Add me to mailing list    |           |      Search

Advertising | All Lists | Archives | Classified Ads | This Day In American History


   



Friday, April 2, 2010



Singer/songwriter/musician Leon Russell (Claude Russell Bridges) born April 2, 1942 Lawton, Oklahoma. Known first mostly as a session musician, Russell has played with artists as varied as Jerry Lee Lewis, George Harrison, Delaney Bramlett, Ringo Starr, Elton John, Eric Clapton, The Byrds, The Beach Boys, Willie Nelson, Badfinger, Tijuana Brass, Frank Sinatra, The Band, Glen Campbell, and The Rolling Stones. He has also sung solo, duets such as touring with Willie Nelson. Great songwriter, guitarists and pianist, still touring.
http://www.leonrussellrecords.com/memory_lane.shtml
http://www.youtube.com/watch?v=ce_Z9NuwVBY
http://www.youtube.com/watch?v=TDch761krEw&feature=related
http://www.youtube.com/watch?v=5Rm7q-PdYik&feature=related
Michael Buble Sings Russell's most popular song "Song for You."
http://www.youtube.com/watch?v=gAuwdcADcIU&feature=related


Headlines---


 Barklay Capital, Inc., Costa Mesa, CA
  Bulletin Board Complaint
 Classified Ads---Controller
From the Desk of Michael J. Witt, Esq.
 “Do” Diligence on New Vendors
  Leasing Association Conference Late Minute Changes
   Classified ads—Help Wanted
  Cartoon—Bob Teichman School of Easter Business
 Leaves of Grass/Hot Tub Time Machine
  Bad Lieutenant/The African Queen/La France
   Fernando Croce Movie/DVD Reviews
 The economy is so bad that--by T.Kabot, CLP
  Beaverton, Oregon---Adopt a Dog
News Briefs---
 Mortgage rates skyrocket
  Geithner: Jobless rate to stay 'unacceptably high'
   United Community sells piece along w/bad loans
    Moves to Garnish Pay Rise/More Debtors Fall Behind
 Ponzi operator gets 188-month sentence
  In India Food inflation rises to 16.35%
   You May have Missed---
     "Gimme that Wine"
      Today's Top Event in History
   This Day in American History
       Basketball Poem
         SuDoku
          Daily Puzzle
     GasBuddy
   Weather, USA or specific area
     Traffic Live----


######## surrounding the article denotes it is a “press release”




[headlines]
--------------------------------------------------------------

Barklay Capital, Inc., Costa Mesa, CA
Bulletin Board Complaint


This started out with an email on February 25, 2010 with a copy of a cancelled check (above) from Barklay Capital, Inc., Costa Mesa, California from Dave Lerud of Games Galore, Fargo, South Dakota. He asked, “Was Leasing News interested in learning more about this?” (www.gamesgalorepartyrental.com)

“I got set for a lease for $25,000.00. Matt Hingorani of Barklay Capital made all the excuses and never got the lease completed. Told me and my vendor that had the games that he over nighted the check, never did. I contacted another lease company and they got it done in less than 36 hours.”

The copy of the Barklay Capital lease contract was difficult to read, but it did not appear to be in the favor of Games Galore.. In it, there was an extensive large paragraph regarding “Non-Performance by Lessee.” It looked like there could be more reasons why Barklay Capital did not have to return the advance rental.

"On Nov. 21 I sent Matt a copy of the invoice where I purchased the game I wanted, come to about $20,000.00. He kept giving me one excuse after another. He even guaranteed me verbally he was over-nighting the check to my vendor, Jeff Schuttz, Amusement Supply Co. Jeff called numerous times (6-8) times no return calls. I called Matt, another excuse, said he would get it done, still nothing. I then found out from his under writer Pawnee, he did not even have the paper work to them. Matt said he had over-nighted the check. Upon talking to Pawnee I knew I had to make a change. Called Scott Gulfaraz from Equipment Finance Services, in less than 36 hours he had it done."

In a telephone interview with Mr. Hingorani, he was informed the first impression was by reading the contract, Barklay Capital could keep the deposit as he did get an approval, but Games Galore Party Rental went elsewhere. He also said Mr. Lerud did not divulge all the information with Financial Pacific, where he had placed it first, and they had turned it down.

He said he had an approval at Pawnee, but had a better rate at Financial Pacific, and was trying to get Financial Pacific to change their mind. Since he didn't exercise it, he alluded to too many problems with advance rentals, so he returned it. He said he was sorry the check bounced, but he did not have the money at this time to make the check good, but he would in about a week.

"As you can see there is little chance he will refund me," Mr. Lerud emailed. "I have given him until March 9 to get this cleared up, if not on March 10, I will be sending copies of his Bounced Check to collections, under writhers, and many more people. I gave him plenty of time to clear this up, as I said in my last e-mail to you, I just did a lease with Pacific Lease this last July for 8000.00. Pawnee was the people that told me Matt did not have his paper work in, and Matt guaranteed me the check was over-nighted..."

A week later, March 8th, a telephone call was made to Mr. Hingorani and voice mail left. Leasing News called twice a day through Friday, March 12, using different telephone number devices, too. March 15, Leasing News reached him on a fourth telephone number device, a friend's cell phone. Mr. Hingorani said he would get a new check out tomorrow. Each day Mr. Lerud would both call and email: no check today.

March 26th. Mr. Hingorani called and said the Better Business Bureau was harassing him on a number of complaints, and would Leasing News contact them to let them know he paid Games Galore Party Rental as it would help him out. He was informed as soon as the check was received, it would be confirmed with BBB. He has not returned telephone calls since that day.

On March 30th, Mr. Lerud wanted to take out a banner ad in Leasing News to show the check had not been paid. He was told such an ad would not be acceptable. Leasing News continued to call Mr. Hingorani and finally on March 31st informed Games Galore Party Rental that even though it appeared the lease contract covered not returning the advance rental, the bounced check and lack of communication made it a legitimate complaint for readers to make their own decision.

Barklay Capital, Inc.
2183 Fairview Road, Suite 213A

BBB Rating: F (18 complaints)
http://www.la.bbb.org/Business-Report/Barklay-Capital-Inc-100016455

Barklay Capital, Inc.
19800 McArthur Blvd., Suite 300

BBB Rating: F (18 complaints)
http://www.la.bbb.org/Business-Report/Barklay-Capital-Inc-100016455

Not a member of a leasing association.

A license under the Commercial Finance Lenders Law was not found for Barklay Capital nor Matt Hingorani


[headlines]
--------------------------------------------------------------

Classified Ads---Controller

Chicago, IL
experienced in lease accounting, operations, management, and Sarbanes-Oxley. Seeking position with equipment lessor. Would consider contract assignments or relocating.
Email: leasecontroller@comcast.net
Southeastern, MI
Controller & Management experience w/ equip lessors &broker. MBA, CPA w/ extensive accounting, management, securitization experience with public and private companies. Willing to relocate.
Email: Leasebusiness@aol.com
Acton, MA
Strong experience in lease accounting, operations, & systems.  
Implemented lease plus, Great Plains, networks.
Excellent financial reporting and analysis skills. Looking for new opportunity.
LinkedIn
alexanderzlenz@gmail.com| Resume

Southern CA
20 years exp. as hands-on leasing CFO, managing accounting, treasury, FP&A, including securitizations, Great Plains/FRx, budgets, risk management.  MBA.  Also available as interim Controller/CFO, consultant.
Email: leasecfo@gmail.com


For a full listing of all “job wanted” ads, please go to:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Other e-Mail Posting Sites:
http://www.leasingnews.org/Classified/Posting_sites.htm


[headlines]
--------------------------------------------------------------


“Do” Diligence on New Vendors

If you broker transactions or discount your paper, almost certainly your funding source requires you to represent a few basic facts about the equipment vendor. The funder wants to know, for example, that the vendor is a legitimate and reputable business entity, is in the business of regularly selling the kind of equipment being leased, has not made any hidden “side deals” with the lessee, and will perform any equipment service promised to the lessee. If you’re a broker who has been in business for any length of time, you’ve had at least one transaction that has gone wrong because of something the vendor did or didn’t do, and you’ve had to buy back the deal.

If you’re doing business with a vendor for the first time, you need to do a reasonable amount of “due diligence” before your start brokering or discounting transactions. Doing the proper amount of due diligence can be costly – if you choose to make it so – but there are a number of external sources you can consult that provide information absolutely free.

For starters, you should always search the online records on the division of corporations in the state in which the vendor is incorporated (or organized as a limited liability company or other registered entity.) The vast majority of states (Delaware, for example, is one of the few exceptions) offer this information absolutely free. Generally you can easily get to the right website by simply goggling the words “division of corporations of [name of State].” Once there, you can get the status of any corporation, limited liability company, limited partnership or other entity (other than a sole proprietorship, which is not registered). If the entity is listed as not in “good standing” (for failure to pay its annual fees, for example), then this is red light or at least a very bright yellow light.

In addition, rather than spending money on a Duns & Bradstreet report, first see how much online business information you can get for free. At Mantra (www.manta.com), for example, you can often find out an entity’s annual sales volume, annual revenue, years in business, number of employees, branch locations, and more. (Free information can also be obtained at www.closerlooksearch.com, www.spoke.com and www.jigsaw.com.)

Go also to customer complaint sites (for example, www.complaintsboard.com and www.ripoffreport.com). Go to the online site of the vendor’s local Chamber of Commerce. Find out the vendor’s banks and trades, and call them for references, especially the vendor’s wholesalers, jobbers and other major suppliers. Pull a credit bureau on the vendor’s majority owners, and if you don’t have accounts with any of the three national bureaus, ask them to pull them on themselves for free (at www.freecreditreport.com, for example) and send them to you (although they could be sanitized by the time they get to you).

I also recommend that you join www.leasepolice.com to find out if the vendor is one of the 300 in the file with "unusual activity." Other information is also available, if they are in the file, and can be obtained for only $3.25 a search.

The sites above are free, but the Lease Police report automatically checks the phone number, searches the business address with Google and goes into corporate records with that state’s Secretary of State. In addition the company’s web site is reviewed and additional web sites are searched as needed. All of this work is done automatically. And a copy of the “due diligence” report becomes a record to indicate the search.

In short, there is tremendous amount of free or very low cost information you can get that you couldn’t have gotten ten years ago. Take advantage of it, do your diligence, and immunize yourself from buybacks.

Michael Witt was Managing Counsel at Wells Fargo & Co and Senior Vice President and General Counsel of Advanta Leasing Corporation.

He is now in private practice in Iowa.

witt-law@live.com
Michael J. Witt Law Offices
4342 Oakwood Lane
2nd Floor
West Des Moines, IA 50265
Tel: (515) 868-1067
Web: http://www.witt-law.com

Previous Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/witt_desk.html


(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Michael Witt, Esq.)

[headlines]
--------------------------------------------------------------


Leasing Association Conference Late Minute Changes


Early Bird rates have been extended, more funders added, and there is still time to schedule private meeting with funders, which normally closes at ELFA Funder meetings.

If you are looking for a new source, or to shore up a current source, or get the latest information directly, these conferences should be considered a must, not just an “expense.”

Leasing Association 2010 Conferences



April 13-15
ELFA National Funding Conference
Fairmont Hotel Chicago
Chicago, Illinios
Details:
http://www.elfaonline.org/pub/events/2010/NFE/

Funding Source Exhibitors (as of March 19, 2010)

* AIG Commercial Equipment Finance
* Atel Capital Group
* Bank of the West
* Boston Financial & Equity Corporation
* CapitalSource, Inc.
* Century Services (USA) Inc.
* Commonwealth Capital Corp.
* Fifth Third Leasing
* Financial Pacific Leasing
* First Bank of Highland Park
* First Eagle Bank
* First Financial Corporate Services
* GE Capital Corporate Finance
* GE Capital Markets, Inc.
* Key Equipment Finance
* Kingsbridge Holdings
* MB Financial
* Peoples Capital and Leasing Corp
* RBS Asset Finance
* SCG Capital
* Sterling National Bank
*SunTrust Equipment Finance & Leasing
* Wells Fargo Equipment Finance
Non-member Attendee $1500.00
Member Attendee $750.00





April 15-17
2010 NAELB Annual Conference
Omni Hotel at CNN Center
100 CNN Center
Atlanta, Georgia

Note: The deadline for “early bird” has been extended to April 8th:
$450 for brokers and $600 for Funders/Associates
After April 8th the rates will go up to $550 and $700

Registration is open on online until April 12th.  After April 12th, NAELB
will allow registration onsite at the Omni Hotel.

The Exhibitors (As of March 31, 2010)
ABCO Leasing, Inc.
ACC Capital Corporation
Allegiant Partners Incorporated
Amerisource Funding
Bank of the West
Bankers Capital
Baystone Financial Group
Bulldog Truck and Equipment Sales
CFC Investment Company
Channel Partners LLC
CLP Foundation
Collateral Specialists Inc.
Dakota Financial, LLC
Diversified Lenders, Inc.
Equipment Lessors Protection Association (ELPA)
Facteon, Inc.
Financial Pacific Leasing
GreatAmerica Leasing Corporation
instaCOVER
Kent Funding, Inc.
LeaseInspection.com
Mar Vista Financial
Maxim Commercial Capital, LLC
MicroBilt Corporation
Monitor, Inc.
NAELB Member Benefits
Pawnee Leasing Corporation
Preferred Business Solutions
Quail Capital Corp.
Quiktrak, Inc.
TEAM Funding Solutions
Tetra Financial Group
TimePayment Corporation
U.S. Bank Manifest Funding Services

 Registration Form:
http://www.naelb.org/associations/2004/files/2010%20
NAELB%20Annual%20Conference%20Registration%20Form.pdf

Brochure:
http://www.naelb.org/associations/2004/files/2010%20NAELB%20Annual%20Conference%
20Registration%20Brochure.pdf

Attention all women in Leasing! 
Join other women leasing professionals for the 4th Annual Women in Leasing Luncheon
on Thursday, April 15. Click here for more details and to register.
http://www.naelb.org/associations/2004/files/WIL%20Invitation%202010.pdf




May 5-7,
AGLF/ELFA Public Sector Finance Forum
Westin Hotel, Michigan Avenue
Chicago, Illinois

Registration Fees:
On or Before April 13, 2010
AGLF or ELFA Member $650.00
Non-Member $800.00
Government Registration* $400.00
Spouse/Companion** $150.00
Basics Session Only *** $95.00

After April 13, 2010
AGLF or ELFA Member $750.00
Non-Member $900.00
Government Registration* $400.00
Spouse/Companion** $200.00
Basics Session Only *** $95.00
Registration rates include admissions to all sessions,
refreshment breaks, the receptions, and continental breakfasts.

* Available to employees of state and local government entities only
** Guest registration is open only to those who accompany a registered

Registration form, who is attending by name or company,
and more about the conference, please click here:
http://www.aglf.org/spring2010.html

Discounted room rate is $189.00 so make your reservations 
before April 13 to secure this rate and register today!





September 24-25
2010 NAELB Eastern Regional Meeting
Atlanta, Georgia





October 15-17
NEFA Funding Symposium Fall 2010
The Ritz-Carlton, Buckhead
Atlanta, Georgia





October 24-26
ELFA 49th Annual Convention
Boca Raton Resort & Club
Boca Raton, Florida





November 12-13, 2010
NAELB Western Regional Meeting
Costa Mesa, California

To view Leasing Association Events-Meetings Open to All, please click here.

 


[headlines]
--------------------------------------------------------------

Classified Ads---Help Wanted

Leasing Industry Help Wanted

Sales


Please see our Job Wanted section for possible new employees.

[headlines]
--------------------------------------------------------------




“I have been in the leasing and financing industry for over 47 years and I still learn something new every day.

“Currently I am a trainer and consultant to lessors, brokers, banks and Other companies and associations which are involved with equipment leasing and financing. I am active with the industry and was a member of the Board of Directors of the United Association of Equipment Leasing (my fourth year on the Board) as well as on the Leasing News Advisory Board. I earned my CLP designation in 1994 and I am still active in the Certification Program.

“I was born and raised in the Bronx in New York. Went to the High School of Music & Art (of "Fame" fame) and worked my way through Columbia College playing piano in a union band ("Local 802, American Federation of Musicians, James C. Petrillo presiding"). I also attended the New York College of Music. I did my graduate work at the University of Geneva, Switzerland where I met my wife Pat.

“Patty and I met when she was working at the International Labor Organization, an agency of the UN, and I was in graduate school in Geneva. As you are aware, she is British, and she comes from the small town of Croxley Green near London. It's a lovely place in the Hertfordshire countryside. We will be celebrating our 50th wedding anniversary this year. I don't know that I have any magic formula for a long marriage, except understanding, compromise and a lot of patience. (She is also a painter, watercolors.)

“We left Europe during the Cuban missile crisis in 1962 and made our way to California where I got into the car leasing business. I believe we (Kit and Bob) met sometime around 1975 when I was with Crocker Bank in the leasing department. I got to be pretty good at starting (or re-starting) leasing businesses. Start-ups included Dividend Financial, Sumitomo Bank Business Credit and New England Capital's West Coast office. And, of course, my current business, Teichman Financial Training. I started my company in 1998, so I have been out on my own now for 12 years - the longest I have worked for anyone!

“I continue to be interested in music and have performed with local choruses for the past 26 years. My hobbies include listening to, playing and singing classical music, and spending time at our small and very primitive cabin in the Sierras.”

Bob Teichman, CLP
Teichman Financial Training
3030 Bridgeway, Suite 213
Sausalito, CA 94965
Tel: 415-331-6445
Fax: 415-331-6451
e-mail: BoTei@aol.com

"Providing education and training to the equipment leasing and financing industry."

Bob is also Chairman of the Leasing News Advisory Board, and our number one ambassador.

[headlines]
--------------------------------------------------------------


Fernando’s View
By Fernando F. Croce

In theaters, “Leaves of Grass” combines comedy with drama while “Hot Tub Time Machine” offers straight-up comedy. Meanwhile, DVD watchers can visit fascinating experiments (“Bad Lieutenant,” “La France”) or catch up with the classics (“The African Queen”)


Leaves of Grass (First Look Studios): While most films are content to have one mood and stick to it, this new movie by writer-director Tim Blake Nelson offers a variety of contrasting tones that’s as strange as it is invigorating. Edward Norton displays his versatility in a dual role, playing Bill, a staid philosophy professor, and Brady, the loopy twin brother in trouble with the law. Returning home to his Oklahoma hometown, Bill quickly gets mixed in with his brother’s world of crime, dodging bullets while falling in love with a local schoolteacher (Keri Russell). A notable creator of eccentric tragedies, Nelson creates an unpredictable atmosphere where humor and violence often come together in bursts worthy of the Coen Brothers (“No Country for Old Men”).


Hot Tub Time Machine (MGM): Don’t let the ridiculous title fool you: This comedy is one of the season’s funniest movies. It starts with a group of best friends coming together for some commiserating. Adam (John Cusack) is having romantic trouble, Nick (Craig Robinson) is a henpecked husband, Lou (Rob Corddry) is an aging party animal, and Jacob (Clark Duke) is too caught up in video games to see the world. Their bonding takes a fantastical turn when the hot tub at their club transports them back to 1986, giving each a chance to regain the dreams of their youth… and be utterly baffled by 1980s fashion. Not for anyone easily offended by crude humor, the movie nevertheless offers a parade of belly laughs and a genuine cleverness that undercuts the silliness of the plot.

Netflix tip: Tim Blake Nelson, the director of “Blades of Grass,” has over the years amassed an impressive array of dramatic achievements. Check out “Eye of God,” “The Gray Zone” and “O” to see the roots of his talent, or better yet, check out the Coen Brothers’ “O Brother Where Art Thou,” which in addition to influencing his style also showcases Nelson in a hilarious supporting role.

New on DVD:

Bad Lieutenant: Port of Call New Orleans (First Look Studios): The story of a corrupt and morally bankrupt police officer was already filmed in 1992 by director Abel Ferrara as a tragedy. Instead of just remaking it, however, legendary German filmmaker Werner Herzog (“Grizzly Man”) shoots it as a pitch-black comedy about the limits of human experience. In his best performance in years, Nicolas Cage stars as Terence McDonagh, a homicide lieutenant making his way through the vice-filled streets of post-Hurricane Katrina New Orleans. Can his soul triumph over sin, or will Terence join the crime all around him? Though often dark, the material is surprisingly played for eccentric laughs and unexpected lyricism, a risky decision pulled off brilliantly by the cast. Not for the squeamish, but certainly worth a look.

The African Queen (Paramount): After years of legendary tough-guy performances, Humphrey Bogart finally won a Best Actor Oscar for his delightful comic role in this beloved 1951 classic. Set in Africa during World War One, it follows the adventures of Charlie Allnut (Bogart), the boozy captain of a rickety river boat who’s happy to stay outside the conflicts of the area. It isn’t until he teams up with Rose Sayer (Katharine Hepburn), a prim yet spirited missionary, that he’s convinced to take a stand against the enemy, and maybe fall in love. John Huston, who previously directed Bogart in serious roles in “The Maltese Falcon” and “Treasure of the Sierra Madre,” shows a relaxed humorous mood that’s marvelously attuned to the barbed, flirtatious chemistry between the two acting legends on screen.

La France (Kino): One of the most unique films in recent years, Serge Bozon’s period piece combines war suspense with musical interludes, to startling effect. The story follows Camille (the arresting Sylvie Testud), a young French woman whose husband is away fighting during World War One. After she receives a mysterious letter from him announcing that he’s leaving her, Camille disguises herself as a man in order to infiltrate the military forces and discover the truth for herself. As her platoon goes deeper into enemy territory and she gets to know the lieutenant (Pascal Greggory), her mission takes some unexpected turns. A war drama with surreal songs may not be everyone’s cup of tea, but its audacious mix of strangeness and delicacy certainly warrants a DVD visit. With subtitles.



[headlines]
--------------------------------------------------------------


The economy is so bad that:


  • I got a pre-declined credit card from Direct Capital in the mail.

  • I ordered a burger at McDonald's and the kid behind the counter asked, "Can you afford fries with that?"

  • GE CEO's are now playing miniature golf.

  • If BofA returns your check marked "Insufficient Funds," you call them and ask if they meant you or them.

  • Hot Wheels and Matchbox stocks are trading higher than GM.

  • Parents in Beverly Hills fired their nannies and learned their children's names.

  • A truckload of Americans was caught sneaking into Mexico.

  • Dick Cheney took his stockbroker hunting.

  • Motel Six won't leave the light on anymore.

  • The Mafia is laying off judges.

  • Exxon-Mobil laid off 25 Congressmen.

  • Congress is looking into this Bernard Madoff scandal. Oh Great!! The guy who made $50 Billion disappear is being investigated by the people who made $1.5 Trillion disappear!

  • I was so depressed last night thinking about the economy, wars, jobs, my savings, Social Security, healthcare, retirement funds, etc., I called the Suicide Lifeline. I got a call center in Pakistan, and when I told them I was suicidal, they got all excited, and asked if I could drive a truck.


Theresa M. Kabot, CLP

K2 Funding
Kabot Commercial Leasing LLC
(206) 301-9960 phone
(206) 301-9886 fax

Seattle Washington USA
offering commercial equipment financing solutions in all 50 states


[headlines]
--------------------------------------------------------------

Beaverton, Oregon---Adopt a Dog


Dixie & Jackie
Labrador Retriever, Terrier
Medium Senior Female Dog

"I can see about a dozen breeds in these 2 old gals, but nothing obvious other than a little terrier in mom. Look at the daughter's roundy-houndy head! And maybe some Lab? Some Shepherd? Some Pei in mom? Who knows?? And who cares when 2 sweet old ladies like this are homeless!

"These gals are not at FATE. They are being fostered by a good samaritan who took them in when they lost their home. They've always been together so even though we know it's a long shot, we're hoping they can stay together. Here is what their current foster family has to say:

"This is Dixie the mom ( mostly brown)she is around 12 years. Jackie is the daughter, around 8 years. They are both very good with kids. They've been around babys to too teenagers Good with cats, livestock, and small dogs. Good with male dogs when they get used to them. Love to ride in cars. Housebroke. Good with baths, and on the leash. They are both obedient off the leash and hang around the house without running off. Current on vaccines and no medical issues on either of them."

Dixie & Jackie is up-to-date with routine shots and spayed/neutered.

My Contact Info:
Email: fateanimalrescue@yahoo.com
http://www.petfinder.com/shelters/OR165.html


Adopt-a-Pet by Leasing Co. State/City
http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm

Adopt a Pet
http://www.adoptapet.com/

[headlines]
--------------------------------------------------------------

SEATTLE

  

Meet and learn from Mr. Terry Winders, CLP

Leasing #102 columnist for Leasing News,
long time educator and trainer

Sales and Operations
click here for course information and to register

April 12th until Noon on the 14th
Seattle, Washington
Hosted by Financial Pacific

$395.00 Paid in Advance for first person from company
$345 with each additional attendee 

"Certified Leasing Professionals attending this seminar will earn CPEs (Continuing Professional Education)
Credits toward their recertification"





News Briefs----

Mortgage rates skyrocket
http://www.bankrate.com/finance/mortgages/mortgage-analysis-for-april-1-2010.aspx

Geithner: Jobless rate to stay 'unacceptably high'
http://www.chicagobreakingbusiness.com/2010/04/geithner-jobless-rate-to-stay-unacceptably-high.html

United Community Bank sells piece of itself along with bad loans
http://www.ajc.com/business/united-community-bank-sells-426408.html

Moves to Garnish Pay Rise as More Debtors Fall Behind
http://www.nytimes.com/2010/04/02/business/economy/02garnish.html?ref=business

Ponzi operator gets 188-month sentence
http://www.upi.com/Business_News/2010/04/01/Ponzi-operator-gets-188-month-sentence/UPI-48181270153414/

In India Food inflation rises to 16.35%
http://timesofindia.indiatimes.com/biz/india-business/Food-inflation-rises-to-1635/articleshow/5750340.cms

[headlines]
---------------------------------------------------------------


You May have Missed---

What The Top U.S. Companies Pay In Taxes
http://www.forbes.com/2010/04/01/ge-exxon-walmart-business-washington-corporate-taxes.html?feed=rss_popstories



“Gimme that Wine”


Collector Amasses Witnesses in Wine Case
http://www.courthousenews.com/2010/04/01/26057.htm

Battling crime in the vineyards
http://www.pressdemocrat.com/article/20100401/ARTICLES/ 100409954/1349?Title=Battling-crime-in-the-vineyards

Sonoma Firm Bottles Wine in Texas
http://www.winesandvines.com/template.cfm?section=news&content=72808&
htitle=Sonoma%20Firm%20Bottles%20Wine%20in%20Texas

Washington Wine Industry Tops 650 Wineries
http://abcnews.go.com/Business/wireStory?id=10246868


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

 

[headlines]
----------------------------------------------------------------

Today's Top Event in History

  1865-the evacuation of Richmond, VA, was urged by General Robert E. Lee, who informed Confederate President Davis that he himself must withdraw from Petersburg, VA. Davis left the city that night with his cabinet, retreating to Danville. The now small Confederate army begins evacuation of Petersburg. Many believe it was General Grant and his troops that burned Richmond down, but that is not correct, according to historians and records of the time. “Richmond, meanwhile, burned, as fires set by fleeing Confederates and looters raged out of control.”
http://memory.loc.gov/ammem/today/apr02.html

[headlines]
----------------------------------------------------------------

This Day in American History

    1513- Juan Ponce de Leon discovered Florida, landing at the site that became the city of St. Augustine. He claimed the land for the King of Spain.
    1792-the first US Mint was established at Philadelphia, PA, as authorized by an act of Congress. Copper coins were authorized in one cent and half-cent ( coined until 1857). Gold coins in $10 Eagles, $5 half-eagles, and quarter eagles $2.50. It was not until 1849 that $20 double eagles and $1 gold pieces were authorized. All gold coins were discontinued by the Gold Reserve Act of January 30, 1934 that stated “ no gold shall hereafter be coined.” Silver coins were the half dollar, quarter dollar, dime, and half dime, until 1873, when Congress enacted what was known as
“the crime of 73”, that made gold the sole monetary standard. The first paper money was issued by Native Americans in Oregon, the Araphos. Paper money was not authorized until July 17, 1861 and August 5, 1861 by Congreesss
    1829-the Bank deposit insurance law was enacted in the state of New York, assessing banks one-half percent of capital stock until 3 percent was set aside " ...for the benefit of the creditors. Banks, their officers, and their servants were required to be examined under oath at least once every four months.
    1860-Birthday of Mary Raymond Shipman Andrews, author of The Perfect Tribute (1906) which sold more than 600,000 copies. It recounts the fictionalized meeting of Lincoln and a dying Confederate soldier during which Lincoln finds out the popularity of the Gettysburg Address. Her son became dean of the College of Law of Syracuse University.
    1863- Richmond, Virginia Bread Riot: The women who marched through the streets of Richmond, Virginia, demanding food. Facing them, Confederate President Jefferson Davis was equally adamant: If the protesters did not disperse, they would be shot. Indicative of conditions in the Confederate capital of Richmond, VA, an angry mob's demands for bread from a bakery wagon escalated into the destruction of nearby shops. Confederate president Jefferson Davis, in a bold move, stepped into the angry crowd and stated, "We do not desire to injure anyone, but this lawlessness must stop. I will give you five minutes to disperse, otherwise you will be fired upon." The mob dispersed without bloodshed.
http://americanhistory.about.com/library/prm/blrichmondbreadriots1.htm
    1865-the evacuation of Richmond, VA, was urged by General Robert E. Lee, who informed Confederate President Davis that he himself must withdraw from Peterburg, VA. Davis left the city that night with his cabinet, retreating to Danville. The now small Confederate army begin evacuation of Petersburg. Many believe it was General Grant and his troops that burned Richmond down, but that is not correct, according to historians and records of the time. “ Richmond, meanwhile, burned, as fires set by fleeing Confederates and looters raged out of control.”
http://memory.loc.gov/ammem/today/apr02.html
    1866- Civil War Officially Ends. The state of “insurrection” was declared over by presidential proclamation in Georgia, South Carolina, Virginia, North Carolina, Tennessee, Alabama, Mississippi, Louisiana, Arkansas, and Florida. It was not until August 2 that the president announced that the “insurrection” was at an end in Texas, and that civil authority existed in the United States.
    1908-the first professional to manage a city, now called “City Manager” and the most prevalent form of city government in the United States, was Charles Edward Ashburner of Richmond, VA. He was elected general manager by the city council of Staunton, VA. Prior to this time, the mayor was the manager of each city. This was the first “professional city manager”, who’s first year salary was $2,000; the second year salary, $2,500. He served until July, 1911.
    1909-Birthday of 1909 Hymie Schertzer Birthday ( alto player with Bunny Berrigan, Benny Goodman )
    1918- birthday of the renowned African-American artist, Charles White, who began his professional career by painting murals for the WPA during the Depression. He was influenced by Mexican muralists Diego Rivera and David Alfaro Siquieros. Among his most notable creations are: J'Accuse (1966), a series of charcoal drawings depicting a variety of African-Americans from all ages and walks of life; the Wanted posters (c.. 1969), a series of paintings based on old runaway slave posters; and “homage to Langston Hughes” 1971.
http://www.charleshwhite.com/
    1928-vocalist/songwriter Marvin Gaye born Washington, DC. Sang in his minister father's church. With Harvey Fuqua in re-formed Moonglows. To Detroit in 1960. Session work as a Motown studio drummer. First recorded for Tamla in 1961. To Columbia in 1982. Fatally shot by father during quarrel on 4/1/84 in Los Angeles. Inducted into Rock and Roll Hall of Fame in 1987. http://www.rollingstone.com/artists/bio.asp?oid=3020&cf=3020
http://www.soul-patrol.com/soul/marvibd.html
    1931-Jackie Mitchell, 17, became the first woman to pitch in a professional baseball game after she was signed to a contract by the Chattanooga Lookouts of the Southern Association. In an exhibition game against the New York Yankees, Mitchell struck out Babe Ruth ( who took strike three) and Lou Gehrig ( who gallantly missed three straight pitches) before Tony Lazzeri walked.
    1939- Motown hit maker Marvin Gaye was born in Washington, DC. "Stubborn Kind of Fellow" was his first hit, in 1962. He's best remembered for his 1969 chart-topper "I Heard It Through the Grapevine." Gaye also recorded a number of duets with Mary Wells, Tammi Terrell and Kim Weston. And in 1971, he produced a landmark in black music - the album "What's Going On." Marvin Gaye was shot to death by his father during a domestic dispute in 1984.
    1942-Glenn Miller records patriotic “ American Patrol.”
    1947--Country singer Emmylou Harris was born in Birmingham, Alabama. She first hit the country charts in 1975 with a remake of the Louvin Brothers "If I Could Only Win Your Love," which went all the way to number one. Her other number-one country songs include "Together Again" and "Sweet Dreams," both from 1976. Although her early albums contained a mixture of country, ballads and rock, Harris has never been able to register a significant pop hit. In 1979, she began concentrating on pure country material, much of it produced by her husband, Brian Ahern. Harris was part of the hit "Trio" album with Dolly Parton and Linda Ronstadt in 1987.
    1948---Top Hits
Now is the Hour - Bing Crosby
I’m Looking Over a Four Leaf Clover - The Art Moonie Orchestra
Beg Your Pardon - Francis Craig
Anytime - Eddy Arnold
    1956-“As the World Turns” premiered on TV, one of the longest-running soaps currently on the air, "ATWT" premiered on CBS. The series is set in Midwestern Oakdale and revolves around the Hughes family and their neighbors. Irma Phillips was the show's creator and head writer. Some of its cast members who made it big are: Meg Ryan, Julianne Moore, Michael Nader, Steven Weber and Swoosie Kurtz.
    1956-"The Edge of Night" premiered on CBS . Though the plots initially revolved around crime and courtroom drama, the serial's format soon developed along more conventional soap story lines of romance. The soap shifted to ABC in 1975 but was cancelled in 1984. Larry Hagman, Dixie Carter, Lori Loughlin, Willie Aames and Amanda Blake were some of the show's most prominent players.
    1956---Top Hits
The Poor People of Paris - Les Baxter
Heartbreak Hotel - Elvis Presley
Rock Island Line - Lonnie Donegan
Blue Suede Shoes - Carl Perkins
    1957- Elvis Presley played two concerts before 23,000 people at Maple Leaf Gardens in Toronto. Presley performed outside the US only four times in his career - the two concerts in Toronto, one the next night in Ottawa and a later performance in Vancouver. The 15,000 fans who attended the second Toronto show was the largest audience the 22-year-old Elvis had faced. But before Presley came on, people had to sit through an hour of warm-up acts, including an Irish tenor, a rock 'n' roll tap dancer and a comedian who did an imitation of a woman taking off a girdle.
    1958 -- San Francisco Chronicle newspaper columnist Herb Caen coins the term "beatnik" (a pun on "sputnik").
    1961- Trial of Adolf Eichmann begins in Jerusalem
http://www.us-israel.org/jsource/Holocaust/eichmann.html
    1964-The Beach Boys record "I Get Around", which will become their first US #1 single by the following July, selling nearly two million copies.
    1964---Top Hits
She Loves You - The Beatles
Twist and Shout - The Beatles
Suspicion - Terry Stafford
Saginaw, Michigan - Lefty Frizzell
    1966-Herb Alpert and the Tijuana Brass set a chart record when four of their albums make the Top 10 of the Billboard album chart at the same time.
    1969 - The Milwaukee Bucks of the National Basketball Association signed Lew Alcindor for a reported $1,400,000 five-year contract. Alcindor soon changed his name to Kareem Abdul-Jabar and his team to the Los Angeles Lakers.
    1969-Frank Sinatra's version of "My Way" entered the US record charts for a stay of 122 weeks.
    1970-Janis Joplin get tattoos on her wrist and heart, the one on her chest reading "One for the Boys."
    1971-Ringo Starr releases his solo hit, "It Don't Come Easy." It would become his first top-10 hit.
    1971-Janis Joplin's LP Pearl hits #1
    1972---Top Hits
A Horse with No Name - America
Puppy Love - Donny Osmond
Mother and Child Reunion - Paul Simon
My Hang-Up is You - Freddie Hart
    1974 - 46th Annual Academy Awards presentation at the Dorothy Chandler Pavilion in Los Angeles! Hosting the film industry celebration were John Huston, David Niven, Burt Reynolds, and Diana Ross. Pictures this year included: "Serpico", "The Exorcist", "Jonathan Livingston Seagull", "The Day of the Jackal", "American Graffiti", "Papillon", "Jesus Christ Superstar", "Last Tango in Paris", "Live and Let Die", "Cinderella Liberty". And this list doesn’t even include The Best Picture of the Year, "The Sting" (producers: Tony Bill, Michael Phillips, Julia Phillips). "The Sting" won six additional Oscars: Director (George Roy Hill); Art Direction (Henry Bumstead)and Set Decoration (James Payne); Costume Design (Edith Head); Film Editing (William Reynolds); Scoring/Original Song Score/Adaptation: (Marvin Hamlisch); Writing/Original Story/Screenplay based on Factual Material or Material Not Previously Published or Produced (David S. Ward); plus three additional nominations. Nor does it include these Oscar winners: Best Actor: Jack Lemmon for "Save the Tiger"; Best Actress: Glenda Jackson for "A Touch of Class"; Best Supporting Actor: John Houseman for "The Paper Chase"; Best Supporting Actress: Tatum O’Neal for "Paper Moon"; and Best Music/Song: "The Way We Were" -- Marvin Hamlisch (music), Alan and Marilyn Bergman (lyrics) from the movie of the same title.
http://www.infoplease.com/ipa/A0149268.html
    1975 - The northeastern U.S. was in the grips of a severe storm which produced hurricane force winds along the coast, and two to three feet of snow in Maine and New Hampshire. Winds atop Mount Washington NH gusted to 140 mph.
    1975 - The biggest snowstorm of record for so late in the season paralyzed Chicago, IL. Up to 20 inches of snow fell in extreme northeastern Illinois, and 10.9 inches of snow closed Chicago's O'Hare Airport.
    1977 - "Sir Duke," Stevie Wonder’s tribute to Duke Ellington, was released.
    1977-Fleetwood Mac's LP Rumors hits #1
    1978-“Dallas” premieres on TV: Oil tycoons battled for money, power and prestige in this prime-time CBS drama that ran for nearly 13 years. The Ewings and Barneses were Texas's modern-day Hatfields and McCoys. Larry Hagman starred as the devious, scheming womanizer J.R. Ewing. When J.R. was shot in the 1980 season-ending cliffhanger, the revelation of the mystery shooter was the single-most watched episode of its time (it was Kristin, J.R.'s sister-in-law, played by Mary Crosby). Cast members included Jim Davis, Barbara Bel Geddes, Donna Reed, Ted Shackelford, Joan Van Ark (who, along with Shackelford, starred in the spin-off "Knots Landing"), Patrick Duffy, Linda Gray, Charlene Tilton, David Wayne, Keenan Wynn, Ken Kercheval, Victoria Principal and Steve Kanaly.
http://timstvshowcase.com/dallas.html
    1979-Nickelodeon, the cable TV channel for kids owned by MTV Networks, debuted on this date.
    1980---Top Hits
Another Brick in the Wall - Pink Floyd
Working My Way Back to You/Forgive Me, Girl - Spinners
Call Me - Blondie
I’d Love to Lay You Down - Conway Twitty
    1982 - Severe thunderstorms spawned fifty-six tornadoes in the central U.S., including seventeen in the Red River Region of Texas and Oklahoma. The tornadoes claimed thirty lives, and injured 383 other persons. A violent tornado near Messer OK left only the carpet tack strips on the slab of a house it destroyed, and carried a motel sign thirty miles.
    1984 - John Thompson became the first black coach to lead his team to the NCAA college basketball championship. Georgetown’s Hoyas defeated Houston 84-75 in Seattle for the win. Thompson’s team in 1982 had finished second to North Carolina for the championship.
    1985 - One day after its release, the album, "We are the World" was certified gold, when its sales reached an excess of 500,000 copies.
    1985 - The NCAA Rules Committee adopted the 45-second shot clock for men’s basketball, to begin in the 1986 season. It was an effort to thwart the end-of-game stalls that kept opposing teams from scoring in close contests.
    1987 - Eleven cities in Florida reported record low temperatures for the date, including Tallahassee with a reading of 31 degrees. The low of 48 degrees at Key West smashed their previous record for the date by 13 degrees.
    1987- Canadian country rocker k.d. lang made her Los Angeles debut at The Roxy nightclub. Among the audience of 1,200 people were reviewers for the major newspapers and record industry executives. Lang's appearance came as her "Angel with a Lariat" was beginning its climb up the Billboard country chart.
    1988---Top Hits
Man in the Mirror - Michael Jackson
Get Outta My Dreams, Get Into My Car - Billy Ocean
I Want Her - Keith Sweat
Love Will Find Its Way to You - Reba McEntire
    1989 - Strong and gusty winds prevailed from California to Colorado and Wyoming. Winds gusted to 50 mph at Lancaster CA, and reached 85 mph at Berthoud Pass CO. Snow and high winds created blizzard conditions in the Colorado Rockies.
    1990 - Thunderstorms produced severe weather in North Carolina and Virginia during the afternoon and evening. Thunderstorms produced golf ball size hail, and spawned a tornado near Chester VA which caused half a million dollars damage. A storm system produced snow and gale force winds across northern Michigan, with 8.3 inches of snow reported at Marquette. Temperatures in the north central U.S. soared from morning lows in the 20s and 30s to afternoon highs in the 60s and 70s. Eight cities reported record highs for the date, including Havre MT with a reading of 77 degrees.
    1996- Tiger first baseman Cecil Fielder steals the first base of his eleven-year career. The swipe of second comes in the 1,097th game 'Big Daddy's' has played in the majors establishing the longest duration a player has ever gone without a stolen base.
    1996-In a Chicagoland Collegiate Athletic Conference baseball game, St. Francisco of Illinois humiliated Robert Morris, 71-1, in a game that Robert Morris coach Gerald McNamara declared over after four innings. St. Francis scored 26 runs in the first inning, 22 in the second, 4 in the third, and 19 in the fifth. The Fighting Saints broke a dozen NCAA Division II records and tied four others.
2001 On Opening Day, Yankee fireballer Roger Clemens becomes the all-time AL career strike out leader passing Walter Johnson as he Ks Royals Joe Randa for his 3,509 Junior circuit victim. Passing the 'Big Train, the 'Rocket' now takes over the seventh spot in major league history.
    2001- For the first time in major league history, a Japanese-born position player participates in
a regular-season major league game. Ichiro Suzuki, hitless in his first three at-bats, singles in the seventh inning to ignite a two-run rally and bunts for a hit in the eighth in his Mariner debut at Safeco Field.
    2001—Duke University wins the NCAA Basketball Championship
http://sportsillustrated.cnn.com/basketball/college/2001/ncaa_tourney/news/
2001/04/02/final_gamer_ap/

    2003- Mike Bordick's record streak for games and chances without an error by a shortstop
ends as Yankee outfielder Bubba Trammell's third inning grounder tips off his glove. After converting a fielder's choice in the first inning he misplays his second chance of the game establishing 544 chances and 110 consecutive games without an error a new major league mark for shortstops.
    2003- Todd Zeile homers in first at-bat as a Yankee becoming the only major leaguer to hit a home run for ten different teams. In addition to homering with the Bronx Bomber, the infielder has also gone deep for the Cardinals, Cubs, Phillies, orioles, Dodgers, Marlins, Rangers, Mets, and Rockies.

NCAA Basketball Champions This Day

    1984---Georgetown
    1990—UNLV
    2001---Duke


[headlines]
--------------------------------------------------------------

Basketball Poem

Reportedly spoken by Stanford womens basketball coach
Tara VanDerveer


"If you think you are beaten, you are,
If you think that you dare not, you don't,
If you'd like to win, but you think you can't,
It's almost certain you won't.

If you think you'll lose, you've lost,
For out in the world you'll find,
Success begins with a woman’s will,
It's all in the state of mind.

If you think you are outclassed, you are,
You've got to think high to rise,
You've got to be sure of yourself before
You can ever win a prize.

Life's battles don't always go
To the stronger or faster woman,
But soon or later the woman who wins
Is the woman who thinks she can."

 

---Also known for her “Tara-isms:”

("Christmas is over. Stop standing around like a decoration"

"You want to have fun. Try winning. Now that's fun."

To a fast player: "You're a Ferrari. Stop moving like a Volkswagen."

"This is not prayer basketball. You can't just throw it up there and pray someone catches it."

"It's called motion, not slow motion."

To a player practicing poorly after an injury: "You hurt your knee, not your brain."



Where are they now, the Stanford Basketball Women:
http://www.stanfordfbc.org/FBCFiles/alumni_alphabetical.htm

[headlines]

--------------------------------------------------------------

SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

[headlines]

--------------------------------------------------------------

Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

[headlines]

--------------------------------------------------------------

http://www.gasbuddy.com/
http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

[headlines]

--------------------------------------------------------------

Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

[headlines]

--------------------------------------------------------------

Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

--------------------------------

[headlines]

Independent, unbiased and fair news about the Leasing Industry.