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2 years + vendor driven experience
Active with major trades shows, vendor programs and Pefunding
Small office environment, with knowledgeable staff member and 17 year reputation for performance
Quality funding sources
Large commission structure with book of business

Confidential Interview:
Barbara Griffith 714-573-9804 ext 101

Friday, October 16, 2009

July 31, 1966

Singer/Songwriter/Rhythm Guitarist Bob Weir (born Robert Hall Weir) October 16, 1947 San Francisco, California (grew up in Atherton); most recognized as a founding member of the Grateful Dead. Weir also founded and played in several other bands during and after his career with the Grateful Dead, including Kingfish, the Bob Weir Band, Bobby and the Midnites, RatDog, and his newest band Furthur.


"Oh No! Sheldon Player Again!!!
    Classified Ads---Sales Manager
Direct Capital Exits Broker Marketplace
    P&L Capital joins Looking for Broker List
New Hires---Promotions
    Classified Ads---Help Wanted
NorVergence BK Pre-Trial Date Set & What's New
    by Christopher Menkin
        Friends of Lisette
IT Staff: Microsoft Security Updates
        Coco before Chanel/Good Hair
        Cheri/Black Rain/Fados
Movie and DVD reviews by Fernando Croce
American Insurance/First Insurance Funding
So. Calif. Tax Return Preparers Face 62 Yrs
        LEAN expands in three US areas
San Diego, California "Adopt a Pet"
News Briefs----
Europe`s Best Leasing Companies Under Spotlight
    Airbus sales chief denies bidding for ILFC
BofA's Ken Lewis to get no '09 salary, bonus
    Bailed-Out Banks Raking In Big Profits
Foreclosures up: by state
    Weekly unemployment claims falls nine-month low
Garth Brooks coming out of retirement
You May have Missed---
   My Brother Peter's Take
      California Nuts Brief---
        Sports Brief---
"Gimme that Wine"
    Today's Top Event in History
        This Day in American History
Baseball Poem
Daily Puzzle
        Weather, USA or specific area
Traffic Live----

######## surrounding the article denotes it is a “press release”


"Oh No! Sheldon Player Again!!!

Leasing News has been publishing alerts regarding Sheldon Player and Equipment Acquisition Resources since May 2, 2007, trying to warn readers. The most recent article appeared September 29, 2009, regarding the $2 million law suit first filed by Red Oak Acquisition. It appears too late for Icon Capital and Lease One. They evidently do not read Leasing News or subscribe to Lease Police, who have many vendors on their "watch" list.

ICON Leasing Fund Eleven, LLC and ICON Leasing Fund Twelve, known as ICON EAR, LLC and ICON EAR II, LLC has filed a $21,599,653 suit naming Donna Malone (wife of Sheldon Player and president of Equipment Acquisition Resources) and Mark Anstett as personal guarantors along with Equipment Acquisition Resources. Filed in US District Court for the Southern District. the suit notes a master agreement with base rent of $131,765, $120,602.50, $120,184.50 and $46,911 per month respectively. "The base term for each Equipment Schedule began on July 1, 2008 and continues until June 30, 2013." It appears payments have been failed to have been paid.

Leasing One Corporation, stating that its parent company is Farmers Bank & Capital Trust, has filed a $2 million plus suit and in this Sheldon Player is named as a defendant along with Donna Malone and Mark Anstett. The case was filed in the US District Court, Eastern District of Kentucky, Central Division at Frankfort. A series of leases are noted, starting in May, 2007, and also named are April, 2008, November 2008, May 2009, and July 2009 leases in the amount of $1,952,660.05. Payments vary from $9,733.75 per month, $10,177 per month $40,584.43 per month.

At this time there are no criminal charges being filed.

October 16, 1985 "Greyhound had a consent judgment totaling some $79 million" and Mr. Player was convicted and sent to jail.

Leasing News welcomes any comments or statements from any of the persons named or have knowledge of these latest development.

Icon Ear filing:

Leasing One Corporation filing:

May 2, 2007 Leasing News had its first alert:

Previous Stories:

(Leasing News provides this ad "gratis" as a means
to help support the growth of Lease Police)



Classified Ads---Sales Manager

Bayville, NJ
Dedicated individual seeking a account management position, 3 years leasing experience and 15+ years sales experience. Resume furnished upon request,
email Frank at .

For a full listing of all "job wanted" ads, please go to:

To place a free "job wanted" Leasing News ad:

ELFA Career Center: Job Seekers (free):



Direct Capital Exits Broker Marketplace

Leasing News received emails that Direct Capital, Portsmouth, New Hampshire was exiting the broker marketplace:

"Direct Capital has notified us that they have stopped accepting all broker deals until further notice. They state that they hope to continue this late next year, but no guarantees."

"Direct Capital no longer accepting broker business."

Steve Lankler, Vice President, Marketing, when asked if Direct Capital was accepting Broker Business, told Leasing News: "Technically we don't. We have a very small group of lessors that we know personally that we do fund some business for but that's it for the time being..."

Pressed to explain, he responded:

"Don't want to mislead you - this was 2 or 3 relationships tops that were hand selected. I don't believe we are still doing anything with them, but maybe a deal here and there."

A comment from Chris Broom, CEO, was requested, but not received.

Recently Leasing News reported from an inside source: "Direct Capital laid off 20 non-sales employees with more to come in order to meet covenants. Training team has been disbanded and big cuts to operations. Employee count is well below 200 now and was at 345 at its height."

The company was also rated by the Better Business Bureau as a C-:

Direct Capital this week reported it has closed a new three-year $50 million equipment lease-backed bank facility with the Lender Finance division of Wells Fargo Foothill, part of Wells Fargo & Company.

In April, Direct Capital announced it had closed a new $100 million equipment lease-backed commercial paper conduit securitization transaction with Key National Finance and participating conduits and banks. The previous month Direct Capital announced the multi-year extension of a $100 million lease-backed commercial paper securitization through DZ Bank.

In the recent press release:

"There continues to be a major void out there for companies that are seeking to access capital," said Paul Ringuette, Direct Capital's Vice President of Sales. "We are attacking this issue every day by reaching out to companies and letting them know we are here for them. With this added funding capacity, this message will only become louder."

"Wells Fargo Foothill is a knowledgeable and experienced financial partner," said Christopher Broom, Chairman of Direct Capital. "We are pleased to welcome them to Direct Capital."

"We are pleased to have completed this financing for Direct Capital Corporation, an industry leader in small ticket equipment leasing," said Andrea Petro, Executive Vice President and Division Manager of Wells Fargo Foothill Lender Finance. "We look forward to supporting the company's senior management team in its plans for ongoing success."

Leasing Companies Out of Broker Business



P&L Capital joins Looking for Broker List

In Business Since
Leasing Association
Business Reports
P&L Capital Corporation
Phil Lieber
Tim Mathison
(most clients are doing monthly or quarterly schedules)

List: Funder/Superbroker Looking for New Broker Business



New Hires---Promotions

Brent Malcom, senior vice-president, Wells Fargo Bank, has been appointed executive vice president for Wells Fargo Equipment Financial Division. He will be based in Minneapolis, Minnesota. He has been with the bank for 21 years. He will lead equipment finance sales, credit and service team and activities for the bank division of the newly-combined Wells Fargo Equipment Finance, Inc., and the former Wachovia Equipment Finance. Reporting to him are:
* Spence Hamrick, WFEFI Commercial Banking, national sales manager;
* Scott McCann, WFEFI Commercial Banking, senior credit manager;
* Tom Petersen, WFEFI Business Banking, national sales manager;
* Dan McCall, WFEFI Business Banking, senior credit manager;
* Mark Trollinger, WFEFI Specialty Credit.

John Hendrikse was named national business development manager by American Lease Insurance, Sunderland, Massachusetts. Prior to this, he was a regional client development manager for Allied Solution. He also managed and expanded a portfolio of business for a financial institution in Massachusetts as a lending officer, and served as a credit manager for a finance company based in Southern California. He is a licensed insurance producer as well as a certified corporate trainer. Hendrikse earned a bachelor's degree in Business and Communications from Calvin College in Grand Rapids, Michigan.

Michael Vander has joined The Alta Group as an Associate, establishing a German office in Frankfurt. He recently was Sales Manager EMEA for CIT Europe running the Dell Financial Services programme across continental Europe. Prior he was Managing Director for Heller Global Vendor Finance Germany. He also worked in senior management roles in a number of other major asset finance companies, including Deutsche Leasing, De Lage Landen and Svenska Finans International. His international career spans many European countries and the US.



Classified Ads---Help Wanted


Vendor/Dealer Leasing Professional, generous commission's package that can lead to base salary and benefits. Join a sales team that has all the right sales tools for developing a successful vendor program in many different industries.

Chris Chiappetta, Phone: 800-669-7527 ext. 1208,

National Machine Tool Financial Corp., funding vendor
programs since 1986. We offer competitive rates and a
credit staff dedicated to vendor programs.


2 years + vendor driven experience
Active with major trades shows, vendor programs and Pefunding
Small office environment, with knowledgeable staff member and 17 year reputation for performance
Quality funding sources
Large commission structure with book of business

Confidential Interview:
Barbara Griffith 714-573-9804 ext 101


Lease Corporation of America is seeking a select group of business development professionals to participate in our Independent Sales Associate program.
This is a commission only program that can lead to permanent employ with base salary, commission and benefits.

John Martella
LCA Financial, llc
Phone: 800.800.8098 ext. 5209
Direct: 248.743.5209


2 years+ small ticket ($150k and under) experience
We offer the ability to structure and fund Vendor Programs, great
commission splits; friendly support staff in beautiful Carlsbad, CA.
Remote office work is acceptable for the right candidate.
More Info: click here or Email

ILS is a direct lender specializing in
Vendor Program business.


Sales positions in the Western United States
5 years+ small ticket or mid market experience
Established customer/vendor relationships a plus. Draw/Base
plus commission. Submit resume to:

TEQlease provides customized equipment leasing solutions for businesses.



NorVergence BK Pre-Trial Date Set & What's New
by Christopher Menkin

The complaint filed July 14, 2006 by Bankruptcy Chapter 7 Trustee of the Estate of NorVergence, Inc. Charles Forman against Thomas N. Salzano et. al. (many, many leasing companies) continues with a pre-trial hearing set for February 10, 2010, 10:00am, Courtroom 3E, US Bankruptcy Court District of New Jersey, 50 Walnut Street, 3rd Floor, Newark. July 2, 2004 NorVergence filed bankruptcy. It and many side issues are still not settled, including on going cases and new cases now occurring in Florida by a bank that went bankrupt.

Don't ask about IFC Credit Corporation, Morton Grove, Illinois Bankruptcy, as the next dates there are November 9, 2009, the last date for creditors to file a claim, and the over $2 million in FTC settlement is still in question as to whether lessee will ever see their money back. (Settlement is the proper word in my opinion.)

Thomas John Salzano, age 27, the son of the head of NorVergence, continues his case with the New Jersey Supreme Court regarding disclosure of court documents that have not gone to trial. He objected to the Record newspaper printing he misappropriated $500,000 from NorVergence and public court documents having information about this on a case that had not gone to trial.

He was originally accused by the bankruptcy trustee Charles Forman of charging trips to bars and clubs, clothing and other personal expenses totaling $268,795 to NorVergence American Express card. Also according to the complaint filed by bankruptcy trustee, Thomas J. was accused of improperly using $200,000 of company money to help buy a house.

Whether the IRS investigated the income tax angle is not known. Documents printed were primarily from NorVergence Corporation, in bankruptcy, and the reporting by the newspaper of these documents is what the son objected to as causing harm to his reputation.

He won his original suit against the North Jersey Media Group, which owns the Record of Bergen County. A state appeals panel decided last year that media outlets should not be allowed to publish material from pretrial filings and may be sued if the allegations are determined to be false. The State Supreme Court is now hearing the decision.

This happened after the police closed down his father's cardboard charity box operation placed at small stores by commissioned salesmen and Salzano gets caught because he reportedly stiffs the landlord who is well connected in New Jersey, who called for Salzano's immediate eviction, and enforcing the order, the cardboard box charity operation came to light of law enforcement eyes.

The Federal Trade Commission with Senior Attorney Randall H. Brook filed against his father and uncle, Thomas N. Salzano and Peter J. Salzano on September 11, 2006 and won a stipulation judgment on October 17, 2007. The FTC won $181.7 million default judgment against NorVergence and the stipulated judgment kept Salzano out of related businesses, following other compliances, and any money up to $50 million was owed to NorVergence lessees.

In April, 2009 for $100,000 Thomas N. Salzano was indicted by the Louisiana Attorney General James D. Caldwell and Calcasieu County District Attorney John DeRosier regarding five Louisiana NorVergence telephone users on multiple counts of money laundering, conspiracy and theft. He spent the night in jail, pled not guilty in the morning, voluntarily surrendered his passport, plus posted a $75,000 bond and was released from jail. He is scheduled to appear October 26th when the court will hear motions in the case.

I remember Russ Rickards at CenVal Leasing who told me a long time ago: When you lie down with dogs, you get fleas. He never said they would never go away.

Foreman Original Complaint (7/14/06--1 of 2):

Foreman Original Complaint (7/14/06-2of2)

FTC Injunction:

Pre-Trail Conference Date filing:

NorVergence Story Collection:



Friends of Lisette

NAELB Helps Take Care of Its Own

A little more than a week ago, one of our broker members, Lisette Johnson, was shot by her husband who then turned the gun on himself. The incident was witnessed by their children and her husband died from his injuries. Lisette has undergone surgery and is expected to make a full recovery, however the road to recovery will be long and costly for Lisette and her children.

An account has been set up at First Market Bank in Virginia for anyone wishing to make a donation to help Lisette and her family during this difficult time.

The NAELB Board of Directors has already begun making personal donations to help this member in need and invite you to do the same.

You can mail your donations to:

First Market Bank
1220 Sycamore Square Drive
Midlothian VA 23113

For those wishing to stay updated on Lisette's progress, the link to her Caring Bridge page is below.



IT Staff Braced For Godzilla of Microsoft Security Updates
Posted by Graham Cluley, Sophoslabs Insight

This isn't any regular Patch. This one is a monster.

Microsoft is set to release a record security update for its software today, with 13 patches aimed at fixing 34 vulnerabilities.

Microsoft's advance notice has warned us that eight of the critical patches, addressing vulnerabilities in Windows, Microsoft Office, Internet Explorer, Silverlight, SQL Server, Forefront, Visual Studio, and other products, aim to stop hackers dead in their tracks from launching malicious attacks remotely.

A further five of the patches are classified as "important."

We already know the updates will include fixes for two current issues vulnerability in SMB that could allow remote code execution, and a security issue in IIS's FTP service).

Because hackers already know about (and are, in some cases, exploiting) these vulnerabilities, it is essential that your company patches against them as quickly as possible.

So when Microsoft releases its monster-patch later today, make sure you're ready.

Graham Cluley is senior technology consultant at Sophos, and has been working in the computer security field since the early 1990s. When he's not updating his other blog on the Sophos website, you can find him on Twitter at @gcluley.



Fernando's View
By Fernando F. Croce

The tasteful biopic "Coco Before Chanel" and the funny documentary "Good Hair" make an unlikely but enjoyable double-bill in theaters, while DVD watchers will want to catch up with the three unfairly overlooked titles being released this week.

In Theaters:

Coco Before Chanel (Sony Pictures Classics): Better known for such sweetheart roles as "Amelie," Audrey Tautou will surprise audiences with her tough performance in this polished biography of the legendary French fashion staple. Chronicling Coco Chanel's early years leading up to her breakout in the clothing industry, it follows her from a stubborn orphan to a young seamstress who buckled society's definitions of how women should dress, including her relationships with a rich playboy (Benoit Poelvoorde) and a dashing British suitor (Alessandro Nivola). Though not as affecting as "La Vie en Rose," the biopic about Edith Piaf from a few years back, the movie remains a satisfying entertainment thanks to director Anne Fontaine's flavorful period re-creations and the chemistry between Tautou and Poelvoorde. With subtitles.

Good Hair (Roadside Attractions): Ever wonder what goes in all the products needed to make women's hair silky? Asked by his young daughters about what makes "good hair," comedian Chris Rock sets out to find out in this lively and informative documentary. To look for an answer, he visits beauty salons, barbershops, laboratories, factories, and even Indian temples, and talks to a variety of actresses, specialists, and scientists. What he discovers, in the midst of a stream of wisecracks, is the powerful role the hair industry plays in the economy, as well as the ways in which it can reflect and influence matters of race and identity. Rock's lighthearted approach provides many laughs, but it's the movie's cultural insights that make this more than a breezy documentary.

New on DVD:

Netflix Tip: Netflix may have its own star rating system, but sometimes it's a good idea to get, as doctors say, "a second opinion" before ordering the newest titles. Check with your favorite critics at Rotten Tomatoes or Metacritic, and know what you're in for before the movies reach your doorsteps.

Cheri (Miramax): Michelle Pfeiffer gave one of her best early performances for director Stephen Frears in 1988's "Dangerous Liaisons." The actress and the filmmaker team up again for this tasteful adaptation of acclaimed author Colette's novel, and the results are again exceptional. In turn of the century Paris, Lea (Pfeiffer) stands as one of the most notorious seductresses of upper-crust gentlemen. Her plans for retirement, however, go suddenly awry when she meets Cheri (Rupert Friend), a handsome young man who throws her emotions out of balance. But can they be happy together when both society and their own contrasting personalities stand in the way? Frears' eye for social mores and splendid performances by Pfeiffer and Kathy Bates make this a delicate and often topical tale of shifting relationships.

Black Rain (AnimEigo): Shohei Imamura was always one of Japanese cinema's most intriguing directors, an artist always ready to dive into society's least savory corners in order to scoop up truths. This stunning 1989 film is one of his best works, detailing the effects of the Hiroshima bombing on a Japanese family. While the village tries to rebuild after the atomic explosion, young Yasuko (Yoshiko Tanaka) lives with her aunt and uncle (Kazuo Kitamura, Etsuko Ichihara) and struggles to make sense not just of her upcoming marriage, but of life, family, and country as well. Imamura depicts the explosion with vivid terror, but the film's most subtly unsettling elements show depict its lingering effects on Japanese society. Sometimes hard to watch, but compassionate, often poetic, and ultimately unforgettable. With subtitles.

Fados (Zeitgeist): Over the years, Spanish director Carlos Saura has become a specialist in movies that capture the passion and fervent drive of musicians without ever becoming static. Having already documented operas, tangos, and flamencos, Saura here focuses on the many varieties of fados, Portugal's tradition of unique song and dance. There are superb performances by celebrated artists like Chico Buarque, Lila Downs and Caetano Veloso, all of them staged with Saura's customary mastery of color and camera movement. In addition, there's invaluable information about the fado's place within Portuguese culture, from its colonial origins to its use in the upheavals of recent decades. Ravishing to look at and listen to, "Fados" is both a history lesson and a feast for the senses. With subtitles.



### Press Release ############################

FIRST Insurance Funding Equips American Lease Insurance for Growth with Premium Funding

NORTHBROOK, IL - FIRST Insurance Funding Corp. (FIRST) is now providing insurance premium funding for American Lease Insurance (ALI) Program clients, replacing a subsidiary of American International Group (AIG). FIRST CEO Frank Burke comments, "Providing premium funding for ALI clients is a logical extension for FIRST that complements our existing business of premium financing for commercial insurance customers. ALI offers a unique program that allows lessees the convenience of making payment for insurance coverage provided along with their lease payment. We think ALI has developed an impressive insurance offering with substantial growth potential, and we're very pleased to be working with them."

ALI President Steve Dinkelaker responds, "Securing FIRST as a replacement funding source allows us to continue offering our clients all the competitive advantages of the ALI Program without requiring advances of any kind from them. FIRST has significant experience serving insurance producers: we're very pleased to have such a strong and stable partner. This is a key alliance for ALI, enabling us to enhance our service offering to existing clients and enter into new client relationships with confidence for the long term."

The ALI Program provides equipment leasing and finance companies complete portfolio protection on eligible equipment, with coverage on each agreement through the entire contract term, as well as comprehensive tracking of any alternate insurance. The ALI Program provides "group-like" coverage superior to standard commercial policies, with no deductible, for a monthly insurance charge that is billed directly on lease or finance agreement invoices. Fully automated, the program is integrated with all major lease accounting software programs - and requires no premium advances or investment on the part of the equipment leasing or finance company.

FIRST Insurance Funding Corp. is a subsidiary of Wintrust Financial Corporation (Wintrust) (NASDAQ: WTFC), an $11 billion financial services company based in Lake Forest, Illinois. FIRST finances approximately $4 billion annually. Wintrust holdings include 15 individually chartered commercial banks in 79 locations as well as specialty finance and wealth management companies. For more information, visit

American Lease Insurance provides a comprehensive insurance program to more than 25 equipment leasing and finance companies across the United States. Founded in 2000 by licensed insurance agent and broker Steve Dinkelaker, ALI is headquartered in Sunderland, Massachusetts, and is an active member of all major equipment leasing and financing associations. For more information, go to



#### Press Release ##########################

So. Calif. Tax Return Preparers Face
62 Years in Federal Prison

Los Angeles - A tax return preparer who operated his return preparation businesses in San Bernardino and Apple Valley appeared in the United States District Court in Riversideis before United States Magistrate Judge David T. Bristow regarding charges that he conspired to defraud the United States and that he aided and assisted in the preparation of false tax returns.

Christopher Daniel Laza surrendered to IRS agents Thursday Riverside. In conjunction with co-defendant Robert Dean Larsen, Laza worked for Larsen's Tax Pros at various locations in San Bernardino County and operated Laza's Tax Service in Apple Valley. Larsen surrendered to authorities last week, making his initial appearance and pleading not guilty at his arraignment before United States Magistrate Judge Oswald Parada on Friday, October 9, 2009.

According to the indictment, Larsen operated Larsen's Tax Pros from 2002 through 2004. In 2003, Larsen hired Laza to assist him in the preparation of tax returns. In 2004, Larsen and Laza began to operate their tax preparation business through a partnership, Laza's Tax Service. As a part of their scheme to defraud the Internal Revenue Service, Larsen and Laza prepared income tax returns for clients that contained one or more false statements. The items on the returns that Larsen and Laza prepared for clients that contained false statements included taxes paid, mortgage interest paid, charitable contributions, unreimbursed employee business expenses, business losses, and investment losses, among others.

The falsified or inflated items listed on the tax returns prepared by Larsen and Laza were not provided to them by their clients during the preparation of the clients' tax returns. When a client asked either Larsen of Laza about the falsified items listed on their tax returns, the client was sometimes told that Larsen possessed specialized knowledge in tax preparation with regard to deductions or that receipts could be obtained to justify the expense in question.

The indictment indicates that Larsen willfully aided and assisted in the preparation of 19 materially false and fraudulent tax returns for his clients for tax years 2002 through 2005. Similarly, the indictment also details that Laza willfully aided and assisted in the preparation of 19 materially false and fraudulent tax returns for his clients for tax years 2004 and 2005. In total, Larsen's and Laza's scheme resulted in more than 2,500 false tax returns being prepared for clients, resulting in a tax loss to the United States of at least $3.5 million.

An indictment contains allegations that a defendant has committed a crime. Every defendant is presumed to be innocent until proven guilty in court.

If convicted of all crimes specified in the indictment, both Larsen and Laza face a statutory maximum 62 years in federal prison and fines totaling $2,150,000. The case against Larsen and Laza has been assigned to United States District Judge Virginia A. Phillips. Trial in this matter is scheduled for December 1, 2009.

The investigation of both Larsen and Laza was conducted by IRS-Criminal Investigation's Los Angeles Field Office in conjunction with the United States Attorney's Office for the Central Judicial District of California.



### Press Release ##########################

LEAN expands with New Firms in Portland, New York and Indianapolis

LEAN is pleased to announce that three distinguished firms have recently joined the Lease Enforcement Attorney Network: Farleigh Wada Witt in Portland, Oregon; Foster and Wolkind in New York, New York; and Rubin and Levin in Indianapolis, Indiana.

These creditors' rights firms offer a wealth of experience protecting the interests of leasing companies and financial institutions in matters of lease enforcement, collection and recovery, replevins, workouts and bankruptcy.

According to founding member Bob Bernstein of Bernstein Law Firm out of Pittsburgh, "Every lessor/lender faces increased challenges due to non-performing leases and loans. LEAN firms draw upon their expertise in this area to provide high quality and high value service. This has been the key to client satisfaction and our continued success."

Farleigh Wada Witt
Portland, Oregon

Farleigh Wada Witt was founded in 1981 with a goal of providing financial service companies with experienced counsel and representation in all facets of their business. The firm regularly represents equipment leasing companies and commercial lenders in commercial lease and loan documentation, real estate financings, workout negotiations, portfolio acquisitions, collections, litigation, and bankruptcy matters. A major portion of the firm's practice is dedicated to serving financial institutions which provides them with a depth of industry specific knowledge and experience that is simply unmatched in the Pacific Northwest. Their attorneys talk with their leasing and lending clients daily, offering practical and efficient legal solutions to protect them from operational, compliance, and legal risks and protect their collateral while maximizing their recovery.

Foster & Wolkind, P.C.
New York, New York

Foster & Wolkind, P.C. provides a broad range of legal services, focusing particularly upon equipment finance, secured transactions, creditors' rights, commercial litigation, bankruptcy litigation, and collection matters. The firm, which counts among its clients some of the world's major financial institutions, is a small boutique firm that prides itself on a tradition of providing personalized, attentive and cost-effective legal services. The firm was established by Peter B. Foster, who was joined by Bryan Wolkind in 1997; together they offer more than 30 years of experience in equipment finance, secured lending and creditors' rights matters. The firm makes it their mission to ensure that all clients, no matter how large or small, receive the same personalized attention and responsiveness, and to further ensure that each matter is treated with the utmost diligence, always mindful of the legal costs involved.

Rubin & Levin P.C.
Indianapolis, Indiana

Rubin & Levin, P.C. is one of Indiana's leading law firms concentrating in the commercial practice. For over 30 years, the firm has dedicated itself to protecting creditors in every aspect of commercial transactions, whether pre-default strategy and document preparation, or post-default collections and execution. The attorneys at Rubin & Levin have the skills necessary to effectively and efficiently negotiate, litigate, and resolve claims involving lease transactions, replevins, foreclosure of security interests, receiverships, bankruptcies, out-of-court workouts, forbearance agreements, and any other legal issue facing creditors. The firm offers creative solutions from experienced attorneys who are dedicated to client service and satisfaction.

To meet the growing need for effective enforcement counsel, LEAN continues to add experienced, reputable law firms in cities across the nation. For a complete directory listing all 32 current LEAN firms, visit

LEAN is a non profit organization of well known law firms throughout North America with a practice concentration in the enforcement of equipment leasing and finance obligations. LEAN law firms are carefully selected for their expertise in leasing law and are highly regarded by top leasing companies and financial institutions. For more than a decade, clients have turned to LEAN firms for high recovery rates and cost effective solutions.



"Adopt a Pet"
The Society for the Prevention of Cruelty to Animals has many adoption centers. Look for one in year area on line. Many have web sites with dogs and cats available on line.



News Briefs----

Europe`s Best Leasing Companies Under the Spotlight

Airbus sales chief denies bidding for ILFC

BofA's Ken Lewis to get no '09 salary, bonus

Bailed-Out Banks Raking In Big Profits

Foreclosures up: by state

Weekly unemployment claims fall to nine-month low

Garth Brooks coming out of retirement



You May have Missed---

While the Obama receiving the Heisman was humorous, on a more serious note, my brother Peter writes a "religion column" for the San Francisco Examiner, and here is that view on Obama receiving the Nobel Peace Prize:



California Nuts Briefs---

Newsom tries to entice Mayor Kevin Johnson back to SF



Sports Briefs----

Bills fans rent billboard to advertise discontent

(This ad is a "trade" for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)



"Gimme that Wine"

No.CA: As rain lingers, vineyard worries mount

Douro: Harbor in an Economic Tempest -Eric Asimov

Wine Prices by vintage
US/International Wine Events
Winery Atlas
Leasing News Wine & Spirits Page
The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.



Today's Top Event in History

1888-Birthday of Eugene O'Neil. American playwright, born at New York, NY. O'Neill began writing plays in his 20s, while recovering from tuberculosis at a Connecticut sanitarium. His first full-length play, Beyond the Horizon, won the Pulitzer Prize in 1920. He wrote more than 30 plays during his career. His major works included Mourning Becomes Electra (produced in 1931), The Iceman Cometh (produced in 1946), and Long Day's Journey into Night (published posthumously, in 1956). He died in Boston, MA, Nov. 27, 1953


This Day in American History

    1492 - Columbus' fleet anchored at "Fernandina" (Long Island, Bahamas).
    1629- The Virginia General Assembly enacted a law to limit the planting of tobacco, in an attempt to control the price of the export to Europe . More slaves were “imported” as Virginia main economy was becoming the growing and selling of tobacco.
    1701-The Collegiate School (later to be named Yale) was founded at Branford , CT by Congregationalists dissatisfied with the religious atmosphere at Harvard. In 1716, the school was moved to New Haven , CT. , where it became Yale College , named after Elihu Yale, a governor of the East India Company. The first degrees wren awarded in 1716. Yale became a university in 1887.. Founded as a school for men, Yale began admitting women undergraduates in 1969.
    1701 - Yale University was founded as The Collegiate School of Kilingworth, Connecticut by Congregationalists who considered Harvard too liberal.
    1758- birthday of Noah Webster, American teacher and journalist whose name became syn­onymous with the word “dictionary” after his compilations of the earliest American dictionaries of the English language. Born at West Hartford , CT , he died at New Haven , CT , May 28, 1843.
    1781 - General Cornwallis finding no way out from Yorktown siege. At about 4:00 A.M. Lt. Colonel Robert Abercromby led 350 British troops on a sortie to spike allied guns now in position on the second parallel. Abercromby was able to spike four guns after pretending to be an American detachment. Moving to another position along the parallel, the British were this time driven back to their lines by a French covering party. However, they had managed to spike two more guns, but the allies were able to get all the spiked guns back into action within six hours. That evening, General Cornwallis attempted to ferry across the York River to see about fighting his way out by way of Gloucester, but a storm frustrated these efforts.
    1829 -- The Tremont Hotel opened in Boston . Heralded as the first modern hotel in America , each of the Tremont's luxurious 170 rooms went for $2 a day. The price included four meals. It also boasted being the first hotel with indoor plumbing.
    1846- Dr. John Collins Warren gave the first demonstration of painless surgery using a drug supplied by William Thomas Green Morton, a dentist of Charleston , MA . Morton was refused admission to hospitals until he divulged the name of the secret drug, which was sulfuric either. Although he is credited with the discovery of anesthetics, 8 or 10 others have also claimed this honor.
    1849 -- Birthday of George Washington Williams, born Bedrod Springs , Pa. Early African-American historian & founder of two African-American newspapers, "The Commoner" in Washington , DC , & Cincinnati 's "The Southern Review".
    1858 - Henry Wadsworth Longfellow published The Courtship of Miles Standish, a narrative poem about romance among the Pilgrims. The story is not accurate and an exaggeration, basically made up by Longfellow, who took much of the plot from a German poem of another man who asks another for marriage and the lady says, “Why not speak for yourself.” It has been repeated so many times people believe it is a true story. It is not. The same as his most famous poem,” The Midnight Ride of Paul Revere.” He never reached his destination. He was one of three riders who tried. Only Dr. Samuel Prescott reached Concord , where he delivered the warning, "The British are Coming!" And when the British came to Concord , the Americans were ready.
    1859- The federal arsenal at Harpers Ferry (now in W.Va. ) was seized by John Brown and 21 followers. Brown wanted to establish an abolitionist republic in the Appalachians and to fight slavery with fugitive slaves and abolitionist whites. On Dec. 2 he was hanged at Charles Town, Va., for murder, conspiracy, and treason against Virginia . In the South he was thought of as a murderer and traitor who deserved the gallows, but in the North his gibbet was described as “the cross of a martyr.” Slave owners in the South had been chasing runaways in “free” states and territories. They were raiding cities. John Brown survived one of the raids. There were border wars and skirmishes between armed raiders and unarmed small towns. Violence was riff in many areas. In Concord , Mass. , Henry David Thoreau wrote of Brown: “When a govern­ment puts forth its strength, to kill the liberators of the slave, what a merely brute ... force it is seen to be.” Lincoln was philosophical and brooded over the fates of historical zealots who had taken it upon them­selves to end oppression. Longfellow sounded a pro­phetic note: “This will be a great day in our history, the date of a new revolution. . . . As I write, they are leading old John Brown to execution. ... This is sow­ing the wind to reap the whirlwind, which will soon come.
    1863-After his impressive victory taking Vicksburg , Mississippi , Ulysses S. Grant, a brigadier general of the militia, was appointed a general in the regular army and with the subsequent reorganization of the departments of war in this area. Grant's first priority was to save the besieged and starving Union troops at Chattanooga , Tennessee .
    1868- America 's first department store, Zion 's Co-Operative Mercantile Institution, was opened in Salt Lake City , Utah and is still operating there. IT was founded under the direction of Brigham Young.
    1876 -- Race riot at Cainhoy , South Carolina . Five whites, one black killed.
    1880 - a blizzard struck eastern South Dakota and southern Minnesota blocking railroads. Snow drifts remained throughout the following very hard winter
    1888-Birthday of Eugene O'Neil. American playwright, born at New York , NY . O'Neill began writing plays in his 20s, while recovering from tuberculosis at a Connecticut sanitarium. His first full-length play, Beyond the Horizon, won the Pulitzer Prize in 1920. He wrote more than 30 plays during his career. His major works included Mourning Becomes Electra (produced in 1931), The Iceman Cometh (produced in 1946), and Long Day's Journey into Night (published posthumously, in 1956). He died in Boston , MA , Nov. 27,1953
    1890 -- Birthday of photographer Paul Strand, born Manhattan , New York .
    1890 -- Reservation Police forcibly remove Kicking Bear from Standing Rock Agency , South Dakota , for teaching the Ghost Dance, a new Indian religion that foretold the disappearance of white people.
    1891-Birthday of Sarah Winnemucca - Potute Native American leader. In 1860 the tribe was moved to Oregon and then later to Washington State under starvation conditions. When she campaigned and finally got a U.S. Presidential order for her tribe to move back to Oregon where they could raise food, the U.S. army refused to honor it.
    1898-Birthday of William Douglas, American jurist, world traveler, conservationist, outdoorsman and author. Born at Maine , MN, he served as just of the US Supreme Court longer than any other (36 years). Died at Washington , DC , Jan. 19,1980.
    1903-Birthday of pianist Buck Washington, Louisville , KY.
    1913 -Temperatures in downtown San Francisco soared to 101 degrees.
    1916-Margaret Singer, Fania Mindel and Ethel Burne opened the first birth control clinic in the US at 46 Amboy Street , Brooklyn , NY . singer believed that the poor should be able to control the size of their families.
    1918--NEIBAUR, THOMAS C. Medal of Honor Rank and organization: Private, U.S. Army, Company M, 107th Infantry, 42d Division. Place and date: Near Landres-et-St. Georges, France, 16 October 1918. Entered service at: Sugar City, Idaho. Born: 17 May 1898, Sharon, Idaho. G.O. No.: 1 18, W .D., 1918. Citation: On the afternoon of 16 October 1918, when the Cote-de-Chatillion had just been gained after bitter fighting and the summit of that strong bulwark in the Kriemhilde Stellung was being organized, Pvt. Neibaur was sent out on patrol with his automatic rifle squad to enfilade enemy machinegun nests. As he gained the ridge he set up his automatic rifle and was directly thereafter wounded in both legs by fire from a hostile machinegun on his flank. The advance wave of the enemy troops, counterattacking, had about gained the ridge, and although practically cut off and surrounded, the remainder of his detachment being killed or wounded, this gallant soldier kept his automatic rifle in operation to such effect that by his own efforts and by fire from the skirmish line of his company, at least 100 yards in his rear, the attack was checked. The enemy wave being halted and lying prone, 4 of the enemy attacked Pvt. Neibaur at close quarters. These he killed. He then moved alone among the enemy lying on the ground about him, in the midst of the fire from his own lines, and by coolness and gallantry captured 11 prisoners at the point of his pistol and, although painfully wounded, brought them back to our lines. The counterattack in full force was arrested to a large extent by the single efforts of this soldier, whose heroic exploits took place against the skyline in full view of his entire battalion.
    1924-Birthday of Lauren Bacall - U.S actor. She became famous for her roles opposite Humphrey Bogart. Following his death from cancer, she moved to Broadway where she became one of the royalty of Broadway. She won the Tony for Applause and raves in many others. She went on to play mature women in movies and TV. She has aged into a role model.
    1925--Birthday of Angela Lansbury - Anglo-American actor of stage, screen and television. She won Tony awards in 1966, 69, 74, and 79 for her many wonderful musicals and plays on Broadway and garnered multiple Emmys for her work on TV in the long running Murder she Wrote. AL was nominated for three Academy Awards and set the standard for evil mothers in Manchurian Candidate (1962).
    1928- Marvin Piipkin of the Incandescent Lamp Department of General Electric Company at Nela Park , OH , received a patent for an electric light bulb frost on the inside. Inside-frost bulbs have a number of distinct advantages over outside-frost bulbs, among which are less absorption of light and less collection of dust, allowing the bulb to last longer and retain its illumination. The light was also easier on the eyes.
    1930- Lionel Hampton cuts first vibes solo with Hite Band, “Memories of You,” Okeh Records.
    1931- Trunk murderess Winnie Ruth Judd allegedly chops first body. This becomes one of the biggest crime stories of its day as newspapers reader learn about Winnie Ruth Judd chopping up two girl friends, packing their pieces into two trunks and a suitcase, and shipping them off to Los Angeles. Judd escaped seven times from the mental hospital where she was sent. On one occasion she walked across the desert for seven days. The last time she escaped she eluded police for seven years.
    1937 - An unlikely winter-like storm produced as much as ten inches of snow in Minnesota and Iowa .
    1940 -Benjamin Oliver Davis Sr. named first black general in regular army (later to become the air force ).
    1942--BAUER, HAROLD WILLIAM Medal of Honor Rankand organization: Lieutenant Colonel, U.S. Marine Corps. Born: 20 November 1908. Woodruff, Kans. Appointed from: Nebraska. Citation: For extraordinary heroism and conspicuous courage as Squadron Commander of Marine Fighting Squadron 212 in the South Pacific Area during the period 10 May to 14 November 1942. Volunteering to pilot a fighter plane in defense of our positions on Guadalcanal, Lt. Col. Bauer participated in 2 air battles against enemy bombers and fighters outnumbering our force more than 2 to 1, boldly engaged the enemy and destroyed 1 Japanese bomber in the engagement of 28 September and shot down 4 enemy fighter planes in flames on 3 October, leaving a fifth smoking badly. After successfully leading 26 planes on an over-water ferry flight of more than 600 miles on 16 October, Lt. Col. Bauer, while circling to land, sighted a squadron of enemy planes attacking the U.S.S. McFarland. Undaunted by the formidable opposition and with valor above and beyond the call of duty, he engaged the entire squadron and, although alone and his fuel supply nearly exhausted, fought his plane so brilliantly that 4 of the Japanese planes were destroyed before he was forced down by lack of fuel. His intrepid fighting spirit and distinctive ability as a leader and an airman, exemplified in his splendid record of combat achievement, were vital factors in the successful operations in the South Pacific Area.
    1944 - The novel "The Robe", by Lloyd Douglas, was published. Nine years later the book became a movie that won three Academy Awards. It is annually seen on television around the Easter holiday.
    1947- Woody Herman's second Herd debuts at Municipal Auditorium, San Bernardino , CA
    1947-Bob Weir, guitarist and vocalist for the Grateful Dead, is born.
    1954-Two weeks after his appearance at Nashville's Grand Ole Opry, Elvis Presley performs on the Country music radio program, Louisiana Hayride, broadcast live on KWKH in Shreveport. After an enthusiastic reception from the audience, Presley is booked to appear every week for a year at $18 per show. His sidemen, Bill Black and Scotty Moore are paid $12 each.
    1956---Top Hits
Honky Tonk (Parts 1 & 2) - Bill Doggett
Just Walking in the Rain - Johnnie Ray
Love Me Tender - Elvis Presley
Hound Dog/Don't Be Cruel - Elvis Presley
    1957-Sam Cooke's "You Send Me" is released by Keen Records. The single will be his biggest hit selling two-and-a-half million copies.
    1962-- Cuban missile crisis began as President John F. Kennedy becomes aware of missiles in Cuba . On October 22, he addresses the public on television and on October 24 authorizes a blockade of offensive weapons to Cuba .
    1964—Top Hits
Oh, Pretty Woman - Roy Orbison
Do Wah Diddy Diddy - Manfred Mann
Dancing in the Street - Martha & The Vandellas
I Guess I'm Crazy - Jim Reeves
    1965--Tribute to Dr. Strange: Jefferson Airplane, the Charlatans, the Marbles, Great Society appear at the San Francisco Longshoreman's Hall

Artist:Ami Magill
This was the First Dance Concert ever held took place under the sponsorship of the Family Dog at the octagonal meeting hall of the International Longshoremen's and Warehousemen's Union near Fishermen's Wharf. It was billed as "A Tribute to Dr. Strange," and featured the Jefferson Airplane, the Charlatans, the Great Society, and ?the Marbles [who later metamorphized into the Loading Zone]. A light show was operated by Bill Ham. Reference/Source:(Charles Perry, The Haight Ashbury: A History)
    1965 --First Rock Dance Concert. The first rock dance concert ever
    1966-Grace Slick makes her first appearance with the Jefferson Airplane at the Filmore West in San Francisco . She replaces Signe Toly Anderson, who left the band to have a baby.
    1996 - Get on the Bus, Spike Lee's critically acclaimed, highly energized film about a busload of black men heading from Los Angeles to the "Million Man March" in Washington , D.C. , debuted in United States theaters. Ossie Davis gave an outstanding performance as Jeremiah, the senior member of the group. For the "exemplary ensemble acting of the whole team," the film received a Berlin International Film Festival special mention award.
    1967-Joan Baez and 123 other anti-draft demonstrators are arrested for blocking the entrance to the Oakland , California Armed Forces Induction Center. They are jailed for ten days.
    1968- At the Mexico City Summer Olympics, American sprinters Tommie Smith and John Carlos, winners of the gold and bronze medals, respectively, in the 200-meter run, raised their black-gloved fists in a black power salute during the medal presentation to call attention to racism and poverty in the Untied States. Two days later, the pair was suspended by the US Olympic Committee and sent home.
    1969- The “Miracle” New York Mets defeated the Baltimore Orioles, 5-3, to win the World Series, four games to one. Prior to the 1969 season, the Mets had never won more than 73 games. Their 2100 regular season victories and triumphs over the Atlanta Braves in the NLCS and the Orioles are regarded to be among recent baseball history's more improbable occurrences. “You Gotta Believe” became the catchword for New York Met fans.
    1969-- Trumpet Player Roy Hargrove born Waco , Texas
    1971-Issac Hayes' "Theme from Shaft" is released.
    1976 - Memphis , TN disc jockey Rick Dees and his ‘Cast of Idiots' made it all the way to number one on the "Billboard Hot 100" with the immortal "Disco Duck (Part 1)". Dees today is a disc jockey in Los Angeles and is hosting several varieties of the "Weekly Top 40" show, syndicated around the world.
    1976 - Stevie Wonder's album, "Songs in the Key of Life" wound up at number one in the U.S. Hits on the album included "Sir Duke", "Isn't She Lovely" and "I Wish", the double-album stayed at #1 for 14 weeks. Other tracks: "Love's in Need of Love Today", "Have a Talk with God", "Village Ghetto Land", "Contusion", "Knocks Me Off My Feet", "Pastime Paradise", "Summer Soft", "Ordinary Pain", "Saturn", "Ebony Eyes", "Joy Inside My Tears", "Black Man", "Ngiculela - Es Una Historia"/"I Am Singing", "If It's Magic", "As", "Another Star", "All Day Sucker", "Easy Goin' Evening (My Mama's Call)".
    1980—Top Hits
Another One Bites the Dust - Queen
Woman in Love - Barbra Streisand
Late in the Evening - Paul Simon
Loving Up a Storm - Razzy Bailey
    1982-RCA Records releases Daryl Hall and John Oates' "H2O" which will match the spectacular performance of their last album, "Private Eyes," going to Top Five on the pop LPs chart and yielding two hits: "Maneater" and "One on One."
    1985- Intel unveiled a 32-bit microprocessor, the 386. Although other chip makers had already unveiled this new, more powerful chip technology, Intel's introduction of the 32-bit chip was more significant because the company held eighty-five percent of the market for less powerful processors
    1986 - Chuck Berry celebrated his 60th birthday with a concert in his home town of St. Louis , Missouri (at the Fox Theatre). The show was organized by Keith Richards (The Rolling Stones) and the concert was used in a documentary titled, "Hail! Hail! Rock 'N' Roll", an overview of Berry 's career.
    1987 - Ten cities in the southeastern U.S. reported record low temperatures for the date. The low of 34 degrees at Augusta GA marked their third straight morning of record cold. A cold front brought showers and thunderstorms to parts of the central U.S. Lightning struck a bull and six cows under a tree near Battiest OK. (The National Weather Summary)
    1987- Jessica McClure rescued 58 hrs after falling 22' into a well shaft .

    1988 - Late afternoon thunderstorms produced severe weather in southwestern Lower Michigan and northern Indiana . One thunderstorm spawned a tornado north of Nappanee IN which caused half a million dollars damage. Six cities in California reported record high temperatures for the date. The afternoon high of 100 degrees at Red Bluff CA was the latest such reading of record for so late in the autumn season.
    1988- Orel Hirsheiser, 1st to pitch shutout in playoff and World Series ( game 2)
    1989 - Heavy snow blanketed the foothills of Colorado . Up to three inches was reported around Denver . Echo Lake was buried under nineteen inches of snow. Temperatures again warmed into the 80s and lower 90s in the eastern and south central U.S. Thirteen cities reported record high temperatures for the date, including Atlantic City NJ with a reading of 84 degrees.
    1990--In Game 1 of the World Series, Oakland 's ten-game post-season winning streak ends as the Reds beat the A's, 7-0. Reds outfielder Eric Davis becomes the 22nd player to hit a homer in his first Fall Classic at-bat.
    1988—Top Hits
Red Red Wine - UB40
Groovy Kind of Love - Phil Collins
What's on Your Mind (Pure Energy) - Information Society
Streets of Bakersfield - Dwight Yoakam & Buck Owens
    1998-Hackers broke into America Online and altered the online service's Internet address. Millions of e-mail messages were misdirected as a result.
    2003-- In Game 7 of the ALCS, thanks to Aaron Boone's 11th inning home run at the 'stadium', the Yankees capture their 39th American League pennant beating the Red Sox, 6-5. The defensive replacement becomes the fifth player to end a post-season series with a homer joining Bill Mazeroski ('60 Pirates, WS Game 7 vs. Yankees), Chris Chambliss ('76 Yankees, ALCS Game 5 vs. Royals), the Joe Carter ('93 Blue Jays, WS Game 6 vs. Phillies) and Todd Pratt ('99 Mets, NLDS Game 4 vs. Diamondbacks).
    2005-- For the first time since 1959 making the 46-year absence between Fall Classic appearances the longest in big league history, the White Sox will represent the American League in the World Series. The Pale Hoses' starting rotation throws four consecutive complete games victories against the Angels to capture the ALCS in five games earning an opportunity to be World Champions for the first time since 1917.

World Series Champions This Date

    1909 Pittsburgh Pirates
    1912 Boston Red Sox
    1962 New York Yankees
    1969 New York Mets
    1983 Baltimore Orioles
    2005 - San Diego Chargers running back LaDainian Tomlinson rushes for 140 yards and a touchdown, his NFL record 18th straight game with a rushing score, surpassing the mark shared by George Rogers and John Riggins (13).
    2008 -- The first pitch a potential Game 6 of the World Series will begin eight minutes later to accommodate Democrat presidential candidate Barack Obama's desire to purchase the 8-8:30 p.m slot on the Fox network, the same air time the campaign has secured on CBS and NBC. The Tropicana Field game is now scheduled to start 8:35 p.m.



Baseball Poem

The Baseball Players

Against the bright grass the white-knockered
players tense, seize,
and attend. A moment
ago, outfielders adjusted
their clothing, glanced
at the sun and settled
forward, hands on knees;
the catcher twitched
a forefinger; the pitcher
walked back of the hill,
established his cap
and returned; the batter
rotated his bat
in a slow circle,
But now
they pause: wary,
exact, suspended -
while abiding moonrise
lightens the angel
of the overgrown
garden, and Walter Blake
Adams, who died
at fourteen, waits
under the footbridge.

By Donald Hall
From "Fathers Playing Catch (Essays on Sport-mostly baseball) with Sons"
North Point Press, Farrar, Straus and Giroux, New York




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