Looking to Improve Your Career
   Post a Free Position Wanted Here

Free Career Positon Wanted goes into our Classified Ad section here
http://leasingnews.org/Classified/Jwanted/Jwanted.htm

It also runs once a week in the News Edition.

Use your personal email address only. We encourage you to add a resume, although not necessary. If you do so, please make sure your name, address and telephone number are not included. If so, we will delete them. The reason is once the resume is placed on line: it remains in Google, as well in Leasing News Editions’ archives. A search of your name will bring up your posting, which will have your address and telephone number for years to come.

It is also a good idea to create an email for the ad specifically that you can delete after use.
This is “free” to those looking for a new position. Each ad is limited to (100) words.

To post your free position wanted, please email: kitmenkin@leasingnews.org.

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Top Ten Stories
October 30 - November 1

(Stories most opened by readers)

(1) 2.5 Million Without Power in California, We are Two of Them
200,000 Evacuated from Sonoma County, Bay Area, Included
http://leasingnews.org/archives/Oct2019/10_30.htm#power

(2) New Hires/Promotions in the Leasing Business
    and Related Industries
http://leasingnews.org/archives/Nov2019/11_01.htm#hires

(3) Are There too Many Conferences?
    By Christopher Menkin
http://leasingnews.org/archives/Oct2019/10_30.htm#are

(4) Leasing News Advisory Board Announces
            New Member
   David C. Lee, North Mill Equipment Finance
http://leasingnews.org/archives/Oct2019/10_30.htm#lee

(5) North Mill Equipment Finance Webinar Today at 2:00 pm EST
    Also Monday, November 4, 2:00 pm EST
http://leasingnews.org/archives/Nov2019/11_01.htm#north

(6) ELFA Elects New Board of Directors
     Including Two Females as Chair and Chair-Elect
http://leasingnews.org/archives/Nov2019/11_01.htm#elfa

(7) September, 2019 - The List
         "The Good, the Bad and the Ugly"
http://leasingnews.org/archives/Nov2019/11_01.htm#list_sept

(8) Federal Reserve Chairman Jerome Powell
     Key Comments on Cutting Interest Rates
http://leasingnews.org/archives/Nov2019/11_01.htm#fed

(9) What Can Save a Slowing U.S. Economy?
           Themreport.com
http://leasingnews.org/archives/Oct2019/10_30.htm#what

(10) Molson Coors changes name, cutting up to 500 jobs
  restructuring as young people eschew mass-produced beers
https://nypost.com/2019/10/30/molson-coors-changes-name-cutting-up-to-500-jobs/

 

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Help Wanted

 

 

Fourth FDIC Insured Bank to Fail this Year
City National Bank of New Jersey

The three branches of City National Bank of New Jersey, Newark, New Jersey, were closed on Friday with Industrial Bank in Washington, D.C. to assume all the deposits of City National.

According to the June, 2011 issue of Black Enterprise magazine, it is the seventh largest African-American owned and operated commercial bank in the United States.

It was founded in 1972 by Charles Whigham, owner of Whigham Funeral Home, who was Chairman of the Board, Bank President and CEO for 17 ears.  He was quite prominent in Newark, well-known as a key supporter and campaigner for Newark’s first black Mayor Kenneth Gibbons, as well as Mayor Sharpe James.  http://www.whighamfuneralhome.com/history

“Newark city officials named the corner of Green Street and Broad, where the first and main branch of City National is the Charles L. Whigham Square" according to the funeral home's website.”
https://www.rlsmedia.com/article/black-history-month-nj-we-salute-mr-charles-whigham

According to Nationalbankers.org, the Immediate Past Chairman of the bank was Preston Pinkett, III. He also is the Chairman of the National Bankers Association, as well as Senior Vice President at the New Jersey Economic Development Authority. As of June this year he is noted at the bank as Chairman, joining the bank March 1, 2011 as President and Chief Executive Officer, appointed Chairman of the Board, January 1, 2014.
https://www.nationalbankers.org/copy-of-3

As of January 2018 the bank only has 3 branches down from a peak of 9 in 2009: 2 in New Jersey & 1 in Harlem.  (Wikipedia)

As of September 30, 2019, City National had approximately $120.6 million in total assets and $111.2 million in total deposits. In addition to assuming all of the deposits of the failed bank, Industrial Bank agreed to purchase essentially all of its assets.

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $2.5 million. The last FDIC-insured institution closed in New Jersey was Harvest Community Bank in Pennsville, which closed on January 13, 2017.

The FDIC reported, “The overall health of the banking system today remains strong, as reported in the FDIC's most recent Quarterly Banking Profile. On average, there are five bank failures each year in non-crisis times, according to FDIC data. There have been only three years since 1933 without a single bank failure.”

 

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No Substitute for CAREFUL Proofreading

Career Crossroad---By Emily Fitzpatrick/RII

Be Aware of Common Errors & Typos in your Resume/Career Portfolios. There is No Substitute for CAREFUL Proofreading:

I think we have all, at some point, leaned on automated spell check/grammar checks to proofread our work; however, we should not solely rely on them to detect errors.  To be taken as a true professional candidate, no errors/typos should be on any document, e.g. résumé, submitted to a potential employer.

Use automated software programs BUT make sure to read, re-read and have someone else read your documents before submittal.  Remember, your goal is to have your documents reach audiences that have decision-making authority. Failure to proofread may lead to your documents being thrown in the trash!  If necessary, hire someone just to proofread your work. Furthermore, refer to the most updated version of the Gregg Reference Manual by Sabin.

Here are some common typos that you can easily identify in your documents:

Quotation Marks & Punctuation:

• Periods and commas always go inside quotation marks
• Colons and semicolons always go outside quotation marks
• Question marks go inside if they are part of the material being quoted

Colons:

• When a series follows an introductory clause, colons are used if the introductory element expresses a complete thought.  E.g. The times for next week’s interviews are as follows:

Misused Words as:

• Advise/advice
• Loose/lose
• Their/they’re/there
• It’s/its
• You/your/you’re
• Choose/chose

Commonly Misspelled Words:

• Separate
• Occasion
• Recommended
• Accommodate
• Tomorrow
• Accessible
• Allot (this is not a word, this is: a lot)

Many errors occur when meeting deadlines or not concentrating specifically on the document at hand. Give yourself plenty of time and a quite space to draft outlines, write, rewrite and proofread at least three times! [Or retain Ralph Mango?]

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
emily@riirecruit.com
Invite me to connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.ht

Assure the quality of your communication content…grammar, spelling, syntax, punctuation…hire an expert. Whether website content, business or technical writings, take advantage of over forty years executive writing, proofreading and editing in the EFL industry…with the reader’s time and comprehension in focus. Ralph P. Mango ralphmango@hotmail.com Associate Editor Leasing News, responsible for proofreading and editing each news edition, as well as contributing content.

 
 

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Marlin Business Services Corp. Earnings Call Transcript
Key Highlights 3rd Quarter plus 10Q Evergreen Excerpt

 

Jeff Hilzinger - President and Chief Executive Officer

During the third quarter, we delivered strong growth in earnings and double-digit growth in total sourced origination volume on a year-over-year basis. While there was only a modest increase in net charge-offs during the quarter, earnings growth was tempered by an increase in our allowance for credit losses due to an increase in delinquencies and a $936,000 specific provision related to fraudulent activities within a specific equipment dealer’s portfolio.

Looking in more detail at total sourced originations, volume in the third quarter totaled $201.6 million, up 12.3% year-over-year. Year-to-date through the end of the third quarter, total sourced originations of $641.5 million are up 22.7%. Although volume growth was more moderate than during the first two quarters of the year, third quarter year-over-year growth was driven by both our Equipment Finance and Working Capital Loan products, as well as from both our direct and indirect origination channels.

While lease and loan application volume was up by more than 20%, growth in origination volume was below expectations in both the Equipment Finance and Working Capital Loan products as our approval and booking rates declined during the quarter. However, our capital markets execution was better than anticipated, because we took advantage of favorable capital markets conditions and sold more loans and leases than expected given that our origination mix has been skewed towards lower-yielding origination flows throughout the year.

Page 1

A key component of the market expansion strategy is our Working Capital Loan product, while below our expectations, third quarter Working Capital Loan origination volume increased by 34% year-over-year to $26.2 million, delivering a portfolio balance of $53.7 million at quarter end, representing 65% year-over-year growth. In terms of credit performance, the Working Capital Loan portfolio continues to perform better than our expectations.

Page 2

Lou Maslowe  -Senior Vice President and Chief Risk Officer

The increase in Equipment Finance delinquency in the third quarter was observed across the portfolio, although there were several specific factors to call out that had the greatest impact. First, the dealer fraud issue that Jeff mentioned earlier had a 6 basis points impact on the Q3 30 plus day delinquency. I will elaborate on the dealer issue later in my comments.

The second factor was the increased delinquency in Marlin’s legacy over the road transportation portfolio, which had a small impact from Q2 to Q3, but a more significant impact year-over-year. It is important to note that the portfolio that has been originated through our acquisition of Fleet Financing Resources is performing well with no delinquency or charge-off thus far.

Page 4

With respect to the equipment dealer fraud, a number of lessees have refused to pay due to equipment delivery or invoicing related issues. As there is litigation in process, we cannot provide too much detail, but it is important to note that all of the lessees are creditworthy entities that executed the lease and delivery and acceptance agreements. Marlin will be vigorously pursuing its rights against the lessees and dealer as appropriate.

Page 4

Full Earnings Call Transcript, Seeking Alpha  (8 pages)
https://seekingalpha.com/article/4301515-marlin-business-services-corp-mrln-ceo-jeff-hilzinger-q3-2019-results-earnings-call

Side Note: Marlin Business Services Form 10-Q
http://www.snl.com/Cache/c400770538.html

RESIDUAL PERFORMANCE

Our leases offer our end user customers the option to own the equipment at lease expiration. As of September 30, 2019, approximately 57% of our leases were one dollar purchase option leases, 42% were fair market value leases and 1% were fixed purchase option leases, the latter of which typically contain an end-of-term purchase option equal to 10% of the original equipment cost. As of September 30, 2019, there were $29.1 million of residual assets retained on our Consolidated Balance Sheet, of which $23.7 million, or 81.3%, were related to copiers. As of December 31, 2018, there were $27.6 million of residual assets retained on our Consolidated Balance Sheet, of which $23.6 million, or 85.4%, were related to copiers. No other group of equipment represented more than 10% of equipment residuals as of September 30, 2019 and December 31, 2018. Improvements in technology and other market changes, particularly in copiers, could adversely impact our ability to realize the recorded residual values of this equipment.

Fee income included approximately $1.0 million and $0.9 million of net residual income for the three-month periods ended September 30, 2019 and September 30, 2018, respectively, and approximately $2.9 million and $2.7 million of net residual income for the nine-month periods ended September 30, 2019 and September 30, 2018, respectively. Net residual income includes income from lease renewals and gains and losses on the realization of residual values of leased equipment disposed at the end of term as further described below.

Our leases generally include renewal provisions and many leases continue beyond their initial contractual term. Based on the Company’s experience, the amount of ultimate realization of the residual value tends to relate more to the customer’s election at the end of the lease term to enter into a renewal period, purchase the leased equipment or return the leased equipment than it does to the equipment type. We consider renewal income a component of residual performance. Renewal income net of depreciation totaled approximately $1.4 million and $1.2 million for each of the three-month periods ended September 30, 2019 and September 30, 2018, respectively, and approximately $4.2 million and $3.6 million for the nine-month periods ended September 30, 2019 and September 30, 2018, respectively.

 Page 57

 

Purchase, Renewal, Return ("PRR") Clauses
by Christopher Menkin

"PRR" clauses are in the category of "Evergreen Clauses" and "Wintergreen Clauses," where the lessee must notify the lessor of its intention, often 90 days in advance, regarding its intent toward the residual. Its abuse, when the lessee fails in notify the lessor, has resulted continuing automatic payments, ACH, until the lessee realizes what is happening.  Worse is the Purchase, Renewal, Return clause ("PPR"). It basically is an automatic 12 month extension of the lease contract when there is not resolution or 90 day notification. The wording makes it a merry-go-round.   In the case of Republic Bank, Bountiful, Utah, before they started winding down, they would not only discount the stream of
payments but the 12 month "PPR" to the lessor.  One of their favorites was Mazuma Capital, Draper, Utah; who “merged” with Onset Financial, South Jordan, Utah, January, 2014 (1).

In the "Evergreen Section, "Leasing News identifies Marquette Equipment Finance, Midvale, Utah, Mazuma Capital Corp, Draper, Utah, Onset Financial, South Jordan, Utah, Pacific Western Equipment Finance, Cottonwood Heights, Utah, Tetra Finance Group, Salt Lake City, Utah 9 (2).  The evidence is from court cases as well as current leasing contracts that contain the provision.

A typical example comes from a court case involving Onset Financial:

“(Section 20:
n. Lessee's Options at Maturity of Base Period. At the maturity of the Base Period of any Lease, Lessee shall, provided at least one hundred fifty (150) days prior written notice is received by Lessor from Lessee via certified mail, do one of the following: (1) purchase the Property for a price to be determined by Lessor end Lessee, (2) renew the Lease for twelve (12) additional months at the rate specified on the respective Schedule, or (3) terminate the Schedule and return the Properly to Lessor at Lessee's expense to a destination within the continental United States specified by Lessor; provided, however, that for option (3) to apply, all accrued but unpaid late charges, interest, taxes, penalties, and any and all other sums due and owing under the Schedule must first be paid in full, the provisions of Sections 8f, 8g and 7d hereof must be specifically complied with, and Lessee must enter into a new Schedule with Lessor to lease Property which replaces the Property listed on the old Schedule. With respect to options (1) and (3), each party shall have the right in its absolute and sole discretion to accept or reject any terms of purchase or of any new Schedule, as applicable. In the event Lessor end Lessee have not agreed to either option (1) or (3) by the maturity of the Base Period, or if Lessee fails to give written notice of Its option via certified mail at least one hundred fifty (150) days prior to the maturity of the Base Period, or if an Event of Default has occurred under any Lease, then option (2) shall apply at the maturity of the Base Period. At the maturity of the renewal period provided for In option (2) above, the Lease shall continue in effect at the rate specified in the respective Schedule for successive periods of six (6) months each subject to termination at the maturity of any such successive six-month renewal period by either Lessor or Lessee giving to the other party at best thirty (30) days prior written notice of termination." (3)

1. Mazuma-Onset Mergerhttp://leasingnews.org/archives/Jan2014/1_13.htm#merge
2. Evergreen Clauses
   http://www.leasingnews.org/Pages/lease_expiration_evergreen.html
3. Onset Contract
   http://leasingnews.org/PDF/OnsetContract.pdf 

 

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According to data from the U.S. Census Bureau USA Trade platform, Texas is the biggest exporter among U.S. states. Texas biggest export commodity were oil and petroleum products, which made up 33 percent of Texan exports in 2018. Other goods shipped abroad from the Lone Star State were computer parts, aircraft parts and integrated circuits. Cotton still made up one percent of Texan exports.

All in all, Texas exported almost 18 percent of its economic output in 2018. California was the second-strongest exporter in the U.S. but did not come close to Texas’ US$316 billion dollars worth of exports. At US$178 billion, California exported aircraft parts as well as integrated circuits and semi-conductor machinery. Diamonds and almonds also showed up on the list of the biggest export goods from California.

Surprising entries on the list of the biggest exporters among U.S. states were Washington state and Louisiana in spots four and five, respectively. While Washington exports rely on Boeing’s output of airplanes and airplane parts for half of the state’s exports, Louisiana's strong suits are petroleum products, corn and soy.

By Katharina Bucholz, Statista

https://www.statista.com/chart/19474/biggest-exporters-us-states/

 

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New Hard Lending Association Forming
The National Private Lenders Association

Don’t be misled by the name, as the group appears
 to be involved in hard real estate lending.

"We are the NPLA (National Private Lenders Association)—a trade organization created to represent and protect the interests of Private Lenders in America as it pertains to legislation and public policy.

"We are the only industry association committed to providing its membership with representation both at the state level and in Washington, DC.

"The NPLA, founded by Leonard Rosen, in consultation with other established industry leaders, exist for the benefit of all Private Lending professionals dealing in real estate based transactions."

Associate Membership (for One) is $3990 a year; Corporate Membership (for up to Three People of the Same Company) $5990. Benefits listed on Website: https://nplaonline.com/   Event details To Be Announced re: First Membership Meeting, Noon, Sunday, March 15th, Ritz-Carlton, Fort Lauderdale, Florida

Leonard Rosen is noted in LinkedIn as Chief Executive Officer, Pitbull Conference, since February 2002. https://www.linkedin.com/in/leonardrosenpitbull/

There is a website with video from Richard Katz, Rodeo Lending's Co-Principle, at Broker Exchange:
https://rodeolending.com/national-private-lenders-association-featuring-richard-katz/ Linkedin.com shows him as President at Rodeo Capital, Inc., since 2011 which lends "to all types of real estate.
https://www.linkedin.com/in/richard-katz-36b74a4/

### Press Release###############################

Amur Equipment Finance Opens Office in
Omaha, Second in the State

GRAND ISLAND, NE –– Amur Equipment Finance (AmurEF), a nationally ranked Top Five independent equipment finance company, today officially opened a new office in Omaha, Nebraska.  The new office, located at Westroads Office Park, not only provides a quality permanent location for AmurEF’s current staff in the area but is also well suited to accommodate future professional expansion in the area across many functions, consistently with AmurEF’s continuing national expansion strategy.

James Truran, AmurEF’s Chief Operating Officer stated,
“We began as a Nebraska company over 20 years ago, so directing our expansion efforts towards the local community is an appropriate way to demonstrate our pride in, and commitment to, this State.

  “By opening a second office in Nebraska, we are able to simultaneously support our local roots and provide us with an opportunity to expand our footprint in the area further.”

AmurEF now employs over 160 professionals across the United States, with key management, credit processing, underwriting, servicing, and finance functions located in its headquarters in Grand Island, Nebraska.  AmurEF also has additional offices in New York, New Hampshire, Texas, and California.  The address of the new office is 1111 North 102nd Court, Suite 222, Omaha, NE 68114.

About Amur Equipment Finance, Inc.
Amur Equipment Finance is a Top Five nationally ranked independent commercial equipment finance provider and a certified Great Place to Work®, dedicated to ensuring that its customers and employees around the nation are equipped to grow and succeed. AmurEF offers customized capital financing programs that draw on its uniquely expansive expertise in the world’s most essential industries – from transportation and technology to manufacturing and medicine – to support its network of over 15,000 vendors and other partners.

For more information, visit amuref.com.

Labrador Retriever (purebred)
San Diego, California

Sammie
Chocolate
Large Years
Weight: 95 lbs.

Sweet Sammie is pure sunshine. She was put in a scary shelter situation as an owner surrender and still she is a super friendly, tail wagging girl.

She's very affectionate - so beautiful and just wants to please her people. She will soak up all the love and pets she can get. She is a smart girl, knows sit and down and is housebroken. She seems younger than her nine years and is quite active and loves to chase the ball. Sammie is doing very well with her trainer becoming more comfortable with and learning her social skills with other dogs.

Sammie is looking for a forever home where she can play and give all her love and snuggles to her people. Her ideal family is one that will work with her consistently to continue building on her training.

My senior adoption fee is $150.

LABRADOR RESCUERS
doginfo@labrescuers.org
P: 619.819.0234
F: 619.839.3748
P.O. BOX 221038
San Diego, CA 92192-1038
www.labrescuers.org

Application:
http://labrescuers.sheltertrack.com/Public/Form.aspx?id=8245

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Attorneys Who Specialize in
Banking, Finance, and Leasing

Kenneth C. Greene California Leasing and Financial consultant, active in several leasing associations, as well as involved in music and film production in LA.  Mention "Leasing News" for a free consultation. 818.575.9095 Skype: 424.235.1658 ken@kengreenelaw.com	Connecticut, Southern New England: EVANS, FELDMAN & BOYER, LLC Collections, litigation, documentation, portfolio sales and financing, bankruptcy. We represent many of the national and local leasing companies doing business in this state. Past chairman EAEL legal committee. Competitive rates. email: rcfeldman@snet.net
Los Angeles/Santa Monica Hemar & Associates, Attorneys at Law Specialists in legal assistance, including debt collection, equipment recovery, litigation for 35 years. Fluent in Spanish. Tel: 310-829-1948 email: phemar@hemar.com	David G. Mayer Partner, Dallas, Texas Schackelford, Bowen, McKinley & Norton 9201 N. Central Expressway Fourth Floor Dallas, Texas 75231 Telephone: (214) 780-1400 http://shackelfordlaw.net/attorneys/david-g-mayer/
Los Angeles, Southern CA Seasoned attorney representing secured creditors in auto finance and truck/equipment lease industry.  Bankruptcy and State Court litigation.   Vincent V. Frounjian (818) 990-0605 or email: vvf@pacbell.net.	Encino, California: Statewide “ELFA” Hemar, Rousso & Heald, LLP 30 yr excellent reputation Lessor representation commercial litigation, debt collection, and bankruptcy. Call Stephen E. Jenkins Esq (818) 501-3800
Los Angeles, Statewide: CA.     "ELFA" Aggressive creditors rights law firm specializing in equipment leasing handling collection matters on a contingency, fixed fee or hourly cbasis. email:RGarwacki@prodigy.net	Los Angeles, Statewide: CA      "ELFA" Practice limited to collections, bankruptcy and problem accounts resolution. Decades of experience. 10-lawyer firm dedicated to serving you. Call Ronald Cohn, Esq. (818)591-2121 or email. Email: rrcohn@aol.com
	California & National Paul Bent – More than 35 years experience in all forms of equipment leasing, secured lending, and asset based transactions. Financial analysis, deal structuring, contract negotiations, documentation, private dispute resolution, expert witness services. (562) 426-1000 www.paulbent.attorney pbent@paulbent.attorney
Illinois Kevin E. Trabaris: Concentrates his practice in the areas of commercial finance, corporate and business transactions. Extensive experience representing banks, financial companies, equipment lessors, insurers and other funding and intermediary entities and borrowers in connection with thousands of business financing matters. He has handled everything from small ticket transactions to billion dollar syndicated loans, real estate financing to asset-based facilities. Email:  ktrabaris@culhanemeadows.com Telephone:  847-840-4687 www.culhanemeadows.com	Massachusetts Joseph G. Bonanno, Esq., CLFP.  Transactional/Documentation. Past special industry consultant to The World Bank,  industry expert witness in litigation, appointed to Governor’s Counsel to adopt Articles 2A and 9 in Massachusetts, MA continuing legal education co-instructor,  past (5) Term Certified Leasing and Finance Professional Board Member, CLFP review instructor, numerous authored and co-authored published articles and conducting educational seminars. (781) 328-1010; law@jgbesq.com
National: Coston & Rademacher: Business attorneys serving the lease-finance industry since 1980. Transactional, documentation, corporate/finance, workouts, litigation, bankruptcy, portfolio management. Chicago-based national practice. Jim Coston, CLP (Members: ELFA, NEFA). email: Jcoston@costonlaw.com Website:www.costonlaw.com	New York Sloan Schickler, Esq. Counsel to the National Vehicle Leasing Association. Accomplished counsel in lease-finance; installment sales; dealer floor plan finance; portfolio sales, acquisition and foreclosure; syndicated revolving credit facilities; asset securitization; corporate structuring and governance; regulatory licensing and compliance. Clients have included major commercial banks, financial institutions, investment banks, captive finance companies, leasing companies, auto manufacturers and auto dealerships. sloan.schickler@schicklerlaw.com Direct Dial: 212-262-6400.
Michael J. Witt, experienced bank, finance, and leasing attorney, also conducts Portfolio Audits. Previously he was Managing Counsel, Wells Fargo & Co. (May, 2003 – September, 2008); Senior Vice President & General Counsel, Advanta Business Services (May, 1988 – June, 1997) Tel: (515) 223-2352 Cell: (515) 868-1067 E-mail: MWitt@Witt-Legal.com Web: www.witt-legal.com
St. Louis County , MO. - statewide: Schultz & Associates LLP., collections, negotiation, and litigation. Also register and pursue recovery on foreign judgments. Contingency and reasonable hourly rates. Ronald J. Eisenberg, Esq. (636) 537-4645 x108 reisenberg@sl-lawyers.com www.sl-lawyers.com	NJ, De, Pa: Specializing in leased equipment/secured transactions. Collections, replevins/workouts reasonable rates. Sergio Scuteri/Capehart & Scratchard, PA sscuteri@capehart.com / www.capehart.com
New York and New Jersey Frank Peretore Chiesa Shahinian & Giantomasi West Orange, New Jersey http://www.csglaw.com/ biographies/frank-peretore Phone 973-530-2058 fperetore@csglaw.com  Documentation, portfolio purchase & sale, replevin, workouts, litigation, collection, bankruptcy. Aggressive. Over 30 years experience.	Thousand Oaks, California: Statewide coverage Spiwak & Iezza, LLP 20+ years experience,Representing Lessors banks in both State/ Federal Courts/ all aspects of commercial leasing litigation. Nick Iezza 805-777-1175 niezza@spiwakandiezza.com

 

News Briefs----

BankThink Fintech will reshape how entrepreneurs seek loans
  AmericanBanker.com
https://www.americanbanker.com/opinion/fintech-will-reshape-how-entrepreneurs-seek-loans

U.S. Farm Bankruptcies Surge 24%
   on Strain from Trump Trade War, Weather
https://www.chicagobusiness.com/economy/us-farm-bankruptcies-surge-24-strain-trump-trade-war-weather

Manufacturing Ain’t Great Again. Why?
The heartland endures another mini-recession.
https://www.nytimes.com/2019/10/31/opinion/manufacturing-trump.html

Impact of Kincade fire in Sonoma County blunted
   by lessons from 2017 North Bay firestorm
https://www.pressdemocrat.com/news/10242165-181/impact-of-kincade-fire-in

Flood of Oil Is Coming, Complicating Efforts to Fight Global Warming
  whether the world needs it or not
https://www.nytimes.com/2019/11/03/business/energy-environment/oil-supply.html?action=click&module=Top%20Stories&pgtype=Homepage

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You May Have Missed---

4 hidden Google Maps tricks you probably don't know,
     but should
https://www.cnet.com/g00/how-to/4-hidden-google-maps-tricks-you-probably-dont-know-but-should/

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The Quarterback

    He bends down
To snap the ball
The quarterback ready to receive
The moment of tension is broken
With the snap
The battlefield engages
The men move quick to the crowd
The fans screams
Are drowned out
By the eternity
Of struggle and pain
The players endure
For ten yards
Till it starts aga

Adam Caldwell

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Bears lose their 4th in a row after a bad first half sends
   them to a 22-14 defeat against the Eagles
https://www.chicagotribune.com/sports/bears/ct-cb-chicago-bears-philadelphia-eagles-20191103-mxc2hfcyh5cgnd76y57uvh37mi-story.html

Kwon Alexander reportedly done for the year
     after tearing pectoral muscle
https://www.sfgate.com/49ers/article/Kwon-Alexander-injury-pec-season-ending-muscle-IR-14802500.php

Embarrassing Jets hit rock bottom with loss to tanking Dolphins
https://nypost.com/2019/11/03/embarrassing-jets-hit-rock-bottom-with-loss-to-tanking-dolphins/

Robert Saleh’s defensive creativity paying dividends for 49ers
https://49ers.pressdemocrat.com/robert-salehs-defensive-creativity-paying-dividends-for-49ers/

Warriors fall to Hornets as Draymond Green,
  D'Angelo Russell sit out injured
https://www.pressdemocrat.com/sports/10255837-181/warriors-fall-to-hornets-as

The last multi-purpose stadium is officially dead.
   Meet the man who watched over it.
https://www.sfgate.com/athletics/article/clay-wood-athletics-raiders-coliseum-14680965.php

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California Nuts Briefs---

Gavin Newsom appoints California ‘energy czar’
     amid PG&E bankruptcy, blackouts
https://www.sacbee.com/news/politics-government/capitol-alert/article236917773.html?

How PG&E fell 10 years behind San Diego on wildfire safety
https://www.mercurynews.com/2019/11/02/how-pge-fell-10-years-behind-san-diego-on-wildfire-safety/

Santa Clara rising: Largest developments
    in the growing South Bay city
https://sanjosespotlight.com/santa-clara-rising-largest-developments-in-the-growing-south-bay-city/

Stanford withdraws massive expansion plan
    after hitting impasse with county
https://www.mercurynews.com/2019/11/01/stanford-withdraws-massive-expansion-plan-after-hitting-impasse-with-county/

Map of Kincade fire and past North Bay fires
https://www.northbaybusinessjournal.com/northbay/sonomacounty/10250911-181/wildfire-napa-sonoma-mendocino-lake

[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

'It’s surreal' – owner Diane Wilson surveying Soda Rock Winery
https://www.pressdemocrat.com/lifestyle/10250832-181/its-surreal-owner-diane-wilson?artslide=1

Sonoma Valley vintner Steve Ledson offers
  temporary housing for Kincade fire victims
https://www.pressdemocrat.com/business/10249162-181/sonoma-valley-vintner-steve-ledson

Wine of the Week: Cline 2017 Ancient Vines,
   Contra Costa County Mourvèdre
https://www.pressdemocrat.com/lifestyle/10209976-181/wine-of-the-week-cline

In Napa Valley, Winemakers
   Fight Climate Change on All Fronts
https://www.nytimes.com/2019/10/31/dining/drinks/napa-valley-wine-climate-change.html

25 Amazing Sonoma Wines to Drink Right Now
https://www.foodandwine.com/wine/sonoma-wines-drink-now

Exploring the Santa Cruz Mountains
https://www.vinous.com/articles/exploring-the-santa-cruz-mountains-oct-2019

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

This Day in History

       1646 - The Massachusetts Bay Colony passed a law making it a capital offense to deny that the Bible was the Word of God. Any person convicted of the offense was liable to the death penalty.
    1791 - General Arthur St. Clair, governor of Northwest Territory, was badly defeated by a large Indian army.  Miami Indian Chief Little Turtle led the powerful force of Miami, Wyandot, Iroquois, Shawnee, Delaware, Ojibwa and Potawatomi that inflicted the greatest defeat ever suffered by the U.S. Army at the hands of North American Indians. Some 623 regulars were killed and 258 wounded on the banks of the Wabash River near present day Fort Wayne, Indiana. The staggering defeat moved Congress to authorize a larger army in 1792.
    1798 - Congress agreed to pay a yearly tribute to Tripoli, considering it the only way to protect U.S. shipping. The US has no appreciable Navy at this time. This is the most expedient and assured way to protect American shipping in the Mediterranean. Thus, the part of the Marine Corps hymn, “…to the shores of Tripoli…”
    1856 - James Buchanan was elected President. Stephen A. Douglas coveted the Democratic nomination in 1856 but his reputation had been badly tarnished by ongoing violence in Kansas. In his place, the Democrats turned to James Buchanan, who had been the minister to Britain from 1853 to 1856 and was not linked to the Kansas issue. The Republicans ran their first presidential campaign in 1856, choosing noted Western explorer John C. Frémont, “The Pathfinder." Frémont had no political record (regarded as a plus), but held abolitionist views (a negative in the eyes of many moderates). The Republicans ran a campaign calling for repeal of the hated Kansas-Nebraska Act, opposition to the extension of slavery into the territories and support for internal improvement projects. They also took every opportunity to blame the Democrats for the horrors of “Bleeding Kansas." Buchanan emerged the victor, but failed to gain a majority of the popular vote. In fact, a shift of a small number of votes in several states would have tipped the electoral tally to the Republicans. Mirroring the sectional feelings of the day, the Democrats were strong in the South, the Republicans in the North. The election in 1856 brought a weak President to leadership in a badly divided nation.
    1873 - Dentist John Beers of San Francisco patents the gold crown
    1898 - The first church to bear the Pentecostal Holiness name was organized at Goldsboro, NC, under the leadership of Methodist evangelist Ambrose Blackman Crumpler, 35.
    1864 - Battle of Johnsonville, Tennessee. In the summer of 1864, Sherman captured Atlanta, and by November, he was planning his march across Georgia. Meanwhile, the defeated Confederates hoped that destroying his line would draw Sherman out of the Deep South. Nobody was better at raiding than Confederate Gen. Nathan Bedford Forrest, but Union pursuit had kept him in Mississippi during the Atlanta campaign. Johnsonville was an important transfer point from boats on the Tennessee River to a rail line that connected with Nashville to the east. When Sherman sent part of his army back to Nashville to protect his supply lines, Forrest hoped to apply pressure to that force. Forrest began moving part of his force to Johnsonville on October 16, but most of his men were not in place until early November. Incredibly, the Union forces, which numbered about 2,000, seem to have been completely unaware of the Confederates just across the river. Forrest brought up artillery and began a barrage at 2 p.m. on November 5. The attack was devastating. One observer noted, "The wharf for nearly one mile up and down the river presented one solid sheet of flame." More than $6 million worth of supplies were destroyed, along with four gunboats, 14 transports, and 20 barges. General George Thomas, commander of the Union force at Nashville, had to divert troops to protect Johnsonville. After the raid, Forrest's reputation grew, but the raid did not deter Sherman from embarking on the March to the Sea, his devastating expedition across Georgia.
    1879 - Birthday of Will Rogers at Oologah, Indian Territory (now Oklahoma).  American writer, actor, humorist and grassroots philosopher, he was killed in an airplane crash with aviator Wiley Post near Point Barrow, AK, August 15, 1935. “My forefathers,” he said, “didn't come over on the Mayflower, but they met the boat.”
    1879 - African-American T. Elkins patents the refrigerating apparatus.
    1884 - Grover Cleveland was elected President of the United States and Thomas A. Hendricks was elected Vice-President. The electoral vote was: Cleveland, 219; James G. Blaine, Republican of Maine, 182. The popular vote was: Cleveland 4,911,017; Blaine 4,848,334. In congressional elections, the Republicans gained five seats in the Senate to gain a 43-34 majority. In the House, the Republicans gained 22 seats, but the Democrats held a 183-140 majority. Robert M. La Follette, Republican of Wisconsin, was elected to his first term in the House of Representatives. A celebrated presidential campaign slogan aimed at Grover Cleveland was, “Ma, Ma, where's my Pa?”---a reference to Cleveland's admission that he fathered a child out of wedlock. To this query the Democrats would reply, “Gone to the White House, ha, ha, ha.”
    1889 - After a formal meeting of representatives from all National League chapters, the Brotherhood issued a "manifesto" in which it claimed that "players have been bought, sold and exchanged as though they were sheep instead of American citizens." This led to a declaration of war between the Brotherhood and Major League officials which soon exploded into the formation of the Players League.  The Brotherhood of Professional Baseball Players represented the first serious effort to organize a labor union consisting of baseball players. It was launched in 1885 with the aim of raising player salaries in recognition of the growing popularity of professional baseball and the growth in revenues generated by the game. It also aimed to combat the reserve clause which restricted player movement and helped to keep salaries down. The organization gained official recognition when NL owners first met with the Brotherhood's representatives in 1887. However, relations between the two soon became difficult as owners were unwilling to make significant concessions.  The impasse led to the creation of the Players League in 1890, which included many of the most famous stars of the time and which was owned and operated by the players themselves.  
    1897 - The first Library of Congress building opened its doors to the public. Previously, the Library had been housed in the Congressional Reading Room in the U.S. Capitol.
http://memory.loc.gov/ammem/today/nov01.html
    1906 - Birthday of Robert Bernard “Bob” Considine (d. 1975), sportswriter and author, at Washington, DC.  Considine parlayed some early success as a tennis player and a job as a federal government clerk into a career as a sportswriter. He covered baseball starting in 1933 and soon became a columnist for the Hearst newspapers. He branched out into politics and national affairs and served as a war correspondent during World War II. He wrote or coauthored more than 25 books, including the screenplay for “Pride of the Yankees,” the film biography of Lou Gehrig. 
    1916 - Birthday of Walter Leland Cronkite, Jr., (d. 2009), St. Joseph, MO.  Journalist, war correspondent, former anchor for “CBS Evening News.”  During the heyday of CBS News in the 1960s and 1970s, he was often cited as "the most trusted man in America" after being so named in an opinion poll.  In mid-February 1968, Cronkite journeyed to Vietnam to cover the aftermath of the Tet Offensive.  Upon return, Cronkite wrote an editorial report based on that trip. On February 27, 1968, Cronkite closed that editorial report: “We have been too often disappointed by the optimism of the American leaders, both in Vietnam and Washington, to have faith any longer in the silver linings they find in the darkest clouds…”  Following Cronkite's editorial report, President Lyndon Johnson is claimed by some to have said, "If I've lost Cronkite, I've lost Middle America.”
    1918 - Birthday of Art Carney (d. 2003), Mount Vernon, NY.
An actor, he won an Oscar for “Harry and Tonto” and six Emmys for “The Honeymooners” as Ralph Kramden’s (Jackie Gleason) sidekick, Ed Norton.       
    1919 - Birthday of bass player Joe Benjamin (d. 1974), Atlantic, City, NJ
http://www.jazzvalley.com/musician/joe.benjamin
http://shopping.yahoo.com/shop?d=product&id=1927041585
    1920 - Women voted nationally for the first time, enabled by the 19th Amendment which prohibits any United States citizen from being denied the right to vote on the basis of sex.
    1922 - Birthday of pianist Ralph Sutton (d. 2001), Hamburg, MO.
http://www.artistdirect.com/music/artist/bio/0,,499089,00
.html?artist=Ralph+Sutton
http://www.riverwalk.org/profiles/sutton.htm
http://www.jazzcanadiana.on.ca/_SUTTON.htm
    1924 - Calvin Coolidge was elected to the top office of the United States. Coolidge was already in the office as President having to complete Warren G. Harding's term (Harding died in office). The electoral vote was Coolidge 382; John W. Davis, Democratic candidate, 13. The popular vote was Coolidge 15,725,016; Davis 8,385,503, La Follette, 4,822,856. The huge Republican victory in the presidential election was anticipated.  The Democrats had torn themselves apart in a struggle for the nomination. Gov. Alfred E. Smith of New York represented the East and the big cities, and William G. McAdoo of Tennessee, the southern and western parts of the country. The eventual nominee was John W. Davis, an able man but almost unknown to the voters. The Republicans, on the other hand, could point with pride to Calvin Coolidge and a record of prosperity. The Democrats tried to make much of the scandals of the Harding administration but failed to stir the electorate. In fact, despite a strong third party in the field, only about half of those eligible to vote did so.
    1924 - The first woman governor was Nellie Taylor Ross, Wyoming, elected to fill the unexpired term of her late husband, William Bradley Ross. From 1933 to 1935, she served as Director of the Mint, the first woman to do so.
    1926 - Birthday of percussionist Carlos “Patato” Valdez (d. 2007), Havana, Cuba
http://www.jazzgalerie.de/galerieseiten/VC1.HTM
    1927 - A great Vermont flood occurred. Tropical rains deluged the Green Mountain area of Vermont causing the worst flood in the history of the state. Torrential rains, up to 15 inches in the higher elevations, sent streams on a rampage devastating the Winooski Valley. Flooding claimed 200 lives and caused $40 million damage. The town of Vernon reported 84 deaths. Flooding left up to eight to ten feet of water in downtown Montpelier. (2nd-4th)
    1928 - Arnold Rothstein, New York's most notorious gambler, is shot and killed during a poker game at the Park Central Hotel in Manhattan. After finding Rothstein bleeding profusely at the service entrance of the hotel, police followed his trail of blood back to a suite where a group of men were playing cards. Reportedly, Rothstein had nothing good in his final hand. In the 1920's, Rothstein began purchasing nightclubs, racehorses, and brothels. He had such a formidable presence in the criminal underworld that he was reportedly once paid half a million dollars to mediate a gang war. As Rothstein's fortune grew to an estimated $50 million, he became a high-level loan shark, liberally padding the pockets of police and judges to evade the law. He is fabled to have carried around $200,000 in pocket money at all times.  Rothstein's luck finally ran out in 1928 when he encountered an unprecedented losing streak. At a poker game in September with "Hump" McManus, "Nigger Nate" Raymond, and "Titanic" Thompson, Rothstein lost a cool $320,000 and then refused to pay on the grounds that the game had been rigged. Two months later, McManus invited Rothstein to play what would be his final poker game. Police were never able to identify Rothstein's murderer. Asked who had shot him before dying, Rothstein reportedly put his finger to his lips and kept the gangsters' code of silence.  Rothstein was widely reputed to have organized corruption in professional athletics, including conspiring to fix the 1919 World Series.
    1928 - Birthday of drummer Larry Bunker (d. 2005), Long Beach, CA.
http://www.jazzvalley.com/musician/larry.bunker
http://shopping.yahoo.com/shop?d=product&id=1927046069
&clink=dmmu.artist&a=b
    1935 - The so-called Yankee Hurricane hit Miami with winds of 95 mph. It was unusual in that it moved into the area from the northeast
    1936 - Future U.S. Senate Chaplain Rev. Peter Marshall, 34, married Catherine Wood, 22. Following Peter's premature death at age 46, Catherine immortalized his name through her 1951 best-selling biography, "A Man Called Peter."
    1939 - The Packard Motor Car Company, Detroit, publicly exhibited the first air-conditioned car at the 40th Automobile Show, Chicago, IL. Air in the car was cooled to the temperature desired, dehumidified, filtered, and circulated. The refrigerating coils were located behind the rear seat in an air duct, with heating coils into another compartment of the same duct. The capacity of the unit was equivalent to 1.5 tons of ice in 24 hours when the car was driven at 60 miles per hour, or 2 tons at 80 miles per hour. The invention was first offered to the Ford Motor Company, invented by the Greenberg Brothers. It was a sweltering August day when the three Greenberg Brothers entered the posh Dearborn, Michigan offices of the notoriously anti- Semitic carmaker, Henry Ford. "Mr. Ford," announced Hyman Greenberg, the eldest of the three, "we have a remarkable invention that will revolutionize the automobile industry."
Ford looked skeptical, but their threats to offer it to the competition kept his interest piqued. Hi Greenberg continued, "We would like to demonstrate it to you in person." After a little cajoling, they brought Mr. Ford outside and asked him to enter a black car that was parked in front of the building. Norman Greenberg, the middle brother, opened the door of the car. "Please step inside, Mr. Ford." "What!" shouted the tycoon, "are you crazy? It must be one hundred degrees in that car!" "It is," smiled the youngest brother, Max, "but sit down, Mr. Ford, and push the white button." Intrigued, Ford pushed the button. All of a sudden a whoosh of freezing air started blowing from vents all around the car, and within seconds the automobile was not only comfortable, it was quite cool! "This is amazing!" exclaimed Ford. "How much do you want for the patent?" Norman spoke up. "The price is one million dollars." Then he paused, "And there is something else. We want the name 'Greenberg Brothers Air Conditioning' to be stamped right next to the Ford logo." "Money is no problem," retorted Ford, "but no way will I have a Jewish name next to my logo on my cars!" They haggled back and forth for a while and finally they settled. One and one half million dollars and the name Greenberg would be left off. However, the first names of the Greenberg brothers would be forever emblazoned upon the console of every Ford air conditioning system. And that is why today, whenever you enter a Ford vehicle you will see those three names clearly defined on the air-conditioning control panel: Max-Hi-Norm
    1946 - Birthday of Laura Bush, born Laura Lane Welch, Midland, TX.  Former First Lady, wife of President George W. Bush, she attended Southern Methodist University in Dallas, Texas, where she earned a Bachelor of Science degree in education in 1968. After college, she worked as a teacher at Longfellow Elementary School in the Dallas Independent School District until 1969 and then moved to Houston, Texas, where she taught at John F. Kennedy Elementary School in the Houston Independent School District until 1972. Later, she enrolled at the University of Texas at Austin and earned a Master of Library Science degree in 1973. Afterward, she worked at the Houston Public Library, Cashmere Gardens Branch until she moved back to Austin in 1974.  She worked as a librarian at Dawson Elementary School until 1977, when she met George Walker Bush at the home of mutual friends. They married in November, 1977 and made their home in Midland. In 1981, George and Laura Bush became the proud parents of twin girls, who are named Barbara and Jenna, after their grandmothers.
    1946 - UNESCO, the United Nations Educational, Scientific and Cultural Organization formed.
    1949 - “One Man's Family” premiered on TV and is the longest-running uninterrupted dramatic serial in the history of American radio. This series occurred at the same time as the popular radio drama of the same name.  In the first season, the cast included Bert Lytell as Henry Barbour, a wealthy San Francisco stockbroker and Majorie Gateson as his wife, Fanny. Also included were Eva Maria Saint and Tony Randall. The second time the show came to TV it was a 15-minute serial and had an entirely new cast.  It debuted as a radio series on April 29, 1932 in Los Angeles, Seattle and San Francisco, moving to the full West Coast NBC network the following month and ended in 1959.
    1950 - *POYNTER, JAMES I., Medal of Honor
Rank and organization: Sergeant, U.S. Marine Corps Reserve, Company A, 1st Battalion, 7th Marines, 1st Marine Division (Rein.). Place and date: Near Sudong, Korea, 4 November 1950. Entered service at: Downey, Calif. Born: 1 December 1916, Bloomington, Ill. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a squad leader in a rifle platoon of Company A, in action against enemy aggressor forces during the defense of Hill 532, south of Sudong, Korea. When a vastly outnumbering, well-concealed hostile force launched a sudden, vicious counterattack against his platoon's hasty defensive position, Sgt. Poynter displayed superb skill and courage in leading his squad and directing its fire against the onrushing enemy. With his ranks critically depleted by casualties and being critically wounded himself, as the onslaught gained momentum and the hostile force surrounded his position, he seized his bayonet and engaged in bitter hand-to-hand combat as the breakthrough continued. Observing 3 machineguns closing in at a distance of 25 yards, he dashed from his position and, grasping hand grenades from fallen marines as he ran, charged the emplacements in rapid succession, killing the crews of 2 and putting the other out of action before he fell, mortally wounded. By his self-sacrificing and valiant conduct, Sgt. Poynter inspired the remaining members of his squad to heroic endeavor in bearing down upon and repelling the disorganized enemy, thereby enabling the platoon to move out of the trap to a more favorable tactical position. His indomitable fighting spirit, fortitude, and great personal valor maintained in the face of overwhelming odds sustain and enhance the finest traditions of the U.S. Naval Service. He gallantly gave his life for his country.
    1951 - Top Hits
“Because of You” - Tony Bennett
“I Get Ideas” - Tony Martin
“Down Yonder” - Del Wood
“Slow Poke” - Pee Wee King
    1952 - America said, “I Like Ike.” The Dwight D. Eisenhower/Richard M. Nixon ticket won a sweeping (55%-44%) victory over Democrat Adlai E. Stevenson and running mate John J. Sparkman. Eisenhower became the 34th President of the U.S. The electoral vote was Eisenhower, 442-89. The popular vote was Eisenhower, 36,938,285; Stevenson 27,312,217; Vincent Hallinan, Progressive, 140,138. The Republicans gained one Senate seat for a 48-47 majority with one seat going to a minor party. In the House, they gained 22 seats for a 221-211 majority, one seating to a minority party. On Election Day, 1952, UNIVAC, the world's first commercially available electronic computer, predicted a landslide for Eisenhower. In a test televised by CBS, the computer used early returns from key states to predict the election, based on voting patterns from 1944 and 1948. However, the computer's predictions were radically different from polls taken by Gallup and Roper, which predicted a close race, and the computer's programmers made adjustments so that the computer's first broadcast prediction corresponded more closely to the polls. Only an hour after the polls had closed with less than ten percent of the votes had been counted, the CBS TV Network, which employed the computer, was able to predict Eisenhower's landslide victory, trumping human experts who had predicted a close race. Ironically, the computer's original prediction of 438 electoral votes for Eisenhower and 93 for Stevenson was only off by four votes. The nation watched with interest as a Republican administration took over the reins of government for the first time in 24 years. The most explosive internal problem was Joseph R. McCarthy. Republican of Wisconsin, charging Soviet espionage activities in the U.S. The administration’s most outstanding success was a peace agreement in Korea. Pres. Eisenhower announced the agreement to a relieved country, but warned, “We have won armistice on a single battleground, but not peace in the world.”
    1953 - Hulan Jack elected first Black Borough President of Manhattan, NYC.
    1953 - “How to Marry a Millionaire” premiered, starring Marilyn Monroe, Betty Grable and Lauren Bacall.  One of the most popular films with the most beautiful women, it is about three women whose goal in life was to marry a rich man. The ending: love triumphs over all, and to the surprise of all, the richest man of the group.
    1954 - Florence Henderson, who was all of 20 years old, joined with Ezio Pinza and Walter Slezak in "Fanny." The show lit up Broadway 888 times.
    1954 - Philadelphia A's move to Kansas City.  In 1901, the Western League had been renamed the American League and declared itself the second Major League.  New franchises in the east were created and some franchises were eliminated in the West.  Philadelphia had a new franchise created to compete with the National League’s Phillies. Former catcher Connie Mack was recruited to manage the club. Mack in turn persuaded Phillies minority owner Ben Shibe and others to invest in the team called the Philadelphia Athletics. Mack himself bought a 25 percent interest.  In the early years, the A’s established themselves as one of the dominant teams in the new league, winning the A.L. pennant six times (1902, 1905, 1910, 1911, 1913 and 1914), and winning the World Series in 1910, 1911 and 1913.  They won over 100 games in 1910 and 1911, and 99 games in 1914.  In 1909, the A's moved into the Majors' first concrete-and-steel ballpark, named Shibe Park.  Lean years followed but a ‘second dynasty’ emerged in 1927-33 when, in 1927 and 1928, the Athletics finished second to the Yankees, then won pennants in 1929, 1930 and 1931, winning the World Series in 1929 and 1930.  In each of the three years, the A's won over 100 games.  The Depression took its toll and many of the ‘dynasty’ players were sold off to reduce expense in an era of low attendance.  This continued to decimate A’s teams and finally forced the sale to Arnold Johnson, who moved the team to KC.  They have been the Oakland A’s since new owner Charlie Finley moved them there in 1968.
    1956 - The top six songs on the pop and R&B charts are identical: Elvis Presley's "Jailhouse Rock," the Everly Brothers' "Wake up Little Susie," Sam Cooke's "You Send Me," the Rays' "Silhouettes," Rickie Nelson's "Be-Bop Baby" and Jimmie Rodgers' "Honeycomb."
    1958 - African-American Shirley Verrett, world renowned opera singer, makes her debut in New York City.
    1958 - No. 1 Billboard Pop Hit:  “It's Only Make Believe,'' Conway Twitty.
    1959 – Cubs SS Ernie Banks won his second consecutive MVP award on the strength of his 45 home runs and 143 RBI.
    1959 - Top Hits
“Mack the Knife” - Bobby Darin
“Mr. Blue” - The Fleetwoods
“Put Your Head on My Shoulder” - Paul Anka
“The Three Bells” - The Browns
    1959 - After 17-year-old gang member Salvador Agron fatally stabbed two teens in New York, radio station WCBS banned the Bobby Darin hit "Mack the Knife."
    1961 - Bob Dylan makes his debut at the Carnegie Chapter Hall in New York City. Most of the fifty people in attendance are his friends who paid two bucks to get in. Dylan was paid twenty dollars for the night.
    1963 - The Beatles appear at the Royal Command Performances at the Prince of Wales Theatre in London. In attendance are the Queen Mother, Princess Margaret and Lord Snowden. It was here that John Lennon made his now famous announcement: "For our last number, I'd like to ask for your help. The people in the cheaper seats clap your hands and the rest of you, if you'd just rattle your jewelry. We'd like to sing a song called Twist and Shout."
    1967 - Smokey Robinson and the Miracles' "I Second That Emotion" is released.
    1967 - Top Hits
“To Sir with Love” - Lulu
“Soul Man” - Sam & Dave
“It Must Be Him” - Vikki Carr
“You Mean the World to Me” - David Houston
    1968 - Shirley Chisholm became the first black woman elected to the House of Representatives.
http://www.africanamericans.com/ShirleyChisholm.htm
http://nh.essortment.com/shirleychisholm_ruol.htm
http://scriptorium.lib.duke.edu/wlm/equal/
    1970 - King Peter II of Yugoslavia became the first European king to be buried in the United Sates. His Serbian name was Petar Karadjordjevic. He became King on October 11, 1934. He left Yugoslavia in 1941 after it was invaded by Germany, and headed the exiled Yugoslav government during World War II. After 1945, when Yugoslavia became a republic, he lived in New York City.
    1972 - "I Can See Clearly Now" by Johnny Nash topped the charts and stayed there for 4 weeks.
    1973 - The Chicago Bears set a National Football League record by holding the Green Bay Packers to a minus 12 passing yards.
    1973 - The De Franco Family enjoyed their biggest hit when "Heartbeat - It's a Lovebeat" topped out at #3 on the Billboard chart.
    1975 - Top Hits
“Island Girl” - Elton John
“Lyin' Eyes” - The Eagles
“They Just Can't Stop It” (“Games People Play”) - Spinners
(“Turn Out the Lights And”) “Love Me Tonight” - Don Williams
    1975 – The Orioles’ Jim Palmer won his second consecutive Cy Young award after pacing the AL in wins (23), shutouts (10), and ERA (2.09).     
    1976 - Major League baseball held its first draft of players who had declared themselves free agents. 24 players from 13 clubs were available for selection. Reggie Jackson eventually signed the most lucrative contract in this group, $2.9 million over five years, to play with the New York Yankees.
    1978 - "You Needed Me" by Anne Murray topped the charts and stayed there for a week.
    1979 - 500 Iranians seized the US Embassy in Teheran, taking some 90 hostages, of whom about 60 were Americans. They vowed to hold the hostages until the former Shah, Mohammed Reza Pahlavi, who was in the US for medical treatments, was returned to Iran for trial. The Shad died July 27, 1980, in an Egyptian military hospital near Cairo. The remaining 52 American hostages were released and left Teheran on January 20, 1981, after 444 days of captivity.
    1980 - Republican Ronald Reagan won the White House defeating President Jimmy Carter. Reagan was the 40th President of the U.S., carrying 44 states winning by a landslide (489 electoral votes to Carter's 49). The popular vote was Reagan, 42,797,153; Carter 34, 424,100, John Anderson, independent candidate 5,533,927. In congressional elections, the Republicans picked up 12 Senate seats for a 53-46 majority, with one independent seat. In the House, the Democrats lost 33 seats but kept a majority of 242-192, with one seat going to an independent.  On January 20, as Ronald Reagan was being inaugurated, Iran released the 52 captives seized at the U.S. embassy in Teheran, in Nov. 1979, thus ending the Iranian hostage crisis.
    1980 - Japan's all-time HR hitter, Sadaharu Oh, retires from professional baseball. The Tokyo Yomiuri Giants' first baseman hit a record 868 home runs in his 22-year playing career.
    1980 – Steve Carlton of the Philadelphia Phillies won his second consecutive Cy Young Award. He posted a 24-9 record with a 2.34 ERA and a league-leading 286 strikeouts.  He joined Sandy Koufax, Tom Seaver and Jim Palmer as the only three-time Cy Young Award winners to that point.
    1981 - “The Fall Guy” premiered on TV. An hour-long adventure series, the story centered around a Hollywood stuntman, Colt Seavers, played by Lee Majors, who also moonlighted as a bounty-hunter, catching bail-jumpers. It also starred Douglas Barr, Heather Thomas, Jo Ann Pflug, Markie Post and Negra Volz. Lee Majors also sang the theme song for the show.
    1983 - Top Hits
“All Night Long” (“All Night”) - Lionel Richie
“One Thing Leads to Another” - The Fixx
“Telefone” (“Long Distance Love Affair”) - Sheena Easton
“Islands in the Stream” - Kenny Rogers with Dolly Parton
    1983 - The temperature at Billings, MT soars to 77, a new record for the data and month
    1984 - Seattle sets an NFL record by returning four interceptions for touchdowns in a 45-0 victory over Kansas City. Dave Brown scores twice while Kenny Easley and Keith Simpson also return interceptions for touchdowns. All of the scores are longer than 50 yards.
    1987 - The NBA announces four new franchises; Charlotte (Hornets) and Miami (Heat) for 1988 and Minneapolis (Timberwolves) and Orlando (Magic) for 1989.
    1987 - Thirty-two cities in the eastern and south central U.S. reported record high temperatures for the date. Highs of 74 degrees at Portland ME and 86 degrees at Fort Smith, AR equaled November records. It was the fourth day of record warmth for Beckley, WV, Memphis, TN and Paducah, KY. A cold front ushered much colder air into the north central U.S. Gale force winds lashed all five Great Lakes.
    1989 - Snow and high winds plagued parts of Colorado and Wyoming. Winds gusted to 71 mph near Wheatland, WY, and reached 80 mph west of Fort Collins, CO. Up to five inches of snow blanketed Yellowstone Park, WY closing many roads. Snow also blanketed northern Minnesota, with seven inches reported at Baudette.
    1991 - The Ronald Reagan Presidential Library & Museum was dedicated by five American presidents (the first gathering of five U.S. presidents). Reagan, President George Bush, and former presidents Jimmy Carter, Gerald R. Ford and Richard M. Nixon attended the ceremonies in Simi Valley, California.
    1991 - Top Hits
“Romantic” - Karyn White
“Cream” - Prince & The N.P.G.
“Can't Stop This Thing We Started” - Bryan Adams
“Anymore” - Travis Tritt
    1991 - Bobby "Blue" Bland, Booker T. & The M.G.s, Johnny Cash, Jimi Hendrix, The Isley Brothers, Sam & Dave and The Yardbirds are elected to the Rock and Roll Hall of Fame.
    1992 - Elton John and his songwriting partner Bernie Taupin sign a $39 million publishing contract with Warner-Chappell music -- the largest music publishing firm.
    1993 - The NBA Board of Governors accepted a recommendation from the Expansion Committee to award a franchise to a Toronto group headed by John Bitlove, Jr. The team, later named the Raptors, began play in the 1995-96 season.
    1997 - After an 18-month delay, Capitol Records releases The Beach Boys' "The Pet Sounds Sessions," a 4-CD boxed set which details the creation of The Beach Boys' album "Pet Sounds." Overseen by producer Brian Wilson, the collection allows the listener to hear a Capella vocals from the master tapes and alternate mixes of the songs.
    2001 - In Game 7 of a classic World Series, Arizona rallies for two runs in the bottom of the ninth, defeating the Yankees and their usually unbeatable closer, Mariano Rivera, 3-2. The four-year old Diamondbacks, the youngest franchise to win a Fall Classic, end New York's string of three consecutive World Championships.  This was also the first World Series to have been played in November, delayed out of deference to those who lost their lives on 9/11.
http://www.sportingnews.com/archives/worldseries/2001.html
    2002 - Colorado Rockies right-hander Jason Jennings (16-6, 4.52) becomes first member of the Rockies to be selected by the BBWAA as the National League Rookie of the Year. The 24-year old right-hander receives 27 first-place votes from the 32 writers participating in the balloting.
    2003 - Miami-Dade County Commissioners approved a plan committing $73 million in tax money toward a new Major League ballpark for the Marlins. The World Champions, who have agreed to change their name to the Miami Marlins if the city builds the ballpark, want to begin playing in the $325 million new park in 2007, but still doesn't have a plan for raising $137 million needed as part of their commitment.
    2008 - Democrat Barack Obama was elected the first black President of the United States, defeating Republican John McCain; Democrats gained seats in the Senate and House.
    2013 - A successor to the SR-71 Blackbird is being built by Lockheed Martin. The company's Advanced Development Programs, known by the alias Skunk Works, has taken on the challenge to build the SR-72, capable of flying at Mach 6 with expected delivery in 2023.
2013 - A private collection of 1,500 works of art plundered by the Nazi's and discovered in a Munich apartment in 2012, has an estimated worth of $1 billion; lost works include paintings by Matisse, Paul Klee, Marc Chagall and Picasso

World Series Champions
    2001 - Arizona Diamondbacks.