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and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.
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Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers.
Senior-level leasing executive accomplished in sales, finance, operations and marketing. Seeking new opportunity to capitalize on my strategic, ideation, communication and analytical strengths to identify opportunities, formulate solutions and articulate strategies that inspire cross-functional teams to enhance corporate performance and shareholder value. Adept negotiator of multi-million dollar lease program agreements and contracts. Driver of increased sales productivity, incremental revenue, operating expense reductions and customer acquisition/retention. firstname.lastname@example.org
Companies Who Notify Lessee in Advance of Lease Expiration No Extra Payments/They Notify Lessee before Termination
These companies do not use language to confuse, perhaps to deceive, with the result an automatic continuation for an additional twelve months of payments. They do not invoke the twelve months on a $1.00 purchase option or an Equipment Finance Agreement.
In its editorial of June 30, 2011, Leasing News recommends that the equipment lessor send a certified letter with return receipt; however, at this time, the acceptance of the word of the president of the company will be accepted until proven otherwise.
“What Can I Deduct for My Job Search?”
Career Crossroad---By Emily Fitzpatrick/RII
Here are some key tax facts from the IRS you should know about if you search for a new job:
Same Occupation. Your expenses must be for a job search in your current line of work. You can’t deduct expenses for a job search in a new occupation.
Résumé Costs. You can deduct the cost of preparing and mailing your résumé.
Travel Expenses. If you travel to look for a new job, you may be able to deduct the cost of the trip. To deduct the cost of the travel to and from the area, the trip must be mainly to look for a new job. You may still be able to deduct some costs if looking for a job is not the main purpose of the trip.
Placement Agency. You can deduct some job placement agency fees you pay to look for a job.
First Job. You can’t deduct job search expenses if you’re looking for a job for the first time.
Substantial Job Break. You can’t deduct job search expenses if there was a long break between the end of your last job and the time you began looking for a new one.
Reimbursed Costs. Reimbursed expenses are not deductible.
Schedule A. You usually deduct your job search expenses on Schedule A, Itemized Deductions. You’ll claim them as a miscellaneous deduction. You can deduct the total miscellaneous deductions that are more than two percent of your adjusted gross income.
Premium Tax Credit. If you receive advance payments of the premium tax credit it is important that you report changes in circumstances, such as changes in your income or eligibility for other coverage, to your Health Insurance Marketplace. Other changes that you should report include changes in your family size or address. Advance payments of the premium tax credit provide financial assistance to help you pay for the insurance you buy through the Health Insurance Marketplace. Reporting changes will help you get the proper type and amount of financial assistance so you can avoid getting too much or too little in advance.
For more on job hunting refer to Publication 529, Miscellaneous Deductions. You can get IRS tax forms and publications on IRS.gov/forms at any time.
This position will be responsible for underwriting small ticket working capital applications up to $250,000 in a fast paced and high volume environment. The candidate will make independent decisions on commercial credit applications through evaluation of business and personal credit reports, financial statements and other credit information. More
This position will function as the primary contact for customer concerns regarding loan collection issues. The candidate will act as a liaison between the customer, Channel Partners Capital and 3rd Party Collection Agencies. More
The right candidate will have 5+ years of sales experience in the equipment finance industry, current relationships and opportunities, and experience originating, building, and managing vendor programs. For more information, and to find out if Quail is a good fit for you, click here.
The 2015 Eastern Regional Meeting of the National Association of Equipment Leasing Brokers will feature the following exhibitors:
360 Equipment Finance
Blue Bridge Financial LLC
Bryn Mawr Funding
Channel Partners Capital
Equipment Data Associates (EDA)
Financial Pacific Leasing, Inc.
First Federal Leasing
Huntington Technology Finance
Marlin Business Services Corp.
Maxim Commercial Capital
NCMIC Finance Corporation
North Mill Equipment Financing LLC
Pacific Western Equipment Finance
Pawnee Leasing Corporation
Preferred Business Solutions
Quality Leasing Co., Inc.
TEAM Funding Solutions
VFI Corporate Finance
World Business Lenders
Change in Law Regarding Not Being Licensed
Affects All California Subsidiaries of Banks and Brokers
First, don't get confused, as this new change in the law does not affect commercial transactions, only consumer transactions. It basically states "Certain consumer lenders and brokers not exempt from licensure."
Previously, a subsidiary of bank holding company or bank, savings and loan, broker, credit union, was not required to be a California Licensed Lender. This new law changes that. PRO 03-13 appears to become effective in 2016. Again, this does not apply to commercial transactions.
(Terry retired January 1, 2015. To honor him and his many years of writing for readers of Leasing News, is repeating several of his columns that are still meaningful today. Here is August 22, 2011.)
Servicing Issues with Smaller Banks
I am involved as an expert witness in a case where leases were sold to a local bank and the leasing company retained the servicing. One of the reasons this happens is the bank does not have lease accounting software and expects the leasing company to provide billing and accounting support.
One of the reasons I present this subject is the lack of knowledge both the leasing company and the bank have of their responsibilities. To begin with: it is wise to have a lock box set up so the bank has control of the funds. This is a request of the bank regulators today and will fast become a requirement because of some nasty losses have been due to inconsistencies and in some cases outright fraud.
On occasion, the banks are unaware that if they purchased the leases they must have sales tax permits in each state. In addition, they must complete an income tax form in each state and are subject to unpaid property tax claims. If the bank is a National Bank, they are licensed to do business in any state. However, if they are a State Bank, then they must register to do business in each State that has a lease and pay the franchise fees. The leasing company can collect and pay the sales tax in their name, but they still must have the permits in the bank’s name.
On occasion the lessee is not aware the lease has been assigned, so it is called a non-notification lease. The bank reserves the right to step in and replace the lessor’s servicing if problems arise. This non-notification document needs to be drafted by legal counsel because it must state all of the circumstances that would occur that allow them to step in. The bank regulators are looking for these documents today. If there is no non-notification document, then an assignment notification legally needs to be sent to the lessee.
The bank regulators are beginning to require that the bank audit the leasing companies’ servicing to match up the leases as to amounts and receivables. Problems occur when the lease payments are in advance and the bank payments are in arrears. Leases can be delinquent for thirty days before the bank becomes aware of it.
Bank auditors can also ask for reviews of residuals over a chertain amount by requiring an inspection and an equipment review. This is to verify that the residuals are still valid and the lessee is living up to the maintenance requirements of the lease (if any).
If the bank just makes a commercial loan and accepts the lease as collateral, then many requirements go away. However the bank will require an assignment of a properly filed UCC-1 or it may file its own UCC-1 on all of the lessee’s assets.
Even though the proposed accounting changes will make all leases look like capital leases, the accounting still remains different than booking a loan.
Banks that try to account for leases that they own on lending software will be a target of the regulators in the near future because of the multitude of problems brought on by a software system based on customer location and not asset location. It is hard to handle sales tax, property tax, and asset location without a proper lease bookkeeping system.
If you plan to bring a new bank into leasing by offering your leases for sale you best prepare a presentation of how to become a funder of leases and explain all of the requirements and who is going to be responsible for what so you can have a healthy relationship.
CLFP Academy for Lease and Finance Professionals November 5-7 (last one this year)
The Academy for Lease & Finance Professionals (ALFP) is a new product offered by the CLFP Foundation. This three day event is designed to fully prepare an individual to sit for the CLFP exam assuming that the candidate has read The Certified Lease & Finance Professionals' Handbook prior to attending. All of the mandatory sections of the exam, as well as three of the elective sections, are covered in-depth during the first two days. On the third day, the exam is offered, but is not mandatory.
Midwest (Iowa) - November 5-7 (This is almost filled up- Reserve now!) Hosted by GreatAmerica Financial Services; more information here
The fourth edition has new chapters on Agriculture and Insurance with expanded sections on Lease Pricing and Asset Management - Collections. The History, Classification and Tax and Accounting chapters have also been updated to reflect the pending changes in the FASB and IASB Exposure Draft. Whether you’re a college student, entry level leasing associate, or an old pro, this book is an invaluable resource. (To learn more about the CLP Handbook) http://www.clpfoundation.org/toolbox/clp_handbook.php
Global Financial Training Program Over 35 Years of Experience Financing Businesses
Program Cost: $19,950.00
President & CEO
In 2001, Global Leasing founder Phil Dushey created a new company to train independent entrepreneurs who want to enter the lucrative field of business financing. Global Financial Training Program teaches all aspects of finance including Equipment Leasing, Accounts Receivable Financing, Cash Advance, Commercial Real Estate, SBA Loans and much more. Phil’s students have found great success with his program.
Mr. Dushey is a founding member of the National Association of Equipment Leasing Brokers. He has been a member and speaker at many leasing organizations for several years. He is also a founding member of the leasing news advisory board.
Global Financial Training Program provides students with everything they need to start making money immediately after four days of training. As a full-service finance company you will provide a valuable service for business owners that have difficulty getting financing from their local banks. The banks are turning down over 90% of business loan applications and you can approve at least 50% of the turndowns. After the training at their offices in New York City trainees are instantly approved with over 25 lenders, get a custom designed website, stationery package, 1000 leads and enough marketing to have their phones ringing the first week after the training and much more... It's easier than you think to fulfill your dreams of independence, living the life you deserve and enjoying the prestige of owning your own company.
You don't need prior experience. All you need is the desire to be your own boss, the ability to learn, good people skills, and a passion to succeed and make a lot of money.
How much, is up to you...
President & CEO
Global Financial Services
1 State Street, 21st Floor
New York NY 10004
The Global Group of independently owned companies are:
Global Financial Services | www.globaleasing.com
We have been actively providing financial services for 35 years
Global Church Financing | www.globalchurchfinancing.com
One of the largest independent companies financing equipment for churches nationwide
Global Financial Training Program | www.globalfinancialtrainingprogram.com
The oldest and most comprehensive training program for people who want to own their own finance company
Standard Class: $18,950
Premium Package: $28,450
(Faculty and Staff include Charles “Bud” Callahan, CLFP, BPB, School Director, with Linda Kester, Marketing Director, Gary Greene, CLFP, BPB, Executive Director and Joseph G. Bonanno, Esq., CLFP, attorney) http://www.naelbschool.com/bio/
NAELB Leasing School teaches entrepreneurs how to own, operate and succeed in their own equipment leasing and finance brokerage business.
The National Association of Equipment Leasing Brokers is the only major leasing association to offer an equipment leasing program to become a leasing broker.
The National Association of Equipment Leasing Brokers offers the most comprehensive specialty financial educational symposium in the industry, providing:
A week long intensive hands-on learning experience with after-hours discussions of real-world leasing situations and valuable course materials including handbooks, industry software and more
Real-world training by experts in the field (our instructors have been active in the industryforatleast25years each)
Training week concludes with FREE admission to the following NAELB Conference, offering the perfect opportunity to expand your networking with lenders, industry service providers and fellow brokers who are eager to provide support as you develop your business
One full year of mentoring from experienced NAELB brokers who help you navigate the pitfalls and point you toward business solutions
One full year of membership in the NAELB, the nation’s largest leasing broker association formed by brokers for brokers, and use of all member benefit programs
Graduates are able to deal directly with multiple quality funding sources -‐ no obligation to split fees with the school or school mentors
Although many other schools spend less than 1 day discussing the ins and outs of leasing, we spend approximately 40 hours focused on commercial equipment leasing in its modern variations. We don't take any of our students' time discussing commercial mortgages, LBO's, SBA loans or any of the dozens of other financial products taught at other training programs.
The standard class price is $18,950. Hotel, airfare allowance, meals, NAELB membership, COURSE MATERIALS, INDUSTRY TOOL KITS, and mentorship, are all included at this price. A premium package, priced at $28,450, includes 5 options selected by the student from a menu of available upgrades. We offer a $2,000 discount for 'early bird' registration (60+ days in advance of the selected class). Interested students should call 855-411-ELBS to inquire about other discounts which may be available.
For more information, please visit www.NAELBSchool.com or call 855‐411‐Equipment Leasing Broker School (3527)
Wheeler Business Consulting L.L.C. provides training and continuous support to individuals seeking to enter the leasing/financing industry. The leasing/financing industry provides much needed funds to businesses looking to acquire essential equipment. Entrepreneurs nationwide are originating equipment financing and leasing transactions assisting small, medium and large companies. It is estimated that 80% of all businesses have leased equipment and that nearly one-third of all equipment purchased by corporations is funded by independent finance and leasing agreements.
There are tremendous opportunities to enter the leasing/financing industry. There are few barriers to entry. Individuals who are properly trained, who are networked with local, regional and national funding sources can arrange transactions for their corporate clients in the range of a few thousand dollars to multi-million dollars.
As with most businesses, the establishment of a lease brokering operation is a long term proposition. However, with the proper training, support and encouragement, an individual can start making above average incomes relatively quickly. Within two to five years an individual should expect to generate an income which is well in the six figure range.
With quality training, individuals will be able to offer consistent, high spirited customer service to their commercial clients. Successful lease brokers can build a business from a small home based operation to a full service office in a relatively short period of time.
My goal is to share my thirty plus years of industry experience with others who are serious about learning and succeeding in the leasing/financing industry.
Advice on Testifying at a Deposition
by Kenneth Charles Greene, Esq.
A deposition is an out-of-court proceeding in which a party or witness provides testimony. Attendance is usually compelled pursuant to a notice of deposition and/or subpoena, although the time, location and other protocols are sometimes established by agreement of the attorneys.
If you are served with a deposition notice or subpoena, but you are unable to attend at the designated time, you can usually reschedule by contacting the attorney who served notice. You have the right to counsel at a deposition and it is generally advisable that you have legal representation. You can be compelled to testify on most non-privileged matters, though you do have the right to “take the fifth" if a response to a deposition question may incriminate you criminally.
Often conducted in an attorney's office, a deposition requires that all questions be answered under oath and be recorded by a court reporter, who creates a deposition transcript.
Many of us become nervous or intimidated when subjected to a deposition. Here are a few pointers and basic suggestions to ease the process and hopefully minimize that anxiety.
Unless the deposition notice commands you to bring documents, do not bring any, not even preparatory notes. Opposing counsel will undoubtedly ask to see any documents you review during the course of a deposition.
Many depositions begin with a few preliminary statements, questions, and admonitions by the deposing attorney. One common statement is “I am not trying to trick you”. Don’t be fooled. With all due respect to my colleagues, many attorneys will in fact mislead you in order to obtain testimony favorable to their case.
Another topic often addressed at the outset of a deposition is health. The deposing attorney should want (and is entitled) to know, if the witness is not feeling well, or taking any medications which might impair the ability to testify competently. If you are not asked these questions, but you feel that illness and/or medication, or anything else, could have an impact on the integrity of your testimony, make sure it is noted on the record.
I have had clients who do not wish to disclose the medications they are taking for privacy reasons. If my client agrees that the medications will not impact the ability to testify, I usually respond to these questions by stipulating that (1) the witness is taking medication; (2) neither the medications, nor the medical reason for taking them, impair my client’s ability to testify; and (3) for reasons of privacy, we will not identify the medications or the underlying condition. So far, no attorney has taken me to task when I have responded in this manner. No doubt, some day, someone will.
You are entitled to reasonable breaks during the course of a deposition, whether for health reasons or otherwise. Depositions can last an entire day, or longer. I have noted during countless depositions that witnesses begin to wear down in mid-afternoon. One way to avoid this is to make sure you get enough sleep the preceding night, and eat a healthy lunch. Nonetheless, you will tire by 4 p.m. or so. Don't try to compete with opposing counsel by showing you have more stamina or "can take it." Take a break instead. Get some fresh air. Mostly, be very careful in the late hours of the day. Take your time, even if it means you might have to return another day. An inordinate percentage of the most damaging testimony I have ever heard has occurred between 4 and 5 p.m.
The deposition often begins with questions about your background. These seemingly irrelevant inquiries may range from the location of your high school to the name of your college fraternity. This type of question may be intended not to elicit useful information but to provide a “warm-up” period of sorts. The attorney may be testing you to learn how to best control or manipulate your testimony. These questions may also be used as a litmus test of your memory, or perhaps your personality.
Never guess. If you don't know or don't remember, just say so. If your answer is merely a guess, and you don’t qualify it as such, the transcript will reflect only that you answered, possibly incorrectly. Although it is sometimes acceptable to estimate, you should be clear when doing so. “I don’t know” and “I don’t recall” are perfectly acceptable responses when those answers reflect the truth.
Don't assume anything. If you don’t understand a question, ask that it to be repeated, or request help from your own attorney.
A trial lawyer taking your deposition is probably doing more than gathering information. He is also judging your demeanor and credibility as a potential trial witness. The attorney may play "good cop, bad cop," or repeat a question five or six times during the deposition. He may be testing you to see if your answers are consistent, or how your react to certain questions. Not all questions are asked merely to ascertain the answer.
One of the tricks some lawyers use is asking a question in the disjunctive so that there is little choice but to answer one way or the other, either of which is damning. A patently obvious example is “Did you begin hiding your assets before this lawsuit was filed, or afterwards?” Although that particular question would no doubt give you pause before answering, the same type of trap can catch the unwary deponent when laid in a more innocuous context.
Speaking of pauses, I always advise my clients to count to five before answering any question. This gives you time to think, and gives your attorney time to lodge an objection between the question and answer, which is technically how it should be done. For those of you who see that as prolonging a painful and costly process, perhaps you might count to three instead.
One bit of simple advice that is very easy to give, fairly easy to understand, but extremely difficult to follow, is to answer the question. Nothing more, nothing less. Most of us naturally want to facilitate the flow of information as we would do in normal conversation. Consequently, witnesses talk and reveal too much too often. It is the job of the attorney, not the witness, to create the record. The sole responsibility of the witness is to answer the question directly and truthfully. If you are asked whether you are employed, the answer is either “yes” or “no”. It is not “I am a quality control expert for NorVergence Corporation”. Definitely not!
There may be several attorneys at a deposition, each representing a different party. Each party has the right and opportunity to examine the witness, even if he or she did not serve a deposition notice. After direct examination by each party, the attorney for the witness may conduct an examination as well. This may be followed by another round of questions, called “re-direct examination”, and then perhaps “re-cross”. However, each subsequent round of questions is limited in scope to the matters issues raised in the examination immediately preceding it.
It is not uncommon for those being deposed to think that they can "win" their case or compel a settlement by in effect trying the case during the course of a deposition. Bad idea. Think of it as though you speak English and the attorneys speak French. In court, everyone “speaks French”. Whatever you have said, on the record, will be presented “in French” to the judge and/or jury. In other words, the rules and procedures of law are tantamount to a foreign language to which the judge and attorneys alone are privy. Although a native might find it amusing were you to order a meal in a foreign country in his or her tongue, a deposition is no picnic, and certainly not the time to practice your nascent linguistic or amateur legal skills. Don't try to speak the language of the natives at their deposition. In fact, don't worry about the case at all; that is your attorney's job. Your job is to answer the questions, honestly and directly, short and sweet.
Deposition transcripts may be used for several purposes. If the witness is unavailable to appear at trial, the transcript may be introduced as evidence in lieu of live testimony. It has become commonplace to have depositions videotaped. Ostensibly, the purpose is to afford the judge or jury an opportunity to observe the demeanor of the witness if he or she is not present in the courtroom. In reality, I believe videotaping is used tactically to further intimidate the witness. It is difficult enough to be interrogated without the eye of a camera staring you down. A deposition may be videotaped simply because the attorney finds it effective as a bullying tool.
On the subject of bullies, there is a limit to the tactics an attorney may employ to disarm or otherwise harass a witness. The menacing interrogations demonstrated on the television show “24”, although very acceptable as entertainment, won’t fly outside the screen. A variety of safeguards, including objections, instructions not to answer, and protective orders are available to protect the unduly harassed witness. No one is expected to tolerate verbal abuse. Except the lawyers.
Most deposition notices state that the proceedings will end at 5 p.m. If it takes a few extra minutes to finish, it may be worth your while to stay after the designated finish time. Otherwise, when it is over, ask to be excused. If you need to be somewhere else at 5 p.m., or earlier, tell everyone up front. When you have to go, you should go.
After the deposition, a transcript is provided by the stenographer. The witness may correct any errors within a designated time period, usually 30 days. If a witness makes such changes, however, he or she can be questioned at trial as to the reasons for the changes. When the witness signs the transcript, or the applicable period of time passes, the document becomes “final” and admissible in accordance with the rules of evidence.
Depositions are no fun for the witness. I have learned over the years that nothing I tell my client in advance will entirely eliminate his or her anxiety. What concerns me even more is that so much advice is neglected or forgotten once the questions begin. My advice to you, if you are facing the prospect of a deposition, is to make sure you and your attorney have a clear line of communication. A good lawyer will not only represent your interests, but he or she will protect you from needless stress and ensure that civil proceedings remain as such.
Law Offices of Kenneth Charles Greene
5743 Corsa Avenue Suite 208
Westlake Village, California 91362
Skype: 424.235.1658 email@example.com@gmail.com
(Please click on ad to learn more)
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)
Collector: Atlanta, GA
Asset Recovery Specialist. We get your money or we get your > equipment back for you. Physical Asset Recovery Experts!
Collector: Cleveland, OH
Huntley Capital & Associates is your solution to late payments, no payments, and asset recovery. Call 216-337-7075.
Collections: Dallas, Texas
Contingency Fee basis. Receivables Outsourcing. We are a fully bonded nationwide licensed agency. We collect for nationally known banks and leasing companies.
Collector: Los Angeles, CA
Expert skiptracers covering Southern California. We locate skips, judgment debtors and collateral. When you can't get the job done in house, give us a call at
Collector: Louisville, KY
We are a full service collection agency with attorney network. 21 years experience. Please call Jon Floyd, VP at 1-800-264-6850
Collector: Louisville, KY
Euler Hermes/UMA 92 year old Global Receivables Outsourcing. Presence in 143 Countries. Work w/ 4 out of 5 Fortune 500 firms. Contingency Fee Structure.
20% off first time clients.! Andrew.Newton@eulerhermes.com
1-800-237-9386 x 205.
Collector: Milwaukee, WI
We specialize in ATM machine reposession and remarketing. We can get you top dollar for your inventory.
End of lease negotiations & enforcement. Third-party collections. Skip-tracing. Background checks. Credit & asset investigations. 15+ years in leasing industry. Providing services to clients nationwide. 800-824-0234 firstname.lastname@example.org
Collector: Saint Louis, MO
Complete commercial collection agency. Licensed bonded in all states and will out performed any other agency!
Call 1-800-659-7199 ext.315
Consultant: Nationwide 25 yrs. experience: Creating/Refining Business Plans to raise capital· Credit Underwriting support/policy/procedure development · Operations Support/policy/procedure development.
Call: 610-246-2178, McCarthy Financial, LLC,David.email@example.com
Consultant: Burlington, CT
We provide our clients with a full range of consulting services such as portfolio conversions, reconciliation, custom programming and leasing operations utilizing InfoLease.
Consultant: Henderson, NV Focus on new business development and process efficiencies to create incremental revenue and profitability. Executive level vendor experience, and satisfied outsourcing clients. Incredible track record.
Consultant: Sausalito, CA
Lease trainer and consultant. 50 years in equipment leasing. Expert in transaction analysis, financial statement analysis, credit, packaging, structuring. Presents highly popular classes and workshops.
Consultant: North of Detroit, MI
INFOLEASE EXPERT - 18 years experience. Since being downsized in 2002, working as a consultant for several leasing companies. Seeking consulting projects nationwide.
Consultant: Ridgefield CT.
Lisa Lersner w/20 years exp. specializing in leasing technology now providinglessor selection andmanagement services, includingthe securing of debt and equity and acquisition guidance services.
Go to leasefinanceconsulting.com
Cartoons on business, finance & computers. Use for your presentations, website, newletter, direct
The right candidate will have 5+ years of sales experience in the equipment finance industry, current relationships and opportunities, and experience originating, building, and managing vendor programs. For more information, and to find out if Quail is a good fit for you, click here.
Life is like a game of baseball
And you play it every day.
It isn't just the breaks you get,
But the kind of game you play.
Stop and look the whole team over,
You've got dedication there.
You're bound to be a winner,
With men who really care.
Your pitcher's name is courage,
You need him in this game.
For trust and faith your keystone men,
The grounders they will tame.
Your centerfielder is very fast,
Though small and hard to see.
So watch him when he gets the ball,
At first base there's religion,
He's stood the test of time.
At third base there is brotherhood,
A stalwart of the nine.
Your leftfielder is ambition,
Don't ever let him shirk.
Rightfielder is a husky man,
You'll find his name is work.
Your catcher's name is humor,
He's important to the scheme.
While honor is pitching from the bull pen,
Your game is always clean.
With love on your bench,
You've perfection, no less.
And a winning team,
With joy and happiness. The other team is strong,
Greed, envy, hatred, and defeat
Are four strong infielders you'll have to buck,
To make your game complete.
Discouragement and falsehood,
Are the big boys in the pen.
You'll have to swing hard,
When you meet up with them. Carelessness and a man called waste,
You'll find them playing hard.
And selfishness and jealousy,
None can you disregard.
There's one more man you'll have to watch,
He's always very near.
He's the pitcher for this team,
I'm told his name is fear.
The game will not be easy,
There'll be struggle, there'll be strife.
To make the winning runs,
For it's played on the field of life.
So stand behind your team,
There'll be many who'll applaud.
Just remember you are the player,
And the umpire there is God.
70 - Following a six-month siege, Jerusalem surrendered to the 60,000 troops of Titus' Roman army. Over a million Jewish citizens perished in the siege and, following the city's capture, another 97,000 were sold into slavery. Today others say the Jews have no right to belong in Israel. Nothing much has changed, then?
1522 - The Victoria is the first ship ever to encircle the globe. It reached port without its captain, Magellan, who died en route in the Philippines. One of Ferdinand Magellan's five ships returns to Spain, thus completing the first successful circumnavigation of the world. Magellan, a Portuguese navigator employed by Spain, set out from Seville three years earlier with 265 men. Only 15 survived the journey. Magellan himself was killed after converting a local chief to Christianity. Then, to prove the authority of Spain, Magellan attacked the chief adversary, but in waters that did not allow his ship to get close enough to shore to fire cannons, and the men were attacked in hand combat in shallow waters, with Magellan being killed. http://www.eyewitnesstohistory.com/magellan.htm
1565 - Spanish explorers led by Pedro Menendez de Aviles founded St. Augustine in Florida, the first permanent European settlement in North America. St. Augustine was founded 42 years before the English settlement of Jamestown in Virginia.
1636 - Harvard College (later University) was founded by the Massachusetts Puritans at New Towne. It was the first institution of higher learning established in North America, and was originally founded to train future ministers. Harvard College was established by a vote of the Great and General Court of the Massachusetts Bay Colony and was named for its first benefactor, John Harvard of Charlestown, a young minister who, upon his death in 1638, left his library and half his estate to the new institution. Harvard's first scholarship fund was created in 1643 with a gift from Lady Ann Radcliffe Mowlson.
1644 - The settlement of New Amsterdam was seized from Dutch governor Peter Stuyvesant by the English under Colonel Richard Nicholls without a shot being fired. It was later renamed New York after James, Duke of York, the future King James II.
1755 - In the Seven Years War in North America, Col. William Johnson with his English militia defeated a combined French and Indian force in the Battle of Lake George.
1760 - British troops under Jeffrey Amherst defeated the French in the Battle of Montreal. After the loss, the French surrendered their arms throughout Canada.
1771 - Mission San Gabriel Archangel forms in California. http://www.californiamissions.com/cahistory/sangabriel.html
1781 - The American Revolutionary War was going badly for the freedom fighters as New London, Connecticut was looted and partially burned by British Troops under Gen. Benedict Arnold, who had joined the British. He also captured Fort Griswold at Groton across the Thames River. Benedict Arnold reportedly treated American soldiers with unnecessary brutality. The Loyalists thought they could win the war. Another factor for Arnold was not only the money for his young wife, but the fact he hated the French, and their coming to the aid of the colonies was more than he could take, he said. But it was really the money he was after.
1781 - The Battle of Eutaw Springs, SC, the war's last significant battle in the South, ended in a narrow British tactical victory. Despite winning a tactical victory, the British lost strategically. Their inability to stop Continental Army Gen. Nathaniel Greene's continuing operations forced them to abandon most of their conquests in the South, leaving them in control of a small number of isolated enclaves at Wilmington, Charleston, and Savannah. The British attempt to pacify the South with Loyalist support had failed even before Cornwallis surrendered at Yorktown.
1847 - Americans under Gen. Winfield Scott defeated the Mexicans at the Battle of Molino del Rey in the Mexican War.
1852 - At the personal invitation of Elizabeth Cady Stanton, Susan B. Anthony attended her first woman's rights convention, the three-day Syracuse Convention. It was the third national woman's rights convention. Anthony then spent her entire life traveling and speaking on behalf of women's rights.
1858 – Abraham Lincoln, not yet President, is said to have uttered these words, “You may fool all the people some of the time; you can even fool some of the people all the time; but you can’t fool all of the people all the time."
1863 – At the Second Battle of Sabine Pass, on the Texas-Louisiana border at the mouth of the Sabine River, a small Confederate force thwarted a Union invasion of Texas.
1866 - In Chicago, Illinois, James and Jennie Bushnell became the parents of sextuplets when their three boys and three girls were born. Two of the babies died, but the surviving four lived long lives. This was the first recorded birth of sextuplets.
1883 - Sitting Bull, main chief of the Sioux tribes, delivers a speech insulting and making fools of US authorities to great applause. Sitting Bull (Tatanka Iyotake), whose position was being bypassed by US authorities because he firmly stood against the robbery of the native peoples, spoke at the celebration of the driving of the last spike in the Northern Pacific Railroad completing the transcontinental system. He delivered the speech in his Sioux language, departing from a speech originally prepared with an army translator. Denouncing the US government, settlers and army, the listeners thought he was delivering a speech of welcome and praise. While giving the speech, Sitting Bull paused for applause periodically, bowed, smiled and continued insulting and making asses of the audience and US authorities as the translator delivered the original address.
1883 - The Northern Pacific Railroad across the U.S. was completed.
1892 - Written by Francis Bellamy, the original "Pledge of Allegiance" was first published in an issue of “The Youth's Companion” in Boston.
1897 - Birthday of American folksinger Jimmie Rodgers (1897-1933), Meridian, Mississippi. He is often called the "father of country music", not to be confused with Jimmie Rodgers of rock ‘n’ roll fame. http://www.southernmusic.net/jimmierodgers.htm
1900 - Galveston, Texas was hit by the worst hurricane in United States history. Twenty-three foot waves and winds up to 135 miles per hour killed 6,000 people. The storm lasted for 18 hours. The city, on an island connected to the mainland by a 2-mile long causeway, had to be rebuilt. When the renovations were completed, Galveston was raised 15 feet above its old level and a new sea wall was built six feet higher than the former high-water mark. http://memory.loc.gov/ammem/today/sep08.html 1901 – The Major League Players Protective Association instructed members to sign one-year contracts only, and not recognize the reserve clause.
1903 - The American Federation of Labor granted a charter to the granite quarry workers of Barre, Vermont. To document the lives of workers whose union standards outpaced the nation’s writers from the Federal Writers' Project interviewed Barre quarrymen in the early 1940s. Many of these interviews are in the American Memory collection “American Life Histories, 1936-1940”.
(Lower half of http://memory.loc.gov/ammem/today/sep08.html )
1911 - Naturalist Euell Gibbons (1911-75) was born in Clarksville, Texas. Perhaps his appearances on the Johnny Carson shows started a healthy food eating craze. The Post Grape Nuts cereal advertising quote, "Ever eat a pine tree? Many parts are edible." is attributed to him (and inspired Carson to joke about sending him a "lumber-gram"). Ironically he died from a heart attack, most likely brought on as a result of smoking cigarettes, the saturated fats he added to his wild food diet, and a lack of exercise in his later, declining years. http://www.tsha.utexas.edu/handbook/online/articles/GG/fgi38.html 1915 – Actor Frank Cady (1915-2011) was born in Susanville, CA. Cady was storekeeper Sam Drucker in three TV series during the 1960s — “Petticoat Junction”, “Green Acres” and “The Beverly Hillbillies”, and was Doc Williams on “The Adventures of Ozzie and Harriet”.
1916 - In front the smallest crowd in American League history, with 23 fans attending the game, A’s catcher/outfielder Wally Schang became the first switch-hitter in Major League history to homer from both sides of the plate in the same game.
1916 – President Wilson signed the Emergency Revenue Act, doubling the rate of income tax and adding inheritance and munitions profits tax.
1919 – Babe Ruth hit his 26th HR, breaking the record of 25 set by Buck Freeman in 1899.
1920 – US Air Mail service began with a flight from NYC to San Francisco.
1921 - Margaret Gorman (1905-95) of Washington, DC, was crowned the first Miss America at the end of a two-day pageant at Atlantic City, NJ. She actually won the Golden Mermaid trophy, later named by pageant officials as Miss America. The sixteen-year-old schoolgirl was a dead ringer for reigning matinee superstar, Mary Pickford. Gorman continued to compete in later years, and though unsuccessful, was always a favorite of the crowds. A few years later, she married Victor Cahill, and was happily married until he died in 1957. She lived all her life in D.C. and enjoyed traveling.
1922 - Comedian Sid Caesar (1922-2014) birthday, Yonkers, NY. While Milton Berle was considered “Mr. Television” in the 1950's, it was Caesar “Show of Shows” that really cracked this teenager up. My father was a personal friend of the director, and also good friends of two of the characters in the series, and we would visit the set. Caesar was always very serious in person, but there was electricity in the live performance that made all ages laugh. His show was the "must see" every Saturday night for four years (112 episodes, 1950-1954), “Caesar's Hour” (1954-1957). Known for deviating from the script, more a "comedy character" than one-liners, he was very unsure of himself behind the scenes. He has appeared in many movies and TV shows, as well as Las Vegas. My father knew him and many of the writers, as Carl Reiner and Howie Morris were close friends of his. My father could imitate Caesar 100%. My father was an early television writer/producer in New York before networks. He produced the first network show for NBC, but is perhaps best known as the creator/writer of "Captain Video," "Harlem Detective” (black and white cop in 1951) and "Hands of Mystery." http://www.museum.tv/archives/etv/C/htmlC/caesarsid/caesarsid.htm\ http://www.imdb.com/name/nm0128377/ http://www.sidcaesar.com/
1923 - Birthday of bass player Wilbur Ware (1923-79), Chicago, Il, perhaps best known among hard bop bass players, but heroin took him down. http://www.harlem.org/people/ware.html http://www.vh1.com/artists/az/ware_wilbur/bio.jhtmlc 1925 – Actor Peter Sellers (1925-80) was born Southsea, England. He became known to a world-wide audience through his many film characterizations, among them Chief Inspector Clouseau in “The Pink Panther” series of films.
1930 – The comic strip “Blondie” first appeared in print.
1930 – Richard Drew invented Scotch tape.
1932 - Birthday of Patsy Cline (1932-63), country and western singer, born Virginia Patterson Hensley in Winchester, Va. Patsy Cline got her big break in 1957 when she won an Arthur Godfrey “Talent Scout” show, singing “Walking After Midnight.” Her career took off and she became a featured singer at the Grand Ole Opry, attaining the rank of top female country singer. Her hits followed with “I Fall to Pieces”, “She’s Got You”, “Crazy”, and “Sweet Dreams”. She died in a plane crash March 6, 1963, at Camden, TN, along with singers Hawkshaw Hawkins and Cowboy Copas. Millions of her records have sold since her death. She won awards and accolades, leading many to view her as an icon at the level of Johnny Cash and Elvis. Ten years after her death, in 1973, she became the first female solo artist inducted to the Country Music hall of Fame.
1934 – The luxury liner “Morro Castle” caught fire of the NJ coast, killing 137 passengers and crew members. The ship eventually beached off Asbury Park, and remained there for several months until she was towed off and scrapped. The devastating fire was a catalyst for improved shipboard fire safety. Today, the use of fire-retardant materials, automatic fire doors, ship-wide fire alarms, and greater attention to fire drills and procedures resulted directly from the disaster.
1935 - The Hoboken Four, featuring lead signer Frank Sinatra, appeared on WOR radio's "Major Bowes Amateur Hour". The group won the contest held at the Capitol Theatre in New York City.
1935 - Louisiana Senator Huey P. Long (1893-1935) was shot while attending a session of the state House of Representatives in Baton Rouge. Fatally wounded, he died two days later.
1939 – The Indians’ fire balling right-hander, Bob Feller, 20, won his 20th game becoming the youngest to do so.
1941 - In World War II, the blockade of Leningrad began as the German army encircled the city, cutting it off from the rest of the country. The siege lasted until January 1944 with nearly 1 million civilians being killed.
1941 - For Columbia Records, Harry James and his orchestra recorded "Miserlou".
1943 - United States General Dwight D. Eisenhower announced the unconditional surrender of Italy in World War II.
1944 - *PRUSSMAN, ERNEST W., Medal of Honor
Rank and organization: Private First Class, U.S. Army, 13th Infantry, 8th Infantry Division. Place and date: Near Les Coates, Brittany, France, 8 September 1944. Entered service at: Brighton, Mass. Birth: Baltimore, Md. G.O. No.: 31, 17 April 1945. Citation: For conspicuous gallantry and intrepidity at risk of life above and beyond the call of duty on 8 September 1944, near Les Coates, Brittany, France. When the advance of the flank companies of 2 battalions was halted by intense enemy mortar, machinegun, and sniper fire from a fortified position on his left, Pfc. Prussman maneuvered his squad to assault the enemy fortifications. Hurdling a hedgerow, he came upon 2 enemy riflemen whom he disarmed. After leading his squad across an open field to the next hedgerow, he advanced to a machinegun position, destroyed the gun, captured its crew and 2 riflemen. Again advancing ahead of his squad in the assault, he was mortally wounded by an enemy rifleman, but as he fell to the ground he threw a hand grenade, killing his opponent. His superb leadership and heroic action at the cost of his life so demoralized the enemy that resistance at this point collapsed, permitting the 2 battalions to continue their advance.
1945 - Bess Myerson (1924-2014) of New York City was crowned Miss America. She was the first Jewish contestant to win the title.
1945 - Hideki Tojo, Japanese PM during most of WW II, attempts suicide rather than face war crimes tribunal attempt fails, later he is hanged.
1946 – In their first All-American Football Conference game, the San Francisco 49ers lost to the New York Yankees, 21-7. The other charter teams were: Brooklyn Dodgers, Buffalo Bisons, Miami Seahawks, Cleveland Browns, Chicago Rockets, LA Dons. When the league folded after the 1949 season, the Niners, Browns and the Baltimore Colts, who replaced Miami after the first season, joined the NFL.
1950 - Top Hits
“Mona Lisa” - Nat King Cole
“Play a Simple Melody” - Bing Crosby
“Goodnight Irene” - The Weavers
“Goodnight Irene” - Red Foley-Ernest Tubb
1951 – The Treaty of San Francisco was signed by 48 nations and Japan as the peace treaty that officially ended World War II.
1952 - Ernest Hemingway's "Old Man & the Sea" published. It is his last work. It was for this work that he received the Nobel Prize in Literature. http://www.ernest.hemingway.com/oldman.htm http://www.hemingwayhome.com/HTML/main_menu.html
1952 - No. 1 Billboard Pop Hit: "You Belong to Me," Jo Stafford.
1954 - Radio personality Alan Freed begins broadcasting on New York's WINS at an annual salary of $75,000. Although the phrase "rock and roll" had been around for a while, Freed is generally given credit for making it popular.
1955 - The Brooklyn Dodgers won the National League pennant in the earliest time a team had done so. They then went on to defeat the Yankees in the World Series, their first in Brooklyn.
1955 - Birthday of composer Daniel Palkowski, Oak Ridge, Tenn.
1956 - Harry Belafonte's album "Calypso," goes to #1 & stays #1 for 31 weeks
1956 - Eddie Cochran (1938-60) signs with Liberty Records where he will have three US Top 40 hits, "Sittin' In The Balcony" (#18), "Summertime Blues" (#8) and "C'mon Everybody" (#35).
1958 - Roberto Clemente (1934-72) of the Pittsburgh Pirates tied a Major League Baseball record by hitting three triples. Clemente led the Bucs to a 4-1 win over the Cincinnati Reds.
1958 - The International Olympic Committee barred Communist China from the 1960 Olympic Games.
1958 - Top Hits
“Nel Blu Dipinto Di Blu (Volare)” - Domenico Modugno
“Little Star” - The Elegants
“Patricia” - Perez Prado
“Bird Dog” - The Everly Brothers
1960 - Nationwide release of Alfred Hitchcock's "Psycho" starring Anthony Perkins and Janet Leigh.
1962 - The novelty song "Monster Mash" by Bobby "Boris" Pickett enters the Hot 100 at #85. It's a tongue in cheek take-off on the late night monster movies. He recorded it with sound effects: the creaky door opening is a nail being pulled from a piece of wood, the boiling cauldron is Pickett blowing bubbles into a cup of water with a straw and the chains are him moving chains up and down. He also did all the voices. The song will make it to Number One for two weeks. The song was re-released several times and appeared in the Billboard charts on three occasions after the original release: December 1962, August 1970 and May 1973
1963 – For the 13th time in his Hall of Fame career, the Majors’ all-time winningest left-hander, Warren Spahn, won his 20th game of the season. He thus tied Christy Mathewson for the MLB record.
1965 - Hurricane Betsy kills 75 in Louisiana & Florida. http://www.answers.com/topic/hurricane-betsy
1965 - Bert Campaneris of the Kansas City Athletics played all nine positions as his team lost to the California Angels, 5-3 in 13 innings. He gave up one run while pitching.
1965 - An ad in a Hollywood newspaper requested four "insane boys, ages 17-21" to act in a television series about a rock and roll band. More than 400 hopefuls auditioned and those selected to be The Monkees were Micky Dolenz, Davy Jones, Mike Nesmith, and Peter Tork. The show, “The Monkees”, was the brainchild of producers Bert Schneider and Robert Rafelson. Within the year following the show's premiere, the four young men became international prime time pop stars.
1966 - The first of 79 episodes of the TV series "Star Trek" was aired on the NBC network. “Beam me up, Scotty.” Perhaps the first cell phone was introduced and the first kiss between a black woman and a man on television, along with many other innovative and comical episodes.
1966 - “Tarzan” premiered on TV. This hour adventure series was based on Edgar Ritch Burroughs's character, who appeared for the first time on TV. Tarzan, an English lord who preferred the jungle, was played by Ron Ely, Manuel Padilla, Jr. was Jai, a jungle orphan. Alan Caillou was Jason Flood, Jai's tutor, and Rockne Tarkington was Rao, a veterinarian. There was no Jane.
1966 - “That Girl” premiered on TV, a half-hour sitcom starring Marlo Thomas. Ted Bessell also starred as her boyfriend Don Hollinger. They were finally engaged in 1970. Also featured were Lew Parker, Rosemary De Camp and Bonnie Scott. Well-known performers who appeared on the show included Dabney Coleman, George Carlin and Bernie Kopell.
1966 - Top Hits
“Sunshine Superman” - Donovan
“See You in September” - The Happenings
“You Can't Hurry Love” - The Supremes
“Almost Persuaded” - David Houston
1972 – The Cubs’ Fergie Jenkins won his 20th game, his sixth consecutive season doing so. This tied the club record set by Three Finger Brown, 1906-11.
1973 - Marvin Gaye enjoyed his second #1 hit on the Billboard Pop chart with "Let's Get It On". He would place 7 more records on the list by 1982, giving him a total of 40.
1973 - Hank Aaron got home run #709 went into the record books. The Atlanta batter set a major league baseball record for most home runs hit in one league. In 1974, Aaron decimated Babe Ruth's record of 714 homers.
1974 - In a controversial move, US President Gerald R. Ford pardoned former President Richard M. Nixon for any crimes he "committed or may have committed" while in office. Ford defended his decision by explaining that he wanted to end the national divisions created by the Watergate Affair. The American Public thought it was a “pay off.” Ford was the only president not nominated for the office, taking over the vice-presidency after Spiro Agnew resigned. Nixon was given a "full, free, and absolute pardon, for all offenses against the United States which he, Richard Nixon, has committed or may have committed or taken part during the period from January 20, 1969 through August 9, 1974."
1974 - No. 1 Billboard Pop Hit: "I Shot the Sheriff," Eric Clapton. The song is a remake of Jamaican Bob Marley's reggae version.
1974 - Top Hits
“(You're) Having My Baby” - Paul Anka
“I Shot the Sheriff” - Eric Clapton
“Tell Me Something Good” - Rufus
“Please Don't Tell Me How the Story Ends” - Ronnie Milsap
1976 - Disco band Wild Cherry's self-titled album, which includes their Number One single, "Play that Funky Music," goes gold.
1976 - The debut album by Vancouver band rock band Heart, "Dreamboat Annie" goes gold. The album contains "Magic Man" (a #9 hit) and "Crazy on You."
1982 - Top Hits
“Abracadabra” - The Steve Miller Band
“Hard to Say I'm Sorry” - Chicago
“Hold Me” - Fleetwood Mac
“Love Will Turn You Around” - Kenny Rogers
1985 – Pete Rose tied Ty Cobb for most career hits, at 4,191.
1986 - “The Oprah Winfrey Show” premiered on TV. This daytime talk show was the top rated talk show for years and also has the distinction of being the first talk show hosted by a black woman, Oprah Winfrey. Her show is taped in front of a studio audience who are solicited for their questions and feedback. In the mid-1990s, fed up with the plethora of trashy talk shows that had sprung up everywhere, Winfrey decided to upgrade the quality of topics that her show presented. Her book club feature has been a popular element of her show, and chosen books usually become best seller. In May 2011, Winfrey interviewed President Barack Obama and First Lady Michelle Obama, her first-ever interview with a sitting President and First Lady. The final episode of the show aired May 25, 2011.
1987 - Thunderstorms produce 4-8 inches of rain in 3 to 6 hours in Virginia bringing the totals for the Labor Day weekend up to 14 inches. The Staunton River crested at 34.44 feet at Altavista, its highest level in 47 years with flood damage estimated at 47 million
1987 - At Miami, the mercury soars to 97 setting a record for the date and month.
1990 - Top Hits
“Blaze of Glory” - Jon Bon Jovi
“Release Me” - Wilson Phillips
“Do Me!” - Bell Biv DeVoe
“Jukebox in My Mind” - Alabama
1996 – The Mets’ Todd Hundley tied Mickey Mantle as the only Major League switch-hitters to hit 40 HRs in a season.
1998 - Mark McGwire of the St. Louis Cardinals hit his 62nd home run, breaking Roger Maris's 1961 record for the most home runs in a single season. McGwire hit his homer at Busch Stadium at St. Louis against pitcher Steve Trachsel of Chicago Cubs as the Cardinals won 6-3. McGwire finished the season with 70 home runs.
Attorney General Janet Reno named former Senator John Danforth to head an independent investigation of the 1993 fire at the Branch Davidian church near Waco, Texas in response to revelations in the film "Waco the Rules of Engagement”.
2002 - Pop Zhao, a SF artist, organized volunteers to drape 3 miles of US flags along the SF coastline in an artistic display of patriotism, remembrance and strength.
2003 - With four honors, Shania Twain is the big winner at the Canadian Country Music Awards, presented at the Pengrowth Saddledome in Calgary, Alberta. Twain wins for top female, top album and top-selling album for "Up!" (Mercury Nashville) and top video for "I'm Gonna Getcha Good!"
2008 – Gary Sheffield hit the 250,000th HR in Major League history.