained properly as per the contract and your company wants to insure this. The more you know about the equipment you lease the more professional you look.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty-five years and can be reached at leaseconsulting@msn.com or 502-649-0448

He invites your questions and queries.

Previous #102 Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)

[headlines]
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Bank Beat
---Small Banks Continue to fall from losses and noncurrent loans


Real estate, construction and land development, with large losses and noncurrent loans closed the fourth bank in Arizona and two more in Georgia to make 18 banks to fail here this year.


The 146th FDIC-insured institution to fail in the nation this year, and the fourth in Arizona was Copper Star Bank, Scottsdale, Arizona. The three branches with 47 full time employees of Copper Star Bank, Scottsdale, Arizona, were closed with Stearns Bank National Association, St. Cloud, Minnesota, to assume all of the deposits, and opened under their name on Saturday. Bank equity was minus $2.3 million.


Formed May 22, 2000, the bank has a branch in Peoria, Phoenix, and Scottsdale. Year-end the bank equity had gone from $21 million June 30, 2008 to $14.7 million 2009 and September 30, 2010 a minus $2.3 million. 2009 loss was $6.3 million and September 30,2010 loss was $17.8 million with $7.5 million in charge offs ($3.59 million in 1-4 multi-family residential property, $453,000 in other real estate loans, $451,000 in opened ended real estate loans, $1.5 million in loans nonfarm nonresidential property, and a host of other write offs. Tier 1 Risk capital was a minus 1.49%.

As of September 30, 2010, Copper Star Bank had approximately $204.0 million in total assets and $190.2 million in total deposits. Stearns Bank N.A. will pay the FDIC a premium of 1.0 percent to assume all of the deposits of Copper Star Bank. In addition to assuming all of the deposits, Stearns Bank N.A. agreed to purchase essentially all of the failed bank's assets.

The FDIC and Stearns Bank N.A. entered into a loss-share transaction on $165.2 million of Copper Star Bank's assets.

Stearns Bank N.A. will share in the losses on the asset pools covered under the loss-share agreement.

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $43.6 million.
http://www.fdic.gov/news/news/press/2010/pr10250.html


Darby Bank & Trust Co., Vidalia, Georgia was closed with Ameris Bank, Moultrie, Georgia, to acquire the banking operations, including all the deposits. Established January 1, 1927 with 141 full time employees the bank had even branches: Lyons, Pooler, 3 Savannah, 2 Vidalia.



Originally the J.F. Darby Bank as it started by J. Frank Darby, it incorporated June 22, 1934 under the name of Darby Banking Co., surviving the Great Depression.

Net equity June 30, 2009 was $43 million, December 31, 2009 $30.9 million. At year end the bank had lost $28.6 million with charge offs of $23.6 million ($15.3 million real estate, primarily construction and land devolvement of $8 million, 1-4 multifamily homes $1 million, $1.7 million secured by non arm-non residential property, and $7.9 million in commercial and industrial loans.) September 30, 2010 the income was minus $22.8 million with bank equity at $9 million after $18.2 million in charge offs $7.7 million first liens, $447,000 second liens, $735,000 5 multi-family properties, $2.79 million nonfarm nonresidential property, $1.9 million commercial and industrial loans.) Non-current loans June 30, 2010 were $69.3 million. Tier 1 Rick Capital was 1.9%.

As of September 30, 2010, Darby Bank & Trust Co. had total assets of $654.7 million and total deposits of $587.6 million.

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $136.2 million.
http://www.fdic.gov/news/news/press/2010/pr10249.html



Tifton Banking Company, Tifton, Georgia was closed with Ameris Bank, Moultrie, Georgia, to acquire the banking operations, including all the deposits. Formed October 12, 2004 they had 15 full time employees. 360 community embers lost their investment; wiped out.

Bank equity year-2009 was $12.8 million with net loss of $3.48 million due to $2.7 million in real estate loans, $611,000 loans to individuals, and $179,000 commercial and industrial loans. September 30, 2010 the bank had a $11,000 loss and the net equity had gone down to $1.75 million after charge offs of $7.5 million ($2.1 million construction and land development, $1 million secured by farmland, $1.5 million secured by first liens, $582,000 secured by second liens, $1.38 million in commercial and industrial loans plus a host of others. Tier 1 Risk capital was 1.5%

As of September 30, 2010, Tifton Banking Company had total assets of $143.7 million and total deposits of $141.6 million.

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $24.6 million for Tifton Banking Company
http://www.fdic.gov/news/news/press/2010/pr10249.html

K Capital, Baltimore, Maryland, the parent of K Bank which was closed last Friday and sold to M&T Bank, has filed bankruptcy. K Capital reported $1 million to $10 million in assets and $10 million to $50 million in liabilities in the bankruptcy filing.

Unofficial List of Problem Banks:
http://calculatedriskimages.blogspot.com/2010/11/unofficial-problem-bank-list-nov-5-2010.html

Tracking Bank Failures Map:
http://graphicsweb.wsj.com/documents/Failed-US-Banks.html

List of Bank Failures:
http://www.fdic.gov/bank/individual/failed/banklist.html

Bank Beat:
http://www.leasingnews.org/Conscious-Top%20Stories/Bank_Beat


[headlines]
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Top Stories---November 8—November 12


Here are the top ten stories opened by readers:

(1) Former GE execs launch Nations Equipment Finance
http://leasingnews.org/archives/Nov2010/11_10.htm#ge

(2) "Evergreen" is Marlin’s Third Quarter by Christopher Menkin
http://leasingnews.org/archives/Nov2010/11_10.htm#marlins_3rd

(3) Evans and Leases vs. FDIC Report by Christopher Menkin
http://leasingnews.org/archives/Nov2010/11_08.htm#evans_fdic

(Tie)(4) Direct Capital Takes “Chill” Out of Winter for Franchisees
http://finance.yahoo.com/news/Direct-Capital-Takes-Chill-bw-3415804702.html?x=0&.v=1

(Tie)(4) Leasing News Migration
http://leasingnews.org/archives/Nov2010/11_10.htm#migration

(5) Bank Beat---Small Banks Still Failing--Why?
http://leasingnews.org/archives/Nov2010/11_08.htm#bank_beat

(6) Leasing 102 by Mr. Terry Winders, CLP
Why Not Offer an Upgrade (Trade- Up) Lease Option
http://leasingnews.org/archives/Nov2010/11_08.htm#upgrade

(7) Southern California Leasing First on “Broker/Lessor”
Looking for Broker Business List
http://leasingnews.org/archives/Nov2010/11_10.htm#scal_leasing

(8) Placard---Ladder of Achievement
http://leasingnews.org/archives/Nov2010/11_08.htm#placard

(9) Answers to:
Are You ready to be a Leasing Professional?
http://leasingnews.org/archives/Nov2010/11_08.htm#answers

(10) NAELB Western Regional Meeting this Weekend
http://leasingnews.org/archives/Nov2010/11_08.htm#naelb


[headlines]
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*****Announcement*************************************

ACORD 23 Insurance Documentation Web Seminar

  • Positive changes for Equipment Lessors

  • November 16, 2010, 1pm-2:30pm ET


What: Equipment Leasing and Finance Association Web Seminar: ACORD 23 Insurance Documentation – Positive changes for Equipment Lessors

When: Tuesday, November 16, 2010, 1pm-2:30pm ET

Where: Online

Conference Website: http://webinars.elfaonline.org/session.php?id=5109

Highlights: Some recent changes in insurance documentation for leased and financed vehicles and equipment are a significant positive change for leasing and financing companies seeking coverage on their assets. With the mid-summer release of a new "Vehicle or Equipment Certificate of Insurance" by ACORD, lessors and lenders can now gain greater certainty that all their leased and financed assets are fully protected. The new certificate has been designated as the ACORD 23 "Certificate of Insurance" by ACORD, the insurance industry's standard setting organization.

Lessors and lenders should attend this web seminar to learn why and how to change their insurance requirements in their documentation and what assurances the new ACORD 23 gives to lessors and lenders with insurable interest in covered assets. For the first time on any certificate of insurance, the ACORD 23 shows a "Lenders Loss Payable" endorsement that is available to lessors and lenders that goes far beyond the simple "Loss Payee" endorsement most lenders and lessors are familiar with. This new ACORD 23 is a culmination of changes that have been discussed for the last 3+ years between the insurance industry and representatives from the lender and lessor communities - it represents the most significant changes in insurance documentation over the last 25 years.

Objectives:
By the end of this session attendees will understand:

• Why the ACORD 23 should always be requested of customers by lessors/lenders when seeking "proof of insurance".

• How the ACORD 23 can provide lessors/lenders with real documentation for coverage in force.

• The significance of the "Lender's Loss Payable" endorsement to lessors/lenders and why it should always be required in insurance documentation.

Who Should Attend?
Corporate executives and operations managers, although sales and other personnel will find the web seminar of interest.

Learn more at http://webinars.elfaonline.org/session.php?id=5109.

*****Announcement***************************************

### Press Release ############################

Test Advantage Capital Surpasses the $100 million mark


Singapore,– Test Advantage Capital Pte. Ltd. (TAC) announces it has surpassed the $100 million of originations mark in less than two years. The company, which initiates and services individual equipment lease transactions and portfolios throughout the region, achieved this milestone ahead of schedule. This is a testament to the long-term and mutually beneficially relationships TAC maintains with its customers. As an independent equity funding source, the company is well capitalized and uniquely positioned to significantly contribute to the growth and continued success in this region.

Evan M. Bokor
President, Chief Executive Officer

“Our approach to our Asian activities is the same as the approach we employ with all of our business units, “ said Evan Bokor, President and Chief Executive Officer of Somerset Capital Group, Ltd., TAC’s parent company. We have avoided the transactional mentality common to this area and instead are dedicated to developing and nurturing long-term relationships. With the infrastructure, the funding capacity, and a well developed background to draw on, we believe that we are well positioned for long-term success in this arena, despite the current market challenges.”

Under the leadership of Adam Simon, Executive Vice President of Sales, the company has expanded its presence within the region over the past several years. Adam commented, “TAC and our entire servicing platform allow us to support our lessees and vendors throughout the Pacific Rim. I am excited to be a part of the growth and success of this group. Embracing our strategy of developing long-term business partnerships, and providing efficient administrative support around those partnerships, continues the spirit of service that built the foundation for equipment leasing.”

About Test Advantage Capital Pte. Ltd.
Test Advantage Capital Pte. Ltd is a wholly-owned subsidiary of Somerset Capital Group, Ltd. TAC was established to support the global financing needs of Somerset’s Lessee’s, Vendors, Lenders, and Investors. Somerset was established in 1984 and offers equipment leasing and asset management solutions through operating lease, capital lease, and sale-leaseback products. Somerset’s depth of experience, flexibility and dedication provides a value proposition to its business partners well beyond the competitively priced lease transactions that Somerset offers its clients. Somerset’s financial strength provides the company with the capabilities to execute on global transactions, ranging in size from $25,000 to $25 million, covering a broad array of asset types including, but not limited to high tech, material handling, medical, and manufacturing equipment with each transaction tailored to the specific and evolving requirements of its clients. Somerset maintains a staff of qualified professionals to handle, in house, all of the servicing functions. The company operates on a global platform.

#### Press Release #############################

Fountain Partners Adds Venture Capital Veteran John Van Hooser as Managing Partner

Fountain Partners announced the addition of John Van Hooser as Managing Partner. Mr. Van Hooser joins Fountain Partners founder Tom Carter in managing its third fund, Fountain Leasing 2010 LP which is dedicated to equipment leasing needs of venture, growth and expansion stage companies. John Van Hooser brings over 15 years of venture capital and private equity experience most recently as a General Partner at M/C Venture Partners.

"I am very excited to join Fountain and to work with Tom to continue to build on the company's success," said John Van Hooser. "In my years as an equity investor, I have had first hand exposure to the challenges growth and venture stage companies face when it comes to financing meaningfully sized capital equipment purchases. In recent years I witnessed Fountain's ascension as a go-to source of equipment financing for equity sponsors and management teams in the communications sector based on its customer centric culture and ability to customize terms to fit clients' needs without requiring warrants, covenants or additional security; terms that are complimentary to existing equity and debt partners alike."

Fountain Partners has successfully invested two equipment leasing funds and is near the end of its fund raising for its third fund. Since 2006 Fountain has been exclusively focused on the needs of businesses that are generating cash losses from operations as they ramp development or expand sales rapidly. Despite the economic chaos of 2008 and 2009, Fountain has had only one surprise lease default.

"John has been a highly regarded investor not only for being astute in his business judgments but for being an individual that CEO's and other equity managers respect for his integrity, fairness and effectiveness," said Tom Carter. "The partnership is fortunate and proud to have John as a Managing Partner of its funds."

In addition to M/C Venture Partners, John Van Hooser was an investment professional at J.P. Morgan Capital and prior to that held positions at The Walt Disney Company and Bain and Company. John is a graduate of Harvard Business School and Dartmouth College. John will work from Fountain Partners' San Francisco office.

About Fountain Partners
Fountain Partners is a trusted funding source specializing in equipment leasing for venture, growth and expansion stage businesses throughout the United States of America. By focusing on financing fixed assets, the San Francisco-based investment firm can complement any existing debt or equity capital structure and do so without requiring equity enhancements or blanket liens. Fountain Partners considers investments in companies at any stage, from pre-revenue to large publicly traded companies sourced from a broad network of entrepreneurs, angel investors, venture capitalists, interim CFOs, equipment leasing brokers, venture debt funds and other traditional and non-traditional lenders and equipment leasing companies. For additional information, please visit www.fountainpartners.com or contact Stephanie Breslin by e-mail at s.breslin@fountainpartners.com or by phone at 650-248-9590

### Press Release ##############################

 

[headlines]
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Queens, New York---Adopt-a-Dog

Sammy

Pet ID #: 2775971
Breed: Shih Tzu
Location: Rego Park, NY
Size: Small 25 lbs (11 kg) or less
Color: Unknown
Sex: Male
Age: Adult
Sammy is:
already neutered
housetrained
purebred
good with kids
good with dogs
good with cats
up to date with shots

"Sammy is 9 years old and very very lovable. He is friendly, calm and a lap dog who loves being petted and nuzzled.

"Sammy also has the cutest face/expression we've ever seen. Look at those eyes - aren't they breath-taking?

"He probably will be nicely groomed by the time you visit him but don't wait, come see this sweetheart soon

"Please contact Laurie (Angeleyes121473@aol.com) for more information about this pet."

Shelter: Animal Center of Queens
Phone: (718) 424-3340
- Let 'em know you saw "Sammy" on Adopt-a-Pet.com!
E-mail: borisbowwow@aol.com

Animal Center of Queens
89-10 Eliot Avenue
Rego Park, NY 11374
(718) 424-3340
borisbowwow@aol.com
http://www.ACQ.Petfinder.com

http://www.adoptapet.com/adoption_rescue/74250.html

Adopt-a-Pet by Leasing Co. State/City
http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm

Adopt a Pet
http://www.adoptapet.com/\

 

Leasing---Outsourcing

(Providing Services and Products)


Accounting / Aircraft / Appraisals

Appraisals: Boston, MA
Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services.
Call Chris @ 508-785-1277. Email:chris@dovermanagementgroup.com

   

Appraisals: National Equipment Appraisal prepares Certified Machinery and Equipment Appraisals. IRS qualified, USPAP Compliant. Nationwide - fast turnaround.
Visit www.nationalequipmentappraisal.com or
call 714-282-1525.
Accounting: Dallas, TX
Provide cost effective Sales and Use Tax and Property Tax consulting and administration Services to the leasing industry. Many leasing industry referrals available.
E-mail: mattm@osgsolutions.com
Accounting: National Property Tax Compliance Services to the leasing industry. Over 60-years experience and fifty Lessors as clients. References and free quotes available, (216) 658-5618,
E-mail gary@avptc.com
  
Aircraft Delivery: Seattle, WA
Global Aircraft Delivery ferries all types of aircraft all over the world. We are a unique ferry company moving your aircraft with our expert turnkey operation. www.globalaircraftdelivery.com
E-mail:info@globalaircraftdelivery.com
Asset Management: Canada
Cease Bailiff Services Incorporated:
Asset Investigation/Tracing; Asset Recoveries; Asset Protection/Security
Asset Liquidations/Sales; Ottawa, Canada; www.ceasebailiff.ca dave@ceasebailiff.ca; Phone 613 898 7376 ; Fax 613 225 2452

Asset/Recovery & Collections:
Charlotte, NC
IRTC Continencies: Commercial Collections-Skip Trace- Repossessions-judgment enforcement-Investigations- Asset Re-marketing& No Cost Warehousing East Coast USA. Call 336-877-3077 ask for Robert or
E-mail to Robert@mbsfinancial.com

Nationwide
Seasoned and fair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728   dcastagna@nasset.com  

Asset/Recovery: NorthWest
Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing. Contact rossr@sequentam.com
Asset Marketing/Recovery: Remarking solutions for big rigs assets and trucking related companies including collections, recovery, repair and re-sales. North South Leasing cell # 586-909-8797 bob@nsleasing.com

 


Asset Management

Asset Management: Atlanta, GA
premier provide accounts receivable management functions from 3rd Party contingency collections to Portfolio Purchasing. Contact George Elliott, National Account Manager. 678-694-9063,
www.westassetmanagement.com

Asset Management: Boston, MA
Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services.
Call Chris @ 508-785-1277. Email:chris@dovermanagementgroup.com

Asset Management: Minneapolis, MN
NetSentric provides services to leasing companies: Inspection, Appraisals, Auditing, Warehousing, Repossession, Asset Management, Repairs, Remarketing and Field Service for Electronics and Computing Technology.
Email: jcahill@netsentricinc.com

Asset Management: Monroe, NC
Recover a greater return on your investment.  We specialize in the woodworking, pallet, sawmill and forestry industries.  Carolinamachinerysales.com/ Melinda Meier (704)288-1904 x103
Asset Management: Nationwide
BUYER/LENDER BEWARE. Don't sign anything until Collateral Verifications Inc. goes onsite, knocks on the door and gets the facts.
http://www.i-collateral.com
Email: mark@i-collateral.com

Nationwide
Seasoned and fair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728   dcastagna@nasset.com  

Asset Management: NorthWest Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing. Contact rossr@sequentam.com

  Asset Management: Orange City, FL
We help Lessors Liquidate un-wanted Assets valued at $750,000+. It's an effective method of Liquidating Assets such as Jets, Planes, Helicopters, Freighters, etc.
Eric R. Sanders
Tel  386-789-9441
www.ValuedAssetSales.com
www.The-RandolphCapital.com
EQPMNTLEASING@aol.com
Asset Storage/Re-Marketing: Ohio & surrounding states. Providing no cost warehousing, condition reports, digital photos and remarketing of off-lease forklifts & industrial equipment. NAFTA wide dealer network. Email to GCochran@OhioLift.com Asset Management: Oxnard-Hollywood Beach, CA
20 Years Exp. w/Equity Analysis/Placement- Residual Forecasting Methodologies Computer Equipment Assets. Portfolio Mgr. Two Major Leasing Companies/Strong Analyst Background w/Leading Info Services Firm.
E-mail: GregoryMLorenz@aol.com 
Asset Management:
South East US- AllState Asset Management
Recovery, remarketing, inspections. 25 years experience, dedicated to deliver, prompt, professional services.
Call Brian @ 704-671-2376. brian.buchanan@allstateassetmgmt.com
Asset Management: Global
Specializing in Semiconductor and Electronic Test Equipment collateral. Lender services include Consignment Sales, Remarketing, Portfolio Purchases, Inspections, De-installation, Repairs and Warehousing.
www.testequipmentconnection.com
mnovello@testequipmentconnection.com

 


Back Office

Back Office: Atlanta, GA
Let Tax Partners handle your sales and use tax compliance duties w/less risk and cost than in-house. Largest tax compliance firm
in US
E-mail:sales@taxpartners.com
Backoffice: Dallas, TX
Property Tax and sales and use tax administration services performance is guaranteed and we will save you time and money or our service is free.
E-mail: info@osgsolutions.com
Back Office: Laughlin, NV
20 years experience on funder/broker sides. Looking for a relationship where I act as credit shop for smaller brokers when financial statements are involved.
E-mail:batarista@laughlin.net
Backoffice: New Rochelle, NY
Proactive management/administration of commercial/consumer vehicle lease/finance portfolios covering insurance, titles,
registrations, sales/property taxes, tickets, collections, accounting, vehicle disposition. Since 1975
E-mail: Barrett@BarrettCapital.com
Back Office: Northbrook, IL
Our staff of CPA's and lease professionals can handle any or all portfolio responsibilities incl. portfolio mgmt, invoicing, sales/property/income tax, accounting, etc.
800-826-7070
E-mail: ngeary@ecsfinancial.com
Back Office: San Rafael, CA
We can run your back office from origination to final payoff. 30 years experience in commercial equipment lease and loan portfolio management.
E-mail:gmartinez@phxa.com
Back Office - Portland, OR
Keep more of your hard-earned commissions! Middle-Market, Small-Ticket for brokers, nationwide, 20+years experience, negotiable splits. Contact us for more information at (888)745-9481 or
bev@alliedpacific.net

Back Office -Portland
Portfolio Financial Servicing Company is a leading provider of private label primary and backup servicing for lease and loan contracts.  800-547-4905
sales@pfsc.com  

Back Office: National Property Tax Compliance Services to the leasing industry. Over 60-years experience and fifty Lessors as clients. References and free quotes available,
(216) 658-5618,
E-mail gary@avptc.com

Back Office – National
Spending too much time on processing credit applications, preparing lease documents and other administrative tasks and not enough time marketing and growing your business? Call us! 407.964.1232
dee@leasebrokerassistant.com

 

 

Back Office: Gig Harbor, WA
Orion First Financial provides comprehensive lease/loan account servicing, collection/workout solutions and strategic advisory services. Contact David T. Schaefer
253-857-9610
dtschaefer@orionfirst.com

 

 


Collector / Collections / Consultant / Communications

Collector: Atlanta, GA
Asset Recovery Specialist. We get your money or we get your > equipment back for you. Physical Asset Recovery Experts!
E-mail: mcrouse911@joimail.com
Collector: Cleveland, OH
Huntley Capital & Associates is your solution to late payments, no payments, and asset recovery. Call 216-337-7075.
Email: ghpatey@msn.com
Collections: Dallas, Texas
Contingency Fee basis. Receivables Outsourcing. We are a fully bonded nationwide licensed agency. We collect for nationally known banks and leasing companies.
800-886-8088.
Collector: Los Angeles, CA
Expert skiptracers covering Southern California. We locate skips, judgment debtors and collateral. When you can't get the job done in house, give us a call at
1-800-778-0794.
E-mail: ceo@interagencyLA.com
Collector: Louisville, KY
We are a full service collection agency with attorney network. 21 years experience. Please call Jon Floyd, VP at 1-800-264-6850
email: jfloyd@collectcsg.com
Collector: Louisville, KY
Euler Hermes/UMA 92 year old Global Receivables Outsourcing. Presence in 143 Countries. Work w/ 4 out of 5 Fortune 500 firms. Contingency Fee Structure.
20% off first time clients.!
Andrew.Newton@eulerhermes.com
1-800-237-9386 x 205.
Collector: Mandeville, MI
International commercial collection services all fees are on contingency on line access.
E-mail: rmelerine@collect-now.com
www.drspay.com
www.collect-now.com


Collector: Milwaukee, WI
We specialize in ATM machine reposession and remarketing. We can get you top dollar for your inventory.
E-mail: bdperry1@yahoo.com 

Collector: Nationwide
End of lease negotiations & enforcement. Third-party collections. Skip-tracing. Background checks. Credit & asset investigations. 15+ years in leasing industry. Providing services to clients nationwide.
800-824-0234
johnkenny2@verizon.net

Collector: Saint Louis, MO
Complete commercial collection agency. Licensed bonded in all states and will out performed any other agency!
Call 1-800-659-7199 ext.315
E-mail: jfloyd@lindquistandtrudeau.com
  Consultant: Burlington, CT
We provide our clients with a full range of consulting services such as portfolio conversions, reconciliation, custom programming and leasing operations utilizing InfoLease.
Email: info@new-millennium-assoc.com
Consultant: Europe
15 years doing deals/running own technology leasing company looking to advise/ lead new entrants to take advantage the European market opportunity.
www.clearcape.co.uk or  kevin.kennedy@clearcape.co.uk
Consultant: Henderson, NV
Focus on new business development and process efficiencies to create incremental revenue and profitability. Executive level vendor experience, and satisfied outsourcing clients. Incredible track record.
E-mail: rbutzek@cox.net

Consultant: Sausalito, CA
Lease trainer and consultant. 38 years in equipment leasing. Expert in transaction analysis, financial statement analysis, credit, packaging, structuring. Presents highly popular classes and workshops.
E-mail:BoTei@aol.com

Consultant: North of Detroit, MI
INFOLEASE EXPERT - 18 years experience. Since being downsized in 2002, working as a consultant for several leasing companies. Seeking consulting projects nationwide.
E-mail: darwint@prodigy.net

Consultant: Ridgefield CT.
Lisa Lersner w/20 years exp. specializing in leasing technology now providinglessor selection andmanagement services, includingthe securing of debt and equity and acquisition guidance services.
Email: LLersner@leasefinanceconsulting.com Go to www.leasefinanceconsulting.com

Communications: Chassell, MI

Cartoons on business, finance & computers. Use for your presentations, website, newletter, direct

mail projects etc. Fees are negotiable.
Email: dan@danscartoons.com
Go to http://www.danscartoons.com

 

Top


Credit

IRS
Retrieve/verify a corporation and personal tax information (1040, 1120, 1065) electronically directly from the source. Results delivered in 24-48 hours. 678-393-1988 Scott or sscher@recruitscreen.com

 

 


Finance / Human Resources


    
Finance: Chicago, IL
Experienced in big ticket origination, syndication, valuation and workout.
Twenty five years, MBA, CPA,
JD, LLM (Tax), structuring specialist. Inbound and outbound transactions. Email:pal108381@comcast.net
Transaction Summary | The Lechner Group
Website: www.tlgattorneycpa.com
  
    
Finance: Naperville, IL
Your guide to the right questions and answers in finance. Expert in capital raising, GAAP, acquisitions, lease economics. CPA. MBA.
E-mail: m.willow@ameritech.net
Finance: Charlotte, NC
15 Years of Equipment Leasing Experience and Recruiting with Business Aviation niche. Visit us at www.turningpointgrp.com
E-mail: info@turningpointgrp.com
Human Resource Consultant: New York, NY
Employee Relations, Recruiting, Benefits, employee customer surveys, plus payroll administration "ON-LINE" services-- AND IN PERSON at your location Please visit: www.adviceonhr.com
Information System: North Detroit, MI
INFOLEASE EXPERT - 18 years experience.  Since being downsized in 2002, working as a consultant for several leasing companies.
Seeking consulting projects nationwide.
email: darwint@prodigy.net
Finance: New York, NY
“Think Outside the Bank”. Barrett Capital is a merchant banking and consulting firm, specializing in asset based financing: equipment, vehicles, receivables and real estate.

Email: bkorn@barrettcapital.com
Web: www.barrettcapital.com

 


Investigator

Los Angeles - Licensed Private Investigators, specializing Collateral Recovery Field Investigation for the Lending industry since 1998 - Our clients include Banks, Credit Unions, Automotive and Equipment Lenders. JohnHarmonPI@aol.com Collections, Investigations & Asset Recovery Midwest:
Tierra Investigations & Consultants, LLC
Commercial collections, repossessions, bankruptcy fraud, theft & conversion claims. 
605-647-1700 Fax 605-647-0534
troy@tierrainv.com

 


Job Search

Employment Web Sites:http://www.leasingnews.org/
Classified/Posting_sites.htm

Only $100k+ jobs
Find jobs in finance, sales jobs, tech jobs and many more. Free information regarding career advice, resume writing tips, and interviewing information.
TheLadders.com


Lease Portfolio / Legal

Lease Portfolio: Stilwell, KS
Looking to buy or sell lease portfolio? 20+ year lease consultant specializing in portfolio placement. Free initial consultation. References available on request.
Contact today
E-mail:MLOST@aol.com
    
Legal: http://www.leaselawyer.com/
"I enjoy brainstorming about all aspects of leasing. I'll be back to you within 24 hours of your call or e-mail!" Barry S. Marks, Esq.
E-mail: poetbarry@aol.com
    
Legal: Los Angeles, CA
Challenge me with your legal question about leasing. No charge for a "free" consultation. Richard Wagner, Esq. www.wzlawyers.com .
E-mail: rwagner@wzlawyers.com
Legal: Westport, CT
We represent finance companies, banks, lessors, etc., in replevins/seizures, collections and bankruptcy matters in Connecticut and New York. Flat fee, contingency and hourly rates.
Email: rchinitz@replevinlawyer.com

Marketing

Marketing services creative boutique: ads, flyers, premiums, trade show support and much more. Over 15 years experience working with CIT and ORIX. Currently seeking new relationships:
http://www.tollinadvertising.com/
 


Operations / Remarketing / Repossessions

Operations: Houston, TX
Silverlake Inspections LLC is an independent contracting company for real estate and equipment verification with pictures.
Email: jimh05@sbcglobal.net
    
Operations: Portland , OR
Portfolio Financial Servicing Company provides state of the art portfolio servicing for portfolios of all sizes. 800-547-4905 sales@pfsc.com
Operations: Roseburg, OR
Tired of paying a full time documentation person? Try outsourcing. Ideal for anywhere in the USA. E-mail or Call Trina Drury
541-673-4116 or 541-784-7973.
email: doc_prep@yahoo.com
    
Remarketing: Nassau Asset Management Specializing in: Repossession, remarketing, plant and fleet liquidation, skip tracing and collections. All types of equipment. Over 160 locations nationwide. We will tailor any remarketing program to your specific requirements.  www.nasset.com  
Contact: ECast@nasset.com
ELA,NAB T ,EAEL,NAELB,UAEL
Repossessions: Canada
Cease Bailiff Services Incorporated:
Asset Investigation/Tracing; Asset Recoveries; Asset Protection/Security
Asset Liquidations/Sales; Ottawa, Canada; www.ceasebailiff.ca dave@ceasebailiff.ca; Phone 613 898 7376 ; Fax 613 225 2452

Remarketing: Los Angeles, CA
Video, Audio, Film, Computer, IT, Test, Presentation Equipment
We pay cash / 3 million in buying power /Quick Quotes
UBG 800-570-5224
jon@usedvideo.org

Repossession:
South East US- AllState Asset Management
Recovery, remarketing, inspections. 25 years experience, dedicated to deliver, prompt, professional services.
Call Brian @ 704-671-2376
brian.buchanan@allstateassetmgmt.com
 

 


Re-Seller / Sales

Re-Seller: Orem, UT
CVI is an asset recovery company that collects on accounts,repossesses equipment and remarkets throughout the united states. For more information call David at
801-765-9939
E-mail:canyonviewinc@juno.com

Sales: Glen St. Mary, FL
Southeast Sales Rep,To Promote Specialty Pasture-Turf Agricultural Equipment. Will Find Aggressive Dealers and Locations. North Florida Area Between 2 Major Interstate.
E-mail: kenneth@thompsonaeration.com

Sales: Seasoned and fair priced workforce (Nationwide)  is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728   dcastagna@nasset.com

Remarking Trucks/Big Rigs Remarking solutions big rigs assets and trucking related companies including collections, recovery, repair and re-sales contact: Robert Anderson cell # 586-909-8797 www.nsleasing.com

 


Signing Service / Site Inspection

Signing Service: New Jersey
Mobile NJ Lease Signing Service
We are New Jersey mobile lease signers and Notaries.We bring lease to clients, expedite signing and return docs. Same day.
Jim Lissemore, Pres www.Flexo-Notaries.com
Site Inspection: Placentia, CA
On site verifications, document signing or collections. Quick, accurate and professional. Reports with photographs e-mailed direct. Agents throughout US. Contact for coverage and rates.
E-mail:pwright@yk2bizsolutions.com

Site Inspection: 
US & Canada
Quiktrak performs equipment inspections within 24 hours of your job placement anywhere in the US. Order, check status & receive reports & photos online.
E-mail:sdresser@quiktrak.com

Site Inspection: National Property Tax Compliance Services to the leasing industry. Over 60-years experience and fifty Lessors as clients. References and free quotes available, (216) 658-5618,
E-mail gary@avptc.com

Inspection: Tampa /St. Pete, FL
Contact Dick Mitchell @ Randolph Lynn Associates for prompt professional pre-funding equipment inspections, collateral "visits", and related lessee/vendor contacts. (Florida locations) 727-302-9144
E-mail:dmrla@gte.net
Site Inspection plus: Greater Baltimore area
C. and A. Courier Services™, TA / Andreas Klepp-Egge Jr., Baltimore MD  21229.Field Appraisal  Inspection Service, 410-746-6355, candacourier22@aol.com.

 


Software

Software: Edmonds, WA
Preferred Broker Solutions offers software support (also custom templates & reports) for the System 1 and CapitalStream Advantage products. Ask about our Web Application interface.
E-mail:support@pbs4u.com
   

 


Training

Trainer: Atlanta, GA
Able to provide training to dealers on financial merchandising as well as provide asset management service
E-mail:kingcole@mindspring.com
Trainer: Sausalito, CA
Lease trainer and consultant. 38 years in equipment leasing. Expert in transaction analysis, financial statement analysis, credit, packaging, structuring. Presents highly popular classes and workshops.
E-mail: BoTei@aol.com

 


Syndicator


Syndicator:
Overland Park, KS
Top Syndicator from single deal to portfolios. 20+ yrs exp. Available for contract work or full time position. Nationwide contacts.
E-mail: FFLLeasing@aol.com
    
 


Verification

IRS
Retrieve/verify a corporation and personal tax information (1040, 1120, 1065) electronically directly from the source. Results delivered in 24-48 hours. 678-393-1988 Scott or sscher@recruitscreen.com

 

 


Web Sites


Web Design & Marketing
Why spend your time and money teaching some marketing firm how the leasing industry works? Leasing websites, secure applications & marketing. DFCO, LLC  www.dfco.com/leasing
Dana Freeman
dana@dfco.com
    
 

Please click the e-mail address or copy and paste the e-mail address to contact the person for more information. We encourage you to talk on the telephone, or if possible, and the applicant is local, to have a personal visit than rely on a piece of paper.

Post a Job Wanted


[headlines]
---------------------------------------------------------------


News Briefs----

Fitch Affirms GreatAmerica Leasing Receivables Funding 2009-1
Revises Outlooks on Two Classes
http://www.businesswire.com/news/home/20101110007334/en/Fitch-Affirms-GreatAmerica-Leasing-Receivables-Funding-2009-1

Holiday spending boost expected
http://www.pressdemocrat.com/article/20101114/ARTICLES/101119726/1349?Title=A-holiday-spending-boost-





You May have Missed---


Magnesium Helps Diabetics
http://leasingnews.org/PDF/diabetes_study.pdf

 

 

 


Sports Briefs----

NFL Huddle: Football Wrap-Up
http://content.usatoday.com/communities/thehuddle/index

Taylor: Cowboys give fans a big surprise: they finally don't give up
http://www.dallasnews.com/sharedcontent/dws/spt/stories/111510dnspotaylorcol.22ea683b5.html

The Right Call for the Cowboys at Coach: Dungy
http://www.nytimes.com/2010/11/15/sports/football/15rhoden.html?src=twrhp

Patriots 39, Steelers 26
http://www.boston.com/sports/football/patriots/extra_points/2010/11/live_updates_pa.html

Miami Dolphins' victory over Titans: As the quarterbacks turn . . .
http://www.miamiherald.com/2010/11/14/1926337/fins-victory-over-tennesee-as.html

Bears get over the hump, make Favre look over the hill
http://www.chicagotribune.com/sports/football/bears/ct-spt-1115-bears-haugh-chicago--20101114,0,7675515.column

Seahawks end four-year losing streak in Arizona with 36-18 win
http://seattletimes.nwsource.com/html/seahawks/2013435367_hawk15.html

Smith throws for 356 yards as 49ers rally to beat Rams in OT
http://blogs.mercurynews.com/49ers/2010/11/14/smith-throws-for-356-yards-as-49ers-rally-to-beat-rams-in-ot/
Slide-Show:
http://www.mercurynews.com/breaking-news/ci_16611529?nclick_check=1

49ers’ game-changer: Troy Smith does what Alex Smith never did
http://blogs.mercurynews.com/kawakami/2010/11/14/49ers-game-changer-troy-smith-does-what-alex-smith-never-did/

49ers burn Rams repeatedly
http://www.stltoday.com/sports/football/professional/article_00d438ea-4825-5cd6-ab27-dba653ceaf57.html

((click on ad to learn more))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

 


California Nuts Briefs---

California's unemployment fund has $10.3 billion deficit
http://www.sacbee.com/2010/11/09/3170206/californias-unemployment-fund.html

 

 


“Gimme that Wine”


Release of 2010 Beaujolais Nouveau is Nov. 18
http://www.hcnonline.com/articles/2010/11/11/conroe_courier/lifestyles/1112_wine_walk.txt

Hong Kong looking to be world's wine storage hub
http://www.google.com/hostednews/afp/article/ALeqM5jAT4
kmSXpPyLrLbgVomaWTd0pCsw?docId=CNG.913b97e7bdf382c1ecbfe15f2f7b8926.2c1

Thinking about Thanksgiving and wine
http://wine.sonomaportal.com/2010/11/10/thinking-about-thanksgiving-and-wine/

San Mateo County panel OKs controversial winery expansion
http://www.mercurynews.com/bay-area-news/ci_16591718

Odd Fellows Orphanage from the 1930s transformed into winery
http://www.kansascity.com/2010/11/09/2412266/odd-fellows-orphanage-from-the.html

Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com

http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in American History

    

     1492 --Christopher Columbus notes first recorded reference to tobacco. His main crop was bringing slaves back to Spain, but he also introduced tobacco, first to chew, and then to smoke, addicting Europe to nicotine, which became the new world's major export, as grown and harvested by African slaves.
    1598 -- Juan de Onate declares possession of Hopi land (northern Arizona) in name of Spanish crown.
    1626-- The original Mayflower "pilgrims" (Separatists), having lived in their American colony for six years, bought out their London investors for 1,800 pounds.
    1660 --First kosher butcher (Asser Levy) licensed in NYC (New Amsterdam)
    1763--- Charles Mason and Jeremiah Dixon begin surveying Mason-Dixon Line between Pennsylvania and Maryland
    1777--The Articles of Confederation were adopted in Philadelphia, PA. South Carolina was the first of the 13 state to ratify them, on February 5, 1778, and Maryland was the last, on January 30, 1781. The articles were formally announced to the public on March 1, 1781.
http://memory.loc.gov/ammem/today/nov15.html
    1805 -- Explorers Lewis & Clark reach the mouth of the Columbia River. Accompanying them is a black slave, York, who, while technically Clark's valet, distinguished himself as a scout, interpreter, and emissary to the Native Americans encountered (they had never seen a “black” man and considered him “a medicine man of the spirits.”
    1806 - Lt. Zebulon Montgomery Pike sighted a mountain peak that now bears his name. The massive, towering (elevation 14,110 feet) behemoth had been called “The Long One” by Ute Indians. Its name was changed to honor the young army lieutenant. Lt. Pike was leading a survey party into the newly acquired Louisiana Purchase when he spotted the snowcapped peak in the distance. “Pike's Peak or Bust!” was the familiar slogan of many a wagon train settler traveling west in the 1800s. Visitors to the Pikes's Peak region (near Colorado Springs) continue to be captivated, inspired, and enthralled by Colorado's most famous mountain.
    1869--- Free postal delivery formally inaugurated.
    1873-Birthday of Sara Josephine "Jo" Baker, doctor and public-health worker, founded the Bureau of Child Hygiene. Her revolutionary methods of teaching hygiene, providing nutrition, and prenatal care reduced infant mortality by 1200 a year, making New York City's infant mortality rate the lowest in the U.S., dropping infant deaths from 144/1000 live births in 1908 to 66/1000 in 1923. Going door-to-door with a team of 30 nurses, Dr. Baker taught basic hygiene, nutrition, ventilation. She established free milk stations, devised a simple baby formula, created training for older children who had to care for younger when the mother went to work to earn food for the family, invented the "obvious but previously unthought- of, system of making baby clothes all open down the front that eliminated suffocation, Under her guidance the infant mortality rate of 1,500 per week dropped to 300 and soon New York could claim the lowest infant mortality rate in the world. She retired in 1923 after all 48 states had copied her methods.
    1886--Believed to be the anniversary of George Spelvin's theatrical birth—in Charles A. Gardiner's play Karl the Peddler on Nov 15, 1886, in a production at New York, NY. The name (or equivalent Georgina, Georgetta, etc) is used in play programs to conceal the fact that an actor is performing in more than one role. The fictitious Spelvin is said to have appeared in more than 10,000 Broadway performances.
    1885-Birthday of Forrest Clare “Phot” Allen, basketball player and Basketball Hall of Fame coach born at Jamesport, MO. Allen met Dr. James Naismith, inventor of basketball, while Allen was a student at the University of Kansas and Naismith was coaching there. Allen played for Naismith and then became a coach himself, primarily at his alma mater until 1956 when he was forced to retire. Over 46 years, his team won 771 games and lost only 233. He wrote three books about the sport and was instrumental in having basketball added to the Olympic program in 1936. Inducted into the Hall of Fame in 1959. died Lawrence ,KS, Sept. 16, 1974.
    1887--Birthday of George O'Keefe, described as one of the greatest American artists of the 20th century, Georgia O'Keeffe was born at Sun Prairie, WI. In 1924, she married the famous photographer Alfred Stieglitz. His more than 500 photographs of her have been called “the greatest love poem in the history of photography.” She painted desert landscapes and flower studies. She died at Santa Fe, NM, Mar 6,1986.
    1887 -- The American newspaper columnist, translator, poet, & radio personality, F.P.A. (Franklin Pierce Adams) born Chicago, Illinois. His humorous syndicated column will earn him the reputation of godfather of the contemporary newspaper column.
    1887 -- Marianne Moore, poet and Yankee baseball fan, born near St. Louis, Missouri.
http://www.kirjasto.sci.fi/mmoor.htm
    1889-- Alonzo Stagg at Yale University, New Haven, CT, created a football dummy for tackling purposes. He used an old gymnasium mat for the purpose.
    1900 - A lake effect snowstorm dropped 45 inches of snow in 24 hours at Watertown, NY
    1904 - One of Broadway's most famous phrases was first spoken when Ethel Barrymore, appearing in the play, "Sunday", said the line, "That's all there is. There isn't any more," as the curtain fell.
    1913-- Drummer Gus Johnson birthday, played with Count Base and Duke Ellington, among others Died February 6, 2000.
http://elvispelvis.com/gusjohnson.htm
http://www.centrohd.com/biogra/j1/gus_johnson.htm
    1932-Birthday o f Petula Clark, Dwell, Surrey, England, best known for hits “Downtown,” “I Know a Place” “This is my Song.”
    1926 - Network radio was born. 24 stations carried the first broadcast from (bong-bing-bong) NBC, the National Broadcasting Company. The program was a gala 4½-hour broadcast from the Waldorf-Astoria Hotel in New York City. Two remote pickups were also on the program. Opera star Mary Garden sang from Chicago and Will Rogers presented a humorous monologue from Independence, Kansas. Charles Lindbergh was among the luminaries who attended the broadcast.
    1934—The Dorsey Brothers record their theme, Sandman.
    1939 - President Roosevelt laid the cornerstone of the Jefferson Memorial in Washington, D.C.
    1940 - The first 75,000 men were called to United States Armed Forces duty under peacetime conscription.
    1950--Wen Arthur Dorrington signed a contract to play hockey with the Atlantic City Seagulls of the Eastern Amateur League, he became the first African-American to play organized hockey in the US. He played for the Seagulls during the 1950 and 1951 seasons.
    1952--I an NBA Overtime game between the Baltimore Bullets and the Syracuse Nationals, a record 13 players, five Bullets, and eight Nats, fouled out. The referees let some of the Syracuse players back into the game and called a technical foul every time one of them committed an additional personal foul. Baltimore won, 97-91.
    1954---Top Hits
I Need You Now - Eddie Fisher
Hold My Hand - Don Cornell
Mr. Sandman - The Chordettes
More and More - Webb Pierce
1954 - CBS-TV's "Studio One", had Joan Weber singing "Let Me Go, Lover". The song enjoyed a bit of popularity before the television show aired, but skyrocketed to fame after.
    1956 - Elvis Presley's first film, "Love Me Tender", premiered.
    1962---Top Hits
He's a Rebel - The Crystals
Big Girls Don't Cry - The 4 Seasons
All Alone Am I - Brenda Lee
I've Been Everywhere - Hank Snow
    1964--The first bridge player to win more than 1,000 master points in one year was Oswald Jacoby of Dallas, Texas, who passed the 1,000 mark in a tournament this day held at Edgewater Park, MS. His total points for 1963 were 1,034.
    1965 - Craig Breedlove, set a world speed record at Utah's Bonneville Salt Flats with a speed of 600.601 mph.
    1966 - The flight of Gemini 12 ended successfully as astronauts James A. Lovell and Edwin ``Buzz'' Aldrin Jr. splashed down safely in the Atlantic.
    1966 –One of the major stories in San Francisco at the time occurred when the SFPD raided the Psychedelic Shop and arrested Allen Cohen, 26, the store clerk, for selling "The Love Book" by Lenore Kandel, a small pamphlet of 8 pages with 4 poems, on grounds of obscenity. It was 1966, the dawn of the psychedelic age in the Haight-Ashbury neighborhood of San Francisco . Ronald Reagan had just been elected Governor of California on a platform that included harassment of hippies, and so the Psychedelic Shop, the most famous head shop on Haight St. (and perhaps the first head shop in the world) The subsequent trial of Cohen, Ron Thelin and a City Lights Bookstore clerk becomes the longest criminal trial in San Francisco history to that point. A San Francisco jury convicts all three and finds the Love Book to be obscene (Lenore Kandel's first appearance in literary history is as a character: the sexy Ramona Swartz, who spends a spooky weekend in a cabin with Jack Duluoz ( Jack Kerouac ), Dave Wain ( Lew Welch), and Duluoz's girlfriend Billie in Kerouac's novel ' Big Sur .'.)
http://www.litkicks.com/BeatPages/page.jsp?what=LenoreKandel
http://www.amazon.com/exec/obidos/tg/detail/-/0966531310/
102-1955754-7540966?v=glance

http://www.worldhistory.com/wiki/L/Lenore-Kandel.htm
http://www.superstitionstreet.com/vesuvio.html
    1969 - A quarter of a million protesters staged a peaceful demonstration in Washington, D.C., against the Vietnam War.
    1969 - The first album featuring musical brother and sister act Karen and Richard Carpenter, "Offering", was released by A&M Records. While this Carpenter's tune was not a big seller, a single on the album, a remake of The Beatles' "Ticket to Ride", gained national attention. Their next album, would establish them as international stars with "Close to You".
    1969 - Rock singer Janis Joplin was accused of vulgar and indecent language and was arrested in Tampa, Florida. She was later released on a fifty-dollar bond.
    1970---Top Hits
I'll Be There - The Jackson 5
We've Only Just Begun - Carpenters
I Think I Love You - The Partridge Family
I Can't Believe That You've Stopped Loving Me - Charley Pride
    1974--The pressure-sensitive adhesive postage stamp was introduced. It was a 10-cent Dove of Peace pre-canceled Christmas stamp, depicting a dove weather vane.
    1978---Top Hits
MacArthur Park - Donna Summer
Double Vision - Foreigner
How Much I Feel - Ambrosia
Sleeping Single in a Double Bed - Barbara Mandrell
    1980 - Kenny Rogers got his first #1 solo song after years of success on the charts with the New Christy Minstrels and First Edition. The song was "Lady", written by Lionel Richie, which stayed at the top for six weeks.
    1986 - Ivan F. Boesky, reputed to be the highest-paid person on Wall Street, faced penalties of $100 million for insider stock trading. This was the highest penalty ever imposed by the SEC. In 1987, he was sentenced to jail for three years beginning in 1988, plus barred from dealing in securities, and ordered to pay $100 million in penalties. Boesky cooperated with the SEC in an insider-trading probe that rocked Wall Street.
http://eightiesclub.tripod.com/id316.htm
    1986---Top Hits
Amanda - Boston
Human - Human League
True Blue - Madonna
Diggin' Up Bones - Randy Travis
    1988 - A strong F2 tornado hit Topeka, KS injuring 22 and doing $4 million damage. Another strong F2 tornado ripped a 43 mile path through Saline, Pulaski, Lonoke and Prairie counties in central Arkansas and killed 5, injured 60 and did $15 million damage. Hail to 3.5 inches in diameter fell near Denton, TX.
    1989 - an F4 tornado hit Huntsville, AL with winds estimated between 207 and 260 mph. The tornado had a damage path 18 miles long and up to 1/2 mile wide. It killed 21 and injured 463. Total damage was $100 million.
    2002 -- "Harry Potter & the Chamber of Secrets" movie opens in the US.

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American Football Poem

S.F. 49ers

Jane Griffin

Gold helmets shine in the sunlight. 
The jerseys are loose and the pants are tight. 
Those were the only things shining this year. 
After so many losses, there's no reason to cheer. 
That's what all thought but one loyal fan 
Because not matter what, I believe that they can. 
I know we could have won the Superbowl 
If our kicker was able to make a field goal. 
Many times when we could have won the game, 
Because of special teams, we left the field in shame. 
We'll have to wait until next season 
To be the ones doing the teasin'. 
The Superbowl will be our mission. 
After all it's 49ers tradition.

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SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

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Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

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http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

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Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

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Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

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Independent, unbiased and fair news about the Leasing Industry.