Add me to mailing list | Change email  Search
Advertising | All Lists | Archives | Classified Ads | This Day In American History

Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Monday, April 13, 2020

Today's Leasing News Headlines

Dr. Anthony S. Fauci
Times Are Tough, But Now is the Time
    to Join a Surviving Company - Question
Top Ten Stories
   April 6 - April 8
The Saga of Furloughs in Our Industry
   With Restaurants, Manufacturing, Copiers, Trucks, Not Selling
Stand Tall, America!  We Will, as Always,
    By Allan Levine, Madison Capital
New Hires/Promotions in the Leasing Business
  and Related Industries
  The Ultimate Hire by Ken Lubin, ZRG Partners
Developing New Business Challenges
  in a Pandemic Marketplace
    By Ralph Mango
Wear Your Mask at Home
California Tops Two Million Jobless Claims
  Jobless Claims Eight States (Mar. 21 - Apr. 4)
Addressing COVID-19:  New Implementation
   of Remote Online Notaries (RON)
   West Palm Beach, Florida  Adopt-a-Dog
Webinar "Workout and Bankruptcy Implications
   and Opportunities of COVID-19" April 30  12:00pm ET
News Briefs---
Small Businesses Wait for Cash
  as Disaster Loan Program Unravels
Owner who got Paycheck Protection loan:
  It's an "incredibly bad fit" for what businesses need
Yelp lays off 1,000 workers, furloughs 1,100
  to make ‘severe’ cost reductions/35% of workforce
Disney World Furloughing 43,000 Workers--Closed Mid-March
  Disney World in Florida and Disneyland Resort in California
Coronavirus cleanup crews on infected Navy ship
   using T-shirts for masks
Boeing finds two more 737 Max software flaws
   “hypothetical faults” could crash plane

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

May Have Missed
  Sports Brief----
   California Nuts Brief---
    "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.

Please send a colleague and ask them to subscribe. We are free
Email and in subject line: subscribe



Dr. Anthony S.  Fauci

"He’s 79 years old. An immunologist by trade. Worked for 6 presidents. He’s already been awarded the Presidential Medal of Freedom. He’s helped America navigate AIDS, Ebola, Swine Flu, H1N1 and now Corona. He is the hero we need right now. Whatever he says to it! I don’t know how the world thanks a person like this but I’m just hopeful we have the fortitude as a nation to listen to him. Prayers to you, Dr. Anthony S. Fauci. Some heroes wear lab coats instead of capes!"
~Jim Weinstein.  



Times Are Tough, But Now is the Time
to Join a Surviving Company - Question

This headline brought the most readers to open this notice. It was amazing as there are no listings,
as the purpose is to have readers take out a free classified ad to find employment.

Perhaps the guess was many wanted to see who had taken out a classified ad or what each person was posting to a specific category.

If I am guessing wrong, why so many opened this notice last week? Please email “on” or “off” the record my email address below.
    - Editor

100 Word Maximum Free Listing

You can use a Gmail or Yahoo email listing, and give a description of your experience, if you don't want to include a resume. The ad is free and only limitation is limited to (100) words.

To post your free ad, please email:


Top Ten Stories
April 6 - April 8

(Stories most opened by readers)

(1) Times Are Tough, But Now is the Time
    to Join a Surviving Company

(2) Leasing Icon Paul J. Menzel, CLFP,
         Takes “Early” Retirement

(3) Big banks may have just killed the government's $349          
   billion relief effort to save America's devastated small businesses

(4) Paul Menzel, CLFP, Now Retired
       But Still Wants to Keep Active

(5) Delay in CARES Act Implementation
       Scramble as Predicted Friday Comes True

(6) How to Reach Customers During a Pandemic Shutdown
       FinTech #102 by Alex Vasilakos

(7) A fire at a Florida airport destroyed
      more than 3,500 rental cars

(8) 'Nightmare': 3 small-business owners describe
        process of applying for PPP coronavirus loans

(9) Chocolate Bunnies for Easter---The New Normal

(10) Excellent Short Video: Key SVP Shawn Arnone
         shares tips for successful vendor finance relationships (2:07)



The Saga of Furloughs in Our Industry
With Restaurants, Manufacturing, Copiers, Trucks, Not Selling

2019 Top Categories Marlin 10-K
“There were over 100 different equipment categories financed, with the largest categories set forth as follows, as a percentage of the December 31, 2019 aggregate Equipment Finance minimum lease and loan payments receivable:”


There are several leasing and finance companies who have laid off employees. Their business is down and their applicants don’t meet their credit criteria for business loans.

Originally, Marlin Business Services notified, in an investors filing and news release, that they had "Since Friday, March 20, 2020, Marlin’s entire workforce has been working remotely and all business-related employee travel has been suspended. Through the successful execution of the plan, Marlin has not experienced any interruption of its normal business operations." (2)

Last week, there were dozens of Marlin Business Service employees selling their stock as reported by their legal investor notices.  The stock had gone from a year ago at $25.44 to a low of $4.66 (Friday closing: $7.45). They obviously need the cash. Perhaps pay had been cut or they were furloughed.

An insider well known to us sent an email last Wednesday, "Marlin  furloughed 120 people yesterday, including 90 in Sales."

Our policy is to get at least two confirmations, three is better, from people we know well. We received five such confirmations, all off the record.  One said employees furloughed had called him, looking for a position with his company.

The Marlin president did not respond to Leasing News’ inquiry. A very well-informed source told us we were asking the wrong people; to contact Marlin's Investor Relations Contact. We did reach out to the Senior Vice President & Chief Financial Officer, as well as his assistant.

It was our position that Marlin should make a statement about what was going on, which they finally did on Thursday afternoon, in a form 8-K filing: "...the Company informed its workforce that approximately 120 employees will be furloughed as part of a plan to adjust the Company’s expense base and ensure operating efficiency during the COVID-19 crisis. The furlough period will begin on April 13, 2020 and is currently expected to continue through May 31, 2020. During the furlough period, impacted employees will continue to be covered under the Company’s healthcare plans and the Company will cover each impacted employee’s portion of their healthcare premium."

Interestingly, that our five sources had told us the event had already happened the week prior, not this week.

There are other companies who have let employees go, many furloughed, and Leasing News has heard from company presidents.
It was off the record and therefore not appropriate to report this information.  Of course, there also is a lot of remote working.

George Pelose, now President of NewLane Finance, when he was at Marlin always returned emails or telephone calls.  The current
administration at Marlin does not.

Leasing News will continue to have articles from professionals about working remotely, about sales, and surviving in tough times.

  1. Marlin Business Services 10-K Report
    Year-end December 31, 2019 (highlights plus full report)               
  2. Marlin Business Services Files Revealing 8-K
    "Operating Under COVID-19 Pandemic


Stand Tall, America!  We Will, as Always,

By Allan Levine,
Partner, former President and CEO
Madison Capital

Hoping, first and foremost, this message finds you and your loved ones well.

With 46 years in business, I have witnessed much from high gas prices ($4.11 per gallon) to crazy recession high interest rates of 18.3% (from my aging memory) to FED Zero rate now, to slow and fast biz periods thru good presidents, and bad ones. AMERICA-WE ARE HERE TO STAY, GROW, and PROSPER.

Nothing has ever broken the American spirit. We Americans do our best work in times of crisis. Check the history books. WE WILL BOUNCE BACK-----STRONGER.

Now, let’s turn the page. With government assistance, our businesses will come back. We are all in the same boat but “WE WILL COME BACK.”  When this started, our economy was at a high. WE WILL BE BACK.

For those struggling, reach out to whom you must, as all are prepared to help you as much as they can. YOU WILL BE BACK and we lenders know it.

For those in flourishing industries, due to demand for your products, in this insane market, keep performing as you are important to the supply chain. You are so needed.


If you need business financing or refinancing for vehicles and/or equipment, you can always count on me to do whatever I can to help you.

Warm Regards,

Allan Levine
Partner, Madison Capital LLC
410 977 1011

Stepping down as President of Madison Capital a year ago, Allan says he is having the best time continuing partner responsibilities by supporting credit, being on the management team, and Board of Directors. And, “doing what I love best is, continuing to provide financing solutions for my current, many past and future clients." As it turns out, he reports he is busier than ever.

Allan has served on many boards and committees throughout the leasing industry, and has been active in community organizations. His involvement has included the local chapter of the National Vehicle Leasing Association. He also has served on The Equipment Leasing and Finance Association’s Committee for Independent Leasing Companies and its Future Council group. He served on the board and was editor of the Eastern Association of Equipment Leasing's quarterly publication, until it merged with what is now the National Equipment Finance Association.

He is a long-time Leasing News Advisory Board member and contributing writer.



New Hires/Promotions in the Leasing Business
and Related Industries


Thomas "Tom" Depping, CPA was named Executive Vice President, Ascentium Group Manager at Regions Bank, Kingwood, Texas. Previously, he was Chief Executive Officer, Ascentium Capital (August, 2011 - April, 2020); Chairman and CEO, Main Street Bank (2004 - August, 2011); Chairman and CEO, MS Financial  (November, 2004 - Present); First Sierra Finance (June, 1994 - March, 2001); President, SunAmerica Financial Services (1981 - 1994); Staff Accountant, KPMG (May, 1980 - August, 1981).   Education: Eastern Michigan University. BBA. Accounting and Finance. Cum Laude. (1976 - 1980). Ypsilanti High School (1976).

Jeremy Dials was hired as Vice President, Commercial Relationship Manager, U.S. Bank, Cedar Rapids, Iowa. Previously, he was Sales Engineer, ExxonMobil (2019 - 2020); Vice President, Senior Account Manager, GE Capital, Healthcare Equipment Finance (2011 -2018); Regional Vice President, Originations, TCF Equipment Finance (2010 - 2011); Vice President, Specialty Finance, GE Capital (2007 - 2010); Area Financial Services Manager, GMAC Financial Services (2004 - 2007); Tax Associate, KPMG (2003 - 2005). Education: Cornell University Graduate School.  Master of Business Administration. MBA.  Indiana University, Kelley School of Business. Bachelor's degree, Accounting.  Activities and Societies: Delta Sigma Pi, Accounting Club, Finance Club.

Michael Galan was hired as Collections Manager, Alliance Funding Group, Tustin, California.  He is based in Tampa/St. Petersburg, Florida Area. Previously, he was at Pinnacle Capital Partners, starting May, 2006, Collections; promoted 2006, Portfolio Manager.  Credit Representative, Coca Cola Refreshments (June, 2013 - September, 2017); Collector, Oce Financial Services (2006); Collections Manager, Adams, Cooper & Marks (2003 - 2006); Collection Manager, American Express Business Finance (May, 1996 - February, 2003); Collection Manager, First Sierra Financial (May, 1996 - February, 2003); Accounting Specialist, Racal Datacom (January, 1992 - February, 1996); Collector and Fraud Loss Avoidance Group Specialist, American Express (1991 - 1996); Stock Loan Officer, First Interstate Portfolio Lending Services, Inc. (1993 - 1990); Collections, Manufacturers Hanover Trust (1980 - 1983). Education: Xaverian High School (1974 - 1977).

Shawn Halladay, CLFP, CPA was hired as Chief Financial and Operations Officer (CFO/COO), Pitney Bowes Bank, Inc., Salt Lake City, Utah. “(He)..will be responsible for the overall financial management of the bank. He will build and support the bank’s strategy and expand the level of products and services offered. He will oversee portfolio management, liquidity and capital management.  “We are thrilled to welcome Shawn to the Pitney Bowes Financial Services team,” said Christopher Johnson, Senior Vice President and President, Pitney Bowes Financial Services."  Previously, he was Managing Director, Amembal & Halladay (September, (2014 - April, 2020); Managing Director, The Alta Group (September, 1995 - April, 2020). Prior, he was a consultant "implementing best practices, benchmarking studies, strategic planning, leasing system selection and implementation, litigation support, accounting, and quantitative analyses."  His professional expertise stretches across all leasing sectors and around the globe. Based in Salt Lake City, Utah, he has served lessors throughout North and South America, Africa, Asia, and Europe. He was awarded a Certified Leasing and Professional Foundation certificate for his contribution to the industry.  He was appointed to the Leasing News Advisory Board on April 17, 2006. He has authored or co-authored eight books on equipment leasing, including "A Guide to Equipment Leasing," "A Guide to Accounting for Leases" and "The Handbook of Equipment Leasing."  He has also been a contributing writer to Leasing News, reporting on Leasing and Finance Conferences, as well as other events. He has written extensively on the subject of equipment leasing, with over 40 articles and contributions to ten research studies for the Equipment Leasing and Finance Foundation in the U.S., including Predictive Analytics: The Key to Increasing Profitability and Enhancing Customer SatisfactionForecasting Quality: An Executive Guide to Company Evaluation, and Perfect Storms: Why Successful Companies Have Exited the Marketplace. He is a member of the Financial Accounting Committee of the Equipment Leasing and Finance Association of America, serves on the Editorial Review Board of the Equipment Leasing and Finance Foundation, and regularly speaks at industry events within the U.S.  He is a member of the American Institute of Certified Public Accountants. Shawn serves as Treasurer for the Utah Soccer Association, holds several administrative positions within the State Referee Committee, and coaches several soccer teams in the Utah Adult Soccer league.  Education: University of Utah, David Eccles School of Business. MBA. Finance (1978 - 1979).  University of Utah, David Eccles School of Business. BS. Accounting, Accounting and Finance (1975 - 1978).

Paul A. Larkins was appointed Chairman, LERETA, Pomona, California. He joined the firm as Lead Director, July, 2019.  He remains Senior Advisor, Aquiline Capital Partners (June, 2018 - Present); Director, FirstSun Capital Bancorp (November, 2019 - Present); Director, Amur Equipment Finance (September, 2019 - Present).  Previously, he was President, CEO, and Director, SquareTwo Financial (April, 2009 - August, 2016); President and CEO; Key Equipment Finance, Key National Finance, Key Corporate and Commercial Bank (1993 - 2009); Senior Vice President, National Sales Manager; USL Capital (a Ford Financial Services Company) Ford Credit (1984 - 1993); Account Manager, IBM (February, 1980 - October, 1984). Volunteer: Board Member, Food for Thought, Denver (2012 - Present); Director (Former Chairman) Equipment Leasing and Finance Association.  Former Director, School of Economics and Business Administration, Saint Mary's College of California. Former Advisory Board Member. University of Colorado Boulder, Leeds School of Business (January, 2000 - January, 2011). Leasing News Person of the Year 2006.  Education: Saint Mary's College of California. Bachelor of Science. BS, Economics and Business Administration. California Polytechnic State University, San Luis Obispo. Economics.  University of Delaware Professional and Continuing Studies. Stonier Graduate School of Banking (ABA).

Shawn Lenhart was hired as Director of Sales, Capital Equipment Finance, CIT, New York, New York.  He is located in Columbus, Ohio area.  Previously, he was at Huntington National Bank, starting May, 2003 as Assistant Vice President, Equipment Finance Commercial Portfolio Manager; promoted January, 2007, Vice President, Equipment Finance Sales Executive. Prior, he was at Provident Business Credit (now known as PNC Financial Services Group, Inc., starting July, 2001 as Vice President, Underwriting Manager; promoted January, 2003, Vice President, Commercial Portfolio Manager.  Senior Credit Analyst, Transamerica Equipment Financial Services Corporation (March, 1998 - July, 2001). He began his career June, 1988, Commercial Credit Training Program, Credit Analyst, STAR Bank, N.N. (now known as U.S. Bank N.A.); promoted Junaury, 1993, Assistant Vice President, Loan Review Analyst; promoted February, 1995, Vice President, Middle Market Commercial Relationship Manager.  Volunteer:  Board Member, St. Vincent Family Center (August, 2016 - Present); Finance Committee Member, People Working Cooperatively, Inc. (August, 2009 - October, 2011); Pelotonia; Teacher, Junior Achievement; Volunteer Freestone Foodbank; Volunteer, Ronald McDonald House Charities.  Education: Wittenberg University. Bachelor of Arts (B.A.) Economics (1985 - 1989).  Activities and Societies: Alpha Tau Omega.



The Ultimate Hire by Ken Lubin, ZRG Partners

The last thing you want to be is a non-essential employee.

Having this designation immediately puts an “X” on your back. It makes you a target and easily expendable.  No one wants to be seen as non-essential.

A few thoughts that I always try to convey to people in their career.

You get hired and/or stay employed for one of 3 reasons. 

  • You make the company money
  • You save the company money
  • You are saving lives (which still comes down to money)

If you are not doing either of these, you are non-essential and that is scary. It is time to start thinking of ways you can contribute.  It may be too late now, but set yourself up for future success by gaining the skills necessary.

I love this quote which was written by Earl Nightingale back in the World War II time frame.

"The biggest mistake that you can make is to believe that you are working for somebody else. Job security is gone. The driving force of a career must come from the individual. Remember: Jobs are owned by the company, you own your career!" — Earl Nightingale

Being deemed a non-essential employee can be detrimental to your success and those that are around you. The time to separate yourself from the pack is now and go make an impact.

Take care and Stay Safe

Ken Lubin
Managing Director
ZRG Partners, LLC
Americas I EMEA I Asia Pacific
C: 508-733-4789
"What is the Ultimate Hire? The Ultimate Hire is the professional that every business, team or leader needs in their organization. This is the high performance individual that always rises to the top, brings the team to the next level and can significantly add to the bottom line. The Ultimate Hire is the person that you can't afford to be without. Finding, Attracting, Hiring and Retaining these professionals is critical to the success of your business. We have identified these traits and can help you find these top professionals."

The Ultimate Hire Collection:




Developing New Business Challenges
in a Pandemic Marketplace

By Ralph Mango

The challenge is to find those areas of opportunity in new markets, analyze and, if necessary, change practices, policies and processes that provide your company with a competitive differentiation that will attract new customers while retaining your existing base.  To be candid, this is a stiff challenge to navigate uncharted waters but a competitive imperative to be met head on. Your future likely depends on it.

Assuming your firm has a strategic and tactical plan as the roadmap for 2020, it is fair to conclude that it is all but irrelevant simply because the plan did not anticipate this worst-case scenario. Many of us have the experience in such planning that we have usually articulated three cases:

  1. The expected case that will drive the tactical plan
  2. The best case that provides an expected upside if all the planets are aligned
  3. The worst case which usually is something below expected case but not nearly as dire as the current state of 2020. 

Accordingly, while it is important to analyze your expected case in light of the current state, once you have completed that analysis, you’ll likely need to start from square one to rebuild your game plan for the remainder of the year.

If you did not draft an expected case for 2020, all is not lost.  You have ample time now to do so provided you research the current state, where your business plans can be expected to succeed, suspend efforts in those industries that have been crippled, and be brutally honest about what you must do to survive. Everything is on the table.  It is time to think about what you did not going into this year.

We have all been challenged during any year to complete periodic operational reviews against the plan for the year, evaluating the following: 

• When we succeeded, what did we do and what must we do to continue?  What external considerations contributed? 
• When we have failed, what was it that caused the failure and what must we do to eliminate those behaviors?  What external considerations contributed?
• Is the value proposition and brand still viable?
• What about marketplace conditions, financial issues and personnel have changed that cause us to reconsider our original plan?
• Are the positions staffed with the best people who will carry us?  This issue cannot be overstated in the context of needing to do more with less.
• Are you optimizing your technology investment throughout the enterprise toward the desired productivity, cost reductions, messaging, operations and other compulsory parts of your business?

It is incumbent upon you as leaders to be brutally candid about this given the environment in which employees and customers must now operate.  There are similar changes among your funding sources that have also had to undertake the exhaustive review described herein.  They are likely reviewing their relationship with you. 

Questions to consider:
• If you have a portfolio that generates monthly revenues, what are the factors that imperil the continuing payment from those customers?  This risk is heightened if your customers are in the most heavily impacted industries such as retail, hospitality, services, travel, etc.
• Investigate markets that represent immediate opportunities; understand the products and service levels required for reasonable penetration.
• If you do not manage a portfolio, what tactics will you deploy to at least maintain status quo and something above that?
• If the medium of contact has been in-person rather than online or by connected device, that plan requires an overhaul toward exploiting the latter at least until there is an all-clear from the in-place directives.
• Evaluate internal processes and policies that may improve productivity that can be used to attract new customers.
• You likely have association memberships. These are rich resources that you should exploit in the context of the above market and operational considerations, i.e., best practices, what not to do, etc.
Once the analysis has been completed and a position paper delivered, critically review with your leadership team. If you are the sole leader, ask trusted associates, friends, and/or family to serve in a critic’s capacity to challenge the conclusions and steps to take. Once you are confident of the go-forward plan, implement them with your teams with care to explain the what, why, where, when and how. 

Ralph Mango
Leasing News Associate Editor

During his leasing industry career, he has consulted on multiple business necessities that include internal control processes for sales, sales support, documentation, verification, funding, and MIS; integration of CRM into sales processes toward reducing administrative tasks, strengthening forecast reliability and pipeline veracity, and pricing authority delegation to eliminate revenue leaks, among others.

His nearly 40-year equipment leasing career includes stops as VP-General Manager, SVP of Sales and Sales & Marketing, and Region management with several industry leaders. He has broad and successful business unit general management experience in both indirect and direct equipment leasing as a captive lessor and vendor provider that began as a credit manager.

His career zenith was as Sr. Vice President, Sales & Marketing, Newcourt Financial when he piloted the proposal team through which he became Co-founder, Vice President and General Manager, Dell Financial Services in 1997.




The week ending on April 4 saw another huge number of initial jobless claims in the U.S. with over 6 million for the second week in a row. In total, that brings the jobless claims filed in the U.S. to over 16 million in just the last three weeks.

California has been leading the country in initial jobless claims since the week ending on March 21, with Californians filing over two million claims in the last three weeks. The only other state to surpass one million has been Pennsylvania, although since those numbers haven’t been publicly released, they’re only estimates. Other states hit hard with surging unemployment are Michigan, New York and Texas – all surpassing 700,000 jobless claims each in the last three weeks.

The economic impact of the COVID-19 disease is creating an unemployment spike not seen in the country since the Great Depression in the 1930s. Many are predicting April to show an unemployment rate of over 15 percent, and that number could continue to skyrocket as the year progresses. At the end of March, the Senate approved a historic $2 trillion stimulus for the country in anticipation of record unemployment. Restaurants, hotels and airlines have been hit the hardest, as people all over the country and the world stay home and socially distance themselves.

By Willern Rober, Editor, Statista



##### Press Release ############################

Addressing COVID-19:  New Implementation
of Remote Online Notaries (RON)

American Notary Association

In this ever-changing environment we are all currently in, it is increasingly apparent that we at American Notary Association need to be adaptive and forward thinking. In an effort to stay in front of the curve and provide value-added services while keeping your clients, our employees, notaries and the general public as safe as possible, we have now implemented Remote Online Notaries (RONs) to the suite of services we provide.

Remote Online Notarization, or RON, is the use of audio/visual technology to complete a notarial act when the principal is not in the same physical location as the notary public. Although this is a newer way of notarizations, as we all work through this state of quarantine collectively, RON is rapidly becoming more and more needed and accepted.

As you are exploring virtual alternatives, we will be right there with you. Any of the resources that we have at our disposal will be available to you in order to help you keep moving forward. Now more than ever, it is vitally important that we move through this together and stay unified. If there is anything that we can do to lessen the impact of the changing business environment for you, please let us know.

With over 80,000 signing agents Nationwide, American Notary Association ensures, professional, error-free signings whenever and wherever you need us, guaranteed!

Here is a little insight into our company and our strengths:

           •           Nationwide Mobile Notary and Loan Signing Service
           •           Over 80,000 Signing Agents Nationwide
           •           Over 50,000 Signings Completed Successfully
           •           Specialize in Out-of-Area Signings & Rural Signings
           •           Specialize in Last Minute Signings
           •           Specialize in Reverse Mortgage Signings
           •           Specialize in Split signings
           •           Remote Online Notarizations (RON) Capability

All orders can be emailed directly to our team at or placed directly through our secure online system. We handle all scheduling and oversee each signing from start to finish. We also provide up-to-the-minute updates including notary confirmation, borrower confirmation, document tracking, etc. so you always know what’s going on with your files.

We are currently offering 50% OFF your 1st three signings to new clients along with bulk and competitive pricing on all signings.

We wish you and your family's safety, good health, and continued success in business and relationships. We will get through this together!


John Hodina | Founder & CEO
American Notary Association
(800) 245-3220
www.BetterNotary.comunt elementum sem non luctus.

### Press Release ############################



West Palm Beach, Florida  Adopt-a-Dog

2 years
Foster Home


"My name is Coco and I will go loco to meet a new fur-ever best friend. You will have to excuse me as I am a bit shy at first, however, I warm up quickly and once I am warmed up; we will be cooking with gas. Hey, it looks like you could use a best friend. Yea, I'm talking to you! What's your name? That's a wonderful name. Now, give me some treats and I will tell you a bit about myself. Yum, thank you! Ok, I like playing outside and am right in the middle of the pack as far as my energy level goes. This means that while I do enjoy playtime, I enjoy relaxation time just as much. Ok, to proceed with this conversation I require another treat. Slurp, thank you! I do great with other dogs. I actually do so well with other dogs that I really do require a second furry friend to spend time with. Something about hanging out with my same species is just really calming to me. "To continue this conversation please insert another treat," gulp, thank you! Now, please tell me a bit about yourself. Ok, yea, uh huh, I see, very interesting! Based on your treat dispensing skills alone, I believe we will make a fantastic match. Take me home with you today; together we will be in paradise."

If you are interested in adopting me, please contact to set up an appointment to meet me. If you have questions please call 561-686-3663.

Adoption Process

Send an eMail:

3100/3200 N Military Trail
West Palm Beach, FL 33409

Open Daily 11:00AM – 6:00PM



Webinar "Workout and Bankruptcy Implications
and Opportunities of COVID-19" April 30  12:00pm ET

When: April 30 from 12:00-1:00 p.m. ET

Where: Online, Zoom dial-in instructions will be emailed 1 day in advance

We are seeing an unprecedented influx of troubled credits with the outbreak of the COVID-19 virus and the consequences of the various quarantines and stay-at-home restrictions. The impact on the secured lending industry is evolving and creating serious and, potentially, long-lasting effects on borrowers and, consequently, lenders and other credit providers. The panel will focus on issues they are seeing and, to the extent possible, steps taken to mitigate the negative impact we are seeing together with opportunities that may arise.

Members $0
Non-Members $95



News Briefs----

Small Businesses Wait for Cash
  as Disaster Loan Program Unravels

Owner who got Paycheck Protection loan:
  It's an "incredibly bad fit" for what businesses need

Yelp lays off 1,000 workers, furloughs 1,100
  to make ‘severe’ cost reductions/35% of workforce

Disney World Furloughing 43,000 Workers--Closed Mid-March
  Disney World in Florida and Disneyland Resort in California 

Coronavirus cleanup crews on infected Navy ship
   using T-shirts for masks

Boeing finds two more 737 Max software flaws
   “hypothetical faults” could crash plane



You May Have Missed---

Captain Brett Crozier was my Naval Academy classmate.
  He’s one of the finest leaders I know



Sports Briefs---

49ers’ Super Bowl loss a life-saver for Bay Area?
  UCSF doctor calls it a gift

No 49ers home games until late November?
  County official’s sobering forecast

49ers coach Kyle Shanahan has history of bold draft choices

What Tony Dungy said about Tom Brady joining the Buccaneers


California Nuts Briefs---

Lose your job due to the coronavirus?
   Here are your health care options in California

Coronavirus: Bay Area Peace Corps volunteers deal
   with ‘emotional trauma’ after global evacuations

Wine Country hotels suffer further occupancy declines
    in 3rd week of coronavirus lockdown



“Gimme that Wine”

Domaine Carneros CEO Eileen Crane to Retire
   After 33-year Tenure, Steps Down as CEO

For American Wine Producers, Fear, Uncertainty and Hope

More pay for California farm workers promised
   in Democrat's coronavirus proposal

Restaurants Selling Off Their Wine Cellars Face a Catch-22

California Winemakers Focus On Affordable Luxury

Free Wine App

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

      1721 - John Hanson (d. 1783), first President of the US under the Articles of Confederation, was born in Port Tobacco, MD. He was the heir of one of the greatest family traditions in the colonies and became the patriarch of a long line of American patriots.  His great-grandfather died at Lutzen beside the great King Gustavus Aldophus of Sweden; his grandfather was one of the founders of New Sweden along the Delaware River in Maryland; one of his nephews was the military secretary to George Washington; another was a signer of the Declaration; still another was a signer of the Constitution; yet another was Governor of Maryland during the Revolution; and still another was a member of the first Congress; two sons were killed in action with the Continental Army; a grandson served as a member of Congress under the new Constitution; and another grandson was a Maryland Senator. Thus, even if Hanson had not served as President himself, he would have greatly contributed to the life of the nation through his ancestry and progeny.  The new country was actually formed on March 1, 1781 with the adoption of The Articles of Confederation. This document was actually proposed on June 11, 1776, but not agreed upon by Congress until November 15, 1777. Once the signing took place in 1781, a President was needed to run the country. John Hanson was chosen unanimously by Congress (which included George Washington). In fact, all the other potential candidates refused to run against him, as he was a major player in the Revolution and an extremely influential member of Congress.
He was the first President to serve a full term after the full ratification of the Articles of Confederation.  Like so many of the Southern and New England Founders, he was strongly opposed to the Constitution when it was first discussed.  The Articles of Confederation only allowed a President to serve a one-year term during any three-year period. He remained a confirmed anti-federalist until his untimely death. Six other presidents were elected after him:  Elias Boudinot (1783), Thomas Mifflin (1784), Richard Henry Lee (1785), Nathan Gorman (1786), Arthur St. Clair (1787), and Cyrus Griffin (1788) - all prior to Washington taking office. George Washington was the first President of the United States under the Constitution we follow today. And the first seven Presidents are forgotten in history.
    1787 – “The Contrast,” by Robert Tyler, became the first professional United States play to be presented on the stage.
    1813 - The first federal government mandate of factory standardization was made with a contract specifying interchangeable parts. The contract was with Colonel Simeon North of Berlin, CT. The contract was for 20,000 pistols at $7 each to be produced within five years. It stipulated that the “component parts of the pistols are to correspond so exactly that any limb or part of one pistol may be fitted to any other pistol of the 20,000.” Colonel North established his pistol factory in 1810 in Saddle Hill, a suburb of Middletown. The factory produced about 10,000 pistols a year.
    1818 - The US Senate ratified the Rush-Bagot amendment to form an unarmed US-Canada border.
    1849 - A severe freeze from Georgia to Texas killed cotton while snow lay on the ground at Charleston, South Carolina.
    1850 - California Legislature passed the Foreign Miners Tax that required non-American born miners to pay a monthly $20 tax. This was the first anti-Chinese legislation in California. It was a lot of money in its day.
    1851 – Famous lighthouse storm occurred in New England, a massive tidal flooding with storm-force winds. Gigantic waves destroyed Minot Light at Cohasset, Massachusetts with two keepers lost. Great shipping losses and coastal erosion occurred.
    1854 - Birthday of Lucy Craft Laney (d. 1933), Macon, GA.  A free black woman opened what became the Haines Normal and Industrial Institute in Augusta, Georgia that grew from five students in a basement to a four-acre campus of almost 1,000 students.
    1860 – The first ride of The Pony Express reached Sacramento, CA.
    1861 - President Abraham Lincoln made a call for volunteers to serve three months, the day after the surrender of Fort Sumter, South Carolina. His call was for 75,000 volunteers. The first regiment to respond to the call was the Ringgold Light Artillery of Reading, PA, known as the "First Defenders," commanded by Dr. John Keys. Their first engagement took place on September 24, 1861, at Hanging Rocks, West Virginia. When men were not volunteering, a draft was called with a fee if you did not join. More than one hundred thousand soldiers were hired to fight for the North. Many of these were immigrants, expressly brought over, says Shelby Foote,” by companies newly formed to supply the demand.”  More than eighty-five thousand Americans who were drafted in the war got out of going by paying a $300 commutation fee. Among these were banker J.P. Morgan and Theodore Roosevelt, Sr., father of President Theodore Roosevelt. So many young men with means remained civilians that northern universities were able to enroll about as many students from the North during the war as they had before when students came also from the South. No doubt the people who stayed home later suffered guilt feelings, but the fact is they did stay home. And more than two hundred thousand Americans who joined the Union Army subsequently deserted. (Shelby Foote, “The Civil War: A Narrative” (1863).
    1863 - Congress abolished slavery in the District of Columbia. One million dollars was appropriated to compensate owners of freed slaves and $100,000 was set aside to pay District slaves who wished to emigrate to Haiti, Liberia or any other country outside the US.
    1865 - Birthday of Grace Livingston Hill (d. 1947), Wellsville, NY.  She was an author who published more than 78 novels from 1887 to 1947 that sold more than four million copies. Almost all of the books use a girl protagonist, usually in a rural environment, who faces a series of moral and physical challenges and solves them with great moral fortitude and certainty. They are being reprinted today.
    1867 - Birthday of Wilbur Wright (d. 1912), born at Millville, IN, aviation pioneer.  The Wright brothers are considered the "fathers of modern aviation."  They followed the research of German aviator Otto Lilienthal and when Lilienthal died in a glider crash, the brothers decided to start their own experiments with flight. Determined to develop their own successful design, Wilbur and Orville headed to Kitty Hawk, North Carolina, known for its strong winds.  On December 17, 1903, they succeeded in flying the first free, controlled flight of a power-driven airplane. An extraordinary achievement, Wilbur flew the plane for 59 seconds over 852 feet.  The Wright brothers soon found that their success was not appreciated by all. Many in the press, as well as fellow flight experts, were reluctant to believe the brothers' claims. As a result, Wilbur set out for Europe in 1908, where he hoped he would have more success convincing the public and selling airplanes. In France, Wilbur found a much more receptive audience and, in 1909, Orville joined his brother in Europe, as did their younger sister, Katharine. The Wrights became huge celebrities there, hosted by royals and heads of state, and constantly featured in the press. The Wrights began to sell their airplanes in Europe, and then returned to the United States in 1909.  The brothers went on to become wealthy businessmen, filling contracts for airplanes in both Europe and the United States.
    1868 - The Senate voted on one count in the impeachment proceedings of President Andrew Johnson. The vote fell one short of the two-thirds majority needed to take action. On May 26, further charges similarly failed and he was acquitted.
    1869 - The first African-American US Consul was Ebenezer Don Carlos Bassett, Consul General to Haiti, where he served until November 27, 1877.
    1870 – The Metropolitan Museum of Art in NYC was chartered.   "for the purpose of establishing and maintaining in said City a Museum and Library of Art, of encouraging and developing the Study of the Fine Arts, and the application of Art to manufacture and natural life, of advancing the general knowledge of kindred subjects, and to that end of furnishing popular instruction and recreations."[88] This legislation was supplemented later by the 1893 Act, Chapter 476, which required that its collections "shall be kept open and accessible to the public free of all charge throughout the year."[89] The founders included businessmen and financiers, as well as leading artists and thinkers of the day, who wanted to open a museum to bring art and art education to the American people.
    1873 - In the Colfax Massacre in Grant Parish, Louisiana, 60 blacks were killed. The dispute over the government of Louisiana continued to escalate. Republican officers of Grants Parrish were holed up in the city of Colfax. Blacks from the surrounding area feared an attack, so they entrenched themselves in front of the courthouse. A huge white mob attacked. The day was a massacre, as somewhere between 60 and 100 local blacks were killed even as they tried to surrender. The white mob suffered only 3 casualties. The battle for the courthouse of Colfax, Louisiana has been renamed the Colfax Massacre. All of the blacks in the area and Governor Kellogg were spared only because the President ordered the federal troops to intercede and stop the white mob before they moved to another area, killing all the blacks and their white sympathizers. The New Orleans Times' headline the next day read, "War at Last!!" They also warned other white sympathizers to beware. The majority of the white people in Louisiana supported the "Colfax Massacre," and the systematic annihilation of blacks and the white sympathizer governments.
    1880 - A tornado near Marshall, MO, carried the heavy timbers of an entire home a distance of twelve miles.
    1889 - Birthday of Charles Spencer Chaplin (d. 1977), better known as “Charlie Chaplin,” famed film comedian, who portrayed “The Little Tramp,” born in London, England. Film debuted in 1914. Knighted in 1975. In his autobiography Chaplin wrote: “There are more valid facts and details in works for art than there are in history books.”
    1900 - The first book of postage stamps was issued, selling two-cent stamps in books of 12, 24 and 48 stamps.
    1905 - An endowment for a college teachers’ pension fund was established by Andrew Carnegie, who donated $10,000,000 of personal money to create the Carnegie Foundation for the Advancement of Teaching.
    1900 - Birthday of Polly Adler was born Pearl Adler (d. 1962) in Russia.  She was the operator of the most famous New York house of prostitution. After having been raped while working as mill girl in a Brooklyn factory, she had an illegal abortion from the resulting pregnancy. She then abandoned her orthodox Jewish life and sought the bright lights of show business. Almost accidentally she began procuring women for gangster friends to avoid poverty. She vowed "to be the best goddamn madam in America." With a combination of panache, publicity, and bribery she did so, hosting the sensual pleasures of government officials, actors, business tycoons, and gangsters for several decades. Arrested a number of times, she served only 24 days in jail (her male clients none) from 1924 to 1943 when she retired and moved to Los Angeles. Even "reformer" Thomas Dewey, the New York city district attorney who parlayed crime into a bid for the presidency, was unable to close her down. Her autobiography “A House is Not a Home” (1952) was an international best seller translated into most languages and it was made into a movie.
    1908 - The first Oakland car is sold to a private owner. The Oakland Car Company was the creation of Edward Murphy, the founder of the Pontiac Buggy Company. Murphy was one of the most respected designers in the carriage industry. He decided to enter the car business, and invited Alanson Brush, the designer of the Brush Runabout, to join him. Brush had been a chief engineer at Cadillac; his contract with Cadillac included a no-competition clause that had just ended when he met Murphy. Anxious to get back into the design race, Brush built a car for Murphy that was ready in 1908. Oakland ran independently for less than a year before it was purchased by William C. Durant and absorbed into Durant's holding company, General Motors. Durant's purchase of Oakland is often regarded as mysterious, considering the company had enjoyed little success and had produced less than a thousand cars at the time Durant purchased it. Often accused on "intuitive" business practices, Durant claimed that his purchase of Oakland, while exhausting his cash flow, provided GM with a more impressive portfolio on which to base their stock interest. Nevertheless his decision to purchase Oakland, later called Pontiac, forced Durant out of control of GM.
    1908 - Natural Bridges National Monument in Utah was established.
    1909 - Birthday of Eudora Welty (d. 2001), Jackson, MS.  Short story writer and novelist, her stories focus on small town Mississippi. She won the 1973 Pulitzer Prize in fiction for “The Optimist's Daughter.”
    1914 – The Baltimore Terrapins hosted the very first game in Federal League history, defeating Buffalo, 3 - 2, behind the strong pitching of Jack Quinn. A crowd estimated at 27,000 stands 15 rows deep in the outfield to witness the return of big league baseball to Baltimore whose Orioles were taken over by the American league after the 1901 season, then moved to New York as the Highlanders.  The Federal League began play in 1913 as a six-team minor league. The league expanded to eight clubs for the 1914 season and declared war on the other two major leagues. Federal League clubs lured away stars from the established leagues.  In January, 1915, the Federal League filed an antitrust suit against organized baseball.  After the season, a peace treaty was signed between the Federal League and Major League baseball. The Federals' lawsuit, which had been stalled by Judge Kenesaw Landis in the hopes of provoking a settlement, was dropped. In exchange, owner Charles Weeghman of the Whales was allowed to purchase the Chicago Cubs and St. Louis Terriers owner Phil Ball was permitted to buy the St. Louis Browns. The other owners were offered a cash settlement. The players from the other six clubs were sold to the highest bidders.  The only holdouts in the settlement were the owners of the Baltimore Terrapins, who desperately wanted to return Major League baseball to their city. They launched a separate anti-trust lawsuit against the established major leagues and the other Federal League owners who had accepted the settlement. This resulted in the famous Federal League ruling, in which the Supreme Court ruled that baseball did not constitute interstate trade and consequently wasn't subject to federal anti-trust law.
    1919 - Birthday of American composer Arthur St Germaine (d. 2010), Worcester, MA.
    1919 - Singer and actor Howard Keel (d. 2004) was born in Gillespie, Illinois. Keel's strong baritone was featured in such 1950's movie musicals as "Annie Get Your Gun," "Show Boat, "Seven Brides for Seven Brothers" and "Kismet." His career was revived in the 1980's with a featured role on the television series "Dallas."
     1924 - Birthday of Henry Mancini (d. 1994), born Enrico Nicola Mancini at Cleveland, OH. Mancini made his mark in Hollywood composing film scores and songs. Newly discharged from World War II service, Mancini entered the music industry in 1946, becoming a pianist and arranger for the newly re-formed Glenn Miller Orchestra, led by 'Everyman' Tex Beneke. After World War II, Mancini broadened his skills in composition, counterpoint, harmony and orchestration during studies opening with the composers Krenek and Tedesco.  In 1952, Mancini joined the Universal Pictures music department. He was a perennial winner at the Oscar and Grammy award ceremonies.
    1929 - The New York Yankees become first Major League team to wear numbers on uniforms.
    1933 - Franklin Falls, New Hampshire was buried under 35 inches of snow.
    1935 - The radio comedy program, “Fibber McGee and Molly,” starring Jim and Marian Jordan, premiered on the NBC Blue Network.
    1937 - One of Stan Laurel's and Oliver Hardy's best features, “Way Out West,” opened in theaters. Critics liked it, saying the film moved well, and the comic duo performed a charming soft-shoe dance. The film was nominated for an Oscar for Best Film Score.
    1935 - On snowy day and near freezing day as the band plays Jingle Bells at Boston's Braves Field, Babe Ruth makes his National league debut as he homers and singles off Giants' legend Carl Hubbell. Although the Braves beat New York, 4-2, the team will go on to win only 37 more games this season.
    1938 - Gene Krupa’s first big band debuts at Steel Pier, Atlantic City.
    1939 - Dusty Springfield, Britain's leading female vocalist in the mid-1960's, was born Mary Isobel Catherine O'Brien (d. 1999) in London. She took her stage name from a folk group called the Springfields, which she formed with her brother Tom. After the Springfields broke up in 1963, Dusty had a successful solo career, with such hits as "You Don't Have to Say You Love Me" and "Wishin' and Hopin'." She also sang the original theme song for "The Six-Million-Dollar Man," but the song was later dropped from the television series.  In 1987, Springfield combined with the Pet Shop Boys for a top-ten hit, "What Have I Done To Deserve This?" The Pet Shop Boys later co-wrote and produced tracks for her 1990 album 'Reputation' - which included the PSB penned hits “In Private” and “Nothing Has Been Proved,” the latter included in the Bridget Fonda film, “Scandal.”
    1940 - No. 1 Billboard Pop Hit:  “In the Mood,'' Glenn Miller Orchestra. It topped the charts for 13 straight weeks in 1940 in the U.S. and one year later was featured in the movie, “Sun Valley Serenade.” The recording receives a Grammy Hall of Fame Award in 1938.  In 1983, the Glenn Miller recording from 1939 was inducted into the Grammy Hall of Fame.  In 1999, NPR included the 1939 Glenn Miller recording on RCA Bluebird on the NPR 100, the list of "The 100 most important American musical works of the 20th century".  In 2004, the 1939 Glenn Miller recording on RCA Victor was inducted into the Library of Congress National Recording Registry which consists of recordings that are "culturally, historically, or aesthetically significant."
    1940 - The first Major League no-hitter on Opening Day.  Bob Feller of the American League Cleveland Indians retired 15 men in a row from the fourth inning to the eighth inning against the Chicago White Sox, winning 1-0.  This remains the only Opening Day no-hitter ever thrown.
    1940 - On Opening Day, Franklin D. Roosevelt's errant ceremonial first pitch smashes a Washington Post camera. The Chief Executive is not charged with a wild pitch as Red Sox hurler Lefty Grove blanks the Senators, 1-0.
    1941 - German troops entered Sarajevo and the city's main synagogue was destroyed.
    1943 - Hallucinogenic effects of LSD discovered in Basel, Switzerland, Albert Hoffman, a Swiss chemist working at the Sandoz pharmaceutical research laboratory, accidentally consumed LSD-25, a synthetic drug he had created in 1938 as part of his research into the medicinal value of lysergic acid compounds. After taking the drug, formally known as lysergic acid diethylamide, Dr. Hoffman was disturbed by unusual sensations and hallucinations.  Widespread use of the so-called "mind-expanding" drug did not begin until the 1960s, when counter-culture figures such as Albert M. Hubbard, Timothy Leary, and Ken Kesey publicly expounded on the benefits of using LSD as a recreational drug. The manufacture, sale, possession, and use of LSD, known to cause negative reactions in many of those who take it, was eventually made illegal across the United States.
    1944 - The destroyer USS Laffey survives horrific damage from attacks by 22 Kamikaze Japanese aircraft off Okinawa.
    1944 - An F4 tornado tracked 40 miles through Franklin, Hart, and Elbert counties in Georgia and through Anderson and Abbeville counties in South Carolina. 25 were killed and 120 were injured. Damage totaled $1 million.
    1944 - Jack Casady, bass player with Jefferson Airplane and Hot Tuna, was born in Washington, DC. The Airplane was one of the most important groups to emerge from the San Francisco area during the 1960's. "Somebody to Love" and "White Rabbit" were their big hits. Jack Casady and guitarist Jorma Kaukonen from the Airplane formed the group Hot Tuna in 1970.
    1945 - Troops of the United States 7th Army entered the German city of Nuremberg.
    1945 - The Nazi concentration camps at Belsen and Buchenwald are liberated by British and American forces respectively. Jena is captured by US 3rd Army units. To the south, US 7th Army forces take Bamberg.
    1946 - Singer Al Green was born in Forrest City, Arkansas. Such hits as "Let's Stay Together," "I'm Still In Love With You" and "You Ought To Be With Me" made him one of the leading soul music stars of the 1970's. Many of his later recordings were gospel records, and he became a minister in a Memphis Pentecostal church.
    1946 - The musical, “Annie Get Your Gun,” featuring songs by Irving Berlin and starring Ethel Merman, debuted on Broadway.
    1947 - Considered the worst industrial disaster in US history, the French-owned Grandcamp, docked at the oil and port town of Texas City, TX, and carrying a load of ammonium nitrate, was discovered to have a smoldering fire in her hold. At 9:12am, as onlookers gathered and a small firefighting team attempted to extinguish the blaze, the ship exploded with tremendous force, immediately killing everyone at the dock area. The resulting fires destroyed the nearby Monsanto Chemical Company and spread through oil pipelines into the city. At 1:00am, another ship, the High Flyer, exploded. The city was left defenseless due to the deaths of almost the entire fire department. There were 576 known casualties, but the most estimate that at least 100 more died in the conflagrations. Thousands were injured. The fires burned for a week. The disaster prompted new regulations on handling chemicals. With thousands of lawsuits, the US Congress passed a special act to settle claims in 1956.
    1947 - Bernard Baruch coins the term "Cold War." Multimillionaire and financier Bernard Baruch, in a speech given during the unveiling of his portrait in the South Carolina House of Representatives, describing relations between the United States and the Soviet Union, says: "Let us not be deceived — we are today in the midst of a cold war."  He called for longer workweeks, no-strike pledges from unions, and no-layoff pledges from management. It was imperative that US business and industry pull itself together, Baruch warned. His complete statement:  "Let us not be deceived-we are today in the midst of a cold war. Our enemies are to be found abroad and at home. Let us never forget this: Our unrest is the heart of their success. The peace of the world is the hope and the goal of our political system; it is the despair and defeat of those who stand against us. We can depend only on ourselves."  The phrase stuck, and for over 40 years, it was a mainstay in the language of American diplomacy. Baruch had served as an advisor to presidents on economic and foreign policy issues since the days of Woodrow Wilson. In 1919, he was one of the US advisers at the Paris Peace Conference that ended World War I. During the 1930s, he frequently advised Franklin D. Roosevelt and members of Congress on international finance and issues of neutrality. After World War II, he remained a trusted adviser to the new administration of Harry S. Truman.
    1947 – Zoomar, a device that create close-up and long-distance camera shots from a stationary camera lens, was demonstrated by NBC-TV in New York City. The lens would later be scaled down to be used by regular photographers and not just for television. Today there are many kinds of close-up/long distance lenses, including the zoom lens which was named after the original Zoomar.
    1949 - Birthday of American composer Robert E. Cucinotta, Brooklyn.
    1951 - Peabo Bryson is born Robert Peabo Bryson in Greenville, S.C. He scores several top 10 hits on Billboard's R&B and Soul charts, the biggest of which is the No. 2 song “I'm So into You,'' a 1978 release by Michael Zager's Moon Band featuring Peabo Bryson. Bryson's biggest pop hit is the top 10 song “If Ever You're in My Arms Again'' in 1984.
    1953 - Bill Haley and His Comets made it to the "Billboard" music charts for the first time with "Crazy Man Crazy." It is notable as the first recognized rock and roll recording to appear on the national American musical charts, peaking at #12 on the Billboard Juke Box chart for the week ending June 20, 1953, and #11 for two weeks on the Cash Box chart beginning for the week of June 13. It is also believed to be the first rock and roll recording to be played on national television in the US.    
    1953 – “Titanic,” starring Clifton Webb, Barbara Stanwyck, Robert Wagner, and Thelma Ritter, opened in United States theaters. Filmed in black and white, this gripping film about the sinking of the mighty ship Titanic won an Oscar for Best Script for producer Charles Brackett, Walter Reisch, and Richard Breen.
    1954 – Rookie Henry Aaron of the Milwaukee Braves went 0-for-5 in his Major League debut.
    1956 - CBS unveiled the first national rock & roll show, ABC airs its own: "Rhythm on Parade," which is broadcast live from the Flam Show Bar in Detroit.
    1957 - Polly Bergen starred in "The Helen Morgan Story" in CBS television's presentation of "Playhouse 90."
    1957 - For the first time, television showed an annual stockholders’ meeting. Shareholders of the American Machine and Foundry Company (AMF) watched TV screens in New York City and Chicago, Illinois.
    1957 - Elvis Presley's "All Shook Up" went to #1 on the Cash Box best seller list and The Billboard Pop chart, where it would stay for the next eight weeks.
    1958 - Van Cliburn became the first American to win the Tchaikovsky International Piano Contest in Moscow. As a result of his success, Van Cliburn's debut album, a recording of Tchaikovsky's "Piano Concerto Number One," became the first classical LP to sell a million copies.
    1959 - Five weeks after it entered the Billboard Hot 100, "Pink Shoelaces" by 13-year-old Dodie Stevens tops out at #3. She would go on to sing with Sergio Mendes and Brazil '77 as well as Mac Davis, but never had another Top 40 hit.
    1960 - A research study reported that TV commercials “in living color” were over three times more effective than black and white commercials.
    1962 - Top Hits
“Johnny Angel” - Shelley Fabares
“Good Luck Charm” - Elvis Presley
“Slow Twistin’” - Chubby Checker
“She’s Got You” - Patsy Cline
    1963 - "Surfin' USA" by the Beach Boys was released in the US, where it will become the group's second Billboard chart-maker, reaching #3. The song was a note-for-note copy of Chuck Berry's "Sweet Little Sixteen" with new lyrics. After Berry sued, he was granted royalties and all further issues of the song gave him writing credit.
    1964 - The Mets new home, Shea Stadium, is christened with Dodgers' Holy Water from the Gowanus Canal in Brooklyn and Giants' Holy Water from the Harlem River at the location where it flowed past the Polo Grounds.
    1965 - The Hollies began their first US tour at the Brooklyn Paramount in New York. It wasn't until the following year that the group cracked the US top ten with "Bus Stop." The English group has had only one very minor hit in America, their Hot 100 cover of Doris Troy's "Just One Look."
    1965 - "Dang Me!" Roger Miller wins in five categories at the seventh annual Grammy Awards.
    1965 - Bob Dylan's "Rainy Day Women #12 & 35" is released.
    1967 - Random House published Ira Levin's controversial novel “Rosemary's Baby.” The best-selling novel was about satanic worshippers and how they involved an innocent woman to bear the child of Satan. The novel was later adapted into a successful film, with ingenue actress Mia Farrow cast in the role of Rosemary. The Catholic Church condemned the film, which contained a disturbing rape scene with the Devil. During its filming, her husband, Frank Sinatra, filed for divorce.
    1968 - Although he had written many of his earlier hits, Bobby Goldsboro enjoys his only US number one record with "Honey," a song composed by Bobby Russell.
    1968 - Baseball’s longest night game came to a close after 24 innings. The game, won by the Houston Astros, took six hours, six minutes to play.
    1970 - Top Hits
“Let It Be” - The Beatles
“ABC” - The Jackson 5
“Spirit in the Sky” - Norman Greenbaum
“Tennessee Bird Walk” - Jack Blanchard & Misty Morgan
    1971 - Birthday of famed Tejana singer, Selena, born Selena Quintanilla at Lake Jackson, TX. Died March 31, 1995 at Corpus Christi, TX, murdered by the president of her fan club.
    1972 - Apollo 16: Astronauts John W. Young, Charles M. Duke, Jr and Thomas K. Mattingly II (command module pilot) began an 11-day mission that included 71-hour exploration of moon (Apr 20-23). Landing module (LM) named Orion. Splashdown in Pacific Ocean within a mile of target, Apr 27.
    1972 - US resumes bombing of Hanoi and Haiphong after 4 years. In an effort to help blunt the ongoing North Vietnamese Nguyen Hue Offensive, the United States resumes bombing of Hanoi and Haiphong after a four-year lull. In the first use of B-52s against both Hanoi and Haiphong, and the first attacks against both cities since November 1968, 18 B-52s and about 100 US Navy and Air Force fighter-bombers struck supply dumps near Haiphong's harbor. Sixty fighter-bombers hit petroleum storage facilities near Hanoi, with another wave of planes striking later in the afternoon.
    1972 - The orchestral rock ensemble known as the Electric Light Orchestra played its first live show at the Reading Festival in England. Their debut album, released in 1971, featured guest soloists from the London Symphony Orchestra.
    1973 - Ex-Beatle, Paul McCartney, with the group, Wings, starred in his first television special, "James Paul McCartney." The show featured the new group, which included Paul’s wife, Linda on keyboards and backing vocals.
    1974 - Paul McCartney's LP "Band On The Run" topped the Billboard album chart. It went on to sell over 6 million copies world-wide.
    1975 - A single storm brought 119 inches of snow to Crater Lake, Oregon, establishing a state record.
    1976 - The ban on women attending West Point is lifted with the admission of 119 female cadets.
    1977 - Stevie Wonder enters the soul chart with what will be another of his many Number One hits. "Sir Duke" is a tribute to Duke Ellington which will top the charts next month.
    1977 - Fleetwood Mac's "Dreams" is released
    1978 - St. Louis Cardinals pitcher Bob Forsch tossed a no-hitter, downing the Phillies 5-0. A year later, his brother, Ken, would repeat the feat with the Houston Astros, making them the first brothers to pitch Major League no-hitters. Bob tossed a second no-hitter in September, 1983, setting a record for Cardinal pitchers.
    1978 - Top Hits
“Night Fever” - Bee Gees
“Stayin’ Alive” - Bee Gees
“Lay Down Sally” - Eric Clapton
“Someone Loves You Honey” - Charley Pride
    1978 - At the first US power-lifting championships held in Nashua, NH, Jan Todd, a teacher from Nova Scotia, broke her own world record with a dead lift of 453 ¼ pounds. Cindy Reinhoudt won the award for best lifter after squatting 385 pounds, bench pressing 205 pounds and dead-lifting 385 pounds for a 975-pound total.
    1979 - The first female Coast Guard ship commander was Lieutenant (j.g.) Beverly Gwin Kelley, who was appointed to command the 95-foot cutter Cape Newhagen, with a crew of 14, based in Maalaea, Maui, HI. Her assignment included search missions, boating safety, antipollution patrols, and law enforcement.
    1979 - Gloria Gaynor earns a platinum 45 for her hits "I Will Survive." It's the biggest hit of her career and a Number One record for three weeks in March.
    1981 – “Bette Davis Eyes,” by Kim Carnes, rocketed to the Number 1 spot on Billboard's record charts on this date, and remained there for 9 weeks. Carnes received a personal thank-you letter for the song from actress Bette Davis, saying that it had impressed her young grandson.
    1980 - US boycotted the Summer Olympics in Moscow.  The Soviet invasion of Afghanistan in December, 1979 spurred President Jimmy Carter to issue an ultimatum on January 20, 1980: If Soviet troops did not withdraw from Afghanistan within one month, the United States would boycott the Moscow Olympics in summer, 1980.
    1980 - The 1950s musical “Grease” finally closes its Broadway show after 3,883 performances and earning over $8 million. To this day, it is twelfth on the all-time appearance list.
    1982 - Queen Elizabeth proclaimed Canada's new constitution, severing the last colonial links with Britain.
    1985 - Mickey Mantle, banned for several years from baseball for taking a job as a greeter for an Atlantic City casino, was reinstated. His first act was to throw the first pitch at a home game in New York between the New York Yankees and the Chicago White Sox. Mantle was given a standing ovation.
    1985 - "We Are The World," the Quincy Jones produced effort that raised millions to help feed starving people in Africa, topped the Billboard singles chart. The 45 artists that recorded the effort on January 28th were asked to "check their egos at the door."
    1986 - Jack Nicklaus won his sixth Masters Tournament with a 9 under par 279.  At the age of 46, Nicklaus claimed his 18th and final major championship, becoming the championship's oldest winner.
    1986 - Top Hits
“Rock Me Amadeus” - Falco
“Kiss” - Prince & The Revolution
“Manic Monday” - Bangles
“She and I” – Alabama
    1987 - A slow moving storm system produced heavy rain over North Carolina and the Middle Atlantic Coast States. More than six inches of rain drenched parts of Virginia, and flooding in Virginia claimed three lives. Floodwaters along the James River inundated parts of Richmond, VA.
    1987 - It was a grand day in New York Harbor. "Bobro 400," a huge barge, set sail within eyesight of the Statue of Liberty with 3,200 tons of garbage that nobody wanted. The floating trash heap soon became America’s most well-traveled garbage can as it began an eight-week, 6,000 mile odyssey in search of a willing dumping site. "Bobro 400" returned to New York Harbor after the lengthy journey - and brought all that garbage back with it!
    1987 - Twist king Chubby Checker, jazz trumpeter Dizzy Gillespie and conductor Leopold Stokowski were among the first ten inductees of the Philadelphia Music Foundation Hall of Fame. The others honored for making their mark on music in Philadelphia were singers Pearl Bailey, Mario Lanza and Bobby Rydell, jazz saxophonist John Coltrane, rock 'n' roll pioneer Bill Haley and blues singer Bessie Smith.
    1990 - Thunderstorms developing along a stationary front produced large hail and damaging winds across Oklahoma, with 99 reports of large hail and damaging winds during the evening and early nighttime hours. Thunderstorms produced baseball size hail south of Carney, and wind gusts to 100 mph in the Oklahoma City area which swept away many Federal tax returns being transported from a mail cart to a waiting truck about the time of the midnight deadline. Will Rogers Airport in Oklahoma City reported a record wind gust of 92 mph.
    1991 - Queen Elizabeth, on a tour of the United States, became the first monarch to address Congress.
    1993 - The quirky film “Benny and Joon,” starring Johnny Depp, Mary Stuart Masterson, Aidan Quinn, and Julianne Moore, opened across the country. Depp received a Golden Globe nomination for his performance.
    1995 - The European Union and Canada ended a bitter dispute over fishing rights in the north Atlantic with a deal both sides said would protect threatened fish stocks.
    1996 - The Chicago Bulls became the first NBA team to win 70 games in the regular season by defeating the Milwaukee Bucks, 86-90. After this game, Chicago’s record stood at 70-9. The Bulls finished the year at 72-10 and won their fourth NBA title in six years.
    1989 - Madonna's hit single “Like a Prayer” was certified platinum.
    1996 - France Telecom starts Web service. France Telecom unveils a new consumer Internet service, Wanadoo, designed to bring the Internet to a mass audience. Some fourteen million French customers already used the Minitel, a national online system introduced in 1984, which allowed customers to view train schedules, book tickets, and perform other transactions. The company said it would work with Microsoft to develop the network but would distribute both Netscape and Microsoft Internet browsers. France Telecom hoped to avoid cannibalizing its Minitel online service by building Minitel access into Wanadoo. Contrary to popular belief, over 20 countries have a better internet system with a higher percentage of users, including a very high percentage of users with high speed capabilities.
    1997 - Extending their losing streak to 12 with a 4-0 loss to the Colorado Rockies, Cubs set the record for worst start in league history surpassing the overall NL record of 0-11 established by the Detroit Wolverines 1884.
    1998 - Pentagon computers found vulnerable to hackers. The Pentagon announces that a team of ethical hackers discovered security flaws in Defense Department computers. After two weeks of hacking, the security team accessed a US electric power grid that would let the hackers shut down power across the country. The previous February, the Pentagon's unclassified computers had been hit with an organized hack attack targeting personnel records. The Pentagon said it planned to spend about $1 billion a year for several years to improve its computer security.
    1998 - Apple outpaces profit expectations. Apple bounced back from two years of losses: Quarterly reports, released on 16 April 1998, showed that Apple exceeded analysts' profit expectations for the second straight quarter. For the first time in two years, Macintosh shipments began to increase. Apple's recovery would continue with the introduction of the popular iMac the following May.
    1999 - VH1 debuts an Internet radio station, VH1 atWork, with the exclusive live webcast of the "Divas Live" concert. The 24-hour service at and America Online (keyword: VH1) is the first major branded audio service from MTV Networks.
    2001 - First Union Corp., the 6th largest US bank, announces that it is buying competitor Wachovia Corp. for $13.4 billion in stock, to make under the Wachovia name the 4th biggest US banking company, with $324 billion in assets, trailing only Citigroup Inc., J.P. Morgan Chase & Co. and Bank of America. In 2010, it was merged into Wells Fargo.
    2005 - Switchfoot, the Crabb Family and Casting Crowns are the big winners at the 36th annual Gospel Music Assn. Dove Awards, held at Nashville's Grand Ole Opry. Switchfoot is named artist of the year and wins honors for rock contemporary song and shortform video for "Dare You to Move."
    2011 - After four days of deliberation, the jury in the trial of Barry Bonds returned a guilty verdict on the charge of obstruction of justice, while failing to reach a decision on the three charges of perjury the slugger was also facing. Bonds faced up to 10 years in jail for the felony conviction, although probation is a more likely.  Bonds admitted to using the ‘cream’ and the ‘clear’ but said he did not know they were banned substances.
    2012 - Owner of the New Orleans Saints, Tom Benson, purchased the New Orleans Hornets from the National Basketball Association for an estimated $338 million.  They would change their name to the New Orleans Pelicans beginning with the 2013–14 season.
    2013 - China and the U.S. agree to work towards eliminating nuclear weapons in the Korean Peninsula…how’s that working out?
    2014 - Bubba Watson won the Masters Tournament for the second year in a row.

Stanley Cup Champions:
1939 - Boston Bruins
1949 - Toronto Maple Leafs
1953 - Montreal Canadiens
1954 - Detroit Red Wings
1957 - Montreal Canadiens
1961 - Chicago Blackhawks



The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?





Daily Puzzle

How to play:

Refresh for current date:






See USA map, click to specific area, no commercials



Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live