Nevada Licensing Necessary for Commercial Loans
and Capital Leasing--Plus Federal Disclosure Update
North Carolina Lending Act Stuck in Committee
Kenneth C. Greene, Leasing News Legal Editor

Nevada Requires a Commercial Finance Law

In July of 2021, I authored an article for Leasing News entitled “License and Registration Pt. 6.” One of the states discussed in that article was Nevada, specifically, the Nevada Installment Loan and Finance Act, Nev. Rev. Stat. §§675.10 through 675.490 (2019). I labored through the statutes and administrative regulations, somewhat confused about the reference to “installment loans” which, in my experience, were consumer, not commercial loans.

It has been brought to my attention I was wrong. Thanks to well-researched input from my colleague Sloan Schickler at the estimable Schickler Kaye firm in New York City, I am now of the opinion that Nevada does in fact require licensing for commercial finance providers. As Ms. Schickler conveyed to me, Nev. Rev. Stat. §§675.60 clearly states as follows:

No person may engage in the business of lending in this State without first having obtained a license from the Commissioner pursuant to this chapter for each office or other place of business at which the person engages in such business…

To alleviate the concerns I had over whether an “installment loan” was a consumer or a commercial product, Ms. Schickler also sent me a document from the Nevada Financial Institutions Division (F.I.D.) which confirms that the F.I.D. considers “installment loans” to included commercial loans.

Thank you, Sloan, for this invaluable information. Let me also reiterate that comments, criticisms and corrections are always welcome. It is my purpose in writing these columns to educate and enlighten, never to mislead. I invite any reader to let me know if I have misinterpreted anything.

Here is a link to the law: https://www.leg.state.nv.us/nrs/nrs-675.html

Here are the highlights:

• Applications are filed, under oath, with the Commissioner of Financial Institutions. NRS 675.060. The application fee is $1000. NRS 675.100. There is also an annual fee of up to $1000.
• Licensees need a minimum assets of $50,000. NRS 675.180
• Banks are exempt; bank holding companies are not. NRS 675.040 AND 675.035.
• Annual reports must be filed by April 15 of each year. NRS 675.260.
• Confessions of judgment are prohibited. NRS 675.350(1)
• Penalties for making or brokering loans without a license can be fined up to $10,000. NRS 675.490. It is also a misdemeanor. NRS 675.470.
• This statute does not have specific commercial disclosure language as we’ve seen in other states. That may change now that so many other states and even the feds (see below) have moved in that direction.
• Finally, for those who wish to do business there, the legal rate of interest if 12%. There is no usury limit. Nevada Statutes 99.040 et. seq.

The Feds Join the Commercial Disclosure Parade

For those of you who follow these columns, one of my Groundhog Day complaints is the myriad disclosure laws that are popping up in many states, most of which are unique to each state. I have proposed the notion of a uniform set of laws, somewhat akin to the excellent Uniform Commercial Code.

It may be too soon to get very excited about this, but there is a relatively new movement afloat by the feds in a bicameral bill intended to put an end to predatory small business loans. Back in November, New York Congresswoman Nydia M. Velazquez and New Jersey Senator Robert Menendez introduced the Small Business Lending Disclosure Act. Some of the impetus behind the bill appears to be leveling the playing field for small minority businesses.

While it is too soon to tell what will happen with this new bill, it will be interesting to watch the interplay between it and the new state disclosure laws. We will be sure to keep you posted.

North Carolina Small Business Truth In Lending Act Still in Committee

I discussed this bill in prior articles, and relayed that the bill states it is to become effective on May 1, 2022. However, I spoke to a representative in the NC Commissioner’s office and the bill is apparently stuck in committee. It will not become effective next week as planned. I will keep you posted on this.

Ken Greene Leasing & Finance Observations
https://leasingnews.org/Pages/greene_observations.html

Ken Greene
Tel: 818.575.9095
Fax: 805.435.7464
ken@kengreenelaw.com
Alternate: kengreenelaw@outlook.com

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Chart: ELFF Members Continue Confidence Drop
Dropping from 58.2 in March to 56.1 April

“The Equipment Leasing & Finance Foundation releases the April 2022 Monthly Confidence Index for the Equipment Finance Industry (MCI-EFI) today. The index reports a qualitative assessment of both the prevailing business conditions and expectations for the future as reported by key executives from the $900 billion equipment finance sector. Overall, confidence in the equipment finance market is 56.1, a decrease from the March index of 58.2.”

Full Report April Confidence Report:
https://www.leasefoundation.org/industry-resources/monthly-confidence-index/

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New Hires/Promotions in the Leasing Business
and Related Industries

 

Nicole Bush was hired as Aspire, Product Owner, Pawnee Leasing Corporation, Fort Collins, Colorado. She will be responsible for the Aspire Computer System.  She was Documentation Manager for Pawnee (August 2007 - April, 2022).  She joined WMC Mortgage September, 2001, as Funder, promoted June, 2002, Funding Manager, promoted June, 2006, Business Development Manager; Licensed Realtor, Prudential Real Estate (October, 2000 - October, 2004); Teller/New Accounts (1988 - 1993). Education: Reseda High School (1985 - 1986). https://www.linkedin.com/in/nicole-bush-6b22b379/

Scott Caponegro was hired as Senior Vice President, SLR Equipment Finance, Wilton, Connecticut. He is located in Freehold, New Jersey. Previously he was Managing Director, Equipment Finance Capital Markets, Sterling National Bank (June, 2012 - April, 2022); Head of Equipment Leasing, Infrastructure Cities and Industries, Americas, Siemens Financial Services (September, 2017 - June, 2021).  Education: Syracuse University, Master's Degree, Business Administration and Management. Syracuse University, Bachelors, Finance and Marketing Dual Major. https://www.linkedin.com/in/scott-caponegro-326a7b2/

Anneliese Diaz was promoted to Fraud Operations Manager, BlueVine, Redwood City, California. She is located in Bloomfield, New Jersey.  She joined the firm April, 2022, as Fraud Analyst.  Previously, she was Fraud Analyst, Current (September, 2020 - April, 2021); Credit Analyst, BlueVine (October, 2019 - September, 2020); Bilingual Case Consultant, Morgan and Morgan, PC (January, 2018 - July, 2019); Programs Intern, Orange County Corrections Department (May, 2016 - November, 2017); Key Holder, Stride Rite (May, 2014 - December, 2015). Languages: Arabic, English, Spanish. Education: University of Central Florida, Master's Degree, Digital Forensics (2019 - 2020). University of Central Florida, Bachelor's Degree (2014 - 2018). Treasurer, Alpha Phi Sigma National Criminal Justice Honor Society (December, 2017 - Present). Lambda Theta Alpha Latin Society Sorority, Inc. President (May, 2017 - December, 2017). Dean's List. President Honor Rolle.
https://www.linkedin.com/in/anneliese-diaz-bb6b30155/

William Banfield was hired as Senior Vice President, Delta Financial, Houston, Texas. Previously, he was Executive Vice President, MitsuCap Lease & Finance Inc. (October, 2017 to April, 2022); Vice President, Mitsubishi UFJ Lease & Finance (U.S.A.) (August, 2016 - October, 2017); National Finance Manager Aviation and Railroad, TCF Equipment Finance (October, 2015 - July, 2016); Senior Vice President Railcar Mover, Inc. (January, 2005 - September, 2015); Vice President, Connell Equipment Leasing Company (June, 1995 - December, 2004); National Service Operations Manager, BMW of North America, LLC (August, 1984 - April, 1994). Certification: CLFP Certified Lease and finance Professional, CLFP Foundation, Issued August 2015.  Automotive Serviceman Excellence (ASE) Certified Master Automotive, National Institute for Automotive Service Excellent (ASE). Volunteer: Instructor, TX/RX Labs. Coordinator, Children with Disabilities, Benevolent and Protective Order of Elks, Children. Volunteer Staff, Sons of the American Legion Post 24.  Education: San Jacinto College. Ohio Technical College.
https://www.linkedin.com/in/william-banfield-clfp-asa/

Scott McCann was hired as Senior Credit Officer, Pinnacle Financial Partners, Nashville, Tennessee. "(He) will manage the underwriting and asset management functions for Pinnacle’s equipment and franchise finance lending groups." He is located in the Greater Minneapolis - St. Paul Area.  Previously, he was Senior Vice President, Senior Credit Manager, Wells Fargo Equipment Finance, Inc. (August, 2002 - March, 2002); Credit Analyst, Firstar Equipment Finance (1998 - 2001); Investment Analyst/Trader, Cargill (1996 - 1998); Investment Analyst, Cargill Leasing Corporation (1996 - 1997); National Bank Examiner, Office of the Comptroller of the Currency; Bank Examiner, FDIC (1985 - 1987). Association: "(He) is long-time member of the Equipment Leasing and Finance Association (ELFA), serving on the ELFA credit and Collections Management Committee since 2016." https://www.linkedin.com/in/scott-mccann-4428114/

Mike Napier was hired as Manager, Healthcare Reginal Sales Team, Siemens Financial Services, Malvern, Pennsylvania. Previously, he was Program Manager, Agilent Financial Solutions, Agilent Technologies (May, 2019 - April, 2022). Prior,  he was at DLL, starting March, 2004, Business Development Manager, Technology Finance Group; promoted April, 2005, Sales Manager, Technology Finance Group (Cisco Systems Capital); promoted, January, 2008, VP Sales, as Commercial Program Manager, Construction & Industrial Group (Construction Segment); promoted, January, 2010, Commercial Program Manager, Healthcare.  Prior, he was Regional Sales Manager, US Bancorp (2003 - 2004); Sales Manager, CitiCapital (2000 - 2003); Dealer Sales Representative, Canon Financial Services, Inc. (1995 - 2000). Education: University of Phoenix, Business Administration (1999 - 2000); Drexel University, Chemical Engineering (1993 - 1995); Temple University, Criminal Justice (1988 - 1989). https://www.linkedin.com/in/michaeljnapier/

Jeff Quigley was hired as Vice President and Administration/CFO, Equipment Leasing and Finance Association, Washington, DC. He is located in Vienna, Virginia. "(He) will oversee the association’s finances and treasury operations as well as the daily administrative and operational requirements of the organization. He succeeds Paul Stilp, who recently retired after serving as a member of the ELFA staff for 18 years."  Previously, he was Partner, RSM US LLP (January, 2020 - January, 2022); Partner, Tate & Tryon, CPA's (January, 1995 - January, 2020). Education: Virginia Tech, Pamplin College of Business (1991 - 1995).
https://www.linkedin.com/in/jeff-quigley-723a144/

Help Wanted Ads

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List: CLFP Companies with More than 1 Members
Total: 1,094 Members

Company	# of CLFPs
First American Equipment Finance	141
U.S. Bank Equipment Finance	49
Ascentium Capital LLC	46
Key Equipment Finance	46
DLL	39
Financial Pacific Leasing, Inc.,	29
Oakmont Capital Holdings, LLC	28
The Huntington National Bank	27
Amur Equipment Finance	25
Stearns Bank NA-Equipment Finance Division	23
AP Equipment Financing	20
Arvest Equipment Finance	20
KLC Financial, Inc.	18
Channel	16
Orion First Financial LLC	16
North Mill Equipment Finance	13
Odessa	13
1st Source Bank	12
Ivory Consulting Corporation	12
Northland Capital Financial Services, LLC	12
Fleet Advantage, LLC	11
Wintrust	11
Alliance Funding Group	10
Canon Financial Services, Inc.	10
ECS Financial Services, Inc.	10
Lease Corporation of America	10
Navitas Credit Corp.	10
Stryker	10
Great American Insurance	9
BancorpSouth Equipment Finance	8
Solifi	8
Beacon Funding Corporation	7
BMO Harris Equipment Finance Company	7
LTi Technology Solutions	7
Truist	7
Crossroads Equipment Lease & Finance LLC	6
GreatAmerica Financial Services	6
CoreTech Leasing, Inc.	5
First Foundation Bank	5
Nexseer Capital	5
Quality Leasing Co., Inc.	5
Univest Capital, Inc.	5
Cisco Systems Capital Corporation	4
Commercial Equipment Finance, Inc.	4
FIS	4
Global Financial & Leasing Services LLC	4
Hanmi Bank	4
UniFi Equipment Finance, Inc.	4
APEX Commercial Capital Corp.	3
BankFinancial, NA	3
Celtic Commercial Finance	3
Commerce Bank	3
Commercial Capital Company, LLC	3
Falcon Equipment Finance	3
First Commonwealth Bank	3
Meridian Equipment Finance	3
NCMIC Finance Corporation	3
Northteq, Inc.	3
Partners Capital Group, Inc.	3
Taycor Financial	3
TD Equipment Finance, Inc.	3
Thermo Fisher Financial Services	3
Vision Financial Group, Inc.	3
Western Equipment Finance	3
Balboa Capital Corporation	2
Bank of the West	2
BSB Leasing, Inc.	2
Certified Lease & Finance Professional Foundation	2
CIT	2
Customers Bank Commercial Finance	2
Dakota Financial, LLC	2
Dell Financial Services	2
ENGS Commercial Finance Co.	2
First National Capital Corporation	2
First Utah Bank	2
FSG Capital, Inc.	2
Geneva Capital, LLC	2
Hitachi Capital America Corp.	2
Innovation Finance	2
Koala Capital Group, LLC	2
Macquarie Group	2
Madison Capital LLC	2
Maxim Commercial Capital, LLC	2
NetJets	2
Northpoint Commercial Credit, LLC	2
Pacifica Capital	2
Providence Capital Funding, Inc.	2
Smarter Equipment Finance, LLC	2
Strada Capital Corporation	2
Sumitomo Mitsui Finance and Leasing Co., Ltd.	2
Tamarack Technology, Inc.	2
TimePayment	2
VFI Corporate Finance	2

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Academy for Certified Lease & Finance Professionals
Updated - April, May, June, and August

The Academy for Lease and Finance Professionals (ALFP) is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming the attendee has already self-studied. A trend has begun in having virtual online sessions.

During the first two days, all of the required sections of the CLFP exam are covered in-depth. On the third day, the exam is offered but is not mandatory and may be taken on another day.

Students are strongly advised to have read and studied The Certified Lease & Finance Professionals' Handbook prior to attending the class in order to ensure success.

Arvest Equipment Finance Host – In Person
April 20 - 23, 2022
Private ALFP

CISCO ALP Private
May 2 - May 5Private

AP Equipment Finance - Virtual
June 8 - June 10
Private

North Mill Equipment Finance Host Online Public ALFP
June 15 -17
North Mill Invites Attendance Open

U.S. Bank Host Online Public ALFP
August 1 - August 3
Public Invited

Great American Insurance Host – In Person
August 18 - 19
Public ALFP

Stryker Host Private ALFP
August 22 - August 23
Private

Professional Handbook for Taking the Test in 2022
Eighth Edition:
https://clfpfoundation.org/
(Note: for taking test in 2023 Ninth Edition, available.)

About Academy
https://clfpfoundation.org/academy-for-lease-and-finance-professionals/

If you are interested in attending, please contact Reid Raykovich, Executive Director: Reid@clfpfoundation.org

Denver Hotel First in United States to Obtain
Cannabis Consumption Site License

Patterson Inn, Denver, Colorado

Denver, Colorado, has always been a major attraction as a travel destination and tourist numbers have put pressure on the hotel industry to ramp up. When a state law was passed allowing nonresidents to purchase marijuana, tourist numbers shot through the roof. The only black spot to this situation was the ban on the public consumption of marijuana, hence tourists and residents had to sneak around to find where they can indulge. That is now changing. The Patterson Inn has made history across the country by receiving the first license to operate an indoor cannabis consumption lounge hosted within a hotel.

The Patterson Inn is housed in a luxurious castle and it is part of the 420 Hotels. Chris Chiari, the CEO of this hotel, says that he was first in line with his application once the city of Denver modified its rules in order to allow the licensing of consumption lounges for marijuana. A provisional license has been issued in this regard, and Chiari can’t wait to renovate the castle so that it is ready to welcome cannabis consumers at the end of this year.

To the CEO of 420 Hotels, marijuana hospitality is one of the novel developments in the overnight hospitality sector, and the group is excited to be the first to obtain authorization to open a consumption lounge inside hotel premises.

Source: CannabisNewsWire.com

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Recommended by Kit Menkin

The first line of defense is not to be confused with a "malware" virus, as most are sent out as spam, asking you to respond or open up an attachment. Therefore, the best line of defense is to identify the spam by using a program that identifies it. Sender emails can be phony or duplicated as someone you know.  Use a program like "spamarrest," as it requires the sending party to verify themselves. These “malware” are sent out by the thousands from North Korea, China, everywhere.
To get through “Spam Arrest,” they require a response, which requires a human person.  You see a list of all the emails with no response. Most are spam. You decide if it really is spam or a person who does not know how to use the program.

As important, once the sender clears them, they are not questioned again; labeled a "safe sender."  You can also "block" senders, as well as put on vacation or respond emails with messages as you would do on a telephone answering device.

You can try a month for free and cancel if you don't like it at any time. You can also pay monthly, a $7.95 a month or pay for a year in advance at $69.95 a year or $109.95 for two years, or monthly at $7.95; $39.95 for 6 months, $69.95 for one year.

Go direct to Spamarrest.com and/or view video:

http://www.spamarrest.com/video/spam-arrest-720.mp4 

 

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Watch at Home:
by Fernando Croce

The latest slew of classics restored by Criterion includes cool crime thrillers, suspenseful survival yarns, exhilarating musical concerts, fresh romantic dramas, and stylized underworld sagas. Check ‘em out on Netflix

Le Cercle Rouge (Jean-Pierre Melville, 1970): Processing American film-noirtropes through his French sensibilities, director Jean-Pierre Melville (“Le Samourai”) created some of the most singular crime stories in cinema. One of his last films, this taut thriller amply showcases his idiosyncratic rigor.His frequent leading man Alain Delon plays Corey, a criminal who, fresh out of prison and determined to not come back, nevertheless finds himself pulled back into the underworld. In need of partners for a daring heist, he teams up with fugitive Vogel (Gian Maria Volonte) and former police sharpshooter Jansen (Yves Montand). Matters of honor plague the aftermath of the robbery, further compounded by the cat-loving inspector on their trail. Melville’s sense of fatalistic cool permeates every scene, boosted by sardonic humor and the cast’s iconic presence. With subtitles.

The Flight of the Phoenix (Robert Aldrich, 1965): An expert in deconstructing the masculine psyche under duress, director Robert Aldrich (“The Dirty Dozen”) had one of his strongest casts with this underrated tale of tension and camaraderie. When a sandstorm causes an airplane to crash land in the Sahara desert, its crew and passengers must band together in order to survive the ordeal. Pilot Frank (James Stewart) assures leadership, though his headstrong approach puts him at odds with Heinrich (Hardy Kruger), a younger German engineer. Also stewing under the merciless sun are a British Army captain (Peter Finch), a conscious co-pilot (Richard Attenborough), a bellicose worker (Ian Bannen), and a hysterical traveler (Ernest Borgnine). Building suspense while analyzing themes of authority and courage, this is one of Aldrich’s most optimistic works.

The Last Waltz (Martin Scorsese, 1978): Hailed by critics as one of the greatest concert films ever made, this wonderful documentary unfolds on Thanksgiving Day, 1976, where the group The Band gathers for their final concert. Staged in San Francisco's Winterland Ballroom, the film is a priceless record of talented musicians coming together in an emotional presentation. Members of The Band share the stage with such electrifying friends as Bob Dylan, Eric Clapton, Neil Young, Joni Mitchell and Ringo Starr. The numbers, which include hits like "Up on Cripple Creek" and "The Shape I'm In," are choreographed by the great Martin Scorsese with as much cinematic care as in films like "Taxi Driver" and "Raging Bull." Joyous, moving and tuneful, this is definitely something for lovers of film and music to be thankful for.

Love Jones (Theodore Witcher, 1997): The conventional boy-meets-girl story gets a considerable dose of freshness in this underrated romantic drama, which charts the battle of the sexes among African-American bohemians in Chicago. Darius (Larenz Tate) and Nina (Nia Long) meet at a jazz nightclub, where he charms her by coming up with a poem about her on the spot. He’s an artist and she’s an aspiring photographer, and, despite her awareness of his lothario status, they begin a steamy relationship. Just as things between them look to be turning serious, their love is put to a test with the return of Nina’s ex-boyfriend. Though scarcely groundbreaking plot-wise, Theodore Witcher’s film benefits immensely from a cool and moody approach, and from the charm and chemistry of Tate and Long.

Miller’s Crossing (Joel and Ethan Coen, 1990): Oscar-winning fraternal duo Joel and Ethan Coen (“No Country for Old Men”) showcase their sense of style in this striking crime drama, which unfolds like an elegy for the days of classical Hollywood gangsters. A welter of betrayals and executions set during the Prohibition, the plot centers on Tom Reagan (Gabriel Byrne), a hoodlum who finds himself in the middle of an underworld war between Italian and Irish mobs. His boss, Leo O’Bannon (Albert Finney), is protecting a crooked bookie named Bernie (John Turturro) because he’s seeing the man’s sister, Verna (Marcia Gay Harden). When he becomes involved with Verna, however, Tom realizes how thin a line separates the two sides. Dazzlingly elegant, the Coens’ film offers a meticulous blend of irony and violence.

Labrador Retriever (Mixed)
Salt Lake City, Utah   Adopt-a-Dog

“Silversun”
(Shelter staff named her)
ID: 117947
Female
Two Years Old
Black and White
Spayed

*Knows basic commands
*Likes Toys
*Active/Athletic
*Good with other dogs
*Walks well on a leash
*Affectionate
*Mellow
*Needs time to warm up to new people and situations in the shelter

SIDEKICK:
"I'm pretty laid back, but I will be there for when you want someone to talk to. I love attention and petting, but it's okay when you are doing something else. I will be here waiting for you, and happy to see you too! I am really easy to have around.

Salt Lake County Animal Services
511 West 3900 South 
Salt Lake City, UT 84123
Email adoptions@slco.org
385-468-7387
Open:
Tuesday – Saturday, from 10 AM – 6 PM.
Closed Sundays Mondays
and Holidays

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DAOU 2019 Estate Cabernet Sauvignon
- Paso Robles, California
By Kevan R. Wilkinson, Leasing News Wine Reviewer

 

The first thing we did was ask about pronunciation: Daou rhymes with wow

I know the price was not part of the Leasing News “value-priced wine brands” but this wine… WOW it was amazing.

Kevan and Ana photo
Kevan and his wife Ana at the DAOU winery

My wife Ana and I took a road trip to Paso Robles wine country last week. We made our first visit to the renowned DAOU winery, which is located on a stunning hilltop (2,200 feet elevation) with picturesque views like no other in the region.

When we tasted the 2019 estate cabernet sauvignon, we agreed that it rivals the most well-known and sought-after Cabernets of Napa Valley. The wine is a blockbuster in every sense of the word.

It has a powerful bouquet of fruit and tobacco, a dark inky color, and a rich palate of ripe fruit, including cherries, blackberries, and currant. The finish lingers for a long time and features a hint of toasty oak and cinnamon spice.

 The famous wine critic Robert Parker rated this wine 97/100, and I agree. Available on the DAOU winery website and at fine wine retailers for $95/bottle. Yes, it is expensive, but this is a marquee wine for special occasions that won't let you down.

We made it back in time for Easter dinner on Sunday at my wife's parent’s house.  I brought a bottle of the Cabernet Sauvignon as my father-in-law in a long time wine connoisseur and collector.  As soon as he had a taste of this wine at dinner, he pulled out his iPhone and ordered a case at the dinner table.

DAOU Winery
Georges & Daniel Daou, Proprietors
https://daouvineyards.com/stories/daou-mountain
https://daouvineyards.com/wines/2019-estate-cabernet-sauvignon

Kevan R. Wilkinson | Digital Content Manager | BALBOA CAPITAL | kevanrw@balboacapital.com| www.balboacapital.com
Previous Wine Reviews
https://leasingnews.org/Pages/wine_reviews.html

News Briefs---

CFPB Charges TransUnion and Senior Executive John Danaher
     with Violating Law Enforcement Order
https://www.consumerfinance.gov/about-us/newsroom/cfpb-charges-transunion-and-senior-executive-john-danaher-with-violating-law-enforcement-order/

Bosses are demanding employees return to the office, but
a new survey shows executives are staying at home themselves
https://finance.yahoo.com/news/bosses-demanding-employees-return-office-103738711.html

Tesla beats revenue, profit estimates on record deliveries
$18 Billion in First Quarter, 2022
https://nypost.com/2022/04/20/elon-musks-tesla-beats-q1-sales-profit-estimates/

The Sale of Recreational Cannabis
Comes to New Jersey
https://debanked.com/2022/04/the-sale-of-recreational-cannabis-comes-to-new-jersey/

Federal Reserve Beige Book
April 20, 2022 Report
https://www.federalreserve.gov/monetarypolicy/beigebook202204.htm

San Jose: 49ers expand political influence,
pump money into San Jose’s mayoral election
https://www.mercurynews.com/2022/04/20/san-jose-49ers-expand-political-influence-pump-money-into-san-joses-mayoral-election/

Seattle scooter share report shows high demand
for the mobility option as bikes get pushed to the curb
https://sekimo.com/seattle-scooter-share-report-shows-high-demand-for-the-mobility-option-as-bikes-get-pushed-to-the-curb/

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You May Have Missed---

Florida taxpayers could face a $1 billion Disney debt bomb
     if its special district status is revoked
https://www.cnbc.com/2022/04/21/disney-special-district-florida-taxpayers-could-face-a-1-billion-debt-bomb-if-dissolved.html

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Sports Briefs---

Deebo Samuel asks 49ers to trade him
https://larrybrownsports.com/football/deebo-samuel-asks-49ers-for-trade/595512

Pebble Beach now USGA anchor site with
4 men's and women's Opens
https://www.mercurynews.com/2022/04/20/pebble-now-usga-anchor-site-with-4-mens-and-womens-opens/

Raiders legendary QB Daryle Lamonica dies at 80
https://abc7news.com/daryle-lamonica-raiders-mad-bomber-death/11777402/

2022 schedule to be released May 12 on NFL Network
https://www.theredzone.org/Blog-Description/EntryId/22438/2022-schedule-to-be-released-May-12-on-NFL-Network

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California Nuts Briefs---

Inflation Brings California Food Banks a Surge
    in first-time users on ‘razor’s edge’
https://www.latimes.com/california/story/2022-04-20/california-food-banks-seek-help-as-inflation-brings-an-influx-of-first-timers?utm_id=53464&sfmc_id=1646692

Trucks stopped on Interstate 80 as late-season
storm blankets Sierra Nevada with snow
https://www.sacbee.com/news/weather-news/article260628112.html#storylink=mainstage_lead

Thousands of Sutter nurses will lose 5 days
of pay after one-day strike at CA hospitals
https://www.sacbee.com/news/local/health-and-medicine/article260613447.html#storylink=mainstage_card5

California has a legal marijuana glut. And farmers 
are taking a hit.
https://www.sacbee.com/news/california/article260536727.html

Florida Legislature votes to strip Disney self-government
Major Tax Implications
https://www.latimes.com/entertainment-arts/story/2022-04-21/florida-legislature-votes-to-strip-disney-self-government?utm_id=53540&sfmc_id=1646692

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"Gimme that wine"

Commercial truffle grower expanding in Napa Valley
     via deal with winery
https://www.northbaybusinessjournal.com/article/industrynews/commercial-truffle-grower-expanding-in-napa-valley-via-deal-with-winery/

With Corsican Reds, a Case Study of Identity
By Eric Asimov
https://www.nytimes.com/2022/04/21/dining/drinks/wine-school-corsican-reds.html

2022 Napa Valley Grower of the Year:
Arnulfo Solorio of Silverado Farming Company
https://www.napagrowers.org/grower-of-the-year.html

“Gimme that Wine”
http://www.youtube.com/watch?v=EJnQoi8DSE8

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

This Day in History

     1451 – Isabella (d. 1504), Queen of Spain, who sponsored the voyages of Christopher Columbus to search for a new trade route to India, was born in Madrigal de las Altas Torres, Spain.
    1526 - The first slave revolt in what would become America occurred in what is now South Carolina.  Nearly 40 years before the first permanent European settlement in North America, Spanish explorers bring enslaved Africans to what are now the Carolinas. The Africans escaped in what is the first recorded slave revolt in North America.
    1778 - Captain John Paul Jones of Ranger led a landing party raid on Whitehaven, England. Whitehaven was an English seaport on the Irish Sea. The decision to raid it was not made because of its strategic value, for the ships in its harbor were mostly coastal fishing vessels, containing little of value to the English war cause. John Paul Jones' original idea was to capture an important person in the course of the raid and hold him hostage until the British ministry released American sailors from prison. Soldiers taken prisoner during land engagements were frequently exchanged as prisoners of war. But the English still treated anyone found on an American armed vessel as a pirate. This was a sore point with sailors in the Continental Navy, and especially with Jones. He hoped his raid might free some of the American seamen languishing in English prisons. The destruction caused by the Whitehaven raid was paltry, but its effectiveness as propaganda was electrifying. No raid had been made on an English seaport since 1667, thanks to Britain's dominance of the seas. Englishmen wondered uneasily where the mighty Royal Navy had been in Whitehaven's time of need, and Jones appeared, not for the last time, in English newspapers as a swashbuckling pirate. The effects of the Continental Navy's daring exploits upon English commerce helped arouse distaste among the British people for continuing the Revolutionary War.
    1793 - President Washington attended the opening of Rickett's, the first circus in the U.S.
    1794 - The first death penalty ban by a state was enacted by Pennsylvania. The law abolished all executions except in cases of murder in the first degree. Michigan enacted a general ban on the death penalty on May 4, 1846, except in cases of treason.
    1802 - The U.S. learned that Napoleon I of France in 1800 had secured through a secret agreement, the Third Treaty of San Ildefonso, the return of the Louisiana territory from Spain.   This reversed the Treaty of Fontainebleau in 1762 that awarded Spain the territory by France.  At the time, 1802, France was at war with England and believed that many British trade ships were disguised as American ships.  In 1808, they began seizing ships, considered piracy by the US. This was alarming news because the mouth of the Mississippi River was now in the hands of an aggressive power, and Americans west of the Allegheny Mountains depended on free passage and the use of the port of New Orleans to transfer their products to oceangoing ships. President Thomas Jefferson ordered Robert R. Livingston, U.S. minister to France, to buy land on the lower Mississippi for use as a port, or to secure a guarantee of free navigation. In October, Spanish officials, still in New Orleans, refused to allow Americans to use the port. This serious disruption of American commerce led Jefferson in the next year to begin negotiations for purchase of Louisiana.
    1836 - A day after the Battle of San Jacinto, forces under Texas General Sam Houston identified Mexican General Santa Anna among the captives of the battle when one of his fellow captives mistakenly gave away his identity.
    1844 – Lewis Powell, co-conspirator of John Wilkes Booth and attempted assassin of Secretary of State William H. Seward, was born in Randolph County, AL.  He was hanged in 1865 in Washington, DC.
    1864 - By Act of Congress, the phrase "In God We Trust" began to be stamped on all U.S. coins.  The first coin with this inscription was the 2 cent coin, in circulation from 1864 to 1872.
    1870 – Nikolai Lenin (d. 1924) was born in Simbirst, Russia.  Leader of the Socialist Revolution in 1917 that overthrew the czarist regime that had ruled the country for centuries. 
    1876 - In the first National League game ever played, the Boston Red Caps, later the Braves, defeated the hometown Philadelphia Athletics, 6-5. Jim O'Rourke got the first hit and Joseph Borden, playing under the name of Josephs, was the winning pitcher.  Wes Fisler scored the first run.
    1883 - An outbreak of tornadoes from Louisiana to Kansas claimed the lives to 200 persons. One of the tornadoes destroyed the town of Beauregard, MS.
    1887 - James Norman Hall (d. 1951) was born in Colfax, Iowa.  American writer, best-known for the “Mutiny on the Bounty” (1932), co-authored with Charles Nordhoff. Hall lived in California and Tahiti. He also published poetry, children's books, short stories, and travel books. 
    1889 - At precisely high noon, thousands of would-be settlers make a mad dash into the newly opened Oklahoma Territory to claim cheap land. The nearly two million acres of land opened up to white settlement was located in Indian Territory, a large area that once encompassed much of modern-day Oklahoma.  Within hours the cities of Oklahoma City and Guthrie were formed with populations of at least 10,000.
    1891 - Laura Gilpin’s (d. 1979) birthday in Santa Fe, NM.  Famed photographer of New Mexico, the Southwest, and the Navajo Indian way of life.
http://www.photographydealers.com/htdocs/representedartists/
lgilpin/artistindex.html
http://ci.rio-rancho.nm.us/library/gilpin.html
http://www.sla.purdue.edu/WAAW/Palmquist/Photographers/Gilpin.htm
    1891 – Anarchist Nicola Sacco (d. 1927) of Sacco and Vanzetti infamy was born in Foggia, Italy.  They were two Italian migrant anarchists who were controversially convicted of murdering a guard and a paymaster during a 1920 armed robbery in Braintree, MA. Seven years later, they were electrocuted in the at Charlestown State Prison. Celebrated writers, artists, and academics pleaded for their pardon or for a new trial. Harvard law professor and future Supreme Court justice Felix Frankfurter argued for their innocence in a widely read “Atlantic Monthly” article that was later published in book form. Responding to a massive influx of telegrams urging their pardon, Massachusetts governor Alvan Fuller appointed a three-man commission to investigate the case. After weeks of secret deliberation that included interviews with the judge, lawyers, and several witnesses, the commission upheld the verdict and both were executed in August, 1927.
    1898 - The American gunboat Nashville captured the Spanish ship Buena Ventura. On April 24, Spain declared that a state of war existed with the United Sates. The following day, Congress declared that a state of war had existed since April 21.  President McKinley ordered the blockade of Havana Harbor.
http://www.spanamwar.com/timeline.htm
http://lcweb.loc.gov/rr/record/
http://memory.loc.gov/ammem/sawhtml/sawhome.html
    1898 - On the same day, Ted Breitenstein of the Cincinnati Reds and Jay Hughes of the Baltimore Orioles each pitched no-hitters. Breitenstein beat the Pittsburgh Pirates, 11-0, while Hughes took the Boston Beaneaters, 8-0.
    1903 – Having relocated from Baltimore and been renamed, the New York Highlanders won their first game, defeating the Washington Senators, 3-1 before a crowd of 11,950.
    1904 – J. Robert Oppenheimer (d. 1967) was born in NYC.  Among the select few physicists who worked on The Manhattan Project to develop the atomic bomb that hasted the end of World War II, he is recognized as one of the fathers of atomic energy.  Shortly thereafter, in 1946, Dr. Oppenheimer received a Presidential Citation and a Medal of Merit for his direction of the Los Alamos Laboratory, where the bomb had been developed.  In the years from 1945 to 1952, Dr. Oppenheimer was one of the foremost government advisers on key phases of United States atomic policy. He was the dominant author of the Acheson-Lilienthal Report which offered a plan for international control of atomic energy.  He was also the virtual author of the Baruch Plan calling for United Nations supervision of nuclear power. He was consultant to Bernard M. Baruch at the United Nations and to Frederick H. Osborn, his successor, in futile United Nations negotiations over the plan, which was rejected by the Soviet Union.  In 1954, he was stripped of security clearance by the Atomic Energy Commission because of his alleged association with Communists.  The same agency nine years later awarded Dr. Oppenheimer the $50,000 Fermi award for "his outstanding contributions to theoretical physics and his scientific and administrative leadership." 
    1906 - Father Ricard at the University of Santa Clara wrote to the "San Jose Mercury":
“The earthquake period is gone. Once the pent-up forces of nature have had a vent, nothing of a serious nature need be apprehended. At the most a succession of minor shocks may be felt and that's all. It is not unreasonable, therefore, for people to continue in dread of a new destructive temblor. People should fearlessly go to work and repair mischief done and sleep quietly at night anywhere at all, especially in wooden frame. Never mind foreboders of evil:  they do not know what they are talking about. Seismonetry is in its infancy and those therefore who venture out with predictions of future earthquakes when the main shock has taken place ought to be arrested as disturbers of the peace.” Board of Supervisors met for the first time since the earthquake in Sup. McGushin's saloon. Lawyers for the Home Telephone Co. were also there and paid bribes to the supervisors.  All this was aftermath of the Great San Francisco Earthquake and Fire on the morning of April 18, 1906.”
    1906 – The 1906 Summer Olympics opened in Athens.
    1906 – Actor Eddie Albert (d. 2005) was born Edward Albert Heimberger in Rock Island, IL.  He was nominated for the Academy Award for Best Supporting Actor in 1954 for his performance in “Roman Holiday” and in 1973 for “The Heartbreak Kid.”  Other well-known screen roles of his include Bing Edwards in the “Brother Rat” films, traveling salesman Ali Hakim in the musical “Oklahoma!,” and the sadistic prison warden in 1974's “The Longest Yard.” He starred as Oliver Wendell Douglas in the 1960s television comedy “Green Acres” and as Frank MacBride in the 1970s crime drama “Switch.” He also had a recurring role as Carlton Travis on “Falcon Crest.” 
    1913 - Birthday of guitarist Willie C. “Boll Weenie Bill” Moore (d. 1971) in Kinston, NC
    1914 - Babe Ruth made his professional pitching debut, playing for the International League Baltimore Orioles in his hometown. Allowing just six hits and contributing two singles himself, Ruth shut out the Buffalo Bisons, 6-0.  The second batter Ruth faced was Joe McCarthy, the manager he will play for 17 years later with the Yankees.
    1914 - FLETCHER, FRANK JACK, Medal of Honor
Rank and organization: Lieutenant, U.S. Navy. Place and date: Vera Cruz, Mexico, 21 and 22 April 1914. Entered service at: Iowa. Born: 29 April 1885, Marshalltown, lowa. G.O. No.: 177, 4 December 1915. Citation: For distinguished conduct in battle, engagements of Vera Cruz, 21 and 22 April 1914. Under fire, Lt. Fletcher was eminent and conspicuous in performance of his duties. He was in charge of the Esperanze and succeeded in getting on board over 350 refugees, many of them after the conflict had commenced. Although the ship was under fire, being struck more than 30 times, he succeeded in getting all the refugees placed in safety. Lt. Fletcher was later placed in charge of the train conveying refugees under a flag of truce. This was hazardous duty, as it was believed that the track was mined, and a small error in dealing with the Mexican guard of soldiers might readily have caused a conflict, such a conflict at one time being narrowly averted. It was greatly due to his efforts in establishing friendly relations with the Mexican soldiers that so many refugees succeeded in reaching Vera Cruz from the interior.
    1915 – The Yankees adopted the pinstriped uniforms and the hat-in-the-ring logo.  They added pinstripes to their uniforms on a permanent basis soon after Jacob Ruppert bought the team in 1915 after briefly wearing pinstripes in 1912.
    1916 – Birthday of Yehudi Menuhin (d. 1999), New York City.  Regarded as one of the greatest classical violinists, he began lessons at age 4 and debuted at age 7 with the San Francisco Symphony.  He performed for Allied soldiers during World War II and for the survivors of the Bergen-Belsen concentration camp in 1945.  Over a 70-year career he performed all of the major works of the 18th and 19th centuries.
    1917 - The William Metz Ice Company of Pittsburgh, PA, began operating equipment to ice refrigerated railroad cars. Manufactured by Thomas Wright of Jersey City, NJ, it consisted of a truck with an extension top adjustable to any position to enable ice to be placed in the upper most section of the car, making it possible for one man to do all the loading without the help of assistants. It is credited with expanding the agriculture and farming industry in the United States.
    1920 – Birthday of Hal March, born Harold Mendelson (d. 1970), in San Francisco.  Emcee of several early television shows: “What's It For?,” “The $64,000 Question,” “Laughs for Sale.”  He also was an actor in “My Friend Irma,” “The Soldiers,” “The Imogene Coca Show,” “The George Burns and Gracie Allen Show.” 
http://us.imdb.com/Name?March,+Hal
    1921 - Birthday of congo/bongo drummer Cándido de Guerra Camero in San Antonio De Los Baños, Cuba.
http://www.rhythmweb.com/bongo/candido.htm
http://www.latinpercussion.com/candido.htm
    1922 – Jazz pianist Lou Stein (d. 2002) was born, Philadelphia, PA.  Stein's first major gig came in 1942 when he joined Ray McKinley’s band.  He also played with Glenn Miller when the latter was stateside during World War II. 
http://www.personal.psu.edu/faculty/e/w/ews3/SHJM/
SteinHausJazzMusic/LouStein.html
    1922 - Bassist Charlie Mingus (d. 1979), a leader in modern jazz, was born in Arizona. He started with the traditional jazz outfits of Louis Armstrong, Kid Ory and Lionel Hampton. But by 1953, Mingus had moved to the modern camp, playing with the likes of Dizzy Gillespie and Charlie Parker. He was also justly famous for leading his own groups, and for his compositions.
http://www.mingusmingusmingus.com/bio/mingusbio.html
http://www.duke.edu/~rdk1/
http://webusers.siba.fi/~eonttone/mingus/
    1923 – Film and TV producer Aaron Spelling (d. 2006) was born in Dallas.  Through his production company, Spelling Television, he holds the record as the most prolific television writer and producer in US television history, with 218 producer and executive producer credits.  Beginning in 1968, Spelling began producing successful television shows including “The Mod Squad,” “The Rookies,” “Charlie’s Angels,” “and “Beverly Hills 90210.”  As of 2009, Spelling, through his production company Spelling Television, holds the record as the most prolific television writer and producer in US television history, with 218 producer and executive producer credits.  Forbes ranked him the 11th top-earning deceased celebrity in 2009.    
    1928 - Birthday of trumpet player Tommy Turrentine (d. 1997), Pittsburgh, PA
http://members.tripod.com/~hardbop/tommyt.html
    1930 - The United Kingdom, Japan and the United States signed the London Naval Treaty regulating submarine warfare and limiting shipbuilding.
    1935 - Birthday of bass player Paul Chambers (d. 1969), Pittsburgh.
    1936 – Glen Campbell (d. 2017) was born in Billstown, Arkansas. At the age of 22, he moved to Los Angeles and began playing guitar on recording sessions. One record he is said to have played on is "Tequila" by the Champs. In 1965, Campbell took Brian Wilson's place on a tour by the Beach Boys. Two years later, he topped both the country and pop charts with "Gentle on My Mind" and "By the Time I Get to Phoenix." His other hits include "Wichita Lineman" and "Galveston." His television series, "The Glen Campbell Show," ran for 4.5 years.  In April 2014, news reports indicated Campbell had become a patient at an Alzheimer's long-term care and treatment facility.  On March 10, 2015, NBC News reported that Campbell could no longer speak for himself.
rdbop/chambers.html
http://www.glencampbellshow.com/
http://www.branson.net/
    1937 – Birthday of John Joseph “Jack” Nicholson in Neptune City, NJ.  Nicholson's 12 Academy Award nominations make him the most nominated male actor in the Academy’s history.  Academy Award-winning Best Actor: “One Flew Over the Cuckoo's Nest” [1975], “As Good as It Gets” [1997]; Academy Award for Best Supporting Actor:  “Terms of Endearment” [1983].  He, Walter Brennan, and Sir Daniel Day Lewis are the only males to win three Oscars.  Among his work:  “Five Easy Pieces,” “The Shining,” “Batman,” “Broadcast News,” “Chinatown,” “Two Jakes,” “Easy Rider,” “Prizzi's Honor,” “The Witches of Eastwicke,” “Little Shop of Horrors,” “A Few Good Men,” “The Departed,” “The Bucket List,” “Anger Management”…and as a true Jerseyan, he knows how to have a good time!
http://www.geocities.com/Hollywood/Film/3000/
http://www.evesmag.com/nicholson.htm
http://the-movie-times.com/thrsdir/actors/jnicholson.html
    1937 – Satchel Paige and Josh Gibson were among 18 black players who jump to the Dominican Republic league. Negro league owners regard this as desertion and plan to ban the players from the league. In May, Paige was banned for life.
    1939 - Birthday of singer Mel Carter, Cincinnati, OH.  He is best known for his 1965 million-selling recording, "Hold Me, Thrill Me, Kiss Me.”
http://www.mel-carter.com/
    1940 - The first all-Chinese commercial radio program was broadcast this day over KSAN Radio in San Francisco, CA.
    1940 - Rear Admiral Joseph Taussig testified before U.S. Senate Naval Affairs Committee that war with Japan is inevitable.  As Captain in 1918, he was head of the Division of Enlisted Personnel. Aware of the inadequacies of manpower from his experience in the fleet during World War I, in 1920, he was embroiled in a publicized dispute with then Assistant Secretary of the Navy Franklin D. Roosevelt and testified before the Senate Committee on Navy Affairs regarding the personnel shortage in the Navy.  He stated that Navy department heads had failed "to take adequate steps to provide personnel necessary for the proper conduct of the Navy during the war." For his outspoken views, Taussig earned the lifetime enmity of Roosevelt, who wrote a sharp letter to the Navy subcommittee denying Taussig's charges.  Taussig candidly maintained that, "the Navy was far from being ready for War... and the enlisted personnel was entirely inadequate for the proper manning of our already completed ships on a peace time basis, and was dangerously inadequate should we suddenly be thrown into war." Secretary Josephus Daniels was angered by Taussig's dissent and denied publication of Taussig's prize-winning essay on naval personnel in the Naval Institute Press.  In May 1940, Taussig again locked horns with now-president Roosevelt, when Taussig testified at Senate hearings on plans to expand the Navy. Taussig advocated the building of Iowa class and Montana class battleships, offering testimony to the aggressive, imperialistic designs of Japan that planned to annex China, the Philippines and the Dutch East Indies. He warned of the superiority of the Japanese Merchant fleet to that of the US, and the need to replenish U.S. bases in the Pacific Ocean and prepare for defense of the Philippines, stating, "I cannot see how we can escape being forced into war based on the present trends of events." Taussig's testimony set off a controversy that lasted in the press for weeks and infuriated FDR who wanted Taussig relieved of his command of Norfolk Navy Yard and the Fifth Naval District. However, CNO Admiral Harold Stark convinced Roosevelt to reconsider and Roosevelt took no action; however, Stark publicly stated that Taussig's views were contrary to the Navy Department's and on 23 April 1940, issued a reprimand that was placed in Taussig's file after the Senate testimony. According to a May 9, 1940 article by Drew Pearson, Taussig was forced into retirement due to his public prediction that war with Japan was inevitable. In a June 9, 1940 article authored by Drew Pearson and Robert Allen, Taussig was referred to as "the star scholar and strategist of the navy." Taussig was forced to retire in September 1941 due to his age, despite his petition to continue on active duty with the impending international crisis. He was promoted to vice admiral due to his service in the Boxer Rebellion.  On 8 December 1941, President Roosevelt ordered the reprimand removed from Taussig's personnel file, after his son was severely wounded and lost his leg, earning a Navy Cross while serving on the Nevada during the Japanese attack on Pearl Harbor.
    1945 - Adolf Hitler, learning from one of his generals that no German defense was offered to the Russian assault at Eberswalde, admits to all in his underground bunker that the war is lost and that suicide is his only recourse. Almost as confirmation of Hitler's assessment, a Soviet mechanized corps reaches Treuenbrietzen, 40 miles southwest of Berlin, liberates a POW camp and releases, among others, Norwegian Commander in Chief Otto Ruge.
    1945 - Himmler meets Count Bernadotte of the Swedish Red Cross and gives him a message to pass to the western Allies, offering a German surrender to the British and Americans but not to the Soviets. The message is passed to the Allies on the 24th.
    1945 - US 7th Army units cross the Danube at Dillingen and Baldingen.
    1945 - Units of 2nd and 4th US Corps (parts of US 5th Army) reach the Penaro River in their advance to the Po River. On the left flank Modena is taken.
    1945 - HAYASHI, JOE, Medal of Honor
Private Joe Hayashi distinguished himself by extraordinary heroism in action on 20 and 22 April 1945, near Tendola, Italy. On 20 April 1945, ordered to attack a strongly defended hill that commanded all approaches to the village of Tendola, Private Hayashi skillfully led his men to a point within 75 yards of enemy positions before they were detected and fired upon. After dragging his wounded comrades to safety, he returned alone and exposed himself to small arms fire in order to direct and adjust mortar fire against hostile emplacements. Boldly attacking the hill with the remaining men of his squad, he attained his objective and discovered that the mortars had neutralized three machine guns, killed 27 men, and wounded many others. On 22 April 1945, attacking the village of Tendola, Private Hayashi maneuvered his squad up a steep, terraced hill to within 100 yards of the enemy. Crawling under intense fire to a hostile machine gun position, he threw a grenade, killing one enemy soldier and forcing the other members of the gun crew to surrender. Seeing four enemy machine guns delivering deadly fire upon other elements of his platoon, he threw another grenade, destroying a machine gun nest. He then crawled to the right flank of another machine gun position where he killed four enemy soldiers and forced the others to flee. Attempting to pursue the enemy, he was mortally wounded by a burst of machine pistol fire. The dauntless courage and exemplary leadership of Private Hayashi enabled his company to attain its objective. Private Hayashi’s extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit on him, his unit, and the United States Army.
    1946 - Tex McCrary and Jinx Falkenburg arrived at WEAF radio in New York City with an entertaining morning show called, "Hi, Jinx." This was one of the most popular radio shows in the 1940's and early 1950's. They switched over to television in the 1950's.  WEAF later became WNBC and then WFAN SportsRadio 66.  
http://www-itg.lbl.gov/Seaborg.talks/presidents/24.html
http://www.geocities.com/Hollywood/Studio/5217/jinxbio.htm
    1947 – In the first NBA Championship, the Philadelphia Warriors beat Chicago Stags, 4 games to 2.
    1950 – Peter Frampton was born in London.  Rock musician, singer, songwriter, producer, guitarist and multi-instrumentalist.
    1951 - *LITTLETON, HERBERT A., Medal of Honor
Rank and organization: Private First Class, U.S. Marine Corps Reserve, Company C, 1st Battalion, 7th Marines, 1st Marine Division (Rein.). Place and date: Chungchon, Korea, 22 April 1951. Entered service at: Blackhawk, S. Dak. Born: 1 July 1930, Mena, Ark. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a radio operator with an artillery forward observation team of Company C, in action against enemy aggressor forces. Standing watch when a well-concealed and numerically superior enemy force launched a violent night attack from nearby positions against his company, Pfc. Littleton quickly alerted the forward observation team and immediately moved into an advantageous position to assist in calling down artillery fire on the hostile force. When an enemy hand grenade was thrown into his vantage point shortly after the arrival of the remainder of the team, he unhesitatingly hurled himself on the deadly missile, absorbing its full, shattering impact in his body. By his prompt action and heroic spirit of self-sacrifice, he saved the other members of his team from serious injury or death and enabled them to carry on the vital mission which culminated in the repulse of the hostile attack. His indomitable valor in the face of almost certain death reflects the highest credit upon Pfc. Littleton and the U.S. Naval Service. He gallantly gave his life for his country.
    1952 - Top Hits
“Wheel of Fortune” - Kay Starr
“Anytime” - Eddie Fisher
“Be My Life's Companion” - The Mills Brothers
“(When You Feel like You're in Love) Don't Just Stand There” - Carl Smith
    1954 - Senator Joseph McCarthy begins hearings investigating the United States Army, which he charges with being "soft" on communism. McCarthy rose suddenly to national fame in February, 1950 when he asserted in a speech that he had a list of "members of the Communist Party and members of a spy ring" who were employed in the State Department.  Thus began his dizzying rise to fame as the most famous and feared communist hunter in the United States but McCarthy was never able to prove his sensational charge and he never produced the list.   McCarthy made additional accusations of Communist infiltration into the State Department, the administration of President Truman, the Voice of America, and the Army. He also used various charges of communism, communist sympathies, disloyalty, or homosexuality to attack a number of politicians and other individuals inside and outside of government.  Early in 1954, the U.S. Army accused McCarthy and his chief counsel, Roy Cohn, of improperly pressuring the Army to give favorable treatment to G. David Schine, a former aide to McCarthy and a friend of Cohn, who was then serving in the Army as a private. McCarthy claimed that the accusation was made in retaliation. The Senate Permanent Subcommittee on Investigations, usually chaired by McCarthy himself, was given the task of adjudicating these conflicting charges. Republican Senator Karl Mundt was appointed to chair the committee and, as a result, the Army-McCarthy hearings convened on April 22, 1954.  One of the most prominent attacks on McCarthy's methods was a series of episodes of the CBS television documentary series “See It Now,” hosted by journalist Edward R. Murrow, which was broadcast in March and April, 1954. Titled "A Report on Senator Joseph R. McCarthy," the first episode consisted largely of clips of McCarthy speaking without substantive comment from the host. In these clips, McCarthy accused the Democratic Party of "twenty years of treason," describes the ACLU as "listed as 'a front for, and doing the work of', the Communist Party," and berates and harangues various witnesses, including an Army General.  In a later broadcast, as an accommodation by Murrow to give McCarthy an opportunity to respond, McCarthy appeared on “See It Now” and made a number of charges against the popular Murrow, including the accusation that he colluded with a "Russian espionage and propaganda organization." This response did not go over well with viewers and the result was a steep decline in McCarthy's popularity.  These televised hearings gave the American public their first view of McCarthy in action and his recklessness, indignant bluster, and bullying tactics quickly resulted in his fall from prominence. In December 1954, the Senate voted to censure McCarthy for his conduct.
    1955 – In their first game after moving from Philadelphia, the Kansas City Athletics beat the Detroit Tigers, 6-2.  Arnold Johnson purchased the A’s from former owner Connie Mack’s family in 1954 and moved them to Kansas City the following season. Arnold and his brother, Earl Johnson, were co-owners of the A's from 1954 to 1961, when they sold the team to Charlie Finley.  Johnson was a rich businessman from Chicago who, among other interests, was the owner of Yankee Stadium and of Kansas City's Blues Stadium where the Yanks’ top farm team played their games.  While in KC, the A’s never finished higher than 6th place.
    1956 - Elvis Presley made his Las Vegas debut at the Frontier Hotel. With "Heartbreak Hotel" at the top of the pop charts, one can imagine the excitement generated by the new ‘King of Rock and Roll.' Even with a number one hit, Elvis was not yet well-received by the middle-aged audience. Management of the Frontier was so unimpressed, they gave Elvis his walking papers after one week of a two-week engagement.  “Elvis left the building” would later be the way to get audiences to leave and stop applauding for an encore.
    1957 - Frances Farmer, once a $1,500-a-week movie star, said yesterday that "San Franciscans are extremely civilized people to let me get down to the business of living" as a $70-a-week clerk. Farmer, a flaxen-haired beauty at 40, was discovered over the weekend working as a reservation clerk at the Sheraton-Palace Hotel.
    1957 – The last NL team to integrate was the Philadelphia Phillies with John Irwin Kennedy.  Kennedy pinch ran for Solly Hemus in the 5-1 loss to the Dodgers at Ebbets Field. He played in five games, two at third base, and went hitless.
     1959 - The Chicago White Sox took ‘batting practice' against the Kansas City Athletics, 20-6. Chicago scored 11 runs in the seventh inning with only one hit, a single by Johnny Callison. The Sox got 10 walks and one hit batter. Not to be outdone in the effort, the Athletics contributed three errors.
    1959 - Alan Freed premieres his last Rock 'n' Roll movie, “Go Johnny Go,” starring Chuck Berry, Ritchie Valens, Jackie Wilson, Eddie Cochran and The Flamingos.
    1959 – Cleveland Indians Manager Terry Francona was born in New Brighton, PA.  As manager of the Boston Red Sox (2004-2011), he broke the Curse of the Bambino and delivered two World Series championships to long-suffering BoSox fans.
    1959 – You’ll never see this again:  Whitey Ford of the New York Yankees shutout the Washington Senators, 1-0 in 14 innings, striking out 15.  The Yankees won on a Moose Skowron solo home run - the longest contest in Major League history ending 1-0 on a home run.
    1960 - Top Hits
“The Theme from ‘A Summer Place’ " - Percy Faith
“Greenfields” - The Brothers Four
“Sweet Nothin's” - Brenda Lee
“He'll Have to Go” - Jim Reeves
    1962 - The Toronto Maple Leafs won back the Stanley Cup after 11 years. The National Hockey League champions kept Lord Stanley's cup locked up in Toronto for the next three seasons.
    1966 - The Troggs release "Wild Thing."
    1966 – The Atlanta Braves won their first game after moving from Milwaukee, over the New York Mets, 8-4.
    1966 – Still in high school, Bruce Springsteen gets a boost when his band, The Castiles, won a battle of the bands contest at a roller rink in Matawan, NJ.   First prize?  Opening for the Crystals and the Ad-Libs at next week's show.
    1967 - Randy Matson set a world outdoor record in the shot put with a toss of 71 feet, 5-1/2 inches in College Station, Texas. The shot landed in section E-83 of the grandstand, but fortunately, no one was hurt.
    1968 - Top Hits
“Honey” - Bobby Goldsboro
“Cry like a Baby” - The Box Tops
“Lady Madonna” - The Beatles
“Fist City” - Loretta Lynn
    1968 - Trumpeter Herb Alpert sang "This Guy's In Love With You" on his CBS-TV special. The Burt Bacharach / Hal David composition would rise to the top of the US chart, where it stayed for four weeks.  Alpert is the only recording artist to hit No. 1 on the Billboard Hot 100 pop chart as both a vocalist ("This Guy's In Love With You," 1968), and an instrumentalist ("Rise," 1979).
    1968 - In a news conference, Defense Secretary Clark Clifford declares that the South Vietnamese have "acquired the capacity to begin to insure their own security [and] they are going to take over more and more of the fighting."
    1970 - Tom Seaver of the New York Mets struck out 19 batters to tie a National League baseball record. He also set a record by striking out 10 batters consecutively as the ‘Amazin’' Mets defeated the San Diego Padres at Shea Stadium.
    1970 - Henry Ross Perot, remember him, a candidate for the U.S. Presidency, did not have a good day. Perot, of Dallas, TX, reportedly lost $450 million in the stock market.     
    1970 - Earth Day is an annual event, celebrated on April 22, on which day events worldwide are held to demonstrate support for environmental protection. It was first celebrated in 1970 and is now coordinated globally by the Earth Day Network and celebrated in more than 193 countries each year.  On Earth Day 2016, the landmark Paris Agreement is scheduled to be signed by the United States, China, and some 120 other countries.  This signing satisfies a key requirement for the entry into force of the historic draft climate protection treaty adopted by consensus of the 195 nations present at the 2015 UN Climate Change Conference in Paris.
http://memory.loc.gov/ammem/today/apr22.html
    1971 - Former US Navy Lieutenant John Kerry testified before the US Senate Foreign Relations Committee and talked about alleged war crimes and atrocities committed in Vietnam by US forces.  During 1968–1969, he served an abbreviated four-month tour of duty in South Vietnam as officer-in-charge (OIC) of a Swift Boat. For that service, he was awarded combat medals that include the Silver Star, Bronze Star, and three Purple Hearts. Securing an early return to the United States, Kerry joined the Vietnam veterans Against the War organization in which he served as a nationally recognized spokesman and as an outspoken opponent of the Vietnam War. He appeared in the Fulbright Hearings before the Senate Committee on Foreign Affairs where he deemed United States war policy in Vietnam to be the cause of war crimes.
    1974 - Redbone won a gold record for the single, "Come and Get Your Love." The group, playing American Indian ‘swamp rock', formed in Los Angeles in 1968. Lolly and Pat Vegas, brothers, had been session musicians and worked on the "Shindig" TV show. Anthony Bellamy and Peter De Poe were also members of the group. Redbone had one other hit, "The Witch Queen of New Orleans." The top five hit, "Come and Get Your Love," was the group's second and final chart success.
    1976 - Top Hits
“Disco Lady” - Johnnie Taylor
“Let Your Love Flow” - Bellamy Brothers
“Right Back Where We Started From” - Maxine Nightingale
“Drinkin' My Baby (Off My Mind)” - Eddie Rabbitt
    1976 - Johnnie Taylor's "Disco Lady" becomes the first single record to sell over 2 million copies.
    1978 - Bob Marley and the Wailers performed at the One Love Peace Concert near Kingston, Jamaica. It was Marley's first appearance in his homeland since being wounded in an assassination attempt in December, 1976. After the concert, Marley persuaded Prime Minister Michael Manley and Opposition Leader Edward Seaga to come on stage and shake hands.
http://www.bobmarley.com/
    1978 - Gerry Rafferty's "Baker Street" is released. It will become his biggest US hit, reaching #2 on the Hot 100.
    1978 - On tonight's “Saturday Night Live”, John Bulushi and Dan Akroyd team up to debut two new characters called "The Blues Brothers," who perform a cover of Sam and Dave's "Soul Man."
    1980 - The United States boycotted the Olympic Games by refusing to send its athletes to the Summer Olympic Games in Moscow to protest the Soviet Union's invasion of Afghanistan. At the urging of President Jimmy Carter, the U.S. Olympic Committee voted 1,604 to 797 to boycott the games. The following day, a number of athletes and coaches filed a class-action suit in the U.S. District court in Washington, DC, to block the boycott, but the suit was dismissed on May 16. The Soviet Union retaliated by boycotting the 1984 Summer Olympics in Los Angeles, CA.
    1980 - A record April heat wave sent the mercury up to the 100 degree mark in Iowa.
    1981 – Dodgers rookie Fernando Valenzuela, in the year that would become Fernandomania, pitched his third shutout in four starts, striking out 11, and had the game's only RBI with a single in a 1-0 win against the Houston Astros.  The 20-year-old Valenzuela took Los Angeles and baseball by storm, winning his first 8 decisions and leading the Dodgers to the World Series title. That year, Valenzuela became the only player in MLB history to win the Rookie of the Year and Cy Young Awards in the same season; he was also awarded the Silver Slugger Award.
    1982 - The Atlanta Braves’ Major League record for the fastest start ended at 13 straight victories when they lost, 2-1, to the Cincinnati Reds.   New manager Joe Torre pushed all the right buttons for the team led by MVP Dale Murphy and they went on to win the pennant, the Braves’ first since 1969.
    1984 - Top Hits
“Against All Odds (Take a Look at Me Now)” - Phil Collins
“Hello” - Lionel Richie
“Hold Me Now” - The Thompson Twins
“The Yellow Rose” - Johnny Lee with Lane Brody
    1987 - Fifteen cities in the southeastern U.S. reported new record high temperatures for the date. The afternoon high of 96 degrees at Pensacola, FL established a record for the month of April.
    1989 - Twenty-seven cities in the central U.S. reported record high temperatures for the date. The high of 96 degrees at Omaha was an April record, and the high of 100 degrees at Lubbock, TX equaled their record for April. Hill City, KS and Liberal, KS tied for honors as the hot spot in the nation with afternoon highs of 103 degrees.
    1989 – Nolan Ryan struck out Ricky Henderson for Ryan’s 5000th career K.
    1991 – Johnny Carson announced his retirement as host of “The Tonight Show with Johnny Carson”, in 1992.
    1993 - The museum commemorating the Holocaust, the U.S. Holocaust Memorial Museum, opened to the public in Washington, DC. The museum combined innovative multimedia displays with one of the nation's largest repositories of documentary information about the Holocaust.
http://www.ushmm.org/
    1993 - Version 1.0 of the Mosaic web browser was released.
    1998 - Top Hits
“Too Close” - Next
“All My Life” - K-Ci
“Let's Ride” - Montell Jordan Feat
“Frozen” - Madonna
“You’re Still The One” - Shania Twain
    2000 - The event which triggers the biggest mass suspension in the history of the game takes place at Comiskey Park after White Sox hurler hits Dean Palmer with a seventh inning pitch in retaliation of Jeff Weaver's plunking of Carlos Lee in the previous frame. The ensuing brawls in both the seventh and ninth innings will see the ejection of eleven participants with sixteen players, coaches and managers suspended and another nine being fined.
    2000 - In a pre-dawn raid, federal agents seize six-year-old Elian Gonzalez from his relatives' home in Miami.
    2004 – Former Arizona Cardinal safety Pat Tillman, having walked away form a multi-year, multi-million dollar contract to become a US Army Ranger in Afghanistan, was killed by friendly fire.
    2005 - Zacarias Moussaoui pleaded guilty in federal court to conspiring with the Sept. 11 hijackers to kill Americans. He was later sentenced to life in prison.
    2013 - The News Corporation phone hacking scandal results in the company's agreement to pay $139 million to American shareholders.
    2013 - Charged with bribing public officials in Argentina between 2005 and 2009, clothing retailer Ralph Lauren agrees to pay $1.6 million to resolve U.S. regulatory and criminal claims.
    2014 - Albert Pujols of the Los Angeles Angels became the 26th Major Leaguer to hit 500 home runs, knocking two off the Washington Nationals in an inter-league game at Nationals Park in DC.

NBA Finals Champions
1947 - Philadelphia Warriors
Stanley Cup Champions
1945 - Toronto Maple Leafs
1962 - Toronto Maple Leafs