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Day in American History

Monday, November 22,2004

Headlines---

Jim Mignogna Passes Away
    Classified Ads---Credit
        Economic Events This Week
            NorVergence 6 Class Action Join Forces
Dollar Falling by Ron Caruso
    CalFirst Bancorp $2.00 Dividend
        Key Names Linda Altamirano VP Global Dev.
            Capgemini Hires Donnary Fin. Service Practice Mgr.
Christiaan Bouhuys De Lage Landen M&A V.P.
    Charles H. Stevens Joins Insight Investments
        Caren Cook Gen. Counsel Struct. Finance Orix USA
            Ira Romoff and ICB Leasing Now Funding!
Lease Association Christmas Parties
    News Briefs---
        Sports Briefs---
            "Gimme that Wine"
                This Day in American History
                    American Football Poem

######## surrounding the article denotes it is a “press release”

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### Press Release #####################

Jim Mignogna Passes Away

SUPERIOR, Colo. – – It is with great sadness that the management team of Key Equipment Finance announces the death of James W. Mignogna, senior vice president and national sales manager of the commercial leasing services group. Jim died unexpectedly on Thursday, November 18th. He joined Key Equipment Finance in January 2002.

“Our entire company will miss Jim, and the leasing industry has suffered a great loss,” said Paul A. Larkins, president and chief executive officer of Key Equipment Finance. “Throughout almost 30 years in the equipment leasing industry, Jim left a positive trail of success, great relationships and wonderful memories. All of Jim's colleagues, past and present, are saddened and shocked by his sudden death.” Immediately prior to joining Key Equipment Finance, Jim was senior vice president of business development and national sales manager for the former Mellon U.S. Leasing. Prior to that position, he held senior level roles at Comdisco Electronics Group, Computer Leasing, Inc. and Equitable Life Leasing.

“Jim's contribution to Key Equipment Finance is immeasurable. Not only did he provide strong and successful leadership to our sales force, but he was also a true gentleman in the fullest sense of the word,” said Paul W. Frechette, president and chief operating officer, commercial leasing services. “Jim was my friend and colleague. His positive attitude and sense of humor were coupled with kindness and generosity, and it was a privilege to be his colleague.”

Jim is survived by his wife, Linda, two sons and one daughter.

Details regarding memorial services will be forthcoming.

[headlines]

### Press Release #####################

Classified Ads---Credit

Atlanta, GA.
VP Credit/Operations/Sr. Credit Officer. 15yrs exp. in equipment leasing. Strong financial analysis and management skills. Experience developing and maintaining profitable customer/vendor relationships.
Email: credops@msn.com

Atlanta, GA.
Senior Credit Officer in middle-market equip. finance, vendor, 3rd party, specialty, flow credit to the fortune 1000. Team builder, originations capable, strong work ethic, ability to multi-task.
Email: kyletrust@hotmail.com

Atlanta, GA.
10 yrs experience in credit/collections/recovery/documentation in the leasing industry. P&L responsibility, team builder & strong portfolio mgnt skills.
Email: mortimerga@adelphia.net

Boston Ma.
Challenging position where my skills, professional experience, organization, leadership, strategic thinking, creativity, energy, passion, competitive nature will enable me to define opportunities and personal development.
Email: bernd.janet@verizon.net

Corona, CA.
VP credit Consumer Credit prime/sub prime Auto lending/leasing/mortgages. 20+yrs exp. If you are looking for someone to affect the bottom line I am that person. Will relocate.
Email: amosca2000@yahoo.com

Danbury, CT.
Skilled in team building, management & training. Seasoned credit, portfolio and risk management professional. Experienced in developing, implementing underwriting, portfolio management policies & procedures.
Email: vgjmoro@aol.com

Fairfield, CT.
Credit manager. Success building high performance teams, problem solving & providing tactical guidance. Extensive expe. servicing venture-backed, healthcare, graphic arts, machine tool & general mfg. industries.
Email: sailer0102@aol.com

Credit/Documentation: Fort Lee NJ
3 Years Experience. Looking in NJ/NY.
Email: angitravis@mail.com

Irvine, CA,
I have over 16 years of Credit/Collection experience in the finance industry. Prompt results, extremely effective and knowledgeable, professional, excellent manager and team player.
Email: newportresources@sbcglobal.net

Los Angeles, CA
Over 15 years experience in Credit/Operations with Small Ticket and transactions up to $500,000.00. CLP, with excellent relationships with most major lenders.
Email: jonbh123@earthlink.net

Mill Valley, CA
Senior corporate officer with financial services credit background. M and A, fund raising and workout expertise.
Email: nywb@aol.com

New Jersey, NJ
Credit Analyst with 10+ years experience in small-ticket lending up to $500,000. Experience with both vendor-direct and with brokers.
Email: b.leavy@worldnet.att.net

New York, NY.
V.P. Credit & Collections w/23 years exp.looking for a situation where I can utilize my varied & extensive knowledge of credit/collections/risk-management & leasing.
Email: rcouzzi@yahoo.com

New York, NY
3+ years of leasing credit / contracts experience. Currently in the leasing industry and moving to NY! Exp. working at both funding source and broker. Email: lease4you@mail.com

New York, NY.
5+ yrs leasing credit exp./highly proficient knowledge of Ops: documentation & recovery. Currently in the SMB segment - moving back to NY/NJ area.
Email: SMBOPS2004@aol.com

Phoenix, AZ.
Credit/Leasing Manager- 8 years underwriting. Proven performer, strong negotiator and sales support. Worked with the best- Randy Schiell, Chuck Brazier, Jim Lahti.
Contact: Elizabeth Rose (480)510-7434
Email: ravenfinance@aol.com

Portland, OR.
Well known Equipment Leasing Industry Professional (Credit Analyst) with 17 years experience working in the Portland, Oregon area for three major Fortune 500 Funding Sources.
Email: jimmyfrank50@earthlink.net
Resume:
http://64.125.68.90/LeasingNews/Resumes/Jimmy%20Frank-Resume.pdf

San Francisco, CA.
10+ years Credit Analyst experience underwriting for a direct lessor, regional bank and vendor leasing company. Have CLP and will make decisions ( won't rely on a FICO score for enlightenment.)
Email: pmtorres1@yahoo.com

Seattle/Tacoma, WA.
description: Extensive experience in Credit Management, Relationship Management and P&L responsibility. I make the right decisions and add
real value.
Email: cuda1970@comcast.net

Full listing of all 85 “Job Wanted” ads:
http://64.125.68.90/LeasingNews/JobPostings.htm

You may post your free ad at:
http://64.125.68.90/LeasingNews/PostingForm.asp

[headlines]

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Economic Events This Week

Wednesday
November 23
Durable Good Orders: October
New Home Sales: October
Weekly Jobless Claims

Thursday
November 24
Happy Thanksgiving

[headlines]

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***Announcement******************************

“Please post in Leasing News:

“Norvergence New Jersey Nationwide Class Action and Five Other Statewide Class Actions – Attorneys Working as a Team and with Government Agencies to Advance the Litigation

“Class Counsel for the nationwide New Jersey class action, Michael S. Green, of the Law Offices of Michael Scott Green and Gary Graifman, of Kantrowitz, Goldhamer & Graifman, have been working with other class action law firms around the country to protect your rights. As a result of this collaboration, additional statewide class actions have been filed in the states of Florida, Texas, California, Illinois and New York.

“ The following law firms and attorneys are participating in this litigation and have filed actions on behalf of the class:
Florida – Aronovitz Trial Lawyers, Tod Aronovitz, Esq., Steve Jaffe, Esq., Barbara Perez, Esq.;
Texas – Fee, Smith, Sharp & Vitullo, LLP, Lenny Vitullo, Esq.; California – Kendrick & Nutley, Ben Nutley, Esq.;
Illinois – Diab & Bock, Phil Bock, Esq.;
New York – Kantrowitz, Goldhamer & Graifman.

“This group of attorneys around the country has been working very hard together as a team for months now and has made great progress on several fronts that they hope to report to you in the coming weeks.”

MICHAEL SCOTT GREEN, ESQ.
Law Offices of Michael Scott Green
86 Washington Avenue
Milltown, New Jersey 08850
Tel: (732) 390-0480
Fax: (732) 390-0481
Cell: (732) 690-2093
E-mail: msgreen@lawmsg.com
On the web@: www.lawmsg.com
www.medmal-advisor.com
www.njclassaction.com

[headlines]

**** announcement ******************************

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The Plumed Horse will be open
for Lunch in December
November 29 thru December 23
Monday thru Friday
11:30 until 2:00

Lunch Menu
http://www.plumedhorse.com/html/lunch.shtml

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Answer: THE DOLLAR IS FALLING

Question: IS THAT GOOD, BAD OR NEITHER?

By: Ron Caruso

http://www.efj-pulseonline.com/

The real answer is: it depends. Yes, it depends on a number of factors. Among them are: which side of the Atlantic or Pacific are you on? How dependent is your country on the U.S. market as a buyer for your exports? Are you in favor of a strong dollar?

U.S. Treasury Secretary John Snow reiterated earlier this week that the United States backs a strong dollar. He qualified this by also saying that it was up to the market to determine exchange rates based on economic fundamentals. The international currency markets have been speaking rather loudly of late. The euro rose to a record $1.3005 last week and the dollar was at a seven month low against the yen. In the opinion of most analysts this is a reflection of the double deficits the U.S. is currently running in both our current account deficit, which encompasses annual trade as well as the balance of financial flows and the budget deficit. The U.S. current account deficit has gone from zero in 1990 to nearly $600 billion this year. The U.S. accumulated debt to foreign investors is $2.6 trillion or 23 percent of the annual output of the U.S. economy.

In the opinion of some, (a minority), the debt situation isn't to be concerned about-they say it is merely a reflection of positive foreign opinion about investing in the U.S. Really? Well, if one delves a little deeper, a rather startling difference in historical investment trends surfaces. Where foreign investors in the 1990's poured trillions of dollars into American stocks and corporate acquisitions, today foreign investment comes mostly from central banks and goes heavily into buying Treasury securities that finance the federal deficit. Two primary purchasers of these debt instruments are China and Japan. Both are aggressive exporters to the U.S. A weak dollar would increase the price of their goods coming into the U.S. Continued support of the dollar is in their best interest. Similarly, the fall of the dollar creates an interesting dilemma for major oil producers. OPEC uses the U.S. dollar as the benchmark for its petroleum sales. If the dollar falls, in order to maintain the same return, they must adjust the price of oil upwards. What happens next?

Well, the U.S. faced a similar situation in the 70's. Then, as now, we were running large budget and trade deficits. Then, as now, we were bogged down in a very costly war. What resulted? The dollar plunged against major foreign currencies, oil prices soared and inflation reared its ugly head.

Will history repeat itself? Our financial situation requires bold action by the President and Congress. Steps that have been taken to rouse the economy from its slumber have met with a modicum of success at best. What is clear is that foreign subsidy of our national debt comes with a stiff price: expect higher interest rates, inflationary pressures and one can only guess what political costs. The current account deficit and the budget deficit are out of control. The good news is that the dollar could continue to weaken, making our exports more affordable to the rest of the world, The bad news is that the dollar could go into a free fall, plunging twenty percent, or more. Reliance on continued foreign intervention to prop up the dollar is worrisome. It's time we tended to our knitting. Stay tuned.

[headlines]

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### Press Release #####################

CalFirst Bancorp Announces Special Dividend to Stockholders
of $2.00 Per Share

IRVINE, Calif.-----California First National Bancorp (NASDAQ:CFNB) announces that its board of directors has declared a special, one-time cash dividend in the amount of two dollars ($2.00) per share. The special dividend will be payable on Dec. 15, 2004, to all stockholders of record at the close of business on Dec. 1, 2004. The special dividend will be paid in lieu of the quarterly dividend that would normally be declared in early December, however, the company currently expects to continue to pay regular quarterly dividends in 2005.

Elaborating on the announcement, Patrick E. Paddon, chairman and chief executive officer said: "Through the efforts of our people, CFNB has started to see renewed growth in our lease originations. However, as we have evaluated our growth plans and CFNB's capital resources, it is clear that CFNB is in a unique position to deliver immediate value to our stockholders through distributing a greater share of retained earnings that have built up over the past twenty-five years, while at the same time remaining fully capable of funding our growth initiatives. At September 30, 2004, CFNB had a total net worth of $204.4 million, of which $201.6 million represented retained earnings, and a total risk-based capital ratio of 95.6%. Available liquid assets exceed $50 million, with this liquidity supplemented by cash inflows from the portfolio estimated to be $87 million over the next twelve months.

"In conjunction with the declaration of the special dividend, and in accordance with the terms of the Company's existing option plans, the Board of Directors authorized management to adjust the terms of options held by its current employees and directors such that after the special dividend is paid, the rights and benefits under such options are no greater or less than before the special dividend. The contribution of our people is critical to our future success and this will ensure that they are not disadvantaged by this extraordinary distribution."

California First National Bancorp is a diversified financial services company with two primary businesses - leasing of high-technology capital assets to businesses and organizations nationwide, and banking through an FDIC-insured national bank.

California First National Bancorp S. Leslie Jewett,
800-496-4640 ljewett@CalFirstBancorp.com

[headlines]

#### Press Release ###################

KEY EQUIPMENT FINANCE

NAMES LINDA ALTAMIRANO
VICE PRESIDENT, GLOBAL BUSINESS DEVELOPMENT

SUPERIOR, CO, – Key Equipment Finance, one of the nation's largest bank-affiliated equipment financing companies, announced that Linda Altamirano has been named vice president, global business development. In this role, Altamirano is responsible for identifying and attracting new vendor clients to Key Equipment Finance and its international operations. Her office is located in San Francisco, California.

“Linda's operational and contract knowledge coupled with her strong selling skills and broad client perspective—from both a captive and independent leasing company perspective—make her an ideal fit for the business development role,” said Paul A. Larkins, president and chief executive officer, Key Equipment Finance.

Altamirano has more than 18 years in the financing and leasing environment. Prior to joining Key Equipment Finance, Altamirano was regional director of the Oracle Financing Division, Oracle Corporation. Previously she held management positions with GE Capital Corporation, Newcourt Financial USA, and U.S. Leasing Corporation. She earned her bachelor of science degree in commerce from De La Salle University.

Key Equipment Finance is an affiliate of KeyCorp (NYSE: KEY) and provides business-to-business equipment financing solutions to businesses of many types and sizes. The company focuses on four distinct markets:

· businesses of all sizes in the U.S. and Canada (from small business to large corporate);

· equipment manufacturers, distributors and value-added resellers worldwide;

· federal, provincial, state and local governments as well as other public sector organizations; and

· lease advisory services for manufacturers' captive leasing and finance companies.

Headquartered outside Boulder, Colorado, Key Equipment Finance manages a $10 billion equipment portfolio with annual originations of approximately $4 billion. The company has major management and operations bases in Toronto, Ontario; Albany, New York; London, England; and Sydney, Australia. The company, which operates in 25 countries and employs 675 people worldwide, has been in the equipment financing business for more than 30 years. Additional information regarding Key Equipment Finance, its products and services can be obtained online at KEFonline.com.

Cleveland-based KeyCorp is one of the nation's largest bank-based financial services companies and has assets of approximately $88 billion. Key companies provide investment management, retail and commercial banking, consumer finance, and investment banking products and services to individuals and companies throughout the United States and, for certain businesses, internationally. The company's businesses deliver their products and services through 921 KeyCenters and offices; a network of 2,187 ATMs; telephone banking centers (1.800.KEY2YOU); and a website, Key.com, that provides account access and financial products 24 hours a day.

[headlines]

### Press Release ##################

Capgemini Hires Donnary As Financial Service Practice Manager

Capgemini announced that Michael Donnary has joined its financial service practice as a manager and will serve as a subject matter specialist in the global equipment leasing and diversified finance practice, focusing on banking, captive and diversified finance clients.

Donnary has more than 13 years of professional experience that includes working with many leading captive, banking and diversified finance clients in North America and Europe in the areas of business and operational strategy development, systems selection, process improvement, and change management. Client work includes projects at over 80 lessors and eleven of the top 15 as ranked by the Monitor 100.

Donnary previously held leadership positions at a series of consulting and systems development firms specializing in equipment leasing and finance, and also was the Director of Information Technology at Prime Capital Corporation.

Lisa A. Miller, Corporate Development
Key Equipment Finance
Phone: (518) 257-8235

[headlines]

### Press Release #####################

De Lage Landen creates new Mergers & Acquisitions department,
appoints Christiaan Bouhuys

WAYNE, PA, 4 De Lage Landen Financial Services has recently formed a Mergers & Acquisition department and appointed Christiaan Bouhuys to the newly created position of Vice President.

In this capacity, Bouhuys will have responsibility for expanding this department, which strives to increase De Lage Landen's product offerings and size to continuously improve the service it offers to its vendors. With the formation of the new Mergers & Acquisitions department, De Lage Landen will engage in a pro-active acquisition approach.

Bouhuys will report directly to Bill Hall, Executive Vice President and Chief Commercial Officer of De Lage Landen.

Bouhuys has been with De Lage Landen for over three years, previously holding positions in Risk Management and Capital Markets. He has an MBA from Maastricht University in the Netherlands.

De Lage Landen

De Lage Landen International B.V. is a Netherlands-based international provider of high-quality asset financing products. With a presence in more than 20 countries across the globe, the company focuses on the following industries: Food & Agriculture, Healthcare, Office Equipment, Telecommunications, Technology Finance, Materials Handling & Construction and Financial Institutions. In its domestic market the company offers Equipment Leasing, Consumer Finance, Car & Commercial Vehicle Leasing, ICT Leasing and Trade Finance through local Rabobanks and direct to market.

De Lage Landen is a wholly owned subsidiary of the Dutch Rabobank Group that is AAA-rated by Moody's and Standard & Poor's.

For more information, please visit our Website:
www.delagelanden.com

CONTACT:
Ronald Slaats, Chairman & Executive Director, Americas Division
De Lage Landen Financial Services
Phone Number: 610 386 5023
Fax Number: 610 386 5840
E-mail: rslaats@leasedirect.com

[headlines]

### Press Release ######################

Former Comdisco Executive Vice President of Technology
Joins Insight Investments

ORANGE, Calif. — Insight Investments, Corp., a firm specializing in technology acquisition, leasing, and management, announced today that Charles H. Stevens has been named Senior Vice President of Technology and Business Development. Formerly Chief Technology Officer at GATX Technology and Executive Vice President of Technology at Comdisco Inc., Stevens will be working with Insight's sales force and customers to provide financial and technical expertise as it relates to strategies for the acquisition, management and disposition of IT assets.

During his more than 25 years in the technology industry, Stevens has met with hundreds of customers, providing them with expert market insight and keen business strategies. He has conducted numerous Industry Direction Seminars throughout the U.S., Europe and Australia where he has presented relevant industry data on overall IT directions and made specific recommendations, which customers apply to their own environments enabling them to make informed decisions for growth.

About Insight Investments, Corporation

Based in California, Insight Investments, Corp. helps companies worldwide better control their technology acquisition, leasing, and management requirements. Since 1987 the Company has provided a wide array of solutions designed to fit specific customer needs including new and used equipment acquisition, custom leasing and financing, asset management, off-lease portfolio management, excess equipment disposal, and the integration of best-of-breed technology solutions. For more information, visit www.insightinvestments.com or call 714.939.2300.

Sites of Reference:
http://www.insightinvestments.com
http://http://www.insightinvestments.com/news/index.asp

CONTACT:
Mark Hale
Insight Investments, Corp.
Phone Number: (714) 939-2334
Fax Number: (714) 939-2397
E-mail: mhale@insightinvestments.com

[headlines]

### Press Release ####################

ORIX USA Appoints Caren Cook as General Counsel of Structured Finance

Atlanta, GA,. Caren Cook has been appointed General Counsel of Structured Finance, for ORIX USA's Structured Finance division based in Kennesaw, GA.

Mark Kassis, Senior Vice President of Credit for Structured Finance said, “Caren has been with ORIX since this division's inception in 2000. This appointment is further recognition of the solid contributions she has made to Structured Finance. Her background and experience in documenting transactions allows Structured Finance to quickly document and fund transactions.”

Structured Finance specializes in providing equipment financing and leasing to middle market and larger business enterprises. Additionally, Structured Finance provides “turnkey” financing (land, building and equipment) of facilities (refineries, manufacturing plants, grocery stores, processing plants and other facility-related business locations) with core competencies in manufacturing, grocery, energy, mining, business aircraft, rail, marine and other capital intensive industries.

Structured Finance is part of the Corporate Finance Group of ORIX USA Corporation. The Corporate Finance Group provides senior secured, unsecured, mezzanine and structured finance credit products to companies throughout the U.S. and Canada. ORIX USA Corporation, together with its wholly owned subsidiaries, is a division of ORIX Corporation, Japan's leading diversified financial services provider. Based in Tokyo with operations in 23 global markets, ORIX Corporation is a publicly traded company listed on the Tokyo, Osaka, Nagoya and New York Stock Exchanges (Ticker: IX)

CONTACT:
Steven Crain
ORIX USA Corporate Finance Group - Structured Finance
Phone Number: 770-970-6401
Fax Number: 770-970-6901

[headlines]

### Press Release #######################

Ira Romoff and ICB Leasing Now Funding!

Ira Romoff, a former Director of the ELA and the EAEL and past President of EAB Leasing (CitiCapital) and Tilden/Natwest Leasing (Bank of America), has announced that his new leasing company is now approving transactions for discount. Typically, lease or chattel finance transactions from $25,000 to the several $Millions and up to 7 years are anticipated.

Along with Romoff are Andrew Corsi who will be Chief Credit Officer and Susan Jaskolski who will head up operations and IT. All three worked together at EAB Leasing and are experienced leaders in the lease discounting arena.

Many lessors have already been approved at ICB Leasing and more are expected to use ICB Leasing as their major funding source in 2005.

The parent bank, Independence Community Bank, dates back to 1850 and is headquartered in NYC with over 120 Branches in greater NYC and New Jersey.

Contact:
Ira Romoff
Director of Leasing
212 209-9177
IRomoff@ICBNY.com

Sites of Reference:
http://www.icbny.com

CONTACT:
Ira Romoff
ICB Leasing Corp.
Phone Number: 212 209-9177
Fax Number: 212 209-9179
E-mail: IRomoff@ICBNY.com

[headlines]

#### Press Release ####################

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Christmas Parties

 (Send us your announcement and we will put an announcement section in "Top Stories"). 

December 2^nd 

Season's Greetings

3rd Annual UAEL Southern California Holiday Cocktail Party & Charity Event  

Thursday December 2, 2004
5:30PM to 8:30PM
Cafe Tu Tu Tango
20 City Boulevard West
Orange, CA 92868
714-769-2222

  for more details:
http://leasingnews.org/PDF/SoCalXmas2004.pdf

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December 2nd

Greetings!

This year's Holiday Event will be held on Thursday December 2nd, 6:00 PM,  at "The Rosewood Restaurant" in Rosemont, Illinois - 1/2 mile from O'Hare airport.

Please see the attached registration form for additional details:
http://leasingnews.org/PDF/ChiHoliday2004.pdf

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December 2nd

HAPPY HOLIDAYS!

UAEL Northwest
Holiday Party & Caritable Event

Thursday, December 2nd

FOX SPORTS GRILL
SEATTLE, WASHINGTON

SEE ATTACHED PDF FLYER FOR DETAILS!

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EAEL Xmas Party

December 6th 

Eastern Association of Equipment Lessors
Christmas Party
Monday, December 6, 2004 at Mangia's
60 West 57th (between 5th and 6th)
Members and Guests: $95.00
Call Alison for details at
212 809 1602

[headlines]

News Briefs----

Directors rebuff Oracle's $24 bid PeopleSoft board girds for a fight; deadline extended
http://www.sfgate.com/cgi-bin/article.cgi?file=/chronicle/archive/
2004/11/21/BUG689V3B91.DTL&type=business

Economists: Expect growth, but not at fast rate
http://www.usatoday.com/money/markets/us/
2004-11-21-econ-survey_x.htm

Budget bill has $15.8B in extras
http://www.usatoday.com/news/washington/
2004-11-21-budget-bill-extras_x.htm

Gold trades at 16-year highs, holds limited appeal as investment
http://www.usatoday.com/money/economy/inflation/
2004-11-21-gold_x.htm

[headlines]

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Sports Briefs

NBA Suspends Player for Season
http://www.washingtonpost.com/wp-dyn/articles/A2375-2004Nov21.html

Woods ends drought with win at Dunlop Phoenix
http://www.usatoday.com/sports/golf/pga/
2004-11-21-dunlop-phoenix-final_x.htm

Complete NBA Scores
http://www.nytimes.com/pages/sports/basketball/index.html

Football Scoreboard
http://sportsnetwork.com/merge/tsnform.aspx?c=nytimes&page=nfl/
scores/live/scoreboard.aspx?date=

Present Imperfect, Future Is Manning
http://www.nytimes.com/2004/11/22/sports/football/
22giants.html?oref=login

McNabb Tosses Aside Sluggish Start and Lifts Philadelphia
http://www.nytimes.com/2004/11/22/sports/football/22eagles.html

Kicked when they're down
http://www.stltoday.com/stltoday/sports/stories.nsf/rams/story/
ADD657FB66598F5786256F54001D9BE8?OpenDocument&Headline
=Kicked+when+they're+down

Raiders revisited: Closer score, but Chargers win again
http://www.signonsandiego.com/sports/chargers/
20041121-1800-fbn-chargers-raiders.html

Henson arrives, but Cowboys lose again, 30-10
http://www.dallasnews.com/sharedcontent/dws/dn/latestnews/stories/
112204dnspocowlede.7c720621.html

Hasselbeck falls short of high expectations
http://seattletimes.nwsource.com/html/sports/2002094043_kell18.html

49ers' mistakes lead to a blowout defeat Offensive line and secondary have particularly rough game
http://sfgate.com/cgi-bin/article.cgi?file=/c/a/
2004/11/22/49ERS.TMP

Ex-49er Deese disses team
http://www.mercurynews.com/mld/mercurynews/sports/football/
nfl/san_francisco_49ers/10212525.htm

Erickson denies interest in Washington vacancy
http://www.contracostatimes.com/mld/cctimes/sports/football/
nfl/san_francisco_49ers/10238584.htm

Rison flagged, penalty on kids
http://www.ajc.com/falcons/content/sports/1104/21rison.html

NFL dropout Ricky Williams chilling in Sierra He's been found studying the healing arts
http://www.sfgate.com/cgi-bin/article.cgi?file=/chronicle/archive/
2004/11/21/MNGN59V84P1.DTL

[headlines]

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“Gimme that Wine”

The Bartender Recommends Expert advice on what's best to serve at the holidays
http://sfgate.com/cgi-bin/article.cgi?f=/c/a/
2004/11/21/CMG879ETEP1.DTL

Squeezing wine from a Rockpile Remote, hilly and, yes, rocky, Rockpile appellation grabs attention for its intense Zins, Syrahs and Petite Sirahs
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/
2004/11/18/WIGL19QSN61.DTL

AIWF Headquarters Is Moving to Napa Valley http://www.aiwf.org/national/index.asp?chapter=1

[headlines]

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This Day in American History

November 22

    1621-History records the earliest American harvest festival was celebrated in early December by the Pilgrims at Plymouth, Mass. A peace treaty and defensive alliance between the Wampanoag Indians and the Pilgrims was con­cluded at Strawberry Hill, Plymouth, Mass. Arranged by Squanto, an English-speaking Indian, it was one of the earliest recorded treaties between Europeans and Indians in North America. Squanto had been kidnapped and sold as a slave in Spain. He escaped to Eng­land, where he learned English, and lived in New­foundland for a time before returning to Massachusetts in 1619. Meat and bird were rare. Turkeys flourished in Pennsylvania, but not here. Seafood was the main source of nutrition women and children arriving in New England year to join their Pilgrim husbands and fathers. Settlers were feasted with “a lobster or a piece of without bread or anything else but a cup of spring water.” Many lobsters weighed 25 lbs. and were so abundant that the smallest child could catch them. Clams, mussels, and fish stew were also popular dishes.
    1631-The first public thanksgiving, a fast day, was celebrated in Massachusetts Bay Colony, on February 22, though history records many private celebrations before this date.
    1633-- Irish Catholic Cecil Calvert, 27, sent two ships (the Ark and the Dove) from Ireland to establish a colony in America as a refuge for fellow Catholics. His work later earned Lord Calvert the nickname, "Colonizer of Maryland."
http://www.epfl.net/exhibits/lordsbaltimore/cecil.html
http://www.somd.com/culture/history/cecilius-calvert.htm
    1789- Thanksgiving Day was celebrated for the first time as a national holiday. Pres. Washington, at the request of Congress, had proclaimed it a day of thanksgiving for the Constitution. Anti-Federalists protested that his proclamation violated states rights.
    1849-- Austin College was chartered in Texas at Huntsville under Presbyterian sponsorship. In 1876, the school campus was moved to
Sherman, TX.
http://www.austincollege.edu/academics/
    1864- Oct 3, Thanksgiving Day was proclaimed a national holiday by Pres. Lincoln, to be observed on the last Thursday in November. In 1939, Pres. Franklin D. Roosevelt moved Thanksgiving Day one week back to stimulate Christmas shopping. In 1941, Congress adopted a joint resolution confirming the fourth Thursday, not the last T Thursday, as Thanksgiving Day. IN most states, the Friday after Thanksgiving is also a holiday. In Nevada, it is called Family Day.
    1864-Confederate General John Bell Hood invades Tennessee in a desperate attempt to draw General William T. Sherman out of Georgia. We have written about this in the various campaigns and skirmishes. This movement was part of the sad saga of Hood's Army of Tennessee in 1864. In the spring, the army, commanded then by Joseph Johnston, blocked Sherman's path to Atlanta from Chattanooga. During the summer, Sherman and Johnston fought a series of relatively small engagements as Sherman tried to flank the Rebel army. Johnston slowly retreated toward Atlanta, but kept his army intact. By July, Confederate President Jefferson Davis had seen enough territory lost to the Yankees, so he replaced the defensive Johnston with the aggressive Hood. Hood made a series of attacks on Sherman outside of Atlanta that did nothing but diminish his own army's capabilities. After a one-month siege, Hood was forced to withdraw from Atlanta. He took his army south, then swung around west of Atlanta in an attempt to cut Sherman's supply line. This line ran down the corridor from Chattanooga covering the same ground over which the two armies had fought in the summer. Although Sherman had to commit a substantial part of his force to protect the lines, Hood could do little more than pick at them ( we chronicled this). In October, Hood headed into Alabama to rest his beleaguered army. ( we wrote about this.)Hood then embarked on a bold expedition to save the western theater for the Confederates. He planned to move toward Nashville, into Kentucky and maybe even into the Northern states before turning east and joining up with General Robert E. Lee's army, which was under siege at Petersburg, Virginia. It was an enormous task, but Hood was determined to carry it out. The November 22 passage into Tennessee marked the start of a new campaign that spelled disaster for the Confederates. In early November, Sherman took part of his force, cut loose from his supply lines, and began his March to the Sea, which would end with the capture of Savannah just before Christmas. He sent the rest of the force under George Thomas back to Nashville to guard against Hood. Hood charged toward Thomas and attacked part of his force at Franklin, Tennessee, on November 30. Hood suffered a devastating defeat there but continued on to attack Thomas at Nashville on December 15. After that attack, little remained of Hood's once-proud Army of Tennessee. As a side note, the white male voters in Tennessee did not want to secede from the union and the slave population in the state was low. (here is a fascinating account of “slavery” in Tennessee. http://www.tnstate.edu/library/digital/document.htm )
    1873- American lawyer Horatio G. Spafford's four daughters drowned when their passenger ship, while crossing the Atlantic, collided with another and sank. The following month, as his own ship passed over the spot of the earlier tragedy, Spafford penned the words to the enduring hymn, "It is Well With My Soul." http://user.icx.net/~glhurst/index_43a.html
    1893-Birthday of Alrutheus A. Taylor, teacher and historian.
http://www.amazon.com/exec/obidos/search-handle-url/index=
books&field-author=Taylor%2C%20Alrutheus/104-6368463-9838304
    1899- Hoagland Howard Carmichael, attorney who gave up the practice of law to become an actor and songwriter. American songwriter, pianist, and singer, b. Bloomington, Ind. While still a student at Indiana Univ. he was influenced by a number of jazz musicians. Several of his jazz tunes, e.g., "Riverboat Shuffle (1924), became popular in the 1920s. He went on to write many songs, of which "Stardust (1929) is best known. Others include "Georgia on My Mind (1930), "The Nearness of You (1938), "Skylark (1942), and "In the Cool, Cool, Cool of the Evening (1951, Academy Award). Carmichael also played in and recorded with a number of bands. His easygoing charm made him a popular celebrity and was apparent in his film roles, e.g., in To Have and Have Not (1944) and Young Man with a Horn (1950). Carmichael died at Rancho Mirage, CA. Dec 27,1981
http://www.firstmonday.org/issues/issue5_6/brancolini/
    1905-Birthday of tenor-clarinetist Cecil Scott, born, Springfield, Ohio.
    1910- Arthur F. Knight of Schenectady, NY obtained a patent for a golf club with a steel shaft; it had tapered and tempered steel tubing. Before this date, all clubs were made of wood.
    1911-Birthday of reedman Ernie Caceres, born Rockport, TX.
http://www.landing.com/profiles/caceres.htm
http://shopping.yahoo.com/shop?d=product&id=
1927046799&clink=dmmu.artist&a=a
    1921-Birthday of Rodney Dangerfield ( Jacob Cohen), comedian, actor, born Babylon, NY. “ I don't get no respect.”
http://www.rodney.com/home/home.asp
    1925—French hornist-musicologist Gunther Schuller birthday.
http://www.artistdirect.com/music/artist/bio/0,,490385,00.html?
artist=Gunther+Schuller
http://www.schirmer.com/composers/schuller_bio.html
http://www.stevenestrella.com/composers/composerfiles/
schullerliving.html
http://www.gmrecordings.com/gm2059.htm
    1927-Birthday of trombone player Jimmy Knepper, Los Angeles.
http://shopping.yahoo.com/shop?d=product&id=
1927005896&clink=dmmu.artist&a=b
    1938 - Bunny Berigan and his orchestra waxed "Jelly Roll Blues" on Victor Records. The tune became a standard for the band.
    1942, birthday of Guion S. Bluford, Jr., first African-American astronaut in space, West Philadelphia, PA.
http://www.jsc.nasa.gov/Bios/htmlbios/bluford-gs.html
http://raahistory.com/astro/bluford.htm
    1945—Top Hits
It's Been a Long, Long Time - The Harry James Orchestra (vocal: Kitty Kallen)
Till the End of Time - Perry Como
I'll Buy that Dream - The Pied Pipers
Sioux City Sue - Dick Thomas
    1953—Top Hits
Ebb Tide - The Frank Chacksfield Orchestra
Rags to Riches - Tony Bennett
Ricochet - Teresa Brewer
There Stands the Glass - Webb Pierce
    1955 - RCA paid the unheard of sum of $25,000 to Sam Phillips of Memphis, TN for the rights to the music of a truck driver from Tupelo, Mississippi: Elvis Presley. Thanks to negotiations with Elvis' manager, Colonel Tom Parker, RCA tossed in a $5,000 bonus as well -- for a pink Cadillac for Elvis' mother.
    1957 - The Miles Davis Quintet debuted with a jazz concert at Carnegie Hall in New York.
    1957-- In a controversial vote, Yankee outfielder Mickey Mantle edges out Red Sox superstar Ted Williams to win the American League MVP. In spite of the 'Splendid Splinter' leading the league with a .388 average and 38 home runs, as well as a stunning .731 slugging average, two Chicago writers still list him in the ninth and tenth places on their ballots.
    1959- Boston Patriots enter the AFL
http://www.patriots.com/home/default.sps
    1959- The Fort Wayne Pistons used a stall tactic to defeat the Minneapolis Lakers, 1918, in the lowest-scoring NBA game ever. the game drew a large crowed for fifty cent tickets for father-son night, but was so boring that people were reading newspapers in the stands during play. The game led to the adoption of the 24-second clock in 1954.
    1961—Top Hits
Runaround Sue - Dion
Fool #1 - Brenda Lee
Goodbye Cruel World - James Darren
Big Bad John - Jimmy Dean
    1961-Frank Robinson was the first baseball player to win Most Valuable Player in both major leagues. He was elected by the Baseball Writers Association for his efforts as a outfielder with the National League's Cincinnati Reds, and again on November 8, 1966, unanimously, for services with the American League's Baltimore Orioles. He developed a reputation as an aggressive outfielder and hard-charging base runner. Also a feared hitter, Robinson ranks fourth on the all-time home run list with 586, trailing only Hank Aaron , Babe Ruth and Willie Mays . His intelligence and leadership helped him become the major leagues' first African-American field manager in 1975, when he skippered the Cleveland Indians
    1963-There are certain days of the month we never forget. One of my most vivid is this day when President John F. Kennedy was slain by a sniper while riding in an open automobile at Dallas, Texas. Accused assassin Lee Harvey Oswald was killed in policy custody awaiting trail. There has been much controversy about his death and perhaps we would not have escalated the Viet Nam war and the succession of leadership would have changed differently in our country. Generations recall watching CBS Television on this day. The popular soap opera "As the World Turns" was interrupted by a flash bulletin from Dallas. No one was available to man the CBS News studio at that instant, but a voice informed the nation that President John F. Kennedy had been gravely wounded during a motorcade through downtown Dallas. Minutes later, the network interrupted again to bring the world the terrible news. This time, Walter Cronkite, wearing partially rolled-up, white shirt sleeves, a loosened tie, no makeup, and black glasses, read wire copy just handed him: “Ladies and gentleman, the President of the United States is dead.” Cronkite, disbelieving the words he had just said, turned to look at a studio clock, stoically raised a hand to wipe away tears and continued with the tragic news that President Kennedy had died while undergoing emergency surgery at Parkland Hospital.
http://www.ipl.org/div/potus/jfkennedy.html
    1965 - The production of "Man of LaMancha", including the classic "The Impossible Dream", opened in New York City for the first of 2,328 performance.
    1967- Arlo Guthrie's classic. "Alice's Restaurant" is released.
    1968- The Beatles release their long-awaited double album simply called "The Beatles" but better known as "The White Album." Among the set's 29 songs is Ringo Starr's first songwriting contribution to the group's repertoire, "Don't Pass Me By," which as a single, makes it to Number One in Scandinavia.
    1969---Top Hits
Wedding Bell Blues - The 5th Dimension
Take a Letter Maria - R.B. Greaves
Smile a Little Smile for Me - The Flying Machine
Okie from Muskogee - Merle Haggard
    1972- Chuck Thacker, a computer scientist at Xerox PARC, started designing the Alto computer, designed to improve the quality of machine-human interactions. The computer featured a graphical user interface, a mouse, and the ability to network easily with other computers. Despite its cutting-edge design, Xerox decided not to market the Alto. Instead, Apple's cofounder Steve Jobs, who saw a working version of Alto during a visit to Xerox PARC in December 1979, adopted many of Alto's ideas into the interfaces for the Apple Lisa and the Apple Macintosh, released in 1984. The Original Apple design came from Nolan Bushnell's personal computer, which he thought would never became popular due to its limited storage and speed.
    1977—Top Hits
You Light Up My Life - Debby Boone
Don't It Make My Brown Eyes Blue - Crystal Gayle
Baby, What a Big Surprise - Chicago
The Wurlitzer Prize (I Don't Want to Get over You) - Waylon Jennings
    1977-Weddings will never be the same after Debby Boone ( daughter of Pat Boone) has a Number One hit with "You Light Up My Life." The record will go platinum.
    1977 - Tony Orlando returned to the concert stage after a self-imposed, three-month retirement following the suicide death of his good friend, Freddie Prinze. Orlando appeared in concert in San Carlos, California.
    1981 -- San Diego tight end Kellen Winslow ties an NFL record with five touchdown catches in the Chargers' 55-21 victory over Oakland.
http://images.nfl.com/history/images/1122.jpg
    1985- Microsoft signed an agreement with Apple, allowing Microsoft to copy visual characteristics of Apple's Macintosh in its Microsoft Windows software. Windows was heavily based on the Macintosh user interface (which, in turn, was greatly influenced by the Alto, designed at Xerox PARC in 1972). The mouse instead of the keyboard was one of the innovations. In 1988, Apple sued Microsoft for copyright infringement, because Microsoft's licensing agreement had applied only to Windows 1.0, not to subsequent versions. The suit was dismissed in 1991.
    1985---Top Hits
We Built this City - Starship
You Belong to the City - Glenn Frey
Separate Lives - Phil Collins & Marilyn Martin
Hang on to Your Heart - Exile
    1986- center Wayne Gretzky of the Edmonton Oilers scored the 500 th goal of his National Hockey League career in only his 575 th game, a 5-2 victory of the Vancouver Canaucks.
    1987 - Eight cities in the eastern U.S. reported record low temperatures for the date. Elkins, WV, reported a low of 5 degrees above zero. Gale force winds continued along the Northern Atlantic Coast.
    1989- Kirby Pucket signs record $3,000,000 per year Minnesota Twins contract
http://minnesota.twins.mlb.com/NASApp/mlb/min/history/
min_history_timeline.jsp?period=3
    1992-Paul Simon opens his first tour of South America in Brazil.
    1992 -.45 tornadoes touched down in the Tennessee and Ohio Valleys. Georgia was hard hit with 2 F4 , 1 F3 and 3 F2 storms which killed 6 people and injured 144. Indiana has a total of 15 tornadoes on this day to set a record for an outbreak in November and for the month of November. One, an F4 multiple vortex type, cut a 22 mile path through extreme southeastern Indiana and northern Kentucky
    1998 - It was week 12 of the NFL football season as Denver Broncos QB John Elway achieved the 50,000-yard career-passing mark. He joined Dan Marino as the only passers to throw for more than 50,000 yards in a career. And Elway threw four touchdowns passes the following week to move into third place on the all-time TD pass list.
    1999 - ‘The Great One', Wayne Gretzky, was inducted into the Hockey Hall of Fame. On June 23, 1999 it had been announced that Gretzky would be the tenth, and last, player to have the three-year waiting period waived by the hall-of-fame selection committee “by reason of outstanding pre-eminence and skill.” Gretzky held 61 NHL records. Caddyshack, Easy Money, Back to School, Natural Born Killers, Ladybugs, The Dean Martin Show)

[headlines]

American Football Poem

Big C"

http://ajsportsbar.com/pac10/California__Big_C.mp3

On our rugged eastern foothills
Stands our symbol clear and bold
Big C means to fight and strive
And win for Blue and Gold
(Fight Fight Fight)
Golden Bear is ever watching
Day by day he prowls
And when he hears the tread
Of lowly Stanford red
From his lair he fiercely growls

Grr-ah! Grr-ah! Grrrrr--ah!

We are sons of California
Fighting for the Gold and Blue
Palms of victory we will win
For Alma Mater true
(fight fight fight)
Stanford's men will soon be routed
By our dazzling "C"
And when we serpentine
Their red will turn to green
In our hour of victory!

[headlines]