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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

kitmenkin@leasingnews.org
   



Friday, October 12, 2012



Today's Equipment Leasing Headlines

  Archives---October 12, 2001
   Joe Bonanno says "Thank You."
    Classified Ads---Legal
CapNet Has Closed Down?
 Leasing Companies Out of Business
  plus No Longer taking Broker/Discounting Business
   New Hires---Promotions
    Classified Ads---Help Wanted
     Placard---Hey! Get Off the Cell Phone
   Up-Date/Latest on Leasing Association Conference Info
    Istanbul, Turkey Conference Close to Capacity
     Beige Book---Next One November 28
  Buyer of Construction Equipment Held Liable for Damages
   and Attorney Fees in Conversion Action by Secured Creditor
    By Tom McCurnin, Esq. and Frank Peretore, Esq.
  Financial and Sales Training
    --Seven Specialists--
 Pew: Appetite for mobile news up
  OnLine Publishers Report
   Twitter Chat October 16 “Learn Identity Theft Protection”
     Labrador-Pit-Terrier Mix "Sweet Dog"
      Downtown Los Angeles, California Adopt-a-Dog
  Frankenweenie/Wuthering Heights/Neil Young Journeys
   Moonrise Kingdom/Madagascar 3: Europe's Most Wanted
    Fernando’s View By Fernando Croce
     Classified Ads---Employment Web Sites
News Briefs---
Greek unemployment rises above 25 percent
 Alaska Airlines inks deal for 50 new Boeing 737s

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
     Baseball Poem
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.


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[headlines]
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Archives---October 12, 2001
Joe Bonanno says "Thank You."


Thank you so much for your kind words about my passing the Certified Leasing Professional Exam. There are many CLPs that have passed before me that deserve the same recognition that I received.

I would just like to clarify your footnote. Yes, I did pass the exam without taking the review course. However, I did put in lots of independent study time, taking the material one chapter at a time and calling upon other CLPs with questions along the way to help me in areas that I struggled with.

I would never recommend that anyone take the approach of cold turkey and not studying. There is a lot of intricate detailed material on the exam that one must be familiar with in order to pass. There was material in the course book that I had never seen before and needed to know in order to pass.

The CLP Exam is definitely a challenging exam and one that requires industry experience and preparation for. I do not want to make the exam sound "easy," as the challenges of the exam are reflective of the industry experience and preparation that the successful candidate must exhibit in order to pass.

Thank you again for your kind words and keep up the good work that you do for the industry.

Joe Bonanno
law@jgbesq.com



Archives---October 10, 2001
Joseph Bonnano now Certified Leasing Professional
(and) Why I Became a CLP

http://leasingnews.org/archives/Oct2012/10_10.htm#archives




[headlines]
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Classified Ads---Legal


(These ads are “free” to those seeking employment or looking
to improve their position)



Orange County, CA
20+ years with record of success. Hands on manager that can show how its done to get great results in Legal/Collections. michaellosey@gmail.comhttp://www.linkedin.com/pub/michael-losey/12/229/824

San Diego , CA 
Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
Cell Phone: 760-533-4058;
Email:marshallrosenberg@gmail.com | Resume


Free Posting for those seeking employment in Leasing:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

All “free” categories “job wanted” ads:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

 


• Contract Negotiations • Fraud Investigations 
• Credit Investigations • Skip-tracing 
• Third-party Commercial Collections
John Kenny 
Receivables Management

For flat fee or commissions basis 

john@jkrmdirect.com | ph 315-866-1167| www.jkrmdirect.com




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CapNet Has Closed Down?


CapNet Financial Services, also known as Capital Network Leasing Corporation, perhaps better known by their nickname “CapNet, does not appear to be in business any longer. At one time they labeled themselves “a leader in direct lease originations for 10 years."

The current website refers to a telephone number that does not answer. It was reported they have been selling off their portfolio as well as other accounts, but were still in operation.

These emails for the last two Leasing News issues have come back as no longer working:

ari@capnetusa.com
rgonzales@capnetusa.com
dmorenfeld@capnetusa.com
jradell@capnetusa.com
russr@capnetusa.com
nrojas@capnetusa.com

In 2007 the company "was recently ranked #5 on the List of Best Places to Work in LA by the Los Angeles Business Journal. This countywide award was designed to identify the best places of employment in Los Angeles County, benefiting the region's economy, its workforce and businesses. The Best Places to Work in LA list was made up of 60 companies split into small-, medium-, and large-sized categories."

 


 

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Leasing Companies Out of Business
plus No Longer taking Broker/Discounting Business



Companies with an * are no longer in business. The others are companies that were taking broker business, but announced that they no longer are accepting broker business. Many have also down-sized or are managing an existing portfolio.

More details are available in this list by company name:

http://www.leasingnews.org/list_alpha_new.htm

*ABCO Leasing Inc., Bothell, WA
*ACC Capital, Midvale, Utah (lenders running off portfolio residuals)
Advantage Business Capital, Lake Oswego, Oregon
AEL Financial, Buffalo Grove, Illinois
(No longer taking new broker business) 
Alliance Financial, Syracuse, New York
*AMC Funding, Charlotte, North Carolina
American Bank Leasing, Alpharetta, Georgia
*American Equipment Finance, Warren, New Jersey
Balboa Capital, Irvine, Ca
*Bank Midwest Leasing, Overland Park, KS 
Bankers Healthcare Group, Weston, FL
*CapNet, Los Angeles, California 
*C and J Leasing Corp, Des Moines, Iowa
*Carlton Financial Corporation, Wayzata, Minnesota
*Chase Industries, Inc., Grand Rapids, Michigan 
*Chesterfield Financial, Chesterfield, Missouri
CHG-MERIDIAN U.S. Finance, Ltd, Woodland Hills, CA
(Sales Management focuses very selectively on certain brokers.) 
*Churchill Group/Churchill Leasing, Jericho, NY
CIT Group (limited)
Columbia Bank Leasing, Tacoma, WA
Commercial Equipment Lease, Eugene, Oregon 
Concord Financial Services, Long Beach, California
Court Square, Malvern, Pennsylvania
*Creative Capital Leasing Group, LLC, San Diego, CA
Direct Capital, Portsmouth, New Hampshire
Diversified Financial Service, Omaha, NE
Dolsen Leasing, Bellevue/Yakima, Washington
Equipment Finance Partners, a division of Altec, Birmingham, Alabama 
Evans National Leasing, Inc., Hamburg, NY
Enterprise Funding, Grand Rapids, Michigan 
*Excel Financial Leasing, Lubbock Texas
*First Corp.(IFC subsidiary), Morton Grove, Illinois
First Federal Financial Services, Inc., Menomonee Falls, Wisconsin
First Republic Bank, San Francisco, CA
Frontier Capital, Teaneck New Jersey 
*GCR Capital, Safety Harbor, Florida 
GE Capital, Conn (limited)
Global Funding LLC., Clearwater, FL
*Greystone, Burlington, MA
*Heritage Pacific Leasing, Fresno, CA
*Hillcrest Bank Leasing, Overland Park, KS (Parent bank sold)
Huntington Equipment Finance, Vendor Finance Group, Bellevue, Washington
*IFC Credit Corp., Morton Grove, Illinois
Irwin Financial (Irwin Union Bank), Columbus, Indiana 
Irwin Union Bank, F.S.B. (Louisville, Kentucky)
Lakeland Bank, Montville, NJ
LaSalle Systems Leasing
*Latitude Equipment Leasing, Marlton, New Jersey 
*Leaf Specialty Finance, Columbia, South Carolina
*LEAF Third Party Funding, Santa Barbara, Ca.
Lombard, part of Royal Bank of Scotland, worldwide
Marlin Business Services, Mount Laurel, NJ (accepting no new brokers, they may have opened for a select fee, but no more at this time, they say.)
M&T Credit (Bank)
*MericapCredit, Lisle, Illinois
Merrill Lynch Financial
*Mesa Leasing, San Diego, CA 
Midwest Leasing Group, Livonia, Minnesota
National City, Cleveland, Ohio
*Navigator (Pentech subsidiary) San Diego, California
OFC Capital, Roswell, Georgia
Old National Bank, Evansville, Illinois
Pentech Financial, Campbell, CA
*PFF Bancorp, Inc, Pomona, CA
Pinnacle Business Finance, Fife, Washington
*Pioneer Capital Corporation, Addison, Texas
PredictiFund, a subsidiary of Capital Access Network, Inc
Popular Finance, St. Louis, Missouri
Puget Sound Leasing, Seattle, Washington 
Radiance-Capital, Tacoma, WA
Rational Technology Solutions, Rolling Meadows, IL
*Reliant National Finance, Jacksonville, Florida
Sandy Springs, Olney, MD
Sovereign Bank, Melville, New York
Specialty Funding, Albuquerque, NM
*Studebaker-Worthington Leasing, Corp., Jerico, NY
(part of sale from Main Street Bank to Ascentium Capital) 
Sun Trust Equipment Finance & Leasing, Baltimore, Maryland 
*SunBridge Capital, Mission, Kansas
Suncoast Equipment Funding Corp., Tampa, Florida
TCF Equipment Finance, Minnetonka, Minnesota 
TechLease, Morgan Hill, California
*Tennessee Commerce Bank, Franklin, Tennessee 
Textron Financial
*Triad Leasing & Financial, Inc., Boise, Idaho
*Union Capital Partners, Midvale, Utah
US Bank, Manifest Funding, Marshall, Minnesota
(new requirement: large yearly funding) 
US Bank, Middle-Market, Portland, Oregon 
Velocity Financial Group, Rosemont, Illinois
VenCore, Portland, Oregon (former company Len Ludwig)
*Vision Capital, San Diego, California
Wachovia Bank Leasing
*Washington Mutual Financial
Western Bank, Devils Lake, ND
*Westover Financial, Inc., Santa Ana, California

(Note: Should a company policy have changed, please contact kitmenkin@leasingnews.org)

Funders looking for new Brokers:
http://www.leasingnews.org/Funders_Only/New_Broker.htm

"Broker/Lessor" looking for broker business:
http://www.leasingnews.org/Brokers/brokerlessor_bussiness.html


 

[headlines]
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New Hires---Promotions



Thomas Lally has joined CSG Leasing, Brooklyn, New York as Executive Vice President, Sales and Business Development.

“Lally will be responsible for developing new financing partnerships with manufacturers, resellers and end users. He will also work with current GSG customers to strengthen relationships and create new products. Lally will report directly to Andrew A. Bender, Chief Executive Officer. “With the addition of Tom to our management team, GSG will be able to maintain our growth,” said Bender.”

National Leasing Manager, Oce Financial Services, Inc. (2008 – 2012), A.V.P., CIT, Citicorp Vendor Finance, Copelco Capital (1995 – 2008) Rutgers University (1989 – 1991), Pascack Valley H.S. - Hillsdale NJ
www.linkedin.com/pub/thomas-lally/55/a9a/980

 

 


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Leasing Industry Help Wanted

 

Experienced only, Sales Reps 1 Southeast, 1 West Coast
Looking to Expand Your Career
Base Salary & Commission
Send resumes to dmitchem@ifsc.com

www.ifsc.com
Stable, profitable independent lessor, 30 years in business
Libertyville, IL

 

For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees.

 

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Click for larger size

 

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Leasing Association 2012 Conferences



 


October 21-23
ELFA 51st Annual Convention
JW Marriott Desert Springs
Palm Desert, California

Over 900 have registered to date, according to Amy Vogt, VP of
Communications and Marketing, ELFA, which is on track with 2011
attendance at this date.

Attendee List
http://www.elfaonline.org/events/2012/AC/attnd.cfm

Note: "The deadline for mail-in and on-line registration is Tuesday, October 9, 2012. Registrations will still be honored, but your name will not be included in the printed Attendee Roster. Registrations and substitutions can also be made on-site. Please note: there are no refunds of registration fees after this date.”

Convention Brochure, Register, Community Service Projects
http://www.elfaonline.org/Events/2012/AC/

 


 


November 4-5
2012 Expo NJ Super Regional Meeting
Teaneck Marriott at Glenpointe

Speakers

Greg Nappi
DDI Leasing, Inc.

Jennifer Gould
Stark & Stark

John Rosenlund
Portfolio Financial Servicing Company

John Wlosek
Geltrude & Company, LLC

Peter Leibundgut
Ardmore Banking Advisors

Tony Lamm
Lamm Rubenstone LLC

Primary Member rate: $199
Additional Attendee Member rate: $149
Primary Non-member rate: $299
Additional Non-member rate: $249
Exhibit Fee (does NOT include a free registration) $395

Agenda
https://m360.nefassociation.org/frontend/event/
schedule.aspx?EventId=50475

Registration
https://m360.nefassociation.org/frontend/event/registration/
login.aspx?EventId=50475



 


November 7 - 9, 2012

32nd Annual Fall Conference
Hilton La Jolla Torrey Pines
La Jolla, California

Conference Fee $975
(10% off first time attendee)
Government Registration fee $400

Registration and more information:
http://members.aglf.org/source/events/event.cfm?event=FALL12



November 9-10
2012 NAELB Western Regional Meeting
Irvine, California
Hilton Irvine/Orange County Airport Hotel

Exhibitors (10/11/12)
360 Equipment Finance
Amerisource Funding
Belvedere Equipment Finance
Blue Bridge Financial, LLC
Bryn Mawr Funding
BSB Leasing
Cobra Capital LLC
Dakota Financial
Financial Pacific Leasing, LLC
First Federal Leasing
Maxim Commercial Capital
On Deck Capital
PacTrust Bank
Pawnee Leasing Corporation
Preferred Business Solutions
Quail Capital Corp
Quiktrak, Inc.
RLC Funding
Stalwart Lease & Contract Finance
TEAM Funding Solutions

Note Cut-Off date for Hilton Irvine/Orange County Airport Hotel
is October 23, 2012.

Broker Member--1st Attendee $125
Broker Member--additional Attendee $115
Associate Member--1st Attendee $260
Associate Member--2nd Attendee $200
Funder Member 1st Attendee $260
Funder Member --additional Attendee $200
Broker Non-Member $200
Associate Non-Member $360
Funder Non-Member $360

Registration Form:
https://www.paymyassociation.com/displayemailforms.cfm?
SessionId=50FA18C2-FF9E-F0DA-72FA129545E9EEA2&emailformnbr=185471&event=394387

Conference Information:
http://www.naelb.org/displaycommon.cfm?an=1&subarticlenbr=289


 


November 14-16
67th Commercial Finance Conference
JW Marriott Hotel
Phoenix, Arizona

Standard Registration Fees
(Saturday, September 1, 2012 – Friday, November 9, 2012)
Member: $1,295
Non-member: $1,895
Spouse/Companion: $495

On-site Registration Fees
(after Friday, November 9, 2012)
Member: $1,395
Non-member: $1,995
Spouse/Companion: $495

Registration plus other information
https://www.cfa.com/eweb/DynamicPage.aspx?WebCode=EventInfo&RegPath
=EventRegFees&Reg_evt_key=FEAEA9A3-1937-4FEA-8C15-F73B6A8ED73F


 


April 18-20, 2013
Annual Conference
Las Vegas, Nevada

-------------------------------------------------------------------

To view Leasing Association Events-Meetings Open to All,
please click here.

 

 

 

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Istanbul, Turkey Conference Close to Capacity


Leasing Icon Sudhir Amembal, conference organizer, reports the Operating Lease Conference in Istanbul is Close to Capacity

To date, over 70 delegates from both emerging and mature markets have registered for the first ever leasing conference entirely dedicated to operating leases.

The delegates to date are from Argentina, Bangladesh, Bosnia & Herzegovina, Belgium, India, Italy, Georgia, Germany, Jordan, Korea, Romania, Saudi Arabia, South Africa, Sri Lanka, The Netherlands, Turkey, U.S.A. and Zambia.

Including 20 world class speakers, the head count is already at 90. The speakers include:

Independent, captive and bank leasing companies. They will discuss varied real world aspects of operating leases. The presentations are indeed an A-Z on the product.

Service providers who will discuss funding nuances, effective asset procurement strategies; and of course, how to survive and succeed after the repeal of off balance sheet financing.

A CEO panel that will provide their collective wisdom on how to succeed with operating leases;

• and, so that nothing is left out, a speaker who will look at operating leases from the customer’s point of view.

Full Details at: www.olconference2012.com

Or eMail Kelly Farnham at
kelly@amembalandassociates.com

 

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Beige Book---Next One November 28



Banking and Finance

Overall loan demand increased slightly on net since the last Beige Book report. New York, Philadelphia, Cleveland, Richmond, Atlanta, St. Louis, and San Francisco reported stronger loan demand on balance, while Kansas City and Dallas reported flat demand and Chicago reported somewhat weaker demand.

Still, loans remained difficult to obtain for many small businesses in the Cleveland, Richmond, and Chicago Districts. Banking contacts in the Philadelphia, Cleveland, Dallas, and San Francisco Districts reported stiff competition among lenders.

Philadelphia, Kansas City, and Dallas noted general improvements in loan quality, and delinquency rates generally held steady or declined in the New York, Cleveland, and Dallas Districts.

Demand for consumer credit, particularly for auto loans, was said to be strong in the Cleveland, Atlanta, St. Louis, Dallas, and San Francisco Districts, while consumer loan demand was more limited in New York, Richmond, Chicago, and Kansas City.

Credit standards were little changed since the last report. However, New York noted some tightening for consumer loans and residential mortgages, while Richmond and Chicago reported some easing for commercial and industrial loans.

Most Districts reported an increase in mortgage lending, especially for refinancing purposes. New York, Cleveland, St. Louis, Kansas City, and San Francisco reported some increase in demand for commercial and industrial loans, while demand for business loans was weak in Chicago and Dallas, and was characterized as mixed in Richmond.

Boston

New York

Philadelphia

Cleveland

Richmond

Atlanta

Chicago

St. Louis

Minneapolis

Kansas City

Dallas

San Francisco

Full Report


Comprehensive personal property tax outsourcing services
We accept file exports and integrate personal property tax information with all lease management or accounting software. No other firm offers the combination of individual attention, software capabilities expertise, "full disclosure" and web port accessibility to information more than we do. 

Click here to learn what our clients say about our service
Gary DiLillo, President 440.871.0555 or gary@avptc.com

 


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Buyer of Construction Equipment Held Liable for Damages
and Attorney Fees in Conversion Action by Secured Creditor
By Tom McCurnin, Esq. and Frank Peretore, Esq.



Borrower Sells Construction Equipment Subject to Lien to 3rd Party and Tennessee Court Hold Buyer Responsible for Damages and Attorney Fees

BancorpSouth Bank v. 51 Concrete, LLC, 2012 WL 1269180 (Tenn. Ct. App. 2012)

It’s all too frequent in leasing and even more prevalent in leasing construction equipment, that the lessor does a deal and a year or two later the equipment cannot be located. When the lessor gets aggressive, the lessee confesses that he sold the collateral. What surprises us is that dealers of construction equipment sometimes fail to run UCC searches and the equipment gets resold by that dealer.

We think it goes without saying that the dealer would certainly be liable for conversion of the equipment, and typically in our experience, they pay up without too much of a fight. But in this Tennessee case, the re-seller didn’t settle, was tagged for damages, and then tagged again for contractual attorney fees, even though the re-seller was not a party to the security agreement. We think the Court got this one right on the conversion issue, but wrong on the attorneys’ fees issue.

In June 2006, John Chorley executed a promissory note for $75,585.95 and security agreement in favor of the BancorpSouth Bank, secured by three pieces of equipment: a bulldozer, an excavator, and a backhoe. BancorpSouth filed a UCC–1 financing statement on the secured equipment with the Tennessee Secretary of State.

Two months later, Chorley traded in the bulldozer to a dealer, Thompson, in exchange for an $18,000 discount on a new bulldozer. Thompson re-sold the bank-secured bulldozer for $18,000. Three months later, Chorley did the same thing with the Bank’s excavator and received a $42,000 discount. Six months later, Chorley did the same thing with the Bank’s backhoe with another dealer, 51 Concrete, and received $23,000. The dealers did not perform a UCC searches. A year later, Chorley defaulted and ultimately filed a Chapter 7 Petition in Bankruptcy.

BancorpSouth filed the instant lawsuit against the two dealers. The complaint sought money damages, attorney fees, and punitive damages for conversion and for voiding BancorpSouth's security interest in the secured equipment.

The trial court ruled that the Bank could not pursue this independent remedy because the Bankruptcy Court had exclusive jurisdiction. \ The trial court also ruled that there was no right to attorney fees because the re-sellers had no contract with the Bank, and an award of attorneys’ fee generally must be based upon a contract provision or a statute. .

On appeal, the Court ruled on two issues:

First, they sent the case back to the trial court, ruling that the bankruptcy court did not have exclusive jurisdiction and Bancorp had the right to sue third-parties for conversion. The Court held that while Bancorp’s debt was discharged in the bankruptcy, the liens were not and thus, Bancorp could pursue third-parties who violated Bancorp’s lien rights. We think the Court got this issue right, as a Chapter 7 discharge generally does not discharge liens, unlike Chapter 11 or 13 Plans of Reorganization which may cram-down or discharge liens under certain circumstances.

Second, the court ruled that there was both a statutory and contractual basis for attorney fees against the dealer. The statutory authority was purportedly UCC § 9–607(d), and the contractual basis was purportedly the security agreement.

The Court got the attorneys’ fee issue wrong. UCC § 9–607(d), authorizes a secured party to deduct from commercially reasonable collections on collateral the reasonable expenses it incurred in collecting, including attorney’s fees, when collecting right to payment against an “account debtor,” which is specifically defined under Article 9 as a person which owes money to the debtor for an account receivable. Thus, UCC §9-607 (d) does not create an independent right to sue anyone for attorney fees.

With respect to the contractual grounds for awarding attorney’s fees, the court relied on UCC § 9 201(a), which provides that “a security agreement is effective according to its terms between the parties, against purchasers of the collateral, and against creditors.” The court read this language literally, concluding that it made the debtor’s security agreement, which had an attorney fee provision, binding on the buyers.

The court’s conclusion is belied by comment 2 to UCC § 9 201. That comment states that the “security agreement” is only “an agreement that creates or provides for a security interest.” Indeed, as the comment further explains, UCC § 9 201(a) does not make other terms in a security agreement binding on third parties.

The re-sale of leased construction equipment by dealers is epidemic in the leasing industry and there is little the lessor can do to stop it except for tagging the equipment and periodic inspections. However, if the lessor’s equipment is sold in Tennessee, this case may provide the lessor with a bit more ammunition to go after those dealers for the proceeds of that sale.

Finally, it should be noted that Bancorp could have also filed suit against the purchasers of the equipment from Thompson and 51 Concrete. While it is a basic tenet that when a dealer sells equipment in the ordinary course he does so free and clear of liens, it is also a basic tenet that a sale outside the ordinary course is subject to liens under UCC § 9-315 a)(1). Since Chorley was not a dealer, the sales by Chorley to the dealers were clearly outside the ordinary course and subject to the secured party’s liens, and any resale by the dealers did not purge the liens.

For those readers unfamiliar with the concept of “Buyers in the Ordinary Course of Business” a sale of secured collateral to a buyer can be valid and final and without the lien of the secured creditor under UCC § 1-201(9) if

• The Seller is a Dealer of the Equipment
• The Seller Created the Lien, e.g., the Seller/Dealer is the secured debtor
• The Circumstances of the Sale Are Not Suspicious, e.g., no low price sales.

In this case, since the dealer was not the secured debtor, the secured party was free to pursue the ultimate purchasers of the collateral as well as the dealers, Secured parties should consider this alternative, especially when the dealer may not be solvent or may be beyond the court’s jurisdiction. For policy reasons not discussed in the opinion, the secured party did not pursue the purchasers.

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Frank Peretore is a founding partner at Peretore & Peretore in Sparta, New Jersey

Bank South Case:
http://www.leasingnews.org/PDF/BankSouthCase.pdf

 


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Financial and Sales Training 
(For our "Lease School/Franchisors" list, please click here)

These individuals act as a consultant in 75% or more of their main business, actually training staff or individuals of a leasing company. These are not schools or franchisors, which can be viewed 
by clicking here.

Winders Consulting Co., Inc.
Adrian Miller Wheeler Business Consulting, LLC

Several hold classes, and most will travel to their client's premise.

To qualify for this page, they must be an active member in an equipment leasing association.

Please fax our request form back to 408-317-2066 or you
may e-mail to: kitmenkin@leasingnews.org.

Second Column: YCS - Year Company Started | YELB - Years in equipment Leasing Business

Name
City, State 
Contact
Website
Leasing Association
YCS
YELB
Geographic Area
Specialty
Institute For Personal Development
Vourhees, NJ
Linda P. Kester
linda@lindakester.com
856.489.6558
www.lindakester.com
National Speakers Association
1996
18
United States
Motivating, Educating and empowering leasing sales reps to top performance. Practical ideas for success using the telephone and internet.
Adrian Miller 
Port Washington, NY 
Adrian Miller amiller@adrianmiller.com 
516-767-9288 
www.adrianmiller.comwww.adrianmiller.com/blog/
1989
International
Highly results-driven, informative and enjoyable sales skills training programs  that will leave participants empowered for bottom-line success.  AMST guarantees a positive return on training time and investment.  

Selling Up TM     
San Francisco, CA
Stephen Chriest
schriest@selling-up.com
800-745-8075
www.selling-up.com (A)

2000 
20
International
By leveraging people, process and technology, Selling Up guides the next step in revenue generation and elevates sales organizations into appreciating corporate assets.
Teichman Financial Training
Sausalito, California
Bob Teichman, CLP
BoTei@aol.com
415.331.6445
NAELB, NEFA
Biography
1998
49
International

"We specialize in the technical side of leasing, offering comprehensive training in packaging, credit, pricing, structuring, financial analysis and operations. Our clients include lessors, lessees, lenders, associations, and government agencies."

Wheeler Business Consulting, LLC
Fallstow, Maryland
Scott Wheeler, CLP
Scott@
wheelerbusinessconsulting.com

410-877-0428
wheelerbusinessconsulting.com
NAELB, NEFA
2008
26
USA

Provide multiple educational products to individuals and companies engaged in the leasing/financing industry. Encourage & facilitate personal and corporate strategy building to promote efficiencies, increase productivity & future success.

Winders Consulting Co., Inc.
Louisville, KY
Terry Winders, CLP
Leaseconsulting@msn.com
502-649-0448 
ELFA, NAELB, NEFA
1991
35
USA

Lease seminars and training on rules & regulations pricing, documentation, sales. Also procedure audits, and help to establish a leasing activity or company for brokers, bankers, and captives.. Expert witness on legal & tax.

(A) Selling Up's Sales Management Operating System™ (SMOS™) provides companies and business units of all sizes with a proven methodology and unique tools offering a comprehensive, flexible, scalable approach to managing all elements of the organizational sales process.

 

 

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Pew: Appetite for mobile news up
OnLine Publishers Report


The next time you see someone staring at a smartphone, don’t just assume he’s playing Scrabble. In fact, according to a new report from Pew, more likely, he’s reading the news.

The study, done jointly by Pew Research Center’s Project for Excellence in Journalism and the Economist Group, found that nearly half of adults have access to the mobile web and the most popular activity, other than email, is checking in with the news.

On the one hand, that’s great news for publishers – a huge opportunity. But on the other hand (the one that runs the business side of things) it’s a challenge. Despite the surging appetite for news on mobile devices, not many of those surveyed said they would be willing to pay for that content.

Of the 10,000 surveyed, 6 percent of tablet owners said they had paid for news this year compared to 14 percent in 2011.

Amy Mitchell, deputy director for Pew’s PEJ said in a presentation during Advertising Week, “There’s a generation of people who have never paid for news contact, and whose first instinct is not to pay.”

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#### Press Release #############################

Twitter Chat October 16 “Learn Identity Theft Protection”


 

Washington, DC – Identity theft is alive and well. Although traditional methods of stealing personal information continue, criminals are also taking advantage of the new technologies associated with smartphones. Coupling that with the fact that consumers are unaware of the risks associated with the casual use of their mobile devices equals an ideal situation for the thief.

A recent study by Javelin Research found that smartphone users are approximately 33 percent more likely to become a victim of identity theft than non-users. Further, the Javelin study also revealed that 62 percent of smartphone users do not use password protection, allowing anyone who finds or steals their phone to have access to the contents which typically includes a vast amount of personal information.

Twitter Chat on Tuesday, October 16 at 8:00 p.m. Eastern. Guest experts responding to tweets during the Chat are Yahoo! Finance and Today Show personal finance contributor, Farnoosh Torabi, McAfee Chief Privacy Officer, Michelle Dennedy, and AllClear ID Chief Investigator, Jamie May. To join the Chat, use the hash tag #PYIW, or for detailed information visit www.NFCC.org.

The experts will answer questions on topics such as identity theft protection at home and on the go, how to recover if victimized, common sense steps to protect information on mobile devices, responsibly disposing of unused cell phones, and how ID theft can impact personal finances.

The NFCC, NSA and NATI thank the sponsors of the 2012 Protect Your Identity Week campaign: Cintas Document Management and AllClear ID.

http://financialeducation.nfcc.org/.

##### Press Release ############################

Send Leasing News to a Colleague. We are free!!!

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Labrador-Pit-Terrier Mix "Sweet Dog"
Downtown Los Angeles, California Adopt-a-Dog


Rosie

Breed: Labrador Retriever/American Pit Bull Terrier Mix
Color: Black - With White
Age: Puppy
Size: Med. 26-60 lbs (12-27 kg)
Sex: Female

I am already spayed, housetrained, up to date with shots, good with kids, and good with dogs.”

Rosie's Story...

Rosie is a 14-week-old Lab-Pit mix that was rescued in Compton. She was found running in the street, which is not uncommon in this community. She might have crawled under a fence and wandered off, or maybe a gate was left open or someone just threw her away, which happens all the time in Compton.

Her future started when she was rescued and was given her first set of vaccinations and clean water and food every day. She is now in a loving foster home with other dogs and is described as an easy, submissive puppy that wants to please and loves to play with the other dogs.

If you are looking for a family pet and have other dogs and cats or small children, Rosie would be a good choice.

We are guessing that she will be a medium size dog at maturity, maybe 45-50 lbs. She has been spayed, vaccinated and is ready for her forever home.

Call Downtown Dog Rescue at 818-407-4145 or apply online at www.downtowndogrescue.org

Contact This Rescue Group...
Rescue Group: Downtown Dog Rescue
Contact: Lori Weise
Phone: (818) 407-4145
Let 'em know you saw "Rosie" on Adopt-a-Pet.com!
E-mail: lori@modernica.net
Let 'em know you saw "Rosie" on Adopt-a-Pet.com!
Fax: (213) 683-1312
Website: http://www.downtowndogrescue.org
Address: Downtown Los Angeles
Los Angeles, CA 90036



Adopt-a-Pet by Leasing Co. State/City
http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm

Adopt a Pet
http://www.adoptapet.com/

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Fernando's View
By Fernando F. Croc

New theater releases include an animated gothic treat ("Frankenweenie") and a new version of a classic story ("Wuthering Heights"), while a charming comedy-drama ("Moonrise Kingdom"), the latest in a cartoon franchise ("Madagascar 3") and a heartfelt documentary ("Neil Young Journeys") hit DVD shelves.

In Theaters:


Frankenweenie (Walt Disney Pictures): No stranger to gothic flights of fancy, Tim Burton ("Batman," "Edward Scissorhands") scores a magical blend of darkness and giddiness with this delightful stop-animation feature, featuring a style that harks back to "The Nightmare Before Christmas." Riffing on the Frankenstein legend, the movie centers on young Victor (voiced by Charlie Tahan), whose inclination towards weird science is balanced by his love for his family and, especially, for his beloved dog Sparky. When he loses Sparky to an accident, however, Victor becomes determined to bring his pet back to life in his homemade laboratory, with often hilariously monstrous consequences. Showcasing Burton's rich visual imagination and his love for inventive outcasts (not to mention a voice cast that also includes Martin Short and Catherine O'Hara), this is an early Halloween treat for all audiences.


Wuthering Heights (Oscilloscope): Emily Bronte's classic 19th-century novel about doomed lovers has been filmed several times before, but rarely with such a visceral touch as in this new version, directed by Andrea Arnold ("Fish Tank"). Set in the windy, foggy moors of Yorkshire, England, the plot follows the anguished and often cruel romance between Heathcliff (played by James Howson), an adopted boy brought to an isolated farm known as Wuthering Heights, and Cathy (Kaya Scodelario), the daughter of the man of the house. Though a strong bond forms between them as children, various societal barriers keep them apart, which leads to Cathy being married to someone else while Heathcliff returns with vengeance on his mind. Filming with a powerful, almost impressionist feeling for earthy textures, Arnold brings a palpable immediacy to this timeless story.


Netflix Tip: The new "Wuthering Heights" hitting theaters gives viewers a great chance to catch up with equally striking previous versionx of the story. There's the famous 1939 classic version, starring Laurence Olivier and Merle Oberon, and also fascinating takes from such unexpected places as Mexico (1954's "Abismos de Pasion"), France (1986's "Hurlevent") and Japan (1988's "Arashi Ga Oka").

On DVD:

Moonrise Kingdom (Universal): After a delightful detour into animation with "The Fantastic Mr. Fox," director Wes Anderson is back to live-action whimsy with this nostalgic comedy-drama, set in a New England town in the late 1960s. The fable-like tale charts the romance that begins to bloom between Sam (Jared Gilman) and Suzy (Kara Hayward), a pair of eccentrics in their early teens who decide to flee from their respective summer camps to find sanctuary in the nearby woods. Their escapades turn the whole town topsy-turvy, and soon every adult, from family members (Bill Murray, Frances McDormand, Jason Schwartzman) to local authorities (Edward Norton, Bruce Willis, Tilda Swinton), is after the young runaways. Featuring Anderson's patented brand of deadpan comedy and colorful style, this is bound to become as much of a cult favorite as his beloved "Rushmore."


Madagascar 3: Europe's Most Wanted (Paramount): A favorite with young viewers, this animated franchise offers its third installment with this rollicking comic adventure, which picks up the characters from where the previous sequel left off. Removed from the zoo where they were used to being pampered, Alex the Lion (voiced by Ben Stiller), Marty the Zebra (Chris Rock), Melman the Giraffe (David Schwimmer) and Gloria the Hippo (Jada Pinkett Smith) find themselves in the African wilderness, looking for a way to get back home. This time around, their journey takes them to Europe, where the animals become part of a traveling circus while dodging a French animal-controller (Frances McDormand). Full of colorful escapades, clever allusions and hilarious new characters (including a flamboyant lemur voiced by Sacha Baron Cohen), this is a sure choice for family entertainment.


Neil Young Journeys (Sony): A living legend in the folk-music circuit and a true survivor, Neil Young is in vigorous form in this shimmering performance film, which follows him during a recent tour in Canada. Oscar-winning director Jonathan Demme ("The Silence of the Lambs") has previously documented the songwriter and guitarist in "Heart of Gold" and "Trunk Show," so there's a feeling of intimate trust between the singer and the camera as Young goes through his repertoire of famous songs onstage in Toronto's Massey Hall. In between performances of such hits as "Ohio," "Leila" and "I Believe in You," we glean revelatory bits from his personal history as he goes on a car trip to his hometown of Omemee, Ontario. Moving and brimming with great music, the movie is a heartfelt ode from one artist to another.

 

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Classified Ads---Employment Web Sites

Here is a list of top internet job web sites, several specializing in financial, money, and leasing, too.

www.adams-inc.com
www.affinitysearch.com
www.bajobs.com
www.careerbank.com
www.careerbuilder.com 
www.careerpath.com
www.careerjet.com
www.craigslist.org
ELFA Career Center
www.employmentcrossing.com 
www.FinanceLadder.com 
http://www.findhow.com/
www.hotjobs.com
www.Hound.com 
www.indeed.com
www.jobs.net
www.jobs-applications.com
www.jobssearchengine.net
www.jobsearchusa.org 
www.JobSpin.com
www.jobsinthemoney.com
www.ladders.com
www.leasingworld.co.uk
www.lessors.com
www.LinkUp.com
www.MarketingJobs.com
www.monitordaily.com
www.monster.com
www.monstertrak.monster.com/ 
www.Postonce.com 
www.RecruiterConnection.com
www.resumeblaster.com
www.snagajob.com/part-time-jobs/ 
www.toplanguagejobs.com 
www.vault.com
www.vetjobs.com
www.worktree.com
www.worldleasingnews.com


 

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(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)

 

 


News Briefs----

 

Alaska Airlines inks deal for 50 new Boeing 737s
http://seattletimes.com/html/businesstechnology
/2019399597_apusalaskaairlinesboeingorder.html

Greek unemployment rises above 25 percent
http://www.chron.com/news/article/Greek-unemployment-rises-above-25-percent-3938421.php

 

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You May Have Missed---

A Peek Into a Tycoon’s World
http://dealbook.nytimes.com/2012/10/11/in-a-clash-of-two-billionaires-a-peek-at-a-mexican-financier/?ref=business





[headlines]

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SparkPeople--Live Healthier and Longer


SparkPeople--Live Healthier and Longer

Vote with Your Fork
http://www.sparkpeople.com/resource/nutrition_articles.asp?id=1235



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Sports Briefs----

Buster Posey's next step to Cooperstown
http://www.mercurynews.com/tim-kawakami/ci_21751485/tim-kawakami-buster-poseys-next-step-cooperstown

Oakland runs out of magic
http://www.insidebayarea.com/athletics/ci_21755343/oakland-run-out-magic

Jayson Werth’s game-winner gets rid of all the baggage
http://www.washingtontimes.com/news/2012/oct/11/snyder-jayson-werths-game-winner-gets-rid-of-all-t/

Titans top Steelers
http://www.tennessean.com/article/20121011/SPORTS01/121011030/Titans-top-Steelers-26-23

O's win in 13th, force game 5
http://www.baltimoresun.com/sports/orioles/bal-orioles-beat-yankees-in-13-innings-to-force-alds-game-5-101112,0,6587182.story

Michael Vick confirms he is a dog owner again
http://www.philly.com/philly/blogs/inq-eagles/Michael-Vick-confirms-he-has-a-dog.html

 


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



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Baseball Poem

Three Run Homers, or, Rupert Brooke Celebrates Baseball

I think that I shall never see 
A poem lovely as a three 
Run homer when the team is pressed 
Against the wall and quite distressed, 
A homer that may at evening scare 
A nighthawk circling in the air, 
Or, 'neath the arc lights blazing bright, 
Restore the score and set things right, 
Rescue the pitcher and save the game, 
And set the home team crowd aflame: 
Poems are made by fools like me, 
But only heroes knock in three.

 


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California Nuts Briefs---


Guy Fieri Lamborghini theft defendant seen on video
http://www.sfgate.com/crime/article/Lamborghini-theft-defendant-


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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Monterey Wine Services Failed to pay $580,000 tax on wine
http://www.winebusiness.com/news/?go=getNewsLink&dataId=106016

Oregon Wine Harvest Winds Down
http://www.winebusiness.com/news/?go=getArticle&dataid=106018

Oregon wineries seeing "best ever" grape harvests with 2012 dry spell
http://www.kmtr.com/news/local/story/Oregon-wineries-seeing-best-ever-grape-harvests/HxsuurorOk2mZCC7uGALcg.cspx

In Southern Italy, a Chance to Be More Than Just a Bargain
http://www.nytimes.com/2012/10/17/dining/reviews/in-southern-italy-a-chance-t


 

Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

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----------------------------------------------------------------

This Day in History

     1710- Birthday of Jonathan Trumbull, American patriot, counselor and friend of George Washington, governor of Connecticut Colony, born at Lebanon, CT, died there, August 17, 1785. 
    1802, the first West Point graduates were Joseph Gardner Swift of Massachusetts and Simon Magruder Levy of Maryland, also the first graduate of the Jewish religion. They graduated as second lieutenants. They were the only students to graduate of the original class of 10, which consisted of 5 men from Massachusetts, and1 each from Connecticut, Maryland, Missouri, New York and Virginia. Levy resigned from the army in 1805 because of contracting the measles, quite serious in its day. Swift was brevetted a brigadier general on November 11, 1813 for his heroism in the battle at Chrysler's Field in Upper Canada. On February 19,184, he was promoted to brigadier general for her meritorious service in the defense of New York in the War of 1812. He became head of the Military Academy in 1816 and retired from the Army in 1818. He died in 1865. 
     1843- The B'Nai B'rith (Sons of the Covenant) was founded in New York City by Henry Jones and 11 others. 
     1854-Lincoln University of the Commonwealth of Pennsylvania was chartered in April 1854 as Ashmun Institute. Since its inception, Lincoln has attracted an interracial and international enrollment from the surrounding community, region, and around the world, its alumni include: Langston Hughes, '29, world-acclaimed poet; Thurgood Marshall, '30, first African-American Justice of the US Supreme Court; 
     1882- The first hotel to install electric lights was the Prospect House, Blue Mountain Lake, NY. In 1881, the electricity was installed, but the lights were not entirely dependable. In 1882, the Duke of Beranga and his party arrived after dark to celebrate Columbus Day. As they were show to their rooms the lights went out, but after a slight delay the lights went on again. History records this event, and states the name of the hotel was later changed to the Eutowana.
    1911--Birthday of Ann Petry - U.S. journalist and novelist. She is best known work for The Street, a novel about a Harlem mother surrounded by inescapable violence and limitations.  
     1914- Annette Abbott Adams became the first U.S. federal prosecutor who was also a woman when she was sworn in an Attorney General in California. 
http://www.law.stanford.edu/library/wlhbp/papers/aaahtml.html#lifetime 
     1918--HERIOT, JAMES D. Medal of Honor Rank and organization: Corporal, U.S. Army, Company I, 118th Infantry, 30th Division. Place and date: At Vaux-Andigny, France, 12 October 1918. Entered service at: Providence, S.C. Birth: Providence, S.C. G.O. No.: 13, W.D., 1919. Citation: Cpl. Heriot, with 4 other soldiers, organized a combat group and attacked an enemy machine-gun nest which had been inflicting heavy casualties on his company. In the advance 2 of his men were killed, and because of the heavy fire from all sides the remaining 2 sought shelter. Unmindful of the hazard attached to his mission, Cpl. Heriot, with fixed bayonet, alone charged the machinegun, making his way through the fire for a distance of 30 yards and forcing the enemy to surrender. During this exploit he received several wounds in the arm, and later in the same day, while charging another nest, he was killed. 
     1918-WOODFILL, SAMUEL Medal of Honor Rank and organization: First Lieutenant, U.S. Army, 60th Infantry, 5th Division. Place and date: At Cunel, France, 12 October 1918. Entered service at: Bryantsburg, Ind. Birth: Jefferson County, Ind. G.O. No.: 16, W.D., 1919. Citation: While he was leading his company against the enemy, his line came under heavy machinegun fire, which threatened to hold up the advance. Followed by 2 soldiers at 25 yards, this officer went out ahead of his first line toward a machinegun nest and worked his way around its flank, leaving the 2 soldiers in front. When he got within 10 yards of the gun it ceased firing, and 4 of the enemy appeared, 3 of whom were shot by 1st Lt. Woodfill. The fourth, an officer, rushed at 1st Lt. Woodfill, who attempted to club the officer with his rifle. After a hand-to-hand struggle, 1st Lt. Woodfill killed the officer with his pistol. His company thereupon continued to advance, until shortly afterwards another machinegun nest was encountered. Calling on his men to follow, 1st Lt. Woodfill rushed ahead of his line in the face of heavy fire from the nest, and when several of the enemy appeared above the nest he shot them, capturing 3 other members of the crew and silencing the gun. A few minutes later this officer for the third time demonstrated conspicuous daring by charging another machinegun position, killing 5 men in one machinegun pit with his rifle. He then drew his revolver and started to jump into the pit, when 2 other gunners only a few yards away turned their gun on him. Failing to kill them with his revolver, he grabbed a pick lying nearby and killed both of them. Inspired by the exceptional courage displayed by this officer, his men pressed on to their objective under severe shell and machinegun fire. 
     1918 - Forest fires ravaged parts of Minnesota from the Duluth area northeastward, claiming the lives of 600 persons. Smoke with a smell of burnt wood spread to Albany NY and Washington D.C. in 24 hours. Smoke was noted at Charleston SC on the 14th, and by the 15th was reported in northeastern Texas. 
     1920 - Construction of the Holland Tunnel got underway. The tunnel would provide a direct link between Twelfth Street in Jersey City, NJ and Canal Street in New York City. The tunnel has two tubes more than 8,000 feet (2,400 meters) long. It opened to traffic on November 13, 1927. Oh, and one more thing: The Holland Tunnel was named for Clifford Milburn Holland (1883-1924), the civil engineer who died while directing the tunnel's construction. 
     1923 -- In front of the largest crowd in baseball history, 62,430 fans are on hand to see Casey Stengel hit his second home run of the Series. The round-tripper proves to be the difference as Giants hurler Art Nerf outduels Sam Jones and the Bronx Bombers in Game 3 of the Fall Classic, 1-0. 
     1932-- American comedian, social activist, social critic, writer Dick Gregory (born Richard Claxton Gregory) on October 12, 1932 in St. Louis, Missouri. Dick Gregory's first TV appearance was on the late night Jack Paar show. He soon began appearing nationally and on television and his 1964 autobiography, "Nigger," has sold ten million copies. At the same time, he became more involved in struggles for civil rights, activism against the Vietnam War, economic reform, anti-drug issues, conspiracy theories, and become more political than a stand-up comedian. 
http://www.hermenaut.com/a52.shtml 
http://www.math.buffalo.edu/~sww/gregory/gregory_dick.html 
     1937 - The longest-running detective show on radio debuted. "Mr. Keen, Tracer of Lost Persons" lasted until 1955. Three different actors played the title role, Bennett Kilpack was Mr. Keen the longest, and Arthur Hughes saw the final show. 
     1939-- pianist Mary Lou Williams records Little Joe from Chicago. 
     1942-SCOTT, NORMAN Medal of Honor Rank and organization: Rear Admiral, U.S. Navy. Born: 10 August 1889, Indianapolis, Ind. Appointed from: Indiana. Citation: For extraordinary heroism and conspicuous intrepidity above and beyond the call of duty during action against enemy Japanese forces off Savo Island on the night of 11-12 October and again on the night of 12-13 November 1942. In the earlier action, intercepting a Japanese Task Force intent upon storming our island positions and landing reinforcements at Guadalcanal, Rear Adm. Scott, with courageous skill and superb coordination of the units under his command, destroyed 8 hostile vessels and put the others to flight. Again challenged, a month later, by the return of a stubborn and persistent foe, he led his force into a desperate battle against tremendous odds, directing close-range operations against the invading enemy until he himself was killed in the furious bombardment by their superior firepower. On each of these occasions his dauntless initiative, inspiring leadership and judicious foresight in a crisis of grave responsibility contributed decisively to the rout of a powerful invasion fleet and to the consequent frustration of a formidable Japanese offensive. He gallantly gave his life in the service of his country. 
    1942-WEST, ERNEST E. Medal of Honor Rank and organization: Private First Class, U.S. Army, Company L, 14th Infantry Regiment, 25th Infantry Division. Place and date: Near Sataeri, Korea, 12 October 1952. Entered service at: Wurtland Ky. Born: 2 September 1931, Russell, Ky. G.O. No.: 7, 29 January i954. Citation: Pfc. West distinguished himself by conspicuous gallantry above and beyond the call of duty in action against the enemy. He voluntarily accompanied a contingent to locate and destroy a reported enemy outpost. Nearing the objective, the patrol was ambushed and suffered numerous casualties. Observing his wounded leader lying in an exposed position, Pfc. West ordered the troops to withdraw, then braved intense fire to reach and assist him. While attempting evacuation, he was attacked by 3 hostile soldiers employing grenades and small-arms fire. Quickly shifting his body to shelter the officer, he killed the assailants with his rifle, then carried the helpless man to safety. He was critically wounded and lost an eye in this action. but courageously returned through withering fire and bursting shells to assist the wounded. While evacuating 2 comrades, he closed with and killed 3 more of the foe. Pfc. West's indomitable spirit, consummate valor, and intrepid actions inspired all who observed him, reflect the highest credit on himself, and uphold the honored traditions of the military service. 
    1944--Frank Sinatra made his triumphant return to the famed Paramount Theatre in Times Square (he had played there for eight weeks starting on December 30, 1942). In what was called the 'Columbus Day Riot', 25,000 teenagers, mostly young women, blocked the streets, screaming and swooning for Frankie. Sinatra later explained, "It was the war years, and there was a great loneliness. And I was the boy in every corner drug store ... who'd gone off, drafted to the war. That was all." 
     1944---Top Hits I'll Walk Alone - Dinah Shore Is You is or is You Ain't - Bing Crosby & The Andrews Sisters Together - Helen Forrest & Dick Haymes Smoke on the Water - Red Foley
    1944--PENDLETON, JACK J. (Medal of Honor)
Rank and organization: Staff Sergeant, U.S. Army, Company I, 120th Infantry, 30th Infantry Division. Place and date: Bardenberg, Germany, 12 October 1944. Entered service at: Yakima, Wash. Birth: Sentinel Butte, N. Dak. G.O. No.: 24, 6 April 1945. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty on 12 October 1944. When Company I was advancing on the town of Bardenberg, Germany, they reached a point approximately two-thirds of the distance through the town when they were pinned down by fire from a nest of enemy machineguns. This enemy strong point was protected by a lone machinegun strategically placed at an intersection and firing down a street which offered little or no cover or concealment for the advancing troops. The elimination of this protecting machinegun was imperative in order that the stronger position it protected could be neutralized. After repeated and unsuccessful attempts had been made to knock out this position, S/Sgt. Pendleton volunteered to lead his squad in an attempt to neutralize this strongpoint. S/Sgt. Pendleton started his squad slowly forward, crawling about 10 yards in front of his men in the advance toward the enemy gun. After advancing approximately 130 yards under the withering fire, S/Sgt. Pendleton was seriously wounded in the leg by a burst from the gun he was assaulting. Disregarding his grievous wound, he ordered his men to remain where they were, and with a supply of hand grenades he slowly and painfully worked his way forward alone. With no hope of surviving the veritable hail of machinegun fire which he deliberately drew onto himself, he succeeded in advancing to within 10 yards of the enemy position when he was instantly killed by a burst from the enemy gun. By deliberately diverting the attention of the enemy machine gunners upon himself, a second squad was able to advance, undetected, and with the help of S/Sgt. Pendleton's squad, neutralized the lone machinegun, while another platoon of his company advanced up the intersecting street and knocked out the machinegun nest which the first gun had been covering. S/Sgt. Pendleton's sacrifice enabled the entire company to continue the advance and complete their mission at a critical phase of the action. 
     1950-Verve Records cuts Getz Meets Mulligan in HiFI 
    1950 - The Kefauver Crime Commission convened in New York to investigate interstate organized crime. TV was there the following year, showing Frank Costello's hands for a long, long time on screen. Mr. Costello told Senator Estes Kefauver's committee that he would refuse to testify on TV if his face was shown. So, viewers were shown his hands instead. 
     1950--, "Burns and Allen Show" premiered. The comedic husband and wife duo of George Burns and Gracie Allen starred as themselves in this comedy series in which Burns was the straight man and Allen was known for her "ditziness." The show employed the technique of speaking directly to the camera ("breaking the fourth wall"); Burns often commented on the plot, told jokes or tried to make sense of Allen's actions and statements. Also on the show were their real-life son, Ronnie Burns, Hal March John Brown (until blacklisted by McCarthyites in the "red scare"), Fred Clark, Larry Keating, Bill Goodwin and Harry von Zell. The show was done live for the first two seasons and included vaudeville scenes at the end of each episode. 
    1952---Top Hits Y
ou Belong to Me - Jo Stafford 
Wish You Were Here - Eddie Fisher 
Jambalaya (On the Bayou) - Jo Stafford 
Jambalaya (On the Bayou) - Hank Williams   
     1953-- "The Bob Hope Show Premieres on TV. This was a monthly television show and sometimes every other week. During the first season he hosted "The Colgate Comedy Hour," and during the later seasons his show was seen replacing and then alternating with Milton Berle (and in 1955-56 with Martha Raye and Dinah Shore). Leo Robin and Ralph Rainger wrote Hope's trademark show-closing song, "Thanks for the Memory. 
    1954 -- Although a group comes forward to keep the team in Philadelphia, the American League owners approve the sale of the A's to Arnold Johnson, a Chicago business man, who will shift the team to Kansas City next season. The last minute-deal to keep the franchise in the 'City of Brotherly Love' includes future owner, Charlie O. Finley, who will buy the team after it goes to KC and then will move it to Oakland in 1968. 
     1955--The Chrysler Corporation introduces high fidelity record players for their 1956 line-up of cars. The unit measured about four inches high and less than a foot wide and mounted under the instrument panel. The seven inch discs spun at 16 2/3 rpm and required almost three times the number of grooves per inch as an LP. A set of 35 classical recordings were available that provided between 45 and 60 minutes of uninterrupted music. The players would be discontinued in 1961. 
     1956-A motion picture called Don't Knock The Rock, featuring Little Richard and Bill Haley And His Comets, opens in US theatres. The movie tells the story of a disc jockey, Alan Freed, who tries to prove to teenagers' parents that Rock 'n' Roll is harmless and won't turn their kids into juvenile delinquents. 
     1960---Top Hits 
Mr. Custer - Larry Verne 
Chain Gang - Sam Cooke 
Save the Last Dance for Me - The Drifters 
Alabam - Cowboy Copas 
     1961 - The first video memoirs to be created by a United States president were made when CBS showed a three-hour discussion with former President Dwight D. Eisenhower. Reportedly, 11 hours of film were taken, but were later edited down to the final print. Walter Cronkite was the interviewer. 
     1962 - The "Columbus Day Big Blow" occurred in the Pacific Northwest. It was probably the most damaging windstorm of record west of the Cascade Mountains. Winds reached hurricane force, with gusts above 100 mph. More than 3.5 billion board feet of timber were blown down, and communications were severely disrupted due to downed power lines. The storm claimed 48 lives, and caused 210 million dollars damage. 
     1963 - In the first and final Hispanic American major league all-star game‚ the National League beats their AL rivals, 5-2. With future Hall of Famers Roberto Clemente‚ Orlando Cepeda‚ Juan Marichal, and Luis Aparicio looking on‚ Twins first baseman Vic Power, a native of Puerto Rico, receives the award as the number-one Latin American player during a pregame ceremony at the Polo Grounds. 
     1963-"Sugar Shack" by Jimmy Gilmer and the Fireballs hit the top of the Billboard Hot 100. It would go on to be the best selling single of the year. 
    1967 - The St. Louis Cardinals beat the Boston Red Sox, 4 games to 3 in the World Series. A few stats worth remembering: In 27 innings, Bob Gibson allowed three runs and 14 hits to notch St. Louis' eighth title. Although he and Boston's Jim Lonborg pitched spectacularly, the series tied the record for most pitchers used (20). St. Louis' Lou Brock collected 12 hits for a .414 average and a Series-record seven stolen bases. He also tied a Series mark with eight runs. Roger Maris batted .385, collecting ten hits. Julian Javier batted .360. Boston's Carl Yastrzemski batted .400 with three homers. Dalton Jones batted .389. 
    1967-PERKINS, WILLIAM THOMAS, JR.---Medal of Honor
Rank and organization: Corporal, U.S. Marine Corps, Company C, 1st Battalion, 1st Marines, 1st Marine Division. Place and date: Quang Tri Province, Republic of Vietnam, 12 October 1967. Entered service at: San Francisco, Calif. Born: 10 August 1947, Rochester, N.Y. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a combat photographer attached to Company C. During Operation MEDINA, a major reconnaissance in force southwest of Quang Tri, Company C made heavy combat contact with a numerically superior North Vietnamese Army force estimated at from 2 to 3 companies. The focal point of the intense fighting was a helicopter landing zone which was also serving as the Command Post of Company C. In the course of a strong hostile attack, an enemy grenade landed in the immediate area occupied by Cpl. Perkins and 3 other marines. Realizing the inherent danger, he shouted the warning, "Incoming Grenade" to his fellow marines, and in a valiant act of heroism, hurled himself upon the grenade absorbing the impact of the explosion with his body, thereby saving the lives of his comrades at the cost of his life. Through his exceptional courage and inspiring valor in the face of certain death, Cpl. Perkins reflected great credit upon himself and the Marine Corps and upheld the highest traditions of the U.S. Naval Service. He gallantly gave his life for his country. 
     1968---Top Hits 
Hey Jude - The Beatles 
Fire - The Crazy World of Arthur Brown 
Little Green Apples - O.C. Smith 
Harper Valley P.T.A. - Jeannie C. Riley 
     1968 - "Cheap Thrills", the album by Big Brother and the Holding Company, started an eight-week run as number one in the U.S. It was the first and only album (for a major label) Janis Joplin made with Big Brother and the Holding Company. The album's tracks: "Combination of the Two", "I Need a Man to Love", "Summertime", "Piece of My Heart", "Turtle Blues", "Oh, Sweet Mary", "Ball and Chain". 
     1968 - The games of the XIX Olympiad were opened in Mexico City by Mexican President Gustavo Diaz Ordaz. Norma Enriqueta Basilio de Sotelo became first woman to light the Olympic flame. The high-altitude (2,240 meters or 7,573 feet above seal level) and polluted air in Mexico City, put the athletes to a real test. Black Americans Tommie Smith and John Carlos gave the black power salute during the national anthem as a protest against racism in the U.S. They were expelled from the Olympic Village & thrown off the team by the USOC. 
     1968---In San Francisco, GI's and Vets marched for peace from Golden Gate Park to Civic Center.
     1970-The musical Jesus Christ Superstar, already a huge stage hit in the UK and on LP, opens on Broadway at the Mark Hellinger Theatre.
     1971 - Some folks weren't pleased when "Jesus Christ Superstar" premiered on Broadway because of the controversial content of the musical. Before the show opened at the Mark Hellinger Theatre, some 2.5 million copies of the album were sold to the curious. The Tim Rice/Andrew Lloyd Weber collaboration would become a big hit. "Jesus Christ Superstar" would run on Broadway for 720 shows, and spawn several hit songs, including "I Don't Know How to Love Him" (Helen Reddy) and the title song, "Jesus Christ Superstar" (Murray Head).
     1971-It was a blessing in disguise when Rick Nelson played the seventh annual Rock 'n' Roll Revival Show in New York. He thought he was being booed for not playing his old hits and came away with the inspiration to write what would be his last Top Ten hit, "Garden Party", which would climb to number six in 1972. It was later revealed that the crowd was booing some trouble makers who had started a fight and were being escorted out of the building. 
     1972-- The movie Lady Sings The Blues, a musical biopic of singer Billie Holiday that launches the movie career of star Diana Ross, opens in New York.
     1973-Elton John is awarded a Gold record for his two disc set, "Goodbye Yellow Brick Road", his third straight number one album. 
     1974-- Olivia Newton-John's LP If You Love Me, Let Me Know hits #1 
     1976---Top Hits 
A Fifth of Beethoven - Walter Murphy & The Big Apple Band 
Lowdown - Boz Scaggs 
Disco Duck (Part 1) - Rick Dees & His Cast of Idiots 
The Games That Daddies Play - Conway Twitty 
     1977-Debbie Boone's first single, "You Light Up My Life" reaches #1 on the Billboard Pop chart, where it will stay for 10 weeks. It would go on to win a Grammy Award for Best Song and 21-year-old Debbie is named Best New Artist. The record only made it to #48 in the UK. In the 1980s she focused on Country music, resulting in the #1 hit, "Are You on the Road to Lovin' Me Again". She later recorded Christian music, which garnered her four Top 10 Contemporary Christian albums as well as two more Grammys. 
     1979-"Siskel & Ebert "première as "Sneak Previews" with film critics Gene Siskel and Roger Ebert, who originally got their start on public television in Chicago in 1975. In 1978 it went national on PBS. In 1981 the program moved to network TV and the name was changed to "At the Movies." After Siskel's death in 1999, rotating panel of critics joined Ebert and in 2000 journalist Richard Roeper was named the permanent co-host. The title was then changed to "Ebert & Roeper and the Movies." 
     1979-- After an All-American career at Indiana State, forward Larry Bird made his professional debut with the Boston Celtics. He scored 14 points and had five assists in 28minutes and the Celtics beat the Houston Rockets, 114-108. Bird soon proved his ability to shoot, pass and rebound. He led the Celtics to 32 more victories than they had the previous season and won the league's Rookie of the Year Award. 
     1981 - Barbara Mandrell walked away with the Country Music Association's Entertainer of the Year honor for the second year in a row.
     1983-Genesis' self titled LP became their third consecutive number one album in the UK. It included the single "Mama", the band's biggest commercial UK success, which reached #4, but was less popular in the US where it climbed to #73. 
     1984---Top Hits 
Let's Go Crazy - Prince & The Revolution 
I Just Called to Say I Love You - Stevie Wonder 
Hard Habit to Break - Chicago 
Everyday - The Oak Ridge Boys 
     1986- The Angels are one strike away from the World Series, when Dave Henderson, who had earlier watched Bobby Grich's fly ball bounce over the center field fence off the heel of his glove giving California the lead, hits a two-run homer off of Donnie Moore to put the Red Sox ahead, 6-5. California will tie the game in the bottom of the frame, but Boston will prevail scoring the deciding run in the 11th inning on a Henderson sac fly. 
     1991-Mariah Carey breaks the Jackson 5's record of four straight number one hits when "Emotions" becomes the fifth of her first five singles to reach the top of the Billboard chart. In April, 2008, she would pass Elvis Presley's record when she achieved her 18th Billboard chart topper, second only to The Beatles 20. 
     1992 - Washington wide receiver Art Monk becomes the NFL's all-time leading receiver when he makes his 820th career reception in a 34-3 victory over the Broncos. 
     1996--- Though they've refused to release it on video for 27 years, largely due to dissatisfaction over their own performance, the Rolling Stones finally release their landmark 1968 all-star BBC television special, The Rolling Stones' Rock And Roll Circus. 
     1997 - Singer/songwriter John Denver, piloting an experimental, amateur- built Long-EZ airplane, crashed into Monterey Bay, California. Witnesses said the plane, made of fiberglass with a single engine and two seats, was flying about at about 500 feet "when it just sort of dropped unexpectedly into the ocean. When it hit the water it broke into numerous parts." Denver, age 53 and the only occupant of the plane, was killed. 
    1999-- According to the United Nations, the population of the world reached six billion on this date. More than one-third of the world's people live in China and India. It wasn't until 1804 that the world's population reached one billion; now a billion people are added to the population about every 12 years. 
     2000 - A US Navy destroyer, the USS Cole, refueling in Yemen suffered an enormous explosion in a terrorist attack. Initial reports had at least 6 sailors killed with 11 missing. The death toll was revised to 17. 
     2003-- Thirty-five years after an anthem dispute, Jose Feliciano sings the Star-Spangled Banner at the Marlins' NLCS game against the Cubs at Pro Player Stadium. During Game 5 of the 1968 World Series played in Detroit, his nontraditional gospelized rendition of the song at Tiger Stadium caused such flap that some radio stations stopped playing the blind singer's records on the air.
http://www.youtube.com/watch?v=jrY9RVfVkws&feature=player_embedded#
    2009-- The Cubs file for Chapter 11 bankruptcy protection in Wilmington Delaware. The anticipated short-term move will allow the club's owner, the Tribune Company, to sell the team in an $845 million deal to the family of TD Ameritrade Holding Corp.’s founder, Joe Ricketts.


     World Series Champions This Date 
    1907 Chicago Cubs 
    1916 Boston Red Sox 
    1920 Cleveland Indians 
    1967 St. Louis Cardinals

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